List Of Known 

 Insurance Providers 

For Underground 

Storage Tank Owners 

And Operators 
 

CONTENTS 

Using This Booklet To Help Meet Financial Responsibility 

Requirements ....................................................................... 1 

How Can You Get The Most Current List? ........................... 2 

Need More General Information About USTs Or Financial 

Responsibility? ..................................................................... 2 

List Of Insurance Companies ............................................... 3 

List Of Insurance Agents And Brokers.................................. 5 

Model Of “Endorsement” Criteria........................................ 13 

Model Of “Certificate Of Insurance” Criteria........................ 14 

Please note: 

• The following list is not an endorsement by EPA of the products or services 

provided by these companies, agents, and brokers. 

• You are free to contact anyone you believe can meet your insurance needs. 

• The following list is not necessarily comprehensive because it captures only 

those who have contacted us to date. 
USING THIS BOOKLET TO HELP MEET FINANCIAL RESPONSIBILITY 

REQUIREMENTS 

The U.S. Environmental Protection Agency (EPA) developed financial responsibility regulations to 

ensure that underground storage tank (UST) owners and operators can pay the costs of cleaning 

up leaks from USTs and compensate third parties for bodily injury or property damage resulting 

from leaks. 

The financial responsibility regulations (40 CFR Part 280, 

Subpart H) allow UST owners and operators to choose from 

a variety of financial mechanisms to comply with the 

regulations. One of these financial mechanisms is the use of 

insurance. 

In order to facilitate access to UST insurance, EPA 

developed this booklet based on information it received from 

the listed companies, agents, and brokers. The companies, 

agents, and brokers listed may help you – as an UST owner 

or operator – find the UST insurance that can fulfill your 

financial responsibility obligation. See the text box on the 

right for a description of the roles of companies, agents, and 

brokers. 

It is your responsibility to make sure the coverage you 

are offered meets federal requirements and any state or 

local requirements that may apply to your USTs. If you 

choose to use insurance to demonstrate financial 

responsibility, you should contact your state insurance 

regulatory agency to be sure that your insurer and broker or 

agent is authorized to provide that type of insurance. To get 

contact information for your state insurance regulatory 

agency, call the National Association of Insurance 

Commissioners at (816) 842-3600 or visit its Web site at the 

following Internet address: 

http://www.naic.org/state_web_map.htm. 

If your insurer adds your UST coverage to an existing policy, 

your insurer should provide you with an endorsement that 

conforms to the “Endorsement” criteria described in §280.97 

of the financial responsibility rule (40 CFR Part 280, Subpart 

H). If your insurer provides you with a new policy, it should conform to the “Certificate Of 

Insurance” standard also described in §280.97 of the financial responsibility rule. See pages 11 

and 12 of this document for these criteria or you can read the rule at the following Internet 

address: http://www.epa.gov/OUST/fedlaws/cfr.htm. 

Who’s Who?

Insurance Company Or 

Insurer 

A corporation or association 

engaged primarily in the 

business of furnishing 

insurance to the public. The 

party to the insurance 

contract who promises to pay 

losses or benefits. 

Insurance Agent 

An insurance company 

representative who solicits, 

negotiates or effects contracts 

of insurance, and provides 

service to the policyholder for 

the insurer. 

Insurance Broker 

A marketing specialist who 

represents buyers of property 

and liability insurance and 

who deals with either agents 

or companies in arranging for 

the coverage required by the 

customer. 

List Of Known Insurance Providers For UST Owners And Operators Page 1 
HOW CAN YOU GET THE MOST CURRENT LIST? 

The companies, agents, and brokers listed on the following pages have identified themselves as 

willing to deal with UST insurance. The following is not a comprehensive list because there are 

doubtless other companies, agents, and brokers who have not yet identified themselves to EPA. 

EPA will periodically update this list. The most current version will always be found on the Internet 

at: http://www.epa.gov/oust/pubs/inslist.htm. 

Printed copies of this list will not be available. It is not practical to update and reprint them as often 

as EPA can update the version available on the Web site. 

NEED MORE GENERAL INFORMATION ABOUT USTs OR FINANCIAL 

RESPONSIBILITY? 

You can go to EPA’s web site at http://www.epa.gov/oust/pubs to read or download a copy of 

Dollars And Sense: Financial Responsibility Requirements For Underground Storage Tanks

(EPA 510-K-95-004), a booklet that briefly and clearly summarizes the financial responsibility 

requirements. You can also obtain Dollars And Sense and other publications about underground 

storage tank requirements from NSCEP, EPA’s publication distributor, by calling 800-490-9198; 

writing to NSCEP, Box 42419, Cincinnati, OH 45242; or faxing your order to NSCEP at 301-604-

3408. 

List Of Known Insurance Providers For UST Owners And Operators Page 2 
LIST OF INSURANCE COMPANIES 

Affinity Insurance Services, Inc. 

159 E. County Line Road 

Hatboro, PA 19040 

Phone: (888) 253-1461 

Fax: (800) 567-4028 

Contact: Andrew Memolo 

Areas of Coverage: United States, PR, GU, USVI 

ACE USA 

c/o ACE Environmental Risk 

525 West Monroe Suite 400 

Chicago, IL 60661 

Phone: (312) 775-3929 

Fax: (312) 775-3958 

Contact: David Lau 

Internet: www.acetanksafe.com 

Area of Coverage: United States 

American International Group (AIG) 

100 Executive Drive Suite 200 

West Orange, NJ 07052 

Phone: (973) 669-2347; (800) 336-2007 

Fax: (973) 731-2288 

Contact: Kristin Jusczak 

Internet: www.aigenvironmental.com 

Area of Coverage: United States 

American Safety Insurance Group 

100 Galleria Parkway SE Suite 700 

Atlanta, GA 30339 

Phone: (800) 388-3647 

Fax: (440) 268-7651 

Contact: Craig Lass 

Internet: www.amsafety.com 

Area of Coverage: United States 

Colony Group 

8720 Stony Point Parkway Suite 300 

Richmond, VA 23235 

Phone: (800) 577-6614 

Fax: (804) 327-3175 

Contact: Jennifer Miller 

Internet: www.colonyins.com 

Area of Coverage: United States 

Freberg Environmental, Inc. 

