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[Federal Register Volume 78, Number 159 (Friday, August 16, 2013)]
[Notices]
[Pages 50041-50043]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-19971]

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BUREAU OF CONSUMER FINANCIAL PROTECTION

Privacy Act of 1974, as Amended

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice of a Revised Privacy Act System of Records.

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SUMMARY: In accordance with the Privacy Act of 1974, as amended, the 
Bureau of Consumer Financial Protection, hereinto referred to as the 
Consumer Financial Protection Bureau (CFPB or Bureau), gives notice of 
the establishment of a revised Privacy Act System of Records.

DATES: Comments must be received no later than September 16, 2013. The 
new system of records will be effective September 25, 2013, unless the 
comments received result in a contrary determination.

ADDRESSES: You may submit comments by any of the following methods:
     Electronic: privacy@cfpb.gov.
     Mail/Hand Delivery/Courier: Claire Stapleton, Chief 
Privacy Officer, Consumer Financial Protection Bureau, 1700 G Street 
NW., Washington, DC 20552.
    Comments will be available for public inspection and copying at 
1700 G Street NW., Washington, DC 20552 on official business days 
between the hours of 10 a.m. and 5 p.m. Eastern Time. You can make an 
appointment to inspect comments by telephoning (202) 435-

[[Page 50042]]

7220. All comments, including attachments and other supporting 
materials, will become part of the public record and subject to public 
disclosure. You should submit only information that you wish to make 
available publicly.

FOR FURTHER INFORMATION CONTACT: Claire Stapleton, Chief Privacy 
Officer, Consumer Financial Protection Bureau, 1700 G Street NW., 
Washington, DC 20552, (202) 435-7220.

SUPPLEMENTARY INFORMATION: The CFPB revises its Privacy Act System of 
Records Notice (SORN) ``CFPB.006--Social Networks and Citizen 
Engagement System.'' In revising this SORN, the CFPB modifies the 
authorities under which this system is maintained; modifies the 
purpose(s) for which the system is maintained; modifies the 
notification procedures for individuals seeking access to records 
maintained in this system; modifies the system location, system 
manager(s) and address; consolidates two routine uses (previously 
routine uses 6 and 7) which include the disclosure of personally 
identifiable information (PII) from the system to the U.S. Department 
of Justice (DOJ) for its use in providing legal advice to the CFPB or 
in representing the CFPB in a legal proceeding; and provides clarifying 
language in the categories of individuals for the system, the 
categories of records for the system, the retention and disposal of 
records in the system, and the record source categories for the system.
    The report of the revised system of records has been submitted to 
the Committee on Oversight and Government Reform of the House of 
Representatives, the Committee on Homeland Security and Governmental 
Affairs of the Senate, and the Office of Management and Budget, 
pursuant to Appendix I to OMB Circular A-130, ``Federal Agency 
Responsibilities for Maintaining Records About Individuals,'' dated 
November 30, 2000,\1\ and the Privacy Act, 5 U.S.C. 552a(r).
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    \1\ Although the CFPB, under 12 U.S.C. 5497(a)(4)(E), is not 
legally required to follow OMB-issued guidance, it voluntarily 
follows OMB privacy-related guidance as a best practice and to 
facilitate cooperation and collaboration with other agencies.
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    The revised system of records entitled ``CFPB.006--Social Networks 
and Citizen Engagement System'' is published in its entirety below.

    Dated: August 13, 2013.
Claire Stapleton,
Chief Privacy Officer, Bureau of Consumer Financial Protection.
CFPB.006

SYSTEM NAME:
    Social Networks and Citizen Engagement System

SYSTEM LOCATION:
    Consumer Financial Protection Bureau, 1700 G Street NW., 
Washington, DC 20552.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Users of social media who interact with the CFPB through the 
Bureau's Web site, or through various social media outlets, including 
but not limited to third-party sites and services such as Facebook, 
Twitter, YouTube, LinkedIn, and Flickr. Other covered individuals may 
include those who sign on to various parts of the CFPB Web site with a 
user identity provided by a third-party, including but not limited to 
sites and services such as Disqus, Facebook, and Twitter. These may be 
members of the public, employees, or contractors.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in the system may contain information that an 
individual shares voluntarily with the CFPB through various social 
media sites and services. They may also contain information that is 
stored to ensure that an individual can access Web sites where a login 
is required. This may include without limitation: name, username, email 
address, birth date, security questions, IP addresses, location, 
passwords, authentication, business affiliation, demographic 
information, videos, photos, and other general information.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    Public Law 111-203, Title X, Sections 1011, 1012, 1021, codified at 
12 U.S.C. 5491, 5492, 5511. Executive Order 13571, Streamlining Service 
Delivery and Improving Customer Service, April 27, 2011.

