# Patent

## Title
Method and system for playing a casino game

## Abstract

A casino game method and system is set forth for house banked games such as Blackjack, Baccarat, Pai Gow and the like where each participating player makes a first wager to participate in the house banked game and a second wager to form a player competition pot. The first wagers are resolved according to the rules of the game. The second wagers are combined into a pot which is awarded to the player having the highest or lowest hand ranking. In the event of a tie the pot may be shared or carried over to subsequent hands until there is a single winner. The system provides for a host processor communicating with player terminals from which the players can control the game action. To provide a profit to the casino, at least a portion of the pot is awarded if the house hand has a certain holding.

## Background
CROSS-REFERENCE TO RELATED APPLICATIONS
The present application is a continuation-in-part application of application Ser. No. 09/653,048 filed Sep. 1, 2000 now U.S. Pat. No. 6,719,291 and titled “Method for Playing a Casino Game” which is a Continuation-in-Part application of application Ser. No. 09/316,705 filed May 21, 1999 titled “Method for Playing a Casino Game”, now U.S. Pat. No. 6,279,910.


FIELD OF THE INVENTION
The present invention relates to methods and systems for playing casino games using playing cards. More particularly it relates to casino games such as Blackjack, Blackjack-like games and Poker related games.
BACKGROUND
Blackjack, also known as “21” is popular and has been played in casinos for many years. The rules of the game of Blackjack are well known to those skilled in the art.
The rules, with a few exceptions, are fairly universal. Some alternate rules of the basic Blackjack game require the dealer to hit a soft 17 (a hand count according to the rules of Blackjack of 17 including an Ace which counts as one or eleven), limit the hand counts to which a player can double down to ten or eleven, and limit the number of times a hand can be split are but a few examples. These alternate or modified rules are well known as well.
Recently, Blackjack-like games such as SPANISH 21® described in U.S. Pat. No. 5,615,888 issued Apr. 1, 1997 to Lofink et al the disclosure of which is hereby incorporated by reference, have been created. Some of these games include the feature of an additional or side wager to fund and participate in a jackpot feature for the game based upon the player's hand. In these games the side wager is optional and is not mandatory.
As hereinafter used, the term Blackjack or Blackjack-like or Blackjack-style game refers not only to the basic Blackjack game with its variations but also the aforementioned and other games which are like Blackjack.
Other variations include that described in Le Vasseur U.S. Pat. No. 5,257,789 where a player can play a single hand against multiple dealer's hands and String U.S. Pat. No. 5,649,705 where a player can elect to wager upon whether the player or dealer will obtain a winning hand.
These Blackjack games are banked by the house (e.g. casino). This means that the player is playing against the dealer who represents the house. Wagers are paid to a player having a winning outcome by the dealer (the “house”) and losing wagers are collected by the dealer for the house. Further nearly all winning outcomes are paid at even money, i.e. 1:1, except for a Blackjack (an Ace with a ten value card) which typically pays 3:2.
In contrast to Blackjack, the game of Poker and its variations is a contest between the players with the highest ranking hand winning the pooled wagers (often referred to as the “pot”), less a levy or “rake” taken by the house dealer for hosting the game. Unlike Blackjack the game of Poker generates social interplay in the form of friendly or not so friendly rivalry, humor, banter and byplay between the players which contributes to the excitement of the game. Furthermore, Poker provides exciting features including providing, in some establishments, what are referred to as “bad beat” jackpots. These jackpots are funded as a levy on the Poker pot and are won by a player who loses but has a predetermined holding, i.e. four-of-a-kind. Since games such as Blackjack and Baccarat do not have player versus player competition, there has been no consideration of providing bad beat jackpots in those games.
Baccarat is a game akin to Blackjack in that the house collects and pays all wagers, i.e. the player is playing against the house, and the object of the game is to obtain a final hand having a value, as determined by the rules of the game, closest to a target value. In Blackjack, the target value is 21 whereas in Baccarat the values are determined modulo ten and the target value is 9.
The rules of play of conventional Baccarat are well known including the complicated and cumbersome rules governing when a third card is dealt to either the Banker or the Player hands. Suffice it to say, players play the game by wagering that either the surrogate Banker hand or Player hand will have a total, modulo ten, closer to nine than the opposing hand. Players may also wager that the Banker and Player hand will have an equal total (a tie). In that the third card draw rules provide a statistical advantage to the Banker hand, the house exacts a commission upon winning Banker hand wagers of typically five percent. No commission is exacted upon winning Player hand wagers. As stated above, the rules of Baccarat are well known in the art.
A drawback of conventional Baccarat is that the house must keep track of and assess commissions on winning, Banker hand, wagers. A further drawback is that the third card draw rules are complex and difficult for novice players to understand. The third card draw rules are strict leaving the players with no opportunity to use strategy or hunches to opt to obtain or not obtain a third card. Yet another drawback is that the players play to the surrogate Banker or Player hands and thus cannot rely on their own individual luck. Further, in conventional Baccarat the players have only one opportunity to receive a payoff, e.g. a winning wager on one of the Banker or Player hands or winning the tie bet. It would be advantageous to provide players with opportunities to receive a payoff even if they do not win the Banker-Player contest or the tie wager.
