Federal Register / Vol. 78, No. 250 / Monday, December 30, 2013 / Rules and Regulations 79287 

exemption or relieves a restriction; (2) 

interpretive rules and statements of 

policy; or (3) as otherwise provided by 

the agency for good cause found and 

published with the rule. 5 U.S.C. 553(d). 

At a minimum, the Bureau believes the 

amendments fall under the third 

exception to section 553(d). The Bureau 

finds that there is good cause to make 

the amendments effective on January 1, 

2014. The amendment in this notice is 

technical and non-discretionary, and it 

applies the method previously 

established in the agency’s regulations 

for automatic adjustments to the 

threshold. 

Regulatory Flexibility Act 

Because no notice of proposed 

rulemaking is required, the Regulatory 

Flexibility Act does not require an 

initial or final regulatory flexibility 

analysis. 5 U.S.C. 603(a), 604(a). 

List of Subjects in 12 CFR Part 1026 

Advertising, Consumer protection, 

Credit, Credit unions, Mortgages, 

National banks, Reporting and 

recordkeeping requirements, Savings 

associations, Truth in lending. 

Authority and Issuance 

For the reasons set forth in the 

preamble, the Bureau amends 

Regulation Z, 12 CFR part 1026, as set 

forth below: 

PART 1026—TRUTH IN LENDING 

(REGULATION Z) 

■ 1. The authority citation for part 1026 

continues to read as follows: 

Authority: 12 U.S.C. 2601, 2603–2605, 

2607, 2609, 2617, 5511, 5512, 5532, 5581; 15 

U.S.C. 1601 et seq. 

■ 2. In Supplement I to part 1026— 

Official Interpretations, under Section 

1026.35—Requirements for HigherPriced Mortgage Loans, 35(b)(2) 

Exemptions, Paragraph 35(b)(2)(iii), 

paragraph 1.iii is revised. 

The revision reads as follows: 

Supplement I to Part 1026—Official 

Interpretations 

* * * * * 

Subpart E—Special Rules for Certain 

Home Mortgage Transactions 

* * * * * 

Section 1026.35—Requirements for 

Higher-Priced Mortgage Loans 

* * * * * 

35(b)(2) Exemptions. 

* * * * * 

Paragraph 35(b)(2)(iii) 

1. Requirements for exemption. * * * 

* * * * * 

iii. As of the end of the preceding calendar 

year, the creditor had total assets that are less 

than the asset threshold for the relevant 

calendar year. For calendar year 2014, the 

asset threshold is $2,028,000,000. Creditors 

that had total assets of less than 

$2,028,000,000 on December 31, 2013, satisfy 

this criterion for purposes of the exemption 

during 2014. This asset threshold shall adjust 

automatically each year based on the year-toyear change in the average of the Consumer 

Price Index for Urban Wage Earners and 

Clerical Workers, not seasonally adjusted, for 

each 12-month period ending in November, 

with rounding to the nearest million dollars. 

The Bureau will publish notice of the asset 

threshold each year by amending this 

comment. For historical purposes, the prior 

asset threshold was: 

A. For calendar year 2013, the asset 

threshold was $2,000,000,000. Creditors that 

had total assets of less than $2,000,000,000 

on December 31, 2012, satisfied this criterion 

for purposes of the exemption during 2013. 

* * * * * 

Dated: December 24, 2013. 

Richard Cordray, 

Director, Bureau of Consumer Financial 

Protection. 

[FR Doc. 2013–31225 Filed 12–26–13; 11:15 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

14 CFR Part 39 

[Docket No. FAA–2013–0370; Directorate 

Identifier 2013–NM–034–AD; Amendment 

39–17711; AD 2013–26–02] 

RIN 2120–AA64 

Airworthiness Directives; Bombardier, 

Inc. Airplanes 

AGENCY: Federal Aviation 

Administration (FAA), Department of 

Transportation (DOT). 

ACTION: Final rule. 

