Annual

Statistical

Supplement, 2004

to the

Social Security

Bulletin

Social Security Administration

Offi ce of Policy

Offi ce of Research, Evaluation, and Statistics

500 E Street, SW, 8th Floor

Washington, DC 20254

SSA Publication No. 13-11827

Released: August 2005
The Annual Statistical Supplement to the Social 

Security Bulletin (ISSN 0037-7910) is published by 

the Social Security Administration, 500 E Street, 

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specific questions about the data, contact the 

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copyrighted; any item may be reprinted, but citation 

of the Annual Statistical Supplement to the Social 

Security Bulletin as the source is requested. The 

Supplement is also available on the Web at 

http://www.socialsecurity.gov/policy.

Jo Anne B. Barnhart

Commissioner of Social Security

Laurence Love

Acting Deputy Commissioner for Policy

Edward J. DeMarco

Assistant Deputy Commissioner for Policy

Susan Grad

Acting Associate Commissioner 

for Research, Evaluation, and Statistics

Social Security Administration

Office of Policy

Supplement Committee

Barbara A. Lingg, Committee Chair

Rona Blumenthal

Joseph Bondar

Alfreda M. Brooks

Stella M. Coleman

Paul Davies

Gregory K. Diez

Rita L. DiSimone

Fredy M. Galeas

Robert L. Hackendorf

Angela Y. Harper

Cherice H. Jefferies

Hazel Jenkins

Sharon R. Johnson

Arthur L. Kahn

Marian Longley

Dana Mercer

Jennie Park

Curtis P. Pauzenga

Clark Pickett

Shirley M. Turpin

H. Diane Wallace

Editing and Production

Laurie Brown

Emil Loomis

Karen R. Morris

Anthony Nathe

Wanda Sivak

Sherry Snyder

Karyn M. Tucker

Kathryn Winstead

Office of the Actuary

Sondra A. Hines

Lise Holler

Jeffrey L. Kunkel

Department of Agriculture

Food and Nutrition Service

Jenny Genser

Department of Health

 and Human Services

Administration for

 Children and Families

Leon Litow

Evelyn Mills

Bettie McClure

Mack Storrs

Centers for Medicare &

 Medicaid Services

Catherine A. Curtis

Maria Diacogiannis

Earl Dirk Hoffman, Jr.

Barbara Klees

Clare McFarland

Anthony Parker

John Wandishin

Carter Warfield

Office of the Assistant

 Secretary for

 Planning and Evaluation

Gordon Fisher

Department of Labor

Employment and 

Training Administration

Thomas A. Stengle

Employment Standards

 Administration

John K. Dominick

Bennett Stewart

Department of Veterans

 Affairs

Veterans Benefits

 Administration

Gloria Bennett

Mike Wells

National Academy of

 Social Insurance

Virginia Reno

Ishita Sengupta

U.S. Census Bureau

Joseph Dalaker
Preface

The Supplement is a major resource for data on our nation's social insurance and welfare 

programs. The majority of the statistical tables present information about programs administered by the Social Security Administration—the Old-Age, Survivors, and Disability Insurance program, known collectively as Social Security, and the Supplemental Security 

Income program. In addition, data are presented on the major health care programs—

Medicare and Medicaid—and income-maintenance programs, such as the Food Stamp 

Program, Temporary Assistance for Needy Families, and Low-Income Home Energy 

Assistance, and other social insurance programs, including workers’ compensation, 

unemployment insurance, temporary disability insurance, Black Lung benefits, and veterans’ benefits. The Supplement also includes program summaries and legislative histories 

that help users of the data understand these programs. Data from recently discontinued 

disability tables can be found in the SSI Annual Statistical Report and the Annual Statistical Report on the Social Security Disability Insurance Program.

The Supplement has been published annually since 1940. Decisions affecting the 

future of Social Security are facilitated by the availability of relevant data over a long 

period. The data provide a base for research, policy analysis, and proposals for changing 

the programs. In addition to meeting the Social Security Administration’s information 

needs, the Supplement strengthens the agency’s ability to respond to requests for program data from congressional committees, government agencies at all levels, and the 

research community.

The Supplement is prepared by Social Security Administration staff from various components throughout the agency and by many individuals from other federal agencies. I 

would like to express my thanks to them for their contributions. The inside cover includes a 

list of the persons and agencies contributing to this edition.

General comments or questions about this report are welcome and should be directed 

to Rona M. Blumenthal at 410-965-0163 or rona.m.blumenthal@ssa.gov. For specific 

questions about the data, please call the contact listed on each table.

This report is available on our Web site at http://www.socialsecurity.gov/policy. For 

additional copies, please e-mail op.publications@ssa.gov or call 202-358-6274.

Susan Grad

Acting Associate Commissioner

for Research, Evaluation, and Statistics

August 2005

Contents

Highlights and Trends

Social Security (OASDI)

Employment and Earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

Program Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

Program Trends . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

Supplemental Security Income

Annual Payment Adjustments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

Program Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

Program Trends . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

Health Care

Medicare . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4

Medicaid . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4

Other Social Insurance Programs and Veterans' Benefits

Unemployment Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

Workers’ Compensation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

Temporary Disability Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

Black Lung Benefits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6

Veterans’ Benefits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6

Public Assistance Programs

Temporary Assistance for Needy Families . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

Food Stamps . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

Low-Income Home Energy Assistance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

Poverty Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

Program Descriptions and Legislative History

Social Security (Old-Age, Survivors, and Disability Insurance) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

Supplemental Security Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21

Medicare . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35

Medicaid . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51

Unemployment Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58

Workers’ Compensation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61

Temporary Disability Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64

Black Lung Benefits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 66

Veterans’ Benefits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67

Temporary Assistance for Needy Families . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 70

Food Stamps . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73

Low-Income Home Energy Assistance Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78

Appendixes

A. Sampling Variability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A.1

B. OASDI Benefit Award Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B.1

C. Poverty Data . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C.1

D. Computing a Retired-Worker Benefit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D.1

Glossary and Abbreviations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . G.1

Index . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . I.1
vi ♦ Annual Statistical Supplement, 2004

Tables

Section 2. History of Program Provisions

and SSA Administrative Data

Old-Age, Survivors, and Disability Insurance

Coverage, Financing, and Insured Status

2.A1 Covered employment and self-employment provisions, by year enacted . . . . . . . . . . . . . . . . 2.1

2.A2 Noncontributory wage credit provisions, by year enacted . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.3

2.A3 Annual maximum taxable earnings and contribution rates, 1937–2004 . . . . . . . . . . . . . . . . . . 2.4

2.A4 Maximum annual amount of contributions, 1937–2004 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.6

2.A5 Tax credits enacted in 1983 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.7

2.A6 Appropriations from general revenues and interfund borrowing provisions,

by type of transaction and year enacted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.7

2.A7 Insured status (benefit eligibility) provisions, by eligibility concept and year enacted . . . . . . . 2.8

Benefit Computation and Automatic Adjustments

2.A8 Factors for indexing earnings, 1951–2004 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.10

2.A9 Indexed earnings for workers with maximum earnings, 1951–2004 . . . . . . . . . . . . . . . . . . . . 2.13

2.A10 Average monthly wage and average indexed monthly earnings provisions,

by year enacted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.15

2.A11 Formulas for computing PIA from AIME, cost-of-living adjustments, and minimum PIA

for workers who were first eligible in 1979 or later, by year of first eligibility . . . . . . . . . . . . . . 2.16

2.A11.1 Computation of PIA based on Windfall Elimination Provision (WEP), by year enacted . . . . . . 2.17

2.A12 Special minimum PIA (formula applies to years of coverage), by year enacted . . . . . . . . . . . . 2.19

2.A13 Formulas enacted in 1977 for computing maximum family benefit from PIA

and cost-of-living adjustments for workers who were first eligible in 1979 or later,

by year of first eligibility . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.21

2.A14 Formulas for computing maximum family benefit and cost-of-living adjustments

for workers first eligible for disability benefits in 1979 or later, by year of enactment . . . . . . . . 2.22

2.A16 Formulas for computing primary insurance amount (PIA) from average monthly wage (AMW)

based on earnings after 1950, and percentage increases in PIA . . . . . . . . . . . . . . . . . . . . . . . 2.23

2.A17 Minimum primary insurance amount (PIA) and maximum family benefit for workers who

attained age 62, were first eligible for disabled-worker benefits, or died before 1979 . . . . . . . 2.26

2.A17.1 Full retirement age and maximum reduction of retired-worker benefits, by year of birth . . . . . 2.28

2.A18 Automatic adjustment provisions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.29

2.A19 Illustrative benefit growth: Cumulative effect of statutory and automatic increases

in benefits using a 100 dollar base benefit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.31

Benefit Types and Levels

2.A20 Monthly benefits for retired and disabled workers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.33

2.A21 Monthly benefits for spouses and children of retired and disabled workers . . . . . . . . . . . . . . . 2.35

2.A22 Monthly benefits for survivors of deceased workers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.38

2.A23 Monthly benefits for transitionally insured workers and their spouses

and surviving spouses, aged 72 before 1969 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.42

2.A24 Monthly benefits for individuals and couples insured for special age-72 (Prouty) benefits . . . 2.43

2.A25 Lump-sum benefits and vocational rehabilitation services, by type of benefit . . . . . . . . . . . . . 2.44

2.A26 Monthly benefit amount for selected beneficiary families with first eligibility in 2003,

by average indexed monthly earnings for stipulated yearly wage levels,

effective December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.45
Annual Statistical Supplement, 2004 ♦ vii

2.A27 Minimum and maximum monthly retired-worker benefits payable to individuals

who retired at age 62, by year they attained age 62, 1957–2004 . . . . . . . . . . . . . . . . . . . . . . 2.46

2.A28 Minimum and maximum monthly retired-worker benefits payable to individuals

who retired at age 65, by year they attained age 65, 1940–2004 . . . . . . . . . . . . . . . . . . . . . . 2.48

Effect of Current Earnings and Taxation of Benefits

2.A29 Earnings (retirement) test, by year enacted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.50

2.A30 Monthly earnings guidelines for substantial gainful activity, 1961–2004 . . . . . . . . . . . . . . . . . 2.53

2.A31 Taxation of Social Security benefits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.54

2.A32 Taxation of Social Security benefits: Examples . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.55

History of SSI, Medicare, and Medicaid Provisions

Supplemental Security Income

2.B1 Federal benefit rates, by living arrangement, 1974–2004 . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.56

Medicare

2.C1 Medicare cost sharing and premium amounts, 1966–2005 . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.57

Medicaid

2.C2 Federal medical assistance percentage and enhanced federal medical

assistance percentage, by state or other area, 2003–2005 . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.59

SSA Administrative Data

Offices and Staff

2.F1 Number of SSA offices, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.61

2.F2 Number of SSA employees and percentage with selected characteristics by grade,

September 30, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.62

2.F3 Number of work years, fiscal years 1993–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.62

Claims Workloads

2.F4 Number of Old-Age and Survivors Insurance claims, fiscal year 2003 . . . . . . . . . . . . . . . . . . 2.63

2.F5 Number of Disability Insurance claims, fiscal year 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.63

2.F6 Number of Supplemental Security Income claims, fiscal year 2003 . . . . . . . . . . . . . . . . . . . . . 2.63

Service Delivery

2.F7 Accuracy rates and use of 800 telephone number, fiscal years 1998–2003 . . . . . . . . . . . . . . 2.64

Hearings and Appeals

2.F8 Workload of SSA’s Administrative Law Judges (ALJs), fiscal years 2002–2004 . . . . . . . . . . . 2.65

2.F9 Number of hearing receipts, dispositions, and end-of-year pending cases,

fiscal years 2003–2004 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.65

2.F11 Number of SSA Appeals Council cases, fiscal years 2002–2004 . . . . . . . . . . . . . . . . . . . . . . 2.65
viii ♦ Annual Statistical Supplement, 2004

Section 3. Social Welfare and the Economy

Employment and Earnings

3.B3 Federal minimum wage rates under the Fair Labor Standards Act of 1938 and average

hourly earnings and average weekly hours for production workers in manufacturing,

selected years 1938–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.1

Interprogram Data

3.C3 Contributions to the Social Security and Medicare trust funds, by program and source, 

selected years 1965–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.3

3.C4 Average monthly amount of Social Security and selected public assistance programs,

December 1950–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.4

3.C5 Population aged 65 or older receiving Social Security (OASDI) benefits,

Supplemental Security Income (SSI) payments, or both, by state, December 1940–2003,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.6

3.C6 Number and percentage of Social Security (OASDI) beneficiaries also receiving federally

administered Supplemental Security Income (SSI) payments, by type of OASDI benefit

and SSI eligibility category, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.8

3.C6.1 Number of persons aged 18–64 receiving Social Security (OASDI) benefits or federally

administered Supplemental Security Income (SSI) payments based on disability, by type

of benefit, December 1978–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.9

3.C7a Number of persons aged 15 or older, reporting only one race, with Social Security benefits

or Supplemental Security Income in March 2003, by sex, age, and race,

and average annual benefit in 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.10

3.C7b Number of persons aged 15 or older, reporting one or more races, with Social Security benefits

or Supplemental Security Income in March 2003, by sex, age, and race,

and average annual benefit in 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.11

3.C8 Number of persons aged 15 or older with Social Security (OASDI) benefits or Supplemental

Security Income (SSI) and number and percentage of Hispanic origin in March 2003, by age

and sex, and average annual benefit in 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.12

Poverty

3.E1 Weighted average poverty thresholds for nonfarm families, by size, 1959–2003 . . . . . . . . . . 3.13

3.E2 Number and percentage of poor persons, by age, at end of selected years 1959–2002 . . . . . 3.15

3.E3 Shares of money income from earnings and other sources for aged and

nonaged families, 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.16

3.E4 Current living arrangements of persons aged 65 or older, by sex and poverty

status, March 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.17

3.E6 Percentage distribution of aged families receiving Social Security benefits, by share

of income from benefits and race, 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3.18

3.E8 Poverty guidelines for families of specified size, 1965–2004 . . . . . . . . . . . . . . . . . . . . . . . . . . 3.19

Sections 4–6. Old-Age, Survivors,

and Disability Insurance

Trust Funds

4.A1 Old-Age and Survivors Insurance, selected years 1937–2003 . . . . . . . . . . . . . . . . . . . . . . . . 4.1
Annual Statistical Supplement, 2004 ♦ ix

4.A2 Disability Insurance, 1957–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.3

4.A3 Combined OASI and DI, 1957–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.5

4.A4 Total annual benefits paid, by type of benefit and trust fund, and as a percentage

of personal income, selected years 1937–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.7

4.A5 Total annual benefits paid from OASI trust fund, by type of benefit, selected years 1937–2003 4.9

4.A6 Total annual benefits paid from DI trust fund, by type of benefit, 1957–2003 . . . . . . . . . . . . . . 4.11

Covered Workers

4.B1 Number of workers with taxable earnings, amount of earnings, and Social Security numbers

issued, selected years 1937–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.12

4.B2 Number with taxable earnings and amount of earnings, by type of earnings, 1951–2003 . . . . 4.14

4.B3 Number of workers and median annual earnings, by type of earnings and sex,

selected years 1937–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.16

4.B4 Percentage of workers with earnings below annual maximum taxable, by sex,

selected years 1937–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.18

4.B5 Number of workers, by sex and age, selected years 1937–2002 . . . . . . . . . . . . . . . . . . . . . . . 4.20

4.B6 Median earnings of workers, by sex and age, selected years 1937–2002 . . . . . . . . . . . . . . . . 4.22

4.B7 Number of wage and salary workers, by sex and amount of taxable earnings, 1992–2002 . . 4.24

4.B8 Number of self-employed workers, by sex and age, selected years 1951–2002 . . . . . . . . . . . 4.25

4.B9 Number of self-employed workers, by sex and amount of taxable earnings, 1992–2002 . . . . 4.27

4.B10 Number of workers with Social Security (OASDI) taxable earnings, amount taxable,

and contributions, by state or other area and type of earnings, 2002 . . . . . . . . . . . . . . . . . . . . 4.28

4.B11 Number of workers with Social Security (OASDI) taxable earnings, amount taxable,

and contributions, by type of earnings, selected years 1937–2003 . . . . . . . . . . . . . . . . . . . . . 4.30

4.B12 Number of workers with Medicare Part A (HI) taxable earnings, amount taxable,

and contributions, by state or other area and type of earnings, 2002 . . . . . . . . . . . . . . . . . . . . 4.32

4.B13 Social Security (OASDI) taxable earnings, by sex and age, 2002 . . . . . . . . . . . . . . . . . . . . . . 4.34

4.B14 Medicare (HI) taxable earnings, by sex and age, 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.35

Insured Workers

4.C1 Estimated number, by insured status, December 31, 1940–2004 . . . . . . . . . . . . . . . . . . . . . . 4.36

4.C2 Estimated number, insured status, sex, and age, December 31, 1970–2004,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.38

4.C5 Estimated size of the population in the Social Security area and percentage fully insured,

by sex and age, 2000–2004 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.41

4.C6 Revised period life table, 2000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4.42

Benefits in Current-Payment Status

Summary

5.A1 Number and average monthly benefit, by type of benefit and race, December 2003 . . . . . . . 5.1

5.A1.1 Number and average monthly benefit for retired workers, by sex, age, and race,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.2

5.A1.2 Number and average monthly benefit for disabled workers, by sex, age, and race,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.5

5.A1.3 Number and average monthly benefit for spouses, by marital status, basis of entitlement,

age, and race, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.9

5.A1.4 Number and average monthly benefit for children, by type of benefit, age, and race,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.12

5.A1.5 Number and average monthly benefit for widowed mothers and fathers, by age, sex,

marital status, and race, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.15

5.A1.6 Number and average monthly benefit for nondisabled widow(er)s, by sex, age,

marital status, and race, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.17
x ♦ Annual Statistical Supplement, 2004

5.A1.7 Number and average monthly benefit for disabled widow(er)s, by age, sex,

marital status, and race, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.19

5.A1.8 Number and average monthly benefit for parents, by age, sex, and race, December 2003 . . 5.20

5.A3 Number and average monthly benefit, with reduction for early retirement, by type of benefit,

sex, age, and race, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.21

5.A4 Number and total monthly benefits, by trust fund and type of benefit,

December 1940–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.25

5.A5 Number and average age, by type of benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . 5.26

5.A6 Number and average monthly benefit, by age, sex, type of benefit, and race,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.26

5.A7 Number and average monthly benefit for women, by type of benefit, basis of entitlement,

and race, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.27

5.A8 Number, average primary insurance amount, and average monthly benefit for

persons with benefits based on special minimum primary insurance amount,

by type of benefit and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.28

5.A10 Number and average monthly benefit for beneficiaries aged 60 or older, by sex,

type of benefit, and age, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.29

5.A14 Number and percentage distribution of women aged 62 or older, by basis of entitlement,

type of benefit, and dual entitlement status, December 1960–2003, selected years . . . . . . . . 5.30

5.A15 Number and average monthly benefit for women aged 65 or older, by basis of entitlement,

type of benefit, and dual entitlement status, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . 5.30

5.A16 Number and average monthly benefit for adult beneficiaries, by sex, type of benefit,

and age, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.31

5.A17 Number and average monthly benefit for disabled beneficiaries, by type of benefit,

December 1957–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.32

Retired Workers

5.B1 Number, average primary insurance amount, and average monthly benefit without

reduction for early retirement and with delayed retirement credit, by age and sex,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.33

5.B2 Number, average primary insurance amount, and average monthly benefit without

reduction for early retirement and without delayed retirement credit, by age and sex,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.34

5.B3 Number and average monthly benefit before and after delayed retirement credit, by age

and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.35

5.B4 Number, percentage, and average monthly benefit, by year of entitlement as retired worker

and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.36

5.B5 Number, average age, and percentage distribution, by sex and age, December 1940–2003,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.38

5.B6 Number and percentage distribution with and without reduction for early retirement,

by monthly benefit and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.40

5.B7 Number and percentage distribution with and without reduction for early retirement,

by primary insurance amount and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.42

5.B8 Number and average monthly benefit with and without reduction for early retirement,

by sex, December 1956–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.44

5.B9 Number and percentage distribution, by sex, monthly benefit, and age, December 2003 . . . . 5.45

Retired Workers and Dependents

5.C1 Number and percentage distribution, by primary insurance amount and type of benefit,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.47

5.C2 Average monthly benefit, by type of benefit and sex, December 1940–2003, selected years . 5.48

Disabled Workers

5.D1 Number, percentage, and average monthly benefit, by year of entitlement as

disabled worker and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.50
Annual Statistical Supplement, 2004 ♦ xi

5.D2 Number and percentage distribution, by monthly benefit and sex, December 2003 . . . . . . . . 5.51

5.D3 Number and total monthly benefits, by sex, December 1957–2003, selected years . . . . . . . . 5.52

5.D4 Number, average age, and percentage distribution, by sex and age,

December 1957–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.53

5.D4.1 Discontinued

5.D5 Discontinued

5.D6 Discontinued

Disabled Workers and Dependents

5.E1 Number and percentage distribution, by primary insurance amount and

type of benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.55

5.E2 Average monthly benefit, by type of benefit, sex, and age, December 1957–2003,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.56

Dependents and Survivors

5.F1 Number of wives and husbands and total monthly benefits, by type of benefit,

December 1950–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.57

5.F3 Percentage distribution of wives with entitlement based on age, by monthly benefit

and age, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.59

5.F4 Number of children and total monthly benefits, by type of benefit, December 1940–2003,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.60

5.F6 Average monthly benefit for survivors, by type of benefit, December 1940–2003,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.61

5.F7 Number and percentage distribution of survivors, by primary insurance amount

and type of benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.63

5.F8 Number of widow(er)s and total monthly benefits, by type of benefit,

December 1950–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.64

5.F9 Number, percentage, and average monthly benefit, by year of entitlement

as nondisabled widow(er), December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.65

5.F10 Number, percentage, and average monthly benefit, by year of entitlement

as disabled widow(er), December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.65

5.F11 Percentage distribution of nondisabled widows, by monthly benefit and age,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.66

5.F12 Number of widowed and surviving divorced mothers and fathers and total monthly benefits,

by type of benefit, December 1950–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.67

5.F13 Number and average monthly benefit for nondisabled widows aged 65 or older, by age,

reduction status, and limitation of benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.68

Retired Workers with Dual Entitlement

5.G1 Percentage distribution of persons receiving both a retired-worker and a secondary

benefit without and with reduction for early retirement, by sex and primary insurance

amount, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.69

5.G2 Number receiving both a retired-worker and a secondary benefit, by sex and

type of secondary benefit, December 1952–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.71

5.G3 Number receiving both a retired-worker and a secondary benefit and average

monthly benefit, by type of secondary benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . 5.73

5.G4 Number receiving both a retired-worker and a secondary benefit, average monthly benefit,

and retired-worker benefit as a percentage of combined benefit, December 2003 . . . . . . . . . 5.73

5.G5 Percentage distribution, by total combined monthly benefit and retired-worker benefit,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.74

Beneficiary Families

5.H1 Number and average monthly family benefit for selected family groups,

December 1945–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.75
xii ♦ Annual Statistical Supplement, 2004

5.H2 Number, average primary insurance amount, and average monthly family benefit

for selected family groups, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.77

5.H3 Percentage distribution of retired-worker and disabled-worker families, by monthly benefit

for selected family groups, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.78

5.H4 Percentage distribution of survivor families, by monthly benefit for selected family groups,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.80

Geographic Data

5.J1 Estimated total benefits paid, by state or other area and program, 2003 . . . . . . . . . . . . . . . . . 5.82

5.J2 Number, by state or other area, program, and type of benefit, December 2003 . . . . . . . . . . . 5.83

5.J3 Number and total monthly benefits for beneficiaries aged 65 or older, by state or other

area and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.85

5.J4 Total monthly benefits, by state or other area, program, and type of benefit,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.87

5.J5 Number, by state or other area and age, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.89

5.J5.1 Number, by state or other area, race, and sex, December 2003 . . . . . . . . . . . . . . . . . . . . . . . 5.91

5.J6 Percentage distribution of monthly benefit for retired workers, by state or other area and

monthly benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.93

5.J8 Percentage distribution of disabled workers, by state or other area and monthly benefit,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.95

5.J9 Percentage distribution of nondisabled widow(er)s, by state or other area and

monthly benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.97

5.J10 Number of children, by state or other area and type of benefit, December 2003 . . . . . . . . . . . 5.99

5.J11 Number and total monthly benefits for beneficiaries in foreign countries, December 2003 . . . 5.101

5.J12 Discontinued

5.J13 Discontinued

5.J14 Number, average monthly benefit, and median monthly benefit, by state or other area and

type of disabled beneficiary, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.103

Direct Deposit

5.K1 Number and percentage of beneficiaries and average monthly benefit, by state or other

area and direct deposit status, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.105

With Representative Payee

5.L1 Number of beneficiaries with a representative payee as a percentage of all beneficiaries,

by type of beneficiary and age, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5.106

International Agreements

5.M1 Number of beneficiaries and average monthly benefit under U.S. totalization agreements,

by country and type of benefit, December 1983–2003, selected years . . . . . . . . . . . . . . . . . . 5.107

Benefits Awarded

Summary

6.A1 Number, by type of benefit, 1940–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.1

6.A2 Average primary insurance amount for retired workers and average monthly benefit for

retired and disabled workers, and nondisabled widows, by type of benefit and sex,

selected years 1940–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.3

6.A3 Number and average monthly benefit, by type of benefit, sex, age, basis of entitlement,

and race, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.5

6.A4 Number and average monthly benefit for retired and disabled workers, by age in month

of award and sex, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.7
Annual Statistical Supplement, 2004 ♦ xiii

6.A5 Number and average monthly benefit with reduction for early retirement, by type of benefit,

age in month of award, and sex, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.8

6.A6 Number, percentage distribution, and average monthly benefit for retired and disabled

workers, by state or other area, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.9

Retired Workers

6.B1 Number of initial awards to retired workers aged 62–64, average primary insurance

amount, average monthly benefit, and number of months benefits withheld due to earnings,

by sex and age in month of award, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.11

6.B3 Number and percentage distribution with and without reduction for early retirement,

by sex and monthly benefit, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.12

6.B4 Number and percentage distribution with and without reduction for early retirement,

by sex and primary insurance amount, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.14

6.B5 Number, average age, and percentage distribution, by sex and age, selected years 1940–2003 6.16

Disabled Workers

6.C1 Number and percentage distribution, by monthly benefit and sex, 2003 . . . . . . . . . . . . . . . . . 6.18

6.C2 Number, average age, and percentage distribution, by sex and age,

selected years 1957–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.19

6.C3 Discontinued

6.C7 Number of applications, awards, ratio of awards to applications, and awards per 1,000

insured workers, selected years, 1960–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.21

Dependents and Survivors

6.D1 Number of wives and husbands, by type of benefit, selected years 1950–2003 . . . . . . . . . . . 6.22

6.D3 Number and average monthly benefit for wives and husbands, by basis of entitlement,

age in month of award, and sex, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.24

6.D4 Number of children, by type of benefit, selected years 1940–2003 . . . . . . . . . . . . . . . . . . . . . 6.25

6.D5 Number and average monthly benefit for children, by type of benefit and age

in month of award, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.29

6.D6 Number of mothers and fathers, by type of benefit, 1950–2003 . . . . . . . . . . . . . . . . . . . . . . . 6.30

6.D7 Number and average monthly benefit for widow(er)s, by age in month of award and sex, 2003 6.32

6.D8 Number of widow(er)s, by type of benefit, 1950–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.33

6.D9 Number and average amount of lump-sum death payment awards, 1940–2001 . . . . . . . . . . . 6.34

Benefits Withheld

6.E1 Number and percentage distribution of retired workers with benefits withheld,

by monthly benefit, reduction for early retirement, and sex, December 2003 . . . . . . . . . . . . . 6.36

6.E4 Number of beneficiaries with benefits withheld, by reason for withholding payment

and type of benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.38

6.E5 Number of wives, husbands, and children with benefits withheld, by reason for

withholding payment and type of benefit, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.39

Benefits Terminated

6.F1 Number of benefits terminated, by type, 1940–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.40

6.F2 Number, by reason for termination and type of benefit, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . 6.41

6.F3 Number of wives, husbands, and children, by reason for termination

and type of benefit, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6.41
xiv ♦ Annual Statistical Supplement, 2004

Section 7. Supplemental Security Income

Summary

7.A1 Number of recipients of federally administered payments, total payments,

and average monthly payment, by source of payment, eligibility category, and age,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.1

7.A2 Number of individuals and couples receiving federally administered payments,

total payments, and average monthly payment, by source of payment and eligibility

category, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.1

7.A3 Number of recipients, by eligibility category and source of payment, January 1974

and December 1975–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.2

7.A4 Total payments, by eligibility category and source of payment,

selected years 1974–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.3

7.A5 Average monthly payment, by eligibility category and source of payment,

December 1975–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.4

7.A8 Number of federally administered awards, by eligibility category and age, 1974–2003 . . . . . . 7.5

7.A9 Number of recipients of federally administered payments, by eligibility category and age,

December 1974–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.6

State Data

7.B1 Number of recipients of federally administered payments, December 2003, and total

payments for calendar year 2003, by state or other area and eligibility category. . . . . . . . . . . . 7.7

7.B2 Number of recipients of state-administered supplementation, December 2003, and total

payments for calendar year 2003, by state and eligibility category . . . . . . . . . . . . . . . . . . . . . . 7.8

7.B3 Number of recipients of federally administered payments and average monthly payment,

by state or other area, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.9

7.B7 Total payments, by state or other area and source of payment, 2003 . . . . . . . . . . . . . . . . . . . 7.11

7.B8 Number of blind and disabled recipients of federally administered payments under age 18,

by state or other area, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.12

7.B9 Number of federally administered awards, by state or other area, eligibility category, 

and age, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.13

Benefit Distributions

7.C1 Number and percentage distribution of adult individuals and persons

under age 18 receiving federal SSI payments, by monthly payment and eligibility category,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.14

7.C2 Number and percentage distribution of couples receiving federal SSI payments,

by monthly payment and eligibility category, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . 7.14

Other Income Sources

7.D1 Persons receiving federally administered payments and other income and their average

monthly income, by type of income, eligibility category, and age, December 2003 . . . . . . . . . 7.15

7.D2 Percentage of persons receiving both federally administered payments and Social Security

benefits, average monthly amount of benefits, by state or other area, eligibility category,

and age, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.16
Annual Statistical Supplement, 2004 ♦ xv

Recipient Characteristics

7.E2 Percentage distribution of federally administered awards, by sex, age, and eligibility

category, 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.17

7.E3 Number and percentage distribution of recipients of federally administered payments,

by sex, age, and eligibility category, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7.18

7.E4 Number and percentage distribution of persons with representative payees receiving

federally administered payments, by eligibility category and age, December 2003 . . . . . . . . . 7.19

7.E5 Number and percentage distribution of persons receiving federally administered payments,

by living arrangement, eligibility category, and age, December 2003 . . . . . . . . . . . . . . . . . . . . 7.19

7.E6 Number of noncitizens receiving federally administered payments as a percentage of SSI

recipients, by eligibility category, December 1982–2003, selected years . . . . . . . . . . . . . . . . . 7.19

Disability

(Discontinued)

7.F1 Discontinued

7.F2 Discontinued

7.F3 Discontinued

7.F4 Discontinued

7.F5 Discontinued

Section 8. Health Care Programs

Medicare

Trust Funds

8.A1 Hospital Insurance, calendar years 1966–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.1

8.A2 Supplementary Medical Insurance, calendar years 1966–2003 . . . . . . . . . . . . . . . . . . . . . . . . 8.3

Enrollment, Utilization, and Reimbursement

8.B1 Hospital Insurance and/or Supplementary Medical Insurance: Aged persons enrolled,

served, and amount reimbursed, by type of coverage and service, selected years 1967–1999 8.5

8.B2 Hospital Insurance and/or Supplementary Medical Insurance: Disabled persons enrolled,

served, and amount reimbursed, by type of coverage and service,

selected years 1974–1999 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.7

8.B3a Hospital Insurance and/or Supplementary Medical Insurance: Number of enrollees

aged 65 or older, by census division and state or other area, July 1, 1980–2003,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.9

8.B3b Hospital Insurance and/or Supplementary Medical Insurance: Number of disabled

enrollees, by census division and state or other area, July 1, 1980–2003,

selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.11

8.B4 Hospital Insurance and/or Supplementary Medical Insurance: Number of enrollees

aged 65 or older, by program, age, sex, and race, July 1, 1980–2003, selected years . . . . . . 8.13

8.B5 Hospital Insurance and/or Supplementary Medical Insurance: Number of enrollees

under age 65 who are disabled or have end-stage renal disease, by program, age, sex,

and race, July 1, 1980–2003, selected years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.14

8.B8a Hospital Insurance: Average covered charge per covered day of care in short-stay

hospitals, by census division and state or other area, selected years 1975–2003 . . . . . . . . . . 8.15

8.B8b Hospital Insurance: Average covered charge per covered day of care in skilled nursing

facilities, by census division and state or other area, selected years 1975–2003 . . . . . . . . . . 8.17
xvi ♦ Annual Statistical Supplement, 2004

8.B8.1 Hospital Insurance: Short-stay hospital discharges, by state or other area,

selected fiscal years 1990–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.19

8.B9 Supplementary Medical Insurance: Number of reimbursed bills, charges, and amount

reimbursed, by type of beneficiary and type of service, for claims incurred 1995–2003 . . . . . 8.20

8.B10 Supplementary Medical Insurance: Claims received by carriers and assignment

rates, 1969–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.22

8.B11 Supplementary Medical Insurance: Reasonable charge determination for claims assigned

and unassigned for aged and disabled persons, 1971–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . 8.23

8.B12 Supplementary Medical Insurance: State buy-ins, by state or other area,

selected years 1991–2004 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.25

Participating Facilities

8.C1 Hospital Insurance and/or Supplementary Medical Insurance: Number of facilities

and beds, by type of participating provider, December 1967–2003, selected years . . . . . . . . 8.26

8.C2 Hospital Insurance: Number of participating hospitals and beds per 1,000 enrollees,

by state or other area, December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.28

8.C3 Hospital Insurance and/or Supplementary Medical Insurance: Number of participating

skilled nursing facilities, home health agencies, independent laboratories, and end-stage

renal disease facilities, by census division and state or other area, December 2003 . . . . . . . 8.30

Medicaid

Recipients

8.E1 Unduplicated number of recipients, total vendor payments, and average payment,

by type of medical service, selected fiscal years 1985–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . 8.32

8.E2 Unduplicated number of recipients, total vendor payments, and average payment,

by type of eligibility category, selected fiscal years 1972–2002 . . . . . . . . . . . . . . . . . . . . . . . . 8.34

State Data

8.H1 Number of recipients, total payments, and average payment, by state, fiscal year 2002 . . . . . 8.36

Section 9. Other Social Insurance,

Veterans’ Benefits, and Public Assistance

Other Social Insurance and Veterans’ Benefits

Unemployment Insurance

9.A2 Summary data on state programs, by state or other area, 2003 . . . . . . . . . . . . . . . . . . . . . . . 9.1

Workers’ Compensation

9.B1 Coverage, benefits, and costs, selected years 1940–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.3

9.B2 Benefits, by state and federal program, 1998–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.5

9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2002 9.7

Temporary Disability Insurance

9.C1 Selected data on state and railroad programs, 2001 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.9
Annual Statistical Supplement, 2004 ♦ xvii

Black Lung Benefits

9.D1 Benefits currently payable to miners, widows, and dependents, December 1970–2003 . . . . . 9.10

9.D2 Benefits currently payable to miners, widows, and dependents, by state or other area,

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.11

Veterans’ Benefits

9.F1 Number of disability compensation or pension payments, by type of payment and

age of beneficiary, selected years, 1940–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.12

Public Assistance

Temporary Assistance for Needy Families/AFDC and Emergency Assistance

9.G1 Average monthly number of families and recipients, total amount of cash assistance,

and average monthly payment, selected years 1936–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.14

9.G2 Average monthly number of families and recipients of Temporary Assistance for

Needy Families and total amount of assistance, by state or other area, 2003 . . . . . . . . . . . . . 9.16

Food Stamps

9.H1 Number of participants, total annual benefits, and average benefit,

fiscal years 1962–2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.18

Low-Income Home Energy Assistance Program

9.J1 Number of households receiving home energy assistance, by state and type of assistance,

fiscal year 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.19

9.J1.1 Number of households receiving home energy assistance, by state and type of assistance,

fiscal years 1982–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.21

9.J2 Low-income Home Energy Assistance Program funds: Federal net allocations and

amounts carried over, by state, fiscal year 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.22

9.J2.1 Low-income Home Energy Assistance Program funds: Federal net allocations and

amounts carried over, fiscal years 1982–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.23

9.J3 Estimated home energy assistance obligations, by state and type of assistance,

fiscal year 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.24

9.J3.1 Estimated home energy assistance obligations, by type of assistance,

fiscal years 1982–2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9.26

Highlights and Trends

Social Security (OASDI)

Employment and Earnings 1

Program Data 1

Program Trends 2

Supplemental Security Income

Annual Payment Adjustments 3

Program Data 3

Program Trends 3

Health Care

Medicare 4

Medicaid 4

Other Social Insurance Programs 

and Veterans’ Benefits

Unemployment Insurance 5

Workers’ Compensation 5

Temporary Disability Insurance 5

Black Lung Benefits 6

Veterans’ Benefits 6

Public Assistance Programs

Temporary Assistance 

 for Needy Families 7

Food Stamps 7

Low-Income Home Energy 

 Assistance 7

Poverty Data 7

Social Security (OASDI)

Employment and Earnings

Program Data

Workers in OASDI covered employment, 2003 154.3 million

Average earnings, 2003 $32,808

Earnings required in 2004 for—

1 quarter of coverage $900

Maximum of 4 quarters of coverage $3,600

Earnings test exempt amounts for 2004

Under full retirement age for entire year $11,640

For months before reaching full retirement age in 2004 $31,080

Beginning with month of reaching full retirement age in 2004 Test eliminated

Cost-of-living adjustment for December 2003 2.1 percent

Average monthly benefit, December 2003

Retired workers $922

Widows and widowers, nondisabled $888

Disabled workers $862

Number of beneficiaries, December 2003

Old-Age, Survivors, and Disability Insurance 47.0 million

Old-Age Insurance

Total 32.7 million

Retired workers 29.5 million

Survivors Insurance

Total 6.8 million

Widows and widowers, nondisabled 4.5 million

Disability Insurance

Total 7.6 million

Disabled workers 5.9 million

Benefit payments, 2003

Old-Age, Survivors, and Disability Insurance $470.8 billion

Old-Age and Survivors Insurance $399.8 billion

Disability Insurance $70.9 billion

Administrative expenses, 2003

Old-Age and Survivors Insurance

Amount $2.6 billion

As a percentage of total benefits paid 0.6 percent

Disability Insurance

Amount $2.0 billion

As a percentage of total benefits paid 2.8 percent
2 ♦ Annual Statistical Supplement, 2004

Program Trends

• About 47.0 million persons received Social Security 

benefits for December 2003, an increase of 594,000 

(1.2 percent) since December 2002. Sixty-nine percent were retired workers and their spouses and children, and another 14 percent were survivors of 

deceased workers. Sixteen percent were disabled 

workers and their spouses and children.

• Seventy-two percent of the 29.5 million retired workers received reduced benefits because of entitlement 

prior to full retirement age. Relatively more women 

(75 percent) than men (69 percent) received reduced 

benefits.

• The number of beneficiaries aged 65 or older rose 

from 32.0 million in 1998 to 33.5 million in 2003 

(4.7 percent). Beneficiaries aged 85 or older 

increased at a greater rate during the 5-year period 

(10.3 percent) from 3,873,000 in 1998 to 4,271,000 

in 2003. In 2003, 40,500 centenarians were receiving 

Social Security.

• More than 19 million women aged 65 or older 

received benefits for December 2003. About 7.3 million (37.8 percent) were entitled solely to a retiredworker benefit, and another 5.7 million (29.6 percent) 

were dually entitled to a retired-worker benefit and a 

wife's or widow's benefit. About 6.3 million (32.6 percent) were receiving wife's or widow's benefits only.

• Over 3 million children under age 18 received benefits, including 1,345,000 children of deceased workers, 1,461,600 children of disabled workers, and 

273,600 children of retired workers.

• About 6.8 million persons received benefits based on 

disability—5,874,000 disabled workers, 752,800 disabled adult children, and 209,400 disabled widows 

and widowers. In addition, 150,900 spouses and 

1,508,400 minor and student children of disabled 

workers received benefits.

• Average monthly benefits for December 2003, 

including the 2.1 percent COLA increase, were $922 

for retired workers, $862 for disabled workers, and 

$888 for nondisabled widows and widowers. Among 

retired workers, benefits averaged $1,039 for men 

and $798 for women. For disabled workers, average 

benefits were $966 for men and $734 for women.

• Average monthly family benefits for December 2003 

were $1,672 for a widowed mother or father and children; $1,455 for a disabled worker, wife, and children; and $1,833 for a retired worker, wife, and 

children.

• Total OASDI benefit payments for calendar year 

2003 were $470.8 billion. Payments from the OASI 

trust fund were $399.8 billion—an increase of 

3.0 percent from the $388.1 billion paid in 2002.

• Benefit payments from the DI trust fund, from which 

benefits are paid to disabled workers, their spouses, 

and children, increased by 8.0 percent from $65.7 billion in 2002 to $70.9 billion in 2003.

• OASDI benefit awards in calendar year 2003 totaled 

4,321,800, including 1,791,300 to retired workers, 

417,800 to their spouses and children and 853,000 to 

survivors of insured workers. Benefits were awarded 

to 777,500 disabled workers and to 482,100 of their 

spouses and children.
Annual Statistical Supplement, 2004 ♦ 3

Supplemental Security Income

Annual Payment Adjustments

Program Data

Monthly federal benefit rate, effective January 2004

Individual living in his or her own household $564

Couple with both members eligible $846

Cost-of-living adjustment 2.1 percent

Total

Benefits paid in 2003 $35.6 billion

Number of recipients, December 2003 7.1 million

Average benefit, December 2003 $418.04

Federally administered payments

Benefits paid in 2003 $34.7 billion

Number of recipients, December 2003 6.9 million

Average benefit, December 2003 $417.16

Federal SSI payments

Benefits paid in 2003 $30.7 billion

Number of recipients, December 2003 6.6 million

Average benefit, December 2003 $383.59

Federally administered state supplementation

Benefits paid in 2003 $4.0 billion

Number of recipients, December 2003 a 2.5 million

a. Includes 2.2 million persons receiving federal SSI and state supplementation and 0.3 million persons receiving state supplementation only.

Average benefit, December 2003 $138.38

State-administered supplementation

Benefits paid in 2003 $0.9 billion

Number of recipients, December 2003 b 0.6 million

b. Includes 149,621 persons receiving state supplementation only.

Average benefit, December 2003 $124.38
4 ♦ Annual Statistical Supplement, 2004

Program Trends

• In December 2003, 6,902,400 persons received federally administered SSI payments—114,500 more 

than the previous year. Of the total, 1,989,700 (28.8 

percent) were aged 65 or older; 3,953,200 (57.3 percent) were blind or disabled aged 18–64; and 

959,400 (13.9 percent) were blind or disabled under 

age 18.

• The number of blind or disabled aged 18-64 rose by 

75,500 (1.9 percent) between December 2002 and 

December 2003, while the number under age 18 

increased by 44,600 (4.9 percent).

• During 2003, 824,000 persons were awarded federally administered payments, an increase of 6,000 

from the previous year. Of the 2003 awards, 537,400 

went to blind or disabled recipients aged 18–64, 

179,600 to those blind or disabled under age 18, and 

107,000 to recipients aged 65 or older.

• Total SSI payments were $35.6 billion in 2003, up 3.0 

percent from 2002. Federal SSI payments in 2003 

were $30.7 billion (an increase of 2.6 percent over 

the previous year). Federally administered state supplementation totaled $4.0 billion (an increase of 4.8 

percent); state-administered supplementation totaled 

$912.0 million, an increase of 7.5 percent from the 

previous year's totals.
Annual Statistical Supplement, 2004 ♦ 5

Health Care

Medicare

Medicaid

Total benefits paid in calendar year 2003

Hospital Insurance (Part A) $152.1 billion

Supplementary Medical Insurance (Part B) $123.8 billion

Number of enrollees in July 2003 (one or both of Parts A and B) 41.1 million

Aged 35.0 million

Disabled 6.1 million

Administrative costs, 2003

Hospital Insurance

Amount $2.5 billion

As a percentage of total benefits paid 1.7 percent

Supplementary Medical Insurance

Amount $2.3 billion

As a percentage of total benefits paid 1.9 percent

Medical service expenditures in fiscal year 2002 $213.5 billion

Number of unduplicated recipients, fiscal year 2002 49.8 million

Average 2002 vendor payment per unduplicated recipient

Persons aged 65 or older $10,870

Permanently and totally disabled persons $11,408

Dependent children under age 21 $1,271

Average 2002 vendor payment for medical services

Nursing facility services $22,247

Inpatient general hospital care $5,766

Prescribed drugs $1,163

Physicians services $378
6 ♦ Annual Statistical Supplement, 2004

Other Social Insurance Programs and Veterans’ Benefits

Unemployment Insurance

Workers' Compensation

Temporary Disability Insurance

NOTE: Programs in effect in California, Hawaii, New Jersey, New York, Rhode Island, Puerto Rico, and the railroad industry.

a. Accounts for half of the workers participating in Temporary Disability Insurance.

Black Lung Benefits

Total payments, 2003 $41.4 billion

Average—

Weekly benefit amount (regular programs) $262

Duration of benefits 16.4 weeks

Weekly insured unemployment 3.5 million

Covered employment 126.1 million

Benefit payments, 2002 $53.4 billion

Compensation payments $29.2 billion

Medical and hospitalization $24.3 billion

Benefits paid by— 

Private insurance carriers $29.0 billion

State and federal funds $12.5 billion

Employers' self-insurance $11.9 billion

Covered workers per month 125.6 million

Costs as a percentage of covered payroll 1.58 percent

Average weekly benefit, 2001

California a

State fund $288

Private plans $449

New York

State fund $145

Private plans $191

Basic benefit to miner or widow $549.00

Maximum family benefit $1,098.00

Part B (claims filed before July 1, 1973)

Number of monthly benefits to miners, widows, and dependents, December 2003 64,237

Total benefits paid, calendar year 2003 $411.6 million

Part C (claims filed July 1, 1973, or later)

Total benefits paid, fiscal year 2003

Disability and survivors benefits $336.9 million

Medical benefits $55 million
Annual Statistical Supplement, 2004 ♦ 7

Veterans' Benefits

Number of veterans with disability compensation or pension, 2003

Service-connected disability 2,485,000

Non-service-connected disability 347,000

Monthly payment in 2003 for—

Service-connected disability

10 percent disability $104

Total disability $2,193

Non-service-connected disability (maximum payment)

Without dependent $807

With one dependent and in need of aid and attendance $1,597
8 ♦ Annual Statistical Supplement, 2004

Public Assistance Programs

Temporary Assistance for Needy Families

Food Stamps

Low-Income Home Energy Assistance

NOTE: Funds issued by the Department of Health and Human Services in fiscal year 2002.

Poverty Data

Total payments, 2003 $9.5 billion

Average monthly number of—

Recipients 4.9 million

Families 2.0 million

Average monthly payment

Per recipient $162

Per family $393

Monthly benefits, beginning October 1, 2004

Four-person household with no income $499

Standard deduction (one-person to four-person households) $134

Fiscal year 2003

Average number of participants 21.3 million

Total benefits $21.4 billion

Block grants to—

50 states and the District of Columbia $1.65 billion

Puerto Rico, Virgin Islands, American Samoa, Guam, and Northern Mariana Islands $2.3 million

Direct block grants to 132 Indian tribes and tribal organizations $16.4 million

Leveraging incentive awards to—

38 states $19.0 million

28 Indian tribes and tribal organizations $1.6 million

Residential Emergency Assistance Challenge (REACH) program awards to—

6 states $5.5 million

7 Indian tribes and tribal organizations $1.0 million

Emergency contingency funds to—

33 states and the District of Columbia $99.4 million

46 Indian tribes and tribal organizations $613 thousand

Weighted average poverty thresholds, 2003

Individual, aged 65 or older $8,825

Couple, householder aged 65 or older $11,133

Family of four $18,810

Percentage of population with income below poverty level, 2002

All ages 12.1 percent

Children under age 18 living in families 16.2 percent

Persons aged 65 or older 10.4 percent
Program Descriptions

and Legislative History

Social Security (Old-Age, 

 Survivors, and Disability 

 Insurance) 11

Supplemental Security Income 21

Medicare 35

Medicaid 51

Unemployment Insurance 58

Workers’ Compensation 61

Temporary Disability Insurance 64

Black Lung Benefits 66

Veterans’ Benefits 67

Temporary Assistance for 

 Needy Families 70

Food Stamps 73

Low-Income Home Energy 

 Assistance Program 78

Annual Statistical Supplement, 2004 ♦ 11

Social Security

 (Old-Age, Survivors, and Disability Insurance)

The Old-Age, Survivors, and Disability Insurance 

(OASDI) program provides monthly benefits to qualified 

retired and disabled workers and their dependents, and 

to survivors of insured workers. Eligibility and benefit 

amounts are determined by the worker's contributions to 

Social Security. Benefits are paid as an earned right to 

workers, their families, and their survivors. There is no 

means test to qualify for benefits.

At the end of December 2003, 47.0 million people 

were receiving benefits at a rate exceeding $39 billion 

each month (more than $470 billion annually). According 

to the latest Social Security Trustees Report, these cash 

benefits made up 4.3 percent of the nation's gross 

domestic product. During the same year, approximately 

154 million employees and self-employed workers, along 

with employers, contributed $533.5 billion to the OASDI 

trust funds—through which contributions are credited and 

benefits are paid.

Social Security benefits are essential to the economic well-being of millions of individuals. Social Security 

pays benefits to 90 percent of those 65 or older. It is the 

major source of income (providing 50 percent or more of 

total income) for 66 percent of the beneficiaries. It contributes 90 percent or more of income for one-third of the 

beneficiaries and is the only source of income for 

22 percent of them.

Contributions and Trust Funds

A person contributes to Social Security through either 

payroll taxes or self-employment taxes under the Federal 

Insurance Contributions Act (FICA) or the Self-Employed 

Contributions Act (SECA). Employers match the 

employee contribution, while self-employed workers pay 

an amount equal to the combined employer-employee 

contributions. (Self-employed workers receive a special 

tax deduction to ease the impact of paying the higher 

rate.) There is a maximum yearly amount of earnings 

subject to OASDI taxes, $87,900 in 2004. There is no 

upper limit on taxable earnings for Medicare Hospital 

Insurance. Employees whose contributions exceed the 

maximum taxable amount because they worked for more 

than one employer can receive refunds of excess FICA 

payments when they file their tax returns.

Taxes are allocated to the Old-Age (Retirement) and 

Survivors Insurance (OASI), the Disability Insurance (DI), 

and the Hospital Insurance (HI) Trust Funds. In addition 

to the taxes on covered earnings, OASI and DI trust fund 

revenues include interest on trust fund securities, income 

from taxation of OASI and DI benefits, certain technical 

transfers, and gifts or bequests. By law, the OASI and DI 

trust funds may only be disbursed for

1. Monthly benefits for workers and their families.

2. Vocational rehabilitation services for disabled beneficiaries.

3. Administrative costs (currently less than 1 percent of 

expenditures).

4. The lump-sum death payment to eligible survivors.

Revenue received from FICA payments is transferred to the U.S. Treasury. FICA revenue in excess of 

outlays is used to purchase special interest-bearing Treasury bonds. These securities remain assets of the trust 

funds until needed to cover Social Security costs.

Structure and Organization

The OASDI program is administered by the Social Security Administration (SSA), which became an independent 

agency in 1995. The commissioner of Social Security 

serves a 6-year term following appointment by the president and confirmation by the Senate. A bipartisan Social 

Security Advisory Board serves to review existing laws 

and policies and commissions studies and issues recommendations intended to anticipate changing circumstances. The president appoints three of the seven board 

members, and Congress appoints the other four members.

The Social Security Administration is headquartered 

in Baltimore, Maryland. Major headquarter components 

include the National Computer Center that contains 

SSA's mainframe computers that drive our systems, 

much of the executive staff for policy, programs, and systems, as well as field support components. SSA's field 

structure is divided into 10 geographic regions containing 

more than 1,300 field installations in communities 

throughout the country. Office sizes range from large 

urban offices with 50 or more employees to remote resident stations staffed by one or two individuals. Each 

region is headed by a regional commissioner and staffed 

with specialists to handle regional administrative tasks 

and to assist field offices with operational issues. In addition, there are teleservice centers servicing all regions. 

Although physically located within the various regions, 

each teleservice center manages the public's Social 

Security business from throughout the nation using stateof-the-art communications systems. Seven program ser-
12 ♦ Annual Statistical Supplement, 2004

vice centers provide service and support for the field 

offices in some aspects of Social Security's workloads.

Program Changes

Program changes occur through legislation or (in areas 

where authority is delegated to the Commissioner) 

through regulation.

Changes are often implemented in phases and often 

entail recurring annual changes beyond the initial enactment date or year of first implementation. Rather recent 

changes with a significant and recurring impact are discussed below.

Elimination of Annual Earnings Test for Persons 

Reaching Full Retirement Age

Public Law 106-182, the Senior Citizen's Freedom to 

Work Act of 2000, enacted April 7, 2000, eliminated the 

earnings test beginning with the month a beneficiary 

attains full retirement age (FRA). Elimination of this earnings test is effective for taxable years ending after 

December 31, 1999.

The earnings limit that applies in the year of attainment of FRA is based on the limits previously established 

for persons at FRA through age 69—$30,720 in 2003, 

and $31,080 in 2004. Benefits are withheld at the rate of 

$1 for every $3 of earnings above these exempt 

amounts. In determining earnings for purposes of the 

annual earnings test under this legislation, only earnings 

before the month of attainment of FRA will be considered. The legislation also permits retired workers to earn 

delayed retirement credits for any months between the 

attainment of full retirement age and age 70 for which the 

worker requests that benefits not be paid.

Public Law 106-182 did not change the annual 

exempt amount for beneficiaries who are under FRA 

throughout the year, which continued to be pegged to 

increases in the average wage. This amount increased 

from $11,520 in 2003 to $11,640 in 2004. Withholding for 

beneficiaries subject to this earnings test is at $1 for each 

$2 of earnings over the exempt amounts. Proposed rules 

were published August 25, 2003.

Work Incentives Improvement Act

The Ticket to Work and Work Incentives Improvement 

Act, Public Law 106-170, was enacted on December 17, 

1999. This legislation provides major enhancements to 

SSA's programs that assist disabled beneficiaries who 

attempt to return to work. It provides beneficiaries more 

choices in vocational rehabilitation and other support services and offers expanded health care for beneficiaries 

who are no longer eligible for cash benefits due to work. 

Effective October 1, 2000, the Act offers extended Medicare coverage to beneficiaries who return to work and 

offers buy-in for Medicaid coverage. Beginning 

January 1, 2001, former beneficiaries may have their 

benefits resumed if the benefits were terminated because 

of work, if their work activity ends within 5 years of the 

month their benefits stopped, and if they are still disabled.

The Ticket to Work program was phased in nationally 

over a 3-year period. During the first phase in 2002, SSA 

distributed tickets in the following 13 states: Arizona, Colorado, Delaware, Florida, Illinois, Iowa, Massachusetts, 

New York, Oklahoma, Oregon, South Carolina, Vermont, 

and Wisconsin.

During the second phase, in November 2002 through 

September 2003, SSA distributed tickets in the following 

20 states: Alaska, Arkansas, Connecticut, Georgia, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, 

Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, South Dakota, Tennessee, and Virginia and in the District of Columbia.

During the third phase, in November 2003 through 

September 2004, SSA is distributed tickets in the following 17 states: Alabama, California, Hawaii, Idaho, Maine, 

Maryland, Minnesota, Nebraska, North Carolina, Ohio, 

Pennsylvania, Rhode Island, Texas, Utah, Washington, 

West Virginia, Wyoming, as well as in American Samoa, 

Guam, the Northern Mariana Islands, Puerto Rico, and 

the Virgin Islands.

Regulatory Increases in Substantial Gainful Activity 

and in Trial Work Period Amounts

Effective July 1, 1999, the Social Security Administration 

raised from $500 to $700 the amount of monthly earnings 

for a nonblind disabled individual to be considered 

engaging in substantial gainful activity (SGA). Effective 

January 1, 2001, the top SGA level was raised to $740 

per month, with the provision that ongoing SGA levels will 

be automatically adjusted annually on the basis of 

increases in the national average wage index. Effective 

January 1, 2004, the level is $810 per month.

Tables 2.F1–2.F11 provide SSA administrative data on 

the agency’s national workforce (Tables 2.F1–2.F3), 

claims workloads (Tables 2.F4–2.F6), delivery of services (Table 2.F7), and its hearings and appeals operations (Tables 2.F8–2.F11).
Annual Statistical Supplement, 2004 ♦ 13

The SGA threshold is part of the definition of disability that requires an individual to be unable to engage in 

substantial gainful activity to be eligible for benefits. Earnings of more than the top SGA level will ordinarily demonstrate that an individual is engaged in SGA. Earnings of 

less than $810 per month will ordinarily demonstrate that 

an individual is not engaged in SGA.

A different definition of SGA applies to blind persons 

receiving Social Security disability benefits. Increases in 

the SGA amount for blind individuals have long been 

pegged to increases in the national average wage index 

and thus were not affected by the 1999 or subsequent 

rule changes. The level for blind individuals increased 

from $1,330 in 2003 to $1,350 in 2004.

New rules also affect the trial work period (TWP). 

The TWP allows disability beneficiaries to test their ability 

to work for at least 9 months. During the TWP, beneficiaries may earn any amount and still receive full benefits. 

The monthly level at which earnings count toward the 

9-month TWP was raised from $200 to $530 effective 

January 1, 2001, with future increases pegged to the 

national average wage index. The level is $580 for 2004. 

After completion of 9 trial work months, the SGA level is 

used to determine whether earnings are substantial or 

not. If earnings fall below the SGA level, full benefits generally continue. If earnings are higher than the SGA level, 

cash benefits are usually suspended while medical benefits continue.

Prohibitions on Payment of Title II Benefits to 

Persons Not Authorized to Work in the United States

The Social Security Protection Act (SSPA) of 2004, Public Law 108-203, was signed into law on March 2, 2004. 

Under section 211 of this legislation, certain noncitizen 

workers must meet additional requirements to be fully or 

currently insured and to establish entitlement to benefits 

based on the noncitizen’s earnings. This law applies to 

Title II benefits and Medicare based on end-stage renal 

disease (ESRD).

Section 211 of the SSPA applies to a noncitizen 

worker whose Social Security number (SSN) was first 

assigned on or after January 1, 2004. A noncitizen 

worker must meet one of the following additional requirements to be fully or currently insured and to establish 

entitlement to any Title II benefit or end-stage renal 

disease (ESRD) Medicare based on the noncitizen 

worker’s earnings:

1. The noncitizen worker must have been issued an 

SSN for work purposes at any time on or after 

January 1, 2004; or

2. The noncitizen worker must have been admitted to 

the United States at any time as a nonimmigrant visitor for business (B-1) or as an alien crewman (D-1 or 

D-2).

If a noncitizen worker whose SSN was originally 

assigned January 1, 2004, or later does not meet either 

of these additional requirements, then the worker is not 

fully or currently insured. This is true even if the noncitizen worker appears to have the required number of quarters of coverage (QCs) in accordance with the regular 

insured status provisions. Although this law applies 

directly to certain noncitizen workers, it also affects the 

entitlement of any person seeking a benefit on the record 

of a noncitizen who is subject to this law.

Coverage and Financing

In 2004, about 154 million persons will work in employment or self-employment covered under the OASDI program. In recent years, coverage has become nearly 

universal for work performed in the United States, including American Samoa, Guam, the Northern Mariana 

Islands, Puerto Rico, and the U.S. Virgin Islands. Approximately 96 percent of the American workforce are covered by OASDI. Workers excluded from coverage fall into 

five major categories:

1. Civilian federal employees hired before January 1, 

1984,

2. Railroad workers (who are covered under the railroad retirement system, which is coordinated with 

Social Security),

3. Certain employees of state and local governments 

who are covered under their employers' retirement 

systems,

4. Domestic workers and farm workers whose earnings 

do not meet certain minimum requirements (workers 

in industry and commerce are covered regardless of 

the amount of earnings), and

5. Persons with very low net earnings from self-employment, generally under $400 annually.

Table 2.A30 provides related historical data on disability program earnings guidelines, including reference to 

recent changes in thresholds for determining SGA.

Table 2.A1 outlines the history of coverage provisions 

and Table 2.A2 provides a history of provisions regarding noncontributory wage credits, mostly for military 

service.
14 ♦ Annual Statistical Supplement, 2004

For most employees, taxes are withheld from wages 

beginning with the first dollar earned. The exceptions are 

domestic employees, election workers, and agricultural 

workers. In 2004, a domestic employee must earn 

$1,400 from any single employer in a calendar year 

before FICA is withheld. Most election workers must earn 

$1,200 in 2004 before FICA is withheld. Most agricultural 

workers wages are covered if the employer pays more 

than $2,500 in total wages in a year or if the individual 

worker earns over $150 in a year from a single employer.

Employees, their employers, and the self-employed 

each pay taxes on earnings in covered employment and 

self-employment up to an annual maximum taxable 

amount for OASDI. There is no upper limit on taxable 

earnings for Medicare Hospital Insurance (HI). The 

OASDI maximum taxable amount—$87,900 in 2004—is 

updated automatically each year in relation to increases 

in the national average annual wage. The current FICA 

tax rate applicable to both employees and employers is 

6.2 percent for OASDI (5.30 percent for OASI and 

0.9 percent for DI) and 1.45 percent for HI.

A self-employed person pays the combined 

employee-employer rate of 12.4 percent for OASDI and 

2.9 percent for HI under the Self-Employment Contributions Act (SECA). Two deduction provisions reduce the 

SECA and income tax liability of self-employed persons. 

The intent of these provisions is to treat the selfemployed in much the same manner as employees and 

employers are treated for purposes of FICA and income 

taxes. The first provision allows a deduction from net 

earnings from self-employment equal to the amount of 

net earnings before the deduction multiplied by one-half 

the SECA tax rate. The effect of this deduction is 

intended to be analogous to the treatment of the FICA tax 

paid by the employer, which is disregarded as remuneration to the employee for FICA and income tax purposes. 

The second provision allows an income tax deduction 

equal to one-half of the amount of the SECA tax paid, 

which is designed to reflect the income tax deductibility of 

the employer's share of the FICA tax.

Insured Status

To become eligible for his or her benefit and benefits for 

family members or survivors, a worker must earn a minimum number of credits based on work in covered 

employment or self-employment. These credits are 

described as quarters of coverage. In 2004, a quarter of 

coverage (QC) is credited for each $900 in annual covered earnings, up to a maximum of four QCs for the year. 

Earnings of $3,600 or more in 2004 will give the worker 

four QCs regardless of when the money is actually 

earned or paid during the year. The amount of earnings 

required for a QC is adjusted automatically each year in 

proportion to increases in the average wage level.

Fully Insured

Eligibility for most types of benefits requires that the 

worker be fully insured. To be fully insured a worker must 

have a number of QCs at least EQUAL to the number of 

calendar years elapsing between age 21 (or 1950 if later) 

and the year in which he or she reaches age 62, 

becomes disabled, or dies—whichever occurs first. 

Under this requirement, workers who reach age 62 in 

1991 or later need the maximum number of 40 QCs to be 

fully insured. For workers who become disabled or die 

before age 62, the number of QCs needed for fully 

insured status depends on their age at the time the 

worker becomes disabled or dies. A minimum of 6 QCs is 

required regardless of age.

In addition to earning the minimum number of credits 

based on work, if the worker is a noncitizen whose SSN 

was first assigned on or after January 1, 2004, he or she 

must meet one of the following additional requirements to 

become eligible for his or her benefit and benefits for 

family members or survivors:

1. The noncitizen worker must have been issued an 

SSN for work purposes at any time on or after 

January 1, 2004; or

2. The noncitizen worker must have been admitted to 

the United States at any time as a nonimmigrant visitor for business (B-1) or as an alien crewman (D-1 or 

D-2).

Currently Insured

If a worker dies before achieving fully insured status, 

benefits can still be paid to qualified survivors if the 

worker was "currently insured" at the time of death. Survivors benefits are potentially payable to a worker's children and to a widow(er) with the deceased worker’s 

children in care.) To be currently insured, the worker must 

have earned 6 QCs in the 13 quarters ending with the 

See Table 2.A3 for annual amounts of maximum taxable earnings and contribution rates. Table 2.A4 shows 

historical annual maximum amounts of contributions by 

employees and self-employed persons.

Table 2.A5 describes income tax credits for 1984–

1989 intended to cushion the impact of increases in 

FICA and SECA taxes enacted in 1983. The SECA tax 

credits were replaced, effective 1990, by the deduction 

provisions described above. Table 2.A6 outlines the 

history of provisions regarding appropriations from 

general revenues and interfund borrowing.
Annual Statistical Supplement, 2004 ♦ 15

quarter of death (that is, 6 of the last 13 quarters, including the quarter in which death occurred).

Disability Insured

To qualify for disability benefits, a nonblind worker must 

have recent work activity as well as being fully insured. 

Under the test involving recent work experience, a nonblind worker who becomes age 31 or older must have 

earned at least 20 QCs among the 40 calendar quarters 

ending with the quarter in which the disability began. In 

general, workers disabled at ages 24 through 30 must 

have earned QCs in one-half of the calendar quarters 

elapsing between age 21 and the calendar quarter in 

which the disability began. Workers under age 24 need 

6 QCs in the 12-quarter period ending with the quarter of 

disability onset. Workers who qualify for benefits based 

on blindness need only be fully insured. Special rules 

may apply if the worker had a prior period of disability.

International Agreements

The President is authorized to enter into international 

Social Security agreements (also called "totalization" 

agreements) to coordinate the U.S. Old-Age, Survivors, 

and Disability Insurance (OASDI) program with comparable programs of other countries. The United States currently has Social Security agreements in effect with 

20 countries.

International Social Security agreements have two main 

purposes. First, they eliminate dual Social Security coverage, the situation that occurs when a person from one

country works in another country and is required to pay 

Social Security taxes to both countries on the same earnings. Each agreement includes rules that assign a 

worker's coverage to only one country.

The second goal of the agreement is to help fill gaps 

in benefit protection for workers who have divided their 

careers between the United States and another country. 

Such workers may fail to qualify for Social Security benefits from one or both countries because they have not 

worked long enough to meet minimum eligibility requirements. Under an agreement, these workers and their 

family members may qualify for a partial U.S. benefit 

based on "totalized" (that is, combined) credits from both 

countries. Similarly, workers may qualify for partial benefits from the foreign country based on totalized credits.

Benefit Computation and

Automatic Adjustment Provisions

PIA Computation

The primary insurance amount (PIA) is the monthly benefit amount payable to the worker upon retirement at full 

retirement age or upon entitlement to disability benefits. 

The PIA is also the base figure from which monthly benefit amounts payable to the worker's family members or 

survivors are determined. The PIA is derived from the 

worker's annual taxable earnings, averaged over a 

period that encompasses most of the worker's adult 

years. Until the late 1970s, the average monthly wage 

(AMW) was the earnings measure generally used. For 

workers first eligible for benefits after 1978, average 

indexed monthly earnings (AIME) have replaced the 

AMW as the usually applicable earnings measure. The 

PIA computation based on AIME currently involves the 

following three steps:

1. Indexing of earnings. The worker's annual taxable 

earnings after 1950 are updated, or indexed, to 

reflect the general earnings level in the indexing 

year—the second calendar year before the year in 

which the worker is first eligible; that is, first reaches 

age 62, becomes disabled, or dies. Earnings in years 

after the indexing year are not indexed but instead 

are counted at their actual value. A worker's earnings 

for a given year are indexed by multiplying them by 

the following ratio (indexing factor): the average 

wage in the national economy for the indexing year, 

Table 2.A7 summarizes the basic provisions concerning insured status.

Social Security agreements and supplementary

agreements, by effective dates

Australia 2002 Italy 1978, 1986

Austria 1991, 1997 Korea (South) 2001

Belgium 1984 Luxembourg 1993

Canada 1984, 1997 Netherlands 1990, 2003

Chile 2001 Norway 1984, 2003

Finland 1992 Portugal 1989

France 1988 Spain 1988

Germany 1979, 1988, 1996 Sweden 1987

Greece 1994 Switzerland 1980, 1989

Ireland 1993 United Kingdom 1985, 1997

Table 5.M1 shows the number of beneficiaries receiving totalization payments and their average benefits.
16 ♦ Annual Statistical Supplement, 2004

divided by the corresponding average wage figure for 

the year to be indexed.

2. Determining AIME. The period used to calculate 

AIME equals the number of full calendar years

elapsing between age 21 (or 1950, if later) and the 

year of first eligibility, usually excluding the lowest 

5 years. Workers disabled before age 47 have from 

zero to 4 excluded years from the computation. At an 

absolute minimum, 2 years are used to compute 

AIME. The actual years used in the computation (the 

"computation years") are the years of highest 

indexed earnings after 1950, including any years 

before age 22 or after age 61 as well as the year of 

disability or death. AIME is calculated as the sum of 

indexed earnings in the computation period, divided 

by the number of months in that period.

3. Computing the PIA. The formula used to compute the 

PIA from AIME is weighted to provide a higher PIAto-AIME ratio for workers with comparatively low 

earnings. The formula applies declining percentage 

conversion rates to three AIME brackets. For workers 

who reach age 62, become disabled, or die in 2004, 

the formula provides a PIA equal to the sum of

90 percent of the first $612 of AIME, plus

32 percent of the next $3,077 of AIME, plus

15 percent of AIME over $3,689.

Beginning with the first year of eligibility, the PIA is 

increased by cost-of-living adjustments (COLAs).

The dollar amounts defining the AIME brackets are 

referred to as "bend points." These bend points (as 

described in Table 2.A11) are updated automatically 

each year in proportion to increases in the national average wage level. This automatic adjustment ensures that 

benefit levels for successive generations of eligible workers will keep up with rising earnings levels, thereby 

assuring consistent rates of earnings replacement from 

one generation of beneficiaries to the next.

The benefit formula applicable to a worker depends 

on the year of eligibility (or death) rather than on the year 

benefits are first received. Thus the PIA of a worker retiring at FRA in 2004 is calculated using the benefit formula 

that applies to all workers first eligible in 2000 (the "year 

of attainment" of age 62). The PIA derived from that formula is then increased by the COLAs effective for 

December 2001, 2002, and 2003 to obtain the PIA effective at FRA. Subsequent recomputations of the worker's 

benefit, including additional earnings not originally considered, delayed retirement credits, or additional COLA 

increases, all refer to the basic computation that originally applied, based on the year of attainment.

Beginning in 1981, benefits have been rounded to 

the next lower 10 cents at each step in the computation. 

The final benefit payment is rounded to the next lower 

dollar amount (if not already an even dollar). Before 

1981, benefits were paid in 10-cent increments after 

rounding up to the next dime in each computation step.

A cost-of-living increase in benefits generally is 

established each year if the consumer price index for 

urban wage earners and clerical workers (CPI-W), prepared by the Department of Labor, indicates a percentage increase (after rounding) of at least 0.1 percent 

between two specified quarters. The arithmetical mean of 

the CPI-W for July, August, and September in the year of 

determination is compared with the arithmetical mean of 

the CPI-W for the later of (a) July, August, and September in the year in which the last effective cost-of-living 

increase was established or (b) the 3 months of the calendar quarter in which the effective month of the last 

general benefit increase occurred. The percentage 

increase in the CPI-W, rounded to the nearest 

0.1 percent, represents the size of the increase in benefits, effective for December of the year in which the determination is made.

Table 2.A8 shows the indexing factors applicable 

to the earnings of workers who were first eligible 

from 1991 through 2004. Table 2.A9 shows 

indexed earnings for workers first eligible from 

1997 through 2004 who had maximum taxable 

earnings in each year after 1950. For a detailed 

description of an AIME computation, see 

Appendix D, "Computing a Retired-Worker Benefit."

Table 2.A10 provides a historical outline of provisions related to AIME and AMW and describes 

variations in the number of dropout years. 

Tables 2.A15 and 2.A16 describe AMW benefit 

computations based on the worker's nonindexed 

earnings after 1936 and 1950, respectively. (Very 

few persons currently being awarded benefits have 

PIAs computed under these old-start or new-start 

computation methods. These methods, particularly 

the new-start method shown in Table 2.A16, are 

more frequently applicable in earnings recomputations for workers who reached age 62 before 

1979.)

Table 2.A11 shows the PIA formula and first applicable COLA for workers first eligible in 1979 or 

later.
Annual Statistical Supplement, 2004 ♦ 17

Under certain conditions, depending on the size of 

the combined OASDI trust funds relative to estimated 

disbursements, the applicability and size of a cost-of-living adjustment may be determined under an alternative 

method, called the "stabilizer provision." In no case, however, are benefits reduced below the level of benefits in 

the year of determination. Historically, this provision has 

never been triggered.

Alternative PIA Computation Provisions

Special minimum PIA. Workers with low earnings but 

steady attachment to the workforce over most of their 

adult years may qualify for monthly benefits based on the 

special minimum PIA computation. This computation 

does not depend on the worker's average earnings, but 

on the number of coverage years—years in which the 

worker had earnings equal to or above a specified 

amount. The level of the special minimum PIA is the 

same for workers having the same number of coverage 

years, regardless of age or year of first eligibility. 

Increases in the special minimum PIA are linked to costof-living adjustments (COLAs).

Windfall Elimination Provision (WEP). The WEP 

affects persons who receive a pension based on noncovered work after 1956 and Social Security benefits. First 

eligibility for the noncovered pension and Social Security 

benefits must be after December 31, 1985, for WEP to 

apply. WEP reduces the Social Security PIA upon which 

OASDI benefits are based and affects all benefits paid on 

that record, except survivors. The WEP reduction ceases 

when entitlement to the pension payment ends, the wage 

earner dies, or the wage earner earns a total of 30 years 

of substantial Social Security earnings. The WEP reduction amount is never more than one-half of the noncovered pension.

A WEP PIA is generally based on 40 percent of the 

first bend point instead of 90 percent as with the regular 

PIA:

Example: A retired worker with a noncovered 

pension of $2,000 a month and less than 

20 years of covered employment attains age 62 

in 2004.

Normal PIA, based on AIME of $800.

$612 × .90 = $550.80

$188 × .32 = $60.16

PIA = $610.90

WEP PIA, based on AIME of $800.

$612 × .40 = $244.80

$188 × .32 = $60.16

PIA = $304.90

If a worker has more than 20 years of substantial 

covered earnings, the WEP PIA begins to increase. With 

the 21st year of substantial covered earnings, the first 

bend point percentage is increased by 5 percentage 

points. This rate of increase applies for each additional 

year of substantial covered earnings, through the 30th 

year of substantial earnings at which point WEP no 

longer applies. After 23 years of substantial coverage, for 

example, the first bend point percentage would be 

55 percent. Thirty years of substantial earnings would 

yield a first bend point percentage of 90 percent (the normal percentage of the first bend point).

Examples of pensions subject to WEP are U.S. Civil 

Service Retirement System annuities, retirement benefits 

based on foreign earnings, and state and local pensions 

based on noncovered earnings.

Family maximum provisions. Monthly benefits payable 

to the worker and family members or to the worker's survivors are subject to a maximum family benefit amount. 

The family maximum level for retired-worker families or 

survivor families usually ranges from 150 percent to 

188 percent of the worker's PIA. The maximum benefit 

for disabled-worker families is the smaller of 

(1) 85 percent of AIME (or 100 percent of PIA, if larger) 

or (2) 150 percent of the PIA.

Table 2.A18 presents a history of provisions relating to 

the automatic adjustment of benefits, including a 

description of the stabilizer provision. In addition, the 

table includes a summary history and description of 

provisions relating to the annual automatic adjustment 

of (1) the maximum amount of taxable and creditable 

earnings, (2) the dollar amount needed to establish a 

quarter of coverage, (3) the bend points defining the 

AIME brackets in the PIA formula and the PIA brackets 

in the maximum family benefit formula, and (4) the 

exempt amounts under the earnings (retirement) test. 

All of these adjustments are linked to increases in the 

level of the national average annual wage, rather than 

to increases in the CPI. Table 2.A19 illustrates the 

cumulative effect of statutory and automatic increases 

in benefits for workers who have been in benefit status 

over varying time periods.

See Table 2.A12 for additional information on the special minimum PIA.

Table 2.A11.1 provides more detail about the WEP 

computation and contains the amounts of substantial 

earnings for years after 1990. Substantial earnings for 

earlier years are listed in Table 2.A12.
18 ♦ Annual Statistical Supplement, 2004

Like the formula for determining the PIA, the maximum family benefit formula applicable to a worker 

depends on the year of first eligibility (that is, the year of 

attainment of age 62, onset of disability, or death). Once 

the worker's maximum family benefit amount for the year 

of first eligibility is determined, it is updated in line with 

the COLAs.

Benefit Types and Levels

Retired and Disabled Workers

The full retirement age (FRA) is the earliest age at which 

an unreduced retirement benefit is payable (sometimes 

referred to as the "normal retirement age"). The age for 

full retirement benefits is scheduled to rise gradually from 

age 65 to age 67, with the first incremental increase 

affecting workers who reached age 62 in the year 2000. 

Workers over age 62 who retire before FRA can receive 

reduced benefits. The monthly rate of reduction from the 

full retirement benefit (that is, the PIA) is 5/9 of 1 percent 

a month for the first 36 months immediately preceding 

FRA. The reduction rate is 5/12 of 1 percent a month for 

any additional months. The maximum overall reduction 

for early retirement will have risen from 20 percent to 

30 percent for those workers who reach age 62 in 2022, 

when age 67 becomes the full retirement age.

If a disabled worker receives a reduced retirement 

benefit for months before disability entitlement, the disability benefit is reduced by the number of months for 

which he or she received the reduced benefit.

For workers who postpone their retirement beyond 

the full retirement age, benefits are increased for each 

month of nonpayment beyond that age up to age 70. This 

increase is called a "delayed retirement credit," and is 

potentially available for any or all months following attainment of the full retirement age (maximum of 60 months 

for persons who attained age 65 prior to 2003). The 

annual rate of increase for delayed retirement credits is 

7 percent for workers who reach age 62 in 2002 and

7 1/2 percent for workers who reach age 62 in 2003 and 

2004. The rate will rise to 8 percent for workers reaching 

age 62 in 2005 or later.

Spouses and Children of Workers

Spouses receive 50 percent of the worker's PIA (regardless of the worker's actual benefit amount), if the spouse 

has attained the full retirement age at entitlement to 

spousal benefits. The spouse of a retired or disabled 

worker can elect monthly benefits as early as age 62. 

These benefits are reduced at the rate of 25/36 of 

1 percent a month for the first 36 months immediately 

preceding FRA and 5/12 of 1 percent for each additional 

month. The maximum overall reduction for early retirement will have risen from 25 percent to 35 percent by 

2022, when age 67 becomes the full retirement 

age (FRA) for spouses attaining age 62 in that year.

Children of retired or disabled workers are also eligible to receive monthly benefits. The term "child" refers to 

a child under the age of 18, a child aged 18 to 19 attending elementary or secondary school full-time, or an adult 

child aged 18 or older who was disabled before age 22. 

In addition, young spouses (that is, those under the age 

of 62) who care for a worker's entitled child may also be 

eligible. For purposes of defining young spouses' benefits, the term "child" refers to a child under age 16 or to an 

adult child of the worker who was disabled before age 22. 

Children of retired or disabled workers can receive up to 

50 percent of the worker's PIA, as can young spouses. 

(The benefit of a young spouse is not reduced for age.) 

Monthly benefits payable to the spouse and children of a 

retired or disabled worker are limited to a family maximum amount, as discussed earlier.

Benefits are payable to unmarried divorced spouses 

of retirement age who were married at least 10 years to 

the worker. A divorced spouse benefit is excluded from 

family maximum provisions. Divorced spouses aged 62 

and older and divorced for 2 or more years (after marriage of 10 or more years) may be independently entitled 

on the record of the ex-spouse if the ex-spouse could be 

entitled if he or she applied.