It is an object of the method of the present invention to inject the excitement associated with Poker into the game of Blackjack or Baccarat.
It is a further object of the method of the present invention to increase the revenue received by the casino for Blackjack or Baccarat.
It is further an object to provide the players with additional opportunities to receive a payoff while playing the game.
A Poker related game is as described in my U.S. Pat. No. 5,975,529 (the '529 patent) the disclosure of which is hereby incorporated by reference. In this game the players make two wagers, one against the house and a pot wager to be resolved against the players. A predetermined number of cards are dealt, e.g. three cards to each player and two community cards. From the community and three player cards, each player forms a five card Poker hand. Wagers are resolved by comparing the rankings of player hands, inter se and to a predetermined pay schedule. A drawback of this game is that to fund jackpots or the hosting of the game, the casino may have to exact a levy on the aggregated pot wagers.
It is another object to provide a variation to the game of my prior patent which dispenses with the need for a levy.
There is also a casino poker game known as CARRIBEAN STUD® which is as described in U.S. Pat. No. 4,836,553 issued Jun. 6, 1989 to Suttle et al., the disclosure of which is incorporated by reference. In this game a player makes an ante wager and five cards are dealt to each player and to the dealer, four of the five dealer's cards dealt face down. To continue play the player makes an additional wager and the dealer reveals his hand. If the dealer's hand does not qualify by having at least an Ace-King, the player wins even money on their ante wager and their second wager is returned. If the dealer does qualify, the dealer's hand is compared to the player's hand with the higher Poker ranked hand declared the winner. If the player's hand has one of a schedule of holdings, the player also receives a bonus payout.
In Breeding U.S. Pat. No. 5,288,081 issued Feb. 22, 1994, the disclosure of which is hereby incorporated by reference, another Poker game known as LET IT RIDE® is described. In this game the player makes initially three separate wagers and three cards are dealt to the player and two community cards are dealt face down. Based upon the player's three cards, they may leave or withdraw one of their wagers. The dealer then reveals one of the community cards and the player again has the option of leaving or withdrawing another one of their wagers. The dealer then reveals the second face down card and resolves the player's hand against a predetermined schedule of winning outcomes.
In both LET IT RIDE® and CARRIBEAN STUD® games it has been known to provide for an optional jackpot wager which is paid to the player based upon a predetermined schedule of jackpot hands.
It is to be noted that insofar as Blackjack, Baccarat, the game according to the '529 patent and other games such as Pai Gow, Let It Ride®, Caribbean Stud® and the like, either the player competes against a dealer hand or there are dealt community or communal cards used by all players to form their hand.
Further in my prior application I disclose using a levy on the pot component of the games, which I have introduced, to fund the hosting of the game as well as jackpots.
It has also been known to provide systems for playing traditional table games in electronic formats. For example, it is known to provide for the play of Blackjack and Baccarat between a remote player and an Internet-based casino. Also, in Sines, et al, U.S. Pat. No. 6,165,069, the disclosure of which is incorporated by reference, there is disclosed a presentation unit which provides for the display of electronic representations of hands for a number of live players to play the game.
It is an object of the present invention to provide a game which dispenses with the need to exact a levy on the game and which still provides a mechanism for the casino to make a profit and fund jackpots.
It is a further object to provide a system by which the games of the present invention can be played through and by electronic instrumentalities.
SUMMARY OF THE INVENTION
There is provided, therefore, according to the present invention an improved method and system for playing a modified casino game of type wherein each player makes a first wager to participate in the game such as a game which has basic play rules, e.g Blackjack, Baccarat (Baccarat, Chemin de Fer), Let It Ride, Caribbean Stud or the like and where each player makes a second, pot, wager. The pot wagers are aggregated to form a pot. Cards are dealt according to the rules of the game, including cards dealt to form a dealer hand or communal cards. If the initial deal to the dealer/community are of a predetermined holding, the house wins at least a portion of the aggregated pot. If not, the games are played to their completion with the game wagers won or lost according to the rules of the game and by comparing the player's hands inter se to award the aggregated pot wagers. The pot may be awarded to the player with the highest or lowest ranking hand or may be split between them.
By providing for certain house (casino) winning hands, the casino can dispense with the need to exact a levy. The house-pot winning hands are selected to provide the desired vigourish to the house. For example, the combination of Ace-King may be selected. Accordingly, if the dealer hand (initial deal) or community cards include an Ace-King, at least a portion of the pot is won by the house.
Blackjack/Baccarat Style Games and Pai Gow
