Exhibit (10) FF (i)



                              SUMMIT BANCORP.
                         EXECUTIVE SEVERANCE PLAN

                  (as Amended through October 15, 1997)


     	1.  PURPOSES

   	The purposes of the Summit Bancorp. Executive Severance Plan
 (the "Plan") are (a) to enhance executive morale, (b) to enhance
 the ability of Summit Bancorp. (formerly known as UJB Financial
 Corp. and United Jersey Banks) (the "Company") to retain
 existing management and, if needed, to attract new executives,
 (c) to reward eligible executives for their valuable, dedicated
 service to the Company or one or more of its subsidiary
 corporations (each, a "Subsidiary") with reasonable compensation
 in the event of their termination of employment with the Company
 or a Subsidiary, and (d) by providing generally applicable terms
 of severance, to avoid the legal expense and reduce management
 time associated with terminations.


     	2.  EFFECTIVE DATE

   	This amendment and restatement of the Plan is effective as
 of October 15, 1997 and will determine the eligibility for
 benefits of all executives who are selected to participate in
 the Plan (the "Participants") and who are terminated on or after
 such date.


     	3.  ADMINISTRATION

   	The Plan shall be administered by the Compensation Committee
 (the "Committee") of the Board of Directors of the Company (the
 "Board"), consisting of three or more directors having full
 authority to act in the matter, all of whom are Disinterested
 Persons.  For purposes of this section, a Disinterested Person
 shall mean a person who, at the time action is taken, and within
 the one (1) year period prior thereto, is not, and has not been,
 an employee of the Company.


   	The Committee shall have the power to interpret and construe
 the Plan and other powers and duties as set forth in the Plan,
 and any such interpretation and construction of any provisions
 of this Plan shall be final.  The Committee shall report any
 actions taken to the Board at the next meeting of the Board
 following such Committee action.


     	4.  PARTICIPATION

   	The Committee shall from time to time select the
 Participants from among those key executives who are determined
 by the Committee to be rewarded for their valuable, dedicated
 service to the Company or a Subsidiary.  The Company shall
 provide each Participant with a letter (a "Participation
 Letter") evidencing the Participant's participation in the Plan
 and setting forth the payments and benefits to which the
 Participant may become entitled and containing such other terms,
 provisions and conditions not inconsistent with the Plan,
 including but not limited to provisions for the extension or
 renewal of such agreement, as shall be determined by the
 Committee. 


   	Without limiting the foregoing, it is an express condition
 to a Participant's entitlement to the payments of amounts and
 the provision of benefits provided for by paragraph 5(a) hereof
 that the Company receive on the Date of Termination (as
 hereinafter defined) a Release, Covenant Not to Sue,
 Non-Disclosure and Non- Solicitation Agreement executed by the
 Participant, or the Participant's legal representative, in the
 event of the death or Disability of the Participant, in the form
 set forth in Exhibit A to this Plan ("Release Agreement"), and
 that such Release Agreement be effective.  The Participation
 Letter shall clearly set forth this requirement and provide that
 a Participant's participation is also conditioned on the
 Participant's acknowledgment of the terms of the Participation
 Letter by delivery to the Company of a counterpart thereof
 signed by the Participant to evidence such acknowledgment.


   	Any purported termination of employment by the Company or a
 Subsidiary or by the Participant shall be communicated by
 written Notice of Termination to the other party.  For purposes
 of this Plan, a "Notice of Termination" shall mean a notice
 given by a Participant or the Company or a Subsidiary, as the
 case may be, which shall indicate the specific provision of this
 Plan applicable to such termination and shall set forth in
 reasonable detail the facts and circumstances claimed to provide
 a basis for determination of any payments under this Plan.  A
 Participant shall not be entitled to give a Notice of
 Termination that the Participant is terminating the
 Participant's employment with the Company or a Subsidiary for
 Good Reason (as hereinafter defined) more than six (6) months
 following the occurrence of the event alleged to constitute Good
 Reason.


   	A Participant shall cease to be a Participant in the Plan
 upon the earliest to occur of the Date of Termination (as
 hereinafter defined), the Participant's Retirement (as
 hereinafter defined) and the date set forth in the Participation
 Letter as provided therein. 


   	For purposes of this Plan, except as provided below, the
 "Date of Termination" shall mean the date specified in a Notice
 of Termination, which shall be not more than ninety (90) days
 after such Notice of Termination is given.  The Date of
 Termination of a proposed Termination for Disability (as
 hereafter defined), shall be at least thirty (30) days after the
 giving of the Notice of Termination.

   	If, within thirty (30) days after any Notice of Termination
 is given, the party who receives such Notice of Termination
 notifies the other party that a Dispute (as hereinafter defined)
 exists, the Date of Termination shall be the date on which the
 Dispute is finally determined, either by mutual written
 agreement of the parties or by a final judgment, order or decree
 of a court of competent jurisdiction (the time for appeal
 therefrom having expired and no appeal having been perfected);
 provided that the Date of Termination shall be extended by a
 notice of Dispute only if such notice is given in good faith and
 the party giving such notice pursues the resolution of such
 Dispute with reasonable diligence and provided further that
 pending the resolution of any such Dispute, the Company or a
 Subsidiary shall continue to pay the Participant the same Base
 Salary (as hereinafter defined) and to provide the Participant
 with the same or substantially comparable employee benefits and
 perquisites, including participation in the Company's or a
 Subsidiary's retirement plans and Savings Incentive Plan (but
 excluding the Incentive Bonus Plan (cash bonus plan), Incentive
 Stock and Option Plans, and other plans not available to
 employees generally), that the Participant was paid and provided
 in the twelve (12) months immediately prior to the giving of the
 Notice of Termination.  For purposes of this Plan, a Dispute
 shall mean (i) in the case of termination of employment of a
 Participant with the Company or a Subsidiary by the Company or a
 Subsidiary for Disability or Cause (as hereinafter defined),
 that the Participant challenges the existence of Disability or
 Cause and (ii) in the case of termination of employment of a
 Participant with the Company or a Subsidiary by the Participant
 for Good Reason, that the Company or such Subsidiary challenges
 the existence of Good Reason.

