DEPARTMENT EPARTMENT OF VETERANS AFFAIRS

JUNE 2004

ANNUAL 

BENEFITS 

REPORT

FISCAL YEAR 

2003 

VETERANS ETERANS

BENEFITS ENEFITS

ADMINISTRATION DMINISTRATION

THE UNDER SECRETARY OF VETERANS AFFAIRS FOR BENEFITS 

WASHINGTON, D.C. 20420 

Dear Reader, 

We are pleased to present the Veterans Benefits Administration Annual Benefits Report for Fiscal Year 2003. This 

report contains the essential data pertaining to the performance of our five benefits programs last year, set out in a 

manner that is easy for the reader to understand. The employees of the Veterans Benefits Administration are dedicated to improving our delivery of services to the Nation’s veterans, and hope this report is a useful tool for the reader 

to understand our mission and our success. 

This is the sixth edition of the Annual Benefits Report. The publication of this report reinforces VBA’s commitment to 

our stakeholders and business partners to provide comprehensive data regarding the activities of our five benefit programs. We have continued the use of descriptive graphs and tables that provide pertinent summaries as well as fiveyear trends concerning VA beneficiaries and their use of our programs. New in this year’s publication is a table summarizing by individual state select data of the five benefit programs. These tables are in Appendix VI beginning on 

page 120. 

Depicted on the cover of this year’s report is the newly completed World War II Memorial, to be officially dedicated on 

May 29, 2004 in connection with Memorial Day ceremonies. As a Memorial to the men and women who gallantly 

served in that violent conflict, this symbol prominently represents our nation’s gratitude for their sacrifices. While today 

the population of World War II veterans is but a quarter of what it was in 1945, VA and VBA continue in efforts to “care 

for him who shall have borne the battle.” We are proud to recognize this Memorial to their contribution to the freedoms 

we Americans enjoy today. 

The role of the brave service men and women who participate in today’s conflicts is no less important. They, too, are 

putting their lives on the line daily in defense of freedom. We are deeply grateful for their valiant efforts, as well as the 

efforts of all veterans, and are proud to be part of an organization whose job it is to administer to their needs. 

On the ensuing pages, we present a summary of the benefits used by our Nation’s veterans in 2003. I thank the 

employees of VBA for making a difference in the lives of our veterans and their families. 

Daniel L. Cooper 

Under Secretary for Benefits. 
Page 4 Veterans Benefits Administration 

INTRODUCTION 7 

BUSINESS LINES 

COMPENSATION AND PENSION 11 

EDUCATION 41 

LIFE INSURANCE 48 

LOAN GUARANTY 61 

VOCATIONAL REHABILITATION AND EMPLOYMENT 68 

APPENDICES

 VBA Regional Office Mailing Addresses 79 

 Contacting the VA by Telephone 83 

 Websites 84 

 VA Compensable Conditions Alphabetically with Diagnostic Codes 85 

 Glossary 115 

 Select Veteran Data for All VA Benefit Programs by State 120 

 Estimated Future Benefit Payments 178 

TABLE OF CONTENTS 
Page 5 

VETERANS BENEFITS ADMINISTRATION

 ANNUAL BENEFITS REPORT 

 INTRODUCTION

 

We are the U.S. Department of Veterans Affairs, "VA" for short. We offer a wide range of benefits to our Nation's 

veterans, service members, and their families. 

MISSION STATEMENT

The mission of the Veterans Benefits Administration (VBA), in partnership with the Veterans Health Administration 

and the National Cemetery Administration, is to provide benefits and services to veterans and their families in a responsive, timely and compassionate manner in recognition of their service to the Nation. 

Vision Statement 

Our vision is that the veterans whom we serve will feel that our nation has kept its commitment to them; employees 

will feel that they are both recognized for their contribution and are part of something larger than themselves; and 

taxpayers will feel that we’ve met the responsibilities they’ve entrusted to us. Courage, honesty, trust, respect, open 

communication, and accountability will be reflected in our day-to-day behavior. 

Core Values

 Veterans have earned our respect and are our reason for being, our common purpose. All our efforts are directed toward meeting their needs. 

 We are committed to communicating to our veterans and employees in a timely, thorough, accurate, understandable and respectful manner. 

 We listen to the concerns and views of veterans and our employees to bring about improvement in benefits and 

services, and the climate in which they are provided. 

 We value understandable business processes that consistently produce positive results. 

 We foster an environment that promotes personal and corporate initiative risk-taking and teamwork. 

 We are open to change and flexible in our attitudes. 

 Respect, integrity, trust and fairness are hallmarks of all our interactions. 

 We value a culture where everyone is involved, accountable, respected and appreciated. 

 We will perform at the highest level of competence, always, and take 

pride in accomplishment. We are a “can do” organization. 

Introduction 
Page 6 Veterans Benefits Administration 

VETERANS BENEFITS PROGRAMS: 

 VA benefits and services fall into these major categories: 

 Disability Benefits 

 Education & Training Benefits 

 Vocational Rehabilitation & Employment 

 Home Loans 

 Burial Benefits 

 Dependents' and Survivors' Benefits 

 Life Insurance 

 Health Care 

Veterans' benefits represent an integral part of American history. Knowledge of benefits’ history is important for 

all those who are interested in a comprehensive understanding of what VBA does and why. A more general 

discussion of the VA and veterans’ benefits from a historical perspective can be found in VA Pamphlet 80-97-2, 

VA History in Brief, September 1997. This pamphlet is available on the VA Home Page: 

http://www1.va.gov/pubaff/histbrf.pdf. 

A more detail description of these programs can be found at VA Home Page: 

http://www1.va.gov/pubaff/fedben/Fedben.pdf.

PURPOSE OF VBA’S ANNUAL BENEFITS REPORT

The intent of this Annual Benefits Report (ABR) is to clearly delineate the particulars of the benefit programs 

delivered by VBA. The report will identify the current level of program participation by eligible persons and profile the veteran/beneficiary. 

The purpose is not to offer subjective analysis of the work processes associated with day-to-day administration 

of the programs, or to report on performance. It is meant to present a clear, complete, data-driven picture of the 

extent to which veterans and their dependents use these benefits; to provide insights into the nature of the 

benefits’ programs; and to portray the economic impact of VBA programs on veterans, their families, the Federal 

government, and the nation. 

A complete discourse on VBA’s performance in administering these programs is contained in the Department’s 

FY 2003 Performance and Accountability Report, dated November 2003. The document can be reached 

through this electronic link: http://www.va.gov/budget/report/. Program goals and objectives are detailed in 

VA’s annual performance plans. The FY 2003-FY 2008 Strategic Plans can be found on the Department’s web 

page: http://www.va.gov/opp/sps/default.htm. 
Compensation and Pension Page 7 

COMPENSATION AND PENSION (C&P) 

COMPENSATION BASED UPON SERVICE-CONNECTED DISABILITY OR DEATH 

Disability Compensation is a monetary benefit paid to 

veterans with service-connected disabilities. “Serviceconnected” means that the disability was the result of a 

disease or injury incurred or aggravated during active military service. To be eligible for disability compensation, 

the veteran must have been discharged under conditions 

other than dishonorable and the disability must not have 

resulted from the veteran’s willful misconduct. 

Disability compensation is graduated according to the degree of the veteran’s disability on a scale from 0 percent 

disabling to 100 percent disabling, in increments of 10 

percent. Benefits in addition to the 100 percent disability 

rate are payable to veterans with extremely severe disabilities such as the anatomical loss or loss of use of a 

hand or foot, blindness, or deafness. 

Dependency and Indemnity Compensation (DIC) is a 

monetary death benefit for survivors of certain deceased 

veterans or service members. DIC is potentially payable 

to surviving spouses, children, and/or dependent parents 

of the following: 

 Service members who die during military service of 

causes that are not due to the person’s willful misconduct; 

 Veterans who die of a service-connected disease or 

injury; 

 Veterans who die from a nonservice-connected disability but who were continuously rated 100 percent 

disabled for service-connected disabilities for at least 

10 years immediately preceding death (or at least five 

years from the date of discharge to the date of death); 

 Veterans who are former POWs who die after September 30, 1999, and were continuously rated 100 

percent for service-connected disabilities for a period 

of not less than one year immediately preceding 

death. 

PENSION BASED UPON NON SERVICE-CONNECTED DISABILITY OR DEATH AND FINANCIAL NEED

VA pension programs provide a minimum level of economic security to non service-connected disabled wartime 

veterans, as well as survivors of wartime veterans. These 

programs are means tested and serve veterans and survivors who are experiencing financial hardship. In other 

words, it is the total family income from sources other than 

VA that determines the amount of the pension benefit payable to the beneficiary. Law establishes income limits and 

benefit rates for these programs. 

Wartime veterans who are age 65 or older, or permanently and totally disabled as the result of a non serviceconnected disability, may be eligible for disability pension, 

subject to income limitations. Additional amounts may be 

paid to a veteran who has dependents, who is so disabled 

as to require the aid and attendance of another person, or 

who is housebound. Benefits are also paid under two protected, or “grandfathered,” predecessor pension programs, whose rates and limits are fixed at the amounts in 

effect when the programs were replaced. 

Surviving spouses and dependent children of wartime veterans are potentially eligible for death pension benefits, 

subject to income limitations. As with disability pension, 

death pension is paid under the current pension program 

as well as under the two “grandfathered” predecessor programs. 
Page 8 Veterans Benefits Administration 

Benefit Programs Number of People Total Annual 

Amounts Paid 

in FY 2003 

Average Annual 

Amounts Paid 

in FY 2003 

Compensation–Disability 157,935 $1,033,499,862 $6,544 

Compensation–Death1 19,188 $216,810,216 $11,299 

Pension–Disability 54,308 $416,028,308 $7,661 

Pension–Death2 24,105 $97,728,921 $4,054 

Total of All Programs 255,536 $1,764,067,307 $6,903 

1 This category represents the Dependency and Indemnity Compensation Program. 2 Includes only Surviving Spouses. 

SUMMARY OF BENEFICIARIES WHO BEGAN RECEIVING COMPENSATION AND PENSION BENEFITS

SUMMARY OF BENEFICIARIES ENTERING COMPENSATION AND PENSION 

PROGRAM ROLLS DURING FISCAL YEAR 2003 

The following table summarizes information about the number of people who began receiving compensation and pension benefits during FY 2003 and the monetary value of the benefits. The total and average annual amounts reflected 

in the tables refer to FY 2003 only. 

COMPENSATION BASED UPON

 SERVICE-CONNECTED DISABILITY

Disability compensation is payment for disabilities that the 

VA determines to have occurred during or have been aggravated by a veteran’s military service (except when the 

disability resulted from willful misconduct of the veteran). 

Only veterans (not dependents, survivors, or others) are 

eligible to receive VA disability compensation. 

Disabilities are evaluated according to the VA Schedule 

for Rating Disabilities in Title 38, U.S. Code of Federal 

Regulations, Part 4. The extent of disability is expressed 

as a percentage from 0 percent (for conditions that exist 

but are not disabling to a compensable degree) to 100 

percent, in increments of 10 percent. 

The Rating Schedule is based on a “whole person” concept. This means that each disability is evaluated for its 

disabling effect on the whole person. The range of disabling effects on a person from a specific disability rarely 

includes every 10 percent increment from zero percent to 

100 percent. 

For example, the Rating Schedule provides four possible 

evaluations for the disabling effect of a disfiguring scar of 

the head, face, or neck: 0, 10, 30, or 50 percent, according to the extent of the disfigurement. Active pulmonary 

tuberculosis, on the other hand, is always rated 100 

percent disabling. Multiple disabilities will result in a 

combined degree of disability for purposes of compensation payment. 

Combined degree of disability is expressed as a percentage and represents the overall disabling effect on a veteran of all his or her service-connected disabilities. 
Compensation and Pension Page 9 

Combined Degree Number Total Annual Amount Average Annual Amount 

 0% 635 $544,449 $857 

10% 44,304 $55,599,748 $1,255 

20% 36,035 $87,443,972 $2,427 

30% 22,039 $91,447,745 $4,149 

40% 16,377 $98,012,415 $5,985 

50% 10,869 $91,347,858 $8,404 

60% 8,573 $123,373,014 $14,391 

70% 6,459 $133,083,561 $20,604 

80% 3,184 $73,319,624 $23,028 

90% 1,456 $36,501,804 $25,070 

100% 8,004 $242,825,672 $30,338 

TOTAL 157,935 $1,033,499,862 $6,544 

Source: Benefits Delivery Network–COIN CP-127 

COMBINED SERVICE-CONNECTED DISABILITIES DEGREE FOR VETERANS 

WHO BEGAN RECEIVING COMPENSATION DURING FISCAL YEAR 2003 

SERVICE-CONNECTED DISABILITIES BY COMBINED DEGREE FOR VETERANS WHO BEGAN RECEIVING 

COMPENSATION DURING FISCAL YEAR 2003 

The combined percent is not calculated by summing all the individual degrees of disability. Instead, a rating formula is 

applied to calculate the overall disabling effect of the veteran’s service-connected disabilities. Under certain circumstances, multiple zero percent disabilities can have a combined percentage of 10 percent (38 CFR 3.324). 

These are called “compensable zeros” and are shown in the 0% row in the table below. The total annual amounts of 

service-connected compensation for each combined degree is calculated by multiplying the average benefit amount 

(derived from COIN CP-127) by 12 months, times the number of veterans who began receiving compensation during 

FY 2003. 

63,637 58,247 54,245 98,141 103,013 

72.8% 70.0% 66.6% 66.5% 65.2% 

Five-Year Comparison of 0-30% Ratings of Veterans Who 

 Began Receiving Compensation by Fiscal Year 

1999 2000 2001 2002 2003 

Number of Veterans 

Percent of veterans 

with 0%-30% disability 

In FY 2003, there were 103,013 veterans whose combined ratings were between 0% and 30%. This 

group represents 65.2% of all disability ratings. 
Page 10 Veterans Benefits Administration 

The table below provides the number of veterans who began receiving compensation over a five-year 

period 1999 through 2003 for combined degree of disability for all rating levels. 

TOTAL VETERANS WITH SERVICE-CONNECTED DISABILITIES BY COMBINED PERCENT –FIVE FISCAL YEARS

Combined Degree 1999 2000 2001 2002 2003 

 0% 338 360 327 529 635 

10% 33,589 29,441 25,161 39,336 44,304 

20% 16,082 15,114 15,972 37,822 36,035 

30% 13,628 13,332 12,785 20,454 22,039 

40% 7,672 7,837 8,294 15,476 16,377 

50% 5,154 5,590 5,976 9,863 10,869 

60% 3,491 3,848 4,159 7,726 8,573 

70% 2,501 2,741 3,230 5,582 6,459 

80% 874 992 1,303 2,688 3,184 

90% 340 383 529 1,199 1,456 

100% 3,715 3,521 3,690 7,011 8,004 

TOTAL 87,384 83,159 81,426 147,686 157,935 

Five Year Comparison Total Service-Connected Disabilities by Combined

Percent - End of Fiscal Year

0 20,000 40,000 60,000 80,000 100,000 120,000 140,000 160,000 180,000

FY 99

FY 00

FY 01

FY 02

FY 03

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Compensation and Pension Page 11 

Veterans Awarded Compensation During Fiscal Year 2003 by Body System

Digestiv e Sy stem Cardiov ascular Sy stem

Mental Disorders

Neurological Conditions

Endocrine Sy stem

Skin

Impairment of Auditory Acuity

Respiratory Sy stem Ey e

Infectious Diseases, Immune 

Disorders, Nutritional 

Deficiencies

Genitourinary Sy stem

Gy necological Conditions

Dental and Oral Conditions

Musculoskeletal Sy stem

Hemic & Ly mphatic Sy stems

The table to the right 

shows all individual 

disabilities, qualified by 

body system, for 

veterans awarded 

compensation during 

FY 2003. The table 

includes zero percent 

disabilities only for 

those veterans who 

are in receipt of compensation benefits. 

The body systems are 

shown in descending 

order of the number of 

disabilities found service-connected within 

each system. 

Body System Total Number 

Musculoskeletal System 164,970 

Impairment of Auditory Acuity 75,316 

Skin 42,766 

Endocrine System 36,897 

Neurological Conditions 33,575 

Mental Disorders 31,022 

Cardiovascular System 28,069 

Digestive System 22,017 

Respiratory System 20,678 

Genitourinary System 14,993 

Eye 5,708 

Infectious Diseases, Immune Disorders, Nutritional Deficiencies 3,233 

Gynecological Conditions 2,780 

Dental and Oral Conditions 1,915 

Hemic & Lymphatic System 1,484 

TOTAL 485,423 

INDIVIDUAL SERVICE-CONNECTED DISABILITIES BY BODY SYSTEM DURING FISCAL YEAR 2003 

Source: COIN CP-145 
Page 12 Veterans Benefits Administration 

The following table and chart provide information about individual service-connected disabilities qualified 

by body system for veterans awarded compensation during fiscal years 1999–2003. 

Body System 1999 2000 2001 2002 2003

Musculoskeletal System 119,485 111,663 110,520 156,339 164,970 

Impairment of Auditory Acuity 27,321 28,654 31,995 59,241 75,316 

Skin 34,236 30,334 28,047 41,453 42,766 

Endocrine System 2,501 2,485 5,918 39,852 36,897 

Neurological Conditions 13,567 13,261 12,927 28,794 33,575 

Cardiovascular System 15,588 14,594 14,253 26,643 28,069 

Mental Disorders 17,680 16,613 16,065 25,402 31,022 

Digestive System 18,823 16,807 15,109 21,501 22,017 

Respiratory System 15,842 14,423 14,190 19,304 20,678 

Genitourinary System 6,716 6,502 6,270 13,392 14,993 

Eye 3,314 3,043 2,998 5,320 5,708 

Infectious Diseases, Immune Disorders, 

and Nutritional Deficiencies 2,524 2,280 2,081 3,300 3,233 

Gynecological Conditions 3,154 2,678 2,285 2,795 2,780 

Dental and Oral Conditions 1,533 1,518 1,310 2,087 1,915 

Hemic and Lymphatic Systems 1,032 1,025 923 1,262 1,484 

TOTAL 283,316 265,880 264,891 446,685 485,423 

Five Year Comparison of Service-Connected Disabilities by Body System 

 for Veterans Who Began Receiving Compensation — by Fiscal Year 

 Five Year Comparison of Service-Connected Disabilities by Body System

0 100,000 200,000 300,000 400,000 500,000 600,000

1999

2000

2001

2002

2003

Musculoskeletal System Impairment of Auditory Acuity Skin Endocrine System

Neurological Conditions Cardiovascular System Mental Disorders Digestive System

Respiratory System All Other
Compensation and Pension Page 13 

COMPENSATION BASED UPON SERVICE-CONNECTED DEATH

Dependency and Indemnity Compensation (DIC) is payable to survivors of veterans who die of service-related causes. 

The data in this section provide information about surviving spouses, children, and parents who began receiving DIC 

during FY 2003. For comparison, some information is also provided for those who began receiving benefits during 

FYs 1999 through 2002. 

BENEFICIARIES WHO BEGAN RECEIVING DIC DURING FISCAL YEAR 2003 

The next table shows the number of surviving spouses, children (those not included as dependents in a surviving 

spouse’s award), and dependent parents initially receiving DIC benefits during FY 2003. The table also identifies the 

total annual and average annual amounts of DIC benefits paid to these survivors. 

Type of Benefit Number Total Annual Amount Average Annual Amount

Surviving Spouses 17,029 $208,752,424 $12,259

Surviving Children 1,930 $7,553,487 $3,914

Surviving Parents 229 $504,305 $2,202

TOTAL 19,188 $216,810,216 $11,299

TOTAL BENEFICIARIES WHO BEGAN RECEIVING DIC 

Source: Benefits Delivery Network–COIN CP-127

Five Year Comparison of New DIC Awards Based

upon Service-Connected Death

1999

2000

2001

2002

2003

Surviving Parents 242 214 167 195 229

Surviving Children 2,287 2,017 1,737 1,940 1,930

Surviving Spouses 14,524 15,679 14,289 16,571 17,029

1999 2000 2001 2002 2003
Page 14 Veterans Benefits Administration 

DEMOGRAPHIC CHARACTERISTICS OF BENEFICIARIES WHO BEGAN RECEIVING DIC DURING FISCAL YEAR 2003 

The following tables present information about the age of surviving spouses who began receiving DIC benefits 

during Fiscal Year 2003: 

Children Who Began Receiving DIC by Age during Fiscal Year 2003

9.9% 33.1%

57.0%

Under Age 18 Age 18 and Over in School Age 18 and Over and Helpless

Children's Age Number Annual Payment 

Under Age 181 638 $3,311,184 

Age 18 and Over in School 1,101 $3,058,050 

Age 18 and Over and Helpless 191 $1,184,253 

Total All Categories 1,930 $7,553,487 

Source: Benefits Delivery Network–COIN CP 127 

1 Includes 298 consolidated awards that account for more than one child 

The table to the right shows the distribution of DIC children who are not in the 

custody of a surviving spouse in two age 

categories: those under age 18 and 

those over age 18. Children over age 

18 are shown according to their beneficiary status: those eligible to receive 

DIC because of school attendance and 

those eligible because they are helpless. 

Surviving Spouses Who Began Receiving 

DIC during FY 2003 by Age

Under 35

36-55

56-75

Over 75

Age Number Annual Payments 

Under 35 561 $6,638,998 

36-55 3,611 $43,529,636 

56-75 8,136 $99,931,657 

Over 75 4,721 $58,652,132 

All Ages 17,029 $208,752,424 

Source: Benefits Delivery Network–COIN CP 127 
Compensation and Pension Page 15 

PENSION BASED UPON NON SERVICE-CONNECTED DISABILITY

VETERANS WHO BEGAN RECEIVING DISABILITY PENSION DURING FISCAL YEAR 2003 

The number of veterans added to the disability pension rolls during FY 2003 is shown in the next table. The table 

also shows the total annual amount and the average annual amount of disability pension payments. 

The table groups the two older pension programs - Protected Pension or Old Law Pension and Section 306 Pension 

into one category called “Other Pension Programs.” No original claims can be granted under the two protected, or 

“grandfathered,” pension programs. However, former beneficiaries under these programs can have their benefits 

restored if they meet certain income and eligibility criteria. 

Type 

of Pension

Number 

of Veterans

Total Annual 

Amounts

Average Annual 

Amounts

PL 95-588– New Law Pension 54,282 $415,993,364 $7,664

Other Pension Programs 26 $34,944 $1,344

TOTAL 54,308 $416,028,308 $7,661

VETERANS WHO BEGAN RECEIVING DISABILITY PENSION

FIVE YEAR COMPARISON OF VETERANS WHO BEGAN 

RECEIVING PENSION — BY FISCAL YEAR 

1999 2000 2001 2002 2003 

46,522 45,194 39,477 55,156 54,308 

Veterans Who Began Receiving Pension

 during Fiscal Years 1999 - 2003

1999

2000

2001

2002

2003

Source: Benefits Delivery Network–COIN CP 103 
Page 16 Veterans Benefits Administration 

AGE OF VETERANS WHO BEGAN RECEIVING DISABILITY PENSION DURING FISCAL YEAR 2003 

The age distribution among the 54,308 veterans who began receiving disability pension in FY 2003 is shown in the 

table below. The total annual amount of disability pension payments for each age group is shown in the last column of 

the table. 

Age Other Pension1 New Law Pension Annual Payments 

Under Age 35 0 612 $4,690,099 

36-55 2 17,331 $132,819,846 

56-75 6 18,875 $144,657,759 

Over 75 18 17,464 $133,860,604 

TOTAL 26 54,282 $416,028,308 

VETERANS WHO BEGAN RECEIVING DISABILITY PENSION

BY AGE DURING FISCAL YEAR 2003 

Combined Programs 

612 

17,333 

18,881 

17,482 

54,308 

Source: Benefits Delivery Network–COIN CP 103 

1The “Other Pension” category groups the two older pension programs Protected Pension or Old Law and 

Section 306 Pension into one. 

Veterans Who Began Receiving Disability Pension by Age

 during Fiscal Year 2003

Under Age 35

36-55

56-75

Over 75
Compensation and Pension Page 17 

Type 

of Pension 

Number of 

Surviving Spouses 

Total Annual 

Amount 

Average Annual 

Amount 

PL 95-588-New Law Pension 24,086 $97,698,597 $4,056 

Other Pension Programs 19 $30,324 $1,596 

TOTAL 24,105 $97,728,921 $4,054 

SURVIVING SPOUSES WHO BEGAN RECEIVING DEATH PENSION

BY PROGRAM DURING FISCAL YEAR 2003 

Source: Benefits Delivery Network–COIN CP 103 

Five Year Comparison - Surviving Spouses Who Began Receiving Death

Pension

22,653

22,119

19,773

24,098

24,105

FY 99

FY 00

FY 01

FY 02

FY 03

Pension Based Upon Non Service-Connected Death 

Beneficiaries Who Began Receiving Death Pension During Fiscal Year 2003 

The number of surviving spouses added to the death pension rolls during FY 2003 is shown in the next table. The table 

also shows the total annual amount and the average annual amount of death pension payments. 

The table groups the two older pension programs into one category called “Other Pensions.” Original claims can no 

longer be granted under the two older pension programs. However, survivors whose awards were previously stopped 

can be reinstated if they meet certain income and entitlement criteria. 
Page 18 Veterans Benefits Administration 

Age Other Pension1 New Law Pension Annual Payment 

Under Age 35 1 105 $427,501 

36-55 0 2,967 $12,034,864 

56-75 1 7,454 $30,236,809 

Over 75 17 13,560 $55,029,746 

TOTAL 19 24,086 $97,728,921 

SURVIVING SPOUSES WHO BEGAN RECEIVING DEATH PENSION

BY AGE DURING FISCAL YEAR 2003 

Source: Benefits Delivery Network–COIN CP 103 

1The “Other Pension” category groups the two older pension programs Protected Pension or Old Law and Section 306 Pension into one. 

AGE DISTRIBUTION OF SURVIVING SPOUSES WHO BEGAN RECEIVING DEATH PENSION DURING FISCAL YEAR 2003

Total Surving Spouses Who Began Receiving Death Pension by Age in

FY 2003

Over 75

13,577

36-55

 2,967

56-75

 7,455

Under Age 35

106
Compensation and Pension Page 19 

The previous section provided data regarding the 

number of veterans or their dependents who began receiving benefits during FY 2003. The following table summarizes the number of active 

beneficiaries in compensation and pension benefit 

programs at the end of FY 2003 and an estimated 

monetary value of their benefits. 

Benefit 

Program 

Number 

 of People 

Total Annual 

Amount 

Average Annual 

Amount 

Compensation–Disability 2,485,229 $19,535,925,552 $7,861 

Compensation–Death 319,998 $3,793,830,076 $11,856 

Pension–Disability 346,555 $2,384,058,216 $6,879 

Pension–Death 223,553 $659,585,076 $2,950 

TOTAL 3,375,335 $26,373,398,920 $7,814 

“Compensation–Death” includes the DIC and Death Compensation programs.

Percent of Beneficiaries Receiving Compensation and Pension

Benefits End of Fiscal Year 2003

 Compensation

Disability 73.6%

 Pension–Disability

10.3% Compensation–Death

9.5% 

 Pension–Death

6.6% 

SUMMARY OF ACTIVE COMPENSATION AND PENSION ACCOUNTS AT THE END OF FISCAL YEAR 2003 
Page 20 Veterans Benefits Administration 

TOTAL VETERANS RECEIVING SERVICE-CONNECTED DISABILITY COMPENSATION

The following table shows the total number of veterans, by period of service, receiving disability compensation at 

the end of FY 2003. Also shown are the estimated total annual and average annual payments for veterans in 

these veterans. 

The pie chart below pictorially represents the number of veterans receiving service-connected disability benefits by 

period of service. 

Distribution of the Number of Veterans Receiving Disability Benefits End of

Fiscal Year 2003

World War II

Korean War

Vietnam War

Gulf War Era

Mexican Border

World War I

Peacetime Periods

Period 

of Service 

Number 

of Veterans 

Total 

Annual Amounts 

Average Annual 

Amount 

Mexican Border 2 $9,660 $4,830 

World War I 11 $127,908 $11,628 

World War II 413,689 $3,015,709,008 $7,290 

Korean War 164,482 $1,359,488,844 $8,265 

Vietnam War 848,156 $8,603,704,752 $10,144 

Gulf War Era 476,026 $2,689,344,504 $5,650 

Peacetime Periods 582,863 $3,867,540,876 $6,635 

TOTAL 2,485,229 $19,535,925,552 $7,861 

TOTAL VETERANS RECEIVING SERVICE-CONNECTED DISABILITY BENEFITS

 END OF FISCAL YEAR 2003 

Source: Benefits Delivery Network–RCS 20-0221 
Compensation and Pension Page 21 

The combined degree of disability is expressed as a percentage (from zero to 100 in increments of 10) and 

represents the overall disabling effect on a veteran of all his or her service-connected disabilities. Disability 

compensation monetary amounts are set by Congress and correspond to the combined degree of disability. 

The following table shows the number of veterans receiving compensation, sorted by combined percentage 

of disability as well as the estimated total annual and average payment amounts. 

The “percent of combined disability” is not

calculated by summing all the individual 

degrees of disability. Instead, a rating 

formula is applied to calculate the overall 

disabling effect of the veteran’s serviceconnected conditions. 

TOTAL SERVICE-CONNECTED BENEFITS

BY COMBINED PERCENT OF DISABILITY

 END OF FISCAL YEAR 2003 

Combined 

Degree 

Number Total Annual 

Amount 

Average Annual 

Amount 

 0% 15,925 $13,655,136 $857 

 10% 791,473 $993,307,944 $1,255 

 20% 396,640 $962,505,408 $2,427 

 30% 318,239 $1,320,501,516 $4,149 

 40% 227,918 $1,364,045,556 $5,985 

 50% 136,535 $1,147,501,380 $8,404 

 60% 151,443 $2,179,412,484 $14,391 

 70% 123,951 $2,553,941,232 $20,604 

 80% 80,545 $1,854,759,900 $23,028 

 90% 40,339 $1,011,297,900 $25,070 

100% 202,221 $6,134,997,096 $30,338 

TOTAL 2,485,229 $19,535,925,552 $7,861 

Source: Benefits Delivery Network–RCS 20-0223

TOTAL NUMBER OF VETERANS RECEIVING DISABILITY COMPENSATION SHOWN BY COMBINED DEGREE OF DISABILITY
Page 22 Veterans Benefits Administration 

TOTAL VETERANS WITH SERVICE-CONNECTED DISABILITIES BY COMBINED PERCENT - FIVE FISCAL YEARS

Combined Degree 1999 2000 2001 2002 2003 

 10% 17,961 17,469 16,906 16,364 15,925 

 10% 853,544 838,886 822,788 805,229 791,473 

 20% 370,441 370,852 372,113 387,681 396,640 

 30% 309,391 308,893 308,156 313,207 318,239 

 40% 194,151 197,126 200,954 214,613 227,918 

 50% 116,053 118,638 121,316 128,508 136,535 

 60% 118,144 122,622 126,788 138,378 151,443 

 70% 77,934 86,497 93,913 107,097 123,951 

 80% 48,083 52,422 56,945 67,583 80,545 

 90% 22,269 24,474 26,908 32,897 40,339 

100% 166,482 170,307 174,316 186,730 202,221 

TOTAL 2,294,453 2,308,186 2,321,103 2,398,287 2,485,229 

10% 10% 10% 10% 10%

20% 20% 20% 20% 20%

30% 30% 30% 30% 30%

40% 40% 40% 40% 40%

50% 50% 50% 50% 50%

60% 60% 60% 60% 60%

70% 70% 70% 70% 70%

80% 80% 80% 80% 80%

100% 100% 100% 100% 100%

0% 0% 0% 0% 0%

90% 90% 90% 90% 90%

1999 2000 2001 2002 2003

For comparison, the following table and chart provide combined percent information for veterans receiving 

compensation at the end of fiscal years 1999-2003. 
Compensation and Pension Page 23 

Source: Benefits Delivery Network–RCS 20-0227 and COIN CP 127 

TOTAL NUMBER OF INDIVIDUAL SERVICE-CONNECTED DISABILITIES

As noted previously, a veteran may have more than one disability. In such cases, each disability is evaluated according to its disabling effect, without regard to other disabling conditions present. A rating formula is then applied to 

assess the overall disabling effect (combined degree) of all the veteran’s service-connected conditions. In contrast 

to the previous table, which organized information according to the number of service-connected veterans and their 

combined evaluations, the following table organizes information according to the number of service-connected disabilities and their separate evaluations. The table includes the total number of veterans receiving compensation and 

the average number of service-connected disabilities per veteran. A “zero percent” service-connected disability rating means that a disability exists and is related to the veteran’s service but is not so disabling that it entitles the veteran to compensation payments. 

Data for the following tables are taken from compensation payment records. Consequently, the disabilities of service-connected veterans who do not receive compensation (because their combined disability ratings are zero percent) are not represented in the table. Zero percent disabilities shown in the table are those veterans who receive 

compensation (either as a result of having combined/multiple zero percent disability evaluations or a zero percent 

disability and another disability rating evaluation above zero percent, i.e., 10 percent or greater.)

TOTAL INDIVIDUAL SERVICE-CONNECTED DISABILITIES BY PERCENT FOR VETERANS RECEIVING

 COMPENSATION END OF FISCAL YEAR 2003 

Evaluation Number of Disabilities 

 0% 2,220,088 

10% 2,621,349 

20% 682,447 

30% 526,565 

40% 187,091 

50% 137,284 

60% 127,279 

70% 75,662 

80% 9,339 

90% 3,015 

100% 197,738 

TOTAL 6,787,857 

Percentage of Veterans Receiving 

Compensation by Evaluation Rating

10%

0% 20%

100%

90% 80%

70% 60%

50%

40%

30%

There are a total of 2,485,229 veterans whose disabilities are portrayed above. The average number of disabilities per 

veteran is 2.73. Approximately 89% or 6,050,449 of these disabilities are evaluated to be in the 0 through 30 percentage 

rating category. 
Page 24 Veterans Benefits Administration 

Percentage Ranking of Individual Service-Connected Disabilities for 

Veterans Receiving Compensation by Body System End of Fiscal Year 2003

Musculoskeletal Sy stem

38%

Infectious Diseases, Immune 

Disorders, Nutritional 

Deficiencies

1%

Hemic & Ly mphatic Sy stems

0%

Dental and Oral Conditions

0%

Auditory

10%

Mental Disorders

7% Digestiv e Sy stem

7%

Neurological Conditions and 

Conv ulsiv e Disorders

6%

Cardiov ascular Sy stem

6%

Gy necological Conditions

1%

Ey e

2%

Genitourinary Sy stem

3%

Endocrine Sy stem

3%

Respiratory Sy stem

5%

Skin

11%

INDIVIDUAL SERVICE-CONNECTED DISABILITIES BY BODY SYSTEM

The following table shows all service-connected disabilities for veterans receiving compensation at the end 

of FY 2003, sorted by body system and listed in descending order of frequency. 

Body System Total Number of Disabilities 

Musculoskeletal System 2,652,380 

Skin 770,083 

Auditory 665,419 

Mental Disorders 463,223 

Digestive System 448,128 

Neurological Conditions and Convulsive Disorders 422,448 

Cardiovascular System 419,039 

Respiratory System 325,106 

Endocrine System 185,908 

Genitourinary System 180,785 

Eye 113,553 

Infectious Diseases, Immune Disorders, Nutritional Deficiencies 46,576 

Gynecological Conditions 41,905 

Dental and Oral Conditions 30,171 

Hemic and Lymphatic Systems 23,133 

Total All Conditions 6,787,857 

RANKING OF INDIVIDUAL SERVICE-CONNECTED DISABILITIES BY BODY SYSTEM FOR VETERANS 

RECEIVING COMPENSATION END OF FISCAL YEAR 2003

Source: Benefits Delivery Network–RCS 20-0227 
Compensation and Pension Page 25 

For comparison, the following table and chart provide combined percent information by body system for veterans 

receiving compensation at the end of fiscal years 1999-2003. 