Survivors Benefits

Widows and widowers of fully insured workers are eligible for unreduced benefits at full retirement age (FRA). 

As with retired workers and spouses, widow(er)s' FRA 

will gradually increase to age 67. Widows and widowers 

can elect reduced monthly benefits at age 60 or, if disabled, as early as age 50. Surviving divorced spouses 

can also receive benefits if married to the worker for at 

least 10 years and not remarried before age 60 (age 50 if 

disabled).

For survivors whose full benefit retirement age is 65, 

the monthly rate of reduction for the first 60 months 

immediately preceding FRA is 19/40 of 1 percent of the 

worker's PIA, with a maximum reduction of 28.5 percent 

For information on family maximum provisions, as 

described here, see Table 2.A13 (comparison of family 

maximums to the PIAs on which they are based) and 

Table 2.A14 (disability family maximums). Table 2.A17

shows the maximum family benefit amounts applicable 

in cases of first eligibility before 1979.
Annual Statistical Supplement, 2004 ♦ 19

at age 60. For survivors whose full benefit retirement age 

is after 65, the amount of reduction for each month prior 

to FRA is adjusted accordingly to ensure that the maximum reduction at age 60 remains 28.5 percent of the 

worker's PIA.

Benefits for widows and widowers are increased if 

the deceased worker delayed retirement beyond the 

FRA. In these cases, the survivor benefits include any 

delayed retirement credits the deceased worker had 

earned. Conversely, if the worker had elected early retirement, widow(er)s' benefits are limited for widow(er)s first 

entitled to survivors benefits at age 62 or later. For these 

beneficiaries, the benefit is the higher of 82.5 percent of 

the worker's PIA or the amount the worker would be 

receiving if still alive. Disabled widow(er)s aged 50 to 60 

receive the age 60 widow's rate (71.5 percent of PIA) 

regardless of their age at the time of entitlement.

Children of deceased workers and mothers and 

fathers under FRA are eligible to receive monthly benefits up to 75 percent of the worker's PIA if the worker died 

either fully or currently insured. Mothers and fathers must 

be caring for the worker's entitled child who is either 

under age 16 or disabled. A dependent parent aged 62 

or older is eligible for monthly benefits equal to 

82.5 percent of the worker's PIA. Each of two dependent 

parents can qualify for benefits equal to 75 percent of the 

deceased worker's PIA. Monthly benefits payable to survivors are reduced to conform to the family maximum 

benefit payable on the deceased worker's account. Benefits for a surviving divorced spouse, however, are disregarded when computing the maximum family benefit.

Provisions for Railroad Retirement Board 

Beneficiaries

The OASDI tables do not include a number of persons 

receiving Railroad Retirement benefits who would be eligible for Social Security benefits had they applied. The 

reason they have not applied is that receipt of a Social 

Security benefit would reduce their Railroad Retirement 

benefit by a like amount. The number of persons is not 

available but is estimated to be less than 100,000.

The Railroad Retirement Act of 1974, effective 

January 1, 1975, provided that the regular annuity for 

employees with 10 or more years of railroad service who 

retired after December 31, 1974, will consist of two components.

Public Law 107-90 (the 2001 amendments to the 

Railroad Retirement Act of 1974) effective January 1, 

2002, revised the railroad service work requirement. The 

railroad service work requirement is 10 or more years of 

railroad service or, effective January 1, 2002, at least 

5 years of railroad service after December 31, 1995. The 

two components are unchanged:

• Tier 1. A basic Social Security–level component 

equivalent to what would be paid under the Social 

Security Act on the basis of the employee's combined railroad and nonrailroad service, reduced by 

the amount of any monthly benefit under OASDI 

actually paid on the basis of nonrailroad work; and

• Tier 2. A "private pension"–component payable over 

and above the Social Security equivalent, calculated 

on the basis of the number of years of railroad

service.

Effect of Current Earnings on Benefits

Beneficiaries under the full retirement age (FRA) with 

earnings in excess of certain exempt amounts may have 

all or part of their benefits withheld as a result of the 

annual earnings test (AET) provisions of the Social Security Act. For those at or above FRA, however, there have 

been recent changes to AET provisions. Amendments in 

1996 eased the impact of AET provisions, while changes 

in 2000 removed the AET altogether for beneficiaries 

FRA or older. Public Law 104-121, enacted March 29, 

1996, substantially raised the exempt amounts under the 

annual earnings test for persons who have reached full 

retirement age. These amounts are $12,500 in 1996; 

$13,500 in 1997; $14,500 in 1998; $15,500 in 1999; 

$17,000 in 2000; $25,000 in 2001; and $30,000 in 2002. 

After 2002, the annual exempt amount is indexed to the 

growth in average wages. The indexed amount was 

$30,720 in 2003 and $31,080 in 2004. Benefits are withheld at the rate of $1 in benefits for every $3 of earnings 

See Table 2.A20 for more information on the increases 

in the full (or normal) retirement age for workers. 

Table 2.A21 describes age-related reductions for 

dependent beneficiaries, as does Table 2.A22

(widow(er)s). Additionally, Tables 2.A23 and 2.A24 

show the history of legislation relating to special 

monthly benefits payable to certain persons born 

before January 2, 1900. Table 2.A25 summarizes the 

history of certain OASDI benefits other than monthly 

benefit payments. Table 2.A26 presents illustrative 

monthly benefit amounts for selected beneficiary families, based on hypothetical earnings histories representing five different earnings levels. Table 2.A27

shows minimum and maximum monthly benefits payable to retired workers retiring at age 62 in various 

years beginning with 1957 (the first full year benefits 

became available at age 62). Table 2.A28 shows minimum and maximum monthly benefits payable to retired 

workers retiring at age 65 in various years beginning 

with 1940.
20 ♦ Annual Statistical Supplement, 2004

above the FRA exempt amount. Public Law 106-182, 

enacted April 7, 2000, eliminated the earnings test beginning with the month a beneficiary reaches FRA. In determining annual earnings for purposes of the annual 

earnings test, only earnings before the month of attainment of FRA will be counted.

Public Laws 104-121 and 106-182 did not change 

the annual exempt amount for beneficiaries who are 

under FRA throughout the year. This annual amount continues to be pegged to increases in average wages. The 

amount was $11,520 in 2003 and $11,640 in 2004. When 

the annual earnings limit affects working beneficiaries 

under FRA, benefits are withheld at the rate of $1 for 

every $2 of earnings above the exempt amount.

Individuals have the option to receive reduced benefits under a monthly earnings test if it is to their advantage to do so. This option is usually exercised in the first 

year of retirement, because in that year the monthly test 

permits payment for some months even if the annual 

earnings limit is greatly exceeded. Under the monthly 

test, beneficiaries receive a full monthly benefit for 

months in which they do not earn more than an amount 

equal to 1/12 of the annual earnings limit. The monthly 

earnings test is applied to the self-employed based on 

hours they work instead of monthly earnings. Generally, 

beneficiaries are eligible for the monthly earnings test in 

only one year.

Beneficiaries entitled on the basis of their own disability—disabled workers, disabled adult children, and 

disabled widow(er)s—are not subject to the earnings 

test. Substantial earnings by disabled beneficiaries, however, may indicate that they are able to do work that constitutes substantial gainful activity (SGA) and are 

therefore no longer disabled. Although other factors are 

considered, numerical earnings thresholds are used in a 

determination of SGA.

Taxation of Benefits

Up to 85 percent of Social Security benefits may be subject to federal income tax depending on the beneficiary's 

income, marital status, and filing status. The definition of 

income for this provision is as follows: adjusted gross 

income (before Social Security or Railroad Retirement 

benefits are considered), plus tax-exempt interest 

income, with further modification of adjusted gross 

income in some cases involving certain tax provisions of 

limited applicability among the beneficiary population, 

plus one-half of Social Security and Tier 1 Railroad 

Retirement benefits.

For married beneficiaries filing jointly with adjusted 

gross income under $32,000 a year, no Social Security 

benefits are subject to taxation. If adjusted gross income 

exceeds $32,000 but is under $44,000, the amount of 

benefits included in gross income is the lesser of one-half 

of benefits or one-half of income over $32,000. If a couple's adjusted gross income exceeds $44,000, the 

amount of benefits included in gross income is 

85 percent of income over $44,000 plus the lesser of 

$6,000 or one-half of benefits. However, no more than 

85 percent of benefits are subject to income tax. The 

income thresholds for single beneficiaries are $25,000 

and $32,000.

If members of a married couple are filing separately, 

they do not have a minimum threshold if they lived 

together any time during the tax year. The amount of 

benefits included in gross income is the lesser of 

85 percent of Social Security or Tier 1 Railroad Retirement benefits, or 85 percent of all income as defined 

above. Like all matters dealing with tax liability, taxation 

of Social Security benefits fall under the jurisdiction of the 

Internal Revenue Service.

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph 

Bondar (410) 965-0162.

Table 2.A29 provides historical detail on the retirement 

test.

Table 2.A30 provides historical thresholds for determining substantial gainful activity (SGA).

Table 2.A31 shows the history of provisions related to 

taxation of Social Security benefits. Table 2.A32 offers 

examples to illustrate when benefits are taxable and 

the amount subject to taxation.
Annual Statistical Supplement, 2004 ♦ 21

Supplemental Security Income

Program Overview

The Supplemental Security Income (SSI) program provides income support to persons aged 65 or older, blind 

or disabled adults, and blind or disabled children. Eligibility requirements and federal payment standards are 

nationally uniform. The 2004 federal SSI benefit rate for 

an individual living in his or her own household and with 

no other countable income is $564 monthly; for a couple 

(with both husband and wife eligible), the SSI benefit rate 

is $846 monthly.

Payments under SSI began in January 1974. It 

replaced the former federal-state adult assistance programs in the 50 states and the District of Columbia. 

Under SSI each eligible person is provided a monthly 

cash payment based on a statutory federal benefit rate. 

Since 1975, these rates have been increased by the 

same percentage, as the cost-of-living increases in 

OASDI benefits. If an individual or couple is living in 

another person's household and is receiving both food 

and shelter from the person in whose household they are 

living, the federal benefit rate is reduced by one-third. 

This is done instead of determining the actual dollar 

value of the in-kind support and maintenance.

For institutionalized persons, the eligibility requirements and payment standards depend on the type of 

institution. With some exceptions, inmates of public institutions are ineligible for SSI. For persons institutionalized 

for a complete calendar month, a maximum federal SSI 

payment of $30 per month applies where (1) the institution receives a substantial part of the cost of the person's 

care from the Medicaid program, or (2) the institution 

receives payments from private health insurance on 

behalf of a recipient under age 18. Other eligible persons 

in institutions may receive up to the full federal benefit 

rate.

The federal payment is based on the individual's 

countable income. The first $20 monthly in OASDI benefits or other earned or unearned income is not counted. 

Also excluded is $65 monthly of earnings plus one-half of 

any earnings above $65. For example, a person living in 

his or her own household, whose sole income is a $200 

monthly OASDI benefit, would receive $384 in federal 

SSI payments:

$564 - ($200 - $20) = ($564 - $180) = $384.

A person whose income consists of $500 in gross 

monthly earnings would receive $356.50 in federal SSI 

payments:

(($500 - $85) / 2) = $207.50 countable earnings

FBR $564 - $207.50 = $356.50 federal SSI

Individuals generally are not eligible for SSI if they 

have resources in excess of $2,000 (or $3,000 for a couple). Certain resources are excluded, most commonly a 

home, an automobile, and household goods and personal effects of reasonable value. States have the option 

to supplement the federal SSI payment for all or selected 

categories of persons, regardless of previous state program eligibility.

CONTACT: Paul S. Davies (410) 966-0299.

SSI: History Of Provisions

Basic Eligibility Requirements

1972 (Public Law 92-603, enacted October 30). An individual may qualify for payments on the basis of age, 

blindness, or disability.

Aged: Any person aged 65 or older.

Blind: Any person with 20/200 or less vision in the 

better eye with the use of correcting lenses, or with 

tunnel vision of 20 degrees or less. An individual 

transferred from a state Aid to the Blind (AB) program is eligible if he/she received such state aid in 

December 1973 and continues to meet the 

October 1972 state definition of blindness.

Disabled: Any person unable to engage in any substantial gainful activity by reason of any medically 

determinable physical or mental impairment 

expected to result in death or that has lasted or can 

be expected to last for a continuous period of at least 

12 months. For a child under age 18, eligibility is 

based on disability of severity comparable with that 

of an adult. An individual transferred from a state Aid 

to the Permanently and Totally Disabled (APTD) program to SSI is also eligible if he/she received such 

state aid in December 1973 and continues to meet 

the October 1972 state definition of disability.

1973 (Public Law 93-233, enacted December 31). Only 

persons who had received APTD before July 1973 

and were on the rolls in December 1973 may receive 

SSI on the basis of the state definition of disability; 

those who became eligible for state aid from July to 
22 ♦ Annual Statistical Supplement, 2004

December 1973 must meet the federal definition of 

disability.

1980 (Public Law 96-265, enacted June 9). A disabled 

recipient who loses federal SSI eligibility because of 

earnings at the substantial gainful activity level may 

continue to receive a special benefit under 

section 1619 and retain eligibility for Medicaid under 

Title XIX of the Social Security Act. This special benefit status may continue as long as the recipient has 

the disabling impairment and meets all nondisability 

SSI eligibility criteria. States have the option of supplementing this special benefit.

This provision of the law was in effect from 

January 1, 1981, through December 31, 1983. 

Beginning in January 1984, under a 1-year demonstration project, this provision was continued for persons already eligible for either regular SSI payments 

or special monthly benefits.

1984 (Public Law 98-460, enacted October 9). The special benefit and Medicaid provisions of the 1980 legislation were extended through June 30, 1987 

(retroactive to January 1, 1984).

1986 (Public Law 99-643, enacted November 10). The 

special benefit and Medicaid provisions of the 1980 

amendments are made permanent. The provisions 

were amended effective July 1, 1987, with significant 

modifications to simplify administration and to allow 

free movement between regular SSI disability payments and either the special cash benefit or Medicaid 

eligibility under section 1619. The distinction 

between a disabled person eligible for regular SSI 

payments and one eligible for 1619(a) is that the latter has several months with gross earnings above 

the SGA level. Previously, section 1619(a) status 

required completion of a trial work period and the 

determination that the work was SGA.

1996 (Public Law 104-193, enacted August 22). For individuals under age 18, the “comparable severity” 

standard is eliminated and replaced with a requirement that a child be considered disabled if he/she 

has a medically determinable impairment that results 

in “marked and severe functional limitations,” and 

meets the existing statutory duration requirement. 

The law also eliminates references to “maladaptive 

behaviors” in the Listing of Impairments for children, 

and discontinues the use of individualized functional 

assessments for children.

SSI eligibility is prohibited for an individual in any 

month during which such an individual is a fugitive 

felon, fleeing prosecution, or violating state or federal 

conditions of probation or parole. In addition, SSI eligibility is prohibited for 10 years for those convicted 

of fraudulently claiming residence to obtain benefits 

simultaneously in two or more states.1

Other Eligibility Provisions

Citizenship and Residence

1972 (Public Law 92-603, enacted October 30). The individual must reside within one of the 50 states or the 

District of Columbia and be a citizen or an alien lawfully admitted for permanent residence or permanently residing in the United States under color of 

law. Persons living outside the United States for an 

entire calendar month lose their eligibility for such a 

month.

1976 (Public Law 94-241, enacted March 24). Eligibility 

for SSI is extended to residents of the Northern Mariana Islands, effective January 9, 1978.

1980 (Public Law 96-265, enacted June 9). The income 

and resources of the immigration sponsors of aliens 

applying for SSI are considered in determining eligibility for and the amount of payment. After allowances for the needs of the sponsor and his/her 

family, the remainder is deemed available for the 

support of the alien applicant for a 3-year period after 

admission to the United States for permanent residence. This provision does not apply to those who 

become blind or disabled after admission, to refugees, or to persons granted political asylum. (See 

section “Deeming of Income and Resources” for subsequent changes to sponsor-to-alien deeming provisions.)

1989 (Public Law 101-239, enacted December 19). SSI 

eligibility is continued for a disabled or blind child 

who was receiving SSI benefits while living in the 

United States and is now living with a parent who is a 

member of the U.S. Armed Forces assigned to permanent duty ashore outside the United States, but 

not where the parent is stationed in Puerto Rico or 

the territories and possessions of the United States.

1993 (Public Law 103-66, enacted August 10). Above 

provision made applicable where the parent is a 

member of the U.S. Armed Forces and stationed in 

Puerto Rico or the territories and possessions of the 

United States.

1996 (Public Law 104-193, enacted August 22). Prohibits 

SSI eligibility for anyone who is not a U.S. citizen or 

national unless they are in a “qualified alien” category 

and meet one of certain exceptions such as lawful 

permanent residents who earn or can be credited 

with 40 qualifying quarters of earnings, certain refugee type categories eligible for up to 5 years of timelimited eligibility, or active duty U.S. military or veter1. This last provision was repealed in 1999 by Public Law 106-169 

and replaced with a provision providing for nonpayment of benefits 

for up to 24 months for knowingly making false or misleading 

statements regarding material facts.
Annual Statistical Supplement, 2004 ♦ 23

ans and their spouses and children. Extends eligibility for aliens receiving SSI as of August 22, 1996, 

(the enactment date of the law) for 1 year after the 

enactment date for those aliens found ineligible 

under the new standards.

(Public Law 104-208, enacted September 30). 

Amends Public Law 104-193 to add to the list of 

“qualified aliens” certain noncitizens (and their children) who have been battered or subjected to 

extreme cruelty by a spouse or parent or a member 

of the spouse’s or parent’s family living in the same 

household.

1997 (Public Law 105-18, enacted June 12). Extends eligibility for aliens receiving SSI as of August 22, 1996, 

until September 30, 1997, for those found ineligible 

under the new alien standards of Public 

Law 104-193.

(Public Law 105-33, enacted August 5). Further 

amends Public Law 104-193 to add Cuban and Haitian entrants, and the child of a parent who has been 

battered or subjected to extreme cruelty, to the list of 

qualified aliens. Provides that Cuban and Haitian 

entrants and Amerasian immigrants qualify for timelimited eligibility, and increases the time limit from 5 

to 7 years for all time-limited categories. Additional 

exceptions are added for qualified aliens: (1) lawfully 

residing in the United States and receiving SSI benefits on August 22, 1996; and (2) lawfully residing in 

the United States on August 22, 1996, and meeting 

the definition of blind or disabled in the Social Security Act.

Certain noncitizen American Indians are excepted 

from the alien nonpayment provisions of Public 

Law 104-193.

Extends eligibility for “nonqualified aliens” receiving 

SSI as of August 22, 1996, until September 30, 

1998.

1998 (Public Law 105-306, enacted October 28). Permanently extends eligibility of all remaining 

“nonqualified aliens” who were receiving SSI benefits when Public Law 104-193 was enacted on 

August 22, 1996.

2000 (Public Law 106-386, enacted October 28). Noncitizens, regardless of their immigration status, may be 

eligible for SSI to the same extent as refugees, if they 

are determined to be victims of “severe forms of trafficking in persons.”

2004 (Public Law 108-203, enacted March 2). Extends 

SSI eligibility to blind or disabled children who are 

U.S. citizens living with a parent assigned to permanent U.S. military duty outside of the United States 

and who were not receiving SSI benefits when living 

in the United States. Previously, only blind or disabled children who received an SSI benefit for the 

month before the parent reported for permanent duty 

abroad were eligible. Effective April 2004 for applications filed after enactment.

Other Benefits

1980 (Public Law 96-272, enacted June 17). SSI applicants and recipients are not required as a condition 

of eligibility to elect to receive Veterans Administration pensions under the Veterans and Survivors’ 

Pension Improvement Act of 1978 if the state of residence lacks a medically needy program under 

Title XIX.

Drug Addiction and Alcoholism (DA&A)

1972 (Public Law 92-603, enacted October 30). Any disabled individual who has been medically determined 

to be an alcoholic or drug addict must accept appropriate treatment, if available, in an approved facility 

and demonstrate compliance with conditions and 

requirements for treatment.

SSI payments are required to be made through a 

representative payee—another person or public or 

private agency designated by SSA to manage the 

recipient’s benefit on his/her behalf.

1994 (Public Law 103-296, enacted August 15). Any individual who is receiving SSI based on a disability 

where drug addiction or alcoholism is a contributing 

factor material to the finding of disability must comply 

with the DA&A treatment requirements. The individual must accept appropriate treatment when it is 

available and comply with the conditions and terms 

of treatment. Instances of noncompliance with the 

requirements result in progressively longer payment 

suspensions. Before payments can resume, the individual must demonstrate compliance for specific periods; 2 months, 3 months, and 6 months, 

respectively, for the first, second, third, and subsequent instances of noncompliance. An individual who 

is not in compliance with the DA&A treatment 

requirements for 12 consecutive months shall not be 

eligible for payments; however, this does not prevent 

such individuals from reapplying and again becoming 

eligible for payments.

SSI disability payments based on DA&A are also limited to a total of 36 benefit months (beginning 

March 1995) regardless of whether appropriate treatment is available. Months for which benefits are not 

due and received do not count towards the 36-month 

limit.

Payments based on DA&A must be made to a representative payee. Preference is required to be given 

to community based nonprofit social service agencies and federal, state, or local government agencies 
24 ♦ Annual Statistical Supplement, 2004

in representative payee selection. These agencies 

when serving as payees for individuals receiving payments based on DA&A may retain the lesser of 

10 percent of the monthly benefit or $58 (indexed to 

the consumer price index [CPI]) as compensation for 

their services.

Establishment of one or more referral and monitoring 

agencies for each state is required.

1996 (Public Law 104-121, enacted March 29). An individual is not considered disabled if DA&A is a contributing factor material to a finding of disability.

Applies DA&A representative payee requirements 

enacted under Public Law 103-296 to disabled SSI 

recipients who have a DA&A condition and are incapable of managing their benefits. In addition, these 

recipients shall be referred to the appropriate state 

agency administering the state plan for substance 

abuse treatment.

Institutionalization

1972 (Public Law 92-603, enacted October 30). An individual who is an inmate of a public institution is ineligible for SSI payments unless the institution is a 

facility approved for Medicaid payments and is 

receiving such payments on behalf of the person. 

Under regulations, the Medicaid payment must represent more than 50 percent of the cost of services 

provided by the facility to the individual.

1976 (Public Law 94-566, enacted October 20). An 

inmate of a publicly operated community residence 

serving no more than 16 persons may, if otherwise 

eligible, receive SSI.

1983 (Public Law 98-21, enacted April 20). Payments 

may be made to persons who are residents of public 

emergency shelters for the homeless for a period of 

up to 3 months in any 12-month period.

1986 (Public Law 99-643, enacted November 10). Effective July 1, 1987, disabled or blind recipients who 

were receiving special SSI payments or had special 

SSI recipient status under section 1619 in the month 

preceding the first full month of institutionalization, 

may receive payments based on the full federal benefit rate for the initial 2 full months of institutionalization, if they reside in certain public medical, 

psychiatric, or Medicaid facilities or in private Medicaid facilities.

1987 (Public Law 100-203, enacted December 22). 

Effective January 1, 1988, payments may be made to 

persons who are residents of public emergency shelters for the homeless, for up to 6 months in a 

9-month period.

Effective July 1, 1988, continued payment of SSI 

benefits for up to 3 months is permitted, at the rate 

that was applicable in the month prior to the first full 

month of institutionalization, for individuals whose 

expected institutional stay on admission is not likely 

to exceed 3 months, as certified by a physician, and 

for whom the receipt of benefits is necessary to maintain living arrangements to which they may return.

1996 (Public Law 104-193, enacted August 22). Effective 

December 1996, institutionalized children under 

age 18 whose private health insurance is making 

payments to the institution may receive no more than 

$30 per month in federal SSI.

Vocational Rehabilitation and Treatment

1972 (Public Law 92-603, enacted October 30). Blind or 

disabled individuals receiving federal SSI benefits 

who are under age 65 must be referred to the state 

agency providing services under the Vocational 

Rehabilitation Act and must accept the services 

offered. States are reimbursed for the cost of services.

1976 (Public Law 94-566, enacted October 20). Blind or 

disabled children under age 16 must be referred to 

the state agency administering crippled children’s 

services or to another agency designated by the 

state. States are reimbursed for the cost of services.

Of funds provided for these services, at least 

90 percent must be used for children under age 6 or 

for those who have never attended public schools.

1980 (Public Law 96-265, enacted June 9). Disabled SSI 

recipients who medically recover while enrolled in 

approved vocational rehabilitation programs of state 

VR agencies may continue to receive benefits during 

their participation in such programs if the Commissioner of Social Security determines that continuation 

in the program will increase the probability that they 

leave the rolls permanently.

1981 (Public Law 97-35, enacted August 13). Funding no 

longer provided under Title XVI for medical, social, 

developmental, and rehabilitative services to disabled or blind children.

Reimbursement for the cost of rehabilitation services 

will only be made if the services result in the recipient’s return to work for a continuous period of 

9 months. The work must be at the substantial gainful activity earnings level.

1984 (Public Law 98-460, enacted October 9). Authorizes the reimbursement of states for the cost of VR 

services provided to individuals who (1) continue to 

receive benefits after medical recovery because they 

are participating in a state VR program or (2) refuse, 
Annual Statistical Supplement, 2004 ♦ 25

without good cause, to continue in or cooperate with 

the VR program in which they had been participating.

1987 (Public Law 100-203, enacted December 22). 

Extends the provision for continuation of payments to 

disabled SSI recipients who have medically recovered while enrolled in an approved vocational rehabilitation program to include blind SSI recipients.

1990 (Public Law 101-508, enacted November 5). Reimbursement authorized for the cost of vocational rehabilitation services provided in months in which the 

individual was not receiving federal SSI payments, if

• SSI recipient status for Medicaid eligibility purposes was retained under work incentive provisions, or 

• Benefits were in suspense2 status (for a reason 

other than cessation of disability or blindness), or

• Federally administered state supplementation 

was received.

Extends benefit continuation provision to disabled 

SSI recipients who medically recover while participating in a nonstate VR program.

1999 (Public Law 106-170, enacted December 17). 

Establishes a Ticket to Work and Self-Sufficiency 

program that will provide SSI (and OASDI) disability 

beneficiaries with a ticket that can be used to obtain 

vocational rehabilitation services, employment services, or other support services, from an employment 

network (EN) of their choice.

An EN chooses one of the two EN payment options 

at the time it submits an application to SSA to 

become an EN. The chosen payment system will 

apply to all beneficiaries served. An EN can elect to 

receive payment under the:

• Outcome payment system, under which it can 

receive payment for up to 60 outcome payment 

months; or

• Outcome-milestone payment system, under 

which it can receive payment for up to four milestones in addition to outcome payments. These 

milestones must occur before the EN enters the 

first month for which it is eligible for an outcome 

payment. Four milestone payments plus 

60 months of reduced outcome payments equal 

85 percent of the total that would be available if 

the EN chose the outcome payment system.

The four milestones are based on gross earnings 

exceeding the substantial gainful activity level for 

specified months. An outcome payment month is any 

month in which SSA does not pay any federal disability cash benefits to a beneficiary because of work or 

earnings.

Also eliminates the requirement that blind or disabled 

SSI recipients aged 16 through 64 be referred to the 

state VR agency and accept the services offered.

Continuing Disability Reviews and Eligibility 

Redeterminations

1994 (Public Law 103-296, enacted August 15). During 

each of fiscal years 1996, 1997, and 1998, requires 

SSA to conduct continuing disability reviews (CDRs) 

on a minimum of 100,000 SSI recipients. In addition, 

during the same period, requires SSA to redetermine 

the SSI eligibility of at least one-third of all child SSI 

recipients who reach age 18 after April 1995 during 

the 1-year period following attainment of age 18. 

Redeterminations for persons turning age 18 could 

count toward the 100,000 CDR requirement.

1996 (Public Law 104-193, enacted August 22). Repeals 

the requirement that SSA redetermine the eligibility 

of at least one-third of all child SSI recipients who 

reach age 18 after April 1995 during the 1-year 

period following attainment of age 18.

Requires a CDR

• At least once every 3 years for SSI recipients 

under age 18 who are eligible by reason of an 

impairment that is likely to improve, and

• Not later than 12 months after birth for recipients 

whose low birth weight is a contributing factor 

material to the determination of their disability.

Requires eligibility redetermination for all child SSI 

recipients eligible for the month before the month in 

which they attain age 18.

Requires redetermination of eligibility for children 

considered disabled based on an individual functional assessment and/or consideration of maladaptive behavior.

Requires the representative payee of a child SSI 

recipient whose continuing eligibility is being 

reviewed to present evidence that the recipient is 

receiving treatment that is considered medically necessary and available for the condition which was the 

basis for providing SSI benefits.

1997 (Public Law 105-33, enacted August 5). Modifies 

provision of Public Law 104-193 to extend from 12 to 

18 months the period for redetermining the disability 

of children under age 18 under the new childhood 

disability standard.

Modifies provision of Public Law 104-193 to permit 

SSA to schedule a CDR for a disabled child for whom 2. Recipients who have lost eligibility for SSI benefits for fewer than 

13 consecutive months are in suspended payment status.
26 ♦ Annual Statistical Supplement, 2004

low birth weight is a contributing factor material to the 

determination of disability, at a date after the child’s 

first birthday if the Commissioner determines the 

impairment is not expected to improve within 

12 months of the child’s birth.

Modifies provision of Public Law 104-193 to provide 

SSA the authority to make redeterminations of disabled childhood recipients who attain age 18, more 

than 1 year after the date such recipient attains 

age 18.

1999 (Public Law 106-170, enacted December 17). Prohibits the initiation of a CDR during the period that a 

recipient is “using a ticket” under the Ticket to Work 

program.

Deeming of Income and Resources

1972 (Public Law 92-603, enacted October 30). Deeming 

occurs when the income and resources of certain 

family members living in the same household with 

the SSI recipient are considered in determining the 

amount of the SSI payment. These family members 

are the ineligible spouse of an adult recipient and the 

ineligible parents of a child recipient under age 21.

After deduction of personal allocations for the spouse 

(or parents) and for ineligible children in the home, 

and after application of income exclusions, any 

remaining income of the spouse (or parents) is 

added to the income of the eligible person.

1980 (Public Law 96-265, enacted June 9). Children 

aged 18 or older are not subject to parental deeming.

Sponsor’s income and resources deemed to an alien 

for 3 years.

1989 (Public Law 101-239, enacted December 19). Disabled children receiving home care services under 

state Medicaid programs, who are ineligible for SSI 

because of deeming of parental income, and who 

received SSI benefits limited to $30 while in a medical treatment facility, may receive the $30 monthly 

allowance that would be payable if the recipient were 

institutionalized.

1993 (Public Law 103-152, enacted November 24). 

Sponsor-to-alien deeming period extended from 

3 years to 5 years, effective January 1, 1994, 

through September 30, 1996.

Considers an ineligible spouse or parent who is 

absent from the household because of active military 

service to be a member of the household for deeming purposes.

1996 (Public Law 104-193, enacted August 22). Deeming of income and resources from an immigration 

sponsor to a noncitizen continues until citizenship, 

with exceptions for those who earn, or can be credited with, 40 qualifying quarters of earnings. Effective 

for those whose sponsor signs a new legally enforceable affidavit of support.

(Public Law 104-208, enacted September 30). 

Amends Public Law 104-193 to add two exceptions 

to the sponsor-to-alien deeming:

• Provides that if the noncitizen is indigent and 

would be unable to obtain food and shelter without SSI benefits even after receiving support 

from the sponsor, then only the amount of 

income and resources actually provided by the 

sponsor will be counted for a 12-month period 

after a determination of indigence; and

• Provides that in certain cases, deeming would 

not apply for a 12-month period (with some 

options for extension) if the noncitizen (or his/her 

children) has been battered or subjected to 

extreme cruelty by family members.

1997 (Public Law 105-33, enacted August 5). Amends 

Public Law 104-208 to add an additional exception to 

sponsor-to-alien deeming when the parent of a noncitizen has been battered or subjected to extreme 

cruelty by family members.

Federal Benefit Payments

Federal Benefit Rates

Basic benefit standards are used in computing the 

amount of federal SSI payments. Benefit levels differ for 

individuals and couples living in households and for persons in Medicaid institutions. Individuals or couples living 

in their own households receive the full federal benefit. If 

an individual or couple is living in another person’s 

household and receiving support and maintenance there, 

the federal benefit is reduced by one-third. The federal 

benefit rates for persons in households are increased 

annually to reflect increases in the cost of living. Legislation affecting the level of federal benefit rates since the 

inception of the SSI program are summarized in 

Table 2.B1.

Windfall Offset

1980 (Public Law 96-265, enacted June 9). Offset (by 

reduction of retroactive Social Security benefits) to 

prevent persons whose initial OASDI payment is retroactive from receiving more in total benefits than if 

they were paid the benefits when regularly due.

1984 (Public Law 98-617, enacted November 8). Offset 

provision expanded to allow for reduction of retroactive SSI benefits and to apply in cases of OASDI benefit reinstatement.
Annual Statistical Supplement, 2004 ♦ 27

Proration of Benefit

1982 (Public Law 97-248, enacted September 3). Benefit 

for first month of eligibility to be prorated by the number of days in the month for which an application has 

been filed and there is eligibility.

1996 (Public Law 104-193, enacted August 22). 

Changes the effective date of an SSI application to 

the first day of the month following the date on which 

the application was filed or on which the individual 

first becomes eligible, whichever is later. This, in 

effect, eliminates prorated payments in initial claims.

Retrospective Monthly Accounting

1981 (Public Law 97-35, enacted August 13). Changes 

the method of computing the SSI benefit to one 

under which the benefit amount is computed on a 

monthly basis and is based on income and other 

characteristics in the previous (or second previous) 

month.

1984 (Public Law 98-369, enacted July 18). Changes the 

method of computing the SSI benefit to persons 

receiving Title II payments. The effect of the 

increased Title II income at the time of the cost-of-living increase is not delayed as it otherwise would be.

1987 (Public Law 100-203, enacted December 22). Provides an exception to retrospective monthly accounting so that amounts received under Aid to Families 

with Dependent Children (AFDC), foster care, refugee cash assistance, Cuban-Haitian entrant assistance, or general and child welfare assistance 

provided by the Bureau of Indian Affairs are counted 

only in the month received.

1993 (Public Law 103-66, enacted August 10). Changes 

the method of computing the SSI benefit to persons 

receiving the value of the one-third reduction. The 

effect of the increased value at the time of the costof-living increase is not delayed as it otherwise would 

be. Effective January 1995.

2004 (Public Law 108-203, enacted March 2). Eliminates 

triple counting of one-time, nonrecurring income by 

providing that this income will be counted only for the 

month that the income is received and not for any 

other month during the transition to retrospective 

monthly accounting during the first 3 months of an 

individual’s SSI eligibility. Effective April 2005.

Uncashed Checks

1981 (Public Law 97-35, enacted August 13). States that 

have federally administered supplements to be credited their share of SSI checks that remain unnegotiated for 180 days.

1987 (Public Law 100-86, enacted August 10). SSI 

checks now unnegotiable after 1 year. States are 

credited their share of SSI checks after 1 year rather 

than 180 days.

Rounding of Payment Amounts

1982 (Public Law 97-248, enacted September 3). Costof-living adjustments in the federal SSI benefit and 

income eligibility levels are to be rounded to the next 

lower whole dollar, after the adjustment is calculated. 

Subsequent cost-of-living adjustments will be calculated on the previous year’s benefit standard before 

rounding.

Penalties Resulting in Nonpayment of Benefits for 

False or Misleading Statements

1999 (Public Law 106-169, enacted December 14). Provides for the nonpayment of OASDI and SSI benefits 

(6, 12, and 24 months, respectively, for the first, second, and third or subsequent violations) for individuals found to have knowingly made a false or 

misleading statement of material fact for use in determining eligibility for benefits.

2004 (Public Law 108-203, enacted March 2). Expands 

the administrative sanction of nonpayment of benefits to situations where an individual has failed to disclose material information, if the person knew or 

should have known that such failure was misleading.

Authorizes federal courts to order a defendant convicted of defrauding Social Security, Special Veterans’ Benefits, or SSI to make restitution to SSA. 

Restitution funds would be deposited to the trust 

funds or General Fund of the Treasury, as appropriate. Effective with respect to violations occurring on 

or after the date of enactment.

Exclusions from Income

General Exclusions

1972 (Public Law 92-603, enacted October 30). The first 

$60 of earned or unearned income per calendar 

quarter for an individual or couple; the next $195 and 

one-half the remainder of quarterly earned income. 

Unearned income includes Social Security benefits, 

other government or private pensions, veterans’ benefits, and workers’ compensation.

1981 (Public Law 97-35, enacted August 13). The first 

$20 of earned or unearned income per month for an 

individual or couple; the next $65 and one-half the 

remainder of monthly earned income. Unearned 

income includes Social Security benefits, other government or private pensions, veterans’ benefits, and 

workers’ compensation.
28 ♦ Annual Statistical Supplement, 2004

2000 (Public Law 106-554, enacted December 21). Earnings of persons defined as Social Security statutory 

employees are treated as self-employment income 

for SSI purposes.

Special Exclusions

1972 (Public Law 92-603, enacted October 30). Any 

amount of tax rebate issued to an individual by any 

public agency that is based on either real property or 

food purchase taxes.

Grants, scholarships, and fellowships used to pay 

tuition and fees at an educational institution.

Income required for achieving an approved self-support plan for blind or disabled persons.

Work expenses of blind persons.

For blind persons transferred from state programs to 

SSI, income exclusions equal to the maximum 

amount permitted as of October 1972 under the state 

programs.

Irregularly or infrequently received income totaling 

$60 or less of unearned income and $30 of earned 

income in a calendar quarter.

Payment for foster care of ineligible child residing in 

recipient’s home through placement by a public or 

private nonprofit child care agency.

One-third of any payment received from an absent 

parent for the support of a child eligible for SSI.

Certain earnings of a blind or disabled child under 

age 22 regularly attending an educational institution.

State or local government cash payments based on 

need and designed to supplement SSI payments.

1976 (Public Law 94-331, enacted June 30). Disaster 

assistance from income for 9 months and application 

of one-third reduction for 6 months for certain victims 

of disasters occurring between January 1, 1976, and 

December 31, 1976.

(Public Law 94-566, enacted October 20). Any assistance based on need (including vendor payments) 

made to or on behalf of SSI recipients, which is paid 

and wholly funded by state or local governments.

The value of assistance provided under certain federal housing programs.

1977 (Public Law 95-113, enacted September 29). Food 

stamps, federally donated food, and the value of free 

or reduced price food for women and children under 

the Child Nutrition Act and National School Lunch 

Act.

(Public Law 95-171, enacted November 12). Provisions for exclusions for support and maintenance 

under the Disaster Relief and Emergency Assistance 

Act of 1974 extended on a permanent basis. Effective January 1, 1978.

1980 (Public Law 96-222, enacted April 1). Earned 

income tax credit treated as earned income (temporarily excluded from 1975 through 1980).

(Public Law 96-265, enacted June 9). Remunerations received in sheltered workshops and work 

activity centers are considered earned income and 

qualify for earned income exclusions.

Impairment-related work expenses paid by the individual (including cost for attendant care, medical 

equipment, drugs, and services necessary to control 

an impairment) are deducted from earnings when 

determining if an individual is engaging in substantial 

gainful activity. Impairment-related work expenses 

are excluded in calculating income for benefit purposes if initial eligibility for benefits exists on the 

basis of countable income without applying this 

exclusion.

1981 (Public Law 97-35, enacted August 13). Modifies 

provision under which irregularly or infrequently 

received income is excluded to conform to change 

from quarterly to monthly accounting; amounts 

excludable: $20 or less of unearned income and $10 

of earned income in a month.

1982 (Public Law 97-377, enacted December 21). From 

December 18, 1982, to September 30, 1983, certain 

home energy assistance payments are excluded if a 

state agency certified that they are based on need.

1983 (Public Law 97-424, enacted January 6). Support 

or maintenance assistance (including home energy 

assistance) provided in kind by a nonprofit organization or in cash or in kind by certain providers of home 

energy is excluded if the state determines that the 

assistance is based on need. Provision is applicable 

through September 1984.

Certain home energy assistance payments are 

excluded if a state agency certified that the assistance is based on need. Provision is applicable 

through June 1985.

1984 (Public Law 98-369, enacted July 18). The 1983 

provisions for support and maintenance and home 

energy assistance continue to October 1, 1987.

1986 (Public Law 99-498, enacted October 17). Educational assistance used for educational expenses 

under the Higher Education Act of 1965 as amended.

1987 (Public Law 100-203, enacted December 22). The 

1983 provisions for support and maintenance and 

home energy assistance made permanent.
Annual Statistical Supplement, 2004 ♦ 29

Excludes death payments (for example, proceeds 

from life insurance) from SSI income determinations 

to the extent they were spent on last illness and 

burial.

Modifies the 1982 resource exclusion for burial funds 

to extend the exclusion to any burial fund of $1,500 

or less maintained separately from all other assets, 

thereby allowing interest to be excluded from income 

if retained in the fund.

1988 (Public Law 100-383, enacted August 10). Restitution payments made to Japanese internees and relocated Aleutians.

1989 (Public Law 101-239, enacted December 19). Interest on agreements representing the purchase of an 

excluded burial space.

Payments from the Agent Orange Settlement.

Value of a ticket for domestic travel received as a gift 

and not cashed.

1990 (Public Law 101-508, enacted November 5). 

Earned income tax credit (including the child health 

insurance portion).

Payments received from a state-administered fund 

established to aid victims of crime.

Impairment-related work expenses excluded from 

income in determining initial eligibility for benefits.

Payments received as state or local government relocation assistance.

Payments received under the Radiation Exposure 

Compensation Act.

Redefines as earned income, royalties earned in 

connection with any publication of the individual’s 

work and honoraria received for services rendered 

(previously defined as unearned income).

1993 (Public Law 103-66, enacted August 10). Hostile 

fire pay to members of the uniformed services.

Payments received as state or local government relocation assistance made permanent.

1994 (Public Law 103-286, enacted August 1). Payments 

to victims of Nazi persecution.

1998 (Public Law 105-285, enacted October 27). Funds 

made available to an SSI recipient by a state or local 

government or a nonprofit organization as part of the 

Individual Development Account demonstration 

project.

(Public Law 105-306, enacted October 28). In-kind 

gifts to children with life-threatening conditions by 

tax-exempt organizations not converted to cash.

The first $2,000 annually of cash gifts by tax-exempt 

organizations to, or for the benefit of, individuals 

under age 18 with life-threatening conditions.

(Public Law 105-369, enacted November 12). Payments made under the Ricky Ray Hemophilia Relief 

Fund Act of 1998.

2000 (Public Law 106-554, enacted December 21). Interest on funds deposited in an individual development 

account.

Any adjustments made to prior payments from other 

federal programs to account for the error in the computation of the consumer price index during 1999.

2001 (Public Law 107-16, enacted June 7). The refundable child tax credit is excluded in determining eligibility for means-tested programs, including SSI.

2004 (Public Law 108-203, enacted March 2). Changes 

the calculation of infrequent and irregular income 

from a monthly to a quarterly basis.

Excludes from the determination of an individual’s 

income all interest and dividend income earned on 

countable resources. Effective July 2004.

Permits the student earned income exclusion to 

apply to any individual under age 22 who is a student. Thus, students under age 22 who are married 

or heads of households would be eligible for the 

exclusion. Effective April 2005.

Excludes from the determination of income any gift to 

an individual for use in paying tuition or educational 

fees, just as grants, scholarships, and fellowships for 

such use are currently excluded from the determination of income. Effective June 2004.

Resources

1972 (Public Law 92-603, enacted October 30). Countable resources limited to $1,500 or less for an individual and to $2,250 or less for a couple.

1984 (Public Law 98-369, enacted July 18). Limit on 

countable resources raised by $100 a year for individuals and $150 a year for couples, beginning in calendar year 1985 through 1989. The respective limits 

would become $2,000 for an individual and $3,000 

for a couple in 1989 and thereafter.

1999 (Public Law 106-169, enacted December 14). 

Includes generally in the countable resources of an 

individual the assets of a trust that could be used for 

the benefit of the individual or spouse.

General Exclusions

1972 (Public Law 92-603, enacted October 30). A home 

of reasonable value—established by regulation as 
30 ♦ Annual Statistical Supplement, 2004

not exceeding a fair-market value of $25,000 

($35,000 in Alaska and Hawaii).

Personal effects and household goods of reasonable 

value established by regulation as not exceeding a 

total market value of $1,500.

An automobile of reasonable value—established by 

regulation as not exceeding a market value of 

$1,200.

An automobile may be excluded, regardless of value, 

if the individual’s household uses it for employment 

or medical treatment or if it is modified to be operated 

by or for transportation of a handicapped person.

Life insurance with face value of $1,500 or less.

1976 (Public Law 94-569, enacted October 20). The 

recipient’s home, regardless of value, is excluded 

from consideration in determining resources.

1977 (Public Law 95-171, enacted November 12). Assistance received under the Disaster Relief and Emergency Assistance Act of 1974 for 9 months following 

receipt.

1979. Reasonable value for an automobile increased by 

regulation to $4,500 of current-market value; personal goods and household effects increased to 

$2,000 of equity value.

1982 (Public Law 97-248, enacted September 3). The 

value, within prescribed limits, of a burial space for 

the recipient, spouse, and immediate family is 

excluded. In addition, $1,500 each (less the value of 

already excluded life insurance and any amount in an 

irrevocable burial arrangement) may be set aside for 

the burial of the recipient and spouse.

1984 (Public Law 98-369, enacted July 18). The unspent 

portion of any retroactive Title II or Title XVI payment 

is excluded for 6 months following its receipt, and the 

individual must be given written notice of the time 

limit on the exclusion.

1985. Regulations permit exclusion, regardless of value, 

of an automobile needed for essential transportation 

or modified for a handicapped person. The $4,500 

current market value limit applies only if no automobile could be excluded based on the nature of its use.

1987 (Public Law 100-203, enacted December 22). Provides for suspension of the 1980 transfer of assets 

provision, in any month that it is determined that 

undue hardship would result.

Real property that cannot be sold for the following 

reasons: it is jointly owned; its sale would cause the 

other owner(s) undue hardship because of loss of 

housing; its sale is barred by a legal impediment; or 

the owner’s reasonable efforts to sell have been 

unsuccessful.

Temporarily extends the 1984 exclusion of retroactive Title II and Title XVI benefits from 6 months to 

9 months (the longer exclusion applies to benefits 

paid in fiscal years 1988 and 1989).

1988 (Public Law 100-707, enacted November 23). 

Removes the time limit for exclusion of disaster 

assistance.

2004 (Public Law 108-203, enacted March 2). Increases 

to 9 months and makes uniform the time period for 

excluding from resources amounts attributable to 

payments of past-due Social Security and SSI benefits and earned income and child tax credits. Effective 

for such payments received on or after the date of 

enactment.

Special Exclusions

1972 (Public Law 92-603, enacted October 30). Assets 

of a blind or disabled individual that are necessary to 

an approved plan of self-support.

Tools and other property essential to self-support 

(PESS), within reasonable limits. Shares of nonnegotiable stock in regional or village corporations held by 

natives of Alaska.

For persons transferred from state programs to SSI, 

resource exclusions equal to the maximum amount 

permitted as of October 1972 under the state program.

1988 (Public Law 100-383, enacted August 10). Restitution payments made to Japanese internees and relocated Aleutians.

1989 (Public Law 101-239, enacted December 19). 

Specifies that no limitation can be placed on property 

essential to self-support used in a trade or business, 

or by an individual as an employee (including the 

tools of a tradesperson and the machinery and livestock of a farmer).

Payments from the Agent Orange Settlement.

1990 (Public Law 101-508, enacted November 5). 

Earned income tax credit excluded for the month following the month the credit is received.

Payments received from a state-administered fund 

established to aid victims of crime excluded for a 

9-month period. Individual not required to file for such 

benefits.

Payments received as state or local government relocation assistance excluded for a 9-month period. 

(The provision expired 3 years after its effective 

date.)

Payments received under the Radiation Exposure 

Compensation Act.
Annual Statistical Supplement, 2004 ♦ 31

1993 (Public Law 103-66, enacted August 10). Makes 

permanent the 9-month exclusion of payments 

received as state or local government relocation 

assistance.

1994 (Public Law 103-286, enacted August 1). Payments 

to victims of Nazi persecution.

1996 (Public Law 104-193, enacted August 22). Dedicated financial institution accounts required to be 

established for large past-due benefits for disabled 

individuals under age 18 with a representative 

payee.

1998 (Public Law 105-285, enacted October 27). Funds 

made available to an SSI recipient by a state or local 

government or a nonprofit organization as part of the 

Individual Development Account demonstration 

project.

(Public Law 105-306, enacted October 28). In-kind 

gifts to children with life-threatening conditions by 

tax-exempt organizations not converted to cash.

The first $2,000 annually of cash gifts by tax-exempt 

organizations to, or for the benefit of, individuals 

under age 18 with life-threatening conditions.

(Public Law 105-369, enacted November 12). Payments made under the Ricky Ray Hemophilia Relief 

Fund Act of 1998.

2000 (Public Law 106-554, enacted December 21). 

Funds deposited by an individual in an individual 

development account and the interest on those 

funds.

2001 (Public Law 107-16, enacted June 7). The refundable child tax credit in the month of receipt and in the 

following month.

2004 (Public Law 108-203, enacted March 2). Excludes 

grants, scholarships, fellowships, or gifts to be used 

for tuition or educational fees from an individual’s 

countable resources for 9 months after the month of 

receipt.

Transfer-of-Assets Penalties

1980 (Public Law 96-611, enacted December 28). Assets 

transferred for less than fair market value for the purpose of establishing eligibility for benefits under the 

Social Security Act are counted as resources for 

24 months after transfer.

1988 (Public Law 100-360, enacted July 1). Removes 

the transfer-of-assets penalty for transfers made 

July 1, 1988, or later.

1999 (Public Law 106-169, enacted December 14). Provides a penalty under the SSI program for the disposal of resources at less than fair market value. The 

penalty is a loss of benefits for up to 36 months. A 

formula is provided to determine the number of 

months.

Presumptive and Emergency Payments

and Interim Assistance Reimbursement

Presumptive Payments

1972 (Public Law 92-603, enacted October 30). A person 

applying on the basis of disability who meets all other 

criteria of eligibility, and is likely to be disabled, may 

receive payments for 3 months pending the disability 

determination.

1976 (Public Law 94-569, enacted October 20). Presumptive payment provision was extended to persons applying on the basis of blindness.

1990 (Public Law 101-508, enacted November 5). 

Extends the period for receipt of payments to 

6 months.

Emergency Advance Payments

1972 (Public Law 92-603, enacted October 30). Any 

applicant who can be presumed to meet the criteria 

of eligibility, but has not yet been determined eligible, 

and who is faced with a financial emergency may 

receive an immediate cash advance of up to $100.

1987 (Public Law 100-203, enacted December 22). 

Increases the maximum emergency advance payment amount to the maximum amount of the regular 

federal SSI monthly benefit rate plus, if any, the federally administered state supplementary payment.

1996 (Public Law 104-193, enacted August 22). Applicants who have a financial emergency may receive 

an emergency advance payment in the month of 

application, which, effective with this law, is always 

before the first month of eligibility. These advance 

payments are recouped by proportional reductions in 

the recipient’s first 6 months of SSI benefits.

Interim Assistance Reimbursement

1974 (Public Law 93-368, enacted August 7). SSA may 

enter into agreements with the states to repay them 

directly for assistance payments made to an SSI 

applicant while his/her claim is being adjudicated. 

The repayment is made from the first check due to 

the individual. This legislation expires June 30, 1976.

1976 (Public Law 94-365, enacted July 14). The authority 

to repay the state for interim assistance is made permanent.

1987 (Public Law 100-203, enacted December 22). 

Extends interim assistance reimbursement to situations in which payments are made by states or political subdivisions to persons whose SSI payments 
32 ♦ Annual Statistical Supplement, 2004

were suspended or terminated and who subsequently are found to be eligible for such benefits. 

Also clarifies that the payment from which the interim 

assistance reimbursement is paid must be the first 

payment of benefits relating to the interim period.

Medicaid Eligibility

1972 (Public Law 92-603, enacted October 30). States 

can provide Medicaid coverage to all recipients of 

SSI payments. Alternatively, they can limit coverage 

by applying more restrictive criteria from the state 

Medicaid plan in effect on January 1, 1972.

States can accept SSA determination of eligibility or 

make their own determination.

1976 (Public Law 94-566, enacted October 20). Preserves the Medicaid eligibility of recipients who 

become ineligible for cash SSI payments due to the 

cost-of-living increases in Social Security benefits.

1980 (Public Law 96-265, enacted June 9). Blind or disabled recipients under age 65 no longer eligible for 

either regular or special SSI payments because of 

their earnings may retain SSI recipient status for 

Medicaid eligibility purposes under the following conditions: (1) they continue to have the disabling 

impairment, (2) they meet all nondisability eligibility 

criteria except for earned income, (3) they would be 

seriously inhibited from continuing employment without Medicaid services, and (4) their earnings are 

insufficient to provide a reasonable equivalent of SSI 

payments and Medicaid.

In states that do not provide Medicaid coverage categorically to all SSI recipients, qualification for Medicaid benefits depends on the state’s specific eligibility 

and program requirements.

The Medicaid provision of the 1980 legislation was in 

effect from January 1, 1981, through December 31, 

1983. Under a 1-year demonstration project, beginning January 1, 1984, this provision was continued 

for persons already eligible for regular or special SSI 

payments or for retention of Medicaid eligibility.

1984 (Public Law 98-460, enacted October 9). Medicaid 

provision of 1980 legislation extended through 

June 30, 1987 (retroactive to January 1, 1984).

1986 (Public Law 99-272, enacted April 7). Restores 

Medicaid eligibility for some disabled widow(er)s who 

became ineligible for SSI when their Title II benefits 

increased in 1984 because of a change in the Social 

Security disabled widow(er)s benefits reduction factor.

1986 (Public Law 99-643, enacted November 10). The 

SSI recipient status for Medicaid eligibility provision 

of the 1980 amendments is made permanent.

Effective July 1, 1987, certain expenses are 

excluded from earnings when determining sufficiency 

of earnings to establish SSI recipient status eligibility 

for Medicaid purposes:

• Impairment-related work expenses of disabled 

persons,

• Work expenses of blind persons,

• Income required for achieving an approved selfsupport plan, and

• The value of publicly funded attendant care services.

Effective July 1, 1987, preserves the Medicaid eligibility of recipients who become ineligible for SSI payments because of entitlement to, or an increase in, 

Social Security disabled adult child benefits on or 

after the effective date.

Effective July 1, 1987, requires all states to provide 

Medicaid coverage for recipients in special SSI status (either receiving special SSI payments or in the 

special recipient status described for 1980) if they 

received Medicaid coverage the month before special SSI status.

1987 (Public Law 100-203, enacted December 22). 

Effective July 1, 1988, restores or preserves the 

Medicaid eligibility of persons aged 60 or older who 

are eligible for Social Security benefits as widows or 

widowers (but not eligible for Medicare) and who 

become ineligible for SSI payments or state supplementation because of the receipt of old-age or survivors insurance benefits under Social Security.

1990 (Public Law 101-508, enacted November 5). Age 

limit for retention of SSI recipient status for Medicaid 

eligibility purposes (1980 and subsequent work 

incentive provisions, above) is eliminated.

Preserves the Medicaid eligibility of SSI recipients 

who become ineligible for payments when they 

become entitled to Social Security disabled 

widow(er)s benefits following the revised definition 

used for their disability.

1997 (Public Law 105-33, enacted August 5). Requires 

states to continue Medicaid coverage for disabled 

children who were receiving SSI payments as of 

August 22, 1996, and would have continued to be eligible for such payments except that their eligibility 

terminated because they did not meet the revised 

SSI childhood disability standard established under 

Public Law 104-193.

State Supplementation

1972 (Public Law 92-603, enacted October 30). States 

are given the option of providing supplementary pay-
Annual Statistical Supplement, 2004 ♦ 33

ments both to recipients transferred from the state 

program and to those newly eligible for SSI.

States may either administer the payments themselves or have the Social Security Administration 

make payments on their behalf. When state supplementary payments are federally administered, the 

Social Security Administration makes eligibility and 

payment determinations for the state and assumes 

administrative costs.

“Hold harmless” protection, which limits a state’s fiscal liability to its share of expenditures for Old-Age 

Assistance, Aid to the Blind, and Aid to the Permanently and Totally Disabled for calendar year 1972, is 

provided to states electing federal administration of 

their supplementary plans. This provision applies 

only to supplementary payments that do not, on the 

average, exceed a state’s “adjusted payment level.” 

(The adjusted payment level is the average of the 

payments that individuals with no other income 

received in January 1972; it may include the bonus 

value of food stamps. Adjustments are provided for 

payments that had been below state standards.)

1973 (Public Law 93-66, enacted July 9). Provides for 

mandatory state supplementation as assurance 

against reduction of income for persons who 

received state assistance in December 1973 and 

were transferred to SSI. These supplementary payments must equal the difference between (1) the 

amount of the state assistance payment that the individual received in December 1973 plus other income 

and (2) the individual’s federal SSI payment plus 

other income.

1976 (Public Law 94-585, enacted October 21). After 

June 30, 1977, when the federal SSI payment level is 

increased by a cost-of-living increase, such an 

increase will be excluded in calculating the “hold 

harmless” amount.

Requires states to maintain state supplementation 

payments at the level of December 1976 (“maintenance of payments”) or to continue to pay in supplements the same total annual amounts (“maintenance 

of expenditures”) when the federal SSI payment level 

is increased and thereby pass through any increases 

in federal benefits without reducing state supplements.

1982 (Public Law 97-248, enacted September 3). Begins 

a 3-year phase out of “hold harmless” protection. 

Effective with fiscal year 1985, Wisconsin and Hawaii 

(the only remaining “hold harmless” states) assumed 

the full cost of their supplementary payments.

1983 (Public Law 98-21, enacted April 20). Federal passthrough law is adjusted (1) by substituting the state 

supplementary payment levels in effect in 

March 1983 for those in effect in December 1976 as 

the levels that states must maintain in complying with 

the pass-through requirements, and (2) with regard 

to the $20 (individual) and $30 (couple) increase in 

the federal SSI standard in July 1983, by requiring 

states to pass through only as much as would have 

been required if the SSI cost-of-living adjustment had 

been made in July 1983.

1987 (Public Law 100-203, enacted December 22). Provides for federal administration of state supplements 

to residents of medical institutions.

Provides for required pass through of $5 increase in 

federal rate for persons whose care in institutions is 

paid in substantial part by Medicaid.

1993 (Public Law 103-66, enacted August 10). Requires 

states to pay fees for federal administration of their 

state supplementation payments. The fees are $1.67 

for each monthly supplementary payment in fiscal 

year 1994, $3.33 in fiscal year 1995, and $5.00 in fiscal year 1996. Fees for subsequent fiscal years will 

be $5.00 or another amount determined by the commissioner to be appropriate. The commissioner may 

charge the states additional fees for services they 

request that are beyond the level customarily provided in administering state supplementary payments.

1997 (Public Law 105-33, enacted August 5). Revises 

the schedule of per-payment fees for federal administration of state supplementation for fiscal years 

1998 ($6.20) through 2002 ($8.50) and provides a 

formula for determining the fee beyond fiscal year 

2002.

1999 (Public Law 106-170, enacted December 17). A 

state that has an agreement with SSA to administer 

its supplementation payments must remit both payments and fees prior to the SSI payment date.

2000 (Public Law 106-554, enacted December 21). 

Changes the effective date of above provision from 

2009 to 2001.

Overpayment Recovery

1984 (Public Law 98-369, enacted July 18). Limits the 

rate of recovering overpayments from monthly payments to the lesser of (1) the monthly payment or 

(2) 10 percent of a recipient’s monthly income. Permits a higher or lower adjustment at the request of 

the recipient subject to the agreement of the Commissioner. The limit does not apply if fraud, willful 

misrepresentation, or concealment of material information was involved on the part of the recipient or 

spouse in connection with the overpayment.

Waives recovery of certain overpayments due to 

amount of excess resources of $50 or less.
34 ♦ Annual Statistical Supplement, 2004

Provides temporary authority for the recovery of 

overpayments from tax refunds.

1988 (Public Law 100-485, enacted October 13). Grants 

permanent authority to recover overpayments from 

tax refunds.

1998 (Public Law 105-306, enacted October 28). Authorizes SSA to collect SSI overpayments by offsetting 

Social Security benefits, with a maximum monthly 

offset of no more than 10 percent of the Social Security benefit.

1999 (Public Law 106-169, enacted December 14). 

Makes representative payees liable for an SSI overpayment caused by a payment made to a recipient 

who has died, and requires SSA to establish an overpayment control record under the representative 

payee’s Social Security number.

Requires SSA to recover SSI overpayments from SSI 

lump-sum amounts by withholding at least 

50 percent of the lump-sum payment or the amount 

of the overpayment, whichever is less.

Extends all of the debt collection authorities currently 

available for the collection of overpayments under 

the OASDI program to the SSI program.

2001 (Public Law 107-16, enacted June 7). Subjects 

one-time tax refund payments provided under this 

Act to overpayment recovery under tax refund offset 

provisions.

2004 (Public Law 108-203, enacted March 2). Provides 

for recovery of overpayment of SSI benefits by withholding from OASDI and Special Veterans’ Benefits 

up to 100 percent of any underpayment of benefits 

and 10 percent of ongoing monthly benefits.

Also provides for recovery of overpayment of OASDI 

or Special Veterans’ Benefits by withholding from SSI 

up to 100 percent of any underpayment of benefits 

but limits any recovery from SSI benefits to the lesser 

of 100 percent of the monthly benefit or 10 percent of 

the individual’s total monthly income.

Effective with respect to overpayments that are outstanding at the time of enactment.

CONTACT: Paul S. Davies (410) 966-0299.
Annual Statistical Supplement, 2004 ♦ 35

Medicare

The following are brief summaries of complex subjects. 

They should be used only as overviews and general 

guides to the Medicare and Medicaid programs. The 

views expressed herein do not necessarily reflect the policies or legal positions of the Centers for Medicare & 

Medicaid Services (CMS) or the Department of Health 

and Human Services (DHHS). These summaries do not 

render any legal, accounting, or other professional 

advice, nor are they intended to explain fully all of the 

provisions or exclusions of the relevant laws, regulations, 

and rulings of the Medicare and Medicaid programs. 

Original sources of authority should be researched and 

utilized.1

Overview

Title XVIII of the Social Security Act, designated “Health 

Insurance for the Aged and Disabled,” is commonly 

known as Medicare. As part of the Social Security 

Amendments of 1965, the Medicare legislation established a health insurance program for aged persons to 

complement the retirement, survivors, and disability 

insurance benefits under Title II of the Social Security 

Act.

When first implemented in 1966, Medicare covered 

most persons aged 65 and over. In 1973, the following 

groups also became eligible for Medicare benefits: persons entitled to Social Security or Railroad Retirement 

disability cash benefits for at least 24 months, most persons with end-stage renal disease (ESRD), and certain 

otherwise noncovered aged persons who elect to pay a 

premium for Medicare coverage. The Medicare, Medicaid, and State Children's Health Insurance Program 

(SCHIP) Benefits Improvement and Protection Act of 

2000 (Public Law 106-554) allowed persons with Amyotrophic Lateral Sclerosis (Lou Gehrig’s Disease) to waive 

the 24-month waiting period.

Medicare has traditionally consisted of two parts: 

Hospital Insurance (HI), also known as Part A, and Supplementary Medical Insurance (SMI), also known as 

Part B. A third part of Medicare, sometimes known as 

Part C, is the Medicare Advantage program, which was 

established as the Medicare+Choice program by the Balanced Budget Act (BBA) of 1997 (Public Law 105-33) 

and subsequently renamed and modified by the Medicare Prescription Drug, Improvement, and Modernization 

Act (MMA) of 2003 (Public Law 108-173). The Medicare 

Advantage program expands beneficiaries’ options for 

participation in private-sector health care plans.

The MMA also established a fourth part of Medicare: 

a new prescription drug benefit, also known as Part D, 

beginning in 2004. Part D activities are handled within 

the SMI trust fund but in an account separate from 

Part B. It should thus be noted that the traditional treatment of “SMI” and “Part B” as synonymous is no longer 

accurate, since SMI now consists of Parts B and D. The 

purpose of the two separate accounts within the SMI trust 

fund is to ensure that funds from one part are not used to 

finance the other.

When Medicare began on July 1, 1966, approximately 19 million people enrolled. In 2004, almost 

42 million are enrolled in either Part A or Part B or both 

parts of the Medicare program, and about 5 million of 

them have chosen to participate in a Medicare Advantage plan.

Coverage

Part A is generally provided automatically and free of 

premiums to persons aged 65 and over who are eligible 

for Social Security or Railroad Retirement benefits, 

whether they have claimed these monthly cash benefits 

or not. Also, workers and their spouses with a sufficient 

period of Medicare-only coverage in federal, state, or 

local government employment are eligible beginning at 

age 65. Similarly, individuals who have been entitled to 

Social Security or Railroad Retirement disability benefits 

for at least 24 months, and government employees with 

Medicare-only coverage who have been disabled for 

more than 29 months, are entitled to Part A benefits. 

Part A coverage is also provided to insured workers with 

ESRD (and to insured workers’ spouses and children 

with ESRD), as well as to some otherwise ineligible aged 

and disabled beneficiaries who voluntarily pay a monthly 

premium for their coverage. In 2003, Part A provided protection against the costs of hospital and specific other 

medical care to about 41 million people (35 million aged 

and 6 million disabled enrollees). Part A benefit payments totaled $152.1 billion in 2003.

The following health care services are covered under 

Part A:

• Inpatient hospital care coverage includes costs of a 

semiprivate room, meals, regular nursing services, 

operating and recovery rooms, intensive care, inpatient prescription drugs, laboratory tests, X-rays, psychiatric hospitals, inpatient rehabilitation, and long1. These summaries were prepared by Earl Dirk Hoffman Jr., 

Barbara S. Klees, and Catherine A. Curtis, Office of the Actuary, 

Centers for Medicare & Medicaid Services, 7500 Security Blvd., 

Baltimore, MD 21244. The authors wish to express their gratitude 

to Mary Onnis Waid, who originated these summaries and diligently prepared them for many years before her retirement.
36 ♦ Annual Statistical Supplement, 2004

term care hospitalization when medically necessary, 

as well as all other medically necessary services and 

supplies provided in the hospital. An initial deductible 

payment is required of beneficiaries who are admitted to a hospital, plus copayments for all hospital 

days following day 60 within a benefit period 

(described later).

• Skilled nursing facility (SNF) care is covered by 

Part A only if it follows within 30 days (generally) of a 

hospitalization of 3 days or more and is certified as 

medically necessary. Covered services are similar to 

those for inpatient hospital but also include rehabilitation services and appliances. The number of SNF 

days provided under Medicare is limited to 100 days 

per benefit period (described later), with a copayment 

required for days 21 through 100. Part A does not 

cover nursing facility care if the patient does not 

require skilled nursing or skilled rehabilitation services.

• Home health agency (HHA) care is covered by 

Parts A and B. The BBA transferred from Part A to 

Part B those home health services furnished on or 

after January 1, 1998, that are unassociated with a 

hospital or SNF stay. Part A will continue to cover the 

first 100 visits following a 3-day hospital stay or a 

SNF stay; Part B covers any visits thereafter. Home 

health care under Parts A and B has no copayment 

and no deductible.

HHA care, including care provided by a home health 

aide, may be furnished part-time by an HHA in the 

residence of a homebound beneficiary, if intermittent 

or part-time skilled nursing or certain other therapy or 

rehabilitation care or both is necessary. Certain medical supplies and durable medical equipment (DME) 

may also be provided, though beneficiaries must pay 

a 20 percent coinsurance for DME, as required under 

Part B of Medicare. There must be a plan of treatment and periodical review by a physician. Full-time 

nursing care, food, blood, and drugs are not provided 

as HHA services.

• Hospice care is a service provided to terminally ill 

persons with life expectancies of 6 months or less 

who elect to forgo the standard Medicare benefits for 

treatment of their illness and to receive only hospice 

care for it. Such care includes pain relief, supportive 

medical and social services, physical therapy, nursing services, and symptom management. However, if 

a hospice patient requires treatment for a condition 

that is not related to the terminal illness, Medicare 

will pay for all covered services necessary for that 

condition. The Medicare beneficiary pays no deductible for the hospice program but does pay small coinsurance amounts for drugs and inpatient respite 

care.

An important Part A component is the benefit period, 

which starts when the beneficiary first enters a hospital 

and ends when there has been a break of at least 60 

consecutive days since inpatient hospital or skilled nursing care was provided. There is no limit to the number of 

benefit periods covered by Part A during a beneficiary’s 

lifetime; however, inpatient hospital care is normally limited to 90 days during a benefit period, and copayment 

requirements (detailed later) apply for days 61 through 

90. If a beneficiary exhausts the 90 days of inpatient hospital care available in a benefit period, the beneficiary can 

elect to use days of Medicare coverage from a nonrenewable “lifetime reserve” of up to 60 (total) additional 

days of inpatient hospital care. Copayments are also 

required for such additional days.

All citizens (and certain legal aliens) aged 65 and 

over, and all disabled persons entitled to coverage under 

Part A, are eligible to enroll in Part B on a voluntary basis 

by payment of a monthly premium. Almost all persons 

entitled to Part A choose to enroll in Part B. In 2003, 

Part B provided protection against the costs of physician 

and other medical services to about 38 million people 

(33 million aged and 5 million disabled). Part B benefits 

totaled $123.8 billion in 2003.

Part B covers the following services and supplies:

• Physicians’ and surgeons’ services, including some 

covered services furnished by chiropractors, podiatrists, dentists, and optometrists; also covered are 

the services provided by these Medicare-approved 

practitioners who are not physicians: certified registered nurse anesthetists, clinical psychologists, clinical social workers (other than in a hospital or SNF), 

physician assistants, and nurse practitioners and 

clinical nurse specialists in collaboration with a physician;

• Services in an emergency room or outpatient clinic, 

including same-day surgery, and ambulance services;

• Home health care not covered under Part A;

• Laboratory tests, X-rays, and other diagnostic radiology services, as well as certain preventive care 

screening tests;

• Ambulatory surgical center services in a Medicareapproved facility;

• Most physical and occupational therapy and speech 

pathology services;

• Comprehensive outpatient rehabilitation facility services, and mental health care in a partial hospitalization psychiatric program, if a physician certifies that 

inpatient treatment would be required without it;
Annual Statistical Supplement, 2004 ♦ 37

• Radiation therapy; renal (kidney) dialysis and transplants; heart, lung, heart-lung, liver, pancreas, and 

bone marrow transplants; and, as of April 2001, 

intestinal transplants;

• Approved DME for home use, such as oxygen equipment and wheelchairs, prosthetic devices, and surgical dressings, splints, and casts; and

• Drugs and biologicals that cannot be self-administered, such as hepatitis B vaccines and immunosuppressive drugs (certain self-administered anticancer 

drugs are covered).

To be covered, all services must be either medically 

necessary or one of several prescribed preventive benefits. Part B services are generally subject to a deductible 

and coinsurance (see next section). Certain medical services and related care are subject to special payment 

rules, including deductibles (for blood), maximum 

approved amounts (for Medicare-approved physical, 

speech, or occupational therapy services performed in 

settings other than hospitals), and higher cost-sharing 

requirements (such as those for outpatient treatments for 

mental illness).

Medicare Advantage (Part C) is an expanded set of 

options for the delivery of health care. Although all Medicare beneficiaries can receive their benefits through the 

original fee-for-service program, most beneficiaries 

enrolled in Parts A and B can choose to participate in a 

Medicare Advantage plan instead. Organizations that 

seek to contract as Medicare Advantage plans must 

meet specific organizational, financial, and other requirements. Following are the primary Medicare Advantage 

plans:

• Coordinated care plans, which include health maintenance organizations (HMOs), provider-sponsored 

organizations (PSOs), preferred provider 

organizations (PPOs), and other certified coordinated care plans and entities that meet the standards 

set forth in the law; and

• Private, unrestricted fee-for-service plans, which 

allow beneficiaries to select certain private providers. 

For those providers who agree to accept the plan’s 

payment terms and conditions, this option does not 

place the providers at risk nor does it vary payment 

rates based on utilization.

These Medicare Advantage plans are required to 

provide at least the current Medicare benefit package, 

excluding hospice services. Plans may offer additional 

covered services and are required to do so (or return 

excess payments) if plan costs are lower than the Medicare payments received by the plan.

Beginning in 2006, a new regional Medicare Advantage plan program will be established that allows regional 

coordinated care plans to participate in the Medicare 

Advantage program. Between 10 and 50 regions will be 

established, and plans wishing to participate must serve 

an entire region. There are provisions to encourage plan 

participation, and a fund will be established that can be 

used to encourage plan entry and limit plan withdrawals.

For individuals entitled to Part A or enrolled in Part B 

(except those entitled to Medicaid drug coverage), the 

new Part D initially provides access to prescription drug 

discount cards, at a cost of no more than $30 annually. 

For low-income beneficiaries, Part D initially provides 

transitional financial assistance (of up to $600 per year) 

for purchasing prescription drugs, plus a subsidized 

enrollment fee for the discount cards. This temporary 

plan, which began in mid-2004, will be phased out in 

2006.

Beginning in 2006, Part D will provide subsidized 

access to prescription drug insurance coverage on a voluntary basis, upon payment of a premium, to individuals 

entitled to Part A or enrolled in Part B, with premium and 

cost-sharing subsidies for low-income enrollees. Beneficiaries may enroll in either a stand-alone prescription 

drug plan (PDP) or an integrated Medicare Advantage 

plan that offers Part D coverage. (Late enrollment penalties may apply under certain circumstances.)

Part D coverage includes most prescription drugs 

and biologicals approved by the Food and Drug 

Administration (FDA). (The specific drugs currently covered in Parts A and B will remain covered.) Part D coverage can consist of either standard coverage (defined 

later) or an alternative design that provides the same 

actuarial value. (However, the specific actuarial equivalence test leaves very little flexibility for plans to design 

alternative coverage.) For an additional premium, plans 

may also offer supplemental coverage exceeding the 

value of basic coverage.

To encourage employer and union plans to continue 

to offer prescription drug coverage to Medicare retirees, 

Part D also provides for certain subsidies to those plans 

that meet specific criteria.

It should be noted that some health care services are 

not covered by Medicare. Noncovered services include 

long-term nursing care, custodial care, and certain other 

health care needs, such as dentures and dental care, 

eyeglasses, and hearing aids. These services are not a 

part of the Medicare program, unless they are a part of a 

private health plan under the Medicare Advantage program.
38 ♦ Annual Statistical Supplement, 2004

Program Financing, Beneficiary Liabilities, 

and Provider Payments

All financial operations for Medicare are handled through 

two trust funds, one for HI (Part A) and one for SMI 

(Parts B and D). These trust funds, which are special 

accounts in the U.S. Treasury, are credited with all 

receipts and charged with all expenditures for benefits 

and administrative costs. The trust funds cannot be used 

for any other purpose. Assets not needed for the payment of costs are invested in special Treasury securities. 

The following sections describe Medicare’s financing provisions, beneficiary cost-sharing requirements, and the 

basis for determining Medicare reimbursements to health 

care providers.

Program Financing

The HI trust fund is financed primarily through a mandatory payroll tax. Almost all employees and self-employed 

workers in the United States work in employment covered by Part A and pay taxes to support the cost of benefits for aged and disabled beneficiaries. The Part A tax 

rate is 1.45 percent of earnings, to be paid by each 

employee and a matching amount by the employer for 

each employee, and 2.90 percent for self-employed persons. Beginning in 1994, this tax is paid on all covered 

wages and self-employment income without limit. (Prior 

to 1994, the tax applied only up to a specified maximum 

amount of earnings.) The Part A tax rate is specified in 

the Social Security Act and cannot be changed without 

legislation.

Part A also receives income from the following 

sources: (1) a portion of the income taxes levied on 

Social Security benefits paid to high-income beneficiaries, (2) premiums from certain persons who are not otherwise eligible and choose to enroll voluntarily, 

(3) reimbursements from the general fund of the U.S. 

Treasury for the cost of providing Part A coverage to certain aged persons who retired when Part A began and 

thus were unable to earn sufficient quarters of coverage 

(and those federal retirees similarly unable to earn sufficient quarters of Medicare-qualified federal employment), 

(4) interest earnings on its invested assets, and (5) other 

small miscellaneous income sources. The taxes paid 

each year are used mainly to pay benefits for current 

beneficiaries.

The SMI trust fund differs fundamentally from the HI 

trust fund with regard to the nature of its financing. As 

previously noted, SMI is now composed of two parts, 

Part B and Part D, each with its own separate account 

within the SMI trust fund. The nature of the financing for 

both parts of SMI is similar, in that both parts are primarily 

financed by beneficiary premiums and contributions from 

the general fund of the U.S. Treasury.

Part B is financed through premium payments 

($78.20 per month per beneficiary in 2005) and contributions from the general fund of the U.S. Treasury. (Penalties for late enrollment may apply.) Beneficiary premiums 

are generally set at a level that covers 25 percent of the 

average expenditures for aged beneficiaries. Therefore, 

the contributions from the general fund of the U.S. Treasury are the largest source of Part B income.

Similarly, in 2006, Part D will be financed primarily 

through premium payments and contributions from the 

general fund of the U.S. Treasury, with general fund contributions accounting for the largest source of Part D 

income, since beneficiary premiums are to represent, on 

average, 25.5 percent of the cost of standard coverage 

(as described in the next section). The premiums and 

general fund contributions for Part D will be determined 

separately from those for Part B. (In 2004 and 2005, the 

general fund of the U.S. Treasury will finance the transitional assistance benefit for low-income beneficiaries by 

providing funds to a transitional assistance account 

within the SMI trust fund. The proceeds will be transferred to the Part D account at the conclusion of the temporary program.)

The SMI trust fund also receives income from interest earned on its invested assets, as well as from a small 

amount of miscellaneous income. For Parts B and D 

each, beneficiary premiums and general fund payments 

are redetermined annually to match estimated program 

costs for the following year. (Beginning in 2007, the 

Part B premium will be increased for beneficiaries meeting certain income thresholds.)

Capitation payments to Medicare Advantage plans 

are financed from the HI trust fund and the Part B 

account within the SMI trust fund, in proportion to the relative weights of Parts A and B benefits to the total benefits paid by the Medicare program.

Beneficiary Payment Liabilities

Fee-for-service beneficiaries are responsible for charges 

not covered by the Medicare program and for various 

cost-sharing aspects of Parts A and B. These liabilities 

may be paid (1) by the Medicare beneficiary; (2) by a 

third party, such as an employer-sponsored retiree health 

plan or private Medigap insurance; or (3) by Medicaid, if 

the person is eligible. Medigap, or Medicare supplemental insurance, is sold by private insurance companies to 

pay, within limits, most of the health care service charges 

not covered by Parts A or B of Medicare. These policies, 

which must meet federally imposed standards, are 
Annual Statistical Supplement, 2004 ♦ 39

offered by Blue Cross and Blue Shield and various commercial health insurance companies.

For beneficiaries enrolled in Medicare Advantage 

plans, payment is based on the cost-sharing structure of 

the specific plan selected by the beneficiary since each 

plan has its own requirements. Most plans have lower 

deductibles and coinsurance than are required of fee-forservice beneficiaries. Such beneficiaries pay the monthly 

Part B premium and may, depending on the plan, pay an 

additional plan premium.

For hospital care covered under Part A, a beneficiary's fee-for-service payment includes a one-time 

deductible amount at the beginning of each benefit 

period ($912 in 2005). This deductible covers part of the 

first 60 days of each spell of inpatient hospital care. If 

continued inpatient care is needed beyond the 60 days, 

additional coinsurance payments ($228 per day in 2005) 

are required through day 90 of a benefit period. Each 

Part A beneficiary also has a “lifetime reserve” of 60 additional hospital days that may be used when the covered 

days within a benefit period have been exhausted. Lifetime reserve days may be used only once, and coinsurance payments ($456 per day in 2005) are required.

