SECURITIES AND EXCHANGE COMMISSION
                         WASHINGTON, D.C.  20549

                                FORM 10-Q

                   QUARTERLY REPORT UNDER SECTION 13 OR 15 (D)
                     OF THE SECURITIES EXCHANGE ACT OF 1934


For Quarter Ended June 30, 2000                  Commission File Number 0-6964
                                                                        ------

                          21ST CENTURY INSURANCE GROUP
            ---------------------------------------------------------
             (Exact name of registrant as specified in its charter)



        CALIFORNIA                                          95-1935264
--------------------------------------------------------------------------------
(State or other jurisdiction of                  (I.R.S. Employer Identification
incorporation or organization)                                Number)

    6301 Owensmouth Avenue, Suite 700, Woodland Hills, California     91367
--------------------------------------------------------------------------------
     (Address of principal executive offices)                       (Zip Code)


Registrant's  telephone  number,  including  area  code      (818) 704-3700
                                                             --------------

                                      None
--------------------------------------------------------------------------------
     Former name, former address and former fiscal year, if changed since last
                                     report.

Indicate by check mark whether the registrant (1) has filed all reports required
to  be  filed  by  Section  13  or 15 (d) of the Securities Exchange Act of 1934
during  the  preceding 12 months (or for such shorter period that the registrant
was  required  to  file  such  reports), and (2) has been subject to such filing
requirements  for  the  past  90  days.

YES       X                     NO
     ------------                   --------------

       Indicate the number of shares outstanding of each of the issuer's classes
of  common  stock,  as  of  the  latest  practicable  date.

            Class                                   Outstanding at July 31, 2000
  Common Stock, Without Par Value                        85,145,817 shares


                                        1
<PAGE>
                         PART I - FINANCIAL INFORMATION

ITEM  1.     FINANCIAL  STATEMENTS

                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES
                           CONSOLIDATED BALANCE SHEETS

                                  ASSETS
<TABLE>
<CAPTION>
                                                   June 30,    December 31,
                                                     2000         1999
                                                  ----------  -------------
                                                 (Unaudited)

                                                   (Amounts in thousands)
<S>                                               <C>         <C>

Investments, available-for-sale, at fair value:
  Fixed maturities                                $  913,955  $     942,982
  Equity securities                                      308            563
                                                  ----------  -------------
       Total investments - Note 3                    914,263        943,545
Cash and cash equivalents                             25,660         45,034
Accrued investment income                             13,688         15,403
Premiums receivable                                   71,986         70,796
Reinsurance receivables and recoverables              51,020         56,616
Prepaid reinsurance premiums                          20,702         32,212
Deferred income taxes - Note 4                        90,336         91,251
Deferred policy acquisition costs                     22,687         22,156
Property and equipment, net of accumulated
   depreciation                                      104,059         84,455
Other assets                                          26,071         17,864
                                                  ----------  -------------
                                                  $1,340,472  $   1,379,332
                                                  ==========  =============
</TABLE>

       See  accompanying  notes  to  financial  statements.


                                        2
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES
                     CONSOLIDATED BALANCE SHEETS (continued)

                      LIABILITIES AND STOCKHOLDERS' EQUITY
<TABLE>
<CAPTION>
                                                         June 30,     December 31,
                                                           2000           1999
                                                        -----------  --------------
                                                       (Unaudited)
                                               (Amounts in thousands, except share data)
<S>                                                     <C>          <C>

Unpaid losses and loss adjustment expenses              $  276,410   $     276,248
Unearned premiums                                          249,300         232,702
Bank loan payable                                           33,750          67,500
Claims checks payable                                       32,303          31,912
Reinsurance payable                                         16,384          22,311
Other liabilities                                           32,918          27,822
                                                        -----------  --------------
      Total liabilities                                    641,065         658,495

Stockholders' equity
   Capital stock
      Preferred stock, par value $1.00 per share;
      Authorized 500,000 shares, none issued                     -               -

      Series A convertible preferred stock, par value
      $1.00 per share, stated value $1,000 per share;
      Authorized 376,126 shares, none outstanding
      in 2000 and 1999                                           -               -

      Common stock, without par value;  authorized
      110,000,000 shares, outstanding 85,145,817
      in 2000 and 85,918,680 in 1999                       414,798         429,623

   Accumulated other comprehensive loss                    (28,413)        (40,519)

   Retained earnings                                       313,022         331,733
                                                        -----------  --------------
      Total stockholders' equity                           699,407         720,837
                                                        -----------  --------------
                                                        $1,340,472   $   1,379,332
                                                        ===========  ==============
</TABLE>

                     See  accompanying  notes  to  financial  statements.


