<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
SEPTEMBER 30, 2000 10-Q FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000

<S>                                             <C>
<PERIOD-TYPE>                                          9-MOS
<FISCAL-YEAR-END>                                 Dec-31-2000
<PERIOD-END>                                      SEP-30-2000
<CASH>                                             1,137,376
<INT-BEARING-DEPOSITS>                                27,131
<FED-FUNDS-SOLD>                                       4,075
<TRADING-ASSETS>                                      23,596
<INVESTMENTS-HELD-FOR-SALE>                        6,599,104
<INVESTMENTS-CARRYING>                             4,705,468
<INVESTMENTS-MARKET>                               4,552,532
<LOANS>                                           25,405,391
<ALLOWANCE>                                          334,441
<TOTAL-ASSETS>                                    39,464,998
<DEPOSITS>                                        26,644,647
<SHORT-TERM>                                       5,116,787
<LIABILITIES-OTHER>                                  519,717
<LONG-TERM>                                        4,153,961
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                                0
<COMMON>                                             141,810
<OTHER-SE>                                         2,888,076
<TOTAL-LIABILITIES-AND-EQUITY>                    39,464,998
<INTEREST-LOAN>                                    1,502,664
<INTEREST-INVEST>                                    558,490
<INTEREST-OTHER>                                       2,377
<INTEREST-TOTAL>                                   2,063,531
<INTEREST-DEPOSIT>                                   625,798
<INTEREST-EXPENSE>                                 1,045,686
<INTEREST-INCOME-NET>                              1,017,845
<LOAN-LOSSES>                                         69,500
<SECURITIES-GAINS>                                     3,219
<EXPENSE-OTHER>                                      702,851
<INCOME-PRETAX>                                      579,978
<INCOME-PRE-EXTRAORDINARY>                           388,479
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                         388,479
<EPS-BASIC>                                             2.23
<EPS-DILUTED>                                           2.22
<YIELD-ACTUAL>                                          3.83
<LOANS-NON>                                          143,438
<LOANS-PAST>                                          53,337
<LOANS-TROUBLED>                                           0
<LOANS-PROBLEM>                                       60,875
<ALLOWANCE-OPEN>                                     328,828
<CHARGE-OFFS>                                         86,075
<RECOVERIES>                                          17,831
<ALLOWANCE-CLOSE>                                    334,411
<ALLOWANCE-DOMESTIC>                                 206,362
<ALLOWANCE-FOREIGN>                                        0
<ALLOWANCE-UNALLOCATED>                              128,049


</TABLE>