For skilled nursing care covered under Part A, Medicare fully covers the first 20 days of care in a benefit 

period. But for days 21 through 100, a copayment ($115 

per day in 2005) is required from the beneficiary. After 

100 days of SNF care per benefit period, Medicare pays 

nothing. Home health care requires no deductible or 

coinsurance payment by the beneficiary. In any Part A 

service, the beneficiary is responsible for fees to cover 

the first 3 pints or units of nonreplaced blood per calendar year. The beneficiary has the option of paying the fee 

or of having the blood replaced.

There are no premiums for most people covered by 

Part A. Eligibility is generally earned through the work 

experience of the beneficiary or of the beneficiary's 

spouse. However, most aged people who are otherwise 

ineligible for premium-free Part A coverage can enroll 

voluntarily by paying a monthly premium, if they also 

enroll in Part B. For people with fewer than 30 quarters of 

coverage as defined by the Social Security Administration (SSA), the Part A monthly premium rate is $375 in 

2005; for those with 30 to 39 quarters of coverage, the 

rate is reduced to $206. Voluntary coverage upon payment of the Part A premium, with or without enrolling in 

Part B, is also available to disabled individuals for whom 

cash benefits have ceased because of earnings in 

excess of those allowed for receiving cash benefits. 

(Penalties for late enrollment may apply.)

For Part B, the beneficiary’s payment share includes 

the following: one annual deductible ($110 in 2005), 

monthly premiums, coinsurance payments for Part B services (usually 20 percent of the medically allowed 

charges), a deductible for blood, certain charges above 

the Medicare-allowed charge (for claims not on assignment), and payment for any services not covered by 

Medicare. For outpatient mental health treatment services, the beneficiary is liable for 50 percent of the 

approved charges.

For Part D, standard coverage in 2006 includes a 

$250 deductible, with 25 percent coinsurance (or other 

actuarially equivalent amounts) for drug costs above the 

deductible and below an initial coverage limit of $2,250. 

The beneficiary is then responsible for all costs until a 

$3,600 out-of-pocket limit is reached. For higher costs, 

there is catastrophic coverage that requires enrollees to 

pay the greater of 5 percent coinsurance or a small 

copay ($2 for generic or preferred brands and $5 for any 

other drug). After 2006, these benefit parameters are 

indexed to the growth in per capita spending in Part D. 

When determining out-of-pocket costs, only those 

amounts actually paid by the enrollee or another individual (and not reimbursed through insurance) are counted. 

The exception to this provision is cost-sharing assistance 

from Medicare’s low-income subsidies and from state 

Pharmacy Assistance programs. The monthly premiums 

required for Part D coverage are described in the previous section.

Provider Payments

Before 1983, Part A payments to providers were made 

on a reasonable cost basis. Medicare payments for most 

inpatient hospital services are now made under a reimbursement mechanism known as the prospective payment system (PPS). Under PPS, a specific 

predetermined amount is paid for each inpatient hospital 

stay, which is based on each stay’s diagnosis-related 

group (DRG) classification. In some cases the payment 

the hospital receives is less than the hospital’s actual 

cost for providing Part A–covered inpatient hospital services for the stay; in other cases it is more. The hospital 

absorbs the loss or makes a profit. Certain payment 

adjustments exist for extraordinarily costly inpatient hospital stays. Payments for skilled nursing care, home 

health care, inpatient rehabilitation, and long-term hospital care are made under separate prospective payment 

systems. Payments for psychiatric hospital care are currently reimbursed on a reasonable cost basis, but a prospective payment system is expected to be implemented 

in the near future, as required by the BBA.

For Part B, before 1992, physicians were paid on the 

basis of reasonable charge. This amount was initially 

defined as the lowest of (1) the physician’s actual charge, 

(2) the physician’s customary charge, or (3) the prevailing charge for similar services in that locality. Beginning 
40 ♦ Annual Statistical Supplement, 2004

January 1992, allowed charges were defined as the 

lesser of (1) the submitted charges or (2) the amount 

determined by a fee schedule based on a relative value 

scale (RVS). Payments for DME and clinical laboratory 

services are also based on a fee schedule. Most hospital 

outpatient services are reimbursed on a prospective payment system, and home health care is reimbursed under 

the same prospective payment system that is in place 

under Part A.

If a doctor or supplier agrees to accept the Medicareapproved rate as payment in full (“takes assignment”), 

then payments provided must be considered as payments in full for that service. The provider may not 

request any added payments (beyond the initial annual 

deductible and coinsurance) from the beneficiary or 

insurer. If the provider does not take assignment, the 

beneficiary will be charged for the excess (which may be 

paid by Medigap insurance). Limits now exist on the 

excess that doctors or suppliers can charge. Physicians 

are “participating physicians” if they agree before the 

beginning of the year to accept assignment for all Medicare services they furnish during the year. Since Medicare beneficiaries may select their doctors, they have the 

option to choose those who participate.

Medicare payments to Medicare Advantage plans 

are based on a blend of local and national capitated 

rates, generally determined by the capitation payment 

methodology described in section 1853 of the Social 

Security Act. Actual payments to plans vary on the basis 

of demographic characteristics of the enrolled population. 

New “risk adjusters” based on demographics and health 

status are currently being phased in to better match 

Medicare capitation payments to the expected costs of 

individual beneficiaries. As previously mentioned, the 

Medicare Advantage program will undergo changes 

beginning in 2006. Plan bids will be replacing the current 

payment structure for Medicare Advantage plans.

For Part D, in 2006 and later, PDPs (including the 

prescription drug portion of Medicare Advantage plans) 

will pay for most FDA-approved prescription drugs and 

biologicals under the benefit structure described in the 

previous section. Plans may set up formularies for their 

prescription drug coverage, subject to statutory standards.

Claims Processing

Medicare’s Part A and Part B fee-for-service claims are 

processed by nongovernment organizations or agencies 

that contract to serve as the fiscal agent between providers and the federal government. These claims processors are known as intermediaries and carriers. They 

apply the Medicare coverage rules to determine the 

appropriateness of claims.

Medicare intermediaries process Part A claims for 

institutional services, including inpatient hospital claims, 

SNFs, HHAs, and hospice services. They also process 

outpatient hospital claims for Part B. Examples of intermediaries are Blue Cross and Blue Shield (which utilizes 

its plans in various states) and other commercial insurance companies. Intermediaries’ responsibilities include 

the following:

• Determining costs and reimbursement amounts,

• Maintaining records,

• Establishing controls,

• Safeguarding against fraud and abuse or excess 

use,

• Conducting reviews and audits,

• Making the payments to providers for services, and

• Assisting both providers and beneficiaries as 

needed.

Medicare carriers handle Part B claims for services 

by physicians and medical suppliers. Examples of carriers are the Blue Shield plans in a state, and various commercial insurance companies. Carriers’ responsibilities 

include the following:

• Determining charges allowed by Medicare,

• Maintaining quality-of-performance records, 

• Assisting in fraud and abuse investigations, 

• Assisting both suppliers and beneficiaries as needed, 

and

• Making payments to physicians and suppliers for services that are covered under Part B.

Claims for services provided by Medicare Advantage 

plans (that is, claims under Part C) are processed by the 

plans themselves.

Once Part D begins in earnest in 2006, plans will be 

responsible for claims processing, as is the case under 

Part C. However, there are a number of complex Part D 

claims processing provisions, and the administration of 

some of these provisions is not yet fully resolved. Future 

versions of the Supplement will address these issues as 

they unfold.

Quality improvement organizations (QIOs; formerly 

called peer review organizations, or PROs) are groups of 

practicing health care professionals who are paid by the 

federal government to generally oversee the care provided to Medicare beneficiaries in each state and to 
Annual Statistical Supplement, 2004 ♦ 41

improve the quality of services. QIOs educate other 

health care professionals and assist in the effective, efficient, and economical delivery of health care services to 

the Medicare population. The ongoing effort to combat 

monetary fraud and abuse in the Medicare program was 

intensified after enactment of the Health Insurance Portability and Accountability Act of 1996 (Public 

Law 104-191), which created the Medicare Integrity Program. Before this 1996 legislation, the Centers for 

Medicare & Medicaid Services (CMS) was limited by law 

to contracting with its current carriers and fiscal intermediaries to perform payment safeguard activities. The 

Medicare Integrity Program ensured that CMS had stable 

and increased funding for payment safeguard activities, 

as well as new authorities to contract with entities to perform specific payment safeguard functions.

Administration

The Department of Health and Human Services (DHHS) 

has the overall responsibility for administration of the 

Medicare program. Within DHHS, responsibility for 

administering Medicare rests with CMS. SSA assists, 

however, by initially determining an individual’s Medicare 

entitlement, by withholding Part B premiums (and, beginning in 2006, Part D premiums) from the Social Security 

benefit checks, and by maintaining Medicare data on the 

Master Beneficiary Record, which is SSA’s primary 

record of beneficiaries. The Internal Revenue Service in 

the Department of the Treasury collects the Part A payroll taxes from workers and their employers.

A Board of Trustees, composed of two appointed 

members of the public and four members who serve by 

virtue of their positions in the federal government, oversees the financial operations of the HI and SMI trust 

funds. The secretary of the Treasury is the managing 

trustee. Each year, around the first day of April, the Board 

of Trustees reports to Congress on the financial and actuarial status of the Medicare trust funds.

State agencies (usually state health departments 

under agreements with CMS) identify, survey, and 

inspect provider and supplier facilities and institutions 

wishing to participate in the Medicare program. In consultation with CMS, these agencies then certify the facilities 

that are qualified.

Data Summary

The Medicare program covers 95 percent of our nation’s 

aged population, as well as many people who are on 

Social Security because of disability. In 2003, Part A covered about 41 million enrollees with benefit payments of 

$152.1 billion, and Part B covered about 38 million enrollees with benefit payments of $123.8 billion. Administrative costs for Parts A and B were less than 2 percent of 

disbursements in 2003. Total disbursements for Medicare 

in 2003 were $280.8 billion.

Note: Medicare enrollment data are based on estimates 

prepared for the 2004 annual report of the Medicare 

Board of Trustees to Congress (available on the Web at 

http://www.cms.hhs.gov/publications/trusteesreport/). 

Medicare benefits, administrative costs, and total disbursements for 2003 are actual amounts for the calendar 

year, as reported by the Department of the Treasury.

CONTACT: Clare McFarland (410) 786-6390.

Medicare: History of Provisions

This section is a summary of select Medicare provisions, 

based on general interest. It should be used only as a 

broad overview of the history of the provisions of the 

Medicare program. This section does not render any 

legal, accounting, or other professional advice and is not 

intended to explain fully all the provisions and exclusions 

of the relevant laws, regulations, and rulings of the Medicare program. Original sources of authority should be 

researched and utilized.

Insured Status

Entitlement to Medicare Part A (also known as 

Hospital Insurance, or HI) Benefits

1965. Individual aged 65 or older entitled to monthly benefits under the Social Security or Railroad Retirement 

program, or aged 65 before 1968, or 3 quarters of 

coverage (QC) after 1965 and before attainment of 

age 65.

1967. 3 QC for each year after 1966 and before attainment of age 65.

1972. Disabled individual, under age 65, entitled to disability benefits for 24 consecutive months under the 

Social Security or Railroad Retirement program 

(excludes spouses and children of disabled individuals). Individual under age 65 who has end-stage 

renal disease (ESRD) and who is either fully or currently insured, or is entitled to monthly benefits under 

the Social Security or Railroad Retirement program, 

or is the spouse or dependent child of such an 

insured individual or beneficiary. Entitlement begins 

on the first day of the third month following the initiation of a course of renal dialysis and ends with the 

12th month following the month in which either the 

dialysis terminates or the individual has a renal transplant.
42 ♦ Annual Statistical Supplement, 2004

Individual aged 65 or older enrolled in the Part B program who is not otherwise entitled to HI benefits, 

upon voluntary participation with payment of HI premium.

1980. Individual who would be entitled to monthly benefits under the Social Security or Railroad Retirement 

program if application were made.

Disabled individual under age 65 entitled to disability 

benefits for at least 24 months, not necessarily consecutive, under the Social Security or Railroad 

Retirement program.

Coverage extended for up to 36 months for disabled 

individuals whose disability continues, but whose 

monthly benefit ceased because they engaged in 

substantial gainful activity.

Second waiting period eliminated if a former disabled-worker beneficiary becomes entitled again 

within 5 years (7 years for disabled widows and widowers and disabled children aged 18 or older).

1982. Federal employees covered under HI based on QC 

for earnings as federal employees and/or based on 

deemed QC for earnings as federal employees 

before 1983.

1983. Employees of nonprofit organizations, effective 

January 1, 1984.

1986. Mandatory coverage for state and local government employees not covered under Social Security 

and hired after March 31, 1986.

1987. Second waiting period eliminated if a former disabled beneficiary becomes entitled again (no time 

limit).

1989. Disabled individuals under age 65 who are no 

longer entitled to Social Security disability benefits 

because their earnings exceeded the substantial 

gainful activity level have the option to purchase 

Medicare coverage by paying the HI and Supplementary Medical Insurance (SMI) Part B premiums.

2000. The 24-month waiting period (otherwise required 

for an individual to establish Medicare eligibility on 

the basis of a disability) is waived for persons with 

amyotrophic lateral sclerosis, effective July 1, 2001. 

The entitlement to Medicare begins with the first 

month of the Social Security Administration’s determination of eligibility for Disability Insurance benefits.

Entitlement to Medicare Part B (also known as 

Supplementary Medical Insurance Part B Account, or 

SMI Part B) Benefits

1965. U.S. resident (citizen or lawfully admitted alien with 

5 years continuous residence) aged 65 or older or 

any individual entitled to HI benefits, upon voluntary 

participation with payment of Part B premium.

1972. Individual under age 65 entitled to HI benefits, 

upon voluntary participation with payment of Part B 

premium.

Entitlement to Medicare Part D (also known as 

Supplementary Medical Insurance Part D Account, or 

SMI Part D) Benefits

2003. For temporary Medicare-endorsed prescription 

drug discount card program (as a prelude to the new 

Part D prescription drug program), individual entitled 

or enrolled under Part A or enrolled in Part B, upon 

voluntary participation with payment of up to $30 

annual enrollment fee. Under a Transitional Assistance provision, beneficiary whose income does not 

exceed 135 percent of the federal poverty level and 

does not have third-party prescription drug coverage 

is entitled to further benefits. Enrollment begins in 

May 2004, access to discounts begins in June 2004, 

and program phases out as drug benefit becomes 

available in 2006 (see next entry).

Beginning January 1, 2006, individual entitled to benefits under Part A or enrolled under Part B, upon voluntary enrollment in either a stand-alone prescription 

drug plan (PDP) or an integrated Medicare Advantage (MA) plan that offers Part D coverage in its benefit package.

Medicare Benefits

Under Part A

1965. In each benefit period, inpatient hospital services, 

90 days. Includes semiprivate accommodations, 

operating room, hospital equipment (including renal 

dialysis), laboratory tests and X-ray, drugs, dressings, general nursing services, and services of 

interns and residents in medical osteopathic or dentistry training. Inpatient psychiatric hospital care limited to 190-day lifetime maximum. Outpatient hospital 

diagnostic services. Post-hospital extended-care services, 100 days (including physical, occupational, 

and speech therapy). Post-hospital home health services, 100 visits. Deductible and coinsurance provisions (see Table 2.C1).

1967. Lifetime reserve of 60 additional days of inpatient 

hospital services. Outpatient hospital diagnostic services transferred to SMI.

1972. Services of interns and residents in podiatry training.

1980. Unlimited home health visits in a year. Requirement for prior hospitalization eliminated. Home 
Annual Statistical Supplement, 2004 ♦ 43

health services provided for up to 4 days a week and 

up to 21 consecutive days.

Alcohol detoxification facility services.

1981. Part A coinsurance is based on the deductible for 

the calendar year in which services are received 

rather than the deductible in effect at the time the 

beneficiary's spell of illness began, starting in 1982.

Alcohol detoxification facility services eliminated.

1982. Beneficiaries expected to live 6 months or less 

may elect to receive hospice care benefits instead of 

other Medicare benefits. May elect maximum of two 

90-day and one 30-day hospice care periods, effective November 1, 1983, to October 1, 1986.

1984. For durable medical equipment provided by home 

health agencies, the payment amount is reduced 

from 100 percent of costs to 80 percent of reasonable charges.

1986. Set the Part A deductible for 1987 at $520 with 

resulting increases in cost sharing. Increased the 

Part A deductible annually by the applicable percentage increase in the hospital prospective payment 

rates.

Hospice care benefit (enacted in 1982) made permanent.

1987. Specifies in law that to be eligible for home health 

care, a Medicare beneficiary must have a restricted 

ability to leave the home, requiring the assistance of 

another or the aid of a supportive device (such as 

crutches, a cane, a wheelchair, or a walker).

1988. Enrollee pays annual hospital deductible (set at 

$560 for 1989) and Medicare pays balance of covered charges, regardless of the number of days of 

hospitalization (except for psychiatric hospital care, 

which is still limited by 190-day lifetime maximum).

The number of days in a skilled nursing facility 

changed to 150 per year. Deletes the requirement for 

a prior hospital stay of 3 or more consecutive days.

Expands home health care to provide care for less 

than 7 days per week and up to 38 consecutive days.

Hospice care extended beyond 210 days when beneficiary is certified as terminally ill.

All 1988 provisions became effective January 1, 

1989.

1989. The spell of illness and benefit period coverage of 

laws prior to 1988 return to the determination of inpatient hospital benefits in 1990 and later. After the 

deductible is paid in benefit period, Medicare pays 

100 percent of covered costs for the first 60 days of 

inpatient hospital care. Coinsurance applies for the 

next 30 days in a benefit period.

The requirement for a prior hospital stay of 3 or more 

consecutive days is reinstated for skilled nursing 

facility services. Coverage returns to 100 days posthospital care per spell of illness with a daily coinsurance rate in effect for days 21 through 100.

Home health services return to a limit of 21 consecutive days of care. Provision providing for home health 

care for fewer than 7 days per week continued due to 

a court decision.

Hospice care is returned to a lifetime limit of 

210 days.

1990. Hospice care is extended beyond 210 days when 

beneficiary is certified as terminally ill.

1997. Home health services not associated with a hospital or skilled nursing facility stay for individuals 

enrolled in both HI and SMI are transferred from the 

HI program to the SMI program, effective January 

1998. The HI program will continue to cover the first 

100 visits following a hospital stay of at least 3 consecutive days or a skilled-nursing facility stay. The 

cost to the SMI trust fund of the transferred services 

will phase in over a 6-year period (that is, the HI trust 

fund will transfer funds to the SMI trust fund during 

that period).

Limits on the number of hours and days that home 

health care can be provided have been clarified. 

Part-time now defined as skilled nursing and home 

health aide services (combined) furnished any number of days per week, for less than 8 hours per day 

and 28 or fewer hours per week. Intermittent now 

defined as skilled nursing care provided for fewer 

than 7 days each week, or less than 8 hours each 

day (combined) for 21 days or less.

Hospice benefit periods are restructured to include 

two 90-day periods, followed by an unlimited number 

of 60-day periods.

Medicare coverage provided for a number of prevention initiatives, most of which are covered under SMI 

program. HI program affected mainly by two of the 

initiatives: (1) annual prostate cancer screening for 

male beneficiaries aged 50 or older, effective 

January 1, 2000; and (2) colorectal screening procedures, including fecal-occult blood tests and flexible 

sigmoidoscopies, for beneficiaries aged 50 and 

older, colonoscopy for beneficiaries at high risk for 

colorectal cancer, and other procedures, including 

screening barium enemas under certain circumstances.

2000. The homebound criterion for home health services 

is clarified to specify that beneficiaries who require 

home health services may attend adult day care for 

therapeutic, psychosocial, or medical treatment

and still remain eligible for the home health
44 ♦ Annual Statistical Supplement, 2004

benefit. Homebound beneficiaries may also attend 

religious services without being disqualified from 

receiving home health benefits.

Screening colonoscopies are covered for all beneficiaries, not just for those at high risk, beginning 

July 1, 2001. For persons not at high risk, a screening colonoscopy is covered 10 years after a previous 

one, or 4 years after a screening flexible sigmoidoscopy. (See 1997.)

Under Part B

1965. Physician and surgeon services. In-hospital services of anesthesiologists, pathologists, radiologists, 

and psychiatrists. Limited dental services. Home 

health services, 100 visits in calendar year. Other 

medical services including various diagnostic tests, 

limited ambulance services, prosthetic devices, 

rental of durable medical equipment used at home 

(including equipment for dialysis), and supplies used 

for fractures. For deductible and coinsurance provisions, see Table 2.C1.

Beginning in 1966, the beneficiary pays a $50 

deductible, with a 3-month carryover provision.

1967. Outpatient hospital diagnostic services transferred 

from HI. Includes physical therapy services in a facility. Purchase of durable medical equipment.

1972. Physical therapy services furnished by a therapist 

in his or her office or individual's home (calendar year 

limit of $100). Chiropractor services (limited to manual manipulation of the spine). Outpatient services 

include speech pathology services furnished in, or 

under arrangements with, a facility or agency. Services of a doctor of optometry in furnishing prosthetic 

lenses.

Beginning in 1973, the beneficiary pays a $60 

deductible.

1977. Services in rural health clinics.

1980. Home health services. Deductible applicable to 

home health services is eliminated, effective July 1, 

1981.

Facility costs of certain surgical procedures performed in freestanding ambulatory surgical centers.

Increase in annual limit for outpatient therapy from 

$100 to $500.

Recognizes comprehensive outpatient rehabilitation 

facilities as Medicare providers.

1981. Beginning in 1982, the beneficiary pays a $75 

deductible, with the carryover provision eliminated.

1984. Hepatitis B and pneumococcal vaccines and blood 

clotting factors and necessary supplies are included 

as Part B benefits. Debridement of mycotic toenails 

is limited.

For outpatient physical therapy services, includes 

services of a podiatrist. For outpatient ambulatory 

surgery, includes services of a dentist and podiatrist 

furnished in his or her office.

1986. Includes vision care services furnished by an 

optometrist.

For occupational therapy services, includes services 

furnished in a skilled nursing facility (when Part A 

coverage has been exhausted), in a clinic, rehabilitation agency, public health agency, or by an independently practicing therapist.

Includes outpatient (in addition to previously covered 

inpatient) immunosuppressive drugs for 1 year after 

covered transplant.

Includes occupational therapy services provided in 

certain delivery settings.

For ambulatory surgical procedures performed in 

ambulatory surgical centers, hospital outpatient 

departments, and certain physician offices, the 

Part B coinsurance and deductible are no longer 

waived.

1987. Increases the maximum payment for mental health 

services and includes outpatient mental health services provided by ambulatory hospital-based or 

hospital-affiliated programs under the supervision of 

a physician.

Services provided by clinical social workers when 

furnished by risk-sharing health maintenance organizations and competitive medical plans, physician 

assistants in rural health manpower shortage areas, 

clinical psychologists in rural health clinics and community mental health centers, and certified nursemidwives.

Coverage of outpatient immunosuppressive drugs 

(see 1986) is broadened and clarified to include prescription drugs used in immunosuppressive therapy.

Specifies in law that to be eligible for home health 

care, a Medicare beneficiary must have a restricted 

ability to leave the home, requiring the assistance of 

another or the aid of a supportive device (such as 

crutches, a cane, a wheelchair, or a walker).

1988. Beginning January 1, 1990, the beneficiary pays a 

$75 deductible and 20 percent coinsurance, but once 

out-of-pocket expenses for the deductible and coinsurance exceed $1,370, Medicare pays 100 percent 

of allowable charges for remainder of year.

Beginning in 1991, Medicare pays 50 percent of the 

cost of outpatient prescription drugs above $600. 

When fully implemented in 1993, Medicare will pay 
Annual Statistical Supplement, 2004 ♦ 45

80 percent of prescription drug costs above a 

deductible that assumes that 16.8 percent of Part B 

enrollees will exceed the deductible.

Certain prescription drugs administered in an outpatient or home setting, including immunosuppressive 

drugs (previously covered for 1 year after a covered 

transplant), home intravenous drugs, and certain others, will be covered in 1990 under a new prescription 

drug provision.

1989. Provisions enacted in 1988 and to begin in 1990 

and 1991 are repealed, and benefits are restored to 

levels in effect prior to January 1, 1989.

Limits on mental health benefits eliminated in 1990. 

Coverage extended to services of clinical psychologists and social workers.

The annual payment limits of $500 per beneficiary for 

outpatient physical therapy services and outpatient 

occupational therapy services, each, are raised to 

$750, for 1990 and later. (See 1980.)

1990. Beginning in 1991, routine mammography screenings are covered.

The Part B deductible is set at $100 in 1991 and subsequent years.

Beginning in 1992, physicians’ services are reimbursed on a fee-schedule basis.

1993. Includes coverage of oral, self-administered

anticancer drugs.

Lengthens the coverage period for immunosuppressive drugs after a transplant to 18 months in 1995, 

24 months in 1996, 30 months in 1997, and 

36 months thereafter. (See 1986.)

The annual payment limits of $750 per beneficiary for 

outpatient physical therapy services and outpatient 

occupational therapy services, each, are raised to 

$900 for 1994 and later. (See 1989.)

1997. Home health services not associated with a hospital or skilled nursing facility stay for individuals 

enrolled in both HI and SMI are transferred from the 

HI program to the SMI program, effective January 

1998. The HI program will continue to cover the first 

100 visits following a hospital stay of at least 3 consecutive days or a skilled nursing facility stay. The 

cost to the SMI trust fund of the transferred services 

will phase in over a 6-year period, while the cost of 

the home health services will phase into the SMI premium over 7 years.

Coverage provided for a number of prevention initiatives, including (1) annual screening mammograms 

for female beneficiaries aged 40 or older, with SMI 

deductible waived; (2) screening pap smear and pelvic exam (including clinical breast exam) every 

3 years or annually for beneficiaries at higher risk, 

with SMI deductible waived; (3) annual prostate cancer screening for male beneficiaries aged 50 or 

older, effective January 1, 2000; (4) colorectal 

screening procedures, including fecal-occult blood 

tests and flexible sigmoidoscopies, for beneficiaries 

aged 50 or older, colonoscopy for beneficiaries at 

high risk for colorectal cancer, and other procedures, 

including screening barium enemas under certain circumstances; (5) diabetes outpatient self-management training in nonhospital-based programs 

(previously covered in hospital-based programs only) 

and blood glucose monitors and testing strips for all 

diabetics (previously provided for insulin-dependent 

diabetics only), effective July 1, 1998; (6) procedures 

to identify bone mass, detect bone loss, or determine 

bone quality for certain qualified beneficiaries, at frequencies determined by the secretary of Health and 

Human Services, effective July 1, 1998.

Beginning January 1999, an annual beneficiary limit 

of $1,500 will apply to all outpatient physical therapy 

services, except for services furnished by a hospital 

outpatient department. A separate $1,500 limit will 

also apply to outpatient occupational therapy services, except for services furnished by hospital outpatient departments. Beginning with 2002, these 

caps will be increased by the percentage increase in 

the Medical Economic Index. (See 1993.)

1999. The coverage period for immunosuppressive drugs 

after a transplant is lengthened to 44 months, for 

individuals who exhaust their 36 months of coverage 

in 2000. For those exhausting their 36 months of coverage in 2001, at least 8 more months will be covered. (The secretary of Health and Human Services 

will specify the increase, if any, beyond 8 months.) 

For those exhausting their 36 months of coverage in 

2002, 2003, or 2004, the number of additional 

months may be more or less than 8. (The secretary 

will specify the increase for each of these years.) 

(See 1993.)

The annual payment limits of $1,500 per beneficiary 

for outpatient physical therapy services and outpatient occupational therapy services, each, for services furnished by independent practitioners (that is, 

not by a hospital outpatient department) are suspended for 2000 and 2001. (See 1997.)

2000. Coverage for screening pap smears and pelvic 

exams (including a clinical breast exam) is provided 

every 2 years (increased from every 3 years) beginning July 1, 2001. (Annual coverage continues for 

beneficiaries at higher risk, and SMI deductible continues to be waived.) (See 1997.)
46 ♦ Annual Statistical Supplement, 2004

Annual coverage of glaucoma screenings is provided 

for certain high-risk beneficiaries, effective 

January 1, 2002.

Screening colonoscopies are covered for all beneficiaries, not just for those at high risk, beginning 

July 1, 2001. For persons not at high risk, a screening colonoscopy is covered 10 years after a previous 

one, or 4 years after a screening flexible sigmoidoscopy. (See 1997.)

Coverage is provided for medical nutrition therapy 

services under certain circumstances for beneficiaries who have diabetes or a renal disease, effective 

January 1, 2002.

The amount of a beneficiary’s copayment for a procedure in a hospital outpatient department is limited, 

beginning April 1, 2001, to the hospital inpatient 

deductible applicable for that year. Also, the secretary of Health and Human Services must reduce the 

effective copayment rate for outpatient services to a 

maximum rate of 57 percent in 2001 (for services 

received after April 1); 55 percent in 2002 and 2003; 

50 percent in 2004; 45 percent in 2005; and 

40 percent in 2006 and later.

Time and budget limitations are removed on the coverage of immunosuppressive drugs, making coverage of these drugs a permanent benefit for 

beneficiaries who have received a covered organ 

transplant. (See 1999.)

The annual payment limits of $1,500 per beneficiary 

for outpatient physical therapy services and outpatient occupational therapy services, each, for services provided by independent practitioners (that is, 

not by a hospital outpatient department), which were 

suspended for 2000 and 2001, are also suspended 

for 2002. (See 1999.)

The homebound criterion for home health services is 

clarified to specify that beneficiaries who require 

home health services may attend adult day care for 

therapeutic, psychosocial, or medical treatment and 

still remain eligible for the home health benefit. 

Homebound beneficiaries may also attend religious 

services without being disqualified from receiving 

home health benefits.

2003. The Part B deductible remains at $100 through 

2004 and increases to $110 in 2005. Beginning in 

2006, it will be increased each year by the annual 

percentage increase in the Part B aged actuarial 

rate.

A one-time, initial preventive physical exam is covered within 6 months of a beneficiary’s first coverage 

under Part B, beginning January 1, 2005, for beneficiaries whose Part B coverage begins on or after that 

date. 

Certain screening blood tests are covered for the 

early detection of cardiovascular disease and abnormalities associated with elevated risk for such disease, including certain tests for cholesterol and other 

lipid or triglyceride levels, effective January 1, 2005, 

under frequency standards to be established (but not 

to exceed once every 2 years). 

Diabetes screening tests, including a fasting plasma 

glucose test and other such tests determined appropriate by the secretary of Health and Human Services, are covered for beneficiaries at risk for 

diabetes, beginning January 1, 2005, under frequency standards to be established (but not to 

exceed two times per year). 

Under Parts A and B

1965. Requires that Medicare be secondary payer to 

benefits provided by liability insurance policies or 

under no-fault insurance.

1981. Requires that Medicare be secondary payer to 

employer-based group health plans for beneficiaries 

entitled to Medicare solely on the basis of end-stage 

renal disease (ESRD) for up to 12 months.

1982. For workers and their spouses aged 65 to 69, 

Medicare is the secondary payer when benefits are 

provided under an employer-based group health plan 

(applicable to employers with 20 or more employees 

who sponsor or contribute to the group plan).

Health maintenance organizations (HMOs) will be 

authorized as providers of benefits. The secretary of 

Health and Human Services must certify the prospective payment mechanism for HMOs before 

implementation.

1984. Medicare secondary-payer provisions are 

extended to spouses aged 65 to 69 of workers under 

age 65 whose employer-based group health plan 

covers such spouses.

For HMOs, includes medical and other health services furnished by clinical psychologists.

1985. Provides payment for liver transplant services.

1986. Extends the working-age, secondary-payer provision to cover workers and their spouses beyond 

age 69.

For HMOs that offered organ transplants as a basic 

health service on April 15, 1985, such services may 

be offered from October 1, 1985, through April 1, 

1988.

For disabled individuals who are covered by 

employer-based health plans (with at least 

100 employees), Medicare is the secondary payer, 

effective for the period from 1987 to 1991.
Annual Statistical Supplement, 2004 ♦ 47

1987. Requires HMOs and competitive medical plans 

that cease to contract with Medicare to provide or 

arrange supplemental coverage of benefits related to 

preexisting conditions for the lesser of 6 months or 

the duration of an exclusion period.

Specifies in law that to be eligible for home health 

care, a Medicare beneficiary must have a restricted 

ability to leave the home, requiring the assistance of 

another or the aid of a supportive device (such as 

crutches, a cane, a wheelchair, or a walker).

Clarifies that the secondary-payer provision for disabled individuals covered under employer-based 

health plans for employers with at least 500 employees applies to employers who are government entities.

1990. Requires that Medicare be the secondary payer to 

employer-based group health plans for beneficiaries 

entitled to Medicare solely on the basis of ESRD for 

up to 18 months (extended from 12 months), effective February 1, 1991, to January 1, 1996.

The secondary-payer provision for disabled beneficiaries covered under large employer plans (see 

1986) is effective through September 30, 1995.

1993. The secondary-payer provision for disabled beneficiaries covered under large employer plans is effective through September 30, 1998.

The secondary-payer provision for beneficiaries with 

ESRD applies to all beneficiaries with end-stage 

renal disease, not only those entitled to Medicare 

solely on the basis of it. The extension to include the 

first 18 months of an individual's entitlement on the 

basis of ESRD is effective through September 30, 

1998.

1997. Established an expanded set of options for the 

delivery of health care under Medicare, referred to as 

Medicare+Choice (and also known as “Medicare 

Part C”). All Medicare beneficiaries can receive their 

Medicare benefits through the original fee-for-service 

program. In addition, most beneficiaries can choose 

instead to receive their Medicare benefits through 

one of the following Medicare+Choice plans: 

(1) coordinated care plans (such as HMOs, providersponsored organizations, and preferred provider 

organizations), (2) Medical Savings Account (MSA)/

High Deductible plans (through a demonstration 

available for up to 390,000 beneficiaries), or 

(3) private fee-for-service plans. Except for MSA 

plans, all Medicare+Choice plans are required to provide the current Medicare benefit package (excluding 

hospice services) and any additional health services 

required under the adjusted community rate (ACR) 

process. MSA plans provide Medicare benefits after 

a single high deductible is met, and enrollees receive 

an annual deposit in their medical savings account. 

Transition rules for current Medicare HMO program 

also provided. (See also HMO provision of 1982.)

The provision making Medicare the secondary payer 

for disabled beneficiaries covered under large 

employer plans, previously scheduled to expire 

September 30, 1998, made permanent.

The provision making Medicare the secondary payer 

for the first 12 months of entitlement because of 

ESRD, which had been extended on a temporary 

basis (through September 30, 1998) to include the 

first 18 months of entitlement, has been extended, 

permanently, to include the first 30 months of entitlement on the basis of ESRD.

2003. Medicare+Choice is renamed Medicare Advantage. (It is still sometimes referred to as “Medicare 

Part C.”) As before, beneficiaries having both plans, 

Medicare Part A and Part B, can receive their Medicare benefits through the original fee-for-service program; most can opt instead to use a Medicare 

Advantage plan in their area. Medicare Advantage 

plans include (1) Medicare Managed Care plans (like 

HMOs), (2) Medicare Preferred Provider Organization plans (PPOs), (3) Private Fee-for-Service plans, 

and (4) Medicare Specialty plans (available in some 

areas, to provide Medicare benefits for certain people with special needs, such as beneficiaries in institutions). Beginning in 2006, Medicare Advantage 

plan choices will be expanded to include regional 

PPOs. Participating regional PPOs will be required to 

serve an entire region (10 to 50 regions are to be 

established), and there are provisions to encourage 

plan participation. Regional PPOs must have a single 

deductible for benefits under Parts A and B, and they 

must include catastrophic limits for out-of-pocket 

expenditures. Beginning in 2006, the adjusted community rate (ACR) process for determining plan payments is replaced by a competitive bidding process. 

(Historical reference points to this item include the 

Medicare+Choice provision of 1997 and the HMO 

provision of 1982, both of which are displayed in this 

section.) 

Under Part D

2003. Under temporary Medicare-endorsed prescription 

drug discount card program, for beneficiaries voluntarily enrolling and paying up to $30 annually, discounts on certain prescription drugs, as specified by 

card sponsors. Under Transitional Assistance (TA) 

provision, beneficiaries whose incomes do not 

exceed 135 percent of the federal poverty level and 

do not have third-party prescription drug coverage 

are eligible for (1) financial assistance of up to $600 

per year for purchasing prescription drugs and (2) a 

subsidized enrollment fee under the temporary Medi-
48 ♦ Annual Statistical Supplement, 2004

care-endorsed prescription drug discount card program. Enrollment begins in May 2004, access to 

discounts begins in June 2004, and program phases 

out as drug benefit becomes available in 2006 (see 

next entry).

Beginning January 1, 2006, upon voluntary enrollment in either a stand-alone prescription drug plan 

(PDP) or an integrated Medicare Advantage (MA) 

plan that offers Part D coverage in its benefit, subsidized prescription drug coverage. Most FDAapproved drugs and biologicals are covered. (Drugs 

currently covered in Parts A and B remain covered 

there.) Standard Part D coverage is defined for 2006 

as having a $250 deductible, with 25 percent coinsurance (or other actuarially equivalent amounts) for 

drug costs above the deductible and below the initial 

coverage limit of $2,250. Beneficiary is then responsible for all costs until the $3,600 out-of-pocket limit is 

reached. For higher costs, there is catastrophic coverage; it requires enrollees to pay the greater of 

5 percent coinsurance or a small copay ($2 for 

generic or preferred multisource brand and $5 for 

other drugs). After 2006, these benefit parameters 

are indexed to the growth in per capita Part D spending. In determining out-of-pocket costs, only those 

amounts actually paid by the enrollee or another individual (and not reimbursed through insurance) are 

counted; the exception is cost-sharing assistance 

from Medicare’s low-income subsidies (certain beneficiaries with low incomes and modest assets will be 

eligible for certain subsidies that eliminate or reduce 

their Part D premiums and cost-sharing) and from 

State Pharmacy Assistance Programs. A beneficiary 

premium, representing 25.5 percent of the cost of 

basic coverage on average, is required (except for 

certain low-income beneficiaries, as previously mentioned, who may pay a reduced or no premium). For 

PDPs and the drug portion of MA plans, the premium 

will be determined by a bid process; each plan’s premium will be 25.5 percent of the national weighted 

average plus or minus the difference between the 

plan’s bid and the average. PDPs and MAs may set 

up formularies for their drug coverage, subject to certain statutory standards. To help them gain experience with the Medicare population, plans will be 

protected by a system of risk corridors, which allow 

Part D to assist plans with unexpected costs and to 

share in unexpected savings; after 2007, the risk corridors will become less protective. To encourage 

employer and union plans to continue prescription 

drug coverage to Medicare retirees, subsidies to 

these plans are authorized; the plan must meet or 

exceed the value of standard Part D coverage, and 

the subsidy pays 28 percent of the allowable costs 

associated with enrollee prescription drug costs 

between $250 and $5,000.

Medicare Financing

Hospital Insurance Taxes

See Table 2.A3.

Appropriations from General Revenues

1965. For HI costs attributable to transitionally insured 

beneficiaries.

For HI costs attributable to noncontributory wage 

credits granted for military service prior to 1957 (see 

Table 2.A2).

For the Part B program, an amount equal to participant premiums.

1972. For cost of Part B not met by enrollee premiums. 

1982. For HI costs attributable to beneficiaries having 

transitional entitlement based on Medicare-qualified 

federal employment.

1983. For HI taxes on noncontributory wage credits 

granted for military service (a) from the inception of 

HI program through 1983 and (b) on a current basis, 

annually, beginning in 1984 (see Table 2.A2).

2002. Eliminated for HI taxes on noncontributory wage 

credits granted for military service on a current basis, 

for all years after calendar year 2001 (see 

Table 2.A2).

2003. For Part D costs not met by enrollee premiums or 

otherwise, beginning in January 2006. (That is, transfers from general revenues [plus smaller income 

sources, particularly the payments from states 

described below] will pay for (1) the 74.5 percent 

subsidy to PDPs and the prescription drug portion of 

MA plans [which remains after enrollee premiums of 

25.5 percent, on average], in the form of a direct subsidy and reinsurance, and (2) for other Part D costs, 

such as low-income subsidies and subsidies to 

employers who provide qualifying drug coverage to 

their Medicare-eligible retirees.)

Participant Premiums

See Table 2.C1.

1965. Part B enrollee premium rate (originally $3 per 

month) to be established annually such that it will pay 

one-half of program costs.

1972. Part B enrollee premium rate increase limited to 

rate of increase in OASDI cash benefits.

HI premium (originally $33 per month) to be established annually. Only individuals not otherwise entitled to HI but desiring voluntary participation need to 

pay the HI premium.
Annual Statistical Supplement, 2004 ♦ 49

1983. Part B enrollee premiums for July 1983 to 

December 31, 1983, frozen at premium level of 

June 30, 1983. Premiums for January 1, 1984, to 

December 31, 1985, set to cover 25 percent of aged 

program costs.

1984. Part B enrollee premiums for January 1, 1986, to 

December 31, 1987, will be set to cover 25 percent 

of aged program costs. Increases in the Part B premium may not exceed the dollar amount of the Social 

Security cost-of-living adjustment.

For calculating the amount of Part B premium surcharge for individuals from age 65 up to age 70 not 

previously enrolled in Part B, the number of years an 

individual did not enroll because of coverage by 

employer group health insurance will not be taken 

into account.

1985. Extends through calendar year 1988 the requirement that Part B premiums be set to cover 

25 percent of aged program costs and that increases 

in the Part B premium may not exceed the dollar 

amount of the Social Security cost-of-living adjustment. 

Premium-paying individuals who do not purchase 

Part A coverage within a specific time after becoming 

eligible because of age are subject to a 10 percent 

penalty for each 12 months they are late in enrolling. 

There is a cutoff on the length of time these individuals will have to pay an enrollment penalty. The 

10 percent premium penalty would be limited to twice 

the number of years enrollment was delayed. Therefore, if enrollment were delayed 1 year, the penalty 

would be assessed for 2 years. Individuals in this category and already enrolled will have the length of 

time the higher premium was paid credited to them.

1987. Extends through calendar year 1989 the provisions 

requiring that the Part B premium be set to cover 

25 percent of aged program costs, prohibiting any 

increase in the premium if there is no Social Security 

cost-of-living adjustment, and continuing to hold beneficiaries harmless from Social Security check reductions as a result of a premium increase.

1988. Increases in the Part B premium may not exceed 

the dollar amount of the Social Security cost-of-living 

adjustments for 1989 and beyond.

1989. Extends through calendar year 1990 the requirement that Part B premiums be set to cover 

25 percent of aged program costs.

1990. The Part B premium is set at $29.90 in 1991, 

$31.80 in 1992, $36.60 in 1993, $41.10 in 1994, and 

$46.10 in 1995. 

1993. Part B enrollee premiums for January 1, 1996, to 

December 31, 1998, will be set to cover 25 percent 

of aged program costs.

1997. The Part B premium is permanently set at 

25 percent of program costs.

2003. Beginning January 2007, the Part B premium is 

increased for beneficiaries meeting certain income 

thresholds. (Beneficiaries with modified adjusted 

gross incomes under $80,000 will continue to pay 

premiums that are 25 percent of twice the actuarial 

rate. Actuarial rate is defined as one-half of the 

Part B expected monthly cost per enrollee. For beneficiaries with incomes between $80,000 and 

$100,000, the applicable percentage is 35 percent; 

for those with incomes between $100,000 and 

$150,000, the percentage is 50 percent; for incomes 

between $150,000 and $200,000, the percentage is 

65 percent; and for incomes more than $200,000, the 

percentage is 80 percent. For married couples, the 

income thresholds are doubled. These thresholds 

are to be updated each calendar year by the consumer price index (CPI). There is a 5-year adjustment period for this provision as well; that is, the 

amount of premium above 25 percent of twice the 

actuarial rate is phased in—at 20, 40, 60, 80, and 

100 percent for 2007 to 2011 and later, respectively.)

For military retirees who enroll(ed) in Part B during 

the period from 2001 to 2004, the late enrollment 

penalty imposed on beneficiaries who do not enroll in 

Part B upon becoming eligible for Medicare is waived 

for premium payments for January 2004 and later. 

(Also, a special enrollment period for these military 

retirees is to begin as soon as possible and end 

December 31, 2004.)

For Part D, beginning in January 2006, a beneficiary 

premium, representing 25.5 percent of the cost of 

basic coverage on average, is required (except for 

certain low-income beneficiaries, who may pay a 

reduced or no premium). For PDPs and the drug portion of MA plans, the premium will be determined by 

a bid process; each plan’s premium will be 

25.5 percent of the national weighted average plus or 

minus the difference between the plan’s bid and the 

average. A late enrollment penalty will apply for beneficiaries who fail to enroll at the first opportunity and 

who do not maintain creditable coverage (external 

prescription drug coverage, such as through a retiree 

group health plan that meets or exceeds the actuarial 

value of standard Part D coverage) elsewhere.

Income from Taxation of OASDI Benefits

1993. The additional income tax revenues resulting from 

the increase in the taxable percentage applicable to 

OASDI benefits (an increase from 50 percent to 
50 ♦ Annual Statistical Supplement, 2004

85 percent, see Table 2.A31) are transferred to the 

HI trust fund.

Payment from States

2003. Beginning in January 2006, with the availability of 

drug coverage and low-income subsidies under 

Part D, Medicaid will no longer be primary payer for 

full-benefit dual eligibles, and states are required to 

make payments to defray a portion of the Part D drug 

expenditures for these beneficiaries. States pay 

90 percent of the estimated costs for 2006, phasing 

down over a 10-year period to 75 percent for 2015 

and later.

Interfund Borrowing

1981. See Table 2.A6.

1983. See Table 2.A6.

CONTACT: Clare McFarland (410) 786-6390.
Annual Statistical Supplement, 2004 ♦ 51

Medicaid

The following are brief summaries of complex subjects. 

They should be used only as overviews and general 

guides to the Medicare and Medicaid programs. The 

views expressed herein do not necessarily reflect the policies or legal positions of the Centers for Medicare & 

Medicaid Services (CMS) or the Department of Health 

and Human Services (DHHS). These summaries do not 

render any legal, accounting, or other professional 

advice, nor are they intended to explain fully all of the 

provisions or exclusions of the relevant laws, regulations, 

and rulings of the Medicare and Medicaid programs. 

Original sources of authority should be researched and 

utilized.1

Overview

Title XIX of the Social Security Act is a federal and state 

entitlement program that pays for medical assistance for 

certain individuals and families with low incomes and 

resources. This program, known as Medicaid, became 

law in 1965 as a cooperative venture jointly funded by the 

federal and state governments (including the District of 

Columbia and the Territories) to assist states in furnishing 

medical assistance to eligible needy persons. Medicaid is 

the largest source of funding for medical and healthrelated services for America’s poorest people.

Within broad national guidelines established by federal statutes, regulations, and policies, each state 

(1) establishes its own eligibility standards; (2) determines the type, amount, duration, and scope of services; 

(3) sets the rate of payment for services; and 

(4) administers its own program. Medicaid policies for eligibility, services, and payment are complex and vary considerably, even among states of similar size or 

geographic proximity. Thus, a person who is eligible for 

Medicaid in one state may not be eligible in another state, 

and the services provided by one state may differ considerably in amount, duration, or scope from services provided in a similar or neighboring state. In addition, state 

legislatures may change Medicaid eligibility, services, 

and reimbursement during the year.

Basis of Eligibility and Maintenance 

Assistance Status

Medicaid does not provide medical assistance for all poor 

persons. Under the broadest provisions of the federal 

statute, Medicaid does not provide health care services 

even for very poor persons unless they are in one of the 

groups designated below. Low income is only one test for 

Medicaid eligibility for persons within these groups; their 

resources also are tested against threshold levels (as 

determined by each state within federal guidelines).

States generally have broad discretion in determining 

which groups their Medicaid programs will cover and the 

financial criteria for Medicaid eligibility. To be eligible for 

federal funds, however, states are required to provide 

Medicaid coverage for certain individuals who receive 

federally assisted income-maintenance payments, as 

well as for related groups not receiving cash payments. 

In addition to their Medicaid programs, most states have 

additional “state-only” programs to provide medical assistance for specified poor persons who do not qualify for 

Medicaid. Federal funds are not provided for state-only 

programs. The following enumerates the mandatory 

Medicaid “categorically needy” eligibility groups for which 

federal matching funds are provided:

• Individuals are generally eligible for Medicaid if they 

meet the requirements for the Aid to Families with 

Dependent Children (AFDC) program that were in 

effect in their state on July 16, 1996;

• Children under age 6 whose family income is at or 

below 133 percent of the federal poverty level (FPL);

• Pregnant women whose family income is below 

133 percent of the FPL (services to these women are 

limited to those related to pregnancy, complications 

of pregnancy, delivery, and postpartum care);

• Supplemental Security Income (SSI) recipients in 

most states (some states use more restrictive

Medicaid eligibility requirements that predate SSI);

• Recipients of adoption or foster care assistance 

under Title IV of the Social Security Act;

• Special protected groups (typically individuals who 

lose their cash assistance because of earnings from 

work or from increased Social Security benefits but 

who may keep Medicaid for a period of time);

• All children born after September 30, 1983, who are 

under age 19, in families with incomes at or below 

the FPL; and

• Certain Medicare beneficiaries (described later).

1. These summaries were prepared by Earl Dirk Hoffman Jr., 

Barbara S. Klees, and Catherine A. Curtis, Office of the Actuary, 

Centers for Medicare & Medicaid Services, 7500 Security Blvd., 

Baltimore, MD 21244. The authors wish to express their gratitude 

to Mary Onnis Waid, who originated these summaries and diligently prepared them for many years before her retirement.
52 ♦ Annual Statistical Supplement, 2004

States also have the option of providing Medicaid 

coverage for other “categorically related” groups. These 

optional groups share characteristics of the mandatory 

groups (that is, they fall within defined categories), but 

the eligibility criteria are somewhat more liberally defined. 

The broadest optional groups for which states will receive 

federal matching funds for coverage under the Medicaid 

program include the following:

• Infants up to age 1 and pregnant women not covered 

under the mandatory rules whose family income is no 

more than 185 percent of the FPL (the percentage 

amount is set by each state);

• Children under age 21 who meet criteria more liberal 

than the AFDC income and resources requirements 

that were in effect in their state on July 16, 1996;

• Institutionalized individuals eligible under a “special 

income level” (the amount is set by each state—up to 

300 percent of the SSI federal benefit rate);

• Individuals who would be eligible if institutionalized, 

but who are receiving care under home and community-based services (HCBS) waivers;

• Certain aged, blind, or disabled adults who have 

incomes above those requiring mandatory coverage 

but below the FPL;

• Recipients of state supplementary income payments;

• Certain working-and-disabled persons with family 

income less than 250 percent of the FPL who would 

qualify for SSI if they did not work;

• Tuberculosis-infected persons who would be financially eligible for Medicaid at the SSI income level if 

they were within a Medicaid-covered category (however, coverage is limited to tuberculosis-related 

ambulatory services and tuberculosis drugs);

• Certain uninsured or low-income women who are 

screened for breast or cervical cancer through a program administered by the Centers for Disease Control and Prevention. The Breast and Cervical Cancer 

Prevention and Treatment Act of 2000 (Public 

Law 106-354) provides these women with medical 

assistance and follow-up diagnostic services through 

Medicaid;

• “Optional targeted low-income children” included 

within the State Children’s Health Insurance 

Program (SCHIP) established by the Balanced Budget Act (BBA) of 1997 (Public Law 105-33); and

• Medically needy persons (described below).

The medically needy (MN) option allows states to 

extend Medicaid eligibility to additional persons. These 

persons would be eligible for Medicaid under one of the 

mandatory or optional groups, except that their income or 

resources or both are above the eligibility level set by 

their state. Persons may qualify immediately or may 

spend down by incurring medical expenses that reduce 

their income to or below their state’s MN income level.

Medicaid eligibility and benefit provisions for the 

medically needy do not have to be as extensive as for the 

categorically needy and may be quite restrictive. Federal 

matching funds are available for MN programs. However, 

if a state elects to have a MN program, there are federal 

requirements that certain groups and certain services 

must be included; that is, children under age 19 and 

pregnant women who are medically needy must be covered, and prenatal and delivery care for pregnant 

women, as well as ambulatory care for children, must be 

provided. A state may elect to provide MN eligibility to 

certain additional groups and may elect to provide certain 

additional services within its MN program. As of 

August 2002, 35 states plus the District of Columbia have 

elected to have a MN program and are providing at least 

some MN services to at least some MN beneficiaries. All 

remaining states utilize the “special income level” option 

to extend Medicaid to the near poor in medical institutional settings.

The Personal Responsibility and Work Opportunity 

Reconciliation Act of 1996 (Public Law 104-193)— 

known as the welfare reform bill—made restrictive 

changes regarding eligibility for SSI coverage that had an 

impact on the Medicaid program. For example, legal resident aliens and other qualified aliens who entered the 

United States on or after August 22, 1996, are ineligible 

for Medicaid for 5 years. States have the option of providing Medicaid coverage for most aliens entering before 

that date and coverage for those eligible after the 5-year 

ban; emergency services, however, are mandatory for 

both of these alien coverage groups. For aliens who lose 

SSI benefits because of the new restrictions regarding 

SSI coverage, Medicaid coverage for them can continue 

only if these persons can be covered under some other 

eligibility status (again with the exception of emergency 

services, which are mandatory). Public Law 104-193 also 

affected a number of disabled children, who lost SSI as a 

result of the restrictive changes; however, their eligibility 

for Medicaid was reinstituted by Public Law 105-33, the 

BBA.

In addition, welfare reform repealed the open-ended 

federal entitlement program known as Aid to Families 

with Dependent Children (AFDC) and replaced it with 

Temporary Assistance for Needy Families (TANF), which 

provides states with grants to be spent on time-limited 

cash assistance. TANF generally limits a family’s lifetime 

cash welfare benefits to a maximum of 5 years and permits states to impose a wide range of other requirements 

as well—in particular, those related to employment. However, the impact on Medicaid eligibility is not expected to 
Annual Statistical Supplement, 2004 ♦ 53

be significant. Under welfare reform, persons who would 

have been eligible for AFDC in effect on July 16, 1996, 

generally will still be eligible for Medicaid. Although most 

persons covered by TANF will receive Medicaid, it is not 

required by law.

Title XXI of the Social Security Act, known as the 

State Children’s Health Insurance Program (SCHIP), is a 

new program initiated by the BBA. In addition to allowing 

states to craft or expand an existing state insurance program, SCHIP provides more federal funds for states to 

expand Medicaid eligibility to include a greater number of 

children who are currently uninsured. With certain exceptions, these are low-income children who would not qualify for Medicaid on the basis of the plan that was in effect 

on April 15, 1997. Funds from SCHIP also may be used 

to provide medical assistance to children during a presumptive eligibility period for Medicaid. This is one of 

several options from which states may select to provide 

health care coverage for more children, as prescribed 

within the BBA’s Title XXI program.

Medicaid coverage may begin as early as the third 

month prior to application—if the person would have 

been eligible had he or she applied during that time. 

Medicaid coverage generally stops at the end of the 

month in which a person no longer meets the criteria of 

any Medicaid eligibility group. The BBA allows states to 

provide 12 months of continuous Medicaid coverage 

(without reevaluation) for eligible children under the age 

of 19.

The Ticket to Work and Work Incentives Improvement Act of 1999 (Public Law 106-170) provides or continues Medicaid coverage to certain disabled 

beneficiaries who work despite their disability. Beneficiaries with higher incomes may pay a sliding-scale premium based on income.

Scope of Medicaid Services

Title XIX of the Social Security Act allows considerable 

flexibility within states’ Medicaid plans. However, some 

federal requirements are mandatory if federal matching 

funds are to be received. A state’s Medicaid program 

must offer medical assistance for certain basic services 

to most categorically needy populations. These services 

generally include the following:

• Inpatient hospital services;

• Outpatient hospital services;

• Prenatal care;

• Vaccines for children;

• Physician services;

• Nursing facility services for persons aged 21 or older;

• Family planning services and supplies;

• Rural health clinic services;

• Home health care for persons eligible for skillednursing services;

• Laboratory and X-ray services;

• Pediatric and family nurse practitioner services;

• Nurse-midwife services;

• Federally qualified health center (FQHC) services 

and ambulatory services of an FQHC that would be 

available in other settings; and

• Early and periodic screening, diagnostic, and 

treatment (EPSDT) services for children under 

age 21.

States may also receive federal matching funds to 

provide certain optional services. Following are the most 

common of the 34 currently approved optional Medicaid 

services:

• Diagnostic services,

• Clinic services,

• Intermediate care facilities for the mentally retarded 

(ICFs/MR),

• Prescribed drugs and prosthetic devices,

• Optometrist services and eyeglasses,

• Nursing facility services for children under age 21,

• Transportation services,

• Rehabilitation and physical therapy services, and

• Home and community-based care to certain persons 

with chronic impairments.

The BBA included a state option known as Programs 

of All-inclusive Care for the Elderly (PACE). PACE provides an alternative to institutional care for persons 

aged 55 and older who require a nursing facility level of 

care. The PACE team offers and manages all health, 

medical, and social services and mobilizes other services 

as needed to provide preventative, rehabilitative, curative, and supportive care. This care, provided in day 

health centers, homes, hospitals, and nursing homes, 

helps the person maintain independence, dignity, and 

quality of life. PACE functions within the Medicare program as well. Regardless of source of payment, PACE 

providers receive payment only through the PACE agreement and must make available all items and services 

covered under both Titles XVIII and XIX, without amount, 

duration, or scope limitations and without application of 

any deductibles, copayments, or other cost sharing. The 
54 ♦ Annual Statistical Supplement, 2004

individuals enrolled in PACE receive benefits solely 

through the PACE program.

Amount and Duration of Medicaid Services

Within broad federal guidelines and certain limitations, 

states determine the amount and duration of services 

offered under their Medicaid programs. States may limit, 

for example, the number of days of hospital care or the 

number of physician visits covered. Two restrictions 

apply: (1) limits must result in a sufficient level of services 

to reasonably achieve the purpose of the benefits, and 

(2) limits on benefits may not discriminate among beneficiaries on the basis of medical diagnosis or condition.

In general, states are required to provide comparable 

amounts, duration, and scope of services to all categorically needy and categorically related eligible persons. 

There are two important exceptions: (1) medically necessary health care services that are identified under the 

EPSDT program for eligible children, and that are within 

the scope of mandatory or optional services under federal law, must be covered even if those services are not 

included as part of the covered services in that state’s 

plan, and (2) states may request waivers to pay for otherwise uncovered home and community-based 

services (HCBS) for Medicaid-eligible persons who might 

otherwise be institutionalized. As long as the services are 

cost effective, states have few limitations on the services 

that may be covered under these waivers (except that, 

other than as a part of respite care, states may not provide room and board for the beneficiaries). With certain 

exceptions, a state’s Medicaid program must allow beneficiaries to have some informed choices among participating providers of health care and to receive quality care 

that is appropriate and timely.

Payment for Medicaid Services

Medicaid operates as a vendor payment program. States 

may pay health care providers directly on a fee-forservice basis, or states may pay for Medicaid services 

through various prepayment arrangements, such as 

health maintenance organizations (HMOs). Within federally imposed upper limits and specific restrictions, each 

state for the most part has broad discretion in determining the payment methodology and payment rate for services. Generally, payment rates must be sufficient to 

enlist enough providers so that covered services are 

available at least to the extent that comparable care and 

services are available to the general population within 

that geographic area. Providers participating in Medicaid 

must accept Medicaid payment rates as payment in full. 

States must make additional payments to qualified hospitals that provide inpatient services to a disproportionate 

number of Medicaid beneficiaries and to other lowincome or uninsured persons under what is known as the 

“disproportionate share hospital” (DSH) adjustment. 

From 1988 to 1991, excessive and inappropriate use of 

the DSH adjustment resulted in rapidly increasing federal 

expenditures for Medicaid. Under legislation passed in 

1991, 1993, and again within the BBA of 1997, the federal share of payments to DSH hospitals was somewhat 

limited. However, the Medicare, Medicaid, and SCHIP 

Benefits Improvement and Protection Act (BIPA) of 2000 

(Public Law 106-554) increased DSH allotments for 2001 

and 2002 and made other changes to DSH provisions 

that resulted in increased costs to the Medicaid program.

States may impose nominal deductibles, coinsurance, or copayments on some Medicaid beneficiaries for 

certain services. The following Medicaid beneficiaries, 

however, must be excluded from cost sharing: pregnant 

women, children under age 18, and hospital or nursing 

home patients who are expected to contribute most of 

their income to institutional care. In addition, all Medicaid 

beneficiaries must be exempt from copayments for emergency and family planning services.

The federal government pays a share of the medical 

assistance expenditures under each state’s Medicaid 

program. That share, known as the Federal Medical 

Assistance Percentage (FMAP), is determined annually 

by a formula that compares the state’s average per capita 

income level with the national income average. States 

with a higher per capita income level are reimbursed a 

smaller share of their costs. By law, the FMAP cannot be 

lower than 50 percent or higher than 83 percent. In fiscal 

year 2004, the FMAPs varied from 50 percent in 

12 states to 77 percent in Mississippi and averaged 

60.2 percent overall. The BBA also permanently raised 

the FMAP for the District of Columbia from 50 percent to 

70 percent and raised the FMAP for Alaska from 

50 percent to 59.8 percent through 2000. The BIPA of 

2000 further adjusted Alaska’s FMAP to a higher level for 

fiscal years 2001 to 2005. The Jobs and Growth Tax 

Relief Reconciliation Act of 2003 (Public Law 108-27), to 

bring about state fiscal relief in the current troubled economy, has made three temporary modifications to the 

states’ FMAP calculation: (1) the FMAP for the last two 

quarters of 2003 will equal the greater of the current law 

FMAPs for 2002 or 2003; (2) the FMAP for the first three 

quarters of 2004 will equal the greater of the current law 

FMAPs for 2003 or 2004; and (3) for the last two quarters 

of 2003 and first three quarters of 2004, the newly calculated (under 1 and 2 above) FMAP will increase by 

2.95 percentage points. The federal government pays 

states a higher share for children covered through the 

SCHIP program. This enhanced FMAP averages about 

70 percent for all states, compared with the general

Medicaid average of 60.2 percent.
Annual Statistical Supplement, 2004 ♦ 55

The federal government also reimburses states for 

100 percent of the cost of services provided through facilities of the Indian Health Service, provides financial help 

to the 12 states that furnish the highest number of emergency services to undocumented aliens, and shares in 

each state’s expenditures for the administration of the 

Medicaid program. Most administrative costs are 

matched at 50 percent, although higher percentages are 

paid for certain activities and functions, such as development of mechanized claims processing systems.

Except for the SCHIP program, the Qualifying 

Individuals (QI) program (described later), and DSH payments, federal payments to states for medical assistance 

have no set limit (cap). Rather, the federal government 

matches (at FMAP rates) state expenditures for the mandatory services, as well as for the optional services that 

the individual state decides to cover for eligible beneficiaries, and matches (at the appropriate administrative rate) 

all necessary and proper administrative costs. The Medicare, Medicaid, and SCHIP Balanced Budget Refinement 

Act of 1999 (as incorporated into Public Law 106-113, the 

appropriations bill for the District of Columbia for fiscal 

year 2000) increased the amount that certain states and 

the territories can spend on DSH and SCHIP payments, 

respectively. The BIPA set upper payment limits for inpatient and outpatient services provided by certain types of 

facilities.

Summary and Trends

Medicaid was initially formulated as a medical care 

extension of federally funded programs providing cash 

income assistance for the poor, with an emphasis on 

dependent children and their mothers, the disabled, and 

the elderly. Over the years, however, Medicaid eligibility 

has been incrementally expanded beyond its original ties 

with eligibility for cash programs. Legislation in the late 

1980s assured Medicaid coverage to an expanded number of low-income pregnant women, poor children, and to 

some Medicare beneficiaries who are not eligible for any 

cash assistance program. Legislative changes also 

focused on increased access, better quality of care, specific benefits, enhanced outreach programs, and fewer 

limits on services. 

In most years since its inception, Medicaid has had 

very rapid growth in expenditures. This rapid growth has 

been due primarily to the following factors:

• The increase in size of the Medicaid-covered populations, as a result of federal mandates, population 

growth, and economic recessions;

• The expanded coverage and utilization of services;

• The DSH payment program, coupled with its inappropriate use to increase federal payments to states;

• The increase in the number of very old and disabled 

persons requiring extensive acute and long-term 

health care and various related services;

• The results of technological advances to keep a 

greater number of very low-birth-weight babies and 

other critically ill or severely injured persons alive and 

in need of continued extensive and very costly care;

• The increase in drug costs and the availability of new 

expensive drugs; and

• The increase in payment rates to providers of health 

care services, when compared with general inflation.

As with all health insurance programs, most Medicaid beneficiaries incur relatively small average expenditures per person each year, and a relatively small 

proportion incurs very large costs. Moreover, the average 

cost varies substantially by type of beneficiary. National 

data for 2001, for example, indicate that Medicaid payments for services for 23.3 million children, who constitute 50 percent of all Medicaid beneficiaries, average 

about $1,305 per child (a relatively small average expenditure per person). Similarly, for 11.6 million adults, who 

comprise 25 percent of beneficiaries, payments average 

about $1,725 per person. However, certain other specific 

groups have much larger per-person expenditures. Medicaid payments for services for 4.4 million aged, constituting 9 percent of all Medicaid beneficiaries, average about 

$10,965 per person; for 7.7 million disabled, who make 

up 16 percent of beneficiaries, payments average about 

$10,455 per person. When expenditures for these highand lower-cost beneficiaries are combined, the 2001 payments to health care vendors for 47.0 million Medicaid 

beneficiaries average $3,965 per person.

Long-term care is an important provision of Medicaid 

that will be increasingly utilized as our nation’s population 

ages. The Medicaid program paid for over 41 percent of 

the total cost of care for persons using nursing facility or 

home health services in 2001. National data for 2001 

show that Medicaid payments for nursing facility services 

(excluding ICFs/MR) totaled $37.2 billion for more than 

1.7 million beneficiaries—an average expenditure of 

$21,890 per nursing home beneficiary. The national data 

also show that Medicaid payments for home health services totaled $3.5 billion for more than 1.0 million beneficiaries—an average expenditure of $3,475 per home 

health care beneficiary. With the percentage of our population who are elderly or disabled increasing faster than 

that of the younger groups, the need for long-term care is 

expected to increase.

Another significant development in Medicaid is the 

growth in managed care as an alternative service delivery concept different from the traditional fee-for-service 

system. Under managed care systems, HMOs, prepaid 
56 ♦ Annual Statistical Supplement, 2004

health plans (PHPs), or comparable entities agree to provide a specific set of services to Medicaid enrollees, usually in return for a predetermined periodic payment per 

enrollee. Managed care programs seek to enhance 

access to quality care in a cost-effective manner. Waivers 

may provide the states with greater flexibility in the 

design and implementation of their Medicaid managed 

care programs. Waiver authority under sections 1915(b) 

and 1115 of the Social Security Act is an important part of 

the Medicaid program. Section 1915(b) waivers allow 

states to develop innovative health care delivery or reimbursement systems. Section 1115 waivers allow statewide health care reform experimental demonstrations to 

cover uninsured populations and to test new delivery systems without increasing costs. Finally, the BBA provided 

states with a new option to use managed care. The number of Medicaid beneficiaries enrolled in some form of 

managed care program is growing rapidly, from 

14 percent of enrollees in 1993 to 59 percent in 2003.

More than 46.0 million persons received health care 

services through the Medicaid program in fiscal year 

2001 (the last year for which beneficiary data are available). In fiscal year 2003, total outlays for the Medicaid 

program (federal and state) were $278.3 billion, including 

direct payment to providers of $197.3 billion, payments 

for various premiums (for HMOs, Medicare, etc.) of 

$52.1 billion, payments to disproportionate share hospitals of $12.9 billion, and administrative costs of 

$16.0 billion. Outlays under the SCHIP program in fiscal 

year 2003 were $6.1 billion. With no changes to either 

program, expenditures under Medicaid and SCHIP are 

projected to reach $445 billion and $7.5 billion, respectively, by fiscal year 2009.

The Medicaid-Medicare Relationship

Medicare beneficiaries who have low incomes and limited resources may also receive help from the Medicaid 

program. For such persons who are eligible for full Medicaid coverage, the Medicare health care coverage is 

supplemented by services that are available under their 

state’s Medicaid program, according to eligibility category. These additional services may include, for example, 

nursing facility care beyond the 100-day limit covered by 

Medicare, prescription drugs, eyeglasses, and hearing 

aids. For persons enrolled in both programs, any services that are covered by Medicare are paid for by the 

Medicare program before any payments are made by the 

Medicaid program, since Medicaid is always the payer of 

last resort.

Certain other Medicare beneficiaries may receive 

help with Medicare premium and cost-sharing payments 

through their state Medicaid program. Qualified Medicare 

Beneficiaries (QMBs) and Specified Low-Income Medicare Beneficiaries (SLMBs) are the best-known categories and the largest in numbers. QMBs are those 

Medicare beneficiaries who have resources at or below 

twice the standard allowed under the SSI program and 

incomes at or below 100 percent of the FPL. For QMBs, 

Medicaid pays the Hospital Insurance (HI, or Part A) and 

Supplementary Medical Insurance (SMI, or Part B) premiums and the Medicare coinsurance and deductibles, 

subject to limits that states may impose on payment 

rates. SLMBs are Medicare beneficiaries with resources 

like the QMBs but with incomes that are higher, though 

still less than 120 percent of the FPL. For SLMBs, the 

Medicaid program pays only the Part B premiums. A third 

category of Medicare beneficiaries who may receive help 

consists of disabled and working individuals. According 

to the Medicare law, disabled and working individuals 

who previously qualified for Medicare because of disability, but who lost entitlement because of their return to 

work (despite the disability), are allowed to purchase 

Medicare Part A and Part B. If these persons have 

incomes below 200 percent of the FPL but do not meet 

any other Medicaid assistance category, they may qualify 

to have Medicaid pay their Part A premiums as Qualified 

Disabled and Working Individuals (QDWIs). 

For Medicare beneficiaries with incomes that are 

above 120 percent and less than 175 percent of the FPL, 

the BBA establishes a capped allocation to states, for 

each of the 5 years beginning January 1998, for payment 

of all or some of the Medicare Part B premiums. These 

beneficiaries are known as Qualifying Individuals (QIs). 

Unlike QMBs and SLMBs, who may be eligible for other 

Medicaid benefits in addition to their QMB/SLMB benefits, the QIs cannot be otherwise eligible for medical 

assistance under a state plan. The payment of this QI 

benefit is 100 percent federally funded, up to the state’s 

allocation. 

The Centers for Medicare & Medicaid Services 

(CMS) estimates that Medicaid currently provides some 

level of supplemental health coverage for about 

6.5 million Medicare beneficiaries. 

Starting January 2006, the new Medicare prescription drug benefit will provide drug coverage for Medicare 

beneficiaries, including those who also receive coverage 

from Medicaid. In addition, individuals eligible for Medicare and Medicaid will also receive the low-income subsidy for the Medicare drug plan premium and assistance 

with cost sharing for prescriptions. Medicaid will no 

longer provide drug benefits for Medicare beneficiaries.

Since the Medicare drug benefit and low-income 

subsidy will replace a portion of state Medicaid expenditures for drugs, states would see a reduction in Medicaid 

expenditures. To offset this reduction, the Medicare Prescription Drug, Improvement, and Modernization Act of 
Annual Statistical Supplement, 2004 ♦ 57

2003 (Public Law 108-173) requires each state to make a 

monthly payment to Medicare representing a percentage 

of the projected reduction. For 2006, this payment is 

90 percent of the projected 2006 reduction in state 

spending. After 2006, the percentage decreases by

1 2/3 percent per year to 75 percent for 2014 and later.

Note: Medicaid data are based on the projections of the 

Mid-Session Review of the President’s Fiscal Year 2005 

Budget and are consistent with data received from the 

states on Forms CMS-2082, MSIS, CMS-37, and 

CMS-64.

CONTACT: Earl Dirk Hoffman Jr. (410) 786-7913.
58 ♦ Annual Statistical Supplement, 2004

Unemployment Insurance

Through federal and state cooperation, unemployment 

insurance programs are designed to provide benefits to 

regularly employed members of the labor force who 

become involuntarily unemployed and who are able and 

willing to accept suitable employment. Workers in all 

50 states, the District of Columbia, Puerto Rico, and the 

Virgin Islands are covered under unemployment insurance programs.

To induce states to enact unemployment insurance 

laws, the Social Security Act of 1935 provided a tax offset 

incentive. A uniform national tax was imposed on payrolls 

of industrial and commercial employers who employed 

eight or more workers in 20 or more weeks in a calendar 

year. Employers who paid taxes to a state with an 

approved unemployment insurance law could credit (offset) up to 90 percent of the state tax against the federal 

tax. This insured that employers in states without an 

unemployment insurance law would not have an advantage competing with similar businesses in states with 

such a law because they would still be subject to the federal payroll tax, and their employees would not be eligible 

for benefits.

In addition, the Social Security Act authorized grants 

to states to meet the costs of administering the state systems. By July 1937, all 48 states, the then territories of 

Alaska and Hawaii, and the District of Columbia had 

passed unemployment insurance laws. Later, Puerto 

Rico adopted its own program, which was incorporated in 

1961 into the federal-state system. A similar program for 

workers in the Virgin Islands was added in 1978.

If employers are to receive an offset against federal 

taxes and if states are to receive federal grants for 

administration, federal law requires state unemployment 

insurance programs to meet certain requirements. These 

requirements are intended to ensure that a state participating in the program has an unemployment insurance 

system that is fairly administered and financially secure.

One requirement is that all contributions collected 

under state laws be deposited in the unemployment trust 

fund of the U.S. Treasury Department. The fund is 

invested as a whole, but each state has a separate 

account to which its deposits and its share of interest on 

investments are credited. At any time, a state may withdraw money from its account in the trust fund, but only to 

pay benefits. Thus, unlike the situation in the majority of 

states having workers' compensation and temporary disability insurance laws, unemployment insurance benefits 

are paid exclusively through a public fund. Private plans 

cannot be substituted for the state plan.

Aside from federal standards, each state has major 

responsibility for the content and development of its 

unemployment insurance law. The state itself decides the 

amount and duration of benefits (except for certain federal requirements concerning federal-state Extended 

Benefits), the contribution rates (with limitations), and, in 

general, the eligibility requirements and disqualification 

provisions. The states also directly administer the programs collecting contributions, maintaining wage records 

(where applicable), taking claims, determining eligibility, 

and paying benefits to unemployed workers.

Coverage

Originally, coverage had been limited to employment covered by the Federal Unemployment Tax Act (FUTA), 

which relates primarily to industrial and commercial workers in private industry. However, several federal laws 

added substantially to the number and types of workers 

protected under the state programs, such as the Employment Security Amendments of 1970 and the Unemployment Compensation Amendments of 1976.

Private employers in industry and commerce are 

subject to the law if they have one or more individuals 

employed on 1 day in each of 20 weeks during the current or preceding year, or if they paid wages of $1,500 or 

more during any calendar quarter in the current or preceding year.

Agricultural workers are covered on farms with a 

quarterly payroll of at least $20,000 or employing 10 or 

more employees in 20 weeks of the year. Domestic 

employees in private households are subject to FUTA if 

their employer pays wages of $1,000 or more in a calendar quarter. Excluded from coverage are workers 

employed by their families and the self-employed.

Before 1976, employment in state and local governments and nonprofit organizations were exempt from 

FUTA. However, as a result of federal legislation enacted 

in 1976, most employment in these groups must now be 

covered by state law as a condition for securing federal 

approval of the state law. Under this form of coverage, 

local government and nonprofit employers have the 

option of making contributions as under FUTA or of reimbursing the state for benefit expenditures actually made. 

Elected officials, legislators, members of the judiciary, 

and the state National Guard are still excluded, as are 

employees of nonprofit organizations that employ fewer 

than four workers in 20 weeks in the current or preceding 

calendar year. Many states have extended coverage 

beyond that provided by federal legislation.
Annual Statistical Supplement, 2004 ♦ 59

Through special federal legislation, federal civilian 

employees and ex-servicemembers of the armed forces 

were brought under the unemployment insurance system. Benefits for those persons are financed through federal funds but are administered by the states and paid in 

accordance with the provisions of the state laws. A separate unemployment insurance law enacted by Congress 

covers railroad workers.

Amendments to FUTA made in 2000 added Indian 

tribes to the set of entities for whom coverage is required, 

although they are not liable for FUTA taxes. As a result, 

workers performing services for tribes are now potentially 

eligible to receive unemployment insurance benefits. 

Coverage is required when service is performed for any 

Indian tribe, band, nation, or other organized group community that is recognized as eligible for federal assistance because of their status as Indians. The same 

permissible exclusion from coverage that is applicable to 

other governmental entities also applies to services performed for Indian tribes. If an Indian tribe fails to make 

payments to states as required, the tribe loses its FUTA 

exemption and may lose coverage.

Eligibility for Benefits

Unemployment benefits are available as a matter of right 

(without a means test) to unemployed workers who have 

demonstrated their attachment to the labor force by a 

specified amount of recent work or earnings in covered 

employment. All workers whose employers contribute to 

or make payments in lieu of contributions to state unemployment funds, federal civilian employees, and exservicemembers are eligible if they are involuntarily 

unemployed, able to work, available for work, and 

actively seeking work. Workers must also meet the eligibility and qualifying requirements of the state law and be 

free from disqualifications. Workers who meet these eligibility conditions may still be denied benefits if they are 

found to have voluntarily quit their jobs without good 

cause or were discharged for misconduct.

Work Requirements

A worker's monetary benefit rights are based on his or 

her employment in covered work over a prior reference 

period called the "base period," and these benefit rights 

remain fixed for a "benefit year." In most states, the base 

period is the first 4 quarters of the last 5 completed calendar quarters preceding the claim for unemployment benefits.

Benefits

Under all state laws, the weekly benefit amount—that is, 

the amount payable for a week of total unemployment—

varies with the worker's past wages within certain minimum and maximum limits. In most states, the formula is 

designed to compensate for a fraction of the usual 

weekly wage, normally about 50 percent, subject to specified dollar maximums.

Three-fourths of the laws use a formula that computes weekly benefits as a fraction of wages in one or 

more quarters of the base period. Most commonly, the 

fraction is taken of wages in the quarter during which 

wages were highest, because this quarter most nearly 

reflects full-time work. In most of these states, the same 

fraction is used at all benefit levels. The other laws use a 

weighted schedule that gives a greater proportion of the 

high-quarter wages to lower-paid workers than to those 

earning more.

Each state establishes a ceiling on the weekly benefit 

amount, and no worker may receive an amount larger 

than the ceiling. The maximum may be either a fixed dollar amount or a flexible amount. Under the latter arrangement, which has been adopted in 34 jurisdictions, the 

maximum is adjusted automatically in accordance with 

the weekly wages of covered employees.

Twelve states provide additional allowances for certain dependents. They all include children under age 16, 

18, or 19 (and, generally, older if incapacitated); eight 

states include a nonworking spouse; and two states consider other dependent relatives. The amount allowed per 

dependent varies considerably by state but generally is 

$24 or less per week and, in the majority of states, the 

amount is the same for each dependent.

All but 13 states require a waiting period of 1 week of 

total unemployment before benefits can begin. Four 

states pay benefits retroactively for the waiting period if 

unemployment lasts a certain period or if the employee 

returns to work within a specified period.

Except for two jurisdictions, states provide a statutory 

maximum duration of 26 weeks of benefits in a benefit 

year. However, jurisdictions vary the duration of benefits 

through various formulas.

Extended Benefits

In the 1970s, a permanent federal-state program of 

Extended Benefits was established for workers who 

exhaust their entitlement to regular state benefits during 

periods of high unemployment. The program is financed 

equally from federal and state funds. Employment conditions in an individual state trigger Extended Benefits. This 

happens when the unemployment rate among insured 

workers in a state averages 5 percent or more over a 

13-week period and is at least 20 percent higher than the 
60 ♦ Annual Statistical Supplement, 2004

rate for the same period in the 2 preceding years. If the 

insured unemployment rate reaches 6 percent, a state 

may by state law disregard the 20 percent requirement in 

initiating Extended Benefits. Once triggered, Extended 

Benefit provisions remain in effect for at least 13 weeks. 

