36986 Federal Register / Vol. 80, No. 124 / Monday, June 29, 2015 / Notices 

ENVIRONMENTAL PROTECTION 

AGENCY 

[EPA–HQ–OECA–2014–0064; FRL–9929– 

77–OEI] 

Information Collection Request 

Submitted to OMB for Review and 

Approval; Comment Request; NESHAP 

for Steel Pickling, HCl Process 

Facilities and Hydrochloric Acid 

Regeneration Plants (Renewal) 

AGENCY: Environmental Protection 

Agency (EPA). 

ACTION: Notice. 

SUMMARY: The Environmental Protection 

Agency has submitted an information 

collection request (ICR), ‘‘NESHAP for 

Steel Pickling, HCl Process Facilities 

and Hydrochloric Acid Regeneration 

Plants (40 CFR part 63, subpart CCC) 

(Renewal)’’ (EPA ICR No. 1821.08, OMB 

Control No. 2060–0419) to the Office of 

Management and Budget (OMB) for 

review and approval in accordance with 

the Paperwork Reduction Act (44 U.S.C. 

3501 et seq.). This is a proposed 

extension of the ICR, which is currently 

approved through June 30, 2015. Public 

comments were previously requested 

via the Federal Register (79 FR 30117) 

on May 27, 2014 during a 60-day 

comment period. This notice allows for 

an additional 30 days for public 

comments. A fuller description of the 

ICR is given below, including its 

estimated burden and cost to the public. 

An Agency may not conduct or sponsor 

and a person is not required to respond 

to a collection of information unless it 

displays a currently valid OMB control 

number. 

DATES: Additional comments may be 

submitted on or before July 29, 2015. 

ADDRESSES: Submit your comments, 

referencing Docket ID Number EPA– 

HQ–OECA–2014–0064, to (1) EPA 

online using www.regulations.gov (our 

preferred method), by email to 

docket.oeca@epa.gov, or by mail to: EPA 

Docket Center, Environmental 

Protection Agency, Mail Code 28221T, 

1200 Pennsylvania Ave. NW., 

Washington, DC 20460, and (2) OMB via 

email to oira_submission@omb.eop.gov. 

Address comments to OMB Desk Officer 

for EPA. 

EPA’s policy is that all comments 

received will be included in the public 

docket without change including any 

personal information provided, unless 

the comment includes profanity, threats, 

information claimed to be Confidential 

Business Information (CBI) or other 

information whose disclosure is 

restricted by statute. 

FOR FURTHER INFORMATION CONTACT: 

Patrick Yellin, Monitoring, Assistance, 

and Media Programs Division, Office of 

Compliance, Mail Code 2227A, 

Environmental Protection Agency, 1200 

Pennsylvania Ave. NW., Washington, 

DC 20460; telephone number: (202) 

564–2970; fax number: (202) 564–0050; 

email address: yellin.patrick@epa.gov. 

SUPPLEMENTARY INFORMATION: 

Supporting documents which explain 

in detail the information that the EPA 

will be collecting are available in the 

public docket for this ICR. The docket 

can be viewed online at 

www.regulations.gov or in person at the 

EPA Docket Center, EPA West, Room 

3334, 1301 Constitution Ave. NW., 

Washington, DC. The telephone number 

for the Docket Center is 202–566–1744. 

For additional information about EPA’s 

public docket, visit http://www.epa.gov/ 

dockets. 

Abstract: This rule applies to all 

facilities that pickle steel using 

hydrochloric acid or regenerate 

hydrochloric acid, and are major 

sources or are part of a facility that is 

a major source. 

In general, all NESHAP standards 

require initial notifications, 

performance tests, and periodic reports 

by the owners/operators of the affected 

facilities. They are also required to 

maintain records of the occurrence and 

duration of any startup, shutdown, or 

malfunction in the operation of an 

affected facility, or any period during 

which the monitoring system is 

inoperative. These notifications, reports, 

and records are essential in determining 

compliance, and are required of all 

affected facilities subject to NESHAP. 

Any owner/operator subject to the 

provisions of this part shall maintain a 

file of these measurements, and retain 

the file for at least five years following 

the date of such measurements, 

maintenance reports, and records. All 

reports are sent to the delegated state or 

local authority. In the event that there 

is no such delegated authority, the 

reports are sent directly to the United 

States Environmental Protection Agency 

(EPA) regional office. 

