| Compensation Components                                                                                                                                                                                                      | Board or Committee              | Compensation                                                                              |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------|-------------------------------------------------------------------------------------------|
| Annual      Compensation for Attendance at Regular Board Meetings(1) (paid/vested/deferred quarterly in      arrears in accordance with the Plan and includes compensation for five      regularly scheduled Board meetings) | Board                           | $     225,000                                                    |
| Annual      Committee Chair Retainer(Paid annually      in arrears)                                                                                                                                                     | Chair      of Board             | $   125,000(2)                                                             |
|                                                                                                                                                                                                                         | Lead      Director              | 25,000                                                                                    |
|                                                                                                                                                                                                                         | Chair      of Audit Committee   | 15,000                                                                                    |
|                                                                                                                                                                                                                         | Chair      of Comp Committee    | 10,000                                                                                    |
|                                                                                                                                                                                                                         | Chair      of N/CG Committee    | 10,000                                                                                    |
| Attendance      at In-Person Special Meeting                                                                                                                                                                                 | Board                           | $        3,000                                    |
|                                                                                                                                                                                                                         | Audit      Committee            | 3,000                                                                                     |
|                                                                                                                                                                                                                         | Comp      Committee             | 3,000                                                                                     |
|                                                                                                                                                                                                                         | N/CG      Committee             | 1,500                                                                                     |
| Participation      in a Special Telephonic Meeting                                                                                                                                                                           | Board                           | $       1,000                                          |
|                                                                                                                                                                                                                         | Audit      Committee            | 1,000                                                                                     |
|                                                                                                                                                                                                                         | Comp      Committee             | 1,000                                                                                     |
|                                                                                                                                                                                                                         | N/CG      Committee             | 500                                                                                       |
| Reimbursement      of Reasonable Travel Expenses                                                                                                                                                                             | All      Directors              | Actual      Costs                                                                         |
| New      Director Stock Option Grant                                                                                                                                                                                         | New      Director               | 10,000 options      to acquire shares which vest in equal amounts over four    years |
| Health      and Basic Life Insurance Coverage                                                                                                                                                                                | All      Non-employee Directors |                                                                                      |
|                                                                                                                                                                                                                         | (voluntary      participation)  |                                                                                      |

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| Payment“Form” (3)     | Maximum      Allocation | Payment“Current”         | Payment“Deferred”                                                                | Vesting                                 |
|----------------------------------------|-------------------------|--------------------------------------|----------------------------------------------------------------------------------------------|-----------------------------------------|
| Cash                                   | 50%(4)                  | Paid      at the end of each quarter | Credited      at the end of each quarter(5)                                                  | None                                    |
| Restricted      Stock/Stock      Units | 100%                    | Granted      at beginning of year    | Stock      Units deferred until termination of service or unforeseeable      emergency  | Quarterly      over the year of service |
| Stock      Options                     | 100%                    | Granted      at beginning of year    | Exercisable      when vested and subject to a 10 year term                                   | Quarterly      over the year of service |

|   |
|--------|

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