<TABLE> <S> <C>

                                             
<ARTICLE> 9

<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE JUNE 30, 1998 10-Q FINANCIAL STATEMENTS AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
<S>                                    <C>
<PERIOD-TYPE>                          6-MOS
<FISCAL-YEAR-END>                            DEC-31-1998
<PERIOD-END>                                 JUN-30-1998
<CASH>                                         1,153,023
<INT-BEARING-DEPOSITS>                            34,476
<FED-FUNDS-SOLD>                                 176,000
<TRADING-ASSETS>                                  23,797
<INVESTMENTS-HELD-FOR-SALE>                    4,295,945
<INVESTMENTS-CARRYING>                         5,070,615
<INVESTMENTS-MARKET>                           5,080,125
<LOANS>                                       19,704,103
<ALLOWANCE>                                      308,753
<TOTAL-ASSETS>                                31,142,043
<DEPOSITS>                                    22,106,450
<SHORT-TERM>                                   4,152,961
<LIABILITIES-OTHER>                              418,761
<LONG-TERM>                                    1,881,289
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                         142,123
<OTHER-SE>                                     2,440,459
<TOTAL-LIABILITIES-AND-EQUITY>                31,142,043
<INTEREST-LOAN>                                  772,314
<INTEREST-INVEST>                                293,954
<INTEREST-OTHER>                                   1,449
<INTEREST-TOTAL>                               1,067,717
<INTEREST-DEPOSIT>                               335,133
<INTEREST-EXPENSE>                               483,666
<INTEREST-INCOME-NET>                            584,051
<LOAN-LOSSES>                                     33,000
<SECURITIES-GAINS>                                 4,498
<EXPENSE-OTHER>                                  383,572
<INCOME-PRETAX>                                  337,142
<INCOME-PRE-EXTRAORDINARY>                       337,142
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     230,894
<EPS-PRIMARY>                                       1.31
<EPS-DILUTED>                                       1.29
<YIELD-ACTUAL>                                      4.17
<LOANS-NON>                                       71,455
<LOANS-PAST>                                      56,960
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                   33,033  
<ALLOWANCE-OPEN>                                 296,494
<CHARGE-OFFS>                                     36,397
<RECOVERIES>                                      15,656
<ALLOWANCE-CLOSE>                                308,753
<ALLOWANCE-DOMESTIC>                             125,962
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                          182,791
        


</TABLE>