<PAGE>

                                                                    Exhibit 10.5


                           AMERICASDOCTOR.COM, INC.

                      1996 CONSULTANTS WARRANT STOCK PLAN
<PAGE>

                           AMERICASDOCTOR.COM, INC.
                      1996 CONSULTANTS WARRANT STOCK PLAN
                               Table of Contents

<TABLE>
<CAPTION>
                                                                                               Page
<S>                                                                                            <C>
ARTICLE 1  General Purpose of Plan..........................................................      1

ARTICLE 2  Definitions......................................................................      1

ARTICLE 3  Administration...................................................................      3
    Section 3.1    Administrator............................................................      3
    Section 3.2    Powers in General........................................................      3
    Section 3.3    Specific Powers..........................................................      3
    Section 3.4    Decisions Final..........................................................      3

ARTICLE 4  Stock Subject to Plan............................................................      3
    Section 4.1    Stock Subject to the Plan................................................      3
    Section 4.2    Unexercised Options; Reacquired Shares...................................      3

ARTICLE 5  Eligibility......................................................................      4

ARTICLE 6  Options..........................................................................      4
    Section 6.1    General..................................................................      4
    Section 6.2    Terms and Conditions of Options..........................................      4
           (a)     Number of Shares.........................................................      4
           (b)     Exercise Price...........................................................      4
           (c)     Medium and Time of Payment...............................................      4
           (d)     Term and Exercise of Options.............................................      5
           (e)     Reload Options...........................................................      5
           (f)     Successive Grants........................................................      5
           (g)     Section 16(b)............................................................      5
    Section 6.3    Transferability Restrictions.............................................      5

ARTICLE 7  Effect of Certain Changes........................................................      5

ARTICLE 8  Amendments, Termination and Cancellations........................................      6

ARTICLE 9  General Provisions...............................................................      6
    Section 9.1    General Restrictions.....................................................      6
           (a)     No View to Distribute....................................................      6
           (b)     Legends..................................................................      6
    Section 9.2    Other Compensation Arrangements..........................................      6
    Section 9.3    Withholding Taxes........................................................      7
           (a)     Withholding Required.....................................................      7
           (b)     Withholding Right........................................................      7
           (c)     Exercise of Withholding Right............................................      7
           (d)     Effect...................................................................      7
    Section 9.4    Indemnification..........................................................      8
</TABLE>

                                       i
<PAGE>

<TABLE>
<S>                                                                                              <C>
    Section 9.5    Loans....................................................................      8
    Section 9.6    No Right to Continue as a Consultant.....................................      8
    Section 9.7    No Rights as a Stockholder...............................................      9
    Section 9.8    Fractional Shares........................................................      9
    Section 9.9    Regulatory Matters.......................................................      9
    Section 9.10   Certain Terminations of Consulting Services, Hardship and Approved
                   Leaves of Absence........................................................      9
    Section 9.11   Foreign Optionees........................................................      9
    Section 9.12   Other Provisions.........................................................     10
    Section 9.13   Governing Law............................................................     10

ARTICLE 10   Effective Date of Plan.........................................................     10
</TABLE>

                                       ii
<PAGE>

                           AMERICASDOCTOR.COM, INC.

                      1996 CONSULTANTS WARRANT STOCK PLAN


                                    ARTICLE
                                       1
                            General Purpose of Plan

         The purpose of the AmericasDoctor.com, Inc. 1996 Consultants Warrant
Stock Plan is to enable AmericasDoctor.com, Inc., a Delaware corporation (the
"Company"), and any Parent or any Subsidiary to obtain and retain the services
of the types of consultants who will contribute to the Company's long range
success and to provide incentives that are linked directly to increases in share
value that will inure to the benefit of all stockholders of the Company.

                                   ARTICLE 2
                                  Definitions

         For purposes of the Plan, the following terms shall be defined as set
forth below:

         "Administrator" shall have the meaning as set forth in Article 3.

         "Board" means the Board of Directors of the Company.

         "Code" means the Internal Revenue Code of 1986, as amended from time to
time, or any successor thereto.

         "Committee" means a committee of the Board.

         "Date of Grant" means the date on which the Administrator adopts a
resolution expressly granting an Option to a Participant, or if a different date
is set forth in such resolution as the Date of Grant, then such date as is set
forth in such resolution.

         "Director" means a member of the Board.

         "Disability" means permanent and total disability as defined by the
Administrator.