0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000

1999

2000

2001

2002

2003

Musculoskeletal System Skin

Impairment of Auditory Acuity Digestive System

Mental Disorders Cardiovascular System

Neurological Conditions Respiratory System Genitourinary System Endocrine System

Eye Infectious Diseases, Immune Disorders, Nutritional Deficiencies

Gynecological Conditions Dental and Oral Conditions

Hemic and Lymphatic Systems

INDIVIDUAL SERVICE-CONNECTED DISABILITIES BY BODY SYSTEM FOR VETERANS

 RECEIVING COMPENSATION — END OF FISCAL YEAR

Body System 1999 2000 2001 2002 2003

Musculoskeletal System 2,280,843 2,346,864 2,412,412 2,524,243 2,652,380 

Skin 711,700 722,474 731,378 750,407 770,083 

Impairment of Auditory Acuity 483,532 505,298 530,931 587,524 665,419 

Digestive System 429,546 432,920 434,606 440,931 448,128 

Mental Disorders 403,175 409,071 414,679 433,618 463,223 

Cardiovascular System 339,195 348,645 357,259 385,924 419,039 

Neurological Conditions 313,252 322,904 331,653 369,377 422,448 

Respiratory System 293,179 298,789 303,890 314,021 325,106 

Genitourinary System 136,852 141,583 145,938 161,387 180,785 

Endocrine System 57,576 58,719 68,040 134,905 185,908 

Eye 103,704 104,050 104,472 108,407 113,553 

Infectious Diseases, Immune Disorders, and Nutritional Deficiencies 49,042 47,980 46,714 46,586 46,576 

Gynecological Conditions 32,004 34,547 36,667 39,325 41,905 

Dental and Oral Conditions 25,798 26,798 27,572 28,924 30,171 

Hemic and Lymphatic Systems 20,792 21,153 21,471 22,216 23,122 

TOTAL 5,680,190 5,821,795 5,967,682 6,347,795 6,787,857 
Page 26 Veterans Benefits Administration 

Rating Musculoskeletal 

System Skin Auditory Mental 

 Disorders 

Digestive 

System 

Neurological 

Conditions 

Cardiovascular 

System 

Respiratory 

System 

 0% 667,048 25.1% 501,976 65.2% 303,706 45.6% 16,996 3.7% 254,216 56.7% 58,248 13.8% 60,654 14.5% 149,199 45.9% 

10% 1,258,391 47.4% 231,141 30.0% 298,967 44.9% 94,811 20.5% 121,943 27.2% 191,359 45.3% 200,191 47.8% 98,282 30.2% 

20% 384,868 14.5% 4,871 0.6% 20,618 3.1% 331 0.1% 28,728 6.4% 57,210 13.5% 38,861 9.3% 7,827 2.4% 

30% 144,412 5.4% 24,679 3.2% 13,150 2.0% 103,289 22.3% 20,629 4.6% 49,244 11.7% 66,133 15.8% 39,758 12.2% 

40% 103,077 3.9% 2,058 0.3% 10,865 1.6% 170 0.0% 8,286 1.8% 24,169 5.7% 8,908 2.1% 1,889 0.6% 

50% 19,342 0.7% 4,075 0.5% 5,027 0.8% 75,313 16.3% 896 0.2% 12,248 2.9% 1,975 0.5% 6,965 2.1% 

60% 50,494 1.9% 695 0.1% 3,726 0.6% 162 0.0% 5,738 1.3% 10,042 2.4% 27,115 6.5% 11,169 3.4% 

70% 4,463 0.2% 39 0.0% 1,832 0.3% 63,897 13.8% 137 0.0% 3,316 0.8% 290 0.1% 208 0.1% 

80% 1,844 0.1% 335 0.0% 2,135 0.3% 57 0.0% 103 0.0% 3,261 0.8% 131 0.0% 333 0.1% 

90% 1,094 0.0% 6 0.0% 741 0.1% 3 0.0% 0 0.0% 566 0.1% 13 0.0% 3 0.0% 

100% 17,347 0.7% 208 0.0% 4,652 0.7% 108,194 23.4% 7,452 1.7% 12,785 3.0% 14,768 3.5% 9,473 2.9% 

GRAND 

TOTAL 2,652,380 39.1% 770,083 11.3% 665,419 9.8% 463,223 6.8% 448,128 6.6% 422,448 6.2% 419,039 6.2% 325,106 4.8% 

TOTAL INDIVIDUAL SERVICE-CONNECTED DISABILITIES BY PERCENT AND BODY SYSTEM 

FOR VETERANS RECEIVING COMPENSATION END OF FISCAL YEAR 2003

Source: Benefits Delivery Network–RCS 20-0227 

The following two tables identify the total number of individual service-connected disabilities grouped by body systems and percent of disability assigned. The body systems and associated condition (diagnostic) codes can be 

found in Appendix IV beginning on page 85. 
Compensation and Pension Page 27 

Rating Endocrine 

 System 

Genitourinary 

System Eye 

Infectious 

 Diseases, 

Immune Disorders, Nutritional 

Deficiencies 

Gynecological 

Conditions 

Dental and 

Oral 

Conditions 

Hemic and 

Lymphatic 

Systems 

Total All 

Conditions 

 0% 7,092 3.8% 89,554 49.5% 35,916 31.6% 37,063 79.6% 14,834 35.4% 16,942 56.2% 6,644 28.7% 

 

2,220,088 32.7% 

10% 40,885 22.0% 32,740 18.1% 31,750 28.0% 3,515 7.5% 6,547 15.6% 8,961 29.7% 1,866 8.1% 

 

2,621,349 38.6% 

20% 114,263 61.5% 14,272 7.9% 6,034 5.3% 722 1.6% 143 0.3% 2,308 7.6% 1,391 6.0% 

 

682,447 10.1% 

30% 2,765 1.5% 15,047 8.3% 24,500 21.6% 1,814 3.9% 10,262 24.5% 1,343 4.5% 9,540 41.2% 

 

526,565 7.8% 

40% 13,110 7.1% 6,093 3.4% 7,101 6.3% 350 0.8% 410 1.0% 376 1.2% 229 1.0% 

 

187,091 2.8% 

50% 115 0.1% 39 0.0% 1,586 1.4% 71 0.2% 9,421 22.5% 181 0.6% 30 0.1% 

 

137,284 2.0% 

60% 4,660 2.5% 10,090 5.6% 1,085 1.0% 1,699 3.6% 89 0.2% 8 0.0% 507 2.2% 

 

127,279 1.9% 

70% 47 0.0% 7 0.0% 1,247 1.1% 17 0.0% 3 0.0% 3 0.0% 156 0.7% 

 

75,662 1.1% 

80% 64 0.0% 818 0.5% 146 0.1% 78 0.2% 24 0.1% 3 0.0% 7 0.0% 

 

9,339 0.1% 

90% 22 0.0% 0 0.0% 565 0.5% 2 0.0% 0 0.0% 0 0.0% 0 0.0% 

 

3,015 0.0% 

100% 2,885 1.6% 12,125 6.7% 3,623 3.2% 1,245 2.7% 172 0.4% 46 0.2% 2,763 11.9% 

 

197,738 2.9% 

GRAND 

TOTAL 185,908 2.7% 

180,78

5 2.7% 113,553 1.7% 46,576 0.7% 41,905 0.6% 30,171 0.4% 23,133 0.3% 

 

6,787,857 100.0% 

TOTAL INDIVIDUAL SERVICE-CONNECTED DISABILITIES BY PERCENT AND BODY SYSTEM

FOR VETERANS RECEIVING COMPENSATION END OF FISCAL YEAR 2003

Source: Benefits Delivery Network–RCS 20-0227 
Page 28 Veterans Benefits Administration 

MOST PREVALENT SERVICE-CONNECTED DISABILITIES

This section identifies the most common service-connected disabilities at the end of FY 2003. 

BY BODY SYSTEMS

The following tables identify the three most prevalent individual 

disabilities for each of the body systems, in descending order of 

frequency. The individual diagnostic codes can be found alphabetically under the body system (also alphabetically sorted) in 

Appendix IV beginning at page 85. 

The “Body System Total (%)” column indicates the proportion of 

service-connected disabilities within each body system.

Body System 

 and Disability 

Total 

Number 

Body 

System 

Total (%) 

Body System 

 and Disability 

Total 

 Number 

 Body 

 System 

Total (%) 

MUSCULOSKELETAL SYSTEM ENDOCRINE SYSTEM

Skeletal conditions 270,509 10.2% Diabetes mellitus 161,551 86.9% 

Arthritis, due to trauma 241,711 9.1% Hypothyroidism 11,688 6.3% 

Knee, other impairment of 232,004 8.7% Hyperthyroidism 4,846 2.6% 

SKIN Genitourinary System 

Scars, other 287,660 37.4% Genitourinary system condition 34,242 18.9% 

Scars, disfiguring, head, face or 

neck 95,835 12.4% Prostate gland injuries, infectious hypertrophy, postoperative residuals 27,148 15.0% 

Scars, superficial, tender and painful 89,056 11.6% Malignant neoplasm 23,985 13.3% 

AUDITORY

Tinnitus 242,610 36.5% 13,219 11.6% 

Auditory, acuity impairment, 0% 241,098 36.2% Conjunctivitis, other, chronic 8,764 7.7% 

Hearing loss 57,614 8.7% Eye, injury of, unhealed 7,210 6.3% 

MENTAL DISORDERS INFECTIOUS DISEASES, IMMUNE

DISORDERS, AND NUTRITIONAL DEFICIENCIES

Post-traumatic stress disorder 193,859 41.9% Malaria 32,627 70.1% 

Generalized anxiety disorder 71,422 15.4% Infectious disease, immune disorder, nutritional 3,116 6.7% 

Schizophrenia, paranoid type 33,153 7.2% HIV-related illness 2,717 5.8% 

DIGESTIVE SYSTEM GYNECOLOGICAL CONDITIONS

Hemorrhoids, external or internal 124,907 27.9% Uterus and ovaries, removal of, complete 8,440 20.1% 

Ulcer, duodenal 56,763 12.7% Uterus, removal of, including corpus 8,298 19.8% 

Hernia, inguinal 49,769 11.1% Gynecological condition or disorder of the 6,202 14.8% 

NEUROLOGICAL CONDITIONS 

AND CONVULSIVE DISORDERS

DENTAL AND ORAL CONDITIONS

Migraine 57,601 13.6% Temporomandibular articulation, limited motion 10,557 35.0% 

The sciatic nerve, paralysis of 40,526 9.6% Dental and oral conditions 7,993 26.5% 

The median nerve, paralysis of 36,175 8.6% Mandible, malunion of 6,638 22.0% 

CARDIOVASCULAR SYSTEM HEMIC AND LYMPHATIC SYSTEMS

Hypertensive vascular disease 170,323 40.6% Splenectomy 7,102 30.7% 

Cold injury residuals 62,275 14.9% Hemic & Lymphatic condition 4,027 17.4% 

Arteriosclerotic heart disease 47,153 11.3% Non-Hodgkin’s lymphoma 3,464 15.0% 

RESPIRATORY SYSTEM

Asthma, bronchial 50,053 15.4% 

Sinusitis, maxillary, chronic 35,245 10.8% 

Septum, nasal, deviation of 25,976 8.0% 

EYE

Eye condition 

Source: Benefits Delivery Network–COIN CP 103 
Compensation and Pension Page 29 

BY THE 10 MOST PREVALENT DISABILITIES

The following table identifies the 10 most prevalent service-connected conditions (disabilities) for veterans receiving 

compensation at the end of FY 2003. 

The “All Conditions” column shows the proportion of that condition relative to all 6,787,857 service-connected disabilities. These ten disabilities represent 32.9% of service-connected disabilities. Again, the body systems and associated 

condition (diagnostic) codes can be found in the Appendix IV beginning at page 85. 

Body System Disability Total 

All Conditions 

 (Percent of Total ) 

FY 2003 

Skin Scars, others 287,660 4.2% 

Musculoskeletal System Skeletal conditions 270,509 4.0% 

Auditory Tinnitus 242,610 3.6% 

Musculoskeletal System Arthritis, due to trauma 241,711 3.6% 

Auditory Auditory, acuity 

impairment, 0% 241,098 3.6% 

Musculoskeletal System Knee, other 

impairment of 232,004 3.4% 

Mental Disorders Post-traumatic stress disorder 193,859 2.9% 

Musculoskeletal System Lumbosacral strain 189,668 2.8% 

Cardiovascular System Hypertensive vascular 

disease 170,323 2.5% 

Endocrine System Diabetes mellitus 161,551 2.4% 

MOST PREVALENT DISABILITIES FOR VETERANS RECEIVING COMPENSATION

 END OF FISCAL YEAR 2003 

Source: Benefits Delivery Network–RCS 20-0227 
Page 30 Veterans Benefits Administration 

BY PERIOD OF SERVICE

The following five tables in this section show the 10 most prevalent service-connected disabilities for veterans of 

World War II, Korea, Vietnam, the Gulf War Era, and the various Peacetime periods. 

MOST PREVALENT DISABILITIES BY PERIOD OF SERVICE AT THE END OF FISCAL YEAR 2003 

Period 

of Service Disability Number of  Disabilities 

Percent 

of Total 

WORLD WAR II } 

Generalized anxiety disorder 39,580 4.9% 

Cold injury residuals 36,450 4.5% 

Scars, other 36,271 4.5% 

Auditory, acuity impairment 28,617 3.6% 

Arthritis, due to trauma 27,725 3.5% 

Tinnitus 24,115 3.0% 

Post-traumatic stress disorder 23,187 2.9% 

Flatfoot, acquired 18,555 2.3% 

Scars, superficial, tender and painful on 

objective demonstration 17,543 2.2% 

Scars, disfiguring, head, face, or neck 13,755 1.7% 

KOREA } 

Scars, other 16,761 4.8% 

Cold injury residuals 15,933 4.6% 

Auditory, acuity impairment 15,659 4.5% 

Tinnitus 14,233 4.1% 

Arthritis, due to trauma 9,941 2.9% 

Post-traumatic stress disorder 8,994 2.6% 

Ulcer, duodenal 7,587 2.2% 

Superficial scars 7,128 2.0% 

Generalized anxiety disorder 6,130 1.8% 

Scars, disfiguring, head, face or neck 6,072 1.7% 

Post-traumatic stress disorder 142,876 5.8% 

Diabetes mellitus 135,011 5.5% 

Scars, other 125,534 5.1% 

Auditory, acuity impairment 95,931 3.9% 

Tinnitus 86,093 3.5% 

Skeletal conditions 78,413 3.2% 

Hypertensive vascular disease 66,084 2.7% 

VIETNAM } 
Compensation and Pension Page 31 

VA Office of Policy & Planning for Veteran Population as of September 30, 2003 

MOST PREVALENT DISABILITIES BY PERIOD OF SERVICE AT THE END OF FISCAL YEAR 2003 

Period 

of Service 

Disability Number of 

 Disabilities 

Percent 

of Total 

VIETNAM } 

Knee, other impairment of 65,026 2.7% 

Arthritis, due to trauma 62,821 2.6% 

Lumbosacral strain 52,707 2.2% 

GULF WAR ERA } 

Skeletal conditions 100,925 6.1% 

Arthritis, due to trauma 77,202 4.7% 

Knee, other impairment of 72,300 4.4% 

Lumbosacral strain 70,414 4.3% 

Tinnitus 69,763 4.2% 

Intervertebral disc syndrome 52,540 3.2% 

Scars, other 52,479 3.2% 

Hypertensive vascular disease 49,948 3.0% 

Auditory, acuity impairment 47,031 2.8% 

Ankle, limited motion of 38,257 2.3% 

Knee, other impairment of 79,761 5.2% 

Skeletal conditions 77,247 5.1% 

Arthritis, due to trauma 62,868 4.1% 

Scars, other 56,278 3.7% 

Lumbosacral strain 54,501 3.6% 

Hypertensive vascular disease 50,052 3.3% 

Tinnitus 48,379 3.2% 

Auditory, acuity impairment 48,108 3.1% 

Intervertebral disc syndrome 45,577 3.0% 

Hemorrhoids, external or internal 35,011 2.3% 

PEACETIME PERIODS } 

Sources: Benefits Delivery Network–RCS 20-0227 and RCS 20-0221 

DISABILITIES AT THE END OF FISCAL YEAR 2003 BY PERIOD OF SERVICE

Period of Service World War II Korea Vietnam Gulf War Era Peacetime 

Periods 

Total Number of Disabilities 802,155 348,138 2,442,520 1,655,348 1,529,093 

Average Number of Disabilities per Veteran 1.94 2.12 2.88 3.48 2.62 

Total Number of Diagnostic Codes for 

 Period of Service 894 864 896 865 903 

Veterans by Period of Service with 

Compensation 413,689 164,482 848,156 476,026 582,863 

Percent Veterans by Period of Service with Compensation 16.6% 6.6% 34.1% 19.2% 23.5% 

Total Veteran Population by Period of Service 

This sum includes veterans whose service is across multiple periods. 4,369,524 3,580,249 8,210,925 3,783,414 6,388,794 

Percent of Total Veteran Population 17.4% 14.2% 32.6% 15.0% 25.4% 
Page 32 Veterans Benefits Administration 

COMPENSATION BASED UPON SERVICE-CONNECTED DEATH

TOTAL NUMBER OF BENEFICIARIES RECEIVING DIC/DEATH COMPENSATION BENEFITS

AT THE END OF FISCAL YEAR 2003 

This table shows the number of beneficiaries receiving DIC or Death Compensation benefits at the end of FY 2003, an 

estimate of the total annual payment to beneficiaries, and the estimated average annual payment to each 

beneficiary. 

Total Beneficiaries Receiving Service-Connected Death Benefits End of Fiscal Year 2003 

Type of Benefit Number Total Annual Amount Average Annual 

Amount 

DIC–Surviving 

Spouses 299,065 $3,704,259,703 $12,386 

DIC–Surviving 

Children 12,481 $70,218,636 $5,626 

DIC–Surviving 

Parents 7,556 $18,507,969 $2,449 

Death Compensation 896 $843,768 $942 

TOTAL 319,998 $3,793,830,076 $11,856 

Source: Benefits Delivery Network–COIN CP-127 and RCS 20-0221 

Five Fiscal Year Comparison of Beneficiaries Receiving

 DIC End of Fiscal Year 2003

FY99

FY 00

FY 01

FY 02

FY 03

DIC–Surviving Parents 11,634 10,413 9,384 8,218 7,556 

DIC–Surviving Children 13,219 12,877 12,516 12,517 12,481 

DIC–Surviving Spouses 284,311 288,145 290,100 293,820 299,065 

FY99 FY 00 FY 01 FY 02 FY 03
Compensation and Pension Page 33 

ALL DIC AND DEATH COMPENSATION BENEFICIARIES

This section provides demographic characteristics of beneficiaries receiving Dependency and Indemnity Compensation (DIC) or Death Compensation benefits at the end of FY 2003. 

BY THE VETERAN’S PERIOD OF SERVICE 

The following table shows total beneficiaries receiving DIC and Death Compensation sorted by the veteran’s period 

of service. Also shown are the estimated total annual payments by period of service and program. 

TOTAL BENEFICIARIES RECEIVING SERVICE-CONNECTED DEATH BENEFITS BY PERIOD OF SERVICE 

END OF FISCAL YEAR 2003 

Period of Service Number of Beneficiaries1 Total Annual 

Amount2 

Death Compensation 

Spanish American War 0 0 

Mexican Border Period 0 0 

World War I 0 0 

World War II 318 $299,462 

Korean 505 $475,561 

Vietnam 2 $1,883 

Gulf War Era 0 0 

Peacetime 71 $66,681 

Spanish American War 11 $130,751 

Mexican Border Period 2 $23,773 

World War I 1,624 $19,303,576 

World War II 111,629 $1,326,871,247 

Korean 36,714 $436,398,704 

Vietnam 120,412 $1,431,269,836 

Gulf War Era 10,658 $126,685,662 

Peacetime 38,052 $452,302,759 

All Periods 

Death Compensation 896 $843,768 

DIC 319,102 $3,792,986,308 

Dependency and Indemnity Compensation (DIC) 

Source: Benefits Delivery Network–RCS 20-0221 and COIN CP-127 

1 The number of DIC beneficiaries for each period of service is calculated by multiplying the total number of beneficiaries from the 

COIN CP-127 by the percentage of DIC cases for each period of service (derived from RCS 20-0221). 2 The total annual amounts of DIC for each period of service are calculated by multiplying the percentage of beneficiaries for each period of 

service (Derived from RCS 20-0221) by the total annual amounts from COIN CP-127. 
Page 34 Veterans Benefits Administration 

BY RELATIONSHIP TO THE VETERAN

This table shows the distribution of DIC 

beneficiaries based upon relationship to 

the veteran – surviving spouse, child, or 

dependent parent. 

TOTAL BENEFICIARIES RECEIVING DIC BY RELATIONSHIP

 END OF FISCAL YEAR 2003 

Number Percent 

Surviving Spouse 299,065 93.7% 

Child 12,481 3.9% 

Parent 7,556 2.4% 

TOTAL 319,102 100% 

Source: Benefits Delivery Network–COIN CP-127 

Surviving Spouses Receiving DIC by Age

 End of Fiscal Year 2003

0 20,000 40,000 60,000 80,000 100,000 120,000 140,000 160,000

Under Age 35

36-55

56-75

Over 75

BY AGE OF THE SURVIVING SPOUSE

The age distribution of surviving spouses in receipt of DIC and an estimate of the total annual 

payments in the next fiscal year, by age group, 

is presented in the table to the right. The chart 

below depicts the proportional representation of 

each group. 

Age Number Annual Payment 

Under Age 35 2,625 $30,939,244 

36-55 35,254 $421,977,330 

56-75 120,210 $1,489,264,177 

Over 75 140,976 $1,762,078,952 

TOTAL 299,065 $3,704,259,703 

SURVIVING SPOUSES RECEIVING DIC BY AGE 

END OF FISCAL YEAR 2003 

Source: Benefits Delivery Network–COIN CP-127 
Compensation and Pension Page 35 

BY AGE OF THE CHILDREN

This table shows the distribution of DIC 

children in two age categories: under 

age 18 and over age 18. Children over 

age 18 are shown according to their 

beneficiary status: those eligible to receive DIC because of school attendance and those eligible because they 

are helpless. 

CHILDREN RECEIVING DIC BY AGE END OF FISCAL YEAR 2003 

Age Number Annual Payment 

Under Age 181 4,411 $23,300,511 

Age 18 and Over in School 911 $2,530,321 

Age 18 and Over and 

 Helpless 7,159 $44,387,805 

TOTAL 12,481 $70,218,637 

Source: Benefits Delivery Network—COIN CP-127 

1Includes 2,374 consolidated awards that account for more than one child. 

Average Annual Amount for Veterans Receiving Disability Pension by Program

End of Fiscal Year 2003

$0 $1,000 $2,000 $3,000 $4,000 $5,000 $6,000 $7,000 $8,000

Protected (Old Law) Pension

Section 306 Pension

PL 95-588-New Law Pension

Av erage Annual Amount $1,048 $1,637 $7,108 

Protected (Old Law ) Section 306 Pension PL 95-588-New Law 

PENSION BASED UPON NON SERVICE-CONNECTED DISABILITY

TOTAL NUMBER OF VETERANS RECEIVING 

DISABILITY PENSION

The number of veterans receiving disability 

pensions at the end of FY 2003 is shown in the 

table to the left, along with the estimated total 

annual amounts. The amounts per veteran 

are shown below. 

TOTAL VETERANS RECEIVING DISABILITY PENSION BY PROGRAM

END OF FISCAL YEAR 2003 

Type 

of Pension 

Number 

of Veterans 

Total 

Annual Amount 

Protected (Old Law) Pension 190 $199,152 

Section 306 Pension 14,288 $23,394,264 

PL 95-588 New Law Pension 332,077 $2,360,464,800 

TOTAL 346,555 $2,384,058,216 

Source: Benefits Delivery Network—RCS-20-0221 
Page 36 Veterans Benefits Administration 

Five-Year Comparison of Veterans Receiving

Disability Pension

330,000 340,000 350,000 360,000 370,000 380,000 390,000

FY 1999

FY 2000

FY 2001

FY 2002

FY 2003

The following chart provides information about the number of veterans receiving disability pension at the end of 

 fiscal years 1999 – 2003. 

New Law Pension - Age

40-59

34.8%

Under 39

0.7%

Over 80

23.3%

60-79

41.3%

Other Pension - Age

40-59

4.8%

Under 39

0.0%

Over 80

48.5%

60-79

46.7%

VETERANS RECEIVING DISABILITY PENSION AT

THE END OF FISCAL YEAR 2003 

BY AGE

The number and annual amount of disability 

pension payments for each age group are 

shown in the adjacent table. 

The average age of a veteran in these 

programs is 68 years. 

TOTAL VETERANS RECEIVING DISABILITY PENSION 

BY PROGRAM END OF FISCAL YEAR 2003 

 Age Other 

Pension 

New Law 

Pension 

All Pension 

Programs 

Annual 

Payments 

Under 39 0 2,172 2,172 19,509,828 

40-59 696 115,403 116,099 1,036,443,240 

60-79 6,766 137,160 143,926 828,523,836 

Over 80 7,016 77,342 84,358 499,581,312 

All Ages 14,478 332,077 346,555 $2,384,058,216 

Source: Benefits Delivery Network–RCS 20-0236 

The “Other Pension” category groups the two older pension programs Protected Pension or Old Law and 

Section 306 Pension into one category. 
Compensation and Pension Page 37 

Period of Service 

 

Other Pension 

Number of Veterans

New Law Pension 

Number of Veterans

Total 

Period of Service Payments 

World War I 4 29 33 $327,096 

World War II 10,129 121,976 132,105 $752,710,812 

Korean War 3,432 72,724 76,156 $409,270,920 

Vietnam War 913 134,171 135,084 $1,192,948,752 

Gulf War Era 0 3,177 3,177 $28,800,636 

Total Pension Programs 14,478 332,077 346,555 $2,384,058,216 

DISABILITY PENSION BY PERIOD OF SERVICE END OF FISCAL YEAR 2003 

Source: Benefits Delivery Network–RCS 20-0221 

The “Other Pension” category groups the two older pension programs Protected Pension or Old Law and Section 306 Pension into one category. 

BY PERIOD OF SERVICE

The next table provides a distribution by period of service for those veterans receiving disability pension at the end 

of FY 2003. The total annual amount of disability pension payments for each period of service is shown in the last 

column of the table. 

This chart shows the number of veterans, as a percentage, for each pension program by their period of service. 

Percentage of Disability Pension Program by Period of Service

End of Fiscal Year 2003

World War I

World War II

Korea

Vietnam

Gulf War Era

Other Pension New Law Pension

New Law Pension 87.9% 92.3% 95.5% 99.3% 100.0%

Other Pension 12.1% 7.7% 4.5% 0.7% 0.0%

World War I World War II Korea Vietnam Gulf War Era
Page 38 Veterans Benefits Administration 

PENSION BASED UPON NON SERVICE-CONNECTED DEATH

TOTAL NUMBER OF BENEFICIARIES RECEIVING

DEATH PENSION

The number of beneficiaries receiving death pension at the end of FY 2003 and the estimated 

annual amounts are presented in the table to the 

left. The average annual amounts of payment for 

the three VA death pension programs are provided in the chart below. Beneficiaries include 

surviving spouses and children. 

Average Annual Amount for Beneficiaries Receiving Death Pension by

Program End of Fiscal Year 2003

$- $500 $1,000 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000

Protected Pension (Old Law)

Section 306 Pension

PL 95-588 (New Law Pension)

Av erage Annual Amount $856 $1,065 $3,573 

Protected Pension (Old Law ) Section 306 Pension PL 95-588 (New Law 

The following chart provides information about the number of beneficiaries receiving death pension at the end of 

fiscal years 1999 – 2003. 

Five-Year Comparison of Beneficiaries Receiving 

Death Pension 

247,106 257,106

241,467 230,267 223,553

FY 1999 FY 2000 FY 2001 FY 2002 FY 2003

TOTAL BENEFICIARIES RECEIVING DEATH PENSION

Type 

of Pension 

Number of 

Beneficiaries 

Total Annual 

Amount 

Protected (Old Law) Pension 661 $565,776 

Section 306 Pension 54,789 $58,337,796 

PL 95-588 New Law Pension 168,103 $600,681,504 

TOTAL 223,553 $659,585,076 

Source: Benefits Delivery Network–RCS 20-0227 
Compensation and Pension Page 39 

BENEFICIARIES RECEIVING DEATH

PENSION AT THE END OF FISCAL

YEAR 2003 

BY AGE OF SURVIVING SPOUSES

This table shows the distribution 

by age among surviving spouses. 

The total annual amount of death 

pension payments for each age 

group is shown in the last column 

of the table. 

TOTAL SURVIVING SPOUSES RECEIVING DEATH PENSION 

BY PROGRAM END OF FISCAL YEAR 2003 

 Age Other 

Pension 

New Law 

Pension 

All Pension 

 Programs 

Annual 

Payments 

Under 39 0 334 334 $ 1,218,792 

40-59 319 17,512 17,831 $ 64,268,646 

60-79 6,188 63,181 69,369 $ 237,648,622 

Over 80 37,878 81,851 119,729 $ 341,914,348 

Total All 

Ages 44,385 162,878 207,263 $ 645,050,408 

Source: Benefits Delivery Network–COIN CP 103 

The “Other Pension” category groups the two older pension programs Protected 

Pension or Old Law and Section 306 Pension into one. 

New Law Pension - Age

50.3%

0.2% 10.8%

38.8%

Under 35 36-55 56-75 Over 75

Other Pension - Age

85.3%

0.0%

0.7%

13.9%

Under 35 36-55 56-75 Over 75
Page 40 Veterans Benefits Administration 

BY THE VETERAN’S PERIOD OF SERVICE

Period of Service Other Pension 

Number of Beneficiaries

New Law Pension 

Number of Beneficiaries

Total 

Period of Service 

Total 

Payments 

Wars of 1800s 284 232 516 $1,497,756 

World War I 8,632 9,035 17,667 $40,422,396 

World War II 42,347 115,155 157,502 $410,380,368 

Korean 3,568 25,127 28,695 $100,406,232 

Vietnam 619 18,345 18,964 $105,640,776 

Gulf War Era 0 209 209 $1,237,548 

Total Other Pension 55,450 168,103 223,553 $659,585,076 

DEATH PENSION BY PERIOD OF SERVICE END OF FISCAL YEAR 2003 

Source: Benefits Delivery Network–RCS 20-0221 

The “Other Pension” category groups the two older pension programs Protected Pension or Old Law and Section 306 Pension 

into one category. 

“Wars of the 1800s” include the Civil War, Indian Wars, Mexican Border Era, and Spanish-American War. 

Non Service-Connected Death Pension by Period of Service

Wars of 1800s

Vietnam

World War I Gulf War Era

Korea

World War II

Wars of 1800s World War I World War II Korea Vietnam Gulf War Era
Education Page 41 

EDUCATION 

VA Education programs provide veterans, service members, reservists, and certain family members of veterans with 

educational resources to supplement opportunities missed because of military service. These programs are also meant 

to help the armed forces both recruit and retain members. For members of the armed forces, VA educational benefits 

assist in the readjustment to civilian life. On a broader scale, educational benefits are meant to enhance the Nation’s 

competitiveness through the development of a more highly educated and more productive workforce. 

There are four active education programs: All-Volunteer Force Educational Assistance 

Program (Montgomery GI Bill - Active Duty), Educational Assistance for Members of the 

Selected Reserve (Montgomery GI Bill – Selected Reserve), Survivors’ and Dependents’ 

Educational Assistance (Dependents Educational Assistance - DEA), and Post-Vietnam 

Era Veterans’ Educational Assistance Program (VEAP). 

ALL-VOLUNTEER FORCE EDUCATIONAL 

ASSISTANCE PROGRAM

 (MONTGOMERY GI BILL - ACTIVE DUTY) 

Montgomery GI Bill – Active Duty (MGIB-AD) is a contributory program. The service member’s pay is automatically 

reduced by $100 per month for the first 12 months of active duty unless the service member declines to participate 

at the time of enlistment. 

EDUCATIONAL ASSISTANCE FOR MEMBERS OF THE SELECTED RESERVE 

(MONTGOMERY GI BILL – SELECTED RESERVE) 

Montgomery GI Bill – Selected Reserve (MGIB-SR) is the first GI Bill to provide educational assistance to members 

of the Selected Reserve (including National Guard members). DoD funds this program and is responsible for determining eligibility to this program. VBA administers the program. Requirements and features of MGIB-SR include: 

 Must agree to a six-year Selected Reserve obligation 

after June 30, 1985; 

 Must have completed the requirements of a secondary school diploma, or its equivalent, before applying 

for benefits; 

 Must remain a member in good standing in the Selected Reserve; 

 Maximum entitlement is 36 months; and, 

 Generally, must use benefits within 14 years of date 

eligibility began. 

Requirements and features of MGIB-AD are as follows: 

 First entered active duty after June 30, 1985; 

 Must fulfill one's basic service obligation; 

 Must have completed the requirements of a secondary school diploma, or its equivalent, before applying for benefits; 

 Must receive an honorable discharge; 

 Maximum entitlement is 36 months; 

 The Department of Defense may increase an individual’s monthly benefit by up to $950 based upon 

the military skill or specialty of that individual; 

 Amount of basic benefit may be increased by up to 

$150 each month by making an additional contribution up to $600; and,

 Generally, must use benefits within 10 years following discharge
Page 42 Veterans Benefits Administration 

SURVIVORS’ AND DEPENDENTS’ EDUCATIONAL 

ASSISTANCE (DEPENDENTS EDUCATIONAL 

ASSISTANCE - DEA) 

DEA is the only VA educational assistance program designed for students who have never served in the Armed 

Forces. Features and requirements of DEA are as follows: 

 Eligibility is based on the veteran's service-connected 

death, total service-connected disability, or MIA/POW/

hostage status; 

 Maximum entitlement is 45 months; 

 Children generally have eight years in which to use 

benefits; 

 With some exceptions, children must be between ages 

18 and 26; 

 Spouses have 10 years in which to use benefits; and, 

 A spouse's remarriage bars further benefits,

 1 while a 

child's marriage does not.

1 Public Law 106-117, signed on November 30, 1999, restores entitlement if a surviving spouse’s 

remarriage has been terminated by death or divorce. Public Law 108-183 lifts the bar to receipt of 

benefits if the surviving spouse is 57 years old or older on the date of the remarriage 

POST-VIETNAM ERA VETERANS’ EDUCATIONAL ASSISTANCE PROGRAM (VEAP) 

VEAP was the first GI Bill program that required a contribution by the service member. Requirements and features of 

VEAP are as follows: 

 First entered on active duty after December 31, 1976, 

and before July 1, 1985; 

 Contributed to VEAP while on active duty and before 

April 1, 1987; 

 Maximum contribution of $2,700 by 

the service member; 

 Government matches contribution $2 

for $1; 

 Maximum entitlement is 36 months; 

 Benefit must be used within 10 years of the last discharge from the service; 

 Unused contributions may be refunded; 

 Additional "kickers” or contributions from the 

Department of Defense (DoD) under certain circumstances; and, 

 Current full-time VEAP rate is based on the 

monthly contributions up to a maximum of $300 

per month plus any DoD "kicker" adjustment. 

EDUCATION BENEFICIARIES DURING FISCAL YEAR 2003 

The following table shows the number of veterans, service members, reservists, and dependents that began receiving 

their education benefits for the first time as well as the total number of beneficiaries and payments made during the 

fiscal year. The percentage of new beneficiaries by program is presented on the next page. 

Program New Beneficiaries Total Beneficiaries Total Payments 

($000) 

MGIB-AD1 73,270 321,837 $1,611,686 

MGIB-SR2 21,055 88,342 $173,085 

DEA 16,728 61,874 $343,004 

VEAP 222 917 $1,503 

Source: Education Service SAS Reports 

1 Based on Active Duty Service 

2 Based on service in the Selected Reserve 111,275 472,970 $2,129,278 
Education Page 43 

The data on this page show the numbers of beneficiaries who 

first began receiving benefits during the period beginning with 

FY 1999 through FY 2003 for each education program as well 

as the total number of beneficiaries that trained during this 

time frame. 

The general trend for new beneficiaries in a fiscal year reflects an increase in the number of beneficiaries in the MGIBAD, MGIB-SR, and DEA programs, while the VEAP program 

has continued to decrease. The total beneficiaries in training 

reflects an increase in three of the four programs. DEA beneficiaries have had the largest increase. MGIB-AD did have a 

slight reduction in the total number of trainees in FY2003 

(approximately 1,300 or 0.4%). This was primarily due to the 

reduction of trainees in one of the new programs, Tuition Assistance Top-Up, which is discussed below. College-level 

and many other types of training in the MGIB-AD program 

area still increased in FY2003 over FY2002. The VEAP program maintained a steady decrease in the total number of 

trainees, and we expect this to continue as the program sunsets. 

Program 1999 2000 2001 2002 2003 

Beginning Beneficiaries 

 MGIB - AD 74,200 63,123 67,621 72,566 73,270 

 MGIB - SR 19,120 12,337 22,469 29,802 21,055 

 DEA 13,029 5,763 6,328 14,964 16,728 

 VEAP 349 1,764 261 174 222 

Total Education Beneficiaries 

 MGIB - AD 288,052 279,948 289,771 323,165 321,837 

 MGIB - SR 73,580 70,299 82,283 85,766 88,342 

 DEA 44,423 44,820 46,917 53,888 61,874 

VEAP 3,939 2,522 1,680 1,340 917 

Five Fiscal Year Comparison of Who Began

 Receiving Education Benefits

0 50,000 100,000 150,000

1999

2000

2001

2002

2003

 MGIB - AD MGIB - SR DEA VEAP

Five Fiscal Year Comparison of Total 

Beneficiaries Receiving Education Benefits

0 100,000 200,000 300,000 400,000 500,000

1999

2000

2001

2002

2003

 MGIB - AD MGIB - SR DEA VEAP

Percentage of Beneficiaries Who Began Receiving Education Benefits

during FY 2003

MGIB-SR 18.9% MGIB-AD 65.8%

VEAP 0.2%

DEA 15.1%
Page 44 Veterans Benefits Administration 

The following chart shows the distribution, by program, types of training and training time for those beneficiaries who 

began using their education benefit for the first time during FY 2003. The type of training has remained fairly consistent for all four programs with the majority of trainees pursuing under-graduate programs of study. 

Type of 

Education 

Program 

 MGIB-AD MGIB-SR DEA VEAP Total Participation 

for All 

Programs (%) 

Training 

College, Non-Degree 2,517 360 557 4 3,438 3.1% 

Graduate 3,376 634 411 29 4,450 4.0% 

Undergraduate 61,511 19,482 14,775 168 95,936 86.2% 

Vocational/Technical 5,866 579 985 21 7,451 6.7% 

Program Total 73,270 21,055 16,728 222 111,275 100% 

Time (as percent of all training) 

Less Than One-Half Time 5.5% 3.7% 4.6% 15.3% 5.1% 

Half Time 14.6% 9.9% 11.2% 22.1% 13.2% 

Three-Quarter Time 11.3% 10.4% 12.3% 11.3% 11.3% 

Full-Time 68.6% 76.0% 71.8% 51.4% 70.4% 

Time Total 100.0% 100.0% 100.0% 100.0% 100.0% 

CHARACTERISTICS OF THE TRAINING BEING PURSUED BY BENEFICIARIES

BENEFICIARIES LEAVING EDUCATION PROGRAMS

DURING FISCAL YEAR 2003 

Educational assistance generally ends for one of two reasons: entitlement is exhausted or the delimiting date (i.e., 

the deadline for using the benefit) is reached. 

ENTITLEMENT EXHAUSTED: Veterans, service members and 

reservists are generally entitled to 36 months of educational assistance (entitlement). Dependents are entitled to 

45 months of educational assistance. Once 36 or 45 

months of educational assistance are used, payment of the 

benefit ends. 

DELIMITING DATE: Dependents have a defined amount of 

time to use educational assistance. Veterans generally 

have 10 years from the date of their last discharge from 

active military service. Reservists have either 14 years (for 

those that were eligible on or after October 1, 1992) from 

the date their eligibility began or until the day following 

separation from the Selected Reserve, whichever is earlier. 

In the Dependents Educational Assistance program, children usually have until age 26; and spouses, or surviving 

spouses, generally, have 10 years from their date of eligibility. 