1451 Larimer Street, Suite 200 

Denver, CO 80202 

Phone: (303) 534-1171 ext. 109; (800) 377-4152 

Fax: (303) 623-8101 

Contact: Sandy Shannon 

Internet: www.feiinsurance.com 

Area of Coverage: United States 

Garage Service Equipment Dealers Liability 

Association of America 

8722 South Harrison 

Sandy, UT 84070 

Phone: (801) 304-3788 

Fax: (877) 452-6910 

Contact: Mike Fennell 

Internet: www.smallcompanyinsurance.com 

Areas of Coverage: United States except CA, CT, NH, 

NJ, NY, RI 

Great American Custom 

1600 West 7th Street 

Fort Worth, TX 76102 

Phone: (800) 336-1338 

Fax: (817) 339-3138 

Contact: DeeDee Byrne 

Internet: www.toptanx.com

Areas of Coverage: CA, MI, NC, NM, SC, TX, WI, WV, 

VA 

Petroleum Marketers Management Insurance 

Company 

465 Alice's Road, Suite H 

Waukee, Iowa 50263 

Phone: (515) 987-0061 

Fax: (515) 987-0067 

Contact: Patrick Rounds 

Internet: www.pmmicinsurance.com 

Area of Coverage: IA 

Prime Insurance Company 

8722 South Harrison 

P.O. Box 4439 

Sandy, UT 84901 

Phone: (801) 304-5591 

Contact: Peter Anderson 

Area of Coverage: United States except CA, CT, NH, 

NJ, NY, RI 

Prime Insurance Syndicate, Inc.

8722 South, 300 West 

Salt Lake City, UT 84070 

Phone: (800) 257-5590 

Fax: (801) 304-5595 

Contact: Rick Lindsey 

Internet: www.primeis.com 

Area of Coverage: United States 

Tank Owner Members Insurance Co. 

1600 West 7th Street 

Fort Worth, TX 76102 

Phone: (800) 336-1338 

Fax: (817) 339-3138 

Contact: DeeDee Byrne 

Internet: www.tankowners.com

Areas of Coverage: NM, TX 

List Of Known Insurance Providers For UST Owners And Operators Page 3 
U.S. Risk Underwriters, Inc. 

10210 North Central Expressway, Suite 500 

Dallas, TX 75231 

Phone: (800) 232-5830 

Fax: (214) 265-4958 

Contact: Terry Hazelton 

Internet: www.usrisk.com 

Areas of Coverage: LA, NM, TN, TX 

Zurich Insurance Company 

2518 Westbury Rd. 

Lansing MI 48906 

Phone: (517) 703-9029 

Fax: (877) 639-4162 

Contact: Heather Stelper 

Contact: Karon Eva 

Phone: (517) 323-9565 

Fax: (877) 642-3381 

Internet: www.zurchna.com 

Area of Coverage: United States 

List Of Known Insurance Providers For UST Owners And Operators Page 4 
WANT TO ADD AN INSURER, AGENT, OR BROKER TO THE LIST? 

NEED TO REMOVE A PROVIDER FROM THE LIST?

EPA will periodically update the list of insurers, agents, and brokers in this booklet. If you are an 

insurer, agent, or broker who can provide the insurance described in 40 CFR §280.97, please 

contact Karen Ellenberger, EPA’s Office of Underground Storage Tanks, at 703-603-7171 or 

ellenberger.karen@epa.gov. You will need to provide your name, address, phone and fax 

numbers, Internet address, area of coverage, and the name of a single point of contact within your 

company. Please be sure to review the requirements in 40 CFR Part 280, Subpart H, specifically 

§280.97, to ensure your company can provide insurance that meets those specific requirements. 

If your company is currently listed, but no longer provides this insurance, please contact Karen 

Ellenberger (as noted above) to have your company removed from the list. 

LIST OF INSURANCE AGENTS AND BROKERS 

Accusure Insurance Agency 

6 East Black Well Street 

Dover, NJ 07801 

Phone: (973) 366-7850 

Fax: (973) 366-7852 

Contact: Bob Werner 

Internet: www.accusure.com 

Area of Coverage: NJ 

All Risks, Ltd. (Wholesaler) 

1920 Greenspring Drive, Suite 200 

Timonium, MD 21093 

Phone: (800) 366-5810 

Fax: (410) 828-8179 

Contact: Erik Halvorsen 

Internet: www.allrisks.com 

Area of Coverage: United States 

Allied Insurance Managers, Inc. 

811 South Blvd East, Suite 110 

Rochester Hills, MI 48307 

Phone: (248) 853-0930 

Fax: (248) 853-1512 

Contact: Dennis Cieplak 

Internet: www.alliedinsmgr.com 

Area of Coverage: MI 

American Heritage Insurance Agency, Inc. 

975 Elm Street 

West Springfield, MA 01089 

Phone: (413) 736-1400 

Fax: (413) 736-0306 

Contact: Ray Belden 

Internet: www.aainsurance.com 

Area of Coverage: MA 

Americana Insurance Agency 

P.O. Box 428 

Danube, MN 56230 

Phone: (320) 826-2553 

Fax: (320) 826-2630 

Contact: Dallas Schneider 

Internet: NA 

Area of Coverage: MN 

Americana Program Underwriters 

P.O. Box 718 

Camp Hill, PA 17001-0718 

Phone: (717) 214-2800 

Fax: (717) 214-2801 

Contact: James Titus 

Internet: www.americananet.com 

Areas of Coverage: United States, PR, GU 

Anderson Insurance Services, Inc. 

933 Webster Street 

Marshfield, MA 02050 

Phone: (800) 878-6578 

Fax: (781) 837-3756 

Contact: Peter Anderson 

Internet: www.insuremass.com 

Area of Coverage: MA 

Arlington/Roe & Co. 

