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***CERTIFICATION***

**Exhibit      31.2**

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| 1. | I                    have reviewed this quarterly report on Form 10-QSB of Flint River                    Bancshares, Inc.; |
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| 2. | Based                    on my knowledge, this quarterly report does not contain any untrue                    statement of a material fact or omit to state a material fact                    necessary to                    make the statements made, in light of the circumstances under                    which such                    statements were made, not misleading with respect to the period                    covered by                    this quarterly report. |
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| 3. | Based                    on my knowledge, the financial statements, and other financial                    information                    included in this quarterly report, fairly present in all material                    respects                    the financial condition, results of operations and cash flows                    of the                    registrant as of, and for the periods presented in this quarterly                    report; |
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| 4. | The                    registrant’s other certifying officer, if any, and I are responsible for                    establishing and maintaining disclosure controls and procedures                    (as                    defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the                    registrant                    and we have: |
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|   | a) | designed                such disclosure controls and procedures, or caused such disclosure                controls and procedures to be designed under our supervision, to                ensure                that material information relating to the registrant, including its                consolidated subsidiaries, is made known to us by others within those                entities, particularly during the period in which this quarterly                report is                being prepared; |
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|   | b) | evaluated                the effectiveness of the registrant’s disclosure controls and procedures                and presented in this report our conclusions about the effectiveness                of                the disclosure controls and procedures, as of the end of the period                covered by this report based on such evaluation ;                and |
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|   | c) | disclosed                in this report any change in the registrant’s internal control over                financial reporting that occurred during the registrant’s most recent                fiscal quarter (the registrant’s fourth fiscal quarter in the case of an                annual report) that has materially affected, or is reasonably likely                to                materially affect, the registrant’s internal control over financial                reporting; and |
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| 5. | The                    registrant’s other certifying officer, if any, and I have disclosed, based                    on our most recent evaluation of internal control over financial                    reporting, to the registrant’s auditors and the audit committee of the                    registrant’s board of directors (or persons performing the equivalent                    functions): |
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|   | a) | all                significant deficiencies and material weaknesses in the design or                operation of internal control over financial reporting which are                reasonably likely to adversely affect the registrant’s ability to record,                process, summarize and report financial information;                and |
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|   | b) | any                fraud, whether or not material, that involves management or other                employees who have a significant role in the registrant’s internal                controls over financial reporting. |
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| /s/                Jane W. Timmons     |   |
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| Jane                W. Timmons         |   |
| Chief                Financial Officer |   |

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