The table and chart on the next page presents FY2003 

data regarding terminations as well as five year statistics by 

program on terminations. The number of beneficiaries 

leaving the program has increased slightly over the last 

three years. In the MGIB-AD program, beneficiaries have 

left due to entitlement exhaustion rather than passing their 

delimiting date. A recent change extending the delimiting 

date for MGIB-SR, from 10 to 14 years, there has been an 

increase in the percentage of beneficiaries exhausting their 

entitlement rather than passing their delimiting date. VEAP 

has continued to have fewer total beneficiaries leaving the 

program and we expect this to continue as the program 

sunsets. 
Education Page 45 

BENEFICIARIES BENEFITS TERMINATED IN FY 2003 

Program MGIB-AD MGIB-SR DEA VEAP TOTAL 

Exhausted Entitlement 14,186 2,896 185 84 17,351 

Delimiting Date 5,908 133 85 50 6,176 

Total Terminations 20,094 3,029 270 134 23,527 

Percent of Total Terminations 85.4% 12.9% 1.1% 0.6% 100% 

Source: Education Service SAS Reports 

FIVE FISCAL YEAR COMPARISON OF TERMINATED BENEFICIARIES BY PROGRAM 

Fiscal Year MGIB-AD MGIB-SR DEA VEAP Total 

2003 20,094 3,029 270 134 23,527 

2002 19,248 1,792 254 248 21,542 

2001 16,946 3,440 425 335 21,146 

2000 21,430 4,781 411 454 27,076 

1999 15,798 2,436 284 800 19,318 

Total 93,516 15,478 1,638 1,977 112,609 

Five Fiscal Year Comparison of Beneficiary Terminations by Program

- 5,000 10,000 15,000 20,000 25,000 30,000

1999

2000

2001

2002

2003

 MGIB-AD MGIB-SR DEA VEAP
Page 46 Veterans Benefits Administration 

NEW EDUCATION OPPORTUNITIES

Congress enacted four new ways for beneficiaries to use their benefits over the past few years. These four are Tuition 

Assistance Top-Up (TATU), Repayment for Licensure and Certification Tests, Accelerated Payments, and Transferability of MGIB benefits. 

Public Law 106-398, October 30, 2000 (amended by Public Law 107-14), established the TATU program and permits 

VA to issue a payment to an individual for all or any portion of the difference between the military service's tuition assistance (TA) amount and the total cost of tuition and related expenses, up to an individual’s normal monthly benefit. 

An individual must receive military tuition assistance for the course to be eligible for TATU payments. There was a 

significant decrease in the number of TATU payments in FY2003 compared to FY2002, 24,527 and 60,264 respectively. We attribute this to a change in DoD policy increasing the level of tuition assistance paid from 75% to 100% up 

to $250 per semester hour. 

Public Law 106-419, November 1, 2000, allowed beneficiaries to receive reimbursement for approved licensure and 

certification tests (up to $2,000 per test) taken on or after March 1, 2001. VA can only pay for the cost of the tests and 

not other fees connected with obtaining a license or certification. 

Public Law 107-103, December 27, 2001, allows an accelerated payment for certain high cost, high tech programs for 

enrollment on or after October 1, 2002. To qualify, the beneficiary must be enrolled in a high tech program and must 

certify that he/she intends to seek employment in a high tech industry as defined by VA. The beneficiary receives a 

lump sum payment up to 60% of tuition and fees if the monthly amount exceeds an amount equal to 200 percent of the 

monthly rate otherwise payable. 

Public Law 107-107, December 28, 2001, permits military services to allow service members, as a reenlistment option, 

to transfer MGIB entitlement to their dependents. The United States Air Force conducted a transferability test program 

in FY2003, with 55 service members transferring benefits to 63 dependents. 

The following table provides the payment information for these programs: 

TOTAL PAYMENTS

 Program FY2002 FY2003 

Tuition Assistance Top-Up 60,264 24,527 

Licensure and Certification Tests 5,111 6,575 

Accelerated Payment N/A 622 

Transferability 0 2 

Source: Regional Processing Offices and Benefits Delivery System Reports 

BENEFICIARIES WHO RECEIVED CERTAIN EDUCATION BENEFITS 

DURING FISCAL YEARS 2002 AND 2003 
Education Page 47 

Jurisdiction MGIB-AD MGIB-SR DEA VEAP Total Jurisdiction MGIB-AD MGIB-SR DEA VEAP Total 

ALABAMA 4,555 1,967 1,746 16 8,284 NEVADA 2,640 385 413 4 3,442 

ALASKA 946 169 148 3 1,266 NEW HAMPSHIRE 786 198 291 4 1,279 

ARIZONA 15,227 1,426 1,687 21 18,361 NEW JERSEY 2,905 1,480 720 15 5,120 

ARKANSAS 2,186 1,626 1,201 6 5,019 NEW MEXICO 2,830 555 1,088 8 4,481 

CALIFORNIA 33,701 4,771 5,485 94 44,051 NEW YORK 7,681 3,414 2,196 42 13,333 

COLORADO 7,550 726 1,105 20 9,401 NORTH CAROLINA 10,399 1,820 2,670 23 14,912 

CONNECTICUTT 1,494 1,030 280 8 2,812 NORTH DAKOTA 744 949 202 3 1,898 

DELAWARE 619 326 159 2 1,106 OHIO 8,588 4,378 1,467 35 14,468 

DISTRICT OF COLUMBIA 723 120 154 5 1,002 OKLAHOMA 5,102 2,350 1,904 11 9,367 

FLORIDA 22,224 3,287 3,986 54 29,551 OREGON 3,868 1,079 961 13 5,921 

GEORGIA 13,152 2,075 2,141 25 17,393 PENNSYLVANIA 6,645 3,935 1,693 35 12,308 

HAWAII 2,044 874 310 7 3,235 RHODE ISLAND 636 284 249 4 1,173 

IDAHO 1,488 693 322 4 2,507 SOUTH CAROLINA 4,570 1,564 1,303 13 7,450 

ILLINOIS 11,742 4,185 1,279 36 17,242 SOUTH DAKOTA 750 906 192 3 1,851 

INDIANA 3,967 2,223 880 16 7,086 TENNESSEE 5,330 1,475 1,280 15 8,100 

IOWA 2,295 1,760 436 9 4,500 TEXAS 28,500 4,373 5,465 54 38,392 

KANSAS 3,086 1,127 635 8 4,856 UTAH 1,896 1,556 541 5 3,998 

KENTUCKY 3,448 1,392 1,079 11 5,930 VERMONT 262 168 116 1 547 

LOUISIANA 4,348 3,198 1,286 9 8,841 VIRGINIA 14,406 2,122 1,911 31 18,470 

MAINE 994 356 642 4 1,996 WASHINGTON 8,871 1,596 1,899 25 12,391 

MARYLAND 8,039 1,260 847 25 10,171 WEST VIRGINIA 1,663 1,168 586 4 3,421 

MASSACHUSETTS 2,739 1,460 953 20 5,172 WISCONSIN 3,210 2,550 823 16 6,599 

MICHIGAN 6,930 1,753 1,226 32 9,941 WYOMING 695 289 136 2 1,122 

MINNESOTA 3,278 2,450 1,045 20 6,793 PUERTO RICO 745 1,507 1,749 7 4,008 

MISSISSIPPI 2,099 1,865 694 5 4,663 PHILIPPINES 318 0 128 0 446 

MISSOURI 5,371 2,192 1,128 24 8,715 FOREIGN 380 161 192 3 736 

MONTANA 1,013 477 223 4 1,717 OTHER / UNKNOWN 29,907 2,219 0 46 32,172 

NEBRASKA 2252 1073 622 7 3,954 Grand Total 321,837 88,342 61,874 917 472,970 

GEOGRAPHIC DISTRIBUTION OF BENEFICIARIES TRAINED IN FY 2003 

Additional benefits delivered in FY 2003 by state for other VA benefits are available beginning on page 120. 
Page 48 Veterans Benefits Administration 

LIFE INSURANCE

Government life insurance programs were created to provide life insurance at a “standard” premium rate to members 

of the armed forces who are exposed to the extra hazards of military service, including deadly hazards of war. Members leaving the armed forces are eligible to maintain their VA life insurance following discharge. 

Traditionally, few commercial life insurance companies offered life insurance that included coverage against death 

while in the armed forces. Those that did charged a high premium rate because of the additional risk. Currently, service members leaving the armed forces are eligible to maintain their VA life insurance following discharge. In general, 

a new life insurance program was created for each wartime period starting with World War I. The various life insurance programs can be conveniently grouped into the following three categories; Matured Life Insurance Programs, 

Disabled Veterans Life Insurance Programs, and Uniformed Services and Post-Vietnam Veterans Life Insurance Programs. 

MATURED LIFE INSURANCE PROGRAMS

These programs were established to provide the same or better life insurance benefits than were available to private 

citizens. These government life insurance programs are closed to the issuance of new coverage but continue to have 

active policies. 

DISABLED VETERANS LIFE INSURANCE PROGRAMS

These programs were established to provide life insurance to veterans who lost their ability to purchase commercial 

life insurance at standard (healthy) rates because of their service-connected disabilities. These government life insurance programs continue to issue coverage. 

 

UNIFORMED SERVICES AND POST-VIETNAM VETERANS LIFE INSURANCE PROGRAMS

These programs were established to provide active duty and reserve members of the uniformed services life 

insurance coverage that is commonly provided by large-scale civilian employers.
Page 49 Insurance 

Program Years Maximum Coverage 

 United States Government Life Insurance (USGLI) 1919-1940 $10,000 

 National Service Life Insurance (NSLI)1 1940-1951 $10,000 

 Veterans' Special Life Insurance (VSLI)1 1951-1956 $10,000 

 Veterans' Reopened Insurance (VRI)1 1965-1966 $10,000 

 Service-Disabled Veterans Insurance (SDVI)2 1951-present $10,000 

 Veterans' Mortgage Life Insurance (VMLI) 1971-present $90,000 

 Servicemembers' Group Life Insurance (SGLI) 1965-present $250,000 

 Family – Servicemembers’ Group Life Insurance (FSGLI) - Spouse Coverage 2001-present $100,000 

 Family – Servicemembers’ Group Life Insurance (FSGLI) - Child Coverage 2001-present $10,000 

 Veterans' Group Life Insurance (VGLI) 1974-present $250,000 

1 Since 1972, dividends can be used to increase coverage by purchasing paid-up additional life insurance to the basic life insurance. 

2 An additional $20,000 of supplemental coverage is available to totally disabled veterans 

Insurance programs highlighted in blue in the table above reflect Matured Insurance Programs. 

Insurance programs highlighted in red in the table above reflect Disabled Veterans’ Life Insurance Programs. 

Insurance programs highlighted in green in the table above reflect Uniformed Services and Post-Vietnam Veterans Life Insurance 

Programs. 

The “Years” column indicates the date policies were issued under each program. 
Page 50 Veterans Benefits Administration 

RANKING AMONG COMMERCIAL LIFE INSURANCE COMPANIES

The following table compares VA life insurance programs with commercial life insurance companies. The comparison 

is based on the total face value of active life insurance in effect. Rankings for 2003 are shown below. 

Definition: Face Value - Throughout this chapter, the term “face value” means that amount of money that would be 

paid upon the death of the veteran. For the USGLI, NSLI, VSLI, VRI, and SDVI programs the maximum face value is 

$10,000. The maximum face value of the VMLI program is $90,000. The maximum face value for the SGLI and VGLI 

programs is $250,000. 

Paid-Up Additional Life Insurance- Policyholders in the NSLI, VSLI 

and VRI programs can purchase additional life insurance protection by 

electing to use their dividends to buy paid-up additional life insurance. 

Paid–up additional insurance has cash and loan values, and earns 

dividends which automatically purchase more paid-up life insurance 

coverage. 

2003 RANKINGS BY TOTAL LIFE INSURANCE IN-FORCE

Rank Company Total Life Insurance

1 Metropolitan Life & Affiliated $2,977,694,000,000 

2 Prudential of America Group $1,439,951,000,000 

3 Swiss Reinsurance Group $1,187,577,000,000 

4 ING Group $1,093,398,000,000 

5 Aegon USA Inc $959,080,000,000 

6 American International Group $844,985,000,000 

7 Lincoln National Corp $793,639,000,000 

8 Hartford Life Inc $760,464,000,000 

9 Northwestern Mutual Group $751,164,000,000 

10 VA Life Insurance Programs $750,153,000,000 

11 UnumProvident Corp $681,912,000,000 

12 GE Financial Assurance Group $677,143,000,000 

13 New York Life Group $656,619,000,000 

14 Employers Re Group $628,837,000,000 

15 C N A Insurance Group $619,681,000,000 

Source: Best’s Review, September 2003 
Page 51 Insurance 

NEW LIFE INSURANCE COVERAGE ISSUED DURING FISCAL YEAR 2003

Life 

 Insurance 

Number of 

People Insured 

Total 

Coverage Amount 

Average 

Face Value 

Maximum 

Face Value 

 VMLI1 227 $18,856,468 $83,068 $90,000

 SDVI2, 3 12,923 $141,997,777 $10,988 $10,000 

 VGLI4 30,720 $5,339,722,000 $173,819 $250,000

 SGLI5 340,990 $80,092,189,572 $241,086 $250,000

 FSGLI6 - Child 62,338 $623,380,000 $10,000 $10,000

 FSGLI7 - Spouse 174,027 $16,913,162,049 $97,187 $100,000

TOTAL 621,225 $103,129,307,866 $166,010

 1 Source: VMLI Database – VMLI Quarterly Report 

 2 Source: Insurance Master Record Database – 510 Monthly Report 3 Source:Additional Coverage, up to $20,000, is available for totally disabled policyholders. New supplemental 

 S-DVI policies (2,156) were issued 

 4 Source: Veterans and Reservists Group Insurance System – OSGLI Monthly Report. VGLI data is for the policy 

 year ending June 30, 2003 

 5 Estimates based upon accessions to Active Duty and Reserve forces in FY03. Data on accessions from Defense 

 Manpower Data Center 

 6 Estimates based upon policies in force, end of FY03 

 7 Source: DEERS and Military Pay Records 

COVERAGE ESTABLISHED DURING FISCAL YEAR 2003 

The table that follows identifies the number of new policies issued during FY 2003, the total face value of the policies, 

and the average face value of the policies. In the case of SGLI and FSGLI, the military services maintain the records 

on each insured service member. The actual number of service members who enrolled in SGLI in FY 2003 is not 

known. The information shown in this table is estimated based upon current enrollment rates and the number of people who entered active military service during FY 2003. The exact number of children covered by FSGLI is also an 

estimate. 

LIFE INSURANCE – GOVERNMENT LIFE INSURANCE PROGRAMS

IN WHICH NEW COVERAGE IS ISSUED
Page 52 Veterans Benefits Administration 

POLICY LAPSES DURING FISCAL YEAR 2003 

Policy Lapses Number1 Face Value1 Average 

 Face Value

 NSLI 8,550 $57,639,507 $6,741 

 VSLI 677 $5,187,106 $7,662 

 VRI 240 $1,271,500 $5,298 

 SDVI 1,370 $13,830,000 $10,095 

TOTAL 10,837 $77,928,113 $7,191 1 Sources: Insurance Master Record Database - 510 Monthly Report

POLICIES THAT LAPSED IN 2003 

Policies lapse primarily because the policyholder did not pay the premiums. The following table provides data about 

policies that lapsed during FY 2003. 

The table below displays information about new life insurance coverage for the prior four years for purposes of 

comparison. The significant increase in FY 2002 is due to the beginning of the FSGLI program. 3.1 million 

individuals entered the FSGLI program in 2002. 

NEW LIFE INSURANCE COVERAGE ISSUED - COMPARATIVE INFORMATION FOR FIVE FISCAL YEARS

FY 1999 FY 2000 FY 2001 FY 2002 FY 2003 

Number of People 

Insured 268,353 285,765 394,572 3,484,460 621,225

Total Coverage 

Amounts 

$47,155,855,903 $50,426,291,177 $91,604,081,998 $206,252,183,507 $103,129,307,866

Average Face 

Values 

$175,723 $176,461 $232,160 $59,192 $166,010 

LUMP SUM PAYMENTS MADE DURING FISCAL YEAR

2003 – TO POLICYHOLDERS

Matured endowments are paid based on the length of the 

policy or the age of the insured. Cash surrenders are paid 

to the veteran upon application. The table on the next 

page provides a distribution of lump sum payments for 

matured endowments and cash surrenders by insurance 

program. Dividends, loans and disability payments are 

made on some government life insurance policies. These 

are payments made from active policies to the veteran 

policyholder. 

LIFE INSURANCE – PAYMENTS
Page 53 Insurance 

DEFINITIONS: 

MATURED ENDOWMENT – The face amount of life insurance 

less any indebtedness that is paid to the insured based on 

the plan of life insurance. The proceeds may be paid as a 

lump sum or the insured may request installment payments. 

CASH SURRENDERS – A policyholder, upon request, receives the cash value that has accrued in his/her policy, 

and in return surrenders all right, title, and interest to his/

her basic and/or paid-up additional life insurance coverage amounts. 

DIVIDENDS – A payment to policyholders in participating 

life insurance programs. It is an allocation of program 

surplus funds representing the return of premiums not 

needed to pay claims and expenses, and a distribution of 

earnings from investment. Dividends are issued annually 

on the policy anniversary date. 

LOANS – An amount borrowed against the cash value of a 

permanent plan life insurance policy. 

The tables below and on the next page provide data on 

the insurance payments for this year as well as those 

made over a five fiscal year basis. 

LIFE INSURANCE PAYMENTS MADE DURING FISCAL YEAR 2003 

Matured Endowment Number1 Amount2 Average Payment 

 USGLI 37 $155,666 $4,207 

 NSLI 728 $8,131,705 $11,170 

 VSLI 844 $9,142,629 $10,832 

 VRI 3 $7,002 $2,334 

 SDVI 253 $1,893,897 $7,486 

TOTAL 1,865 $19,330,899 $10,365 

Cash Surrender Number1 Amount2 Average Payment

 USGLI 92 $215,782 $2,345

 NSLI 6,400 $40,346,536 $6,304

 VSLI 808 $3,650,726 $4,518

 VRI 317 $1,667,136 $5,259

 SDVI 757 $4,887,322 $6,456

TOTAL 8,374 $50,767,502 $6,063

Dividends Number3 Amount4 Average Payment

 USGLI 13,217 $2,318,030 $175 

 NSLI 1,502,463 $468,063,028 $312 

 VSLI 227,341 $88,815,056 $391 

 VRI 67,531 $17,424,552 $258 

TOTAL 1,810,552 $576,620,666 $318 

Loans Number5,6 Amount7 Average Payment

 USGLI 55 $50,031 $910

 NSLI 12,733 $42,931,851 $3,372

 VSLI 3,486 $9,763,513 $2,801

 VRI 973 $2,559,293 $2,630

 SDVI 8,880 $8,482,426 $955

TOTAL 26,127 $63,787,114 $2,441 1 Source: Insurance Master Record Database – Report 510 monthly 

2 Source: Insurance General Ledger Accounting System – CFO FY03 Life Insurance Statements (Incurred Basis) 3 Source: Insurance Master Record Database – Insurance Statistical Report – 700 4 Source: Insurance General Ledger Accounting System – FY03 Statement of Cash Flows 5 Source: Program numbers from an estimate based on a sample of loans from SQC in FY03 and a percent of the total. 6 Source: Program totals from Insurance Master Record Database – COIN 84 and Philadelphia MTC Records Report – 155. 7 Source: Insurance General Ledger Accounting System – Statement of Financial Condition Report. 
Page 54 Veterans Benefits Administration 

The table below displays information about dividend payments for the last fiscal year and provides the data for 

the prior four years for purposes of comparison. 

LIFE INSURANCE DIVIDENDS PAYMENTS - COMPARATIVE INFORMATION FOR FIVE FISCAL YEARS

FY 1999 FY 2000 FY 2001 FY 2002 FY 2003

Number 2,254,469 2,136,512 2,052,062 1,927,189 1,810,557

Total Amounts $761,006,313 $717,868,383 $667,957,535 $624,446,188 $576,620,666

Average Payments $338 $336 $326 $324 $318

LUMP SUM PAYMENTS MADE DURING FISCAL YEAR 2003 – TO BENEFICIARIES

Death claims are paid to the beneficiary upon the death of the insured person. In the case of FSGLI, the death 

claim is paid to the service member. All other death claims are paid to the veteran’s or the service member's 

designated beneficiary. The following table provides a distribution of the lump sum death claim payments by life 

insurance program. 

LIFE Insurance Payments During Fiscal Year 2003 

Death Claims Number1 Amount2 Average Payment 

 USGLI 1,323 $4,559,308 $3,446 

 NSLI 88,591 $885,966,570 $10,001 

 VSLI 5,369 $60,134,974 $11,200 

 VRI 4,461 $37,158,133 $8,330 

 SDVI 4,812 $47,928,045 $9,960 

 VMLI 143 $8,758,958 $61,251 

 SGLI3 1,955 $462,776,738 $236,714 

 FSGLI3 - Child 1,026 $10,260,000 $10,000 

 FSGLI3 - Spouse 811 $78,183,787 $96,404 

 VGLI3 1,389 $127,898,814 $92,080 

TOTAL 109,880 $1,723,625,327 $15,686 1 Source: Insurance Master Record Database – 510 Monthly Report. VMLI Database – VMLI Quarterly Report 

 Veterans and Reservist Group Insurance System – OSGLI Monthly Report 

2 Source: Insurance General Ledger Accounting System – CFO FY03 Life Insurance Statements (Incurred Basis) 

 VMLI Database – VMLI Quarterly Report. Veterans and Reservist Group Insurance System – OSGLI Monthly Report 

3

 SGLI, FSGLI, and VGLI data are for the policy year ending June 30, 2003 
Page 55 Insurance 

Number of Death Claims Paid - Comparative Information for Five Fiscal Years 

 FY 1999 FY 2000 FY 2001 FY 2002 FY 2003 

Number of Claims Paid 108,138 109,003 109,867 110,319 109,880 

Total Amounts Paid $1,358,061,052 $1,398,174,179 $1,463,188,372 $1,614,713,636 $1,723,625,327 

Average Amounts Paid $12,559 $12,827 $13,318 $14,637 $15,686 

The table below also displays information about death claims paid last fiscal year and provides the data for 

the prior four years for purposes of comparison. 

MONTHLY PAYMENTS TO POLICYHOLDERS AT OF THE END OF FISCAL YEAR 2003

Although most veterans choose to receive payments in a 

single “lump sum,” a monthly payment option is available for 

Cash Surrenders and Matured Endowments. In the two 

disability benefit provisions of policies – Total and Permanent Disability Provision and Total Disability Income Provision – no lump sum option exists; payments are made 

monthly. The following table provides data on monthly payments to veterans. 

Definition: 

TOTAL DISABILITY INCOME PROVISION - An option available 

with some life insurance policies that provides for monthly 

payments to policyholders who, prior to their 65th birthday, 

have incurred a mental or physical disability which prevents 

them from performing substantially gainful employment. 

LIFE INSURANCE MONTHLY AWARD PAYMENTS END OF FISCAL YEAR 2003 

 Payment Type Number 

of Awards 

Monthly 

Payments 

Average 

Payment 

 Total Disability Income Provision 

 USGLI 52 $32,778 $630 

 NSLI 13,953 $16,280,334 $1,167 

 VSLI 2,852 $3,864,150 $1,355 

 VRI 743 $567,504 $764 

TOTAL 17,600 $20,744,766 $1,179 

 Matured Endowments 

 USGLI 0 0 0 

 NSLI 929 $1,009,554 $1,087 

 VSLI 662 $927,162 $1,401 

 VRI 52 $47,916 $921 

 SDVI 10 $5,808 $581 

TOTAL 1,653 $1,990,440 $1,204 

 Cash Surrenders 

 USGLI 0 0 0 

 NSLI 58 $56,088 $967 

 VSLI 0 0 0 

 VRI $2 $528 $264 

 SDVI 0 0 0 

TOTAL 60 $56,616 $944 

 Total and Permanent Disability 

 USGLI 79 $20,016 $253 

TOTAL 79 $20,016 $253 

Source: Insurance Master Record Database– AVS 2012
Page 56 Veterans Benefits Administration 

MONTHLY PAYMENTS TO BENEFICIARIES AT THE END OF FISCAL YEAR 2003 

Although most beneficiaries receive payment in a single “lump sum,” a monthly payment option is 

available in some programs for death claim payments. The following table provides data on monthly 

payments to beneficiaries. 

LIFE INSURANCE MONTHLY AWARD PAYMENTS END FISCAL YEAR 2003 

Payment Type 

Number 

of Awards 

Monthly 

Payments 

Average 

Payment 

Death Awards 

 USGLI 2,571 $735,876 $286 

 NSLI 42,502 $26,088,090 $614 

 VSLI 718 $530,490 $739 

 VRI 271 $168,564 $622 

 SDVI 289 $121,008 $419 

TOTAL 46,351 $27,644,028 $596 

Source: Insurance Master Record Database - AVS 2012 
Page 57 Insurance 

LIFE INSURANCE POLICIES IN-FORCE - COMPARATIVE INFORMATION FOR FIVE FISCAL YEARS

 

FY 1999 FY 2000 FY 2001 FY 2002 FY 2003 

Number of Policies 4,986,600 4,926,919 4,867,612 7,872,906 7,755,217 

Total Face Value $484,616,832,433 $486,581,986,561 $641,068,691,952 $748,650,733,268 $745,453,203,387 

Average 

Face Value $97,184 $98,760 $131,701 $95,092 $96,123 

The table below also displays information about policies in-force and provides the data for the prior four years for 

purposes of comparison. Policies in-force have increased in 2002 due to the start of the FSGLI program. 

TOTAL LIFE INSURANCE POLICIES IN-FORCE END OF FISCAL YEAR 2003

 Insurance Number of 

Policies 

Total 

Face Value 

Average 

Face Value 

Maximum 

Face Value 

 USGLI1 11,770 $37,412,348 $3,179 $10,000 

 NSLI1 1,401,357 $14,802,145,162 $10,563 $10,000 

 VSLI1 220,719 $2,565,786,502 $11,625 $10,000 

 VRI1 62,696 $556,259,251 $8,872 $10,000 

 SDVI1 154,537 $1,483,930,229 $9,602 $10,0002

 VMLI3 2,793 $175,479,895 $62,828 $90,000 

 SGLI4 2,410,500 $567,342,100,000 $235,363 $250,000 

 FSGLI4 - Child 2,100,000 $21,000,000,000 $10,000 $10,000 

 FSGLI4 - Spouse 990,000 $96,215,000,000 $97,187 $100,000 

 VGLI4 400,845 $41,275,090,000 $102,970 $250,000 

TOTAL 7,755,217 $745,453,203,387 $96,123 

1 Source: Insurance Master Record Database - Insurance Statistical Report 700 2 Additional $20,000 available for totally disabled policyholders 3 Source: VMLI Database - VMLI Quarterly Report 

4 Source: Veterans And Reservists Group Insurance System - OSGLI Monthly Report 

TOTAL NUMBER OF POLICYHOLDERS AND THE VALUE OF THEIR COVERAGE — The table below shows the total number of 

veterans, service members and servicemembers’ spouses and children insured under each program, the total face value 

of their policies, and the average face value of a policy in each program. 

LIFE INSURANCE BUSINESS END OF FISCAL YEAR 2003 
Page 58 Veterans Benefits Administration 

DEMOGRAPHIC CHARACTERISTICS OF POLICYHOLDERS BY AGE

The table below shows the age distribution of persons insured in VA Life Insurance programs and the percent of total 

each age group represents for that life insurance plan. 

Note: Because certain programs were active only during past wartime periods, their age distributions parallel the aging 

of all other veterans of those periods. The programs in which policies can still be obtained (SDVI, VMLI, SGLI, VGLI) 

have policyholders across a wide distribution of ages. This table includes only spouses in the FSGLI data. 

AGE DISTRIBUTION FOR LIFE INSURANCE PROGRAMS % OF TOTAL BY POLICY TYPE

Policy < 20 20-29 30-39 40-49 50-59 60-69 70-79 80-89 89 > Total Average 

USGLI1 0 0 0 0 0 0 2 10,807 961 11,770 85 

% of Total 0 0 0 0 0 0 0 92% 8% 100% 0 

NSLI1 0 0 0 0 0 1,515 768,271 597,784 33,787 1,401,357 79.2 

% of Total 0 0 0 0 0 0 55% 43% 2% 100% 0 

VSLI1 0 0 0 0 0 33,562 184,505 2,538 114 220,719 71.6 

% of Total 0 0 0 0 0 15% 84% 1% 0 100% 0 

VRI1 0 0 0 0 0 816 27,899 32,953 1,028 62696 79.9 

% of Total 0 0 0 0 0 1% 44% 53% 2% 100% 0 

SDVI1 1 844 5,021 19,504 69,414 34,574 22,335 2,766 78 154,537 58.1 

% of Total 0 1% 3% 13% 45% 22% 14% 2% 0 100% 0 

VMLI2 0 12 257 597 1311 569 47 0 .... 2,793 52.1 

% of Total 0 1% 9% 21% 47% 20% 2% 0 0 100% 0 

SGLI4 170,589 1,092,736 659,594 305,279 72,681 1,121 0 0 0 2,302,000 30 

% of Total 7% 48% 29% 13% 3% 0 0 0 0 100% 0 

FSGLI 16,884 333,923 386,975 195,632 52,629 3,696 261 0 0 990,000 33.8 

% of Total 2% 34% 39% 20% 5% 0 0 0 0 100% 0 

VGLI3 401 45,418 126,027 95,607 96,670 31,156 2,144 33 0 397,456 43.2 

% of Total 0 11% 32% 24% 24% 8% 1% 0 0 100% 0 

TOTALS 187,875 1,472,933 1,177,87 616,619 292,705 107,009 1,005,46 646,881 35,968 5,543,328 0 

% by Age 3% 27% 21% 11% 5% 2% 18% 12% 1% 100% 0 

1Source: Insurance Master Record Database – AVS 2010 

2Source: VMLI Database 

3Source: Veterans And Reservists Group Insurance System 

4 Includes both Active Duty and Ready Reservists 

 All data as of September 30, 2003 with the exception of SGLI and VGLI which are as of June 30, 2003 
Page 59 Insurance 

BY BRANCH OF SERVICE FOR SGLI & FSGLI COVERAGE

The following table shows SGLI policyholders and insured FSGLI spouses, by branch of service. 

Note: The bottom of the table shows the reserve components for the branches. For the branches that have a 

National Guard, the Guard members are included in the reserve component numbers. The FSGLI data reflects 

spousal coverage only. 

SGLI AND FSGLI COVERAGE BY BRANCH OF SERVICE

Branch 

Total Number 

Eligible for 

SGLI 

Number 

 with SGLI 

Percent 

with 

SGLI 

Percent of 

Total with 

SGLI 

Total Number 

Eligible for 

FSGLI 

Number 

with 

 FSGLI 

Percent 

 with 

 FSGLI 

Percent of 

Total with 

FSGLI 

Army Active 522,660 513,777 98.3% 22.2% 276,571 240,601 87.0% 24.3% 

Navy Active 420,648 409,251 97.3% 17.7% 189,924 171,569 90.3% 17.3% 

Air Force Active 385,963 375,389 97.3% 16.2% 181,654 177,555 97.7% 17.9% 

Marine Corps Active 207,695 206,906 99.6% 9.0% 90,897 84,375 92.8% 8.5% 

Coast Guard Active 38,438 36,617 95.3% 1.6% 19,761 15,885 80.4% 1.6% 

NOAA 249 201 80.7% 0 148 100 67.6% 0 

Public Health Service 5,859 5,859 100% 0.3% 4,329 3,600 83.2% 0.4% 

TOTAL - Active 1,581,512 1,548,000 97.9% 67.0% 763,284 693,685 90.9% 70.1% 

 Army Reserve and Guard 551,200 516,631 93.7% 22.4% 230,711 183,410 79.5% 18.5% 

Navy Reserve 58,780 58,225 99.1% 2.5% 76,582 26,209 34.2% 2.7% 

Air Force Reserve and Guard 181,635 163,374 90.0% 7.1% 91,403 78,894 86.3% 8.0% 

Marine Corps Reserve 16,470 16,403 99.6% 0.7% 4,703 4,463 94.40% 0.5% 

Coast Guard Reserve 8,240 7,373 89.5% 0.3% 4,816 3,339 69.30% 0.3% 

TOTAL- Reserve 815,770 762,000 93.4% 33.0% 408,215 296,315 72.6% 29.9% 

TOTAL 2,397,282 2,310,000 96.4% 100% 1,171,499 990,000 84.5% 100% 

1Source: Insurance Master Record Database – AVS 2010 

2Source: VMLI Database 

3Source: Veterans And Reservists Group Insurance System 

4 Includes both Active Duty and Ready Reservists 

 All data as of September 30, 2003 with the exception of SGLI and FSGLI which are as of June 30, 2003 
Page 60 Veterans Benefits Administration 

SGLI AND FSGLI COVERAGE BY COVERAGE LEVEL ACTIVE AND RESERVE DUTY 

Coverage Number with Coverage Percent with Coverage 

 $10,000 - $240,000 $250,000 $10,000 - 240,000 $250,000 

SGLI- Active 101,935 1,446,065 6.58% 93.42% 

SGLI - Reserve 104,678 657,322 13.74% 86.26% 

$10,000 -$90,000 $100,000 $10,000 -$90,000 $100,000 

FSGLI - Active 9,573 684,112 1.38% 98.62% 

FSGLI Reserve 17,008 279,307 5.74% 94.26% 

Source: Payroll databases of each branch of service - September 2003 SGLI Monthly Premium Reports; DEERS and Payroll databases 

BY AMOUNT OF SGLI AND FSGLI COVERAGE

SGLI coverage of up to $250,000 is available in increments of $10,000. Minimum allowable coverage is $10,000. 

FSGLI allows for coverage of up to $100,000 for spouses. The table below shows the number of SGLI policyholders and insured FSGLI spouses covered. The total percentage by coverage level for both categories of duty status 

is shown. For ease of presentation, the maximum coverage level is shown by itself, while all the lesser coverage 

levels are shown in a combined number. 
Loan Guaranty Page 61 

LOAN GUARANTY 

Since World War II, the VA loan guaranty program has assisted veterans by guaranteeing over 17 million home loans. 

Most were made without a down payment. These loans are made on favorable terms; they can be for up to 30 years, 

can be pre-paid without penalty, and can be assumed by a creditworthy purchaser of the home. The primary advantage of the VA loan is that the veteran does not have to make a down payment. Additionally, VA assists veteran borrowers who are experiencing difficulties making their mortgage payments through personal, supplemental loan servicing. VA often intercedes with the lender to arrange forbearance, i.e., to give the veteran more time to catch up on past 

due amounts before deciding whether to foreclose on the property. VA will also refund loans in appropriate cases, or 

suggest available alternatives to foreclosure such as deeds in lieu of foreclosure, or compromise sales. These alternatives are beneficial to the veteran and the Government. 

The VA home loan program has been and remains a major benefit to veterans in acquiring their own homes. 

 VA HOME LOANS MAY BE USED TO: 

 Purchase a home; 

 Purchase a residential unit in certain condominium projects; 

 Build a home; 

 Refinance an existing home loan; or 

 Improve a home by installing solar heating or other energy conservation measures. 

There is no maximum loan amount for a VA loan. Lenders generally set a maximum 

based on rules of the secondary mortgage market. The maximum VA guaranty is currently $60,000 and lenders are usually willing to make a “no-down payment” loan of up to 

4 times the guaranty, or $240,000. Veterans pay a funding fee ranging from 1.25 percent 

to 3.3 percent of the loan amount (0.5 percent for interest rate reduction loans). The 

funding fee can be included in the loan. Veterans receiving VA compensation are exempt from paying the fee. Since the program began in 1944, VA has guaranteed more 

than 17.3 million loans totaling over $811 billion. 

Severely disabled veterans, mostly those who are wheelchair bound, may be entitled to obtain grants under the Specially Adapted Housing Program. Additionally, Special Housing Adaptation (SHA) grants are available for disabled veterans who have blindness in both eyes, or have anatomical loss or loss of use of both hands. These distinctive programs help eligible veterans through grants to buy, build or modify homes specifically adapted for their use. There is 

no time limitation or deadline for applying for either grant benefit. These benefits can be used for, but are not limited to: 

 Wider doorways and hallways to accommodate wheelchairs; 

 Ramps instead of steps; and 

 Wheelchair accessible bathrooms.
Page 62 Veterans Benefits Administration 

Loan Guaranty also administers the Native American Veterans Direct Loan Program. This program helps Native 

American veterans in financing the purchase of homes on Federal trust territory. Loan Guaranty provides program 

information and materials to all interested parties and to VA personnel. VA has entered into Memoranda of Understanding (MOUs) with 68 participating Native American tribes. During FY 2003, VA closed 120 loans under this program. Since its inception, VA has made almost 400 loans to Native American veterans under this program. 

The table below summarizes eligibility criteria. All veterans must have been discharged or released from active duty 

under other than dishonorable conditions. If the veteran served less than the minimum required period, he or she 

could be eligible due to a discharge relating to a service-connected disability. 

SUMMARY OF HOME LOAN GUARANTY ENTITLEMENTS AND OTHER ELIGIBILITY CRITERIA

Period of Service or Entitlement Service Dates Length of Service or Other Criteria 

World War II 9/16/40 - 7/25/47 90 days 

Post-World War II 7/26/47 - 6/26/50 181 continuous days 

Korean War 6/27/50 - 1/31/55 90 days 

Post-Korean War 2/1/55 - 8/4/64 181 continuous days 

Vietnam Era 8/5/64 - 5/7/75 90 days* 

Post-Vietnam Era 5/8/75 - 9/7/80 181 continuous days 

Enlisted 9/8/80 - 8/1/90 2 years 

Officers 10/17/81 - 8/1/90 2 years 

Gulf War Era 8/2/90 - present 2 years or period called to active duty 

(not less than 90 days) 

Active Duty Personnel On active duty, after having served 

continuously for at least 181 days (90 days 

for Gulf War Era duty) unless discharged or 

separated from a previous qualifying period 

of active duty service. 

Reservists 6 years 

Unmarried Surviving Spouse Married to an eligible veteran who died as 

a result of service or service-connected 

conditions 

Spouse of POW/MIA Active duty member who is missing in action (MIA) or who is a prisoner of war 

(POW) 

Restored Entitlement Possible under certain situations 

* For veterans who served within Vietnam, the beginning date is 2/28/1961. 
Loan Guaranty Page 63 

Program Specially Adapted 

 Housing Grants 

Special Housing 

Adaptation Grants 

Direct Loans 

to Native Americans 

Total 

Number of Grants/Loan 435 58 120 613 

Amount of Grants/Loan $ 20,466,765 $ 518,458 $10,637,280 $ 31,622,503 

Average Amount of Grants/Loan $ 47,050 $ 8,939 $ 88,644 $ 51,586 

The following table shows activity of programs designed to provide housing 

assistance grants to seriously disabled veterans as well as direct loans to 

Native American veterans on trust lands during FY 2003. 