8900 Keystone Crossing 

P.O. Box 80803 

Indianapolis, IN 46280 

Phone: (800) 878-9891 

Fax: (317) 554-8551 

Contact: Allen J. Grau; Ruth Kelly 

Internet: www.arlingtonroe.com 

Areas of Coverage: IL, IN, KY, MI, OH 

List Of Known Insurance Providers For UST Owners And Operators Page 5 
Arroyo/Caldwell & Moreland Insurance Services 

P.O. Box 6185 

San Bernadino, CA 92412 

Phone: (909) 889-0295 

Fax: (909) 888-3422 

Contact: John Terry 

Internet: NA 

Areas of Coverage: CA and limited coverage in some 

states 

Associated Insurance Agencies, Inc. 

63 Commerce Park Drive 

Westerville, OH 43082 

Phone: (614) 882-2335 

Fax: (614) 882-2340 

Contact: Tim Bowers 

Internet: www.associated-ins.com 

Area of Coverage: OH 

Bain Insurance Agency 

P.O. Box 659 

Bandon, OR 97411 

Phone: (541) 347-3435 

Fax: (541) 347-9232 

Contact: Joseph Bain 

Internet: www.baininsurance.com 

Area of Coverage: TX 

Bayrisk Insurance Brokers, Inc 

P.O. Box 567 

Alameda, CA 94501 

Phone: (510) 523-3435 

Fax: (510) 523-7449 

Contact: Kevin Milroy 

Internet: www.bayrisk.com 

Areas of Coverage: CA, NV, OR 

Beacon Hill Associates 

P.O. Box 1532 

Charlottesville, VA 22902 

Phone: (800) 596-2156 

Fax: (434) 979-8964 

Contact: William Pritchard 

Internet: www.b-h-a.com 

Area of Coverage: United States 

Berger Briggs Real Estate & Insurance, Inc. 

215 3rd St, SW 

P.O. Drawer K 

Albuquerque, NM 87103 

Phone: (505) 247-0444 

Fax: (505) 243-1505 

Contact: Berger Briggs 

Internet: www.bergerbriggs.com 

Area of Coverage: Southwest United States 

Bill Taylor & Associates 

P.O. Drawer 2229 

San Marcos, TX 78667-2229 

Phone: (800) 606-6221 

Fax: (512) 392-5443 

Contact: Bill Taylor 

Internet: www.btainsurance.com 

Area of Coverage: TX 

Brady & Company 

P.O. Box 107502 

Anchorage, AK 99510 

Phone: (907) 276-5627 

Fax: (907) 276-6292 

Contact: Judy Chadwick 

Internet: www.bradycompany.com 

Area of Coverage: United States 

Braley & Wellington Insurance Agency Corp. 

P.O. Box 15127 

Worcester, MA 01615-0127 

Phone: (508) 754-7255 

Fax: (508) 797-3507 

Contact: Parker Wellington, Jr. 

Internet: www.bandwins.com 

Areas of Coverage: CT, MA, NH, RI, VT 

Brier Insurance Agency 

30 Maple Drive 

Wexford, PA 15090 

Phone: (724) 935-5924 

Fax: (724) 935-1730 

Contact: Dana Brier 

Internet: www.brieragency.com 

Area of Coverage: PA 

Brown & Brown Public Entity Services

One International Centre 

100 N.E. Loop 410, Suite 965 

San Antonio, TX 78216 

Phone: (210) 340-8985 

Fax: (210) 340-8986 

Contact: Robert Hughes 

Internet: www.bbpes.com 

Area of Coverage: United States 

Burns & Wilcox Ltd. 

2301 E. Lamar Boulevard 

Arlington, TX 76006 

Phone: (800) 442-1496 

Fax: (817) 652-9090 

Contact: Sheila Hailey 

Internet: www.burnsandwilcox.com 

Area of Coverage: TX 

Business Insurance Specialists, Inc. 

P.O. Box 1430 

Brookfields, WI 53008 

Phone: (262) 446-3860 

Fax: (262) 446-3865 

Contact: Tim Young 

Internet: www.businessinsurancespecialists.com 

Area of Coverage: United States 

Cambridge General Agency 

100 Pine Street, Suite 250 

San Francisco, CA 94111 

Phone: (415) 955-8555 ext. 57 

Fax: (415) 394-6305 

Contact: Julie Sylim-Uang 

Internet: www.cambridgega.com 

Area of Coverage: CA 

List Of Known Insurance Providers For UST Owners And Operators Page 6 
Central Insurance Agency, Inc. 

6000 North Lamar Boulevard, Suite 100 

Austin, TX 78761 

Phone: (512) 451-6551 

Fax: (512) 454-0183 

Contact: Scott Raper 

Internet: www.centralins.com 

Area of Coverage: TX 

Centralia General Agencies, Inc. 

P.O. Box 698 

209 1⁄2 W. Main Street 

Centralia, WA 98531 

Phone: (360) 736-8281 

 (800) 700-8281 

Fax: (360) 736-4740 

Contact: Terry Mosier or Janine Hislop 

Internet: www.centraliageneralins.com 

Area of Coverage: WA 

Chamber Insurance Agency Services LLC 

1700 Market Street, Suite 2000 

Philadelphia, PA 19103 

Phone: (215) 255-6471 

Fax: (877)-594-6502 

Contact: Susan DiDomenico 

Internet: www.chamberagent.com 

Area of Coverage: United States (except FL) 

Chamberlin Insurance 

764 Campbell Avenue 

West Haven, CT 06516 

Phone: (203) 932-5877 

Fax: (203) 932-9328 

Contact: Roger Chamberlin 

Internet: www.chamberlininsurance.com 

Area of Coverage: CT 

Connelly-Campion-Wright 

704 Belmar Plaza 

Belmar, NJ 07719 

Phone: (800) 924-2809 

Fax: (732) 681-4951 

Contact: Tara Maolini 

Internet: www.ccwinsurance.com 

Area of Coverage: NJ 

Continental Agency of CT, Inc. 

