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 Home  > Deposit Insurance > The Deposit Insurance Funds > Historical Assessment Rate SchedulesHistorical Assessment Rate Schedules
	
	Assessment rates detailed below are annual rates in basis points - or cents per $100 of deposit insurance assessment base.

Current (in effect since January 1, 2010)
In effect April 1, 2009 through December 31, 2009
In effect January 1, 2009 through March 31, 2009
In effect January 1, 2007 through December 31, 2008
In effect July 1, 1995 through December 31, 2006
  BIF
  SAIFIn effect January 1, 1993 through June 30, 1995 (BIF & SAIF)**Starting January 1, 2010 and currently in effect.**

            Total Base Assessment Rates for established institutions (insured 5 or more years)
          **RiskCategoryI**
              **RiskCategoryII**
              **RiskCategoryIII**
              **RiskCategoryIV**Initial Base Assessment Rate
              12 – 16
              22
              32
              45Unsecured Debt Adjustment (added)
              -5 to 0
              -5 to 0
              -5 to 0
              -5 to 0Secured Liability Adjustment (added)
              0 to 8
              0 to 11
              0 to 16
              0 to 22.5Brokered Deposit Adjustment (added)
              N/A
              0 to 10
              0 to 10
              0 to 10Total Base Assessment Rate
              7 to 24.0
              17 to 43.0
              27 to 58.0
              40 to 77.5
             
   
             
              Total Base Assessment Rates for **newly insured institutions** (those insured
              less than 5 years)         
          RiskCategoryI
              RiskCategoryII
              RiskCategoryIII
              RiskCategoryIVInitial Base Assessment Rate
              16
              22
              32
              45Secured Liability Adjustment (added)
              0 to 8
              0 to 11
              0 to 16
              0 to 22.5Brokered Deposit Adjustment (added)
              N/A
              0 to 10
              0 to 10
              0 to 10Total Base Assessment Rate
              16 to 24.0
              22 to 43.0
              32 to 58.0
              45 to 77.5**In effect April 1, 2009 through December 31, 2009**


            Total Base Assessment Rates for established institutions (insured 5 or more years)**RiskCategoryI**
              **RiskCategoryII**
              **RiskCategoryIII**
              **RiskCategoryIV**Initial Base Assessment Rate
              12 – 16
              22
              32
              45Unsecured Debt Adjustment (added)
              -5 to 0
              -5 to 0
              -5 to 0
              -5 to 0Secured Liability Adjustment (added)
              0 to 8
              0 to 11
              0 to 16
              0 to 22.5Brokered Deposit Adjustment (added)
              N/A
              0 to 10
              0 to 10
              0 to 10Total Base Assessment Rate
              7 to 24.0
              17 to 43.0
              27 to 58.0
              40 to 77.5
             
              Total Base Assessment Rates for **newly insured institutions** (those insured
              less than 5 years) **without a CAMELS** composite rating
        
          RiskCategoryI
              RiskCategoryII
              RiskCategoryIII
              RiskCategoryIVInitial Base Assessment Rate
              14
              22
              32
              45Secured Liability Adjustment (added)
              0 to 7
              0 to 11
              0 to 16
              0 to 22.5Brokered Deposit Adjustment (added)
              N/A
              0 to 10
              0 to 10
              0 to 10Total Base Assessment Rate
              14 to 21.0
              22 to 43.0
              32 to 58.0
              45 to 77.5
             
              Total Base Assessment Rates for **newly insured institutions** (those insured
              less than 5 years) **with a CAMELS** composite rating        
          RiskCategoryI
              RiskCategoryII
              RiskCategoryIII
              RiskCategoryIVInitial Base Assessment Rate
              12 – 16
              22
              32
              45Secured Liability Adjustment (added)
              0 to 8
              0 to 11
              0 to 16
              0 to 22.5Brokered Deposit Adjustment (added)
              N/A
              0 to 10
              0 to 10
              0 to 10Total Base Assessment Rate
              12 to 24.0
              22 to 43.0
              32 to 58.0
              45 to 77.5**In effect January 1, 2009 through March 31, 2009**RiskCategory
              RiskCategoryII
              RiskCategoryIII
              RiskCategoryIVAnnual Assessment Rate
              12 – 14
              17
              35
              50**In effect January 1, 2007 through December 31, 2008**RiskCategoryI
              RiskCategoryII
              RiskCategoryIII
              RiskCategoryIVAnnual Assessment Rate
              5 – 7
              10
              28
              43**Starting January 1, 2007, the FDIC moved from the 9-cell matrix below to 4 risk categories.  The following table shows the relationship between the 9-cell matrix and the 4 risk categories.** SupervisoryGroup A
              SupervisoryGroup B
              SupervisoryGroup CCapital Group 1 (Well Capitalized)
              RiskCategory I
              RiskCategory II
              RiskCategory IIICapital Group 2 (Adequately Capitalized)
              RiskCategory II
              RiskCategory II
              RiskCategory IIICapital Group 3 (Under Capitalized)
              RiskCategory III
              RiskCategory III
              RiskCategory IV**In effect January 1, 1996 through December 31, 2006 (BIF)**SupervisoryGroupA
              SupervisoryGroupB
              SupervisoryGroupCCapital Group 1 (Well Capitalized)
              0
              3
              17Capital Group 2 (Adequately Capitalized)
              3
              10
              24Capital Group 3 (Under Capitalized)
              10
              24
              27**In effect July 1, 1995 through December 31, 1995 (BIF)**SupervisoryGroupA
              SupervisoryGroupB
              SupervisoryGroupCCapital Group 1 (Well Capitalized)
              4
              7
              21Capital Group 2 (Adequately Capitalized)
              7
              14
              28Capital Group 3 (Under Capitalized)
              14
              28
              31**In effect January 1, 1996 through December 31, 2006 (SAIF)**SupervisoryGroupA
              SupervisoryGroupB
              SupervisoryGroupCCapital Group 1 (Well Capitalized)
              0
              3
              17Capital Group 2 (Adequately Capitalized)
              3
              10
              24Capital Group 3 (Under Capitalized)
              10
              24
              27**In effect July 1, 1995 through December 31, 1995 (SAIF)**SupervisoryGroupA
              SupervisoryGroupB
              SupervisoryGroupCCapital Group 1 (Well Capitalized)
              23
              26
              29Capital Group 2 (Adequately Capitalized)
              26
              29
              30Capital Group 3 (Under Capitalized)
              29
              30
              31**(In addition, SAIF had a special assessment of 65.7bps in 1996)****In effect January 1, 1993 through June 30, 1995 (BIF & SAIF)**SupervisoryGroupA
              SupervisoryGroupB
              SupervisoryGroupCCapital Group 1 (Well Capitalized)
              23
              26
              29Capital Group 2 (Adequately Capitalized)
              26
              29
              30Capital Group 3 (Under Capitalized)
              29
              30
              31Last Updated 6/02/2010
[email protected]
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