   	Should it ultimately be determined that a challenged
 termination by the Company or a Subsidiary by reason of the
 Participant's Disability or for Cause was justified, or that a
 challenged termination by the Participant for Good Reason was
 not justified, then (1) the Participant shall promptly pay to
 the Company or a Subsidiary (as the case may be) an amount equal
 to all sums paid by the Company or a Subsidiary to the
 Participant from the date of termination specified in the Notice
 of Termination until final resolution of the Dispute pursuant
 hereto, with interest at the base rate charged from time to time
 by Summit Bank, New Jersey, and (2) to the extent permitted by
 law, no service as an employee shall be credited to the
 Participant for such period for pension purposes.  The
 Participant shall not be obligated to repay to the Company or a
 Subsidiary the cost of providing the Participant with employee
 benefits and perquisites for such period (which cost for
 purposes of health plans means the applicable premium under the
 Consolidated Omnibus Budget Reconciliation Act of 1985, as
 amended) unless the final judgment, order or decree of a court
 resolving the Dispute determines that the Participant acted in
 bad faith in giving a notice of Dispute.

   	Should it be ultimately determined that a challenged
 termination by the Company or a Subsidiary by reason of the
 Participant's Disability or for Cause was not justified, or that
 a challenged termination by the Participant for Good Reason was
 justified, then the Participant shall be entitled to retain all
 sums paid to the Participant pending resolution of the Dispute
 and shall be entitled to receive,in addition, the payments and
 other benefits provided for in paragraph 5 hereof.

     	5.  PAYMENTS AND BENEFITS UPON TERMINATION OF EMPLOYMENT

     	(a)  In the event of a termination of employment of a
 Participant with the Company or a Subsidiary, other than a
 termination of employment which is (i) due to the Participant's
 death or Retirement; or (ii) by the Company or a Subsidiary by
 reason of the Participant's Disability or for Cause; or (iii) by
 the Participant other than for Good Reason, the Participant
 shall be entitled, subject to compliance with paragraph 7
 hereof, as compensation for services rendered (subject to any
 applicable payroll or other taxes required to be withheld),
 until the expiration of the applicable period set forth below;
 to: 

     		(i)  receive, promptly following the effective date of
       the Release Agreement, a lump sum cash amount equal to two (2)
       times the Participant's Base Salary;



     		(ii)  receive, promptly following the effective date of
       the Release Agreement, but only if the Participant participates
       in the Savings Investment Plan (i.e., a 401(k) plan) immediately
       preceding the Date of Termination, a lump sum cash amount equal
       to the aggregate amount of matching contributions that the
       Company or a Subsidiary would have been required to contribute
       under such plan for the account of the Participant, assuming the
       Participant had contributed the maximum amount allowable by law
       to such plan during a period of twenty-four (24) months after
       the Date of Termination.


    		 (iii)(A)	remain an active participant in all Welfare
       Plans (as used herein, "Welfare Plans" shall mean the medical,
       dental, vision, life, dependent life, personal accident,
       employee banking services, and educational matching gift plans
       of the Company or a Subsidiary in which the Participant was
       participating at the Date of Termination, and shall not include
       disability, tuition reimbursement, medical and dependent care
       spending plans, and business travel accident plans) with the
       Participant's Base Salary used as the basis for determining the
       level of benefits, for a period of twenty-four (24) months after
       the Date of Termination or until the Participant's Normal
       Retirement Date (as hereinafter defined), if earlier; provided,
       however, that if employee contributions are generally required
       by any such plan the Participant pays to the Company or
       Subsidiary an amount equal to the required contribution, if any,
       which such plans provide are to be made by employees of status
       and seniority comparable to the status and seniority of the
       Participant at the Date of Termination, which amounts shall be
       paid by the Participant at the time or times required by such
       plans for employee contributions, and further provided, that the
       benefits provided shall be reduced by any benefits provided
       under post-retirement benefit programs (such as retiree life
       insurance) of the Company or a Subsidiary.  In the event
       applicable law or the terms of any such Welfare Plan do not
       permit continued participation by the Participant, then the
       Company or a Subsidiary will arrange to provide the Participant
       with benefits substantially similar to and no less favorable
       than the benefits the Participant was entitled to receive under
       such Welfare Plan immediately prior to the giving of the Notice
       of Termination for a period terminating twenty-four (24) months
       after the Date of Termination; provided, however, that if
       employee contributions are generally required by any such plan
       the Participant pays to the Company or Subsidiary an amount
       equal to the required contribution, if any, which such plans
       provide are to be made by employees of status and seniority
       comparable to the status and seniority of the Participant at the
       Date of Termination, which amounts shall be paid by the
       Participant at the time or times required by such plans for
       employee contributions.  


      (B)	In lieu of continued participation in the
 Company or a Subsidiary's disability plans, in the event that
 the Participant becomes disabled during the period of
 participation in Welfare Plans provided for herein, as
 determined by approval for disability benefits under the federal
 Social Security program, the Company or Subsidiary shall make
 direct payments to the Participant commencing upon termination
 of participation in the Welfare Plans hereunder and under any
 Termination Agreement and during the continuation of such
 disability, as determined under the federal Social Security
 program of the amounts and for the periods the Participant would
 have received benefits under the Company or Subsidiary's long-
 term disability plan (after taking into account any offsets to
 income under such plan) as if the Participant had qualified for
 long-term disability payments under the Company or Subsidiary's
 long- term disability plan immediately prior to the Date of
 Termination.  


   	(C)	If any benefits provided hereunder are
 provided outside of a Welfare Plan and would have been
 tax-exempt or tax-favored to the Participant if provided under a
 Welfare Plan, the Company or Subsidiary shall make additional
 payments to the Participant in reimbursement of taxes in order
 to put the Participant in the same after tax position as if the
 benefits had been provided under a Welfare Plan.  


 			(D)	In the event the Participant becomes employed
 with another employer and becomes eligible to receive welfare
 benefits under plans provided by such employer, the welfare
 benefits provided hereunder shall be secondary to those provided
 under such other plans.  

