Exhibit 10.6
                              AMENDED AND RESTATED
                     EXECUTIVE SALARY CONTINUATION AGREEMENT

     THIS AMENDED AND RESTATED AGREEMENT, made and entered into this 17th day of
June, 2008, by and between American Bank of New Jersey, a savings bank organized
and existing under the laws of the United States (hereinafter referred to as the
"Bank"), and Catherine Bringuier, an Executive of the Bank (hereinafter referred
to as the "Executive").

                              W I T N E S S E T H:
                               - - - - - - - - - -

     WHEREAS,  the  Executive  and the  Bank  have  previously  entered  into an
Executive Salary Continuation Agreement; and

     WHEREAS, since the execution of the original agreement,  certain changes to
Section 409A of the Internal Revenue Code of 1986, as amended (the "Code"), have
been enacted; and

     WHEREAS,  it is necessary to revise the original agreement to reflect these
changes to the Code;

     ACCORDINGLY,  it is the desire of the Bank and the  Executive to enter into
this  agreement  (sometimes  referred to herein as the  "Executive  Plan") under
which  the  Bank  will  agree  to make  certain  payments  to the  Executive  at
retirement or the Executive's  beneficiary(ies)  in the event of the Executive's
death pursuant to this agreement;

     FURTHERMORE,  it is the intent of the parties  hereto  that this  Executive
Plan be  considered  an unfunded  arrangement  maintained  primarily  to provide
supplemental  retirement  benefits  for  the  Executive,  and  be  considered  a
non-qualified  benefit plan for purposes of the Employee Retirement Security Act
of 1974,  as amended  ("ERISA").  The  Executive is fully  advised of the Bank's
financial  status and has had  substantial  input in the design and operation of
this benefit plan; and

     NOW, THEREFORE,  in consideration of services to be performed in the future
as well as of the mutual promises and covenants herein contained it is agreed as
follows:

I.       EMPLOYMENT

          The Bank agrees to employ the  Executive in such  capacity as the Bank
          may from time to time  determine.  The Executive  will continue in the
          employ  of the  Bank  in  such  capacity  and  with  such  duties  and
          responsibilities as may be assigned to her, and with such compensation
          as may be  determined  from time to time by the Board of  Directors of
          the Bank.

II.      FRINGE BENEFITS

          The  salary  continuation  benefits  provided  by this  agreement  are
          granted by the Bank as a fringe  benefit to the  Executive and are not
          part of any salary reduction plan or an arrangement  deferring a bonus
          or a salary increase.  The Executive has no option to take any current

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          payment or bonus in lieu of these salary continuation  benefits except
          as set forth hereinafter.

III.     NORMAL RETIREMENT AGE

          Normal  Retirement  Age  shall  mean the date on which  the  Executive
          attains age sixty-five (65).

IV.      RETIREMENT BENEFIT

          Provided said  retirement  constitutes  a Separation  from Service (as
          that  phrase  is  defined  under  Section  409A  of the  Code  and the
          regulations and guidance of general  applicability  issued  thereunder
          (referred to herein as "Section 409A")), the Bank, commencing with the
          first day of the month  following  the later of the date the Executive
          actually  retires  or  the  date  the  Executive  attains  her  Normal
          Retirement  Age, shall pay Executive an annual benefit equal to thirty
          percent (30%) of the Executive's average base salary (with each year's
          base salary determined on an annualized basis, taking into account any
          base salary  adjustments  occurring  during the applicable year) based
          upon the  average  of the  highest  three (3) out of the last five (5)
          years of employment  (including the year in which the Separation  from
          Service  occurs).   Said  benefit  shall  be  paid  in  equal  monthly
          installments  (1/12 of the  annual  benefit)  until  the  death of the
          Executive.

          Notwithstanding the foregoing,  if the Executive is, as of the date of
          her  Separation  from Service,  a "Specified  Employee" (as defined in
          Section 409A), then the retirement  benefits described in this Section
          IV shall  commence  to be paid on the first day of the month that next
          follows  the   six-month   anniversary   of  the  date  the  Executive
          experiences a Separation from Service, or her death, if earlier,  with
          the first payment including all monthly retirement benefits that would
          have been previously paid but for this sentence.

V.       DEATH OF THE EXECUTIVE

          In the  event of the  death of the  Executive,  this  agreement  shall
          terminate and, if applicable,  the Executive's  beneficiary(ies) shall
          be paid a death  benefit  under  the terms of the  Endorsement  Method
          Split Dollar Agreement between the Executive and the Bank and not this
          agreement.