Form Numbers: None. 

Respondents/affected entities: Steel 

pickling, hydrochloric acid process and 

regeneration facilities. 

Respondent’s obligation to respond: 

Mandatory. 

Estimated number of respondents: 

100 (total). 

Frequency of response: Initially, 

occasionally and semiannually. 

Total estimated burden: 35,100 hours 

(per year). Burden is defined at 5 CFR 

1320.3(b). 

Total estimated cost: $3,530,000 (per 

year), includes $10,600 annualized 

capital or operation & maintenance 

costs. 

Changes in the Estimates: The 

increase in burden and cost from the 

most recently approved ICR is due to an 

adjustment. It is not due to any program 

changes. During the 2012 RTR, EPA did 

not add additional requirements, other 

than reporting performance test results 

through the WebFIRE interface if the 

test methods used are those supported 

by the Electronic Reporting Tool (ERT). 

However, we updated the estimated 

number of average number of 

respondents subject to Subpart CCC 

from 72 to 100. The increase in the 

number of facilities results in an overall 

increase in the respondent and Agency 

burden and in O&M costs. 

Courtney Kerwin, 

Acting Director, Collection Strategies 

Division. 

[FR Doc. 2015–15796 Filed 6–26–15; 8:45 am] 

BILLING CODE 6560–50–P 

ENVIRONMENTAL PROTECTION 

AGENCY 

[EPA–HQ–OW–2014–0135; FRL–9929–85– 

OW] 

Final Updated Ambient Water Quality 

Criteria for the Protection of Human 

Health 

AGENCY: Environmental Protection 

Agency (EPA). 

ACTION: Notice of availability. 

SUMMARY: The Environmental Protection 

Agency (EPA) announces the final 

updated recommended ambient water 

quality criteria for the protection of 

human health for ninety-four chemical 

pollutants to reflect the latest scientific 

information and implementation of 

existing EPA policies found in 

Methodology for Deriving Ambient 

Water Quality Criteria for the Protection 

of Human Health (2000). The EPA 

issued the draft updated human health 

criteria on May 13, 2014 and accepted 

written views from the public until 

August 13, 2014. The EPA prepared 

responses to those public comments. 

The EPA’s recommended ambient water 

quality criteria for the protection of 

human health provide technical 

information for states and authorized 

tribes to establish water quality 

standards (i.e., criteria) to protect 

human health under the Clean Water 

Act. These final 2015 updated section 

304(a) human health criteria 

recommendations supersede EPA’s 

previous recommendations. 

FOR FURTHER INFORMATION CONTACT: 

Jamie Strong, Office of Water, Health 

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Federal Register / Vol. 80, No. 124 / Monday, June 29, 2015 / Notices 36987 

and Ecological Criteria Division 

(4304T), Environmental Protection 

Agency, 1200 Pennsylvania Avenue 

NW., Washington, DC 20460; telephone 

number: (202) 566–0056; email address: 

strong.jamie@epa.gov. 

SUPPLEMENTARY INFORMATION: 

I. General Information 

A. How can I get copies of this 

document and other related 

information? 

1. Docket. EPA has established a 

docket for this action under Docket ID 

No. EPA–HQ–OW–2014–0135; FRL– 

9929–85–OW. Publicly available docket 

materials are available either 

electronically through 

www.regulations.gov or in hard copy at 

the EPA Water Docket in the EPA 

Docket Center, (EPA/DC) EPA West, 

Room 3334, 1301 Constitution Ave. 

NW., Washington, DC. The EPA Docket 

Center Public Reading Room is open 

from 8:30 a.m. to 4:30 p.m., Monday 

through Friday, excluding legal 

holidays. The telephone number for the 

Public Reading Room is (202) 566–1744, 

and the telephone number for the Water 

Docket is (202) 566–2426. 

2. Electronic Access. You may access 

this Federal Register document 

electronically from the Government 

Publishing Office under the ‘‘Federal 

Register’’ listings at FDSys (http://

www.gpo.gov/fdsys/browse/

collection.action?collectionCode=FR). 

EPA’s final criteria documents for the 

ninety-four chemical pollutants, the 

response to views from the public on 

the draft criteria, and supporting 

information are also available on EPA’s 

Web site http://water.epa.gov/scitech/

swguidance/standards/criteria/health/. 