 			(E)	After the Date of Termination the Participant
 may also participate in those post-retirement benefit programs
 under which the Participant meets the qualifications, which
 qualifications may include contributions by the Participant and
 appropriate elections at the Date of Termination;


     		(iv)  receive, promptly following the effective date of
       the Release Agreement, any awards previously made to the
       Participant under the Company's Incentive Bonus Plan or
       comparable plan, or any successor plan, for any year of
       employment prior to the year which includes the Date of
       Termination, payment of which had not been made prior to the
       Date of Termination, and any accrued vacation or other paid time
       off;


     		(v)  receive, promptly following the effective date of
       the Release Agreement, a lump sum cash amount equal to two (2)
       times the Participant's Bonus Amount (as hereinafter defined);


     		(vi)	receive "Special Retirement Benefits" as provided
       herein, so that the total retirement benefits the Participant
       receives from the Company will approximate the total retirement
       benefits the Participant would have received under all defined
       benefit retirement plans (which may include non-qualified,
       supplemental and excess benefits retirement plans but shall not
       include severance plans) and other employment contracts of the
       Company and its Subsidiaries in which the Participant
       participates were the Participant fully vested under such
       retirement plans and entitled to all benefits payable under such
       other employment contracts and had the Participant continued in
       the employ of the Company or a Subsidiary for twenty-four (24)
       months following the Date of Termination or until the
       Participant's Normal Retirement Date, if earlier.  The benefits
       specified in this subparagraph will include all ancillary
       benefits, such as early retirement and survivor rights.  The
       amount payable to the Participant or the Participant's
       beneficiaries under this subparagraph shall equal the excess of
       (1) the retirement benefits that would be paid to the
       Participant or the Participant's beneficiaries, under all
       retirement plans and other employment contracts of the Company
       and its Subsidiaries in which the Participant participates if
       (A) the Participant were fully vested under such plans and
       entitled to all benefits payable under such other employment
       contracts, (B) the twenty-four (24) month period (or the period
       until the Participant's Normal Retirement Date, if less)
       following the Date of Termination were added to the
       Participant's credited service under such plans and contracts,
       (C) the terms of such plans and the policies and procedures by
       which such plans were administered were those most favorable to
       the Participant which were in effect at any time during the
       period commencing twelve (12) months prior to the Change of
       Control and ending on the date of Notice of Termination, and (D)
       the Participant's highest average annual base salary as defined
       under such retirement plans and other employment contracts and
       any cash bonus which under the terms of such plan or contract is
       used to calculate benefits thereunder were calculated as if the
       Participant had been employed by the Company or a Subsidiary for
       a twenty-four (24) month period (or the period until the
       Participant's Normal Retirement Date, if earlier) following the
       Date of Termination and had the Participant's salary and cash
       bonus during such period been equal to the Participant's Base
       Salary and Bonus Amount; over (2) the retirement benefits that
       are payable to the Participant or the Participant's
       beneficiaries under all retirement plans and other employment
       contracts of the Company and its Subsidiary in which the
       Participant participates.  These Special Retirement Benefits are
       provided on an unfunded basis, are not intended to meet the
       qualification requirements of Section 401 of the Internal
       Revenue Code of 1986, as amended (the "Code"), and shall be
       payable solely from the general assets of the Company.  These
       Special Retirement Benefits shall be payable at the times and in
       the manner provided in the applicable retirement plans and other
       employment contracts to which they relate, or at the election of
       the Participant they shall be paid in a lump sum actuarial
       equivalent utilizing the actuarial assumptions of the defined
       benefit pension plan applicable to the Participant;





 	     (vii)	continued provision of perquisites, such as tax
       preparation services, use of any automobile and club memberships
       provided by the Company or a Subsidiary, in all cases for a
       period of twelve (12) months following the Date of Termination,
       provided that any personal expenses incurred by the Participant
       in connection with such club memberships shall be paid by the
       Participant.  Club dues shall not be considered a personal
       expense.  The Participant may elect to have any or all of such
       club memberships transferred to the Participant during or upon
       the expiration of such twelve (12) month period, and the Company
       or such Subsidiary shall assign and transfer to the Participant
       without charge the rights to any amounts which would be
       recoverable upon the termination of all such club memberships
       which the Participant has elected to be transferred to the
       Participant, such as a bond or shares; and
 

   	   (viii)	senior executive level outplacement services, at
       least comparable to what is being provided to senior executives
       on the date hereof, for a period of up to two years. 


 Notwithstanding the foregoing, if the Participant's Date of
 Termination is within two (2) years of the normal retirement
 date provided in the Company's or Subsidiary's defined benefit
 retirement plan applicable to the Participant ( the "Normal
 Retirement Date"), the sums provided for in subparagraphs
 5(a)(i), (ii), and (v) shall be multiplied by a fraction
 ("Adjustment Fraction"), the numerator of which is equal to the
 number of full months from the Date of Termination to the Normal
 Retirement Date, and the denominator of which is equal to 24.


    	(b)  In the event of termination of employment of a
 Participant with the Company or a Subsidiary due to the
 Participant's death, Retirement or Disability, the Participant
 shall be entitled to a cash bonus for the portion of the fiscal
 year in which death, Retirement or Disability occurs equal to a
 pro rata (determined by dividing the number of days elapsed in
 such fiscal year to such Death, Retirement or Disability by 365
 or 366, as applicable) portion of the Bonus Amount, and such
 death, retirement or disability benefits, as the case may be, as
 are provided in the Company's or a Subsidiary's plans covering
 such Participant on such events and the Company or a Subsidiary
 shall have no further obligation to the Participant under this
 Plan.


    	(c)  In the event of termination of employment of a
 Participant with the Company or a Subsidiary by the Company or a
 Subsidiary for Cause or by the Participant other than for Good
 Reason, the Participant shall be entitled (subject to any
 applicable payroll or other taxes required to be withheld), to
 receive the Participant's Base Salary through the Date of
 Termination and the Company or a Subsidiary shall have no
 further obligation to the Participant under this Plan.  This
 paragraph 5(c) shall not apply to a termination of employment by
 reason of Death, Retirement or Disability.


     	6.  DEFINITIONS

     	For purposes of the Plan:

   	(a)	Base Salary shall mean the amount determined by
 multiplying the Participant's highest semi-monthly or other
 periodic rate of base pay paid to the Participant during the
 twelve-month period immediately prior to the giving of the
 Notice of Termination by the number of pay periods per year.
  The following items are not part of base pay, as used herein: 
 reimbursed expenses, any amount paid on account of overtime or
 holiday work, payments on account of insurance premiums or other
 contributions made to other welfare or benefit plans, and any
 year-end or other bonuses, commissions and gifts.



   	(b)	Bonus Amount means the highest annual cash incentive
 bonus earned by the Participant from the Company or a Subsidiary
 during the last three (3) completed fiscal years of the Company
 immediately preceding the Participant's Date of Termination
 (annualized in the event the Participant was not employed by the
 Company or a Subsidiary for the whole of any such fiscal year). 




