Exhibit 10.6
 
 
 FOURTH AMENDED AND RESTATED
SALE AND SERVICING AGREEMENT
  CAPITALSOURCE REAL ESTATE LOAN LLC, 2007-A,  as the Seller
 CSE MORTGAGE LLC,  as the Originator and as the Servicer
 EACH OF THE ISSUERS
FROM TIME TO TIME PARTY HERETO,
 EACH OF THE LIQUIDITY BANKS
FROM TIME TO TIME PARTY HERETO
 CITICORP NORTH AMERICA, INC.,  as the Administrative Agent
  WELLS FARGO BANK, NATIONAL ASSOCIATION,  as the Backup Servicer and as the Collateral Custodian
 Dated as of June 16, 2009
 CONFORMED THROUGH THIRD AMENDMENT, DATED FEBRUARY 26, 2010




---



##### 



FOURTH AMENDED AND RESTATED  SALE AND SERVICING AGREEMENT
 THIS FOURTH AMENDED AND RESTATED SALE AND SERVICING AGREEMENT Agreement
 CAPITALSOURCE REAL ESTATE LOAN LLC, 2007-A Seller
 CSE MORTGAGE LLC CSE Mortgage Originator Servicer
 EACH OF THE ISSUERS FROM TIME TO TIME PARTY HERETO Issuer
 EACH OF THE LIQUIDITY BANKS FROM TIME TO TIME PARTY HERETO Liquidity Bank
 CITICORP NORTH AMERICA, INC., CNAI ARTICLE XII Administrative
Agent
 WELLS FARGO BANK, NATIONAL ASSOCIATION Wells Fargo Backup
Servicer Collateral Custodian
 RECITALS
 WHEREAS
 WHEREAS
 WHEREAS
 WHEREAS
 WHEREAS
 WHEREAS




---



##### 



AMEND AND RESTATE
 NOW, THEREFORE,
 ARTICLE I
 DEFINITION
 Section 1.1 Certain Defined Terms
 Section 1.1
 1940 Act
 2009 CS Secured Note Issuance
 2009 Restructuring Exhibit 09-A
 2009 Restructuring Documents Exhibit 09-B
 Account Control Agreement
 Accrual Period
 2




---



##### 



Acquired Loan provided
 Addition Date
 Additional Assets
 Adjusted Eurodollar Rate per annum minus
 Administrative Agent Preamble
 Advance
 Advance Rate
 Advances Outstanding
 Affected Party
 Affiliate
 Agents Account
 Agented Loans
 3




---



##### 



pro rata
 Aggregate Notional Amount
 Aggregate Outstanding Asset Balance
 Aggregate Outstanding Principal Balance plus
 Aggregate Unpaids Article XI Section 2.9 Section 2.10 Section 2.14 Section 2.15 Section 2.16
 Alternative Currency
 Alternative Rate per annum provided
 Amortization Period
 Applicable Law
 4




---



##### 



Appraisal
 Appraisal Institute
 Asset Checklist
 Asset Files
 Asset List Schedule IV
 Assets
 Assignment and Acceptance Exhibit M
 Assignment of Leases and Rents
 Assignment of Mortgage Exhibit I
 Availability
 Available Collections Amount Section 2.9(a)
 5




---



##### 



Available Collections Shortfall
 Available Funds
 Average Pool Charged-Off Ratio
 Average Portfolio Charged-Off Ratio provided
 Average Portfolio Delinquency Ratio provided
 Backup Servicer Section 7.3 Section 7.5
 Backup Servicer and Collateral Custodian Fee Letter
 Backup Servicer Fee Rate per annum
 Backup Servicer Termination Notice Section 7.5
 6




---



##### 



Backup Servicing Fee
 Banded Floating Rate Loan
 Bankruptcy Code et seq
 Base Rate per annum plus
 Benefit Plan Section 3(3) Section 3(5)
 B-Note Loan provide
 Borrowing Base minus
 Borrowing Base Certificate Exhibit A-3
 Borrowing Notice Exhibit A-1 A-2
 Breakage Costs
 British Pound Sterling
 Business Day
 CAFCO
 7




---



##### 



Canadian Dollars
 Capital Contribution Agreement Exhibit 09-C
 Capital Stock
 CapitalSource Bank Entities
 CapitalSource Bank Transaction
 CapitalSource Convertible Bonds
 CapitalSource Convertible Bond Put Date
 CD Rate
 Change-in-Control
   8




---



##### 



provided, however
 provided however
 Charged-Off Asset
 Charged-Off Investment Loan
 Charged-Off Portfolio Asset
 9




---



##### 



CHARTA
 Citibank
 Citibank Facilities CS Funding VII
Facility
 Class A Advance Section 2.1(b)
 Class A Advance Rate
 Senior Secured Loan
 LTV
    
    LTV
    
    
    
    LTV
    
    LTVClassification
    
    <=65%
    
    <=70%
    
    LTV<=75%
    
    <=80%
    
    <=85%
    
    LTV <=90%Multifamily
    
    80%
    
    80%
    
    80%
    
    75%
    
    65%
    
    55%Retail, Office,
Industrial,
Healthcare, Land
Development,
Construction
Properties and
other
    
