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 Home  > Deposit Insurance > The Deposit Insurance Funds > Assessment CalculatorAssessment Calculator
	
	In August 2006, the FDIC began providing a spreadsheet calculator on our website.  This calculator can be downloaded and used by bankers to estimate insurance assessment rates for future quarter(s).  
The calculator contains all necessary financial data.
This calculator illustrates deposit insurance assessment rates effective April 1, 2009 under the final rule implementing a revised risk-based assessment system - PDF 406KB (PDF Help).
After downloading and extracting the spreadsheet, open the spreadsheet in Excel.  In the tab "Assessment Rate Calculation", enter your certificate number in cell D6 and your CAMELS data in cells F15-F21.  Should you have long-term debt issuer rating(s), enter that data in cells F42-F44.  The estimated assessment rate is displayed in cell J73.
Since assessment rates are heavily dependent on financial data, all pre-populated financial data (blue cells) can be overwritten by the user.  Upon changing the data, a new assessment rate is automatically recalculated.
The calculator uses Excel macros and as such, macros need to be enabled upon opening the spreadsheet.  The macros were written in Excel 2003 and might not be compatible with earlier versions of Excel.  If you encounter problems, email [email protected] to request a non-macro version of the calculator via email.

 Click here to download the **Assessment Rate Calculator (Updated February 23, 2011)**


 **Current assessment rate schedule.** 

            Total Base Assessment Rates for established institutions (insured 5 or more years)
       
          **RiskCategoryI**
              **RiskCategoryII**
              **RiskCategoryIII**
              **RiskCategoryIV**Initial Base Assessment Rate
              12 – 16
              22
              32
              45Unsecured Debt Adjustment (added)
              -5 to 0
              -5 to 0
              -5 to 0
              -5 to 0Secured Liability Adjustment (added)
              0 to 8
              0 to 11
              0 to 16
              0 to 22.5Brokered Deposit Adjustment (added)
              N/A
              0 to 10
              0 to 10
              0 to 10Total Base Assessment Rate
              7 to 24.0
              17 to 43.0
              27 to 58.0
              40 to 77.5
             
   
             
              Total Base Assessment Rates for **newly insured institutions** (those insured
              less than 5 years)        
          RiskCategoryI
              RiskCategoryII<
              RiskCategoryIII
              RiskCategoryIVInitial Base Assessment Rate
              16
              22
              32
              45Secured Liability Adjustment (added)
              0 to 8
              0 to 11
              0 to 16
              0 to 22.5Brokered Deposit Adjustment (added)
              N/A
              0 to 10
              0 to 10
              0 to 10Total Base Assessment Rate
              16 to 24.0
              22 to 43.0
              32 to 58.0
              45 to 77.5Last Updated 022/23/2011
[email protected]
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