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 Age Requirement
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          General Conditions Under Which a Person is Entitled to a Railroad Retirement Employee Annuity
          Age Requirement
 Topics
    

      
              Age Requirement
          Full Retirement Age (FRA)
          Annuity Based on Occupational Disability
          Regular Railroad Occupation
          Annuity Based on Total Disability
          Substantial Gainful Activity
          Stop Railroad Employment
          Supplemental Annuity
          Regular Current Connection
          Deemed Current Connection
          Tier I Deductions for Nonrailroad Earnings
          Any earnings can have an effect on disability annuities. Age Requirement
							 
							
							
            G-177
      
            (04-04)
      
            pdf iconG-177 (150.02 KB)
      
            The age requirement for an age and service annuity depends on your years of creditable railroad service. You must file an application to receive a railroad retirement annuity. When all eligibility requirements are met, your age and service annuity can begin as explained in Chart 1.

**Chart 1 - Determining Your Age and Service Annuity Beginning Date**

If you have at least:
			You can retire:
			Your tier I will have an age reduction if:
			Your tier II will:360 months of railroad service,
			the first full month you are age 60.
			all of the following apply:

			you first met the age or service requirements in a month after June 1984 and before January 2002; and,
				you have an annuity beginning date before January 1, 2002; and,
				you retired before attaining age 62.
			not have an age reduction.120-359 months of railroad service, with service before 8/12/1983,
			the first full month you are age 62.
			you retire before attaining your Full Retirement Age.
			have an age reduction if you retire before attaining age 65.120-359 months of railroad service, without service before 8/12/1983,
			the first full month you are age 62.
			you retire before attaining your Full Retirement Age.
			have an age reduction if you retire before attaining your Full Retirement Age.60-119 months of railroad service after 1995,
			the first full month you are age 62.
			you retire before attaining your Full Retirement Age.
			Note: You must have an SSA insured status (40 quarters of coverage based on combined railroad and SSA earnings) to receive a tier I component.
			have an age reduction if you retire before attaining your Full Retirement Age.
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