SUMMARY: We are adopting a new 

airworthiness directive (AD) for certain 

Bombardier, Inc. Model CL–600–2C10 

(Regional Jet Series 700, 701, & 702), 

CL–600–2D15 (Regional Jet Series 705), 

and CL–600–2D24 (Regional Jet Series 

900) airplanes. This AD was prompted 

by a report that traces of oil could be 

found in the crew oxygen system due to 

the use of incorrect pressure testing 

procedures during manufacturing. This 

AD requires cleaning the crew oxygen 

system. We are issuing this AD to detect 

and correct oil contaminants, which 

could cause an ignition and result in a 

fire in the oxygen system. 

DATES: This AD becomes effective 

February 3, 2014. 

The Director of the Federal Register 

approved the incorporation by reference 

of a certain publication listed in this AD 

as of February 3, 2014. 

ADDRESSES: You may examine the AD 

on the Internet at http://

www.regulations.gov/

#!docketDetail;D=FAA-2013-0370; or in 

person at the U.S. Department of 

Transportation, Docket Operations, M– 

30, West Building Ground Floor, Room 

W12–140, 1200 New Jersey Avenue SE., 

Washington, DC. 

For service information identified in 

this AD, contact Bombardier, Inc., 400 

Coˆte-Vertu Road West, Dorval, Que ́bec 

H4S 1Y9, Canada; telephone 514–855– 

5000; fax 514–855–7401; email thd.crj@

aero.bombardier.com; Internet http://

www.bombardier.com. You may review 

copies of the referenced service 

information at the FAA, Transport 

Airplane Directorate, 1601 Lind Avenue 

SW., Renton, WA. For information on 

the availability of this material at the 

FAA, call 425–227–1221. 

FOR FURTHER INFORMATION CONTACT: 

Cesar Gomez, Aerospace Engineer, 

Airframe and Mechanical Systems 

Branch, ANE–171, FAA, New York 

Aircraft Certification Office, 1600 

Stewart Avenue, Suite 410, Westbury, 

New York 11590; telephone (516) 228– 

7318; fax (516) 794–5531. 

SUPPLEMENTARY INFORMATION: 

Discussion 

We issued a notice of proposed 

rulemaking (NPRM) to amend 14 CFR 

part 39 to include an AD that would 

apply to the specified products. The 

NPRM published in the Federal 

Register on May 10, 2013 (78 FR 27314). 

The NPRM proposed to correct an 

unsafe condition for the specified 

products. 

Transport Canada Civil Aviation 

(TCCA), which is the aviation authority 

for Canada, has issued Canadian 

Airworthiness Directive CF–2013–01, 

dated January 22, 2013 (referred to after 

this as the Mandatory Continuing 

Airworthiness Information, or ‘‘the 

MCAI’’), to correct an unsafe condition 

for the specified products. The MCAI 

states: 

It was found that traces of oil could be 

present in the crew oxygen system due to the 

use of incorrect pressure testing procedures 

during manufacturing. Field sampling of nine 

aeroplanes have confirmed this condition. 

When the oxygen system is used, oil 

contaminants can cause an ignition and 

result in a fire in the oxygen system. 

This [Canadian] AD mandates the cleaning 

of the crew oxygen system to reduce oil 

contaminants to a safe level. 

You may examine the MCAI in the 

AD docket on the Internet at http://

www.regulations.gov/


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79288 Federal Register / Vol. 78, No. 250 / Monday, December 30, 2013 / Rules and Regulations 

#!documentDetail;D=FAA-2013-0370- 

0002. 

Comments 

We gave the public the opportunity to 

participate in developing this AD. We 

considered the comments received. 

Request to Revise the NPRM (78 FR 

27314, May 10, 2013) Based On New 

Service Information 

ExpressJet requested the NPRM (78 

FR 27314, May 10, 2013) be revised due 

to a new revision of the service 

information. ExpressJet stated that since 

the NPRM was issued, Bombardier 

Service Bulletin 670BA–35–012, 

Revision B, including Appendix A, 

dated May 6, 2013, has been released. 

We agree with ExpressJet’s request to 

use Bombardier Service Bulletin 

670BA–35–012, Revision B, including 

Appendix A, dated May 6, 2013. We 

have updated paragraph (g) of this final 

rule in this regard. We have also added 

a new paragraph (h) to this final rule to 

give credit for actions done before the 

effective date of this AD using 

Bombardier Service Bulletin 670BA–35– 

012, dated August 3, 2012; and 

Bombardier Service Bulletin 670BA–35– 

012, Revision A, dated November 26, 

2012. Subsequent paragraphs have been 

redesignated accordingly. 