   	(c)	Cause shall mean:

     		(i)  the willful commission by the Participant of an
       illegal act or other act of willful misconduct that causes or
       will probably cause substantial economic damage to the Company
       or a Subsidiary or substantial injury to the business reputation
       of the Company or a Subsidiary;


     		(ii)  the commission by the Participant of an act of
       fraud in the performance of such Participant's duties on behalf
       of the Company or a Subsidiary;
  

     		(iii)  the continuing willful failure of the
       Participant to perform the duties of such Participant to the
       Company or a Subsidiary (other than any such failure resulting
       from the Participant's incapacity due to physical or mental
       illness) after written notice thereof (specifying the
       particulars thereof in reasonable detail) and a reasonable
       opportunity to be heard and cure such failure are given to the
       Participant by the Committee; or


     		(iv)  the final order of a federal or state regulatory
       agency or a court of competent jurisdiction requiring the
       termination of the Participant's employment with the Company or
       a Subsidiary.


 No act, or failure to act, on the Participant's part shall be
 considered "willful" unless done or omitted to be done by the
 Participant not in good faith and without reasonable belief that
 the Participant's action or omission was in the best interests
 of the Company or a Subsidiary.


   	(d) Good Reason shall mean, excluding for this purpose an
 isolated insubstantial and inadvertent action or failure to act,
 which is not in bad faith and which is remedied by the Company
 or applicable Subsidiary promptly after receipt of notice
 thereof given by the Participant:


     		(i)  Without the Participant's express written consent,
       the assignment by the Company or a Subsidiary to the Participant
       of duties which are inconsistent with the Participant's then
       title and salary grade or a significant reduction in the
       Participant's authority and responsibility as a senior executive
       or the removal of the Participant from, or any failure to
       reappoint or reelect the Participant to, the title of Executive
       Vice President or above, except in connection with a termination
       of the Participant's employment by the Company or a Subsidiary
       for Cause (including during the pendency of any Dispute), during
       any period of incapacity due to physical or mental illness, or
       by reason of the Participant's death, Disability or Retirement;

     		(ii)  A reduction by the Company or a Subsidiary of the
       Participant's Base Salary, or the failure to grant increases in
       the Participant's Base Salary on a basis at least substantially
       comparable to those granted to other executives of the Company
       or a Subsidiary of comparable title, salary grade and
       performance ratings made in good faith;


     		(iii)  Requiring the Participant to be based anywhere
       other than an executive office of the Company or a Subsidiary
       located in New Jersey or Pennsylvania within sixty (60)
       geographic (not road) miles of 301 Carnegie Center, West Windsor
       Township, New Jersey, except for required travel on the
       Company's or a Subsidiary's business to an extent substantially
       consistent with the Participant's present business travel
       obligations, without the Participant's express written consent;
       or in the event of any relocation of the Participant with the
       Participant's express written consent, the failure by the
       Company or a Subsidiary to pay (or reimburse the Participant
       for) all reasonable moving expenses by the Participant relating
       to a change of principal residence in connection with such
       relocation and to indemnify the Participant against any loss
       realized in the sale of the Participant's principal residence in
       connection with any such change of residence, all to the effect
       that the Participant shall incur no loss on an after tax basis;



     		(iv)  The failure by the Company or a Subsidiary to
       continue to provide the Participant with substantially the same
       welfare benefits and perquisites, including participation on a
       comparable basis in the Company's or a Subsidiary's retirement
       plans, Incentive Bonus Plan (cash bonus plan), Savings Incentive
       Plan, Incentive Stock and Option Plans, and other plans in which
       executives of the Company or a Subsidiary of comparable title
       and salary grade participate, as are presently provided to the
       Participant, or with a package of welfare benefits and
       perquisites, that, though one or more of such benefits or
       perquisites may vary from those set forth above, is
       substantially comparable in all material respects to such
       welfare benefits and perquisites, taken as a whole; provided,
       however, that a reduction, amendment or elimination of any
       benefit, perquisite or plan shall not be Good Reason if
       applicable to all executives of comparable title, salary grade
       and performance ratings made in good faith; 


     		(v)	The giving by the Company or applicable Subsidiary
       of a notice that participation by the Participant in the
       Company's Executive Severance Plan or the Participant's
       Termination Agreement would not be renewed; 


     		(vi)	The filing by the Company of a petition for
       bankruptcy or similar insolvency of the Company or the filing by
       any other party of such a petition which is not dismissed within
       sixty (60) days; or


  	    (vii)	Any failure by the Company or applicable
       Subsidiary to comply with any of the provisions of this Plan
       with respect to the Participant.


   	(e)	Disability shall mean the Participant's incapacity to
 perform Participant's duties with the Company or Subsidiary on a
 full-time basis for one hundred eighty (180) consecutive days
 due to physical or mental illness such that the Participant
 shall have become qualified to receive benefits under the
 Company's or a Subsidiary's long-term disability plans
 applicable to the Participant.  Any question as to the existence
 of Disability upon which Participant and the Company or
 Subsidiary cannot agree shall be determined by a qualified
 independent physician selected by the Company or Subsidiary
 employing the Participant or its insurers and acceptable to the
 Participant or an adult member of the Participant's immediate
 family, which acceptance shall not be unreasonably withheld.
 Participant shall be obligated to submit to such medical
 examinations as may be necessary to determine whether Disability
 exists.


   	(f)	Retirement shall mean that the Participant shall have
 reached the Participant's Normal Retirement Date or that the
 Participant shall have taken early retirement (as defined in the
 Company's or Subsidiary's defined benefit retirement plan
 applicable to the Participant) and shall no longer be employed
 by the Company or a Subsidiary.


     	7.  RELEASE OF CLAIMS BY PARTICIPANT

   	The payment of all amounts and provision of all benefits
 provided for by paragraph 5(a) shall be conditioned on the
 execution by the Participant and delivery to the Company or
 applicable Subsidiary of a Release Agreement and the
 effectiveness of such Release Agreement not later than
 twenty-one (21) calendar days after the Date of Termination.



     	8.  FINANCING

   	All amounts due and benefits provided under the Plan shall
 constitute general obligations of the Company or Subsidiary
 employing the Participant in accordance with the terms of the
 Plan.  A Participant shall have only an unsecured right to
 payment thereof out of the general assets of the Company or such
 Subsidiary.  Notwithstanding the foregoing, the Company or such
 Subsidiary may, by agreement with one or more trustees to be
 selected by the Company or such Subsidiary, create a trust on
 such terms as the Company or such Subsidiary shall determine to
 make payments to Participants in accordance with the terms of
 the Plan.


