EXHIBIT 10.8


                          CAC II SPECIAL GENERAL, INC.

                            ARTICLES OF INCORPORATION

                                    ARTICLE I
                                      NAME

     1. Name. The name of the Corporation is CAC II Special General, Inc.


                                   ARTICLE II
                                     PURPOSE

     2.  Purpose.  Notwithstanding  any provision  hereof to the  contrary,  the
following shall govern: The business, operations and purposes of the Corporation
are limited solely to the following:

                  (a) To serve as the general  partner of, and to have a general
partnership  interest  in,  CAC  II  Limited  Partnership,  a  Virginia  limited
partnership (the  "Partnership"),  in accordance with the provisions  hereof and
the Partnership's Limited Partnership  Agreement,  which by its terms limits the
business of the Partnership to the ownership,  operation and management of those
certain  parcels of real property  listed in Article VIII hereof,  together with
all improvements located thereon  (collectively,  the "Properties"),  and limits
the  indebtedness  of the Partnership to a first lien mortgage on the Properties
arising from financing by First Union National Bank (the "Mortgage"),  any other
indebtedness  permitted under the Mortgage, and normal trade accounts payable in
the ordinary course of the Partnership's business; and

                  (b) To exercise all powers that are enumerated in the Virginia
Stock  Corporation  Act and that are necessary or  convenient  for the business,
operations or purposes of the Corporation as set forth herein.



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                                   ARTICLE III
                                  PROHIBITIONS

     3. Certain Prohibited  Activities.  Notwithstanding any provision hereof to
the contrary, the following shall govern:

                  (a) For so  long as any  obligation  secured  by the  Mortgage
remains  outstanding and not paid in full, the Corporation's  indebtedness shall
consist  only of  indebtedness  it is  permitted  to have under the Mortgage and
normal  trade  accounts  payable in the  ordinary  course of  business,  and the
Corporation  shall not cause or permit the Partnership to have any  indebtedness
other than the  following:  (i) the Mortgage,  (ii) any other  indebtedness  the
Partnership  is  permitted  to have under the  Mortgage,  and (iii) normal trade
accounts payable in the ordinary course of the Partnership's business.

                  (b) The  Corporation  shall not  consolidate  or merge with or
into any  other  entity,  or  convey  or  transfer  its  properties  and  assets
substantially as an entirety to any entity, unless:

                           (i)   the   entity   that   is   formed   upon   such
consolidation,  that  survives such merger (if other than the  Corporation),  or
that  acquires  by  conveyance  or  transfer  the  properties  and assets of the
Corporation  substantially as an entirety,  shall: (A) be organized and existing
under the laws of the United  States of America or any State or the  District of
Columbia,  (B) include in its organizational  documents the same limitations set
forth in this Article III and in Article VII (Separateness  Covenants),  and (C)
expressly   assume  the  due  and  timely   performance  of  the   Corporation's
obligations; and

                           (ii)   immediately   after  giving   effect  to  such
transaction,  no  default  or event of  default  will  have  occurred  under any
agreement to which the Corporation is a party.

                  (c) The Corporation  shall not cause or permit the Partnership
to consolidate or merge with or into any other entity,  or to convey or transfer
its properties and assets substantially as an entirety to any entity, unless:


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                           (i)   the   entity   that   is   formed   upon   such
consolidation,  that  survives such merger (if other than the  Partnership),  or
that  acquires  by  conveyance  or  transfer  the  properties  and assets of the
Partnership  substantially as an entirety,  shall: (A) be organized and existing
under the laws of the United  States of America or any State or the  District of
Columbia,  (B) include in its organizational  documents the same limitations set
forth in this Article III and in Article VII (Separateness  Covenants),  and (C)
expressly  assume  the  due  and  punctual   performance  of  the  Partnership's
obligations; and

                           (ii)   immediately   after  giving   effect  to  such
transaction,  no  default  or event of  default  will  have  occurred  under any
agreement to which the Partnership is a party.

                  (d) For so  long as any  obligation  secured  by the  Mortgage
remains outstanding and not paid in full, the Corporation shall not, without the
unanimous consent of the Board of Directors (i) voluntarily commence a case with
respect to itself, as debtor,  under the Federal  Bankruptcy Code or any similar
federal or state statute; or (ii) cause or permit the Partnership to voluntarily
commence a case with respect to the  Partnership,  as debtor,  under the Federal
Bankruptcy  Code or any  similar  federal or state  statute.  For so long as any
obligation secured by the Mortgage remains  outstanding and not paid in full, no
material  amendment to these Articles of Incorporation  or to the  Corporation's
Bylaws may be made  without  the prior  approval  of the  mortgagee  holding the
Mortgage,  and the Corporation shall not cause or permit any material  amendment
to be made to the  Partnership's  Certificate of Limited  Partnership or Limited
Partnership  Agreement  without the prior approval of the mortgagee  holding the
Mortgage.

