January 11, 2000



GMS Auditing and Consulting
7803 3rd Avenue Suite #201
Brooklyn, NY  11209

Attn: Gina Scialla

		RE:	Consultant Compensation
			BusinessMall.Com (Bmall)
			The YellowPageDirectory.Com (YPD)
			Progressive Telecommunications Inc. (PTCI)

Agreed as Follows:

No Chargeable Services Option (NSCO):
In the case of YPD what you purpose in your letter should work for all instances
where there is NCSO.

YPD is prepared to provide its "Yellow Page Service" free of charge for a period
of one year to any reputable sire that is willing to install a prominent and
permanent  (for the one year period) link to YPD.  A banner advertising the
availability of the "Yellow Page Service" will be acceptable as long as there is
also a permanent link. YPD will provide a "return to site" link on its home page
in order to facilitate the easy return of users back to the linked site.
Co-Branding is available under separate terms.

NCSO Compensation:
GMS will receive one (1) share of PTCI unrestricted common stock for every five
(5) qualified links as detailed above.

BMall Membership:
Links or banners designed to generate traffic to the BMall will be compensated
on a per qualified member basis not on click through.  A member is considered
qualified once they have completed any one financial transaction, set up an
organization including ship-to and payment options or used BMall free services
for an aggregate of five (5) hours.

BMall Membership Compensation:
GMS will receive fifteen dollars ($15.00) per qualified unique member as
detailed above.  It will be GMS's responsibility to account for and to
distribute membership payments to the individual sites that generated the
membership.  BMall will provide detailed membership data and payment to GMS on a
monthly basis.

In addition, GMS will receive one (1) share of PTCI common stock for every
five(5) sites that take part in the BMall membership program with permanent
links or banners and commit to do so continuously for a period of one year.

Partner Sites:
BMall is actively pursuing partnerships with existing, reputable companies
offering and fulfilling business related products and or services on the
Internet.  The BMall rules for partnerships are as follows:

1. All revenues generated through the partnership are collected by the BMall and
then accounted for and distributed to the partner less the BMall share of
revenues.

2. BMall members will conduct partner business on co-branded pages on the
partner's servers while remaining in a BMall frame in the member's browser.

3. Member's payment information will never leave the BMall.  This will be
accomplished through the use of a co-branded shopping cart developed and
provided by the BMall.  IN essence, the partner is filling the order directly to
the member while charging the purchase to the BMall.  BMall will account to the
partner as agreed.

4. Members info including shipping and handling is passed electronically back to
the BMall.  The BMall will then clear the credit card and then send back the
credit authorization number to the partner.  The partner site will then send the
complete order detail back to the BMall.

5. Partners will respect the privacy of all BMall members and agree not to
market to them directly through any information collected through the
partnership process and not to make available to others any information
collected through the partnership process.

6. BMall will make available to the partner a channel to marker to BMall members
through the BMall that have made use of the partners services or have expressed
an interest in the nature of the product or service provided by the partner.

7. Partners will charge BMall members purchasing through the co-branded site
pricing and or fees equal to or less than pricing and or fees that are charged
to customers that purchase directly through their branded sites.

8. Partners sites will include on their branded site banner and or permanent
links to the BMall.

9. BMall will provide banner and or permanent links to the co-branded partner
site on the BMall.

10. BMall share of revenue will be calculated as an agreed upon percentage of
the total revenue generated through the co-branded site.

11. Partner will bear the burden of all costs associated with any modifications
to its servers, site and or programming required to interface with the BMall.

12. BMall will bear the burden of all costs associated with any modifications to
its servers, site and or programming required to interface with the BMall.

13. BMall will provide to the partner with out charge any and all programming,
CGI script, Java script or Clarion code required to provide the exchange of data
from the BMall to the partner and back to the BMall.  Partner will agree to the
proprietary nature of the code and enter into the necessary agreements with the
BMall to protect BMall proprietary interests.

14. Cross marketing, joint marketing initiatives and inclusion in mainstream
advertising will be negotiated individually.

15. Partnership agreements will be on year in duration.

Partnership Generation Compensation: (GMS receives no compensation from the
partner)
GMS will receive five thousand (5,000) PTCI stock options at $2.50 per share for
each partnership that it arranges with the BMall.  A partnership will be
considered arranged once the co-branded site is operational on the BMall.

In addition, GMS will receive five percent (5%) of the net received by the BMall
from the partnership (ie: If the BMall percentage is 15% of the gross revenue
then GMS will receive 5% of the BMall 15%).

As a bonus, GMS will receive the equivalent of $100,000.00 in PTCI common stock
for every one million dollars of partner revenue generated in a given month.
The share are paid once per million-dollar threshold.

If GMS receives compensation from the partner then they will not receive the
five-percent (5%) of the BMall net.

Products or Services the GMS has an Ownership Position:
These products or services will be given a prominent location on the BMall along
with banner and links and perhaps inclusion in main stream advertising.  GMS
will disclose the actual base cost of the product or service along with their
ownership details.  BMall and GMS will agree upon a reasonable mark-up and then
split 50/50 after cost of reimburesment.



                 					Very Truly Yours,

                					/s/ Michael H. Kogan

                   					Michael H. Kogan
				                	Director of Operations

CC:	Barry Shevlin, CEO
	Chris Watson, VP
















GMS Auditing & Consulting Services
Telecommunications Service Provider


BusinessMall.com
601 Cleveland Street
Suite 930
Clearwater, FL  33755
Att: Michael H. Kogan

Dear Michael:

Per your proposal dated January 11, 2000 regarding the Consultant Compensation
agreement involving Bmall, YPD and PTCI, please let this serve as a letter of
acceptance on behalf of GMS Auditing & Consulting Services.

We are looking forward to working with your group and making out mutual
endeavors a success.

Yours very truly,

/s/ Gina M. Scialla
Gina M. Scialla
President



Cc: 	Mr. Barry Shevlin
        Mr. Chris Watson