         "Election" shall have the meaning set forth in Section 9.3(c) of the
Plan.

         "Eligible Person" means a consultant of the Company, any Parent or any
Subsidiary.

         "Exchange Act" means the Securities Exchange Act of 1934, as amended
and supplemented from time to time, or any successor thereto.
<PAGE>

         "Fair Market Value" per share at any date shall mean the fair market
value of the Stock as determined in good faith by the Administrator from time to
time.

         "Non-Employee Director" means a "non-employee director" as that term is
defined in Rule 16b-3(b)(3) promulgated under the Exchange Act or any successor
rule thereto.

         "Nonqualified Option" means an Option that is not an "incentive stock
option" as defined in Section 422 of the Code, or any successor provision
thereto.

         "Option" means an option to purchase shares of Stock upon the exercise
of an Option granted pursuant to Article 6.

         "Option Agreement" shall have the meaning set forth in Section 6.2 of
the Plan.

         "Optionee" means a Participant who is granted an Option pursuant to the
Plan.

         "Parent" means any present or future corporation that would be a
"parent corporation" as that term is defined in Section 424 of the Code or any
successor provision thereto.

         "Participant" means any Eligible Person selected by the Administrator,
pursuant to the Administrator's authority in Article 3, to receive grants of
Options.

         "Plan" means this AmericasDoctor.com, Inc. 1996 Consultant Stock Option
Plan, as the same may be amended or supplemented from time to time.

         "Retirement" means retirement from service as an active consultant to
the Company or any Parent or Subsidiary as defined by the Administrator.

         "Stock" means (i) the Class A Common Stock, $.001 par value, of the
Company, (ii) any security into which shares of Stock may be converted by reason
of any transaction or event of the type referred to in Article 7, and (iii) in
the event of a change in the stock of the Company as presently constituted that
is limited to a change of all of its authorized shares with par value, into the
same number of shares without par value, or a change in the par value, the
shares resulting from any such change.

         "Subsidiary" means any corporation, partnership, joint venture,
unincorporated association or other entity in which the Company has a direct or
indirect ownership interest.

         "Tax Date" shall have the meaning set forth in Section 9.3(c) of the
Plan.

         "Withholding Right" shall have the meaning set forth in Section 9.3(b)
of the Plan.

                                   ARTICLE 3
                                Administration

         Section 3.1  Administrator. The Plan shall be administered by either
                      -------------
(i) the Board or (ii) a Committee composed solely of two or more Non-Employee
Directors (the group administering the Plan is referred to as the
"Administrator").

                                       2
<PAGE>

         Section 3.2  Powers in General. The Administrator shall have the power
                      -----------------
and authority to grant to Eligible Persons, pursuant to the terms of the Plan,
Options.

         Section 3.3  Specific Powers. In particular, the Administrator shall
                      ---------------
have the authority: (i) to construe and interpret the Plan and apply its
provisions; (ii) to promulgate, amend and rescind rules and regulations relating
to the administration of the Plan from time to time; (iii) to authorize any
person to execute, on behalf of the Company, any instrument required to carry
out the purposes of the Plan; (iv) to determine when Options are to be granted
under the Plan; (v) from time to time to select, subject to the limitations set
forth in the Plan, those Eligible Persons to whom Options shall be granted; (vi)
to determine the number of shares of Stock to be made subject to each Option;
(vii) to prescribe the terms and conditions of each Option, including, without
limitation, the exercise price and medium of payment, and to specify the
provisions of the Option Agreement relating to such Option; (viii) to amend any
outstanding Options for the purpose of modifying the time or manner of vesting,
the exercise price thereunder or otherwise, subject to applicable legal
restrictions and to the consent of the other party to such agreement; and (ix)
to make any and all other determinations which it determines to be necessary or
advisable for administration of the Plan.

         Section 3.4  Decisions Final. The interpretation and construction by
                      ---------------
the Administrator of any provision of the Plan or any agreement, notification or
document evidencing the grant of Options and any determination by the
Administrator pursuant to any provision of the Plan or any such agreement,
notification or document shall be final and conclusive. No Administrator or
member thereof shall be liable for any such action taken or determination made
in good faith.

                                   ARTICLE 4
                             Stock Subject to Plan

         Section 4.1  Stock Subject to the Plan. Subject to adjustment as
                      -------------------------
provided in Article 7, the total number of shares of Stock reserved and
available for issuance under the Plan shall be 60,000 shares. Shares reserved
hereunder may consist, in whole or in part, of authorized and unissued shares or
treasury shares. In connection with the issuance or transfer of shares of Stock
pursuant to the Plan, the Company may repurchase shares of Stock in the open
market or otherwise.