    80%
    
    80%
    
    80%
    
    75%
    
    65%
    
    60%Hotel
    
    80%
    
    75%
    
    70%
    
    65%
    
    N/A
    
    N/A
 Sale/Leaseback Loan
 LTV
    
    LTV
    
    
    
    LTV
    
    LTVClassification
    
    <=65%
    
    <=70%
    
    LTV<=75%
    
    <=80%
    
    <=85%
    
    LTV <=90%Multifamily
    
    80%
    
    80%
    
    80%
    
    75%
    
    65%
    
    55%Retail, Office,
Industrial,
Healthcare, Land
Development and
other
    
    80%
    
    80%
    
    80%
    
    75%
    
    60%
    
    50%Hotel
    
    80%
    
    75%
    
    70%
    
    65%
    
    N/A
    
    N/A
 10




---



##### 



B-Note Loans
 Classification
    
    LTV<=75%
    
    LTV <=80%
    
    LTV <=85%
    
    LTV <=90%Multifamily
    
    60%
    
    60%
    
    60%
    
    50%Retail, Office,
Industrial,
Healthcare, Land
Development and
other
    
    55%
    
    55%
    
    55%
    
    50%Hotel
    
    60%
    
    55%
    
    N/A
    
    N/A
 Mezzanine Loan
 Classification
    
    LTV <=80%
    
    LTV <=85%
    
    LTV <=90%Multifamily
    
    40%
    
    40%
    
    40%Retail, Office,
Industrial, Healthcare
and other
    
    40%
    
    40%
    
    40%Hotel
    
    50%
    
    N/A
    
    N/A
  Class A Advances Outstanding
 Class A Availability minus
 Class A Collection Date
 Class A Commitment
 Class A Facility Amount
 Class A Interest Rate
  11




---



##### 



provided
 Class A Purchaser Class A Purchasers
 Class A Total Principal Payable
 Class A VFC Section 2.1(a)
 Clearing Agency
 Closing Date
 Code
 Collateral
 Collateral Custodian Section 8.3 Section 8.5
 Collateral Custodian Fee
 Collateral Custodian Termination Notice Section 8.5
 Collection Account Section 6.4(f)
 Collection Date
 12




---



##### 



Collection Period
 Collections
 Combined Advances Outstanding
 Commercial Paper Notes
 Commitment
 Commitment Fee
 Commitment Fee Rate
 Confirmation and Undertaking Letter
 Consolidated Funded Indebtedness
 Consolidated Subsidiary
 Consolidated Tangible Net Worth
 Construction Loan
 Construction Properties and
 13




---



##### 



Continuing Directors
 Contractual Obligation
 Core Transaction Terms Section 4.3(v)
 Corporate Trust Office
 CP Rate per annum per annum provided per annum
 Credit Agreement
 Credit Agreement Advances Outstanding
 Credit Agreement Mandatory Reduction Amount
 14




---



##### 



provided that:
    Credit Agreement Optional Reduction Amount provided
 Credit Agreement Reduction Amount
 Credit Agreement Reduction Amount Exempted Amount provided that
 15




---



##### 



Credit and Collection Policy Section 5.1(h) Section
5.4(f)
 CS Funding VII
 CS Funding VII Aggregate Outstanding Asset Balance
 CS Funding VII Facility
 CS Funding VII Special Reduction Amount
 CSE LIBOR Rate
 CSE Prime Rate provided
 Cut-Off Date
 Currency
 Deemed Collection Section 2.4(c)
 Delayed-Draw Term Loan
 Delinquent Asset
 Delinquent Portfolio Asset
 16




---



##### 



Derivatives
 Determination Date
 Development Properties provided
 DIP Loan
 Dollar Equivalent
 Dollars $
 Eligible Asset Exhibit L provided provided
   17




---



##### 



provided
   provided
    18




---



##### 



provided
   19




---



##### 



Section 6.4(a)
           provided
  20




---



##### 



provided
              21




---



##### 



22




---



##### 



pro rata
      clauses (1) (2)
 provided
  23




---



##### 



pari
passu
      Leased Property
        24




---



##### 



Eligible Assignee"
 Eligible Obligor
           Eligible Repurchase Obligations clauses (c)(ii) (c)(iv)
 Eligible Risk Rating
 Environmental Laws
 25




---



##### 



et seq et seq et seq et seq et seq et seq et seq et seq
 ERISA
 ERISA Affiliate
 Euro
 Eurocurrency Liabilities
 Eurodollar Disruption Event
 Eurodollar Reserve Percentage
 26




---



##### 



Excepted Person Section 13.13(a)
 Excess Concentration Loan Schedule VIII
 Exchange Act
 Excluded Amounts
 Existing Assets
 Existing Credit Agreement
 Face Amount
 Facility Amount
 Federal Funds Rate per annum
 Finance Charges
 Financial Sponsor
 Fitch
 Fixed Rate Asset
 Fixed Rate Asset Percentage
 27