II. What are EPA’s recommended water 

quality criteria? 

EPA’s recommended water quality 

criteria are scientifically derived 

numeric values that EPA determines 

will generally protect aquatic life or 

human health from the adverse effects 

of pollutants in ambient water. 

Section 304(a)(1) of the Clean Water 

Act (CWA) requires EPA to develop and 

publish and, from time to time, revise 

criteria for protection of water quality 

and human health that accurately reflect 

the latest scientific knowledge. Water 

quality criteria developed under section 

304(a) are based solely on data and 

scientific judgments on the relationship 

between pollutant concentrations and 

environmental and human health 

effects. Section 304(a) criteria do not 

reflect consideration of economic 

impacts or the technological feasibility 

of meeting pollutant concentrations in 

ambient water. 

EPA’s recommended Section 304(a) 

criteria provide technical information 

for states and authorized tribes to 

consider and use in adopting water 

quality standards that ultimately 

provide the basis for assessing water 

body health and controlling discharges 

of pollutants into waters of the United 

States. Under the CWA and its 

implementing regulations, states and 

authorized tribes are required to adopt 

water quality criteria to protect 

designated uses (e.g., public water 

supply, aquatic life, recreational use, or 

industrial use) and that are based on 

sound scientific rationale. EPA’s 

recommended criteria do not substitute 

for the CWA or regulations, nor are they 

regulations themselves. Thus, EPA’s 

recommended criteria do not impose 

legally binding requirements. States and 

authorized tribes have the discretion to 

adopt, where appropriate, other 

scientifically defensible water quality 

criteria that differ from these 

recommendations. Ultimately, however, 

such criteria must protect the 

designated use and be based on sound 

scientific rationale. 

III. Information on EPA’s 2015 final 

updated human health criteria 

EPA announces the availability of 

final updated national recommended 

water quality criteria for the protection 

of human health for ninety-four 

chemical pollutants. These revisions are 

based on EPA’s existing methodology 

for deriving human health criteria in 

Methodology for Deriving Ambient 

Water Quality Criteria for the Protection 

of Human Health (2000) (EPA–822–B– 

00–004, October 2000). The 

methodology describes EPA’s approach 

for deriving national recommended 

water quality criteria for the protection 

of human health. Table 1 presents the 

updated human health criteria for 

ninety-four chemical pollutants. 

TABLE 1—REVISED HUMAN HEALTH WATER QUALITY CRITERIA

Pollutant CAS No. 

Human health water quality 

criteria for the consumption of 

Water + 

organism 

(μg/L) 

Organism 

only 

(μg/L) 

1,1,1-Trichloroethane ................................................................................................................... 71–55–6 10,000 200,000 

1,1,2,2-Tetrachloroethane ............................................................................................................ 79–34–5 0.2 3 

1,1,2-Trichloroethane ................................................................................................................... 79–00–5 0.55 8.9 

1,1-Dichloroethylene .................................................................................................................... 75–35–4 300 20,000 

1,2,4,5-Tetrachlorobenzene ......................................................................................................... 95–94–3 0.03 0.03 

1,2,4-Trichlorobenzene ................................................................................................................ 120–82–1 0.071 0.076 

1,2-Dichlorobenzene .................................................................................................................... 95–50–1 1,000 3,000 

1,2-Dichloroethane ....................................................................................................................... 107–06–2 9.9 650 

1,2-Dichloropropane .................................................................................................................... 78–87–5 0.90 31 

1,2-Diphenylhydrazine ................................................................................................................. 122–66–7 0.03 0.2 

1,3-Dichlorobenzene .................................................................................................................... 541–73–1 7 10 

1,3-Dichloropropene .................................................................................................................... 542–75–6 0.27 12 

1,4-Dichlorobenzene .................................................................................................................... 106–46–7 300 900 

2,4,5-Trichlorophenol ................................................................................................................... 95–95–4 300 600 

2,4,6-Trichlorophenol ................................................................................................................... 88–06–2 1.5 2.8 

2,4-Dichlorophenol ....................................................................................................................... 120–83–2 10 60 

2,4-Dimethylphenol ...................................................................................................................... 105–67–9 100 3,000 

2,4-Dinitrophenol .......................................................................................................................... 51–28–5 10 300 

2,4-Dinitrotoluene ......................................................................................................................... 121–14–2 0.049 1.7 

2-Chloronaphthalene ................................................................................................................... 91–58–7 800 1,000 

2-Chlorophenol ............................................................................................................................ 95–57–8 30 800 

2-Methyl-4,6-Dinitrophenol ........................................................................................................... 534–52–1 2 30 

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36988 Federal Register / Vol. 80, No. 124 / Monday, June 29, 2015 / Notices 

TABLE 1—REVISED HUMAN HEALTH WATER QUALITY CRITERIA—Continued 

Pollutant CAS No. 