P.O. Box 187109 

Hamden, CT 06518-0109 

Phone: (800) 922-2563 

Fax: (203) 288-2312 

Contact: Brendan Mullally 

Internet: www.co-group.com 

Areas of Coverage: CT, MA, ME, NH, RI, VT 

Continental/Marmosrstein & Malone Insurance 

305 Route 17 South 

Paramus, NJ 07652 

Phone: (800) 932-0849 

Fax: (201) 261-8922 

Contact: Michael Kane 

Internet: www.ca-group.com 

Areas of Coverage: CT, NJ, NY 

Cooney, Rikard & Curtin, Inc. (CRCINS) 

P.O. Box 59689 

Birmingham, AL 35259-9689 

Phone: (205) 870-7790; (800) 824-1709 

Fax: (205) 879-3739 

Contact: Charles Wood 

Internet: www.crcins.com 

Area of Coverage: United States 

Crawley Warren Insurance Services, Inc. 

100 California, Suite 650 

San Francisco, CA 94111 

Phone: (415) 544-0969 ext. 304 

Fax: (415) 544-0974 

Contact: Cass Alimonti 

Internet: www.crawleywarrenins.com 

Areas of Coverage: CA, HI 

Crump Insurance Services NW 

21540 30th Drive SE, Suite 100 

Bothell, WA 98021 

Phone: (800) 221-9628 

Fax: (425) 398-1133 

Contact: Leslie Myer or Terry Brown 

Internet: www.crumpins.com 

Areas of Coverage: OR, WA 

Custom Environmental Insurance 

P.O. Box 29664 

Richmond, VA 23242 

Phone: (804) 876-4120, (877) 826-5268 

Fax: (804) 876-4119 

Contact: Kara Koedel 

Internet: www.tankcov.com 

Area of Coverage: United States 

Dana Insurance and Risk Management 

9B West Ridgely Road, Suite 100 

Timonium, MD 21093 

Phone: (800) 821-1990 

Fax: (410) 821-1997 

Contact: Dave Resch 

Internet: www.dana-ins.com 

Area of Coverage: United States 

Dean Insurance Agency, Inc. 

P.O. Box 669 

Bel Air, MD 21014-0669 

Phone: (410) 838-3700 

Fax: (410) 893-3647 

Contact: Norman Dean 

Internet: www.deaninsurance.com 

Area of Coverage: MA 

Delaware Valley Underwriting Agency, Inc. 

420 S. York Road 

Hatboro, PA 19040 

Phone: (215) 443-3500; (800) 388-0215 

Fax: (215) 672-7983 

Contact: Rita Hanebury 

Internet: www.dvua.com 

Areas of Coverage: DE, MD, NJ, NY, OH, PA, VA, WV 

List Of Known Insurance Providers For UST Owners And Operators Page 7 
Dennis Insurance Agency 

822 Market Street, Suite 3 

Zanesville, OH 43701 

Phone: (800) 450-7117 

Fax: (740) 450-0203 

Contact: Jeff Dennis 

Internet: www.dennisinsuranceagency.com 

Area of Coverage: OH 

Environmental Insurance Agency 

P.O. Box 23605 

Portland, OR 97281 

Phone: (503) 977-3333 

Fax: (503) 977-3334 

Contact: Jenn Hickey 

Internet: www.eiains.com 

Area of Coverage: United States 

Environmental Insurance Agency, Inc. 

138 Chatsworth Avenue, Suite 2 

Larchmont, NY 10538 

Phone: (914) 833-5100 

Fax: (914) 833-5102 

Contact: Susan Neuman 

Internet: www.enviroinsurance.com 

Area of Coverage: United States 

First American Insurance Agency, Inc.

625 Front Street 

Chiocpee, MA 01013 

Phone: (413) 592-0995 

Contact: Remmy Nartens 

Internet: www.faiagency.com 

Area of Coverage: United States 

Forsyth Insurance Group, Inc. 

1201 S. Fourth 

Springfield, IL 62705 

Phone: (217) 525-9500 

Fax: (217) 528-1526 

Contact: Bob Ford 

Internet: NA 

Areas of Coverage: IL, IN, MI, MN, OH 

Four Star Insurance Agency, Inc. 

5835 Pearl Road 

Parma, OH 44130 

Phone: (440) 888-4525 

Fax: (440) 888-0320 

Contact: Joe Germana 

Internet: www.fourstarinsurance.com 

Area of Coverage: OH 

Fox and Fox Insurance Agency, Inc. 

101 East 38th Street 

Indianapolis, IN 46205 

Phone: (317) 925-1456 

Fax: (317) 927-5178 

Contact: Jim Fox 

Internet: NA 

Area of Coverage: United States 

Gallen Insurance 

2237 Lancaster Pike 

Shillington, PA 19607 

Phone: (610) 777-4123 

Fax: (610) 777-9957 

Contact: Allen Convey 

Internet: NA 

Area of Coverage: PA 

Garrett Insurance Company 

P.O. Box 1425 

Kerrville, TX 78029-1425 

Phone: (830) 896-6600 

Fax: (839) 896-1822 

Contact: Bob Shmerbeck 

Internet: www.garrettinsurance.com 

Area of Coverage: TX 

GBP Risk Solutions

P.O. Box 13598 

Tucson, AZ 85732-3598 

Phone: (520) 571-7737; (800) 933-9646 

Fax: (520) 571-9115 

Contact: Rick Gregson 

Internet: www.gbprs.com 

Area of Coverage: AZ

Green Insurance Services 

1500 Sixth Street, NW 

Winter Haven, FL 33881 

Phone: (800) 476-1106 

Fax: (863) 294-4243 

Contact: Jim Green 

Internet: www.greeninsurance.com 

Area of Coverage: FL 

Griffin Underwriting Services 

1980 112th Ave. NE, Suite 210 

Bellevue, WA 98004 

Phone: (800) 562-8095 

Fax: (425) 453-8696 

Contact: Lillian Nixon 

Internet: gogus.com 

Areas of Coverage: WA, OR 

GST Group, Inc. 