According to this embodiment, the player and the dealer (Banker for Baccarat) are dealt a hand of cards from the values of which are summed according to the rules of the game. In a Blackjack-style game, the cards are summed with picture cards, i.e. Jacks, Queens and Kings, having a value of ten, Aces having a value of one or eleven and all other cards having a their face value. For a Baccarat-style game, the picture cards have a value of zero, Aces a value of one, the other cards have their face values and the cards are summed modulo ten. The player's first wager is won or lost in comparison to the dealer's hand. As between the player and dealer, the hand with the highest summed value closest to a target value (21 for Blackjack and 9 for Baccarat) is declared the winner with ties deemed pushes. If the player is the winner, he is paid usually 1:1 based upon his first wager. If the dealer is the winner, the player's first wager is collected.
The method of the present invention includes each player making the second, pot wager, the pot wagers aggregated to form a pot. The player of the hand with the highest value hand as between the players closest to the target value (or lowest hand value) is awarded at least a portion of the pot. Where players tie having the same, highest (or lowest) values, the pot may be shared or carried over to succeeding hand(s) until there is a hand where pot is won by a single winner, i.e. no tie. The awarding of the pot may be determined by the final hand holdings or by the initial holding, e.g. in Blackjack and Baccarat the first two cards dealt and before any draw. Instead of a levy being assessed on the pot for profit to the casino and/or used to fund (i) a jackpot paid to players having a predetermined hand card combination and/or (ii) used to fund an alternate or additional bad beat jackpot awarded to a player who loses the pot and who has predetermined holding of cards, for certain dealer hand combinations such as for Blackjack the dealer receiving as his first two cards, an Ace-King, or for Baccarat the Banker's hand being Ace-8 at least a portion of the pot is awarded to the house (casino).
For Pai Gow, the players make a second, pot wager, said pot wagers aggregated to form a pot. The player's first wager is resolved according to the rules of Pai Gow. The pot is won by the player having the highest (or lowest) ranking five card Poker hand from their seven cards or the highest (or lowest) ranking five card, high hand. Again, tie hands of highest values may carry over to the next hand(s) until there is a clear, single winner, i.e. no tie. To avoid exacting a levy on Pai Gow, certain dealer hand combinations are deemed automatic house wins and the dealer wins at least a portion of the pot. The card combinations may be Ace-King, or the like the frequency of which is selected to provide the required vigourish to the casino so that a levy need not be exacted on the pot.
The above feature of providing for certain automatic house wins to avoid exacting a levy can also be employed in traditional Pai Gow (no pot bets) so that the house does not need to exact a commission on player winning hands.
Let It Ride/Carribean Stud
There is therefor provided according to the present invention a method for playing an improved game of CARRIBEAN STUD® or LET IT RIDE® which includes the players making the required wagers to play the underlying game of CARRIBEAN STUD® or LET IT RIDE® according to the rules therefor as well as an additional, mandatory, pot wager. The players pot wagers are combined and assembled to define the pot. The underlying game is played according to its rules with wagers collected and awarded as defined by those rules. According to the improvement of the present invention, the pot wagers are resolved by comparing the players' hands and awarding the pot to the player(s) having the highest (or lowest) ranking hands according to the ranking of hands of Poker. Where several players have equal, highest (or lowest) ranking hands, the pot is divided among those players or, alternatively, carried over to subsequent hands until there is no tie.
In lieu of exacting a levy on the pot to provide a profit to the casino for hosting of the game and/or to fund outcome or bad beat jackpots, certain community card combinations dealt during play are designated as house-pot winning hands. For example, if the community cards include an Ace with a King or Queen, the house would win and collect at least a portion of the pot in lieu of exacting a levy on the pot for jackpots.
For Carribean Stud, where a pot is provided, instead of exacting a levy on the pot to fund a jackpot or house vigorish, certain dealer hand holdings, e.g. an Ace with a King or Queen, result in the award of at least a portion of the pot to the dealer.
The '529 Patent/Poker
In lieu of exacting a levy on the pot, certain community hand holdings may be designated as house-pot winning hands where the house wins at least a portion of the then constituted amount of the pot. In this fashion the house's profit and/or funding for the jackpot would be funded by the house occasionally winning the pot.
As stated above, the awarding of the pot may be based on high or low hands or a combination thereof. For a “High” game the players would attempt to assemble the highest ranking hand to not only win their first wagers but also the pot. For a “Lo” game, players may have to opt to try to win the first wagers or the pot. In a Lo Blackjack game, a player dealt a pair of Aces may opt to split them and attempt to win multiple first wagers according to the rules pf Blackjack. In the alternative the player may opt to stand on the two Aces for a hand count of 2 to try to win the pot.
The system according to the present invention includes player terminals including a display to display the player's cards for the game. Means are provided for the player to input game and pot wagers and to control the action of the game. As described above, the system computer controller assembles the pot wagers which are awarded according to the