         Section 4.2  Unexercised Options; Reacquired Shares. To the extent that
                      --------------------------------------
any Options expire or are otherwise terminated without being exercised, the
shares underlying such Options (and shares related thereto) shall again be
available for issuance in connection with future Options under the Plan. Shares
acquired by the Company upon exercise of Options pursuant to Section 6.2(c) or
Section 9.3 shall not increase the shares available for issuance under the Plan.

                                   ARTICLE 5
                                  Eligibility

         Consultants of the Company, any Parent or any Subsidiary who are
responsible for or contribute to the management, growth or profitability of the
business of the Company, any Parent or any Subsidiary, shall be eligible to be
granted Options hereunder subject to limitations set forth in the Plan.

                                       3
<PAGE>

                                   ARTICLE 6
                                    Options

         Section 6.1  General. Each Option granted under the Plan shall be in
                      -------
such form and under such terms and conditions as the Administrator may from time
to time approve; provided, that such terms and conditions are not inconsistent
with the Plan. The provisions of Option Agreements entered into under the Plan
need not be identical. Options granted under the Plan shall be Nonqualified
Options.

         Section 6.2  Terms and Conditions of Options. Each Option granted
                      -------------------------------
pursuant to the Plan shall be evidenced by a written option agreement between
the Company and the Optionee (the "Option Agreement"), which shall comply with
and be subject to the following terms and conditions:

                 (a)  Number of Shares. Each Option Agreement shall state the
                      ----------------
         number of shares of Stock to which the Option relates.

                 (b)  Exercise Price. Each Option Agreement shall state the
                      --------------
         price at which shares subject to the Option may be purchased (the
         "Exercise Price"), which price shall be determined in the sole
         discretion of the Administrator and may be less than, equal to or
         greater than the Fair Market Value per share of Stock on the Date of
         Grant; provided, however, that the Exercise Price per share of Stock
         shall be at least equal to the per share stated par value of the Stock.

                 (c)  Medium and Time of Payment. The Exercise Price shall be
                      --------------------------
         paid in full, at the time of exercise, (i) in cash or cash equivalents,
         (ii) with the approval of the Administrator, in shares of Stock, which
         shall be valued at Fair Market Value on the date of exercise, (iii) any
         other legal consideration that the Administrator deems appropriate on
         such basis as the Administrator may determine in accordance with the
         Plan, (iv) any combination of the foregoing, and may be effected in
         whole or in part (x) with monies received from the Company at the time
         of exercise as a compensatory cash payment or (x) to the extent that
         the Exercise Price exceeds the par value of the shares so purchased,
         with monies borrowed from the Company in accordance with Section 9.5.
         Any Option Agreement may provide for deferred payment of the Exercise
         Price from the proceeds of sale through a broker on the date of
         exercise of the Option of some or all of the shares of Stock to which
         the exercise relates.

                 (d)  Term and Exercise of Options. Options shall be exercisable
                      ----------------------------
         over the exercise period at the times the Administrator may determine,
         as reflected in the related Option Agreement. The exercise period of
         any Option shall be determined by the Administrator. Each Option
         Agreement shall specify the conditions, including as and to the extent
         determined by the Administrator, the period or periods of continuous
         engagement of the consulting services of the Optionee by the Company or
         any Parent or Subsidiary that are necessary before the Options or
         installments thereof shall become exercisable, and any Option Agreement
         may provide for the earlier exercise of the Option, including, without
         limitation, in the event of a change in control of the Company or other
         similar transaction or event.

                                       4
<PAGE>

                 (e)  Reload Options. On or after the Date of Grant of any
                      --------------
         Option, the Administrator may provide for the automatic grant to the
         Optionee of additional Options upon the exercise of Options.

                 (f)  Successive Grants. Successive grants of Options may be
                      -----------------
         made to the same Optionee regardless of whether any Options previously
         granted to the Optionee remain unexercised.

                 (g)  Section 16(b). To the extent necessary for an Option, its
                      -------------
         exercise or the sale of shares of Stock acquired thereunder to be
         exempt from Section 16(b) of the Exchange Act, such Option shall be
         held at least six months from the date such Option was granted, or at
         least six months shall elapse from the date of grant of such Option, to
         the date of disposition of the shares of Stock acquired upon exercise
         of such Option.