Human health water quality 

criteria for the consumption of 

Water + 

organism 

(μg/L) 

Organism 

only 

(μg/L) 

3,3′-Dichlorobenzidine ................................................................................................................. 91–94–1 0.049 0.15 

3-Methyl-4-Chlorophenol ............................................................................................................. 59–50–7 500 2,000 

Acenaphthene .............................................................................................................................. 83–32–9 70 90 

Acrolein ........................................................................................................................................ 107–02–8 3 400 

Acrylonitrile .................................................................................................................................. 107–13–1 0.061 7.0 

Aldrin ............................................................................................................................................ 309–00–2 0.00000077 0.00000077 

alpha-Hexachlorocyclohexane (HCH) ......................................................................................... 319–84–6 0.00036 0.00039 

alpha-Endosulfan ......................................................................................................................... 959–98–8 20 30 

Anthracene ................................................................................................................................... 120–12–7 300 400 

Benzene ....................................................................................................................................... 71–43–2 0.58–2.1 16–58 

Benzidine ..................................................................................................................................... 92–87–5 0.00014 0.011 

Benzo(a)anthracene .................................................................................................................... 56–55–3 0.0012 0.0013 

Benzo(a)pyrene ........................................................................................................................... 50–32–8 0.00012 0.00013 

Benzo(b)fluoranthene .................................................................................................................. 205–99–2 0.0012 0.0013 

Benzo(k)fluoranthene ................................................................................................................... 207–08–9 0.012 0.013 

beta-Hexachlorocyclohexane (HCH) ........................................................................................... 319–85–7 0.0080 0.014 

beta-Endosulfan ........................................................................................................................... 33213–65–9 20 40 

Bis(2-Chloro-1-Methylethyl) Ether ............................................................................................... 108–60–1 200 4,000 

Bis(2-Chloroethyl) Ether .............................................................................................................. 111–44–4 0.030 2.2 

Bis(2-Ethylhexyl) Phthalate .......................................................................................................... 117–81–7 0.32 0.37 

Bis(Chloromethyl) Ether ............................................................................................................... 542–88–1 0.00015 0.017 

Bromoform ................................................................................................................................... 75–25–2 7.0 120 

Butylbenzyl Phthalate .................................................................................................................. 85–68–7 0.10 0.10 

Carbon Tetrachloride ................................................................................................................... 56–23–5 0.4 5 

Chlordane .................................................................................................................................... 57–74–9 0.00031 0.00032 

Chlorobenzene ............................................................................................................................. 108–90–7 100 800 

Chlorodibromomethane ............................................................................................................... 124–48–1 0.80 21 

Chloroform ................................................................................................................................... 67–66–3 60 2,000 

Chlorophenoxy Herbicide (2,4–D) ............................................................................................... 94–75–7 1,300 12,000 

Chlorophenoxy Herbicide (2,4,5–TP) [Silvex] ............................................................................. 93–72–1 100 400 

Chrysene ...................................................................................................................................... 218–01–9 0.12 0.13 

Cyanide ........................................................................................................................................ 57–12–5 4 400 

Dibenzo(a,h)anthracene .............................................................................................................. 53–70–3 0.00012 0.00013 

Dichlorobromomethane ................................................................................................................ 75–27–4 0.95 27 

Dieldrin ......................................................................................................................................... 60–57–1 0.0000012 0.0000012 

Diethyl Phthalate .......................................................................................................................... 84–66–2 600 600 

Dimethyl Phthalate ....................................................................................................................... 131–11–3 2,000 2,000 

Di-n-Butyl Phthalate ..................................................................................................................... 84–74–2 20 30 

Dinitrophenols .............................................................................................................................. 25550–58–7 10 1,000 