BRIEF DESCRIPTION OF THE DRAWINGS
These and other features and advantages of the present invention will become appreciated as the same becomes better understood with reference to the specification, claims and drawings wherein:
FIG. 1 shows an example of a layout for the play of a Blackjack-style game according to the present method;
FIG. 2 shows an enlarged vied of one of the player's betting areas of FIG. 1 with certain payoffs listed therefor;
FIG. 3 shows an example of a layout for the play of a Baccarat-style game according to the present invention; and
FIG. 4 illustrates the system according to the present invention.



DESCRIPTION
Broadly, the present invention is directed to a base game where each player makes a wager and playing cards are dealt and summed according to the rules of the game. While the description herein is directed by way of example to Blackjack-style game and in another aspect to Baccarat style games, it is to be understood that the concepts, description and claims as recited herein apply to other games such as Poker, Let it Ride, Caribbean Stud, Pai Gow and the like. The variations are separately described below.
Blackjack-Style Games.
The present invention comprises a method for playing such a Blackjack-type wagering game which utilizes at least one deck of playing cards. While the present Blackjack-type wagering game will be described for use at a gaming table with one or more players, it should be noted that the game can be adapted to be played on an electronic or video gaming machine with multiple player stations all playing against a single dealer and all players competing between one another for a pot of pooled wagers or in a live or virtual format presented over the Internet.
Referring to FIG. 1, a table layout 10, upon which the modified Blackjack game of the present invention is played, is schematically shown. The layout is preferably mounted on top of a conventional type gaming table (not shown). A plurality of playing locations 12 are provided along the periphery of the table. Typically, there are seven playing locations. Each of the playing locations has the following designated areas associated therewith betting areas 16 and 18. A dealer's location 22 is provided and has a chip rack 24 to contain the chips paid and collected during the play of the game.
A round of the modified Blackjack game of the present invention is begun by each player placing first and second wagers, the first wager placed in the betting area 16 and the second wager in the betting area 18 respectively. The first wager on the betting area 16 constitutes the traditional wager associated with the game of Blackjack, namely, a house banked contest between each player's hand and the dealer's hand. The second wager on the betting area 18 constitutes a feature found in the modified method of play of the present invention, namely, the pot bet.
The second wagers placed in areas 18 may be combined by the dealer into a pot accumulated at the center of the table.
Once the players have placed their first and second wagers the dealer deals two cards to each of the players and to the dealer. The round or hand of Blackjack then proceeds in a manner known in the art and according to the rules of the game. After the initial deal, the dealer first settles with each player separately with regard to their first wagers on the betting areas 16. Each player in turn, may either “stand” (on his first two cards, or at any later time), or may request additional card(s). A player may continue to draw additional cards, but once he stands he may draw no more cards. All additional cards received by the player are usually dealt face up. If an additional card puts the player's hand count over 21, he must show his cards and the dealer collects his first and second wagers. This player has busted and is no longer in the hand. When every player, except the dealer, has either completed their hand to a final holding represent a final count not exceeding twenty-one or busted and dropped from the hand, the dealer turns up his face-down card. Casino rules may specify that the dealer must take additional cards as long as his total is 16 or less and must stand when his total reaches 17 or more. If the dealer goes over 21 he loses the hand and pays each player remaining in the hand. When the dealer completes his hand, he collects the first wagers from each player having a lower count, pays each player having a higher count, and has a stand-off (push or draw) with each player having the same count.
Under the rules of Blackjack, a player has the option regarding his first wager on the betting area 16, if his first two cards are a pair, such as two sevens or two Jacks, to play them as two different hands. When the player who ‘split’ turn comes, he turns both cards face up and places another first wager in the amount of his first wager on betting area 16 and an additional second wager in area 18 for each split hand. The player then plays and completes each of his hands separately.
All of the conventional features of the Blackjack-style game as they apply to the wager on the betting area 16 may be utilized by the player in the method of the present invention. A player may ‘double down’ and take ‘insurance’ on his hand as the conventional manner of play according to what the rules will permit.
Having settled all bets in relation to the first wagers placed in the betting areas 16 for Blackjack the dealer then once again examines each player's hand in relation to the second wagers. Those players who busted are no longer in the hand and do not qualify for the pot accumulated from the second wagers. Players that ‘split’ their cards into two hands qualify for the pot/pooled wagers in terms of both hands (assuming neither hand has busted). Alternatively, only one of the hands, e.g. the first hand qualifies for the pot/pooled wagered. The dealer determines which player(s) has a count of 21 or alternatively which of the players has the highest count closest to 21 and awards all the aggregated second wagers representing the pot to the player with the highest count, less any levy or vigorish exacted on the pot (often referred to as a “rake”). In the event of two or more players hold the highest count, the pot may be shared on an equal basis or the pot is carried over to the next hand(s) until there is a single winner, e.g. no tie. In the event of all players ‘busting,’ having a total in excess of 21, a levy is deducted from the winnings and the remainder of the pot is carried forward to the next hand.
The pot may be awarded according to the above based upon the initial two card hands dealt to the players. In this fashion players who ultimately bust still participate in the pot. Thus, after the initial deal, the dealer would determine which player has the highest holding and award the pot to that player. If there is a tie the pot may be shared or carried over as described above.
The pot may also be awarded to the player having the lowest ranking hand (initial two cards or final hand), e.g. an Ace-2 for a count of three. A tie would result in a split of the pot or a carry over. Still further the pot may be split between the player with the highest and lowest ranking hands.
In a preferred embodiment of the modified method of playing the game, the second wagers placed in the betting areas 18 are combined with a jackpot feature. The jackpot paytable is comprised of a series of ranked hands with an ascending order of fixed odds or alternatively the jackpot will be a progressive jackpot. In the latter case the major jackpot will be represented by the current total displayed on a win meter and the minor jackpots a combination of a percentage of the major jackpot total and fixed amounts. The betting areas 18 are drawn onto the playing surface/layout 10 or may be defined by sensors which are either magnetic, or fitted with optical eyes or capacitors to determine the placing of wagers. Table A as illustrated below is a specimen paytable of a jackpot feature to be combined with the pot bets in the betting areas 18.










TABLE A









Three suited 4s
Progressive Jackpot



Three unsuited 4s
50% of Jackpot



Two suited 4s
25% of Jackpot



Two unsuited 4s
10% of Jackpot










Alternatively, the awards could be fixed amounts such as suggested in Table B below.










TABLE B









Three suited 4s
$15,000



Three unsuited 4s
$10,000



Two suited 4s
$5000



Two unsuited 4s
$500










FIG. 2 illustrates an enlarged view of the betting area 16 which may have indicated adjacent thereto the various jackpot combinations and the payoffs for each.