When a state's benefit period ends, Extended Benefits to 

individual workers also end, even if they have received 

less than their potential entitlement and are still unemployed. Further, once a state's benefit period ends, 

another statewide period cannot begin for at least 

13 weeks.

State law determines most eligibility conditions for 

Extended Benefits and the weekly benefit payable. However, under federal law a claimant must have had 

20 weeks in full-time employment (or the equivalent in 

insured wages) and must meet special work requirements. A worker who has exhausted his or her regular 

benefits is eligible for a 50 percent increase in duration of 

benefits for a maximum of 13 weeks of Extended Benefits. There is, however, an overall maximum of 39 weeks 

of regular and Extended Benefits. Extended Benefits are 

payable at the same rate as the weekly amount under the 

regular state program.

Before the 1992 legislation, the Extended Benefits 

program was based on the insured unemployment rate 

(IUR)—the number of unemployed workers receiving 

benefits in a state as a percentage of the number of persons in employment that is covered by unemployment 

insurance in that state. By definition, the IUR does not 

include workers who have exhausted their benefits but 

are still unemployed.

The 1992 legislation (P.L. 102-318) provided states 

with the option of adopting an additional formula for triggering the permanent Extended Benefits program. Effective March 1993, states had the option of amending their 

laws to use alternative total unemployment rate triggers 

in addition to the current insured unemployment rate triggers. Under this option, Extended Benefits would be paid 

when (1) the state's seasonally adjusted total unemployment rate for the most recent 3 months is at least 

6.5 percent, and (2) that rate is at least 110 percent of the 

state average total unemployment rate in the corresponding 3-month period in either of the 2 preceding years.

States triggering on to the Extended Benefits program under other triggers would provide the regular 

26 weeks of unemployment benefits in addition to 

13 weeks of Extended Benefits (which is the same number of weeks of benefits provided previously). In addition, 

states that have chosen the total unemployment rate 

option will also amend their state laws to add an additional 7 weeks of Extended Benefits (for a total of 

20 weeks) where the total unemployment rate is at least 

8 percent and is 110 percent of the state's total unemployment rate for the same 3 months in either of the 2 

preceding years. As of October 17, 2004, Extended Benefits were not payable in any state.

CONTACT: Rita L. DiSimone (202) 358-6221.
Annual Statistical Supplement, 2004 ♦ 61

Workers' Compensation

Workers' compensation was the first form of social insurance to develop widely in the United States. It is 

designed to provide cash benefits and medical care 

when employees suffer work-related injuries or illnesses, 

and survivor benefits to the dependents of workers 

whose deaths result from a work-related incident. In 

exchange for receiving benefits, workers who receive 

workers' compensation are generally not allowed to bring 

a tort suit against their employers for damages of any 

kind.

The federal government was the first to establish a 

workers' compensation program, covering its civilian 

employees with an act that was passed in 1908 to provide benefits for workers engaged in hazardous work. 

The remaining federal workforce was covered in 1916. 

Nine states enacted workers' compensation laws in 1911. 

By 1920, all but 7 states and the District of Columbia had 

workers' compensation laws.

Today each of the 50 states, the District of Columbia, 

Puerto Rico, and the Virgin Islands has its own program. 

The federal government covers its employees through its 

own program. It also administers the Longshore and Harbor Workers' Compensation Act, enacted in 1927, which 

covers longshore and harbor workers throughout the 

United States.

Coal miners suffering from pneumoconiosis, or 

"black lung" disease, are covered by the Black Lung Benefits Act of 1972, with the initial benefits enacted as part 

of the Coal Mine Health and Safety Act of 1969. Under 

this program, monthly cash benefits are payable to miners disabled by black lung disease and to their dependents or survivors. Medical benefits are also payable on 

the basis of a diagnosis of pneumoconiosis.

The Energy Employees Occupational Illness Compensation Program Act of 2000 instituted a new program 

that covers employees, contractors, and subcontractors 

of the Department of Energy (DOE) for exposure to beryllium and the contraction of chronic beryllium disease. In 

addition, employees of private companies providing 

beryllium to DOE are covered. Employees' survivors also 

receive cash benefits.

This same act also covers employees disabled or 

killed by cancers that developed after beginning employment at a DOE or an atomic weapons facility, as long as 

the cancer was at least "as likely as not" related to this 

employment, subject to a number of guidelines relating to 

radiation exposure, type of cancer, and other relevant 

factors. It also provides benefits for silica-related diseases and to uranium miners and their survivors who 

have received lump-sum payments under the Radiation 

Exposure Compensation Act and establishes an Office of 

Worker Advocacy in the U.S. Department of Energy to 

deal with other claims of work-related occupational disease.

Coverage

In 2002, state and federal workers' compensation laws 

covered about 125.6 million employees. Covered payroll 

in 2002—that is, total wages paid to covered workers—

was $4.62 trillion.

Common exemptions from coverage are domestic 

service, agricultural employment, small employers, and 

casual labor. However, 39 programs have some coverage for agricultural workers, and 25 programs have some 

coverage for domestic workers.

Many programs exempt employees of nonprofit, 

charitable, or religious institutions. The coverage of state 

and local public employees differs widely from one state 

program to another.

Two other major groups outside the coverage of 

workers' compensation laws are railroad employees 

engaged in interstate commerce and seamen in the U.S. 

Merchant Marine. These workers have health insurance 

and short-term and long-term cash benefit plans that 

cover disabilities whether or not the conditions are workrelated. In addition, under federal laws these workers 

retain the right to bring tort suits against their employers 

for negligence in the case of work-related injuries or illness.

The programs are compulsory for most private 

employment, except in Texas, where it is elective. That is, 

in Texas employers may accept or reject coverage under 

the law. If they reject it, they lose the customary commonlaw defenses against suits by employees in private 

industry.

Benefits

The benefits provided under workers' compensation 

include periodic cash payments and medical services to 

the worker during the period of disablement for the disabling condition. They also include death and funeral 

benefits to the workers' survivors. Lump-sum settlements 

are permitted under most programs.

Approximately three-fourths of all workers' compensation cases involve only medical benefits. Cash wage 
62 ♦ Annual Statistical Supplement, 2004

replacement benefits are categorized according to the 

duration and severity of the worker's disability.

Temporary and Permanent Total Disability

A large majority of compensation cases involving cash 

payments involve temporary total disability. That is, the 

employee is unable to work at all while he or she is 

recovering from the injury but the worker is expected to 

recover. When workers' lost time exceeds the waiting 

period (3 to 7 days, depending on the state), they receive 

a percentage of their weekly wages—typically twothirds—up to a maximum weekly amount. The maximum 

is generally set at some percentage of the state’s average weekly wage, ranging from 66 2/3 percent to 

200 percent, but typically 100 percent.

In some cases, workers return to work prior to the 

date they reach maximum medical improvement and thus 

have reduced responsibilities and an accompanying 

lower salary. In those cases they receive temporary partial disability benefits.

After the date of maximum medical improvement, if a 

disability is severe enough, the worker receives permanent total disability benefits. In only a very few cases is 

the worker found to have a permanent total disability.

Permanent Partial Disability

If the permanent disability of a worker is only partial and 

may or may not lessen work ability, permanent partial disability benefits are payable. The system for determining 

benefits in these cases is very complex and varies significantly across jurisdictions. Some states provide benefits 

based on an impairment rating scheme. The level of 

impairment, often expressed as a percentage of total disability, is used to determine the benefit amount. Some 

states provide benefits based on the loss of earning 

capacity. They use impairment ratings with modifications 

based on vocational factors, such as the worker's education, job experience, and age. Other states use systems 

that attempt to compensate workers for actual lost 

wages.

Death Benefits

Generally, compensation is related to earnings and to the 

number of dependents and is payable to the survivors of 

workers who die from a work-related illness or injury. 

Benefits are capped in 26 states.

Medical Benefits

All compensation acts require that medical aid be furnished to workers suffering from a work-related injury or 

illness without delay, whether or not the condition entails 

work interruption. This care includes first-aid treatment, 

physician services, surgical and hospital services, nursing, medical drugs and supplies, appliances, and prosthetic devices. Care is typically provided with no copayment from the worker.

A few state laws contain provisions for nominal contributions by the covered employee for hospital and medical benefits.

Financing

Workers' compensation programs are financed almost 

exclusively by employers and are based on the principle 

that the cost of work-related accidents is a business 

expense. Depending on state laws, employers can purchase insurance from a private carrier or state fund, or 

they can self-insure. No program relies on general taxing 

power to finance workers' compensation. Employers in 

most programs are permitted to carry insurance against 

work accidents with commercial insurance companies or 

to qualify as self-insurers by giving proof of financial ability to carry their own risk. In seven jurisdictions, however, 

commercial insurance is not allowed. In four of these 

areas, including Puerto Rico and the Virgin Islands, 

employers must insure with an exclusive state fund, and 

in three others, they must either insure with an exclusive 

state insurance fund or self-insure. In 19 jurisdictions, 

state funds have been established that compete with private insurance carriers. Federal employees are provided 

protection through a federally financed and operated system.

Program Highlights

Benefit payments under workers’ compensation programs increased to $53.4 billion in 2002, which was a 

7.4 percent increase from the benefit figure of 

$49.8 billion in 2001. When compared with covered 

wages, benefits grew by 6.9 percent from $1.08 to $1.16 

per $100 of covered wages.

In 2002, medical benefits accounted for $24.3 billion, 

and wage loss compensation accounted for $29.2 billion. 

The latter amount includes payments to disabled workers 

and the survivors of deceased workers.

The $53.4 billion for workers' compensation benefit 

payments in 2002 includes more than $827 million in 

benefits for the Black Lung program. This program is 

described separately (see Tables 9.D1–9.D3).

The employers' cost of providing workers' compensation coverage generally varies according to risk, industrial 

classification, and experience rating. Nationally, in 2002, 

such costs were approximately $1.58 per $100 of cov-
Annual Statistical Supplement, 2004 ♦ 63

ered wages, or about $580 for each of the 125.6 million 

protected employees. 

The year 2002 is the second year since 1992 that 

benefits grew faster than wages. It is also the second 

year since 1993 that employer costs increased relative to 

covered wages.

CONTACT: Virginia Reno (202) 452-8097.
64 ♦ Annual Statistical Supplement, 2004

Temporary Disability Insurance

Five states, Puerto Rico, and the railroad industry have 

social insurance programs that partially compensate for 

the loss of wages caused by temporary nonoccupational 

disability or maternity. Those programs are known as 

temporary disability insurance (TDI) because the duration of the payments is limited.

Federal law does not provide for a federal-state system of short-term disability comparable with the federalstate system of unemployment insurance. However, the 

Federal Unemployment Tax Act (FUTA) was amended in 

1946 to permit states where employees made contributions under the unemployment insurance program to use 

some or all of these contributions for the payment of disability benefits (but not for administration). Three of the 

nine states that could have benefited by this provision for 

initial funding for TDI took advantage of it: California, 

New Jersey, and Rhode Island. The first state law was 

enacted by Rhode Island in 1942, followed by legislation 

in California and the railroad industry in 1946, New Jersey in 1948, and New York in 1949. Then came a hiatus 

of two decades before Puerto Rico and Hawaii passed 

laws in 1968 and 1969, respectively.

The five state temporary disability insurance laws 

and the Puerto Rico law cover most commercial and 

industrial wage and salary workers in private employment 

if the employer has at least one worker. In no state is coverage under TDI identical with that of the unemployment 

insurance program. Principal occupational groups 

excluded are domestic workers, family workers (parent, 

child, or spouse of the employer), government employees, and the self-employed. State and local government 

employees are included in Hawaii, and the other state 

programs generally provide elective coverage for some 

or all public employees.

Agricultural workers are covered to varying degrees 

in California, Hawaii, New Jersey, and Puerto Rico, but 

they are not covered in other jurisdictions. The California 

law permits self-employed individuals to elect coverage 

on a voluntary basis. Workers employed by railroads, railroad associations, and railroad unions are covered by 

TDI under the national system included in the Railroad 

Unemployment Insurance Act.

The methods used for providing this protection vary. 

In Rhode Island, the coverage is provided through an 

exclusive, state-operated fund into which all contributions 

are paid and from which all benefits are disbursed. In 

addition, covered employers may provide supplemental 

benefits in any manner they choose. The railroad program is also exclusively publicly operated in conjunction 

with its unemployment insurance provisions.

In California, New Jersey, and Puerto Rico, coverage 

is provided through a state-operated fund, but employers 

are permitted to "contract out" of the state fund by purchasing group insurance from commercial insurance 

companies, by self-insuring, or by negotiating an agreement with a union or employees' association. Coverage 

by the state fund is automatic unless or until an employer 

or the employees take positive action by substituting a 

private plan that meets the standards prescribed in the 

law and is approved by the administering agency. Premiums (in lieu of contributions) are then paid directly to the 

private plan, and benefits are paid to the workers 

affected.

The Hawaii and New York laws require employers to 

provide their own disability insurance plans for their workers by setting up an approved self-insurance plan, by 

reaching an agreement with employees or a union establishing a labor-management benefit plan, or by purchasing group insurance from a commercial carrier. In New 

York, the employer may also provide protection through 

the State Insurance Fund, which is a state-operated competitive carrier. Both Hawaii and New York operate special funds to pay benefits to workers who become 

disabled while unemployed or whose employers have 

failed to provide the required protection. In other jurisdictions, benefit payments for the disabled unemployed are 

made from the regular state-operated funds.

Eligibility for Benefits

To qualify for benefits, a worker must fulfill certain 

requirements regarding past earnings or employment 

and must be disabled as defined in the law. In addition, 

claimants may be disqualified if they received certain 

types of income during the period of disability.

Earnings or Employment Requirements

A claimant must have a specified amount of past employment or earnings to qualify for benefits. However, in most 

jurisdictions with private plans, the plans either insure 

workers immediately upon their employment or, in some 

cases, require a short probationary period of employment, usually from 1 to 3 months. Upon cessation of 

employment after a specified period, workers generally 

lose their private plan coverage and must look to a statecreated fund for such protection.

Disability Requirements

The laws generally define disability as inability to perform 

regular or customary work because of a physical or mental condition. Stricter requirements are imposed for dis-
Annual Statistical Supplement, 2004 ♦ 65

ability during unemployment in New Jersey and New 

York. All the laws pay full benefits for disability due to 

pregnancy.

Disqualifying Income

All the laws restrict payment of disability benefits when 

the claimant is also receiving workers' compensation 

payments. However, the statutes usually contain some 

exceptions to this rule (for example, if the workers' compensation is for partial disability or for previously incurred 

work disabilities).

The laws differ with respect to the treatment of sick 

leave payments. Rhode Island pays disability benefits in 

full even though the claimant draws wage continuation 

payments. New York deducts from the benefits any payment from the employer or from a fund contributed to by 

the employer, except for benefits paid pursuant to a collective bargaining agreement. In California, New Jersey, 

and Puerto Rico, benefits plus paid sick leave for any 

week during disability may not exceed the individual's 

weekly earnings before their disablement. Railroad workers are not eligible for TDI benefits while they receive 

sick leave pay.

In all seven TDI systems, as with unemployment 

insurance, weekly benefit amounts are related to a claimant's previous earnings in covered employment. In general, the benefit amount for a week is intended to replace 

at least one-half the weekly wage loss for a limited time. 

All the laws, however, specify minimum and maximum 

amounts payable for a week. The maximum duration of 

benefits varies from 26 weeks to 52 weeks. Hawaii, New 

York, and Puerto Rico provide for benefits of a uniform 

duration of 26 weeks for all claimants; California and the 

railroad program have maximum benefit periods of 

52 weeks; New Jersey, 26 weeks; and Rhode Island, 

30 weeks. Under the railroad program, duration of benefits varies from 26 weeks to 52 weeks, based on the total 

number of years of employment in the industry. In the 

other jurisdictions, limited predisability "base period" 

wages reduce benefit duration. A noncompensable waiting period of a week or 7 consecutive days of disability 

(4 days for railroad workers) is generally required before 

the payment of benefits for subsequent weeks.

The statutory provisions described above govern the 

benefits payable to employees covered by the stateoperated plans. In those states where private plans are 

permitted to participate, those provisions represent standards against which the private plan can be measured (in 

accordance with provisions in the state law).

Financing and Administration

Under each of the laws, except for that governing the railroad program, employees may be required to contribute 

to the cost of the temporary disability benefit. In five of 

the jurisdictions (all but California and Rhode Island), 

employers are also required to contribute. In general, the 

government does not contribute.

Five of the seven TDI programs are administered by 

the same agency that administers unemployment insurance. Under those five programs, the unemployment 

insurance administrative machinery is used to collect 

contributions, to maintain wage records, to determine eligibility, and to pay benefits to workers under the stateoperated funds. The New York law is administered by the 

state Workers' Compensation Board, and the Hawaii law 

is administered separately in the Department of Labor 

and Industrial Relations.

By way of contrast, claims in New York and Hawaii 

are filed with and paid by the employer, the insurance 

carrier, or the union health and welfare fund that is operating the private plan. The state agency limits its functions with respect to employed workers to exercising 

general supervision over private plans, to setting standards of performance, and to adjudicating disputed 

claims arising between claimants and carriers. A similar 

situation applies to claimants under private plans in California, New Jersey, and Puerto Rico.

CONTACT: Rita L. DiSimone (202) 358-6221.
66 ♦ Annual Statistical Supplement, 2004

Black Lung Benefits

The Black Lung benefit program established by the Federal Coal Mine Health and Safety Act of 1969 provides 

monthly benefit payments to coal miners totally disabled 

as a result of pneumoconiosis, to the widows of coal miners who died as a result of pneumoconiosis, and to their 

dependents. The Social Security Administration (SSA) 

was responsible for the payment and administration of 

these Part B benefits (miner, survivor, and dependent) 

with respect to claims filed through June 30, 1973 (and 

certain survivor cases, before December 31, 1973).

On October 1, 1997, responsibility for maintenance 

and payment of Part B was transferred from SSA to the 

Department of Labor (DOL); SSA, however, maintains 

responsibility for conducting formal hearings necessary 

to resolve contested issues with respect to Part B claims. 

Only data on these Part B claims are reported on in this 

Supplement. Part C claims are reported in the OWCP 

Annual Report to Congress, U.S. Department of Labor, 

Office of Workers' Compensation Programs.

Under the Black Lung Benefits Act of 1972, DOL was 

assigned jurisdiction over Part C benefits, generally 

claims filed July 1, 1973, and later. Different financing 

provisions are applicable to these claims.

Legislation enacted on November 2, 2002 

(P.L. 107-275), transferred permanently the responsibility 

for all Black Lung claims (Parts B and C) to the Office of 

Workers’ Compensation Programs (OWCP) of the 

Department of Labor. The Social Security Administration 

will only continue to handle a small number of pending 

Part B appeals cases on a reimbursable basis.

The basic Black Lung benefit rate is set by law at 

37 1/2 percent of the monthly pay rate for federal 

employees in the first step of grade GS-2. The basic rate

to a miner or widow may be increased according to the 

number of qualified dependents—50 percent of the basic 

benefit rate if one dependent qualifies, 75 percent for two 

dependents, and 100 percent for three or more dependents.

Since Black Lung payments are tied directly to federal 

employee salary scales, increases are automatically payable when federal salaries are increased. Reflecting a 

2.7 percent adjustment, monthly benefit rates effective 

January 1, 2004, are:

• Miner or widow, $549.00

• Miner or widow and 1 dependent, $823.50

• Miner or widow and 2 dependents, $960.80

• Miner or widow and 3 or more dependents (family 

benefit), $1,098.00

If a miner or surviving spouse is receiving workers' 

compensation, unemployment compensation, or disability insurance payments under state law, the Black Lung 

benefit is offset by the amount being paid under these 

other programs.

The 1972 amendments extended benefit payments 

to full orphans, parents, brothers, and sisters of 

deceased miners. Under earlier law, survivor payments 

were limited to widows and their dependent children (if 

the miner and spouse were both deceased, no benefits 

were payable to surviving children). The 1972 amendments also expanded coverage to include surface as well 

as underground coal miners.

CONTACT: Bennett Stewart (606) 432-0116, ext. 126.
Annual Statistical Supplement, 2004 ♦ 67

Veterans' Benefits

A variety of programs and benefits are available to servicemembers and veterans of military service: disability 

payments, educational assistance, health care, vocational rehabilitation, survivor and dependents benefits, 

life insurance, burial benefits, special loan programs, and 

hiring preference for certain jobs. Most of the veterans 

programs are administered by the Department of Veterans Affairs (VA).

Monetary Benefits

Two major cash benefit programs are available for veterans. The first program provides benefits to veterans with 

service-connected disabilities and, on the veteran's 

death, benefits are available for eligible surviving 

spouses, children, and dependent parents. These benefits are payable regardless of other income or resources. 

The second program provides benefits to needy veterans 

who have non-service-connected disabilities. These benefits are means tested.

Compensation for Service-connected Disabilities

Disability compensation is a monetary benefit paid to veterans who are disabled by injury or disease incurred in or 

aggravated during active military service. Individuals discharged or separated from military service under dishonorable conditions are generally not eligible for 

compensation payments. The amount of monthly compensation depends on the degree of disability, rated as 

the percentage of normal function lost. Payments in 2003 

range from $104 a month for a 10 percent disability to 

$2,193 a month for total disability. Veterans who have at 

least a 30 percent service-connected disability are entitled to an additional dependent's allowance. The amount 

is based on the number of dependents and degree of disability.

Pensions for Non-service-connected Disabilities

Monthly benefits are provided to wartime veterans with 

limited income and resources who are totally and permanently disabled because of a condition not attributable to 

their military service. To qualify for these pensions, a veteran must have served in one or more of the following 

designated war periods: The Mexican Border Period, 

World War I, World War II, the Korean Conflict, the Vietnam Era, or the Gulf War. The period of service must 

have lasted at least 90 days, and the discharge or separation cannot have been dishonorable. Service less than 

90 days is acceptable if the veteran was discharged with 

a service-connected disability.

Pension payments are reduced by countable income. 

Some medical and other expenses are allowed as 

deductions from countable income. Veterans aged 65 

years or older who meet service, net worth, and income 

requirements are eligible for a pension, regardless of current physical condition.

Effective December 1, 2002, maximum benefit 

amounts for non-service-connected disabilities range 

from $807 per month for a veteran without a dependent 

spouse or child to $1,597 per month for a veteran who is 

in need of regular aid and attendance and who has one 

dependent. For each additional dependent child, the pension is raised by $136 per month.

Benefits for Survivors

The dependency and indemnity compensation (DIC) program provides monthly benefits to the surviving spouse, 

children (under age 18, disabled, or students), and certain parents of service persons or veterans who die as 

the result of an injury or disease incurred while in or 

aggravated by active duty or training, or from a disability 

otherwise compensable under laws administered by the 

Department of Veterans Affairs.

DIC payments may also be authorized for survivors 

of veterans who were totally disabled by serviceconnected conditions at the time of death, even though 

their service-connected disabilities did not cause their 

deaths.

Eligibility for survivor benefits based on a nonservice-connected death of a veteran with a serviceconnected disability requires a marriage of at least a 

1-year duration before the veteran's death. A surviving 

spouse is generally required to have lived continuously 

with the veteran from marriage until his or her death. 

Entitlement for death benefits ends with the surviving 

spouse’s remarriage, but may be restored upon termination of the remarriage.

The monthly benefit amount payable to surviving 

spouses of veterans who died before January 1, 1993, 

depends on the last pay rate of the deceased service 

person or veteran. In 2003, for pay grades E-1 through 

E-6, a flat monthly rate of $948 is paid to surviving 

spouses. Monthly benefits for grades E-7 through E-9 

range between $980 and $1,165. For veterans who died 

after January 1, 1993, surviving spouses receive a flat 

$948 a month. An additional $204 a month will be paid to 

supplement the basic rate if the deceased veteran had 

been entitled to receive 100 percent service-connected 

compensation for at least 8 years immediately preceding 
68 ♦ Annual Statistical Supplement, 2004

death. The amounts payable to eligible parents are lower 

and depend on (1) the number of parents eligible, 

(2) their income, and (3) their marital status.

Pensions for Non-service-connected Death

Pensions are paid on the basis of need to surviving 

spouses and dependent children (under age 18, disabled, or students) of deceased veterans of the wartime 

periods specified in the disability pension program. For a 

pension to be payable, the veteran generally must have 

met the same service requirements established for the 

non-service-connected disability pension program, and 

the surviving spouse must meet the same marriage 

requirements as under the dependency and indemnity 

compensation program.

The pension amount depends on the composition of 

the surviving family and the physical condition of the surviving spouse. In 2002, pensions range from $541 a 

month for a surviving spouse without dependent children 

to $1,032 a month for a spouse who is in need of regular 

aid and attendance and who has a dependent child. The 

pension is raised by $137 a month for each additional 

dependent child. Pension payments are reduced by 

countable income. Some medical and other expenses 

are allowed as deductions from countable income.

Hospitalization and Other Medical Care

The Department of Veterans Affairs (VA) provides a 

nationwide system of health care through a system of 

hospitals and community-based outpatient clinics to eligible veterans.

Enrollment and Provision of Hospitalization

and Outpatient Medical Care to Veterans

To receive health care, veterans generally must be 

enrolled with the VA and may apply for enrollment at any 

time. Veterans do not have to be enrolled if they (1) have 

a service-connected disability of 50 percent or more, 

(2) want care for a disability that the military determined 

was incurred or aggravated in the line of duty but that the 

VA has not yet rated during the 12-month period following 

discharge, or (3) want care for a service-connected disability.

Enrolled veterans and those not subject to enrollment are eligible to receive comprehensive medical benefits, which include basic and preventive care.

Eligibility Requirements

Basic eligibility for hospital care and outpatient medical 

services are based on a veteran's character of discharge 

from active military service. Veterans discharged prior to 

September 7, 1980, for other than dishonorable conditions have basic eligibility for care. However, veterans 

discharged after September 7, 1980, must have completed 24 consecutive months of active-duty service. 

Reservists who were called or ordered to active duty may 

also be eligible for care as a veteran if they complete the 

full period for which they were called or ordered to active 

duty. The 24-month minimum service time requirement 

does apply to veterans who were discharged for reasons 

of early-out under Title 38, U.S.C. 1173, discharged for a 

disability incurred or aggravated in the line of duty, was 

awarded VA compensation, or is in need of care for an 

adjudicated service-connected disability. 

Care for Dependents and Survivors

The dependents and survivors of certain veterans may 

be eligible for medical care under the Civilian Health and 

Medical Program of the Department of Veterans Affairs 

(CHAMPVA) if not eligible for medical care under Tricare 

or Medicare. Tricare (formerly known as CHAMPUS) is 

the health program administered by the Department of 

Defense for dependents of active-duty personnel and military retirees and their dependents.

Beneficiaries covered by CHAMPVA may be treated 

at Department facilities when space is available. Usually, 

however, the person with CHAMPVA coverage is treated 

at a community hospital of his or her choice. The Department of Veterans Affairs pays for a part of the bill, and 

the beneficiary is responsible for any required copayment.

Nursing Home Care

A veteran seeking nursing home care must meet the 

established eligibility requirements for admission to a 

Department of Veterans Affairs nursing home. The Veterans Millennium Health Care and Benefits Act 

(P.L. 106-117, passed by Congress on November 30, 

1999) made amendments to the original authority for 

nursing home placement. The new law requires that the 

VA:

• Provide nursing home care to any veteran in need of 

such care for a service-connected disability;

• Provide nursing home care to any veteran who is in 

need of such care and who has a service-connected 

disability rated at 70 percent or greater;

• Provide nursing home care, either directly or through 

contracts when clinically indicated for eligible veterans;

• Facilities will determine the need for nursing home 

care based on a comprehensive interdisciplinary 

assessment.
Annual Statistical Supplement, 2004 ♦ 69

Other Medical Benefits

Other Department of Veterans Affairs programs and 

medical benefits are available to certain veterans. Veterans do not need to be enrolled in the VA health care system to be eligible for any of the following benefits, 

although there may be restrictions: domiciliary care, alcohol and drug dependency treatment; prosthetic appliances; modification in certain veterans’ homes when so 

ordered by his or her physician, subject to cost limitations; compensation and pension examinations; care as 

part of a VA-approved research project; readjustment 

counseling and treatment for Vietnam veterans; sexual 

trauma counseling for veterans suffering from trauma of 

a sexual nature during active military service; counseling; 

vocational rehabilitation counseling; special registry 

examinations and dental care.

Educational Assistance

The post-Vietnam Veterans' Educational Assistance 

Program (VEAP) is a voluntary contributory matching

program for persons entering service after December 31, 

1976. To be eligible, the servicemember must have initially contributed to VEAP before April 1, 1987. The Montgomery GI Bill–Active Duty program provides education 

benefits for individuals entering military service on or 

after July 1, 1985, and for certain other individuals. Servicemembers entering active duty have their basic pay 

reduced $100 a month for the first 12 months of their service unless they specifically elect not to participate. An 

educational assistance program is also available for individuals who enter the Selected Reserve on or after 

July 1, 1985.

The Department of Veterans Affairs also pays educational assistance for dependents if a veteran is permanently and totally disabled from a service-related cause, 

or dies as a result of service, or while completely disabled from service-related causes.

CONTACT: Gloria Bennett (202) 273-5776.
70 ♦ Annual Statistical Supplement, 2004

Temporary Assistance for Needy Families

On August 22, 1996, the Personal Responsibility and 

Work Opportunity Reconciliation Act of 1996 became 

law. This comprehensive, bipartisan legislation changed 

the nation's welfare system into one requiring work in 

exchange for time-limited assistance. It created the Temporary Assistance for Needy Families (TANF) program, 

which replaced the Aid to Families with Dependent 

Children (AFDC), Emergency Assistance (EA), and Job 

Opportunities and Basic Skills Training (JOBS) programs. The law marks the end of federal entitlement to 

assistance. In TANF, states and territories operate programs, and Indian tribes have the option to run their own 

programs. States, territories, and tribes each receive a 

block grant allocation, and states must maintain a historical level of state spending known as maintenance of 

effort. The basic block grant provides states and tribes 

with $16.5 billion in federal funds each year, through 

2002. This amount covers benefits, administrative 

expenses, and services targeted to needy families.

The 1996 law offers states great flexibility in designing individual state TANF programs. Unless expressly 

provided under the statute, the federal government may 

not regulate the conduct of states.

States may use TANF funds in any manner "reasonably calculated to accomplish the purposes of TANF." 

The purposes are assisting needy families so that children can be cared for in their own homes; reducing 

dependency of needy parents by promoting job preparation, work, and marriage; preventing out-of-wedlock pregnancies; and encouraging the formation and 

maintenance of two-parent families.

Program Features

Work Requirements

With few exceptions, recipients must work as soon as job 

ready, or no later than 2 years after coming on assistance. In fiscal year 1997, each state had to ensure that 

25 percent of all families in the state were engaged in 

work activities. This percentage increased to 50 percent 

in fiscal year 2002. Minimum participation rates for twoparent families started at 75 percent in fiscal year 1997 

and increased to 90 percent. (If a state reduces its caseload without restricting eligibility, it can receive a caseload reduction credit. This credit reduces the minimum 

participation rates the state must achieve.) During 1997 

and 1998, single parents had to participate in work activities for at least 20 hours per week; by fiscal year 2000, 

they had to participate at least 30 hours per week. Twoparent families had to participate in work activities for at 

least 35 or 55 hours per week, depending upon the circumstances. Failure to participate in work requirements 

can result in a reduction or a termination of benefits to the 

family. However, states cannot penalize single parents 

with a child under 6 for failing to meet work requirements 

if they cannot obtain child care. A state may exempt single parents with children under the age of 1 from the work 

requirements and disregard these individuals in the calculation of participation rates for up to 12 months.

Work Activities

Activities that count toward a state's participation rates 

are unsubsidized or subsidized employment, on-the-job 

training, work experience, community service, job 

search, vocational training, job skills training related to 

work, or education directly related to work; satisfactory 

secondary school attendance; and providing child care 

services to individuals who are participating in community 

service. However, no more than 12 months of vocational 

training, no more than 6 total weeks of job search, and no 

more than 4 consecutive weeks of job search may count. 

Further, effective in fiscal year 2000, no more than 

30 percent of those meeting the participation rates may 

count toward the work requirement on the basis of participation in vocational training or by being a teen parent in 

secondary school.

Five-Year Time Limit

Families with an adult who has received federally funded 

assistance for a total of 5 years (or less at state option) 

are not eligible for cash aid under the TANF program. 

States may extend assistance beyond 60 months to up to 

20 percent of their caseload. They may also elect to provide assistance to families beyond 60 months using 

state-only funds, or they may provide services to families 

that reach the time limit using Social Services Block 

Grants.

State Maintenance of Effort Requirements

The TANF block grant program has an annual cost-sharing requirement, referred to as "maintenance of effort," or 

MOE. Every fiscal year each state must spend a certain 

minimum amount of its own money to help eligible families in ways that are consistent with the purposes of the 

TANF program. The required MOE amount is based on 

an "applicable percentage" of the state's (nonfederal) 

expenditures on AFDC and the AFDC-related programs 

in 1994. The applicable percentage depends on whether 

the state meets its minimum work participation rate 

requirements for that fiscal year. A state that does not 

meet the required minimum work participation rate 

requirements must spend at least 80 percent of the 
Annual Statistical Supplement, 2004 ♦ 71

amount it spent in 1994. A state that meets its minimum 

work participation rate requirements must spend at least 

75 percent of the amount it spent in 1994.

In addition to the federal TANF block grant funding, 

needy states with economic problems may request federal funds from the Contingency Fund. The Contingency 

Fund has a more rigorous MOE requirement.

The fiscal year 2004 budget follows the framework 

proposed in the president’s fiscal year 2003 budget 

request that includes reauthorization of the Personal 

Responsibility and Work Opportunity Reconciliation Act. 

The reauthorization maintains current program funding 

levels for the following activities: Family Assistance 

Grants to States, Tribes and Territories; Matching Grants 

to Territories; and Tribal Work Programs. Authority for 

both the Contingency Fund and Supplemental Grants for 

Population Increases would be reinstated. In addition, a 

new TANF Research, Demonstration, and Technical 

Assistance program that will include promotion of family 

formation and healthy two-parent marriage activities 

would be established, as well as a new matching grant 

program focused on marriage promotion. Finally, the 

Bonus to Reward High Performance States would be 

refocused to provide for bonuses on employment 

achievement. The president’s appropriation request for 

this account assumes passage of pending legislation 

included in the president’s fiscal year 2004 request.

Penalties

The Department of Health and Human Services (HHS) 

may reduce a state's block grant if it fails to do any of the 

following:

• Satisfy work requirements. A penalty of 5 percent 

accrues in the first year. The penalty amount 

increases 2 percent per year for each consecutive 

failure. The penalty is adjusted based on degree of 

failure. The maximum penalty is 21 percent.

• Comply with 5-year limit on assistance. Failure to 

comply results in a 5 percent penalty.

• Meet the state's basic maintenance of effort requirements. The penalty is based on the amount of the 

state's underspending. The state also loses its 

Welfare-to-Work funds.

• Meet the state's contingency fund MOE requirement. 

The penalty is a reduction of the state's federal TANF 

grant by the amount of contingency funds received 

and not remitted.

• Reduce recipient grants for refusing to participate in 

work activities without good cause. A penalty of 

between 1 percent and 5 percent is assessed based 

on the degree of noncompliance.

• Maintain assistance when a single custodial parent 

with a child under 6 cannot obtain child care. Failure 

to comply results in a penalty of 5 percent.

• Submit required data reports. A penalty of 4 percent 

accrues.

• Comply with paternity establishment and child support enforcement requirements. Failure to comply 

results in a penalty of up to 5 percent.

• Participate in the Income and Eligibility Verification 

System. A penalty of up to 2 percent accrues.

• Repay a federal loan on time. The penalty will be 

based on the amount unpaid.

• Use funds appropriately. Misuse of funds can result 

in states being penalized for the amount misused. If 

this misuse is found to be intentional, an additional 

penalty of 5 percent will be assessed.

• Replace federal penalty reductions with additional 

state funds. This provision results in a penalty of up 

to 2 percent and requires states to contribute state 

funds to make up for any reductions in federal funds 

due to penalties.

The total penalty assessed against a state in a given 

year may not exceed 25 percent of a state's block grant 

allotment. In some situations, states may avoid penalties 

(1) if they demonstrate that they had reasonable cause 

for failing to meet the program requirements or (2) if they 

develop a corrective compliance plan, receive approval 

of their plan, and correct or discontinue the violation.

Personal Employability Plans

States must make an initial assessment of a recipient's 

skills. States may develop personal responsibility plans 

for each recipient to identify the education, training, and 

job placement services needed to move into the workforce.

Teen Parent Live-At-Home 

and Stay-In-School Requirement

Unmarried minor parents must participate in educational 

and training activities and live with a responsible adult or 

in an adult-supervised setting in order to receive assistance. States are responsible for assisting in locating 

adult-supervised settings for teens who cannot live at 

home.

State Plans

The Department of Health and Human Services (HHS) 

reviews state plans for completeness only. States must 

allow for a 45-day comment period on the state plan by 

local governments and private organizations and consult 
72 ♦ Annual Statistical Supplement, 2004

with them. The state plan must have "objective criteria" 

for eligibility and benefits that are "fair" and "equitable." 

The plan must explain appeal rights.

Job Subsidies

The law allows states to create jobs by taking money that 

is now used for welfare checks and using it to create 

community service jobs, provide income subsidies, or 

provide hiring incentives for potential employers.

Waivers

States that received approval for welfare reform waivers 

before January 1, 1997, have the option to operate their 

cash assistance program under some or all of these 

waivers, until the waivers expire.

Effective Dates

States had until July 1, 1997, to submit state plans and 

begin implementing TANF, although they had the option 

to implement earlier. For states to remain eligible (that is, 

continue to qualify to receive funding under TANF), they 

will need to submit TANF renewal plans during the applicable 27-month period described in section 402 of the 

Social Security Act. Thus, state plans remain effective for 

about 3 years. States may choose to submit TANF 

renewal plans before their funding period expires; however, this will move up the time for the next renewal of the 

state’s eligibility status. Only eligible states may receive a 

TANF block grant.

HHS published final regulations covering the state 

TANF programs on April 12, 1999. These regulations 

took effect October 1, 2000.

Tribal Programs

Federally recognized Indian tribes may apply directly to 

HHS to operate a TANF block grant program. Eligible 

tribes include the federally recognized tribes in the lower 

48 states and 13 designated entities in Alaska (that is, 

the 12 Alaska Native regional nonprofit associations and 

Matlakatla). TANF allotments for Indian tribes are based 

upon previous state expenditures of federal dollars in 

AFDC, Emergency Assistance (EA), and JOBS on tribal 

members in fiscal year 1994. Tribal TANF programs 

could be implemented as early as July 1, 1997. Like 

states, Indian tribes can use their TANF funding in any 

manner reasonably calculated to accomplish the purposes of TANF. They have broad flexibility to determine 

eligibility, method of assistance, and benefit levels. Unlike 

state plans, the federal government approves tribal 

plans. Tribes and HHS must reach agreement on time 

limits, work requirements, and minimum participation 

rates.

In addition to authorizing tribes to administer TANF, 

the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 replaced the former tribal JOBS 

program with the Native Employment Works (NEW) program. The NEW program provides funding for tribes and 

intertribal consortia to design and administer tribal work 

activities that meet the unique employment and training 

needs of their populations while allowing tribes and 

states to provide other TANF services.

HHS published final regulations for the tribal TANF 

and NEW programs on February 18, 2000.

CONTACT: Mack Storrs (202) 401-9289.
Annual Statistical Supplement, 2004 ♦ 73

Food Stamps

Overview

The Food Stamp program provides a means for persons 

with no or little income to obtain a nutritionally adequate 

diet. The program issues monthly allotments of coupons 

that are redeemable at retail food stores, or provides 

benefits through electronic benefit transfer (EBT). Eligibility and allotments are based on household size, income, 

assets, and other factors.

Households without income receive an amount equal 

to 100 percent of the June monthly cost of the Thrifty 

Food Plan (TFP—a nutritionally adequate diet) for a reference family of four adjusted for household size and 

economies of scale. This amount is updated every October for the new fiscal year to account for food price 

increases.

As of October 2004, an eligible four-person household in the continental United States with no income 

receives $499 per month in food stamps. Households 

with income receive food stamps valued at the difference 

between the maximum allotment and 30 percent of their 

income, after certain allowable deductions.

To qualify for food stamps, a household must have

1. Less than $2,000 in disposable assets ($3,000, if at 

least one member is aged 60 or older or is disabled), 

2. Gross income below 130 percent of the poverty 

guidelines for the household size, and 

3. Net income of less than 100 percent of the poverty 

guidelines’ allowable deductions.

Households with a person aged 60 or older or a disabled person receiving either Supplemental Security 

Income (SSI), Social Security (OASDI), state general 

assistance, or veterans' disability benefits (or interim disability assistance pending approval of any of the above 

programs) may have gross income exceeding 

130 percent of the poverty guidelines if the income is 

lower than 100 percent of the poverty guidelines’ allowable deductions.

One- and two-person households that meet the 

applicable standard receive at least $10 a month in food 

stamps.

All households in which all members receive Temporary Assistance for Needy Families (TANF) or SSI are 

categorically eligible for food stamps and are not subject 

to the income or asset limits.

Net income is computed by subtracting the following 

deductions from monthly gross income:

1. Twenty percent of earned income;

2. Standard deduction of $153 for fiscal year 2005 for 

five-person households and $175 for larger households;

3. Amount paid for dependent care (up to $200 a month 

for each child under age 2 and $175 for all other 

dependents) while the dependent's caretaker is 

working or looking for work;

4. Out-of-pocket medical expenses in excess of a $35 

deductible for a person aged 60 or older or a disabled person (if more than one person in the household is aged or disabled, $35 is subtracted once 

before deducting combined medical expenses);

5. Legally owed child support payments; and

6. Excess shelter expenses, which are total shelter 

costs including utilities minus 50 percent of income 

after all the above deductions have been subtracted 

(effective October 1, 2004, the limit was $388; the 

limit does not apply to households with an aged or 

disabled member).

Households are certified to receive food stamps for 

varying lengths of time, depending on their income 

sources and individual circumstances. Recertification is 

required at least annually. Households whose sole 

income is from SSI payments or Social Security benefits 

are certified for a 12-month period, although states may 

request a waiver allowing for a 24-month certification 

period for these households. Households must report 

monthly income or expense changes of $25 or more or 

other changes in circumstances that would affect eligibility.

Families with income or food loss resulting from 

disaster situations such as tornadoes or floods may be 

eligible for food stamps for up to 1 month if they meet the 

special disaster income and asset limits.

Special provisions allow the homeless, drug addicts, 

alcoholics, blind, or disabled residents in certain group 

living arrangements, residents of shelters for battered 

spouses and children, and persons aged 60 or older to 

use their coupons for meals prepared at a nonprofit facility. The elderly and homeless may also use their coupons 

to purchase concession-priced meals from authorized 

restaurants.

Households with members who are elderly (aged 60 

or older), disabled, or lack transportation to the food 
74 ♦ Annual Statistical Supplement, 2004

stamp office may be certified for food stamps through a 

telephone interview or a home visit.

Initiated on a pilot basis in 1961, the Food Stamp program was formally established by the Food Stamp Act of 

1964, with 22 states operating 43 projects serving 

350,000 people. The Food Stamp Act of 1977, as 

amended (P.L. 95-113), has been extended to all 

50 states, the District of Columbia, Guam, and the Virgin 

Islands. Authorization for this program extends through 

September 30, 2002. (Since July 1982, Puerto Rico 

receives a block grant for nutrition assistance rather than 

participating in the Food Stamp program.)

The Food Stamp program is administered nationally 

by the Food and Nutrition Service of the Department of 

Agriculture (USDA) and operates through local welfare 

offices and the nation's food marketing and banking systems. Since August 1, 1980, persons receiving or applying for SSI payments have been permitted to apply for 

food stamps through local Social Security district offices. 

The federal government, through general revenues, pays 

the entire cost of the food stamp benefits, but federal and 

state agencies share administrative costs.

An average of 21.3 million persons per month participated in the Food Stamp program during fiscal year 2003 

(October 2002 through September 2003). The average 

monthly value of food stamps per person was $83.93, 

and the total value of benefits issued that year was 

$21.4 billion. Total federal government costs for this program were $23.9 billion.

History of Provisions

The Food Stamp Act of 1984 (P.L. 88-525) established 

the Food Stamp program. Originally, participants were 

required to purchase food stamp coupons. The difference 

between the face value of the coupons and the amount 

the participant paid was known as the "bonus value." The 

amount paid for coupons varied according to household 

income.

Amendments to the 1964 Act, enacted in 1971 

(P.L. 91-671), established uniform national eligibility standards and uniform national benefit levels, required family 

allotments large enough to purchase a nutritionally adequate diet, provided free food stamps to the poorest 

recipients, required automatic cost-of-living increases in 

food stamp allotments, and established work-registration 

requirements for able-bodied adult household members 

up to age 65 (except students and those needed at home 

to care for children under age 18).

The Agriculture and Consumer Protection Act of 

1973 (P.L. 93-86) expanded the program (while phasing 

out the family food distribution program), provided for 

semiannual allotments of coupon adjustments, and 

broadened the categories of persons eligible to participate. This legislation extended the program nationwide, 

requiring all states to participate in the Food Stamp program.

The Food and Agricultural Act of 1977 (P.L. 95-113) 

made sweeping changes to the Food Stamp program. It 

eliminated the purchase requirement and allowed households to receive only the bonus portion of their coupon 

allotments. Deductions from income were limited to a 

standard deduction, a 20 percent earnings deduction, 

and a combined excess shelter and child care deduction. 

The poverty guidelines became the new eligibility limits 

and, for the first time, households receiving Aid to Families with Dependent Children (AFDC) or SSI payments 

were required to meet asset and income limits. The work 

registration requirements were tightened for students and 

for caretakers, whose children now had to be under 

age 12. Parents of children aged 12 or older were 

required to register for work. However, the age at which 

the registration exemption for older persons became 

effective was lowered from age 65 to age 60.

The Food Stamp Act Amendments of 1979 

(P.L. 96-58) provided a medical deduction to elderly and 

disabled persons, removed the limit on their shelter 

deduction, and tightened fraud provisions.

Legislation enacted in 1980 provided for an annual, 

rather than semiannual, adjustment to benefit levels and 

the amount of the standard deduction. This legislation 

also restricted student eligibility.

The Omnibus Budget Reconciliation Act (P.L. 97-35) 

and the Food Stamp and Commodity Distribution Amendments of 1981 (P.L. 97-98) mandated further changes in 

the Food Stamp program. For the first time, a gross 

income eligibility standard was applied to all households 

not containing an aged or disabled person. The earnings 

deduction was lowered to 18 percent. The updates to the 

TFP to account for inflation were postponed until 

October 1982, and the deduction limits were postponed 

until July 1983. For new participants, benefits for the first 

month were prorated from the day the application was 

filed. Boarders and persons who take part in strikes were 

excluded from the program, and the definition of what 

constitutes a household was tightened. Provisions facilitating claims and overpayment collection and fraud 

recovery were also enacted.

The program in Puerto Rico was replaced by a block 

grant. Monthly reporting and retrospective accounting 

systems were made mandatory for all states effective 

October 1983. Households composed solely of all aged 

or disabled persons, as defined above, were exempted 
Annual Statistical Supplement, 2004 ♦ 75

from the monthly reporting requirements, and migrant 

households were exempted from both requirements.

Further revisions were made by the Food Stamp 

Amendments of 1982 (P.L. 97-252). The maximum allotment was reduced from 100 percent to 99 percent of the 

TFP, and adjustments to the standard and shelter deductions were delayed until October 1, 1983. (P.L. 98-473 

restored maximum food stamp allotments to the full cost 

of the TFP beginning November 1, 1984.) A net income 

limit for nonelderly and nondisabled households was 

added to the existing gross income limit. Benefit computations and adjustments were rounded down to the nearest dollar, and new restrictions were placed on the use of 

the Standard Utility Allowance for the excess shelter 

expense deduction. At the same time, the definition of 

disability for food stamp purposes was expanded to 

include those persons receiving certain veterans' payments, and annual cost-of-living adjustments to SSI payments and Social Security benefits were not counted in 

determining food stamp amounts for 3 months.

The Food Stamp program authorization was 

extended for 5 years by the Food Security Act of 1985 

(P.L. 99-198). Among the revisions enacted, the definition of disability for food stamp purposes was again 

extended to include recipients of state supplementary 

SSI payments, government disability benefits, and Railroad Retirement disability payments.

Households in which all members receive AFDC or 

SSI were made categorically eligible for food stamps. 

The earned income, child care, excess shelter cost 

deductions, and asset limits were increased as of May 

1986. Portions of the income received under the Job 

Training Partnership Act were now considered countable 

income. Further, all states were required to implement an 

employment and training program for food stamp recipients by April 1987.

The Hunger Prevention Act of 1988 (P.L. 100-435) 

made several changes in the program. It raised the maximum food stamp allotments and established allotments 

as specified percentages of the TFP as of the preceding 

June. For fiscal year 1989, the allotments were 

100.65 percent of the TFP for June 1988; for fiscal year 

1990, they were 102.05 percent of the TFP for June 

1989; and for fiscal years 1991 and on, they are to be 

103.00 percent of the TFP.

Other provisions of the 1988 legislation required 

states to institute prospective budgeting for households 

not required to report monthly and retrospective budgeting for households reporting monthly. It extended disability status to individuals who receive interim assistance 

pending the receipt of Supplemental Security Income, 

Social Security, or state disability payments, and allowed 

the elderly, disabled, and those without transportation to 

apply for food stamps via telephone interviews. It 

required states to process Food Stamp applications 

jointly with AFDC and general assistance applications. It 

raised the dependent-care deduction from $160 per 

household to $160 per dependent. It made permanent an 

amendment in the Homeless Eligibility Clarification Act 

that exempts residents of shelters from ineligibility as residents of institutions.

Several provisions of the 1988 legislation also affect 

persons in farming. Households with farm income and 

expenses were given the option of averaging irregular 

farm-related expenses and farm income over 12 months 

and excluding as resources the value of farm land, equipment, and supplies for a period of 1 year after a household member ceases to be self-employed in farming.

The Mickey Leland Memorial Domestic Hunger 

Relief Act of 1990 (P.L. 101-624) reauthorized the Food 

Stamp program and the Nutrition Assistance Program in 

Puerto Rico with no major changes through fiscal year 

1995.

Legislation enacted in 1992 prevented a one-time 

decrease of food stamp allotments for the year beginning 

October 1, 1992, even though the cost of the TFP had 

declined slightly.

The Omnibus Budget Reconciliation Act of 1993 

(Mickey Leland Childhood Hunger Relief Act, 

P.L. 103-66) made a number of program revisions, 

including the following:

• The earnings of elementary or high school students 

who were aged 21 or younger were disregarded.

• Households that had breaks in participation of less 

than a month were allowed to receive a full month's 

benefit for the period of the break.

• The children of drug addicts and alcoholics living in 

treatment centers were permitted to qualify for food 

stamps.

• Food stamp households participating in demonstration projects were permitted to accumulate up to 

$10,000 in resources.

• The shelter cap was raised to $231 beginning July 1, 

1994, then to $247 beginning October 1995, and was 

to be eliminated entirely on January 1, 1997.

• The deduction for care of a child or other dependent 

was raised to $200 per month for a child under age 2, 

and $175 per month for all other dependents, effective September 1, 1994.

• State agencies were given the option to provide 

deductions for legally binding child support payments 
76 ♦ Annual Statistical Supplement, 2004

made to persons outside the household, effective 

September 1, 1994. This deduction became mandatory October 1, 1995.

• The definition of a food stamp household was simplified to allow adult siblings who lived together and 

adult children who lived with their parents to form 

separate households if they purchased or prepared 

food separately.

• The amount of the Fair Market Value of a household's first vehicle that is excluded from the asset test 

was increased from $4,500 to $4,550, effective 

September 1, 1995. The limit was to have been 

raised to $5,000, effective October 1, 1996, and 

indexed thereafter.

Legislation enacted in 1994 primarily provided 

means to combat fraud in the coupon redemption process. 

Legislation enacted in 1995 prevented a one-time 

decrease of food stamp allotments in Alaska for the year 

beginning October 1, 1994, even though the cost of the 

TFP for Alaska had declined slightly.

The Personal Responsibility and Work Opportunity 

Reconciliation Act of 1996 (P.L. 104-193) made sweeping changes to the Food Stamp program. The following 

additional restrictions were placed on the eligibility of certain low-income persons. 

• Legal immigrants became ineligible for benefits, 

unless they met one of the following criteria: were 

naturalized citizens, had worked and paid taxes in 

the country for 40 quarters (or were the spouse or 

minor child of someone who had met the work 

requirement), had served in the U.S. armed forces 

(or were the spouse or child of a veteran), or were 

refugees, asylees, or persons granted a stay of 

deportation when admitted and have lived in the 

United States for less than 5 years. Legal immigrants 

currently receiving benefits were allowed to receive 

benefits until their first recertification after April 1, 

1997, or until August 22, 1997, whichever date came 

first.

• Time limits were imposed for childless unemployed 

adults aged 18–50. Those who are not disabled are 

limited to receiving 3 months of benefits in any 

36-month period, unless they are working 20 hours 

per week, participating in a work training program for 

at least 20 hours per week, or participating in work 

fare. States may request waivers for areas with at 

least 10 percent unemployment or insufficient jobs.

Other key provisions included the following:

• The maximum allotment was set at 100 percent of 

the Thrifty Food Plan, effective October 1, 1996.

• The standard deduction was frozen at $134.

• The excess shelter deduction cap was set at $250, 

effective January 1, 1997 (instead of being lifted), to 

be raised to $275 on October 1, 1998, and to $300 

on October 1, 2000.

• The earnings of elementary or high school students 

aged 18–21 were counted again.

• Households with breaks in participation of less than a 

month received prorated benefits for the period of the 

break.

• Adult children under age 22 living with their parents 

were counted in the same household as their parents.

• The amount of Fair Market Value for a household's 

first vehicle that is excluded from the asset test was 

frozen at $4,650, effective October 1, 1996.

• State and local energy assistance was counted as 

income.

• Recipients could be disqualified or given sanctions 

for a variety of reasons, such as failure to pay child 

support, receipt of multiple benefits, or failure to meet 

work requirements.

• States were permitted to operate a simplified Food 

Stamp program for households in which all household members participate in the state's Temporary 

Assistance for Needy Families program. In the simplified Food Stamp program, states may use their 

TANF rules to determine Food Stamp program benefits, provided that the TANF rules do not increase the 

aggregate cost of the Food Stamp program.

• States were required to implement Electronic Benefit 

Transfer (EBT) systems for issuing benefits before 

October 1, 2002, unless USDA granted a waiver.

The Balanced Budget Act of 1997 (P.L. 105-33) 

increased funds for the Food Stamp Employment and 

Training program, restricted the use of these funds, and 

made them available until spent. States were required to 

earmark 80 percent of these funds to provide work or 

training programs to childless, unemployed, able-bodied 

18- to 50-year-olds. The Act also allowed states to grant 

discretionary exemptions from the time limits for up to 

15 percent of a state's unwaived caseload of childless, 

unemployed, able-bodied 18- to 50-year-olds.

The Agricultural Research, Extension, and Education 

Reform Act of 1998 (P.L. 105-185) partially restored benefits to legal immigrants. Those who were lawfully resid-
Annual Statistical Supplement, 2004 ♦ 77

ing in the United States on August 22, 1996, and are 

(1) blind or disabled (using the Food Stamp Act definition 

of "disability"), (2) aged 65 or older on August 22, 1996, 

or (3) under the age of 18 were eligible for benefits effective November 1, 1998. In addition, refugees and asylees 

were made eligible for the first 7 years after admittance 

into the United States (extended from 5 years). Members 

of Hmong or Highland Laotian tribes aiding U.S. personnel during the Vietnam War and their spouses or unmarried dependent children were made eligible. Crossborder Native Americans were also made eligible. Other 

provisions reduced the funding for Employment and 

Training Programs by $100 million in 1999 and by 

$45 million in 2000 and reduced payments for Food 

Stamp program administrative costs. 

The Electronic Benefit Transfer (EBT) Interoperability 

and Portability Act of 2000 (P.L. 106-71) required states 

to make their EBT systems interoperable across state 

lines by October 2, 2002.

The Agriculture, Rural Development, Food and Drug 

Administration, and Related Agencies Appropriation Act, 

2001 (P.L. 106-387) made the following changes to the 

Food Stamp program:

• Effective July 2001, at state option, state agencies 

could substitute TANF vehicle rules in place of food 

stamp vehicle rules provided that the TANF vehicle 

rules were more liberal.

• Effective March 2001, for households whose certification period began on or after March 1, 2001, the 

maximum excess shelter deduction limit rose to $340 

and was to be adjusted for inflation on October 1, 

2002, and every year after.

The Farm Security and Rural Investment Act of 2002, 

H.R. 107-171, reauthorized the Food Stamp program 

through September 30, 2007. It contained the following 

provisions:

• Effective April 1, 2003, legal immigrants with 5 years 

of residency in the United States became eligible for 

food stamps. Effective October 1, 2003, eligibility 

was extended to legal immigrants under age 18, 

regardless of date of arrival in the United States.

• The current fixed standard deduction was replaced 

with a deduction that varies according to household 

size (with larger households receiving larger deductions) and is adjusted annually.

• The resource limit for households with a disabled 

member was increased from $2,000 to $3,000, consistent with the resource limit for households with 

elderly members.

• The requirement that federal costs for electronic benefit transfer systems not exceed the costs of paper 

coupon systems was eliminated.

• The Quality Control System, which historically measured payment accuracy, was substantially changed, 

with the liability threshold raised to 105 percent of the 

national average for 2 consecutive years. The current incentive system was replaced by bonuses for 

states demonstrating high or most improved performance.

This legislation also provided states with a number of 

options:

• States could extend from 3 months to 5 months the 

period of time that households leaving TANF could 

receive food stamps without recertification. The benefit amount would be equal to the amount received 

by the household prior to the household leaving 

TANF, with adjustments made for the loss of TANF 

income.

• States could exclude certain types of income that 

were excluded under the state’s TANF plan. States 

could exclude types of resources that were excluded 

under the state’s TANF or Medicaid programs.

• States could disregard reported changes in deductions during certification periods unless the changes 

were associated with a new residence or earned 

income.

• States could use the full standard utility allowance 

(SUA) rather than a prorated SUA for households 

sharing living quarters.

• States could treat child support payments to nonhousehold members as an income exclusion rather 

than a deduction.

• States could extend semiannual reporting of changes 

to all households not exempt from periodic reporting.

CONTACT: Jenny Genser (703) 305-2152.
78 ♦ Annual Statistical Supplement, 2004

Low-Income Home Energy Assistance Program

The Omnibus Budget Reconciliation Act of 1981 

(P.L. 97-35), signed into law by the President on 

August 13, 1981, authorized seven block grants to be 

administered by the Department of Health and Human 

Services (HHS).1 As one of its block grants, the LowIncome Home Energy Assistance Program (LIHEAP) is 

administered by the Administration for Children and Families' Office of Community Services

(http://www.acf.hhs.gov/programs/liheap). Title XXVI of 

the Act authorized LIHEAP for fiscal years 1982–1984. 

Title VI of the Human Services Reauthorization Act of 

1984 (P.L. 98-88) reauthorized and amended LIHEAP for 

fiscal years 1985–1986. Title V of the Human Services 

Reauthorization Act of 1986 (P.L. 99-425) reauthorized 

and amended LIHEAP for fiscal years 1987–1990. 

Title VII of the Augustus F. Hawkins Human Services 

Reauthorization Act of 1990 (P.L. 101-501) reauthorized 

and amended LIHEAP for fiscal years 1991–1994. 

Title XX of the National Institutes of Health Revitalization 

Act of 1993 (P.L. 103-43) reauthorized LIHEAP for fiscal 

year 1995. Title III of the Human Services Amendments 

of 1994 (P.L. 103-252) reauthorized and amended 

LIHEAP for fiscal years 1995–1999.2 Title III of the Coats 

Human Services Reauthorization Act of 1996 

(P.L. 105-285) reauthorized and amended LIHEAP for 

fiscal years 2000–2004. No new provisions became 

effective in fiscal year 2002.

Under LIHEAP, grants are provided to grantees to 

assist eligible households to meet the costs of home 

energy. In addition to the 50 states and the District of 

Columbia, grants were provided in fiscal year 2002 to 

132 Indian tribes or tribal organizations and 5 insular 

areas.

In accordance with the Act, the secretary of Health 

and Human Services has left maximum policy discretion 

to the grantees. The federal information collection and 

reporting requirements for grantees were substantially 

reduced to require only information essential to federal 

administration and congressional oversight. Grantee 

decisions, directed by public participation in the development of grant applications, largely replaced federal regulations in shaping the program for fiscal years 1982–

2002.

Funding

LIHEAP Block Grant Allotments

At the beginning of fiscal year 2002 (October 1, 2001), 

Congress passed a series of continuing resolutions that 

provided a percentage of funds for the LIHEAP program 

based on the appropriation level of $1.4 billion for fiscal 

year 2001.

The president signed on January 10, 2002, the 

Departments of Labor, Health and Human Services, and 

Education, and Related Agencies Appropriations Act, 

2002 (Public Law 107-116). This law appropriated 

$1.7 billion in LIHEAP block grant funds for fiscal year 

2002. After set-asides for tribal and insular area grantees, the states received $1.65 billion.

LIHEAP Emergency Contingency Fund Allotments

Public Law 107-116 also appropriated $300 million in 

LIHEAP emergency contingency funds for fiscal year 

2002. The president can release such funds to meet 

additional home energy needs resulting from floods, 

earthquakes, tornadoes, hurricanes, or ice storms, as 

well as abnormal heat or cold. Also, such funds can be 

released in cases of supply shortages or disruptions and 

for significant increases in (1) home energy costs; 

(2) home energy disconnections; (3) participation in a 

public benefit program such as Food Stamps, Supplemental Security Income, or Temporary Assistance for 

Needy Families; or (4) unemployment, layoffs, or applications for unemployment benefits. The president has the 

authority to determine whether to release any of the contingency funds.

For the 6-week period from June 23 to August 3, 

2002, parts of the nation experienced much hotter than 

normal temperatures. On August 8, 2002, the president 

notified Congress of his intent to make $100 million in 

LIHEAP emergency contingency funds available. On 

August 9, 2002, the secretary released $100 million to 

the 34 states (including the District of Columbia) that 

were most severely affected by the unusual heat to ease 

the high energy burdens of low-income households 

resulting from the extreme temperatures.

The contingency funds were allocated among the 

34 states on the basis of the number of cooling degree 

days in excess of the 30-year norm for that period for that 

state, weighted by the number of households in the state 

below 125 percent of the poverty level.

1. Effective in fiscal year 1987, the Primary Care Block Grant was 

repealed by the Health Services Amendment Act of 1985 

(P.L. 99-80), enacted April 26, 1986.

2. The 1994 amendments provided that up to 25 percent of leveraging incentive funds may be set aside for the Residential Energy 

Assistance Challenge (REACH) program.
Annual Statistical Supplement, 2004 ♦ 79

In the 34 states that received contingency funds, 

there were 46 Indian tribes or tribal organizations that 

received direct LIHEAP funding from HHS. These tribes 

and tribal organizations also received a share of the 

$100 million in contingency funds. Their contingency 

fund grant awards were based on the same share of the 

state's contingency allotment that the tribe or tribal organization received of the state's regular LIHEAP block 

grant allotment. All of the $100 million in contingency 

funds released on August 9, 2002, had to be obligated by 

September 30, 2003, or returned to the federal government.

With the release of this $100 million, $200 million 

remained available in emergency contingency funds 

under the LIHEAP appropriation for fiscal year 2002. 

These remaining funds expired since they were not 

released by September 30, 2002.

In addition, the Supplemental Appropriations Act of 

2001 (P.L. 107-20), signed into law on July 24, 2001, 

appropriated $300 million in LIHEAP energy emergency 

contingency funds that remained available to HHS until 

expended (no-year funds). None of these funds were 

released in fiscal years 2001 and 2002.

Distribution of funds

LIHEAP funds for fiscal year 2002 were distributed 

approximately as follows:

• $1.65 billion in block grants to the 50 states and the 

District of Columbia; $16.4 million in direct block 

grants to 132 Indian tribes and tribal organizations; 

and $2.3 million in block grants to the Commonwealth of Puerto Rico, Virgin Islands, American 

Samoa, Guam, and the Commonwealth of the Northern Mariana Islands;

• $99.4 million in emergency contingency funds to 

33 states and the District of Columbia and $613 thousand to 46 Indian tribes and tribal organizations;

• $19 million in leveraging incentive awards to 

38 states and the District of Columbia, $1.6 million in 

leveraging incentive awards to 28 Indian tribes and 

tribal organizations, and $27 thousand in leveraging 

incentive awards to the Commonwealth of the Northern Mariana Islands;3

• $5.5 million in Residential Energy Assistance 

Challenge (REACH) Option Program awards to 

6 states, $1 million to 7 Indian tribes and tribal organizations, $150 thousand to the Commonwealth of 

the Northern Mariana Islands, and $265 thousand to 

states for their second- and third-year REACH 

administrative costs;4 and

• $0.3 million for training and technical assistance.

The funds appropriated for LIHEAP provide payments to eligible households for heating or cooling costs 

and for home energy crises. Up to 15 percent of the 

available funds may be used for low-cost residential 

weatherization or other energy-related home repairs. 

Grantees can request from HHS a waiver to allow up to 

25 percent of available funds to be spent for low-cost residential weatherization or other energy-related home 

repairs.

To receive grants in each of the three fiscal years, 

each grantee had to submit an application consisting of 

signed assurances by its chief executive officer and a 

plan describing how the grantee would carry out those 

assurances. In the assurances, the grantee agreed to

• Use funds only for the purposes of the statute;

• Make payments only to eligible low-income households;

• Conduct outreach activities;

• Coordinate LIHEAP activities with similar and related 

programs;

• Provide, in a timely manner, that the highest level of 

assistance will be furnished to those households with 

the lowest incomes and highest energy costs in relation to income, taking into account family size, except 

that the grantee may not differentiate between categorically eligible and income eligible households;

• Give consideration to agencies that have previously 

managed the program when designating local agencies to carry out the purposes of the program;

• Assure that energy suppliers receiving benefits 

directly on behalf of eligible households not treat 

assisted households adversely;

• Treat owners and renters equitably;

• Use not more than 10 percent of its allotment for 

planning and administration;

• Establish fiscal control and accounting procedures 

for proper disbursal of and accounting for federal 

funds, establish procedures for monitoring assistance provided, and prepare an annual audit;

• Permit and cooperate with federal investigations;

3. LIHEAP leveraging incentive funds reward grantees that add private or nonfederal public resources to provide home energy assistance benefits to low-income households beyond what could be 

provided with federal resources.

4. REACH awards are made to LIHEAP grantees that submit qualifying plans that are approved by HHS for initiatives to implement 

innovative plans through local community-based agencies to help 

LIHEAP eligible households reduce their energy vulnerability.
80 ♦ Annual Statistical Supplement, 2004

• Provide for public participation in the development of 

its plan;

• Provide an opportunity for a fair administrative hearing to individuals whose claims for assistance are 

denied or not acted on with reasonable promptness;

• Cooperate with HHS in collecting and reporting data 

under section 2610 of the statute;

• Provide outreach and intake through additional state 

and local government entities or community-based 

organizations under certain circumstances; and

• Use no more than 5 percent of funds to encourage 

and enable households to reduce their home energy 

needs.

Eligibility

The unit of eligibility for energy assistance is the household, defined as any individual or group of individuals 

who are living together as one economic unit for which 

residential energy is customarily purchased in common, 

either directly or through rent. The Act limits payments to 

those households with incomes under the greater of

150 percent of the income guidelines or 60 percent of the 

state's median income or to those households with members receiving benefits from the Temporary Assistance 

for Needy Families (TANF) program, SSI, Food Stamps, 

or needs-tested veterans' benefits. No household may be 

excluded from eligibility on the basis of income alone if 

household income is less than 110 percent of the poverty 

guidelines. Grantees are permitted to set more restrictive 

criteria as well.

Payments

Grantees make fuel assistance payments directly to eligible households or to home energy suppliers on behalf of 

eligible households. Payments can be provided in cash, 

fuel, prepaid utility bills, or as vouchers, stamps, or coupons that can be used in exchange for energy supplies. 

Payments are to vary in such a way that the highest level 

of assistance is furnished to households with the lowest 

incomes and highest energy costs in relation to income, 

taking into account family size.

CONTACT: Leon Litow (202) 401-5304.
Section 2. History of Program 

Provisions and SSA 

Administrative Data

Old-Age, Survivors, and Disability 

Insurance

Coverage, Financing, and 

 Insured Status 2.1

Benefit Computation and 

 Automatic Adjustments 2.10

Benefit Types and Levels 2.33

Effect of Current Earnings and 

 Taxation of Benefits 2.50

History of SSI, Medicare, and 

Medicaid Provisions

Supplemental Security Income 2.56

Medicare 2.57

Medicaid 2.59

SSA Administrative Data

Offices and Staff 2.61

Claims Workloads 2.63

Service Delivery 2.64

Hearings and Appeals 2.65

2.A OASDI: Coverage, Financing, and Insured Status

Annual Statistical Supplement, 2004 ♦ 2.1

Table 2.A1—Covered employment and self-employment provisions, by year enacted

Year enacted

Coverage election

or waiver Provision

1935 . . . All workers in commerce and industry (except railroads) under age 65 in the continental United States, Alaska, and Hawaii 

and on American vessels. (Covered after 1936.)

1939 . . . Age restriction eliminated.

1946 . . . Railroad and Social Security earnings combined to determine eligibility for and amount of survivors benefits.

1950 . . . Regularly employed farm and domestic workers. Nonfarm self-employed (except members of professional groups). 

Federal civilian employees not under a federal retirement system. U.S. citizens employed outside the United States by 

American employers. Workers in Puerto Rico and the Virgin Islands (effective January 1, 1951).

Elective by employer State and local government employees not under a state and local government retirement system. Termination permitted 

2 years after giving notice if group has 5 years of coverage when notice is given.

Elective by employer

and employee

Employees (other than members of the clergy) of nonprofit organizations (upon election by employer, each current 

employee given a choice as to coverage; new employees are covered). Nonprofit organizations permitted to terminate 

coverage 2 years after giving notice, if the organization has 8 years of coverage when notice is given.

1951 . . . Railroad workers with less than 10 years of service, for all benefits. (After October 1951, coverage retroactive to 1937.)

1954 . . . Farm self-employed. Professional self-employed except lawyers, dentists, physicians, and members of other medical 

groups (taxable years ending after 1954). Additional regularly employed farm and domestic workers. Homeworkers.

Elective by employer U.S. citizens employed outside the United States by a foreign subsidiary of an American employer.

Elective by employer

and employee

State and local government employees (except fire fighters and police personnel) under a state or local government 

retirement system (coverage provided at state's option; a majority of the eligible employees must vote in favor). See 

above (elective by employer, 1950) for termination rule.

Elective by individual Members of the clergy and of religious orders not under a vow of poverty.

1956 . . . Members of the uniformed services on active duty or on active duty for training. Remainder of professional self-employed 

except physicians (taxable years ending after 1955). Farm landlords who materially participate in farm operations.

Elective by employer

and employee

Fire fighters and police personnel in designated states. State and local government employees under a state or local 

government retirement system in designated states may be divided into two systems, one excluding employees not 

desiring coverage (new employees covered).

1960 . . . U.S. citizens employed in United States by foreign governments or international organizations. Parents working for 

children (except domestic or casual labor). Workers in Guam and American Samoa.

1965 . . . Interns. Self-employed physicians (taxable years ending on or after December 31, 1965). Tips for employee tax only.

Elective by individual Members of certain religious sects may obtain exemptions from self-employed coverage (retroactive to 1951).

1967 Elective by employer

and employee

Fire fighters under state and local government retirement system (under a majority favorable vote) and only if governor of 

state certifies Social Security protection.

Subject to waiver

by individual

Members of the clergy and of religious orders not under a vow of poverty are covered automatically, but they can choose 

to be exempt on grounds of conscience or religious principles. Taxable years ending after 1967.

1972 Elective by employer Members of a religious order who are subject to a vow of poverty. Retroactivity allowed for 5 years but not earlier than 

January 1, 1968.

1977 Elective by individual Members of the clergy and of religious orders who filed an application for exemption from coverage may revoke the 

exemption if the revocation is filed before the due date of the individual's federal income tax return for the first taxable year 

beginning after December 20, 1977.

1982 . . . Federal employees—Hospital Insurance (Part A) program only, effective January 1, 1983.

1983 . . . Federal employees newly hired after December 31, 1983, including executive, legislative, and judicial branch employees, 

and also including those hired before January 1, 1984, with a break in service lasting more than 365 days. Excludes reemployed annuitants hired before January 1, 1984.

. . . Legislative branch employees hired before 1984 who were not participating in the Civil Service Retirement System on 

December 31, 1983.

. . . Members of Congress, the President, the Vice President, sitting federal judges, and most executive-level political 

appointees of the federal government.

. . . Employees of nonprofit organizations.

. . . U.S. residents employed outside the United States by American employers.

Elective by employer U.S. residents employed outside the United States by a foreign affiliate of an American employer.

. . . Employees of nonprofit organizations placed under compulsory coverage; nonprofit organizations prohibited from 

terminating coverage of their employees on or after March 31, 1983.

Elective by employer or by

employer and employee

States prohibited from terminating coverage of employees (after April 20, 1983) and permitted to reinstate coverage for a 

terminated group.

(Continued)
2.A OASDI: Coverage, Financing, and Insured Status

2.2 ♦ Annual Statistical Supplement, 2004

CONTACT: Greg Diez (410) 965-0153 or Curt Pauzenga (410) 965-7210.

1984 . . . Rehired federal employees whose previous service was covered.

. . . Persons exercising reemployment rights to noncovered federal employment retain exemption after a period (not limited to 

365 or fewer days) of military or national guard service or work for an international organization.

. . . Generally, all legislative branch employees except those who were participating on December 31, 1983, and are also 

currently participating in the Civil Service Retirement System or another federal retirement system.

. . . Employees of nonprofit organizations who are also participating on a mandatory basis in the Civil Service Retirement 

System are treated like federal employees for Social Security tax and coverage purposes. They are therefore not covered 

unless hired on or after January 1, 1984, or reemployed after a break in service of more than 365 days.

Elective by employer Churches or church-related organizations may elect irrevocably to have services performed by their employees excluded 

from covered employment. Their employees are then treated as self-employed for Social Security purposes.

1986 . . . State and local government employees hired after March 31, 1986—Hospital Insurance (Part A) program only.

Elective by individual Members of the clergy and of religious orders who filed an application for exemption from coverage may revoke the 

exemption if the revocation is filed before the due date of the individual's federal income tax return for the first taxable year 

beginning after October 22, 1986.

1987 . . . Members of uniformed services reserve components on inactive duty training. Irregularly employed farm workers (if 

employer's annual expenditures for farm labor is at least $2,500). Services performed in trade or business of spouse or by 

children aged 18 or older in trade or business of parent. For employers, the full amount of covered tips.

1990 . . . State and local government employees not under a state or local government retirement system. Exceptions: (1) students

employed by the educational institution they attend and (2) election workers paid less than the mandated amount ($100), 

unless either group covered under a state’s Section 218 agreement.

1994 . . . Threshold for exclusion of wages paid to election workers raised from $100 to $1,000 annually beginning January 1, 1995,

and will be indexed for wage increases each year after December 31, 1999.

. . . Police and fire fighters under a public retirement system can be covered for Social Security in all states.

. . . Threshold for coverage of domestic employees' earnings raised from $50 per calendar quarter to $1,000 per calendar 

year per employer; amount subject to annual automatic adjustments. Domestic workers no longer covered for years in 

which they were under age 18, unless they are no longer in school and domestic employment is their principal occupation. 

Coverage of earnings of domestic workers on farms becomes subject to new annual threshold for domestic workers 

instead of annual threshold for agricultural employees.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.

NOTE: . . . = not applicable.

Table 2.A1—Covered employment and self-employment provisions, by year enacted—Continued

Year enacted

Coverage election

or waiver Provision
2.A OASDI: Coverage, Financing, and Insured Status

Annual Statistical Supplement, 2004 ♦ 2.3

CONTACT: Greg Diez (410) 965-0153 or Curt Pauzenga (410) 965-7210.

Table 2.A2—Noncontributory wage credit provisions, by year enacted

Year enacted Provision

1946 Fully insured status and average monthly wage of $160 for World War II veterans who died within 3 years after discharge.

1950 Wage credits of $160 per month of military service during World War II period (September 16, 1940–July 24, 1947).

1952 Wage credits of $160 per month of military service to December 31, 1953.

1953 Wage credits of $160 per month of military service to June 30, 1955.

1955 Wage credits of $160 per month of military service to March 31, 1956.

1956 Wage credits of $160 per month of military service to December 31, 1956.

1967 For uniformed services, wage credits of $100 for each $100 (or fraction thereof) of basic pay not in excess of $300 per calendar quarter, beginning in 

1968.

1972 For uniformed services, wage credits of $300 per calendar quarter of service after 1956. (Supersedes 1967 provision.) For U.S. citizens of Japanese 

ancestry, wage credits for the period they were interned by the U.S. government during World War II period (December 7, 1941–December 31, 1946) 

and were aged 18 or older.

1977 For uniformed services, wage credits of $100 for each $300 of basic pay up to maximum credit of $1,200 per calendar year after 1977.

2002 For uniformed services, deemed wage credits are eliminated for all years after calendar year 2001. Deemed wage credits will continue to be given for 

appropriate earnings for periods prior to calendar year 2002.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.
2.A OASDI: Coverage, Financing, and Insured Status

2.4 ♦ Annual Statistical Supplement, 2004

Table 2.A3—Annual maximum taxable earnings and contribution rates, 1937–2004

Year

Annual maximum

taxable earnings (dollars)

Contribution rate (percent)

Employer and employee, each Self-employed person

OASDI HI

Total,

OASDI

and HI OASI DI HI

Total,

OASDI

and HI OASI DI HI

1937–1949 3,000 . . . 1.0 1.0 . . . . . . . . . . . . . . . . . .

1950 3,000 . . . 1.5 1.5 . . . . . . . . . . . . . . . . . .

1951–1953 3,600 . . . 1.5 1.5 . . . . . . 2.25 2.25 . . . . . .

1954 3,600 . . . 2.0 2.0 . . . . . . 3.0 3.0 . . . . . .

1955–1956 4,200 . . . 2.0 2.0 . . . . . . 3.0 3.0 . . . . . .

1957–1958 4,200 . . . 2.25 2.0 0.25 . . . 3.375 3.0 0.375 . . .

1959 4,800 . . . 2.5 2.25 0.25 . . . 3.75 3.375 0.375 . . .

1960–1961 4,800 . . . 3.0 2.75 0.25 . . . 4.5 4.125 0.375 . . .

1962 4,800 . . . 3.125 2.875 0.25 . . . 4.7 4.325 0.375 . . .

1963–1965 4,800 . . . 3.625 3.375 0.25 . . . 5.4 5.025 0.375 . . .

