alea-institute/kl3m-data-sample-004-shuffled huggingface dataset:
<PAGE>

                                 EXHIBIT (10)(b)
                                 ---------------

                         OPINION AND CONSENT OF ACTUARY
<PAGE>

               [Transamerica Life Insurance Company Letterhead]

April 10, 2001



Transamerica Life Insurance Company
4333 Edgewood Road NE
Cedar Rapids, Iowa 52499-0001

Re:  Separate Account VA B
     (formerly PFL Endeavor VA Separate Account)
     Registration on Form N-4  SEC File No. 33-56908

Dear Sir/Madam:

With regard to the above registration statement, I have examined such documents
and made such inquiries as I have deemed necessary and appropriate, and on the
basis of such examination, have the following opinions:

Fees and charges deducted under the Transamerica Freedom Variable Annuity
(formerly PFL Endeavor Platinum Variable Annuity) policies are those deemed
necessary to appropriately reflect:

(1)     the expenses incurred in the acquisition and distribution of the
        Policies,

(2)     the expenses associated with the development and servicing of the
        policies,

(3)     the assumption of certain risks arising from the operation and
        management of the Policies and/or riders to the Policy and that provides
        for a reasonable margin of profit.

Fees and charges assessed against the policy values in the Variable Account
include:

(i)     Service Charge and Administrative Charge

(ii)    Mortality and Expense Risk Fee (M&E)

(iii)   Distribution Financing Charge

(iv)    Taxes (including Premium and other Taxes if applicable)

(v)     Any applicable rider fees or charges
<PAGE>

Transamerica Life Insurance Company
April 10, 2001
Page 2

The magnitude of each of the individual charges listed above in (i) through (v)
is established in the pricing of the Transamerica Freedom Variable Annuity
(formerly PFL Endeavor Platinum Variable Annuity), to achieve a reasonable
Return on Investment (ROI), which is within the range of industry practice with
respect to comparable variable annuity products.

Except by coincidence, it is not expected that actual charges assessed in a
given year would exactly offset actual expenses incurred. Acquisition expenses
(as well as major product and/or systems development expenses) are incurred "up
front" and recovered, with a reasonable profit margin, through future years'
charges. In addition, the company cannot increase certain charges under the
Policies in the pricing process.

Therefore, in my opinion, the fees and charges deducted under the Policies, in
the aggregate, are reasonable in relation to the services rendered, the expenses
expected to be incurred, and the risks assumed by the company.

I hereby consent to the use of this opinion, which is included as an Exhibit to
the Registration Statement.

/s/ Calvin R. Birkey
---------------------------------------
Calvin R. Birkey, FSA, MAAA
Managing Actuary
Transamerica Life Insurance Company
(formerly PFL Life Insurance Company)

Platex10b.doc
# C_2008235EN.01000101.xml

| 13.9.2008 | EN | Official Journal of the European Union | C 235/1 |
| --- | --- | --- | --- |

13.9.2008

EN

Official Journal of the European Union

C 235/1

---

Euro exchange rates (1)

1

12 September 2008

(2008/C 235/01)

1 euro=

1 euro

| | Currency | Exchange rate |
| --- | --- | --- |
| USD | US dollar | 1,4066 |
| JPY | Japanese yen | 150,91 |
| DKK | Danish krone | 7,4561 |
| GBP | Pound sterling | 0,79620 |
| SEK | Swedish krona | 9,5173 |
| CHF | Swiss franc | 1,5998 |
| ISK | Iceland króna | 128,02 |
| NOK | Norwegian krone | 8,1165 |
| BGN | Bulgarian lev | 1,9558 |
| CZK | Czech koruna | 24,436 |
| EEK | Estonian kroon | 15,6466 |
| HUF | Hungarian forint | 239,60 |
| LTL | Lithuanian litas | 3,4528 |
| LVL | Latvian lats | 0,7044 |
| PLN | Polish zloty | 3,3665 |
| RON | Romanian leu | 3,6080 |
| SKK | Slovak koruna | 30,260 |
| TRY | Turkish lira | 1,7605 |
| AUD | Australian dollar | 1,7442 |
| CAD | Canadian dollar | 1,5036 |
| HKD | Hong Kong dollar | 10,9689 |
| NZD | New Zealand dollar | 2,1452 |
| SGD | Singapore dollar | 2,0209 |
| KRW | South Korean won | 1 564,84 |
| ZAR | South African rand | 11,4952 |
| CNY | Chinese yuan renminbi | 9,6282 |
| HRK | Croatian kuna | 7,1112 |
| IDR | Indonesian rupiah | 13 264,24 |
| MYR | Malaysian ringgit | 4,8563 |
| PHP | Philippine peso | 65,880 |
| RUB | Russian rouble | 36,1060 |
| THB | Thai baht | 48,788 |
| BRL | Brazilian real | 2,5360 |
| MXN | Mexican peso | 14,9315 |

