<TABLE> <S> <C>

                                             
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE MARCH 31, 1998 10-Q FINANCIAL STATEMENTS AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
<S>                                    <C>
<PERIOD-TYPE>                          3-MOS
<FISCAL-YEAR-END>                            DEC-31-1998
<PERIOD-END>                                 MAR-31-1998
<CASH>                                         1,242,254
<INT-BEARING-DEPOSITS>                             6,852
<FED-FUNDS-SOLD>                                 101,096
<TRADING-ASSETS>                                  26,913
<INVESTMENTS-HELD-FOR-SALE>                    5,375,723
<INVESTMENTS-CARRYING>                         3,989,724
<INVESTMENTS-MARKET>                           3,904,610
<LOANS>                                       19,271,927
<ALLOWANCE>                                      301,264
<TOTAL-ASSETS>                                30,554,690
<DEPOSITS>                                    22,215,625
<SHORT-TERM>                                   3,629,944
<LIABILITIES-OTHER>                              324,949
<LONG-TERM>                                    1,588,592
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                         142,022
<OTHER-SE>                                     2,559,345
<TOTAL-LIABILITIES-AND-EQUITY>                30,554,690
<INTEREST-LOAN>                                  380,309
<INTEREST-INVEST>                                148,182
<INTEREST-OTHER>                                     838
<INTEREST-TOTAL>                                 529,329
<INTEREST-DEPOSIT>                               169,125
<INTEREST-EXPENSE>                               240,171
<INTEREST-INCOME-NET>                            289,158
<LOAN-LOSSES>                                     15,000
<SECURITIES-GAINS>                                 1,426
<EXPENSE-OTHER>                                  190,044
<INCOME-PRETAX>                                  162,025
<INCOME-PRE-EXTRAORDINARY>                       112,417
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     112,417
<EPS-PRIMARY>                                       0.64
<EPS-DILUTED>                                       0.63
<YIELD-ACTUAL>                                      4.18
<LOANS-NON>                                       75,883
<LOANS-PAST>                                      58,494
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                    5,886
<ALLOWANCE-OPEN>                                 296,494
<CHARGE-OFFS>                                     18,933
<RECOVERIES>                                       8,703
<ALLOWANCE-CLOSE>                                301,264
<ALLOWANCE-DOMESTIC>                             125,607
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                          175,657
        


</TABLE>