Exhibit 10.20

                                COMMERCIAL LEASE

This lease is made between RICHARD R. RAMIREZ of Santa Maria,  CA. herein called
Lessor,  and AMERICOM USA,  INC., of ARROYO GRANDE,  CA.,  herein called Lessee.
Lessee hereby  offers to lease from Lessor the premises  situated in the City of
Arroyo Grande, Ca., County of San Luis Obispo, State of California, described as
124 S. Halcyon, upon the following TERMS and CONDITIONS:

1. Term and Rent.  Lessor  demises  the  above  premises  for a term of month to
month,  commencing  November  1, 1999,  and  terminating  on , 19 , or sooner as
provided herein at the annual rental of Dollars ($3,400.00 monthly),  payable in
equal  installments  in advance on the first day of each month for that  month's
rental,  during the term of this  lease.  All rental  payments  shall be made to
Lessor, at the address specified above.

2. Use.  Lessee shall use and occupy the premises  for  Business  Purposes.  The
premises shall be used for no other purpose. Lessor represents that the premises
may lawfully be used for such purpose.

3. Care and Maintenance of Premises.  Lessee  acknowledges that the premises are
in good order and repair,  unless otherwise  indicated herein.  Lessee shall, at
his own  expense  and at all  times,  maintain  the  premises  in good  and safe
condition,  including  plate  glass,  electrical  wiring,  plumbing  and heating
installations  and any other  system or  equipment  upon the  premises and shall
surrender the same, at  termination  hereof,  in as good  condition as received,
normal  wear and tear  excepted.  Lessee  shall be  responsible  for all repairs
required, excepting the roof, exterior walls, structural foundations, and:


, which  shall be  maintained  by Lessor.  Lessee  shall also  maintain  in good
condition such portions adjacent to the premises, such as sidewalks,  driveways,
lawns and  shrubbery,  which would  otherwise  be required to be  maintained  by
Lessor.

4. Alterations. Lessee shall not, without first obtaining the written consent of
Lessor, make any alterations,  additions,  or improvements,  in, to or about the
premises.

5.  Ordinances and Statutes.  Lessee shall comply with all statutes,  ordinances
and requirements of all municipal,  state and federal  authorities now in force,
or which may hereafter be in force, pertaining to the premises, occasioned by or
affecting the use thereof by Lessee.

6. Assignment and  Subletting.  Lessee shall not assign this lease or sublet any
portion of the premises without prior written consent of the Lessor, which shall
not be unreasonably  withheld. Any such assignment or subletting without consent
shall be void and, at the option of the Lessor, may terminate this lease.

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7. Utilities. All applications and connections for necessary utility services on
the demised  premises shall be made in the name of Lessee only, and Lessee shall
be solely  liable for utility  charges as they become due,  including  those for
sewer, gas, electricity, and telephone services.

8. Entry and Inspection.  Lessee shall permit Lessor or Lessor's agents to enter
upon the  premises  at  reasonable  times and upon  reasonable  notice,  for the
purpose of inspecting  the same, and will permit Lessor at any time within sixty
(60) days prior to the expiration of this lease,  to place upon the premises any
usual "To Let" or "For Lease" signs,  and permit  persons  desiring to lease the
same to inspect the premises thereafter.

9. Possession.  If Lessor is unable to deliver possession of the premises at the
commencement  hereof,  Lessor shall not be liable for any damage caused thereby,
nor shall this lease be void or voidable, but Lessee shall not be liable for any
rent  until  possession  is  delivered.  Lessee  may  terminate  this  lease  if
possession is not delivered within days of the commencement of the term hereof.

10.  Indemnification  of  Lessor.  Lessor  shall not be liable for any damage or
injury to Lessee,  or any other  person,  or to any  property,  occurring on the
demised premises or any part thereof,  and Lessee agrees to hold Lessor harmless
from any claims for damages, no matter how caused.

11.  Insurance.  Lessee,  at his expense,  shall maintain plate glass and public
liability  insurance including bodily injury and property damage insuring Lessee
and Lessor with minimum coverage as follows:

Lessee shall provide  Lessor with a Certificate  of Insurance  showing Lessor as
additional  insured.  The Certificate shall provide for a ten-day written notice
to Lessor in the event of cancellation  or material  change of coverage.  To the
maximum extent  permitted by insurance  policies which may be owned by Lessor or
Lessee,  Lessee and Lessor,  for the  benefit of each  other,  waive any and all
rights of subrogation which might otherwise exist.

12. Eminent  Domain.  If the premises or any part thereof or any estate therein,
or any other  part of the  building  materially  affecting  Lessee's  use of the
premises,  shall be taken by eminent  domain,  this lease shall terminate on the
date when title vests  pursuant to such  taking.  The rent,  and any  additional
rent, shall be apportioned as of the termination date, and any rent paid for any
period beyond that date shall be repaid to lessee.  lessee shall not be entitled
to any part of the award for such  taking or any  payment in lieu  thereof,  but
Lessee may file a claim for any taking of  fixtures  and  improvements  owned by
Lessee, and for moving expenses.

