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 Full Retirement Age for Employees Who Have Less Than 360 Months of Railroad Service
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          Employee Age and Service Annuities
          Age Reductions For Employees Who Have Less Than 360 Months Service
          Full Retirement Age for Employees Who Have Less Than 360 Months of Railroad Service
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              Overview
          Applying for Your Annuity
          When Your Annuity can Begin
          Age Reductions For Employees Who Have Less Than 360 Months Service
                                Basic Formula
          Full Retirement Age for Employees Who Have Less Than 360 Months of Railroad Service
          Age Reductions For Employees Who Have Less Than 360 Months of Railroad Service
          Deductions for Earnings
          Reductions for Other Benefits
          Reductions for Other Federal Programs
          After You Apply for Your Annuity
          Important Notices Full Retirement Age for Employees Who Have Less Than 360 Months of Railroad Service
							 
							
							
            The term Full Retirement Age (FRA) means the age at which an employee with less than 360 months of railroad service can receive a full annuity (not reduced for early retirement).
If you have less than 360 months of railroad service, this applies to you. FRA for your Tier 1 age reduction is age 65 if you were born before January 2, 1938. The FRA for persons born after January 1, 1938, will gradually increase over a 20-year period to age 67, as illustrated in the following chart.

Determining Your Full Retirement AgeIf your year of birth is:
			Then your Full Retirement Age is:Before 1-2-1938
			651-2-1938 thru 1-1-1939
			65 and 2 months1-2-1939 thru 1-1-1940
			65 and 4 months1-2-1940 thru 1-1-1941
			65 and 6 months1-2-1941 thru 1-1-1942
			65 and 8 months1-2-1942 thru 1-1-1943
			65 and 10 months1-2-1943 thru 1-1-1955
			661-2-1955 thru 1-1-1956
			66 and 2 months1-2-1956 thru 1-1-1957
			66 and 4 months1-2-1957 thru 1-1-1958
			66 and 6 months1-2-1958 thru 1-1-1959
			66 and 8 months1-2-1959 thru 1-1-1960
			66 and 10 months1-2-1960 and later
			67(FRA also affects tier I component work deductions due to earnings, regardless of your total years of railroad service.)
        ‹ Basic Formula | 
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 Last updated: 05/17/2017