VI.      BENEFIT ACCOUNTING

          The  Bank  shall  account  for  this  benefit  using  GAAP  accounting
          principles.  The Bank shall establish an accrued liability  retirement
          account for the Executive  into which  appropriate  reserves  shall be
          accrued.

VII.     VESTING

          The  Executive  shall be one  hundred  percent  (100%)  vested  in the
          benefits provided herein.
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VIII.    OTHER TERMINATION OF EMPLOYMENT AND DISABILITY

         A. Other Termination of Employment:

          Subject to  Subsection  VIII.A(i)  hereinbelow,  in the event that the
          employment of the Executive shall terminate prior to Normal Retirement
          Age, as provided in Section III, for reasons  other than  "disability"
          (as  defined in Section  VIII.B) or Change of Control  (as  defined in
          Section IX), but including by the Executive's  voluntary  action or by
          the  Executive's  discharge  by  the  Bank  without  cause,  and  such
          termination  of  employment  constitutes  a Separation  of Service (as
          defined in Section IV), then this agreement  shall  terminate upon the
          date of such  termination  of employment and the Bank shall pay to the
          Executive  as severance  compensation  an amount of money equal to the
          accrued balance of the Executive's  liability  reserve  account.  This
          severance compensation shall be paid in a lump sum no later than 2 1/2
          months   following  the  date  of  the   Executive's   termination  of
          employment.  Notwithstanding the foregoing,  if the Executive is as of
          the date of Separation from Service a "Specified  Employee" (as herein
          defined),  then  payment  under  this  Article  VIII shall not be paid
          earlier than the 183rd day following  the date the Executive  incurs a
          Separation from Service, or her death, if earlier.

               (i)  Discharge  for Cause:  In the event the  Executive  shall be
               discharged  for cause at any time, all benefits  provided  herein
               shall be  forfeited.  The term "for cause" shall be as defined in
               the Executive's  Employment  Agreement  between the Executive and
               the Bank in effect at the time of said termination (or if no such
               agreement  exists,  the  Employment  Agreement  most  recently in
               effect between the Bank and the  Executive).  If a dispute arises
               as to discharge  "for  cause," such dispute  shall be resolved by
               arbitration as set forth in this Executive Plan.

         B. Disability:

               In  the  event  the  Executive  becomes  disabled  prior  to  her
               Separation  from  Service  (as  defined in Section  IV),  and the
               Executive's  Separation  from  Service  is  on  account  of  such
               disability,  the  Executive  shall be  entitled  to  receive  one
               hundred  percent  (100%)  of the  Executive's  accrued  liability
               balance  at  the  time  of  Separation   from  Service  for  said
               disability.  Except as otherwise  provided  herein,  said accrued
               liability  balance at termination  shall be paid to the Executive
               in a lump sum no later  than 2 1/2 months  following  the date of
               the Executive's Separation from Service.

               Disability  shall  be  defined  in  the  Executive's   Employment
               Agreement  in effect at the time of her  Separation  from Service
               or, if no Employment Agreement is then in effect, then as defined
               in the Bank's long term  disability  policy in effect at the time
               of said disability.  If neither  definition exists at the time of
               termination  and  there  is  a  dispute   regarding  whether  the
               Executive  is  disabled,  such  dispute  shall be  resolved  by a
               physician  selected  by the Bank,  a  physician  selected  by the

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               Executive,  and a third  physician  selected by each of the other
               two (2)  physicians.  Such  resolution  shall be binding upon all
               parties to this agreement.

               Notwithstanding the foregoing,  if the disability that gives rise
               to the  Executive's  Separation  from  Service does not cause the
               Executive to be  "disabled"  within the meaning of Section  409A,
               and if,  as of the  date of such  Separation  from  Service,  the
               Executive is a "Specified Employee" (as defined in Section 409A),
               then her  disability  benefits  payable  pursuant to this Section
               VIII.B  shall  commence  to be paid on the first day of the month
               that  next  follows  the  six-month  anniversary  of the date the
               Executive  incurs a Separation  from  Service,  or her death,  if
               earlier.