                                        3
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES
                        CONSOLIDATED STATEMENTS OF INCOME
                                   (Unaudited)


<TABLE>
<CAPTION>
                                           Three Months Ended   Six Months Ended
                                                 June  30,          June  30,
                                          -------------------  -------------------
                                            2000       1999      2000      1999
                                          ---------  --------  ---------  --------
                                       (Amounts in thousands, except per share data)
REVENUES:
<S>                                       <C>        <C>       <C>        <C>
Net premiums earned                       $207,062   $192,299  $407,334   $386,644
Net investment income                       12,427     16,201    25,477     34,100
Realized investment gains (losses)          (1,255)     3,290    (4,998)    10,538
                                          ---------  --------  ---------  --------
                                           218,234    211,790   427,813    431,282

LOSSES AND EXPENSES:

Net losses and loss
   adjustment expenses                     184,153    133,700   363,010    288,379
Policy acquisition costs                    24,072     21,649    45,762     38,763
Other operating expenses                     6,586      6,842    13,932      9,452
Interest and fees expense                      960      1,765     2,097      3,717
                                          ---------  --------  ---------  --------
                                           215,771    163,956   424,801    340,311
                                          ---------  --------  ---------  --------

Income before federal
   income taxes                              2,463     47,834     3,012     90,971

Federal income taxes (benefit) - Note 4     (2,497)    14,911    (5,603)    29,135
                                          ---------  --------  ---------  --------
NET INCOME                                $  4,960   $ 32,923  $  8,615   $ 61,836
                                          =========  ========  =========  ========

     EARNINGS PER COMMON SHARE - Note 2
     ----------------------------------

     BASIC                                $   0.06   $   0.38  $   0.10   $   0.71
                                          =========  ========  =========  ========
     DILUTED                              $   0.06   $   0.38  $   0.10   $   0.71
                                          =========  ========  =========  ========
</TABLE>

                 See  accompanying  notes  to  financial  statements.


                                        4
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES
                 CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY

                                   (Unaudited)

                         Six Months Ended June 30, 2000
                         ------------------------------

<TABLE>
<CAPTION>
                                                    Accumulated
                                                       Other
                                                    Comprehensive
                                 Common    Retained    Income
                                  Stock    Earnings    (Loss)      Total
                                ---------  ---------  ---------  ---------
                                          (Amounts in thousands)
<S>                             <C>        <C>        <C>        <C>
Balance at January 1, 2000      $429,623   $331,733   $(40,519)  $720,837
Comprehensive income:
   Net income                                 8,615                 8,615
   Change in accumulated other
   comprehensive income, net -
   Note 3                                               12,106     12,106
                                                                 ---------
   Total comprehensive income                                      20,721
Cash dividends declared                     (27,326)              (27,326)
Common stock repurchased
   and retired                   (16,598)                         (16,598)
Other                              1,773                            1,773
                                ---------  ---------  ---------  ---------
Balance at June 30, 2000        $414,798   $313,022   $(28,413)  $ 699,407
                                =========  =========  =========  =========
</TABLE>

                See  accompanying  notes  to  financial  statements.


