<TABLE> <S> <C>

                                             
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE SEPTEMBER 30, 1997 10-Q FINANCIAL STATEMENTS AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
<S>                                    <C>
<PERIOD-TYPE>                          9-MOS
<FISCAL-YEAR-END>                            DEC-31-1997
<PERIOD-END>                                 SEP-30-1997
<CASH>                                         1,117,347
<INT-BEARING-DEPOSITS>                             4,309
<FED-FUNDS-SOLD>                                  14,359
<TRADING-ASSETS>                                  29,808
<INVESTMENTS-HELD-FOR-SALE>                    4,596,923
<INVESTMENTS-CARRYING>                         4,078,729
<INVESTMENTS-MARKET>                           4,061,421
<LOANS>                                       18,630,663
<ALLOWANCE>                                      294,114
<TOTAL-ASSETS>                                29,091,106
<DEPOSITS>                                    21,938,028
<SHORT-TERM>                                   3,256,136
<LIABILITIES-OTHER>                              377,886
<LONG-TERM>                                    1,001,617
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                         140,588
<OTHER-SE>                                     2,376,851
<TOTAL-LIABILITIES-AND-EQUITY>                29,091,106
<INTEREST-LOAN>                                1,121,321
<INTEREST-INVEST>                                410,226
<INTEREST-OTHER>                                   4,099
<INTEREST-TOTAL>                               1,535,646
<INTEREST-DEPOSIT>                               508,614
<INTEREST-EXPENSE>                               681,034
<INTEREST-INCOME-NET>                            854,612
<LOAN-LOSSES>                                     45,100
<SECURITIES-GAINS>                                 3,471
<EXPENSE-OTHER>                                  625,561
<INCOME-PRETAX>                                  399,051
<INCOME-PRE-EXTRAORDINARY>                       258,752
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     258,752
<EPS-PRIMARY>                                       1.48
<EPS-DILUTED>                                       1.48
<YIELD-ACTUAL>                                      4.28
<LOANS-NON>                                       88,957
<LOANS-PAST>                                      67,496
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                   19,174
<ALLOWANCE-OPEN>                                 290,605
<CHARGE-OFFS>                                     64,846
<RECOVERIES>                                      23,255
<ALLOWANCE-CLOSE>                                294,114
<ALLOWANCE-DOMESTIC>                             138,581
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                          155,533
        


</TABLE>