1966 6,600 6,600 4.2 3.5 0.35 0.35 6.15 5.275 0.525 0.35

1967 6,600 6,600 4.4 3.55 0.35 0.5 6.4 5.375 0.525 0.5

1968 7,800 7,800 4.4 3.325 0.475 0.6 6.4 5.0875 0.7125 0.6

1969 7,800 7,800 4.8 3.725 0.475 0.6 6.9 5.5875 0.7125 0.6

1970 7,800 7,800 4.8 3.65 0.55 0.6 6.9 5.475 0.825 0.6

1971 7,800 7,800 5.2 4.05 0.55 0.6 7.5 6.075 0.825 0.6

1972 9,000 9,000 5.2 4.05 0.55 0.6 7.5 6.075 0.825 0.6

1973 10,800 10,800 5.85 4.3 0.55 1.0 8.0 6.205 0.795 1.0

1974 13,200 13,200 5.85 4.375 0.575 0.9 7.9 6.185 0.815 0.9

1975 a 14,100 a 14,100 5.85 4.375 0.575 0.9 7.9 6.185 0.815 0.9

1976 a 15,300 a 15,300 5.85 4.375 0.575 0.9 7.9 6.185 0.815 0.9

1977 a 16,500 a 16,500 5.85 4.375 0.575 0.9 7.9 6.185 0.815 0.9

1978 a 17,700 a 17,700 6.05 4.275 0.775 1.0 8.1 6.01 1.09 1.0

1979 22,900 22,900 6.13 4.33 0.75 1.05 8.1 6.01 1.04 1.05

1980 25,900 25,900 6.13 4.52 0.56 1.05 8.1 6.2725 0.7775 1.05

1981 29,700 29,700 6.65 4.7 0.65 1.3 9.3 7.025 0.975 1.3

1982 a 32,400 a 32,400 6.7 4.575 0.825 1.3 9.35 6.8125 1.2375 1.3

1983 a 35,700 a 35,700 6.7 4.775 0.625 1.3 9.35 7.1125 0.9375 1.3

1984 a 37,800 a 37,800 b 7.0 5.2 0.5 1.3 b 14.0 10.4 1.0 2.6

1985 a 39,600 a 39,600 7.05 5.2 0.5 1.35 b 14.1 10.4 1.0 2.7

1986 a 42,000 a 42,000 7.15 5.2 0.5 1.45 b 14.3 10.4 1.0 2.9

1987 a 43,800 a 43,800 7.15 5.2 0.5 1.45 b 14.3 10.4 1.0 2.9

1988 a 45,000 a 45,000 7.51 5.53 0.53 1.45 b 15.02 11.06 1.06 2.9

1989 a 48,000 a 48,000 7.51 5.53 0.53 1.45 b 15.02 11.06 1.06 2.9

1990 c 51,300 c 51,300 7.65 5.6 0.6 1.45 15.3 11.2 1.2 2.9

1991 c 53,400 d 125,000 7.65 5.6 0.6 1.45 15.3 11.2 1.2 2.9

1992 c 55,500 130,200 7.65 5.6 0.6 1.45 15.3 11.2 1.2 2.9

1993 a 57,600 a 135,000 7.65 5.6 0.6 1.45 15.3 11.2 1.2 2.9

1994 a 60,600 e 7.65 5.26 0.94 1.45 15.3 10.52 1.88 2.9

1995 a 61,200 e 7.65 5.26 0.94 1.45 15.3 10.52 1.88 2.9

1996 a 62,700 e 7.65 5.26 0.94 1.45 15.3 10.52 1.88 2.9

1997 a 65,400 e 7.65 5.35 0.85 1.45 15.3 10.7 1.7 2.9

1998 a 68,400 e 7.65 5.35 0.85 1.45 15.3 10.7 1.7 2.9

1999 a 72,600 e 7.65 5.35 0.85 1.45 15.3 10.7 1.7 2.9

(Continued)
2.A OASDI: Coverage, Financing, and Insured Status

Annual Statistical Supplement, 2004 ♦ 2.5

CONTACT: Greg Diez (410) 965-0153 or Curt Pauzenga (410) 965-7210.

2000 a 76,200 e 7.65 5.3 0.9 1.45 15.3 10.6 1.8 2.9

2001 a 80,400 e 7.65 5.3 0.9 1.45 15.3 10.6 1.8 2.9

2002 a 84,900 e 7.65 5.3 0.9 1.45 15.3 10.6 1.8 2.9

2003 a 87,000 e 7.65 5.3 0.9 1.45 15.3 10.6 1.8 2.9

2004 a 87,900 e 7.65 5.3 0.9 1.45 15.3 10.6 1.8 2.9

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not applicable.

a. Based on automatic adjustment, under legislation in 1972 (as modified by legislation in 1973), in proportion to increases in average wage level.

b. Tables 2.A3 and 2.A4 show the tax rate and tax amount paid by employers and received by the OASDI trust funds. In 1984, the 5.7 percent OASDI tax on taxable 

wages of employees was offset by a tax credit of 0.3 percent, resulting in an effective employee tax rate of 5.4 percent. However, the OASDI trust funds received the 

full 5.7 percent because of a general revenue transfer equivalent to 0.3 percent of taxable wages. Similar credits of 2.7 percent, 2.3 percent, and 2.0 percent were 

allowed against the combined OASDI and HI taxes on net earnings from self-employment in 1984, 1985, and from 1986 to 1989, respectively.

c. Based on automatic adjustment, under legislation in 1972 (as modified by legislation in 1973), using a transitional rule, specified by the Omnibus Budget Reconciliation Act (OBRA) of 1989, for computing a “deemed” average annual wage for 1988, 1989, and 1990.

d. Based on legislation in 1990.

e. Upper limit on earnings subject to HI taxes was repealed by OBRA 1993.

Table 2.A3—Annual maximum taxable earnings and contribution rates, 1937–2004—Continued

Year

Annual maximum

taxable earnings (dollars)

Contribution rate (percent)

Employer and employee, each Self-employed person

OASDI HI

Total,

OASDI

and HI OASI DI HI

Total,

OASDI

and HI OASI DI HI
2.A OASDI: Coverage, Financing, and Insured Status

2.6 ♦ Annual Statistical Supplement, 2004

CONTACT: Greg Diez (410) 965-0153 or Curt Pauzenga (410) 965-7210.

Table 2.A4—Maximum annual amount of contributions, 1937–2004 (in dollars)

Year

Employee Self-employed person

Total,

OASDI

and HI

Subtotal,

OASDI OASI DI HI

Total,

OASDI

and HI

Subtotal,

OASDI OASI DI HI

1937–1949 30.00 30.00 30.00 . . . . . . . . . . . . . . . . . . . . .

1950 45.00 45.00 45.00 . . . . . . . . . . . . . . . . . . . . .

1951–1953 54.00 54.00 54.00 . . . . . . 81.00 81.00 81.00 . . . . . .

1954 72.00 72.00 72.00 . . . . . . 108.00 108.00 108.00 . . . . . .

1955–1956 84.00 84.00 84.00 . . . . . . 126.00 126.00 126.00 . . . . . .

1957–1958 94.50 94.50 84.00 10.50 . . . 141.75 141.75 126.00 15.75 . . .

1959 120.00 120.00 108.00 12.00 . . . 180.00 180.00 162.00 18.00 . . .

1960–1961 144.00 144.00 132.00 12.00 . . . 216.00 216.00 198.00 18.00 . . .

1962 150.00 150.00 138.00 12.00 . . . 225.60 225.60 207.60 18.00 . . .

1963–1965 174.00 174.00 162.00 12.00 . . . 259.20 259.20 241.20 18.00 . . .

1966 277.20 254.10 231.00 23.10 23.10 405.90 382.80 348.15 34.65 23.10

1967 290.40 257.40 234.30 23.10 33.00 422.40 389.40 354.75 34.65 33.00

1968 343.20 296.40 259.35 37.05 46.80 499.20 452.40 396.825 55.575 46.80

1969 374.40 327.60 290.55 37.05 46.80 538.20 491.40 435.825 55.575 46.80

1970 374.40 327.60 284.70 42.90 46.80 538.20 491.40 427.05 64.35 46.80

1971 405.60 358.80 315.90 42.90 46.80 585.00 538.20 473.85 64.35 46.80

1972 468.00 414.00 364.50 49.50 54.00 675.00 621.00 546.75 74.25 54.00

1973 631.80 523.80 464.40 59.40 108.00 864.00 756.00 670.14 85.86 108.00

1974 772.20 653.40 577.50 75.90 118.80 1,042.80 924.00 816.42 107.58 118.80

1975 824.85 697.95 616.875 81.075 126.90 1,113.90 987.00 872.085 114.915 126.90

1976 895.05 757.35 669.375 87.975 137.70 1,208.70 1,071.00 946.305 124.695 137.70

1977 965.25 816.75 721.875 94.875 148.50 1,303.50 1,155.00 1,020.525 134.475 148.50

1978 1,070.85 893.85 756.675 137.175 177.00 1,433.70 1,256.70 1,063.77 192.93 177.00

1979 1,403.77 1,163.32 991.59 171.75 240.45 1,854.90 1,614.45 1,376.29 238.16 240.45

1980 1,587.67 1,315.72 1,170.68 145.04 271.95 2,097.90 1,825.95 1,624.58 201.37 271.95

1981 1,975.05 1,588.95 1,395.90 193.05 386.10 2,762.10 2,376.00 2,086.43 289.57 386.10

1982 2,170.80 1,749.60 1,482.30 267.30 421.20 3,029.40 2,608.20 2,207.25 400.95 421.20

1983 2,391.90 1,927.80 1,704.675 223.125 464.10 3,337.95 2,873.85 2,539.1625 334.6875 464.10

1984 a

a. Tables 2.A3 and 2.A4 show the tax rate and tax amount paid by employers and received by the OASDI trust funds. In 1984, the 5.7 percent OASDI tax on taxable 

wages of employees was offset by a tax credit of 0.3 percent, resulting in an effective employee tax rate of 5.4 percent. However, the OASDI trust funds received the 

full 5.7 percent because of a general revenue transfer equivalent to 0.3 percent of taxable wages. Similar credits of 2.7 percent, 2.3 percent, and 2.0 percent were 

allowed against the combined OASDI and HI taxes on net earnings from self-employment in 1984, 1985, and from 1986 to 1989, respectively.

2,646.00 2,154.60 1,965.60 189.00 491.40 5,292.00 4,309.20 3,931.20 378.00 982.80

1985 a 2,791.80 2,257.20 2,059.20 198.00 534.60 5,583.60 4,514.40 4,118.40 396.00 1,069.20

1986 a 3,003.00 2,394.00 2,184.00 210.00 609.00 6,006.00 4,788.00 4,368.00 420.00 1,218.00

1987 a 3,131.70 2,496.60 2,277.60 219.00 635.10 6,263.40 4,993.20 4,555.20 438.00 1,270.20

1988 a 3,379.50 2,727.00 2,488.50 238.50 652.50 6,759.00 5,454.00 4,977.00 477.00 1,305.00

1989 a 3,604.80 2,908.80 2,654.40 254.40 696.00 7,209.60 5,817.60 5,308.80 508.80 1,392.00

1990 3,924.45 3,180.60 2,872.80 307.80 743.85 7,848.90 6,361.20 5,745.60 615.60 1,487.70

1991 5,123.30 3,310.80 2,990.40 320.40 1,812.50 10,246.60 6,621.60 5,980.80 640.80 3,625.00

1992 5,328.90 3,441.00 3,108.00 333.00 1,887.90 10,657.80 6,882.00 6,216.00 666.00 3,775.80

1993 5,528.70 3,571.20 3,225.60 345.60 1,957.50 11,057.40 7,142.40 6,451.20 691.20 3,915.00

1994 b

b. Upper limit on earnings subject to HI taxes was repealed by the Omnibus Budget Reconciliation Act (OBRA) of 1993.

3,757.20 3,187.56 569.64 b b 7,514.40 6,375.12 1,139.28 b

1995 b 3,794.40 3,219.12 575.28 b b 7,588.80 6,438.24 1,150.56 b

1996 b 3,887.40 3,298.02 589.38 b b 7,774.80 6,596.04 1,178.76 b

1997 b 4,054.80 3,498.90 555.90 b b 8,109.60 6,997.80 1,111.80 b

1998 b 4,240.80 3,659.40 581.40 b b 8,481.60 7,318.80 1,162.80 b

1999 b 4,501.20 3,884.10 617.10 b b 9,002.40 7,768.20 1,234.20 b

2000 b 4,724.40 4,038.60 685.80 b b 9,448.80 8,077.20 1,371.60 b

2001 b 4,984.80 4,261.20 723.60 b b 9,969.60 8,522.40 1,447.20 b

2002 b 5,236.80 4,499.70 764.10 b b 10,527.60 8,999.40 1,528.20 b

2003 b 5,394.00 4,611.00 783.00 b b 10,788.00 9,222.00 1,566.00 b

2004 b 5,449.80 4,658.70 791.10 b b 10,899.60 9,317.40 1,582.20 b

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not applicable.
2.A OASDI: Coverage, Financing, and Insured Status

Annual Statistical Supplement, 2004 ♦ 2.7

CONTACT: Greg Diez (410) 965-0153 or Curt Pauzenga (410) 965-7210.

CONTACT: Greg Diez (410) 965-0153 or Curt Pauzenga (410) 965-7210.

Table 2.A5—Tax credits enacted in 1983

Group Tax payable under—

Percentage

of earnings Tax credit, effective with respect to—

Employee Federal Insurance Contributions Act (FICA) 0.3 Remuneration paid in calendar year 1984

Self-employed Self-Employment Contributions Act (SECA) 2.7 Self-employment income for taxable years beginning in 1984

2.3 Self-employment income for taxable years beginning in 1985

2.0 Self-employment income for taxable years beginning in 1986, 1987, 1988, 

and 1989

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.

NOTES: During this period, scheduled taxes were credited to the Social Security trust funds, monies for tax credits were paid from the Treasury, and the reduced tax 

rates were paid by employees and the self-employed.

Tables 2.A3 and 2.A4 show the tax rate and tax amount paid by employers and received by the OASDI trust funds. In 1984, the 5.7 percent OASDI tax on taxable wages 

of employees was offset by a tax credit of 0.3 percent, resulting in an effective employee tax rate of 5.4 percent. However, the OASDI trust funds received the full 

5.7 percent because of a general revenue transfer equivalent to 0.3 percent of taxable wages. Similar credits of 2.7 percent, 2.3 percent, and 2.0 percent were allowed 

against the combined OASDI and HI taxes on net earnings from self-employment in 1984, 1985, and from 1986 to 1989, respectively.

Table 2.A6—Appropriations from general revenues and interfund borrowing provisions, by type of transaction 

and year enacted

Year enacted Provision

Appropriations from general revenues

1935 Annual appropriations to the old-age reserve account to provide payments; direct appropriation to pay for administrative expenses.

1939 Trust fund created from which benefits and administrative expenses were to be paid.

1944 General authorization to finance benefits and payments.

1947 For cost of gratuitous military service wage credits.

1950 General authorization repealed.

1951 Railroad interchange provisions enacted.

1956 For cost of gratuitous military service wage credits.

1966 For cost of transitional uninsured monthly benefits for those aged 72 and older with fewer than 3 quarters of coverage.

1972 For cost of gratuitous wage credits for Japanese-American internees.

1983 A lump-sum payment to the OASDI trust funds equal to (1) the present value of the estimated additional benefits arising from the gratuitous 

military service wage credits for service before 1957 and (2) the amount of the combined employer-employee OASDI taxes on the gratuitous 

wage credits for service after 1956 and before 1984 but less any amounts previously transferred. After 1983, the trust funds will be reimbursed on 

a current basis for employer-employee taxes on such wage credits for service after 1983.

A lump-sum payment to the OASDI trust funds representing the amount of uncashed benefit checks (including interest) issued in the past. In the 

future, the trust funds will be credited on a regular basis. All transfers made for uncashed benefit checks will be subject to the annual 

appropriation process.

Transfers in each year from the Treasury Department to the OASDI trust funds of amounts equal to income tax receipts attributable to inclusion of 

Social Security benefits in taxable income.

For tax credits for part of the 1984 employment FICA tax and part of the tax on self-employment income under SECA for 1984–1989, see 

Table 2.A5.

1993 Transfers in each year from the Treasury Department to the HI trust fund of amounts equal to income tax receipts attributable to the increased 

portions of Social Security benefits included in taxable income under the 1993 Act.

Interfund borrowing

1981 Interfund borrowing permitted among OASI, DI, and HI trust funds as needed until December 31, 1982. For all or part of any loan to be repaid, the 

managing trustee determines if assets of borrowing trust fund(s) are sufficient for that purpose. Interest with respect to any outstanding loan 

balance at a rate equal to the rate earned by lending trust fund is transferred from time to time.

1983 Interfund borrowing reauthorized among OASI, DI, and HI trust funds for calendar years 1983–1987, with provisions for scheduled repayment, no 

later than December 31, 1989, of principal and interest (including amounts borrowed in 1982). No borrowing permitted from any fund that has 

been reduced to specified levels.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.
2.A OASDI: Coverage, Financing, and Insured Status

2.8 ♦ Annual Statistical Supplement, 2004

Table 2.A7—Insured status (benefit eligibility) provisions, by eligibility concept and year enacted

Year enacted Provision

Quarter of coverage

1939 Calendar quarter in which $50 of wages is earned. Four quarters of coverage (QC) are credited for covered earnings equal to maximum limitation for 

the year.

1946 Calendar quarter in which $50 of wages is paid.

1950 Calendar quarter credited with $100 of self-employment income (reported annually).

1954 Calendar quarter credited with $100 of agricultural wages (reported annually).

1977 Calendar quarters of coverage (up to 4) for each $250 of annual earnings, effective January 1, 1978 (effective on January 1 of each year, dollar amount 

subject to automatic increase):

Year Amount (dollars)

1979 260

1980 290

1981 310

1982 340

1983 370

1984 390

1985 410

1986 440

1987 460

1988 470

1989 500

1990 520

1991 540

1992 570

1993 590

1994 620

1995 630

1996 640

1997 670

1998 700

1999 740

2000 780

2001 830

2002 870

2003 890

2004 900

Disability definition

1954 Inability to engage in substantial gainful activity because of any medically determinable permanent physical or mental impairment.

1965 Disability lasting at least 12 months. For blind persons aged 55–64, inability to engage in usual occupation.

1967 Disability that precludes engagement in any substantial gainful work existing in the national economy. For surviving spouse, disability precludes any 

gainful activity.

1990 More restrictive definition for surviving spouse eliminated.

Period of disability

1954 Continuous period of at least 6 months as defined above or of blindness.

1972 At least 5 months of disability.

(Continued)
2.A OASDI: Coverage, Financing, and Insured Status

Annual Statistical Supplement, 2004 ♦ 2.9

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Fully insured

1935 Cumulative wages of $2,000 and employment in each of 5 years after 1936 and before attainment of age 65.

1939 QC equal to one-half the quarters elapsed after 1936 (or quarter in which age 21 attained) and before quarter of death or attainment of age 65. 

Minimum 6 QC, maximum 40 QC.

1950 Elapsed period measured after 1950 (QC earned at any time are used).

1954 Period of disability excluded from elapsed period. Alternatively, QC earned in all quarters after 1954 and before quarter in which age 65 attained 

(minimum 6 QC).

1956 Elapsed period measured to age 62 for women. Alternatively, QC earned in all except 4 quarters after 1954 and before quarter in which age 65 attained 

(62 for women).

1960 QC reduced to one-third the elapsed quarters.

1961 QC equal to years elapsed after 1950 (or year age 21 attained) and before year of death or age 65 (62 for women).

1972 Elapsed period for men reaching age 62 after 1972, measured to age 62 or to 1975, if later.

1983 Any person aged 55 or older on January 1, 1984, and employed by a nonprofit organization to whose employees coverage is extended solely by 

reason of the new compulsory coverage provision will be deemed fully insured upon subsequently acquiring 6 QC if aged 60 or older on January 1, 

1984; 8 QC if aged 59; 12 QC if aged 58; 16 QC if aged 57; and 20 QC if aged 55 or 56.

Currently insured

1939 6 QC earned in 12 quarters before quarter of death.

1946 6 QC earned in preceding 13 quarters, including quarter of death.

1950 Including quarter of retirement added.

1954 Including quarter of disablement added.

Disability insured

1954 20 QC earned in last 40 quarters, including quarter of disablement, and currently insured.

1956 Fully insured requirement added.

1958 Currently insured requirement eliminated.

1960 Alternatively, 20 QC earned before quarter of disablement (not necessarily in last 40 quarters) but QC earned in all quarters after 1950, with minimum 

of 6 QC.

1965 Alternatively, for blind under age 31, QC earned in one-half the quarters elapsed after age 21, with minimum of 6 QC. For blind under age 24, 6 QC 

earned in preceding 12 quarters.

1967 For all disabled under age 31, same alternative.

1972 For blind, requirement for recent QC eliminated.

1983 For those who become disabled again at age 31 or older and who were previously disabled before age 31, same alternative as that for those under 

age 31.

Transitionally insured

1965 Same as fully insured, but minimum reduced to 3 QC.

Requirement for special age-72 monthly benefit

1966 3 QC for each year elapsed after 1966 and before attainment of age 72. (No QC if aged 72 before 1968.)

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

Table 2.A7—Insured status (benefit eligibility) provisions, by eligibility concept and year enacted—Continued

Year enacted Provision
2.A OASDI: Benefit Computation and Automatic Adjustments

2.10 ♦ Annual Statistical Supplement, 2004

Table 2.A8—Factors for indexing earnings, 1951–2004

Year

Annual

maximum

taxable

earnings

(dollars)

Average

annual

wage a

(dollars)

Factors for workers who were first eligible (attained age 62, became disabled, or died) in b—

1991 1992 1993 1994 1995 1996 1997

1951 3,600 2,799.16 7.1805649 7.5122465 7.7921948 8.1936795 8.2641471 8.4859494 8.8260978

1952 3,600 2,973.32 6.7599687 7.0722223 7.3357728 7.7137409 7.7800809 7.9888912 8.3091157

1953 3,600 3,139.44 6.4022724 6.6980035 6.9476085 7.3055768 7.3684065 7.5661679 7.8694481

1954 3,600 3,155.64 6.3694053 6.6636182 6.9119418 7.2680724 7.3305795 7.5273257 7.8290489

1955 4,200 3,301.44 6.0881161 6.3693358 6.6066928 6.9470958 7.0068425 7.1948998 7.4832982

1956 4,200 3,532.36 5.6901194 5.9529550 6.1747953 6.4929452 6.5487861 6.7245496 6.9940946

1957 4,200 3,641.72 5.5192464 5.7741891 5.9893677 6.2979636 6.3521276 6.5226129 6.7840636

1958 4,200 3,673.80 5.4710518 5.7237683 5.9370679 6.2429691 6.2966601 6.4656568 6.7248244

1959 4,800 3,855.80 5.2128093 5.4535972 5.6568287 5.9482909 5.9994476 6.1604673 6.4074018

1960 4,800 4,007.12 5.0159591 5.2476542 5.4432111 5.7236669 5.7728918 5.9278310 6.1654405

1961 4,800 4,086.76 4.9182115 5.1453915 5.3371375 5.6121279 5.6603936 5.8123134 6.0452926

1962 4,800 4,291.40 4.6836813 4.9000280 5.0826304 5.3445076 5.3904716 5.5351470 5.7570164

1963 4,800 4,396.64 4.5715706 4.7827386 4.9609702 5.2165790 5.2614428 5.4026552 5.6192138

1964 4,800 4,576.32 4.3920770 4.5949540 4.7661877 5.0117605 5.0548629 5.1905308 5.3985866

1965 4,800 4,658.72 4.3143932 4.5136819 4.6818869 4.9231162 4.9654562 5.0987245 5.3031004

1966 6,600 4,938.36 4.0700860 4.2580897 4.4167699 4.6443394 4.6842818 4.8100037 5.0028066

1967 6,600 5,213.44 3.8553335 4.0334175 4.1837251 4.3992872 4.4371221 4.5562105 4.7388404

1968 7,800 5,571.76 3.6073969 3.7740283 3.9146697 4.1163690 4.1517707 4.2632005 4.4340855

1969 7,800 5,893.76 3.4103102 3.5678378 3.7007954 3.8914751 3.9249427 4.0302846 4.1918334

1970 7,800 6,186.24 3.2490738 3.3991536 3.5258251 3.7074895 3.7393748 3.8397363 3.9936472

1971 7,800 6,497.08 3.0936282 3.2365278 3.3571389 3.5301120 3.5604718 3.6560316 3.8025790

1972 9,000 7,133.80 2.8175096 2.9476548 3.0575009 3.2150355 3.2426855 3.3297163 3.4631837

1973 10,800 7,580.16 2.6515997 2.7740813 2.8774591 3.0257171 3.0517390 3.1336449 3.2592531

1974 13,200 8,030.76 2.5028204 2.6184296 2.7160070 2.8559464 2.8805082 2.9578184 3.0763788

1975 14,100 8,630.92 2.3287842 2.4363544 2.5271466 2.6573552 2.6802091 2.7521435 2.8624596

1976 15,300 9,226.48 2.1784635 2.2790902 2.3640218 2.4858256 2.5072043 2.5744954 2.6776907

1977 16,500 9,779.44 2.0552864 2.1502233 2.2303527 2.3452693 2.3654391 2.4289254 2.5262858

1978 17,700 10,556.03 1.9040823 1.9920349 2.0662692 2.1727316 2.1914176 2.2502333 2.3404310

1979 22,900 11,479.46 1.7509142 1.8317917 1.9000545 1.9979529 2.0151357 2.0692202 2.1521622

1980 25,900 12,513.46 1.6062344 1.6804289 1.7430511 1.8328600 1.8486230 1.8982384 1.9743268

1981 29,700 13,773.10 1.4593338 1.5267427 1.5836377 1.6652330 1.6795543 1.7246321 1.7937618

1982 32,400 14,531.34 1.3831863 1.4470778 1.5010040 1.5783417 1.5919158 1.6346414 1.7001639

1983 35,700 15,239.24 1.3189339 1.3798575 1.4312787 1.5050239 1.5179674 1.5587083 1.6211871

1984 37,800 16,135.07 1.2457058 1.3032469 1.3518132 1.4214639 1.4336889 1.4721678 1.5311777

1985 39,600 16,822.51 1.1948009 1.2499906 1.2965723 1.3633768 1.3751022 1.4120087 1.4686072

1986 42,000 17,321.82 1.1603602 1.2139590 1.2591979 1.3240768 1.3354642 1.3713068 1.4262739

1987 43,800 18,426.51 1.0907953 1.1411808 1.1837076 1.2446969 1.2554016 1.2890954 1.3407672

1988 45,000 19,334.04 1.0395939 1.0876144 1.1281450 1.1862715 1.1964737 1.2285860 1.2778323

1989 48,000 20,099.55 1.0000000 1.0461916 1.0851785 1.1410912 1.1509049 1.1817941 1.2291648

1990 51,300 21,027.98 1.0000000 1.0000000 1.0372656 1.0907096 1.1000900 1.1296154 1.1748946

1991 53,400 21,811.60 1.0000000 1.0000000 1.0000000 1.0515240 1.0605673 1.0890320 1.1326844

1992 55,500 22,935.42 1.0000000 1.0000000 1.0000000 1.0000000 1.0086002 1.0356702 1.0771837

1993 57,600 23,132.67 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0268391 1.0679986

1994 60,600 23,753.53 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0400837

1995 61,200 24,705.66 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

1996 62,700 25,913.90 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

1997 65,400 27,426.00 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

1998 68,400 28,861.44 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

1999 72,600 30,469.84 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

2000 76,200 32,154.82 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

2001 80,400 32,921.92 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

2002 84,900 33,252.09 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

2003 87,000 . . . 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

2004 87,900 . . . 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.11

Table 2.A8—Factors for indexing earnings, 1951–2004—Continued

Year

Annual

maximum

taxable

earnings

(dollars)

Average

annual

wage a

(dollars)

Factors for workers who were first eligible (attained age 62, became disabled, or died) in b—

1998 1999 2000 2001 2002 2003 2004

1951 3,600 2,799.16 9.2577416 9.7979394 10.3107504 10.8853513 11.4873105 11.7613570 11.8793102

1952 3,600 2,973.32 8.7154763 9.2240324 9.7068059 10.2477500 10.8144498 11.0724443 11.1834885

1953 3,600 3,139.44 8.2543065 8.7359529 9.1931809 9.7055016 10.2422152 10.4865581 10.5917265

1954 3,600 3,155.64 8.2119317 8.6911054 9.1459862 9.6556768 10.1896351 10.4327236 10.5373522

1955 4,200 3,301.44 7.8492718 8.3072841 8.7420762 9.2292575 9.7396348 9.9719880 10.0719959

1956 4,200 3,532.36 7.3361435 7.7642143 8.1705828 8.6259158 9.1029284 9.3200919 9.4135620

1957 4,200 3,641.72 7.1158409 7.5310568 7.9252221 8.3668816 8.8295695 9.0402118 9.1308750

1958 4,200 3,673.80 7.0537046 7.4652948 7.8560183 8.2938211 8.7524688 8.9612717 9.0511432

1959 4,800 3,855.80 6.7207583 7.1129208 7.4852015 7.9023393 8.3393381 8.5382852 8.6239146

1960 4,800 4,007.12 6.4669638 6.8443171 7.2025395 7.6039250 8.0244215 8.2158558 8.2982516

1961 4,800 4,086.76 6.3409400 6.7109397 7.0621813 7.4557449 7.8680471 8.0557508 8.1365409

1962 4,800 4,291.40 6.0385655 6.3909214 6.7254136 7.1002097 7.4928508 7.6716037 7.7485413

1963 4,800 4,396.64 5.8940236 6.2379453 6.5644310 6.9302558 7.3134985 7.4879726 7.5630686

1964 4,800 4,576.32 5.6626066 5.9930250 6.3066918 6.6581533 7.0263487 7.1939724 7.2661199

1965 4,800 4,658.72 5.5624506 5.8870248 6.1951437 6.5403888 6.9020718 7.0667308 7.1376022

1966 6,600 4,938.36 5.2474708 5.5536656 5.8443370 6.1700322 6.5112345 6.6665695 6.7334277

1967 6,600 5,213.44 4.9705952 5.2606341 5.5359686 5.8444789 6.1676782 6.3148171 6.3781476

1968 7,800 5,571.76 4.6509361 4.9223226 5.1799503 5.4686203 5.7710346 5.9087111 5.9679688

1969 7,800 5,893.76 4.3968367 4.6533961 4.8969486 5.1698474 5.4557396 5.5858942 5.6419145

1970 7,800 6,186.24 4.1889581 4.4333876 4.6654252 4.9254216 5.1977970 5.3217981 5.3751697

1971 7,800 6,497.08 3.9885456 4.2212809 4.4422171 4.6897745 4.9491187 5.0671871 5.1180053

1972 9,000 7,133.80 3.6325521 3.8445148 4.0457316 4.2711935 4.5073902 4.6149205 4.6612030

1973 10,800 7,580.16 3.4186482 3.6181294 3.8074975 4.0196830 4.2419711 4.3431695 4.3867267

1974 13,200 8,030.76 3.2268303 3.4151189 3.5938616 3.7941415 4.0039573 4.0994775 4.1405907

1975 14,100 8,630.92 3.0024493 3.1776450 3.3439587 3.5303119 3.7255379 3.8144161 3.8526704

1976 15,300 9,226.48 2.8086443 2.9725312 3.1281095 3.3024339 3.4850582 3.5681994 3.6039844

1977 16,500 9,779.44 2.6498348 2.8044551 2.9512365 3.1157040 3.2880022 3.3664423 3.4002039

1978 17,700 10,556.03 2.4548907 2.5981359 2.7341188 2.8864867 3.0461092 3.1187786 3.1500564

1979 22,900 11,479.46 2.2574145 2.3891368 2.5141810 2.6542921 2.8010743 2.8678980 2.8966598

1980 25,900 12,513.46 2.0708821 2.1917200 2.3064316 2.4349652 2.5696186 2.6309206 2.6573058

1981 29,700 13,773.10 1.8814864 1.9912728 2.0954934 2.2122717 2.3346102 2.3903057 2.4142778

1982 32,400 14,531.34 1.7833111 1.8873690 1.9861513 2.0968362 2.2127911 2.2655805 2.2883017

1983 35,700 15,239.24 1.7004719 1.7996960 1.8938897 1.9994330 2.1100015 2.1603387 2.1820045

1984 37,800 16,135.07 1.6060606 1.6997757 1.7887397 1.8884232 1.9928528 2.0403952 2.0608581

1985 39,600 16,822.51 1.5404301 1.6303156 1.7156441 1.8112541 1.9114163 1.9570159 1.9766426

1986 42,000 17,321.82 1.4960264 1.5833209 1.6661898 1.7590438 1.8563188 1.9006040 1.9196649

1987 43,800 18,426.51 1.4063379 1.4883991 1.5662999 1.6535871 1.7450304 1.7866606 1.8045788

1988 45,000 19,334.04 1.3403251 1.4185344 1.4927785 1.5759686 1.6631196 1.7027957 1.7198728

1989 48,000 20,099.55 1.2892776 1.3645082 1.4359247 1.5159464 1.5997781 1.6379431 1.6543699

1990 51,300 21,027.98 1.2323533 1.3042622 1.3725256 1.4490141 1.5291445 1.5656245 1.5813259

1991 53,400 21,811.60 1.1880788 1.2574043 1.3232152 1.3969557 1.4742073 1.5093767 1.5245140

1992 55,500 22,935.42 1.1298638 1.1957924 1.2583785 1.3285059 1.4019721 1.4354182 1.4498139

1993 57,600 23,132.67 1.1202295 1.1855960 1.2476485 1.3171778 1.3900177 1.4231786 1.4374514

1994 60,600 23,753.53 1.0909494 1.1546073 1.2150379 1.2827500 1.3536860 1.3859801 1.3998799

1995 61,200 24,705.66 1.0489054 1.1101100 1.1682117 1.2333141 1.3015163 1.3325659 1.3459300

1996 62,700 25,913.90 1.0000000 1.0583509 1.1137436 1.1758107 1.2408329 1.2704348 1.2831758

1997 65,400 27,426.00 1.0000000 1.0000000 1.0523387 1.1109837 1.1724211 1.2003909 1.2124294

1998 68,400 28,861.44 1.0000000 1.0000000 1.0000000 1.0557283 1.1141100 1.1406888 1.1521286

1999 72,600 30,469.84 1.0000000 1.0000000 1.0000000 1.0000000 1.0552999 1.0804756 1.0913116

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

2.12 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

2000 76,200 32,154.82 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0238565 1.0341246

2001 80,400 32,921.92 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0100289

2002 84,900 33,252.09 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

2003 87,000 . . . 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

2004 87,900 . . . 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not available.

a. National average wage levels. For years before 1978, average wages were determined from wages earned during the first quarter of the year and reported to the 

Social Security Administration (SSA) for Social Security tax purposes. These wages were then multiplied by 4 to obtain the average wage for the year. For 1973–

1977, from data collected on all taxable wages reported to SSA; for 1957–1972, based on 1 percent statistical sample; for 1951–1956, based on 1/10 of 1 percent statistical sample. For 1978–1984, from wage data collected by the Internal Revenue Service during processing of annual tax returns. For years after 1984, from W-2 

data processed by SSA. For years after 1977, the average wage amounts have been adjusted to be consistent with the pre-1978 series. 

b. The indexing factor for a given year represents the ratio of the average annual wage for the second year before the year of first eligibility to the average annual wage 

for the year to be indexed. Multiplying a worker’s covered earnings, up to the maximum taxable amounts for various years after 1951, by the indicated factors gives 

the indexed earnings. Earnings in the year before the year of first eligibility, and any earnings thereafter, are not indexed. The actual taxable earnings for those years 

are considered in calculating the average indexed monthly earnings (AIME).

Table 2.A8—Factors for indexing earnings, 1951–2004—Continued

Year

Annual

maximum

taxable

earnings

(dollars)

Average

annual

wage a

(dollars)

Factors for workers who were first eligible (attained age 62, became disabled, or died) in b—

1998 1999 2000 2001 2002 2003 2004
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.13

Table 2.A9—Indexed earnings for workers with maximum earnings, 1951–2004 (in dollars)

Year

Annual

maximum

taxable

earnings

Average

annual

wage a

Annual maximum indexed earnings for workers who were first eligible

(attained age 62, became disabled, or died) in b—

1997 1998 1999 2000 2001 2002 2003 2004

1951 3,600 2,799.16 31,773.95 33,327.87 35,272.58 37,118.70 39,187.26 41,354.32 42,340.89 42,765.52

1952 3,600 2,973.32 29,912.82 31,375.71 33,206.52 34,944.50 36,891.90 38,932.02 39,860.80 40,260.56

1953 3,600 3,139.44 28,330.01 29,715.50 31,449.43 33,095.45 34,939.81 36,871.97 37,751.61 38,130.22

1954 3,600 3,155.64 28,184.58 29,562.95 31,287.98 32,925.55 34,760.44 36,682.69 37,557.81 37,934.47

1955 4,200 3,301.44 31,429.85 32,966.94 34,890.59 36,716.72 38,762.88 40,906.47 41,882.35 42,302.38

1956 4,200 3,532.36 29,375.20 30,811.80 32,609.70 34,316.45 36,228.85 38,232.30 39,144.39 39,536.96

1957 4,200 3,641.72 28,493.07 29,886.53 31,630.44 33,285.93 35,140.90 37,084.19 37,968.89 38,349.67

1958 4,200 3,673.80 28,244.26 29,625.56 31,354.24 32,995.28 34,834.05 36,760.37 37,637.34 38,014.80

1959 4,800 3,855.80 30,755.53 32,259.64 34,142.02 35,928.97 37,931.23 40,028.82 40,983.77 41,394.79

1960 4,800 4,007.12 29,594.11 31,041.43 32,852.72 34,572.19 36,498.84 38,517.22 39,436.11 39,831.61

1961 4,800 4,086.76 29,017.40 30,436.51 32,212.51 33,898.47 35,787.58 37,766.63 38,667.60 39,055.40

1962 4,800 4,291.40 27,633.68 28,985.11 30,676.42 32,281.99 34,081.01 35,965.68 36,823.70 37,193.00

1963 4,800 4,396.64 26,972.23 28,291.31 29,942.14 31,509.27 33,265.23 35,104.79 35,942.27 36,302.73

1964 4,800 4,576.32 25,913.22 27,180.51 28,766.52 30,272.12 31,959.14 33,726.47 34,531.07 34,877.38

1965 4,800 4,658.72 25,454.88 26,699.76 28,257.72 29,736.69 31,393.87 33,129.94 33,920.31 34,260.49

1966 6,600 4,938.36 33,018.52 34,633.31 36,654.19 38,572.62 40,722.21 42,974.15 43,999.36 44,440.62

1967 6,600 5,213.44 31,276.35 32,805.93 34,720.18 36,537.39 38,573.56 40,706.68 41,677.79 42,095.77

1968 7,800 5,571.76 34,585.87 36,277.30 38,394.12 40,403.61 42,655.24 45,014.07 46,087.95 46,550.16

1969 7,800 5,893.76 32,696.30 34,295.33 36,296.49 38,196.20 40,324.81 42,554.77 43,569.98 44,006.93

1970 7,800 6,186.24 31,150.45 32,673.87 34,580.42 36,390.32 38,418.29 40,542.82 41,510.02 41,926.32

1971 7,800 6,497.08 29,660.12 31,110.66 32,925.99 34,649.29 36,580.24 38,603.13 39,524.06 39,920.44

1972 9,000 7,133.80 31,168.65 32,692.97 34,600.63 36,411.58 38,440.74 40,566.51 41,534.28 41,950.83

1973 10,800 7,580.16 35,199.93 36,921.40 39,075.80 41,120.97 43,412.58 45,813.29 46,906.23 47,376.65

1974 13,200 8,030.76 40,608.20 42,594.16 45,079.57 47,438.97 50,082.67 52,852.24 54,113.10 54,655.80

1975 14,100 8,630.92 40,360.68 42,334.54 44,804.79 47,149.82 49,777.40 52,530.09 53,783.27 54,322.65

1976 15,300 9,226.48 40,968.67 42,972.26 45,479.73 47,860.08 50,527.24 53,321.39 54,593.45 55,140.96

1977 16,500 9,779.44 41,683.72 43,722.27 46,273.51 48,695.40 51,409.12 54,252.04 55,546.30 56,103.36

1978 17,700 10,556.03 41,425.63 43,451.57 45,987.00 48,393.90 51,090.81 53,916.13 55,202.38 55,756.00

1979 22,900 11,479.46 49,284.51 51,694.79 54,711.23 57,574.74 60,783.29 64,144.60 65,674.86 66,333.51

1980 25,900 12,513.46 51,135.07 53,635.85 56,765.55 59,736.58 63,065.60 66.553.12 68,140.84 68,824.22

1981 29,700 13,773.10 53,274.72 55,880.15 59,140.80 62,236.15 65,704.47 69,337.92 70,992.08 71,704.05

1982 32,400 14,531.34 55,085.31 57,779.28 61,150.75 64,351.30 67,937.49 71,694.43 73,404.81 74,140.98

1983 35,700 15,239.24 57,876.38 60,706.85 64,249.15 67,611.86 71,379.76 75,327.06 77,124.09 77,897.56

1984 37,800 16,135.07 57,878.52 60,709.09 64,251.52 67,614.36 71,382.40 75,329.84 77,126.94 77,900.44

1985 39,600 16,822.51 58,156.85 61,001.03 64,560.50 67,939.51 71,725.66 75,692.09 77,497.83 78,275.05

1986 42,000 17,321.82 59,903.50 62,833.11 66,499.48 69,979.97 73,879.84 77,965.39 79,825.37 80,625.93

1987 43,800 18,426.51 58,725.60 61,597.60 65,191.88 68,603.93 72,427.12 76,432.33 78,255.74 79,040.55

1988 45,000 19,334.04 57,502.45 60,314.63 63,834.05 67,175.03 70,918.59 74,840.38 76,625.81 77,394.28

1989 48,000 20,099.55 58,999.91 61,885.33 65,496.39 68,924.38 72,765.43 76,789.35 78,621.27 79,409.75

1990 51,300 21,027.98 60,272.09 63,219.72 66,908.65 70,410.56 74,334.42 78,445.11 80,316.54 81,122.02

1991 53,400 21,811.60 60,485.35 63,443.41 67,145.39 70,659.69 74,597.44 78,722.67 80,600.71 81,409.05

1992 55,500 22,935.42 59,783.69 62,707.44 66,366.48 69,840.01 73,732.08 77,809.45 79,665.71 80,464.67

1993 57,600 23,132.67 61,516.72 64,525.22 68,290.33 71,864.55 75,869.44 80,065.02 81,975.09 82,797.20

1994 60,600 23,753.53 63,029.07 66,111.54 69,969.20 73,631.30 77,734.65 82,033.37 83,990.39 84,832.72

1995 61,200 24,705.66 61,200.00 64,193.01 67,938.73 71,494.55 75,478.83 79,652.80 81,553.03 82,370.92

1996 62,700 25,913.90 62,700.00 62,700.00 66,358.60 69,831.72 73,723.33 77,800.22 79,656.26 80,455.12

1997 65,400 27,426.00 65,400.00 65,400.00 65,400.00 68,822.95 72,658.34 76,676.34 78,505.56 79,292.89

1998 68,400 28,861.44 68,400.00 68,400.00 68,400.00 68,400.00 72,211.82 76,205.13 78,023.11 78,805.60

1999 72,600 30,469.84 72,600.00 72,600.00 72,600.00 72,600.00 72,600.00 76,614.77 78,442.53 79,229.22

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

2.14 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

2000 76,200 32,154.82 76,200.00 76,200.00 76,200.00 76,200.00 76,200.00 76,200.00 78,017.86 78,800.29

2001 80,400 32,921.92 80,400.00 80,400.00 80,400.00 80,400.00 80,400.00 80,400.00 80,400.00 81,206.32

2002 84,900 33,252.09 84,900.00 84,900.00 84,900.00 84,900.00 84,900.00 84,900.00 84,900.00 84,900.00

2003 87,000 . . . 87,000.00 87,000.00 87,000.00 87,000.00 87,000.00 87,000.00 87,000.00 87,000.00

2004 87,900 . . . 87,900.00 87,900.00 87,900.00 87,900.00 87,900.00 87,900.00 87,900.00 87,900.00

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not available.

a. National average wage levels. For years before 1978, average wages were determined from wages earned during the first quarter of the year and reported to the 

Social Security Administration (SSA) for Social Security tax purposes. These wages were then multiplied by 4 to obtain the average wage for the year. For 1973–

1977, from data collected on all taxable wages reported to SSA; for 1957–1972, based on 1 percent statistical sample; for 1951–1956, based on 1/10 of 1 percent statistical sample. For 1978–1984, from wage data collected by the Internal Revenue Service during processing of annual tax returns. For years after 1984, from W-2 

data processed by SSA. For years after 1977, the average wage amounts have been adjusted to be consistent with the pre-1978 series.

b. A worker’s earnings for each year after 1950 and through the second year before the year of first eligibility are indexed by multiplying covered earnings, up to the 

maximum taxable amounts, by specified indexing factors (see Table 2.A8). The indexing factor for a given year represents the ratio of the average annual wage for 

the second year before the year of first eligibility to the average annual wage for the year to be indexed. For example, if the year of first eligibility is 1999, the indexing 

factor for 1982 is $27,426.00/14,531.34, or 1.8873690. Multiplication of maximum taxable earnings of $32,400 for 1982 by this factor gives maximum indexed earnings of $61,150.75 for 1982.

Table 2.A9—Indexed earnings for workers with maximum earnings, 1951–2004 (in dollars)—Continued

Year

Annual

maximum

taxable

earnings

Average

annual

wage a

Annual maximum indexed earnings for workers who were first eligible

(attained age 62, became disabled, or died) in b—

1997 1998 1999 2000 2001 2002 2003 2004
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.15

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Table 2.A10—Average monthly wage and average indexed monthly earnings provisions, by year enacted

Year enacted Provision

Average monthly wage (AMW)

1939 Computed using creditable earnings after 1936 and before year of death or retirement, divided by months after 1936 and before quarter of death 

or retirement, excluding months before age 22 in quarters not covered.

1950 Alternatively, computed using creditable earnings after 1950 (or year aged 21, if later) and before year of death, year of retirement, or subsequent 

year (or year age 65 attained if then insured), divided by number of months in those years.

1954 Earnings and months in 4 years may be excluded in all cases; 5 years if worker has 20 quarters of coverage. Period of disability may be 

excluded.

1956 Earnings and months in 5 years may be excluded in all cases. Computation period may end at age 62 for women then insured.

1960 Earnings may be used for any year after 1950 and before year of retirement but including year of death, with the number of years equal to the 

years elapsed after 1955 (or year age 26 attained) and before year of death or age 65 attained (62 for women).

Same method may be used for earnings after 1936 and years elapsed after 1941.

1972 Number of years for men reaching age 62 after 1972, measured to age 62 or to 1975, if later.

1977 For workers who attain age 62, become disabled, or die after 1978, excludes earnings in year of attainment of age 62 and later, computed using 

creditable earnings after 1936.

For workers who attain age 62 after 1978 and before 1984, excludes earnings in year of attainment of age 62 and later, computed using 

creditable earnings after 1950.

Average indexed monthly earnings (AIME)

1977 For workers who attain age 62, become disabled, or die after 1978, AIME is computed by using indexed earnings after 1950 for the same 

computation period applicable in calculating the AMW. Indexed earnings for a given year equal actual creditable earnings multiplied by the 

national average wage for the second year before worker attains age 62, becomes disabled, or dies, divided by the national average wage for the 

given year, except that for years after the second year before the worker attains age 62, becomes disabled, or dies, indexed earnings equal 

actual creditable earnings.

1980 For disabled workers, the number of years of earnings used equals the number of years elapsed after 1950 (or year age 21 attained, if later) and 

before year of disability, minus dropout years equal to one-fifth of the number of elapsed years rounded to the next lower integer (to a maximum 

of 5 dropout years). However, the number of years of earnings used is at least 2. Effective for initial entitlement after June 1980.

Disabled workers who receive less than 3 dropout years under the one-fifth rule may be credited with additional dropout years based on child 

care, up to a total of 3 dropout years. (To receive this credit, a worker must have had no earnings in that year and have been living with a child 

under age 3.) However, the number of years of earnings used is at least 2. Effective for July 1981.

1983 For workers who die after 1978 but before attaining age 62, indexed earnings for a given year equal actual creditable earnings, multiplied by the 

national average wage for the earlier of (1) the year in which the worker reached or would have reached age 60 or (2) the second year before the 

survivor becomes eligible for aged or disabled widow(er) benefits, and then divided by the national average wage for the given year. This 

computation method applies only if it results in a higher benefit. Effective for surviving spouses newly eligible after 1984.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.
2.A OASDI: Benefit Computation and Automatic Adjustments

2.16 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Table 2.A11—Formulas for computing PIA from AIME, cost-of-living adjustments, and minimum PIA for 

workers who were first eligible in 1979 or later, by year of first eligibility

Eligibility year

Calculation of PIA (based on percentage of AIME) a (dollars)

a. For workers who attained age 62 in the 1979–1983 period, the PIA cannot be less than that derived from the PIA table in effect in December 1978 (approximated by 

the PIA formula in Table 2.A16) on the basis of provisions in effect before 1979 but excluding earnings after year aged 61 in computations of AMW and including any 

general benefit increase after year aged 61.

First applicable cost-of-living adjustment Minimum PIA

based on indexed

earnings (dollars)

90 percent

of the first

Plus 32 percent

of the next

Plus 15 percent

of the amount above

Effective

date

Percentage

increase

Enacted in 1977 b

b. The amendments in 1977 provided for annual automatic adjustments of bend points (AIME brackets) in benefit formula in proportion to increases in average wage 

level. As a result, separate formulas are applicable to workers who were first eligible in successive calendar years. The legislation also froze the minimum PIA at 

$122.

1979 180 905 1,085 June 1979 9.9 c 122

c. Not subject to automatic adjustments until earlier of year of attainment of age 65 or year of first receipt of benefits.

1980 194 977 1,171 June 1980 14.3 c 122

Enacted in 1981

1981 211 1,063 1,274 June 1981 11.2 c 122

1982 230 1,158 1,388 June 1982 7.4 d

d. In 1981, legislation eliminated the minimum PIA for workers who attain age 62 or die after 1981 (after 1991 for members of certain religious orders). In August 1981, 

legislation would have eliminated the minimum PIA effective March 1982 for workers who attained age 62 before November 1981 or who died (before attaining 

age 62) before March 1982; for all others, the minimum would have been eliminated effective November 1981. This legislation was superseded in December 1981 by 

legislation that restored the minimum PIA for workers who attained age 62 or died (before attaining age 62) before 1982.

Enacted in 1983

1983 254 1,274 1,528 December 1983 3.5 d

1984 267 1,345 1,612 December 1984 3.5 d

1985 280 1,411 1,691 December 1985 3.1 d

1986 297 1,493 1,790 December 1986 1.3 d

1987 310 1,556 1,866 December 1987 4.2 d

1988 319 1,603 1,922 December 1988 4.0 d

1989 339 1,705 2,044 December 1989 4.7 d

1990 356 1,789 2,145 December 1990 5.4 d

1991 370 1,860 2,230 December 1991 3.7 d

1992 387 1,946 2,333 December 1992 3.0 d

1993 401 2,019 2,420 December 1993 2.6 d

1994 422 2,123 2,545 December 1994 2.8 d

1995 426 2,141 2,567 December 1995 2.6 d

1996 437 2,198 2,635 December 1996 2.9 d

1997 455 2,286 2,741 December 1997 2.1 d

1998 477 2,398 2,875 December 1998 1.3 d

1999 505 2,538 3,043 December 1999 e 2.5

e. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

d

2000 531 2,671 3,202 December 2000 3.5 d

2001 561 2,820 3,381 December 2001 2.6 d

2002 592 2,975 3,567 December 2002 1.4 d

2003 606 3,047 3,653 December 2003 2.1 d

2004 612 3,077 3,689 December 2004 . . . d

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTES: Eligible workers are those who attained age 62, became disabled, or died in the given year.

AIME = average indexed monthly earnings; AMW = average monthly wage; PIA = primary insurance amount; . . . = not available.
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.17

Table 2.A11.1—Computation of PIA based on Windfall Elimination Provision (WEP),

by year enacted

Year effective Provision

Enacted in 1983

1986 Workers first eligible for pensions based on noncovered employment and disability or retired workers after December 31, 1985.

a The benefit 

computation formula uses a reduced factor of the usual first AIME bend point.

Year

eligible

Factor

(percent)

1986 80

1987 70

1988 60

1989 50

1990 and later 40

WEP is not applicable to persons who were federal employees or nonprofit employees on January 1, 1984, and who were covered by Social Security 

on that date with no Civil Service Retirement System coverage; to persons with Railroad Retirement pensions; or to workers with 30 years of 

substantial Social Security earnings. Workers with 26–29 years of coverage have less than full WEP applied.b For benefits payable before

January 1989:

Years of

coverage

Factor

(percent)

26 50

27 60

28 70

29 80

Enacted in 1988

1989 5 percent added to factor for each year of coverage over 20.

Years of

coverage

Factor

(percent)

21 45

22 50

23 55

24 60

25 65

26 70

27 75

28 80

29 85

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

2.18 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Enacted in 1988 (cont.)

1991 Earnings required for a year of substantial coverage (decoupled from the definition of a year of coverage for special minimum PIA).b

Year

Earnings

(dollars)

1991 9,900

1992 10,350

1993 10,725

1994 11,250

1995 11,325

1996 11,625

1997 12,150

1998 12,675

1999 13,425

2000 14,175

2001 14,925

2002 15,750

2003 16,125

2004 16,275

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

a. Reduction in PIA will not be greater than one-half of the periodic payment based on noncovered employment performed after 1956.

b. See Table 2.A12. Before 1991, a year of substantial coverage for WEP was the same amount as for the minimum PIA (25 percent of the “old law” contribution and 

benefit base). For 1991 and following, a year of substantial coverage under WEP provisions remains 25 percent of the old law base, while the criterion for computing 

the special minimum PIA was changed to 15 percent of the base.

Table 2.A11.1—Computation of PIA based on Windfall Elimination Provision (WEP),

by year enacted—Continued

Year effective Provision
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.19

Table 2.A12—Special minimum PIA (formula applies to years of coverage), by year enacted

Year enacted Number of years of coverage PIA computation

1972 For 1937–1950, the number (disregarding any remainder and not exceeding 14) 

obtained by dividing total creditable wages in 1937–1950 by $900

After 1950, the number of years with creditable earnings equal to at least

25 percent of the effective annual maximum taxable earnings, that is: Effective date

Amount a per year

of coverage over

10 years (dollars)

Maximum amount a

for workers with

30 or more years

of coverage

(dollars)

Year Amount (dollars) January 1973 8.50 170.00

1951–1954 900

1955–1958 1,050

1959–1965 1,200

1966–1967 1,650

1968–1971 1,950

1972 2,250

1973 2,700

1974 3,300

1975 3,525

1976 3,825

1977 4,125

1978 4,425

1973 . . .

Effective date

Amount a per year of

coverage over

10 years (dollars)

Maximum amount a

for workers with

30 or more years

of coverage

(dollars)

March 1974 9.00 180.00

1977 b After 1978, the number of years with creditable earnings equal to at least 

25 percent of what the annual taxable maximum would have been if the statutory 

increases in the maximum under the 1977 amendments had not been enacted 

(the “old law” contribution and benefit base), that is: Effective date

Amount a per year of

coverage over

10 years (dollars)

Maximum amount a

for workers with 30

or more years of

coverage (dollars)

Year Amount (dollars) January 1979 11.50 230.00

1979 4,725 June 1979 c 12.64 252.80

1980 5,100 June 1980 c 14.45 289.00

1981 5,500 June 1981 c 16.07 321.40

1982 6,075 June 1982 c 17.26 345.10

1983 6,675 December 1983 c 17.86 357.10

1984 7,050 December 1984 c 18.49 369.50

1985 7,425 December 1985 c 19.06 380.90

1986 7,875 December 1986 c 19.31 385.80

1987 8,175 December 1987 c 20.12 402.00

1988 8,400 December 1988 c 20.92 418.00

1989 8,925 December 1989 c 21.90 437.60

1990 9,525 December 1990 c 23.08 461.20

December 1991 c 23.93 478.20

December 1992 c 24.65 492.50

December 1993 c 25.29 505.30

December 1994 c 26.00 519.40

December 1995 c 26.68 532.90

December 1996 c 27.45 548.30

December 1997 c 28.03 559.80

December 1998 c 28.39 567.00

December 1999 c,d 29.10 d 581.10

December 2000 c 30.12 601.40

December 2001 c 30.90 617.00

December 2002 c 31.33 625.60

December 2003 c 31.99 638.70

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

2.20 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

1990 After 1990, the number of years with creditable earnings equal to at least 

15 percent of what the annual taxable maximum would have been if the statutory 

increases in the maximum under the 1977 amendments had not been enacted 

(the “old law” contribution and benefit base), that is: e

. . .

Year Amount (dollars)

1991 5,940

1992 6,210

1993 6,435

1994 6,750

1995 6,795

1996 6,975

1997 7,290

1998 7,605

1999 8,055

2000 8,505

2001 8,955

2002 9,450

2003 9,675

2004 9,765

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTES: Alternative PIA applicable when it exceeds the regularly computed PIA. The usual rates of actuarial reduction apply for retirement before the full retirement age. 

No delayed retirement credits are applicable to the benefit derived from the special minimum PIA. However, the resulting retirement benefit will be raised if necessary to 

equal the benefit derived from the regularly computed PIA plus any delayed retirement credits.

. . . = not applicable.

a. The amount effective for a given month applies, as of that month, to all workers from the date of entitlement to benefits.

b. Provision for future automatic cost-of-living increases of amount per year of coverage (and maximum amount), beginning with the June 1979 increase.

c. Factors were obtained by applying cost-of-living increases to initial 1979 factor of $11.50 and rounding each one to nearest cent. An approximate PIA may be computed by multiplying factor in year of entitlement by the number of years of coverage in excess of 10 with a maximum of 20. Actual PIAs are published yearly in the 

Federal Register.

d. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

e. For 1991 and following, a year of substantial coverage under the Windfall Elimination Provision remains 25 percent of the old law base, while the criterion for the special minimum PIA was changed to 15 percent of the base.

Table 2.A12—Special minimum PIA (formula applies to years of coverage), by year enacted—Continued

Year enacted Number of years of coverage PIA computation
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.21

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Table 2.A13—Formulas enacted in 1977 for computing maximum family benefit from PIA and cost-of-living 

adjustments for workers who were first eligible in 1979 or later, by year of first eligibility

Eligibility year

Calculation of maximum family benefit (based on percentage of PIA) (dollars) First applicable cost-of-living adjustment

150 percent

of the first

Plus 272 percent

of the next

Plus 134 percent

of the next

Plus 175 percent

of the amount above

Effective

date

Percentage

increase

1979 230 102 101 433 June 1979 9.9

1980 248 110 109 467 June 1980 14.3

1981 270 120 118 508 June 1981 11.2

1982 294 131 129 554 June 1982 7.4

1983 324 144 142 610 December 1983 3.5

1984 342 151 150 643 December 1984 3.5

1985 358 159 158 675 December 1985 3.1

1986 379 169 166 714 December 1986 1.3

1987 396 175 174 745 December 1987 4.2

1988 407 181 179 767 December 1988 4.0

1989 433 193 190 816 December 1989 4.7

1990 455 201 200 856 December 1990 5.4

1991 473 209 208 890 December 1991 3.7

1992 495 219 217 931 December 1992 3.0

1993 513 227 226 966 December 1993 2.6

1994 539 240 237 1,016 December 1994 2.8

1995 544 241 239 1,024 December 1995 2.6

1996 559 247 246 1,052 December 1996 2.9

1997 581 258 255 1,094 December 1997 2.1

1998 609 271 267 1,147 December 1998 1.3

1999 645 286 283 1,214 December 1999 a 2.5

a. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

2000 679 301 298 1,278 December 2000 3.5

2001 717 317 315 1,349 December 2001 2.6

2002 756 336 332 1,424 December 2002 1.4

2003 774 344 340 1,458 December 2003 2.1

2004 782 347 343 1,472 December 2004 . . .

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTES: The 1977 amendments provided for annual automatic adjustments of bend points (PIA brackets) in the maximum family benefit formula in proportion to 

increases in the average wage level. As a result, separate formulas are applicable to workers first eligible in successive calendar years.

Eligible workers are those who attained age 62 or died in the given year.

. . . = not available.
2.A OASDI: Benefit Computation and Automatic Adjustments

2.22 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Table 2.A14—Formulas for computing maximum family benefit and cost-of-living adjustments for workers first 

eligible for disability benefits in 1979 or later, by year of enactment 

Eligibility year Formula

Enacted in 1977 a

a. The 1977 amendments provided for annual automatic adjustments of bend points (PIA brackets) in maximum family benefit formula in proportion to increases in 

average wage level. As a result, separate formulas are applicable to workers first eligible in successive calendar years.

1979 b

b. Applicability of formula limited to workers with initial entitlement before July 1980, as a result of 1980 amendments.

150% of first $230 of PIA + 272% of next $102 of PIA + 134% of next $101 of PIA + 175% of PIA over $433 c

c. Calculated amount subject to cost-of-living adjustments beginning with the one effective for June of the year of first eligibility.

1980 b 150% of first $248 of PIA + 272% of next $110 of PIA + 134% of next $109 of PIA + 175% of PIA over $467 c

Enacted in 1980 d

d. Formula for computing maximum family benefit revised effective for workers with initial entitlement in or after July 1980. New formula remains unchanged for workers 

eligible in successive calendar years because it has no bend points requiring adjustments.

1979 or later Smaller of (1) 85% of the AIME (or 100% of PIA, if larger) and (2) 150% of PIA e

e. Calculated amount subject to cost-of-living adjustments beginning with the one effective in year of first eligibility (or in 1981, if later).

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.23

Table 2.A16—Formulas for computing primary insurance amount (PIA) from average monthly wage (AMW) 

based on earnings after 1950, and percentage increases in PIA

AMW (dollars) April 1952

September

1952

September

1954

January

1959

January

1965

February

1968

January

1970

January

1971

September

1972 June 1974

First 110 a 50.00 a 55.00 55.00 58.85 62.97 71.16 81.83 90.01 108.01 119.89

Next 290 b 15.00 b 15.00 c 20.00 21.40 22.90 25.88 29.76 32.74 39.29 43.61

Next 150 . . . . . . . . . . . . 21.40 24.18 27.81 30.59 36.71 40.75

Next 100 . . . . . . . . . . . . . . . 28.43 32.69 35.96 43.15 47.90

Next 100 . . . . . . . . . . . . . . . . . . . . . 20.00 24.00 26.64

Next 250 . . . . . . . . . . . . . . . . . . . . . . . . d 20.00 22.20

Next 175 . . . . . . . . . . . . . . . . . . . . . . . . . . . e 20.00

Percentage

increase in PIA f 77.0 g 12.5 h 13.0 i 7.0 j 7.0 13.0 15.0 10.0 20.0 k 11.0

(Continued)

Table 2.A16—Formulas for computing primary insurance amount (PIA) from average monthly wage (AMW) 

based on earnings after 1950, and percentage increases in PIA—Continued

AMW (dollars) June 1975 June 1976 June 1977 June 1978 June 1979 June 1980 June 1981 June 1982

December

1983

December

1984

First 110 129.48 137.77 145.90 155.38 170.76 195.18 217.04 233.10 241.26 249.70

Next 290 47.10 50.10 53.06 56.51 62.10 70.98 78.93 84.77 87.74 90.81

Next 150 44.01 46.82 49.58 52.81 58.04 66.34 73.77 79.23 82.00 84.87

Next 100 51.73 55.05 58.30 62.09 68.24 78.00 86.74 93.16 96.42 99.79

Next 100 28.77 30.61 32.42 34.53 37.95 43.38 48.24 51.81 53.62 55.50

Next 250 23.98 25.51 27.02 28.78 31.63 36.15 40.20 43.17 44.68 46.24

Next 175 21.60 22.98 24.34 25.92 28.49 32.56 36.21 38.89 40.25 41.66

Next 100 20.00 21.28 22.54 24.01 26.39 30.16 33.54 36.02 37.28 38.58

Next 100 . . . 20.00 21.18 22.56 24.79 28.33 31.50 33.83 35.01 36.24

Next 100 . . . . . . 20.00 21.30 23.41 26.76 29.76 31.96 33.08 34.24

Next 435 . . . . . . . . . 20.00 21.98 25.12 27.93 30.00 31.05 32.14

Next 250 . . . . . . . . . . . . 20.00 22.86 25.42 27.30 28.26 29.25

Next 315 . . . . . . . . . . . . . . . 20.00 22.24 23.89 24.73 25.60

Next 225 . . . . . . . . . . . . . . . . . . 20.00 21.48 22.23 23.01

Next 275 . . . . . . . . . . . . . . . . . . . . . 20.00 20.70 21.42

Next 175 . . . . . . . . . . . . . . . . . . . . . . . . 20.00 20.70

Next 150 . . . . . . . . . . . . . . . . . . . . . . . . . . . 20.00

Percentage

increase in PIA l 8.0 6.4 5.9 6.5 9.9 14.3 11.2 7.4 3.5 3.5

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

2.24 ♦ Annual Statistical Supplement, 2004

AMW (dollars)

December

1985

December

1986

December

1987

December

1988

December

1989

December

1990

December

1991

December

1992

December

1993

December

1994

First 110 257.44 260.79 271.74 282.61 295.89 311.87 323.41 333.11 341.77 351.34

Next 290 93.62 94.84 98.82 102.77 107.60 113.42 117.62 121.15 124.30 127.78

Next 150 87.50 88.64 92.36 96.05 100.56 105.99 109.91 113.21 116.15 119.40

Next 100 102.88 104.22 108.60 112.94 118.25 124.64 129.25 133.13 136.59 140.41

Next 100 57.22 57.96 60.39 62.81 65.76 69.31 71.87 74.03 75.95 78.08

Next 250 47.67 48.29 50.32 52.33 54.79 57.75 59.89 61.69 63.29 65.06

Next 175 42.95 43.51 45.34 47.15 49.37 52.04 53.97 55.59 57.04 58.64

Next 100 39.78 40.30 41.99 43.67 45.72 48.19 49.97 51.47 52.81 54.29

Next 100 37.36 37.85 39.44 41.02 42.95 45.27 46.94 48.35 49.61 51.00

Next 100 35.30 35.76 37.26 38.75 40.57 42.76 44.34 45.67 46.86 48.17

Next 435 33.14 33.57 34.98 36.38 38.09 40.15 41.64 42.89 44.01 45.24

Next 250 30.16 30.55 31.83 33.10 34.66 36.53 37.88 39.02 40.03 41.15

Next 315 26.39 26.73 27.85 28.96 30.32 31.96 33.14 34.13 35.02 36.00

Next 225 23.72 24.03 25.04 26.04 27.26 28.73 29.79 30.68 31.48 32.36

Next 275 22.08 22.37 23.31 24.24 25.38 26.75 27.74 28.57 29.31 30.13

Next 175 21.34 21.62 22.53 23.43 24.53 25.85 26.81 27.61 28.33 29.12

Next 150 20.63 20.90 21.78 22.65 23.71 24.99 25.91 26.69 27.38 28.15

Next 200 20.00 20.26 21.11 21.95 22.98 24.22 25.12 25.87 26.54 27.28

Next 150 . . . 20.00 20.84 21.67 22.69 23.92 24.81 25.55 26.21 26.94

Next 100 . . . . . . 20.00 20.80 21.78 22.96 23.81 24.52 25.16 25.86

Next 250 . . . . . . . . . 20.00 20.94 22.07 22.89 23.58 24.19 24.87

Next 275 . . . . . . . . . . . . 20.00 21.08 21.86 22.52 23.11 23.76

Next 175 . . . . . . . . . . . . . . . 20.00 20.74 21.36 21.92 22.53

Next 175 . . . . . . . . . . . . . . . . . . 20.00 20.60 21.14 21.73

Next 175 . . . . . . . . . . . . . . . . . . . . . 20.00 20.52 21.73

Next 250 . . . . . . . . . . . . . . . . . . . . . . . . 20.00 21.09

Next 50 . . . . . . . . . . . . . . . . . . . . . . . . . . . 20.56

Percentage

increase in PIA 3.1 1.3 4.2 4.0 4.7 5.4 3.7 3.0 2.6 2.8

(Continued)

Table 2.A16—Formulas for computing primary insurance amount (PIA) from average monthly wage (AMW) 

based on earnings after 1950, and percentage increases in PIA—Continued
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.25

AMW (dollars)

December

1995

December

1996

December

1997

December

1998

December

1999

December

2000

December

2001

December

2002

December

2003

First 110 360.47 370.93 378.72 383.64 393.23 407.00 417.58 423.43 432.32

Next 290 131.10 134.90 137.73 139.52 143.01 148.02 151.87 153.99 157.23

Next 150 122.50 126.06 128.71 130.38 133.64 138.32 141.91 143.90 146.92

Next 100 144.06 148.24 151.35 153.32 157.15 162.65 166.88 169.22 172.77

Next 100 80.11 82.43 84.16 85.26 87.39 90.45 92.80 94.10 96.07

Next 250 66.75 68.69 70.13 71.04 72.82 75.37 77.33 78.41 80.06

Next 175 60.16 61.91 63.21 64.03 65.63 67.93 69.70 70.67 72.16

Next 100 55.70 57.32 58.52 59.28 60.77 62.89 64.53 65.43 66.81

Next 100 52.33 53.84 54.97 55.69 57.08 59.08 60.61 61.46 62.75

Next 100 49.42 50.86 51.93 52.60 53.92 55.81 57.26 58.06 59.28

Next 435 46.42 47.76 48.76 49.40 50.63 52.40 53.77 54.52 55.66

Next 250 42.22 43.44 44.35 44.93 46.05 47.66 48.90 49.59 50.63

Next 315 36.94 38.01 38.81 39.31 40.30 41.71 42.79 43.39 44.30

Next 225 33.20 34.16 34.88 35.33 36.21 37.48 38.46 38.99 39.81

Next 275 30.91 31.81 32.48 32.90 33.72 34.90 35.81 36.31 37.07

Next 175 29.88 30.74 31.39 31.79 32.59 33.73 34.61 35.09 35.83

Next 150 28.88 29.72 30.34 30.74 31.51 32.61 33.46 33.93 34.64

Next 200 27.99 28.80 29.40 29.79 30.53 31.60 32.42 32.88 33.57

Next 150 27.64 28.44 29.04 29.41 30.15 31.21 32.02 32.46 33.15

Next 100 26.53 27.30 27.87 28.24 28.94 29.95 30.73 31.16 31.82

Next 250 25.52 26.26 26.81 27.16 27.84 28.81 29.56 29.98 30.61

Next 275 24.38 25.08 25.61 25.94 26.59 27.52 28.23 28.63 29.23

Next 175 23.12 23.79 24.29 24.61 25.22 26.10 26.78 27.16 27.73

Next 175 22.29 22.94 23.42 23.73 24.32 25.17 25.82 26.19 26.74

Next 175 21.64 22.27 22.74 23.03 23.61 24.44 25.07 25.42 25.96

Next 250 21.09 21.71 22.17 22.45 23.02 23.82 24.44 24.78 25.30

Next 50 20.52 21.12 21.56 21.84 22.39 23.17 23.78 24.11 24.62

Next 125 20.00 20.58 21.01 21.29 21.82 22.58 23.17 23.49 23.99

Next 225 . . . 20.00 20.42 20.69 21.20 21.94 22.52 22.83 23.31

Next 250 . . . . . . 20.00 20.26 20.77 21.49 22.05 22.36 22.83

Next 350 . . . . . . . . . 20.00 20.50 21.22 21.77 22.07 22.54

Next 300 . . . . . . . . . . . . 20.00 20.70 21.24 21.54 21.99

Next 350 . . . . . . . . . . . . . . . 20.00 20.52 20.81 21.24

Next 375 . . . . . . . . . . . . . . . . . . 20.00 20.28 20.71

Next 175 . . . . . . . . . . . . . . . . . . . . . 20.00 20.42

Next 75 . . . . . . . . . . . . . . . . . . . . . . . . 20.00

Percentage

increase in PIA 2.6 2.9 2.1 1.3 m 2.5 3.5 2.6 1.4 2.1

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not applicable.

a. Applied to first $100 of AMW.

b. Applied to next $200 of AMW.

c. Applied to next $190 before 1955 and to next $240 effective for January 1955.

d. Applied to next $150 effective for January 1973 and to next $350 effective for January 1974.

e. Applied to next $100 before January 1975.

f. Average increase in benefits of about 77 percent—from 100 percent at the lowest level to 50 percent at the highest level.

g. Increase of 12.5 percent or $5, if larger.

h. Average increase of about 13 percent, with minimum increase of $5.

i. Increase of 7 percent or $3, if larger.

j. Increase of 7 percent or $4, if larger.

k. Increase effective in two steps: 7 percent for March–May and 4 percent for June.

l. Beginning June 1975, all benefit increases are based on automatic cost-of-living adjustments.

m. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Table 2.A16—Formulas for computing primary insurance amount (PIA) from average monthly wage (AMW) 

based on earnings after 1950, and percentage increases in PIA—Continued
2.A OASDI: Benefit Computation and Automatic Adjustments

2.26 ♦ Annual Statistical Supplement, 2004

Table 2.A17—Minimum primary insurance amount (PIA) and maximum family benefit for workers who attained 

age 62, were first eligible for disabled-worker benefits, or died before 1979

Year enacted Effective date

Minimum PIA a

(dollars)

Maximum family benefit

Percentage of AMW Not less than—

1935 . . . 10.00 . . . . . .

1939 . . . . . . Lesser of 80%, $85, or 200% of PIA $20.00

1950 September 1950 20.00 80% of first $187.50 $40.00

1952 September 1952 25.00 80% of first $210.93 $45.00

1954 September 1954 30.00 80% of first $250 $50.00 or 150% of PIA

1958 January 1959 33.00 80% of first $317.50 $20.00 + PIA or 150% of PIA

1961 August 1961 40.00 80% of first $317.50 150% of PIA

1965 January 1965 44.00 80% of first $370 + 40% of next $180 150% of PIA

1967 February 1968 55.00 80% of first $436 + 40% of next $214 150% of PIA

1969 January 1970 64.00 80% of first $436 + 40% of next $180 150% of PIA

1971 January 1971 70.40 88% of first $436 + 44% of next $191 b 150% of PIA

1972 September 1972 84.50 105.6% of first $436 + 52.8% of next $191 b 150% of PIA

1973 c June 1974 89.50 111.8% of first $436 + 55.9% of next $191 b 150% of PIA

1973 d March 1974 90.50 113.0% of first $436 + 56.5% of next $191 b 150% of PIA

June 1974 93.80 117.2% of first $436 + 58.6% of next $191 b 150% of PIA

June 1975 101.40 126.6% of first $436 + 63.3% of next $191 b 150% of PIA

June 1976 107.90 134.7% of first $436 + 67.3% of next $191 b 150% of PIA

June 1977 114.30 142.6% of first $436 + 71.3% of next $191 b 150% of PIA

June 1978 121.80 151.9% of first $436 + 76.0% of next $191 b 150% of PIA

June 1979 133.90 167.0% of first $436 + 83.5% of next $191 b 150% of PIA

June 1980 153.10 190.9% of first $436 + 95.4% of next $191 b 150% of PIA

June 1981 170.30 212.2% of first $436 + 106.1% of next $191 b 150% of PIA

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.27

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

1981 e March 1982 f 190.9% of first $436 + 106.1% of next $191 b 150% of PIA

1981 June 1982 182.90 227.9% of first $436 + 114.0% of next $191 b 150% of PIA

December 1983 189.30 235.9% of first $436 + 118.0% of next $191 b 150% of PIA

December 1984 195.90 244.2% of first $436 + 122.1% of next $191 b 150% of PIA

December 1985 201.90 251.8% of first $436 + 125.9% of next $191 b 150% of PIA

December 1986 204.50 255.1% of first $436 + 127.5% of next $191 b 150% of PIA

December 1987 213.00 265.8% of first $436 + 132.9% of next $191 b 150% of PIA

December 1988 221.50 276.4% of first $436 + 138.2% of next $191 b 150% of PIA

December 1989 231.90 289.4% of first $436 + 144.7% of next $191 b 150% of PIA

December 1990 244.40 305.0% of first $436 + 152.5% of next $191 b 150% of PIA

December 1991 253.40 316.3% of first $436 + 158.1% of next $191 b 150% of PIA

December 1992 261.00 325.8% of first $436 + 162.8% of next $191 b 150% of PIA

December 1993 267.70 334.3% of first $436 + 167.0% of next $191 b 150% of PIA

December 1994 275.10 343.7% of first $436 + 171.7% of next $191 b 150% of PIA

December 1995 282.20 352.6% of first $436 + 176.2% of next $191 b 150% of PIA

December 1996 290.30 362.8% of first $436 + 181.3% of next $191 b 150% of PIA

December 1997 296.30 370.4% of first $436 + 185.1% of next $191 b 150% of PIA

December 1998 300.10 375.2% of first $436 + 187.5% of next $191 b 150% of PIA

December 1999 g 307.60 384.6% of first $436 + 192.2% of next $191 b 150% of PIA

December 2000 318.30 398.1% of first $436 + 198.9% of next $191 b 150% of PIA

December 2001 326.50 408.5% of first $436 + 204.1% of next $191 b 150% of PIA

December 2002 331.00 414.2% of first $436 + 206.9% of next $191 b 150% of PIA

December 2003 337.90 422.9% of first $436 + 211.2% of next $191 b 150% of PIA

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: AMW = average monthly wage; . . . = not applicable.

a. Based on earnings; subject to reduction if claimed before age 65.

b. For AMW of $628 or more, 175 percent of PIA.

c. Superseded by legislation in 1973.

d. Beginning in 1975, minimum PIA and percentages in maximum family benefit formula are subject to automatic cost-of-living increases. (Superseded legislation in 

1972 for automatic increases beginning in 1974.)

e. Superseded by legislation in 1981 that restored the minimum PIA for these groups.

f. Minimum PIA eliminated by legislation in 1981.

g. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

Table 2.A17—Minimum primary insurance amount (PIA) and maximum family benefit for workers who attained 

age 62, were first eligible for disabled-worker benefits, or died before 1979—Continued

Year enacted Effective date

Minimum PIA a

(dollars)

Maximum family benefit

Percentage of AMW Not less than—
2.A OASDI: Benefit Computation and Automatic Adjustments

2.28 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Table 2.A17.1—Full retirement age and maximum reduction of retired-worker benefits, by year of birth

Year of birth a

a. If birthday is January 1, refer to previous year.

Year of attainment

of age 62

Year of attainment

of age 65 Full retirement age

Maximum

reduction months

Maximum reduction

at age 62 b

b. The monthly reduction factor is 0.0055556 for the first 36 months and 0.0041667 for additional months.

1935 1997 2000 65 years 36 0.2000000

1936 1998 2001 65 years 36 0.2000000

1937 1999 2002 65 years 36 0.2000000

1938 2000 2003 65 years and 2 months 38 0.2083333

1939 2001 2004 65 years and 4 months 40 0.2166667

1940 2002 2005 65 years and 6 months 42 0.2250000

1941 2003 2006 65 years and 8 months 44 0.2333333

1942 2004 2007 65 years and 10 months 46 0.2416667

1943–1954 2005–2016 2008–2019 66 years 48 0.2500000

1955 2017 2020 66 years and 2 months 50 0.2583333

1956 2018 2021 66 years and 4 months 52 0.2666667

1957 2019 2022 66 years and 6 months 54 0.2750000

1958 2020 2023 66 years and 8 months 56 0.2833333

1959 2021 2024 66 years and 10 months 58 0.2916667

1960 or later 2022 and later 2025 and later 67 years 60 0.3000000

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.29

Table 2.A18—Automatic adjustment provisions

Year enacted Provision

Quarter of coverage

1977 Mandatory annual determination, beginning in 1978, as to whether or not an adjustment is required in the amount of wages and self-employment 

earnings an individual needs in order to be credited with a quarter of coverage (QC) in the succeeding year. The amount required for a QC is the 

product of $250 (in effect in 1978) multiplied by the following quotient: the national average wage for the year before the year of determination, divided 

by the average wage for 1976 (see Table 2.A8 for average annual wages after 1950). The resulting product, rounded to the nearest multiple of $10, is 

the new amount required for a QC. In no case, however, is the new amount reduced below the amount in effect in the year of determination.

Maximum amount of taxable and creditable earnings

1972 The 1972 Act (as modified by the legislation in 1973) mandated a determination in 1974, and in every subsequent year in which a cost-of-living benefit 

increase is established, as to whether or not an adjustment is required in the maximum amount of annual earnings that will be taxed and credited 

toward benefits.