IX.      CHANGE OF CONTROL

          Change of Control  shall be as defined in the  Executive's  Employment
          Agreement  between the Executive and the Bank in effect at the time of
          said Change of Control,  or if no such agreement is then in effect, by
          the regulations of the OTS in 12 CFR ss.574. Upon a Change of Control,
          if the Executive  subsequently  suffers an involuntary  termination of
          service, except for cause, and such termination of service constitutes
          a  Separation  from  Service  (as defined in Section  IV),  or, upon a
          voluntary  termination of service within twelve (12) months after such
          Change of Control, if any of the following events, which have not been
          consented to in advance by the Executive in writing, occur: (i) if the
          Executive would be required to move her personal  residence or perform
          her principal  executive functions more than forty (40) miles from the
          Executive's  primary  office as of the signing of this  agreement,  or
          (ii) if the Bank should fail to maintain Executive's base compensation
          in effect as of the date of the  Change of  Control  and the  existing
          employee  benefits  plans,  including  material  fringe and retirement
          plans,  then the  Executive  shall  receive the benefits in Section IV
          herein upon  attaining  Normal  Retirement  Age (as defined in Section
          III), as if the Executive had been  continuously  employed by the Bank
          until the  Executive's  Normal  Retirement  Age.  Notwithstanding  the
          foregoing,  all sums payable hereunder shall be reduced in such manner
          and to such  extent  so that no such  payments  made  hereunder,  when
          aggregated  with all other payments to be made to the Executive by the
          Bank, shall be deemed an "excess parachute payment" in accordance with
          Section  280G of the code and be subject to the excise tax provided at
          Section 4999(a) of the Code.

          Notwithstanding  the above,  if the Executive is as of the date of her
          Separation  from Service a "Specified  Employee" (as herein  defined),
          then payment  under this Article IX shall not be paid earlier than the
          183rd day following the date the  Executive  incurs a Separation  from
          Service,  or her death,  if  earlier,  with any  payments  not made on
          account  of this  sentence  being  paid  with  the  Executive's  first
          payment.

X.       RESTRICTIONS ON FUNDING

          The shall have no obligation to set aside, earmark or entrust any fund
          or money with which to pay its obligations  under this Executive Plan.
          The  Executive,  her  beneficiary(ies),  or any  successor in interest
          shall be and remain simply a general  creditor of the Bank in the same
          manner as any other  creditor  having a general  claim for matured and
          unpaid compensation.

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          The Bank  reserves  the absolute  right,  at its sole  discretion,  to
          either fund the  obligations  undertaken by this  Executive Plan or to
          refrain from funding the same and to determine the extent,  nature and
          method of such funding.  Should the Bank elect to fund this  Executive
          Plan,  in whole or in part,  through the  purchase of life  insurance,
          mutual funds, disability policies or annuities,  the Bank reserves the
          absolute right, in its sole  discretion,  to terminate such funding at
          any  time,  in whole or in part.  At no time  shall the  Executive  be
          deemed to have any lien,  right,  title or  interest  in any  specific
          funding  investment  or assets of the Bank. No manner of funding shall
          be permitted that would violate Section 409A.

          If the Bank  elects  to  invest  in a life  insurance,  disability  or
          annuity policy on the life of the Executive,  then the Executive shall
          assist the Bank by freely  submitting to a physical exam and supplying
          such  additional  information  necessary  to obtain such  insurance or
          annuities.

XI.      MISCELLANEOUS

          A. Alienability and Assignment Prohibition:

          Neither the Executive,  nor the Executive's  surviving spouse, nor any
          other  beneficiary(ies) under this Executive Plan shall have any power
          or right  to  transfer,  assign,  anticipate,  hypothecate,  mortgage,
          commute,  modify or otherwise  encumber in advance any of the benefits
          payable hereunder nor shall any of said benefits be subject to seizure
          for  the  payment  of  any  debts,  judgments,   alimony  or  separate
          maintenance owed by the Executive or the Executive's beneficiary(ies),
          nor be  transferable  by operation of law in the event of  bankruptcy,
          insolvency or otherwise. In the event the Executive or any beneficiary
          attempts assignment, commutation,  hypothecation, transfer or disposal
          of the benefits  hereunder,  the Bank's  liabilities  shall  forthwith
          cease and terminate.

          B. Binding Obligation of the Bank and any Successor in Interest:

          The Bank shall not merge or  consolidate  into or with another bank or
          sell  substantially  all of its assets to another bank, firm or person
          until such bank,  firm or person  expressly  agrees,  in  writing,  to
          assume and discharge the duties and obligations of the Bank under this
          Executive  Plan. This Executive Plan shall be binding upon the parties
          hereto,   their   successors,   beneficiaries,   heirs  and   personal
          representatives.

          C. Amendment or Revocation:

          It is agreed by and  between  the  parties  hereto  that,  during  the
          lifetime  of the  Executive,  this  Executive  Plan may be  amended or
          revoked  at any time or  times,  in whole  or in part,  by the  mutual
          written  consent of the Executive and the Bank. No amendment  shall be
          permitted  that would  violate,  or cause this  agreement  to violate,
          Section 409A.