Request To Revise the Compliance 

Time 

The Air Line Pilots Association 

(ALPA) requested we revise the 

compliance time. ALPA stated it 

understands the requirements of the 

NPRM (78 FR 27314, May 10, 2013) take 

51 work-hours per product, but stated 

that the safety benefit would necessitate 

a compliance time of between 12 and 24 

months. 

We do not agree with ALPA’s request. 

We determined that the proposed 

compliance time of ‘‘within 6,600 flight 

hours or 36 months after the effective 

date of this AD, whichever occurs first’’ 

is appropriate in consideration of the 

safety implications, the average 

utilization rate of the affected fleet, and 

the practical aspects of an orderly 

cleaning of the crew oxygen system. In 

addition, TCCA and Bombardier, Inc., 

reviewed the risks and found the 

compliance time to be adequate. We 

have not changed the final rule in this 

regard. 

Conclusion 

We reviewed the available data, 

including the comments received, and 

determined that air safety and the 

public interest require adopting this AD 

with the changes described previously 

and minor editorial changes. We have 

determined that these changes: 

• Are consistent with the intent that 

was proposed in the NPRM (78 FR 

27314, May 10, 2013) for correcting the 

unsafe condition; and 

• Do not add any additional burden 

upon the public than was already 

proposed in the NPRM (78 FR 27314, 

May 10, 2013). 

Costs of Compliance 

We estimate that this AD affects 400 

airplanes of U.S. registry. 

We estimate the following costs to 

comply with this AD: 

ESTIMATED COSTS

Action Labor cost Parts cost Cost per 

product 

Cost on U.S. 

operators 

Cleaning the Crew Oxygen System ............... 51 work-hours × $85 per hour = $4,335 ........ $827 $5,162 $2,064,800 

Where the service information lists 

required parts costs that are covered 

under warranty, we have assumed that 

there will be no charge for these costs. 

As we do not control warranty coverage 

for affected parties, some parties may 

incur costs higher than estimated here. 

Authority for This Rulemaking 

Title 49 of the United States Code 

specifies the FAA’s authority to issue 

rules on aviation safety. Subtitle I, 

section 106, describes the authority of 

the FAA Administrator. ‘‘Subtitle VII: 

Aviation Programs,’’ describes in more 

detail the scope of the Agency’s 

authority. 

We are issuing this rulemaking under 

the authority described in ‘‘Subtitle VII, 

Part A, Subpart III, Section 44701: 

General requirements.’’ Under that 

section, Congress charges the FAA with 

promoting safe flight of civil aircraft in 

air commerce by prescribing regulations 

for practices, methods, and procedures 

the Administrator finds necessary for 

safety in air commerce. This regulation 

is within the scope of that authority 

because it addresses an unsafe condition 

that is likely to exist or develop on 

products identified in this rulemaking 

action. 

Regulatory Findings 

We determined that this AD will not 

have federalism implications under 

Executive Order 13132. This AD will 

not have a substantial direct effect on 

the States, on the relationship between 

the national government and the States, 

or on the distribution of power and 

responsibilities among the various 

levels of government. 

For the reasons discussed above, I 

certify that this AD: 

1. Is not a ‘‘significant regulatory 

action’’ under Executive Order 12866; 

2. Is not a ‘‘significant rule’’ under the 

DOT Regulatory Policies and Procedures 

(44 FR 11034, February 26, 1979); 

3. Will not affect intrastate aviation in 

Alaska; and 

4. Will not have a significant 

economic impact, positive or negative, 

on a substantial number of small entities 

under the criteria of the Regulatory 

Flexibility Act. 

We prepared a regulatory evaluation 

of the estimated costs to comply with 

this AD and placed it in the AD docket. 