2291 Bristol Pike 

Bensalem, PA 19020 

Phone: (800) 220-2088 

Fax: (215) 245-0422 

Contact: Mike Smith 

Internet: www.gstgroup.com 

Areas of Coverage: DC, DE, MD, NJ, NY, PA, VA 

Highland Insurance, Inc. 

P.O. Box 2487 

Huntington, WV 25725-2487 

Phone: (304) 529-3381 

Fax: (304) 529-6623 

Contact: Robert Cline 

Internet: NA 

Areas of Coverage: KY, OH, VA, WV 

List Of Known Insurance Providers For UST Owners And Operators Page 8 
Hill & Kehne, LLC 

2300 Wisconsin Ave., NW. Suite 300 

Washington, DC 20007 

Phone: (202) 558-2100 

Fax; (202) 558-2127 

Contact: Tiffany Germain 

Internet: www.hillkehne.com 

Area of Coverage: United States 

Hometown Insurance of Smithtown 

1461 Lakeland Avenue, Suite 3 

Bohemia, NY 11716 

Phone: (631) 589-0100 

Fax: (516) 589-0164 

Contact: Eric Keiffert 

Internet: NA 

Area of Coverage: NY 

Hudson & Muma, Inc 

4600 Coolidge Hwy, Suite 100 

Royal Oak, MI 48073 

Phone: (248) 549-3519 

Fax: (248) 549-6452 

Contact: Jim Thurman 

Internet: www.hudsonmuma.com 

Area of Coverage: United States 

Independent Insurance Wholesalers, Inc. 

808 Southwest 3rd Avenue 

Portland, OR 97204 

Phone: (503) 224-1956; (800) 886-9235 

Fax: (503) 224-3010 

Contact: Tom Sawyer 

Internet: www.iiw.com 

Areas of Coverage: AK, CA, ID, OR, WA 

Intercorp, Inc. 

1438-F Main Street 

Ephrata, PA 17522 

Phone: (717) 721-3500 

Fax: (717) 721-3515 

Contact: Mark Waltman 

Internet: www.intercorpinc.net 

Area of Coverage: United States 

Kennedy Professional Insurance Agency 

P.O. Box 847 

Apple Valley, CA 92307 

Phone: (760) 242-2345 

Fax: (760) 242-2211 

Contact: Kevin Kennedy 

Internet: www.kpia.com 

Area of Coverage: CA 

Klinger Associates, Inc. 

P.O. Box 503526 

Indianapolis, IN 46256 

Phone: (317) 542-9890 

Fax: (317) 542-0685 

Contact: Bob Klinger 

Internet: NA 

Area of Coverage: IN 

Laginess Insurance Agency, Inc. 

199 North Main Street, Suite B7 

Plymouth, MI 48170 

Phone: (734) 455-5088 

Fax: (734) 455-2750 

Contact: Terry Laginess 

Internet: www.laginess.com 

Area of Coverage: MI 

Lisuzzo Insurance Agency, Inc. 

1535 Central Avenue 

Albany, NY 12205 

Phone: (518) 869-4466 

Fax: (518) 869-4296 

Contact: Steve Lisuzzo 

Internet: www.lisuzzo.com 

Areas of Coverage: FL, NY, PA 

LJM Insurance Agency, Inc. 

327 Union Ave 

Framingham, MA 01702 

Phone: (508) 872-0662 ext 18 

Fax: (508) 879-5299 

Contact: Michael Hackett (mhackett@ljmins.com) 

Internet: www.ljmins.com 

Areas of Coverage: MA, CT, RI, NH, ME, VT 

M.J. Kelly 

P.O. Box 231 

Turners, MO 65765 

Phone: (800) 725-7211 

Fax: (417) 883-7103 

Contact: Lori Drake 

Internet: www.mjkelly.com 

Areas of Coverage: AR, FL, IA, IL, KS, MO, OK 

Marsh 

P.O. Box 2151 

Spokane, WA 99210-2151 

Phone: (800) 525-7012 

Fax: (509) 358-3937 

Contact: Michele Williams 

Internet: www.marsh.com 

Area of Coverage: WA 

McElveen Insurance Agency, Inc. 

(Division of Arthur J. Gallagher and Co.) 

700 West Prien Lake Road 

Lake Charles, LA 70601 

Phone: (337) 478-5485 

Fax: (337) 478-8660 

Contact: Louis Todd 

Internet: www.ajg.com 

Area of Coverage: United States 

McNamara Company 

1330 Highway 96 East 

St. Paul, MN 55110 

Phone: (651) 426-0607 

Fax: (651) 426-2031 

Contact: Kathleen McNamara 

Internet: www.mcnamaracompany.com 

Area of Coverage: United States 

List Of Known Insurance Providers For UST Owners And Operators Page 9 
Midwest General Agency 

3300 Birch Street 

Eau Claire, WI 54702 

Phone: (715) 832-4000 

Fax: (715) 834-7117 

Contact: Tim Proue 

Internet: www.mgarws.com 

Areas of Coverage: MN, WI 

Morgan-Marrow Environmental Insurance 

484 Viking Drive, Suite 140 

Virginia Beach, VA 23452 

Phone: (800) 683-8493 

Fax: (757) 431-8256 

Contact: Sandy Whitaker 

Internet: www.mmenvironmental.com 

Area of Coverage: United States 

Morrell, Butz, & Junker, Inc. 

100 Park Manor Drive 

Pittsburgh, PA 15205 

Phone: (412) 571-1010; (888) 222-8891 

Fax: (412) 446-1022 

Contact: Bill Kaiser 

Internet: www.mbjinsurance.com 

Area of Coverage: United States 

National Environmental Coverage Corporation 

747 Chestnut Ridge Road, Suite 305 

Chestnut Ridge, NY 10977 

Phone: (845) 425-2333; (800) 552-0230 

Fax: (845) 425-2853 

Contact: Todd Turner 

Internet: www.necc.com 

Area of Coverage: United States 

National Program Management, Inc. 