Currency

Exchange rate

USD

US dollar

1,4066

JPY

Japanese yen

150,91

DKK

Danish krone

7,4561

GBP

Pound sterling

0,79620

SEK

Swedish krona

9,5173

CHF

Swiss franc

1,5998

ISK

Iceland króna

128,02

NOK

Norwegian krone

8,1165

BGN

Bulgarian lev

1,9558

CZK

Czech koruna

24,436

EEK

Estonian kroon

15,6466

HUF

Hungarian forint

239,60

LTL

Lithuanian litas

3,4528

LVL

Latvian lats

0,7044

PLN

Polish zloty

3,3665

RON

Romanian leu

3,6080

SKK

Slovak koruna

30,260

TRY

Turkish lira

1,7605

AUD

Australian dollar

1,7442

CAD

Canadian dollar

1,5036

HKD

Hong Kong dollar

10,9689

NZD

New Zealand dollar

2,1452

SGD

Singapore dollar

2,0209

KRW

South Korean won

1 564,84

ZAR

South African rand

11,4952

CNY

Chinese yuan renminbi

9,6282

HRK

Croatian kuna

7,1112

IDR

Indonesian rupiah

13 264,24

MYR

Malaysian ringgit

4,8563

PHP

Philippine peso

65,880

RUB

Russian rouble

36,1060

THB

Thai baht

48,788

BRL

Brazilian real

2,5360

MXN

Mexican peso

14,9315

---

(1)

1

Source: reference exchange rate published by the ECB.

Source:

---
A90A0066.

#### TURMAN v. SOUTHERN GENERAL INSURANCE COMPANY.

(393 SE2d 469)

Deen, Presiding Judge.

This case arose from a fire loss incurred by appellant Clara Turman to a structure insured by appellee Southern General Insurance Company. The policy ran for a period of one year from April 28, 1987, to April 28, 1988, and provided for a $5,000 limit of liability for fire loss. It included, *inter alia,*the following endorsement: “Loss clause, if any, shown on the form(s) as attached to this policy is hereby voided. All losses hereunder reduce coverage. Premium is fully earned for the amount of coverage for which the loss is paid.”

On August 27, 1987, during the April 1987-1988 policy period, Ms. Turman had sustained a previous fire loss for which she made claim and was paid $2,895.27 by Southern General. On February 29, 1988, within the same policy period, Ms. Turman sustained another fire loss, in excess of $5,000, for which she made claim. Southern General, contending that the loss clause of the policy limited all losses occurring during the period for which the policy was issued to a total of $5,000, sent Ms. Turman a check for $2,105, representing the balance of coverage afforded. Ms. Turman rejected the offer and brought this action seeking to recover $5,000 under the policy plus penalties and attorney fees.

The trial court granted partial summary judgment, awarding appellant $2,105, but denied summary judgment as to bad faith and attorney fees. The court subsequently granted appellant partial summary judgment as to interest in the amount of $104.15. In June 1989 the trial court granted summary judgment to Southern General and dismissed the action with prejudice. Ms. Turman has appealed from this June 1989 judgment. Held:

Ms. Turman enumerates as error the award of summary judgment to Southern General, alleging that it was “inconsistent with the fact and the law.” We construe this as an enumeration of the general grounds.

OCGA § 9-11-56 (c) provides that summary judgment is appropriate when “the pleadings, depositions, answers to interrogatories, and admissions . . ., together with the affidavits, . . . show that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law.” The record shows that the trial court recited this statute, in part, in making the contested ruling. The language of the policy’s loss clause, cited supra, is per*399fectly clear and unambiguous in stating that the face value of the policy is reduced by the amount of any loss or losses incurred during the policy period. Thus as a matter of law the trial court made the only ruling appropriate in the fact situation *sub judice.*Appellant’s enumeration is without merit.

Decided April 3, 1990

Rehearing denied April 19, 1990

*George P. Graves,*for appellant.

*Richard D. Hall, Mozley, Finlayson & Loggins, Robert M. Finlayson II,*for appellee.