VA HOME LOANS GUARANTEED OVER THE PAST FIVE YEARS

Fiscal Year 1999 2000 2001 2002 2003 

Number of Loans 485,610 199,160 250,009 317,251 489,418 

Total Loan 

 Amount 

 $ 54,087,681,042 $ 23,372,158,574 $ 31,254,954,728 $ 40,129,134,594 $ 63,254,794,007 

Average Loan 

 Amount 

$ 111,381 $ 117,354 $ 125,015 $ 126,490 $ 129,245 

Total Guaranty 

Amount $ 16,659,538,752 $ 7,071,308,639 $ 9,153,835,594 $ 11,667,454,970 $ 18,245,097,305 

Average Guaranty 

Amount $ 34,306 $ 35,506 $ 36,614 $ 36,777 $ 37,279 
Page 64 Veterans Benefits Administration 

The objective of the VA home loan guaranty program is to 

enable veterans (and other eligible people) to enter the 

home-buying market. The “no-down payment” feature is 

intended to help veterans afford the purchase of suitable 

homes. VA does not require a down payment if the purchase price or cost is not more than the reasonable value 

of the property as determined by VA, but the lender may 

require one. If the purchase price or cost is more than the 

reasonable value, the difference must be paid in cash 

from the veteran’s own resources. 

There are three types of loans guaranteed as defined by 

the purpose of the loan. A “Purchase Loan” is one used 

to purchase a home. The other types of loans are 

“refinancing” loans. There are two types of these loans 

types: interest rate reduction and other refinancing, (e.g., 

cash-out). Interest rate reduction is the most common reason for refinancing a loan. 

The following table shows the distribution of loans guaranteed in FY 2003, sorted by whether or not the borrower 

made a down-payment as well as by buyer status (a first 

time homebuyer is an eligible person who used the loan guaranty to enter the home-buying market and purchase a home for 

the first time.) Similar data are presented on a five year basis in the subsequent chart. 

TYPES AND CHARACTERISTICS OF LOANS GUARANTEED IN FISCAL YEAR 2003 

Status First Time 

Home Buyer 

Previous Home 

Buyer 

No 

Down 

payment 

Down 

payment 

Purchase Loans Interest Rate 

 Reduction 

Other 

Refinancing 

Number 69,154 79,656 135,160 13,650 148,810 330,426 10,182 

Total Loan 

Amount $ 9,387,916,948 $12,036,025,731 $19,088,066,582 $2,335,876,097 $ 21,423,942,679 $ 40,546,764,341 $ 1,284,086,987 

Average Loan 

Amount $135,754 $151,100 $141,226 $171,126 $143,968 $122,711 $126,113 

Total Guaranty 

Amount $ 2,675,267,629 $3,256,862,540 $5,329,122,721 $ 603,007,448 $5,932,130,169 $11,968,232,751 $344,734,385 

Average Guaranty Amount $38,686 $40,887 $39,428 $44,176 $39,864 $36,221 $33,857 

Interest Rates 6.99% 6.62% 6.88% 

SELECT FIVE-YEAR TREND OF LOANS GUARANTEED BY STATUS

Status 1999 2000 2001 2002 2003 

First Time Home Buyer 134,255 101,955 96,266 89,575 69,154 

Previous Home Buyer 123,410 86,598 80,895 87,323 79,656 

No Down Payment 233,471 166,758 160,002 106,541 135,160 

Down Payment 24,194 18,795 17,156 16,357 13,650 

Purchase Loans 257,665 185,553 177,158 176,899 148,810 

Interest Rate Reduction 214,775 9,524 67,696 131,889 330,426 

Other Refinancing 13,170 4,083 5,155 8,464 10,182 

TYPES AND CHARACTERISTICS OF LOANS GUARANTEED
Loan Guaranty Page 65 

LOANS GUARANTEED DURING FISCAL YEAR 2003 BY PERIOD OF SERVICE OR ENTITLEMENT

Period of Service 

or Entitlement 

Number Total Loan 

Amount 

Average Loan 

Amount 

Total Guaranty 

Amount 

Average Guaranty 

Amount 

World War II 1,646 $ 156,699,634 $ 95,200 $ 51,506,485 $ 31,292 

Post-World War II 335 $ 37,711,708 $ 112,572 $ 11,551,871 $ 34,483 

Korean War 2,025 $ 195,876,990 $ 96,729 $ 64,118,153 $ 31,663 

Post-Korean War 5,339 $ 544,168,329 $ 101,923 $ 173,900,246 $ 32,572 

Vietnam Era 34,911 $ 3,774,728,253 $ 108,124 $ 1,172,313,070 $ 33,580 

Post-Vietnam Era 55,308 $ 6,578,266,516 $ 118,939 $ 1,973,750,581 $ 35,687 

Gulf War Era 98,423 $ 12,884,824,172 $ 130,913 $ 3,712,859,364 $ 37,723 

Restored Entitlement 221,730 $ 29,570,226,669 $ 133,361 $ 8,389,422,636 $ 37,836 

Service Personnel 57,129 $ 7,898,257,258 $ 138,253 $ 2,227,255,648 $ 38,986 

Reservists 11,385 $ 1,486,476,459 $ 130,564 $ 428,393,478 $ 37,628 

Un-Remarried Survivor 1 ,161 $ 124,363,683 $ 107,118 $ 39,078,624 $ 33,659 

Data regarding loans guaranteed during FY 2003 by veterans’ period of service and by other entitlement criteria are 

presented below. The data are also presented on a five-year basis in the subsequent chart. 

 Period of Service 

or Entitlement 1999 2000 2001 2002 2003 

World War II 3,119 918 923 1,136 1,646 

Post-World War II 379 97 107 166 335 

Korean War 3,852 1,222 1,222 1,406 2,025 

Post-Korean War 8,919 2,625 2,732 3,618 5,339 

Vietnam Era 61,316 19,968 20,553 24,850 34,911 

Post-Vietnam Era 99,915 34,002 34,293 39,185 55,308 

Gulf War Era 84,530 52,431 66,478 72,077 98,423 

Restored Entitlement 145,957 49,374 74,998 115,636 221,730 

Service Personnel 61,271 30,565 40,069 49,228 57,129 

Reservist 15,174 7,440 8,051 9,179 11,385 

Un-remarried Survivor 1,153 509 578 760 1,161 
Page 66 Veterans Benefits Administration 

Gender Number 

Total 

Loan 

Amount 

Average 

Loan 

Amount 

Total 

Guaranty 

 Amount 

Average 

Guaranty 

Amount 

Male 447,323 $57,757,977,457 $129,119 $16,661,373,112 $37,247 

Female 42,095 $5,496,816,550 $130,581 $1,583,724,193 $37,623 

Age 

18 - 25 12,361 $1,434,307,162 $116,035 $442,895,245 $35,830 

26 - 35 131,320 $17,813,977,160 $135,653 $5,050,500,743 $38,459 

36 -45 158,892 $21,597,609,263 $135,926 $6,103,844,081 $38,415 

46 - 55 106,893 $13,312,257,990 $124,538 $3,889,289,951 $36,385 

56 - 65 55,759 $6,591,792,218 $118,219 $1,964,810,957 $35,238 

66 - 75 18,416 $1,946,400,164 $105,691 $610,907,904 $33,173 

76 - 80 3,818 $370,166,638 $96,953 $121,145,319 $31,730 

Over 80 1,959 $188,283,412 $96,112 $61,703,105 $31,497 

LOANS GUARANTEED DURING FISCAL YEAR 2003 BASED ON GENDER AND AGE 

SELECT FIVE -YEAR TREND OF LOANS GUARANTEED BY AGE

Age 1999 2000 2001 2002 2003 

18 - 25 11,988 8,431 10,511 10,968 12,361 

26 - 35 148,699 74,790 93,771 101,921 131,320 

36 -45 154,932 60,180 77,386 100,724 158,892 

46 - 55 112,317 36,885 44,683 63,701 106,893 

56 - 65 38,294 12,645 16,098 27,555 55,759 

66 - 75 19,380 6,229 7,560 12,382 18,416 

76 - 801 0 0 0 0 3,818 

Over 801 0 0 0 0 1,959 

1 Two additional demographic age groupings have been added in FY 2003
Loan Guaranty Page 67 

PURCHASE LOANS GUARANTEED DURING FISCAL YEAR 2003 BY INCOME

Income Number Total 

Loan Amount 

Average 

Loan 

Total Guaranty 

Amount 

Average 

Guaranty 

Amount 

Less than $25,000 4,402 $371,403,971 $84,372 $133,671,617 $30,366 

$25,000 to $34,999 16,995 $1,693,093,360 $99,623 $569,076,770 $33,485 

$35,000 to $44,999 28,733 $3,447,145,145 $119,972 $1,038,318,555 $36,137 

$45,000 to $54,999 28,862 $3,998,729,550 $138,547 $1,114,962,559 $38,631 

$55,000 to $64,999 23,574 $3,613,574,298 $153,286 $965,237,902 $40,945 

$65,000 to $74,999 17,408 $2,879,439,592 $165,409 $749,195,269 $43,037 

$75,000 and over 28,836 $5,420,556,763 $187,979 $1,361,667,497 $47,221 

Average Income $ 57,401 

Median Income $ 53,280 

Median Loan $ 139,050 

The distribution of purchase loans guaranteed during FY 2003 by the annual income of the eligible borrower is 

shown below. 

LOANS GUARANTEED DURING FISCAL YEAR 2003 BY RACE (*SELF-IDENTIFIED)

Race Number Total Loan 

Amount 

Average Loan 

Amount 

Total Guaranty 

Amount 

Average Guaranty 

Amount 

White 330,408 $42,344,512,550 $128,158 $12,261,559,970 $37,110 

Black 61,357 $7,923,075,639 $129,131 $2,286,864,746 $37,271 

Hispanic 26,036 $3,276,729,736 $125,854 $957,490,333 $36,776 

Native American 2,428 $306,598,754 $126,276 $89,256,958 $36,762 

Asian 5,740 $849,977,090 $148,080 $231,080,129 $40,258 

 

SELECT FIVE YEAR TREND OF LOANS GUARANTEED BY RACE (SELF-IDENTIFIED)

Race 1999 2000 2001 2002 2003 

White 305,690 118,750 156,241 204,316 330,408 

Black 52,936 22,705 28,462 37,378 61,357 

Hispanic 21,419 9,239 12,526 16,569 26,036 

Native American 2,390 875 1,266 1,626 2,428 

Asian 5,853 2,083 2,714 3,660 5,740 

Providing race information on the application for a VA guaranteed loan is voluntary. The race demographics and distribution of new loan guaranties presented in the following show the distribution among the 87 percent who provided 

race information for FY 2003. For the previous four fiscal years the percentages are: 2002, 83 percent; 2001, 80 percent; 2000, 83 percent; and 1999, 80 percent. 
Page 68 Veterans Benefits Administration 

Vocational Rehabilitation and Employment Activities by Gender during Fiscal Year 2003 

Category Male Female Total 

Applicants 54,787 9,735 64,522 

Denied Eligibility 2,638 574 3,212 

Denied Entitlement 7,913 1,278 9,191 

Entitled to Services 30,413 6,334 36,747 

Participants 43,067 12,522 55,589 

Rehabilitated 7,820 1,763 9,583 

Sources: VR&E Program Management Reports (FY 2003) 

VOCATIONAL REHABILITATION AND EMPLOYMENT 

The intent of the Vocational Rehabilitation and Employment (VR&E) Program is to provide comprehensive services 

and assistance necessary to enable veterans with service-connected disabilities and employment handicaps to obtain 

and maintain stable and suitable employment. When the current level of disability prohibits suitable employment, 

VR&E assists those veterans to achieve maximum independence in daily living activities. 

In FY 2003 – 64,522 veterans applied for VR&E services. Of those who applied, 57% were found entitled to services, 

20% were found not qualified for services and 23% of the veterans had not completed their evaluation and planning 

activities by the end of the fiscal year. 

The following definitions apply throughout many of the 

tables in this chapter. 

APPLICANTS: Veterans who applied for Vocational Rehabilitation and Employment services. 

DENIED ELIGIBILITY: Veterans deemed ineligible for reasons such as lack of a qualifying service-connected disability rating. 

DENIED ENTITLEMENT: Veterans not entitled to services 

due to lack of an employment handicap or serious 

employment handicap.

ENTITLED TO SERVICES: Veterans determined to have a 

disability that presents an employment or serious 

employment handicap, and for whom vocational rehabilitation should be successful. 

PARTICIPANTS: Veterans who are currently receiving subsistence allowance in one of the following case statuses: 

extended evaluation, independent living, job-ready 

status, rehabilitation to employment. While many of the 

veterans in the Participants category entered the program during FY 2003, it is likely that some veterans entered in previous years as well. 

REHABILITATED: Veterans who have successfully found 

and maintained suitable employment or have successfully completed an independent living program and maintained the gained independence. 
Vocational Rehabilitation and Employment Page 69 

 FEMALE

By Age Applicants Denied 

 Eligibility 

Denied 

 Entitlement 

Entitled 

to Services 

Participants Rehabilitated 

17 - 21 266 81 13 81 50 0 

22 - 29 2,613 206 217 1,615 2,826 250 

30 - 39 2,971 123 361 2,049 4,684 721 

40 - 44 1,827 91 323 1,267 2,375 317 

45 - 49 1,268 44 219 806 1,685 302 

50 - 54 546 17 92 363 692 124 

55 - 59 178 10 41 117 171 39 

60 and above 65 2 12 36 39 10 

Unknown 1 0 0 0 0 0 

 TOTAL 9,735 574 1,278 6,334 12,522 1,763 

Veterans may progress through a series of steps, or case 

statuses. VR&E provides each veteran with a case manager. The case manager follows the veteran’s progress 

through the program and ensures delivery of prescribed 

services. 

STEP 1. Application for the benefit. 

STEP 2. Evaluation to assess needs and determine services to which a veteran may be entitled and plan the 

rehabilitation program. 

STEP 3. Rehabilitation services and assistance that enable to the veteran to become job-ready or to live 

more independently in the community. 

STEP 4. Assistance to the veterans in obtaining and 

maintaining suitable employment. 

STEP 5. Rehabilitation of veterans who obtain and maintain suitable employment or achieve maximum independence in daily living. 

DEMOGRAPHIC CHARACTERISTICS OF VETERANS

The tables below and on the following pages display the 

demographics of veterans in each of the categories defined on the previous page. The tables show data for both 

the female and male veteran populations. 

Source: VR&E Program Management Reports (FY2003) 

 MALE

By Age Applicants Denied 

Eligibility 

Denied 

Entitlement 

Entitled 

to Services 

Participants Rehabilitated 

17 - 21 678 179 33 174 83 1 

22 - 29 6,975 563 584 3,947 5,822 581 

30 - 39 11,495 499 1,408 7,190 12,722 1,946 

40 - 44 9,385 544 1,367 5,463 8,723 1,166 

45 - 49 7,628 396 1,251 4,331 7,394 1,229 

50 - 54 7,643 262 1,258 4,063 4,278 1,189 

55 - 59 7,117 128 1,319 3,574 3,036 1,072 

60 and above 3,861 67 693 1,670 1,008 634 

Unknown 5 0 0 1 1 2 

 TOTAL 54,787 2,638 7,913 30,413 43,067 7,820 
Page 70 Veterans Benefits Administration 

By Education Applicants Denied 

Eligibility 

Denied 

 Entitlement 

Entitled 

 to Services 

Participants Rehabilitated 

Below High School 1,542 63 183 668 496 142 

High School 28,053 1,248 3,573 16,167 23,363 3,955 

Post High School 17,389 643 2,554 10,038 15,216 2,695 

Four Year Degree 4,693 264 927 2,152 2,282 678 

Graduate Degree Training 3,110 420 676 1,388 1,710 350 

Total 54,787 2,638 7,913 30,413 43,067 7,820 

MALE

 FEMALE

By Education Applicants Denied 

 Eligibility 

Denied 

Entitlement 

Entitled 

to Services 

Participants Rehabilitated 

Below High School 66 5 7 39 80 7 

High School 4,203 241 459 2,849 5,974 776 

Post High School 3,741 160 481 2,539 5,133 742 

Four Year Degree 1,050 55 192 569 744 150 

Graduate Degree Training 675 113 139 338 591 88 

Total 9,735 574 1,278 6,334 12,522 1,763 

Source: VR&E Program Management Reports (FY2003) 
Vocational Rehabilitation and Employment Page 71 

 MALE

By Branch 

of Service 

Applicants Denied 

Eligibility 

Denied 

Entitlement 

Entitled to 

Services 

Participants Rehabilitated 

 Air Force 7,475 167 1,285 4,268 6,797 1,320 

 Army 26,355 416 3,939 15,226 20,950 3,632 

 Coast Guard 532 9 81 310 510 99 

 Marine Corps 7,191 98 956 4,117 5,460 1,089 

 Navy 9,749 186 1,490 6,009 8,973 1,593 

 Misc. 26 1 2 7 5 3 

 Unknown 3,459 1,761 160 476 372 84 

TOTAL 54,787 2,638 7,913 30,413 43,067 7,820 

 FEMALE

By Branch 

of Service 

Applicants Denied 

Eligibility 

Denied 

Entitlement 

Entitled to 

Services 

Participants Rehabilitated 

 Air Force 1,895 45 278 1,311 2,736 422 

 Army 4,639 72 615 3,156 6,136 817 

 Coast Guard 76 1 9 69 136 10 

 Marine Corps 490 7 65 360 646 95 

 Navy 1,838 42 260 1,348 2,764 403 

 Misc. 4 1 4 3 1 

 Unknown 793 407 50 86 101 15 

TOTAL 9,735 574 1,278 6,334 12,522 1,763 

By Period of 

 Service 

Applicants Denied 

Eligibility 

Denied 

Entitlement 

Entitled 

 to Services 

Participants Rehabilitated 

World War II 504 10 63 188 26 105 

Post World War II 41 4 9 15 3 9 

Korean Conflict 328 7 55 128 45 49 

Post-Korean Conflict 680 16 142 262 137 95 

Vietnam Era 10,652 285 1,792 5,133 3,355 1,397 

Post -Vietnam Era 12,289 899 2,031 6,023 7,109 1,304 

Gulf War 30,293 1,417 3,821 18,664 32,392 4,861 

TOTAL 54,787 2,638 7,913 30,413 43,067 7,820 

MALE

Source: VR&E Program Management Reports (FY2003) 
Page 72 Veterans Benefits Administration 

By Period of 

 Service 

Applicants Denied 

 Eligibility 

Denied 

Entitlement 

Entitled 

 to Services 

Participants Rehabilitated 

World War II 2 0 0 0 0 1 

Post World War II Era 0 0 0 0 0 0 

Korean Conflict 5 0 0 3 1 0 

Post-Korean Conflict 11 1 0 11 10 2 

Vietnam Era 116 5 27 77 67 25 

Post -Vietnam Era 1,606 112 258 910 1,362 220 

Gulf War 7,995 456 993 5,333 11,082 1,515 

TOTAL 9,735 574 1,278 6,334 12,522 1,763 

FEMALE

By Length of 

 Service 

Applicants Denied 

 Eligibility 

Denied 

 Entitlement 

Entitled 

 to Services 

Participants Rehabilitated 

3 months or less 263 30 36 156 213 30 

3 to 6 months 596 44 89 328 488 61 

6 months to 2 years 7,514 266 1,136 3,995 4,265 940 

2 to 4 years 15,000 460 2,193 8,432 10,687 2,012 

4 to 10 years 12,333 350 1,697 7,310 11,385 1,876 

10 to 15 years 3,801 68 552 2,432 4,190 706 

15 to 20 years 2,902 73 429 1,838 2,990 648 

20 to 30 years 9,060 205 1,518 5,292 8,710 1,496 

MALE

More than 30 years 211 15 39 104 139 38 

In-service 3,107 1,127 224 526 0 13 

Total 54,787 2,638 7,913 30,413 43,067 7,820 

Source: VR&E Program Management Reports (FY2003) 
Vocational Rehabilitation and Employment Page 73 

By Length of 

 Service 

Applicants Denied 

Eligibility 

Denied 

Entitlement 

Entitled 

 to Services 

Participants Rehabilitated 

3 months or less 106 2 15 68 140 11 

3 to 6 months 165 15 27 95 282 22 

6 months to 2 years 1,172 44 122 815 1,484 188 

2 to 4 years 2,334 80 280 1,577 3,107 433 

4 to 10 years 2,804 88 353 1,915 3,975 583 

10 to 15 years 692 26 100 557 1,143 171 

15 to 20 years 450 12 67 341 712 115 

20 to 30 years 1,307 39 250 831 1,674 233 

FEMALE

More than 30 years 6 0 1 2 5 1 

In- service 699 268 63 133 0 6 

Total 9,735 574 1,278 6,334 12,522 1,763 

MALE

By ServiceConnected 

Disability 

Applicants Denied 

Eligibility 

Denied 

 Entitlement 

Entitled 

 to Services Participants 

 0% 40 28 1 6 13 

 10% 6,941 254 1,511 1,351 1,687 

 20% 10,118 126 1,216 5,058 8,184 

 30% 9,610 103 1,200 5,599 8,796 

 40% 7,360 83 989 4,921 7,994 

 50% 4,481 60 576 3,143 4,860 

 60% 3,720 36 655 3,116 4,582 

 70% 2,825 27 569 2,406 2,667 

 80% 1,510 9 357 1,528 1,683 

 90% 568 3 161 641 691 

 100% 2,829 18 563 2,386 1,758 

Memo Rating 2,397 26 115 0 152 

Cases Not Rated 2,388 1,865 0 258 0 

TOTAL 54,787 2,638 7,913 30,413 43,067 

Source: VR&E Program Management Reports (FY2003) 
Page 74 Veterans Benefits Administration 

The majority of veterans participating in a 

plan of services follow the employment track and may receive services 

that include: employment planning, 

training or education, medical or dental care, and other supportive services. Veterans following the independent living track strive to achieve 

maximum independence in daily living. Some of the veterans participating in the VR&E program have a serious employment handicap. 

 Serious employment handicap is defined as a significant impairment of a 

veteran’s ability to prepare for, obtain, 

or retain employment consistent with 

such veteran’s abilities, aptitudes, and 

interests (38 CFR, Part 18). The table 

below provides the number of veterans with serious employment handicaps in FY 2003 who were entitled to 

services, participants, and/or rehabilitated. 

The employment assistance needs of 

each veteran is assessed and a plan 

of services is developed that will lead 

to suitable employment. Services 

may include: job market exploration, 

job seeking skills, resume preparation, 

interview skills, and other assistance. 

Displayed on the next page are data 

on veterans participating in Vocational 

Rehabilitation and Employment by 

type of training. 

VETERANS WITH SERIOUS EMPLOYMENT HANDICAPS DURING FISCAL YEAR 2003 

 Entitled to Services Participants Rehabilitated 

Male 14,788 18,021 3,952 

Female 2,634 4,826 687 

Total 17,422 22,847 4,639 

Source: VR&E Program Management Reports (FY2003) 

FEMALE

By ServiceConnected 

Disability 

Applicants Denied 

Eligibility 

Denied 

Entitlement 

Entitled 

 to Services Participants 

 0% 9 4 0 1 5 

 10% 1,085 54 250 200 369 

 20% 1,620 28 155 984 2,140 

 30% 1,703 32 197 1,162 2,389 

 40% 1,303 20 160 1,049 2,232 

 50% 915 7 121 765 1,540 

 60% 766 11 108 735 1,564 

 70% 483 7 88 548 989 

 80% 292 3 60 346 607 

 90% 102 2 31 156 252 

 100% 313 0 67 320 384 

Memo Rating 610 6 41 0 51 

Cases Not Rated 534 400 0 68 0 

TOTAL 9,735 574 1,278 6,334 12,522 

Source: VR&E Program Management Reports (FY2003) 
Vocational Rehabilitation and Employment Page 75 

This table shows the number and percent of veterans utilizing Vocational Rehabilitation and Employment services 

during FY 2003 by race or ethnic group. Note: a veteran is able to identify with one or more races or ethnic groups, 

therefore creating higher totals in each case status. 

Race or 

Ethnicity 

Applicant 

Status 

Evaluation 

and Planning 

Status 

Extended 

Evaluation 

Status 

Independent Living 

Status 

Rehabilitation to 

Employment Status 

Job Ready 

Status 

American Indian/Alaskan 415 422 20 22 432 93 

0.6% 0.6% 0.4% 0.4% 0.6% 0.6% 

Asian/Pacific Islander 1,082 1,046 53 43 962 287 

1.5% 1.5% 1.0% 0.8% 1.4% 1.9% 

Black 17,505 17,104 1,086 413 17,559 3,391 

23.6% 23.9% 20.2% 7.2% 26.4% 22.6% 

Hispanic 884 778 40 22 725 89 

1.2% 1.1% 0.7% 0.4% 1.1% 0.6% 

Other 2,416 2,355 119 77 2,376 421 

3.3% 3.3% 2.2% 1.4% 3.6% 2.8% 

Unknown 4,199 4,315 469 969 2,859 752 

5.7% 6.0% 8.7% 17.0% 4.3% 5.0% 

Unidentified 16,263 15,320 1,876 3,148 7,406 1,855 

21.9% 21.4% 35.0% 55.2% 11.1% 12.4% 

White 31,471 30,129 1,700 1,007 34,266 8,097 

42.4% 42.2% 31.7% 17.7% 51.5% 54.0% 

Total 74,235 71,469 5,363 5,701 66,585 14,985 

VETERANS PARTICIPATING IN A REHABILITATION TRAINING PROGRAM DURING FISCAL YEAR 2003 

 Male Female Total 

Apprenticeship 64 3 67 

College, Non-Degree 910 172 1,082 

Extended Evaluation/Independent Living 968 99 1,067 

Farm Co-op 4 0 4 

Graduate School 1,461 627 2,088 

High School 14 1 15 

Improvement of Rehab Potential 44 8 52 

Non Pay Work Experience in Government 115 21 136 

Non-Pay On-Job Training 116 10 126 

Paid On-Job Training 213 17 230 

Undergraduate School 35,611 11,080 46,691 

Vocational/Technical 3,547 484 4,031 

Total 43,067 12,522 55,589 

Above Data Sources: VR&E Program Management Reports (FY2003) 
Page 76 Veterans Benefits Administration 

Those veterans in an independent living status are excluded from the table above. 

Source: VR&E Program Management Reports (FY2003) 

VETERANS WHO SUCCESSFULLY ACHIEVED REHABILITATION PRE AND POST 

ANNUAL EARNINGS BY OCCUPATIONAL CATEGORY

 Average Annual 

Wages at Time of 

VR&E Program 

 Entrance 

Average Annual 

Wages at 

Rehabilitation 

Average Annual 

Wages at Time of 

VR&E Program 

Entrance 

Average Annual 

Wages at 

 Rehabilitation 

Number 

Rehabilitated 

 Occupation Male Total 

Professional, Technical, and Managerial $6,519 $32,222 $4,491 $28,602 5,419 

Clerical $4,976 $24,661 $3,856 $21,982 540 

Service $5,527 $24,542 $4,745 $22,240 401 

Miscellaneous $4,742 $26,055 $2,018 $14,204 265 

Machine Trades $6,360 $26,640 $10,146 $32,067 253 

Structural (Building Trades) $5,772 $29,667 $11,966 $25,132 202 

Sales $5,375 $27,856 $1,470 $22,376 152 

Bench work $6,585 $30,012 $4,536 $25,455 70 

Processing (Butcher, Meat Processor, etc.) $3,298 $26,448 $4,400 $20,532 28 

Agricultural, Fishery and Forestry $3,881 $22,620 $1,536 $13,000 19 

Total $4,990 $28,427 $4,066 $26,003 7,349 

Female 

Upon completion of the individualized evaluation process, the 

veteran enters a rehabilitation 

program to become: job-ready in 

the selected vocational choice, 

or to achieve the maximum 

ability to live independently in the 

community. The length of time 

that a veteran remains in a 

rehabilitation program varies 

according to the individual 

circumstances of each veteran; 

the average time spent in the 

program is approximately two 

and one-half years. 

This table displays both participants and rehabilitated veterans, 

by their occupational categories 

during FY 2003. 

VETERANS PARTICIPATING AND REHABILITATED BY OCCUPATIONAL

 CATEGORY DURING FISCAL YEAR 2003 

 Occupation Male Female 

 Participants Rehabilitated Participants Rehabilitated 

Agricultural, Fishery 101 16 30 3 

Bench Work 261 66 23 4 

Clerical 1,389 381 669 159 

Independent Living 1,149 2,028 172 206 

Machine Trades 994 249 26 4 

Miscellaneous 1,585 254 302 11 

Processing (Butcher, Meat Processor, etc.) 36 25 5 3 

Professional, Technical, & Managerial 35,457 4,124 10,960 1,295 

Sales 294 132 71 20 

Service 921 349 238 52 

Structural (Building Trades) 880 196 26 6 

Total 43,067 7,820 12,522 1,763 

Average Age 41 45 37 39 

Source: VR&E Program Management Reports (FY2003) 

 
Vocational Rehabilitation and Employment Page 77 

52,204 61,250 64,522

2001 2002 2003

VOCATIONAL REHABILITATION AND EMPLOYMENT APPLICANTS BETWEEN

FY 2001-2003

TRENDS IN VR&E

Due to the increased volume of disability compensation claims and the progress VBA has made in reducing its 

claims backlog, VR&E has experienced a 24% increase in applications for service between FY 01 and FY 03. It is 

anticipated VR&E will continue to receive increasing numbers of applications as a result of veterans returning from 

Iraq. 

Over the past five years, VR&E participation levels for female veterans have increased by 23% as shown in the 

chart below . This reflects the increases of female participation in the military. 

FIVE-YEAR VOCATIONAL REHABILITATION AND EMPLOYMENT PARTICIPATION BY FEMALE 

VETERANS

11,126

11,497

11,917

12,522

1999 10,399

2000

2001

2002

2003
Page 78 Veterans Benefits Administration 

APPENDICES

I. VBA REGIONAL OFFICE MAILING ADDRESSES 79 

II. CONTACTING THE VA BY TELEPHONE 83 

III. WEBSITES 84 

IV. VA COMPENSABLE CONDITIONS ALPHABETICALLY WITH DIAGNOSTIC CODES 85 

V. GLOSSARY 115 

VI. SELECT VETERAN DATA FOR ALL VA BENEFIT PROGRAMS BY STATE 120 

VII. ESTIMATED FUTURE BENEFIT PAYMENTS 178 
Page 79 

ALABAMA

VA Regional Office 

345 Perry Hill Road 

Montgomery, AL 36109-3798 

ALASKA

VA Regional Office 

2925 Debarr Road 

Anchorage, AK 99508-2989 

 

ARIZONA

VA Regional Office 

3225 North Central Avenue 

Phoenix, AZ 85012-2405 

ARKANSAS

VA Regional Office 

P.O. Box 1280 

North Little Rock, AR 72115-1280 

 

CALIFORNIA

VA Regional Office 

Federal Building 

11000 Wilshire Blvd. 

Los Angeles, CA 90024-3602 

CALIFORNIA

VA Regional Office 

Oakland Federal Building 

1301 Clay Street - Suite 1300N 

Oakland, CA 94612-5209 

 

CALIFORNIA

VA Regional Office 

8810 Rio San Diego Drive 

San Diego, CA 92108-1508 

COLORADO

VA Regional Office 

P.O. Box 25126 

Denver, CO 80225-0126 

 

CONNECTICUT

VA Regional Office 

450 Main Street 

Hartford, CT 06103-3077 

DELAWARE

VA Regional Office 

1601 Kirkwood Highway 

Wilmington, DE 19805-4988 

 

DISTRICT OF COLUMBIA

VA Regional Office 

1722 Eye Street, NW 

Washington, DC 20421-1111 

FLORIDA

VA Regional Office 

P.O. 1437 

St. Petersburg, FL 33731-1437 

 

GEORGIA

VA Regional Office 

1700 Clairmont Rd. 

Decatur, GA 30333-4032 

HAWAII

VA Regional Office 

459 Patterson Road 

Honolulu, HI 96819-1522 

 

IDAHO

VA Regional Office 

805 W. Franklin Street 

Boise, ID 83702-5560 

ILLINOIS

VA Regional Office 

536 S. Clark Street 

Chicago, IL 60605-1523 

 

VBA Regional Office Mailing Addresses 
Page 80 Veterans Benefits Administration 

INDIANA

VA Regional Office 

575 North Pennsylvania Street 

Indianapolis, IN 46204-1526 

IOWA

VA Regional Office 

210 Walnut Street - Room 1063 

Des Moines, IA 50309-9825 

 

KANSAS

VA Regional Office 

5500 E. Kellogg 

Wichita, KS 67218-1698 

KENTUCKY

VA Regional Office 

545 S. 3rd Street 

Louisville, KY 40202-3835 

 

LOUISIANA

VA Regional Office 

701 Loyola Avenue - Room 4210 

New Orleans, LA 70113-1912 

MAINE

VA Regional Office 

1 VA Center 

Bldg. 248, Room 103 

Togus, ME 04330-6795 

 

MARYLAND

VA Regional Office 

Federal Building 

31 Hopkins Plaza - Room 233 

Baltimore, MD 21201-0001 

MASSACHUSETTS

VA Regional Office 

John F. Kennedy Building 

Government Center - Room 1265 

Boston, MA 02203-0393 

 

MICHIGAN

VA Regional Office 

Patrick V. McNamara Federal Bldg. 

477 Michigan Avenue - Room 1400 

Detroit, MI 48226-2591 

 

MINNESOTA

VA Regional Office 

One Federal Drive 

St. Paul, MN 55111-4050 

 

MISSISSIPPI

VA Regional Office 

1600 East Woodrow Wilson Avenue 

Jackson, MS 39216-5102 

MISSOURI

VA Regional Office 

400 South 18th Street 

St. Louis, MO 63103-2676 

 

MONTANA

VA Regional Office 

Williams Street 

Fort Harrison, MT 59636-9999 

NEBRASKA

VA Regional Office 

5631 S. 48th Street 

Lincoln, NE 68516-4198 

 

NEVADA

VA Regional Office 

1201 Terminal Way 

Reno, NV 89520-0118 

NEW HAMPSHIRE

VA Regional Office 

Norris Cotton Federal Bldg. 

275 Chestnut Street 

Manchester, NH 03101-2489 

 
Page 81 

NEW JERSEY

VA Regional Office 

20 Washington Place 

Newark, NJ 07102-3174 

NEW MEXICO

VA Regional Office 

Dennis Chavez Federal Bldg. 

500 Gold Avenue, SW 

Albuquerque, NM 87102-3118 

 

NEW YORK

VA Regional Office 

Federal Building 

111 West Huron Street 

Buffalo, NY 14202-2368 

NEW YORK

VA Regional Office 

245 W. Houston Street 

New York, NY 10014-4805 

NORTH CAROLINA

VA Regional Office 

 Federal Building 

251 North Main Street 

Winston-Salem, NC 27155-1000 

 

NORTH DAKOTA

VA Regional Office 

2101 Elm Street 

Fargo, ND 58102-2417 

OHIO

VA Regional Office 

Anthony J. Celebreeze Federal Building 

1240 East Ninth Street 

Cleveland, OH 44199-2002 

 

OKLAHOMA

VA Regional Office Federal Building 

125 South Main Street 

Muskogee, OK 74401-7025 

 

OREGON

VA Regional Office 

Federal Building 

1220 Southwest 3rd Avenue Room 1217 

Portland, OR 97204-2825 

 

PENNSYLVANIA

VA Regional Office and Insurance Center 

P.O. Box 8079 

Philadelphia, PA 19101-8079 

PENNSYLVANIA

VA Regional Office 

1000 Liberty Avenue 

Pittsburgh, PA 15222-4004 

PHILIPPINES

U.S. Department of Veterans Affairs 

FPO AP 96515-1110 

Manila, PI 1000 

 

PUERTO RICO

VA Regional Office 

P.O. Box 364867 

San Juan, PR 00936-4867 

RHODE ISLAND

VA Regional Office 

380 Westminster Mall 

Providence, RI 02903-3246 

 

SOUTH CAROLINA

VA Regional Office 

1801 Assembly Street 

Columbia, SC 29201-2495 

SOUTH DAKOTA

VA Medical and Regional Office Center 

P.O. Box 504 

Sioux Falls, SD 57117-5046 

 

VBA Regional Office Mailing Addresses 
Page 82 Veterans Benefits Administration 

TENNESSEE

VA Regional Office 

110 Ninth Avenue, South 

Nashville, TN 37203-3817

TEXAS

VA Regional Office 

6900 Almeda Road 

Houston, TX 77030-4200

TEXAS

VA Regional Office 

One Veterans Plaza 

701 Clay Avenue 

Waco, TX 76799-0001

UTAH

VA Regional Office 

Federal Bldg. 

125 South State St. 

Salt Lake City, UT 84147-0500

VERMONT

VA Medical and Regional Office Center 

215 N. Main Street 

White River Junction, VT 05009-0001

VIRGINIA

VA Regional Office 

210 Franklin Road, SW 

Roanoke, VA 24011-2204

WASHINGTON

VA Regional Office 

Federal Building 

915 Second Avenue 

Seattle, WA 98174-1060

WEST VIRGINIA

VA Regional Office 

640 4th Avenue 

Huntington, WV 25701-1340

WISCONSIN

VA Regional Office 

5000 W. National Avenue - Bldg. 6 

Milwaukee, WI 53295-0006

WYOMING

2360 E. Pershing Blvd.

Cheyenne, WY 82001

 The Denver Regional Office serves the state of Wyoming. The local address provided is for the Benefits Office.
Page 83 

Telephone numbers to call to obtain additional information about the Department of Veterans Affairs.

GENERAL BENEFITS

Disability Compensation, Pension, Vocational Rehabilitation, Home 

Loan and General Benefits Information 1-800-827-1000 *

Education and Training

1-888-GI BILL 1 *

(1-888-442-4551)

Burial Headstones and Markers 1-800-697-6947 *

VA Life Insurance 1-800-669-8477 *

HEALTHCARE BENEFITS

Veterans Healthcare 1-800-928-8387 *

Veterans Healthcare in Canada 613-943-0824

Veterans Healthcare in Philippines 011-632-833-4566

Veterans Healthcare in all Other Countries 303-331-7590

National Mammography Helpline 1-888-492-7844 *

CHAMPVA 1-800-733-8387 *

MISCELLANEOUS

Telecommunication Device for the Deaf (TDD) 1-800-829-4833 *

Gulf War Hotline 1-800-PGW-VETS* 

(1-800-749-8387)

ANNUAL BENEFITS REPORT QUESTIONS – PLEASE CONTACT:

Performance Analysis Staff 202-273-6811 

Compensation and Pension 202-273-7192

Education 202-273-9133

Insurance 215-842-2000 x2623 

Loan Guaranty 202-273-7399

Vocational Rehabilitation & Employment 202-273-7383

 

* Indicates toll-free numbers 

Contacting the VA by Telephone 
Page 84 Veterans Benefits Administration 

Web sites where additional information may be obtained about the Department of Veterans Affairs.