         Section 6.3  Transferability Restrictions. Any grant of Options under
                      ----------------------------
the Plan may provide that all or any part of the shares of Stock that are to be
issued by the Company upon the exercise thereof shall be subject to restrictions
upon transfer.

                                   ARTICLE 7
                           Effect of Certain Changes

         The Administrator may make or provide for such adjustments in the
number of shares of Stock covered by outstanding Options, the Exercise Price per
share of Stock applicable to any such Options, and the kind of shares (including
shares of another issuer) covered thereby, as the Administrator may in good
faith determine to be equitably required to prevent dilution or expansion of the
rights of Optionees that otherwise would result from (a) the conversion into
Stock of any Class B Common Stock, $.001 par value, of the Company (or any
security into which shares of such Class B Common Stock may be converted by
reason of a transaction referred to in this Article 7), (b) any stock dividend,
stock split, combination of shares, recapitalization or other change in the
capital structure of the Company or (c) any merger, consolidation, spin-off,
spin-out, split-off, split-up, reorganization, partial or complete liquidation
or other distribution of assets, issuance of warrants or other rights to
purchase securities or any other corporate transaction or event having an effect
similar to any of the foregoing. In the event of any such transaction or event,
the Administrator may provide in substitution for any or all outstanding Options
such alternative consideration as it may in good faith determine to be equitable
under the circumstances and may require in connection therewith the surrender of
all Options so replaced. Moreover, the Administrator may on or after the Date of
Grant provide in the Option Agreement that the holder of the Option may elect to
receive an equivalent Option in respect of securities of the surviving entity of
any merger, consolidation or other transaction or event having a similar effect,
or the Administrator may provide that the holder will automatically be entitled
to receive such an equivalent Option. The Administrator may also make or provide
for such adjustments in the maximum number of shares of Stock specified in
Section 4.1 as the Administrator may in good faith determine to be appropriate
to reflect any transaction or event described in this Article 7.

                                   ARTICLE 8
                   Amendments, Termination and Cancellations

                                       5
<PAGE>

         The Plan may be amended or altered from time to time or discontinued by
the Administrator. With the concurrence of the affected Optionee, the
Administrator may cancel any Option Agreement. In the event of any such
cancellation, the Administrator may authorize the granting of new Options
hereunder, which may or may not cover the same number of shares of Stock as had
been covered by the cancelled Option, at such Exercise Price, in such manner and
subject to such other terms, conditions and discretion as would have been
permitted under the Plan had the cancelled Option not been granted.

                                   ARTICLE 9
                              General Provisions

         Section 9.1  General Restrictions.
                      --------------------

                 (a)  No View to Distribute. The Administrator may require each
                      ---------------------
person acquiring shares of Stock pursuant to the Plan, as a condition of
receiving Options, to give written assurances in substance and form satisfactory
to the Company and its counsel to the effect that such person is acquiring the
shares of Stock subject to the Option for his or her own account for investment
and not with any present intention of selling or otherwise distributing the
same, and to such other effects as the Company or its counsel deems necessary or
appropriate to comply with federal and applicable state securities laws. The
certificates for such shares may include any legend which the Administrator
deems appropriate to reflect any restrictions on transfer.

                 (b)  Legends. All certificates for shares of Stock delivered
                      -------
under the Plan shall be subject to such stop transfer orders and other
restrictions as the Administrator may deem advisable under the rules,
regulations and other requirements of the Securities and Exchange Commission,
any stock exchange upon which the Stock is then listed and any applicable
federal or state securities laws, and the Administrator may cause a legend or
legends to be put on any such certificates to make appropriate reference to such
restrictions.

         Section 9.2  Other Compensation Arrangements. Nothing contained in the
                      -------------------------------
Plan shall prevent the Board from adopting other or additional compensation
arrangements, subject to stockholder approval if such approval is required; and
such arrangements may be either generally applicable or applicable only in
specific cases.

         Section 9.3  Withholding Taxes.
                      -----------------

                 (a)  Withholding Required. Each Participant shall, no later
                      --------------------
than the date as of which the value derived from an Option first becomes
includable in the gross income of the Participant for income tax purposes, pay
to the Company, or make arrangements satisfactory to the Administrator regarding
payment of, any federal, state or local taxes of any kind required by law to be
withheld with respect to the Option or its exercise. The obligations of the
Company under the Plan shall be conditioned upon such payment or arrangements
and the Participant shall, to the extent permitted by law, have the right to
request that the Company deduct any such taxes from any payment of any kind
otherwise due to the Participant.

