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 Age Requirement
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          General Conditions Under Which a Person is Entitled to a Railroad Retirement Spouse Annuity
          Age Requirement
 Topics
    

      
              Age Requirement
          Full Retirement Age for Annuities Based on Less Than 30 Years
          Marriage Requirements
          Definition of Child-in-Care
          Tier I Deductions for Nonrailroad Earnings
          5-Year Vesting Cases
          Tier II Deductions for Last Pre-Retirement Nonrailroad Earnings
          When a Spouse Annuity is not Payable
          When a Spouse Annuity Ends Age Requirement
							 
							
							
            G-177A
      
            (8-16)
      
            pdf iconG-177A (110.68 KB)
      
            The requirement for a spouse annuity based on age depends on the employee's years of creditable railroad service, the employee's age, and your age. The employee must be receiving an annuity and you must file an application for your spouse annuity. When all eligibility requirements are met, a spouse annuity based on your age can begin as explained in Chart 1 and Chart 2.

Chart 3 explains Full Retirement Age.

**Chart 1 - Age Requirements - Employee has at Least 360 Months of Railroad Service**

If the employee is retired based on:
			and the employee:
			your spouse annuity can begin the first full month you are age 60.  Your tier I will:
			Your tier II will:age with an annuity beginning date of July 1974 or later, and both attained age 60 and acquired 360 months of railroad service before July 1984,
			retired at age 60 or later,
			not have an age reduction. Note:  For these cases, the spouse annuity could not have begun before January 1, 1975.
			not have an age reduction.age and either attained age 60 or acquired 360 months of railroad service in July 1984 through December 2001,
			retired at age 60 through age 61, and the employee annuity began before January 2002,
			have an age reduction based on the employee's age reduction until both you and the employee have attained age 62. You will then have an age reduction for the number of months you are under Full Retirement Age when both you and the employee have attained age 62.
			not have an age reduction.age and either attained age 60 or acquired 360 months of railroad service in July 1984 through December 2001,
			retired at age 62 or later,
			not have an age reduction.
			not have an reduction.age with at least 360 months of railroad service and an annuity beginning date of January 2002, or later,
			retired at age 60 or later,
			not have an age reduction.
			not have an age reduction.disability with at least 360 months of railroad service and an employee annuity beginning date before July 1, 1984,
			has attained age 60,
			not have an age reduction.
			not have an age reduction.disability with at least 360 months of railroad service and an employee annuity beginning date of July 1, 1984, or later,
			has attained age 60,
			have an age reduction depending on the date your spouse annuity begins.

			If your spouse annuity begins before January 2002, and begins before your Full Retirement Age, your tier I will have an age reduction. (If you are age 60-61 on the date your spouse annuity begins, you are deemed to be age 62.)
				If your spouse annuity begins January 1, 2002, or later, your tier I will not have an age reduction.
			not have an age reduction.

**Chart 2 - Age Requirements - Employee has 60-359 Months of Railroad Service**

Your spouse annuity can begin the first full month you are age 62 if the employee annuity began:
			and the employee has attained:
			Your tier I will have an age reduction if you retire before attaining:
			Your tier II will have an age reduction if you retire before attaining:before 1975 based on at least 120 months of railroad service,
			age 65.
			your Full Retirement Age.
			age 65.in 1975, or later, based on at least 120 months of railroad service, including some railroad service before August 12, 1983,
			age 62.
			your Full Retirement Age.
			age 65.in 1975, or later, based on at least 120 months of railroad service, and no railroad service before August 12, 1983,
			age 62.
			your Full Retirement Age.
			your Full Retirement Age.in January 2002, or later, based on the 5-year vesting provision and some railroad service before August 12, 1983
			age 62.
			your Full Retirement Age.
			age 65.in January 2002, or later, based on the 5-year vesting provision and no railroad service before August 12, 1983,
			age 62.
			your Full Retirement Age.
			your Full Retirement Age.
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