     	9.  TERMINATION AND AMENDMENT OF THE PLAN

   	The Board shall have the power at any time, in its
 discretion, to amend, in whole or in part, or terminate the
 Plan, except that no amendment or termination shall impair or
 abridge the obligations of the Company or a Subsidiary or the
 rights of the Participants under any Participation Letters
 previously delivered pursuant to the Plan.  Any amendment or
 termination of the Plan shall be adopted by the Board, by
 resolution of the Board at a regular meeting of the Board or
 special meeting called for such purpose or by unanimous written
 consent.


     	10.  BENEFIT OF PLAN

   	The Plan shall be binding upon and shall inure to the
 benefit of the Participant, the Participant's personal or legal
 representatives, executors, administrators, successors, heirs,
 distributees, devisees and legatees, and the Company, its
 Subsidiaries and their respective Successors.  The term
 "Successor" shall mean any person, firm, corporation or other
 business entity that, at any time, whether by merger,
 acquisition or otherwise, acquires all or substantially all of
 the stock, assets or business of the Company or a Subsidiary, as
 the case may be.  If the Participant should die while any
 amounts would still be payable to the Participant hereunder if
 the Participant had continued to live, all such amounts, unless
 otherwise provided herein, shall be paid in accordance with the
 terms of this Agreement to the Participant's devisee, legatee or
 other designee or, if there be no such designee, to the
 Participant's estate. 


     	11.  NON-ASSIGNABILITY

   	Each Participant's rights under this Plan shall be non-
 transferable except by will or by the laws of descent and
 distribution and except insofar as applicable law may otherwise
 require.  Subject to the foregoing, no right, benefit or
 interest hereunder shall be subject to anticipation, alienation,
 sale, assignment, encumbrance, charge, pledge, hypothecation or
 set-off in respect of any claim, debt or obligation, or to
 execution, attachment, levy or similar process, or assignment by
 operation of law, and any attempt, voluntary or involuntary, to
 effect any such action shall, to the full extent permitted by
 law, be null, void and of no effect.


     	12.  EFFECT OF OTHER PLANS

   	Except as provided in paragraph 5, (a) nothing in the Plan
 shall affect the level of benefits provided to or received by
 any Participant (or the Participant's estate or beneficiaries)
 as part of any employee benefit plan of the Company or a
 Subsidiary and (b) the Plan shall not be construed to affect in
 any way a Participant's rights and obligations under any other
 plan maintained by the Company or a Subsidiary on behalf of
 employees or any other contract between the Company or a
 Subsidiary and the Participant.


   	The Participant shall not be required to mitigate the amount
 of any payment under the Plan by seeking employment or
 otherwise, and there shall be no right of setoff or
 counterclaim, in respect of any claim, debt or obligation,
 against any payments to the Participant, the Participant's
 dependents, beneficiaries or estate provided for in the Plan.



     	13.  TERMINATION OF EMPLOYMENT

   	Nothing in the Plan shall be deemed to entitle a Participant
 to continued employment with the Company or a Subsidiary, and
 the rights of the Company or a Subsidiary to terminate the
 employment of a Participant in any lawful manner shall continue
 as fully as though this Plan were not in effect.


     	14.  SEVERABILITY

   	In the event that any provision or portion of the Plan shall
 be determined to be invalid or unenforceable for any reason, the
 remaining provisions and portions of the Plan shall be
 unaffected thereby and shall remain in full force and effect to
 the fullest extent permitted by law.


     	15.  LEGAL COSTS

   	The Company or a Subsidiary shall pay promptly as incurred
 the Participant's reasonable attorney's fees and expenses
 incurred in good faith by the Participant as a result of any
 dispute (regardless of the outcome thereof) with the Company or
 a Subsidiary or any other party regarding the validity or
 enforceability of, or liability under, any provision of this
 Plan or the act of any party thereunder or any guarantee of
 performance thereof and pay prejudgment interest on any delayed
 payment to the Participant calculated at the Summit Bank, New
 Jersey base rate of interest in effect from time to time from
 the date that payment should have been made under the Plan;
 provided, however, that the Participant shall not have been
 found by the court to have acted in bad faith.  Any finding of
 bad faith must be final with the time to appeal therefrom having
 expired and no appeal having been perfected.


     	16.  GOVERNING LAW

   	All questions pertaining to the construction, regulation,
 validity and effect of the provisions of the Plan shall be
 determined in accordance with the laws of the State of New
 Jersey.


     	17.  OTHER IMPORTANT INFORMATION

	 1.	Plan Sponsor:

		Summit Bancorp.
		301 Carnegie Center
		P.O. Box 2066
		Princeton, New Jersey 08543-2066

		Telephone No.:  609-987-3200
		EIN:  22-1903313
		(Plan I.D. #506)

	 2.	Plan Administrator and Agent for Service of Legal Process:

		Compensation Committee

		The Compensation Committee is appointed by the Board of
     Directors of Summit Bancorp.

		Agent for Service of Legal Process:

		General Counsel
		Summit Bancorp.
		301 Carnegie Center
		P.O. Box 2066
		Princeton, New Jersey 08543-2066

	 3.	Type of Plan - Executive Severance Plan

	 4.	Type of Administration - Employer administered

	 5.	Plan Trustee:  Not Applicable

	 6.	Plan Year

		The Plan year is January 1-December 31

	 7.	ERISA Rights

			As a Participant in the Plan you are entitled to
 certain rights and protections under the Employee Retirement
 Income Security Act of 1974 (ERISA).  ERISA provides that all
 Plan Participants shall be entitled to:


			Examine, without charge, at the Plan
 Administrator's office and at other locations, all Plan
 documents, including insurance contracts and copies of all
 documents filed by the Plan with the U.S. Department of Labor,
 such as annual reports and plan descriptions.



			Obtain copies of all Plan documents and other Plan
 information upon written request to the Plan Administrator.  The
 Administrator may make a reasonable charge for the copies.



			In addition to creating rights for Plan
 Participants, ERISA imposes duties upon the people who are
 responsible for the operation of the employee benefit plan.  The
 people who operate your Plan, called "fiduciaries", have a legal
 duty to do so prudently and in the interest of you and the other
 Plan Participants and beneficiaries.