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          D. Gender:

               Whenever in this  Executive  Plan words are used in the masculine
               or neuter  gender,  they  shall be read and  construed  as in the
               masculine,  feminine or neuter  gender,  whenever  they should so
               apply.

          E. Effect on Other Bank Benefit Plans:

               Nothing  contained in this  Executive Plan shall affect the right
               of the Executive to participate in or be covered by any qualified
               or non-qualified pension,  profit-sharing,  group, bonus or other
               supplemental  compensation or fringe benefit plan  constituting a
               part of the Bank's existing or future compensation structure.

         F. Headings:

               Headings and  subheadings in this Executive Plan are inserted for
               reference and convenience  only and shall not be deemed a part of
               this Executive Plan.

         G. Applicable Law:

               The  validity  and  interpretation  of this  agreement  shall  be
               governed by the laws of the State of New Jersey.

         H. 12 U.S.C. ss.1828(k):

               Any payments  made to the  Executive  pursuant to this  Executive
               Plan, or  otherwise,  are subject to and  conditioned  upon their
               compliance   with  12  U.S.C.   ss.1828(k)  or  any   regulations
               promulgated thereunder.

         I. Partial Invalidity:

               If any term, provision,  covenant, or condition of this Executive
               Plan is determined  by an arbitrator or a court,  as the case may
               be, to be invalid,  void, or  unenforceable,  such  determination
               shall not render any other term, provision, covenant or condition
               invalid,  void, or  unenforceable,  and the Executive  Plan shall
               remain in full  force and  effect  notwithstanding  such  partial
               invalidity.

          J. Not a Contract of Employment:

               This  agreement  shall not be deemed to  constitute a contract of
               employment  between the parties  hereto,  nor shall any provision
               hereof restrict the right of the Bank to discharge the Executive,
               or restrict the right of the Executive to terminate employment.

          K. Effective Date:

               The  Effective  Date of this  agreement  shall be the date  first
               above written.
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XII.     ERISA PROVISION

          A. Named Fiduciary and Plan Administrator:

               The "Named  Fiduciary and Plan  Administrator"  of this Executive
               Plan shall be American Bank of New Jersey. As Named Fiduciary and
               Plan  Administrator,  the  Bank  shall  be  responsible  for  the
               management, control and administration of the Executive Plan. The
               Named  Fiduciary  may delegate to others  certain  aspects of the
               management and operational responsibilities of the Executive Plan
               including  the  employment  of  advisors  and the  delegation  of
               ministerial duties to qualified individuals.

          B. Claims Procedure and Arbitration:

               In the event a dispute  arises over benefits under this Executive
               Plan  and  benefits  are  not  paid to the  Executive  (or to the
               Executive's  beneficiary(ies)  in the  case  of  the  Executive's
               death) and such  claimants feel they are entitled to receive such
               benefits,  then a  written  claim  must  be  made  to  the  Named
               Fiduciary  and Plan  Administrator  named above within sixty (60)
               days from the date payments are refused.  The Named Fiduciary and
               Plan  Administrator  shall  review the  written  claim and if the
               claim is denied, in whole or in part, it shall provide in writing
               within  sixty (60) days of  receipt  of such  claim the  specific
               reasons for such  denial,  reference  to the  provisions  of this
               Executive  Plan upon which the denial is based and any additional
               material or  information  necessary  to perfect  the claim.  Such
               written notice shall further  indicate the additional steps to be
               taken by  claimants  if a further  review of the claim  denial is
               desired.  A claim shall be deemed  denied if the Named  Fiduciary
               and  Plan  Administrator  fail  to take  any  action  within  the
               aforesaid sixty-day period.

               If claimants  desire a second  review they shall notify the Named
               Fiduciary  and Plan  Administrator  in writing  within sixty (60)
               days  of the  first  claim  denial.  Claimants  may  review  this
               Executive Plan or any documents  relating  thereto and submit any
               written issues and comments they may feel  appropriate.  In their
               sole discretion, the Named Fiduciary and Plan Administrator shall
               then  review  the  second  claim and  provide a written  decision
               within  sixty (60) days of receipt of such claim.  This  decision
               shall  likewise  state the specific  reasons for the decision and
               shall include reference to specific  provisions of this agreement
               upon which the decision is based.

               Any  controversy  or claim  arising  out of or  relating  to this
               Executive Plan, or breach thereof,  shall be settled  exclusively
               by arbitration in accordance with the rules then in effect of the
               district office of the American  Arbitration  Association ("AAA")
               nearest to the home  office of the Bank,  and  judgment  upon the
               award  rendered may be entered in any court  having  jurisdiction
               thereof,  except to the extent  that the  parties  may  otherwise
               reach a mutual  settlement of such issue.  The provisions of this
               Paragraph shall survive the expiration of this Executive Plan.
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               Where  a  dispute  arises  as to  the  Bank's  discharge  of  the
               Executive  "for cause," such dispute shall  likewise be submitted
               to arbitration as above described and the parties hereto agree to
               be bound by the decision thereunder.

