2023 RUIA Tax Forms Available in myRRB - Read More... Search
    
      Search
  
  
  Search myRRB
 **U.S. Railroad Retirement Board**
 Our AgencyAgency OverviewOffice of the ChairmanChairmanChairman Staff DirectoryOffice of the Labor MemberLabor Member of the BoardLabor Member Staff DirectoryPre-Retirement SeminarsEducational MaterialsQuestions and AnswersOffice of the Management MemberManagement Member of the BoardManagement Member Staff DirectoryOffice of Inspector GeneralOffice of Inspector GeneralAuditInvestigationsHotline to Report Fraud, Waste and AbuseLibraryWhistleblower Protection InformationOrganization ChartBenefitsRetirementGeneral InformationDownloadable FormsmyRRBSurvivorGeneral InformationDownloadable FormsmyRRBDisabilityGeneral InformationDownloadable FormsmyRRBUnemploymentGeneral InformationDownloadable FormsmyRRBSicknessGeneral InformationDownloadable FormsmyRRBIncome TaxGeneral InformationDownloadable FormsmyRRBMedicareGeneral InformationmyRRBEn EspañolmyRRBEmployersEmployer Online ServicesERSNet LoginEFTPS.govPay.govFormsRailLaborReporting InstructionsRailLaborCreditable SicknessPublicationsEmployer Exchange NewsletterProgram and Circular LettersAdditional InformationResourcesRailroad JobsLegal InformationBoard OrdersThe Federal RegisterLegal Opinions and Board Coverage DecisionsPartition of Railroad Retirement AnnuitiesAdministrative Staff Manuals IndexPay Debts OnlineOffice of Equal OpportunityOverviewEEO PoliciesFiling A Complaint of DiscriminationNo FEAR ActFrequently Asked QuestionsRRBVision Video LibraryAppealsRailroad Retirement HandbookFOIA Reading RoomGlossary of RRB TermsFinancial & ReportingAgency ReportsInventoriesPlansReportsFinancial, Actuarial & StatisticalBudget and Financial Reports: Current and ProjectedPerformance and Accountability ReportsEarnings Limits, Tax Rates and COLAsAnnualMonthly & Quarterly RRA and RUIA DataNational Railroad Retirement Investment TrustNRRIT IntroductionBackground InformationReportsCorrespondenceNewsroomNews ReleasesMedia ContactField Office LocatorFAQ
 Divorced Spouse Annuity
 Home
          Spouse/Divorced Spouse Annuities
          Reductions for Early Retirement
          Divorced Spouse Annuity
 Topics
    

      
              Applying For Your Annuity
          When Your Annuity Can Begin
          Reductions for Early Retirement
                                Basic Formula
          Full Retirement Age For Spouse or Divorced Spouse
          Spouse Annuity Age Reduction When Employee Has Less Than 360 Months of Railroad Service
          Spouse Annuity When Employee Has At Least 360 Months of Railroad Service
          Divorced Spouse Annuity
          Deductions For Earnings
          Reductions for Other Benefits
          Deductions for Other Federal Programs
          After You Apply for Your Annuity
          Important Notices Divorced Spouse Annuity
							 
							
							
            RB-30
      
            (4-16)
      
            A divorced spouse annuity is limited to tier I component only. Regardless of the employee's total years of railroad service, your annuity is reduced by 1/144 for the first 36 months you are under Full Retirement Age (FRA) and by 1/240 for each additional month you are under FRA on your annuity beginning date. However, if you were entitled to a spouse annuity before your final divorce from the employee, any previous spouse annuity age reduction is applied to your divorced spouse annuity.

**Summary of Divorced Spouse Age Reductions**

If the employee is receiving an RRA employee annuity and has:
			and the employee is at least:
			your divorced spouse annuity can begin the first full month you are:
			Your annuity will have an age reduction if you retire before attaining:an SS Act Fully Insured Status based on combined railroad and SSA earnings (40 Quarters of Coverage for those born after 1928),
			age 62 for a full month,
			age 62,
			your FRA.an SS Act Disability Insured Status based on combined railroad and SSA earnings (disability freeze),
			age 62,
			age 62,
			your FRA.
        ‹ Spouse Annuity When Employee Has At Least 360 Months of Railroad Service | 
                      Up |
                      Deductions For Earnings ›To view and download PDF documents, you need the free Acrobat Reader. We recommend using the latest version. Viewers with visual disabilities can go to Adobe's Access Website for tools and information that will help make PDF files accessible.Get Adobe Acrobat Reader
To view and download PDF documents, you need the free Acrobat Reader. We recommend using the latest version. Viewers with visual disabilities can go to Adobe's Access Website for tools and information that will help make PDF files accessible.
 JobsRailroad Jobs



HotlineFraud Hotline

RSSField Office Locator
 RRB Seal

U.S. Railroad Retirement BoardWilliam O. Lipinski Federal Building844 North Rush Street
Chicago, IL 60611-1275
Toll Free: (877) 772-5772
TTY: (312) 751-4701
Directory: (312) 751-4300

Privacy PolicyPolicies & LinksSite MapContact UsRRB CareersWebsite Feedback

PlainLanguage.govData.govBenefits.govUSA.govRRB @ Data.govVote.gov

Freedom of Information ActNo FEAR Act DataOffice of Special CounselPlain Writing @ RRBOpen Gov @ RRBOffice of Inspector General
 Last updated: 05/31/2017