To fund the jackpot according to the present invention, certain dealer (house) hands or the first two cards of the dealer are designated as hands or card combinations wherein the pot is won by the dealer to the exclusion of the players. For example, if the dealer's first two cards are an Ace-King combination, the dealer (house) would win at least a portion of the pot. It is believed that the frequency at which the house will win the pot provides a 1.2% vigourish to the casino which can be used to fund the jackpots and provide an additional profit to the casino. Other combinations or a plurality of combinations can be selected to increase or decrease the vigourish.
Where the pot is awarded based upon the player's first two cards, a marker may be placed at the winning player's hand and the awarding of the pot reserved until all hands are completed. In this fashion, should the dealer have a pot winning hand on his first two cards, the same would not be revealed until the conclusion of the hand.
A player remaining in the hand (he has not previously busted) who has a predetermined jackpot holding such as those set forth in Table A is awarded the corresponding jackpot regardless of whether or not he wins the Blackjack first wager or the pot bet. All wagers and awards are separately determined. In accordance with the method of the present invention a player may lose both first and second wagers yet qualify for a payout on the jackpot feature.
It is to be understood that the jackpot holdings and payouts of Tables A and B are suggestive only in that the casino may adopt different holdings and payouts.
As a further embodiment, the second wagers accumulated to form the pot could be awarded based upon (i) the highest count of the first two cards or (ii) the player(s) having a Blackjack. Further, in the event of a tie, the pot may be carried over to the next hand(s) until the pot, which may be aggregated over several hands, is won by the single player with the highest hand, i.e. there is no tie.
As yet a further embodiment, a separate jackpot wager could be made in addition to the first and second wagers. Thus a player, under this embodiment, would be required to make a first wager to participate in the basic Blackjack game, a second wager to form the inter-player pot and a separate jackpot wager directed to the jackpot component of the game. The automatic, dealer pot winning hands could then be used to simply increase the profit to the casino and/or augment the separate jackpot wagers, with the jackpot being primarily funded from the separate jackpot wagers. To accommodate the three separate wagers, three areas would be denoted on the layout therefor.
As a further feature a portion of the pot may be allocated to fund a bad beat or a big beat jackpot. A bad beat jackpot award would occur If a player loses the pot to a player having a higher value hand and the losing player has a predetermined holding of cards. In a bad beat condition, the pot losing player would be awarded at least a portion of the jackpot. Additionally the player having the higher valued hand may be awarded a portion of the jackpot as well as awarding a portion of the jackpot to the other players at the table.
As but an example, a bad beat jackpot may be provided where the pot winning player has a non-suited Ace-10 and the losing player has a hand of 10-10 of Spades. In this occurrence, the losing player would be awarded 50% of the assembled bad beat jackpot, the winning player with the non-suited A-10 awarded 25% of the jackpot and the other players playing that hand at the table awarded on a pro rata basis the remaining 25% of the jackpot. Other combinations may be provided for a bad beat award as well as providing a different schedule of pay outs.
A big beat is the converse to a bad beat. In this case the player who won, e.g. the player with the non-suited Ace-10, would be awarded the larger percentage of the jackpot with the loser having the qualifying holding, e.g. 10-10 of Spades, receiving the smaller portion.
Baccarat-style Games.
With reference to FIG. 3 the method of the present invention will be described in connection with a Baccarat-style game. While the present method will be described for use at a gaming table with one or more players, it should be noted that the game can be adapted to be played on an electronic or video gaming machine or over the Internet, with multiple player stations all playing against a single dealer and all players competing between one another for a pot of pooled wagers.
To play the game each player makes a first ante wager on either a Player hand or a Banker hand to be presented during play of the game. For this purpose, a layout 50 may be provided including a plurality or, for example seven, player positions 52a-g. At each position 52a-g there is provided a number of wagering areas adapted to accept wagers made by the player. A Player area 54 is provided at each position 52a-g in which the player may place the first ante wager to indicate that he is wagering upon the Player hand controlled by the player. Similarly there is a Banker area 56 in which a player may place their first ante wager to indicate that the player is wagering upon the Banker hand controlled by the dealer. Also each position 52a-g has associated therewith a pot wager area 58 in which the player places their second, or pot wager, according to the present invention. The pot wager area 58 may include sensors to register acceptance of the mandatory pot wager by each player. Also provided on the layout is a tie wager area 60 denoting each player position 52a-g as by being numbered one through seven. A check rack 24 is provided to contain chips used during the play of the game.
To play the game according to this embodiment, each player places their first ante wager in one of the Player or Banker areas 54,56 to signify which hand (Banker or Player) the player is wagering upon. The amount wagered may be dictated by table minimums or maximums. The player is also required to place a second, pot wager, in the pot wager area 58. The amount of the second ante wager may also be dictated by table minimums or maximums and the amounts wagered by the players as their second ante wagers will typically be the same for each player, e.g. five dollars. After the players have made their second wagers, the second wagers are collected into a pot on the table. Each player also has the option, should they so desire, to place a tie bet by passing the amount of the tie wager to the dealer who places the tie wager in the corresponding player position in the tie wager area 60. Thus if the player at position 7 places a tie wager, that wager would be placed in the position denoted as “7” in the tie wager area 60 to signify this wager.
