<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE JUNE 30,
2000 10-Q FINANCIAL  STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000

<S>                                                           <C>
<PERIOD-TYPE>                                                   6-MOS
<FISCAL-YEAR-END>                                               Dec-31-2000
<PERIOD-END>                                                    Jun-30-2000
<CASH>                                                            1,192,496
<INT-BEARING-DEPOSITS>                                               26,845
<FED-FUNDS-SOLD>                                                          0
<TRADING-ASSETS>                                                     26,554
<INVESTMENTS-HELD-FOR-SALE>                                       6,226,991
<INVESTMENTS-CARRYING>                                            5,030,416
<INVESTMENTS-MARKET>                                              4,807,496
<LOANS>                                                          25,047,838
<ALLOWANCE>                                                         334,851
<TOTAL-ASSETS>                                                   38,985,132
<DEPOSITS>                                                       26,076,925
<SHORT-TERM>                                                      5,883,846
<LIABILITIES-OTHER>                                                 468,502
<LONG-TERM>                                                       3,616,616
<PREFERRED-MANDATORY>                                                     0
<PREFERRED>                                                               0
<COMMON>                                                            141,819
<OTHER-SE>                                                        2,797,424
<TOTAL-LIABILITIES-AND-EQUITY>                                   38,985,132
<INTEREST-LOAN>                                                     970,643
<INTEREST-INVEST>                                                   371,332
<INTEREST-OTHER>                                                      1,636
<INTEREST-TOTAL>                                                  1,343,611
<INTEREST-DEPOSIT>                                                  397,204
<INTEREST-EXPENSE>                                                  663,822
<INTEREST-INCOME-NET>                                               679,789
<LOAN-LOSSES>                                                        44,500
<SECURITIES-GAINS>                                                    2,846
<EXPENSE-OTHER>                                                     465,967
<INCOME-PRETAX>                                                     385,823
<INCOME-PRE-EXTRAORDINARY>                                          255,105
<EXTRAORDINARY>                                                           0
<CHANGES>                                                                 0
<NET-INCOME>                                                        255,105
<EPS-BASIC>                                                            1.46
<EPS-DILUTED>                                                          1.46
<YIELD-ACTUAL>                                                         3.89
<LOANS-NON>                                                         119,920
<LOANS-PAST>                                                         46,607
<LOANS-TROUBLED>                                                          0
<LOANS-PROBLEM>                                                      46,652
<ALLOWANCE-OPEN>                                                    328,828
<CHARGE-OFFS>                                                        54,328
<RECOVERIES>                                                         11,494
<ALLOWANCE-CLOSE>                                                   334,851
<ALLOWANCE-DOMESTIC>                                                200,789
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                             134,062


</TABLE>