Exhibit 33.2





ASSESSMENT OF COMPLIANCE WITH THE APPLICABLE SERVICING CRITERIA





The management (“ Management ”) of the Corporate Trust Services division of Wells Fargo Bank, National Association (the “ Company ”) is responsible for assessing the Company’s compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission.  Management has determined that the servicing criteria are applicable in regards to the servicing platform for the period as follows:





Period :  As of and for the twelve months ended December 31, 2015 (the “ Period ”).





Platform :  The platform consists of  asset-backed securities (“ ABS ”) transactions for which the Company provides trustee (except Delaware trustee or owner trustee) and/or paying agent services and for which (i) some or all of the offered securities for such ABS transactions were publicly offered pursuant to a registration statement delivered under the Securities Act of 1933, as amended, or (ii) the offered securities for such ABS transactions were privately issued pursuant to an exemption from registration and the Company has an obligation under the transaction agreements to deliver an assessment of compliance with the applicable servicing criteria under Item 1122(d) of Regulation AB; provided however that, the platform excludes (a) any transactions for which the securities issued are mortgage-backed securities or mortgage-related asset-backed securities and (b) certain transactions for which the issuing entity has a fiscal year that ends on a date other than the end of the calendar year (the “ ABS Platform ”). Appendix A identifies the individual transactions defined by Management as constituting the ABS Platform for the Period.





Applicable Servicing Criteria :  All servicing criteria set forth in Item 1122(d) applicable to the Company’s obligations in the related transaction agreements with respect to the ABS Platform for the Period, except for the following servicing criteria: 1122(d)(1)(v), 1122(d)(2)(iii), 1122(d)(3)(i)(B), 1122(d)(3)(i)(C), 1122(d)(3)(i)(D), 1122(d)(4)(i), 1122(d)(4)(ii), 1122(d)(4)(iv), 1122(d)(4)(v), 1122(d)(4)(vi), 1122(d)(4)(vii), 1122(d)(4)(viii), 1122(d)(4)(ix), 1122(d)(4)(x), 1122(d)(4)(xi), 1122(d)(4)(xii), 1122(d)(4)(xiii), 1122(d)(4)(xiv) and 1122(d)(4)(xv), which Management has determined are not applicable to the activities the Company performed with respect to the ABS Platform for the Period; provided however that, with respect to the ABS Platform (a) servicing criterion 1122(d)(3)(i)(A) is applicable only to the timeframe in which the Company distributes or makes available to investors the relevant investor reports received by the Company from the entity preparing such reports; (b)  servicing criterion 1122(d)(3)(ii) is applicable only as it relates to remittances to investors ; and (c) servicing criterion 1122(d)(4)(iii) is applicable only as it relates to obtaining an Officer’s Certificate from the servicer and reporting any additions, removals and substitutions to investors on the monthly distribution report (the “ Applicable Servicing Criteria ”).





With respect to the ABS Platform and the Period, Management provides the following assessment of the Company’s compliance with respect to the Applicable Servicing Criteria:


1.    Management is responsible for assessing the Company’s compliance with the Applicable Servicing Criteria.





2.    Management has assessed the Company’s compliance with the Applicable Servicing Criteria.  In performing this assessment, Management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB.





3.    With respect to applicable servicing criterion 1122(d)(1)(ii), Management has determined that there were no activities performed during the Period with respect to the ABS Platform, because there were no occurrences of events that would require the Company to perform such activities.





4.    Based on such assessment for the Period, the Company has complied, in all material respects with the Applicable Servicing Criteria.





KPMG LLP, an independent registered public accounting firm, has issued an attestation report with respect to Management’s assessment of the Company’s compliance with the Applicable Servicing Criteria for the Period.