Endosulfan Sulfate ....................................................................................................................... 1031–07–8 20 40 

Endrin ........................................................................................................................................... 72–20–8 0.03 0.03 

Endrin Aldehyde .......................................................................................................................... 7421–93–4 1 1 

Ethylbenzene ............................................................................................................................... 100–41–4 68 130 

Fluoranthene ................................................................................................................................ 206–44–0 20 20 

Fluorene ....................................................................................................................................... 86–73–7 50 70 

gamma-Hexachlorocyclohexane (HCH) ...................................................................................... 58–89–9 4.2 4.4 

Heptachlor .................................................................................................................................... 76–44–8 0.0000059 0.0000059 

Heptachlor Epoxide ..................................................................................................................... 1024–57–3 0.000032 0.000032 

Hexachlorobenzene ..................................................................................................................... 118–74–1 0.000079 0.000079 

Hexachlorobutadiene ................................................................................................................... 87–68–3 0.01 0.01 

Hexachlorocyclohexane (HCH)-Technical ................................................................................... 608–73–1 0.0066 0.010 

Hexachlorocyclopentadiene ......................................................................................................... 77–47–4 4 4 

Hexachloroethane ........................................................................................................................ 67–72–1 0.1 0.1 

Indeno(1,2,3-cd)pyrene ................................................................................................................ 193–39–5 0.0012 0.0013 

Isophorone ................................................................................................................................... 78–59–1 34 1,800 

Methoxychlor ................................................................................................................................ 72–43–5 0.02 0.02 

Methyl Bromide ............................................................................................................................ 74–83–9 100 10,000 

Methylene Chloride ...................................................................................................................... 75–09–2 20 1,000 

Nitrobenzene ................................................................................................................................ 98–95–3 10 600 

Pentachlorobenzene .................................................................................................................... 608–93–5 0.1 0.1 

Pentachlorophenol ....................................................................................................................... 87–86–5 0.03 0.04 

Phenol .......................................................................................................................................... 108–95–2 4,000 300,000 

p,p′-Dichlorodiphenyldichloroethane (DDD) ................................................................................ 72–54–8 0.00012 0.00012 

p,p′-Dichlorodiphenyldichloroethylene (DDE) .............................................................................. 72–55–9 0.000018 0.000018 

p,p′-Dichlorodiphenyltrichloroethane (DDT) ................................................................................. 50–29–3 0.000030 0.000030 

Pyrene .......................................................................................................................................... 129–00–0 20 30 

Tetrachloroethylene (Perchloroethylene) ..................................................................................... 127–18–4 10 29 

Toluene ........................................................................................................................................ 108–88–3 57 520 

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Federal Register / Vol. 80, No. 124 / Monday, June 29, 2015 / Notices 36989 

TABLE 1—REVISED HUMAN HEALTH WATER QUALITY CRITERIA—Continued 

Pollutant CAS No. 

Human health water quality 

criteria for the consumption of 

Water + 

organism 

(μg/L) 

Organism 

only 

(μg/L) 

Toxaphene ................................................................................................................................... 8001–35–2 0.00070 0.00071 

trans-1,2-Dichloroethylene (DCE) ................................................................................................ 156–60–5 100 4,000 

Trichloroethylene (TCE) ............................................................................................................... 79–01–6 0.6 7 

Vinyl Chloride ............................................................................................................................... 75–01–4 0.022 1.6 

The revision of these criteria is a 

systematic update of EPA’s national 

recommended human health criteria. 

EPA previously described its process for 

publishing revised criteria [see National 

Recommended Water Quality Criteria— 

Correction (64 FR 19781; or EPA–822– 

Z–99–001) or the Federal Register 

Notice for EPA’s 2000 Methodology (65 

FR 66444)]. EPA updated the human 

health criteria using externally peerreviewed information sources. 

On May 13, 2014, EPA announced the 

availability of the draft updated human 

health criteria in the Federal Register 

notice ‘‘Updated National 

Recommended Water Quality Criteria 

for the Protection of Human Health’’ (79 

FR 27303) and announced that written 

views would be accepted from the 

public until July 14, 2014. In response 

to stakeholder requests, on June 23, 

2014, EPA announced in the Federal 

Register (79 FR 35545) an extension of 

the public comment period for an 

additional 30 days, until August 13, 

2014. EPA reviewed and considered all 

public comments received and prepared 

responses to those comments. 