VA WEB SITES

VA Home Page – Department of Veterans Affairs http://www.va.gov/

Board of Veterans Appeals http://www.va.gov/vbs/bva/index.htm

Health Benefits and Services http://www.va.gov/vbs/health/index.htm

Homeless Program Web Page http://www.va.gov/health/homeless/

VA Hot Topics http://www.va.gov/hottopic/index.htm

National Cemetery Administration Home Page http://www.cem.va.gov/

Public Affairs and Special Events http://www.va.gov/opa/index.htm

VA’s Office of Congressional Affairs Home Page http://www.va.gov/oca/index.htm

VA What’s New http://www.va.gov/whatsnew/index.htm

Center for Minority Veterans http://www.va.gov/minority/index.htm

Center for Women Veterans http://www.va.gov/womenvet/

VETERANS BENEFITS ADMINISTRATION WEB SITE 

Veterans Benefits Administration http://www.vba.va.gov/

VBA Forms Page http://www.vba.va.gov/pubs/forms1.htm

VA Online Benefits Application http://www.vabenefits.vba.va.gov/vonapp/main.asp

Compensation and Pension Benefits Home Page http://www.vba.va.gov/bln/21/index.htm

Education Benefits Home Page http://www.gibill.va.gov/

Home Loan Guaranty Home Page http://www.homeloans.va.gov/

Vocational Rehabilitation and Employment Services http://www.vba.va.gov/bln/vre/index.htm

Life Insurance Program Home Page http://www.insurance.va.gov/

WHITE HOUSE WEB SITE

White House http://www.whitehouse.gov/

CONGRESSIONAL WEB SITES

Senate http://www.senate.gov/

Senate Committee on Veterans Affairs http://www.senate.gov/~veterans/

House of Representatives http://www.house.gov/

House Committee on Veterans Affairs http://veterans.house.gov/

OTHER IMPORTANT WEB SITES

The U. S. Government's Official Web Portal http://firstgov.gov/
VA Compensable Conditions Diagnostic Codes Page 85 

The diagnostic codes used for evaluating disabilities used for compensation purposes are presented below. 

The listing will include some diagnostic codes which have become obsolete. However, due to grandfathering of 

veterans already receiving compensation, those conditions are included. Additionally, in certain instances a 

condition will be repeated with a different diagnostic code. In some cases the differences are associated with 

the rating percentages assigned to those conditions (e.g., 0%, 10%, 20%, etc.) or with the obsolete diagnoses.

VA COMPENSABLE CONDITIONS ALPHABETICALLY WITH DIAGNOSTIC CODES

Body System Condition VBA Diagnostic Code

Cardiovascular System 7000-7199

Arteriosclerosis Obliterans 7114

Artery, small, aneurismal dilatation of 7112

Adhesions, Pericardial 7003

Angioneurotic edema 7118

Arteriosclerosis, general 7100

Arteriosclerotic Heart Disease 7005

Arteriovenous Aneurysm, Traumatic 7113

Auricular fibrillation (Sustained) 7011

Auricular fibrillation, permanent 7012

Auricular flutter, paroxysmal 7010

Auriculoventricular Block 7015

Artery, any large, aneurysm of 7111

Aneurysm, aortic, fusiform, saccular, dissection and/or 7110

stenosis

Cardiomyopathy 7020

Coronary Artery Bypass Surgery 7017

Cardiac transplantation 7019

Claudication, intermittent 7116

Erythromelalgia 7119

Endocarditis 7001

Frozen Feet, Residuals of (immersion foot) 7122

Generalized, Diseases of the Heart 7099

Generalized, Diseases of the Arteries and Veins 7199

Hyperthyroid heart disease 7008

Hypertensive heart disease 7007

Heart Valve Replacement 7016

Hypertensive vascular disease (essential arterial 7101

hypertension)

Implantable cardiac pacemakers 7018
Page 86 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Cardiovascular System 7000-7199

Myocardium, infarction of, due to thrombosis or 7006

Pericarditis 7002

 Phlebitis or Thrombophlebitis, unilateral, with obliteration 7121

of deep return circulation, including traumatic conditions

Rheumatic Heart Disease 7000

Raynaud's disease 7117

Sinus tachycardia 7014

Syphilitic heart disease 7004

Soft-tissue sarcoma (of vascular origin) 7123

Tachycardia, paroxysmal 7013

Thromboangiitis Obliterans (buerger's disease) 7115

Varicose Veins 7120 

 Undiagnosed Condition - Cardiovascular System 8870 

 Undiagnosed Condition - Cardiovascular System 8871 

Dental and Oral Conditions 9900-9999

Coronoid process, Loss of 9909

Condyloid process, Loss of, one or both sides 9908

Generalized, Dental and Oral Conditions 9999

Hard palate, Loss of less than half of 9912

Hard palate, Loss of half or more 9911

Loss of mandible 9910

Maxilla, Loss of more than half 9914

Maxilla, Loss of half or less 9915

Maxilla or mandible, chronic osteomyelitis or 9900

osteoradionecrosis

Mandible, nonunion of 9903

Mandible, Loss of approximately one-half 9902

Mandible, malunion of 9904

Mandible, Loss of, complete, between angles 9901

Maxilla, malunion or nonunion 9916

Ramus, Loss of whole or part of 9906

Ramus, Loss of less than one-half the substance of, not 9907

involving loss of continuity

Temporomandibular articulation, limited motion of 9905

Teeth, loss of, due to loss of substance of body of 9913 

maxilla or mandible 

 Undiagnosed Condition - Dental and Oral Conditions 8899 
VA Compensable Conditions Diagnostic Codes Page 87 

Body System Condition VBA Diagnostic Code

Digestive System 7200-7399

Ano, Fistula in 7335

Amebiasis 7321

Cholelithiasis, chronic 7315

Cholecystitis, chronic 7314

Cholangitis, chronic 7316

Dysentery, bacillary 7322

Diverticulitis 7327

Duodenal ulcer 7305

Distomiasis, intestinal or hepatic 7324

Esophageal Stricture 7203

Esophageal Spasm 7204

Esophageal diverticulum, acquired 7205

Enterocolitis, chronic 7326

Enteritis, chronic 7325

Generalized, Digestive System 7399

Gall bladder injury 7317

Gall bladder, removal of 7318

Gastric ulcer 7304

Gastritis, hypertrophic 7307

Generalized, Digestive System 7299

Hepatitis, infectious 7345

Hepatitis C 7354

Hernia, hiatal 7346

Hernia, ventral, postoperative 7339

Hernia, inguinal 7338

Hernia, femoral 7340

Hemorrhoids, external or internal 7336

Intestine, small, resection of 7328

Irritable colon 7319

Intestine, fistula of 7330

Intestine, large, resection of 7329

Liver, cirrhosis 7312

Lips, injuries of 7201
Page 88 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Digestive System 7200-7399

Liver abscess, residuals of 7313

Liver injury 7311

Liver Transplant 7351

Mouth, injuries of 7200

New growths, malignant, exclusive of skin growths 7343

New growths, benign, any part of digestive system, 7344

exclusive of skin growths

Pruritus ani 7337

Pancreatitis 7347

Peptic ulcer disease 7302

Peritoneum, adhesions 7301

Peritonitis, tuberculous 7331

Postgastrectomy syndromes 7308

Rectum and anus, stricture of 7333

Rectum and anus, impairment of sphincter control 7332

Rectum, persistent prolapsed 7334

Stomach, injury of, residuals 7310

Stomach stenosis 7309

Stomach wound 7341

Tongue, loss of whole or part 7202

Ulcerative colitis 7323

Ulcer, marginal (gastrojejunal) 7306

Vagotomy with pyloroplasty or gastroenterostomy 7348

Visceroptosis, Symptomatic, Marked 7342 

 Undiagnosed Condition - Digestive Systems 8872 

 Undiagnosed Condition - Digestive Systems 8873 

Endocrine System 7900-7999

Addison's disease (adrenal cortical hypofunction) 7911

C-cell hyperplasia of the thyroid 7919

Diabetes Mellitus 7913

Generalized, The Endocrine System 7999

Hyperaldosteronism (benign or malignant) 7917

Hypoparathyroidism 7905

Hypothyroidism 7903
VA Compensable Conditions Diagnostic Codes Page 89 

Body System Condition VBA Diagnostic Code

Endocrine System 7900-7999

Hyperpituitarism (acromegaly or gigantism) 7908

Hyperthyroidism 7900

Hyperadrenia (adrenogenital syndrome) 7910

Hyperpituitarism (pituitary basophilism, Cushing's 7907

Hyperpituitarism (prolactin secreting pituitary dysfunction) 7916

Hypopituitarism (diabetes insipidus) 7909

Hyperparathyroidism (osteitis fibrosa cystica) 7904

New Growths, benign, endocrine system 7915

New growths, malignant, endocrine system 7914

Pheochromocytoma (benign or malignant) 7918

Pluriglandular Syndromes 7912

Thyroid gland, toxic adenoma of 7901

Thyroid gland, non-toxic adenoma of 7902 

 Undiagnosed Condition - Endocrine System 8879 

Eye 6000-6099

Accommodation, paralysis of. 6030 

Aphakia. 6029 

Blindness in both eyes having only light perception and anatomical loss of both feet. 6053 

Blindness in both eyes having only light perception and anatomical loss of both hands 

 and both feet. 6050 

Blindness in both eyes having only light perception and anatomical loss of both hands. 6052 

Blindness in both eyes having only light perception and anatomical loss of one foot. 6059 

Blindness in both eyes having only light perception and anatomical loss of one hand 

and one foot. 6054 

Blindness in both eyes having only light perception and anatomical loss of one hand. 6058 

Blindness in both eyes having only light perception and loss of use of both feet. 6056 

Blindness in both eyes having only light perception and loss of use of both hands 

 and both feet. 6051 

Blindness in both eyes having only light perception and loss of use of both hands. 6055 

Blindness in both eyes having only light perception and loss of use of one foot. 6061 

Blindness in both eyes having only light perception and loss of use of one hand 

and one foot. 6057 

Blindness in both eyes having only light perception and loss of use of one hand. 6060 

Blindness in both eyes having only light perception. 6062 

Both eyes. 6071 

Both eyes. 6075 

Both eyes. 6078 
Page 90 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Eye 6000-6099

Cataract, senile, and others. 6028 

Cataract, traumatic. 6027 

Choroiditis. 6005 

Conjunctivitis, other, chronic. 6018 

Conjunctivitis, trachomatous, chronic. 6017 

Cyclitis. 6004 

Dacryocystitis. 6031

Diplopia, due to limited muscle function. 6092 

Ectropion. 6020 

Entropion. 6021 

Epiphora. 6025 

Eye, injury of, unhealed. 6009 

Eye, tuberculosis of. 6010 

Eyebrows, loss of. 6023 

Eyelashes, loss of. 6024 

Eyelids, loss of portion of. 6032 

Field vision, impairment of. 6080 

Glaucoma, congestive or inflammatory. 6012 

Glaucoma, simple, primary, noncongestive. 6013 

Hemorrhage, intra-ocular, recent. 6007 

Iritis. 6003 

Keratitis. 6001 

Lagophthalmos. 6022 

Lens, crystalline, dislocation of. 6033 

Muscle function, ocular, impairment of. 6090 

Neuritis, optic. 6026 

New growths, benign, eyeball and adnexa. 6015 

New growths, malignant, eyeball. 6014 

Nystagmus, central. 6016 

One eye only. 6079 

Other blind (5/200 or less). 6063 

Other blind (5/200 or less). 6067 

Other impaired (20/200 or less). 6064 

Other impaired (20/200 or less). 6068 

Other impaired (20/200 or less). 6072 

Other impaired. 6065 

Other impaired. 6069 
VA Compensable Conditions Diagnostic Codes Page 91 

Body System Condition VBA Diagnostic Code

Eye 6000-6099 

Other impaired. 6073 

Other impaired. 6076 

Other normal. 6066 

Other normal. 6070 

Other normal. 6074 

Other normal. 6077 

Pterygium. 6034 

Ptosis, eyelids. 6019 

Retina, detachment of. 6008 

Retina, localized scars. 6011 

Retinitis. 6006 

Scleritis. 6002 

Scotoma, pathological. 6081 

Symblepharon. 6091 

Uveitis. 6000 

Undiagnosed Condition - Eye 8860 

Undiagnosed Condition - Eye 8862 

 

Genitourinary System 7500-7599

Atherosclerotic renal disease 7534

Benign neoplasms of the genitourinary system 7529

Bladder, calculus in, with symptoms interfering with 7515

Bladder, Fistula of 7516

Bladder tuberculosis 7514

Bladder, injury of 7517

Cystitis, chronic, includes interstitial and all etiologies, 7512

infectious and non-infectious

Cystitis 7513

Chronic renal disease requiring regular dialysis 7530

Cystic diseases of the kidneys 7533

Disseminated Intravascular Coagulation with Renal 7540

Cortical Necrosis

Epididymo-orchitis, chronic only 7525

Glomerulonephritis 7536

Generalized, Genitourinary System 7599

 
Page 92 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Genitourinary System 7500-7599

Hydronephrosis 7509

Interstitial nephritis 7537

Kidney, abscess of 7501

Kidney, Tuberculosis of 7505

Kidney, Removal of one, with nephritis, infection, or 7500

pathology of the other

Kidney transplant 7531

Malignant neoplasms of the genitourinary system 7528

Neurogenic Bladder 7542

Nephrolithiasis 7508

Nephritis, chronic 7502

Nephrosclerosis, arteriolar 7507

Penis, removal of glans 7521

Pyelonephritis, chronic 7504

Pyelitis 7503

Prostate gland resection 7526

Prostate gland injuries, infections, hypertrophy, post- 7527

operative residuals

Penis, deformity, with loss of erectile power 7522

Penis, removal of half or more 7520

Papillary necrosis 7538

Renal amyloid disease 7539

Renal involvement in diabetes, sickle cell anemia, 7541

systemic lupus erythematosus, vasculitis or other 

systemic disease processes

Renal tubular disorders 7532

Testis, removal 7524

Testis, atrophy complete 7523

Toxic nephropathy 7535

Urethra, fistula of 7519

Ureterolithiasis 7510

Urethra, stricture of 7518

Ureter, stricture of 7511 

 Undiagnosed Condition - Genitourinary Systems 8875
VA Compensable Conditions Diagnostic Codes Page 93 

Body System Condition VBA Diagnostic Code

Gynecological System 7610-7699

Benign neoplasms of the gynecological system or 7628

Cervicitis 7612

Endometriosis 7629

Fistula, urethrovaginal 7625

Fistula, Rectovaginal 7624

Generalized, Gynecological Conditions and Disorders of 7699

the Breast

Mammary Glands, Removal of 7626

Metritis 7613

New Growth, Malignant, Gynecological System, or 7627

Mammary Glands

Ovaries, removal of both 7619

Oophoritis 7615

Ovaries, complete atrophy of 7620

Pregnancy, Surgical Complications of 7623

Salpingitis 7614

Uterus, displacement of 7622

Uterus removal of, including corpus 7618

Uterus and Ovaries, Removal of, Complete 7617

Uterus, Prolapse 7621

Vaginitis 7611

Vulvovaginitis 7610 

 Undiagnosed Condition - Gynecological System 8876 

Hemic and Lymphatic System 7700-7799

Adenitis, secondary 7713

Adenitis, axillary, tuberculous, active or inactive 7711

Adenitis, cervical, tuberculous, active or inactive 7710

Adenitis, inguinal, tuberculous, active or inactive 7712

Anemia, pernicious 7700

Agranulocytosis, acute 7702

Anemia, secondary 7701

Aplastic anemia 7716

Generalized, Hemic and Lymphatic Systems 7799

Leukemia 7703
Page 94 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Hemic and Lymphatic System 7700-7799

Lymphogranulomatosis (Hodgkin's Disease) 7709

Non-Hodgkin's Lymphoma 7715

Purpura hemorrhagica 7705

Polycythemia, primary 7704

Splenectomy 7706

Spleen, injury of, healed 7707

Sickle Cell Anemia 7714 

 Undiagnosed Condition - Hemic and Lymphatic System 8877 

Impairment of Auditory Acuity 6100-6299

Auditory canal, disease of 6210

Auricle, loss of or deformity 6207

Defective hearing 6105

Defective hearing 6104

Defective hearing 6103

Defective hearing 6100

Defective hearing 6108

Defective hearing 6107

Defective hearing 6101

Defective hearing 6110

Defective hearing 6106

Defective hearing 6102

Defective hearing 6109

Generalized, Hearing Impairment 6199

Generalized, Diseases of the Ear 6299

Hearing loss 6290

Hearing loss 6277

Hearing loss 6278

Hearing loss 6279

Hearing loss 6280

Hearing loss 6281

Hearing loss 6282

Hearing loss 6283

Hearing loss 6284
VA Compensable Conditions Diagnostic Codes Page 95 

Body System Condition VBA Diagnostic Code

Impairment of Auditory Acuity 6100-6299

Hearing loss 6285

Hearing loss 6286

Hearing loss 6287

Hearing loss 6288

Hearing loss 6289

Hearing loss 6291

Hearing loss 6292

Hearing loss 6293

Hearing loss 6294

Hearing loss 6295

Hearing loss 6296

Hearing loss 6297

Labyrinthitis, chronic 6204

Mastoiditis 6206

Meniere's Syndrome 6205

New Growths, malignant ear, other than of skin only 6208

New Growths, benign, ear, other than of skin only 6209

Otosclerosis 6202

Otitis media, suppurative, chronic 6200

Otitis interna 6203

Otitis media, catarrhal, chronic 6201

Smell, Loss of sense of, complete 6275

Tympanic membrane, perforation of 6211

Taste, Loss of sense of, complete 6276

Tinnitus 6260 

 Undiagnosed Condition - Impairment of Auditory Acuity 8861 

Infectious Diseases, Immune Disorders, and Nutritional 6300-6499

Deficiencies

Avitaminosis 6313

AIDS related complex 6352

Beriberi 6314

Brucellosis (Malta or undulant fever) 6316

Cholera, Asiatic 6300
Page 96 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Infectious Diseases, Immune Disorders, and Nutritional 6300-6499

Deficiencies

Chronic Fatigue Syndrome (CFS) 6354

Filariasis 6305

Generalized, Infectious Diseases, Immune Disorder and 6399

Nutritional Deficiencies

HIV-Related illness 6351

HIV infection 6353

Kala-azar (visceral leishmaniasis) 6301

Lupus erythematosus, systemic 6350

Lyme Disease 6319

Leprosy (Hansen's Disease) 6302

Malaria 6304

Melioidosis 6318

Oroya fever 6306

Parasitic diseases otherwise not specified 6320

Plague 6307

Pellagra 6315

Rheumatic fever 6309

Relapsing fever 6308

Syphilis, unspecified 6310

Typhus, scrub 6317

Tuberculosis, military 6311 

 Undiagnosed Condition - Infectious Diseases, Immune Disorders, 

 and Nutritional Deficiencies 8863 

Mental Disorders 9200-9599

Anorexia nervosa 9520

Anxiety disorder, not otherwise specified 9413

Atypical psychosis 9210

Bulimia nervosa 9521

Bipolar disorder, manic, depressed or mixed 9206

Bipolar disorder 9432

Cyclothymic disorder 9431

Conversion disorder 9424

Conversion disorder; Psychogenic pain disorder 9402

Chronic adjustment disorder 9440
VA Compensable Conditions Diagnostic Codes Page 97 

Body System Condition VBA Diagnostic Code

Mental Disorders 9200-9599

Dysthymic disorder 9433

Dementia, primary, degenerative 9312

Dysthymic disorder; Adjustment disorder with 9405

depressed mood, Major depression without melancholia

Dementia due to unknown cause 9310

Dementia due to undiagnosed cause 9311

Dissociative amnesia; dissociative fugue; dissociative 9416

identity disorder (multiple personality disorder)

Dementia due to other neurologic or general medical 9326

conditions (endocrine disorders, metabolic disorders, 

Pick's disease, brain tumors, etc.) or that are substanceinduced (drugs, alcohol, poisons)

Dementia associated with epidemic encephalitis 9315

Dementia associated with alcoholism 9303

Dementia associated with intracranial infections other 9302

than syphilis

Dementia associated with systemic infection 9324

Depersonalization disorder 9408

Depersonalization disorder 9417

Dementia Praecox, simple type; Schizophrenia, simple 9200

type; Schizotypal personality disorder

Dementia, Unknown 9323

Dementia associated with endocrine disorder 9322

Dementia associated with convulsive disorder 9307

(idiopathic epilepsy)

Delirium associated with infection, trauma, circulatory 9300

disturbance, etc.

Dementia associated with central nervous system 9301

Dementia associated with disturbances of metabolism 9308

Dementia associated with brain trauma 9304

Dementia associated with brain tumor 9309

Dementia associated with drug or poison intoxication 9325

(other than alcohol)

Generalized anxiety disorder 9400

Generalized, Eating Disorders 9599
Page 98 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Mental Disorders 9200-9599

Generalized, Delirium, Dementia, and Amnestic and 9399

Other Cognitive Disorders

Generalized, Anxiety Disorders, Dissociative Disorders, 9499

Somatoform Disorders, Mood Disorders

Generalized, Schizophrenia and Other Psychotic 9299

Hypochondriasis 9409

Hypochondriasis 9425

Major depression with melancholia 9209

Major depression with psychotic features 9207

Major depressive disorder 9434

Multi-infarct dementia with cerebral arteriosclerosis 9305

Multi-infarct dementia due to causes other than cerebral 9306

arteriosclerosis

Mood disorder, not otherwise specified 9435

Neurasthenia, Neurasthenic neurosis 9407

Organic mental disorder, other (including personality 9327

change due to a general medical condition)

Other and unspecified neurosis 9410

Obsessive compulsive disorder 9404

Post-Traumatic Stress Disorder 9411

Psychological factors affecting musculoskeletal condition 9505

Psychosis associated with organic brain syndrome due 9320

to intracranial neoplasm

Psychological factors affecting other type of physical 9511

condition

Psychological factors affecting cardiovascular condition 9501

Phobic disorder 9403

Paranoid disorders 9208

Psychological factors affecting skin condition 9500

Psychosis associated with organic brain syndrome due 9321

to brain trauma

Psychosis associated with organic brain syndrome due 9318

to cerebrovascular disturbance

Psychological factors affecting genitourinary condition 9508
VA Compensable Conditions Diagnostic Codes Page 99 

Body System Condition VBA Diagnostic Code

Mental Disorders 9200-9599

Psychosis associated with organic brain syndrome due 9314

to syphilis (all forms)

Pain disorder 9422

Psychological factors affecting hemic and lymphatic 9507

condition

Psychosis associated with organic brain syndrome due 9313

to chronic alcoholic poisoning

Psychogenic amnesia, Psychogenic fugue; Multiple 9401

personality

Psychological factors affecting respiratory condition 9506

Panic disorder and/or agoraphobia 9412

Psychological factors affecting condition of organ of 9510

special sense

Psychological factors affecting endocrine condition 9509

Psychosis associated with organic brain syndrome due 9319

to epilepsy

Psychological factors affecting gastrointestinal condition 9502

Schizophrenia, Residual type; Schizoaffective disorder, 9205

other and unspecified types

Somatization disorder 9421

Schizophrenia, Catatonic type 9202

Schizoaffective disorder 9211

Schizophrenia, Paranoid type 9203

Schizophrenia, Undifferentiated type 9204

Schizophrenia, Disorganized type 9201

Undifferentiated somatoform disorder 9423 

 Undiagnosed Condition - Mental Disorders 8892 

 Undiagnosed Condition - Mental Disorders 8893 

 Undiagnosed Condition - Mental Disorders 8894 

 Undiagnosed Condition - Mental Disorders 8895 

Musculosketal System 5000-5399

Arthritis, Rheumatoid (Atrophic), as an active process 5002

Amputation of three or four toes without metatarsal involvement 5173

Arthritis, Due to Trauma, substantiated by x-ray findings 5010 

 Arthritis, Degenerative, Hypertrophic or Osteoarthritis 5003

Amputation of thumb 5152

Amputation of thigh through upper third of femur 5161
Page 100 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Musculosketal System 5000-5399

Arthritis, Other Types 5009

Arthritis, typhoid 5006

Arthritis, pneumococcic 5005

Arm, amputation of, Disarticulation of Shoulder 5120

Astragalectomy 5274

Amputation of thumb, index, middle fingers 5132

Arthritis, syphilitic 5007

Amputation of thumb and ring fingers 5144

Amputation of thumb, index, and little fingers 5134

Amputation of thumb, index, and ring fingers 5133

Amputation of thumb, index, middle and little fingers 5128

Amputation of thumb, index, middle and ring fingers 5127

Amputation of thumb and little fingers 5145

Anatomical loss of one foot and loss of use of one hand 5105

Amputation of index and middle fingers 5146

Amputation of ring finger 5155

Amputation of middle, ring and little fingers 5141

Amputation of index, middle and little fingers 5139

Amputation of toes other than great toe without metatarsal loss 5172

Amputation of thumb, ring and little fingers 5137

Ankylosis of Middle Finger 5226

Ankylosis of lumbar spine 5289

Ankylosis of Index Finger 5225

Anatomical loss of both feet 5107

Amputation of thumb and index fingers 5142

Ankylosis of thumb 5224

Amputation of index and little fingers 5148

Amputation of thumb, middle, ring and little fingers 5130

Amputation of Leg not improvable by prosthesis 5164

controlled by natural knee action

Amputation of thumb, middle and ring fingers 5135

Amputation of thigh through middle or lower third of femur 5162
VA Compensable Conditions Diagnostic Codes Page 101 

Body System Condition VBA Diagnostic Code

Musculosketal System 5000-5399

Ankylosing spondylitis 5240

Ankle, ankylosis of 5270

Ankle Replacement (Prosthesis) 5056

Amputation of thumb, middle and little fingers 5136

Anatomical loss of one hand and one foot 5108

Ankylosis of dorsal spine 5288

Ankylosis of cervical spine 5287

Amputation of Five Digits of One Hand 5126

Amputation of middle and little fingers 5150

Amputation of Leg with Defective Stump 5163

Amputation of ring and little fingers 5151

Amputation of arm above insertion of deltoid 5121

Amputation of arm below insertion of deltoid 5122

Amputation of middle finger 5154

Anatomical loss of one hand and loss of use of one foot 5104

Amputation of index and ring fingers 5147

Anatomical loss of both hands 5106

Ankylosis of any other finger 5227

Amputation of thigh, Disarticulation of hip with loss of 5160

extrinsic pelvic girdle muscles

Amputation of thumb and middle fingers 5143

Amputation of thumb, index, ring and little fingers 5129

Arthritis, streptococcic 5008

Arthritis, gonorrheal 5004

Amputation of index, ring and little fingers 5140

Amputation of index, middle and ring fingers 5138

Amputation of middle and ring fingers 5149

Amputation of index, middle, ring and little fingers 5131

Amputation of index finger 5153

Amputation of great toe without metatarsal loss 5171

Amputation of Leg at a lower level permitting prosthesis 5165

Amputation of all toes without metatarsal loss 5170

Amputation of little finger 5156
Page 102 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Musculosketal System 5000-5399

Bones, New Growths of, Benign 5015

Bursitis 5019

Bones, caisson disease of 5011

Bones of the lower extremity, shortening of 5275

Bones and joints, tuberculosis of, active or inactive 5001

Bones, New Growths of, Malignant 5012

Coccyx, removal of 5298

Claw foot (pes cavus), acquired 5278

Cartilage, semilunar, dislocated 5258

Degenerative arthritis of the spine (see also diagnostic 5242

code 5003

Elbow Replacement (Prosthesis) 5052

Elbow, Ankylosis of 5205

Elbow, other impairment of Flail joint 5209

Five digits of one hand, unfavorable ankylosis of 5216

Four digits of one hand, unfavorable ankylosis of 5217

Five digits of one hand, favorable ankylosis of 5220

Flatfoot, acquired 5276

Foot, Loss of Use of 5167

Forearm, amputation of, above insertion of pronator teres 5123

Forearm, amputation of, below insertion of pronator teres 5124

Forearm, flexion limited to 100 degrees and extension to 5208

 45 degrees

Forefoot, Amputation Proximal to Metatarsal Bones 5166

Four digits of one hand, favorable ankylosis of 5221

Femur, Impairment of 5255

Fibromyalgia (fibrositis, primary fibromyalgia syndrome) 5025

Facial muscle injury 5325

Group IX - Intrinsic muscles of hand 5309

Group XXII - Lateral, suprA, and infra-hyoid group 5322

Group VIII - Muscles arising mainly from external 5308

condyle of humerus

Group XX - Spinal muscles 5320
VA Compensable Conditions Diagnostic Codes Page 103 

Body System Condition VBA Diagnostic Code

Musculosketal System 5000-5399

Group XI - Posterior and lateral crural muscles, Muscles 5311

 of the calf

Group XII - Anterior muscles of the leg 5312

Group V - Flexor muscles of the elbow 5305

Genu recurvatum 5263

Group IV - Intrinsic Muscles of Shoulder Girdle 5304

Group III - Intrinsic Muscles of Shoulder Girdle 5303

Group II - Extrinsic Muscles of Shoulder Girdle 5302

Group I - Extrinsic Muscles of Shoulder Girdle 5301

Gout 5017

Generalized, Elbow and Forearm, the Wrist, Multiple 5299

Fingers, Hip and Thigh, Knee and Leg, Ankle, Foot, the 

Spine, the Skull, the Ribs, the Coccyx

Generalized, Shoulder and Girdle Muscles, the Forearm 5399

and Hand, the Foot and Leg, the Pelvic Girdle and 

Thigh, the Torso and Neck

Group VI - Extensor muscles of the elbow 5306

Generalized, Combinations of Disabilities and 5199

Amputations of the Musculoskeletal System

Group XIV - Anterior thigh group 5314

Group VII - Muscles arising from INTERNAL condyle of 5307

humerus

Group XIX - Muscles of abdominal wall 5319

Group XIII - Posterior thigh group 5313

Group XV - Mesial thigh group 5315

Group XXIII - Lateral and posterior muscles of the neck 5323

Generalized, Acute, Subacute, or Chronic Diseases of 5099

the Musculoskeletal System

Group XVII - Pelvic girdle group 2 5317

Group XXI - Muscles of respiration 5321

Group X - Intrinsic muscles of the foot 5310

Group XVIII - Pelvic girdle group 3 5318

Group XVI - Pelvic girdle group 1 5316

Hydrarthrosis, Intermittent 5018

Hip, Flail joint 5254
Page 104 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Musculosketal System 5000-5399

Hip Replacement (Prosthesis) 5054

Hip, ankylosis of 5250

Hallux rigidus 5281

Hand, Loss of use of 5125

Hallux valgus 5280

Hammer toe 5282

Intervertebral disc syndrome 5243

Impairment of radius 5212

Impairment of Ulna 5211

Impairment of supination and pronation 5213

Intervertebral disc syndrome 5293

Impairment of clavicle or scapula 5203

Knee Replacement (Prosthesis) 5055

Knee, ankylosis of 5256

Limitation of motion of arm 5201

Loss of use of one hand and one foot 5111

Loss of use of both hands and feet 5101

Loss of use of both hands 5109

Loss of use of both feet 5110

Lumbo-sacral strain 5295

Limitation of extension of forearm 5207

Limited motion of the ankle 5271

Limitation of motion of the wrist 5215

Limitation of motion of lumbar spine 5292

Limitation of motion of dorsal spine 5291

Limitation of extension of leg 5261

Limitation of flexion of forearm 5206

Lumbosacral or cervical strain 5237

Limitation of flexion of leg 5260

Limitation of motion of cervical spine 5290

Muscle hernia, extensive, without other injury to muscle 5326

Muscle, New growth of, benign, post-operative 5328

Muscle, New Growth of, Malignant 5327
VA Compensable Conditions Diagnostic Codes Page 105 

Body System Condition VBA Diagnostic Code

Musculosketal System 5000-5399

Myositis 5021

Myositis Ossificans 5023

Metatarsalgia, anterior (Morton's disease) 5279

Malunion of Os Calcis or Astragalus 5273

Osteomyelistis, acute, subacute, or chronic 5000

Osteoporosis, with Joint Manifestations 5013

Osteitis Deformans (Paget's Disease) 5016

Other foot injuries 5284

Osteomalacia 5014

Other impairment of knee 5257

Other Impairment of Humerus 5202

Periostitis 5022

Radius and Ulna, Nonunion of, with Flail False Joint 5210

Rupture of diaphragm with herniation 5324

Ribs, removal of 5297

Removal of semilunar cartilage, symptomatic 5259

Sacroiliac injury and weakness 5236

Spine, complete bony fixation (ankylosis) of 5286

Sacro-iliac injury and weakness 5294

Skull, loss of part of, both inner and outer tables 5296

Spondylolisthesis or segmental instability 5239

Scapulohumeral Articulation, Ankylosis of 5200

Spinal fusion 5241

Shoulder Replacement (prosthesis) 5051

Synovitis 5020

Subastragalar or tarsal joint, ankylosis of 5272

Soft tissue sarcoma 5329

Spinal stenosis 5238

Thigh, Impairment of 5253

Three digits of one hand, favorable ankylosis of 5222

Three digits of one hand, unfavorable ankylosis of 5218

Tibia and fibula, impairment of 5262

Two digits of one hand, unfavorable ankylosis of 5219
Page 106 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Musculosketal System 5000-5399

Two digits of one hand, favorable ankylosis of 5223

Tarsal, or metatarsal bones, malunion of, or nonunion of 5283

Thigh, Limitation of flexion of 5252

Thigh, Limitation of extension of5251

Tenosynovitis 5024

Vertebra, fracture of, residuals 5285

Vertebral fracture or dislocation 5235

Weak foot, bilateral 5277

Wrist Replacement (Prosthesis) 5053

Wrist, ankylosis 5214 

 Undiagnosed Condition - Musculosketal Systems 8850 

 Undiagnosed Condition - Musculosketal Systems 8853 

 Undiagnosed Condition - Musculosketal Systems 8851 

 Undiagnosed Condition - Musculosketal Systems 8852 

Neurological Conditions 8000-8999

Amyotrophic lateral sclerosis 8017

Athetosis, Acquired 8107

Brain, vessels, thrombosis of 8008

Brain, abscess of 8020

Brain, new growths of, benign, minimum 8003

Brain, vessels, embolism of 8007

Brain, vessels, hemorrhage from 8009

Bulbar Palsy 8005

Brain, new growths of, malignant 8002

Brain disease due to trauma 8045

Chorea, Huntington's 8106

Chorea, Sydenham's 8105

Cerebral arteriosclerosis 8046

Epilepsy, grand mal 8910

Epilepsy, diencephalic 8913

Epilepsy, Jacksonian type 8912

Eleventh (Spinal Accessory, external branch) cranial 8211

nerve, paralysis of

Encephalitis, Epidemic, Chronic 8000

Epilepsy, psychomotor 8914
VA Compensable Conditions Diagnostic Codes Page 107 

Body System Condition VBA Diagnostic Code

Neurological Conditions 8000-8999

Eleventh (Spinal Accessory, external branch) cranial 8311

nerve, neuritis of

Eleventh (Spinal Accessory, external branch) cranial 8411

nerve, neuralgia of

Epilepsy, petit mal 8911

Fifth (trigeminal) cranial nerve, paralysis of 8205

Fifth (trigeminal) cranial nerve, neuralgia of 8405

Fifth (trigeminal) cranial nerve, neuritis of 8305

Generalized, Diseases of the Cranial Nerves (Paralysis) 8299

Generalized, Organic Diseases of the Central Nervous 8099

System

Generalized, Diseases of the Peripheral Nerves 8599

Generalized, Diseases of the Cranial Nerves (Neuralgia) 8499

Generalized, Diseases of the Peripheral Nerves (Neuritis) 8699

Generalized, Diseases of the Peripheral Nerves 8799

Generalized, the Epilepsies 8999

Generalized, Diseases of the Cranial Nerves (Neuritis) 8399

Generalized, Miscellaneous Diseases of the Central 8199

Nervous System

Hematomyelia 8012

Migraine 8100

Myasthenia gravis 8025

Meningitis, cerebrospinal, epidemic 8019

Multiple sclerosis 8018

Myelitis 8010

Neuralgia of sciatic nerve 8720

Neuralgia of external popliteal nerve (common peroneal) 8721

Neuralgia of middle radicular group 8711

Neuralgia of musculocutaneous nerve (superficial 8722

Neuralgia of obturator nerve 8728

Neuralgia of posterior tibial nerve 8725

Neuralgia of the median nerve 8715

Neuralgia of the ulnar nerve 8716

Neuralgia of upper radicular group (fifth and Sixth 8710
Page 108 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Neurological Conditions 8000-8999

Neuritis of all Radicular groups 8613

Neuritis of anterior tibial nerve (Deep peroneal) 8623

Ninth (Glossopharyngeal) cranial nerve, neuralgia of 8409

Neuralgia of lower radicular group 8712

Ninth (Glossopharyngeal) cranial nerve, neuritis of 8309

Ninth (Glossopharyngeal) cranial nerve, paralysis of 8209

Neuralgia of all radicular groups 8713

Neuritis of internal popliteal nerve (tibial) 8624

Neuritis of anterior crural nerve (femoral) 8626

Neuralgia of long thoracic nerve 8719

Neuralgia of external cutaneous nerve of thigh 8729

Neuralgia of ilio-inguinal nerve 8730

New growths of the Spinal cord, Benign 8022

Neuritis of internal saphenous nerve 8627

Neuralgia of internal popliteal nerve (tibial) 8724

Neuritis of external cutaneous nerve of thigh 8629

New growths of the Spinal cord, Malignant 8021

Neuritis of long thoracic nerve 8619

Neuralgia of circumflex nerve 8718

Neuritis of ilio-inguinal nerve of thigh 8630

Neuritis of external popliteal nerve (common peroneal) 8621

Neuritis of musculocutaneous nerve 8617

Neuralgia of the musculospiral nerve (radical nerve) 8714

Neuralgia of musculocutaneous nerve 8717

Neuralgia of internal saphenous nerve 8727

Neuritis of the median nerve 8615

Neuritis of lower Radicular group 8612

Neuritis of Upper Radicular group (fifth and sixth 8610

Neuritis of the ulnar nerve 8616

Narcolepsy 8108

Neuritis of the musculospiral nerve (Radial nerve) 8614

Neuritis of middle Radicular group 8611

Neuritis of sciatic nerve 8620
VA Compensable Conditions Diagnostic Codes Page 109 