After the players have each made their first and second wagers and any optional tie wager, the dealer for the game deals two cards to each player as that player's Player hand and two cards in the middle of the layout 50 designated as the Banker hand. The cards are typically dealt from a shoe containing a plurality of standard decks of playing cards as, for example, six decks. The player Hand cards may be dealt face up with none, both or one of the Dealer's hand cards dealt face up. Each player values the cards of their hand, modulo ten, according to the rules of conventional Baccarat. Alternatively the face cards can have a value of ten and Aces count as one or eleven which, because the hands are summed modulo ten, will obtain the same hand valuations as in conventional Baccarat. The dealer also examines the value of the initial two cards of the Banker hand. If the value is eight or nine, the dealer exposes the Banker hand and the players may not draw any third cards to their hands and all wagers are resolved as described below.
If the Banker's hand does not have a two card value of 8 or 9, the player's assess their Player's hands. If the Player's hand value is 0-6, a third card is dealt to the Player hand. Alternatively, the player may opt to receive a third card. If the Player's hand has a value of 7-9, no third card may be received and the two card value is the Player hand final value. If a third card is dealt or the player opts to take a third card, that card's value is added to the two initial cards, modulo ten, to obtain a final Player hand value. After all player's have completed their respective Player hands, the dealer exposes the Banker hand. If the value of the Banker's hand is 7-9, the dealer may not deal a third card to the Banker hand and the two card values becomes the final Banker hand value. If the Banker hand initial two cards have a value of 0-6, the dealer deals a third card to the Banker hand, the value of which is added to the initial two cards (modulo ten) to arrive at a final Banker hand value. Thus the third card draw rules are easy to understand and symmetrical with respect to the Banker and Player hands. In one embodiment, where either a Player hand or the Banker hand has an initial value of 0-6, draw of a third card is required. In another embodiment, the player is provided with the option of drawing or not drawing a third card. It is to be understood that these third card draw rules may be modified to only be in effect when the initial values of the hands are 0-5.
In still a further embodiment, rather than applying the third card draw rules at all times to the Banker hand, where any Player hand has an initial value of 8 or 9 (a Natural in Baccarat), the Banker as to this Player hand value is precluded from drawing a third card. Thus if a Player hand has an initial value of 8 or 9, the dealer when he first exposes the Banker hand of the initial two cards would resolve that Player hand before drawing any third cards if required. After resolution of any Natural Player hand(s), the dealer would deal a third card to the Banker hand if required and thereafter resolve the remaining Player hands.
Each player's first wager is resolved in order by comparing the Banker's hand final value to each of the player's individual Player hand values. If the Banker hand has a higher value than that player's Player hand, e.g. is closer to the target value of 9, the highest value which can be obtained, the Banker hand is the winner. Conversely if the player's Player hand has a higher final value than that of the Banker, the Player hand is the winner. Hands of the same values are ties. Once as to each player it is determined which of the Player or Banker hands is the winner (or a tie occurs), the dealer determines which hand the player wagered upon with his first wager. If a player has wagered upon the Banker hand and the Banker hand is the winner that player is paid 1:1 based upon his first wager. If the player has wagered upon the Banker hand and the Player hand is the winner, the player loses his first wager. Conversely, if the player has wagered upon the Player hand and the Player hand is the winner the player is paid 1:1 for his first wager. If the player has wagered upon the Player hand and the Banker hand is the winner, the player loses his first wager. If for any player his Player hand ties with the Banker hand, there is no action regarding the player's first ante wager, i.e. the first wager is neither won not lost. If the tying player has made a tie wager, the player wins the tie wager and is paid, for example, 8:1 on the tie wager.
Regarding ties, to provide a vigourish to the casino, certain tie wagers may be deemed losers. For example, ties at 1 or 2 would be declared losers for the player's first ante wagers regardless of whether they wagered upon the Banker or the Player hand. This provides the casino with a vigourish for the basic game of about 1.18%. Other losing tie value(s) may be selected.
After the players' first wagers have been decided, collected and paid, the second wagers are resolved. The aggregated pot of the second wagers is paid to the player or players having the highest Player hand values. For example, if the highest Player hand value is 6, that player would be awarded the pot regardless of whether or not the player won his first wager. The awarding of the pot is independent of whether or not the player wins the first wager proposition thereby giving the player an opportunity to win even though he lost his first wager. If two or more players tie with the highest value, the pot may be shared or carried over to succeeding hands until there is no tie and the pot, which may be aggregated over several hands, is awarded to a single player with the highest hand, i.e. there is no tie. Further, the pot wagers may be awarded based upon the first two cards dealt. i.e. before any permitted draw of a third card.
As a further or additional embodiment, the pot may be awarded to the player with the lowest hand count, e.g. 0 in Baccarat. The pot may also be split between the lowest and highest ranking hands, with ties being carried over. With a Hi-Lo game, there are two pots, one for the high hand and one for the low hand, each, one or none of which may be carried over until there is a no-tie winner.
To provide a profit to the casino, to fund any jackpots or to dispense with the need to extract a commission, the present invention includes designating certain Banker hand combinations or first two cards as winning at least a portion of the aggregated pot. For example, if the Banker's hand first two cards are an Ace-8, the house (Banker) would win at least a portion of the pot. By providing for occasional pot wins for the house, a suitable vigourish can be maintained.
A progressive jackpot may be funded as described above and may award a portion of the jackpot to any player having a predetermined Player hand holding. The jackpot or a portion of which may be awarded, for example, to any player having a Player hand with any one of the following holdings, again regardless of whether or not the player has won the first ante wager or the second ante wager aggregate pot,