---



##### 



Floating Rate Asset plus
 Floating Prime Rate Permitted Excess Amount
 Fourth Amendment and Restatement Effective Date Section 3.6
 Funding Date Section 2.3
 GAAP
 Governmental Authority
 H.15
 Healthcare REIT Consolidated Subsidiary
 Hedge Collateral Section 5.3(b)
 Hedge Breakage Costs
 Hedge Counterparty
 Hedge Guaranty
 Hedge Transaction Section 5.3(a)
 Hedging Agreement Section 5.3(a) Exhibit
D
 28




---



##### 



Highest Required Investment Category
 Increased Costs Section 2.15
 Indebtedness clauses (a) (e)
 Indemnified Amounts Section 11.1
 Indemnified Parties Section 11.1
 Independent Director Section 4.1(w)(xxviii)
 Industry
 Initial Advance
 Initial Credit Agreement Mandatory Reduction Amount
 Insolvency Event
 29




---



##### 



Insolvency Laws
 Insolvency Proceeding
 Instrument
 Insurance Policy
 Insurance Proceeds
 Intercreditor Agreement
 Interest
 IR x Px
    
    
    1360
 where:IR
    
    =
    
    the Interest Rate applicable on such day; andP
    
    =
    
    the principal amount of such Advance on such day;
 provided
 Interest Collections
 30




---



##### 



Interest Rate
 Interests in Real Property
 Investment Loan
 Investors
 ISDA Definitions
 Issuer
 Issuer Purchase Limit
 Land Development
 Lease
 Leased Property clause 3(f)
 LIBOR Rate per annum
 Lien
 Liquid Real Estate Assets
 Liquidation Expenses
 31




---



##### 



Liquidity Agreement
 Liquidity Bank
 Loan
 Loan Register Section 5.4(n)
 Loan-to-Liquidation Value LLV
 Loan-to-Value Ratio LTV plus pari passu
 32




---



##### 



Lock-Box Schedule II
 Lock-Box Account Schedule II
 Lock-Box Agreement
 Lock-Box Bank
 Margin Stock
 Material Adverse Effect
 Materials of Environmental Concern
 Maximum Advance Rate
 Maximum Availability
  plus
 33




---



##### 



minus plus
 minus plus
 Memorandum of Understanding Exhibit 09-E
 Mezzanine Loan
 Minimum Equity Amount minus
 Minimum Overcollateralization Amount
 Minimum Pool Yield
 Monthly Report Section 6.10(b)
 Moodys
 Mortgage
 Mortgaged Property
 Multiemployer Plan
 NAICS Code
 Net Proceeds of Capital Stock/Conversion of Debt
 34




---



##### 



NOI minus
 Noteless Loan
 Obligor for example
 Officers Certificate
 Opinion of Counsel
 Optional Sale Section 2.19
 Optional Sale Date Section 2.19
 Optional Sale Proceeds
 Original Agreement
 Originator Preamble
 Other CapitalSource Facilities Section 6.15(k)
 35




---



##### 



Other Costs Section 13.9(c)
 Outstanding Asset Balance plus provided provided further provided, further
 Overcollateralization Amount
 Overcollateralization Percentage minus
 Overcollateralization Shortfall minus
 Parent Undertaking  Originator Exhibit N
 Parent Undertaking  Servicer Exhibit O
 Participating Member State
 Participation Loan provided
 36




---



##### 



Payment Date
 Payment Duties Section 8.2(b)
 Permitted Hedge Counterparty Section 5.3(b)
 Permitted Investments
  provided
   37




---



##### 



clause (ii)
     Permitted Liens provided
 38




---



##### 



Permitted Securitization Transaction
 Person
 Placement Agent Section 2.22
 Pool Charged-Off Ratio
 Pool Concentration Criteria
  provided
       39




---



##### 



Schedule VIII
 divided by
    clause (1)(f)
  Pool Rate
 Pool Yield over
 Pool Yield Applicable Advance Rate
 40




---



##### 



Portfolio Aggregate Outstanding Asset Balance
 Portfolio Asset provided
 Portfolio Delinquency Ratio provided
 Portfolio Outstanding Asset Balance plus
 Prepaid Asset
 Prepayment Amount Section 6.4(b)
 Prepayments Section 6.4(b)
 Prime Rate
 Prime Rate Asset
 Principal Collections
 Principal Collections Account Section 6.4(f)
 41




---



##### 



Pro Rata 2007-A Reduction Amount multiplied by divided by
 Pro Rata Percentage divided by
 Pro Rata Reduction Amount
 Proceeds
 Program Fee
 Program Fee Rate
 Purchaser
 Purchaser Affiliate
 Purchaser Fee Letter
 Qualified Institution Section 6.4(f)
 Qualified Transferee
      42




---



##### 



Quarterly Determination Date
 Rating Agency
 Records
 Recoveries
 Refinancing Section 2.22
 Register Section 13.16(c)
 Regulation U
 43




---



##### 



REIT
 Related Property
 Related Security
         REO Asset
 REO Asset Owner Section 6.17
 REO Contribution Agreement Section 6.17
 REO Pledge Agreement Exhibit Q
 REO Servicing Standard Section 6.17
 Replaced Asset Section 2.18(a)
 Reporting Date
 44