*Judgment affirmed.*

*Pope and Beasley, JJ., concur.*
No. 45119.

#### Protests 930625-G, etc., of Hong Kee et al. (New York).

Opinion by

Evans, J.

In accordance with stipulation of counsel and on the authority of *Oy Wo Tong Co.*v. *United States*(5 Cust. Ct. 70, C. D. 372) cer*493tain of the merchandise in question was held entitled to free entry as crude drugs under paragraph 1669 and drugs, sliced, at 10 percent ad valorem under paragraph 34 as claimed.
# C_2008040EN.01000101.xml

| 14.2.2008 | EN | Official Journal of the European Union | C 40/1 |
| --- | --- | --- | --- |

14.2.2008

EN

Official Journal of the European Union

C 40/1

---

Euro exchange rates (1)

1

13 February 2008

(2008/C 40/01)

1 euro=

1 euro

| | Currency | Exchange rate |
| --- | --- | --- |
| USD | US dollar | 1,4586 |
| JPY | Japanese yen | 156,83 |
| DKK | Danish krone | 7,4557 |
| GBP | Pound sterling | 0,74315 |
| SEK | Swedish krona | 9,3493 |
| CHF | Swiss franc | 1,6083 |
| ISK | Iceland króna | 98,30 |
| NOK | Norwegian krone | 7,9830 |
| BGN | Bulgarian lev | 1,9558 |
| CZK | Czech koruna | 25,480 |
| EEK | Estonian kroon | 15,6466 |
| HUF | Hungarian forint | 263,05 |
| LTL | Lithuanian litas | 3,4528 |
| LVL | Latvian lats | 0,6964 |
| PLN | Polish zloty | 3,5998 |
| RON | Romanian leu | 3,6410 |
| SKK | Slovak koruna | 33,032 |
| TRY | Turkish lira | 1,7545 |
| AUD | Australian dollar | 1,6251 |
| CAD | Canadian dollar | 1,4562 |
| HKD | Hong Kong dollar | 11,3782 |
| NZD | New Zealand dollar | 1,8576 |
| SGD | Singapore dollar | 2,0659 |
| KRW | South Korean won | 1 379,84 |
| ZAR | South African rand | 11,2064 |
| CNY | Chinese yuan renminbi | 10,5019 |
| HRK | Croatian kuna | 7,2661 |
| IDR | Indonesian rupiah | 13 506,64 |
| MYR | Malaysian ringgit | 4,7237 |
| PHP | Philippine peso | 59,657 |
| RUB | Russian rouble | 35,9630 |
| THB | Thai baht | 46,748 |
| BRL | Brazilian real | 2,5483 |
| MXN | Mexican peso | 15,6953 |

Currency

Exchange rate

USD

US dollar

1,4586

JPY

Japanese yen

156,83

DKK

Danish krone

7,4557

GBP

Pound sterling

0,74315

SEK

Swedish krona

9,3493

CHF

Swiss franc

1,6083

ISK

Iceland króna

98,30

NOK

Norwegian krone

7,9830

BGN

Bulgarian lev

1,9558

CZK

Czech koruna

25,480

EEK

Estonian kroon

15,6466

HUF

Hungarian forint

263,05

LTL

Lithuanian litas

3,4528

LVL

Latvian lats

0,6964

PLN

Polish zloty

3,5998

RON

Romanian leu

3,6410

SKK

Slovak koruna

33,032

TRY

Turkish lira

1,7545

AUD

Australian dollar

1,6251

CAD

Canadian dollar

1,4562

HKD

Hong Kong dollar

11,3782

NZD

New Zealand dollar

1,8576

SGD

Singapore dollar

2,0659

KRW

South Korean won

1 379,84

ZAR

South African rand

11,2064

CNY

Chinese yuan renminbi

10,5019

HRK

Croatian kuna

7,2661

IDR

Indonesian rupiah

13 506,64

MYR

Malaysian ringgit

4,7237

PHP

Philippine peso

59,657

RUB

Russian rouble

35,9630

THB

Thai baht

46,748

BRL

Brazilian real

2,5483

MXN

Mexican peso

15,6953

---

(1)

1

Source: reference exchange rate published by the ECB.

Source:

---
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## You are here

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# Plain or fancy, we've got your forms!

