Exhibt
    4.2

     

    REVOLVING
      LOAN AGREEMENT

     

    Date:
      November
      20, 2006

     

    Credit
      Limit: $6,255.00                

     

    RFG
      Acquisition II Inc., a Delaware corporation, promises to pay JOHN W. BRANCH
      (“Lender”), an individual, the sum of SIX THOUSAND, TWO HUNDRED FIFTY-FIVE and
      00/100 DOLLARS ($6,255.00) (the “Credit Limit”) or such other principal amount
      that may be outstanding, in no case to exceed the Credit Limit, as evidenced
      by
      the books and records of Lender. Interest shall accrue at a rate of 4.75% per
      annum and be calculated based on actual days outstanding and a 360 day year.
      The
      outstanding principal and interest shall be paid upon the earlier of a
      completion of a merger or December 31, 2010. Lender hereby agrees to promptly
      extend funds to RFG Acquisition II Inc. as and when requested in a principal
      amount not to exceed the Credit Limit. 

     

    In
      the
      event of a default in the payment of any principal or interest, as herein
      provided, all sums due shall bear interest at a rate of ten percent (10.0%)
      per
      annum from the date then due until such payment is made. In the event of a
      default in the payment of principal or interest when due, the whole sum of
      principal and interest shall become immediately due and payable at the option
      of
      the Lender. The waiver of any right or rights granted to RFG Acquisition II
      Inc.
      shall not be deemed to be a continuing waiver of such right or rights. All
      such
      waivers shall be in writing. Principal and interest shall be payable in US
      dollars. If any legal or collection action is instituted on this Revolving
      Loan
      Agreement, RFG Acquisition II Inc. promises to pay such sum as the court may
      fix
      as attorney's fees and costs.

    
      


      
        	
                RFG
                  Acquisition II Inc.  

                 

                 

              	
                 

              	
                 

              	
                 

              
	
                By:
                  

              	
                /s/ David
                  W. Matre

              	
                 

              	
                 

              	
                Date:
                  November 20, 2006

              
	
                 

              	
                David
                  W. Matre

                Chief
                  Financial Officer

              	
                 

              	
                 

              	 
	
                 

              	
              	
                 

              	
                 

              	 


      

       

      
        	
                “Lender”   

                 

                 

              	
                 

              	
                 

              	
                 

              
	
                 

              	
                /s/ 
                  John W. Branch

              	
                 

              	
                 

              	
                Date:
                  November 20, 2006

              
	
                 

              	
                JOHN
                  W. BRANCH, an individual

              	
                 

              	
                 

              	 
	
                 

              	 	
                 

              	
                 

              	 


      

       

    

    


    DO
      NOT DESTROY THIS ORIGINAL AGREEMENT