WELLS FARGO BANK, National AssociationBy:/s/ Bruce C. WanderseeName:  Bruce C. WanderseeIts:  Senior Vice PresidentDated:  February 26, 2016







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Appendix A to the Company's Assessment of Compliance with the Applicable Servicing Criteria





A-1





ABS Platform TransactionsDeal IdentifierLong NameAMCAR103AmeriCredit Automobile Receivables Trust 2010-3AMCAR104AmeriCredit Automobile Receivables Trust 2010-4AMCAR10BAmeriCredit Automobile Receivables Trust 2010-BAMCAR111AmeriCredit Automobile Receivables Trust 2011-1AMCAR112AmeriCredit Automobile Receivables Trust 2011-2AMCAR113AmeriCredit Automobile Receivables Trust 2011-3AMCAR114AmeriCredit Automobile Receivables Trust 2011-4AMCAR115AmeriCredit Automobile Receivables Trust 2011-5AMCAR121AmeriCredit Automobile Receivables Trust 2012-1AMCAR122AmeriCredit Automobile Receivables Trust 2012-2AMCAR123AmeriCredit Automobile Receivables Trust 2012-3AMCAR124AmeriCredit Automobile Receivables Trust 2012-4AMCAR134AmeriCredit Automobile Receivables Trust 2013-4AMOT104Ally Master Owner Trust 2010-4AMOT121Ally Master Owner Trust 2012-1AMOT123Ally Master Owner Trust 2012-3AMOT124Ally Master Owner Trust 2012-4AMOT125Ally Master Owner Trust 2012-5AMOT131Ally Master Owner Trust 2013-1AMOT132Ally Master Owner Trust 2013-2AMOT133Ally Master Owner Trust 2013-3AMOT141Ally Master Owner Trust 2014-1AMOT142Ally Master Owner Trust 2014-2AMOT143Ally Master Owner Trust 2014-3AMOT144Ally Master Owner Trust 2014-4AMOT145Ally Master Owner Trust 2014-5AMOT151Ally Master Owner Trust 2015-1AMOT152Ally Master Owner Trust 2015-2AMOT153Ally Master Owner Trust 2015-3BANKONESER1Chase Issuance TrustCHASE97ABOATChase Manhattan Marine Owner Trust 1997-ACHASE97ARVChase Manhattan RV Owner Trust 1997-ACITEL051*CIT Education Loan Trust 2005-1GMALT151GM Financial Automobile Leasing Trust 2015-1GMALT152GM Financial Automobile Leasing Trust 2015-2GMALT153GM Financial Automobile Leasing Trust 2015-3GREENTREE961Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through Certificates, Series 1996-1GREENTREE962Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through Certificates, Series 1996-2HART10BHyundai Auto Receivables Trust 2010-BNAVIENT151Navient Student Loan Trust 2015-1NAVIENT152Navient Student Loan Trust 2015-2NAVIENT153Navient Student Loan Trust 2015-3NELF2004-2*Nelnet Education Loan Funding, Inc. Student Loan Asset-Backed Notes  Series 2004-2NSLT043*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-3NSLT044*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-4NSLT051*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-1NSLT052*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-2NSLT053*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-3NSLT054*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-4NSLT061*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-1NSLT062*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-2NSLT063*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-3NSLT071*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2007-1NSLT081*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2008-1NSLT082*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2008-2NSLT083*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2008-3NSLT084*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2008-4NSLT092*Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2009-2







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*  This transaction was inadvertently omitted from the transaction listing attached to the Company’s 2014 assessment of compliance with applicable servicing criteria.  Therefore this transaction was not included in the Company’s 2014 assessment of compliance with applicable servicing criteria or the attestation report related thereto.


ABS Platform TransactionsDeal IdentifierLong NameOAKWOOD2000COakwood Mortgage Investors Series 2000-C Senior/Subordinate Pass-Through CertificatesOAKWOOD2000DOakwood Mortgage Investors Series 2000-D Senior/Subordinate Pass-Through CertificatesSDART112Santander Drive Auto Receivables Trust 2011-2SDART121Santander Drive Auto Receivables Trust 2012-1SDART124Santander Drive Auto Receivables Trust 2012-4SDART133Santander Drive Auto Receivables Trust 2013-3SDART141Santander Drive Auto Receivables Trust 2014-1SDART144Santander Drive Auto Receivables Trust 2014-4SDART145Santander Drive Auto Receivables Trust 2014-5SDART152Santander Drive Auto Receivables Trust 2015-2SDART154Santander Drive Auto Receivables Trust 2015-4SDART155Santander Drive Auto Receivables Trust 2015-5