    
    
        Jackpot Holdings
        
            Three 3s
            Three 3s (same suit)
            Three 3s (spades)
            Three of a Kind
            Three of a Kind (same suit)
            Three of a Kind (spades)
            Ace, Ace, 7 (same suit)
            Ace, Ace 7 (spades)
        
        
    
    


Other jackpot holdings may be provided. If a player has a Player hand with a jackpot holding, he would be paid the corresponding jackpot payoff represented by a fixed amount or a percentage of the pot funded aggregate jackpot.
Additionally or alternatively the occasional winning of the pot by the house (casino) may be used to fund a bad beat or a big beat jackpot. As but an example, a bad beat jackpot could be awarded where a player having a Player hand of a first ranking loses the pot to a player having a Player hand with a second ranking. For example, the second ranking may be preselected as a two card Natural (a hand value of 9) of an unsuited 3 and 6 and the losing player second ranking is a two card hand of two 9s of Spades. In that event, the losing player would be awarded 50% of the progressively accumulated bad beat jackpot, the winning player 25% and all other players at the table who had participated in the round of play 25% of the jackpot on a pro rata basis. Conversely, for a big beat jackpot, the winning player with the unsuited 3 and 6 would be awarded the larger portion of the jackpot.
Like the Blackjack game described above, the jackpots for the Baccarat-style game may be funded by a separate, third, side wager such that the house winning of the pots can be used to increase the profit to the casino and/or to augment the funding of jackpots.
For Caribbean Stud/Let It Ride/Pai Gow
With this game, the present invention includes, in addition to the wagers made according to its method of play described above, each player making a pot wager, the pot wagers accumulated into a pot. As described below, the player at the table, regardless of whether they win any of the Caribbean Stud game wagers, still has the opportunity to win the pot by having the highest ranking Poker hand among the players at the table.
To play the game each player makes their Caribbean Stud outcome wager(s) according to the rules of the game. Additionally, according to the present invention, each player makes a pot wager to compete against the other players at the table for the best hand.
With respect to the pot wagers, the player with the highest Poker hand showing wins the aggregated pot wagers. The pot wagers are a bet solely between the players and do not involve a wager against or to be paid by the house (casino). Where these is a tie for the highest hand, the pot may be shared or carried over to the next hand in the manner described above with reference to Blackjack to Baccarat. Thus, in the case of successive ties, the pot will grow adding to the excitement of the game.
At the start of each game and prior to receiving cards all players make their pot and game outcome wagers. Cards are then dealt according to the rules of the game and the outcome wagers are resolved, also according to the rules of the game.
In addition to any jackpots provided according to the known rues of play, any jackpot to be paid to a player for obtaining a specific outcome, e.g. a Royal Flush, any bad beat or big beat jackpot or simply to increase the profit for the casino, the present invention includes designating certain dealer hand card combinations as hands where the house (dealer) wins the pot to the exclusion of the players. By providing an occasional house win of at least a portion of the pot, a vigourish can be set to wholly or partially fund a jackpot and/or provide additional profit to the casino. For example, if the dealer's Caribbean Stud hand has an Ace-King combination and that is deemed a pot winning combination for the house, it is believed that the house will have a vigourish of an additional 1.2% created by the occasional house wins of the pot.
A further embodiment of the present invention, wherein a progressive or fixed jackpot is a feature of the game, is so structured that the jackpot is divided into a primary jackpot with a Royal Flush being the winning combination and a secondary jackpot being awarded in a designated bad beat or big beat situation in the manner suggested above.
After the outcome wagers have been resolved by comparing the player's hands to that of the dealer and by comparing each player's hand to the predetermined pay out schedule, the players' final hands are compared to determine which player has the highest ranking hand. The player having the highest ranking hand is awarded all of the pot wagers made (unless the pot or a portion thereof has already been won by the house). Players having equally ranked hands share equally in the award of the pot wagers.
An alternative embodiment includes, in the event of a tie, the pot is carried over to succeeding hands until there is a no-tie winner.
The game may also be played according to a method where the pot is won by the player with the lowest ranking hand or the pot may be split between players with the highest and lowest ranking hands.
Thus it can be seen that the players have multiple opportunities to win and by providing for occasional house wins of at least a portion of the pot, additional profit can be made by the casino.
Pai Gow, like Caribbean Stud, includes a dealer hand. Like the improvement to Caribbean Stud described above, the present invention includes providing for Pai Gow that each player also make a pot wager which is won by the player having the highest (or lowest) ranking Poker hand. While normally the house does not participate in the winning, losing or funding of the pot, to provide an additional vigourish, to eliminate the need to collect commissions or to fund a jackpot, certain house hand combinations are deemed hands where the house (dealer) wins at least a portion of the pot. For example, if the Dealer's first two cards dealt include Ace-King, or if the hand includes and Ace-King, or suited Ace-King, the house wins the entire or a designated portion of the pot.
For Let It Ride, the game is played according to its known version, with each player making three outcome wagers of the same amount, receiving three cards and the dealer dealing two community cards, two cards face down. As community cards are reveled the player has the opportunity to withdraw up to two of his outcome wagers. Ultimately, the player's cards are revealed and combined with the community cards to form a five card Poker hand. The hand is compared to a predetermined pay schedule based upon the rankings of Poker hands.
According to the present invention, in addition to each player making outcome wagers according top the rules of the game, each player makes a pot wager, the pot wagers aggregated into a pot. After the game outcome wagers have been resolved, the pot is awarded to the player having the highest (or lowest) ranking Poker hand (using his and the community cards). In the case of ties, the pot is shared or carried over to the next hand.
The present invention also contemplates the house exacting a vigoursh in relation to the pot to provide additional profit to the casino or to fund outcome, bad beat or big beat jackpots. According to the present invention, this vigourish is obtained by designating certain community card combinations as pot winning outcomes for the house. For example if the first two revealed or any of the community cards include an Ace-King, combination, the house (dealer) would win the entire or at least a portion of the pot. The occasional wins of the pot can provide additional revenue to the casino, fund jackpots or support a more liberal pay table for the game.
Poker
The method can also apply to Poker games where community cards are dealt and a pot is involved. In addition to the game of Showdown Poker, according to my prior patent described above, this method would apply to traditional Poker where the casino extracts a levy on each pot.
According tp the present invention, instead of extracting a levy to fund the game or jackpots therefor, certain community card combinations or holdings such as by designating the first two community cards dealt (or exposed) as a pot winning combination for the house. In this fashion, the occasional winning of the pot, or a portion thereof, by the house will provide sufficient vigourish to dispense with the need to exact a levy on the each pot and/or to fund jackpots such as bad beat jackpots or the like.
As can be appreciated by providing for a pot and by designating certain dealer or community hands as hands which win the pot, the house can increase the profit and/or fund jackpots and/or dispense with the need to extract a levy for the play of the game.
A Low Game
As described above, the game methods may include awarding the pot to the player with the lowest ranking hand. Thus, in Blackjack, as an example, when a player is dealt an Ace-2, he may decide to attempt to win the pot and stand on this low hand of a count of three. Again, for tie low hands, the pot may be carried over to the next hand(s) until there is a no-tie winner.
In yet a further embodiment, the pot may be shared on a high-low basis. That is, a portion of the pot may be awarded to the player with the highest ranking hand and the remainder to the player with the lowest ranking hand.
The System
Turning to FIG. 4, a system 100 according to the present invention is shown for play of one or more of the above described game methods. At 102 is a host processor/server which is in communication with a plurality of terminals 104 each having a display 106. The terminals 104 may be personal computers in communication with the host 102 through a local area network (LAN), wide area network (WAN) or through the Internet. At each terminal 104 the player can input a wager by any known means such as by directing the wagering of established credits, a coin, token or cash acceptor, wagering from a credit or debit card or the like. After players at a plurality of terminals 104 have each entered their first and second wagers, a period of time controlled by the host 102, the host 102 from data representing one or more decks of cards, controls the displays 106 to display for each player a player hand an a common dealer (or Banker) hand according to the rules of the game. Each player, if permitted by the rules of the game, enters input by a suitable data entry means such as a touch screen at the display 104 or a keyboard, to draw cards, assemble his hand and do the other things to obtain a final hand. The host 102 likewise controls the displays 106 to display completion of the dealer's or Banker's hand. The host 102 further compares data representing the player's hands to the data representing dealer's (Banker's) hand to determine winners and losers of the first wagers and compares the player's hands to determine awarding of the pot according to the methods described above. Winnings are credited to the winning player(s) terminal and loses are collected by the host 102.
The system 100 provides for linking of numerous players to play the game methods according to the methods of the present invention.
It is to be understood that the present invention is subject to many modifications and changes without departing form the spirit and scope of the appended claims.