                                   ARTICLE IV
                                AUTHORIZED SHARES

     4.1.  Number  and  Designation.  The number of shares  the  Corporation  is
authorized to issue is set forth below,  together with the  designation  thereof
and the par value per share:


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             Number of Shares        Class Designation      Par Value Per Share
             ----------------        -----------------      -------------------

                  5,000                     Common            no par value

     4.2  Preemptive  Rights.  No holder of  outstanding  shares  shall have any
preemptive  right  with  respect  to:  (a)  any  shares  of  any  class  of  the
Corporation,  whether now or hereafter authorized;  (b) any warrants,  rights or
options to purchase any such shares; or (c) any obligations convertible into any
such shares or into warrants, rights or options to purchase any such shares.

     4.3 Voting and  Distributions.  The holders of the Common Shares shall have
unlimited  voting  rights and shall be entitled to receive the net assets of the
Corporation  upon the  liquidation of the  Corporation,  its  dissolution or the
winding up of its affairs.

                                    ARTICLE V
                       INITIAL REGISTERED OFFICE AND AGENT

     5.1  Initial  Registered  Office.  The  initial  registered  office  of the
Corporation  is  located in the City of  Richmond,  Virginia,  at the  following
address:

                                    McGuireWoods LLP
                                    One James Center
                                    901 East Cary Street
                                    Richmond, Virginia  23219

     5.2  Initial   Registered  Agent.  The  initial  registered  agent  of  the
Corporation is Martin B. Richards,  Esquire,  whose business office is identical
with the  initial  registered  office and who is a resident  of  Virginia  and a
member of the Virginia State Bar.


                                   ARTICLE VI
                     LIMIT ON LIABILITY AND INDEMNIFICATION

     6.1 Limit on  Liability.  To the  maximum  extent that the  Virginia  Stock
Corporation  Act, as it exists on the date hereof or may  hereafter  be amended,
permits  elimination  of, or  limitations  upon,  the liability of a director or
officer of a corporation,  the directors and officers of


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the Corporation shall have, as applicable,  no liability or limited liability to
the Corporation or its shareholders.

     6.2 Indemnification, Advancement of Expenses and Related Matters.

                  (a)  The   Corporation,   in  accordance  with  the  mandatory
indemnification   provisions  of  the  Virginia  Stock  Corporation  Act,  shall
indemnify a director who entirely  prevails in the defense of any  proceeding to
which he was a party because he is or was a director of the Corporation  against
reasonable  expenses  incurred  by him in  connection  with the  proceeding.  An
officer of the Corporation  shall be entitled to such mandatory  indemnification
to the same extent as a director.

                  (b)  In  addition  to  any  mandatory   indemnification,   the
Corporation  shall provide the maximum  indemnification  permitted by law to any
director,  officer,  employee or agent of the Corporation in connection with any
proceeding (including any proceeding by or in the right of the Corporation) that
is brought  against  such person and that is based on the  actions  taken or not
taken by such  person  on behalf of the  Corporation,  or on the  status of such
person as a director,  officer, employee or agent of the Corporation,  except to
the extent that such person has  engaged in (i)  willful  misconduct,  or (ii) a
knowing violation of the criminal law.

                  (c) The  provisions  of this  Article  shall  not be deemed to
prevent,  deny or limit (i) the  indemnification  or insurance  permitted  under
applicable  law  to  the  directors,   officers,  employees  or  agents  of  the
Corporation,  or (ii) the authority of the Corporation  under  applicable law to
advance,  reimburse or pay expenses  for the benefit of any  director,  officer,
employee or agent.

                  (d) The  determination  of whether the Corporation is required
or permitted, in a particular case, to indemnify a director,  officer,  employee
or agent (or to provide such person with  related  advances,  reimbursements  or
other  payments of  expenses)  shall be  conducted  in  accordance  with Section
13.1-701 of the Virginia Stock Corporation Act, or any successor provision.

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         6.3 Mandatory  Subordination.  Notwithstanding  any provision hereof to
the contrary,  the following shall govern:  Any  indemnification  shall be fully
subordinated  to any  obligations of the Corporation in regard to the Properties
and shall not constitute a claim against the  Corporation in the event that cash
flow is insufficient to pay such obligations.

         6.4  Amendments.  No amendment,  modification or repeal of this Article
shall diminish the rights provided  hereunder to any person arising from conduct
or events  occurring  before the  adoption of such  amendment,  modification  or
repeal.