EPA developed chemical-specific 

science documents for each of the 

ninety-four chemical pollutants. These 

documents detail the latest scientific 

information supporting the final human 

health criteria, particularly the updated 

toxicity and exposure input values. A 

fact sheet and a summary of updated 

input parameters (e.g., health toxicity 

values, bioaccumulation factors) used to 

derive the final updated criteria are 

provided. All these documents, 

including EPA’s responses to views 

received during the comment period, 

are available on EPA’s Web site at 

http://water.epa.gov/scitech/

swguidance/standards/criteria/health/. 

IV. What is the relationship between 

EPA’s 2015 final updated human health 

criteria and state or tribal water quality 

standards? 

Section 303(a)–(c) of the CWA 

requires states and authorized tribes to 

adopt water quality standards for their 

waters. As part of the water quality 

standards triennial review process set 

forth in section 303(c) of the CWA, 

states and authorized tribes are required 

to review and revise, if appropriate, 

their water quality standards at least 

once every three years. 

States and authorized tribes must 

adopt water quality criteria that protect 

designated uses. 40 CFR 131.11(a)(1). 

Criteria must be based on a sound 

scientific rationale and contain 

sufficient parameters or constituents to 

protect the designated uses. Id. Criteria 

may be expressed in either narrative or 

numeric form. EPA’s regulations 

provide that states and authorized tribes 

should adopt numeric water quality 

criteria based on: 

(1) EPA’s recommended section 

304(a) criteria; or 

(2) EPA’s recommended section 

304(a) criteria modified to reflect sitespecific conditions; or 

(3) Other scientifically defensible 

methods. (40 CFR 131.11(b)). 

It is important for states and 

authorized tribes to consider any new or 

updated section 304(a) recommended 

criteria as part of their triennial review 

process to ensure that state or tribal 

water quality criteria reflect sound 

science and protect applicable 

designated uses. EPA recently proposed 

revisions to its water quality standards 

regulations that would, if finalized 

without substantive change, require 

states during their triennial reviews to 

consider new or updated section 304(a) 

recommended criteria and, if they do 

not adopt new or revised criteria for 

such pollutants, provide an explanation 

to EPA and the public as to why the 

state did not do so. These final updated 

section 304(a) human health criteria 

recommendations supersede EPA’s 

previous recommendations. 

Dated: June 22, 2015. 

Kenneth J. Kopocis, 

Deputy Assistant Administrator, Office of 

Water. 

[FR Doc. 2015–15912 Filed 6–26–15; 8:45 am] 

BILLING CODE 6560–50–P 

FEDERAL MINE SAFETY AND HEALTH 

REVIEW COMMISSION 

Sunshine Act Notice 

June 25, 2015. 

TIME AND DATE: 10:00 a.m., Thursday, 

July 9, 2015. 

PLACE: The Richard V. Backley Hearing 

Room, Room 511N, 1331 Pennsylvania 

Avenue NW., Washington, DC 20004 

(enter from F Street entrance). 

STATUS: Open. 

MATTERS TO BE CONSIDERED: The 

Commission will consider and act upon 

the following in open session: Secretary 

of Labor v. Newtown Energy, Inc., 

Docket No. WEVA 2011–283 (Issues 

include whether the Administrative 

Law Judge erred by concluding that the 

violation in question was not significant 

and substantial and was not the result 

of an unwarrantable failure to comply.). 

Any person attending this meeting 

who requires special accessibility 

features and/or auxiliary aids, such as 

sign language interpreters, must inform 

the Commission in advance of those 

needs. Subject to 29 CFR 2706.150(a)(3) 

and § 2706.160(d). 

CONTACT PERSON FOR MORE INFO: 

Emogene Johnson (202) 434–9935/(202) 

708–9300 for TDD Relay/1–800–877– 

8339 for toll free. 

Sarah Stewart, 

Deputy General Counsel. 

[FR Doc. 2015–16049 Filed 6–25–15; 4:15 pm] 

BILLING CODE 6735–01–P 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisitions of Shares of a Bank or 

Bank Holding Company 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire shares of a bank 

or bank holding company. The factors 

that are considered in acting on the 

mstockstill on DSK4VPTVN1PROD with NOTICES