Examining the AD Docket 

You may examine the MCAI in the 

AD docket on the Internet at http://

www.regulations.gov/

#!documentDetail;D=FAA-2013-0370- 

0002; or in person at the Docket 

Operations office between 9 a.m. and 5 

p.m., Monday through Friday, except 

Federal holidays. The AD docket 

contains this AD, the MCAI, the 

regulatory evaluation, any comments 

received, and other information. The 

street address for the Docket Operations 

office (telephone (800) 647–5527) is in 

the ADDRESSES section. 

List of Subjects in 14 CFR Part 39 

Air transportation, Aircraft, Aviation 

safety, Incorporation by reference, 

Safety. 

Adoption of the Amendment 

Accordingly, under the authority 

delegated to me by the Administrator, 

the FAA amends 14 CFR part 39 as 

follows: 

PART 39—AIRWORTHINESS 

DIRECTIVES 

■ 1. The authority citation for part 39 

continues to read as follows: 

Authority: 49 U.S.C. 106(g), 40113, 44701. 


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Federal Register / Vol. 78, No. 250 / Monday, December 30, 2013 / Rules and Regulations 79289 

§ 39.13 [Amended] 

■ 2. The FAA amends § 39.13 by adding 

the following new AD: 

2013–26–02 Bombardier, Inc.: Amendment 

39–17711. Docket No. FAA–2013–0370; 

Directorate Identifier 2013–NM–034–AD. 

(a) Effective Date 

This airworthiness directive (AD) becomes 

effective February 3, 2014. 

(b) Affected ADs 

None. 

(c) Applicability 

This AD applies to Bombardier, Inc. Model 

CL–600–2C10 (Regional Jet Series 700, 701, 

& 702) airplanes, serial numbers 10002 

through 10265 inclusive; and Model CL–600– 

2D15 (Regional Jet Series 705) and CL–600– 

2D24 (Regional Jet Series 900) airplanes, 

serial numbers 15002 through 15153 

inclusive, 15156, and 15157; certificated in 

any category. 

(d) Subject 

Air Transport Association (ATA) of 

America Code 35, Oxygen. 

(e) Reason 

This AD was prompted by a report that 

traces of oil could be found in the crew 

oxygen system due to the use of incorrect 

pressure testing procedures during 

manufacturing. We are issuing this AD to 

detect and correct oil contaminants, which 

could cause an ignition and result in a fire 

in the oxygen system. 

(f) Compliance 

You are responsible for having the actions 

required by this AD performed within the 

compliance times specified, unless the 

actions have already been done. 

(g) Actions 

Within 6,600 flight hours or 36 months 

after the effective date of this AD, whichever 

occurs first: Clean the crew oxygen system, 

in accordance with the Accomplishment 

Instructions of Bombardier Service Bulletin 

670BA–35–012, Revision B, including 

Appendix A, dated May 6, 2013. 

(h) Credit for Previous Actions 

This paragraph provides credit for actions 

required by paragraph (g) of this AD, if those 

actions were performed before the effective 

date of this AD using Bombardier Service 

Bulletin 670BA–35–012, dated August 3, 

2012; or Bombardier Service Bulletin 670BA– 

35–012, Revision A, dated November 26, 

2012; which are not incorporated by 

reference in this AD. 

(i) Other FAA AD Provisions 

The following provisions also apply to this 

AD: 

(1) Alternative Methods of Compliance 

(AMOCs): The Manager, New York Aircraft 

Certification Office (ACO), ANE–170, FAA, 

has the authority to approve AMOCs for this 

AD, if requested using the procedures found 

in 14 CFR 39.19. In accordance with 14 CFR 

39.19, send your request to your principal 

inspector or local Flight Standards District 

Office, as appropriate. If sending information 

directly to the New York ACO, send it to 

ATTN: Program Manager, Continuing 

Operational Safety, FAA, New York ACO, 

1600 Stewart Avenue, Suite 410, Westbury, 

NY 11590; telephone 516–228–7300; fax 

516–794–5531. Before using any approved 

AMOC, notify your appropriate principal 

inspector, or lacking a principal inspector, 

the manager of the local flight standards 

district office/certificate holding district 

office. The AMOC approval letter must 

specifically reference this AD. 