## Claims

1. A method for playing a modified casino card game wherein each player makes a first wager to participate in the game according to the rules thereof, the method comprising:
each player making a pot wager, said pot wagers aggregated to form a pot;
dealing an initial hand of cards to a dealer;
dealing a hand of cards to a player;
for each hand, (i) resolving the first wagers according to the rules of the game and (ii) awarding at least a portion of the pot to the player having one of a predetermined highest or lowest ranking hand between said players; and
awarding at least a portion of the pot to the dealer based upon the initial hand of cards dealt to the dealer if the dealer hand contains a predetermined holding.

2. The method of claim 1 wherein the game is Blackjack comprising awarding at least a portion of the pot to a dealer hand of Ace-King.

3. The method of claim 1 wherein the game is Baccarat including a Banker and a player, said Baccarat game including dealing cards to an initial Banker hand and a player hand, said method comprising awarding at least a portion of the pot to the Banker based upon said initial Banker hand containing a predetermined holding.

4. The method of claim 3 comprising awarding the pot to a Banker hand of Ace-8.

5. The method of claim 1 comprising where the game is Pai Gow Poker.

6. The method of claim 1 comprising where the game is Caribbean Stud®.

7. The method of claim 1 comprising where the game is Let It Ride®.

8. The method of claim 1 further comprising:
allocating a portion of said pot to a progressive jackpot; and
awarding at least a portion of said progressive jackpot to a player obtaining a jackpot holding.

9. The method of claim 1 further comprising:
allocating a portion of said pot to a progressive jackpot; and
awarding at least a portion of said progressive jackpot to a player obtaining player hand with a specific predetermined holding which is outranked by another player's hand.

10. The method of claim 1 further comprising if there is a tie for winning said at least a portion of the pot, carrying the pot over to succeeding games, played among all players, until there is no tie.

11. The method of claim 1 comprising awarding at least a portion of the pot to the player with the highest ranking hand.

12. The method of claim 1 comprising awarding at least a portion of the pot to the player with the lowest ranking hand.

13. The method of claim 1 comprising awarding at least portions of the pot to the players with the highest and lowest ranking hands.

14. The method of claim 1 where the game is one of Blackjack or Baccarat including awarding the pot based upon the first two cards dealt to each player.

15. A method for playing a modified casino card game wherein each player makes a first wager to participate in the game according to the rules thereof, the method comprising:
dealing a dealer hand to a dealer;
dealing a player hand to each player;
each player making a pot wager, said pot wagers aggregated to form a pot;
for a dealer hand including a predetermined holding in the initial cards dealt to the dealer hand, awarding at least a portion of the pot to the dealer;
for each hand, (i) resolving the first wagers by comparing the player and dealer hands according to the rules of the game and (ii) awarding at least any remaining portion of the pot to the player having one of a predetermined highest or lowest ranking hand between said players; and
if there is a tie for winning said at least a portion of the pot, carrying the pot over to succeeding games until there is no tie.