---



##### 



Required Asset Documents provided
 Required Reports Section 6.10(c) Section 6.10(d) Section
6.11 Section
6.12
 Residential Mortgage Policies and Procedures Schedule V
 Responsible Officer
 Restatement Date
 Restricted Junior Payment
 Retained Interest
 45




---



##### 



clause (A)
 Retransfer Date Section 4.6
 Retransfer Price Section 4.6
 Review Criteria Section 8.2(b)(i)
 Revolving Loan provided
 Revolving Period
 S&P
 Sale Agreement
 Sale/Leaseback Loan
 Scheduled Payments
 Second Amendment and Restatement Effective Date
 Secured Party
 Seller Preamble
 Seller Investment over
 Senior Secured ABL Loan
 46




---



##### 



pari passu
 Senior Secured Loan pari passu
 Servicer Section 6.16(a)
 Servicer Advance Section
6.5
 Servicer Default Section 6.15
 Servicer Termination Notice Section 6.15
 Servicers Certificate Section 6.10(c)
 Servicing Fee Section 2.14(b)
 Servicing Fee Rate per annum per annum
 Solvent
 SPE Obligor
 Special Reduction Amount
 47




---



##### 



minus Section 2.8
 Special Reduction Amount Date
 Structuring and Agency Fee
 Structuring and Agency Fee Rate
 Subsidiary provided
 Substitute Asset Section 2.18
 Successor Servicer Section 6.16(a)
 TALF Program Section 2.22
 Tape Section 7.2(b)(ii)
 Taxes
 Termination Date Section 2.4 Section
10.2(a) 10.2(c) Section 10.2(b)
 Termination Event Sections 10.1(e) 10.1(f) 10.1(g) 10.1(h) 10.1(i) 10.1(j) 10.1(k) clauses (b) (e) 10.1(l) 10.1(t) 10.1(v), 10.1(w) 10.1(y) 10.1(z) 10.1(aa)
 Term Loan
 Third Amendment and Restatement Effective Date
 48




---



##### 



Third Amendment Effective Date
 TNW Test Level plus
 Total Principal Payable
 Transaction Section 3.2
 Transaction Documents
 Transition Expenses
 Turbo Event Sections 10.1(a) 10.1(b) 10.1(c) 10.1(d) 10.1(k) clause (a) 10.1(u) 10.1(x)
 Turbo Effective Date
 Turbo Period
 UCC
 Underlying Instruments
 Underlying Lessee
 United States
 Unmatured Termination Event
 VFC Section 2.1(a)
 49




---



##### 



Voting Stock
 Wachovia Facilities
 Warranty Asset provided clauses (1)(c) (1)(d) 1(l)(i) 1(s) clause 1(s) 1(w) 1(x) (1)(y) clauses (2)(e) 2(f) clauses 2(e) 2(f) clause (3)(i) clauses (viii) (x)
 Warranty Event
 Weighted Average Advance Rate provided that
 Weighted Average Advance Reduction Amount divided by plus
 50




---



##### 



Workout Asset
 Zero-Coupon Bond
 Section 1.2 Other Terms
  Section 1.3 Computation of Time Periods
  Section 1.4 Interpretation
         Section 1.5 Special Provisions Relating to Alternative Currency Loans
  51




---



##### 



ARTICLE II
 PURCHASE OF THE VFCS
 Section 2.1 The VFCs
 VFC Class A VFC Exhibit B provided
 Class A Advance provided Section 2.1 Section 2.9(a)(1) Section 2.10(a)(1)
    52




---



##### 



Section 2.2 [Intentionally Omitted .]
 Section 2.3 Procedures for Advances
 provided Article III
  Article III Section 2.3
 Section 2.3
 53




---



##### 



Section 2.4 Reduction of the Facility Amount; Mandatory and Optional
Repayments; Increase of Commitment
 provided Section
2.4(a)
 provided first pro rata second third provided however
 54




---



##### 



Section 2.10 Section
2.4(b)
 Deemed Collection plus Section 2.4(c)
  Section 2.5 Determination of Interest
  Section 2.6 Percentage Evidenced by each VFC
 Section 2.1(a) Section 2.1(a)
 55




---



##### 



Section 2.7 Notations on VFCs
  Section 2.8 Settlement Procedures for Special Reduction Amounts and Optional
Sales .
 first second third fourth Section
2.9 Section 2.10
 Section 2.9 Settlement Procedures During the Revolving Period and the
Amortization Period
  pro rata
   pro rata
 56




---



##### 



pro rata
 pro rata
 pro rata
   pro rata
 pro rata clause (11)
   Section 2.10 Settlement Procedures During the Turbo Period
  pro rata
  57




---



##### 



pro rata
 pro rata
 pro rata
   pro rata
 pro rata clause
(1)
 pro rata clause (11)
  Section 2.11 Collections and Allocations
 Collections
 58