PURPOSE(S):
    The information in the system is being collected to facilitate 
internal and external interactions concerning the CFPB and CFPB 
programs. The use of social media platforms will increase collaboration 
and transparency with the public, as well as employees and contractors. 
The use of social media will enable the CFPB to interact with the 
public in effective and meaningful ways, encourage the wide sharing of 
information regarding consumer financial issues and the strengthening 
of an online community of consumers, and ensure that critical 
information about the agency and key consumer finance issues is 
distributed.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    These records may be disclosed, consistent with the CFPB's 
Disclosure of Records and Information Rules, promulgated at 12 CFR 1070 
et seq., to:
    (1) Appropriate agencies, entities, and persons when: (a) The CFPB 
suspects or has confirmed that the security or confidentiality of 
information in the system of records has been compromised; (b) the CFPB 
has determined that, as a result of the suspected or confirmed 
compromise, there is a risk of harm to economic or property interests, 
identity theft or fraud, or harm to the security or integrity of this 
system or other systems or programs (whether maintained by the CFPB or 
another agency or entity) that rely upon the compromised information; 
and (c) the disclosure made to such agencies, entities, and persons is 
reasonably necessary to assist in connection with the CFPB's efforts to 
respond to the suspected or confirmed compromise and prevent, minimize, 
or remedy such harm;
    (2) Another federal or state agency to (a) permit a decision as to 
access, amendment or correction of records to be made in consultation 
with or by that agency, or (b) verify the identity of an individual or 
the accuracy of information submitted by an individual who has 
requested access to or amendment or correction of records;
    (3) The Office of the President in response to an inquiry from that 
office made at the request of the subject of a record or a third party 
on that person's behalf;
    (4) Congressional offices in response to an inquiry made at the 
request of the individual to whom the record pertains;
    (5) Contractors, agents, or other authorized individuals performing 
work on a contract, service, cooperative agreement, job, or other 
activity on behalf of the CFPB or Federal Government and who have a 
need to access the information in the performance of their duties or 
activities;
    (6) The DOJ for its use in providing legal advice to the CFPB or in 
representing the CFPB in a proceeding before a court, adjudicative 
body, or other administrative body, where the use of such information 
by the DOJ is deemed by the CFPB to be relevant and necessary to the 
advice or proceeding,

[[Page 50043]]

and such proceeding names as a party in interest:
    (a) The CFPB;
    (b) Any employee of the CFPB in his or her official capacity;
    (c) Any employee of the CFPB in his or her individual capacity 
where DOJ has agreed to represent the employee; or
    (d) The United States, where the CFPB determines that litigation is 
likely to affect the CFPB or any of its components;
    (7) A court, magistrate, or administrative tribunal in the course 
of an administrative proceeding or judicial proceeding, including 
disclosures to opposing counsel or witnesses (including expert 
witnesses) in the course of discovery or other pre-hearing exchanges of 
information, litigation, or settlement negotiations, where relevant or 
potentially relevant to a proceeding, or in connection with criminal 
law proceedings; and
    (8) Appropriate federal, state, local, foreign, tribal, or self-
regulatory organizations or agencies responsible for investigating, 
prosecuting, enforcing, implementing, issuing, or carrying out a 
statute, rule, regulation, order, policy, or license if the information 
may be relevant to a potential violation of civil or criminal law, 
rule, regulation, order, policy or license.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Paper and electronic records.

RETRIEVABILITY:
    Records are retrievable by full-text search. Records may also be 
retrieved by personal identifiers, which may include without 
limitation: name, username, email address, IP addresses, geographic 
information, and demographic information.

SAFEGUARDS:
    Access to electronic records that are not otherwise available to 
the general public by virtue of their presence on social media sites is 
restricted to authorized personnel who have been issued non-
transferrable access codes and passwords. Other records are maintained 
in locked file cabinets or rooms with access limited to those personnel 
whose official duties require access.

RETENTION AND DISPOSAL:
    The CFPB will manage all computer and paper files in the system as 
permanent records until the disposition schedule for these records is 
approved by the National Archives and Records Administration, at which 
time, the CFPB will dispose of such files in accordance with the 
schedule.

SYSTEM MANAGER(S) AND ADDRESS:
    Consumer Financial Protection Bureau, Assistant Director, Consumer 
Engagement, 1700 G Street NW., Washington, DC 20552.

NOTIFICATION PROCEDURE:
    Individuals seeking notification and access to any record contained 
in this system of records, or seeking to contest its content, may 
inquire in writing in accordance with instructions appearing the CFPB's 
Disclosure of Records and Information Rules, promulgated at 12 CFR 1070 
et seq. Address such requests to: Chief Privacy Officer, Bureau of 
Consumer Financial Protection, 1700 G Street NW., Washington, DC 20552.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedures'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedures'' above.

RECORD SOURCE CATEGORIES:
    Information in this system is obtained from individuals who 
voluntarily interact with the CFPB through various social media sites 
and services, or as a result of public outreach.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.

[FR Doc. 2013-19971 Filed 8-15-13; 8:45 am]
BILLING CODE 4810-AM-P
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