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13.  Destruction  of  Premises.  In the  event of a partial  destruction  of the
premises during the term hereof,  from any cause,  Lessor shall forthwith repair
the same,  provided  that such  repairs can be made within sixty (60) days under
existing  governmental laws and regulations,  but such partial destruction shall
not  terminate   this  lease,   except  that  Lessee  shall  be  entitled  to  a
proportionate  reduction of rent while such  repairs are being made,  based upon
the extent to which the making of such repairs shall interfere with the business
of Lessee on the premises. If such repairs cannot be made within said sixty (60)
days,  Lessor,  at his option,  may make the same within a reasonable time, this
lease  continuing in effect with the rent  proportionately  abated as aforesaid,
and in the event that Lessor shall not elect to make such  repairs  which cannot
be made within sixty (60) days,  this lease may be  terminated  at the option of
either party.  In the event that the building in which the demised  premises may
be  situated  is  destroyed  to an  extent  of not less  than  one-third  of the
replacement costs thereof,  Lessor may elect to terminate this lease whether the
demised premises be injured or not. A total destruction of the building in which
the premises may be situated shall terminate this lease.

14. Lessor's Remedies on Default.  If Lessee defaults in the payment of rent, or
any  additional  rent,  or  defaults  in the  performance  of  any of the  other
covenants or  conditions  hereof,  Lessor may give Lessee notice of such default
and if Lessee does not cure any such default  within  days,  after the giving of
such  notice  (or if such  other  default  is of such  nature  that it cannot be
completely  cured  within such period,  if Lessee does not commence  such curing
within such days and thereafter  proceed with  reasonable  diligence and in good
faith to cure such  default),  then Lessor may terminate  this lease on not less
than days'  notice to Lessee.  On the date  specified in such notice the term of
this lease  shall  terminate,  and  Lessee  shall  then quit and  surrender  the
premises to Lessor, but Lessee shall remain liable as hereinafter  provided.  If
this lease  shall  have been so  terminated  by  Lessor,  Lessor may at any time
thereafter  resume  possession  of the  premises by any lawful  means and remove
Lessee or other  occupants  and their  effects.  No failure to enforce  any term
shall be deemed a waiver.

15.  Security  Deposit.  Lessee shall deposit with Lessor on the signing of this
lease  the  sum of  Dollars  ($2,600.00),  Paid  in  Full  as  security  for the
performance  of  Lessee's  obligations  under  this  lease,   including  without
limitation  the  surrender  of  possession  of the  premises to Lessor as herein
provided.  If Lessor  applies  any part of the  deposit  to cure any  default of
Lessee, Lessee shall on demand deposit with Lessor the amount so applied so that
Lessor  shall have the full deposit on hand at all times during the term of this
lease.

16. Tax Increase. In the event there is any increase during any year of the term
of this lease in the City,  County or State real estate taxes over and above the
amount of such taxes  assessed  for the tax year  during  which the term of this
lease  commences,  whether because of increased rate or valuation,  Lessee shall
pay to Lessor upon  presentation  of paid tax bills an amount  equal to % of the
increase in taxes upon the land and  building in which the leased  premises  are
situated.  In the event that such taxes are  assessed  for a tax year  extending
beyond the term of the lease, the obligation of Lessee shall be proportionate to
the portion of the lease term included in such year.

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17. Common Area  Expenses.  In the event the demised  premises are situated in a
shopping  center or in a  commercial  building in which there are common  areas,
Lessee agrees to pay his pro-rata share of maintenance, taxes, and insurance for
the common area.

18.  Attorney's  Fees.  In case  suit  should be  brought  for  recovery  of the
premises,  or for any sum due  hereunder,  or because of any act which may arise
out of the possession of the premises,  by either party,  the  prevailing  party
shall be  entitled  to all  costs  incurred  in  connection  with  such  action,
including a reasonable attorney's fee.

19.  Waiver.  No failure of Lessor to enforce any term hereof shall be deemed to
be a waiver.

20. Notices.  Any notice which either party may or is required to give, shall be
given by mailing the same, postage prepaid, to Lessee at the premises, or Lessor
at the address  specified above, or at such other places as may be designated by
the parties from time to time.

21.  Heirs,  Assigns,  Successors.  This lease is binding upon and inures to the
benefit of the heirs, assigns and successors in interest to the parties.

22. Option to Renew.  Provided that Lessee is not in default in the  performance
of this lease, Lessee shall have the option to renew the lease for an additional
term of months  commencing at the  expiration of the initial lease term.  All of
the terms and conditions of the lease shall apply during the renewal term except
that the monthly  rent shall be the sum of $ . The option  shall be exercised by
written notice given to Lessor not less than days prior to the expiration of the
initial lease term. If notice is not given in the manner  provided herein within
the time specified, this option shall expire.

23.  Subordination.  This lease is and shall be subordinated to all existing and
future liens and encumbrances against the property.

24. Radon Gas  Disclosure.  As required by law,  (Landlord)  (Seller)  makes the
following disclosure: "Radon Gas" is a naturally occurring radioactive gas that,
when it has  accumulated  in a building in  sufficient  quantities,  may present
health  risks to persons who are  exposed to it over time.  Levels of radon that
exceed federal and state guidelines have been found in buildings in . Additional
information  regarding  radon and radon testing may be obtained from your county
public health unit.

25. Entire Agreement. The foregoing constitutes the entire agreement between the
parties  and may be  modified  only by a  writing  signed by both  parties.  The
following  Exhibits,  if any,  have been made a part of this  lease  before  the
parties' execution hereof:

Signed this 29  day of October, 1999    .

By:/s/ Richard G. Ramirez   Lessor      By:/s/ Gary Hogue Lessee
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