                                        5
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES
                      CONSOLIDATED STATEMENTS OF CASH FLOWS

<TABLE>
<CAPTION>
                                                  Six Months Ended
                                                       June 30,
                                                ----------------------
                                                  2000          1999
                                                -----------  ---------
                                                      (Unaudited)

                                                (Amounts in thousands)
OPERATING  ACTIVITIES:
<S>                                                <C>       <C>
Net income                                         $ 8,615   $ 61,836
Adjustments to reconcile net income
   to net cash provided by operating
   activities:

   Provision for depreciation and amortization       6,388      6,474
   Provision for deferred income taxes              (5,603)    15,834
   Realized (gains) losses on sale of investments    4,899    (10,640)
   Federal income taxes                                  -     10,932
   Reinsurance balances                             11,179      2,578
   Unpaid losses and loss adjustment expenses          162    (76,586)
   Unearned premiums                                16,598      4,751
   Claims checks payable                               391     (1,793)
   Other                                            (1,314)     4,468
                                                -----------  ---------
     NET CASH PROVIDED BY
        OPERATING ACTIVITIES                       $41,315   $ 17,854
</TABLE>


                                        6
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES
                CONSOLIDATED STATEMENTS OF CASH FLOWS (continued)

<TABLE>
<CAPTION>
                                                    Six Months Ended
                                                        June 30,
                                                 ----------------------
                                                    2000        1999
                                                 ----------  ----------
                                                      (Unaudited)

                                                 (Amounts in thousands)
<S>                                              <C>         <C>
INVESTING ACTIVITIES:
  Investments available-for-sale:
   Purchases                                     $ (94,717)  $(553,815)
   Calls or maturities                                   -       5,040
   Sales                                           137,598     552,780
  Net purchases of property and equipment          (25,896)    (19,179)
                                                 ----------  ----------
    NET CASH PROVIDED BY (USED IN)
      INVESTING ACTIVITIES                          16,985     (15,174)

FINANCING ACTIVITIES:
  Bank loan principal repayments                   (33,750)    (22,500)
  Dividends paid                                   (27,326)    (28,034)
  Common stock repurchased                         (16,598)     (3,138)
                                                 ----------  ----------
    NET CASH USED IN
      FINANCING ACTIVITIES                         (77,674)    (53,672)
                                                 ----------  ----------
Net decrease in cash                               (19,374)    (50,992)
Cash and cash equivalents, beginning of period      45,034     167,856
                                                 ----------  ----------
Cash and cash equivalents, end of period         $  25,660   $ 116,864
                                                 ==========  ==========
</TABLE>

               See  accompanying  notes  to  financial  statements.


                                        7
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

                                  June 30, 2000

                                   (Unaudited)

1.     Basis  of  Presentation


The  accompanying unaudited consolidated financial statements have been prepared
in  accordance  with  generally  accepted  accounting  principles  for  interim
financial  information  and  the  instructions  to  Form  10-Q and Article 10 of
Regulation  S-X.  Accordingly,  they  do  not include all of the information and
footnotes  required  by  generally  accepted  accounting principles for complete
financial statements.  In the opinion of management, all adjustments (consisting
of normal, recurring accruals) considered necessary for a fair presentation have
been  included.  Operating results for the six-month period ended June 30, 2000,
are  not necessarily indicative of the results that may be expected for the year
ending  December  31,  2000.  For further information, refer to the consolidated
financial  statements  and  notes thereto included in the 21st Century Insurance
Group  Annual  Report  on  Form  10-K  for  the  year  ended  December 31, 1999.

Certain  amounts  in  the  1999  financial  statements have been reclassified to
conform  to  the  2000  presentation.


                                        8
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Unaudited)

     2.  Earnings  Per  Common  Share

     The  following  table  sets  forth  the  computation  of  basic and diluted
earnings  per  share:

<TABLE>
<CAPTION>
                                             Three Months Ended   Six Months Ended
                                                    June 30,         June 30,
                                                ----------------  ----------------
                                                  2000    1999     2000      1999
                                                -------  -------  -------  -------
                                         (Amounts in thousands, except per share data)
<S>                                             <C>      <C>      <C>      <C>
Numerator for basic and diluted
earnings per share:
  Income available to common stockholders
  after assumed conversions                     $ 4,960  $32,923  $ 8,615  $61,836
                                                =======  =======  =======  =======
Denominator:
Denominator for basic earnings per share:
  Weighted-average shares outstanding            85,110   87,545   85,226   87,589

Effect of dilutive securities:
  Restricted stock grants                           163       49      163       49
  Employee stock options                            139       42      103       59
                                                -------  -------  -------  -------
Dilutive potential common shares                    302       91      266      108

Denominator for diluted earnings per share:
  Adjusted weighted-average shares outstanding   85,412   87,636   85,492   87,697
                                                =======  =======  =======  =======