			No one, including your employer or any other
 person, may discriminate against you in any way to prevent you
 from obtaining a severance benefit or exercising your rights
 under ERISA.


			If your claim for a severance benefit is denied in
 whole or part you must receive a written explanation of the
 reason for the denial.  You have the right to have the Plan
 Administrator review and reconsider your claim.


			Under ERISA, there are steps you can take to
 enforce the above rights:


		For instance, if you request materials from
 the Plan Administrator and do not receive them within
 30 days, you may file suit in a federal court.  In
 such a case, the court may require the Plan
 Administrator to provide the materials and pay you up
 to $100 a day until you receive the materials, unless
 the materials were not sent because of reasons beyond
 the control of the Administrator.


		If you have a claim for benefits which is
 denied or ignored, in whole or in part, you may file
 suit in a state or federal court.


		If it should happen that plan fiduciaries
 misuse the plan's money, or if you are discriminated
 against for asserting your rights, you may seek
 assistance from the U.S. Department of Labor, or you
 may file suit in federal court.


			The court will decide who should pay court costs
 and legal fees.  If you are successful the court may order the
 person you have sued to pay these costs and fees.  If you lose,
 the court may order you to pay these costs and fees, for
 example, if it finds your claim is frivolous.


			If you have any questions about your Plan, you
 should contact the Plan Administrator.  If you have any
 questions about this statement or about your rights under ERISA,
 you should contact the nearest area office of the U.S.
 Labor-Management Services Administration, Department of Labor.




<PAGE>

EXHIBIT A


RELEASE, COVENANT NOT TO SUE,
NON-DISCLOSURE AND NON-SOLICITATION 
AGREEMENT


	This RELEASE, COVENANT NOT TO SUE, NON-DISCLOSURE AND NON-
 SOLICITATION AGREEMENT (the "AGREEMENT") dated as of_________ among (1)
 ______________("Executive"), and (2) Summit Bancorp. and all parent and
 subsidiary corporations, partnerships and other entities and affiliates
 controlled by, controlling or under common control with Summit Bancorp.
 (together with any predecessor and successor entities hereinafter being
 collectively referred to as "SUB") sets forth the agreements of the parties
 hereto with regard to the matters set forth herein:


1.	Background.  Executive is an Executive of SUB and a party to a
 Participation Agreement last amended October 15, 1997 pursuant to which
 Executive participates in SUB's Executive Severance Plan and a Termination
 Agreement last amended October 15, 1997 (the Plan and these Agreements
 together being collectively referred to as the "Contracts").  Any
 capitalized terms used but not defined herein shall have the meaning set
 forth in the applicable Contract.


	a.	A Change of Control [has/has NOT] occurred [on (date)].  If a
 Change of Control has NOT occurred, Executive is not entitled to any
 benefits under the Termination Agreement.

	b.	Executive's employment with SUB will or has terminated on
 ______________, which shall be the Date of Termination for purposes of the
 Contracts, notwithstanding any failure to adhere to the provisions for
 giving a Notice of Termination and the method of determining the Date of
 Termination set forth in the Contracts, any such failures being hereby
 waived by the parties.

	c.	This termination shall constitute a termination "[for cause/
 disability /retirement /other than for cause /by mutual agreement]" for
 purposes of any stock options and restricted stock which Executive holds,
 and the Termination Date shall be the termination date for the purposes of
 such options.  Attached hereto as Appendix A is a list of all outstanding SUB
 options held by Executive on the date hereof.


2.	Payment.  Executive shall receive within two business days following the
 EFFECTIVE DATE (as defined in paragraph 7 hereof) $_____________, the gross
 amount due to Executive under the Contracts, which shall be paid to
 Executive as $_________________ by check or deposit in Executive's bank
 account, with the balance withheld in respect of federal, state and local
 taxes and benefits contributions, which Executive acknowledges represents
 all amounts currently due Executive under the Contracts.  Executive
 acknowledges and agrees that Executive is not entitled to any severance
 payments under any other severance program of SUB, the Contracts
 being intended to substitute for any such other severance program.  SUB
 continues to be obligated to provide certain welfare and pension benefits
 and perquisites, as more fully set forth in the Contracts. 

3.	Restrictive Covenants.  In consideration of the payments to Executive as
 specified in paragraph 2 above, Executive agrees as follows:

	a.	Non-Solicitation of SUB Customers.  For a period of two (2)
 years from the date hereof, Executive will not actively solicit or
 induce any person, corporation, or other entity that is a customer
 of SUB to become a customer of any other person, firm, corporation, or
 other entity which directly or indirectly competes with SUB, or approach
 any such person, firm, corporation, or other entity for such purpose or
 authorize or knowingly approve the taking of such actions by other persons,
 without the prior written consent of SUB.  This shall not be deemed to
 prohibit (i) responding to requests for service initiated by customers of
 SUB, (ii) solicitation of the public at large through television, radio,
 newspapers, magazines, newsletters or Internet home pages, or (iii)
 resolicitation by the competitor of persons, firms, corporations or other
 entities who were customers of both SUB and the competitor on the date
 hereof for those services provided to the customer by the competitor on
 the date hereof.

	b.	Non-Solicitation of SUB Employees.  For a period of five (5)
 years from the date hereof, Executive will not solicit or induce any person
 who is an employee of SUB or was such at any time within three months prior
 to the date hereof to become employed by any other person, firm or
 corporation or approach any such employee for such purpose or authorize or
 knowingly approve the taking of such actions by other persons, without the
 prior written consent of SUB.

	c.	Non-Disclosure of Proprietary Information.  Executive
 acknowledges that during the course of Executive's employment with SUB
 Executive received, obtained or became aware of or had access to proprietary
 information, lists and records of customers and trade secrets which are the
 property of SUB and which are not known by competitors or generally by the
 public ("Proprietary Information") and recognizes such Proprietary
 Information to be valuable and unique assets of SUB.  For purposes of this
 subparagraph: (i) Proprietary Information is deemed to include, without
 limitation, (A) marketing materials, marketing manuals, policy manuals,
 procedure manuals, policy and procedure manuals, operating manuals and
 procedures and product documentation, (B) all information about pricing,
 products, procedures, practices, business methods, systems, plans,
 strategies or personnel of SUB, (C) circumstances surrounding the
 relationships with, knowledge of, or information about the customers,
 clients, and accounts of SUB, including but not limited to the identity of
 current active customers or prospects who have been contacted by SUB, the
 expiration dates and other terms of loans or deposit or other banking
 relationships, details or special product provisions or special combinations
 of products, or special prices, and (D) all other information about SUB
 which has not been disclosed in documents filed with the U.S. Securities
 and Exchange Commission or otherwise publicly disseminated by SUB, whether
 or not that information is recorded and notwithstanding the method of
 recordation, if any; and (ii) Proprietary Information is deemed to exclude
 all information legally in the public domain.
  Executive agrees to hold the Proprietary Information in the strictest
 confidence and agrees not to use or disclose any Proprietary Information,
 directly or indirectly, at any time for any purpose, without the prior
 written consent of SUB or to use for Executive's benefit or the benefit of
 any person, firm, corporation or other entity (other than SUB), any
 Proprietary Information, and to use Executive's best efforts to prevent
 such prohibited use or disclosure by any other persons.  Executive has
 returned all Proprietary Information in Executive's possession or control to
 SUB.