                 (b)  Withholding Right. The Administrator may, in its
                      -----------------
discretion, grant an Option holder the right (a "Withholding Right") to elect to
make such payment by irrevocably requiring the Company to withhold from shares
issuable upon exercise of the Option that number of full shares

                                       6
<PAGE>

of Stock having a Fair Market Value on the Tax Date (as defined below) equal to
the amount (or portion of the amount) required to be withheld. The Withholding
Right may be granted with respect to all or any portion of the Option.

                 (c)  Exercise of Withholding Right. To exercise a Withholding
                      -----------------------------
Right, the Option holder must follow the election procedures set forth below,
together with such additional procedures and conditions as may be set forth in
the related Option Agreement or otherwise adopted by the Administrator:

                    (i)    The Option holder must deliver to the Company such
         holder's written notice of election (the "Election") to have the
         Withholding Right apply to all (or a designated portion) of such
         holder's Option.

                    (ii)   Unless disapproved by the Administrator as provided
         in Subsection (iii) below, the Election once made will be irrevocable.

                    (iii)  No Election is valid unless the Administrator
         consents to the Election; the Administrator has the right and power, in
         its sole discretion, with or without cause or reason therefor, to
         consent to the Election, to refuse to consent to the Election, or to
         disapprove the Election; and if the Administrator has not consented to
         the Election on or prior to the date that the amount of tax to be
         withheld is, under applicable federal income tax laws, fixed and
         determined by the Company (the "Tax Date"), the Election will be deemed
         approved.

                 (d)  Effect. If the Administrator consents to an Election of a
                      ------
Withholding Right, upon on the exercise of an Option (or any portion thereof) to
which the Withholding Right relates, the Company will withhold from the shares
otherwise issuable that number of full shares of Stock having a Fair Market
Value equal to the amount (or portion of the amount, as applicable) required to
be withheld under applicable federal and/or state income tax laws as a result of
the exercise.

         Section 9.4  Indemnification. In addition to such other rights of
                      ---------------
indemnification as they may have as Directors or members of the Committee, and
to the extent allowed by applicable law, each Director shall be indemnified by
the Company against expenses (including attorneys' fees), judgments, fines and
amounts paid in settlement (provided that the settlement has been approved by
the Company, which approval shall not be unreasonably withheld) actually and
reasonably incurred by such Director in connection with any action, suit or
proceeding or in connection with any appeal thereof, to which such Director was
or is a party or is threatened to be made a party to any threatened, pending or
completed action, suit or proceeding, whether civil, criminal, administrative or
executive, by reason of any action taken or failure to act under or in
connection with the Plan or any option granted under the Plan, except in
relation to matters as to which it shall be adjudged in such action, suit or
proceeding that such Director did not act in good faith and in a manner which
such person reasonably believed to be in or not opposed to the best interests of
the Company, and with respect to a criminal action or proceeding, had no
reasonable cause to believe that his or her conduct was unlawful; provided,
however, that within 60 days after institution of any such action, suit or
proceeding, such Director shall, in writing, offer the Company the opportunity
at its own expense to handle and defend such action, suit or proceeding.

                                       7
<PAGE>

         Section 9.5  Loans. The Company may make loans to Optionees as the
                      -----
Administrator, in its discretion, may determine in connection with the exercise
of outstanding Options granted under the Plan. Such loans shall (i) be evidenced
by promissory notes entered into by the holders in favor of the Company; (ii) be
subject to the terms and conditions set forth in this Section 9.5 and such other
terms and conditions, not inconsistent with the Plan, as the Administrator shall
determine; and (iii) bear interest, if any, at such rate as the Administrator
shall determine. In no event may the principal amount of any such loan exceed
the Exercise Price less the par value of the shares of Stock covered by the
Option, or portion thereof, exercised by the Optionee. The initial term of the
loan, the schedule of payments of principal and interest under the loan, the
extent to which the loan is to be with or without recourse against the holder
with respect to principal and applicable interest and the conditions upon which
the loan will become payable in the event of the holder's termination of
engagement as an active consultant shall be determined by the Administrator;
provided, however, that the term of the loan, including extensions, shall not
exceed 10 years. Unless the Administrator determines otherwise, when a loan
shall have been made, shares of Stock having a Fair Market Value at least equal
to the principal amount of the loan shall be pledged by the holder to the
Company as security for payment of the unpaid balance of the loan and such
pledge shall be evidenced by a pledge agreement, the terms of which shall be
determined by the Administrator, in its discretion; provided, however, that each
loan shall comply with all applicable laws, regulations and rules of the Board
of Governors of the Federal Reserve System and any other governmental agency
having jurisdiction.