Body System Condition VBA Diagnostic Code

Neurological Conditions 8000-8999

Neuralgia of anterior tibial nerve (deep peroneal) 8723

Neuritis of circumflex nerve 8618

Neuritis of posterior tibial nerve 8625

Neuritis of musculocutaneous nerve (superficial peroneal) 8622

Neuralgia of anterior crural nerve (femoRal) 8726

Neuritis of obturator nerve 8628

Poliomyelitis, Anterior 8011

Paralysis of middle radicular group 8511

Paramyoclonus multiplex (convulsive state, Myoclonic 8104

Paralysis of ilio-inguinal nerve 8530

Paralysis of sciatic nerve 8520

Paralysis of external popliteal nerve (common peroneal) 8521

Progressive muscular atrophy 8023

Paralysis of anterior tibial nerve (deep peroneal) 8523

Paralysis of circumflex nerve 8518

Paralysis of the median nerve 8515

Paralysis of the ulnar nerve 8516

Paralysis of musculocutaneous nerve 8517

Paralysis of anterior crural nerve (femoral) 8526

Paralysis of posterior tibial nerve 8525

Paralysis of the musculospiral nerve (radial nerve) 8514

Paralysis of musculocutaneous nerve (superficial 8522

Paralysis of external cutaneous nerve of thigh 8529

Paralysis of obturator nerve 8528

Paralysis of interal popliteal nerve (tibial) 8524

Paralysis of all radicular groups 8513

Paralysis Agitans 8004

Paralysis of long thoracic nerve 8519

Paralysis of lower radicular group 8512

Paralysis of internal saphenous nerve 8527 

Paralysis of upper radicular group (fifth and sixth cervicals) 8510

Soft tissue sarcoma (neurogenic) 8540

Seventh (Facial) cranial nerve, neuralgia of 8407

Seventh (Facial) cranial nerve, neuritis of 8307
Page 110 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Neurological Conditions 8000-8999

Syringomyelia 8024

Syphilis, Meningovascular 8014

Syphilis, Cerebrospinal 8013

Seventh (Facial) cranial nerve, paralysis of 8207

Twelfth (Hypoglossal) cranial nerve, neuralgia of 8412

Tenth (pneumogastric, Vagus) cranial nerve, neuralgia 8410

Tenth (pneumogastric, Vagus) cranial nerve, paralysis of 8210

Tenth (pneumogastric, Vagus) cranial nerve, neuritis of 8310

Twelfth (Hypoglossal) cranial nerve, neuritis of 8312

Twelfth (Hypoglossal) cranial nerve, paralysis of 8212

Tic, Convulsive 8103

Tabes dorsalis 8015 

 Undiagnosed Condition - Neurological Conditions 8882 

 Undiagnosed Condition - Neurological Conditions 8883 

 Undiagnosed Condition - Neurological Conditions 8885 

 Undiagnosed Condition - Neurological Conditions 8881 

 Undiagnosed Condition - Neurological Conditions 8884 

 Undiagnosed Condition - Neurological Conditions 8889 

 Undiagnosed Condition - Neurological Conditions 8887 

 Undiagnosed Condition - Neurological Conditions 8886 

 Undiagnosed Condition - Neurological Conditions 8880 

Respiratory System 6501-6899

Aspergillosis of lung 6807

Actinomycosis of the lung 6803

Anthracosis (Black Lung Disease) 6800

Aspergillosis 6839 

Actinomycosis 6822

Aspergillosis 6838

Asbestosis 6833

Asthma, bronchial 6602

Allergic or vasomotor rhinitis 6522

Aphonia, organic 6519

Bronchitis, chronic 6600
VA Compensable Conditions Diagnostic Codes Page 111 

Body System Condition VBA Diagnostic Code 

 Respiratory System 6501-6899

 Bronchiectasis 6601

Blastomycosis of lung 6805

Blastomycosis 6836

Bacterial rhinitis 6523

Coccidioidomycosis 6821

Chronic lung abscess 6824

Chronic obstructive pulmonary disease 6604

Chronic pleural effusion or fibrosis 6845

Coccidioidomycosis 6835

Cryptococcosis 6837

 Drug-induced pulmonary pneumonitis and fibrosis 6829

Desquamative interstitial pneumonitis 6826

Diffuse interstitial fibrosis (interstitial pheumonitis, 6825

fibrosing alveolitis)

Diaphragm paralysis or paresis 6840

Eosinophili granuloma of lung 6828

Emphysema, pulmonary 6603

Fistula, bronchocutaneous, or bronchopleural 6812

Generalized, Nontuberculous Diseases 6899

Generalized, Diseases of the Trachea and Bronchi 6699

Generalized, Diseases of the Lungs and Pleura -- 6799

Tuberculosis

Generalized, Disease of the Nose and Throat 6599

Granulomatous rhinitis 6524

Histoplasmosis of lung 6834

Hypersensitivity pneumonitis (extrinsic allergic alveolitis) 6831

Kyphoscoliosis, pectus excavatum, pectus carinatum 6842

Larynx, injuries of, healed 6517

Lung chronic passive congestion of 6817

Lung, permanent collapse of 6813

Lobectomy 6816

Laryngitis, tuberculous, active or inactive 6515

Laryngectomy 6518

Larynx, stenosis of 6520
Page 112 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Respiratory System 6501-6899 

 Lung, abscess of 6809

Laryngitis, chronic 6516

Mycosis of lung, unspecified 6808

Nocardiosis 6823

Nose, loss of part of, or scars 6504

New growths of, benign, any specified part of 6820

respiratory system

New growths, malignant, any specified part of the 6819

respiratory system exclusive of skin growths

Pneumoconiosis, unspecified 6802 

Pneumonectomy 6815

Pneumothorax, spontaneous 6814

Pleurisy, serofibrinous 6810

Post-surgical residual (lobectomy, pneumonectomy, etc.) 6844

Pleural cavity, injuries, residuals of, including gunshot 6818

wounds

Pleurisy, purulent (empyema) 6811

Pneumoconiosis (silicosis, anthracosis, etc.) 6832

Pulmonary alveolar proteinosis 6827

Pleurisy, tuberculous, active or inactive 6732

Pharynx, injuries to 6521

Radiation-induced pulmonary pneumonitis and fibrosis 6830

Rhinitis, atrophic, chronic 6501

Sleep Apnea Syndromes (Obstructive, Central, Mixed) 6847

Sporotrichosis of lung 6806 

Sinusitis, maxillary, chronic 6513

Spinal cord injury with respiratory insufficiency 6841

Streptotrichosis of lung 6804

Sarcoidosis 6846

Silicosis 6801

Sinusitis, sphenoid, chronic 6514

Sinusitis, frontal, chronic 6512

Septum, nasal, deflection of 6502

Sinusitis, ethmoid, chronic 6511
VA Compensable Conditions Diagnostic Codes Page 113 

Body System Condition VBA Diagnostic Code

Respiratory System 6501-6899 

Sinusitis, parnsinusitis, chronic 6510

Tuberculosis, pulmonary, chronic, minimal, active 6703

Tuberculosis, pulmonary, chronic, moderately 6702

advanced, active

Tuberculosis, pulmonary, chronic, inactive 6731

Tuberculosis, pulmonary, chronic, moderately 6722

advanced, inactive

Tuberculosis, pulmonary, chronic, active 6730

Tuberculosis, pulmonary, chronic, active, advancement 6704

 not specified

 Traumatic chest wall defect, pneumothorax, hernia, etc. 6843

Tuberculosis, pulmonary, chronic, inactive, 6724

advancement unspecified

Tuberculosis, pulmonary, chronic, minimal, inactive 6723

Tuberculosis, pulmonary, chronic, far advanced, inactive 6721

Tuberculosis, pulmonary, chronic, far advanced 6701 

 Undiagnosed Condition - Respiratory Systems 8868 

 Undiagnosed Condition - Respiratory Systems 8866 

 Undiagnosed Condition - Respiratory Systems 8865 

 Undiagnosed Condition - Respiratory Systems 8867 

 

Skin 7800-7899 

Dermatophytosis 7813

Dermatitis exfoliativa 7817

Eczema 7806

Generalized, The Skin 7899

Leishmaniasis, Americana (mucocutaneous) 7807

Lupus erythematosus, discoid 7809

Leishmaniasis, old world (cutaneous, oriental sore) 7808 

New growths, benign, skin 7819

New growths, malignant, skin 7818

Pemphigus 7815

Psoriasis 7816

Pinta 7810

Scars, superficial, tender and painful 7804

Scars, superficial, poorly nourished 7803
Page 114 Veterans Benefits Administration 

Body System Condition VBA Diagnostic Code

Skin 7800-7899 

Scars, other 7805

Scars, burns, third degree 7801

Scars, burns, second degree 7802

Scars, disfiguring, head, face or neck 7800

Tinea Barbae 7814

Tuberculosis Luposa (Lupus Vulgaris) 7811

Verruga Peruana 7812 

 Undiagnosed Condition - Skin 8878 
Compensation and Pension Page 115 

Dedicated Washington, D.C. 

May 29, 2004 

http://www.wwiimemorial.com 
Page 116 Veterans Benefits Administration 

AID AND ATTENDANCE – An additional monetary allowance 

payable to individuals who are found to be: 

 In a nursing home or 

 In need of daily care to help with feeding, dressing, or 

keeping clean. 

BENEFITS DELIVERY AT DISCHARGE (BDD) – allows VBA to 

assist active duty personnel in filing for VA benefits immediately prior to the date they separate or retire from active 

duty. VBA provides information about the different VA 

benefits as well as assists in filing a claim for benefits. 

BODY SYSTEMS – Title 38, Code of Federal Regulations, 

Part 4, classifies the various areas of the body into fifteen 

(15) different systems. They are as follows: 

 Musculoskeletal System 

 Skin 

 Auditory 

 Mental Disorders 

 Digestive System 

 Neurological Conditions and Convulsive Disorders 

 Cardiovascular System 

 Respiratory System 

 Endocrine System 

 Genitourinary System 

 Eye 

 Infectious Diseases, Immune Disorders, 

 Nutritional Deficiencies 

 Gynecological Conditions 

 Dental and Oral Conditions 

 Hemic and Lymphatic Systems 

 

The diagnostic codes and conditions associated with 

these body systems can be found in the next appendix. 

BUYER STATUS – A first-time homeowner or previous 

homeowner. 

CASH SURRENDER - A policyholder, upon request, receives 

the cash value that has accrued in his/her life insurance 

policy, and in return surrenders all right, title, and interest 

to his/her basic and/or paid-up additional insurance coverage amounts. 

CHAPTER 31 BENEFITS – Vocational Rehabilitation and 

Employment (VR&E ) program to provide benefits and 

services to veterans whose service-connected disabilities 

prohibit them from obtaining and/or maintaining employment. 

CODE OF FEDERAL REGULATIONS (CFR) – A collection of 

the regulations that have been promulgated under United 

States Law. (The Secretary's rules and regulations are 

contained in Title 38 of the Code of Federal Regulations 

(38 CFR). The Secretary of Veterans Affairs is empowered to prescribe all rules and regulations, consistent with 

existing law, necessary or appropriate to carry out the 

laws administered by the Department. (Section 501, Title 

38 USC). 

COMBINED DEGREE – The combined degree of disability is 

expressed as a percentage (from zero to 100 in increments of 10) and represents the overall disabling effect of 

all service-connected disabilities on a veteran. 

COMPENSABLE ZEROS – A number of disabilities that although independently evaluated zero percent produce an 

employment handicap to warrant a 10 percent combined 

disability evaluation. This evaluation entitles the veteran 

to receive disability compensation payments. 

COMPUTER SYSTEMS – VBA derives statistical data about 

veterans from multiple sources and from various computer 

systems: e.g. VBA Data Warehouse, Operational Data 

Store, VBA’S Benefits Delivery Network (BDN), the Beneficiary Identification and Records Locator System (BIRLS); 

and the Board of Veterans’ Appeals Control and Locator 

System (VACOLS). 

GLOSSARY
Glossary Page 117 

DEPENDENTS’ EDUCATIONAL ASSISTANCE (DEA) – Refers 

to Dependents’ Educational Assistance Program (Chapter 

35 of the Title 38, U.S. Code). See Survivors’ and Dependents’ Educational Assistance. 

DEPENDENCY AND INDEMNITY COMPENSATION (DIC) – A 

monetary death benefit payable to eligible surviving 

spouses, children, and/or dependent parents. 

DEPENDENTS – Qualifying dependents for VA benefit purposes are a veteran’s spouse and child (natural child, 

adopted child, or stepchild). A veteran’s mother or father 

may also be considered a dependent generally if there is 

financial need and he or she is otherwise entitled. 

DIAGNOSTIC CODES – VBA uses codes of four digit numeric characters to signify specific medical conditions. 

These numeric codes are in Title 38, Code of Federal 

Regulations, Part 4. 

DIRECT LOAN - A home loan made by the Department of 

Veterans Affairs directly to veterans. This is distinct from 

guaranteed loans, which are made by private lenders and 

guaranteed by VA. 

Disability Compensation – A monetary benefit paid to 

veterans for service-connected disability. 

DISABILITY PENSION – A monetary benefit paid to wartime 

veterans who are age 65 or older, or permanently and 

totally disabled as the result of a nonservice-connected 

disability. In either case, the veteran’s annual income 

must not exceed the limit set by statute in order to qualify 

for this benefit. 

DIVIDEND - A payment to policyholders in participating life 

insurance programs. It is an allocation of program surplus 

funds representing the return of premiums not needed to 

pay claims and expenses, and a distribution of earnings 

from investment. Dividends are issued annually on the 

policy anniversary date. 

DMDC – The Defense Manpower Data Center maintains 

the largest archive of personnel, manpower, training and 

financial data in the Department of Defense (DoD). 

DOWN PAYMENT OPTION – The VA home loan guaranty 

program allows the veteran to enter the home-buying market with the option of providing no down-payment. This 

option is intended to help the veteran afford the purchase 

of a suitable home. 

EDUCATIONAL ASSISTANCE - A monetary benefits to eligible 

veterans, dependents, reservists, and service members 

while they are in an approved training program. 

ELIGIBILITY - VA benefits require that the veteran be discharged from active military service under “other than dishonorable” conditions. In addition to this general requirement, there are specific statutory and regulatory requirements for each of the five benefit programs; some of these 

requirements are described in the sections of this report 

dealing with the respective benefit programs. 

ENTITLEMENT (EDU) – The number of months the student 

is eligible for VA education benefits. This is usually expressed in the number of months and days the student will 

be eligible for full-time benefits, or the equivalent in parttime training, but also may be expressed in a dollar 

amount. Entitlement may vary depending on the education program the individual qualifies under. In no event 

will entitlement exceed 48 months under any combination 

of laws. 

ENTITLEMENT - Once basic eligibility requirements have 

been met, decisions on entitlement for the respective C&P 

benefits are based on statutory and regulatory requirements and the evidence of record that documents the 

meeting of these requirements. 

EVALUATION FOR ENTITLEMENT TO A PROGRAM OF REHABILITATION SERVICES – The process used to determine 

whether the veteran’s disabilities cause an employment 

handicap. 

FACE VALUE - That amount of life insurance money that 

would be paid upon the death of the veteran. For some 

policies, the face value can exceed the basic amount of 

the policy (which is usually $10,000) because of the option 

of using dividends to purchase "paid up additions" to the 

policy. 
Page 118 Veterans Benefits Administration 

FIRST TIME HOMEOWNER – A veteran using his home loan 

entitlement to purchase a home for the first time. 

FISCAL YEAR – Any yearly accounting or budget period 

without regard to its relationship to the calendar year. 

FISCAL YEAR 2003 – Began October 1, 2002 and ended 

September 30, 2003. The Department of Veterans Affairs 

operates under this schedule for accounting and budgetary 

purposes. 

FORECASTING OF PROGRAM LIABILITIES (FUTURE LIABILITIES) – Future liabilities are payments that the government 

is obligated to deliver in future years. This is much like the 

obligation of a life insurance company to pay the face 

amount of a standard policy to beneficiaries at the time of 

the insured person’s death. 

FUNDING FEE – A fee, required by law, charged to veterans 

who obtain a VA guaranteed home loan. 

FSGLI - Family Servicemembers' Group Life Insurance 

was established in 2001 to provide service members who 

have Servicemembers' Group Life Insurance (SGLI) coverage the opportunity to have life insurance coverage on 

their spouses and dependent children. 

GUARANTEED LOAN – This is a loan that is federally backed 

by the VA home loan provision. 

HOUSEBOUND – An additional monetary allowance payable 

to those individuals who are confined to their home as a 

result of a permanent disability. 

INDIVIDUAL UNEMPLOYABILITY – The policy of the VA that 

all veterans who are unable to secure and follow a substantially gainful occupation by reason of serviceconnected disability will be rated totally disabled provided 

that the veteran has a single disability rated 60 percent or 

a combined evaluation of 70 percent with one disability 

ratable at 40 percent or higher. 

KICKERS (EDU) – For education benefits, these are 

amounts contributed by DoD to an education fund on behalf of participants to encourage enlistment or retention in 

the Armed Forces. (The military services may use different terms such as "Army College Fund" or "Navy College 

Fund", etc.) These amounts are added to any other education benefits to which the person may be entitled. Kickers are applicable only to MGIB-AD, MGIB-SR, and VEAP. 

LOAN - An amount borrowed against the cash value of a 

permanent plan life insurance policy. 

Loan Defaulted-Guaranty Claim Paid – A term used by 

loan guaranty where the borrower defaults on the loan and 

the VA pays the loan guaranty claim. 

LOAN GUARANTY PROGRAM – The benefit program whereby 

VA guarantees a portion of a loan to lenders to facilitate 

veterans obtaining a home. 

MATURED ENDOWMENT - The face amount of life insurance 

less any indebtedness that is paid to the insured based on 

the plan of life insurance. The proceeds may be paid as a 

lump sum or the insured may request installment payments. 

MGIB-AD – Montgomery GI Bill, Educational Benefits – 

Refers to the Montgomery GI Bill-Active Duty Educational 

Assistance Program (Chapter 30 of Title 38, U.S. Code) 

which provides educational assistance to persons who 

served on active duty in the Armed Forces. 

MGIB-SR – Montgomery GI Bill- Selective Reserve – Refers to the Montgomery GI Bill-Selected Reserve Educational Assistance Program (Chapter 1606 of Title 10, U.S. 

Code) which provides educational assistance to members 

of the Selected Reserve of the Ready Reserve of any of 

the reserve components of the Armed Forces. 

NSLI - National Service Life Insurance was established in 

1940 to meet the insurance needs of World War II veterans. The program closed in 1951. 

ORIGINAL DISABILITY CLAIM – A veteran’s first claim for disability benefits, either compensation or pension or both. 

Any subsequent claim is categorized as a reopened or 

supplemental claim. 

PAID UP ADDITIONS (PUA) – Established in 1972 for policyholders with participating policies to use their annual divi-
Page 119 

dends to purchase paid-up additional life insurance. PUA 

is the only way most policyholders may increase their life 

insurance coverage amount. 

PEACETIME VETERANS – Those veterans who served during 

a period of time not statutorily defined as a period of war. 

PRISONER OF WAR (POW) – Those veterans who were 

forcibly detained (confined) by an enemy, foreign government or hostile force while serving in the active military, 

naval or air service. 

PREVIOUS HOMEOWNER – A person who has had a previous 

ownership interest in a home. 

PROTECTED PENSION – The pension program, both disability 

and death, replaced by Section 306 Pension, which in turn 

was replaced by the current pension program under the 

provisions of PL 95-588. Veterans and survivors receiving 

either Protected Pension or Section 306 Pension may continue to receive the benefits as long as they continue to 

meet the basic entitlement requirements of the respective 

programs. 

PURCHASE LOAN – A loan made solely for the purpose for 

purchasing a home. 

RANGE OF DISABILITIES – A disability is evaluated according 

to the VA Schedule for Rating Disabilities in Title 38, Code 

of Federal Regulations, Part 4. Extent of disability is expressed as a percentage from zero percent (for conditions 

that exist but are not disabling to a compensable degree) to 

100 percent, in increments of 10 percent. Most disabilities, 

however, do not have every 10 percent increment from 

zero to 100. 

RATING SCHEDULE – Part 4, Title 38, United States Code. 

REGIONAL OFFICE (RO) – A VA field office composed of 

divisions which carry out the functions of VBA. Fifty-seven 

such offices currently exist, with at least one office in every 

state. 

RESERVIST – (1) A member of the Selected Reserve who is 

eligible for educational assistance under Title 10 of the 

United States Code, Chapter 1606, and who is also a 

member of a military reserve component. (2) A member of 

a reserve component of one of the armed forces and who 

has potential entitlement to certain VA benefits by reason 

of his or her reserve status. 

Restored Entitlement – Previously used entitlement may 

be restored when a property secured by a VA loan is sold 

and the loan is paid in full or when an eligible veteran transferee agrees to assume the outstanding balance on a VA 

loan and substitute his/her entitlement for the same amount 

originally used on the loan. 

SAS – A group of software programs used to transform 

statistical data into meaningful reports. 

SDVI – Service-Disabled Veterans Insurance was established in 1951 to meet the insurance needs of veterans with 

service-connected disabilities. SDVI is open to veterans 

separated from the service on or after April 25, 1951, who 

receive a service-connected disability rating of 0 percent or 

greater. 

SECONDARY MARKET – The financial market where mortgages are bought and sold. 

SERVICE-CONNECTED – A disease or injury determined to 

have occurred in or aggravated by military service. 

SERIOUS EMPLOYMENT HANDICAP – A serious employment 

handicap is a significant impairment, caused in part by a 

service-connected disability, in the veteran's ability to prepare for, obtain, or retain employment consistent with his or 

her abilities, aptitudes, and interests. 

SERVICE MEMBER – An individual who is currently serving 

on active duty. This term is also referred to as “service person”. 

SGLI – Service Members Group Life Insurance was established in 1965 to meet the insurance needs of servicemembers. 

SPECIALLY-ADAPTIVE HOUSING GRANTS – A one-time grant 

to a seriously disabled veteran to assist in adapting his or 

her home to accommodate the residence to the limitations 

caused by the disability. 

Glossary 
Page 120 Veterans Benefits Administration 

SUBSISTENCE ALLOWANCE – A monthly living allowance 

paid to a qualified veteran in a program of vocational 

rehabilitation. The allowance is generally paid to those 

veterans who are enrolled in education or training programs. The amount is based on training time and number of dependents. 

SURVIVORS’ AND DEPENDENTS’ EDUCATIONAL ASSISTANCE

– This term refers to Chapter 35 of Title 38, U.S. Code, a 

monetary educational benefit payable to eligible dependents and survivors of veterans. It is often abbreviated 

simply as DEA (Dependent Educational Assistance). 

TITLE 38 UNITED STATES CODE – Code of Federal Regulations that pertain to Veterans Benefits. 

TOTAL DISABILITY INCOME - An option available with 

some insurance policies that provides for monthly payments to policyholders who, prior to their 65th birthday, 

have incurred a mental or physical disability which prevents them from performing substantially gainful employment. 

TOTAL AND PERMANENT DISABILITY – Total ratings are 

authorized for any disability or combination of disabilities 

for which the Schedule of Rating Disabilities prescribe a 

100 percent evaluation, or where less than 100 percent, 

the requirements for Individual Unemployability are met. 

Permanence of total disability is considered to exist 

when the impairment is reasonably certain to continue 

throughout the life of the disabled veteran and generally 

requires no future medical exams. 

USGLI – United States Government Life Insurance was 

established in 1919 to meet the insurance needs of 

World War I veterans. This program closed in 1940. 

VEAP – Refers to the Veterans Educational Assistance 

Program (Chapter 32 of Title 38, U.S. Code) and is a 

contributory educational assistance program for PostVietnam Era veterans. 

VETERAN - A person who served in the active military, 

naval, or air service, and who was discharged or released under conditions other than dishonorable. 

VGLI – Veterans Group Life Insurance was established 

in 1974 to meet the insurance needs of veterans after 

separation from service. 

VMLI – Veterans Mortgage Life Insurance was established in 1971 to provide mortgage protection life insurance to severely disabled veterans who have received 

grants for the purchase of specially adapted housing. 

VR&E – Vocational Rehabilitation and Employment 

(VR&E) programs are available to help service disabled 

veterans to become employable while achieving their 

independence. 

VRI – Veterans’ Reopened Insurance was established in 

1965 to provide insurance protection for certain classes 

of disabled veterans from World War II and the Korean 

Conflict. The program closed in 1966. 

VSLI – Veterans Special Life Insurance was established 

in 1951 to meet the insurance needs of veterans who 

served during the Korean Conflict and post-Korean era. 

The program closed in 1956. 

ZERO (0) PERCENT DISABILITY – A zero percent disability 

rating means that a disability exists and is related to the 

veteran’s service but is not so disabling that it entitles 

the veteran to compensation payments. Also called a 

non-compensable disability. 
Compensation and Pension Page 121 

SELECT VETERAN DATA FOR ALL VA BENEFIT PROGRAMS BY STATE

 

PROGRAM SUMMARY

Compensation and Pension

Estimated Veteran Population 25,179,317 

 Disability Compensation Recipients 2,485,229 

 Estimated Monthly Disability Compensation Costs $ 1,627,993,796 

 Estimated Annual Disability Compensation Costs $ 19,535,925,552 

 Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,861 

 Disability Compensation by Age under 30 80,079 

 Disability Compensation by Age 30-49 635,113 

 Disability Compensation by Age 50-69 1,067,809 

 Disability Compensation by Age 70-84 607,961 

 Disability Compensation by Age over 85 94,267 

 Disability Pension Recipients 346,555 

 Estimated Disability Pension Costs Monthly Value $ 198,671,518 

 Estimated Average Disability Pension Annual Amount (per veteran) $ 6,879 

 Estimated Annual Disability Pension Costs by Residence $ 2,384,058,216 

 Disability Pension by Age under 30 188 

 Disability Pension by Age 30-49 20,424 

 Disability Pension by Age 50-69 134,519 

 Disability Pension by Age 70-84 162,834 

 Disability Pension by Age over 85 28,590 

 Compensation Recipients with Power of Attorney 1,513,142 

 Disability Pension Recipients with Power of Attorney 256,052

Education

MGIB-AD Trainees 321,837 

MGIB-SR Trainees 88,342

 DEA Trainees 61,874 

VEAP Trainees 917 

Insurance

Life Insurance Payments FY 2003 $ 1,885,612,911 

Total Face Value of Insurance $ 19,621,022,397 

Total Number of Policies 1,853,872 

Loan Guaranty

Average Loan Amount $ 129,245 

Number of Loans 489,418 

Total Loan Amount $ 63,254,794,007 

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 2,198 

Veterans entering suitable employment past 12 months 7,829

Ranking among states include the 50 states, District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

 Regional Office locations are provided only for the Vocational Rehabilitation and Employment program. 
Page 122 Veterans Benefits Administration 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 ALABAMA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 431,049 23

Disability Compensation Recipients by Residence 53,795 16

Estimated Monthly Disability Compensation Costs by Residence $ 34,101,512

Estimated Annual Disability Compensation Costs by Residence $ 409,218,144

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,607 32

Disability Compensation by Age under 30 1,380

Disability Compensation by Age 30-49 14,260

Disability Compensation by Age 50-69 25,553

Disability Compensation by Age 70-84 11,214

Disability Compensation by Age over 85 1,388

Disability Pension Recipients 10,219 12

Estimated Disability Pension Costs Monthly Value $ 6,703,221 8

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,871 3

Estimated Annual Disability Pension Costs by Residence $ 80,438,652

Disability Pension by Age under 30 4

Disability Pension by Age 30-49 445

Disability Pension by Age 50-69 2,734

Disability Pension by Age 70-84 5,939

Disability Pension by Age over 85 1,097

Compensation Recipients with Power of Attorney 35,172

Disability Pension Recipients with Power of Attorney 9,248

EDUCATION

MGIB-AD Trainees 4,555 20

MGIB-SR Trainees Trainees 1,967 16

DEA Trainees 1,746 11

 VEAP Trainees 16 19

 

INSURANCE

Life Insurance Payments FY 2003 $ 25,582,853 25

Total Face Value of Insurance $ 266,206,020 25

Total Number of Policies 24,720 25

 

LOAN GUARANTY

Average Loan Amount $ 111,947 45

Number of Loans 8,816 17

Total Loan Amount $ 986,924,337 19

 

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 24 25

Veterans entering suitable employment past 12 months 254 10 
Benefit Programs by State Page 123 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 ALASKA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 67,016 48

Disability Compensation Recipients by Residence 11,071 45

Estimated Monthly Disability Compensation Costs by Residence $ 7,305,516

Estimated Annual Disability Compensation Costs by Residence $ 87,666,192

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,919 23

Disability Compensation by Age under 30 379

Disability Compensation by Age 30-49 4,505

Disability Compensation by Age 50-69 5,194

Disability Compensation by Age 70-84 925

Disability Compensation by Age over 85 68

Disability Pension Recipients 294 52

Estimated Disability Pension Costs Monthly Value $ 184,871 52

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,546 5

Estimated Annual Disability Pension Costs by Residence $ 2,218,452

Disability Pension by Age 30-49 31

Disability Pension by Age under 30

Disability Pension by Age 50-69 214

Disability Pension by Age 70-84 42

Disability Pension by Age over 85 7

Compensation Recipients with Power of Attorney 7,855

Disability Pension Recipients with Power of Attorney 183

EDUCATION

MGIB-AD Trainees 946 43 

 MGIB-SR Trainees 169 50

DEA Trainees 148 50 

VEAP Trainees 3 47

INSURANCE

Life Insurance Payments FY 2003 $ 2,559,629 52

Total Face Value of Insurance $ 26,643,580 52

Total Number of Policies 2,225 52

LOAN GUARANTY

Average Loan Amount $ 164,922 2

Number of Loans 3,544 36

Total Loan Amount $ 584,481,893 30

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 3 48

Veterans entering suitable employment past 12 months 28 50
Page 124 Veterans Benefits Administration 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 ARIZONA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 555,173 16

Disability Compensation Recipients by Residence 55,551 14

Estimated Monthly Disability Compensation Costs by Residence $ 38,353,042

Estimated Annual Disability Compensation Costs by Residence $ 460,236,504

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,285 16

Disability Compensation by Age under 30 1,958

Disability Compensation by Age 30-49 13,706

Disability Compensation by Age 50-69 23,826

Disability Compensation by Age 70-84 14,103

Disability Compensation by Age over 85 1,958

Disability Pension Recipients 5,230 25

Estimated Disability Pension Costs Monthly Value $ 2,796,984 26

Estimated Average Disability Pension Annual Amount (per veteran) 6,418 41

Estimated Annual Disability Pension Costs by Residence $ 33,563,808

Disability Pension by Age under 30 4

Disability Pension by Age 30-49 375

Disability Pension by Age 50-69 2,334

Disability Pension by Age 70-84 2,177

Disability Pension by Age over 85 340

Compensation Recipients with Power of Attorney 32,694

Disability Pension Recipients with Power of Attorney 3,662

EDUCATION

MGIB-AD Trainees 15,227 4

MGIB-SR Trainees 1,426 29 

 DEA Trainees 1,687 13 

VEAP Trainees 21 15

INSURANCE

Life Insurance Payments FY 2003 $ 42,001,783 13

Total Face Value of Insurance $ 437,055,532 13

Total Number of Policies 41,463 13

LOAN GUARANTY

Average Loan Amount $ 133,745 19

Number of Loans 22,224 7

 Total Loan Amount $ 2,972,352,335 8

VOCATIONAL REHABILITATION AND EMPLOYMENT 

Veterans entering independent living past 12 months 101 8

Veterans entering suitable employment past 12 months 240 12
Benefit Programs by State Page 125 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 ARKANSAS

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 280,037 29

Disability Compensation Recipients by Residence 31,077 29

Estimated Monthly Disability Compensation Costs by Residence $ 26,841,179

Estimated Annual Disability Compensation Costs by Residence $ 322,094,148

Estimated Average Disability Compensation Annual Amount (per veteran) $ 10,122 5

Disability Compensation by Age under 30 831

Disability Compensation by Age 30-49 7,688

Disability Compensation by Age 50-69 14,135

Disability Compensation by Age 70-84 7,346

Disability Compensation by Age over 85 1,077

Disability Pension Recipients 6,603 21

Estimated Disability Pension Costs Monthly Value $ 3,481,632 21

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,327 42

Estimated Annual Disability Pension Costs by Residence $ 41,779,584

Disability Pension by Age under 30 6

Disability Pension by Age 30-49 405

Disability Pension by Age 50-69 2,318

Disability Pension by Age 70-84 3,196

Disability Pension by Age over 85 678

Compensation Recipients with Power of Attorney 20,511

Disability Pension Recipients with Power of Attorney 5,478

 

EDUCATION

MGIB-AD Trainees 2,186 34

MGIB-SR Trainees 1,626 21 

 DEA Trainees 1,201 20 

VEAP Trainees 6 36

INSURANCE

Life Insurance Payments FY 2003 $ 16,070,968 32

Total Face Value of Insurance $ 167,228,745 32

Total Number of Policies 16,180 32

LOAN GUARANTY

Average Loan Amount $ 96,960 51

Number of Loans 4,454 33

Total Loan Amount $ 431,858,441 36

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 32 18

Veterans entering suitable employment past 12 months 94 28
Page 126 Veterans Benefits Administration 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 CALIFORNIA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 2,325,634 1

Disability Compensation Recipients by Residence 214,641 1

Estimated Monthly Disability Compensation Costs by Residence $ 131,706,961

Estimated Annual Disability Compensation Costs by Residence $ 1, 580, 483,532

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,672 30

Disability Compensation by Age under 30 9,010

Disability Compensation by Age 30-49 51,568

Disability Compensation by Age 50-69 90,981

Disability Compensation by Age 70-84 54,247

Disability Compensation by Age over 85 8,835

Disability Pension Recipients 24,155 2

Estimated Disability Pension Costs Monthly Value $ 13,440,393 2

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,677 31

Estimated Annual Disability Pension Costs by Residence $ 161,284,716

Disability Pension by Age under 30 22

Disability Pension by Age 30-49 1,763

Disability Pension by Age 50-69 10,899

Disability Pension by Age 70-84 9,735

Disability Pension by Age over 85 1,736

Compensation Recipients with Power of Attorney 138,205

Disability Pension Recipients with Power of Attorney 19,309

EDUCATION

MGIB-AD Trainees 33,701 1

MGIB-SR Trainees 4,771 1

 DEA Trainees 5,485 1

VEAP Trainees 94 1

INSURANCE

Life Insurance Payments FY 2003 $ 197,117,224 1

Total Face Value of Insurance $ 2,051,131,301 1

Total Number of Policies 187,131 1

LOAN GUARANTY

Average Loan Amount $ 158,532 4

Number of Loans 24,966 5

Total Loan Amount $ 3,957,916,218 4

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 192 1

Veterans entering suitable employment past 12 months 531 2
Benefit Programs by State Page 127 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

COLORADO

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 433,291 22

Disability Compensation Recipients by Residence 47,533 18

Estimated Monthly Disability Compensation Costs by Residence $ 28,231,019

Estimated Annual Disability Compensation Costs by Residence $ 338,772,228

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,494 35

Disability Compensation by Age under 30 1,862

Disability Compensation by Age 30-49 14,943

Disability Compensation by Age 50-69 20,657

Disability Compensation by Age 70-84 8,834

Disability Compensation by Age over 85 1,237

Disability Pension Recipients 3,400 33

Estimated Disability Pension Costs Monthly Value $ 1,986,797 32

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,012 19

Estimated Annual Disability Pension Costs by Residence $ 23,841,564

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 266

Disability Pension by Age 50-69 1,447

Disability Pension by Age 70-84 1,445

Disability Pension by Age over 85 241

Compensation Recipients with Power of Attorney 28,981

Disability Pension Recipients with Power of Attorney 2,916

EDUCATION

MGIB-AD Trainees 7,550 13 

 MGIB-SR Trainees 726 40

DEA Trainees 1,105 22 VEAP Trainees 20 16

INSURANCE

Life Insurance Payments FY 2003 $ 30,136,578 21

Total Face Value of Insurance $ 313,590,455 21 

Total Number of Policies 29,209 21

LOAN GUARANTY

Average Loan Amount $ 163,654 3

Number of Loans 16,504 10

Total Loan Amount $ 2,700,945,529 9

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 174 2

Veterans entering suitable employment past 12 months 309 5
Page 128 Veterans Benefits Administration 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

CONNECTICUT

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 276,560 30

Disability Compensation Recipients by Residence 20,855 34

Estimated Monthly Disability Compensation Costs by Residence $ 12,004,726

Estimated Annual Disability Compensation Costs by Residence $ 144,056,712

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,889 46

Disability Compensation by Age under 30 529

Disability Compensation by Age 30-49 3,909

Disability Compensation by Age 50-69 7,674

Disability Compensation by Age 70-84 6,658

Disability Compensation by Age over 85 1,433

Disability Pension Recipients 1,971 39

Estimated Disability Pension Costs Monthly Value $ 778,806 42

Estimated Average Disability Pension Annual Amount (per veteran) $ 4,742 52

Estimated Annual Disability Pension Costs by Residence $ 9,345,672

Disability Pension by Age under 30

Disability Pension by Age 30-49 90

Disability Pension by Age 50-69 678

Disability Pension by Age 70-84 958

Disability Pension by Age over 85 245

Compensation Recipients with Power of Attorney 9,410

Disability Pension Recipients with Power of Attorney 1,384

 

EDUCATION

MGIB-AD Trainees 1,494 39 

 MGIB-SR Trainees 1,030 36

DEA Trainees 280 43

VEAP Trainees 8 30

INSURANCE

Life Insurance Payments FY 2003 $ 30,299,678 20

Total Face Value of Insurance $ 315,287,609 20 

 Total Number of Policies 30,390 20

LOAN GUARANTY

Average Loan Amount $ 146,292 11

Number of Loans 1,646 40

Total Loan Amount $ 240,796,822 40

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 31 19

Veterans entering suitable employment past 12 months 54 41

 
Benefit Programs by State Page 129 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 DELAWARE