Basic earnings per share                        $  0.06  $  0.38  $  0.10  $  0.71
                                                =======  =======  =======  =======
Diluted earnings per share                      $  0.06  $  0.38  $  0.10  $  0.71
                                                =======  =======  =======  =======
</TABLE>


                                        9
<PAGE>
3.   Investments

     The  amortized  cost, gross unrealized gains and losses, and fair values of
     investments  as  of  June  30,  2000,  are  as  follows:

<TABLE>
<CAPTION>
                                                      Gross       Gross
                                        Amortized  Unrealized   Unrealized     Fair
                                          Cost        Gains      Losses        Value
                                      -----------  -----------  -----------  --------
                                                    (Amounts in thousands)
<S>                                   <C>          <C>          <C>          <C>
U.S. Treasury securities and
  obligations of U.S. government
  corporations and agencies           $    15,035  $         9  $       782  $ 14,262

Obligations of states and political
  subdivisions                            873,720        1,026       39,456   835,290

Corporate securities                       69,179          437        5,213    64,403
                                      -----------  -----------  -----------  --------
  Total fixed maturities                  957,934        1,472       45,451   913,955

Equity securities                              41          267            -       308
                                      -----------  -----------  -----------  --------
  Total investments                   $   957,975  $     1,739  $    45,451  $914,263
                                      ===========  ===========  ===========  ========
</TABLE>

Details  follow concerning the change during the six months ended June 30, 2000,

in  the  after-tax  net unrealized loss on investments, which is included in the

consolidated  balance  sheet  under the caption "Accumulated Other Comprehensive

Loss"  (amounts  in  thousands):

<TABLE>
<CAPTION>
<S>                                                                    <C>
Net unrealized gains on available-for-sale investments, net of
  income tax expense of $4,804                                         $  8,922
Plus:  reclassification adjustment for losses included in net income,
  net of income tax benefit of $1,715                                     3,184
                                                                       --------
                                                                        $12,106
                                                                       ========
</TABLE>


                                       10
<PAGE>
4.   Federal  Income  Taxes

     Income  taxes  do  not  bear  the  expected  relationship to pre-tax income
     Because  of  tax-exempt  investment  income  and  other  differences in the
     Recognition  of  revenue  and  expenses  for  tax  and  financial statement
     purposes.  At  June  30,  2000,  the  Company  had  a  net  operating  loss
     carryforward of approximately $122.8 million for regular tax  purposes  and
     an  alternative  minimum tax credit carryforward of $33.0 million.  The net
     operating  loss carryforwards will expire in  2009  and  2020.  Alternative
     minimum  tax  credits  may be carried forward indefinitely to offset future
     regular  tax  liabilities.

     Federal  income  tax  expense  (benefit)  consists  of:

                                          Six Months Ended June 30,
                                          -------------------------
                                              2000         1999
                                          ------------  -----------
                                            (Amounts in thousands)

     Current  tax  expense                $         -   $    13,301
     Deferred tax expense (benefit)            (5,603)       15,834
                                          ------------  -----------
                                          $    (5,603)  $    29,135
                                          ============  ===========


                                       11
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES

ITEM  2.   MANAGEMENT'S  DISCUSSION  AND  ANALYSIS
           OF  FINANCIAL  CONDITION  AND  RESULTS  OF  OPERATIONS

Liquidity  and  Capital  Resources
----------------------------------

The Company is principally dependent on premiums and its portfolio of marketable
securities  and  the  investment  income  thereon  to  pay  claims and operating
expenses  and  to  service outstanding debt.  Loss and loss expense payments are
the  most  significant  cash  flow  requirement  of  the  Company.  The  Company
continually  monitors  loss  payments  to  provide  projections  of  future cash
requirements.  Cash flow from operations and investment activities has continued
to  be  sufficient  to  fund  the  Company's  needs.

