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              -  Home 
              -  Employee Disability Benefits  
              -  About Your Disability Annuity 
              -                   When Your Disability Annuity Can Begin              

## Topics

-  General Information 
-  About Your Disability Annuity    -  Occupational Disability Annuity 
  -  Total and Permanent Disability Annuity 
  -  When Your Disability Annuity Can Begin 
  -  How Work Can Affect Your Disability Annuity Payments 
  -  A Conviction Due to a Criminal Offense Can Affect Your Annuity 
  -  When Your Disability Annuity Could End 
-  About Your Period of Disability ("Disability Freeze") 
-  Applying for Early Medicare Coverage 
-  Events That Can Affect Your Disability Benefits 
-  Glossary 

 

You may select the date you wish your disability annuity payments to begin.

The day you may select is either:
                        - the earliest date permitted by law, or
                        - another date that may be more advantageous to you.

**A. General Rule**

Generally, the earliest annuity beginning date permitted by law is the latest of the following:
                        - The first day of the 12th month before the month in which the Railroad Retirement Board (RRB) received your annuity application, or
                        - the first day of the month following the disability annuity waiting period.

**B. Previous Disability Annuity Rule**

If you previously received a disability annuity which ended within 5 years of the month your current disability begins, the earliest annuity beginning date permitted by law is the latest of the following:
                        - The first day of the 12th month before the month in which the RRB received your annuity application, or;
                        - the first day of the month you again became disabled.

If the date you select is earlier than the earliest date permitted by law, your annuity will begin on the earliest date permitted by law.

**C. Disability Annuity Waiting Period**

If the beginning date of your annuity is determined under the General Rule as described above, a waiting period must be completed before your annuity can begin. The waiting period ends the last day of the 5th month after the month your disability began.

   

**‹** Total and Permanent Disability Annuity
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How Work Can Affect Your Disability Annuity Payments **›**

   

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								Last updated: 09/22/2021