3457 Lawrenceville Suwanee Road Suite C 

Suwanee, GA 30024 

Phone: (678) 730-0505 ext 226 

Fax: (678) 730-0509 

Contact: Bruce Kersey 

Internet: www.npminc.com 

Area of Coverage: United States 

New America Insurance 

P.O. Box 366 

Avon, OH 44011-0366 

Phone: (440) 934-7766 

Fax: (440) 934-1941 

Contact: Lou Sukalski 

Internet: www.taxi-insurance.com 

Areas of Coverage: OH, WV 

New Office Business Systems of America, Inc 

375 Commerce Parkway 

Rockledge, FL 32955 

Phone: (321) 433-4046 

Fax: (321) 433-1093 

Contact: Ben Harrison 

Internet: www.policymanagers.com 

Area of coverage: FL 

North Island Facilities, Ltd. (NIF) Services 

30 Park Avenue 

Manhasset, NY 11030 

Phone: (516) 365-7440; (800) 892-8892 

Fax: (516) 365-7392 

Contact: Daphney Alvarado 

Internet: www.nifgroup.com 

Area of Coverage: United States 

NSM, Inc. 

TankInsure Storage Tank Liability Program 

1000 River Road, Suite 200 

Conshohochen, PA 19428 

Phone: (610) 941-9877 

Fax: (610) 941-9889 

Contact: Thomas Zapalac 

Internet: www.tankinsure.com 

Area of Coverage: United States 

Ogren Insurance

6929 Hohmen Avenue 

Hammond, IN 46324 

Phone: (219) 933-0076 

Fax: (219) 933-0080 

Contact: Thomas Ogren 

Internet: www.ogreninsurance.com 

Areas of Coverage: Alabama, AZ, CO, FL, ID, IL, IN, 

MI, OH, PA, TX, VA, WI 

Petra Insurance Agency 

P.O. Box 936 

Chehalis, WA 98532 

Phone: (360) 748-8855; (800) 346-2519 

Fax: (360) 748-7260 

Contact: Kevin Thompson 

Internet: www.localaccess.com/jmpetra 

Area of Coverage: WA 

Professional Liability Brokers and Consultants 

175 E. Hawthorn Parkway, Suite 310 

Vernon Hills, IL 60061 

Phone: (847) 816-4480 

Fax: (847) 816-4484 

Contact: Erv Kranberg 

Internet: www.plbc.com 

Area of Coverage: United States 

Quaker Special Risk 

P.O. Box 415 

Sea Girt, NJ 08750 

Phone: (732) 223-6666; (800) 447-4180 

Fax: (732) 223-9072 

Contact: Mike Walsh 

Internet: www.qsr-insurance.com 

Area of Coverage: United States 

Rebsamen Insurance 

P.O. Box 50810 

Springfield, MO 65805 

Phone: (417) 866-7222 

Fax: (417) 866-0712 

Contact: John West 

Internet: www.rebsamen.com 

Area of Coverage: United States 

List Of Known Insurance Providers For UST Owners And Operators Page 10 
ReleaseGuard 

615 N Capital Avenue 

Lansing, MI 48933 

Phone: (866) 423-4878 

Fax: (517) 371-7121 

Contact: Allen Chadderdon 

Internet: www.releaseguard.com 

Area of Coverage: United States 

RISC 

2001 Bryan Street, Suite 2900 

Dallas, TX 75201 

Phone: (214) 954-0707 ext.101; (800) 725-7472 

Fax: (214) 954-0999 

Contact: Jere Freel 

Internet: www.gorisc.com 

Area of Coverage: United States 

Sigel Insurance Group 

P.O. Box 488 

Schwenksville, PA 19473 

Phone: (610) 287-8800; (800) 243-5041 

Fax: (610) 287-5348 

Contact: Eric Sigel 

Internet: www.sigelinsurance.com 

Areas of Coverage: DE, MD, NJ, PA 

Specialty Risk Associates, Inc.

2800 Youree Drive, Suite 462 

Shreveport, LA 71104 

Phone: (318) 865-7023 

Fax: (318) 865-7049 

Contact: John Wood 

Internet: www.specialty-risk.com 

Area of Coverage: LA 

Tejas American General Agency, LLC (TAGA) 

P.O. Box 3009 

Cedar Park, TX 78630 

Phone: (512) 346-0030; (888) 999-8242 

Fax: (512) 342-2803 

Contact: Anita Herzog 

Internet: www.taga1.com 

Area of Coverage: TX 

The DJB Group 

231 Chestnut Street 

Meadville, PA 16335 

Phone: (814) 724-1516 

Fax: (814) 337-2793 

Contact: Daniel J. Severo 

Internet: www.djbgroup.com 

Areas of Coverage: OH, PA, WV 

The McCall Insurance Agency, Inc. 

609 West 15th Street, Suite 200 

Plano, TX 75075 

Phone: (972) 423-3595; (800) 423-3595 

Fax: (972) 578-9268 

Contact: Suzanne Van Meter 

Internet: www.mccallagency.com 

Area of Coverage: TX 

The Spofford Group Insurance Brokerage LTD 

14 Main Street 

Hingham, MA 02043 

Phone: (781) 740-8990 

Fax: (781) 740 8770 

Contact: Mark L. Liffers 

Internet: www.spoffordgroup.com 

Area of Coverage: United States 

Tower Special Facilities, Inc. 

N14 W23777 Stone Ridge Drive, Suite 140 

Waukesha, WI 53188 

Phone: (262) 513-6000 ext. 24; (800) 837-1525 

Fax: (262) 513-6010 

Contact: Gary Kubesch 

Internet: www.towerspecial.com 

Area of Coverage: United States 

True Benchmark Insurance Services 

1100 Jorie Boulevard, Suite 126 

Oak Brook, IL 60523 

Phone: (630) 645-0500 

Fax: (630) 645-0501 

Contact: Michael White 

Internet: NA 

Area of Coverage: United States 

United Assurance, Inc. 