Funds  required  by  21st  Century  Insurance  Group  to  pay  dividends,  debt
obligations  and  holding  company  expenses  are  provided  by  the  insurance
subsidiaries.  The ability of the insurance subsidiaries to pay dividends to the
holding company is regulated by state law, which allows the payment of up to the
greater  of  prior  year  statutory  net  income or 10% of surplus without prior
approval  from  the  state.  As  of  June  30,  2000,  the  Company's  insurance
subsidiaries  had  a  combined statutory surplus of $575.2 million compared to a
combined  statutory  surplus  of  $670.1 million at June 30, 1999. The Company's
ratio  of net written premium to surplus was 1.4:1 at June 30, 2000, compared to
1.2:1  at  June  30,  1999.

Invested assets as of June 30, 2000, had a fair value of $939.9 million compared
to $988.6 million at December 31, 1999.  All investments in fixed maturities are
investment  grade.  Of  the  Company's total investments at June 30, 2000, 88.9%
were  invested  in  tax-exempt  fixed-income  securities  compared  to  85.6% at
December  31,  1999  and  58.9%  at  June  30,  1999.


                                       12
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES

ITEM  2.  (CONTINUED)

The  fixed  maturity  available-for-sale portfolio is subject to decline in fair
value  as  interest  rates  rise.  As of June 30, 2000, the after-tax unrealized
loss  on  investments was $28.4 million compared to $40.5 million as of December
31,  1999.  The Company's strategy has been to minimize the realization of these
losses  by  holding the underlying investments, to the extent practicable, until
they  regain  their  value.

At July 1, 2000, the Company has a variable rate credit line available of $33.75
million,  all  of  which  is  outstanding.  Presently, interest is paid monthly;
interest  payments  for  the first six months of 2000 totaled approximately $1.9
million.  Principal  repayments  of  $11.25  million are due on the first day of
each  calendar  quarter.

In August 1996, 21st Century Insurance Company of Arizona, a joint venture owned
51%  by  AIG  and  49%  by  21st  Century Insurance Group, began writing private
passenger  automobile  policies  in that state.  The Company's investment in and
advances  to  this venture, which is accounted for by the equity method, totaled
$4,016,000  at  June  30,  2000,  and  are  included  in  other  assets  in  the
consolidated balance sheet.  The Company's share of the net loss of this venture
was  ($172,000) and ($347,000) for the three and six months ended June 30, 2000,
respectively,  and  ($147,000)  and  ($272,000) for the same 1999 periods and is
included  in  investment  income  in  the  consolidated  statements  of  income.


                                       13
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES

ITEM  2.  (CONTINUED)

Underwriting  Results
---------------------

Gross  premiums  written  in  the  second quarter of 2000 increased $9.4 million
(4.2%)  to $232.8 million from $223.4 million in the same period of 1999.  Gross
premiums  written  during  the  six  months ended June 30, 2000, increased $19.4
million  (4.3%)  to  $466.7  million  from  $447.3  million. Net earned premiums
increased  $14.8 million (7.7%) and $20.7 million (5.4%) for the quarter and six
months  ended  June  30,  2000,  respectively,  mainly  due  to  the termination
effective  January  1,  2000, of the former 100% quota share reinsurance program
relating  to  the  homeowners  line.

The  Company  experienced  an  underwriting  loss  of $7.8 million in the second
quarter  of  2000  compared to an underwriting gain of $30.1 million in the same
quarter  last  year.  An underwriting loss of $15.4 million was incurred for the
first  six  months of the year compared to an underwriting gain of $50.1 million
in  the  same  period  for 1999.  The combined ratio increased from 84.3% in the
second  quarter of 1999 to 103.7% for the second quarter of 2000, and from 87.1%
to  103.8%  for  the  six  months  ended  June  30, 1999 and 2000, respectively.
Contributing  to  the change in combined ratio were the earning-in of a February
1999  rate  decrease,  an  upturn in loss frequency and severity trends, and the
impact  of  reserve  savings  in  1999.

Loss  costs  began  trending  upwards in the third quarter of 1999 after several
years  in  which the Company's underwriting results had benefited from declining
trends.  The  higher  loss  costs  can  be  expected  to  negatively  impact the
Company's  underwriting  results  over  the  near  term.  A  reevaluation of the
Company's  pricing  strategy was completed in the second quarter and a 6.9% rate
increase  has  been requested.  However, because premiums are earned over policy
terms  for financial operating purposes, the effects of any rate increases would
not  be  evident  in the Company's reported financial results for several months
following  regulatory  approval.