The determination in the years after 1975 is made by multiplying the “maximum” in effect in the year of determination by the following quotient: the 

national average wage for the year before the year of determination, divided by the average wage for the year before the most recent year in which an 

automatic determination was made that resulted in an increase or in which an increase in the maximum was enacted. (See Table 2.A8 for annual 

amounts of the average wage after 1950). The resulting product, rounded to the nearest multiple of $300, is the new maximum amount of taxable and 

creditable earnings, effective with respect to remuneration paid after the year of determination and with respect to taxable years beginning after that 

year. In no case, however, is the maximum reduced to an amount below the maximum in the year of determination.

1976 In the 1974 and 1975 determinations, the quotient was the average wage for the year of determination, estimated from data for the first calendar 

quarter, divided by the corresponding amount for the year before the year of determination. Public Law (P.L.) 94-202 (signed January 2, 1976) revised 

the adjustment method by increasing by a year the lag in average wages used in the computation. Thus, for example, the determination in 1976 was 

based on the percentage increase in the average wage from 1974 to 1975.

1977 Statutory in lieu of automatic increases in the maximum instituted for 1979, 1980, and 1981. Also, for purposes of establishing a “year of coverage” 

used in the computation of the special minimum primary insurance amount (PIA), annual maximum taxable and creditable earnings after 1978 are the 

amounts that would have been determined under the automatic adjustment provisions if the statutory increases in the maximum under the 1977 Act 

had not been enacted (see Table 2.A12).

1989 Automatic increases in the maximum for 1990, 1991, and 1992 determined under a transitional rule, specified by the Omnibus Budget Reconciliation 

Act of 1989, for computing “deemed” average annual wage for 1988, 1989, and 1990. The purpose of the legislation was to include contributions to 

certain “deferred compensation” plans, most importantly section 401(k) pension plans, in the average annual average wage.

1994 The determination for years after 1994 is made by multiplying $60,600, the “maximum” for 1994, by the following quotient: the national average wage 

index for the year before the year in which the determination is made, divided by the national average wage index for 1992. (See Table 2.A8 for annual 

amounts of the national average wage index.) The resulting product, rounded to the nearest $300, is the new maximum amount of taxable and 

creditable earnings, effective with respect to remuneration paid in (and taxable years beginning in) the year following the year the determination is 

made. In no case, however, is the new maximum reduced to an amount below the maximum in the year of determination.

Benefits

Computation

1977 New benefit computation method based on average indexed monthly earnings (AIME) after 1950, effective for workers first eligible after 1978. Provision 

for automatic adjustment of the dollar amounts, or bend points, defining (1) the AIME brackets in the PIA formula (see Table 2.A11) and (2) the PIA 

brackets in the maximum family benefit formula (see Table 2.A13). New bend points are established by multiplying the bend points in effect in 1979—

$180 and $1,085 for the PIA formula and $230, $332, and $433 for the maximum family benefit formula—by the following quotient: the national average 

wage for the second year before the year for which the determination was made, divided by the average wage for 1977 (see Table 2.A8 for average 

annual wages after 1950). The resulting products, rounded to the nearest dollar, are the new bend points.

1980 Modified maximum family benefit formula applicable to workers with initial entitlement to disability benefits in or after July 1980 (see Table 2.A14). New 

formula for disabled workers has no bend points subject to automatic adjustment.

Cost-of-living increase

1972 Under the original provisions (based on 1972 and 1973 legislation), the arithmetical mean of the consumer price index (CPI) for January, February, and 

March in the year of determination was compared with the arithmetical mean of the CPI for the later of (a) January, February, and March of the year in 

which the last effective cost-of-living increase was established or (b) the 3 months of the calendar quarter in which the effective month of the last 

general benefit increase occurred. (Before the introduction, in 1977, of the alternative CPI series for “all urban consumers,” or the CPI-U, the CPI-W 

was referred to as the CPI.) If the percentage increase in the CPI, rounded to the nearest one-tenth of 1 percent, was at least 3.0 (the triggering 

requirement), a cost-of-living benefit increase was established and the level of benefits was increased by the same percentage, effective for June of the 

year in which the determination was made.

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

2.30 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Benefits (cont.)

Cost-of-living increase (cont.)

1983 The 1983 Act moved the effective date for a cost-of-living benefit increase from June to December, beginning in 1983, and eliminated the “triggering 

requirement” for the 1983 increase only. Effective with the determination made in 1984, the two periods used in calculating the CPI-W percentage 

increase were shifted from the first to the third quarter.

The 1983 Act also introduced an alternative method for determining the size of a cost-of-living adjustment. This method, called the stabilizer provision, 

is applied when the ratio of the combined OASDI trust fund assets to estimated outgo falls below a certain percentage. The “triggering” percentage is 

15 percent for 1985–1988 and 20 percent for years after 1988. Under these circumstances, the cost-of-living adjustment is based on the lesser of the 

CPI-W percentage increase determined above or the increase in average wages. The latter increase is the percentage, rounded to the nearest onetenth of 1 percent by which the national average wage for the year before the year of determination exceeds the average wage for the year before the 

most recent year in which either a cost-of-living increase or a general benefit increase occurred. (See Table 2.A8 for the annual amount of the average 

wage after 1950 and footnote a in that table for the underlying data sources.)

The 1983 legislation also included a provision for making up any benefit increases that are based on a lower wage increase rather than on the increase 

in the cost of living. When the fund ratio is greater than 32 percent, additional increases will be provided so that benefits are increased to the level at 

which they would have been if all increases had been based on the CPI-W. (See Table 2.A19 for the cumulative effect of statutory and automatic 

increases in benefits.)

1986 Triggering requirement eliminated for cost-of-living increases in and after 1986 by P.L. 99-509 (signed October 21, 1986).

2001 The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The 

underlying CPI was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. 

Pursuant to Public Law 106-554, benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. 

Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

Earnings test

1972 The 1972 Act (as modified by the 1973 Acts) mandated a determination in 1974, and in every subsequent year in which a cost-of-living increase is 

established, as to whether or not an adjustment in the exempt amount—the amount of earnings permitted without reduction in benefits—is required.

The determination in the years after 1975 is made by multiplying the monthly exempt amount in effect in the year of determination by the following 

quotient: the national average wage for the year before the year of determination, divided by the average wage for the year before the most recent year 

in which an automatic determination was made that resulted in an increase or in which an increase in the exempt amount was enacted. (See Table 2.A8 

for annual amounts of the average wage after 1950.) The resulting product, rounded to the nearest multiple of $10, is the new monthly exempt amount, 

effective with respect to remuneration paid after the year of determination and with respect to taxable year beginning after that year. In no case, 

however, is the new exempt amount reduced below the exempt amount in the year of determination. The new annual exempt amount is determined by 

multiplying the new monthly amount by 12.

1976 In the 1974 and 1975 determinations, the quotient was the average wage for the year of determination, estimated from data for the first calendar 

quarter, divided by the corresponding amount for the year before the year of determination. Public Law 94-202 (signed January 2, 1976) revised the 

adjustment method by increasing by a year the lag in average wages used in the computation. Thus, for example, the 1976 determination was based 

on the percentage increase in the average wage from 1974 to 1975.

1994 The determination for years after 1994 is made by multiplying the monthly exempt amounts in effect for 1994 ($930 for beneficiaries who have, $670 for 

beneficiaries who have not yet, reached "full retirement age”; see footnote f in Table 2.A29) by the following quotient: the national average wage for the 

year before the year in which the determination is made, divided by the national average wage for 1992. (See Table 2.A8 for annual amounts of the 

national average wage.) The resulting products, rounded to the nearest $10, are the new monthly exempt amounts effective for the year following the 

year the determination is made. The new annual exempt amounts are determined by multiplying the new monthly amounts by 12.

1996 Public Law 104-121, enacted March 29, 1996, suspended the automatic indexing of the exempt amounts through the year 2002 for workers aged 65–

69. It legislated ad hoc increases in the annual exempt amounts to $12,500 in 1996; $13,500 in 1997; $14,500 in 1998; $15,500 in 1999; $17,000 in 

2000; $25,000 in 2001; and $30,000 in 2002. Thereafter, the exempt amounts will increase automatically based on the annual increase in the national 

average wage as under the 1994 legislation.

2000 Public Law 106-182, enacted April 7, 2000, eliminated the earnings test beginning with the month a beneficiary reaches full retirement age (FRA). The 

annual earnings test that applies in the year of attainment of FRA is based on the annual limits established under P.L. 104-121 (including the $1 for $3 

withholding rate). In determining annual earnings for purposes of the annual earnings test under this legislation, only earnings before the month of 

attainment of FRA will be considered. Public Law 106-182 did not change the annual exempt amount for beneficiaries who are under FRA throughout 

the year, which continues to be pegged to increases in the average wage.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

Table 2.A18—Automatic adjustment provisions—Continued

Year enacted Provision
2.A OASDI: Benefit Computation and Automatic Adjustments

Annual Statistical Supplement, 2004 ♦ 2.31

Table 2.A19—Illustrative benefit growth: Cumulative effect of statutory and automatic increases in benefits 

using a 100 dollar base benefit

Base date

August

1950

September 1950September 1952September 1954January

1959

January

1965

February

1968

January

1970

January

1971

September 1972June

1974

June

1975

June

1976

August 1950 100 177 199 225 241 258 291 335 368 442 491 530 564

September 1950 . . . 100 113 127 136 146 164 189 208 250 277 299 318

September 1952 . . . . . . 100 113 121 129 146 168 185 222 246 266 283

September 1954 . . . . . . . . . 100 107 114 129 149 164 196 218 235 250

January 1959 . . . . . . . . . . . . 100 107 121 139 153 184 204 220 234

January 1965 . . . . . . . . . . . . . . . 100 113 130 143 172 190 206 219

February 1968 . . . . . . . . . . . . . . . . . . 100 115 127 152 168 182 194

January 1970 . . . . . . . . . . . . . . . . . . . . . 100 110 132 147 158 168

January 1971 . . . . . . . . . . . . . . . . . . . . . . . . 100 120 133 144 153

September 1972 . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 111 120 128

June 1974 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 108 115

June 1975 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 106

June 1976 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100

Cost-of-living

adjustment . . . 77.0 12.5 13.0 7.0 7.0 13.0 15.0 10.0 20.0 11.0 8.0 6.4

(Continued)

Table 2.A19—Illustrative benefit growth: Cumulative effect of statutory and automatic increases in benefits 

using a 100 dollar base benefit—Continued

Base date June 1977

June

1978

June

1979

June

1980 June 1981 June 1982

December 1983December 1984December 1985December 1986

December

1987

December

1988

December

1989

August 1950 597 636 699 799 888 954 987 1,022 1,053 1,067 1,112 1,156 1,211

September 1950 337 359 395 451 502 539 558 577 595 603 628 653 684

September 1952 300 319 351 401 446 479 496 513 529 536 558 581 608

September 1954 265 283 310 355 395 424 439 454 468 474 494 514 538

January 1959 248 264 290 332 369 396 410 424 437 443 462 480 503

January 1965 232 247 271 310 345 370 383 397 409 414 432 449 470

February 1968 205 218 240 274 305 328 339 351 362 367 382 397 416

January 1970 178 190 209 239 265 285 295 305 315 319 332 345 362

January 1971 162 173 190 217 241 259 268 277 286 290 302 314 329

September 1972 135 144 158 181 201 216 223 231 238 241 252 262 274

June 1974 122 130 142 163 181 194 201 208 215 218 227 236 247

June 1975 113 120 132 151 168 180 186 193 199 201 210 218 229

June 1976 106 113 124 142 158 169 175 181 187 189 197 205 215

June 1977 100 107 117 134 149 160 165 171 176 179 186 194 203

June 1978 . . . 100 110 126 140 150 155 161 166 168 175 182 190

June 1979 . . . . . . 100 114 127 137 141 146 151 153 159 166 173

June 1980 . . . . . . . . . 100 111 119 124 128 132 134 139 145 152

June 1981 . . . . . . . . . . . . 100 107 111 115 119 120 125 130 136

June 1982 . . . . . . . . . . . . . . . 100 104 107 110 112 117 121 127

December 1983 . . . . . . . . . . . . . . . . . . 100 104 107 108 113 117 123

December 1984 . . . . . . . . . . . . . . . . . . . . . 100 103 104 109 113 118

December 1985 . . . . . . . . . . . . . . . . . . . . . . . . 100 101 106 110 115

December 1986 . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 104 108 113

December 1987 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 104 109

December 1988 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 105

December 1989 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100

Cost-of-living

adjustment 5.9 6.5 9.9 14.3 11.2 7.4 3.5 3.5 3.1 1.3 4.2 4.0 4.7

(Continued)
2.A OASDI: Benefit Computation and Automatic Adjustments

2.32 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Table 2.A19—Illustrative benefit growth: Cumulative effect of statutory and automatic increases in benefits 

using a 100 dollar base benefit—Continued

Base date

December 1990December 1991December 1992December 1993December 1994December 1995December 1996December 1997December 1998December 1999December 2000December 2001December 2002December 2003

August 1950 1,276 1,323 1,363 1,398 1,437 1,475 1,518 1,549 1,570 1,609 1,665 1,708 1,732 1,769

September 1950 721 748 770 790 812 833 857 875 887 909 941 965 979 999

September 1952 641 665 684 702 722 741 762 778 788 808 836 858 870 888

September 1954 567 588 606 621 639 655 674 689 698 715 740 759 770 786

January 1959 530 550 566 581 597 613 630 644 652 668 692 710 720 735

January 1965 495 514 529 543 558 573 589 601 609 625 646 663 672 687

February 1968 438 455 468 480 494 507 521 532 539 553 572 587 595 608

January 1970 381 395 407 418 429 441 453 463 469 481 497 510 517 528

January 1971 347 359 370 380 390 401 412 421 426 437 452 464 470 480

September 1972 289 299 308 316 325 334 343 351 355 364 377 387 392 400

June 1974 260 270 278 285 293 301 309 316 320 328 339 348 353 361

June 1975 241 250 257 264 271 278 286 292 296 304 314 323 327 334

June 1976 226 235 242 248 255 262 269 275 278 285 295 303 307 314

June 1977 214 222 228 234 241 247 254 260 263 270 279 286 290 296

June 1978 201 208 214 220 226 232 239 244 247 253 262 269 273 278

June 1979 183 189 195 200 206 211 217 222 225 230 238 245 248 253

June 1980 160 166 171 175 180 185 190 194 197 201 209 214 217 222

June 1981 144 149 153 157 162 166 171 174 177 181 188 192 195 199

June 1982 134 139 143 147 151 155 159 162 165 169 175 179 182 185

December 1983 129 134 138 142 146 149 154 157 159 163 169 173 176 179

December 1984 125 130 133 137 141 144 149 152 154 157 163 167 170 173

December 1985 121 126 129 133 136 140 144 147 149 153 158 162 164 168

December 1986 120 124 128 131 135 138 142 145 147 151 156 160 162 166

December 1987 115 119 123 126 129 133 137 139 141 145 150 154 156 159

December 1988 110 114 118 121 124 128 131 134 136 139 144 148 150 153

December 1989 105 109 113 116 119 122 125 128 130 133 138 141 143 146

December 1990 100 104 107 110 113 116 119 121 123 126 131 134 136 139

December 1991 . . . 100 103 106 109 111 115 117 119 122 126 129 131 134

December 1992 . . . . . . 100 103 105 108 111 114 115 118 122 125 127 130

December 1993 . . . . . . . . . 100 103 105 109 111 112 115 119 122 124 126

December 1994 . . . . . . . . . . . . 100 103 106 108 109 112 116 119 121 123

December 1995 . . . . . . . . . . . . . . . 100 103 105 106 109 113 116 117 120

December 1996 . . . . . . . . . . . . . . . . . . 100 102 103 106 110 113 114 117

December 1997 . . . . . . . . . . . . . . . . . . . . . 100 101 104 107 110 112 114

December 1998 . . . . . . . . . . . . . . . . . . . . . . . . 100 103 106 109 110 113

December 1999 . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 104 106 108 110

December 2000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 103 104 106

December 2001 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 101 104

December 2002 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100 102

December 2003 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 100

Cost-of-living

adjustment 5.4 3.7 3.0 2.6 2.8 2.6 2.9 2.1 1.3 a 2.5

a. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

3.5 2.6 1.4 2.1

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTES: Growth reflects cost-of-living adjustments only. Data are rounded to the nearest dollar.

. . . = not applicable.
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.33

Table 2.A20—Monthly benefits for retired and disabled workers

Year 

enacted Age

Percentage

of PIA Condition or qualification

Retired worker

1935 65 or older 100 Fully insured. Amount based on cumulative wages.

1939 . . . . . . Amount based on PIA.

1956 Women: 62–64 . . . Reduced 5/9 of 1% for each month under age 65.

1961 Men: 62–64 . . . Reduced 5/9 of 1% for each month under age 65.

1972 . . . . . . Increased 1/12 of 1% for each month between ages 65 and 72 for which no benefits received after 1970 (PIA based 

on AMW only). Applicable only to worker whose benefit has not been actuarially reduced.

1977 . . . . . . Increased 1/4 of 1% for each month after 1981 and between ages 65 and 72 in which no benefits received. 

Requirement for nonreceipt of actuarially reduced benefit removed.

1983 65 and 2 months–67 . . . Beginning in year 2000, the age at which 100% of PIA is payable will be gradually increased, as follows:

Applicable PIA payable at age— Applicable to workers who attain age 62 in—

65 and 2 months 2000

65 and 4 months 2001

65 and 6 months 2002

65 and 8 months 2003

65 and 10 months 2004

66 2005–2016

66 and 2 months 2017

66 and 4 months 2018

66 and 6 months 2019

66 and 8 months 2020

66 and 10 months 2021

67 2022 and later

 62–66 . . . Reduced 5/9 of 1% for each of the first 36 months of receipt of benefits immediately preceding the age at which 

100% of PIA is payable, plus 5/12 of 1% for each of up to 24 earlier months of benefit receipt.

. . . . . . Increased by the following percentage for each month between the age at which 100% of PIA is payable and age 70 

in which no benefits are received:

Age 62 in years— Rate of increase Annual rate (percent)

1987–1988 7/24 of 1% 3.5

1989–1990 1/3 of 1% 4

1991–1992 9/24 of 1% 4.5

1993–1994 10/24 of 1% 5

1995–1996 11/24 of 1% 5.5 

1997–1998 1/2 of 1% 6

1999–2000 13/24 of 1% 6.5

2001–2002 14/24 of 1% 7

2003–2004 15/24 of 1% 7.5

2005 and later 2/3 of 1% 8

. . . . . . No further increases for months of nonreceipt of benefits after age 70, effective 1984.

. . . . . . Partial offset for receipt of pension based on noncovered employment, phased in over a 5-year period beginning in 

1986 for individuals first eligible for Social Security and noncovered pension after 1985 (see Table 2.A11).

(Continued)
2.A OASDI: Benefit Types and Levels

2.34 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Disabled worker

1956 50–64 . . . Disability insured. Waiting period of 6 calendar months. Reduced by amount of workers' compensation.

1958 . . . . . . Reduction for workers' compensation eliminated.

1960 Under 50 . . . . . .

1965 . . . . . . Reduced if benefits plus workers' compensation exceed 80% of the higher of AMW or high 5-year average taxable 

earnings in covered employment. Adjusted periodically for rises in wage levels.

1967 . . . . . . Reduced if benefits plus workers' compensation exceed 80% of the higher of AMW or high 5-year average earnings 

in covered employment, regardless of taxable limit.

1972 . . . . . . Reduced if benefits plus workers' compensation exceed 80% of the highest of (a) AMW, (b) high 5-year average 

earnings or (c) highest annual earnings in the period consisting of year of disability onset and 5 preceding years in 

covered employment.

. . . . . . Waiting period reduced to 5 full calendar months.

1983 . . . . . . Partial offset for receipt of pension based on noncovered employment phased in over a 5-year period beginning in 

1986 for individuals first eligible for Social Security and noncovered pension after 1985.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.

NOTE: PIA = primary insurance amount; AMW = average monthly wage; . . . = not applicable.

Table 2.A20—Monthly benefits for retired and disabled workers—Continued

Year 

enacted Age

Percentage

of PIA Condition or qualification
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.35

. . .

Table 2.A21—Monthly benefits for spouses and children of retired and disabled workers

Year enacted Age

Percentage

of PIA Condition or qualification

Wife

1939 65 or older 50 Fully insured. 

1956 62–64 . . . Reduced 25/36 of 1% for each month under age 65.

1967 . . . . . . Maximum $105.

1969 . . . . . . Maximum eliminated.

1977 . . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. Reduced 

by only two-thirds of such pension if first eligible for it after June 1983.

65 and

2 months–67

. . . Beginning in year 2000, the age at which 50% of PIA is payable will be gradually increased (see Table 2.A20).

62–66 . . . Reduced 25/36 of 1% for each of the first 36 months under the age at which 50% of PIA is payable, plus 5/12 of 1% 

for each of up to 24 earlier months of benefit receipt.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Divorced wife

1965 65 or older . . . Fully insured. Dependent. Married 20 years. Not counted toward family maximum.

62–64 . . . Reduced 25/36 of 1% for each month under age 65.

1967 . . . . . . Maximum $105.

1969 . . . . . . Maximum eliminated.

1972 . . . . . . Dependency requirement eliminated.

1977 . . . . . . Married 10 years.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982 and 

married 20 years.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. Reduced 

by only two-thirds of such pension if first eligible for it after June 1983.

. . . . . . Can be independently entitled to benefits if divorced for 2 years or more (after marriage of 10 or more years) and 

worker could be entitled to benefits if he applied. Effective with benefits for months after December 1984.

65 and

2 months–67

. . . Beginning in year 2000, the age at which 50% of PIA is payable will be gradually increased (see Table 2.A20).

62–66 . . . Reduced 25/36 of 1% for each of the first 36 months under the age at which 50% of PIA is payable, plus 5/12 of 1% 

for each of up to 24 earlier months of benefit receipt.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Wife (mother)

1950 Under 65 . . . Fully insured. Caring for eligible child.

1965 . . . . . . Eligible child excludes student aged 18–21.

1967 . . . . . . Maximum $105.

1969 . . . . . . Maximum eliminated.

1977 . . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982.

1981 . . . . . . Eligible child excludes nondisabled child aged 16–17.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. Reduced 

by only two-thirds of such pension if first eligible for it after June 1983.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

(Continued)
2.A OASDI: Benefit Types and Levels

2.36 ♦ Annual Statistical Supplement, 2004

Child

1939 Under 18 . . . Fully insured. a

1965 18–21 . . . Full-time student.

1972 . . . . . . Benefits extended to end of quarter or semester in which 22nd birthday occurs while undergraduate student.

. . . . . . Includes grandchild under certain circumstances.

1981 18–22 . . . Student benefits eliminated (to be phased out gradually for those entitled before May 1982), except for elementary

or secondary school students under age 19.

1996 . . . . . . Stepchildren must be dependent on worker.

Disabled child

1956 18 or older . . . Fully insured. a Disabled before age 18.

1972 . . . . . . Disabled before age 22.

. . . . . . Includes grandchild under certain circumstances.

Husband

1950 65 or older 50 Fully and currently insured. Dependent.

1961 62–64 . . . Reduced 25/36 of 1% for each month under age 65.

1967 . . . . . . Currently insured requirement eliminated. Maximum $105.

1969 . . . . . . Maximum eliminated.

1977 . . . . . . Dependency requirement eliminated.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982 and 

dependent.

1983 . . . . . . Noncovered pension offset provision not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

65 and

2 months–67

. . . Beginning in year 2000, the age at which 50% of PIA is payable will be gradually increased (see Table 2.A20).

62–66 . . . Reduced 25/36 of 1% for each of the first 36 months under the age at which 50% of PIA is payable, plus 5/12 of 1% 

for each of up to 24 earlier months of benefit receipt.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Divorced husband

1977 b 65 or older . . . Fully insured. Married 10 years. Not counted toward family maximum.

62–64 . . . Reduced 25/36 of 1% for each month under age 65.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset).

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. Reduced 

by only two-thirds of such pension if first eligible after June 1983.

. . . . . . Can be independently entitled to benefits if divorced for 2 years or more (after marriage of 10 or more years) and 

worker could be entitled to benefits if she applied. Effective with benefits for months after December 1984.

65 and

2 months–67

. . . Beginning in year 2000, the age at which 50% of PIA is payable will be gradually increased (see Table 2.A20).

62–66 . . . Reduced 25/36 of 1% for each of the first 36 months under the age at which 50% of PIA is payable, plus 5/12 of 1% 

for each of up to 24 earlier months of benefit receipt.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

(Continued)

Table 2.A21—Monthly benefits for spouses and children of retired and disabled workers—Continued

Year enacted Age

Percentage

of PIA Condition or qualification
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.37

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Husband (father)

1978 c Under 65 . . . Fully insured. Caring for eligible child. Reduced by full amount of pension payable based on own earnings in 

noncovered governmental employment (noncovered pension offset).

1981 . . . . . . Eligible child excludes nondisabled child aged 16–17.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. Reduced 

by only two-thirds of such pension if first eligible for it after June 1983.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. 

NOTE: PIA = primary insurance amount; . . . = not applicable.

a. Under the Act of 1939, generally not available to child of married female worker. Under the Act of 1950, available if female worker is fully and currently insured. Currently insured requirement eliminated by the Act of 1967.

b. Northern District of California District Court decision in Oliver v. Califano, June 24, 1977. Statutory change enacted in 1983.

c. Eastern District of Pennsylvania District Court decision in Cooper v. Califano, December 29, 1978. Statutory change enacted in 1983.

Table 2.A21—Monthly benefits for spouses and children of retired and disabled workers—Continued

Year enacted Age

Percentage

of PIA Condition or qualification
2.A OASDI: Benefit Types and Levels

2.38 ♦ Annual Statistical Supplement, 2004

Table 2.A22—Monthly benefits for survivors of deceased workers

Year 

enacted Age

Percentage

of PIA Condition or qualification

Widow

1939 65 or older 75 Fully insured.

1956 62–64 . . . . . .

1961 . . . 82.5 . . .

1965 60–61 . . . Reduced 5/9 of 1% for each month under age 62.

1972 65 or older 100 Limited, if husband retired before age 65, to amount husband would be receiving if still living, but not less than 

82 1/2% of PIA.

60–64 . . . Reduced 19/40 of 1% each month under age 65. In addition, for a widow aged 62–64 whose husband retired 

before age 65 limited to amount he would be receiving if still living, but not less than 82 1/2% of PIA.

1977 . . . . . . Increased by any delayed retirement credit husband would be receiving.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

65 and 2 months–67 . . . Beginning in year 2000, the age at which 100% of PIA is payable will be gradually increased, as follows:

Applicable PIA payable at age— Applicable to widows who attain age 60 in—

65 and 2 months 2000

65 and 4 months 2001

65 and 6 months 2002

65 and 8 months 2003

65 and 10 months 2004

66 2005–2016

66 and 2 months 2017

66 and 4 months 2018

66 and 6 months 2019

66 and 8 months 2020

66 and 10 months 2021

67 2022 and later

60–66 . . . The percent of reduction for each month depends on the age at which 100% of PIA is payable. The 

percentage is adjusted so that the total reduction, in equal monthly steps, is always 28 1/2% at age 60.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Disabled widow

1967 50–59 82.5 Fully insured. Reduced 13 1/3%, plus 43/198 of 1% for each month under age 60. Includes divorced wife, 

dependent and married 20 years.

1972 . . . 100 Reduced 28 1/2%, plus 43/240 of 1% for each month under age 60.

1977 . . . . . . Increased by any delayed retirement credit husband would be receiving.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

. . . . . . Additional reduction for each month under age 60 eliminated.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Surviving divorced wife

1965 60 or older 82.5 Fully insured. Dependent. Married 20 years. Not counted toward family maximum. Reduced 5/9 of 1% for 

each month under age 62.

1972 65 or older 100 Limited, if former husband retired before age 65, to amount he would be receiving if still living, but not less 

than 82 1/2% of PIA.

60–64 . . . Reduced 19/40 of 1% for each month under age 65. In addition, for widow aged 62–64 whose former husband 

retired before age 65, limited to amount he would be receiving if still living, but not less than 82 1/2% of PIA.

(Continued)
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.39

Surviving divorced wife (cont.)

1977 . . . . . . Dependency requirement eliminated.

. . . . . . Increased by any delayed retirement increment former husband would be receiving.

. . . . . . Married 10 years.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982 and 

married 20 years.

1983 . . . . . . Noncovered pension offset provision not applicable if first eligible for such pension before July 1983 and 

dependent. Reduced by only two-thirds of such pension if first eligible for it after June 1983.

65 and 2 months–67 . . . Beginning in year 2000, the age at which 100% of PIA is payable will be gradually increased (see Widow).

60–66 . . . The percent of reduction for each month depends on the age at which 100% of PIA is payable. The 

percentage is adjusted so that the total reduction, in equal monthly steps, is always 28 1/2% at age 60.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Disabled surviving divorced wife

1967 50–59 82.5 Fully insured. Dependent. Married 20 years. Not counted toward family maximum. Reduced 13 1/3%, plus

43/198 of 1% for each month under age 62.

1972 . . . 100 Reduced 28 1/2%, plus 43/240 of 1% for each month under age 60.

. . . . . . Dependency requirement eliminated.

1977 . . . . . . Increased by any delayed retirement increment husband (or former husband) would be receiving.

. . . . . . Married 10 years.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982 and 

married 20 years.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

. . . . . . Additional reduction for each month under age 60 eliminated.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Widowed mother

1939 Under 65 75 Fully or currently insured. Caring for eligible child.

1965 . . . . . . Eligible child excludes student over age 18.

1977 . . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982.

1981 . . . . . . Eligible child excludes nondisabled child aged 16–17.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Surviving divorced mother

1950 Under 65 75 Fully or currently insured. Caring for eligible child. Dependent. Not counted toward family maximum.

1965 . . . . . . Eligible child excludes student over age 18.

1972 . . . . . . Dependency requirement eliminated.

1977 . . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982.

1981 . . . . . . Eligible child excludes nondisabled child aged 16–17.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Child

1939 Under 18 50 Fully or currently insured. a Student aged 16–17.

1946 . . . . . . Student requirement eliminated.

1950 . . . . . . Plus 25% of PIA divided among the children.

1960 . . . 75 Additional 25% of PIA eliminated.

(Continued)

Table 2.A22—Monthly benefits for survivors of deceased workers—Continued

Year 

enacted Age

Percentage

of PIA Condition or qualification
2.A OASDI: Benefit Types and Levels

2.40 ♦ Annual Statistical Supplement, 2004

Child (cont.)

1965 . . . . . . Full-time student.

1972 . . . . . . Benefits extended to end of quarter or semester in which 22nd birthday occurs while undergraduate student.

. . . . . . Includes grandchild under certain circumstances.

1981 18–22 . . . Student category eliminated (to be phased out gradually for those entitled before May 1982), except for 

elementary or secondary school students under age 19.

1996 . . . . . . Stepchildren must be dependent on worker.

Disabled child

1956 18 or older 50 Fully or currently insured. a Disabled before age 18. Plus 25% of PIA divided among the children.

1960 . . . 75 Additional 25% of PIA eliminated.

1972 . . . . . . Disabled before age 22.

. . . . . . Includes grandchild under certain circumstances.

Parent

1939 65 or older 50 Fully insured. Dependent. No surviving widow or child under age 18.

1946 . . . . . . No surviving eligible widow or child.

1950 . . . 75 . . .

1956 62–64 . . . Women.

1958 . . . . . . No-other-survivor requirement eliminated.

1961 62 or older 82.5 75% each if two parents.

Widower

1950 65 or older 75 Fully and currently insured. Dependent.

1961 62 or older 82.5 . . .

1967 . . . . . . Currently insured requirement eliminated.

1972 65 or older 100 Limited, if wife retired before age 65, to amount wife would be receiving if still living, but not less than 82 1/2% 

of PIA.

60–64 . . . Reduced 19/40 of 1% for each month under age 65. In addition, for a widower aged 62–64 whose wife retired 

before age 65, limited to amount she would be receiving if still living, but not less than 82 1/2% of PIA.

1977 . . . . . . Dependency requirement eliminated.

. . . . . . Increased by any delayed retirement increment wife would be receiving.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982, 

dependent, and not remarried before age 60.

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

65 and 2 months–67 . . . Beginning in year 2000, the age at which 100% of PIA is payable will be gradually increased (see Widow).

60–66 . . . The percent of reduction for each month depends on the age at which 100% of PIA is payable. The 

percentage is adjusted so that the total reduction, in equal monthly steps, is always 28 1/2% at age 60.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Disabled widower

1967 50–61 82.5 Fully insured. Dependent. Reduced 5/9 of 1% per month between ages 60–62, plus 43/198 of 1% for each 

month under age 60.

1972 50–59 100 Reduced 28 1/2%, plus 43/240 of 1% for each month under age 60. Disability requirement eliminated for 

ages 60–61.

. . . . . . Dependency requirement eliminated.

1977 . . . . . . Increased by any delayed retirement increment wife would be receiving.

. . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982, 

dependent, and not remarried before age 60.

(Continued)

Table 2.A22—Monthly benefits for survivors of deceased workers—Continued

Year 

enacted Age

Percentage

of PIA Condition or qualification
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.41

Disabled widower (cont.)

1983 . . . . . . Noncovered pension offset not applicable if first eligible for such pension before July 1983 and dependent. 

Reduced by only two-thirds of such pension if first eligible for it after June 1983.

. . . . . . Additional reduction for each month under age 60 eliminated.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Surviving divorced husband

1980 b 65 or older 100 Fully insured. Married 10 years. Increased by any delayed retirement credit former wife would be receiving. 

Limited, if former wife retired before age 65, to amount she would be receiving if still living, but not less than 

82 1/2% of PIA. Not counted toward family maximum. Reduced by full amount of pension payable based on 

own earnings in noncovered governmental employment (noncovered pension offset).

60–64 . . . Reduced 19/40 of 1% for each month under age 65. In addition, for a widower aged 62–64 whose wife retired 

before age 65, limited to amount she would be receiving if still living, but not less than 82 1/2% of PIA.

1983 . . . . . . Noncovered pension offset provision not applicable if first eligible for such pension before July 1983 and 

dependent. Reduced by only two-thirds of such pension if first eligible for it after June 1983.

65 and 2 months–67 . . . Beginning in year 2000, the age at which 100% of PIA is payable will be gradually increased (see Widow).

60–66 . . . The percent of reduction for each month depends on the age at which 100% of PIA is payable. The 

percentage is adjusted so that the total reduction, in equal monthly steps, is always 28 1/2% at age 60.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Disabled surviving divorced husband

1980 b 50–59 100 Fully insured. Married 10 years. Increased by any delayed retirement credit former wife would be receiving. 

Reduced 28 1/2%, plus 43/240 of 1% for each month under age 60. Not counted toward family maximum. 

Reduced by full amount of pension payable based on own earnings in noncovered employment (noncovered 

pension offset).

1983 . . . . . . Noncovered pension offset provision not applicable if first eligible for such pension before July 1983 and 

dependent. Reduced by only two-thirds of such pension if first eligible for it after June 1983.

. . . . . . Additional reduction for each month under age 60 eliminated.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

Widowed father

1975 c Under 65 75 Fully or currently insured. Caring for eligible child under age 18.

1977 . . . . . . Reduced by full amount of pension payable based on own earnings in noncovered governmental employment 

(noncovered pension offset). Reduction does not apply if eligible for such pension before December 1982.

1981 . . . . . . Eligible child excludes nondisabled child aged 16–17.

1983 . . . . . . Noncovered pension offset provision not applicable if first eligible for such pension before July 1983 and 

dependent. Reduced by only two-thirds of such pension if first eligible for it after June 1983.

1984 . . . . . . Noncovered pension offset to two-thirds of such pension.

Surviving divorced father

1979 d Under 65 75 Fully or currently insured. Caring for eligible child under age 18. Reduced by full amount of pension payable 

based on own earnings in noncovered governmental employment (noncovered pension offset).

1981 . . . . . . Eligible child excludes nondisabled child aged 16–17.

1983 . . . . . . Noncovered pension offset provision not applicable if first eligible for such pension before July 1983 and 

dependent. Reduced by only two-thirds of such pension if first eligible for it after June 1983.

1984 . . . . . . Noncovered pension offset limited to two-thirds of such pension.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.

NOTE: PIA = primary insurance amount; . . . = not applicable.

a. Under the Act of 1939, generally not available to child of married female worker. Under the Act of 1950, available if female worker is fully and currently insured; currently insured requirement eliminated by the Act of 1967.

b. Oregon District Court decision in Ambrose v. Harris, July 17, 1980. Statutory change enacted in 1983.

c. Supreme Court decision in Weinberger v. Wiesenfeld, March 19, 1975. Statutory change enacted in 1983.

d. Western District Court decision in Yates v. Califano, January 28, 1979. Statutory change enacted in 1983.

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Table 2.A22—Monthly benefits for survivors of deceased workers—Continued

Year 

enacted Age

Percentage

of PIA Condition or qualification
2.A OASDI: Benefit Types and Levels

2.42 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Table 2.A23—Monthly benefits for transitionally insured workers and their spouses and surviving spouses, 

aged 72 before 1969

Type of benefit Effective date Amount

Enacted in 1965

Worker September 1965 $35.00

October 1966 Same as benefit for individual receiving special age-72 benefits (see Table 2.A24)

Wife September 1963 One-half of worker’s benefit

Widow September 1963 Same as worker's benefit

Enacted in 1983

Husband May 1983 One-half of worker’s benefit

Widower May 1983 Same as worker's benefit

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.43

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162. 

Table 2.A24—Monthly benefits for individuals and couples insured for special age-72 (Prouty) benefits 

Year enacted Effective date Age

Amount a (dollars) 

a. Monthly benefit reduced by amount of any government pension excluding workers' compensation benefits and veterans' compensation for service-connected 

disability or death. Not available for persons receiving assistance.

Individual Couple

1966 October 1966 72 35.00 52.50

1967 February 1968 . . . 40.00 60.00

1969 January 1970 . . . 46.00 69.00

1971 January 1971 . . . 48.30 72.50

1972 b

b. Provision for future automatic cost-of-living adjustments.

September 1972 . . . 58.00 87.00

1973 c

c. Suspended by legislation in 1973. 

June–December 1974 . . . 61.50 92.30

1973 d

d. Beginning June 1975, subject to automatic cost-of-living adjustments. Benefits no longer available to persons receiving payments under the Supplemental Security 

Income program.

March 1974 . . . 62.10 93.20

June 1974 . . . 64.40 96.60

June 1975 . . . 69.50 104.40

June 1976 . . . 74.10 111.20

June 1977 . . . 78.50 117.80

June 1978 . . . 83.70 125.60

June 1979 . . . 92.00 138.10

June 1980 . . . 105.20 157.90

June 1981 . . . 117.00 175.70

June 1982 . . . 125.60 188.60

1983 e

e. Separate rate for couples eliminated. Rate for individuals applied to all beneficiaries.

December 1983 . . . 129.90 . . .

December 1984 . . . 134.40 . . .

December 1985 . . . 138.50 . . .

December 1986 . . . 140.30 . . .

December 1987 . . . 146.10 . . .

December 1988 . . . 151.90 . . .

December 1989 . . . 159.00 . . .

1990 December 1990 72 before 1972 f

f. Effective for applications after November 5, 1990.

167.50 . . .

December 1991 . . . 173.60 . . .

December 1992 . . . 178.80 . . .

December 1993 . . . 183.40 . . .

December 1994 . . . 188.50 . . .

December 1995 . . . 193.40 . . .

December 1996 . . . 199.00 . . .

December 1997 . . . 203.10 . . .

December 1998 . . . 205.70 . . .

December 1999 g

g. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

. . . 210.80 . . .

December 2000 . . . 218.10 . . .

December 2001 . . . 223.70 . . .

December 2002 . . . 226.80 . . .

December 2003 . . . 231.50 . . .

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not applicable.
2.A OASDI: Benefit Types and Levels

2.44 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Table 2.A25—Lump-sum benefits and vocational rehabilitation services, by type of benefit

Year enacted Provision

Lump-sum refund

1935 Persons not insured at age 65 eligible for lump-sum refund equal to 3.5 percent of cumulative wage credits.

1939 Lump-sum refund eliminated.

Lump-sum death payment

1935 Under age 65: 3.5 percent of cumulative wage credits. Aged 65 or older and fully insured: 3.5 percent of cumulative wage credits, less monthly benefits 

received.

1939 Fully and currently insured: 6 times PIA if no survivor eligible for monthly benefits.

1950 3 times PIA for all deaths.

1954 3 times PIA with maximum of $255.

1981 Payable only to a widow or widower who was living with the worker at time of the death or to a widow, widower, or children eligible for monthly benefits. 

Amount of lump sum fixed at $255.

Vocational rehabilitation services

1965 Available to selected disabled individuals. Costs of services payable from OASDI trust funds to state vocational rehabilitation agencies. Reimbursement 

in any year may not exceed 1 percent of the total amount of OASDI disability benefits disbursed in the prior year.

1972 Maximum annual reimbursement increased to 1.25 percent for fiscal year ending June 30, 1973, and 1.50 percent thereafter.

1981 Reimbursement from trust funds for cost of rehabilitation services made if the services result in the disabled individual's return to work (performance of 

substantial gainful activity for 9 consecutive months).

1999 Enhancements including expanded beneficiary choice of service providers and extended health care for beneficiaries who return to work.

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm.
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.45

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

Table 2.A26—Monthly benefit amount for selected beneficiary families with first eligibility in 2003, by average 

indexed monthly earnings for stipulated yearly wage levels, effective December 2003 (in dollars)

Beneficiary family

Federal

minimum

wage a

a. Annual earnings are calculated by multiplying the federal minimum wage by 2,080 hours (see Table 3.B3). Increases in the minimum wage during the year are

prorated.

75% of

average

wage

Average

wage b

b. See Table 2.A8.

150% of

average

wage

Maximum

taxable

earnings c

c. See Table 2.A9.

Retired-worker families d

d. Assumes the worker began to work at age 22, retired at age 62 in 2003 with maximum reduction, and had no prior period of disability.

Average indexed monthly earnings 1,271.00 2,058.00 2,744.00 4,038.00 5,729.00

Primary insurance amount 774.10 1,031.20 1,255.30 1,611.20 1,870.20

Maximum family benefit 1,161.10 1,840.70 2,293.20 2,820.40 3,273.70

Monthly benefit amount for retired worker claiming benefits at age 62

Worker alone 593.00 790.00 962.00 1,235.00 1,433.00

Worker with spouse claiming benefits at—

Full retirement age or older e

e. The full retirement age is the earliest age at which an unreduced spousal benefit is payable.

980.00 1,305.00 1,589.00 2,040.00 2,368.00

Age 62 870.00 1,159.00 1,411.00 1,812.00 2,103.00

Survivor families f

f. Assumes the deceased worker began to work at age 22, died in 2003 at age 40, had no earnings in that year, and had no prior period of disability.

Average indexed monthly earnings 1,035.00 2,059.00 2,745.00 4,118.00 6,720.00

Primary insurance amount 696.90 1,031.50 1,255.60 1,623.40 2,021.90

Maximum family benefit 1,045.40 1,841.50 2,293.50 2,841.80 3,539.10

Monthly benefit amount for survivor of worker deceased at age 40

1 surviving child 522.00 773.00 941.00 1,217.00 1,516.00

Widowed mother or father and 1 child 1,044.00 1,546.00 1,882.00 2,434.00 3,032.00

Widowed mother or father and 2 children 1,044.00 1,839.00 2,292.00 2,841.00 3,537.00

Disabled-worker families g

g. Assumes the worker began to work at age 22, became disabled at age 50 in 2003, had no earnings in that year, and had no prior period of disability.

Average indexed monthly earnings 1,175.00 2,058.00 2,744.00 4,117.00 6,535.00

Primary insurance amount 742.60 1,031.20 1,255.30 1,623.30 1,993.70

Maximum family benefit h

h. The Amendments of 1980 to the Social Security Act provide for a different family maximum amount in disability cases. For disabled workers entitled after June 1980, 

the maximum is the smaller of (1) 85 percent of the worker’s average indexed monthly earnings (or 100 percent of the primary insurance amount, if larger) or 

(2) 150 percent of the primary insurance amount.

1,019.60 1,546.80 1,882.90 2,435.00 2,990.50

Monthly benefit amount for disabled worker age 50

Worker alone 742.00 1,031.00 1,255.00 1,623.00 1,993.00

Worker, spouse, and 1 child 1,018.00 1,545.00 1,881.00 2,433.00 2,989.00

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).
2.A OASDI: Benefit Types and Levels

2.46 ♦ Annual Statistical Supplement, 2004

Table 2.A27—Minimum and maximum monthly retired-worker benefits payable to individuals who retired at 

age 62, by year they attained age 62, 1957–2004 (in dollars)

Year a

Minimum benefit payable Maximum benefit payable

At retirement

Effective

December 2003 b

At retirement Effective December 2003 b

Men Women Men Women

1957 24.00 318.30 . . . 86.80 . . . 784.70

1958 24.00 318.30 . . . 86.80 . . . 784.70

1959 26.40 318.30 . . . 92.80 . . . 784.70

1960 26.40 316.90 . . . 95.20 . . . 804.90

1961 26.40 315.10 . . . 96.00 . . . 810.70

1962 32.00 314.20 93.60 96.80 817.90 817.90

1963 32.00 312.60 94.40 97.60 823.30 823.30

1964 32.00 312.60 95.20 98.40 828.70 828.70

1965 35.20 312.20 102.80 105.40 826.90 826.90

1966 35.20 309.50 102.80 106.20 829.80 829.80

1967 35.20 307.70 105.40 108.80 846.70 846.70

1968 c 44.00 303.70 c 121.00 c 124.80 851.90 851.90

1969 44.00 300.70 124.80 128.40 867.40 867.40

1970 51.20 296.40 146.80 151.90 880.30 880.30

1971 56.40 292.50 163.60 170.50 886.10 886.10

1972 56.40 288.40 167.10 172.90 885.90 885.90

1973 67.60 284.40 207.60 212.90 895.60 895.60

1974 67.60 279.80 217.00 219.70 910.00 910.00

1975 75.10 276.10 253.10 253.10 931.00 931.00

1976 81.20 272.90 285.60 285.60 961.30 961.30

1977 86.40 270.80 319.40 319.40 1,003.60 1,003.60

1978 91.50 269.60 354.60 354.60 1,049.60 1,049.60

1979 97.60 270.70 d 388.90 d 388.90 1,081.10 1,081.10

1980 97.60 246.00 d 402.80 d 402.80 1,018.70 1,018.70

1981 97.60 214.90 432.00 432.00 955.50 955.50

1982 e e 474.60 474.60 944.30 944.30

1983 e e 526.40 526.40 974.80 974.80

1984 e e 559.40 559.40 1,001.00 1,001.00

1985 e e 591.30 591.30 1,022.80 1,022.80

1986 e e 630.50 630.50 1,057.70 1,057.70

1987 e e 662.10 662.10 1,096.50 1,096.50

1988 e e 686.70 686.70 1,091.50 1,091.50

1989 e e 734.00 734.00 1,121.70 1,121.70

1990 e e 774.60 774.60 1,130.80 1,130.80

1991 e e 810.00 810.00 1,121.90 1,121.90

1992 e e 854.10 854.10 1,141.10 1,141.10

1993 e e 893.60 893.60 1,159.20 1,159.20

1994 e e 948.00 948.00 1,198.60 1,198.60

1995 e e 965.90 965.90 1,188.10 1,188.10

1996 e e 999.90 999.90 1,198.80 1,198.80

1997 e e 1,049.10 1,049.10 1,222.50 1,222.50

1998 e e 1,109.60 1,109.60 1,266.50 1,266.50

1999 e e 1,183.60 1,183.60 f

1,333.50 f 1,333.50

(Continued)
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.47

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

2000 e e 1,241.70 1,241.70 1,364.90 1,364.90

2001 e e 1,307.30 1,307.30 1,388.40 1,388.40

2002 e e 1,375.30 1,375.30 1,423.70 1,423.70

2003 e e 1,404.30 1,404.30 1,433.70 1,433.70

2004 e e 1,414.80 1,414.80 . . . . . .

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTES: Benefit first available at age 62 to female workers effective November 1956 and to male workers effective August 1961.

. . . = not applicable.

a. Assumes the worker began to work at age 22, retired at the beginning of the year, had no prior disability, and received the maximum reduction. Through 1999, the 

assumed reduction was 36 months at 5/9 of 1 percent per month or 20 percent. In 2000, with the increase in the full retirement age (FRA) to 65 and 2 months, the 

reduction increased to 20.008333 percent (see Tables 2.A17.1 and 2.A20). In 2001, the FRA increased to 65 and 4 months for a maximum reduction to 

21.666667 percent. In 2002, the FRA increased to 65 and 6 months for a maximum reduction of 22.5 percent. In 2003, the FRA increased to 65 and 8 months for a 

maximum reduction of 23.333333 percent. In 2004, the FRA increased to 65 and 10 months for a maximum reduction of 24.16667 percent.

b. Final benefit amount payable after Supplementary Medical Insurance (SMI) premium or any other deduction is rounded to next lower $1.

c. Effective February 1968.

d. Derived from transitional guarantee computation based on primary insurance amount (PIA) table of 1978.

e. In 1981, legislation eliminated the minimum PIA for workers who attain age 62 in 1982 or later. (The minimum is retained until 1991 for members of religious orders 

who were under a vow of poverty, provided that the order had elected Social Security coverage before December 29, 1981.)

f. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

Table 2.A27—Minimum and maximum monthly retired-worker benefits payable to individuals who retired at 

age 62, by year they attained age 62, 1957–2004 (in dollars)—Continued

Year a

Minimum benefit payable Maximum benefit payable

At retirement

Effective

December 2003 b

At retirement Effective December 2003 b

Men Women Men Women
2.A OASDI: Benefit Types and Levels

2.48 ♦ Annual Statistical Supplement, 2004

Table 2.A28—Minimum and maximum monthly retired-worker benefits payable to individuals who retired at 

age 65, by year they attained age 65, 1940–2004 (in dollars)

Year a

Minimum benefit payable Maximum benefit payable

At retirement

Effective

December 2003 b

At retirement Effective December 2003 b

Men Women Men Women

1940 10.00 337.60 41.20 41.20 654.70 654.70

1941 10.00 337.60 41.60 41.60 654.70 654.70

1942 10.00 337.60 42.00 42.00 662.50 662.50

1943 10.00 337.60 42.40 42.40 662.50 662.50

1944 10.00 337.60 42.80 42.80 662.50 669.60

1945 10.00 337.60 43.20 43.20 669.60 669.60

1946 10.00 337.60 43.60 43.60 677.70 677.70

1947 10.00 337.60 44.00 44.00 684.00 684.00

1948 10.00 337.60 44.40 44.40 684.00 684.00

1949 10.00 337.60 44.80 44.80 691.00 691.00

1950 10.00 337.60 45.20 45.20 699.50 699.50

1951 20.00 337.60 68.50 68.50 699.50 699.50

1952 20.00 337.60 68.50 68.50 699.50 699.50

1953 25.00 337.60 85.00 85.00 772.80 772.80

1954 25.00 337.60 85.00 85.00 772.80 772.80

1955 30.00 337.60 98.50 98.50 772.80 772.80

1956 30.00 337.60 103.50 103.50 816.50 816.50

1957 30.00 337.60 108.50 108.50 853.40 853.40

1958 30.00 337.60 108.50 108.50 853.40 853.40

1959 33.00 337.60 116.00 116.00 853.40 853.40

1960 33.00 337.60 119.00 119.00 874.80 874.80

1961 33.00 337.60 120.00 120.00 881.80 881.80

1962 40.00 337.60 121.00 123.00 889.90 905.00

1963 40.00 337.60 122.00 125.00 896.90 918.50

1964 40.00 337.60 123.00 127.00 905.00 933.90

1965 44.00 337.60 131.70 135.90 905.00 933.90

1966 44.00 337.60 132.70 135.90 911.60 933.90

1967 44.00 337.60 135.90 140.00 933.90 961.50

1968 c 55.00 337.60 c 156.00 c 161.60 947.90 982.00

1969 55.00 337.60 160.50 167.30 975.70 1,016.70

1970 64.00 337.60 189.80 196.40 1,003.00 1,038.70

1971 70.40 337.60 213.10 220.40 1,023.50 1,057.80

1972 70.40 337.60 216.10 224.70 1,038.70 1,079.20

1973 84.50 337.60 266.10 276.40 1,065.20 1,106.50

1974 84.50 337.60 274.60 284.90 1,098.60 1,140.40

1975 93.80 337.60 316.30 333.70 1,140.40 1,203.10

1976 101.40 337.60 364.00 378.80 1,214.30 1,263.80

1977 107.90 337.60 412.70 422.40 1,294.40 1,324.40

1978 114.30 337.60 459.80 459.80 1,361.70 1,361.70

1979 121.80 337.60 503.40 503.40 1,399.50 1,399.50

1980 133.90 337.60 572.00 572.00 1,447.00 1,447.00

1981 153.10 337.60 677.00 677.00 1,498.40 1,498.40

1982 d 170.30 337.60 d 679.30 d 679.30 1,351.30 1,351.30

1983 d 166.40 307.20 709.50 709.50 1,314.60 1,314.60

1984 d 150.50 268.00 703.60 703.60 1,259.40 1,259.40

1985 e e 717.20 717.20 1,240.70 1,240.70

1986 e e 760.10 760.10 1,275.30 1,275.30

1987 e e 789.20 789.20 1,307.30 1,307.30

1988 e e 838.60 838.60 1,333.30 1,333.30

1989 e e 899.60 899.60 1,375.00 1,375.00

1990 e e 975.00 975.00 1,423.70 1,423.70

1991 e e 1,022.90 1,022.90 1,417.20 1,417.20

1992 e e 1,088.70 1,088.70 1,454.70 1,454.70

1993 e e 1,128.80 1,128.80 1,464.40 1,464.40

1994 e e 1,147.50 1,147.50 1,450.90 1,450.90

1995 e e 1,199.10 1,199.10 1,474.90 1,474.90

1996 e e 1,248.90 1,248.90 1,497.30 1,497.30

1997 e e 1,326.60 1,326.60 1,545.90 1,545.90

1998 e e 1,342.80 1,342.80 1,532.60 1,532.60

1999 e e 1,373.10 1,373.10 f 1,547.10 f 1,547.10

(Continued)
2.A OASDI: Benefit Types and Levels

Annual Statistical Supplement, 2004 ♦ 2.49

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

2000 e e 1,435.30 1,435.30 1,577.80 1,577.80

2001 e e 1,538.20 1,538.20 1,633.70 1,633.70

2002 e e 1,660.50 1,660.50 1,719.00 1,719.00

2003 g e e g 1,721.70 g 1,721.70 1,757.80 1,757.80

2004 e e h 1,784.80 h 1,784.80 . . . . . .

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not applicable.

a. Through 2002, assumptions are that the worker began to work at age 22, retired at the beginning of the year with unreduced benefits, had no earnings after retirement, and had no prior period of disability. Effective 2003, the same assumptions apply except that the benefit is reduced by 2 months, because for a worker retiring 

at age 65 in 2003, the age at which one can receive an unreduced benefit—the full retirement age (FRA)—has been raised from 65 to 65 and 2 months. In 2004, the 

FRA is 65 and 4 months, so the benefit is reduced by 4 months.

b. Final benefit amount payable after Supplementary Medical Insurance (SMI) premium or any other deduction is rounded to next lower $1.

c. Effective for February 1968.

d. Derived from transitional guarantee computation based on 1978 PIA table.

e. Minimum PIA eliminated by 1981 legislation for workers who attain age 62 in 1982 or later. (The minimum is retained until 1991 for members of religious orders who 

are under a vow of poverty, provided that the order had elected Social Security coverage before December 29, 1981.)

f. The cost-of-living adjustment (COLA) for December 1999 was originally determined to be 2.4 percent, based on the consumer price index (CPI). The underlying CPI 

was later recomputed by the Bureau of Labor Statistics; a 2.5 percent COLA would have been consistent with the recomputed CPI. Pursuant to Public Law 106-554, 

benefits were calculated and paid in August 2001 and later as if the COLA for December 1999 had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

g. The full retirement benefit at age 65 and 2 months is $1,741.10.

h. The full retirement benefit at age 65 and 4 months is $1,825.40.

Table 2.A28—Minimum and maximum monthly retired-worker benefits payable to individuals who retired at 

age 65, by year they attained age 65, 1940–2004 (in dollars)—Continued

Year a

Minimum benefit payable Maximum benefit payable

At retirement

Effective

December 2003 b

At retirement Effective December 2003 b

Men Women Men Women
2.A OASDI: Effect of Current Earnings and Taxation of Benefits

2.50 ♦ Annual Statistical Supplement, 2004

Table 2.A29—Earnings (retirement) test, by year enacted

Year 

enacted

Effective

year

Beneficiaries

exempt

Earnings

subject

to test

Amount permitted without 

reduction in benefits

(exempt amount)

Reduction in monthly benefit a

Annual 

earnings 

(dollars)

Monthly

wages b

(dollars)

For all beneficiaries

1935 . . . . . . Covered . . . . . . Full monthly benefit

1939 1940 . . . . . . . . . 14.99 . . .

1950 1951 Aged 75 or older . . . c 600 50.00 . . .

1952 1953 . . . . . . c 900 75.00 . . .

1954 1955 Aged 72 or older All d 1,200 80.00 One month's full benefit for each $80.00 or fraction thereof

1956 1958 Disabled . . . . . . . . . . . .

1958 1959 . . . . . . . . . 100.00 . . .

1960 1961 . . . . . . . . . . . . $1 for each $2 of earnings from $1,201–$1,500

$1 for each $1 of earnings above $1,500

1961 1962 . . . . . . . . . . . . $1 for each $2 of earnings from $1,201–$1,700

$1 for each $1 of earnings above $1,700

1965 1966 . . . . . . 1,500 125.00 $1 for each $2 of earnings from $1,501–$2,700

$1 for each $1 of earnings above $2,700

1967 1968 . . . . . . 1,680 140.00 $1 for each $2 of earnings from $1,681–$2,880

$1 for each $1 of earnings above $2,880

1972 1973 . . . Up to age 72 2,100 175.00 $1 for each $2 of earnings above $2,100

1973 1974 . . . . . . 2,400 200.00 $1 for each $2 of earnings above $2,400

1975 e 2,520 e 210.00 $1 for each $2 of earnings above $2,520

1976 e 2,760 e 230.00 $1 for each $2 of earnings above $2,760

1977 e 3,000 e 250.00 $1 for each $2 of earnings above $3,000

For beneficiaries who have not reached full retirement age f

1977 1978 . . . . . . e 3,240 e 270.00 $1 for each $2 of earnings above $3,240

1979 e 3,480 e 290.00 $1 for each $2 of earnings above $3,480

1980 e 3,720 e 310.00 $1 for each $2 of earnings above $3,720

1981 e 4,080 e 340.00 $1 for each $2 of earnings above $4,080

1982 e 4,440 e 370.00 $1 for each $2 of earnings above $4,440

1983 e 4,920 e 410.00 $1 for each $2 of earnings above $4,920

1984 e 5,160 e 430.00 $1 for each $2 of earnings above $5,160

1985 e 5,400 e 450.00 $1 for each $2 of earnings above $5,400

1986 e 5,760 e 480.00 $1 for each $2 of earnings above $5,760

1987 e 6,000 e 500.00 $1 for each $2 of earnings above $6,000

1988 e 6,120 e 510.00 $1 for each $2 of earnings above $6,120

1989 e 6,480 e 540.00 $1 for each $2 of earnings above $6,480

1990 e 6,840 e 570.00 $1 for each $2 of earnings above $6,840

1991 e 7,080 e 590.00 $1 for each $2 of earnings above $7,080

1992 e 7,440 e 620.00 $1 for each $2 of earnings above $7,440

1993 e 7,680 e 640.00 $1 for each $2 of earnings above $7,680

1994 e 8,040 e 670.00 $1 for each $2 of earnings above $8,040

1995 e 8,160 e 680.00 $1 for each $2 of earnings above $8,160

1996 e 8,280 e 690.00 $1 for each $2 of earnings above $8,280

1997 e 8,640 e 720.00 $1 for each $2 of earnings above $8,640

1998 e 9,120 e 760.00 $1 for each $2 of earnings above $9,120

1999 e 9,600 e 800.00 $1 for each $2 of earnings above $9,600

(Continued)
2.A OASDI: Effect of Current Earnings and Taxation of Benefits

Annual Statistical Supplement, 2004 ♦ 2.51

For beneficiaries who have reached full retirement age f

1977 1978 . . . . . . g 4,000 g 333.33 $1 for each $2 of earnings above $4,000

1979 g 4,500 g 375.00 $1 for each $2 of earnings above $4,500

1980 g 5,000 g 416.66 $1 for each $2 of earnings above $5,000

1981 g 5,500 g 458.33 $1 for each $2 of earnings above $5,500

1982 g 6,000 g 500.00 $1 for each $2 of earnings above $6,000

1981 1983 Aged 70 or older Up to age 70 . . . . . . . . .

1983 e 6,600 e 550.00 $1 for each $2 of earnings above $6,600

1984 e 6,960 e 580.00 $1 for each $2 of earnings above $6,960

1985 e 7,320 e 610.00 $1 for each $2 of earnings above $7,320

1986 e 7,800 e 650.00 $1 for each $2 of earnings above $7,800

1987 e 8,160 e 680.00 $1 for each $2 of earnings above $8,160

1988 e 8,400 e 700.00 $1 for each $2 of earnings above $8,400

1989 e 8,880 e 740.00 $1 for each $2 of earnings above $8,880

1983 1990 . . . . . . . . . . . . $1 for each $3 of earnings above exempt amount

1990 e 9,360 e 780.00 $1 for each $3 of earnings above $9,360

1991 e 9,720 e 810.00 $1 for each $3 of earnings above $9,720

1992 e 10,200 e 850.00 $1 for each $3 of earnings above $10,200

1993 e 10,560 e 880.00 $1 for each $3 of earnings above $10,560

1994 e 11,160 e 930.00 $1 for each $3 of earnings above $11,160

1995 e 11,280 e 940.00 $1 for each $3 of earnings above $11,280

1996 1996 . . . . . . 12,500 h 1,041.67 $1 for each $3 of earnings above $12,500

1997 13,500 1,125.00 $1 for each $3 of earnings above $13,500

1998 14,500 i 1,208.33 $1 for each $3 of earnings above $14,500

1999 15,500 j 1,291.67 $1 for each $3 of earnings above $15,500

2000 2000 . . . EARNINGS

TEST

ELIMINATED k

 . . . . . . . . .

For beneficiaries who will not reach full retirement age during year f

2000 2000 . . . . . . e 10,080 e 840 $1 for each $2 of earnings above $10,080

2001 e 10,680 e 890 $1 for each $2 of earnings above $10,680

2002 e 11,280 e 940 $1 for each $2 of earnings above $11,280

2003 e 11,520 e 960 $1 for each $2 of earnings above $11,520

2004 e 11,640 e 970 $1 for each $2 of earnings above $11,640

(Continued)

Table 2.A29—Earnings (retirement) test, by year enacted—Continued

Year 

enacted

Effective

year

Beneficiaries

exempt

Earnings

subject

to test

Amount permitted without 

reduction in benefits

(exempt amount)

Reduction in monthly benefit a

Annual 

earnings 

(dollars)

Monthly

wages b

(dollars)
2.A OASDI: Effect of Current Earnings and Taxation of Benefits

2.52 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Curt Pauzenga (410) 965-7210.

For beneficiaries who will reach full retirement age during year f

2000 2000 . . . . . . 17,000 l 1,416.67 $1 for each $3 of earnings above $17,000

2001 25,000 m 2,083.33 $1 for each $3 of earnings above $25,000

2002 30,000 2,500.00 $1 for each $3 of earnings above $30,000

2003 30,720 2,560.00 $1 for each $3 of earnings above $30,720

2004 31,080 2,590.00 $1 for each $3 of earnings above $31,080

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTE: . . . = not applicable.

a. Earnings of a retired-worker beneficiary affect total monthly family benefit. Earnings of a dependent or survivor beneficiary affect only his or her benefit. However, 

effective January 1985, earnings of a retired-worker beneficiary do not affect the benefit to a divorced spouse who has been divorced at least 2 years. Effective for 

benefits after December 1990, the 2-year requirement is waived, if the worker was entitled to benefits before the divorce.

b. Monthly test for self-employment income is defined in terms of substantial services. For taxable years beginning after December 31, 1977, monthly test eliminated for 

wage and self-employment income except that each individual may use a monthly test for 1 grace year, usually the year of retirement.

c. Applied to self-employment income only.

d. Special provisions for earnings in noncovered employment outside the United States.

e. Became effective because of automatic adjustment provisions mandated by legislation in 1972 and 1973.

f. Full retirement age is 65 for beneficiaries who attain age 62 (age 60 for widow(er)s) before 2000, gradually increasing to age 67 for beneficiaries who attain age 62 in 

2022 or later.

g. Discretionary increase included in legislation of 1977.

h. Actual amount is $1,041.66 2/3.

i. Actual amount is $1,208.33 1/3.

j. Actual amount is $1,291.66 2/3.

k. Public Law (P.L.) 106-182, enacted April 7, 2000, eliminated the earnings test beginning with the month a beneficiary reaches full retirement age (FRA). The annual 

earnings test that applies in the year of attainment of FRA is based on the annual limits established under P.L. 104-121 (including the $1 for $3 withholding rate). In 

determining annual earnings for purposes of the annual earnings test under this legislation, only earnings before the month of attainment of FRA will be considered. 

Public Law 106-182 did not change the annual exempt amount for beneficiaries who are under FRA throughout the year, which continues to be pegged to increases 

in the average wage.

l. Actual amount is $1,416.66 2/3.

m. Actual amount is $2,083.33 1/3.

Table 2.A29—Earnings (retirement) test, by year enacted—Continued

Year 

enacted

Effective

year

Beneficiaries

exempt

Earnings

subject

to test

Amount permitted without 

reduction in benefits

(exempt amount)

Reduction in monthly benefit a

Annual 

earnings 

(dollars)

Monthly

wages b

(dollars)
2.A OASDI: Effect of Current Earnings and Taxation of Benefits

Annual Statistical Supplement, 2004 ♦ 2.53

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Table 2.A30—Monthly earnings guidelines for substantial gainful activity, 1961–2004 (in dollars)

Year

Nonblind beneficiaries a

a. Earnings above the maximum amount ordinarily demonstrate SGA; earnings below the minimum amount show that SGA has not occurred. When earnings are 

between the minimum and maximum, other factors are considered.

Blind beneficiaries b

b. The amendments in 1977 provided that, effective 1978, earnings of blind beneficiaries would be evaluated under different SGA guidelines than are nonblind 

beneficiaries.

Minimum Maximum

1961–1965 50 100 c

c. Guidelines pre-1978 are the same as those applicable to nonbind beneficiaries.

1966–June 1968 75 125 c

July 1968–1973 90 140 c

1974–1975 130 200 c

1976 150 230 c

1977 160 240 c

1978 170 260 334

1979 180 280 375

1980 190 300 417

1981 190 300 459

1982 190 300 500

1983–1989 190 300 d

d. Annual amounts were determined by automatic adjustments linked to increases in average wage level. The amounts equal the monthly exempt amounts under the 

earnings test applicable to beneficiaries who have reached full retirement age (see Table 2.A29 for the amounts for 1983–1995).

1990 300 500 780

1991 300 500 810

1992 300 500 850

1993 300 500 880

1994 300 500 930

1995 300 500 940

1996 300 500 960

1997 300 500 1,000

1998 300 500 1,050

January–June 1999 300 500 1,110

July 1999 300 700 1,110

January 2000 300 700 1,170

January 2001 Discontinued 740 1,240

January 2002 . . . 780 1,300

January 2003 . . . 800 1,330

January 2004 . . . e 810

e. Computed as follows: Nonblind SGA amount for 2000, multiplied by the ratio of the 2003 national average wage index to the 1992 index. Rounding is to the nearest 

multiple of $10. (Had this computation produced a lower SGA level than the level for 2003, then the level for 2003 would have been used.)

f 1,350

f. Computed as follows: Blind SGA amount for 1994, multiplied by the ratio of the 2002 national average wage index to the 1998 index. Rounding is to the nearest 

multiple of $10. (Had this computation produced a lower SGA level than the level for 2003, then the level for 2003 would have been used.)

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, “Cost-of-Living Increase and Other Determinations for 2004,” Federal Register, vol. 68, no. 204 (October 22, 2003).

NOTES: Earnings are net of any wage subsidies and impairment related expenses.

The guidelines for substantial gainful activity (SGA) for self-employed individuals differ from the guidelines for wage earners.

Self-employment activity is generally examined in terms of time spent and degree of effort, as compared with that of nondisabled self-employed individuals.

. . . = not applicable.
2.A OASDI: Effect of Current Earnings and Taxation of Benefits

2.54 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Table 2.A31—Taxation of Social Security benefits

Year enacted

 Individuals or couples with 

income exceeding 

(dollars)— Benefits included in gross income

 Effective for

taxable years—

Married filing jointly

1983 32,000 Lesser of one-half of Social Security and Tier 1 Railroad Retirement benefits or one-half of income 

over $32,000

Ending after

December 31, 1983

1993 32,000 but not 44,000 Lesser of one-half of Social Security and Tier 1 Railroad Retirement benefits or one-half of income 

over $32,000

Beginning after

December 31, 1993

44,000 Lesser of 85 percent of Social Security and Tier 1 Railroad Retirement benefits or the sum of 

$6,000 plus 85 percent of income over $44,000

Beginning after

December 31, 1993

Married filing separate returns a

a. Includes only married taxpayers filing separately who lived with their spouse at any time during the tax year; married individuals filing separately who did not live with 

their spouse are treated the same as unmarried individuals.

1983 0 Lesser of one-half of Social Security and Tier 1 Railroad Retirement benefits or one-half of

income

Ending after

December 31, 1983

1993 0 Lesser of 85 percent of Social Security and Tier 1 Railroad Retirement benefits or 85 percent

of income

Beginning after

December 31, 1993

Individuals in all other filing categories

1983 25,000 Lesser of one-half of Social Security and Tier 1 Railroad Retirement benefits or one-half of

income over $25,000

Ending after

December 31, 1983

1993 25,000 but not 34,000 Lesser of one-half of Social Security and Tier 1 Railroad Retirement benefits or one-half of

income over $25,000

Beginning after

December 31, 1993

34,000 Lesser of 85 percent of Social Security and Tier 1 Railroad Retirement benefits or the sum of 

$4,500 plus 85 percent of income over $34,000

Beginning after

December 31, 1993

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Taxation of Social 

Security benefits is governed by the Internal Revenue Service Code. IRS describes the rules governing taxation of Social Security benefits in IRS publication 915, available at http://www.irs.gov/pub/irs-pdf/p915.pdf.

NOTES: Income is defined as modified adjusted gross income, plus 50 percent of Social Security and Tier 1 Railroad Retirement benefits. Modified adjusted gross 

income is adjusted gross income (before Social Security or Railroad Retirement benefits are considered), plus tax-exempt interest income, with further modification of 

adjusted gross income in some cases involving certain tax provisions of limited applicability among the beneficiary population.

Social Security and Tier 1 Railroad Retirement benefits include workers’ compensation benefits to the extent they cause a reduction in Social Security or Tier 1 Railroad 

Retirement disability benefits.
2.A OASDI: Effect of Current Earnings and Taxation of Benefits

Annual Statistical Supplement, 2004 ♦ 2.55

CONTACT: Curt Pauzenga (410) 965-7210 or Joseph Bondar (410) 965-0162.

Table 2.A32—Taxation of Social Security benefits: Examples (in dollars)

Modified 

adjusted 

gross 

income a

a. Adjusted gross income (before Social Security or Railroad Retirement benefits are considered), plus tax-exempt interest income, with further modification of adjusted 

gross income in some cases involving certain tax provisions of limited applicability among the beneficiary population.

 Amount of

benefits b

b. Social Security and Tier 1 Railroad Retirement benefits, including workers’ compensation benefits to the extent they cause a reduction in either of these two types of 

benefits.

 One-half of

benefits b

 Income

to be

 compared

with base

amount

 Relevant

base

amount c

c. For married couples filing joint returns, up to 50 percent of benefits are subject to income tax if gross income is over $32,000 but less than $44,000. If gross income is 

less than $32,000, none of the Social Security benefits will be taxable. If gross income exceeds $44,000, up to 85 percent of Social Security benefits will be taxable 

income. Similar lower and upper level thresholds or “base amounts” for single individuals are $25,000 and $34,000. There is no similar threshold or base amount for 

married individuals who live together but file separate returns (for example, up to 85 percent of Social Security benefits in those cases may be considered taxable 

income).

 Income in

excess of

base

amount

 One-half of

excess

 85 percent

of excess

income

 Lower of

one-half

of benefits,

or one-half

of income

between

upper and

lower base

amounts

 85 percent

of benefits

Taxable benefits included

in gross income 

If income

does not

exceed upper

base

amount—

 lesser of

 one-half of

 benefits or

 one-half of

income over

base amount

 If income

exceeds upper

 base amount—

lesser of

85 percent of

 benefits or

one-half of

income between

 base amounts

plus 85 percent

 of income

 over upper

 base amount

(A) (B) (C) (D = A + C) (E) (F = D - E) (G = F / 2) (H = .85 F) (I) (J = .85 B)

(K = lesser

of C or G)

(L = lesser

 of J or I + H)

Married filing jointly

25,000 10,000 5,000 30,000 32,000 0 . . . . . . . . . . . . . . . . . .

28,000 10,000 5,000 33,000 32,000 1,000 500 . . . . . . . . . 500 . . .

33,000 10,000 5,000 38,000 32,000 6,000 3,000 . . . . . . . . . 3,000 . . .

38,000 10,000 5,000 43,000 32,000 11,000 5,500 . . . . . . . . . 5,000 . . .

40,000 10,000 5,000 45,000 44,000 1,000 . . . 850 5,000 8,500 . . . 5,850

43,000 10,000 5,000 48,000 44,000 4,000 . . . 3,400 5,000 8,500 . . . 8,400

45,000 10,000 5,000 50,000 44,000 6,000 . . . 5,100 5,000 8,500 . . . 8,500

Married filing separate returns d

d. Includes only married taxpayers filing separately who lived with their spouse at any time during the tax year; married individuals filing separately who did not live with 

their spouse are treated the same as unmarried individuals.

0 6,000 3,000 3,000 0 3,000 . . . 2,550 0 5,100 . . . 2,550

2,000 6,000 3,000 5,000 0 5,000 . . . 4,250 0 5,100 . . . 4,250

4,000 6,000 3,000 7,000 0 7,000 . . . 5,950 0 5,100 . . . 5.100

10,000 6,000 3,000 13,000 0 13,000 . . . 11,050 0 5,100 . . . 5,100

20,000 6,000 3,000 23,000 0 23,000 . . . 19,550 0 5,100 . . . 5,100

Individuals in all other filing categories

20,000 8,000 4,000 24,000 25,000 0 . . . . . . . . . . . . . . . . . .

25,000 8,000 4,000 29,000 25,000 4,000 2,000 . . . . . . . . . 2,000 . . .

30,000 8,000 4,000 34,000 25,000 9,000 4,500 . . . . . . . . . 4,000 . . .

32,000 8,000 4,000 36,000 34,000 2,000 . . . 1,700 4,000 6,800 . . . 5,700

35,000 8,000 4,000 39,000 34,000 5,000 . . . 4,250 4,000 6,800 . . . 6,800

40,000 8,000 4,000 44,000 34,000 10,000 . . . 8,500 4,000 6,800 . . . 6,800

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Taxation of Social 

Security benefits is governed by the Internal Revenue Service Code. IRS describes the rules governing taxation of Social Security benefits in IRS publication 915, available at http://www.irs.gov/pub/irs-pdf/p915.pdf.

NOTE: . . . = not applicable.
2.B SSI: History of Provisions

2.56 ♦ Annual Statistical Supplement, 2004

CONTACT: Alfreda Brooks (410) 965-9849.

Table 2.B1—Federal benefit rates, by living arrangement, 1974–2004

Act Effective date

Amount a (dollars)

a. For those without countable income. These payments are reduced by the amount of countable income of the individual or couple.

Individual Couple

Own household b

b. Includes persons in private institutions whose care is not provided by Medicaid.

1972 January 1, 1974 c

c. Superseded by the provision of 1973.

130.00 195.00

1973 January 1, 1974 140.00 210.00

1973 July 1, 1974 146.00 219.00

1974 d

d. Mechanism established for providing cost-of-living adjustments.

July 1, 1975 157.70 236.60

July 1, 1976 167.80 251.80

July 1, 1977 177.70 266.70

July 1, 1978 189.40 284.10

July 1, 1979 208.20 312.30

July 1, 1980 238.00 357.00

July 1, 1981 264.70 397.00

July 1, 1982 284.30 426.40

1983 July 1, 1983 e

e. General benefit increase.

304.30 456.40

January 1, 1984 314.00 472.00

January 1, 1985 325.00 488.00

January 1, 1986 336.00 504.00

January 1, 1987 340.00 510.00

January 1, 1988 354.00 532.00

January 1, 1989 368.00 553.00

January 1, 1990 386.00 579.00

January 1, 1991 407.00 610.00

January 1, 1992 422.00 633.00

January 1, 1993 434.00 652.00

January 1, 1994 446.00 669.00

January 1, 1995 458.00 687.00

January 1, 1996 470.00 705.00

January 1, 1997 484.00 726.00

January 1, 1998 494.00 741.00

January 1, 1999 500.00 751.00

January 1, 2000 f 513.00

f. Benefits originally paid in 2000 and through July 2001 were based on federal benefit rates of $512.00 and $530.00, respectively. Pursuant to Public Law 106-554, 

monthly payments beginning in August 2001 were effectively based on the higher $531 amount. Lump-sum compensation payments were made on the basis of an 

adjusted benefit rate for months prior to August 2001.

769.00

January 1, 2001 f 531.00 796.00

January 1, 2002 545.00 817.00

January 1, 2003 552.00 829.00

January 1, 2004 564.00 846.00

Receiving institutional care covered by Medicaid g

g. Must be receiving more than 50 percent of the cost of the care from Medicaid (Title XIX of the Social Security Act).

1972 January 1, 1974 25.00 50.00

1987 July 1, 1988 30.00 60.00

SOURCES: Social Security Act of 1935 (the Act), as amended through December 31, 2003; regulations issued under the Act; and precedential case decisions (rulings). 

Specific laws, regulations, rulings, legislation, and a link to the Federal Register can be found at http://www.socialsecurity.gov/regulations/index.htm. Social Security 

Administration, Office of the Chief Actuary, “SSI Federal Payment Amounts,” http://www.socialsecurity.gov/OACT/COLA/SSIamts.html.

NOTE: For those in another person’s household receiving support and maintenance there, the federal benefit rate is reduced by one-third.
2.C Medicare: History of Provisions

Annual Statistical Supplement, 2004 ♦ 2.57

Table 2.C1—Medicare cost sharing and premium amounts, 1966–2005

Effective date a

Hospital Insurance (Medicare Part A) Supplementary Medical Insurance (Medicare Part B) b

All expenses in “benefit period” covered except—

 Monthly

premium c

(dollars)

Annual

deductible d

(dollars)

Coinsurance d

(percent)

Monthly premium (dollars)

Inpatient

hospital

deductible

(IHD) covers

first 60 days

(dollars)

Inpatient hospital

daily coinsurance Skilled nursing

facility daily

coinsurance

after 20 days

(1/8 X IHD)

(dollars)

For

enrollee e,f

(aged and

disabled)

Government

amounts for—

Days 61

through 90

(1/4 X IHD)

(dollars)

Lifetime

reserve days

after 90 days

(1/2 X IHD) Aged Disabled f

1966 40 10 g g . . . 50 20 3.00 3.00 . . .

1967 40 10 g 5.00 . . . 50 20 3.00 3.00 . . .

1968 40 10 20 5.00 . . . h 50 h 20 i 4.00 i 4.00 . . .

1969 44 11 22 5.50 . . . 50 20 4.00 4.00 . . .

1970 52 13 26 6.50 . . . 50 20 5.30 5.30 . . .

1971 60 15 30 7.50 . . . 50 20 5.60 5.60 . . .

1972 68 17 34 8.50 . . . 50 j 20 5.80 5.80 . . .