	d.	Cooperation, No Detrimental Actions.  Executive will cooperate
 with SUB in enforcing its claims against customers and former customers of
 SUB, including appearing as a witness for SUB in court or administrative
 proceedings, subject to reasonable reimbursement for Executive's time and
 expenses.  Executive will not take actions or make disparaging statements
 which are detrimental to SUB or the RELEASEES, as defined in paragraph 5
 below. 

	e.	Remedies.  Executive hereby acknowledges that Executive's duties and
 responsibilities under this paragraph 3 are unique and extraordinary and
 that irreparable injury may result to SUB in the event of a breach of the
 terms and conditions of this paragraph 3, which may be difficult to
 ascertain, and that the award of damages would not be adequate relief to SUB
 and the RELEASEES.  Executive therefore agrees that in the event of
 Executive's breach of any of the terms or conditions of this paragraph 3,
 SUB shall have the right, without posting any bond or other security, to
 preliminary and permanent injunctive relief as well as damages and an equitable
 accounting of all earnings, profits and other benefits arising from such 
 violation, which rights shall be cumulative and in addition to any other
 rights or remedies in law or equity to which SUB may be entitled against
 Executive.  The covenants of Executive in paragraphs 3a, 3b, 3c and 3d of
 this Agreement shall each be construed as an agreement independent of any
 other provision in this AGREEMENT, and the existence of any claim or cause
 of action of Executive against SUB, whether predicated on this Agreement or
 otherwise, shall not constitute a defense to the enforcement by SUB of
 paragraphs 3a, 3b, 3c and 3d.

	f.	Enforcement.  If at the time of the enforcement of subparagraphs
 3a, 3b, 3c, 3d or 3e above a court shall hold that the period or scope
 of the provisions thereof are unreasonable under the circumstances then
 existing, the parties hereby agree that the maximum period or scope
 under the circumstances shall be substituted for the period or scope
 stated in those subparagraphs.


4.	Short-Swing Securities Profits.  Executive acknowledges that Executive
 will remain subject to the short-swing liability provisions of Section 16
 of the federal Securities Exchange Act of 1934 for six months following
 termination of employment.

5.	Release.  In consideration of the payments to Executive as specified in
 paragraph 2 above, Executive grants SUB a RELEASE of only all claims, both
 known and unknown, that Executive may have that relate to the termination
 of Executive's employment (hereafter a "WRONGFUL TERMINATION CLAIM").  The
 Executive and SUB agree that a WRONGFUL TERMINATION CLAIM, specifically and
 without limitation, does not include claims:

	a.	for indemnification as a corporate agent of SUB against claims
 by third parties;
	b.	under employee benefit plans, including supplemental employee
 retirement plans, maintained by SUB or any of the predecessor organizations
 thereof, including but not limited to rights under any workers compensation
 program, Section 502(a) of the Employee Retirement Income Security Act, as
 amended, 29 U.S.C. Par. 1001 et seq., and under the Consolidated Omnibus 
 Budget Reconciliation Act of 1985 ("COBRA");

	c.	arising out of enforcement of the Contracts or this Agreement by
 Executive; or

	d.	constituting cross-claims against SUB as a result of claims
 brought by unaffiliated third parties against Executive based on Executive's
 service as an executive of SUB.


	The statutes which could form the basis for a WRONGFUL TERMINATION CLAIM
 include, but are not limited to, Title VII of the Civil Rights Act of 1964,
 as amended, 42 U.S.C. Par. 1971 et seq.; the Age Discrimination in Employment
 Act of 1967, as amended, 29 U.S.C. Par. 621 et seq.; Section 510 of the 
 Employee Retirement Income Security Act of 1974, as amended, 29 U.S.C. 
 Par. 1001 et seq.;
 the Americans With Disabilities Act, as amended, 42 U.S.C. Par. 12101 
 et seq.; the Older Workers Benefit Protection Act, as amended, 29 U.S.C. 
 Par. 621 et seq.; the Civil Rights Act of 1866, as amended, 42 U.S.C. Par.
 1981 et seq.;
 the New Jersey Law Against Discrimination, as amended, N.J.S.A. 10:5- 1 et
 seq.; the New Jersey Conscientious Employee Protection Act, as amended,
 N.J.S.A. 34:19-1 et seq.; the New York Human Rights Law, Executive Law Par. 
 290 et seq.; the Pennsylvania Human Relations Act, as amended, 43 P.S. Par.
 951 et seq.; and the Pennsylvania Whistleblower Law, as amended, 43 P.S. 
 Par. 1421 et seq.  
 The common law (non-statutory) theories under which a  WRONGFUL
 TERMINATION CLAIM could be made include, but are not limited to, breach of
 an express employment contract, breach of a contract implied from a
 personnel handbook or manual, or commission of a civil wrong (known as a
 "tort") resulting in Executive's termination, or for alleged violation of
 the public policy of the United States or any state.  Granting a RELEASE of
 any WRONGFUL TERMINATION CLAIM pursuant to this AGREEMENT means that on
 behalf of Executive and all who succeed to Executive's rights and
 responsibilities, Executive releases and gives up only any and all
 WRONGFUL TERMINATION CLAIMS that Executive may have against SUB, and any of
 its subsidiaries, affiliates or divisions, and all of their directors,
 officers, representatives, shareholders, agents, employees, and all who
 succeed to their rights and responsibilities (collectively referred to
 as "RELEASEES").  With respect to any charges filed concerning events or
 actions relating to a WRONGFUL TERMINATION CLAIM that occurred on or before
 the date of this AGREEMENT or Executive's Termination Date (whichever is
 later), Executive waives and releases any right that Executive may have to
 recover in any lawsuit or proceeding brought by Executive or by an
 administrative agency on Executive's behalf against the RELEASEES.