---



##### 



Section 6.10(b)
 Initial Deposits
 Excluded Amounts
 Investment of Funds Section 2.9 Section 2.10
 Section 2.12 Payments, Computations, Etc
 per annum provided
 Section 2.9(a)(11) Section 2.10(a)(11)
 59




---



##### 



Section 2.3
 Section 2.13 Mandatory Repurchase
 5%
Date Section 2.10
 Section 2.14 Fees
 Section
2.9(a)(5) Section 2.10(a)(5)
 Servicing Fee Section 2.9(a)(3) Section 2.10(a)(3)
 Section 2.9(a)(4) Section 2.10(a)(4)
 Section 2.9(a)(4) Section 2.10(a)(4)
  60




---



##### 



Section 2.15 Increased Costs; Capital Adequacy; Illegality
   clause
(a) (b) Section 2.15
 Section 2.15 Section
 61




---



##### 



2.15
 clause (a)
 Consolidation Event Section 2.15
 Section 2.16 Taxes
 Additional Amount
    62




---



##### 



Section 2.16(d)
 Section 2.16
 Section 13.16(d)
 Section 2.16
 Section 2.17 Assignment of the Sale Agreement
 Article VIII
 Section 2.18 Substitution of Assets
 Section 2.18 Substitute Asset provided
 63




---



##### 



Replaced Asset
   Section 4.6
 Section 4.6
 Section 4.1 Section 4.2
  Section 4.6
 Section 4.6
   64




---



##### 



Section 2.19 Optional Sales
 Optional Sale
 Section 2.20 [Intentionally Omitted].
 Section 2.21 [Intentionally Omitted].
 Section 2.22 Appointment of the Placement Agent
 Placement Agent TALF Program including Section 2.22
 65




---



##### 



provided Section 2.22
 ARTICLE III
 CONDITIONS TO ADVANCES
 Section 3.1 Conditions to Closing and Initial Advance
  Schedule I
  66




---



##### 



Exhibits F-1 F-2
 Exhibits G-1 G-2
 Exhibits E-1 E-2
 Section 3.2 Conditions Precedent to All Advances
 Transaction
 Exhibit A-1 Exhibit A-3 Exhibit A Schedule I Section 2.4(b) Exhibit A-2 Exhibit A-3
  Section 4.1 Section 4.2 Section 4.3
     67




---



##### 



Exhibit L provided
        Section 2.3
     68




---



##### 



Section 3.3 [Intentionally Omitted].
 Section 3.4 [Intentionally Omitted]
 Section 3.5 Conditions Precedent to The Third Amendment and Restatement
Effective Date
  Exhibit 09-A
     Schedule I-C
  69




---



##### 



Section 4.1 Section 4.2 Section 4.3 Section 4.2(b)
        Section 3.6 Conditions Precedent to the Fourth Amendment and Restatement
Effective Date
    Section 4.1 Section 4.2 Section 4.3
 70




---



##### 



Section 4.2(b)
      ARTICLE IV
 REPRESENTATIONS AND WARRANTIES
 Section 4.1 Representations and Warranties of the Seller
  Organization and Good Standing
 The 2009 Restructuring Section 4.1(c)
 Amendments to Operating Agreement Exhibit 09-D
 Due Qualification
 71




---



##### 



Power and Authority; Due Authorization; Execution and Delivery
 Binding Obligation
 No Violation
 No Proceedings
 All Consents Required
 Bulk Sales
 Solvency Exhibit
E-1
 Selection Procedures
 72




---



##### 



Taxes
 Exchange Act Compliance; Regulations T, U and X
 Security Interest
        73




---



##### 



Reports Accurate
 Location of Offices Section 13.2 Section 5.2(g)
 Lock-Boxes Schedule II Section 5.2(k)
 74




---



##### 



Tradenames
 Sale Agreement
 Value Given
 Accounting
 Special Purpose Entity
        75




---



##### 



provided
             76




---



##### 



Independent Director provided
  77




---



##### 



Intentionally Omitted.
 Investment Company Act
 ERISA Section 3 Pension Plans
 Compliance with Law
 Credit and Collection Policy
 Collections
 Set-Off, etc Section 6.4(a)
 Full Payment
 Accuracy of Representations and Warranties
 78




---



##### 



Representations and Warranties in Sale Agreement Section 4.1(gg) mutatis mutandis
 Reaffirmation of Representations and Warranties by the Seller Section 4.1
 Participation and Acquired Loans
 Environmental
      79




---



##### 



USA PATRIOT Act
 Material Adverse Effect
 Section 4.1(o)
 Section 4.2 Representations and Warranties of the Seller Relating to the
Agreement and the Collateral
 clauses (a) (c) clause (d)
 Binding Obligation, Valid Transfer and Security Interest
  Section 4.1(o)
 80




---



##### 



Eligibility of Collateral Section 2.3 Section 4.2(a)
 No Fraud
 Material Adverse Effect
 Section 4.3 Representations and Warranties of the Servicer
  Organization and Good Standing
 The 2009 Restructuring Section 4.3(c)
 Amendments to Operating Agreement Exhibit 09-D
 Due Qualification
 Power and Authority; Due Authorization; Execution and Delivery
 81