(2) Airworthy Product: For any requirement 

in this AD to obtain corrective actions from 

a manufacturer or other source, use these 

actions if they are FAA-approved. Corrective 

actions are considered FAA-approved if they 

are approved by the State of Design Authority 

(or their delegated agent). You are required 

to assure the product is airworthy before it 

is returned to service. 

(j) Related Information 

(1) Refer to Mandatory Continuing 

Airworthiness Information (MCAI) Canadian 

Airworthiness Directive CF–2013–01, dated 

January 22, 2013, for related information. 

You may examine the MCAI in the AD 

docket on the Internet at http://

www.regulations.gov/

#!documentDetail;D=FAA-2013-0370-0002. 

(2) Service information identified in this 

AD that is not incorporated by reference may 

be obtained at the addresses specified in 

paragraphs (k)(3) and (k)(4) of this AD. 

(k) Material Incorporated by Reference 

(1) The Director of the Federal Register 

approved the incorporation by reference 

(IBR) of the service information listed in this 

paragraph under 5 U.S.C. 552(a) and 1 CFR 

part 51. 

(2) You must use this service information 

as applicable to do the actions required by 

this AD, unless this AD specifies otherwise. 

(i) Bombardier Service Bulletin 670BA–35– 

012, Revision B, including Appendix A, 

dated May 6, 2013. 

(ii) Reserved. 

(3) For service information identified in 

this AD, Bombardier, Inc., 400 Coˆte-Vertu 

Road West, Dorval, Que ́bec H4S 1Y9, 

Canada; telephone 514–855–5000; fax 514– 

855–7401; email thd.crj@

aero.bombardier.com; Internet http://

www.bombardier.com. 

(4) You may review copies of the service 

information at the FAA, Transport Airplane 

Directorate, 1601 Lind Avenue SW., Renton, 

WA. For information on the availability of 

this material at the FAA, call 425–227–1221. 

(5) You may view this service information 

that is incorporated by reference at the 

National Archives and Records 

Administration (NARA). For information on 

the availability of this material at NARA, call 

202–741–6030, or go to: http://

www.archives.gov/federal-register/cfr/ibrlocations.html. 

Issued in Renton, Washington, on 

December 11, 2013. 

John P. Piccola, 

Acting Manager, Transport Airplane 

Directorate, Aircraft Certification Service. 

[FR Doc. 2013–30288 Filed 12–27–13; 8:45 am] 

BILLING CODE 4910–13–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

14 CFR Part 39 

[Docket No. FAA–2013–0304; Directorate 

Identifier 2013–NM–005–AD; Amendment 

39–17713; AD 2013–26–04] 

RIN 2120–AA64 

Airworthiness Directives; The Boeing 

Company Airplanes 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Final rule. 

SUMMARY: We are adopting a new 

airworthiness directive (AD) for certain 

The Boeing Company Model 747–400, 

–400D, and –400F series airplanes. This 

AD was prompted by a report of water 

leakage into the main deck cargo wire 

integration unit (WIU). The water 

flowed from the main deck floor panels, 

through disbonded seams in the aft 

main equipment center (MEC) drip 

shield gutter, then onto the WIU. This 

AD requires cleaning the aft MEC drip 

shield gutter; and doing a one-time 

general visual inspection for disbonded 

seams, and repair if necessary. This AD 

also requires installing a fiberglass 

reinforcement overcoat to the underside 

of the bonded seams of the aft MEC drip 

shield gutters. We are issuing this AD to 

prevent water penetration into the MEC, 

which could result in the loss of flight 

critical systems. 

DATES: This AD is effective February 3, 

2014. 

The Director of the Federal Register 

approved the incorporation by reference 

of a certain publication listed in this AD 

as of February 3, 2014. 

ADDRESSES: For service information 

identified in this AD, contact Boeing 

Commercial Airplanes, Attention: Data 

& Services Management, P. O. Box 3707, 

MC 2H–65, Seattle, Washington 98124– 

2207; telephone 206–544–5000, 

extension 1; fax 206–766–5680; Internet 

https://www.myboeingfleet.com. You 

may view this referenced service 

information at the FAA, Transport 

Airplane Directorate, 1601 Lind Avenue 

SW., Renton, WA. For information on 

the availability of this material at the 

FAA, call 425–227–1221. 


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