                                   ARTICLE VII
                             SEPARATENESS COVENANTS

         7.1 Separateness Covenants. Notwithstanding any provision hereof to the
contrary,  the following shall govern:  For so long as any obligation secured by
the Mortgage remains  outstanding and not paid in full, in order to preserve and
ensure the Corporation's  separate and distinct corporate identity,  in addition
to the  other  provisions  set forth in these  Articles  of  Incorporation,  the
Corporation   shall  conduct  its  affairs  in  accordance  with  the  following
provisions:

                   (a) It shall  establish and maintain an office  through which
its business shall be conducted  separate and apart from those of its parent and
any  affiliate  and it shall  allocate  fairly and  reasonably  any overhead for
shared office space.

                   (b) It shall maintain separate corporate records and books of
account from those of its parent and any affiliate.

                   (c) Its Board of Directors shall hold  appropriate  meetings,
or act by unanimous consent, to authorize all appropriate  corporate actions and
shall observe all corporate formalities in authorizing such actions.

                   (d) It shall not commingle assets with those of its parent or
any affiliate.


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                   (e) It shall conduct its own business in its own name.

                   (f) It shall maintain financial  statements separate from its
parent and any affiliate.

                   (g) It  shall  pay  any  liabilities  out of its  own  funds,
including  salaries  of any  employees,  rather  than funds of its parent or any
affiliate.

                   (h) It shall maintain an arm's length  relationship  with its
parent and any affiliate.

                   (i) It shall not guarantee or become  obligated for the debts
of any other person or entity (including,  without limitation, its parent or any
affiliate)  and shall not hold out its credit as being  available to satisfy the
obligations of others.

                   (j) It shall use  stationery,  invoices  and checks  separate
from its parent and any affiliate.

                   (k) It shall not pledge  its  assets  for the  benefit of any
other  person  or  entity  (including,  without  limitation,  its  parent or any
affiliate).

                   (l) It shall hold itself out as an entity  separate  from its
parent and any affiliate.

                   (m) It shall  not make any  loans or  advances  to any  third
party (including, without limitation, any affiliate).

                   (n) It shall comply with its obligations under the agreements
and instruments evidencing the Mortgage.

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     7.2 Definitions. For purpose of this Article VII, the following terms shall
have the indicated meanings:

                   (a) "affiliate"  means, with respect to a specified person or
entity:

                           (i) any  person  or  entity  directly  or  indirectly
owning, controlling or holding, with power to vote, ten percent (10%) or more of
the outstanding voting securities or interests of the specified entity;

                           (ii) any person or entity ten  percent  (10%) or more
of whose  outstanding  voting  securities  are  directly  or  indirectly  owned,
controlled or held, with power to vote, by the specified person or entity;

                           (iii) any  person or entity  directly  or  indirectly
controlling,  controlled by or under common control with the specified person or
entity;

                           (iv)  any   officer,   director  or  partner  of  the
specified person or entity;

                           (v) if the specified  person or entity is an officer,
director or partner,  any company for which the specified  person or entity acts
in any such capacity; and

                           (vi) any close  relative  or spouse of the  specified
person.

                  (b) "control" means the possession, directly or indirectly, of
the power to direct or cause the direction of the  management  and policies of a
person or entity, whether through ownership of voting securities, by contract or
otherwise.

                  (c) "parent" means,  with respect to a corporation,  any other
corporation owning or controlling,  directly or indirectly,  fifty percent (50%)
or more of the voting shares of such corporation.


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                  (d) "person or entity"  includes any individual,  corporation,
partnership,  limited liability company, joint venture, association, joint stock
company, trust (including any beneficiary thereof), unincorporated organization,
government or any agency or political subdivision thereof.

         7.3 Actions with Respect to Partnership.  For so long as any obligation
secured  by  the  Mortgage  remains  outstanding  and  not  paid  in  full,  the
Corporation  shall cause the  Partnership's  Limited  Partnership  Agreement  to
include separateness  covenants with regard to the Partnership that are the same
in all material  respects as the  separateness  covenants  contained herein with
regard to the Corporation.

                                  ARTICLE VIII
                               LIST OF PROPERTIES

         8.1 The Properties consist of those real properties,  together with all
improvements  thereon, that are located at the following addresses (and that are
more fully described in agreements and instruments evidencing the Mortgage):

         Canyon Hills
         6307 Bluff Springs Road
         Austin, Texas  78744

         Park Village
         2401 L. Don Dodson Drive
         Bedford, Texas  76021

         Summer Tree
         13250 Emily Road
         Dallas, Texas  75240

         The Courts on Pear Ridge
         5050 Pear Ridge Road
         Dallas, Texas  75287

Dated:   March 5, 2001


                                           By:  /s/ William D. James
                                                 ------------------------------
                                                 William D. James, Incorporator
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