<TABLE> <S> <C>

<ARTICLE>                     9
<LEGEND>
This  schedule  contains  summary  financial   information  extracted  from  the
financial  statements of Patriot National Bancorp,  Inc. as of December 31, 1999
and 1998  and is  qualified  in its  entirety  by  reference  to such  financial
statements.

</LEGEND>
<CIK>                                     0001098146
<NAME>                                    PATRIOT NATIONAL BANCORP, INC.
<MULTIPLIER>                              1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-END>                               DEC-31-1999             DEC-31-1998
<CASH>                                           2,685                   1,867
<INT-BEARING-DEPOSITS>                          10,976                       0
<FED-FUNDS-SOLD>                                18,900                  27,700
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     19,984                   9,479
<INVESTMENTS-CARRYING>                          12,301                   3,843
<INVESTMENTS-MARKET>                            11,906                   3,827
<LOANS>                                        109,130                  57,838
<ALLOWANCE>                                      1,360                     785
<TOTAL-ASSETS>                                 177,195                 102,328
<DEPOSITS>                                     162,746                  89,309
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              1,212                     921
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         4,322                   3,994
<OTHER-SE>                                       8,914                   8,103
<TOTAL-LIABILITIES-AND-EQUITY>                 177,195                 102,328
<INTEREST-LOAN>                                  7,277                   5,265
<INTEREST-INVEST>                                1,652                     655
<INTEREST-OTHER>                                   804                     845
<INTEREST-TOTAL>                                 9,733                   6,765
<INTEREST-DEPOSIT>                               4,655                   2,982
<INTEREST-EXPENSE>                               4,740                   3,075
<INTEREST-INCOME-NET>                            4,993                   3,691
<LOAN-LOSSES>                                      553                     104
<SECURITIES-GAINS>                                   4                      27
<EXPENSE-OTHER>                                  5,246                   3,420
<INCOME-PRETAX>                                    415                     540
<INCOME-PRE-EXTRAORDINARY>                           0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       349                     626
<EPS-BASIC>                                       0.17                    0.48
<EPS-DILUTED>                                     0.16                    0.47
<YIELD-ACTUAL>                                    7.92                    8.37
<LOANS-NON>                                         91                      64
<LOANS-PAST>                                       475                     732
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                   785                     745
<CHARGE-OFFS>                                       19                      64
<RECOVERIES>                                        41                       0
<ALLOWANCE-CLOSE>                                1,360                     785
<ALLOWANCE-DOMESTIC>                                 5                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                          1,355                     785



</TABLE>