---



##### 



Binding Obligation
 No Violation
 No Proceedings
 All Consents Required
 Reports Accurate
 Credit and Collection Policy
 Collections
 Bulk Sales
 Solvency
 82




---



##### 



Exhibit E-2
 Taxes
 Exchange Act Compliance; Regulations T, U and X
 Security Interest
 ERISA Section 3 Pension Plans Section 4042
 Investment Company Act
 USA PATRIOT Act
 83




---



##### 



Material Adverse Effect
 Other Agreements Core Transaction Terms
 Section 4.4 Representations and Warranties of the Backup Servicer
  Organization and Corporate Power
 Due Authorization
 No Conflict
 No Violation
 All Consents Required
 Validity, Etc
 84




---



##### 



Section 4.5 Representations and Warranties of the Collateral Custodian
  Organization and Corporate Power
 Due Authorization
 No Conflict
 No Violation
 All Consents Required
 Validity, Etc
 Section 4.6 Breach of Certain Representations and Warranties
 Section
2.9 Section 2.10 Retransfer Price
 85




---



##### 



Section 2.18 Retransfer Date Section 4.6
 ARTICLE V
 GENERAL COVENANTS
 Section 5.1 Affirmative Covenants of the Seller
  Compliance with Laws
 Preservation of Company Existence
 Performance and Compliance with Collateral
 Keeping of Records and Books of Account
 86




---



##### 



Originators Collateral
 Delivery of Collections Section 5.4(k)
 Separate Limited Liability Company Existence Section 4.1(w)
 Credit and Collection Policy
 Turbo Events; Termination Events
 Taxes
 Use of Proceeds
 Obligor Notification Forms
 87




---



##### 



Adverse Claims
 Sellers Collateral
 Notices
 Income Tax Liability
 Auditors Management Letters
 Representations Section 4.1
 ERISA
 88




---



##### 



Proceedings provided Section 5.1(o)
 Notice of Material Events
 Reporting Requirements
   Other
 Modifications to the Wachovia Facilities
 89




---



##### 



Section 5.2 Negative Covenants of the Seller
  Other Business Section 5.3(a)
 Collateral Not to be Evidenced by Instruments
 Security Interests provided Section 5.2(c)
 Mergers, Acquisitions, Sales, etc
 Deposits to Special Accounts
 Restricted Payments
 Change of Name or Location of Loan Files Section 13.2
 90




---



##### 



Accounting of Purchases
 ERISA Matters
 Operating Agreement; Sale Agreement
 Changes in Payment Instructions to Obligors Schedule II
 Extension or Amendment of Collateral Section 6.4(a) provided Section 6.4(a)
 Credit and Collection Policy
 91




---



##### 



Tax provided, Section 2.16(f)
 Other Indebtedness pari passu
 Section 5.3 Covenants of the Seller Relating to the Hedging of Assets
 provided
   Section 6.2(c)
 Section 2.9(a)(1) Section 2.10(a)(1)
 Hedge Collateral
 92




---



##### 



Section 5.3(a)
 Section 5.4 Affirmative Covenants of the Servicer
  Compliance with Law
 Preservation of Company Existence
 Obligations and Compliance with Collateral
 Keeping of Records and Books of Account
    Preservation of Security Interest
 Credit and Collection Policy
 93




---



##### 



Turbo Events; Termination Events
 Taxes
 Other
 Proceedings provided Section 5.4(j)
 Deposit of Collections
 Servicing of Participation and Acquired Loans
 94




---



##### 



Change-in-Control
 Loan Register
 Loan Register Section 5.04(n) provided
  Modifications to the Wachovia Facilities
 Section 5.5 Negative Covenants of the Servicer
  Deposits to Special Accounts
 Mergers, Acquisition, Sales, etc
 Section 5.5
 95




---



##### 



Change of Name or Location of Loan Files Section 13.2
 Change in Payment Instructions to Obligors Schedule
II
 Extension or Amendment of Assets Section 6.4(a) provided Section 6.4(a)
 Tax provided, Section 2.16(f)
 Section 5.6 Affirmative Covenants of the Backup Servicer
  Compliance with Law
 Preservation of Existence
 96




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Section 5.7 Negative Covenants of the Backup Servicer
  No Changes in Backup Servicer Fee
 Section 5.8 Affirmative Covenants of the Collateral Custodian
  Compliance with Law
 Preservation of Existence
 Location of Required Asset Documents
 Section 5.9 Negative Covenants of the Collateral Custodian
  Required Asset Documents
 No Changes in Collateral Custodian Fee
 Section 5.10 Covenant of the Seller, the Servicer and the Originator
  97




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ARTICLE VI
 ADMINISTRATION AND SERVICING OF ASSETS
 Section 6.1 Designation of the Servicer
 Initial Servicer Section 6.1
 Successor Servicer Section 6.15
 Subcontracts provided
 Servicing Programs
 Section 6.2 Duties of the Servicer
 Appointment Section 6.1
 98




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Duties
          Section 2.9 Section 2.10
 Hedge Covenants
 99




