<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF UNION PLANTERS FOR THE NINE MONTHS ENDED SEPTEMBER 30,
1998 AND IS QUALIFED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                         951,190
<INT-BEARING-DEPOSITS>                          25,602
<FED-FUNDS-SOLD>                               149,063
<TRADING-ASSETS>                               255,583
<INVESTMENTS-HELD-FOR-SALE>                  7,867,587
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     19,856,301
<ALLOWANCE>                                    352,643
<TOTAL-ASSETS>                              30,525,482
<DEPOSITS>                                  23,288,899
<SHORT-TERM>                                 1,829,275
<LIABILITIES-OTHER>                            731,683
<LONG-TERM>                                  1,743,058
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     24,501
<COMMON>                                       678,441
<OTHER-SE>                                   2,229,625
<TOTAL-LIABILITIES-AND-EQUITY>              30,525,482
<INTEREST-LOAN>                              1,319,931
<INTEREST-INVEST>                              297,233
<INTEREST-OTHER>                                21,961
<INTEREST-TOTAL>                             1,639,125
<INTEREST-DEPOSIT>                             620,645
<INTEREST-EXPENSE>                             159,974
<INTEREST-INCOME-NET>                          858,506
<LOAN-LOSSES>                                  122,436
<SECURITIES-GAINS>                             (15,111)
<EXPENSE-OTHER>                                795,169
<INCOME-PRETAX>                                301,386
<INCOME-PRE-EXTRAORDINARY>                     188,065
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   188,065
<EPS-PRIMARY>                                     1.44
<EPS-DILUTED>                                     1.41
<YIELD-ACTUAL>                                    8.39
<LOANS-NON>                                    152,518
<LOANS-PAST>                                   403,542
<LOANS-TROUBLED>                                 6,414
<LOANS-PROBLEM>                                 57,252
<ALLOWANCE-OPEN>                               310,385
<CHARGE-OFFS>                                  123,530
<RECOVERIES>                                    19,628
<ALLOWANCE-CLOSE>                              352,643
<ALLOWANCE-DOMESTIC>                           352,643
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>