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 Medicare Enrollment Rules Simplified - Effective January 2023
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          Medicare Enrollment Rules Simplified - Effective January 2023
 Medicare Enrollment Rules Simplified - Effective January 2023
							 
							
							
            Under the new law, starting in January 2023, when you enroll during your Initial Enrollment Period or you enroll during the General Enrollment Period, your Medicare coverage will begin the month after you enroll.

**Initial Enrollment Period**
When you turn 65 you become eligible for Medicare.  This is called your Initial Enrollment Period (IEP).  It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65.

Current Law

**If you enroll:**
			**Coverage starts:**Before the month you turn 65
			The month you turn 65The month you turn 65
			The next month1 month after you turn 65
			2 months after you enroll2 or 3 months after you turn 65
			3 months after you enrollNew Law

**If you enroll:**
			**Coverage starts:**Before the month you turn 65
			The month you turn 65The month you turn 65
			The next month1 month after you turn 65
			The next month2 or 3 months after you turn 65
			The next month after you enrollIf you turn 65 in October 2022 or November 2022 you could be subject to the current IEP rule and the new rules taking effect in January 2023.  If an individual turns 65 in October 2022, their IEP would be July 2022 thru January 2023.

**If you enroll:**
			**Coverage starts:**In July, August or September 2022
			October 1, 2022In October 2022
			November 1, 2022November 2022
			January 1, 2023December 2022
			February 1, 2023January 2023
			March 1, 2023**General Enrollment Period (GEP)**
Beginning January 1, 2023 if you sign up for Part B coverage during the GEP, January 1 through March 31, your coverage will become effective the first day of the month after you enroll.

**If you enroll:**
			**Part B coverage starts:**In January 2023
			February 1, 2023In February 2023
			March 1, 2023In March 2023
			April 1, 2023
      
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 Last updated: 12/23/2022