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clause (i)
 clause (i)
       100




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Section 6.3 Authorization of the Servicer
  provided
 Section 6.4 Collection of Payments
 Collection Efforts, Modification of Collateral
 101




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Prepaid Asset Section
2.18 over Prepayment Amount plus
 Acceleration
 Taxes and other Amounts
 Payments to Lock-Box Account
 Continuation of the Collection Account Collection Account Principal Collections Account provided
 102




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Qualified Institution
 [Intentionally Omitted.]
 [Intentionally Omitted.]
 Adjustments
 Transfer of Collection Account to Citibank Section 6.15(j)
 Section 6.5 Servicer Advances
  Section 6.6 Realization Upon Charged-Off Assets
  103




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Section 6.7 Maintenance of Insurance Policies
  Section 6.8 Servicing Compensation
 Section 2.9(a)(3) Section 2.10(a)(3)
 104




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Section 6.9 Payment of Certain Expenses by Servicer
 Section 6.6 provided pro rata
 Section 6.10 Reports
 Borrowing Notice Section 2.4(b)
 Monthly Report Exhibit C Monthly Report
 Servicers Certificate Servicers
Certificate Exhibit J
 Financial Statements
 Tax Returns
 Financial Statements of Obligors
 Other Reports
 Obligor Financial Statements; Valuation Reports; Other Reports
 105




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Section 6.11 Annual Statement as to Compliance
  Section 6.12 Annual Independent Public Accountants Servicing Reports
 Article VI
 Section 6.13 Limitation on Liability of the Servicer and Others
 provided
 106




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Section 6.14 The Servicer Not to Resign
 Section 6.2
 Section 6.15 Servicer Defaults
 Servicer Default
   Section 5.4(o) Section 6.4(j)
   Section
6.1
   107




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Schedule IX provided that
    Servicer Termination Notice
 Section 6.16 Appointment of Successor Servicer
 Section 6.15
 108




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Successor Servicer
 Section 6.16(a) provided provided Article IV Section 2.15 Section 2.16(b) Section
2.16(e)
  Section 6.16
 109




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Section
6.16(a)
 Section 6.17 Servicing of REO Assets
 Section 6.6 REO
Asset Owner Exhibit G REO Contribution Agreement Section 9.1 Exhibit H REO Servicing Standard
 110




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Section 6.17(c)
 111




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ARTICLE VII
 THE BACKUP SERVICER
 Section 7.1 Designation of the Backup Servicer
 Initial Backup Servicer Section 7.1
 Successor Backup Servicer Section 7.5
 Section 7.2 Duties of the Backup Servicer
 Appointment Section 7.1
 Duties Section 7.5
 provided
 Tape
  112




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Reliance on Tape Section 7.2(b)
 Section 7.3 Merger or Consolidation
  Section 7.4 Backup Servicing Compensation
 Section 2.9(a)(4) Section 2.10(a)(4) Section 7.5 Section 6.16
 113




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Section 7.5 Backup Servicer Removal
 Backup Servicer Termination Notice
 Section 7.6 Limitation on Liability
   Section 7.7 The Backup Servicer Not to Resign
  114




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ARTICLE VIII
 THE COLLATERAL CUSTODIAN
 Section 8.1 Designation of Collateral Custodian
 Initial Collateral Custodian Section 8.1
 Successor Collateral Custodian Section 8.5
 Section 8.2 Duties of Collateral Custodian
 Appointment
 Duties Section 8.5
 Section 3.2 Review Criteria
 115




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provided provided further
 Schedule III
 Section 2.9 Section 2.10 Payment Duties
   Section 8.3 Merger or Consolidation
  116




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Section 8.4 Collateral Custodian Compensation
 Collateral Custodian Fee Section 2.9(a)(4) Section 2.10(a)(4) Section 8.5
 Section 8.5 Collateral Custodian Removal
 Collateral Custodian Termination
Notice provided
 Section 8.6 Limitation on Liability
     117




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Section 8.7 The Collateral Custodian Not to Resign
 clause (i)
 Section 8.8 Release of Documents
 Release for Servicing Exhibit H Exhibit H
 Limitation on Release
 Release for Payment Exhibit
H
 118




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provided
 Section 8.9Return of Required Asset Documents.
 Section 2.18 Section 9.2 Section 4.6 Exhibit H
 Section 8.10 Access to Certain Documentation and Information Regarding the
Collateral; Audits
 Section 8.10
 Section 8.11 [Intentionally Omitted.]
 ARTICLE IX
 SECURITY INTEREST
 Section 9.1 Grant of Security Interest
 Section
 119




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13.19 Section 9.1
 Section 9.2 Release of Lien on Collateral
 Section 2.18 Section 2.19 Section 2.22 Section 13.6 provided Section 6.6
 Section 9.3Further Assurances.
 Section 13.12 Section 9.1
 120




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Section 9.4Remedies.
 Section 9.1 Section 10.2
 Section 9.5 Waiver of Certain Laws
  Section 9.6 Power of Attorney
  ARTICLE X
 TERMINATION EVENTS; TURBO EVENTS
 Section 10.1 Termination Events; Turbo Events
    121