1973 72 18 36 9.00 33 60 20 k 6.30 6.30 22.70

1974 84 21 42 10.50 36 60 20 6.70 6.70 29.30

1975 92 23 46 11.50 40 60 20 6.70 8.30 30.30

1976 104 26 52 13.00 45 60 20 7.20 14.20 30.80

1977 124 31 62 15.50 54 60 20 7.70 16.90 42.30

1978 144 36 72 18.00 63 60 20 8.20 18.60 41.80

1979 160 40 80 20.00 69 60 20 8.70 18.10 41.30

1980 180 45 90 22.50 78 60 20 9.60 23.00 41.40

1981 204 51 102 25.50 89 l,m 60 m 20 11.00 34.20 62.20

1982 260 65 130 32.50 113 n 75 n 20 12.20 37.00 72.00

1983 304 76 152 38.00 113 75 20 12.20 41.80 80.00

1984 356 89 178 44.50 155 75 20 14.60 43.80 94.00

1985 400 100 200 50.00 174 75 20 15.50 46.50 89.90

1986 492 123 246 61.50 214 75 20 15.50 46.50 66.10

1987 520 130 260 65.00 226 75 20 17.90 53.70 88.10

1988 540 135 270 67.50 234 75 20 24.80 74.40 72.40

1989 o 560 o op 25.50 156 75 20 q 31.90 83.70 40.70

1990 592 148 296 74.00 175 75 20 28.60 85.80 59.60

1991 628 157 314 78.50 177 100 20 29.90 95.30 82.10

1992 652 163 326 81.50 192 100 20 31.80 89.80 129.80

1993 676 169 338 84.50 221 100 20 36.60 104.40 129.20

1994 696 174 348 87.00 r 245 100 20 41.10 82.50 111.10

1995 716 179 358 89.50 r 261 100 20 46.10 100.10 165.50

1996 736 184 368 92.00 r 289 100 20 42.50 127.30 167.70

1997 760 190 380 95.00 r 311 100 20 43.80 131.40 177.00

1998 764 191 382 95.50 r 309 100 20 43.80 132.00 150.40

1999 768 192 384 96.00 r 309 100 20 45.50 139.10 160.50

(Continued)
2.C Medicare: History of Provisions

2.58 ♦ Annual Statistical Supplement, 2004

CONTACT: Clare McFarland (410) 786-6390 or Rita DiSimone (202) 358-6221.

2000 776 194 388 97.00 r 301 100 20 45.50 138.30 196.70

2001 792 198 396 99.00 r 300 100 20 50.00 152.00 214.40

2002 812 203 406 101.50 r 319 100 20 54.00 164.60 192.20

2003 840 210 420 105.00 r 316 100 20 58.70 178.70 223.30

2004 876 219 438 109.50 r 343 100 20 66.60 199.80 284.40

2005 912 228 456 114.00 r 375 110 20 78.20 234.60 305.40

SOURCE: Centers for Medicare & Medicaid Services.

NOTE: . . . = not applicable.

a. The deductible and coinsurance amounts begin in January unless otherwise noted. The monthly premium amounts were effective in July through 1983 and in January 

for 1984 and succeeding years.

b. Supplementary Medical Insurance (SMI) is composed of Medicare Part B and, beginning in 2004, Medicare Part D. However, for the years shown, the Part D program 

is in a transitional stage, with premiums and deductibles not applicable until 2006.

c. Standard premium rate paid for voluntary enrollment by certain aged and disabled individuals not otherwise entitled to Hospital Insurance (HI). (Most individuals 

aged 65 and older and many disabled individuals under age 65 are insured for HI benefits without payment of any premium.) In certain cases, a surcharge applies for 

those beneficiaries who enroll after their initial enrollment period.

d. Most (but not all) services under Part B are subject to the annual deductible amounts and coinsurance percentages shown. (Original sources of authority, such as the 

laws, regulations, and rulings for Part B, should be consulted if specific details are required.)

e. Standard premium rate paid by most Part B enrollees. However, two provisions alter the premium rate for certain Part B enrollees. First, in most cases, there is a surcharge for those beneficiaries who enroll after their initial enrollment period. Second, a “hold-harmless” provision lowers the premium rate for certain individuals who 

have their premium deducted from their Social Security check. On an individual basis, this provision limits the dollar increase in the Part B premium to the dollar 

increase in the individual’s Social Security check. As a result, the person affected pays a lower Part B premium, and the net amount of the individual’s Social Security 

check does not decrease, despite the greater increase in the premium. (A third premium-altering provision is scheduled to take effect in 2007.)

f. Beginning in July 1973 for the disabled.

g. Benefit not provided.

h. Professional inpatient services of pathologists and radiologists not subject to deductible or coinsurance, beginning in April 1968.

i. Beginning in April 1968.

j. Home health services not subject to coinsurance, beginning in January 1973.

k. Monthly premium for July and August 1973 was reduced to $5.80 and $6.10, respectively, by the Cost of Living Council.

l. Home health services not subject to deductible.

m. Professional inpatient services of pathologists and radiologists not subject to deductible or coinsurance, beginning in April 1968, but only when physician accepts 

assignment.

n. Effective October 1, 1982, professional inpatient services of pathologists and radiologists are subject to deductible and coinsurance.

o. Unlike all other years, the 1989 deductible was applied on an annual, rather than a benefit period, basis. Once the deductible was paid by the beneficiary, Medicare 

paid the balance of expenses for covered hospital services, regardless of the number of days of hospitalization (except for psychiatric hospital care, which was still 

limited by the 190-day lifetime maximum).

p. The coinsurance amount in 1989 was equal to 20 percent of the estimated national average daily cost of covered skilled nursing facility care, rather than 1/8 of the 

inpatient hospital deductible. The beneficiary paid the coinsurance amount for the first 8 days of care in 1989, rather than for days of care 21 to 100 in a benefit period 

as in all other years. Skilled nursing facility benefits were available for up to 150 days of care per year in 1989, rather than for up to 100 days of care per benefit period 

as in all other years.

q. Includes the standard monthly Part B premium and a supplemental monthly flat premium under the Medicare Catastrophic Coverage Act of 1988. Amount shown is 

for most Part B enrollees. Residents of Puerto Rico and other territories and commonwealths, as well as persons enrolled in Part B only, paid different supplemental 

flat premiums, resulting in a smaller premium than that shown.

r. A reduced premium is available to individuals aged 65 or older who are not otherwise entitled to HI but who have (or who were married to, widowed, or divorced from 

a spouse for certain periods of time who has or had) at least 30 quarters of Social Security coverage. The reduced premium is $184, $183, $188, $187, $170, $170, 

$166, $165, $175, $174, $189, and $206 for 1994 to 2005, respectively.

Table 2.C1—Medicare cost sharing and premium amounts, 1966–2005—Continued

Effective date a

Hospital Insurance (Medicare Part A) Supplementary Medical Insurance (Medicare Part B) b

All expenses in “benefit period” covered except—

 Monthly

premium c

(dollars)

Annual

deductible d

(dollars)

Coinsurance d

(percent)

Monthly premium (dollars)

Inpatient

hospital

deductible

(IHD) covers

first 60 days

(dollars)

Inpatient hospital

daily coinsurance Skilled nursing

facility daily

coinsurance

after 20 days

(1/8 X IHD)

(dollars)

For

enrollee e,f

(aged and

disabled)

Government

amounts for—

Days 61

through 90

(1/4 X IHD)

(dollars)

Lifetime

reserve days

after 90 days

(1/2 X IHD) Aged Disabled f
2.C Medicaid: History of Provisions

Annual Statistical Supplement, 2004 ♦ 2.59

Table 2.C2—Federal medical assistance percentage and enhanced federal medical assistance percentage,

by state or other area, 2003–2005

State or area 

Federal medical assistance percentage a Enhanced federal medical assistance percentage b

2003 c 2004 d 2005 e 2004 2005

Alabama 70.60 70.75 70.83 79.53 79.58

Alaska 58.27 58.39 57.58 70.87 70.31

Arizona 67.25 67.62 67.45 77.08 77.22

Arkansas 74.28 74.67 74.75 82.27 82.33

California 50.00 50.00 50.00 65.00 65.00

Colorado 50.00 50.00 50.00 65.00 65.00

Connecticut 50.00 50.00 50.00 65.00 65.00

Delaware 50.00 50.00 50.38 65.00 65.27

District of Columbia 70.00 70.00 70.00 79.00 79.00

Florida 58.83 58.93 58.90 71.25 71.23

Georgia 59.60 59.58 60.44 71.71 72.31

Hawaii 58.77 58.90 58.47 71.23 70.93

Idaho 70.96 70.46 70.62 79.32 79.43

Illinois 50.00 50.00 50.00 65.00 65.00

Indiana 61.97 62.32 62.78 73.62 73.95

Iowa 63.50 63.93 63.55 74.75 74.49

Kansas 60.15 60.82 61.01 72.57 72.71

Kentucky 69.89 70.09 69.60 79.06 78.72

Louisiana 71.28 71.63 71.04 80.14 79.73

Maine 66.22 66.01 64.89 76.21 75.42

Maryland 50.00 50.00 50.00 65.00 65.00

Massachusetts 50.00 50.00 50.00 65.00 65.00

Michigan 55.42 55.89 56.71 69.12 69.70

Minnesota 50.00 50.00 50.00 65.00 65.00

Mississippi 76.62 77.08 77.08 83.96 83.96

Missouri 61.23 61.47 61.15 73.03 72.81

Montana 72.96 72.85 71.90 81.00 80.33

Nebraska 59.52 59.89 59.64 71.92 71.75

Nevada 52.39 54.93 55.90 68.45 69.13

New Hampshire 50.00 50.00 50.00 65.00 65.00

New Jersey 50.00 50.00 50.00 65.00 65.00

New Mexico 74.56 74.85 74.30 82.40 82.01

New York 50.00 50.00 50.00 65.00 65.00

North Carolina 62.56 62.85 63.63 74.00 74.54

North Dakota 68.36 68.31 67.49 77.82 77.24

Ohio 58.83 59.23 59.68 71.46 71.78

Oklahoma 70.56 70.24 70.18 79.17 79.13

Oregon 60.16 60.81 61.12 72.57 72.78

Pennsylvania 54.69 54.76 53.84 68.33 67.69

Rhode Island 55.40 56.03 55.38 69.22 68.77

South Carolina 69.81 69.86 69.89 78.90 78.92

South Dakota 65.29 65.67 66.03 75.97 76.22

Tennessee 64.59 64.40 64.81 75.08 75.37

Texas 59.99 60.22 60.87 72.15 72.61

Utah 71.24 71.72 72.14 80.20 80.50

Vermont 62.41 61.34 60.11 72.94 72.08

Virginia 50.53 50.00 50.00 65.00 65.00

Washington 50.00 50.00 50.00 65.00 65.00

West Virginia 75.04 75.19 74.65 82.63 82.26

Wisconsin 58.43 58.41 58.31 70.89 70.82

Wyoming 61.32 59.77 57.90 71.84 70.53

(Continued)
2.C Medicaid: History of Provisions

2.60 ♦ Annual Statistical Supplement, 2004

CONTACT: Adelle Simmons (202) 401-6119.

Outlying areas

American Samoa f 50.00 f 50.00 f 50.00 f 65.00 f 65.00

Guam f 50.00 f 50.00 f 50.00 f 65.00 f 65.00

Northern Mariana Islands f 50.00 f 50.00 f 50.00 f 65.00 f 65.00

Puerto Rico f 50.00 f 50.00 f 50.00 f 65.00 f 65.00

Virgin Islands f 50.00 f 50.00 f 50.00 f 65.00 f 65.00

SOURCE: Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation.

a. Section 1905(b) of the Social Security Act (the Act) specifies the method to be used to compute the federal medical assistance percentage. From this section the following formula is derived: N = 3-year average national per capita personal income; S = 3-year average state per capita personal income. Federal medical assistance 

percentage: State share = (S2/N2) x 45 or (45/N2) x S2; Federal share = 100 – state share with 50–83 percent limits.

b. This is the Title XXI enhanced federal medical assistance percentage rate specified in section 2105(b) of the Act. The enhanced federal medical assistance percentage is limited to no more than 85 percent.

c. Effective October 1, 2002, through September 30, 2003.

d. Effective October 1, 2003, through September 30, 2004.

e. Effective October 1, 2004, through September 30, 2005.

f. For purposes of section 1118 of the Social Security Act, the federal medical assistance percentage used under titles I, X, XIV, and XVI, and part A of title IV will be 

75 percent.

Table 2.C2—Federal medical assistance percentage and enhanced federal medical assistance percentage,

by state or other area, 2003–2005—Continued

State or area 

Federal medical assistance percentage a Enhanced federal medical assistance percentage b

2003 c 2004 d 2005 e 2004 2005
2.F SSA Administrative Data: Offices and Staff

Annual Statistical Supplement, 2004 ♦ 2.61

CONTACT: Harold Atkins for SSA data (410) 965-2367 and Leola Britford for Office of Hearings and Appeals data (703) 605-8219.

Table 2.F1—Number of SSA offices, 2003

Office Number

Headquarters (Baltimore, Maryland) 1

Regional offices a

a. Regional offices are located in Boston, Massachusetts; New York, New York; Philadelphia, Pennsylvania; Atlanta, Georgia; Chicago, Illinois; Dallas, Texas; Kansas 

City, Missouri; Denver, Colorado; San Francisco, California; and Seattle, Washington.

10

Field offices b

b. In December 1997, the field offices were redesignated as Level 1, 2, or resident stations depending on the characteristics of the facility, service area, and other conditions.

1,329

Level 1 615

Level 2 667

Resident stations 47

Teleservice centers 36

Program service centers c

c. Program service centers are located in Jamaica, New York; Philadelphia, Pennsylvania; Birmingham, Alabama; Chicago, Illinois; Kansas City, Missouri; and Richmond, California.

6

Data operations center d

d. The data operations center is located in Wilkes-Barre, Pennsylvania.

1

Office of Hearings and Appeals

Headquarters (Falls Church, Virginia) 1

Regional offices 10

Hearing offices 140

Satellite offices 4

SOURCES: Social Security Administration, Office of Public Service and Operations Support’s database and Office of Hearings and Appeals Case Control System.
2.F SSA Administrative Data: Offices and Staff

2.62 ♦ Annual Statistical Supplement, 2004

CONTACT: Nelson Izquierdo (410) 965-4364.

CONTACT: Donna Frocke (410) 965-3094.

Table 2.F2—Number of SSA employees and percentage with selected characteristics by grade,

September 30, 2003 

Characteristic All grade levels GS 1–4 GS 5–8 GS 9–12 GS 13–15 SES

Number

Total a

a. Includes all full-time and part-time permanent employees.

65,191 1,107 21,434 32,816 8,308 132

Percentage of total

Women 70.6 76.5 79.2 72.5 50.4 34.8

Minorities 43.9 49.5 57.0 40.7 26.3 28.0

Black 27.3 39.8 34.8 25.0 17.9 20.5

Hispanic 11.9 6.6 16.4 11.2 5.1 6.8

Asian or Pacific Islander 3.5 2.0 4.7 3.2 2.2 0.8

American Indian or Alaska Native 1.2 1.1 1.2 1.2 1.1 0.0

Severely disabled 2.3 9.1 3.8 1.4 0.9 0.8

SOURCE: Social Security Administration’s Affirmative Employment Plan.

Table 2.F3—Number of work years, fiscal years 1993–2003

Year Full-time permanent staff a

a. On duty at end of fiscal year; includes seasonal employees.

Total work years b

b. Includes full-time, part-time, and temporary employees; employees in special programs; and overtime hours worked.

1993 61,640 66,623

1994 62,434 66,741

1995 c

c. Includes 1,055 positions that were transferred from the Department of Health and Human Services to SSA when SSA became an independent agency (under 

P.L. 103-296, Social Security Independence and Program Improvements Act of 1994, effective March 31, 1995).

62,504 67,063

1996 62,133 66,726

1997 61,224 69,378

1998 59,943 67,210

1999 59,752 66,459

2000 60,434 65,521

2001 61,490 65,562

2002 61,914 65,742

2003 63,569 65,343

SOURCE: Social Security Administration’s Payroll Reports.
2.F SSA Administrative Data: Claims Workloads

Annual Statistical Supplement, 2004 ♦ 2.63

CONTACT: Shirley Hodges (410) 965-0635.

CONTACT: Shirley Hodges (410) 965-0635.

CONTACT: Shirley Hodges (410) 965-0635.

Table 2.F4—Number of Old-Age and Survivors Insurance claims, fiscal year 2003 (in thousands)

Workload Total Worker

Family members

and survivors

Beginning-of-year pending 120.1 52.1 68.0

Received 3,200.7 1,767.5 1,433.2

Processed a

a. See Table 6.A1 for data on number of awards.

3,240.1 1,784.5 1,455.6

End-of-year pending 80.7 35.1 45.6

SOURCES: Office of Systems’ Integrated Work Measurement System and the Office of Disability Operations, Division of Direct Service Operations Report.

Table 2.F5—Number of Disability Insurance claims, fiscal year 2003 (in thousands)

Workload Total Worker

Family members

and survivors

Beginning-of-year pending 528.5 503.0 25.5

Received 2,185.7 1,934.9 250.8

Processed a

a. See Table 6.A1 for data on number of awards.

2,209.8 1,952.6 257.2

End-of-year pending 504.4 485.3 19.1

SOURCES: Office of Systems’ Integrated Work Measurement System and Office of Disability Operations, Division of Direct Service Operations Report.

Table 2.F6—Number of Supplemental Security Income claims, fiscal year 2003 (in thousands)

Workload Total Aged Blind or disabled

Beginning-of-year pending 447.6 4.0 443.6

Received 2,161.6 173.6 1,988.0

Processed a

a. See Table 7.A8 for data on number of awards.

2,142.4 173.4 1,969.0

End-of-year pending 466.8 4.2 462.6

SOURCES: Office of Systems’ Integrated Work Measurement System and Office of Disability Operations, Division of Direct Service Operations Report.
2.F SSA Administrative Data: Service Delivery

2.64 ♦ Annual Statistical Supplement, 2004

CONTACT: Bob Marks (410) 965-4527 or John Hebert (410) 965-3915.

Table 2.F7—Accuracy rates and use of 800 telephone number, fiscal years 1998–2003

Item 1999 2000 2001 2002 2003

Accuracy rates (percent)

OASI payments

Index of dollar accuracy 99.6 99.6 99.9 a

a. OASI and SSI Index of Dollar Accuracy Reviews were terminated in 2003.

a

Payment review/stewardship results

Excess payments 99.8 99.9 99.9 99.9 99.9

Underpayments 99.9 99.9 99.8 99.9 99.9

SSI payments b

b. Excludes determinations of disability.

Index of dollar accuracy c

c. Prior to fiscal year 1999, percentages exclude errors of less than $5. Any payments to ineligible beneficiaries are included regardless of the dollar amount of the error.

94.2 94.0 91.4 a a

Payment review/stewardship results d

d. Beginning with fiscal year 2000, the SSI payment review/stewardship results are reported as the percentage of payments free of preventable error.

Excess payments 94.3 94.7 93.3 93.4 93.9

Underpayments 98.3 98.6 98.8 98.6 98.8

Disability Insurance benefits e

e. Represents cases free of decisional and documentation errors.

Initial claims 94.3 94.2 93.9 94.2 93.3

Allowances 96.5 97.0 96.8 97.1 96.6

Denials 93.0 92.4 92.0 92.4 91.5

Reconsideration 92.3 92.2 91.0 90.5 90.9

Reversals of denials 96.0 96.9 96.8 95.9 96.6

Affirmations of denials 91.6 91.3 89.9 89.4 89.9

National 800 number network (1-800-772-1213)

Number of calls received (millions) 78.7 76.3 74.8 62.3 64.0

Average time calls answered (minutes) 2.0 2.5 2.8 4.7 3.8

SOURCE: Social Security Administration, Office of Finance, Assessment and Management, Office of Central Operations.
2.F SSA Administrative Data: Hearings and Appeals

Annual Statistical Supplement, 2004 ♦ 2.65

CONTACT: Beverly Nateghi (703) 605-8788.

CONTACT: Beverly Nateghi (703) 605-8788.

CONTACT: Beverly Nateghi (703) 605-8788.

Table 2.F8—Workload of SSA’s Administrative Law Judges (ALJs), fiscal years 2002–2004

Item 2002 2003 2004 a

a. Estimated data.

Number of ALJs 969 975 944

Average monthly hearing dispositions per ALJ 45 49 52

Average hearings pending per ALJ 470 581 682

SOURCES: Social Security Administration, Office of Hearings and Appeals. Actual data from the Key Workload Indicator Report. Estimated data from the Government 

Performance and Results Act, Annual Performance Plan.

NOTE: Data based on Administrative Law Judges’ availability during fiscal year 2002; data excludes Regional Chief ALJs.

Table 2.F9—Number of hearing receipts, dispositions, and end-of-year pending cases, fiscal years 2003–2004

Program

Hearing receipts Hearing dispositions End-of-year pending cases

2003 2004 a

a. Estimated data.

2003 2004 a 2003 2004 a

Total 662,733 640,308 571,928 588,300 591,562 643,570

OASI 3,097 3,237 2,717 3,236 3,231 3,350

Disability

DI 226,881 210,821 183,640 203,529 201,317 215,763

SSI 165,896 172,437 149,715 167,360 165,997 168,572

DI and SSI 191,365 181,813 157,849 164,175 185,824 198,692

Medicare (Parts A and B and adversarial) 75,493 72,000 78,005 50,000 35,193 57,193

Black Lung 102000

SOURCES: Social Security Administration, Office of Hearings and Appeals. Actual data from the Key Workload Indicator Report. Estimated data from the Government 

Performance and Results Act, Annual Performance Plan.

Table 2.F11—Number of SSA Appeals Council cases, fiscal years 2002–2004

Cases 2002 2003 2004 a

a. Estimated data.

Beginning-of-year pending 92,185 59,781 51,078

Receipts 83,063 92,047 97,925

Dispositions 115,467 100,750 96,949

End-of-year pending 59,781 51,078 52,054

SOURCES: Social Security Administration, Office of Hearings and Appeals. Actual data from the Key Workload Indicator Report. Estimated data from the Government 

Performance and Results Act, Annual Performance Plan.

Section 3. Social Welfare

and the Economy

Employment and Earnings 3.1

Interprogram Data 3.3

Poverty 3.13

3.B Employment and Earnings

Annual Statistical Supplement, 2004 ♦ 3.1

Table 3.B3—Federal minimum wage rates under the Fair Labor Standards Act of 1938 and

average hourly earnings and average weekly hours for production workers in manufacturing,

selected years 1938–2003

Effective date

Minimum hourly wage for workers

in jobs first covered by—

Production workers

in manufacturing a

1938 act b

(dollars)

1961 amendments c

(dollars)

1966 and subsequent amendments d

Average gross

hourly earnings

(dollars)

Average

weekly hours

Nonfarm

(dollars)

Farm

(dollars)

October 24

1938 0.25 . . . . . . . . . 0.62 35.6

1939 0.30 . . . . . . . . . 0.63 37.7

1945 0.40 . . . . . . . . . 1.02 43.5

January 25, 1950 0.75 . . . . . . . . . 1.44 40.5

March 1, 1956 1.00 . . . . . . . . . 1.95 40.4

September 3

1961 1.15 1.00 . . . . . . 2.32 39.8

1963 1.25 1.00 . . . . . . 2.46 40.5

1964 1.25 1.15 . . . . . . 2.53 40.7

1965 1.25 1.25 . . . . . . 2.61 41.2

February 1

1967 1.40 1.40 1.00 1.00 2.83 40.6

1968 1.60 1.60 1.15 1.15 3.01 40.7

1969 1.60 1.60 1.30 1.30 3.19 40.6

1970 1.60 1.60 1.45 1.30 3.36 39.8

1971 1.60 1.60 1.60 1.30 3.57 39.9

May 1, 1974 2.00 2.00 1.90 1.60 4.42 40.0

January 1

1975 2.10 2.10 2.00 1.80 4.83 39.5

1976 2.30 2.30 2.20 2.00 5.22 40.1

1977 2.30 2.30 2.30 2.20 5.68 40.3

1978 2.65 2.65 2.65 2.65 6.17 40.4

1979 2.90 2.90 2.90 2.90 6.70 40.2

1980 3.10 3.10 3.10 3.10 7.27 39.7

1981 3.35 3.35 3.35 3.35 7.99 39.8

1982 3.35 3.35 3.35 3.35 8.49 38.9

1983 3.35 3.35 3.35 3.35 8.83 40.1

1984 3.35 3.35 3.35 3.35 9.19 40.7

1985 3.35 3.35 3.35 3.35 9.54 40.5

1986 3.35 3.35 3.35 3.35 9.73 40.7

1987 3.35 3.35 3.35 3.35 9.91 41.0

1988 3.35 3.35 3.35 3.35 10.19 41.1

1989 3.35 3.35 3.35 3.35 10.48 41.0

April 1

1990 e 3.80 3.80 3.80 3.80 10.83 40.8

1991 e 4.25 4.25 4.25 4.25 11.18 40.7

1992 e 4.25 4.25 4.25 4.25 11.46 41.0

1993 e 4.25 4.25 4.25 4.25 11.74 41.4

1994 4.25 4.25 4.25 4.25 12.07 42.0

1995 4.25 4.25 4.25 4.25 12.37 41.6

October 1, 1996 e 4.75 4.75 4.75 4.75 12.77 41.6

September 1, 1997 e 5.15 5.15 5.15 5.15 13.17 42.0

(Continued)
3.B Employment and Earnings

3.2 ♦ Annual Statistical Supplement, 2004

CONTACT: Greg Diez (410) 965-0153.

January 1

1998 e 5.15 5.15 5.15 5.15 13.45 41.4

1999 e 5.15 5.15 5.15 5.15 13.85 41.4

2000 e 5.15 5.15 5.15 5.15 14.32 41.3

2001 e 5.15 5.15 5.15 5.15 14.76 40.3

2002 e 5.15 5.15 5.15 5.15 15.29 40.5

2003 e 5.15 5.15 5.15 5.15 15.74 40.4

SOURCE: Department of Labor, Bureau of Labor Statistics.

NOTE: . . . = not applicable.

a. For year in which minimum wage rate changes were effective.

b. The 1938 act was applicable generally to employees engaged in interstate commerce or in the production of goods for interstate commerce.

c. The 1961 amendments extended coverage primarily to employees in large retail and service trades as well as local transit, construction, and gasoline service station 

employees.

d. The 1966 amendments extended coverage to state and local government employees of hospitals, nursing homes, and schools, and to employees of laundries, dry 

cleaners, large hotels and motels, restaurants, and farms. Subsequent amendments extended coverage to the remaining federal, state, and local employees not protected in 1966, to certain workers in retail and service trades previously exempted, and to certain domestic workers in private household employment.

e. A training wage may be paid for a period of 90 days to an employee who has not attained age 20. The training wage was $3.35 per hour effective April 1, 1990, and 

$3.61 per hour effective April 1, 1991, through March 31, 1993. Effective October 1, 1996, the training wage is $4.25 per hour.

Table 3.B3—Federal minimum wage rates under the Fair Labor Standards Act of 1938 and

average hourly earnings and average weekly hours for production workers in manufacturing,

selected years 1938–2003—Continued

Effective date

Minimum hourly wage for workers

in jobs first covered by—

Production workers

in manufacturing a

1938 act b

(dollars)

1961 amendments c

(dollars)

1966 and subsequent amendments d

Average gross

hourly earnings

(dollars)

Average

weekly hours

Nonfarm

(dollars)

Farm

(dollars)
3.C Interprogram Data

Annual Statistical Supplement, 2004 ♦ 3.3

CONTACT: Jeff Kunkel (410) 965-3013.

Table 3.C3—Contributions to the Social Security and Medicare trust funds, by program and source, 

selected years 1965–2003 (in millions of dollars)

Program and source 1965 1970 1975 1980 1985 1990 1995 1999 2000 2001 2002 2003

Social Security trust funds

Old-Age and Survivors Insurance a

a. For OASI, DI, and HI contribution rates and wage base, see Table 2.A3. Beginning in 1952 (1959 for DI, 1968 for HI) employer and employee contributions differ by 

estimated amount of refunds of employee tax overpayments and, beginning in 1966, by employee tax on tips. For SMI premium rates, see Table 2.C1.

16,017 30,257 56,815 103,456 178,010 270,507 309,906 407,023 432,977 453,354 468,107 468,574

Employer 7,618 14,489 27,184 49,731 83,682 125,272 143,978 188,461 200,431 210,659 215,897 217,675

Employee 7,440 14,204 26,947 49,436 83,400 124,481 143,335 187,160 198,736 207,999 215,039 216,222

Self-employed 959 1,564 2,684 4,289 7,720 15,906 17,103 20,503 22,216 22,793 24,262 22,179

Taxation of benefits . . . . . . . . . . . . 3,208 4,848 5,490 10,899 11,594 11,903 12,909 12,497

Disability Insurance a 1,188 4,481 7,444 13,255 17,204 28,498 54,695 63,827 71,813 75,743 78,202 78,386

Employer 564 2,154 3,562 6,307 8,119 13,414 25,665 29,936 33,971 35,759 36,655 36,962

Employee 551 2,117 3,530 6,254 8,087 13,338 25,545 29,730 33,701 35,312 36,503 36,716

Self-employed 73 210 352 694 776 1,602 3,144 3,500 3,420 3,861 4,114 3,764

Taxation of benefits . . . . . . . . . . . . 222 144 341 661 721 811 930 944

Medicare trust funds

Hospital Insurance a . . . 4,880 11,510 23,866 47,173 71,753 103,301 140,306 154,520 160,896 162,650 159,164

Employer . . . 2,379 5,578 11,591 22,613 33,850 45,839 61,826 67,526 71,181 71,334 69,885

Employee . . . 2,332 5,530 11,518 22,549 33,635 45,852 61,826 67,526 71,181 71,334 69,885

Self-employed . . . 169 395 739 1,970 4,146 6,743 8,655 9,299 9,631 10,040 9,472

Voluntarily enrolled b

b. Beginning in July 1973, aged ineligibles may voluntarily enroll for HI.

. . . . . . 7 18 41 122 954 1,447 1,382 1,370 1,626 1,604

Taxation of benefits . . . . . . . . . . . . . . . . . . 3,913 6,552 8,787 7,533 8,316 8,318

Supplementary Medical Insurance a,c

c. Includes premiums paid on behalf of eligibles by state governments under “buy-in” arrangements.

. . . 1,096 1,917 3,011 5,613 11,319 19,717 18,966 20,556 22,764 25,066 27,402

Aged . . . 1,096 1,759 2,707 5,105 10,311 17,651 16,604 17,892 19,905 21,610 23,546

Disabled . . . . . . 158 304 508 1,008 2,066 2,362 2,664 2,859 3,456 3,856

SOURCE: Department of the Treasury.

NOTE: . . . = not applicable.
3.C Interprogram Data

3.4 ♦ Annual Statistical Supplement, 2004

Table 3.C4—Average monthly amount of Social Security and selected public assistance programs,

December 1950–2003 (in current and 2003 dollars)

Year

Average monthly Social Security benefit

in current-payment status

Average monthly amount

per recipient under—

Consumer

price index a

Retired workers

Widowed mother or father

and 2 children Supplemental Security Income b

Temporary Assistance

for Needy Families c

Current

dollars

2003

dollars

Current

dollars

2003

dollars

Current

dollars

2003

dollars

Current

dollars

2003

dollars

1950 43.86 323.34 93.90 692.24 43.05 317.37 20.85 153.71 25.0

1951 42.14 293.08 93.80 93.80 44.55 309.84 22.00 153.01 26.5

1952 49.25 339.96 106.00 106.00 48.80 336.85 23.45 161.87 26.7

1953 51.10 350.11 111.90 111.90 48.90 335.03 23.20 158.96 26.9

1954 59.14 408.23 130.50 130.50 48.70 336.16 23.25 160.49 26.7

1955 61.90 425.68 135.40 135.40 50.05 344.19 23.50 161.61 26.8

1956 63.09 421.29 141.00 141.00 53.25 355.58 24.80 165.61 27.6

1957 64.58 419.09 146.30 146.30 55.50 360.17 25.40 164.84 28.4

1958 66.35 423.13 151.70 151.70 56.95 363.18 26.65 169.96 28.9

1959 72.78 456.24 170.70 170.70 56.70 355.44 27.30 171.14 29.4

1960 74.04 457.91 188.00 188.00 58.90 364.28 28.35 175.34 29.8

1961 75.65 464.75 189.30 189.30 57.60 353.86 29.45 180.93 30.0

1962 76.19 461.91 190.70 190.70 61.55 373.15 29.30 177.64 30.4

1963 76.88 458.55 192.50 192.50 62.80 374.57 29.70 177.15 30.9

1964 77.57 458.21 193.40 193.40 63.65 375.99 31.50 186.08 31.2

1965 83.92 486.37 219.80 219.80 63.10 365.71 32.85 190.39 31.8

1966 84.35 472.52 221.90 221.90 68.05 381.21 36.25 203.07 32.9

1967 85.37 464.13 224.40 224.40 70.15 381.38 39.50 214.75 33.9

1968 98.86 513.24 257.10 257.10 69.55 361.08 44.75 232.33 35.5

1969 100.40 490.82 255.80 255.80 73.90 361.27 45.15 220.73 37.7

1970 118.10 546.89 291.10 291.10 77.65 359.58 50.30 232.93 39.8

1971 132.17 592.68 320.00 320.00 77.50 347.53 52.30 234.53 41.1

1972 162.35 704.03 383.10 383.10 79.95 346.71 54.10 234.61 42.5

1973 166.42 663.88 391.00 391.00 76.15 303.78 56.95 227.19 46.2

1974 188.21 668.35 438.40 438.40 91.06 323.36 63.37 225.04 51.9

1975 207.18 687.99 468.60 468.60 90.93 301.96 69.69 231.43 55.5

1976 224.86 712.06 503.40 503.40 94.37 298.84 75.20 238.14 58.2

1977 243.00 721.18 546.60 546.60 96.62 286.75 80.08 237.67 62.1

1978 263.20 716.52 591.90 591.90 100.43 273.41 83.60 227.59 67.7

1979 294.30 707.17 655.00 655.00 122.67 294.76 90.34 217.08 76.7

1980 341.40 729.09 759.20 759.20 128.20 273.79 97.10 207.37 86.3

1981 385.97 756.75 858.00 858.00 137.81 270.20 103.15 202.24 94.0

1982 419.30 791.78 885.50 885.50 145.69 275.11 106.33 200.79 97.6

1983 440.77 801.92 923.00 923.00 157.89 287.26 109.93 200.01 101.3

1984 460.57 806.11 948.30 948.30 157.88 276.33 114.72 200.79 105.3

1985 478.62 807.05 981.50 981.50 164.26 276.98 118.17 199.26 109.3

1986 488.44 814.66 994.00 994.00 173.66 289.65 122.09 203.64 110.5

1987 512.65 818.73 1032.30 1032.30 180.64 288.50 125.19 199.94 115.4

1988 536.77 820.97 1070.40 1070.40 188.23 287.90 130.30 199.29 120.5

1989 566.85 828.48 1120.04 1120.04 198.81 290.57 131.89 192.77 126.1

1990 602.56 829.99 1177.70 1177.70 212.66 292.93 135.96 187.28 133.8

1991 629.32 841.08 1216.76 1216.76 221.30 295.77 134.98 180.40 137.9

1992 652.64 847.66 1252.40 1252.40 227.39 295.34 132.92 172.64 141.9

1993 674.06 852.06 1282.60 1282.60 236.52 298.98 132.87 167.96 145.8

1994 697.34 858.52 1328.40 1328.40 242.54 298.60 133.71 164.62 149.7

1995 719.80 864.23 1365.50 1365.50 250.65 300.95 134.35 161.31 153.5

1996 744.96 865.68 1450.60 1450.60 260.75 303.01 133.53 155.17 158.6

1997 774.84 885.33 1502.60 1502.60 268.46 306.75 170.71 195.06 161.3

1998 779.69 876.74 1537.70 1537.70 277.45 311.99 129.04 145.11 163.9

1999 804.30 880.77 1590.40 1590.40 289.19 316.69 d 133.41 146.10 168.3

(Continued)
3.C Interprogram Data

Annual Statistical Supplement, 2004 ♦ 3.5

CONTACT: Stella M. Coleman (410) 965-0157.

2000 844.48 894.47 1675.40 1675.40 299.69 317.44 151.29 160.25 174.0

2001 874.44 912.06 1755.10 1755.10 314.22 327.74 d 155.83 162.54 176.7

2002 895.00 911.83 1812.10 1812.10 330.04 336.25 d 160.09 163.10 180.9

2003 922.08 922.08 1880.97 1880.97 342.28 342.28 161.47 161.47 184.3

SOURCES: Social Security Administration, Supplemental Security Record, and the Department of Health and Human Services, 100 percent data.

a. Data from Bureau of Labor Statistics, consumer price index for all urban consumers (CPI-U) for all items (1982–1984 = 100).

b. For 1940–1973, data refer to Old-Age Assistance program. Beginning January 1974, the Supplemental Security Income program superseded the Old-Age Assistance 

program in the 50 states and the District of Columbia.

c. Effective July 1, 1997, the Temporary Assistance for Needy Families (TANF) block grant program replaced the Aid to Families with Dependent Children (AFDC) program. Beginning in 1997, payments include services.

d. Revised data.

Table 3.C4—Average monthly amount of Social Security and selected public assistance programs,

December 1950–2003 (in current and 2003 dollars)

Year

Average monthly Social Security benefit

in current-payment status

Average monthly amount

per recipient under—

Consumer

price index a

Retired workers

Widowed mother or father

and 2 children Supplemental Security Income b

Temporary Assistance

for Needy Families c

Current

dollars

2003

dollars

Current

dollars

2003

dollars

Current

dollars

2003

dollars

Current

dollars

2003

dollars
3.C Interprogram Data

3.6 ♦ Annual Statistical Supplement, 2004

Table 3.C5—Population aged 65 or older receiving Social Security (OASDI) benefits, Supplemental Security 

Income (SSI) payments, or both, by state, December 1940–2003, selected years

Year and state

Population aged 65 or older receiving— Persons receiving both OASDI 

OASDI SSI a and SSI as a percentage of—

OASDI and SSI,

number per 1,000

OASDI, SSI,

or both,

number per 1,000

Number

per 1,000 State rank

Number

per 1,000 State rank

OASDI

beneficiaries

SSI

recipients

1940 7 . . . 217 . . . 1 223 14.3 0.5

1945 62 . . . 194 . . . 5 251 8.1 2.6

1950 164 . . . 224 . . . 22 366 12.6 9.8

1955 394 . . . 179 . . . 34 539 8.6 19.2

1960 616 . . . 141 . . . 41 716 6.6 28.5

1965 752 . . . 117 . . . 52 817 7.0 44.7

1970 855 . . . 104 . . . 63 896 7.4 60.4

1975 904 . . . 111 . . . 78 939 8.6 69.5

1980 914 . . . 87 . . . 61 941 6.7 70.2

1985 917 . . . 71 . . . 51 937 5.5 71.1

1990 924 . . . 66 . . . 46 944 4.9 69.2

1995 913 . . . 63 . . . 39 937 4.3 62.6

2000 911 . . . 57 . . . 34 934 3.7 59.1

2001 908 . . . 56 . . . 33 931 3.6 58.4

2002 901 . . . 56 . . . 32 924 3.6 57.8

2003

United States 908 . . . 55 . . . 32 932 3.5 57.4

Alabama 932 26 65 10 52 946 5.6 79.3

Alaska 919 34 74 5 43 950 4.7 58.4

Arizona 852 49 32 30 19 865 2.2 58.7

Arkansas 924 31 55 13 46 933 4.9 82.6

California 844 50 133 1 64 912 7.6 48.4

Colorado 914 37 31 31 18 927 1.9 57.4

Connecticut 950 12 26 37 13 964 1.3 47.5

Delaware 957 7 23 41 15 965 1.5 64.8

District of Columbia 789 51 66 9 39 816 5.0 59.8

Florida 852 48 47 19 24 875 2.8 51.5

Georgia 919 35 65 11 47 937 5.1 72.2

Hawaii 884 45 50 17 22 912 2.5 44.0

Idaho 958 5 19 44 14 963 1.5 75.1

Illinois 912 39 38 24 16 934 1.8 42.5

Indiana 950 10 17 49 11 955 1.2 68.8

Iowa 953 9 17 48 12 958 1.2 71.6

Kansas 941 18 19 45 12 947 1.3 64.1

Kentucky 935 22 69 7 51 953 5.4 73.6

Louisiana 902 42 75 4 56 921 6.2 74.0

Maine 950 13 30 32 24 955 2.6 81.8

Maryland 877 47 40 23 19 898 2.2 48.0

Massachusetts 914 38 56 12 31 939 3.4 55.8

Michigan 957 6 29 33 17 969 1.8 58.3

Minnesota 938 19 26 38 13 951 1.4 49.7

Mississippi 925 30 96 2 77 944 8.3 80.0

(Continued)
3.C Interprogram Data

Annual Statistical Supplement, 2004 ♦ 3.7

CONTACT: Stella M. Coleman (410) 965-0157.

2003 (cont.)

Missouri 938 20 28 35 20 946 2.1 71.3

Montana 931 27 20 43 15 936 1.6 77.0

Nebraska 941 17 17 47 12 947 1.3 69.5

Nevada 922 33 33 29 19 936 2.1 57.8

New Hampshire 981 1 12 51 8 985 0.8 66.7

New Jersey 919 36 45 21 20 943 2.2 45.3

New Mexico 892 44 68 8 47 913 5.3 68.6

New York 880 46 89 3 41 929 4.6 45.6

North Carolina 943 16 51 16 39 954 4.2 77.7

North Dakota 944 15 21 42 16 949 1.7 75.6

Ohio 934 23 24 39 14 944 1.5 59.4

Oklahoma 928 28 36 25 26 938 2.9 73.4

Oregon 956 8 27 36 16 967 1.6 57.5

Pennsylvania 936 21 34 27 21 949 2.2 61.1

Rhode Island 933 24 49 18 30 951 3.2 61.5

South Carolina 928 29 52 15 41 940 4.4 77.7

South Dakota 958 4 29 34 20 968 2.1 67.7

Tennessee 946 14 52 14 40 959 4.2 75.9

Texas 900 43 74 6 50 923 5.6 68.0

Utah 910 40 18 46 9 919 1.0 50.3

Vermont 950 11 34 28 27 956 2.9 80.8

Virginia 908 41 44 22 27 925 3.0 61.9

Washington 933 25 36 26 14 955 1.5 37.8

West Virginia 923 32 45 20 32 937 3.4 69.8

Wisconsin 966 3 23 40 15 974 1.5 65.7

Wyoming 970 2 15 50 12 973 1.2 79.2

SOURCES: Social Security Administration, Master Beneficiary Record and Supplemental Security Record (Characteristic Extract Record format), and the U.S. Census 

Bureau, 100 percent data.

NOTE: . . . = not applicable.

a. For 1940–1973, data refer to the Old-Age Assistance program. Beginning January 1974, the Supplemental Security Income program superseded the Old-Age Assistance program in the 50 states and the District of Columbia.

Table 3.C5—Population aged 65 or older receiving Social Security (OASDI) benefits, Supplemental Security 

Income (SSI) payments, or both, by state, December 1940–2003, selected years—Continued

Year and state

Population aged 65 or older receiving— Persons receiving both OASDI 

OASDI SSI a and SSI as a percentage of—

OASDI and SSI,

number per 1,000

OASDI, SSI,

or both,

number per 1,000

Number

per 1,000 State rank

Number

per 1,000 State rank

OASDI

beneficiaries

SSI

recipients
3.C Interprogram Data

3.8 ♦ Annual Statistical Supplement, 2004

CONTACT: Paul Davies (410) 966-0299.

Table 3.C6—Number and percentage of Social Security (OASDI) beneficiaries also receiving federally 

administered Supplemental Security Income (SSI) payments, by type of OASDI benefit and SSI eligibility 

category, December 2003

Type of benefit

All OASDI

beneficiaries a

a. Includes special age-72 beneficiaries.

Number receiving SSI Percentage of all OASDI beneficiaries

Total Aged

Blind and

disabled Total Aged

Blind and

disabled

Total 47,053,140 2,427,370 700,520 1,726,850 5.2 1.5 3.7

Retirement 32,650,150 1,038,190 564,230 473,960 3.2 1.7 1.5

Workers aged 65 or older 26,960,220 780,420 504,430 275,990 2.9 1.9 1.0

Men 13,922,820 306,570 191,360 115,210 2.2 1.4 0.8

Women 13,037,400 473,850 313,070 160,780 3.6 2.4 1.2

Workers aged 62–64 2,587,310 30,530 0 30,530 1.2 0 1.2

Men 1,331,110 19,550 0 19,550 1.5 0 1.5

Women 1,256,200 10,980 0 10,980 0.9 0 0.9

Wives and husbands 2,622,130 127,020 59,780 67,240 4.8 2.3 2.6

Aged 65 or older 2,307,550 115,140 59,780 55,360 5.0 2.6 2.4

Aged 62–64 269,730 10,760 0 10,760 4.0 0 4.0

Under age 62 with children 44,850 1,120 0 1,120 2.5 0 2.5

Disabled adult children 192,750 96,360 b

b. Data not shown to avoid disclosure of information for particular individuals.

b 50.0 b b

Aged 65 or older 1,040 380 b b 36.5 b b

Aged 18–64 191,710 95,980 0 95,980 50.1 0 50.1

Children under age 18 and students aged 18–19 287,740 3,860 0 3,860 1.3 0 1.3

Survivors 6,804,720 457,780 135,340 322,440 6.7 2.0 4.7

Nondisabled widow(er)s 4,499,900 235,300 132,360 102,940 5.2 2.9 2.3

Aged 65 or older 4,047,720 228,260 132,360 95,900 5.6 3.3 2.4

Aged 60–64 452,180 7,040 0 7,040 1.6 0 1.6

Disabled widow(er)s 207,630 36,860 0 36,860 17.8 0 17.8

Widowed mothers and fathers 188,320 4,910 b b 2.6 b b

Parents 2,190 120 b b 5.5 b b

Disabled adult children 500,970 158,950 2,860 156,090 31.7 0.6 31.2

Aged 65 or older 66,000 22,050 2,860 19,190 33.4 4.3 29.1

Aged 18–64 434,970 136,900 0 136,900 31.5 0 31.5

Children under age 18 and students aged 18–19 1,405,710 21,640 0 21,640 1.5 0 1.5

Disability 7,598,270 931,400 950 930,450 12.3 0 12.2

Workers under age 65 5,867,460 832,520 0 832,520 14.2 0 14.2

Men 3,225,850 367,510 0 367,510 11.4 0 11.4

Women 2,641,610 465,010 0 465,010 17.6 0 17.6

Wives and husbands 151,500 10,310 950 9,360 6.8 0.6 6.2

Aged 65 or older 23,590 3,160 950 2,210 13.4 4.0 9.4

Aged 62–64 31,370 1,660 0 1,660 5.3 0 5.3

Under age 62 with children 96,540 5,490 0 5,490 5.7 0 5.7

Disabled adult children aged 18–64 63,480 44,280 0 44,280 69.8 0 69.8

Children under age 18 and students aged 18–19 1,515,830 44,290 0 44,290 2.9 0 2.9

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
3.C Interprogram Data

Annual Statistical Supplement, 2004 ♦ 3.9

CONTACT: Art Kahn (410) 965-0186.

Table 3.C6.1—Number of persons aged 18–64 receiving Social Security (OASDI) benefits or federally 

administered Supplemental Security Income (SSI) payments based on disability, by type of benefit,

December 1978–2003

Year

Unduplicated

total a

a. Includes persons receiving Old-Age, Survivors, and Disability Insurance (OASDI), SSI, or both.

OASDI beneficiaries Blind or disabled SSI recipients

Total

Disabled

workers

Disabled

adult children

under age 65

Disabled

widow(er)s Total

Receiving

SSI only

Receiving

both SSI

and OASDI

1978 4,676,450 3,415,469 2,879,774 405,944 129,751 1,747,126 b 1,260,981

b. The number of OASDI disabled adult child beneficiaries aged 18–64 also receiving SSI was estimated on the basis of the number of such beneficiaries aged 18 or 

older for the same year and on the comparative size of the two groups at the end of 1988.

486,145

1979 4,662,528 3,419,624 2,870,590 419,201 129,833 1,726,553 b 1,242,904 483,649

1980 4,662,546 3,418,434 2,858,680 432,174 127,580 1,730,847 b 1,244,112 486,735

1981 4,570,071 3,340,701 2,776,519 442,592 121,590 1,702,895 b 1,229,370 473,525

1982 4,366,314 3,169,449 2,603,599 449,478 116,372 1,655,279 b 1,196,865 458,414

1983 4,367,241 3,143,111 2,569,029 462,491 111,591 1,699,774 b 1,224,130 475,644

1984 4,460,188 3,183,618 2,596,516 477,951 109,151 1,780,459 b 1,276,570 503,889

1985 4,591,316 3,258,200 2,656,638 494,557 107,005 1,879,168 b 1,333,116 546,052

1986 4,812,143 3,346,603 2,728,463 511,166 106,974 2,010,458 b 1,465,540 544,918

1987 4,904,785 3,416,529 2,785,859 524,388 106,282 2,118,710 b 1,488,256 630,454

1988 5,012,435 3,468,186 2,830,284 534,779 103,123 2,202,714 1,544,249 658,465

1989 5,155,787 3,540,480 2,895,364 543,486 101,630 2,301,926 c 1,615,307

c. December data for OASDI disabled beneficiaries also receiving SSI were not available. Instead, the average of the September 1989 and March 1990 numbers was 

used.

686,619

1990 5,395,261 3,667,721 3,011,294 555,438 100,989 2,449,897 1,727,540 722,357

1991 5,743,614 3,877,804 3,194,938 568,377 114,489 2,641,524 1,865,810 775,714

1992 6,249,217 4,185,714 3,467,783 586,607 131,324 2,909,997 2,063,503 846,494

1993 6,707,127 4,476,648 3,725,966 603,667 147,015 3,148,413 2,230,479 917,934

1994 7,103,399 4,741,348 3,962,954 617,718 160,676 3,335,255 2,362,051 973,204

1995 7,398,942 4,987,004 4,185,263 628,717 173,024 3,482,256 2,411,938 1,070,318

1996 7,691,134 5,205,071 4,385,623 637,537 181,911 3,568,393 2,486,063 1,082,330

1997 7,818,216 5,340,082 4,508,134 644,010 187,938 3,561,625 2,478,134 1,083,491

1998 8,090,686 5,543,886 4,698,319 651,386 194,181 3,646,020 2,546,800 1,099,220

1999 8,311,949 5,736,071 4,879,455 657,821 198,795 3,690,970 2,575,878 1,115,092

2000 8,519,241 5,908,756 5,042,334 664,995 201,427 3,744,022 2,610,485 1,133,537

2001 8,799,998 6,150,475 5,274,183 672,049 204,243 3,811,494 2,649,523 1,161,971

2002 9,118,926 6,430,412 5,543,981 679,073 207,358 3,877,752 2,688,514 1,189,238

2003 9,510,138 6,769,336 5,873,673 686,304 209,359 3,953,248 2,740,802 1,212,446

SOURCE: Social Security Administration, Master Beneficiary Record and Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
3.C Interprogram Data

3.10 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210.

Table 3.C7a—Number of persons aged 15 or older, reporting only one race, with Social Security benefits or 

Supplemental Security Income in March 2003, by sex, age, and race, and average annual benefit

in 2002

Sex and age

All persons

White

Black or African

American

American Indian,

Alaska Native Asian

Native Hawaiian

and Other Pacific

Total Islander a

a. The sum of the individual categories may not equal the total because of independent rounding.

Reporting only

one race

Social Security beneficiaries (thousands)

Total 40,626 40,230 35,064 4,047 202 868 50

Sex

Male 17,643 17,471 15,316 1,654 91 385 b

b. Fewer than 75,000 weighted cases.

Female 22,983 22,760 19,747 2,393 111 483 b

Age

15–54 4,759 4,655 3,569 964 59 59 b

55–64 4,985 4,912 4,127 651 33 95 b

65–74 15,840 15,705 13,840 1,321 75 436 b

75 or older 15,042 14,958 13,528 1,111 35 277 b

Supplemental Security Income recipients (thousands)

Total 5,173 5,072 3,438 1,338 58 231 7

Sex

Male 2,209 2,178 1,503 552 25 95 b

Female 2,964 2,894 1,935 786 33 135 b

Age

15–54 3,067 2,998 2,061 852 35 46 b

55–64 881 870 619 219 8 22 b

65–74 597 585 362 134 9 78 b

75 or older 628 619 396 132 6 85 b

Average annual benefit in 2002 (dollars)

Social Security 9,977 9,985 10,185 8,524 8,426 8,984 b

Supplemental Security 

Income 5,417 5,416 5,444 5,229 3,919 6,452 b

SOURCE: U.S. Census Bureau, Current Population Survey, public-use file of the March 2003 Income Supplement.

NOTES: Table includes civilian noninstitutionalized population residing in the 50 states and the District of Columbia.

For a discussion of standard errors of estimated numbers and percentages, see U.S. Census Bureau, Current Population Reports, Series P-60.
3.C Interprogram Data

Annual Statistical Supplement, 2004 ♦ 3.11

CONTACT: Curt Pauzenga (410) 965-7210.

Table 3.C7b—Number of persons aged 15 or older, reporting one or more races, with Social Security benefits 

or Supplemental Security Income in March 2003, by sex, age, and race, and average annual benefit

in 2002

Sex and age

All persons

White alone or in

combination

Black or African

American alone

or in

combination

American Indian,

Alaska Native

alone or in

combination

Asian alone or in

combination

Native Hawaiian

and Other

Pacific Islander

alone or in

Total combination a

a. The sum of the individual categories may not equal the total because of independent rounding.

Reporting only

one race

Reporting two or

more races

Social Security beneficiaries (thousands)

Total b

b. The sum of the five race groups adds to more than the total because individuals may report more than one race.

40,626 40,230 396 35,401 4,137 527 893 71

Sex

Male 17,643 17,471 173 15,467 1,688 227 402 c

c. Fewer than 75,000 weighted cases.

Female 22,983 22,760 223 19,934 2,449 301 491 c

Age

15–54 4,759 4,655 103 3,661 997 129 68 c

55–64 4,985 4,912 73 4,190 660 98 101 c

65–74 15,840 15,705 135 13,956 1,343 195 444 c

75 or older 15,042 14,958 84 13,594 1,138 106 280 c

Supplemental Security Income recipients (thousands)

Total b 5,173 5,072 101 3,523 1,376 125 240 11

Sex

Male 2,209 2,178 31 1,532 563 43 101 c

Female 2,964 2,894 70 1,991 814 81 140 c

Age

15–54 3,067 2,998 69 2,123 878 75 55 c

55–64 881 870 11 629 222 15 23 c

65–74 597 585 12 371 137 21 78 c

75 or older 628 619 9 400 139 13 85 c

Average annual benefit in 2002 (dollars)

Social Security 9,977 9,985 9,163 10,175 8,532 8,954 9,013 c

Supplemental Security 

Income 5,417 5,416 5,453 5,442 5,248 4,414 6,481 c

SOURCE: U.S. Census Bureau, Current Population Survey, public-use file of the March 2003 Income Supplement.

NOTES: Table includes civilian noninstitutionalized population residing in the 50 states and the District of Columbia.

For a discussion of standard errors of estimated numbers and percentages, see U.S. Census Bureau, Current Population Reports, Series P-60.

“In combination” means in combination with one or more other races.
3.C Interprogram Data

3.12 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210.

Table 3.C8—Number of persons aged 15 or older with Social Security (OASDI) benefits or Supplemental 

Security Income (SSI) and number and percentage of Hispanic origin in March 2003, by age and sex, and 

average annual benefit in 2002

Age

All beneficiaries (thousands) Hispanic origin a (thousands)

a. Persons of Hispanic origin may be of any race.

Hispanic origin as a percentage

of all beneficiaries a

Total Men Women Total Men Women Total Men Women

Social Security beneficiaries

Total, all ages 40,626 17,643 22,983 2,380 1,031 1,349 5.9 5.8 5.9

15–34 1,627 813 814 197 87 110 12.1 10.7 13.5

35–44 1,254 585 669 90 31 59 7.2 5.3 8.8

45–54 1,878 904 974 181 98 83 9.6 10.8 8.5

55–64 4,985 2,209 2,777 322 139 183 6.5 6.3 6.6

65–74 15,840 7,240 8,600 951 408 543 6.0 5.6 6.3

75 or older 15,042 5,892 9,150 639 268 371 4.2 4.6 4.0

Supplemental Security Income recipients

Total, all ages 5,173 2,209 2,964 738 295 443 14.3 13.4 15.0

15–34 1,130 556 575 133 56 77 11.8 10.1 13.4

35–44 848 387 461 105 51 55 12.4 13.1 11.9

45–54 1,088 519 569 144 65 79 13.2 12.5 13.9

55–64 881 376 505 124 46 78 14.0 12.2 15.4

65–74 597 208 389 121 44 76 20.2 21.4 19.6

75 or older 628 164 465 112 33 79 17.8 20.3 16.9

Average annual benefit in 2002 b (dollars) 

b. For 2002, average benefits are shown. Tables in previous years showed median benefits.

Social Security 9,977 11,464 8,836 8,095 9,187 7,260 . . . . . . . . .

Supplemental Security Income 5,417 5,765 5,158 5,118 5,614 4,788 . . . . . . . . .

SOURCE: U.S. Census Bureau, Current Population Survey, public-use file of the March 2003 Income Supplement.

NOTES: Table includes civilian noninstitutionalized population residing in the 50 states and the District of Columbia.

For a discussion of standard errors of estimated numbers and percentages, see U.S. Census Bureau, Current Population Reports, Series P-60.

. . . = not applicable.
3.E Poverty

Annual Statistical Supplement, 2004 ♦ 3.13

Table 3.E1—Weighted average poverty thresholds for nonfarm families, by size,

1959–2003 (in dollars)

Year

Unrelated individuals

Families

Annual

average

CPI a

2 persons

3 persons 4 persons 5 persons 6 persons

7 persons

All ages or more

Under

age 65

Aged 65

or older All ages

Householder

under age 65

Householder

aged 65 or older

1959 1,467 1,503 1,397 1,894 1,952 1,761 2,324 2,973 3,506 3,944 4,849 29.2

1960 1,490 1,526 1,418 1,924 1,982 1,788 2,359 3,022 3,560 4,002 4,921 29.6

1961 1,506 1,545 1,433 1,942 2,005 1,808 2,383 3,054 3,597 4,041 4,967 29.9

1962 1,519 1,562 1,451 1,962 2,027 1,828 2,412 3,089 3,639 4,088 5,032 30.3

1963 1,539 1,581 1,470 1,988 2,052 1,850 2,442 3,128 3,685 4,135 5,092 30.6

1964 1,558 1,601 1,488 2,015 2,079 1,875 2,473 3,169 3,732 4,193 5,156 31.0

1965 1,582 1,626 1,512 2,048 2,114 1,906 2,514 3,223 3,797 4,264 5,248 31.5

1966 1,628 1,674 1,556 2,107 2,175 1,961 2,588 3,317 3,908 4,388 5,395 32.5

1967 1,675 1,722 1,600 2,168 2,238 2,017 2,661 3,410 4,019 4,516 5,550 33.4

1968 1,748 1,797 1,667 2,262 2,333 2,102 2,774 3,553 4,188 4,706 5,789 34.8

1969 1,840 1,893 1,757 2,383 2,458 2,215 2,924 3,743 4,415 4,958 6,101 36.7

1970 1,954 2,010 1,861 2,525 2,604 2,348 3,099 3,968 4,680 5,260 6,468 38.8

1971 2,040 2,098 1,940 2,633 2,716 2,448 3,229 4,137 4,880 5,489 6,751 40.5

1972 2,109 2,168 2,005 2,724 2,808 2,530 3,339 4,275 5,044 5,673 6,983 41.8

1973 2,247 2,307 2,130 2,895 2,984 2,688 3,548 4,540 5,358 6,028 7,435 44.4

1974 2,495 2,562 2,364 3,211 3,312 2,982 3,936 5,038 5,950 6,699 8,253 49.3

1975 2,724 2,797 2,581 3,506 3,617 3,257 4,293 5,500 6,499 7,316 9,022 53.8

1976 2,884 2,959 2,730 3,711 3,826 3,445 4,540 5,815 6,876 7,760 9,588 56.9

1977 3,075 3,152 2,906 3,951 4,072 3,666 4,833 6,191 7,320 8,261 10,216 60.6

1978 3,311 3,392 3,127 4,249 4,383 3,944 5,201 6,662 7,880 8,891 11,002 65.2

1979 3,689 3,778 3,479 4,725 4,878 4,390 5,784 7,412 8,775 9,914 12,280 72.6

1980 4,190 4,290 3,949 5,363 5,537 4,983 6,565 8,414 9,966 11,269 13,955 82.4

1981 4,620 4,729 4,359 5,917 6,111 5,498 7,250 9,287 11,007 12,449 . . . 90.9

1982 4,901 5,019 4,626 6,281 6,487 5,836 7,693 9,862 11,684 13,207 . . . 96.5

1983 5,061 5,180 4,775 6,483 6,697 6,023 7,938 10,178 12,049 13,630 . . . 99.6

1984 5,278 5,400 4,979 6,762 6,983 6,282 8,277 10,609 12,566 14,207 . . . 103.9

1985 5,469 5,593 5,156 6,998 7,231 6,503 8,573 10,989 13,007 14,696 . . . 107.6

1986 5,572 5,701 5,255 7,138 7,372 6,630 8,737 11,203 13,259 14,986 . . . 109.6

1987 5,778 5,909 5,447 7,397 7,641 6,872 9,056 11,611 13,737 15,509 . . . 113.6

1988 6,022 6,155 5,674 7,704 7,958 7,157 9,435 12,092 14,304 16,146 . . . 118.3

1989 6,310 6,451 5,947 8,076 8,343 7,501 9,885 12,674 14,990 16,921 . . . 124.0

1990 6,652 6,800 6,268 8,509 8,794 7,905 10,419 13,359 15,792 17,839 . . . 130.7

1991 6,932 7,086 6,532 8,865 9,165 8,241 10,860 13,924 16,456 18,587 . . . 136.2

1992 7,143 7,299 6,729 9,137 9,443 8,487 11,186 14,335 16,952 19,137 . . . 140.3

1993 7,363 7,518 6,930 9,414 9,728 8,740 11,522 14,763 17,449 19,718 . . . 144.5

1994 7,547 7,710 7,108 9,661 9,976 8,967 11,821 15,141 17,900 20,235 . . . 148.2

(Continued)
3.E Poverty

3.14 ♦ Annual Statistical Supplement, 2004

CONTACT: Joe Dalaker (301) 763-3213.

1995 7,763 7,929 7,309 9,933 10,259 9,219 12,158 15,569 18,408 20,804 . . . 152.4

1996 7,995 8,163 7,525 10,233 10,564 9,491 12,516 16,036 18,952 21,389 . . . 156.9

1997 8,183 8,350 7,698 10,473 10,805 9,712 12,802 16,400 19,380 21,886 . . . 160.5

1998 8,316 8,480 7,818 10,634 10,972 9,862 13,003 16,660 19,680 22,228 . . . 163.0

1999 8,501 8,667 7,990 10,869 11,214 10,075 13,290 17,029 20,127 22,727 . . . 166.6

2000 8,794 8,959 8,259 11,239 11,590 10,419 13,738 17,603 20,819 23,528 . . . 172.2

2001 9,039 9,214 8,494 11,569 11,920 10,715 14,128 18,104 21,405 24,195 . . . 177.1

2002 9,183 9,359 8,628 11,756 12,110 10,885 14,348 18,392 21,744 24,576 . . . 179.9

2003 9,393 9,573 8,825 12,015 12,384 11,133 14,680 18,810 22,245 25,122 . . . 184.0

SOURCE: U.S. Census Bureau, Current Population Survey.

NOTES: . . . = not applicable.

Three technical changes in the definition of poverty are described in “Characteristics of the Population Below the Poverty Level, 1980,” U.S. Census Bureau, Current Population Reports, Series P-60, No. 133: (1) Distinctions based on the sex of the family householder will no longer be made; (2) income thresholds for farm families will be 

the same as for nonfarm families of the same size and composition, and (3) the increased sample size will now permit separate poverty income criteria for families of 7, 8, 

and 9 or more persons. Separate criteria for these family sizes by number of children have been developed by the Social Security Administration for the base year 1978 

on the same basis as the original poverty matrix for smaller family sizes, and then updated by means of the all-items consumer price index. The dollar thresholds for 

larger families beginning in 1980 are:

Year 7 persons 8 persons

9 persons

or more Year 7 persons 8 persons

9 persons

or more

1980 12,761 14,199 16,896 1992 21,594 24,053 28,745

1981 14,110 15,655 18,572 1993 22,383 24,838 29,529

1982 15,036 16,719 19,698 1994 22,923 25,427 30,300

1983 15,500 17,170 20,310 1995 23,552 26,237 31,280

1984 16,096 17,961 21,247 1996 24,268 27,091 31,971

1985 16,656 18,512 22,083 1997 24,802 27,593 32,566

1986 17,049 18,791 22,497 1998 25,257 28,166 33,339

1987 17,649 19,515 23,105 1999 25,912 28,967 34,417

1988 18,232 20,253 24,129 2000 26,754 29,701 35,060

1989 19,162 21,328 25,480 2001 27,517 30,627 36,286

1990 20,241 22,582 26,848 2002 28,001 30,907 37,062

1991 21,058 23,605 27,942 2003 28,544 31,589 37,656

a. Beginning in January 1978, the Bureau of Labor Statistics introduced a new price index for all urban consumers (CPI-U) for all items (1982–1984 = 100) that forms a 

continuous series with the earlier index for urban wage earners and for clerical workers as of December 1977.

Table 3.E1—Weighted average poverty thresholds for nonfarm families, by size,

1959–2003 (in dollars)—Continued

Year

Unrelated individuals

Families

Annual

average

CPI a

2 persons

3 persons 4 persons 5 persons 6 persons

7 persons

All ages or more

Under

age 65

Aged 65

or older All ages

Householder

under age 65

Householder

aged 65 or older
3.E Poverty

Annual Statistical Supplement, 2004 ♦ 3.15

CONTACT: Curt Pauzenga (410) 965-7210.

Table 3.E2—Number and percentage of poor persons, by age, at end of selected years 1959–2002

Age and family status a

a. Income and poverty status refer to the calendar year shown; family status is as of March of the succeeding year.

1959 1970 1975 1980 1985 1990 b

b. Based on revised methodology.

2000 2001 2002

Total population c(millions)

c. Includes armed forces in the United States living off post or with families on post. Excludes unrelated individuals under age 16.

All ages 176.5 202.5 210.4 225.0 236.6 248.6 275.9 281.5 285.3

Children under 18 in families— 64.0 69.9 64.8 62.2 62.0 64.9 70.6 70.8 71.5

With male householder d

d. Includes children in families with both spouses present and in families with male householder with no spouse present.

58.3 60.8 54.1 50.6 49.5 49.5 54.5 54.0 54.3

With female householder 5.7 9.0 10.6 11.5 12.5 15.4 16.1 16.8 17.2

18–54 e

e. Includes persons under age 18 listed as unrelated individual, family householder, spouse of householder, or other family member.

81.0 94.9 104.7 116.3 125.2 132.3 147.4 150.1 151.2

55–64 15.5 18.4 19.8 21.7 22.1 21.3 23.8 25.9 27.4

65 or older 15.6 19.3 21.7 24.7 27.3 30.1 33.0 33.8 34.2

In families 11.9 13.4 14.8 16.7 18.4 20.1 22.3 22.5 22.9

Unrelated individuals 3.7 5.8 6.9 8.0 8.9 10.0 10.7 11.2 11.3

Men 1.2 1.4 1.5 1.7 2.0 2.3 2.9 3.0 3.2

Women 2.5 4.4 5.4 6.3 7.0 7.7 7.8 8.3 8.2

Number poor c(millions)

All ages 39.5 25.3 25.9 29.3 33.1 33.6 31.1 32.9 34.6

Children under 18 in families— 17.2 10.5 10.9 11.1 12.5 13.3 11.1 11.1 11.6

With male householder d 13.1 5.7 5.3 5.2 5.8 5.3 4.9 4.7 5.0

With female householder 4.1 4.8 5.6 5.9 6.7 8.0 6.2 6.4 6.6

18–54 e 13.4 8.2 9.7 12.2 14.8 14.6 14.1 15.6 16.5

55–64 3.3 2.1 2.0 2.1 2.3 2.1 2.2 2.4 2.6

65 or older 5.5 4.7 3.3 3.9 3.5 3.7 3.4 3.4 3.6

In families 3.2 2.0 1.2 1.4 1.2 1.2 1.1 1.2 1.4

Unrelated individuals 2.3 2.7 2.1 2.4 2.3 2.5 2.2 2.2 2.2

Men 0.7 0.5 0.4 0.4 0.4 0.4 0.5 0.5 0.5

Women 1.6 2.2 1.7 2.0 1.9 2.1 1.7 1.8 1.7

Percentage poor c

All ages 22.4 12.6 12.3 13.0 14.0 13.5 11.3 11.7 12.1

Children under 18 in families— 26.9 15.0 16.8 17.9 20.1 20.5 15.7 15.7 16.2

With male householder d 22.4 9.3 9.8 10.4 11.7 10.7 8.9 8.7 9.2

With female householder 72.2 53.4 52.7 50.8 53.6 52.1 38.4 38.2 38.6

18–54 e 16.5 8.7 9.2 10.5 11.8 11.0 9.6 10.4 10.9

55–64 21.5 11.4 10.2 9.5 10.5 9.7 9.4 9.4 9.4

65 or older 35.2 24.6 15.3 15.7 12.6 12.2 10.2 10.1 10.4

In families 26.9 14.7 8.0 8.5 6.4 5.9 5.1 5.3 6.0

Unrelated individuals 61.9 47.1 31.0 30.6 25.6 24.8 20.8 19.7 19.5

Men 59.0 38.9 27.7 24.4 20.5 17.3 18.3 15.8 16.1

Women 63.3 49.7 31.9 32.3 27.0 26.9 21.8 21.2 20.8

SOURCES: U.S. Census Bureau, Current Population Survey, public-use file of the March 2003 Income Supplement. Data for 1970 and 1975 are based on the 1970 

Census of Population controls.

NOTES: Table includes civilian noninstitutionalized population residing in the 50 states and the District of Columbia.

For a discussion of standard errors of estimated numbers and percentages, see U.S. Census Bureau, Current Population Reports, Series P-60.
3.E Poverty

3.16 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210.

Table 3.E3—Shares of money income from earnings and other sources for aged and nonaged families, 2002

Type of money income

received during year

Aged family units Nonaged family units

Individuals aged 65 or

older living alone or

with nonrelatives only

Multiperson families with

householder

aged 65 or older

Individuals under age 65

living alone or

with nonrelatives only

Multiperson families with

householder under age 65

Total Nonpoor Poor a

a. Poverty status based on money income of all family members after receipt of Social Security and any other cash transfer payments.

Total Nonpoor Poor a Total Nonpoor Poor a Total Nonpoor Poor a

Number of families and unrelated

 individuals (millions) 11.3 9.1 2.2 11.7 11 0.7 35.8 28.2 7.6 63.9 57.4 6.5

Percentage receiving income of specified type b

b. Received by individuals or any family member at any time during 2002. Most individuals or families received more than one type of income during the year.

Earnings 15 17 3 43 44 18 81 93 38 94 97 66

Public program payments

Social Security c

c. Social Security may include more than one type of income during the year.

92 94 83 91 93 66 7 5 11 10 10 12

Supplemental Security Income 6 2 19 4 4 17 4 1 11 3 2 9

Other public assistance 2 2 2 3 3 6 10 9 14 11 10 23

Other programs d

d. Unemployment insurance, workers’ compensation, or veterans’ payments.

5 5 2 8 9 5 7 8 4 12 12 8

Other sources

Dividends, interest, rent 54 61 25 64 67 30 42 50 15 58 62 17

Employment-related pensions,

 alimony, annuities 38 46 7 51 54 12 6 7 3 16 16 16

Percentage distribution of income, by type

Total percent 100 100 100 100 100 100 100 100 100 100 100 100

Earnings 17 18 1 34 34 11 88 89 46 91 91 66

Public program payments

Social Security c 45 42 84 33 33 66 2 1 19 2 2 10

Supplemental Security Income 1 1 9 1 e

e. Less than 0.05 percent.

9 1 e 16 e e 6

Other public assistance 1 1 eee 2 2 2 10 1 1 9

Other programs d 221112114113

Other sources

Dividends, interest, rent 16 17 2 11 12 3 3 3 2 3 3 1

Employment-related pensions,

 alimony, annuities 19 20 3 19 19 7 3 3 3 3 3 5

Median income (dollars) 14,503 17,008 6,108 33,803 35,703 8,614 23,970 30,273 3,792 55,973 56,403 8,915

SOURCE: U.S. Census Bureau, Current Population Survey, public-use file of the March 2003 Income Supplement.

NOTES: Table includes civilian noninstitutionalized population residing in the 50 states and the District of Columbia.

For a discussion of standard errors of estimated numbers and percentages, see U.S. Census Bureau, Current Population Reports, Series P-60.
3.E Poverty

Annual Statistical Supplement, 2004 ♦ 3.17

CONTACT: Curt Pauzenga (410) 965-7210.

Table 3.E4—Current living arrangements of persons aged 65 or older, by sex and poverty status, March 2003

Living arrangement

Population (thousands) Percentage distribution Percentage

Total Poor Nonpoor Total Poor Nonpoor officially poor

All persons aged 65 or older

Total 34,234 3,576 30,658 100.0 100.0 100.0 10.4

Unrelated individuals 11,336 2,206 9,131 33.1 61.7 29.8 19.5

Family members 22,897 1,370 21,527 66.9 38.3 70.2 6.0

Householder or spouse 20,610 1,212 19,398 60.2 33.9 63.3 5.9

Other relative a

a. Aged family members who are neither the family householder nor the spouse of the householder. Official poverty classification is based on combined income of all 

related persons living together. Persons in this group are classified here on the basis of official poverty criteria for family income and on a comparison of their own 

income with official poverty criteria for elderly persons maintaining their own households. The hidden poor are other relatives in nonpoor households whose own 

income is below the official poverty line for unrelated individuals or married couples.

2,287 159 2,128 6.7 4.4 6.9 6.9

Poor by own income 921 121 801 2.7 3.4 2.6 13.1

Not poor by own income 1,366 38 1,328 4.0 1.1 4.3 2.8

Men

Subtotal 14,528 1,125 13,403 42.4 31.5 43.7 7.7

Unrelated individuals 3,155 507 2,648 9.2 14.2 8.6 16.1

Family members 11,373 618 10,755 33.2 17.3 35.1 5.4

Householder 7,791 423 7,367 22.8 11.8 24.0 5.4

Spouse of householder 2,986 158 2,828 8.7 4.4 9.2 5.3

Other relative a 597 37 560 1.7 1.0 1.8 6.2

Poor by own income 193 30 163 0.6 0.8 0.5 15.5

Not poor by own income 404 7 397 1.2 0.2 1.3 1.8

Women

Subtotal 19,706 2,451 17,255 57.6 68.5 56.3 12.4

Unrelated individuals 8,182 1,699 6,483 23.9 47.5 21.1 20.8

Family members 11,524 752 10,772 33.7 21.0 35.1 6.5

Householder, no husband present 1,748 234 1,514 5.1 6.5 4.9 13.4

Householder with husband present 2,342 113 2,229 6.8 3.2 7.3 4.8

Wife of householder 5,744 284 5,460 16.8 7.9 17.8 4.9

Other relative a 1,690 121 1,569 4.9 3.4 5.1 7.2

Poor by own income 729 91 638 2.1 2.5 2.1 12.4

Not poor by own income 962 31 931 2.8 0.9 3.0 3.2

SOURCE: U.S. Census Bureau, Current Population Survey, public-use file of the March 2003 Income Supplement.

NOTES: Living arrangements as of March 2003.

Poverty status in 2002 as reflected by income of unrelated individual or family money income for year compared with official poverty income criterion for families of appropriate size and composition.

Table includes civilian noninstitutionalized population residing in the 50 states and the District of Columbia.

For a discussion of standard errors of estimated numbers and percentages, see U.S. Census Bureau, Current Population Reports, Series P-60.
3.E Poverty

3.18 ♦ Annual Statistical Supplement, 2004

CONTACT: Curt Pauzenga (410) 965-7210.

Table 3.E6—Percentage distribution of aged families receiving Social Security benefits, by share of income 

from benefits and race, 2002

Social Security share of money income

for year a

a. Payments under Social Security program any time in 2002 to any family member as reported in the March 2003 Current Population Survey.

Individuals aged 65 or older living alone

or with nonrelatives only

Multiperson families with householder

aged 65 or older

Total Nonpoor Poor

Percent

poor Total Nonpoor Poor

Percent

poor

All races b

b. Includes other races.

Number (thousands) 11,321 9,125 2,196 . . . 12,026 11,180 845 . . .

Percent 100 100 100 19 100 100 100 7

No Social Security benefits 8 6 17 38 9 7 35 26

Some Social Security benefits 92 94 83 18 91 93 65 5

Less than one-fourth of income 10 12 1 2 21 22 1 0

One-fourth to one-half of income 16 20 2 3 24 26 4 1

One-half to three-fourths of income 19 21 9 9 19 20 9 3

Three-fourths or more of income 47 41 71 29 26 24 51 14

White

Number (thousands) 9,947 8,233 1,714 . . . 10,322 9,776 546 . . .

Percent 100 100 100 17 100 100 100 5

No Social Security benefits 7 6 15 35 8 6 36 24

Some Social Security benefits 93 94 85 16 92 94 64 4

Less than one-fourth of income 10 12 1 1 21 22 1 0

One-fourth to one-half of income 17 20 3 3 25 27 3 1

One-half to three-fourths of income 19 21 8 7 20 21 8 2

Three-fourths or more of income 47 41 74 27 25 24 52 11

Black

Number (thousands) 1,092 690 402 . . . 981 801 180 . . .

Percent 100 100 100 37 100 100 100 18

No Social Security benefits 14 12 18 46 15 12 27 33

Some Social Security benefits 86 88 82 35 85 88 73 16

Less than one-fourth of income 7 9 3 17 21 25 2 2

One-fourth to one-half of income 12 18 2 5 20 23 5 5

One-half to three-fourths of income 16 19 11 25 16 16 14 16

Three-fourths or more of income 51 42 67 48 29 23 52 34

SOURCE: U.S. Census Bureau, Current Population Survey, public-use file of the March 2003 Income Supplement.

NOTES: Civilian noninstitutionalized population residing in the 50 states and the District of Columbia.

For a discussion of standard errors of estimated numbers and percentages, see Bureau of the Census, Current Population Reports, Series P-60.