                - U.S. Government Posters

## Description

                    -           Title        
                    -  Plain or fancy, we've got your forms! 
                    -           Creator        
                    -  United States. Internal Revenue Service 
                    -           Description        
                    -  Rev. 8-91. 
                    -           Subject: Time        
                    -  1990-2000 
                    -           Subject: Place        
                    -  United States 
                    -           Series Title        
                    -  Publication ; 1169; Publication (United States. Internal Revenue Service) ; 1169. 
                    -           Physical Description        
                    -  136 × 28 cm 
                    -           Number of Pages        
                    -  1 
                    -           Host institution        
                    -  University of Iowa. Libraries. Government Publications 
                    -           Digitization Specifications        
                    -  Scanned with Ricoh Aficio 3228 Scanner at 300 ppi, 24-bit color. Archival tiff image available. 
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                    -  This is a work of the U.S. Government and is not subject to copyright protection in the United States. 
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                    -  Please contact the Government Publications Department at the University of Iowa Libraries: lib-govpub@uiowa.edu. 
                    -           Item Type (AAT)        
                    -  Posters 
                    -           Item Type (IMT)        
                    -  jpeg 
                    -           Identifier        
                    -  027716659.jpg 

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                - 100 Main Library (LIB)
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                - ©2020  The University of Iowa
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---

Exhibit 99.11

CONSENT OF EXPERT

In connection with the Annual Report on Form 40-F (the Form
40-F) of Timmins Gold Corp., I, Richard Gowans of Micon International Limited
(Micon), hereby consent to the use of my name and Micons name in connection
with the references to the mineral reserve and resource estimates for the San
Francisco Project (the Estimates) and to the incorporation by reference of
references to, and summaries of, the Estimates in the Form 40-F.

MICON INTERNATIONAL LIMITED

/s/ Richard
GowansName: Richard Gowans Title: President

April 2, 2013

---
# C_2007283EN.01001501.xml

| 24.11.2007 | EN | Official Journal of the European Union | C 283/15 |
| --- | --- | --- | --- |

24.11.2007

EN

Official Journal of the European Union

C 283/15

---

Reference for a preliminary ruling from the Hoge Raad der Nederlanden lodged on 7 September 2007 — X B.V. v Staatssecretaris van Financiën

(Case C-411/07)

(2007/C 283/28)

Language of the case: Dutch

Referring court

Hoge Raad der Nederlanden

Parties to the main proceedings

Applicant: X B.V.

Applicant:

Defendant: Staatssecretaris van Financiën

Defendant:

Questions referred

| 1. | Must an optical-electrical circuit contained in a plastic case which, together with a light emitting diode (‘LED’), a plastic film and a photodetector, contains an amplifying circuit and is intended for incorporation in, inter alia, communication and computer equipment, consumer electronics and industrial machines, be regarded as an electrical machine or apparatus within the meaning of heading 8543 of the CN? |
| --- | --- |

1.

Must an optical-electrical circuit contained in a plastic case which, together with a light emitting diode (‘LED’), a plastic film and a photodetector, contains an amplifying circuit and is intended for incorporation in, inter alia, communication and computer equipment, consumer electronics and industrial machines, be regarded as an electrical machine or apparatus within the meaning of heading 8543 of the CN?

inter alia

| 2. | If it is a part of a machine, is ‘photosensitive semiconductor device, including photovoltaic cells, whether or not assembled in modules or made up into panels’ referred to in heading 8541 of the CN to be interpreted as including an optical-electrical circuit as described above, or is such a product to be regarded as an electronic integrated circuit within the meaning of heading 8542 of the CN owing to the presence of the amplifying circuit? |
| --- | --- |

2.

If it is a part of a machine, is ‘photosensitive semiconductor device, including photovoltaic cells, whether or not assembled in modules or made up into panels’ referred to in heading 8541 of the CN to be interpreted as including an optical-electrical circuit as described above, or is such a product to be regarded as an electronic integrated circuit within the meaning of heading 8542 of the CN owing to the presence of the amplifying circuit?

---
Exhibit 32.1  Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350 as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002  In connection with the Annual Report of BankUnited, Inc. (the Company) on Form 10-K for the fiscal year ended December 31, 2010, as filed with the Securities and Exchange Commission on the date hereof (the Report), I, John A. Kanas, as Chief Executive Officer of the Company, certify, to the best of my knowledge, pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:  1)The report fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934; and  2)the information contained in this Report fairly presents, in all material respects, the financial condition and results of operations of the Company.  /s/ John A. KanasJohn A. KanasChairman, President and   Chief Executive OfficerDate:   March 31, 2011  1
II 