         Section 9.6  No Right to Continue as a Consultant. Nothing in the Plan
                      ------------------------------------
or in any Option granted pursuant to the Plan shall confer upon an Option holder
any right to continue to be engaged as a consultant to the Company or any Parent
or Subsidiary or interfere in any way with the right of the Company or any
Parent or Subsidiary to terminate such engagement at any time.

         Section 9.7  No Rights as a Stockholder. An Option holder or a
                      --------------------------
transferee of an Option shall have no rights as a stockholder with respect to
any shares covered by the Options until the date of the issuance of a Stock
certificate to such holder for such shares.

         Section 9.8  Fractional Shares. The Company shall not be required to
                      -----------------
issue any fractional shares of Stock pursuant to the Plan. The Administrator may
provide for the elimination of fractions or for the settlement thereof in cash.

         Section 9.9  Regulatory Matters. Each Option Agreement shall provide
                      ------------------
that no shares shall be purchased or sold thereunder unless and until (i) any
then applicable requirements of state or federal laws and regulatory agencies
shall have been fully complied with to the satisfaction of the Company and its
counsel; and (ii) if required to do so by the Company, the Optionee shall have
executed and delivered to the Company a letter of investment intent in such form
and containing such provisions as the Board or Committee may require. Each grant
of Options shall be subject to the requirement that, if at any time counsel to
the Company shall determine that the listing, registration or qualification of
the shares of Stock subject to such Option upon any securities exchange or under
any state or federal law, or the consent or approval of any governmental or
regulatory body, is necessary as a condition of, or in connection with, the
issuance of shares thereunder, such grant of Options may not be accepted or
exercised in whole or in part unless such listing, registration, qualification,
consent or approval shall have been effected or obtained on conditions
acceptable to such counsel. Nothing herein shall be deemed to require the
Company to apply for or to obtain such listing, registration or qualification.

                                       8
<PAGE>

         Section 9.10  Certain Terminations of Consulting Services, Hardship and
                       ---------------------------------------------------------
Approved Leaves of Absence. Notwithstanding any other provision of the Plan to
--------------------------
the contrary, in the event of termination of consulting services by reason of
death, Disability, normal Retirement, early Retirement with the consent of the
Company, termination of consulting services to enter public service with the
consent of the Company or leave of absence approved by the Company, or in the
event of hardship or other special circumstances, of an Optionee who holds an
Option that is not immediately and fully exercisable, the Administrator may take
any action that it deems to be equitable under the circumstances or in the best
interests of the Company, including without limitation, waiving or modifying any
limitation or requirement with respect to any Option under the Plan.

         Section 9.11  Foreign Optionees. To facilitate the granting of any
                       -----------------
Option, the Administrator may provide for such special terms for Options granted
to Optionees who are foreign nationals, or who are engaged as consultants to the
Company or any Parent or Subsidiary outside of the United States of America, as
the Administrator may consider necessary or appropriate to accommodate
differences in local law, tax policy or custom. Moreover, the Administrator may
approve such supplements to, or amendments, restatements or alternative versions
of, the Plan as it may consider necessary or appropriate for such purposes
without thereby affecting the terms of the Plan as in effect for any other
purpose and the Secretary or other appropriate officer of the Company may
certify any such document as having been approved and adopted in the same manner
as the Plan; no such supplements, amendments, restatements or alternative
versions shall include provisions that are inconsistent with the terms of the
Plan as then in effect, unless the Plan could have been amended to eliminate
such inconsistency, without approval by the stockholders of the Company.

         Section 9.12  Other Provisions. The Option Agreements authorized under
                       ----------------
the Plan may contain such other provisions not inconsistent with the Plan,
including, without limitation, restrictions upon the exercise of the Options, as
the Administrator may deem advisable.

         Section 9.13  Governing Law. The Plan and all interpretations and
                       -------------
determinations made and actions taken pursuant hereto shall be governed by the
laws of the State of Illinois without regard to the choice of law provisions
thereof.

                                  ARTICLE 10
                            Effective Date of Plan

         The Plan shall become effective on the date on which the Plan is
adopted by the Board or a committee thereof.

                                       9