16-00 Pollitt Drive 

Fair Lawn, NJ 07410 

Phone: (800) 866-0161 

Fax: (201) 797-4455 

Contact: Thomas Perna 

Internet: www.unitedassurance.com 

Area of Coverage: North East United States 

USAssure Insurance Services, Inc. 

P.O. Box 10670 

Jacksonville, FL 32247-0670 

Phone: (800) 713-1158 

Fax: (904) 224-7903 

Contact: Jenny Roberts 

Internet: USAssure.com 

Area of Coverage: United States 

USI Southwest 

1445 Ross Avenue Suite 4200 

Dallas, TX 75202 

Phone: (214) 443-3103 

Fax: (214) 443-3900 

Contact: Shawn Heiser (shawn.heiser@usi.biz) 

Internet: www.usi.biz 

Area of Coverage: United States 

STI (Underground Storage Tank Insurance of Ohio) 

210 Bell Street 

Chagrin Falls, OH 44022 

Phone: (440) 247-3750 

Fax: (440) 247-3720 

Contact: Robert T. Barbero, CPCU 

Area of Coverage: Ohio only - Ohio UST deductible 

coverage 

List Of Known Insurance Providers For UST Owners And Operators Page 11 
Westex Insurance Agency 

15701 Henderson Pass 

San Antonio, TX 78232 

Phone: (201) 494-9105, (800) 299-2211 

Fax: ((210) 494-0079 

Contact: John F. Thabet 

Internet: www.westexia.com 

Area of Coverage: TX 

WISA, Inc. 

P.O. Box 7568 

Ewing, NJ 08628 

Phone: (609) 883-4190 

Fax: (609) 538-0274 

Contact: Neil Wesley 

Internet: www.wesleyinsurance.com 

Area of Coverage: United States 

Willis of New York, Inc. 

7 Hanover Square 

New York, New York 10004 

Phone: (212) 837-0413 

Fax: (212) 344-8511 

Contact: John Reynolds 

Internet: www.willis.som 

Area of Coverage: United States 

Worldwide Facilities, Inc. 

3530 Wilshire Boulevard, Suite 1500 

Los Angeles, CA 90010 

Phone: (213) 380-4670 

Fax: (213) 384-5180 

Contact: Davis Moore 

Internet: NA 

Area of Coverage: United States 

Zain Jeewanjee Insurance Agency 

6155 Almaden Expressway 

San Jose, CA 95120 

Phone: (408) 997-7718; (800) 257-7718 

Fax: (408) 997-7890 

Contact: Zain Jeewanjee 

Internet: www.jeewanjee.com 

Areas of Coverage: AZ, CA, FL, GA, IL, NJ, NY, TX, 

VA 

Zutz Insurance / Professional Liability Insurance 

P.O. Box 2287 

Wilmington, DE 19899 

Phone: (302) 658-8000; (800) 441-9385 

Fax: (302) 658-8015 

Contact: Matthew Doyl 

Internet: www.zutzgroup.com 

Area of Coverage: United States 

List Of Known Insurance Providers For UST Owners And Operators Page 12 
Model Of “Endorsement” Criteria 

Name: [name of each covered location] 

Address: [address of each covered location] 

Policy Number: 

Period of Coverage: [current policy period] 

Name of [Insurer or Risk Retention Group] 

Address of [Insurer or Risk Retention group] 

Name of Insured: 

Address of Insured: 

1. This endorsement certifies that the policy to which 

the endorsement is attached provides liability insurance 

covering the following underground storage tank(s): 

[List the number of tanks at each facility and the 

name(s) and address(es) of the facility(ies) where the 

tanks are located. If more than one instrument is used 

to assure different tanks at any one facility, for each 

tank covered by this instrument, list the tank 

identification number provided in the notification 

submitted pursuant to 40 CFR §280.22, or the 

corresponding state requirement, and the name and 

address of the facility.] 

for [insert: “taking corrective action” and/or 

“compensating third parties for bodily injury and 

property damage caused by” either “sudden accidental 

releases” or “nonsudden accidental releases” or 

“accidental release”; in accordance with and subject to 

the limits of liability, exclusions, conditions, and other 

terms of the policy; if coverage is different for different 

tanks or locations, indicate the type of coverage 

applicable to each tank or location] arising from 

operating the underground storage tank[s] identified 

above. 

The limits of liability are [insert dollar amount of the “per 

occurrence” and “annual aggregate” limits of the 

Insurer’s or Group’s liability; if the amount of coverable 

on for different underground storage tanks or locations, 

indicate the amount of coverage for each type of 

coverage and/or for each underground storage tank or 

location], exclusive of legal defense costs, which are 

subject to a separate limit under the policy. This 

coverage is provided under [policy number]. The 

effective date of said policy is [date]. 

2. The insurance afforded with respect to such 

occurrences is subject to all of the terms and conditions 

of the policy; provided, however, that any provisions 

inconsistent with subsections (a) through (e) of this 

Paragraph 2 are hereby amended to conform with 

subsections (a) through (e): 

a. Bankruptcy or insolvency of the insured shall not 

relieve the [“Insurer” or “Group”] of its obligations under 

the policy to which this endorsement is attached. 

b. The [“Insurer” or “Group”] is liable for the payment of 

amounts within any deductible applicable to the policy 

to the provider of corrective action or a damaged third 

party, with a right of reimbursement by the insured for 

any such payment made by the [“Insurer” or “Group”]. 

This provision does not apply with respect to that 

amount of any deductible for which coverage is 

demonstrated under another mechanism or 

combination of mechanisms as specified in 40 CFR 

§280.95-§280.102. 

c. Whenever requested by [a Director of an 

Implementing Agency], the [“Insurer” or “Group”] 

agrees to furnish to [the Director] a signed duplicate 

original of the policy and all endorsements. 

d. Cancellation or any termination of the insurance by 

the [“Insurer” or “Group”], except for non-payment of 

premium or misrepresentation by the insured, will be 

effective only upon written notice and only after the 

expiration of 60 days after a copy of such written notice 

is received by the insured. Cancellation for nonpayment of premium or misrepresentation by the 

insured will be effective only upon written notice and 

only after expiration of a minimum of 10 days after a 

copy of such written notice is received by the insured. 