118TH CONGRESS 

2D SESSION H. R. 8932 

IN THE SENATE OF THE UNITED STATES 

NOVEMBER 18, 2024 

Received 

AN ACT 

To establish an earlier application processing cycle for the 

FAFSA. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 


kjohnson on DSK7ZCZBW3PROD with $$_JOB
2 

HR 8932 RDS

1 SECTION 1. SHORT TITLE. 

2 This Act may be cited as the ‘‘FAFSA Deadline Act’’. 

3 SEC. 2. ESTABLISHMENT OF EARLIER APPLICATION PROC4 ESSING CYCLE. 

5 Section 483(d)(4) of the Higher Education Act of 

6 1965 (20 U.S.C. 1090(d)(4)) is amended by striking ‘‘not 

7 later than January 1 of the applicant’s planned year of 

8 enrollment, to the maximum extent practicable, on or 

9 around October 1 prior to the applicant’s planned year 

10 of enrollment’’ and inserting ‘‘not later than October 1 

11 prior to the applicant’s planned year of enrollment’’. 

12 SEC. 3. CERTIFICATION AND TESTIMONY REQUIREMENTS. 

13 Section 483(d)(4) of the Higher Education Act of 

14 1965 (20 U.S.C. 1090(d)(4)) is further amended— 

15 (1) by striking ‘‘The Secretary’’ and inserting 

16 the following: 

17 ‘‘(A) IN GENERAL.—The Secretary’’; and 

18 (2) by adding at the end the following: 

19 ‘‘(B) CERTIFICATION AND TESTIMONY RE20 QUIREMENTS.—The Secretary shall, with re21 spect to each application processing cycle, prior 

22 to the initiation of such processing cycle— 

23 ‘‘(i) on a date that is not later than 

24 September 1— 

25 ‘‘(I) certify to the authorizing 

26 committees that the Department will 


kjohnson on DSK7ZCZBW3PROD with $$_JOB
3 

HR 8932 RDS

1 meet the October 1 deadline specified 

2 in subparagraph (A) for such proc3 essing cycle; or 

4 ‘‘(II) certify to such committees 

5 that the Department will not meet 

6 such deadline; and 

7 ‘‘(ii) in the case of a certification de8 scribed in clause (i)(II), on a date that is 

9 not later than September 30, testify before 

10 the authorizing committees on— 

11 ‘‘(I) the anticipated failure to 

12 meet such deadline; and 

13 ‘‘(II) the financial impact such 

14 failure will have on students and fami15 lies.’’. 

Passed the House of Representatives November 15, 

2024. 

Attest: KEVIN F. MCCUMBER, 

Clerk. 


kjohnson on DSK7ZCZBW3PROD with $$_JOB
# INTERCONNECTEDXINGS
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# Make this your last belt for the road

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## Description

                    -           Title        
                    -  Make this your last belt for the road 
                    -           Alternative Title        
                    -  Defense Billboard #1 
                    -           Creator        
                    -  United States. Department of Defense 
                    -           Subject: Time        
                    -  1980-1990 
                    -           Subject: Place        
                    -  United States 
                    -           Physical Description        
                    -  157 × 44 cm 
                    -           Number of Pages        
                    -  1 
                    -           Host institution        
                    -  University of Iowa. Libraries. Government Publications 
                    -           Digitization Specifications        
                    -  Scanned with Zeutschel OS 12000 Scanner at 300 ppi, 24-bit color. Archival tiff image available. 
                    -           Rights Management        
                    -  This is a work of the U.S. Government and is not subject to copyright protection in the United States. 
                    -           Contact Information        
                    -  Please contact the Government Publications Department at the University of Iowa Libraries: lib-govpub@uiowa.edu 
                    -           Item Type (AAT)        
                    -  Posters 
                    -           Item Type (IMT)        
                    -  jpeg 
                    -           Identifier        
                    -  D2.9-2.988-1.jpg 

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                - ©2020  The University of Iowa
                -
Exhibit 32.2

CERTIFICATION PURSUANT TO  18 U.S.C. SECTION 1350,  AS ADOPTED PURSUANT TO  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the annual report of Invitae Corporation (the "Company") on Form 10-K for the year ended December 31,
2014, as filed with the Securities and Exchange Commission on the date hereof (the "Report"), the undersigned officer of the Company certifies, pursuant to 18 U.S.C. Section 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to such officer's knowledge:



Date:
March 27, 2015

/s/ LEE BENDEKGEY Lee Bendekgey Chief Financial Officer, General Counsel and Secretary (Principal Financial Officer)


---



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