UNITED STATES SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 10-Q

 

S	QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the quarterly period ended September 30, 2002

OR

 

o	TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period ________ to ________

Commission File No.   1-10160	**UNION PLANTERS CORPORATION**
(Exact name of registrant as specified in its charter)

        Tennessee        
        62-0859007        
(State of incorporation)
(IRS Employer Identification No.)

 

 

Union Planters Corporation
6200 Poplar Avenue
                         Memphis, Tennessee 38119                
(Address of principal executive offices) 
Registrant's telephone number, including area code:  (901) 580-6000

 

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months, and (2) has been subject to such filing requirements for the past 90 days.

 

Yes  S		No  ̈

 

Indicate the number of shares outstanding of each of the issuer's classes of common stock as of the latest practicable date.

 

      Class        
        Outstanding at October 31, 2002        
Common stock $5 par value
198,127,037

 
**UNION PLANTERS CORPORATION AND SUBSIDIARIES

Form 10-Q For the Three Months Ended September 30, 2002

 

 

INDEX**
	**Page
**PART I.  FINANCIAL INFORMATION	*
Item 1 - Financial Statements (unaudited)	*

CONSOLIDATED BALANCE SHEET	*

CONSOLIDATED STATEMENT OF EARNINGS	*

CONSOLIDATED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY	*

CONSOLIDATED STATEMENT OF CASH FLOWS	*

NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS	*

Note   1.  Principles of Accounting	*

Note   2.  Acquisitions	*

Note   3.  Investment Securities	*

Note   4.  Nonperforming Loans	*

Note   5.  Allowance for Losses on Loans	*

Note   6.  Borrowings	*

Note   7.  Shareholders' Equity	*

Note   8.  Other Noninterest Income and Expense	*

Note   9.  Income Taxes	*

Note 10.  Earnings Per Share	*

Note 11.  Mortgage Loan Servicing	*

Note 12.  Intangible Assets	*

Note 13.  Line of Business Reporting	*

Note 14.  Contingent Liabilities	*

Note 15.  Derivative Financial Instruments	*

Note 16.  Subsequent Event	*

Item 2 - Management's Discussion and Analysis of Financial Condition and Results of Operations	*

Item 3 - Quantitative and Qualitative Disclosures About Market Risk	*

Item 4 - Controls and Procedures	*
****PART II - OTHER INFORMATION	*
Item 1 - Legal Proceedings	*

Item 2 - Changes in Securities	*

Item 3 - Defaults Upon Senior Securities	*

Item 4 - Submission of Matters to a Vote of Security Holders	*

Item 5 - Other Information	*

Item 6 - Exhibits and Reports on Form 8-K	*
****SIGNATURES	*****CERTIFICATIONS	*** 

PART I.  FINANCIAL INFORMATION

Item 1 - Financial Statements (unaudited)

UNION PLANTERS CORPORATION AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEET

(Unaudited)

**     September 30,     **December 31,**   2002   **   2001   **   2001   **(Dollars in thousands)**Assets
  Cash and due from banks 	
$        829,474 
$        762,923 
$        953,846 
  Interest-bearing deposits at financial institutions 	
112,816 
 47,293 
54,351 
  Federal funds sold and securities purchased********************************