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 81,288 46

Disability Compensation Recipients by Residence 7,298 48

Estimated Monthly Disability Compensation Costs by Residence $ 4,187,550

Estimated Annual Disability Compensation Costs by Residence $ 50,250,600

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,886 47

Disability Compensation by Age under 30 204

Disability Compensation by Age 30-49 2,068

Disability Compensation by Age 50-69 3,131

Disability Compensation by Age 70-84 1,673

Disability Compensation by Age over 85 222

Disability Pension Recipients 590 50

Estimated Disability Pension Costs Monthly Value $ 295,305 50

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,006 50

Estimated Annual Disability Pension Costs by Residence $ 3,543,660

Disability Pension by Age under 30

Disability Pension by Age 30-49 41

Disability Pension by Age 50-69 237

Disability Pension by Age 70-84 266

Disability Pension by Age over 85 46

Compensation Recipients with Power of Attorney 3,999

Disability Pension Recipients with Power of Attorney 380

EDUCATION

MGIB-AD Trainees 619 51 

 MGIB-SR Trainees 326 46

DEA Trainees 159 48

VEAP Trainees 2 50

INSURANCE

Life Insurance Payments FY 2003 $ 5,778,191 46

Total Face Value of Insurance $ 60,125,786 46 

 Total Number of Policies 6,169 45

LOAN GUARANTY

Average Loan Amount $ 140,613 14

Number of Loans 2,050 38

Total Loan Amount $ 288,256,518 38

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 6 46

Veterans entering suitable employment past 12 months 63 38
Page 130 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

DISTRICT OF COLUMBIA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 39,248 52

Disability Compensation Recipients by Residence 4,430 52

Estimated Monthly Disability Compensation Costs by Residence $ 2,792,060

Estimated Annual Disability Compensation Costs by Residence $ 33,504,720

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,563 34

Disability Compensation by Age under 30 106

Disability Compensation by Age 30-49 1,105

Disability Compensation by Age 50-69 1,890

Disability Compensation by Age 70-84 1,080

Disability Compensation by Age over 85 249

Disability Pension Recipients 1,132 44

Estimated Disability Pension Costs Monthly Value $ 635,107 44

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,733 28

Estimated Annual Disability Pension Costs by Residence $ 7,621,284

Disability Pension by Age under 30

Disability Pension by Age 30-49 68

Disability Pension by Age 50-69 463

Disability Pension by Age 70-84 548

Disability Pension by Age over 85 53

Compensation Recipients with Power of Attorney 2,218

Disability Pension Recipients with Power of Attorney 468

EDUCATION

MGIB-AD Trainees 723 48 

 MGIB-SR Trainees 120 52

DEA Trainees 154 49

VEAP Trainees 5 37

INSURANCE

Life Insurance Payments FY 2003 $ 3,542,610 51

Total Face Value of Insurance $ 36,863,134 51 

 Total Number of Policies 3,327 50

LOAN GUARANTY

Average Loan Amount $ 135,608 18

Number of Loans 193 52

Total Loan Amount $ 26,172,367 51

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 18 30

Veterans entering suitable employment past 12 months 124 22
Benefit Programs by State Page 131 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

FLORIDA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 1,829,761 2

Disability Compensation Recipients by Residence 202,678 2

Estimated Monthly Disability Compensation Costs by Residence $ 137,232,088

Estimated Annual Disability Compensation Costs by Residence $ 1,646,785,056

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,807 27

Disability Compensation by Age under 30 5,303

Disability Compensation by Age 30-49 48,522

Disability Compensation by Age 50-69 81,991

Disability Compensation by Age 70-84 57,116

Disability Compensation by Age over 85 9,514

Disability Pension Recipients 21,915 3

Estimated Disability Pension Costs Monthly Value $ 13,091,914 3

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,169 12

Estimated Annual Disability Pension Costs by Residence $ 157,102,968

Disability Pension by Age under 30 15

Disability Pension by Age 30-49 1,257

Disability Pension by Age 50-69 8,998

Disability Pension by Age 70-84 9,752

Disability Pension by Age over 85 1,893

Compensation Recipients with Power of Attorney 131,014

Disability Pension Recipients with Power of Attorney 18,952

EDUCATION

MGIB-AD Trainees 22,224 3 

 MGIB-SR Trainees 3,287 7

DEA Trainees 3,986 3

VEAP Trainees 54 2

INSURANCE

Life Insurance Payments FY 2003 $ 172,716,953 2 

 Total Face Value of Insurance $ 1,797,230,823 2 

Total Number of Policies 170,142 2

LOAN GUARANTY

Average Loan Amount $ 120,264 31

Number of Loans 39,564 2

Total Loan Amount $ 4,758,127,289 3

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 64 13

Veterans entering suitable employment past 12 months 351 3

 
Page 132 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

GEORGIA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 745,737 11

Disability Compensation Recipients by Residence 82,986 9

Estimated Monthly Disability Compensation Costs by Residence $ 50,983,523

Estimated Annual Disability Compensation Costs by Residence $ 611,802,276

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,218 42

Disability Compensation by Age under 30 2,846

Disability Compensation by Age 30-49 29,762

Disability Compensation by Age 50-69 36,856

Disability Compensation by Age 70-84 13,713

Disability Compensation by Age over 85 1,586

Disability Pension Recipients 11,338 8

Estimated Disability Pension Costs Monthly Value $ 6,392,263 9

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,765 27

Estimated Annual Disability Pension Costs by Residence $ 76,707,156

Disability Pension by Age under 30 7

Disability Pension by Age 30-49 624

Disability Pension by Age 50-69 4,281

Disability Pension by Age 70-84 5,453

Disability Pension by Age over 85 973

Compensation Recipients with Power of Attorney 47,839

Disability Pension Recipients with Power of Attorney 9,679

EDUCATION

MGIB-AD Trainees 13,152 6 

 MGIB-SR Trainees 2,075 15

DEA Trainees 2,141 6

VEAP Trainees 25 10

INSURANCE

Life Insurance Payments FY 2003 41,859,889 14

Total Face Value of Insurance 435,579,035 14 

Total Number of Policies 41,015 15

LOAN GUARANTY

Average Loan Amount 125,718 22

Number of Loans 20,372 9

Total Loan Amount $2,561,134,467 10

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 13 36

Veterans entering suitable employment past 12 months 260 8
Benefit Programs by State Page 133 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

HAWAII

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 105,026 44

Disability Compensation Recipients by Residence 13,212 43

Estimated Monthly Disability Compensation Costs by Residence $ 8,606,607

Estimated Annual Disability Compensation Costs by Residence $ 103,279,284

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,958 22

Disability Compensation by Age under 30 377

Disability Compensation by Age 30-49 3,302

Disability Compensation by Age 50-69 5,914

Disability Compensation by Age 70-84 3,154

Disability Compensation by Age over 85 465

Disability Pension Recipients 775 48

Estimated Disability Pension Costs Monthly Value $ 478,433 48

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,408 7

Estimated Annual Disability Pension Costs by Residence $ 5,741,196

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 73

Disability Pension by Age 50-69 420

Disability Pension by Age 70-84 249

Disability Pension by Age over 85 32

Compensation Recipients with Power of Attorney 5,650

Disability Pension Recipients with Power of Attorney 323

EDUCATION

MGIB-AD Trainees 2,044 36 

 MGIB-SR Trainees 874 39

DEA Trainees 310 41 

VEAP Trainees 7 33

INSURANCE

Life Insurance Payments FY 2003 $ 16,026,183 33

Total Face Value of Insurance $ 166,762,724 33

Total Number of Policies 13,009 37

LOAN GUARANTY

Average Loan Amount $ 178,391 1

Number of Loans 1,181 46

Total Loan Amount $ 210,680,021 41

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 104 6

Veterans entering suitable employment past 12 months 69 35
Page 134 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

IDAHO

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 130,824 42

Disability Compensation Recipients by Residence 14,222 41

Estimated Monthly Disability Compensation Costs by Residence $ 9,677,289

Estimated Annual Disability Compensation Costs by Residence $ 116,127,468

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,113 20

Disability Compensation by Age under 30 560

Disability Compensation by Age 30-49 3,808

Disability Compensation by Age 50-69 6,305

Disability Compensation by Age 70-84 3,210

Disability Compensation by Age over 85 430

Disability Pension Recipients 1,471 42

Estimated Disability Pension Costs Monthly Value $ 873,291 41

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,124 15

Estimated Annual Disability Pension Costs by Residence $ 10,479,492

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 82

Disability Pension by Age 50-69 528

Disability Pension by Age 70-84 742

Disability Pension by Age over 85 118

Compensation Recipients with Power of Attorney 10,271

Disability Pension Recipients with Power of Attorney 1,211

EDUCATION

MGIB-AD Trainees 1,488 40

MGIB-SR Trainees 693 41

DEA Trainees 322 40 

VEAP Trainees 4 40

INSURANCE

Life Insurance Payments FY 2003 $ 8,085,447 42

Total Face Value of Insurance $ 84,134,269 42

Total Number of Policies 8,139 43

LOAN GUARANTY

Average Loan Amount $ 114,768 40

Number of Loans 3,982 35

Total Loan Amount $ 457,005,017 35
Benefit Programs by State Page 135 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

ILLINOIS

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 922,087 7

Disability Compensation Recipients by Residence 55,936 13

Estimated Monthly Disability Compensation Costs by Residence $ 33,055,669

Estimated Annual Disability Compensation Costs by Residence $ 396,668,028

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,802 50

Disability Compensation by Age under 30 2,631

Disability Compensation by Age 30-49 14,740

Disability Compensation by Age 50-69 23,495

Disability Compensation by Age 70-84 14,841

Disability Compensation by Age over 85 2,606

Disability Pension Recipients 10,723 10

Estimated Disability Pension Costs Monthly Value $ 6,113,814 11

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,842 24

Estimated Annual Disability Pension Costs by Residence $ 73,365,768

Disability Pension by Age under 30 9

Disability Pension by Age 30-49 656

Disability Pension by Age 50-69 4,676

Disability Pension by Age 70-84 4,689

Disability Pension by Age over 85 693

Compensation Recipients with Power of Attorney 32,145

Disability Pension Recipients with Power of Attorney 6,577

EDUCATION

MGIB-AD Trainees 11,742 7

MGIB-SR Trainees 4,185 4

DEA Trainees 1,279 18

VEAP Trainees 36 5

INSURANCE

Life Insurance Payments FY 2003 78,716,717 6

Total Face Value of Insurance 819,098,001 6

Total Number of Policies 73,282 6

LOAN GUARANTY

Average Loan Amount 127,239 20

Number of Loans 12,452 12

Total Loan Amount 1,584,383,368 13

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 11 38

Veterans entering suitable employment past 12 months 122 23
Page 136 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

INDIANA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 562,046 15

Disability Compensation Recipients by Residence 41,944 23

Estimated Monthly Disability Compensation Costs by Residence $ 24,153,404

Estimated Annual Disability Compensation Costs by Residence $ 289,840,848

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,910 45

Disability Compensation by Age under 30 1,241

Disability Compensation by Age 30-49 11,193

Disability Compensation by Age 50-69 18,003

Disability Compensation by Age 70-84 10,145

Disability Compensation by Age over 85 1,362

Disability Pension Recipients 4,955 27

Estimated Disability Pension Costs Monthly Value $ 2,696,417 28

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,530 38

Estimated Annual Disability Pension Costs by Residence $ 32,357,004

Disability Pension by Age under 30 2

Disability Pension by Age 30-49 306

Disability Pension by Age 50-69 2,156

Disability Pension by Age 70-84 2,209

Disability Pension by Age over 85 282

Compensation Recipients with Power of Attorney 23,616

Disability Pension Recipients with Power of Attorney 3,125

EDUCATION

MGIB-AD Trainees 3,967 22 

 MGIB-SR Trainees 2,223 12

DEA Trainees 880 28

VEAP Trainees 16 19

INSURANCE

Life Insurance Payments FY 2003 $ 28,314,785 22

Total Face Value of Insurance $ 294,633,522 22

Total Number of Policies 27,613 22

LOAN GUARANTY

Average Loan Amount $ 115,782 37

Number of Loans 8,476 18

Total Loan Amount $ 981,368,647 20

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 26 23

Veterans entering suitable employment past 12 months 114 26
Benefit Programs by State Page 137 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

IOWA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 274,272 31

Disability Compensation Recipients by Residence 19,819 36

Estimated Monthly Disability Compensation Costs by Residence $ 11,597,914

Estimated Annual Disability Compensation Costs by Residence $ 139,174,968

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,490 36

Disability Compensation by Age under 30 541

Disability Compensation by Age 30-49 4,560

Disability Compensation by Age 50-69 7,749

Disability Compensation by Age 70-84 5,399

Disability Compensation by Age over 85 984

Disability Pension Recipients 3,622 31

Estimated Disability Pension Costs Monthly Value $ 2,208,391 31

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,317 8

Estimated Annual Disability Pension Costs by Residence $ 26,500,692

Disability Pension by Age under 30

Disability Pension by Age 30-49 183

Disability Pension by Age 50-69 1,317

Disability Pension by Age 70-84 1,758

Disability Pension by Age over 85 364

Compensation Recipients with Power of Attorney 12,300

Disability Pension Recipients with Power of Attorney 2,773

EDUCATION

MGIB-AD Trainees 2,295 32 

MGIB-SR Trainees 1,760 19

DEA Trainees 436 38

VEAP Trainees 9 28

INSURANCE

Life Insurance Payments FY 2003 $ 23,169,227 27

Total Face Value of Insurance $ 241,090,692 27

Total Number of Policies 21,120 28

LOAN GUARANTY

Average Loan Amount $ 106,927 48

Number of Loans 2,648 37

Total Loan Amount $ 283,142,898 39

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 21 27

Veterans entering suitable employment past 12 months 72 32
Page 138 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

KANSAS

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 253,181 32

Disability Compensation Recipients by Residence 23,100 33

Estimated Monthly Disability Compensation Costs by Residence $ 14,301,153

Estimated Annual Disability Compensation Costs by Residence $ 171,613,836

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,293 41

Disability Compensation by Age under 30 685

Disability Compensation by Age 30-49 6,040

Disability Compensation by Age 50-69 10,042

Disability Compensation by Age 70-84 5,501

Disability Compensation by Age over 85 832

Disability Pension Recipients 3,191 34

Estimated Disability Pension Costs Monthly Value $ 1,876,393 34

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,056 17

Estimated Annual Disability Pension Costs by Residence $ 22,516,716

Disability Pension by Age under 30

Disability Pension by Age 30-49 211

Disability Pension by Age 50-69 1,251

Disability Pension by Age 70-84 1,446

Disability Pension by Age over 85 283

Compensation Recipients with Power of Attorney 15,710

Disability Pension Recipients with Power of Attorney 2,897

EDUCATION

MGIB-AD Trainees 3,086 27 

 MGIB-SR Trainees 1,127 33

DEA Trainees 635 34

VEAP Trainees 8 30

INSURANCE

Life Insurance Payments FY 2003 $ 18,600,809 30

Total Face Value of Insurance $ 193,553,367 30

Total Number of Policies 17,941 31

LOAN GUARANTY

Average Loan Amount $ 108,159 46

Number of Loans 5,160 28

Total Loan Amount $ 558,101,339 31

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 3 48

Veterans entering suitable employment past 12 months 74 31
Benefit Programs by State Page 139 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

KENTUCKY

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 366,475 27

Disability Compensation Recipients by Residence 37,673 26

Estimated Monthly Disability Compensation Costs by Residence $ 26,213,740

Estimated Annual Disability Compensation Costs by Residence $ 314,564,880

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,524 13

Disability Compensation by Age under 30 1,277

Disability Compensation by Age 30-49 10,180

Disability Compensation by Age 50-69 16,003

Disability Compensation by Age 70-84 9,096

Disability Compensation by Age over 85 1,117

Disability Pension Recipients 7,452 17

Estimated Disability Pension Costs Monthly Value $ 4,143,295 18

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,672 32

Estimated Annual Disability Pension Costs by Residence $ 49,719,540

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 344

Disability Pension by Age 50-69 2,678

Disability Pension by Age 70-84 3,805

Disability Pension by Age over 85 624

Compensation Recipients with Power of Attorney 22,966

Disability Pension Recipients with Power of Attorney 5,553

EDUCATION

MGIB-AD Trainees 3,448 24 

 MGIB-SR Trainees 1,392 30

DEA Trainees 1,079 24

VEAP Trainees 11 26

INSURANCE

Life Insurance Payments FY 2003 $ 18,378,014 31

Total Face Value of Insurance $ 191,235,041 31

Total Number of Policies 18,168 30

LOAN GUARANTY

Average Loan Amount $ 113,866 41

Number of Loans 5,533 26

Total Loan Amount $ 630,022,544 29

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 28 21

Veterans entering suitable employment past 12 months 227 13
Page 140 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

LOUISIANA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 373,922 25

Disability Compensation Recipients by Residence 36,129 27

Estimated Monthly Disability Compensation Costs by Residence $ 25,718,899

Estimated Annual Disability Compensation Costs by Residence $ 308,626,788

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,542 11

Disability Compensation by Age under 30 1,412

Disability Compensation by Age 30-49 9,014

Disability Compensation by Age 50-69 16,137

Disability Compensation by Age 70-84 8,501

Disability Compensation by Age over 85 1,065

Disability Pension Recipients 10,594 11

Estimated Disability Pension Costs Monthly Value $ 6,025,516 12

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,825 25

Estimated Annual Disability Pension Costs by Residence $ 72,306,192

Disability Pension by Age under 30 4

Disability Pension by Age 30-49 628

Disability Pension by Age 50-69 3,715

Disability Pension by Age 70-84 5,312

Disability Pension by Age over 85 935

Compensation Recipients with Power of Attorney 25,697

Disability Pension Recipients with Power of Attorney 9,117

EDUCATION

MGIB-AD Trainees 4,348 21

MGIB-SR Trainees 3,198 8

DEA Trainees 1,286 16

VEAP Trainees 9 28

INSURANCE

Life Insurance Payments FY 2003 $ 22,138,969 28

Total Face Value of Insurance $ 230,370,191 28

Total Number of Policies 21,255 27

LOAN GUARANTY

Average Loan Amount $ 113,600 42

Number of Loans 4,663 32

Total Loan Amount $ 529,717,545 32

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 16 32

Veterans entering suitable employment past 12 months 109 27
Benefit Programs by State Page 141 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

MAINE

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 158,132 38

Disability Compensation Recipients by Residence 18,490 39

Estimated Monthly Disability Compensation Costs by Residence $ 16,706,130

Estimated Annual Disability Compensation Costs by Residence $ 200,473,560

Estimated Average Disability Compensation Annual Amount (per veteran) $ 10,842 3

Disability Compensation by Age under 30 550

Disability Compensation by Age 30-49 4,660

Disability Compensation by Age 50-69 8,477

Disability Compensation by Age 70-84 4,225

Disability Compensation by Age over 85 578

Disability Pension Recipients 2,951 37

Estimated Disability Pension Costs Monthly Value $ 1,639,289 37

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,666 33

Estimated Annual Disability Pension Costs by Residence $ 19,671,468

Disability Pension by Age under 30 2

Disability Pension by Age 30-49 193

Disability Pension by Age 50-69 1,280

Disability Pension by Age 70-84 1,267

Disability Pension by Age over 85 209

Compensation Recipients with Power of Attorney 12,532

Disability Pension Recipients with Power of Attorney 2,299

EDUCATION

MGIB-AD Trainees 994 42

MGIB-SR Trainees 356 45

DEA Trainees 642 33

VEAP Trainees 4 40

INSURANCE

Life Insurance Payments FY 2003 $ 9,875,863 40

Total Face Value of Insurance $ 102,764,701 40

Total Number of Policies 10,327 40

LOAN GUARANTY

Average Loan Amount $ 121,316 28

Number of Loans 1,337 44

Total Loan Amount $ 162,199,989 44

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 9 40

Veterans entering suitable employment past 12 months 67 37
Page 142 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

MARYLAND

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 486,585 19

Disability Compensation Recipients by Residence 46,428 20

Estimated Monthly Disability Compensation Costs by Residence $ 27,305,307

Estimated Annual Disability Compensation Costs by Residence $ 327,663,684

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,915 44

Disability Compensation by Age under 30 1,657

Disability Compensation by Age 30-49 14,670

Disability Compensation by Age 50-69 19,356

Disability Compensation by Age 70-84 9,159

Disability Compensation by Age over 85 1,406

Disability Pension Recipients 4,033 30

Estimated Disability Pension Costs Monthly Value $ 2,232,390 30

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,642 34

Estimated Annual Disability Pension Costs by Residence $ 26,788,680

Disability Pension by Age under 30 4

Disability Pension by Age 30-49 261

Disability Pension by Age 50-69 1,672

Disability Pension by Age 70-84 1,843

Disability Pension by Age over 85 253

Compensation Recipients with Power of Attorney 20,083

Disability Pension Recipients with Power of Attorney 2,031

EDUCATION

MGIB-AD Trainees 8,039 11 

 MGIB-SR Trainees 1,260 31

DEA Trainees 847 29

VEAP Trainees 25 10

INSURANCE

Life Insurance Payments FY 2003 $ 40,226,179 16

Total Face Value of Insurance $ 418,579,230 16

Total Number of Policies 37,463 18

Loan Guaranty

Average Loan Amount $ 155,873 5

Number of Loans 21,037 8

Total Loan Amount $ 3,279,102,946 6 

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 8 42

Veterans entering suitable employment past 12 months 72 32
Benefit Programs by State Page 143 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

MASSACHUSETTS

COMPENSATION AND PENSION

 Estimated Veteran Population by Residence 509,868 18

Disability Compensation Recipients by Residence 58,313 12

Estimated Monthly Disability Compensation Costs by Residence $ 34,707,738

Estimated Annual Disability Compensation Costs by Residence $ 416,492,856

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,446 38

Disability Compensation by Age under 30 996

Disability Compensation by Age 30-49 8,524

Disability Compensation by Age 50-69 20,622

Disability Compensation by Age 70-84 21,682

Disability Compensation by Age over 85 4,112

Disability Pension Recipients 4,571 29

Estimated Disability Pension Costs Monthly Value $ 2,296,486 29

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,029 49

Estimated Annual Disability Pension Costs by Residence $ 27,557,832

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 292

Disability Pension by Age 50-69 1,840

Disability Pension by Age 70-84 2,075

Disability Pension by Age over 85 363

Compensation Recipients with Power of Attorney 28,549

Disability Pension Recipients with Power of Attorney 2,768

EDUCATION

MGIB-AD Trainees 2,739 30

MGIB-SR Trainees 1,460 28

DEA Trainees 953 27

VEAP Trainees 20 16

INSURANCE

Life Insurance Payments FY 2003 $ 51,090,155 11

Total Face Value of Insurance $ 531,625,872 11

Total Number of Policies 55,570 9

LOAN GUARANTY

Average Loan Amount $ 153,208 6

Number of Loans 1,943 39

Total Loan Amount $ 297,683,720 37

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 104 6

Veterans entering suitable employment past 12 months 69 35
Page 144 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

MICHIGAN

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 845,833 8

Disability Compensation Recipients by Residence 61,204 11

Estimated Monthly Disability Compensation Costs by Residence $ 34,341,447

Estimated Annual Disability Compensation Costs by Residence $ 412,097,364

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,733 51

Disability Compensation by Age under 30 1,601

Disability Compensation by Age 30-49 13,921

Disability Compensation by Age 50-69 25,796

Disability Compensation by Age 70-84 17,272

Disability Compensation by Age over 85 2,614

Disability Pension Recipients 8,733 14

Estimated Disability Pension Costs Monthly Value $ 5,478,909 15

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,529 6

Estimated Annual Disability Pension Costs by Residence $ 65,746,908

Disability Pension by Age under 30 5

Disability Pension by Age 30-49 639

Disability Pension by Age 50-69 4,288

Disability Pension by Age 70-84 3,312

Disability Pension by Age over 85 489

Compensation Recipients with Power of Attorney 38,198

Disability Pension Recipients with Power of Attorney 6,974

EDUCATION

MGIB-AD Trainees 6,930 14 

 MGIB-SR Trainees 1,753 20

DEA Trainees 1,226 19 

VEAP Trainees 32 8

INSURANCE

Life Insurance Payments FY 2003 $ 51,454,873 10

Total Face Value of Insurance $ 535,421,003 10

Total Number of Policies 53,557 10

LOAN GUARANTY

Average Loan Amount $ 120,867 30

Number of Loans 8,241 19

Total Loan Amount $ 996,067,289 18

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 12 37

Veterans entering suitable employment past 12 months 116 24
Benefit Programs by State Page 145 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 MINNESOTA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 439,131 21

Disability Compensation Recipients by Residence 39,139 25

Estimated Monthly Disability Compensation Costs by Residence $ 25,674,770

Estimated Annual Disability Compensation Costs by Residence $ 308,097,240

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,872 24

Disability Compensation by Age under 30 1,058

Disability Compensation by Age 30-49 8,606

Disability Compensation by Age 50-69 16,355

Disability Compensation by Age 70-84 10,980

Disability Compensation by Age over 85 2,140

Disability Pension Recipients 5,033 26

Estimated Disability Pension Costs Monthly Value $ 2,709,982 27

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,461 40

Estimated Annual Disability Pension Costs by Residence $ 32,519,784

Disability Pension by Age under 30

Disability Pension by Age 30-49 221

Disability Pension by Age 50-69 1,573

Disability Pension by Age 70-84 2,553

Disability Pension by Age over 85 686

Compensation Recipients with Power of Attorney 28,561

Disability Pension Recipients with Power of Attorney 4,660

 

EDUCATION

MGIB-AD Trainees 3,278 25

MGIB-SR Trainees 2,450 10

DEA Trainees 1,045 25

VEAP Trainees 20 16

INSURANCE

Life Insurance Payments FY 2003 $ 38,349,599 18

Total Face Value of Insurance $ 399,052,207 18

Total Number of Policies 40,623 16

LOAN GUARANTY

Average Loan Amount $ 138,645 16

Number of Loans 4,964 30

Total Loan Amount $ 688,233,183 25

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 56 15

Veterans entering suitable employment past 12 months 115 25
Page 146 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

 MISSISSIPPI

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 243,604 33

Disability Compensation Recipients by Residence 25,476 30

Estimated Monthly Disability Compensation Costs by Residence $ 18,421,440

Estimated Annual Disability Compensation Costs by Residence $ 221,057,280

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,677 9

Disability Compensation by Age under 30 619

Disability Compensation by Age 30-49 6,262

Disability Compensation by Age 50-69 11,304

Disability Compensation by Age 70-84 6,484

Disability Compensation by Age over 85 807

Disability Pension Recipients 6,864 20

Estimated Disability Pension Costs Monthly Value $ 3,607,683 20

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,307 43

Estimated Annual Disability Pension Costs by Residence $ 43,292,196

Disability Pension by Age under 30 4

Disability Pension by Age 30-49 258

Disability Pension by Age 50-69 1,833

Disability Pension by Age 70-84 3,993

Disability Pension by Age over 85 776

Compensation Recipients with Power of Attorney 15,193

Disability Pension Recipients with Power of Attorney 5,255

EDUCATION

MGIB-AD Trainees 2,099 35 

 MGIB-SR Trainees 1,865 17

DEA Trainees 694 32

VEAP Trainees 5 37

INSURANCE

Life Insurance Payments FY 2003 $ 13,508,603 36

Total Face Value of Insurance $ 140,565,686 36

Total Number of Policies 13,091 36

LOAN GUARANTY

Average Loan Amount $ 107,952 47

Number of Loans 4,341 34

Total Loan Amount $ 468,618,117 34

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 8 42

Veterans entering suitable employment past 12 months 63 38
Benefit Programs by State Page 147 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

MISSOURI

COMPENSATION AND PENSION

ESTIMATED VETERAN POPULATION by Residence 562,405 14

Disability Compensation Recipients by Residence 46,248 21

Estimated Monthly Disability Compensation Costs by Residence $ 30,244,287

Estimated Annual Disability Compensation Costs by Residence $ 362,931,444

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,817 26

Disability Compensation by Age under 30 1,297

Disability Compensation by Age 30-49 11,639

Disability Compensation by Age 50-69 20,070

Disability Compensation by Age 70-84 11,686

Disability Compensation by Age over 85 1,736

Disability Pension Recipients 8,479 16

Estimated Disability Pension Costs Monthly Value $ 5,034,402 16

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,125 14

Estimated Annual Disability Pension Costs by Residence $ 60,412,824

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 507

Disability Pension by Age 50-69 3,160

Disability Pension by Age 70-84 4,070

Disability Pension by Age over 85 741

Compensation Recipients with Power of Attorney 29,544

Disability Pension Recipients with Power of Attorney 6,960

EDUCATION

MGIB-AD Trainees 5,371 16 

 MGIB-SR Trainees 2,192 13

DEA Trainees 1,128 21

VEAP Trainees 24 13

INSURANCE

Life Insurance Payments FY 2003 $ 36,087,950 19

Total Face Value of Insurance $ 375,518,295 19

Total Number of Policies 35,879 19

LOAN GUARANTY

Average Loan Amount $ 113,445 43

Number of Loans 9,913 16

Total Loan Amount $ 1,124,581,212 16

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 25 24

Veterans entering suitable employment past 12 months 162 20
Page 148 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

MONTANA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 114,778 43

Disability Compensation Recipients by Residence 11,993 44

Estimated Monthly Disability Compensation Costs by Residence $ 8,520,807

Estimated Annual Disability Compensation Costs by Residence $ 102,249,684

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,526 12

Disability Compensation by Age under 30 499

Disability Compensation by Age 30-49 3,056

Disability Compensation by Age 50-69 5,635

Disability Compensation by Age 70-84 2,425

Disability Compensation by Age over 85 378

Disability Pension Recipients 1,714 41

Estimated Disability Pension Costs Monthly Value $ 990,101 40

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,932 22

Estimated Annual Disability Pension Costs by Residence $ 11,881,212

Disability Pension by Age under 30

Disability Pension by Age 30-49 114

Disability Pension by Age 50-69 735

Disability Pension by Age 70-84 725

Disability Pension by Age over 85 140

Compensation Recipients with Power of Attorney 8,915

Disability Pension Recipients with Power of Attorney 1,456

EDUCATION

MGIB-AD Trainees 1,013 41 

 MGIB-SR Trainees 477 43

DEA Trainees 223 45

VEAP Trainees 4 40

INSURANCE

Life Insurance Payments FY 2003 $ 7,559,669 44

Total Face Value of Insurance $ 78,663,206 44

Total Number of Policies 7,263 44

LOAN GUARANTY

Average Loan Amount $ 116,309 35

Number of Loans 1,470 41

Total Loan Amount $ 170,974,499 43

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 23 26

Veterans entering suitable employment past 12 months 40 45
Benefit Programs by State Page 149 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NEBRASKA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 165,039 37

Disability Compensation Recipients by Residence 19,233 37

Estimated Monthly Disability Compensation Costs by Residence $ 14,039,017

Estimated Annual Disability Compensation Costs by Residence $ 168,468,204

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,659 10

Disability Compensation by Age under 30 734

Disability Compensation by Age 30-49 5,121

Disability Compensation by Age 50-69 8,039

Disability Compensation by Age 70-84 5,204

Disability Compensation by Age over 85 721

Disability Pension Recipients 2,366 38

Estimated Disability Pension Costs Monthly Value $ 1,598,786 38

Estimated Average Disability Pension Annual Amount (per veteran) $ 8,109 2

Estimated Annual Disability Pension Costs by Residence $ 19,185,432

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 149

Disability Pension by Age 50-69 847

Disability Pension by Age 70-84 1,154

Disability Pension by Age over 85 215

Compensation Recipients with Power of Attorney 14,447

Disability Pension Recipients with Power of Attorney 2,115

EDUCATION

MGIB-AD Trainees 2,252 33 

 MGIB-SR Trainees 1,073 35

DEA Trainees 622 35

VEAP Trainees 7 33

INSURANCE

Life Insurance Payments FY 2003 $ 13,828,184 34

Total Face Value of Insurance $ 143,891,138 34

Total Number of Policies 13,236 34

LOAN GUARANTY

Average Loan Amount $ 122,181 25

Number of Loans 5,371 27

Total Loan Amount $ 656,236,734 28

VOCATIONAL REHABILITATION AND EMPLOYMENT 3 48

Veterans entering suitable employment past 12 months 29 49
Page 150 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NEVADA

 

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 241,612 34

Disability Compensation Recipients by Residence 23,877 32

Estimated Monthly Disability Compensation Costs by Residence $ 15,273,141

Estimated Annual Disability Compensation Costs by Residence $ 183,277,692

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,676 29

Disability Compensation by Age under 30 737

Disability Compensation by Age 30-49 6,200

Disability Compensation by Age 50-69 10,948

Disability Compensation by Age 70-84 5,436

Disability Compensation by Age over 85 556

Disability Pension Recipients 3,037 36

Estimated Disability Pension Costs Monthly Value $ 1,697,003 36

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,705 30

Estimated Annual Disability Pension Costs by Residence $ 20,364,036

Disability Pension by Age under 30 2

Disability Pension by Age 30-49 224

Disability Pension by Age 50-69 1,498

Disability Pension by Age 70-84 1,181

Disability Pension by Age over 85 132

Compensation Recipients with Power of Attorney 12,785

Disability Pension Recipients with Power of Attorney 1,800

EDUCATION

MGIB-AD Trainees 2,640 31 

 MGIB-SR Trainees 385 44

DEA Trainees 413 39

VEAP Trainees 4 40

INSURANCE

Life Insurance Payments FY 2003 $ 13,002,725 37

Total Face Value of Insurance $ 135,301,704 37

Total Number of Policies 13,272 33

 

LOAN GUARANTY

Average Loan Amount $ 148,478 10

Number of Loans 11,303 14

Total Loan Amount $ 1,678,241,643 12

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 21 27

Veterans entering suitable employment past 12 months 87 29
Benefit Programs by State Page 151 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NEW HAMPSHIRE

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 145,440 39

Disability Compensation Recipients by Residence 14,313 40

Estimated Monthly Disability Compensation Costs by Residence $ 9,026,427

Estimated Annual Disability Compensation Costs by Residence $ 108,317,124

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,616 31

Disability Compensation by Age under 30 362

Disability Compensation by Age 30-49 3,434

Disability Compensation by Age 50-69 6,330

Disability Compensation by Age 70-84 3,616

Disability Compensation by Age over 85 480

Disability Pension Recipients 1,031 46

Estimated Disability Pension Costs Monthly Value $ 598,216 45

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,963 21

Estimated Annual Disability Pension Costs by Residence $ 7,178,592

Disability Pension by Age under 30

Disability Pension by Age 30-49 54

Disability Pension by Age 50-69 384

Disability Pension by Age 70-84 482

Disability Pension by Age over 85 111

Compensation Recipients with Power of Attorney 7,951

Disability Pension Recipients with Power of Attorney 656

EDUCATION

MGIB-AD Trainees 786 44 

 MGIB-SR Trainees 198 49

DEA Trainees 291 42

VEAP Trainees 4 40

INSURANCE

Life Insurance Payments FY 2003 $ 9,860,618 41

Total Face Value of Insurance $ 102,606,059 41

Total Number of Policies 10,176 41

LOAN GUARANTY

Average Loan Amount $ 151,125 8

Number of Loans 1,148 48 

 Total Loan Amount $ 173,491,165 42 

 

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 9 40

Veterans entering suitable employment past 12 months 44 44
Page 152 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NEW JERSEY

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 610,499 13

Disability Compensation Recipients by Residence 49,233 17

Estimated Monthly Disability Compensation Costs by Residence $ 29,392,562

Estimated Annual Disability Compensation Costs by Residence $ 352,710,744

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,881 48

Disability Compensation by Age under 30 1,005

Disability Compensation by Age 30-49 8,050

Disability Compensation by Age 50-69 18,909

Disability Compensation by Age 70-84 17,917

Disability Compensation by Age over 85 3,352

Disability Pension Recipients 3,561 32

Estimated Disability Pension Costs Monthly Value $ 1,949,632 33

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,570 37

Estimated Annual Disability Pension Costs by Residence $ 23,395,584

Disability Pension by Age under 30 2

Disability Pension by Age 30-49 182

Disability Pension by Age 50-69 1,305

Disability Pension by Age 70-84 1,778

Disability Pension by Age over 85 294

Compensation Recipients with Power of Attorney 24,100

Disability Pension Recipients with Power of Attorney 2,265

EDUCATION

MGIB-AD Trainees 2,905 28 

 MGIB-SR Trainees 1,480 26

DEA Trainees 720 31

VEAP Trainees 15 22

INSURANCE

Life Insurance Payments FY 2003 $ 65,567,617 8

Total Face Value of Insurance $ 682,273,170 8

Total Number of Policies 65,105 8

LOAN GUARANTY

Average Loan Amount $ 135,717 17

Number of Loans 5,004 29

Total Loan Amount $ 679,127,109 27

VOCATION REHABILITATION AND EMPLOYMENT Newark Regional Office

Veterans entering independent living past 12 months 7 44

Veterans entering suitable employment past 12 months 79 30
Benefit Programs by State Page 153 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NEW MEXICO

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 185,254 36

Disability Compensation Recipients by Residence 24,208 31

Estimated Monthly Disability Compensation Costs by Residence $ 21,889,750

Estimated Annual Disability Compensation Costs by Residence $ 262,677,000

Estimated Average Disability Compensation Annual Amount (per veteran) $ 10,851 2

Disability Compensation by Age under 30 603

Disability Compensation by Age 30-49 5,356

Disability Compensation by Age 50-69 11,772

Disability Compensation by Age 70-84 5,677

Disability Compensation by Age over 85 800

Disability Pension Recipients 3,188 35

Estimated Disability Pension Costs Monthly Value $ 1,850,923 35

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,967 20

Estimated Annual Disability Pension Costs by Residence $ 22,211,076

Disability Pension by Age under 30 2

Disability Pension by Age 30-49 215

Disability Pension by Age 50-69 1,309

Disability Pension by Age 70-84 1,403

Disability Pension by Age over 85 259

Compensation Recipients with Power of Attorney 15,678

Disability Pension Recipients with Power of Attorney 2,495

EDUCATION

MGIB-AD Trainees 2,830 29 

 MGIB-SR Trainees 555 42

DEA Trainees 1,088 23

VEAP Trainees 8 30

 