                                       14
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES

ITEM  2.  (CONTINUED)

Net  underwriting  expenses, which consist of policy acquisition costs and other
operating  expenses,  increased by $2.2 million (7.6%) for the second quarter of
2000  compared  to the same quarter in 1999.  Net underwriting costs for the six
months ended June 30, 2000, increased by $11.5 million (23.8%) compared to 1999.
The ratio of net underwriting expenses (excluding loan interest and fees) to net
premiums earned was 14.8% for both the quarter ended June 30, 2000, and the same
prior  year  period.  This increase of this ratio from 12.5% in December 1999 to
its  current  level  reflects  the  Company's  continuing  investments  in  new
technology,  customer-focused  business  practices and the impact of a 6.8% rate
decrease  that  went  into  effect  in  February  1999.

INVESTMENT  INCOME

In  the  fourth  quarter of 1998, the Company began transitioning its investment
portfolio  from  taxable  to  nontaxable  securities  in  anticipation  of fully
utilizing  its  remaining  net  operating  loss carryforward.  At June 30, 2000,
$835.7  million,  or  88.9%, of the Company's total cash and investments at fair
value  was invested in tax-exempt bonds compared to $655.0 million, or 58.9%, at
June  30,  1999.

As a result of the transition of the portfolio into tax-exempt securities, which
generally  have  a  lower  pre-tax  yield  than  taxable securities, net pre-tax
investment income decreased 22.2% and 15.5% for the quarter and six months ended
June 30, 2000, compared to the same periods in 1999.  The average annual pre-tax
yield  on  invested  assets  for  the three and six-month periods ended June 30,
2000,  was  5.0%  and 5.2%, respectively, compared to 5.5% and 5.7% for the same
periods  in  1999.  On  an  after tax basis, the comparable yields were 4.5% and
4.7%  for  the  three  and  six month periods ended June 30, 2000, respectively,
compared  to  4.2%  for  the  same  periods  in  1999.  Average  invested assets
decreased  15.5%  and  16.7%  for the three and six-month periods ended June 30,
2000,  respectively,  compared  to  the  same  periods  in  1999.

Realized  losses  on sales of investments were $1.3 million and $5.0 million for
the  second  quarter  and first six months of 2000 compared to realized gains of
$3.3  million  and  $10.5  million  for  the  same  periods  in  1999.


                                       15
<PAGE>
                  21ST CENTURY INSURANCE GROUP AND SUBSIDIARIES

ITEM  2.  (CONTINUED)

FORWARD  LOOKING-STATEMENTS

Statements  contained  in  this  quarterly which are not historical facts may be
considered  forward-looking  statements  as  that term is defined in the Private
Securities  Litigation  Reform  Act of 1995 relating to, among other things, the
Company's  future  performance  and  operations,  management's  future plans and
goals,  and  business  environment  changes. Such forward-looking statements are
subject  to  risks and uncertainties, which could cause actual results to differ
materially  from  those projected. Such risks and uncertainties include, but are
not  limited  to:  the  effects  of  competition; claims experience; systems and
service  issues;  financial  or  investment  considerations;  and  unanticipated
results  of legislative, regulatory or legal actions, including the inability to
obtain  approval  for  rate  increases.


                                       16
<PAGE>
                           PART II - OTHER INFORMATION

ITEM 6.     EXHIBITS  AND  REPORTS  ON  FORM  8-K

(b)     Reports  on  Form  8-K

        No  reports  were  filed  on  Form  8-K  during the quarter ended
        June 30, 2000.


                                       17
<PAGE>
                                   SIGNATURES

Pursuant  to  the  requirements  of the Securities and Exchange Act of 1934, the
registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  thereunto  duly  authorized.




                                               21ST CENTURY INSURANCE GROUP
                                               ---------------------------------
                                                      (Registrant)




Date     August  11,  2000
    -------------------------                  ---------------------------------
                                                        BRUCE  W  MARLOW
                                           President and Chief Executive Officer



Date      August  11,  2000
    -------------------------                  ---------------------------------
                                                       ROBERT  B.  TSCHUDY
                                                    Senior  Vice  President  and
                                                      Chief  Financial  Officer


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