XIII.  TERMINATION OR MODIFICATION OF AGREEMENT BY REASON OF CHANGES IN THE LAW,
RULES OR REGULATIONS

               Notwithstanding  anything herein above to the contrary,  the Bank
               is entering into this  Executive  Plan upon the  assumption  that
               certain existing tax laws, rules and regulations will continue in
               effect in their  current  form.  If any said  assumptions  should
               change and said change has a detrimental effect on this Executive
               Plan,  then the Bank  reserves  the right to  terminate or modify
               this Executive Plan accordingly.  Furthermore,  the Board has the
               right to terminate  or modify  future  accruals if so  determined
               within  the  Board's  business   judgment  whether  or  not  this
               Executive  Plan has a  detrimental  effect on the Bank.  Upon any
               said  modification  or  termination  of the Executive  Plan,  any
               benefits accrued to the Executive's  liability retirement account
               on the date of said  modification or termination shall be paid to
               the  Executive in a lump sum,  subject to the  provisions  below.
               Upon a Change of  Control  (Section  IX),  this  paragraph  shall
               become null and void  effective  immediately  upon said Change of
               Control.  Notwithstanding  the foregoing,  no amendment  shall be
               made to this  Executive  Plan that  would  violate,  or cause the
               agreement to violate,  Section 409A. Further  notwithstanding the
               foregoing,  the agreement may not be terminated unless all of the
               requirements  of Section 409A  regarding  plan  terminations  are
               satisfied.  Accordingly,  unless Section 409A permits  otherwise,
               this  agreement  may be terminated  only if (a) all  arrangements
               sponsored  by the  Bank and any  affiliated  entity  (within  the
               meaning of Section  414(b) and  414(c))  that are  required to be
               aggregated with this agreement under Section 409A are terminated;
               (b) no payments  other than  payments that would be payable under
               the  terms of the  Executive  Plan or an  aggregated  plan if the
               termination  had not  occurred  are made  within 12 months of the
               termination of the arrangements; (c) all payments are made within
               24 months of the  termination  of the Executive  Plan and related
               arrangements;  and (d) the Bank does not adopt a new  arrangement
               that would be required to be aggregated  with this Executive Plan
               under  Section  409A  if  the  Executive   participated  in  both
               arrangements,  within  three  years  of  the  termination  of the
               agreement.

XIV.     CONFIDENTIAL INFORMATION

               The Executive  acknowledges  that during her  employment she will
               learn and have access to confidential  information  regarding the
               Bank  or  any  affiliate   and  its   customers  and   businesses
               ("Confidential Information").  The Executive agrees and covenants
               not to disclose or use for her own benefit, or the benefit of any
               other person or entity, any such Confidential Information, unless
               or until the Bank or any affiliate consents to such disclosure or
               use or such information  becomes common knowledge in the industry
               or is otherwise legally in the public domain. The Executive shall
               not knowingly  disclose or reveal to any unauthorized  person any
               Confidential  Information relating to the Bank or any affiliates,
               or to any of the  businesses  operated by them, and the Executive
               confirms that such information constitutes the exclusive property
               of the Bank or any affiliate.  The Executive  shall not otherwise
               knowingly act or conduct herself (a) to the material detriment of
               the Bank or its affiliates,  or (b) in a manner which is inimical
               or  contrary  to the  interests  of the  Bank  or any  affiliate.

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               Notwithstanding  anything herein to the contrary,  failure by the
               Executive  to comply  with the  provisions  of this  Section  may
               result in the immediate  termination of the Executive Plan within
               the sole discretion of the Bank,  disciplinary action against the
               Executive  taken  by the  Bank  and  other  remedies  that may be
               available in law or in equity.

In witness whereof,  the parties hereto acknowledge that each has carefully read
this Executive Plan and executed the original thereof on the first day set forth
hereinabove, and that, upon execution, each has received a conforming copy.


                                                    AMERICAN BANK OF NEW JERSEY
                                                    Bloomfield, New Jersey


/s/ Kathleen Walsh                                  By:   /s/ W. George Parker
--------------------------------------------              --------------------
Witness
                                                    Title: Chairman



/s/ Kathleen Walsh                                      /s/ Catherine Bringuier
--------------------------------------------            -----------------------
Witness                                                 Catherine Bringuier




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