INSURANCE

Life Insurance Payments FY 2003 $ 13,604,061 35

Total Face Value of Insurance $ 141,558,996 35

Total Number of Policies 13,126 35

LOAN GUARANTY

Average Loan Amount $ 121,925 27

Number of Loans 5,969 24

Total Loan Amount $ 727,771,175 24

VOCATIONAL REHABILITATION AND EMPLOYMENT 

Veterans entering independent living past 12 months 82 9

Veterans entering suitable employment past 12 months 53 42
Page 154 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NEW YORK

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 1,211,909 4

Disability Compensation Recipients by Residence 104,972 4

Estimated Monthly Disability Compensation Costs by Residence $ 63,244,641

Estimated Annual Disability Compensation Costs by Residence $ 758,935,692

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,216 43

Disability Compensation by Age under 30 2,807

Disability Compensation by Age 30-49 18,630

Disability Compensation by Age 50-69 42,707

Disability Compensation by Age 70-84 33,855

Disability Compensation by Age over 85 6,973

Disability Pension Recipients 16,421 4

Estimated Disability Pension Costs Monthly Value $ 8,554,614 6

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,251 44

Estimated Annual Disability Pension Costs by Residence $ 102,655,368

Disability Pension by Age under 30 12

Disability Pension by Age 30-49 1,113

Disability Pension by Age 50-69 6,517

Disability Pension by Age 70-84 7,463

Disability Pension by Age over 85 1,316

Compensation Recipients with Power of Attorney 57,108

Disability Pension Recipients with Power of Attorney 9,828

EDUCATION

MGIB-AD Trainees 7,681 12 

 MGIB-SR Trainees 3,414 6

DEA Trainees 2,196 5

VEAP Trainees 42 4

INSURANCE

Life Insurance Payments FY 2003 $ 124,687,526 3

Total Face Value of Insurance $ 1,297,453,779 3

Total Number of Policies 122,852 3

LOAN GUARANTY

Average Loan Amount $ 104,412 49

Number of Loans 4,780 31

Total Loan Amount $ 499,089,304 33

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 120 5

Veterans entering suitable employment past 12 months 256 9
Benefit Programs by State Page 155 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NORTH CAROLINA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 772,814 9

Disability Compensation Recipients by Residence 89,532 7

Estimated Monthly Disability Compensation Costs by Residence $ 63,123,408

Estimated Annual Disability Compensation Costs by Residence $ 757,480,896

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,477 14

Disability Compensation by Age under 30 3,239

Disability Compensation by Age 30-49 28,499

Disability Compensation by Age 50-69 39,546

Disability Compensation by Age 70-84 16,463

Disability Compensation by Age over 85 1,785

Disability Pension Recipients 11,296 9

Estimated Disability Pension Costs Monthly Value $ 5,586,327 13

Estimated Average Disability Pension Annual Amount (per veteran) $ 5,934 51

Estimated Annual Disability Pension Costs by Residence $ 67,035,924

Disability Pension by Age under 30 5

Disability Pension by Age 30-49 569

Disability Pension by Age 50-69 3,521

Disability Pension by Age 70-84 6,190

Disability Pension by Age over 85 1,011

Compensation Recipients with Power of Attorney 62,456

Disability Pension Recipients with Power of Attorney 10,624

EDUCATION

MGIB-AD Trainees 10,399 8 

 MGIB-SR Trainees 1,820 18

DEA Trainees 2,670 4

VEAP Trainees 23 14

INSURANCE

Life Insurance Payments FY 2003 $ 46,713,711 12

Total Face Value of Insurance $ 486,086,163 12

Total Number of Policies 44,177 12

LOAN GUARANTY

Average Loan Amount $ 118,753 33

Number of Loans 25,252 4

Total Loan Amount $ 2,998,741,819 7

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 14 35

Veterans entering suitable employment past 12 months 224 14 
Page 156 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

NORTH DAKOTA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 58,087 50

Disability Compensation Recipients by Residence 6,491 49

Estimated Monthly Disability Compensation Costs by Residence $ 4,109,611

Estimated Annual Disability Compensation Costs by Residence $ 49,315,332

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,597 33

Disability Compensation by Age under 30 197

Disability Compensation by Age 30-49 1,617

Disability Compensation by Age 50-69 2,910

Disability Compensation by Age 70-84 1,466

Disability Compensation by Age over 85 301

Disability Pension Recipients 1,012 47

Estimated Disability Pension Costs Monthly Value $ 557,410 47

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,610 35

Estimated Annual Disability Pension Costs by Residence $ 6,688,920

Disability Pension by Age under 30

Disability Pension by Age 30-49 44

Disability Pension by Age 50-69 327

Disability Pension by Age 70-84 534

Disability Pension by Age over 85 107

Compensation Recipients with Power of Attorney 5,125

Disability Pension Recipients with Power of Attorney 923

EDUCATION

MGIB-AD Trainees 744 47 

 MGIB-SR Trainees 949 37

DEA Trainees 202 46

VEAP Trainees 3 47

INSURANCE

Life Insurance Payments FY 2003 $ 4,850,797 47

Total Face Value of Insurance $ 50,475,655 47

Total Number of Policies 4,868 47

LOAN GUARANTY

Average Loan Amount $ 94,255 52

Number of Loans 1,268 45

Total Loan Amount $ 119,514,977 48

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 11 38

Veterans entering suitable employment past 12 months 34 47
Benefit Programs by State Page 157 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

OHIO

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 1,062,906 6

Disability Compensation Recipients by Residence 84,763 8

Estimated Monthly Disability Compensation Costs by Residence $ 46,402,701

Estimated Annual Disability Compensation Costs by Residence $ 556,832,412

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,710 52

Disability Compensation by Age under 30 2,404

Disability Compensation by Age 30-49 20,747

Disability Compensation by Age 50-69 33,896

Disability Compensation by Age 70-84 22,410

Disability Compensation by Age over 85 3,529

Disability Pension Recipients 14,292 7

Estimated Disability Pension Costs Monthly Value $ 8,618,567 5

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,236 10

Estimated Annual Disability Pension Costs by Residence $ 103,422,804

Disability Pension by Age under 30 9

Disability Pension by Age 30-49 1,172

Disability Pension by Age 50-69 7,187

Disability Pension by Age 70-84 5,191

Disability Pension by Age over 85 733

Compensation Recipients with Power of Attorney 47,164

Disability Pension Recipients with Power of Attorney 10,925

EDUCATION

MGIB-AD Trainees 8,588 10 

 MGIB-SR Trainees 4,378 2

DEA Trainees 1,467 14

VEAP Trainees 35 6

INSURANCE

Life Insurance Payments FY 2003 $ 70,400,518 7

Total Face Value of Insurance $ 732,562,602 7

Total Number of Policies 71,431 7

LOAN GUARANTY

Average Loan Amount $ 123,867 23

Number of Loans 14,392 11

Total Loan Amount $ 1,782,696,170 11

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 57 14

Veterans entering suitable employment past 12 months 196 17
Page 158 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

OKLAHOMA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 370,344 26

Disability Compensation Recipients by Residence 46,462 19

Estimated Monthly Disability Compensation Costs by Residence $ 39,820,901

Estimated Annual Disability Compensation Costs by Residence $ 477,850,812

Estimated Average Disability Compensation Annual Amount (per veteran) $ 10,285 4

Disability Compensation by Age under 30 1,516

Disability Compensation by Age 30-49 11,115

Disability Compensation by Age 50-69 22,065

Disability Compensation by Age 70-84 10,484

Disability Compensation by Age over 85 1,282

Disability Pension Recipients 8,715 15

Estimated Disability Pension Costs Monthly Value $ 6,342,611 10

Estimated Average Disability Pension Annual Amount (per veteran) $ 8,733 1

Estimated Annual Disability Pension Costs by Residence $ 76,111,332

Disability Pension by Age under 30 7

Disability Pension by Age 30-49 476

Disability Pension by Age 50-69 3,605

Disability Pension by Age 70-84 3,932

Disability Pension by Age over 85 695

Compensation Recipients with Power of Attorney 30,202

Disability Pension Recipients with Power of Attorney 7,031

EDUCATION

MGIB-AD Trainees 5,102 18 

 MGIB-SR Trainees 2,350 11

DEA Trainees 1,904 8

VEAP Trainees 11 26

INSURANCE

Life Insurance Payments FY 2003 $ 20,872,210 29

Total Face Value of Insurance $ 217,188,753 29

Total Number of Policies 20,822 29

LOAN GUARANTY

Average Loan Amount $ 100,100 50

Number of Loans 6,872 22

Total Loan Amount $ 687,890,224 26

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 43 16

Veterans entering suitable employment past 12 months 241 11
Benefit Programs by State Page 159 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

OREGON

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 360,795 28

Disability Compensation Recipients by Residence 35,124 28

Estimated Monthly Disability Compensation Costs by Residence $ 26,760,076

Estimated Annual Disability Compensation Costs by Residence $ 321,120,912

Estimated Average Disability Compensation Annual Amount (per veteran) $ 9,329 7

Disability Compensation by Age under 30 1,369

Disability Compensation by Age 30-49 8,879

Disability Compensation by Age 50-69 15,873

Disability Compensation by Age 70-84 7,794

Disability Compensation by Age over 85 1,209

Disability Pension Recipients 5,662 22

Estimated Disability Pension Costs Monthly Value $ 3,710,594 19

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,864 4

Estimated Annual Disability Pension Costs by Residence $ 44,527,128

Disability Pension by Age under 30 3

Disability Pension by Age 30-49 406

Disability Pension by Age 50-69 2,614

Disability Pension by Age 70-84 2,210

Disability Pension by Age over 85 429

Compensation Recipients with Power of Attorney 25,895

Disability Pension Recipients with Power of Attorney 4,693

EDUCATION

MGIB-AD Trainees 3,868 23 

 MGIB-SR Trainees 1,079 34

DEA Trainees 961 26

VEAP Trainees 13 24

INSURANCE

Life Insurance Payments FY 2003 $ 23,805,822 26

Total Face Value of Insurance $ 247,714,868 26

Total Number of Policies 23,741 26

LOAN GUARANTY

Average Loan Amount $ 145,622 12

Number of Loans 7,234 21

Total Loan Amount $ 1,053,426,603 17

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 80 10

Veterans entering suitable employment past 12 months 71 34
Page 160 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

PENNSYLVANIA

 

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 1,180,309 5

Disability Compensation Recipients by Residence 90,253 5

Estimated Monthly Disability Compensation Costs by Residence $ 55,218,840

Estimated Annual Disability Compensation Costs by Residence $ 662,626,080

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,342 40

Disability Compensation by Age under 30 2,255

Disability Compensation by Age 30-49 17,345

Disability Compensation by Age 50-69 36,106

Disability Compensation by Age 70-84 29,647

Disability Compensation by Age over 85 4,900

Disability Pension Recipients 14,774 5

Estimated Disability Pension Costs Monthly Value $ 8,903,541 4

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,232 11

Estimated Annual Disability Pension Costs by Residence $ 106,842,492

Disability Pension by Age under 30 4

Disability Pension by Age 30-49 866

Disability Pension by Age 50-69 5,969

Disability Pension by Age 70-84 6,721

Disability Pension by Age over 85 1,214

Compensation Recipients with Power of Attorney 44,924

Disability Pension Recipients with Power of Attorney 7,461

EDUCATION

MGIB-AD Trainees 6,645 15 

 MGIB-SR Trainees 3,935 5

DEA Trainees 1,693 12

VEAP Trainees 35 6

Insurance

Life Insurance Payments FY 2003 $ 98,171,615 5

Total Face Value of Insurance $ 1,021,538,708 5

Total Number of Policies 102,941 5

LOAN GUARANTY

Average Loan Amount $ 116,624 34

Number of Loans 10,796 15

Total Loan Amount $ 1,259,075,462 15

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 69 12

Veterans entering suitable employment past 12 months 288 7
Benefit Programs by State Page 161 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

PHILIPPINES

COMPENSATION AND PENSION

Estimated Veteran Population by Residence (counted in “Foreign”)

Disability Compensation Recipients by Residence 5,363 

Estimated Monthly Disability Compensation Costs by Residence $ 4,277,214

Estimated Annual Disability Compensation Costs by Residence $ 51,326,568

Estimated Average Disability Compensation Annual Amount (per veteran) $ 9,570 

Disability Compensation by Age under 30 10

Disability Compensation by Age 30-49 282

Disability Compensation by Age 50-69 974

Disability Compensation by Age 70-84 2,487

Disability Compensation by Age over 85 1,610

Disability Pension Recipients 926 

Estimated Disability Pension Costs Monthly Value $ 963,008 

Estimated Average Disability Pension Annual Amount (per veteran) $ 12,480 

Estimated Annual Disability Pension Costs by Residence $ 11,556,096

Disability Pension by Age under 30

Disability Pension by Age 30-49 12

Disability Pension by Age 50-69 314

Disability Pension by Age 70-84 356

Disability Pension by Age over 85 244

EDUCATION

MGIB-AD Trainees 318 

DEA Trainees 128 

INSURANCE

Life Insurance Payments FY 2003 $ 382,452 

Total Face Value of Insurance $ 3,979,654 

Total Number of Policies 435 

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 

Veterans entering suitable employment past 12 months 9 
Page 162 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

PUERTO RICO

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 142,395 40

Disability Compensation Recipients by Residence 19,231 38

Estimated Monthly Disability Compensation Costs by Residence $ 18,601,541

Estimated Annual Disability Compensation Costs by Residence $ 223,218,492

Estimated Average Disability Compensation Annual Amount (per veteran) $ 11,607 1

Disability Compensation by Age under 30 361

Disability Compensation by Age 30-49 4,430

Disability Compensation by Age 50-69 9,171

Disability Compensation by Age 70-84 4,838

Disability Compensation by Age over 85 431

Disability Pension Recipients 14,734 6

Estimated Disability Pension Costs Monthly Value $ 7,514,104 7

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,120 46

Estimated Annual Disability Pension Costs by Residence $ 90,169,248

Disability Pension by Age under 30

Disability Pension by Age 30-49 180

Disability Pension by Age 50-69 2,881

Disability Pension by Age 70-84 10,267

Disability Pension by Age over 85 1,406

EDUCATION

MGIB-AD Trainees 745 46 

 MGIB-SR Trainees 1,507 25

DEA Trainees 1,749 10

VEAP Trainees 7 33

INSURANCE

Life Insurance Payments FY 2003 $ 4,160,098 49

Total Face Value of Insurance $ 43,288,495 49

Total Number of Policies 4,720 48

LOAN GUARANTY

Average Loan Amount $ 126,577 21

Number of Loans 518 49

Total Loan Amount $ 65,566,640 52

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 1 51

Veterans entering suitable employment past 12 months 40 45
Benefit Programs by State Page 163 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

RHODE ISLAND

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 93,894 45

Disability Compensation Recipients by Residence 9,798 46

Estimated Monthly Disability Compensation Costs by Residence $ 6,740,729

Estimated Annual Disability Compensation Costs by Residence $ 80,888,748

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,256 17

Disability Compensation by Age under 30 211

Disability Compensation by Age 30-49 1,765

Disability Compensation by Age 50-69 3,864

Disability Compensation by Age 70-84 3,299

Disability Compensation by Age over 85 659

Disability Pension Recipients 1,035 45

Estimated Disability Pension Costs Monthly Value $ 579,651 46

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,721 29

Estimated Annual Disability Pension Costs by Residence $ 6,955,812

Disability Pension by Age under 30

Disability Pension by Age 30-49 59

Disability Pension by Age 50-69 439

Disability Pension by Age 70-84 465

Disability Pension by Age over 85 72

Compensation Recipients with Power of Attorney 5,126

Disability Pension Recipients with Power of Attorney 485

EDUCATION

MGIB-AD Trainees 636 50 

 MGIB-SR Trainees 284 48

DEA Trainees 249 44

VEAP Trainees 4 40

INSURANCE

Life Insurance Payments FY 2003 $ 7,894,043 43

Total Face Value of Insurance $ 82,142,592 43

Total Number of Policies 8,764 42

LOAN GUARANTY

Average Loan Amount $ 151,844 7

Number of Loans 517 50

Total Loan Amount $ 78,503,336 49

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 40 17

Veterans entering suitable employment past 12 months 34 47
Page 164 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

SOUTH CAROLINA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 411,650 24

Disability Compensation Recipients by Residence 45,115 22

Estimated Monthly Disability Compensation Costs by Residence $ 29,682,396

Estimated Annual Disability Compensation Costs by Residence $ 356,188,752

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,818 25

Disability Compensation by Age under 30 1,435

Disability Compensation by Age 30-49 13,320

Disability Compensation by Age 50-69 20,777

Disability Compensation by Age 70-84 8,683

Disability Compensation by Age over 85 900

Disability Pension Recipients 7,369 18

Estimated Disability Pension Costs Monthly Value $ 4,232,891 17

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,893 23

Estimated Annual Disability Pension Costs by Residence $ 50,794,692

Disability Pension by Age under 30 2

Disability Pension by Age 30-49 309

Disability Pension by Age 50-69 2,596

Disability Pension by Age 70-84 3,836

Disability Pension by Age over 85 626

Compensation Recipients with Power of Attorney 28,561

Disability Pension Recipients with Power of Attorney 6,374

EDUCATION

MGIB-AD Trainees 4,570 19 

 MGIB-SR Trainees 1,564 23

DEA Trainees 1,303 15

VEAP Trainees 13 24

INSURANCE

Life Insurance Payments FY 2003 $ 25,750,143 24

Total Face Value of Insurance $ 267,946,778 24

Total Number of Policies 25,188 24

 

LOAN GUARANTY

Average Loan Amount $ 122,172 26

Number of Loans 7,241 20

Total Loan Amount $ 884,644,663 21

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 27 22

Veterans entering suitable employment past 12 months 190 18
Benefit Programs by State Page 165 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

SOUTH DAKOTA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 76,799 47

Disability Compensation Recipients by Residence 9,046 47

Estimated Monthly Disability Compensation Costs by Residence $ 6,168,141

Estimated Annual Disability Compensation Costs by Residence $ 74,017,692

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,182 18

Disability Compensation by Age under 30 295

Disability Compensation by Age 30-49 2,394

Disability Compensation by Age 50-69 4,146

Disability Compensation by Age 70-84 1,897

Disability Compensation by Age over 85 314

Disability Pension Recipients 1,815 40

Estimated Disability Pension Costs Monthly Value $ 1,031,156 39

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,818 26

Estimated Annual Disability Pension Costs by Residence $ 12,373,872

Disability Pension by Age under 30

Disability Pension by Age 30-49 81

Disability Pension by Age 50-69 581

Disability Pension by Age 70-84 969

Disability Pension by Age over 85 184

Compensation Recipients with Power of Attorney 6,663

Disability Pension Recipients with Power of Attorney 1,567

EDUCATION

MGIB-AD Trainees 750 45 

 MGIB-SR Trainees 906 38

DEA Trainees 192 47

VEAP Trainees 3 47

INSURANCE

Life Insurance Payments FY 2003 $ 6,015,330 45

Total Face Value of Insurance $ 62,593,375 45

Total Number of Policies 5,983 46

LOAN GUARANTY

Number of Loans 1,402 42

Average Loan Amount $ 115,198 39

Total Loan Amount $ 161,507,217 45

 

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 15 33

Veterans entering suitable employment past 12 months 63 38
Page 166 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

TENNESSEE

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 544,695 17

Disability Compensation Recipients by Residence 54,009 15

Estimated Monthly Disability Compensation Costs by Residence $ 36,458,282

Estimated Annual Disability Compensation Costs by Residence $ 437,499,504

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,100 21

Disability Compensation by Age under 30 1,738

Disability Compensation by Age 30-49 15,918

Disability Compensation by Age 50-69 24,015

Disability Compensation by Age 70-84 11,019

Disability Compensation by Age over 85 1,319

Disability Pension Recipients 10,127 13

Estimated Disability Pension Costs Monthly Value $ 5,487,254 14

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,502 39

Estimated Annual Disability Pension Costs by Residence $ 65,847,048

Disability Pension by Age under 30 3

Disability Pension by Age 30-49 503

Disability Pension by Age 50-69 3,602

Disability Pension by Age 70-84 5,108

Disability Pension by Age over 85 911

Compensation Recipients with Power of Attorney 34,559

Disability Pension Recipients with Power of Attorney 8,597

 

EDUCATION

MGIB-AD Trainees 5,330 17 

 MGIB-SR Trainees 1,475 27

DEA Trainees 1,280 17

VEAP Trainees 15 22

INSURANCE

Life Insurance Payments FY 2003 $ 27,987,431 23

Total Face Value of Insurance $ 291,227,194 23

Total Number of Policies 26,963 23

LOAN GUARANTY

Average Loan Amount $ 115,511 38

Number of Loans 12,139 13

Total Loan Amount $ 1,402,190,624 14

VOCATION REHABILITATION AND EMPLOYMENT Nashville Regional Office

Veterans entering independent living past 12 months 6 46

Veterans entering suitable employment past 12 months 218 15
Benefit Programs by State Page 167 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

TEXAS

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 1,679,056 3

Disability Compensation Recipients by Residence 202,446 3

Estimated Monthly Disability Compensation Costs by Residence $ 140,802,362

Estimated Annual Disability Compensation Costs by Residence $ 1,689,628,344

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,337 15

Disability Compensation by Age under 30 8,127

Disability Compensation by Age 30-49 55,239

Disability Compensation by Age 50-69 91,070

Disability Compensation by Age 70-84 42,440

Disability Compensation by Age over 85 5,802

Disability Pension Recipients 27,207 1

Estimated Disability Pension Costs Monthly Value $ 15,948,270 1

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,034 18

Estimated Annual Disability Pension Costs by Residence $ 191,379,240

Disability Pension by Age under 30 22

Disability Pension by Age 30-49 1,772

Disability Pension by Age 50-69 10,785

Disability Pension by Age 70-84 12,358

Disability Pension by Age over 85 2,270

Compensation Recipients with Power of Attorney 132,736

Disability Pension Recipients with Power of Attorney 22,457

EDUCATION

MGIB-AD Trainees 28,500 2 

 MGIB-SR Trainees 4,373 3

DEA Trainees 5,465 2

VEAP Trainees 54 2

INSURANCE

Life Insurance Payments FY 2003 $ 106,737,804 4

Total Face Value of Insurance $ 1,110,675,402 4

Total Number of Policies 103,119 4

LOAN GUARANTY

Average Loan Amount $ 112,581 44

Number of Loans 49,567 1

Total Loan Amount $ 5,580,291,153 1

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 145 4

Veterans entering suitable employment past 12 months 635 1
Page 168 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

UTAH

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 136,482 41

Disability Compensation Recipients by Residence 13,897 42

Estimated Monthly Disability Compensation Costs by Residence $ 8,762,270

Estimated Annual Disability Compensation Costs by Residence $ 105,147,240

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,432 39

Disability Compensation by Age under 30 531

Disability Compensation by Age 30-49 3,501

Disability Compensation by Age 50-69 5,899

Disability Compensation by Age 70-84 3,497

Disability Compensation by Age over 85 469

Disability Pension Recipients 1,175 43

Estimated Disability Pension Costs Monthly Value $ 643,500 43

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,572 36

Estimated Annual Disability Pension Costs by Residence $ 7,722,000

Disability Pension by Age under 30

Disability Pension by Age 30-49 83

Disability Pension by Age 50-69 474

Disability Pension by Age 70-84 522

Disability Pension by Age over 85 96

Compensation Recipients with Power of Attorney 7,592

Disability Pension Recipients with Power of Attorney 632

EDUCATION

MGIB-AD Trainees 1,896 37 

 MGIB-SR Trainees 1,556 24

DEA Trainees 541 37

VEAP Trainees 5 37

INSURANCE

Life Insurance Payments FY 2003 $ 11,661,194 38

Total Face Value of Insurance $ 121,342,211 38

Total Number of Policies 11,812 38

LOAN GUARANTY

Average Loan Amount $ 142,394 13

Number of Loans 5,829 25

Total Loan Amount $ 830,014,186 22

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 19 29

Veterans entering suitable employment past 12 months 134 21
Benefit Programs by State Page 169 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

VERMONT

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 59,373 49

Disability Compensation Recipients by Residence 5,217 51

Estimated Monthly Disability Compensation Costs by Residence $ 3,831,249

Estimated Annual Disability Compensation Costs by Residence $ 45,974,988

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,813 8

Disability Compensation by Age under 30 129

Disability Compensation by Age 30-49 1,164

Disability Compensation by Age 50-69 2,403

Disability Compensation by Age 70-84 1,312

Disability Compensation by Age over 85 209

Disability Pension Recipients 622 49

Estimated Disability Pension Costs Monthly Value $ 320,452 49

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,182 45

Estimated Annual Disability Pension Costs by Residence $ 3,845,424

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 32

Disability Pension by Age 50-69 248

Disability Pension by Age 70-84 296

Disability Pension by Age over 85 45

Compensation Recipients with Power of Attorney 3,211

Disability Pension Recipients with Power of Attorney 374

EDUCATION

MGIB-AD Trainees 262 52 

 MGIB-SR Trainees 168 51

DEA Trainees 116 52

VEAP Trainees 1 52

INSURANCE

Life Insurance Payments FY 2003 $ 4,408,932 48

Total Face Value of Insurance $ 45,877,772 48

Total Number of Policies 4,271 49

LOAN GUARANTY

Average Loan Amount $ 122,818 24

Number of Loans 471 51

Total Loan Amount $ 57,847,485 50

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 18 30

Veterans entering suitable employment past 12 months 20 51
Page 170 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

VIRGINIA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 755,089 10

Disability Compensation Recipients by Residence 90,231 6

Estimated Monthly Disability Compensation Costs by Residence $ 51,494,042

Estimated Annual Disability Compensation Costs by Residence $ 617,928,504

Estimated Average Disability Compensation Annual Amount (per veteran) $ 6,848 49

Disability Compensation by Age under 30 2,791

Disability Compensation by Age 30-49 29,000

Disability Compensation by Age 50-69 40,945

Disability Compensation by Age 70-84 15,528

Disability Compensation by Age over 85 1,967

Disability Pension Recipients 6,901 19

Estimated Disability Pension Costs Monthly Value $ 3,470,471 22

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,035 48

Estimated Annual Disability Pension Costs by Residence $ 41,645,652

Disability Pension by Age under 30 5

Disability Pension by Age 30-49 404

Disability Pension by Age 50-69 2,434

Disability Pension by Age 70-84 3,524

Disability Pension by Age over 85 534

Compensation Recipients with Power of Attorney 53,036

Disability Pension Recipients with Power of Attorney 5,677

EDUCATION

MGIB-AD Trainees 14,406 5 

 MGIB-SR Trainees 2,122 14

DEA Trainees 1,911 7

VEAP Trainees 31 9

INSURANCE

Life Insurance Payments FY 2003 $ 55,216,881 9

Total Face Value of Insurance $ 574,567,115 9

Total Number of Policies 50,788 11

LOAN GUARANTY

Average Loan Amount $ 139,751 15

Number of Loans 38,363 3

Total Loan Amount $ 5,361,265,622 2

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 7 44

Veterans entering suitable employment past 12 months 174 19
Benefit Programs by State Page 171 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

WASHINGTON

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 640,520 12

Disability Compensation Recipients by Residence 78,483 10

Estimated Monthly Disability Compensation Costs by Residence $ 53,226,712

Estimated Annual Disability Compensation Costs by Residence $ 638,720,544

Estimated Average Disability Compensation Annual Amount (per veteran) $ 8,138 19

Disability Compensation by Age under 30 2,890

Disability Compensation by Age 30-49 24,538

Disability Compensation by Age 50-69 35,375

Disability Compensation by Age 70-84 13,748

Disability Compensation by Age over 85 1,932

Disability Pension Recipients 5,248 24

Estimated Disability Pension Costs Monthly Value $ 3,121,021 24

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,136 13

Estimated Annual Disability Pension Costs by Residence $ 37,452,252

Disability Pension by Age under 30 6

Disability Pension by Age 30-49 432

Disability Pension by Age 50-69 2,427

Disability Pension by Age 70-84 1,998

Disability Pension by Age over 85 385

Compensation Recipients with Power of Attorney 57,444

Disability Pension Recipients with Power of Attorney 4,289

 

EDUCATION

MGIB-AD Trainees 8,871 9 

 MGIB-SR Trainees 1,596 22

DEA Trainees 1,899 9

VEAP Trainees 25 10

INSURANCE

Life Insurance Payments FY 2003 $ 41,350,027 15

Total Face Value of Insurance $ 430,273,588 15

Total Number of Policies 41,067 14

LOAN GUARANTY

Average Loan Amount $ 150,928 9

Number of Loans 23,170 6

Total Loan Amount $ 3,496,999,948 5

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 74 11

Veterans entering suitable employment past 12 months 349 4 
Page 172 Veterans Benefits Administration 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

WEST VIRGINIA

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 192,348 35

Disability Compensation Recipients by Residence 20,203 35

Estimated Monthly Disability Compensation Costs by Residence $ 17,544,565

Estimated Annual Disability Compensation Costs by Residence $ 210,534,780

Estimated Average Disability Compensation Annual Amount (per veteran) $ 10,095 6

Disability Compensation by Age under 30 606

Disability Compensation by Age 30-49 4,337

Disability Compensation by Age 50-69 10,259

Disability Compensation by Age 70-84 5,010

Disability Compensation by Age over 85 643

Disability Pension Recipients 4,952 28

Estimated Disability Pension Costs Monthly Value $ 2,998,853 25

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,267 9

Estimated Annual Disability Pension Costs by Residence $ 35,986,236

Disability Pension by Age under 30 2

Disability Pension by Age 30-49 319

Disability Pension by Age 50-69 2,230

Disability Pension by Age 70-84 2,099

Disability Pension by Age over 85 302

Compensation Recipients with Power of Attorney 14,915

Disability Pension Recipients with Power of Attorney 4,052

EDUCATION

MGIB-AD Trainees 1,663 38 

 MGIB-SR Trainees 1,168 32

DEA Trainees 586 36

VEAP Trainees 4 40

INSURANCE

Life Insurance Payments FY 2003 $ 10,299,428 39

Total Face Value of Insurance $ 107,172,159 39

Total Number of Policies 10,336 39

LOAN GUARANTY

Number of Loans 1,359 43

Average Loan Amount $ 115,900 36

Total Loan Amount $ 157,508,404 46

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 29 20

Veterans entering suitable employment past 12 months 49 43
Benefit Programs by State Page 173 

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JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

WISCONSIN

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 484,323 20

Disability Compensation Recipients by Residence 41,621 24

Estimated Monthly Disability Compensation Costs by Residence $ 26,651,276

Estimated Annual Disability Compensation Costs by Residence $ 319,815,312

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,739 28

Disability Compensation by Age under 30 1,585

Disability Compensation by Age 30-49 10,669

Disability Compensation by Age 50-69 17,358

Disability Compensation by Age 70-84 10,458

Disability Compensation by Age over 85 1,551

Disability Pension Recipients 5,592 23

Estimated Disability Pension Costs Monthly Value $ 3,300,562 23

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,083 16

Estimated Annual Disability Pension Costs by Residence $ 39,606,744

Disability Pension by Age under 30 5

Disability Pension by Age 30-49 367

Disability Pension by Age 50-69 2,188

Disability Pension by Age 70-84 2,478

Disability Pension by Age over 85 554

Compensation Recipients with Power of Attorney 30,250

Disability Pension Recipients with Power of Attorney 4,756

EDUCATION

MGIB-AD Trainees 3,210 26 

 MGIB-SR Trainees 2,550 9

DEA Trainees 823 30

VEAP Trainees 16 19

INSURANCE

Life Insurance Payments FY 2003 $ 40,116,752 17

Total Face Value of Insurance $ 417,440,570 17

Total Number of Policies 40,436 17

LOAN GUARANTY

Average Loan Amount $ 119,444 32

Number of Loans 6,590 23

Total Loan Amount $ 787,136,064 23

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 15 33

Veterans entering suitable employment past 12 months 204 16
Page 174 Veterans Benefits Administration 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

WYOMING

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 56,880 51

Disability Compensation Recipients by Residence 5,742 50

Estimated Monthly Disability Compensation Costs by Residence $ 3,572,868

Estimated Annual Disability Compensation Costs by Residence $ 42,874,416

Estimated Average Disability Compensation Annual Amount (per veteran) $ 7,467 37

Disability Compensation by Age under 30 201

Disability Compensation by Age 30-49 1,561

Disability Compensation by Age 50-69 2,702

Disability Compensation by Age 70-84 1,146

Disability Compensation by Age over 85 132

Disability Pension Recipients 538 51

Estimated Disability Pension Costs Monthly Value $ 274,334 51

Estimated Average Disability Pension Annual Amount (per veteran) $ 6,119 47

Estimated Annual Disability Pension Costs by Residence $ 3,292,008

Disability Pension by Age under 30 1

Disability Pension by Age 30-49 40

Disability Pension by Age 50-69 254

Disability Pension by Age 70-84 212

Disability Pension by Age over 85 31

Compensation Recipients with Power of Attorney 3,386

Disability Pension Recipients with Power of Attorney 338

EDUCATION

MGIB-AD Trainees 695 49 

 MGIB-SR Trainees 289 47

DEA Trainees 136 51

VEAP Trainees 2 50

INSURANCE

Life Insurance Payments FY 2003 $ 3,589,989 50

Total Face Value of Insurance $ 37,356,140 50

Total Number of Policies 3,296 51

LOAN GUARANTY

Average Loan Amount $ 121,279 29

Number of Loans 1,153 47

Total Loan Amount $ 139,834,921 47

VOCATIONAL REHABILITATION AND EMPLOYMENT

Veterans entering independent living past 12 months 174 2

Veterans entering suitable employment past 12 months 309 5
Benefit Programs by State Page 175 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

VIRGIN ISLANDS

INSURANCE

Life Insurance Payments FY 2003 $ 383,523 

Total Face Value of Insurance $ 3,990,808 

Total Number of Policies 381 

LOAN GUARANTY

Average Loan Amount 132,440 

Number of Loans 6 

Total Loan Amount 794,640 
Page 176 Veterans Benefits Administration 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

CANADA

INSURANCE

Life Insurance Payments FY 2003 $ 1,292,853 

Total Face Value of Insurance $ 13,452,971 

Total Number of Policies 1,149 
Benefit Programs by State Page 177 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

GUAM

LOAN GUARANTY

Average Loan Amount $ 151,287 

Number of Loans 30 

Total Loan Amount $ 4,538,640 
Page 178 Veterans Benefits Administration 

Ranking among states include the 50 states, the District of Columbia, and Puerto Rico. The rankings are not presented for all measures. 

JURISDICTION / PROGRAM MEASURE RANKING AMONG STATES

FOREIGN

INSURANCE

Life Insurance Payments FY 2003 $ 3,751,229 

Total Face Value of Insurance $ 39,033,951 

Total Number of Policies 3,146 

OTHER TERRITORIES & FOREIGN COUNTRIES

COMPENSATION AND PENSION

Estimated Veteran Population by Residence 127,842 

Disability Compensation Recipients by Residence 15,125 

Estimated Monthly Disability Compensation Costs by Residence $ 8,893,287

Estimated Annual Disability Compensation Costs by Residence $ 106,719,444

Disability Compensation by Age under 30 532

Disability Compensation by Age 30-49 5,791

Disability Compensation by Age 50-69 6,599

Disability Compensation by Age 70-84 1,961

Disability Compensation by Age over 85 242

Disability Pension Recipients 951 

Estimated Disability Pension Costs Monthly Value $ 625,682 

Estimated Average Disability Pension Annual Amount (per veteran) $ 7,895 

Estimated Annual Disability Pension Costs by Residence $ 7,508,184

Disability Pension by Age under 30 

Estimated Average Disability Compensation Annual Amount (per veteran) 7,056 

Disability Pension by Age 30-49 28

Disability Pension by Age 50-69 258

Disability Pension by Age 70-84 548

Disability Pension by Age over 85 117

EDUCATION

MGIB-AD Trainees 380 

MGIB-SR Trainees 161 

DEA Trainees 192

 VEAP Trainees 3 
Compensation and Pension Page 179 

Fiscal Year Compensation Veterans Compensation Survivors Total 

2003 $20,230,108,391 $4,211,719,306 $24,441,827,697 

2004 $21,695,594,800 $4,339,861,243 $26,035,456,042 

2005 $22,926,658,929 $4,448,640,051 $27,375,298,980 

2006 $23,976,063,423 $4,541,136,666 $28,517,200,089 

2007 $24,940,899,508 $4,630,089,628 $29,570,989,136 

2008 $25,863,526,313 $4,713,538,075 $30,577,064,389 

2009 $26,978,285,556 $4,835,092,858 $31,813,378,413 

2010 $28,058,325,508 $4,951,293,582 $33,009,619,090 

2015 $33,286,453,223 $5,421,371,072 $38,707,824,295 

2020 $38,432,266,631 $5,778,910,749 $44,211,177,380 

2025 $43,174,350,566 $6,087,652,215 $49,262,002,781 

2030 $46,521,896,401 $6,423,405,985 $52,945,302,386 

2034 $47,448,912,374 $6,726,917,149 $54,175,829,523 

2035 $47,411,467,813 $6,806,318,583 $54,217,786,396 

2040 $45,855,123,884 $7,165,172,990 $53,020,296,875 

2045 $42,692,649,283 $7,399,162,725 $50,091,812,008 

2050 $37,899,746,062 $7,424,248,156 $45,323,994,218 

2055 $31,994,957,549 $7,469,576,252 $39,464,533,801 

2060 $25,443,577,017 $7,421,032,818 $32,864,609,835 

2065 $18,676,772,012 $7,261,320,063 $25,938,092,074 

2070 $12,427,963,213 $6,980,661,624 $19,408,624,836 

2071 $11,321,801,566 $6,909,198,381 $18,230,999,947 

2072 $10,276,045,781 $6,832,558,394 $17,108,604,175 

Total Benefits $2,370,974,485,895 $454,982,411,246 $2,825,956,897,141 

Source: Compensation and Pension Programs Liability for future Benefits as of September 30, 2002 - Pricewaterhousecoopers LLLP, Table 2 

ESTIMATED FUTURE BENEFIT COMPENSATION PAYMENTS 

(TOTAL BENEFITS/OBLIGATIONS)

U.S. DEPARTMENT OF VETERANS AFFAIRS

Veterans Benefits Administration 

810 Vermont Avenue N.W. 

Washington, D.C. 20420 

Internet Homepage http://www.vba.va.gov

You may obtain additional copies of this report by calling the Office of Performance 

Analysis and Integrity at (202) 273-6811. You may also access this report through our 

Internet Homepage http://www.vba.va.gov/reports.htm.