[Insert for claims-made policies: 

e. The insurance covers claims otherwise covered by 

the policy that are reported to the [“Insurer” or “Group”] 

within six months of the effective date of the 

cancellation on non-renewal of the policy except where 

the new or renewed policy has the same retroactive 

date or a retroactive date earlier than that of the prior 

policy. And which arise out of any covered occurrence 

that commenced after the policy retroactive date, if 

applicable, and prior to such policy renewal or 

termination date. Claims reported during such 

extended reporting period are subject to the terms, 

conditions, limits, including limits of liability, and 

exclusions of the policy.] 

I hereby certify that the wording of this instrument is 

identical to the wording in 40 CFR §280.97(b)(1) and 

that the [“Insurer” or “Group”] is [“licensed to transact 

the business of insurance or eligible to provide 

insurance as an excess or surplus lines insurer on one 

or more states.”] 

[Signature of authorized representative or Insurer or 

Risk Retention Group] 

[Printed name of person signing] 

[Title of person signing], Authorized Representative of 

[name of Insurer of Risk Retention group] 

[Address of Representative] 

List Of Known Insurance Providers For UST Owners And Operators Page 13 
Model Of “Certificate Of Insurance” Criteria 

Name: [name of each covered location] 

Address: [address of each covered location] 

Policy Number: 

Period of Coverage [current policy period]: 

Name of [Insurer or Risk Retention Group]: 

Address of [Insurer or Risk Retention Group]: 

Name of Insured: 

Address of Insured: 

1. [Name of Insurer or Risk Retention group], [the 

“Insurer” or “Group”], as identified above, hereby 

certifies that it has issued liability insurance covering 

the following underground storage tank(s): 

[List the number of tanks at each facility and the 

name(s) and address(es) of the facility(ies) where the 

tanks are located. If more than one instrument is used 

to assure different tanks at any one facility, for each 

tank covered by this instrument, list the tank 

identification number provided in the notification 

submitted pursuant to 40 CFR §280.22, or the 

corresponding state requirement, and the name and 

address of the facility.] 

for [insert: “taking corrective action” and/or 

“compensating third parties for bodily injury and 

property damage caused by” either “sudden accidental 

releases” or “nonsudden accidental releases” or 

“accidental releases”; in accordance with and subject to 

the limits of liability, exclusions, conditions, and other 

terms of the policy; if coverage is different for different 

tanks or locations, indicate the type of coverage 

applicable to each tank or location] arising from 

operating the underground storage tank(s) identified 

above. 

The limits of liability are [insert dollar amount of the “per 

occurrence” and “annual aggregate” limits of the 

Insurer’s or Group’s liability; if the amount of coverage 

is different for different types or for different 

underground storage tanks or locations, indicated the 

amount of coverage for each type of coverage and/or 

for each underground storage tank or location], 

exclusive of legal defense costs, which are subject to a 

separate limit under the policy. This coverage is 

provided under [policy number]. The effective date of 

said policy is [date]. 

2. The [“Insurer” or “Group”] further certifies the 

following with respect to the insurance described in 

Paragraph 1: 

a. Bankruptcy or insolvency of the insured shall not 

relieve the [“Insurer” or “Group”] of its obligations under 

the policy to which this certificate applies. 

b. The [“Insurer” or “Group”] is liable for the payment of 

amounts within any deductible applicable to the policy 

to the provider of corrective action or a damaged third 

party, with a right of reimbursement by the insured for 

any such payment made by the [“Insurer” or “Group”]. 

This provision does not apply with response to that 

amount of any deductible for which coverage is 

demonstrated under another mechanism or 

combination of mechanisms as specified in 40 CFR 

§280.95-§280.102. 

c. Whenever requested by [a Director of an 

Implementing Agency], the [“Insurer” or “ Group”] 

agrees to furnish to [the Director] a signed duplicate 

original of the policy and all endorsements. 

d. Cancellation or any other termination of the 

insurance by the [“Insurer” or “Group”], except fir nonpayment of premium or misrepresentation of insured, 

will be effective only upon written notice and only after 

the expiration of 60 days after a copy of such written 

notice is received by the insured. Cancellation for nonpayment of premium or misrepresentation by the 

insured will be effective only upon written notice and 

only after expiration of a minimum of 10 days after a 

copy of such written notice is received by the insured. 

[Insert for claims-made policies: 

e. The insurance covers claims otherwise covered by 

the policy that are reported to the [“Insurer” or “Group”] 

within six months of the effective date of cancellation or 

non-renewal of the policy except where the new or 

renewed policy have the same retroactive date or a 

retroactive date earlier than that of the prior policy, and 

which arises out of any covered occurrence that 

commenced after the policy retroactive date, if 

applicable, and prior to such policy renewal or 

termination date. Claims reported during such 

extended reporting periods are subject to the terms, 

conditions, limits, including limits of liability, and 

exclusions of the policy.] 

I hereby certify that the wording of this instrument is 

identical to the wording in 40 CFR §280.97(b)(1) and 

that the [“Insurer” or “Group”] is [“licensed to transact 

the business of insurance or eligible to provide 

insurance as an excess or surplus lines insurer in one 

or more state.”] 

[Signature of authorized representative of Insurer or 

Risk Retention Group] 

[Printed names of person signing] 

[Title of person signing], Authorized Representative of 

[name of Insurer or Risk Retention Group] 

[Address of Representative] 

List Of Known Insurance Providers For UST Owners And Operators Page 14 
 United States Solid Waste And EPA 510-B-08-002 

 Environmental Protection Emergency Response April 2008 

 Agency 5401P www.epa.gov/oust/pubs