6.	Covenant Not to Sue.  Executive covenants not to sue the RELEASEES over
 any WRONGFUL TERMINATION CLAIM.  Such a covenant not to sue the RELEASEES
 means that Executive represents that Executive has not through the date of
 execution of this Agreement filed a WRONGFUL TERMINATION CLAIM, charge or
 lawsuit with any court or government agency against the RELEASEES, and that
 Executive will not file such a lawsuit subsequent to execution of this
 Agreement.   Executive also waives any right to become, and promises not to
 become, a member of any class in a case in which WRONGFUL TERMINATION CLAIMS
 are asserted against any of the RELEASEES.

7.	Review Period.  Executive acknowledges that Executive has up to 21 days
 to review this AGREEMENT, and was advised to review it with an attorney of
 Executive's choice.  Executive also acknowledges that Executive was further
 advised that Executive has seven days after Executive signs this AGREEMENT
 to revoke it by notifying SUB in writing, of such revocation as set forth
 under Notices below.  This AGREEMENT shall become effective on the tenth
 (10th) day following its execution by Executive (the "EFFECTIVE DATE"),
 unless revoked in accordance with the preceding sentence.

8.	Revocation of Authority.  Executive agrees and acknowledges that as of
 the Termination Date Executive shall no longer be empowered to bind SUB in
 any agreement, whether verbal or written, and that Executive shall have no
 authority to execute any documents, deeds, leases, or other contracts on
 behalf of SUB.  To the extent not effected by termination of Executive under
 the Contracts, Executive resigns from all offices and positions with SUB.

9.	Successors and Assigns.  All rights and duties of SUB under this
 Agreement shall be binding on and inure to the benefit of SUB, its
 successors and assigns.  All rights of Executive hereunder shall be binding
 upon and inure to the benefit of Executive's personal or legal
 representatives.

10.	Notices.  All notices, requests, demands and other communications
 hereunder shall be in writing and shall be deemed to have been duly given if
 delivered personally with receipt acknowledged or sent by registered or
 certified mail, postage prepaid or by reputable national overnight delivery
 service, to the addresses shown below, unless changed by notices given as
 herein provided, except that notice of change of address only shall be
 effective upon actual receipt:


		If to SUB, to:
					Summit Bancorp.
					301 Carnegie Center
					P.O. Box 2066
					Princeton, New Jersey 08543-2066
					Attention: Executive Vice President of
                 Human Resources  

		With a copy to:
					Summit Bancorp.
					301 Carnegie Center
					P.O. Box 2066
					Princeton, New Jersey 08543-2066
					Attention: General Counsel

		If to the Executive, to:
					
					
					

		With a copy to:
					
					
					
					

11.	Covenant Not to Challenge Enforceability.  Both Executive and SUB
 understand that this AGREEMENT is final and binding when executed by both
 parties, subject to paragraph 7 above, and both agree not to thereafter
 challenge its enforceability.


12.	Applicable Law.  This AGREEMENT shall be deemed to have been made within
 the State of New Jersey, and it shall be interpreted, construed, and
 enforced in accordance with the law of the State of New Jersey, and before
 the Courts of the State of New Jersey.


13.	Amendments, Modifications, Waivers.  This AGREEMENT cannot be amended or
 modified except by a written document signed by both SUB and Executive and
 no provision can be waived except by a written document signed by the
 waiving party.

14.	By signing this AGREEMENT, Executive acknowledges:

	a.	EXECUTIVE HAS READ THIS AGREEMENT COMPLETELY.

	b.	EXECUTIVE HAS HAD AN OPPORTUNITY TO CONSIDER THE TERMS OF
 THIS AGREEMENT.

	c.	EXECUTIVE HAS BEEN ADVISED TO CONSULT WITH AN ATTORNEY
 OF EXECUTIVE'S CHOOSING PRIOR TO EXECUTING THIS AGREEMENT.

	d.	EXECUTIVE KNOWS THAT EXECUTIVE MAY BE GIVING UP
 IMPORTANT LEGAL RIGHTS BY SIGNING THIS AGREEMENT.

	e.	EXECUTIVE UNDERSTANDS AND MEANS EVERYTHING THAT
 EXECUTIVE HAS SAID IN THIS AGREEMENT, AND EXECUTIVE AGREES TO ALL ITS
 TERMS.

	f.	EXECUTIVE IS NOT RELYING ON SUB OR ANY REPRESENTATIVE OF
 SUB TO EXPLAIN THIS AGREEMENT AND RELEASE TO EXECUTIVE. EXECUTIVE
 HAS HAD AN OPPORTUNITY TO CONSULT AN ATTORNEY OR OTHER ADVISOR TO
 EXPLAIN THIS AGREEMENT AND ITS CONSEQUENCES TO EXECUTIVE BEFORE
 EXECUTIVE SIGNED IT, AND EXECUTIVE HAS AVAILED HIMSELF OR HERSELF OF
 THIS OPPORTUNITY TO WHATEVER EXTENT EXECUTIVE DESIRED.

	g.	EXECUTIVE HAS SIGNED THIS AGREEMENT VOLUNTARILY AND
 ENTIRELY OF EXECUTIVE'S OWN FREE WILL, WITHOUT ANY PRESSURE FROM
 SUB OR ANY REPRESENTATIVE OF SUB, OR ANYONE ELSE.




		IN WITNESS WHEREOF, and intending to be legally bound hereby,
 this Agreement has been executed as of the day and year first above written.


ATTEST:						SUMMIT BANCORP.


__________________________________	By:	____________________________________

Secretary			 			Executive Vice President


							____________________________________
							
							EXECUTIVE

							____________________________________
							(Social Security Number)

STATE OF NEW JERSEY:

COUNTY OF _______________________:

	I certify that on this _______ day of ____________, _______
 personally came before me _______________(Executive), who, being
 duly sworn, acknowledged under oath to my satisfaction that such person
 is named in and personally executed the foregoing Receipt and Release as
 such person's voluntary act and deed, for the purposes set forth therein.


	IN WITNESS WHEREOF, I have set my hand this ____ day of _____________,
    ______.

By:___________________________________

Notary Public of the State of New Jersey

My Commission expires __________________