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provided Section 2.10
        Section 6323
   122




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##### 



Section
6.2(c)
 Section 10.1(f) 10.1(g) 10.1(o) 10.1(r) Section 10.1(p) Section 5.2
      123




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##### 



Section 5.1(r) 5.4(o)
 Section 10.2 Remedies
 provided clause (c)
 Section 10.1(h)
  124




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##### 



Section 2.10
 ARTICLE XI
 INDEMNIFICATION
 Section 11.1 Indemnities by the Seller
 Indemnified Parties Indemnified Amounts Section
11.1
   125




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126




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##### 



Section 11.1
 Section 11.1
 Section 11.1
 127




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##### 



Section 11.2 Indemnities by the Servicer
  Section 11.2
  Section 11.2
 Section 11.2
 Section 11.3 After-Tax Basis
 Section 11.1 Section 11.2
 ARTICLE XII
 THE ADMINISTRATIVE AGENT
 Section 12.1 The Administrative Agent
  128




---



##### 



provided
  Administrative Agents Reliance, Etc
 129




---



##### 



Credit Decision with Respect to the Administrative Agent
 Indemnification of the Administrative Agent provided
 Successor Administrative Agent
 130




---



##### 



Article XII
 Payments by the Administrative Agent
 Delegation of Duties
 Non-Reliance on the Administrative Agent
 Administrative Agent and its Affiliates
 ARTICLE XIII
 MISCELLANEOUS
 Section 13.1 Amendments and Waivers
 Section 13.1 provided provided further
 131




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##### 



provided
 Section 13.2 Notices, Etc
  Section 13.3 Ratable Payments
 Section 11.1 provided
 Section 13.4 No Waiver; Remedies
  Section 13.5 Binding Effect; Benefit of Agreement
 Section 2.9(a)(1) Section 2.10(a)(1)
 Section 13.6 Term of this Agreement
 Articles IV V Articles VI VII VIII
 132




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##### 



Section 9.2 provided however Articles III IV Article XI Section 13.9 Section 13.10 Section 13.11
 Section 13.7 Governing Law; Consent to Jurisdiction; Waiver of Objection to
Venue
  Section 13.8 Waiver of Jury Trial
  Section 13.9 Costs, Expenses and Taxes
  133




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##### 



Other Costs
 Section 13.10 No Proceedings
  provided Section 13.10
 Section 13.11 Recourse Against Certain Parties
 it being expressly agreed and understood
 134




---



##### 



Section 13.11(a)
    Section 13.12 Protection of Right, Title and Interest in the Collateral; Further Action Evidencing Advances
 Section 13.12(a)
  Article
XI
 135




---



##### 



Section 3.1
  Section 3.1
 Section 13.13 Confidentiality
 Excepted Persons Section 13.13(a)
  136




---



##### 



provided
  Section 13.14 Execution in Counterparts; Severability; Integration
  Section 13.15 Waiver of Set-off
  Section 13.3
 137




---



##### 



Section 13.15(b)
 Section 13.16 Assignments
 provided
         138




---



##### 



Section 13.2 Register
 Section 13.16 provided, further
 provided however
      139




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##### 



provided however,
     Section 13.17 Heading and Exhibits
  Section 13.18 Loans Subject to Retained Interest Provisions
 provided clause (i), (ii) (iii) clause (iv) pro
rata
  140




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##### 



pro rata
 Section 13.19 Tax Treatment of Advances
  Section 13.20 Acknowledgement
   141




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##### 



THE SELLER:
    CAPITALSOURCE REAL ESTATE
LOAN LLC, 2007-ABy:
    /S/ JEFFREY A. LIPSONName:
    Jeffrey A. LipsonTitle:
    Senior Vice President and TreasurerTHE ORIGINATOR,
SERVICER:
    CSE MORTGAGE LLCBy:
    /S/ JEFFREY A. LIPSONName:
    Jeffrey A. LipsonTitle:
    Senior Vice President and Treasurer [Signatures Continued on the Following Page]




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##### 



Issuer:
    CHARTA, LLC,
in its capacity as an Issuer
By: Citibank, N.A.,
      as Attorney-in-FactBy:
    /S/ GERALD F. KEEFEName:
    Gerald F. KeefeTitle:
    Authorized Signatory Issuer:
    CAFCO, LLC,
in its capacity as an Issuer
By: Citibank, N.A.,
      as Attorney-in-FactBy:
    /S/ GERALD F. KEEFEName:
    Gerald F. KeefeTitle:
    Authorized Signatory [Signatures Continued on the Following Page]




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##### 



Liquidity Bank:
    CITIBANK, N.A.,
in its capacity as a Liquidity BankBy:
    /S/ GERALD F. KEEFEName:
    Gerald F. KeefeTitle:
    Authorized SignatoryTHE ADMINISTRATIVE AGENT
    CITICORP NORTH AMERICA, INC.By:
    /S/ GERALD F. KEEFEName:
    Gerald F. KeefeTitle:
    Authorized Signatory