. . . = not applicable.
3.E Poverty

Annual Statistical Supplement, 2004 ♦ 3.19

Table 3.E8—Poverty guidelines for families of specified size, 1965–2004 (dollars)

Date of issuance a 1 person 2 persons 3 persons 4 persons 5 persons 6 persons 7 persons 8 persons Increment b

December 1965 1,540 1,990 2,440 3,130 3,685 4,135 4,635 5,135 500

August 1967 1,600 2,000 2,500 3,200 3,800 4,200 4,700 5,300 500

September 1968 1,600 2,100 2,600 3,300 3,900 4,400 4,900 5,400 500

September 1969 1,800 2,400 3,000 3,600 4,200 4,800 5,400 6,000 600

December 1970 1,900 2,500 3,100 3,800 4,400 5,000 5,600 6,200 600

November 1971 2,000 2,600 3,300 4,000 4,700 5,300 5,900 6,500 600

October 1972 2,100 2,725 3,450 4,200 4,925 5,550 6,200 6,850 650

March 1973 2,200 2,900 3,600 4,300 5,000 5,700 6,400 7,100 700

May 1974 2,330 3,070 3,810 4,550 5,290 6,030 6,770 7,510 740

March 1975 2,590 3,410 4,230 5,050 5,870 6,690 7,510 8,330 820

April 1976 2,800 3,700 4,600 5,500 6,400 7,300 8,200 9,100 900

April 1977 2,970 3,930 4,890 5,850 6,810 7,770 8,730 9,690 960

April 1978 3,140 4,160 5,180 6,200 7,220 8,240 9,260 10,280 1,020

May 1979 3,400 4,500 5,600 6,700 7,800 8,900 10,000 11,100 1,100

April 1980 3,790 5,010 6,230 7,450 8,670 9,890 11,110 12,330 1,220

March 1981 4,310 5,690 7,070 8,450 9,830 11,210 12,590 13,970 1,380

April 1982 4,680 6,220 7,760 9,300 10,840 12,380 13,920 15,460 1,540

February 1983 4,860 6,540 8,220 9,900 11,580 13,260 14,940 16,620 1,680

February 1984 4,980 6,720 8,460 10,200 11,940 13,680 15,420 17,160 1,740

March 1985 5,250 7,050 8,850 10,650 12,450 14,250 16,050 17,850 1,800

February 1986 5,360 7,240 9,120 11,000 12,880 14,760 16,640 18,520 1,880

February 1987 5,500 7,400 9,300 11,200 13,100 15,000 16,900 18,800 1,900

February 1988 5,770 7,730 9,690 11,650 13,610 15,570 17,530 19,490 1,960

February 1989 5,980 8,020 10,060 12,100 14,140 16,180 18,220 20,260 2,040

February 1990 6,280 8,420 10,560 12,700 14,840 16,980 18,120 21,260 2,140

February 1991 6,620 8,880 11,140 13,400 15,660 17,920 20,180 22,440 2,260

February 1992 6,810 9,190 11,570 13,950 16,330 18,710 21,090 23,470 2,380

February 1993 6,970 9,430 11,890 14,350 16,810 19,270 21,730 24,190 2,460

February 1994 7,360 9,840 12,320 14,800 17,280 19,760 22,240 24,720 2,480

(Continued)
3.E Poverty

3.20 ♦ Annual Statistical Supplement, 2004

CONTACT: Gordon Fisher (202) 690-5880.

February 1995 7,470 10,030 12,590 15,150 17,710 20,270 22,830 25,390 2,560

March 1996 7,740 10,360 12,980 15,600 18,220 20,840 23,460 26,080 2,620

March 1997 7,890 10,610 13,330 16,050 18,770 21,490 24,210 26,960 2,720

February 1998 8,050 10,850 13,650 16,450 19,250 22,050 24,850 27,650 2,800

March 1999 8,240 11,060 13,880 16,700 19,520 22,340 25,160 27,980 2,820

February 2000 8,350 11,250 14,150 17,050 19,950 22,850 25,750 28,650 2,900

February 2001 8,590 11,610 14,630 17,650 20,670 23,690 26,710 29,730 3,020

February 2002 8,860 11,940 15,020 18,100 21,180 24,260 27,340 30,420 3,080

February 2003 8,980 12,120 15,260 18,400 21,540 24,680 27,820 30,960 3,140

February 2004 9,310 12,490 15,670 18,850 22,030 25,210 28,390 31,570 3,180

SOURCE: Department of Health and Human Services, Federal Register, vol. 69, no. 30, February 13, 2004, pp. 7335–7338.

NOTES: Except for Alaska and Hawaii. Guidelines for Alaska and Hawaii since 1980 are:

Alaska Hawaii

Year 1 person Increment 1 person Increment

1980 4,760 1,520 4,370 1,400

1981 5,410 1,720 4,980 1,580

1982 5,870 1,920 5,390 1,770

1983 6,080 2,100 5,600 1,930

1984 6,240 2,170 5,730 2,000

1985 6,560 2,250 6,040 2,070

1986 6,700 2,350 6,170 2,160

1987 6,860 2,380 6,310 2,190

1988 7,210 2,450 6,650 2,250

1989 7,480 2,550 6,870 2,350

1990 7,840 2,680 7,230 2,460

1991 8,290 2,820 7,610 2,600

1992 8,500 2,980 7,830 2,740

1993 8,700 3,080 8,040 2,820

1994 9,200 3,100 8,470 2,850

1995 9,340 3,200 8,610 2,940

1996 9,660 3,280 8,910 3,010

1997 9,870 3,400 9,070 3,130

1998 10,070 3,500 9,260 3,220

1999 10,320 3,520 9,490 3,240

2000 10,430 3,630 9,590 3,340

2001 10,730 3,780 9,890 3,470

2002 11,080 3,850 10,200 3,540

2003 11,210 3,930 10,330 3,610

2004 11,630 3,980 10,700 3,660

Separate figures for Alaska and Hawaii reflect Office of Economic Opportunity administrative practice beginning in the 1966–1970 period. The U.S. Census Bureau, producer of the primary version of the poverty measure (the poverty thresholds), does not produce separate figures for Alaska and Hawaii.

Before 1983, the guidelines shown are for nonfarm families only.

a. The guidelines are effective from the date of issuance (unless otherwise specified by a particular program using them).

b. Add this amount for each additional family member. Before 1973, increments between some of the smaller family sizes differed from the increment shown in the table. 

Beginning in 1973, the increment has been the same for all family sizes in each year’s set of guidelines.

Table 3.E8—Poverty guidelines for families of specified size, 1965–2004 (dollars)—Continued

Date of issuance a 1 person 2 persons 3 persons 4 persons 5 persons 6 persons 7 persons 8 persons Increment b
Section 4. Old-Age,

Survivors, and

Disability Insurance

Trust Funds 4.1

Covered Workers 4.12

Insured Workers 4.36

4.A OASDI: Trust Funds

Annual Statistical Supplement, 2004 ♦ 4.1

Table 4.A1—Old-Age and Survivors Insurance, selected years 1937–2003 (in millions of dollars)

Year

Receipts Expenditures Assets

Total

Net

contributions a

Income

from

taxation

of benefits

Payments

from the

general

fund of the

Treasury b

Net

interest c Total

Benefit

payments d

Administrative

expenses

Transfers to

Railroad

Retirement

program

Net

increase

during year

Amount

at end

of year

1937 767 765 . . . . . . 2 1 1 . . . . . . 766 766

1938 375 360 . . . . . . 15 10 10 . . . . . . 366 1,132

1939 607 580 . . . . . . 27 14 14 . . . . . . 592 1,724

1940 368 325 . . . . . . 43 62 35 26 . . . 306 2,031

1945 1,420 1,285 . . . . . . 134 304 274 30 . . . 1,116 7,121

1950 2,928 2,667 . . . 4 257 1,022 961 61 . . . 1,905 13,721

1955 6,167 5,713 . . . . . . 454 5,079 4,968 119 -7 1,087 21,663

1960 11,382 10,866 . . . . . . 516 11,198 10,677 203 318 184 20,324

1965 16,610 16,017 . . . . . . 593 17,501 16,737 328 436 -890 18,235

1966 21,302 20,580 . . . 78 644 18,967 18,267 256 444 2,335 20,570

1967 24,034 23,138 . . . 78 818 20,382 19,468 406 508 3,652 24,222

1968 25,040 23,719 . . . 382 939 23,557 22,643 476 438 1,483 25,704

1969 29,554 27,947 . . . 442 1,165 25,176 24,210 474 491 4,378 30,082

1970 32,220 30,256 . . . 449 1,515 29,848 28,798 471 579 2,371 32,454

1971 35,877 33,723 . . . 488 1,667 34,542 33,414 514 613 1,335 33,789

1972 40,050 37,781 . . . 475 1,794 38,522 37,124 674 724 1,528 35,318

1973 48,344 45,975 . . . 442 1,928 47,175 45,745 647 783 1,169 36,487

1974 54,688 52,081 . . . 447 2,159 53,397 51,623 865 909 1,291 37,777

1975 59,605 56,816 . . . 425 2,364 60,395 58,517 896 982 -790 36,987

1976 66,276 63,362 . . . 614 2,301 67,876 65,705 959 1,212 -1,600 35,388

1977 72,412 69,572 . . . 613 2,227 75,309 73,121 981 1,208 -2,897 32,491

1978 78,094 75,471 . . . 615 2,008 83,064 80,361 1,115 1,589 -4,971 27,520

1979 90,274 87,919 . . . 557 1,797 93,133 90,573 1,113 1,448 -2,860 24,660

1980 105,841 103,456 . . . 540 1,845 107,678 105,083 1,154 1,442 -1,837 22,823

1981 125,361 122,627 . . . 675 2,060 126,695 123,803 1,307 1,585 -1,334 21,490

1982 125,198 123,673 . . . 680 845 142,119 138,806 1,519 1,793 e 598 22,088

1983 150,584 138,337 . . . 5,541 6,706 152,999 149,221 1,528 2,251 -2,416 19,672

1984 169,328 164,122 2,835 105 2,266 161,883 157,841 1,638 2,404 7,445 27,117

1985 184,239 176,958 3,208 2,203 1,871 171,150 167,248 1,592 2,310 e 8,725 35,842

1986 197,393 190,741 3,424 160 3,069 181,000 176,813 1,601 2,585 e 3,239 39,081

1987 210,736 202,735 3,257 55 4,690 187,668 183,587 1,524 2,557 23,068 62,149

1988 240,770 229,775 3,384 43 7,568 200,020 195,454 1,776 2,790 40,750 102,899

1989 264,653 250,195 2,439 34 11,985 212,489 207,971 1,673 2,845 52,164 155,063

1990 286,653 267,530 4,848 -2,089 16,363 227,519 222,987 1,563 2,969 59,134 214,197

1991 299,286 272,574 5,864 19 20,829 245,634 240,467 1,792 3,375 53,652 267,849

1992 311,162 280,992 5,852 14 24,303 259,861 254,883 1,830 3,148 51,301 319,150

1993 323,277 290,905 5,335 10 27,027 273,104 267,755 1,996 3,353 50,173 369,322

1994 328,271 293,323 4,995 7 29,946 284,133 279,068 1,645 3,420 44,138 413,460

(Continued)
4.A OASDI: Trust Funds

4.2 ♦ Annual Statistical Supplement, 2004

CONTACT: Jeff Kunkel (410) 965-3013.

1995 342,801 304,620 5,490 -129 32,820 297,760 291,630 2,077 4,052 45,041 458,502

1996 363,741 321,557 6,471 7 35,706 308,217 302,861 1,802 3,554 55,524 514,026

1997 397,169 349,946 7,426 2 39,795 322,073 316,257 2,128 3,688 75,096 589,121

1998 424,848 371,207 9,149 1 44,491 332,324 326,762 1,899 3,662 92,524 681,645

1999 457,040 396,352 10,899 f 49,788 339,874 334,383 1,809 3,681 117,167 798,812

2000 490,513 421,391 11,594 . . . 57,529 358,339 352,652 2,149 3,538 132,174 930,986

2001 518,100 441,460 11,903 . . . 64,737 377,546 372,312 1,961 3,273 140,554 1,071,540

2002 539,706 455,199 12,909 414 71,184 393,749 388,119 2,137 3,493 145,957 1,217,497

2003 543,811 456,077 12,497 . . . 75,237 405,978 399,845 2,553 3,580 137,833 1,355,330

SOURCE: Department of the Treasury.

NOTES: Data for all years can be found at http://www.socialsecurity.gov/OACT/STATS/table4a1.html.

. . . = not applicable.

a. Beginning in 1983, includes transfers from the general fund of the Treasury representing contributions that would have been paid on deemed wage credits for military 

service in 1957–2001, if such credits were considered to be covered wages.

b. Includes payments (1) in 1947–1951 and in 1966 and later, for costs of noncontributory wage credits for military service performed before 1957; (2) in 1971–1982, for 

costs of deemed wage credits for military service performed after 1956; and (3) in 1968 and later, for costs of benefits to certain uninsured persons who attained 

age 72 before 1968.

c. Net interest includes net profits or losses on marketable investments. Beginning in 1967, administrative expenses are charged to the trust fund on an estimated basis, 

with a final adjustment, including interest, made in the following fiscal year. The amounts of these interest adjustments are included in net interest. Beginning in 

October 1973, the figures shown include relatively small amounts of gifts to the fund. Figures for 1983–1986 reflect payments from a borrowing trust fund to a lending 

trust fund for interest on amounts owed under the interfund borrowing provisions. During 1983–1990, interest paid from the trust fund to the general fund of the Treasury on advance tax transfers is reflected. The amount shown for 1985 includes an interest adjustment of $88 million on unnegotiated checks issued before 

April 1985.

d. Beginning in 1966, includes payments for vocational rehabilitation services furnished to disabled persons receiving benefits because of their disabilities. Beginning in 

1983, amounts are reduced by amount of reimbursement for unnegotiated benefit checks.

e. Amount equals total receipts less total expenditures, plus amounts borrowed or less amounts repaid under interfund borrowing provisions.

f. Less than $500,000.

Table 4.A1—Old-Age and Survivors Insurance, selected years 1937–2003 (in millions of dollars)—Continued

Year

Receipts Expenditures Assets

Total

Net

contributions a

Income

from

taxation

of benefits

Payments

from the

general

fund of the

Treasury b

Net

interest c Total

Benefit

payments d

Administrative

expenses

Transfers to

Railroad

Retirement

program

Net

increase

during year

Amount

at end

of year
4.A OASDI: Trust Funds

Annual Statistical Supplement, 2004 ♦ 4.3

Table 4.A2—Disability Insurance, 1957–2003 (in millions of dollars)

Year

Receipts Expenditures Assets

Total

Net

contributions a

Income

from

taxation

of benefits

Payments

from the

general

fund of the

Treasury b

Net

interest c Total

Benefit

payments d

Administrative

expenses

Transfers to

Railroad

Retirement

program

Net

increase

during year

Amount

at end

of year

1957 709 702 . . . . . . 7 59 57 3 . . . 649 649

1958 991 966 . . . . . . 25 261 249 12 . . . 729 1,379

1959 931 891 . . . . . . 40 485 457 50 -22 447 1,825

1960 1,063 1,010 . . . . . . 53 600 568 36 -5 464 2,289

1961 1,104 1,038 . . . . . . 66 956 887 64 5 148 2,437

1962 1,114 1,046 . . . . . . 68 1,183 1,105 66 11 -69 2,368

1963 1,165 1,099 . . . . . . 66 1,297 1,210 68 20 -133 2,235

1964 1,218 1,154 . . . . . . 64 1,407 1,309 79 19 -188 2,047

1965 1,247 1,188 . . . . . . 59 1,687 1,573 90 24 -440 1,606

1966 2,079 2,006 . . . 16 58 1,947 1,784 137 25 133 1,739

1967 2,379 2,286 . . . 16 78 2,089 1,950 109 31 290 2,029

1968 3,454 3,316 . . . 32 106 2,458 2,311 127 20 996 3,025

1969 3,792 3,599 . . . 16 177 2,716 2,557 138 21 1,075 4,100

1970 4,774 4,481 . . . 16 277 3,259 3,085 164 10 1,514 5,614

1971 5,031 4,620 . . . 50 361 4,000 3,783 205 13 1,031 6,645

1972 5,572 5,107 . . . 51 414 4,759 4,502 233 24 813 7,457

1973 6,443 5,932 . . . 52 458 5,973 5,764 190 20 470 7,927

1974 7,378 6,826 . . . 52 500 7,196 6,957 217 22 182 8,109

1975 8,035 7,444 . . . 90 502 8,790 8,505 256 29 -754 7,354

1976 8,757 8,233 . . . 103 422 10,366 10,055 285 26 -1,609 5,745

1977 9,570 9,138 . . . 128 304 11,945 11,547 399 e -2,375 3,370

1978 13,810 13,413 . . . 142 256 12,954 12,599 325 30 856 4,226

1979 15,590 15,114 . . . 118 358 14,186 13,786 371 30 1,404 5,630

1980 13,871 13,255 . . . 130 485 15,872 15,515 368 -12 -2,001 3,629

1981 17,078 16,738 . . . 168 172 17,658 17,192 436 29 -580 3,049

1982 22,715 21,995 . . . 174 546 17,992 17,376 590 26 f -358 2,691

1983 20,682 17,991 . . . 1,121 1,569 18,177 17,524 625 28 2,505 5,195

1984 17,309 15,945 190 . . . 1,174 18,546 17,898 626 22 -1,237 3,959

1985 19,301 17,191 222 1,017 870 19,478 18,827 608 43 f 2,363 6,321

1986 19,439 18,399 238 . . . 803 20,522 19,853 600 68 f 1,459 7,780

1987 20,303 19,691 g -36 . . . 648 21,425 20,519 849 57 -1,122 6,658

1988 22,699 22,039 61 . . . 600 22,494 21,695 737 61 206 6,864

1989 24,795 23,993 95 . . . 707 23,753 22,911 754 88 1,041 7,905

1990 28,791 28,539 144 -775 883 25,616 24,829 707 80 3,174 11,079

1991 30,390 29,137 190 . . . 1,063 28,571 27,695 794 82 1,819 12,898

1992 31,430 30,136 232 . . . 1,062 32,004 31,112 834 58 -574 12,324

1993 32,301 31,185 281 . . . 835 35,662 34,613 966 83 -3,361 8,963

1994 52,841 51,373 311 . . . 1,157 38,879 37,744 1,029 106 13,962 22,925

(Continued)
4.A OASDI: Trust Funds

4.4 ♦ Annual Statistical Supplement, 2004

CONTACT: Jeff Kunkel (410) 965-3013.

1995 56,696 54,401 341 -203 2,158 42,055 40,923 1,064 68 14,641 37,566

1996 60,710 57,325 373 . . . 3,012 45,351 44,189 1,160 2 15,359 52,924

1997 60,499 56,037 470 . . . 3,992 47,034 45,695 1,280 59 13,465 66,389

1998 64,357 58,966 558 . . . 4,832 49,931 48,207 1,567 157 14,425 80,815

1999 69,541 63,203 661 . . . 5,677 53,035 51,381 1,519 135 16,507 97,321

2000 77,920 71,093 721 -836 6,942 56,782 54,983 1,639 159 21,138 118,459

2001 83,903 74,933 811 . . . 8,158 61,369 59,618 1,741 10 22,534 140,993

2002 87,379 77,272 930 . . . 9,178 67,905 65,702 2,049 154 19,475 160,468

2003 88,074 77,442 944 . . . 9,689 73,108 70,933 2,008 167 14,966 175,434

SOURCE: Department of the Treasury.

NOTE: . . . = not applicable.

a. Beginning in 1983, includes transfers from the general fund of the Treasury representing contributions that would have been paid on deemed wage credits for military 

service in 1957–2001, if such credits were considered to be covered wages.

b. Includes payments (1) in 1966 and later, for costs of noncontributory wage credits for military service performed before 1957; and (2) in 1971–1982, for costs of 

deemed wage credits for military service performed after 1956.

c. Net interest includes net profits or losses on marketable investments. Beginning in 1967, administrative expenses are charged to the trust fund on an estimated basis, 

with a final adjustment, including interest, made in the following fiscal year. The amounts of these interest adjustments are included in net interest. Beginning in 

July 1974, the figures shown include relatively small amounts of gifts to the fund. Figures for 1983–1986 reflect payments from a borrowing trust fund to a lending trust 

fund for interest on amounts owed under the interfund borrowing provisions. During 1983–1990, interest paid from the trust fund to the general fund of the Treasury on 

advance tax transfers is reflected. The amount shown for 1985 includes an interest adjustment of $14.8 million on unnegotiated checks issued before April 1985.

d. Beginning in 1966, includes payments for vocational rehabilitation services furnished to disabled persons receiving benefits because of their disabilities. Beginning in 

1983, amounts are reduced by amount of reimbursement for unnegotiated benefit checks.

e. Less than $500,000.

f. Amount equals total receipts less total expenditures, less amounts loaned or plus amounts repaid under interfund borrowing provisions.

g. Reflects $195 million in transfers from the DI trust fund to the general fund of the Treasury to correct estimated amounts transferred for calendar years 1984 and 

1985.

Table 4.A2—Disability Insurance, 1957–2003 (in millions of dollars)—Continued

Year

Receipts Expenditures Assets

Total

Net

contributions a

Income

from

taxation

of benefits

Payments

from the

general

fund of the

Treasury b

Net

interest c Total

Benefit

payments d

Administrative

expenses

Transfers to

Railroad

Retirement

program

Net

increase

during year

Amount

at end

of year
4.A OASDI: Trust Funds

Annual Statistical Supplement, 2004 ♦ 4.5

Table 4.A3—Combined OASI and DI, 1957–2003 (in millions of dollars)

Year

Receipts Expenditures Assets

Total

Net

contributions a

Income

from

taxation

of benefits

Payments

from the

general

fund of the

Treasury b

Net

interest c Total

Benefit

payments d

Administrative

expenses

Transfers to

Railroad

Retirement

program

Net

increase

during year

Amount

at end

of year

1957 8,090 7,527 . . . . . . 563 7,567 7,404 164 -2 523 23,042

1958 9,108 8,531 . . . . . . 577 8,907 8,576 207 124 201 23,243

1959 9,516 8,943 . . . . . . 572 10,793 10,298 234 260 -1,277 21,966

1960 12,445 11,876 . . . . . . 569 11,798 11,245 240 314 647 22,613

1961 12,937 12,323 . . . . . . 614 13,388 12,749 303 337 -451 22,162

1962 13,699 13,105 . . . . . . 594 15,156 14,461 322 372 -1,457 20,705

1963 16,227 15,640 . . . . . . 587 16,217 15,427 348 442 10 20,715

1964 17,476 16,843 . . . . . . 633 17,020 16,223 375 422 456 21,172

1965 17,857 17,205 . . . . . . 651 19,187 18,311 418 459 -1,331 19,841

1966 23,381 22,585 . . . 94 702 20,913 20,051 393 469 2,467 22,308

1967 26,413 25,424 . . . 94 896 22,471 21,417 515 539 3,942 26,250

1968 28,493 27,034 . . . 414 1,045 26,015 24,954 603 458 2,479 28,729

1969 33,346 31,546 . . . 458 1,342 27,892 26,767 612 513 5,453 34,182

1970 36,993 34,737 . . . 465 1,791 33,108 31,884 635 589 3,886 38,068

1971 40,908 38,343 . . . 538 2,027 38,542 37,197 719 626 2,366 40,434

1972 45,622 42,888 . . . 526 2,208 43,281 41,625 907 749 2,341 42,775

1973 54,787 51,907 . . . 494 2,386 53,148 51,508 837 802 1,639 44,414

1974 62,066 58,907 . . . 499 2,660 60,593 58,581 1,082 931 1,472 45,886

1975 67,640 64,259 . . . 515 2,866 69,184 67,022 1,152 1,010 -1,544 44,342

1976 75,034 71,595 . . . 717 2,722 78,242 75,759 1,244 1,239 -3,209 41,133

1977 81,982 78,710 . . . 741 2,531 87,254 84,667 1,379 1,208 -5,272 35,861

1978 91,903 88,883 . . . 757 2,264 96,018 92,960 1,440 1,618 -4,115 31,746

1979 105,864 103,034 . . . 675 2,155 107,320 104,359 1,483 1,477 -1,456 30,291

1980 119,712 116,711 . . . 670 2,330 123,550 120,598 1,522 1,430 -3,838 26,453

1981 142,438 139,364 . . . 843 2,231 144,352 140,995 1,743 1,614 -1,914 24,539

1982 147,913 145,667 . . . 854 1,391 160,111 156,182 2,109 1,820 e 239 24,778

1983 171,266 156,328 . . . 6,662 8,276 171,177 166,745 2,153 2,279 89 24,867

1984 186,637 180,067 3,025 105 3,440 180,429 175,739 2,264 2,426 6,208 31,075

1985 203,540 194,149 3,430 3,220 2,741 190,628 186,075 2,200 2,353 e 11,088 42,163

1986 216,833 209,140 3,662 160 3,871 201,522 196,667 2,202 2,653 e 4,698 46,861

1987 231,039 222,425 3,221 55 5,338 209,093 204,106 2,373 2,614 21,946 68,807

1988 263,469 251,814 3,445 43 8,168 222,514 217,149 2,513 2,851 40,955 109,762

1989 289,448 274,189 2,534 34 12,692 236,242 230,882 2,427 2,934 53,206 162,968

1990 315,443 296,070 4,992 -2,864 17,245 253,135 247,816 2,270 3,049 62,309 225,277

1991 329,676 301,711 6,054 19 21,892 274,205 268,162 2,587 3,457 55,471 280,747

1992 342,591 311,128 6,084 14 25,365 291,865 285,995 2,664 3,206 50,726 331,473

1993 355,578 322,090 5,616 10 27,862 308,766 302,368 2,963 3,435 46,812 378,285

1994 381,111 344,695 5,306 7 31,103 323,011 316,812 2,674 3,526 58,100 436,385

(Continued)
4.A OASDI: Trust Funds

4.6 ♦ Annual Statistical Supplement, 2004

CONTACT: Jeff Kunkel (410) 965-3013.

1995 399,497 359,021 5,831 -332 34,977 339,815 332,554 3,141 4,120 59,683 496,068

1996 424,451 378,881 6,844 7 38,718 353,569 347,050 2,962 3,556 70,883 566,950

1997 457,668 405,984 7,896 2 43,787 369,108 361,952 3,409 3,747 88,560 655,510

1998 489,204 430,174 9,707 1 49,323 382,255 374,969 3,467 3,819 106,950 762,460

1999 526,582 459,556 11,559 f 55,466 392,908 385,765 3,328 3,816 133,673 896,133

2000 568,433 492,484 12,314 -836 64,471 415,121 407,635 3,788 3,698 153,312 1,049,445

2001 602,003 516,393 12,715 . . . 72,895 438,916 431,931 3,702 3,283 163,088 1,212,533

2002 627,085 532,471 13,839 414 80,362 461,653 453,821 4,185 3,647 165,432 1,377,965

2003 631,886 533,519 13,441 . . . 84,926 479,086 470,778 4,562 3,747 152,799 1,530,764

SOURCE: Department of the Treasury.

NOTE: . . . = not applicable.

a. Beginning in 1983, includes transfers from the general fund of the Treasury representing contributions that would have been paid on deemed wage credits for military 

service in 1957–2001, if such credits were considered to be covered wages.

b. Includes payments (1) in 1947–1951 and in 1966 and later, for costs of noncontributory wage credits for military service performed before 1957; (2) in 1971–1982, for 

costs of deemed wage credits for military service performed after 1956; and (3) in 1968 and later, for costs of benefits to certain uninsured persons who attained 

age 72 before 1968.

c. Net interest includes net profits or losses on marketable investments. Beginning in 1967, administrative expenses are charged to the trust fund on an estimated basis, 

with a final adjustment, including interest, made in the following fiscal year. The amounts of these interest adjustments are included in net interest. Beginning in 

October 1973, the figures shown include relatively small amounts of gifts to the fund. Figures for 1983–1986 reflect payments from a borrowing trust fund to a lending 

trust fund for interest on amounts owed under the interfund borrowing provisions. During 1983–1990, interest paid from the trust fund to the general fund of the Treasury on advance tax transfers is reflected. The amount shown for 1985 includes an interest adjustment of $102.8 million on unnegotiated checks issued before 

April 1985.

d. Beginning in 1966, includes payments for vocational rehabilitation services furnished to disabled persons receiving benefits because of their disabilities. Beginning in 

1983, amounts are reduced by amount of reimbursement for unnegotiated benefit checks.

e. Amount equals total receipts less total expenditures, plus amounts borrowed or less amounts repaid under interfund borrowing provisions.

f. Less than $500,000.

Table 4.A3—Combined OASI and DI, 1957–2003 (in millions of dollars)—Continued

Year

Receipts Expenditures Assets

Total

Net

contributions a

Income

from

taxation

of benefits

Payments

from the

general

fund of the

Treasury b

Net

interest c Total

Benefit

payments d

Administrative

expenses

Transfers to

Railroad

Retirement

program

Net

increase

during year

Amount

at end

of year
4.A OASDI: Trust Funds

Annual Statistical Supplement, 2004 ♦ 4.7

Table 4.A4—Total annual benefits paid, by type of benefit and trust fund, and as a percentage of personal 

income, selected years 1937–2003 (in millions of dollars)

Year

Total

benefits

Cash benefits a Service benefits Rehabilitation services b

Personal

income c

Total benefits

as percentage

of personal

income

Old-Age and

Survivors

Insurance d

Disability

Insurance

Hospital

Insurance

Supplementary

Medical

Insurance

Old-Age and

Survivors

Insurance

Disability

Insurance

1937 1 1 . . . . . . . . . . . . . . . 74,100 e

1938 10 10 . . . . . . . . . . . . . . . 68,400 e

1939 14 14 . . . . . . . . . . . . . . . 72,900 e

1940 35 35 . . . . . . . . . . . . . . . 78,500 e

1945 274 274 . . . . . . . . . . . . . . . 171,700 0.2

1950 961 961 . . . . . . . . . . . . . . . 229,000 0.4

1955 4,968 4,968 . . . . . . . . . . . . . . . 316,100 1.6

1960 11,245 10,677 568 . . . . . . . . . . . . 411,500 2.7

1961 12,749 11,862 887 . . . . . . . . . . . . 429,000 3.0

1962 14,461 13,356 1,105 . . . . . . . . . . . . 456,700 3.2

1963 15,427 14,217 1,210 . . . . . . . . . . . . 479,600 3.2

1964 16,223 14,914 1,309 . . . . . . . . . . . . 514,600 3.2

1965 18,311 16,737 1,573 . . . . . . . . . . . . 555,700 3.3

1966 21,070 18,267 1,781 891 128 f 3 603,900 3.5

1967 25,967 19,468 1,939 3,353 1,197 f 11 648,300 4.0

1968 30,651 22,642 2,294 4,179 1,518 1 16 712,000 4.3

1969 33,371 24,209 2,542 4,739 1,865 1 15 778,500 4.3

1970 38,982 28,796 3,067 5,124 1,975 2 18 838,800 4.6

1971 45,065 33,413 3,758 5,751 2,117 2 24 903,500 5.0

1972 50,269 37,122 4,473 6,318 2,325 2 29 992,700 5.1

1973 61,091 45,741 5,718 7,057 2,526 3 46 1,110,700 5.5

1974 70,996 51,618 6,903 9,099 3,318 5 54 1,222,600 5.8

1975 82,611 58,509 8,414 11,315 4,273 9 91 1,335,000 6.2

1976 94,180 65,699 9,966 13,340 5,080 6 89 1,474,800 6.4

1977 106,443 73,113 11,463 15,737 6,038 8 84 1,633,200 6.5

1978 117,894 80,352 12,513 17,682 7,252 9 86 1,837,700 6.4

1979 133,691 90,556 13,708 20,623 8,708 18 78 2,062,200 6.5

1980 156,298 105,074 15,437 25,064 10,635 8 78 2,307,900 6.8

1981 184,450 123,795 17,199 30,342 13,113 8 -8 2,591,300 7.1

1982 207,268 138,800 17,338 35,631 15,455 6 38 2,775,300 7.5

1983 224,524 149,502 17,530 39,337 18,106 6 42 2,960,700 7.6

1984 238,682 157,862 17,900 43,257 19,661 f 1 3,289,500 7.3

1985 256,723 167,360 18,836 47,580 22,947 f f 3,526,700 7.3

1986 272,698 176,845 19,847 49,758 26,239 . . . 9 3,722,400 7.3

1987 284,487 183,644 20,512 49,496 30,820 . . . 16 3,947,400 7.2

1988 303,717 195,522 21,692 52,517 33,970 . . . 16 4,253,700 7.1

1989 329,193 207,977 22,873 60,011 38,294 . . . 38 4,587,800 7.2

1990 356,536 222,993 24,803 66,239 42,468 . . . 32 4,878,600 7.3

1991 386,912 240,436 27,662 71,549 47,229 . . . 36 5,051,000 7.7

1992 419,325 254,939 31,091 83,895 49,367 . . . 33 5,362,000 7.8

1993 449,896 267,804 34,598 93,487 53,979 . . . 28 5,558,500 8.1

1994 478,775 279,118 37,717 103,282 58,618 . . . 40 5,842,500 8.2

(Continued)
4.A OASDI: Trust Funds

4.8 ♦ Annual Statistical Supplement, 2004

CONTACT: Jeff Kunkel (410) 965-3013.

1995 513,959 291,682 40,898 116,368 64,972 . . . 39 6,152,300 8.4

1996 544,350 302,914 44,174 128,632 68,598 . . . 31 6,520,600 8.3

1997 572,542 316,311 45,659 137,762 72,757 . . . 53 6,915,100 8.3

1998 585,156 326,817 48,173 133,990 76,125 . . . 51 7,423,000 7.9

1999 595,326 334,437 51,331 128,766 80,724 . . . 68 7,802,400 7.6

2000 625,060 352,706 54,938 128,458 88,893 . . . 63 8,429,700 7.4

2001 672,853 372,370 59,577 141,183 99,663 . . . 60 8,724,100 7.7

2002 714,804 388,170 65,645 149,944 110,969 . . . 75 8,878,900 8.1

2003 746,756 399,892 70,906 152,084 123,825 3 47 9,161,800 8.2

SOURCES: Department of the Treasury and Bureau of Economic Analysis.

NOTE: . . . = not applicable.

a. Unnegotiated checks not deducted.

b. Vocational rehabilitation services to disabled workers and disabled children under the 1965 Amendments to the Social Security Act and to disabled widow(er)s under 

the 1967 Amendments to the Social Security Act.

c. Figures subject to revision.

d. For 1937–1939, refunds and lump-sum death payments under the Social Security Act of 1935.

e. Less than 0.05 percent.

f. Less than $500,000.

Table 4.A4—Total annual benefits paid, by type of benefit and trust fund, and as a percentage of personal 

income, selected years 1937–2003 (in millions of dollars)—Continued

Year

Total

benefits

Cash benefits a Service benefits Rehabilitation services b

Personal

income c

Total benefits

as percentage

of personal

income

Old-Age and

Survivors

Insurance d

Disability

Insurance

Hospital

Insurance

Supplementary

Medical

Insurance

Old-Age and

Survivors

Insurance

Disability

Insurance
4.A OASDI: Trust Funds

Annual Statistical Supplement, 2004 ♦ 4.9

Table 4.A5—Total annual benefits paid from OASI trust fund, by type of benefit, selected years 1937–2003

(in millions of dollars)

Year Total

Retired-worker and dependents benefits Survivors benefits

Special age-72

beneficiaries

Lump-sum

death

payments

Retired

workers

Wives

and

husbands Children Children

Widowed

mothers and

fathers Widow(er)s Parents

1937 1 . . . . . . . . . . . . . . . . . . . . . . . . 1

1938 10 . . . . . . . . . . . . . . . . . . . . . . . . 10

1939 14 . . . . . . . . . . . . . . . . . . . . . . . . 14

1940 35 15 2 a 3 2 a a . . . 9

1945 274 126 21 2 52 27 20 1 . . . 26

1950 961 557 88 6 135 49 89 3 . . . 33

1955 4,968 3,253 466 29 532 163 396 16 . . . 113

1956 5,715 3,793 536 33 581 177 469 17 . . . 109

1957 7,347 4,888 756 43 651 198 653 19 . . . 139

1958 8,327 5,567 851 56 720 223 757 20 . . . 133

1959 9,842 6,548 982 77 855 263 921 25 . . . 171

1960 10,677 7,053 1,051 92 945 286 1,057 28 . . . 164

1961 11,862 7,802 1,124 106 1,080 316 1,232 31 . . . 171

1962 13,356 8,813 1,216 134 1,171 336 1,470 34 . . . 183

1963 14,217 9,391 1,258 146 1,222 348 1,612 34 . . . 206

1964 14,914 9,854 1,277 150 1,275 354 1,754 33 . . . 216

1965 16,737 10,984 1,383 175 1,515 388 2,041 35 . . . 217

1966 18,267 11,727 1,429 216 1,812 415 2,351 35 44 237

1967 19,468 12,372 1,456 221 1,855 420 2,545 34 313 252

1968 22,642 14,278 1,673 253 2,207 478 3,117 37 330 269

1969 24,209 15,385 1,750 260 2,322 490 3,371 36 303 291

1970 28,796 18,438 2,029 303 2,760 574 4,055 39 305 294

1971 33,413 21,544 2,323 352 3,168 630 4,763 41 285 306

1972 37,122 24,143 2,532 382 3,433 679 5,326 43 263 320

1973 45,741 29,336 3,000 457 4,002 801 7,505 48 264 329

1974 51,618 33,369 3,309 533 4,399 898 8,497 49 237 327

1975 58,509 38,079 3,719 634 4,888 1,009 9,597 50 196 337

1976 65,699 43,083 4,117 736 5,336 1,113 10,757 51 174 332

1977 73,113 48,186 4,559 830 5,759 1,191 12,068 52 157 312

1978 80,352 53,255 4,983 921 6,093 1,284 13,278 51 142 344

1979 90,556 60,379 5,554 1,014 6,608 1,409 15,071 52 128 340

1980 105,074 70,358 6,405 1,142 7,389 1,572 17,638 55 119 394

1981 123,795 83,614 7,543 1,321 8,307 1,760 20,749 58 110 332

1982 138,800 95,123 8,539 1,223 8,204 1,861 23,488 59 100 203

1983 149,502 103,578 9,328 1,143 7,911 1,771 25,425 56 85 205

1984 157,862 109,957 9,860 1,135 7,775 1,474 27,325 53 71 212

1985 167,360 116,823 10,517 1,140 7,762 1,474 29,330 51 57 207

1986 176,845 123,584 11,152 1,166 7,843 1,457 31,345 48 47 203

1987 183,644 128,513 11,598 1,183 7,846 1,388 32,833 44 36 203

1988 195,522 136,987 12,292 1,219 8,120 1,392 35,233 43 29 208

1989 207,977 146,027 13,054 1,249 8,254 1,401 37,723 41 21 206

1990 222,993 156,756 13,953 1,316 8,564 1,437 40,705 39 16 206

1991 240,436 169,142 14,986 1,405 9,022 1,490 44,139 38 12 202

1992 254,939 179,372 15,810 1,494 9,431 1,521 47,060 37 9 206

1993 267,804 188,440 16,356 1,563 9,897 1,547 49,746 36 6 214

1994 279,118 196,400 16,854 1,637 10,293 1,551 52,124 34 4 220

(Continued)
4.A OASDI: Trust Funds

4.10 ♦ Annual Statistical Supplement, 2004

CONTACT: Jeff Kunkel (410) 965-3013.

1995 291,682 205,315 17,348 1,715 10,717 1,573 54,761 32 3 218

1996 302,914 213,423 17,715 1,799 11,217 1,486 57,025 31 1 218

1997 316,311 223,554 18,154 1,882 11,660 1,466 59,349 30 1 216

1998 326,817 232,324 18,395 1,940 11,936 1,435 60,540 29 a 218

1999 334,437 238,478 18,415 1,992 12,125 1,415 61,769 27 a 216

2000 352,706 253,542 18,969 2,133 12,532 1,406 63,884 26 a 214

2001 372,370 268,976 19,491 2,332 13,134 1,441 66,758 26 a 212

2002 388,170 281,624 19,884 2,475 13,690 1,476 68,782 25 a 213

2003 399,892 291,518 19,951 2,583 14,072 1,486 70,052 24 a 206

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTES: Unnegotiated checks not deducted.

. . . = not applicable.

a. Less than $500,000.

Table 4.A5—Total annual benefits paid from OASI trust fund, by type of benefit, selected years 1937–2003

(in millions of dollars)—Continued

Year Total

Retired-worker and dependents benefits Survivors benefits

Special age-72

beneficiaries

Lump-sum

death

payments

Retired

workers

Wives

and

husbands Children Children

Widowed

mothers and

fathers Widow(er)s Parents
4.A OASDI: Trust Funds

Annual Statistical Supplement, 2004 ♦ 4.11

CONTACT: Jeff Kunkel (410) 965-3013.

Table 4.A6—Total annual benefits paid from DI trust fund, by type of benefit, 1957–2003 (in millions of dollars)

Year Total Disabled workers Wives and husbands Children

1957 57 57 . . . . . .

1958 249 246 1 1

1959 457 390 29 38

1960 568 489 32 48

1961 887 724 54 109

1962 1,105 888 68 149

1963 1,210 965 73 172

1964 1,309 1,044 79 186

1965 1,573 1,246 95 232

1966 1,781 1,394 108 280

1967 1,939 1,519 113 307

1968 2,294 1,804 131 360

1969 2,542 2,014 139 389

1970 3,067 2,448 165 454

1971 3,758 3,028 192 539

1972 4,473 3,626 224 623

1973 5,718 4,676 281 760

1974 6,903 5,662 320 920

1975 8,414 6,908 385 1,121

1976 9,966 8,190 447 1,328

1977 11,463 9,456 505 1,503

1978 12,513 10,315 541 1,657

1979 13,708 11,333 581 1,794

1980 15,437 12,816 638 1,983

1981 17,199 14,379 684 2,136

1982 17,338 14,811 652 1,875

1983 17,530 15,196 607 1,728

1984 17,900 15,623 536 1,741

1985 18,836 16,483 545 1,809

1986 19,847 17,409 547 1,890

1987 20,512 18,053 532 1,926

1988 21,692 19,165 529 1,999

1989 22,873 20,314 523 2,036

1990 24,803 22,113 531 2,159

1991 27,662 24,738 550 2,374

1992 31,091 27,856 572 2,663

1993 34,598 30,913 572 3,112

1994 37,717 33,711 579 3,428

1995 40,898 36,610 577 3,711

1996 44,174 39,625 515 4,034

1997 45,659 41,083 479 4,098

1998 48,173 43,467 457 4,249

1999 51,331 46,459 433 4,439

2000 54,938 49,848 421 4,670

2001 59,577 54,244 416 4,917

2002 65,645 59,886 423 5,337

2003 70,906 64,811 431 5,664

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTES: Unnegotiated checks not deducted.

. . . = not applicable.
4.B OASDI: Covered Workers

4.12 ♦ Annual Statistical Supplement, 2004

Table 4.B1—Number of workers with taxable earnings, amount of earnings, and Social Security numbers 

issued, selected years 1937–2003

Year

Number a (thousands) Earnings

Social

Security

numbers

issued b

Total (thousands)

With

maximum

earnings

New

entrants

into

covered

employment c

Total in

covered

employment d

(millions of

dollars)

Reported taxable a Average per worker (dollars)

Amount

(millions of

dollars)

Percentage

of total

Total

earnings d

Reported

taxable

1937 32,900 1,031 32,900 32,200 29,620 92.0 979 900 37,139

1940 35,390 1,196 4,430 35,700 32,970 92.4 1,009 932 5,227

1945 46,390 6,361 3,480 71,600 62,950 87.9 1,543 1,357 3,321

1950 48,280 13,936 2,520 109,800 87,500 79.7 2,274 1,812 2,891

1951 58,120 14,270 6,000 148,900 120,770 81.1 2,562 2,078 4,927

1952 59,580 16,606 3,500 159,900 128,640 80.5 2,684 2,159 4,363

1953 60,840 19,013 3,090 173,000 135,870 78.5 2,844 2,233 3,464

1954 59,610 18,866 2,360 171,900 133,520 77.7 2,884 2,240 2,743

1955 65,200 16,704 4,760 196,100 157,540 80.3 3,008 2,416 4,323

1956 67,610 19,236 3,660 216,800 170,720 78.8 3,207 2,525 4,376

1957 70,590 21,095 3,380 233,900 181,380 77.5 3,314 2,569 3,639

1958 69,770 21,328 2,450 236,500 180,720 76.4 3,390 2,590 2,290

1959 71,700 19,112 3,180 255,000 202,310 79.3 3,556 2,822 3,388

1960 72,530 20,310 3,130 265,200 207,000 78.1 3,656 2,854 3,415

1961 72,820 21,265 2,990 270,700 209,640 77.4 3,717 2,879 3,370

1962 74,280 23,154 3,360 289,000 219,050 75.8 3,891 2,949 4,519

1963 75,540 24,570 3,520 302,300 225,550 74.6 4,002 2,986 8,617

1964 77,430 26,717 3,890 324,500 236,390 72.8 4,191 3,053 5,623

1965 80,680 29,136 4,620 351,700 250,730 71.3 4,359 3,108 6,131

1966 84,600 20,498 5,080 390,700 312,540 80.0 4,618 3,694 6,506

1967 87,040 22,948 4,530 422,300 329,960 78.1 4,852 3,791 5,920

1968 89,380 19,120 4,830 460,000 375,840 81.7 5,147 4,205 5,862

1969 92,060 22,577 5,160 502,800 402,550 80.1 5,462 4,373 6,289

1970 93,090 24,224 4,440 531,600 415,600 78.2 5,711 4,464 6,132

1971 93,340 26,404 4,470 559,700 426,960 76.3 5,996 4,574 6,401

1972 96,240 24,074 5,150 617,900 484,110 78.3 6,420 5,030 9,564

1973 99,830 20,250 5,670 686,700 561,850 81.8 6,879 5,628 10,038

1974 101,330 15,310 4,940 746,700 636,760 85.3 7,369 6,284 7,998

1975 100,200 15,070 4,120 787,600 664,660 84.4 7,860 6,633 8,164

1976 102,600 15,330 4,700 874,700 737,700 84.3 8,525 7,190 9,043

1977 105,800 15,700 5,070 960,100 816,550 85.0 9,075 7,718 7,724

1978 110,600 17,050 5,460 1,092,600 915,600 83.8 9,879 8,278 5,260

1979 112,700 11,236 4,883 1,222,200 1,067,000 87.3 10,845 9,468 5,213

1980 113,000 9,903 4,243 1,328,800 1,180,700 88.9 11,759 10,449 5,984

1981 113,000 8,594 4,090 1,450,900 1,294,100 89.2 12,840 11,452 5,581

1982 111,800 7,929 3,408 1,516,600 1,365,300 90.0 13,565 12,212 5,362

1983 112,100 7,044 3,914 1,615,200 1,454,100 90.0 14,409 12,971 6,699

1984 116,300 7,421 4,743 1,800,800 1,608,800 89.3 15,484 13,833 5,980

1985 119,800 7,766 4,756 1,936,800 1,722,600 88.9 16,167 14,379 5,720

1986 122,900 7,624 4,641 2,081,800 1,844,400 88.6 16,939 15,007 5,711

1987 125,600 7,735 4,956 2,237,000 1,960,000 87.6 17,811 15,605 11,621

1988 129,600 8,483 5,489 2,432,800 2,088,400 85.8 18,772 16,114 11,370

1989 131,700 8,110 4,856 2,578,700 2,239,500 86.8 19,580 17,005 8,049

1990 133,600 7,575 4,012 2,703,800 2,358,000 87.2 20,238 17,650 9,054

1991 133,000 7,483 3,541 2,760,500 2,422,500 87.8 20,756 18,214 7,509

1992 134,000 7,667 3,918 2,917,800 2,532,900 86.8 21,775 18,902 6,819

1993 136,100 7,617 4,204 3,022,900 2,636,100 87.2 22,211 19,369 5,893

1994 138,200 7,518 4,591 3,197,000 2,785,200 87.1 23,133 20,153 5,816

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.13

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

1995 141,000 8,191 4,621 3,401,800 2,919,100 85.8 24,126 20,703 5,465

1996 143,400 8,682 4,620 3,587,600 3,073,500 85.7 25,018 21,433 5,533

1997 146,145 9,022 4,710 3,858,721 3,285,000 85.1 26,403 22,478 5,413

1998 148,786 9,372 4,904 4,172,641 3,524,900 84.5 28,045 23,691 5,288

1999 151,333 9,209 4,966 4,467,110 3,749,600 83.9 29,518 24,777 5,306

2000 e 153,691 9,496 4,974 4,823,674 4,008,400 83.1 31,386 26,081 5,476

2001 e 153,716 9,110 4,440 4,920,937 4,170,100 84.7 32,013 27,129 5,883

2002 f 153,837 8,365 4,239 4,946,105 4,243,164 85.8 32,152 27,582 5,699

2003 g 154,324 . . . . . . 5,063,091 4,352,138 86.0 32,808 28,201 5,372

SOURCES: Social Security Administration, Master Earnings File, 1 percent sample; Bureau of Labor Statistics; and Bureau of Economic Analysis.

NOTE: . . . = not available.

a. Relates to wage and salary workers for 1937–1950. Beginning in 1951, includes self-employment. See Table 2.A3 for annual maximum taxable earnings.

b. Excludes railroad account numbers. Since program began, 419.4 million Social Security numbers have been issued. Some individuals have been issued more than 

one number.

c. Workers reported with first taxable earnings under program in specified year. During 1937–2001, 313.7 million different persons reported with taxable earnings.

d. Total wages, including estimated amounts above taxable limit, for 1937–1950. Beginning in 1951, also includes reported total net earnings of self-employed persons.

e. Preliminary data.

f. Taxable earnings are preliminary estimates based on Social Security data; employment data are preliminary estimates based on data from Bureau of Labor Statistics.

g. Preliminary estimates based on data from Bureau of Labor Statistics and the Bureau of Economic Analysis.

Table 4.B1—Number of workers with taxable earnings, amount of earnings, and Social Security numbers 

issued, selected years 1937–2003—Continued

Year

Number a (thousands) Earnings

Social

Security

numbers

issued b

Total (thousands)

With

maximum

earnings

New

entrants

into

covered

employment c

Total in

covered

employment d

(millions of

dollars)

Reported taxable a Average per worker (dollars)

Amount

(millions of

dollars)

Percentage

of total

Total

earnings d

Reported

taxable
4.B OASDI: Covered Workers

4.14 ♦ Annual Statistical Supplement, 2004

Table 4.B2—Number with taxable earnings and amount of earnings, by type of earnings,

1951–2003

Year

Number a

(thousands)

Wage and salary Self-employed

Total in

covered

employment b

(millions of

dollars)

Reported taxable

Average per worker 

(dollars) Total in

covered

employment c

(millions of

dollars)

Reported taxable

Average per worker 

(dollars)

Wage and

salary

Selfemployed

Amount d

(millions of

dollars)

Percentage

of total

wages

Total

wages b

Reported

taxable d

Amount d

(millions

of dollars)

Percentage

of total selfemploymentTotal

earnings c

Reported

taxable d

1951 54,630 4,190 132,500 111,250 84.0 2,425 2,036 16,400 9,520 58.0 3,914 2,272

1952 56,060 4,240 143,500 118,880 82.8 2,560 2,121 16,400 9,760 59.5 3,868 2,302

1953 57,220 4,340 156,000 125,840 80.7 2,726 2,199 17,000 10,030 59.0 3,917 2,311

1954 55,940 4,350 155,100 123,410 79.6 2,773 2,206 16,800 10,110 60.2 3,862 2,324

1955 59,560 6,810 171,600 141,810 82.6 2,881 2,381 24,500 15,730 64.2 3,598 2,310

1956 61,560 7,390 188,500 153,010 81.2 3,062 2,486 28,300 17,710 62.6 3,829 2,396

1957 64,730 7,150 205,500 163,990 79.8 3,175 2,533 28,400 17,390 61.2 3,972 2,432

1958 64,040 7,130 208,000 163,140 78.4 3,248 2,547 28,500 17,580 61.7 3,997 2,466

1959 66,000 7,060 225,100 183,620 81.6 3,411 2,782 29,900 18,690 62.5 4,235 2,647

1960 66,980 6,870 236,000 188,580 79.9 3,523 2,815 29,200 18,420 63.1 4,250 2,681

1961 67,360 6,790 240,700 190,850 79.3 3,573 2,833 30,000 18,790 62.6 4,418 2,767

1962 68,890 6,720 257,700 200,130 77.7 3,741 2,905 31,300 18,920 60.4 4,658 2,815

1963 70,310 6,590 270,600 206,840 76.4 3,849 2,942 31,700 18,710 59.0 4,810 2,839

1964 72,230 6,480 290,900 217,430 74.7 4,027 3,010 33,600 18,960 56.4 5,185 2,926

1965 75,430 6,550 311,400 230,830 74.1 4,128 3,060 40,300 19,900 49.4 6,153 3,038

1966 79,460 6,630 346,700 287,860 83.0 4,363 3,623 44,000 24,680 56.1 6,637 3,722

1967 82,020 6,470 377,500 305,670 81.0 4,603 3,727 44,800 24,290 54.2 6,924 3,754

1968 84,470 6,570 413,600 348,500 84.3 4,896 4,126 46,400 27,340 58.9 7,062 4,161

1969 87,200 6,350 455,700 375,010 82.3 5,226 4,301 47,100 27,540 58.5 7,417 4,337

1970 88,180 6,270 483,600 388,680 80.4 5,484 4,408 48,000 26,920 56.1 7,656 4,293

1971 88,460 6,290 509,000 399,550 78.5 5,754 4,517 50,700 27,410 54.1 8,060 4,358

1972 91,220 6,600 563,300 452,050 80.3 6,175 4,956 54,600 32,060 58.7 8,273 4,858

1973 94,610 7,100 624,400 523,450 83.8 6,600 5,533 62,300 38,400 61.6 8,775 5,408

1974 96,190 7,040 681,600 594,400 87.2 7,086 6,179 65,200 42,360 65.0 9,261 6,017

1975 94,900 7,000 717,200 621,100 86.6 7,557 6,545 70,400 43,560 61.9 10,057 6,223

1976 97,230 7,400 797,200 689,200 86.4 8,199 7,088 76,800 48,500 63.2 10,378 6,554

1977 100,450 7,480 879,500 763,600 86.8 8,935 7,602 80,600 52,950 65.7 10,775 7,079

1978 104,810 8,040 998,900 856,100 85.7 9,531 8,168 93,700 59,500 63.5 11,654 7,400

1979 106,900 8,200 1,122,000 997,500 88.9 10,496 9,331 100,200 69,500 69.4 12,220 8,476

1980 107,200 8,200 1,231,000 1,109,000 90.1 11,483 10,345 97,800 71,700 73.3 11,927 8,744

1981 107,300 8,250 1,352,000 1,220,000 90.2 12,600 11,370 98,900 74,100 74.9 11,988 8,982

1982 105,800 8,550 1,418,000 1,290,000 91.0 13,403 12,193 98,600 75,300 76.4 11,532 8,807

1983 105,900 9,200 1,502,000 1,369,000 91.1 14,183 12,927 113,200 85,100 75.2 12,304 9,250

1984 109,900 9,900 1,671,500 1,515,000 90.6 15,209 13,785 129,300 93,800 72.5 13,061 9,475

1985 113,100 10,600 1,794,500 1,621,000 90.3 15,866 14,332 142,300 101,600 71.4 13,425 9,585

1986 115,900 11,200 1,921,000 1,730,800 90.1 16,575 14,934 160,800 113,600 70.6 14,357 10,143

1987 118,200 12,000 2,057,100 1,835,100 89.2 17,404 15,525 179,900 124,900 69.4 14,992 10,408

1988 122,100 12,400 2,224,700 1,952,000 87.7 18,220 15,987 208,100 136,400 65.5 16,782 11,000

1989 123,900 12,900 2,367,800 2,096,000 88.5 19,111 16,917 210,900 143,500 68.0 16,349 11,124

1990 126,100 12,500 2,510,000 2,222,000 88.5 19,905 17,621 193,800 136,000 70.2 15,504 10,880

1991 125,200 12,800 2,565,000 2,283,000 89.0 20,487 18,235 195,500 139,500 71.4 15,273 10,898

1992 126,000 13,100 2,711,000 2,386,000 88.0 21,516 18,937 206,800 146,600 71.0 15,786 11,214

1993 128,100 13,200 2,808,900 2,483,400 88.4 21,927 19,386 214,000 152,700 71.4 16,212 11,568

1994 130,100 13,300 2,964,100 2,624,500 88.5 22,783 20,173 232,900 160,700 69.0 17,511 12,083

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.15

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

1995 132,800 13,500 3,159,100 2,754,300 87.2 23,788 20,740 242,700 164,800 67.9 17,978 12,207

1996 135,100 13,900 3,331,900 2,901,700 87.1 24,662 21,478 255,700 171,800 67.2 18,396 12,360

1997 137,765 14,020 3,586,721 3,104,300 86.5 26,035 22,533 272,000 180,700 66.4 19,401 12,889

1998 140,386 14,230 3,882,341 3,333,700 85.9 27,655 23,747 290,300 191,200 65.9 20,401 13,436

1999 142,703 14,500 4,159,210 3,547,300 85.3 29,146 24,858 307,900 202,300 65.7 21,234 13,952

2000 e 145,046 14,725 4,498,374 3,798,900 84.5 31,013 26,191 325,300 209,500 64.4 22,092 14,228

2001 e 144,921 14,875 4,591,237 3,953,600 86.1 31,681 27,281 329,700 216,500 65.7 22,165 14,555

2002 f 144,897 15,150 4,602,609 4,015,000 87.2 31,765 27,709 343,496 228,164 66.4 22,673 15,060

2003 g 145,059 15,126 4,698,461 4,110,100 87.5 32,390 28,334 364,630 242,038 66.4 24,106 16,001

SOURCES: Social Security Administration, Master Earnings File, 1 percent sample; Bureau of Labor Statistics; and Bureau of Economic Analysis.

NOTE: See Table 4.B1 for wage and salary data before 1951.

a. Represents total number in specified type of employment. Persons with both types of covered employment during the year are included in each type.

b. Total wages, including estimated amounts above the taxable limit.

c. Reported self-employment net earnings.

d. See Table 2.A3 for annual maximum taxable earnings.

e. Preliminary data.

f. Taxable earnings are preliminary estimates based on Social Security data; employment data are preliminary estimates based on data from Bureau of Labor Statistics.

g. Preliminary estimates based on data from Bureau of Labor Statistics and the Bureau of Economic Analysis.

Table 4.B2—Number with taxable earnings and amount of earnings, by type of earnings,

1951–2003—Continued

Year

Number a

(thousands)

Wage and salary Self-employed

Total in

covered

employment b

(millions of

dollars)

Reported taxable

Average per worker 

(dollars) Total in

covered

employment c

(millions of

dollars)

Reported taxable

Average per worker 

(dollars)

Wage and

salary

Selfemployed

Amount d

(millions of

dollars)

Percentage

of total

wages

Total

wages b

Reported

taxable d

Amount d

(millions

of dollars)

Percentage

of total selfemploymentTotal

earnings c

Reported

taxable d
4.B OASDI: Covered Workers

4.16 ♦ Annual Statistical Supplement, 2004

Table 4.B3—Number of workers and median annual earnings, by type of earnings and sex, selected years 

1937–2002

Year

All workers a Wage and salary Self-employed b

Total Men Women Subtotal Men Women Subtotal Men Women

Number (thousands)

1937 32,900 23,810 9,090 32,900 23,810 9,090 . . . . . . . . .

1940 35,390 25,570 9,820 35,390 25,570 9,820 . . . . . . . . .

1945 46,390 28,820 17,570 46,390 28,820 17,570 . . . . . . . . .

1950 48,280 32,620 15,660 48,280 32,620 15,660 . . . . . . . . .

1955 65,200 43,140 22,060 59,560 38,240 21,320 6,810 5,980 830

1960 72,530 47,900 24,630 66,980 43,100 23,880 6,870 5,990 880

1965 80,680 51,990 28,690 75,430 47,500 27,930 6,550 5,640 910

1970 93,090 57,330 35,760 88,180 53,180 35,000 6,270 5,370 900

1975 100,200 59,520 40,680 94,900 55,140 39,760 7,000 5,790 1,210

1980 113,000 64,288 48,712 107,200 59,751 47,449 8,200 6,407 1,793

1985 119,800 66,113 53,687 113,100 61,285 51,815 10,600 7,623 2,977

1986 122,900 67,412 55,488 115,900 62,398 53,502 11,200 7,932 3,268

1987 125,600 68,591 57,009 118,200 63,306 54,894 12,000 8,450 3,550

1988 129,600 70,596 59,004 122,100 65,270 56,830 12,400 8,630 3,770

1989 131,700 71,517 60,183 123,900 66,105 57,795 12,900 8,842 4,058

1990 133,600 72,291 61,309 126,100 67,064 59,036 12,500 8,526 3,974

1991 133,000 71,787 61,213 125,200 66,406 58,794 12,800 8,669 4,131

1992 134,000 72,016 61,984 126,000 66,543 59,457 13,100 8,797 4,303

1993 136,100 73,154 62,946 128,100 67,673 60,427 13,200 8,840 4,360

1994 138,200 73,989 64,211 130,100 68,481 61,619 13,300 8,840 4,460

1995 141,000 75,444 65,556 132,800 69,900 62,900 13,500 8,908 4,592

1996 143,400 76,241 67,158 135,100 70,670 64,429 13,900 9,074 4,826

1997 146,145 77,498 68,647 137,765 71,910 65,855 14,020 9,078 4,942

1998 148,786 78,671 70,115 140,386 73,111 67,275 14,230 9,108 5,122

1999 151,333 80,042 71,291 142,703 74,376 68,327 14,500 9,224 5,276

2000 c 153,691 81,091 72,600 145,046 75,476 69,570 14,725 9,250 5,475

2001 c 153,716 81,049 72,667 144,921 75,412 69,509 14,875 9,232 5,643

2002 c 153,837 80,964 72,873 144,897 75,222 69,675 15,150 9,276 5,874

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.17

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Median earnings d (dollars)

1937 761 945 484 761 945 484 . . . . . . . . .

1940 746 935 472 746 935 472 . . . . . . . . .

1945 1,159 1,654 770 1,159 1,654 770 . . . . . . . . .

1950 1,926 2,532 1,124 1,926 2,532 1,124 . . . . . . . . .

1955 2,438 3,315 1,351 2,383 3,348 1,338 2,397 2,550 1,552

1960 2,894 3,879 1,679 2,833 3,875 1,676 2,903 3,129 1,695

1965 3,414 4,685 1,984 3,319 4,630 1,979 3,858 4,242 1,898

1970 4,375 6,180 2,735 4,317 6,173 2,770 5,104 5,683 2,360

1975 5,803 8,250 3,730 5,790 8,315 3,794 6,700 7,846 3,113

1980 8,549 11,963 6,012 8,612 12,166 6,106 8,699 10,572 4,133

1985 11,265 14,959 8,293 11,638 15,706 8,525 9,877 12,301 5,529

1986 11,831 15,579 8,796 12,064 16,025 9,019 10,424 12,908 6,152

1987 12,327 16,073 9,261 12,576 16,559 9,500 10,886 13,401 6,573

1988 12,825 16,613 9,753 13,086 17,055 9,992 11,478 14,090 7,036

1989 13,314 17,014 10,265 13,762 17,800 10,577 11,602 14,538 7,010

1990 13,898 17,582 10,837 14,432 18,483 11,199 11,220 14,097 6,898

1991 14,278 17,765 11,369 14,859 18,730 11,767 11,125 13,703 7,186

1992 14,739 18,208 11,842 15,386 19,292 12,268 11,392 13,966 7,452

1993 15,000 18,430 12,093 15,665 19,516 12,546 11,595 14,128 7,720

1994 15,560 19,249 12,422 16,010 19,969 12,807 12,051 14,737 8,002

1995 16,108 19,907 12,897 16,618 20,672 13,296 12,198 14,931 8,301

1996 16,712 20,779 13,335 17,256 21,591 13,763 12,481 15,300 8,628

1997 17,562 21,814 14,043 18,127 22,693 14,482 12,910 15,911 8,944

1998 18,513 23,028 14,834 19,103 23,920 15,290 13,462 16,565 9,365

1999 19,265 23,927 15,465 19,885 24,839 15,938 14,051 17,338 9,784

2000 c 20,226 25,035 16,289 20,885 26,001 16,804 14,489 17,875 10,136

2001 c 20,907 25,654 17,038 21,621 26,639 17,591 14,539 18,016 10,323

2002 c 21,153 25,747 17,423 21,914 26,797 18,036 14,053 17,449 10,370

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTE: . . . = not applicable.

a. Workers with earnings in both wage and salary employment and self-employment are counted in each type of employment but only once in the total.

b. Not covered before 1951.

c. Preliminary data.

d. For all workers, medians relate to combined earnings from wage and salary employment and self-employment. For all wage and salary workers, medians relate to 

wages and salaries only.

Table 4.B3—Number of workers and median annual earnings, by type of earnings and sex, selected years 

1937–2002—Continued

Year

All workers a Wage and salary Self-employed b

Total Men Women Subtotal Men Women Subtotal Men Women
4.B OASDI: Covered Workers

4.18 ♦ Annual Statistical Supplement, 2004

Table 4.B4—Percentage of workers with earnings below annual maximum taxable, by sex,

selected years 1937–2002

Year

All workers a All self-employed workers Annual maximum

Total Men Women Total Men Women taxable earnings (dollars)

1937 96.9 95.8 99.7 . . . . . . . . . 3,000

1940 96.6 95.4 99.7 . . . . . . . . . 3,000

1945 86.3 78.6 98.9 . . . . . . . . . 3,000

1950 71.1 59.9 94.6 . . . . . . . . . 3,000

1951 75.5 64.6 96.7 65.4 62.6 83.3 3,600

1952 72.1 60.0 95.4 64.1 61.2 83.5 3,600

1953 68.8 55.5 93.8 62.9 59.5 83.1 3,600

1954 68.4 55.4 93.0 62.6 58.8 82.8 3,600

1955 74.4 63.4 95.9 74.0 72.3 86.3 4,200

1956 71.6 59.7 94.5 71.2 69.1 86.0 4,200

1957 70.1 58.7 93.1 69.6 67.2 85.5 4,200

1958 69.4 58.4 91.8 68.8 66.3 85.7 4,200

1959 73.3 62.7 94.3 72.0 69.6 88.0 4,800

1960 72.0 60.9 93.5 71.6 69.2 87.7 4,800

1961 70.8 59.6 92.4 70.3 67.8 86.9 4,800

1962 68.8 57.1 91.1 67.9 65.3 85.3 4,800

1963 67.5 55.5 90.0 66.3 63.4 85.3 4,800

1964 65.5 53.1 88.5 63.8 60.5 84.4 4,800

1965 63.9 51.0 87.3 59.5 55.8 82.5 4,800

1966 75.8 64.4 95.6 68.3 65.0 88.4 6,600

1967 73.6 61.5 94.2 66.7 63.2 87.5 6,600

1968 78.6 68.0 96.3 70.3 67.2 89.7 7,800

1969 75.5 62.8 96.0 68.3 65.0 89.1 7,800

1970 74.0 61.8 93.5 67.8 64.3 88.3 7,800

1971 71.7 59.1 91.7 66.7 63.3 86.2 7,800

1972 75.0 62.9 93.9 68.8 65.0 89.7 9,000

1973 79.7 68.9 96.2 71.1 67.4 91.0 10,800

1974 84.9 76.2 97.8 75.7 72.1 94.0 13,200

1975 84.9 76.4 97.5 77.8 74.4 93.9 14,100

1976 85.1 76.3 97.5 78.6 75.1 94.3 15,300

1977 85.2 76.3 97.5 79.3 75.8 94.1 16,500

1978 84.6 75.4 97.1 79.3 75.6 94.0 17,700

1979 90.0 83.6 98.6 84.3 81.3 95.9 22,900

1980 91.2 85.5 98.8 86.9 84.2 96.6 25,900

1981 92.4 87.4 99.0 89.4 87.1 97.2 29,700

1982 92.9 88.3 98.9 91.0 88.8 97.7 32,400

1983 93.7 89.6 99.0 92.0 90.0 97.7 35,700

1984 93.6 89.4 98.9 91.8 89.7 97.6 37,800

1985 93.5 89.3 98.8 92.0 89.8 97.5 39,600

1986 93.8 89.7 98.7 92.3 90.2 97.5 42,000

1987 93.9 89.9 98.6 92.5 90.4 97.5 43,800

1988 93.5 89.4 98.3 91.7 89.4 97.1 45,000

1989 93.8 90.1 98.3 92.4 90.1 97.3 48,000

1990 94.3 90.9 98.4 93.3 91.3 97.7 51,300

1991 94.4 91.1 98.3 93.6 91.6 97.7 53,400

1992 94.3 91.0 98.1 93.6 91.7 97.6 55,500

1993 94.4 91.3 98.1 93.7 91.9 97.4 57,600

1994 94.6 91.4 98.1 93.9 92.0 97.5 60,600

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.19

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

1995 94.2 91.0 97.9 93.9 92.0 97.5 61,200

1996 93.9 90.6 97.7 93.9 92.0 97.4 62,700

1997 93.8 90.5 97.6 93.8 91.9 97.3 65,400

1998 93.7 90.3 97.5 94.0 92.2 97.3 68,400

1999 93.9 90.7 97.5 94.2 92.3 97.4 72,600

2000 b 93.8 90.6 97.4 94.2 92.3 97.4 76,200

2001 b 94.1 91.0 97.5 94.5 92.7 97.5 80,400

2002 b 94.6 91.8 97.6 95.0 93.2 97.7 84,900

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTE: . . . = not applicable.

a. For 1937–1950, relates to wage and salary workers. Beginning in 1951, includes self-employed workers.

b. Preliminary data.

Table 4.B4—Percentage of workers with earnings below annual maximum taxable, by sex,

selected years 1937–2002—Continued

Year

All workers a All self-employed workers Annual maximum

Total Men Women Total Men Women taxable earnings (dollars)
4.B OASDI: Covered Workers

4.20 ♦ Annual Statistical Supplement, 2004

Table 4.B5—Number of workers, by sex and age, selected years 1937–2002 (in thousands)

Year

Total,

all ages

Under

20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–61 62–64 65–69 70–71

72 or

older

All workers

1937 32,900 3,277 6,302 5,480 4,413 3,688 3,055 2,580 1,918 1,308 384 398 a 97 . . . . . .

1940 35,390 2,963 6,481 5,794 4,904 3,930 3,342 2,706 2,147 1,488 437 494 451 106 152

1945 46,390 6,313 5,908 5,571 5,495 5,288 4,623 4,061 3,275 2,577 831 926 975 214 333

1950 48,280 4,469 7,057 6,732 5,991 5,609 5,016 4,076 3,375 2,597 811 1,052 979 210 306

1955 65,200 5,410 7,065 7,499 7,801 7,458 7,222 6,507 5,299 4,261 1,423 1,893 2,091 537 734

1960 72,530 6,328 8,749 7,461 7,812 8,301 7,938 7,432 6,448 4,996 1,643 2,102 1,989 419 912

1965 80,680 8,556 11,066 8,261 7,488 8,120 8,550 7,936 7,163 5,931 1,943 2,272 2,027 424 943

1970 93,090 10,790 14,945 10,587 8,492 8,028 8,539 8,647 7,700 6,594 2,236 2,692 2,362 475 1,003

1975 100,200 11,939 16,419 13,852 10,304 8,644 7,997 8,157 7,896 6,626 2,289 2,543 2,139 444 951

1980 113,000 12,372 18,403 16,464 14,184 10,982 9,003 7,961 7,768 7,076 2,326 2,632 2,292 491 1,046

1985 119,800 10,685 17,727 18,012 16,193 14,276 10,961 8,713 7,435 6,870 2,410 2,726 2,206 489 1,097

1990 133,600 10,907 16,760 18,701 18,696 17,008 14,984 11,119 8,533 6,928 2,454 2,854 2,687 605 1,362

1995 141,000 10,832 15,465 17,078 18,692 18,760 16,918 14,622 10,510 7,667 2,440 2,777 2,836 699 1,704

1996 143,400 11,156 15,251 17,184 18,389 19,026 17,481 15,108 11,205 7,942 2,520 2,804 2,863 698 1,772

1997 146,145 11,402 15,486 17,156 18,033 19,279 17,964 15,369 12,023 8,453 2,569 2,902 2,913 731 1,865

1998 148,786 11,904 15,712 17,010 17,694 19,366 18,393 15,763 12,662 8,947 2,687 2,991 2,970 753 1,932

1999 151,333 12,241 16,106 16,754 17,517 19,407 18,769 16,318 13,297 9,332 2,759 3,087 3,013 771 1,962

2000 b 153,691 12,322 16,595 16,327 17,600 19,115 19,069 16,871 14,064 9,614 2,856 3,224 3,139 824 2,070

2001 b 153,716 11,636 16,813 15,914 17,491 18,570 19,116 17,251 14,405 10,166 2,956 3,297 3,195 819 2,086

2002 b 153,837 10,915 16,878 15,784 17,162 17,873 18,999 17,494 14,642 10,944 3,247 3,430 3,319 863 2,285

Men

1937 23,810 2,020 4,021 3,797 3,237 3,775 2,387 2,091 1,606 1,110 330 351 a 85 . . . . . .

1940 25,570 1,821 4,072 4,028 3,545 2,922 2,550 2,151 1,770 1,265 373 434 403 96 140

1945 28,820 3,343 2,296 3,054 3,502 3,486 3,150 2,840 2,409 1,984 664 765 838 189 300

1950 32,620 2,530 4,215 4,497 4,135 3,889 3,419 2,827 2,417 1,951 635 843 815 181 266

1955 43,140 3,026 3,980 5,019 5,345 5,035 4,846 4,327 3,595 2,995 1,012 1,387 1,566 414 593

1960 47,900 3,748 5,455 5,148 5,464 5,591 5,188 4,818 4,183 3,336 1,125 1,480 1,392 293 697

1965 51,990 5,206 6,731 5,574 5,153 5,416 5,464 5,002 4,536 3,803 1,274 1,519 1,359 280 673

1970 57,330 6,308 8,639 6,760 5,564 5,126 5,287 5,242 4,671 4,084 1,392 1,730 1,522 321 684

1975 59,520 6,635 9,122 8,245 6,440 5,311 4,831 4,891 4,729 4,023 1,418 1,595 1,352 285 643

1980 64,288 6,620 9,971 9,278 8,206 6,372 5,178 4,590 4,516 4,152 1,391 1,597 1,411 309 697

1985 66,114 5,547 9,432 9,870 9,066 7,920 6,050 4,838 4,186 3,932 1,408 1,593 1,297 289 686

1990 72,292 5,690 8,835 10,131 10,251 9,216 7,977 5,976 4,651 3,857 1,381 1,619 1,526 358 823

1995 75,443 5,590 8,069 9,097 10,146 10,106 8,966 7,663 5,620 4,193 1,374 1,547 1,614 405 1,053

1996 76,241 5,672 7,876 9,074 9,935 10,198 9,240 7,873 5,963 4,307 1,416 1,569 1,629 403 1,086

1997 77,498 5,823 7,943 9,017 9,697 10,280 9,498 7,997 6,376 4,578 1,423 1,641 1,650 433 1,141

1998 78,671 6,068 8,029 8,895 9,472 10,345 9,684 8,196 6,673 4,835 1,476 1,690 1,688 444 1,177

1999 80,042 6,251 8,238 8,774 9,415 10,376 9,880 8,480 6,977 5,028 1,520 1,734 1,713 454 1,200

2000 b 81,090 6,278 8,486 8,513 9,428 10,214 10,030 8,774 7,316 5,148 1,576 1,786 1,793 484 1,263

2001 b 81,049 5,883 8,596 8,328 9,348 9,940 10,067 8,995 7,473 5,417 1,614 1,828 1,826 472 1,262

2002 b 80,962 5,496 8,618 8,196 9,173 9,575 9,993 9,123 7,585 5,808 1,759 1,889 1,893 485 1,369

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.21

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Women

1937 9,090 1,257 2,281 1,683 1,176 913 668 489 312 198 54 47 a 12 . . . . . .

1940 9,820 1,142 2,409 1,766 1,359 1,008 792 555 377 218 64 60 48 10 12

1945 17,570 2,970 3,612 2,517 1,993 1,802 1,473 1,221 866 593 167 161 137 25 33

1950 15,660 1,939 2,842 2,235 1,856 1,720 1,597 1,249 958 646 176 209 164 29 40

1955 22,060 2,384 3,085 2,480 2,456 2,423 2,376 2,180 1,704 1,266 411 506 525 123 141

1960 24,630 2,580 3,294 2,313 2,348 2,710 2,750 2,614 2,265 1,660 518 622 597 126 233

1965 28,690 3,350 4,335 2,687 2,335 2,704 3,086 2,934 2,627 2,128 669 753 668 144 270

1970 35,760 4,482 6,306 3,827 2,928 2,902 3,252 3,405 3,029 2,510 844 962 840 154 319

1975 40,680 5,304 7,297 5,607 3,864 3,333 3,166 3,266 3,167 2,603 871 948 787 159 308

1980 48,712 5,752 8,432 7,186 5,978 4,610 3,825 3,371 3,252 2,924 935 1,035 881 182 349

1985 53,686 5,138 8,295 8,142 7,127 6,356 4,911 3,875 3,249 2,938 1,002 1,233 909 200 411

1990 61,309 5,217 7,925 8,570 8,445 7,792 7,007 5,143 3,882 3,071 1,073 1,235 1,161 247 540

1995 65,557 5,241 7,396 7,981 8,546 8,654 7,951 6,959 4,891 3,474 1,066 1,230 1,222 295 651

1996 67,158 5,483 7,375 8,110 8,454 8,829 8,241 7,236 5,242 3,634 1,104 1,235 1,234 295 685

1997 68,647 5,579 7,543 8,139 8,336 8,998 8,466 7,372 5,648 3,875 1,146 1,261 1,264 298 724

1998 70,115 5,837 7,683 8,115 8,222 9,021 8,709 7,567 5,989 4,113 1,212 1,302 1,283 308 755

1999 71,291 5,990 7,868 7,980 8,102 9,031 8,889 7,838 6,321 4,304 1,239 1,353 1,299 317 762

2000 b 72,600 6,045 8,109 7,814 8,172 8,901 9,039 8,097 6,748 4,466 1,280 1,439 1,346 340 807

2001 b 72,667 5,752 8,216 7,586 8,144 8,631 9,049 8,255 6,932 4,748 1,343 1,469 1,369 347 825

2002 b 72,872 5,419 8,259 7,588 7,989 8,298 9,006 8,371 7,056 5,136 1,488 1,542 1,426 378 916

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTES: Age refers to age attained during year.

. . . = not applicable.

a. Represents workers attaining age 65 during the year. Workers aged 65 or older were not covered under the program in that year.

b. Preliminary data.

Table 4.B5—Number of workers, by sex and age, selected years 1937–2002 (in thousands)—Continued

Year

Total,

all ages

Under

20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–61 62–64 65–69 70–71

72 or

older
4.B OASDI: Covered Workers

4.22 ♦ Annual Statistical Supplement, 2004

Table 4.B6—Median earnings of workers, by sex and age, selected years 1937–2002 (in dollars)

Year

Total,

all ages

Under

20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–61 62–64 65–69 70–71

72 or

older

All workers

1937 761 170 570 829 998 1,061 1,126 1,121 1,177 1,020 1,010 927 a 512 . . . . . .

1940 746 140 498 764 934 1,041 1,064 1,110 1,071 1,018 978 963 874 924 788

1945 1,159 288 669 818 1,383 1,617 1,842 2,026 1,874 1,821 1,782 1,739 1,482 1,341 1,307

1950 1,926 385 1,376 1,971 2,312 2,456 2,473 2,517 2,442 2,394 2,492 2,252 1,973 1,916 1,589

1955 2,438 443 1,601 2,689 3,173 3,233 3,196 3,068 2,966 2,728 2,525 2,427 1,736 1,279 1,149

1960 2,894 561 1,917 3,138 3,738 3,903 3,891 3,785 3,643 3,452 3,166 3,052 1,590 1,140 1,252

1965 3,414 613 2,326 3,919 4,540 4,747 4,756 4,665 4,526 4,304 4,087 3,767 1,791 1,171 1,326

1970 4,375 810 2,988 5,334 6,156 6,339 6,357 6,292 6,105 5,831 5,473 5,047 2,099 1,578 1,683

1975 5,803 1,070 4,187 6,795 8,249 8,629 8,725 8,810 8,748 8,299 7,779 6,620 2,524 2,105 2,137

1980 8,549 1,646 6,205 9,593 11,510 12,540 12,690 12,784 12,794 12,309 11,606 9,651 4,451 3,306 3,140

1985 11,265 1,647 7,136 12,453 14,886 16,458 16,984 16,849 16,528 15,831 14,724 11,907 5,974 4,330 3,729

1990 13,898 1,937 8,054 14,687 17,482 19,296 20,664 20,958 20,157 18,584 17,163 13,021 6,812 5,375 4,536

1995 16,108 2,076 8,392 16,134 19,654 21,629 23,468 24,690 24,090 21,320 19,136 12,961 7,551 5,816 4,681

1996 16,712 2,140 8,562 16,664 20,327 22,311 24,116 25,317 25,176 22,083 19,718 13,408 7,692 6,217 4,861

1997 17,562 2,310 9,074 17,596 21,261 23,279 24,979 26,264 26,415 23,398 20,514 14,284 8,056 6,387 5,033

1998 18,513 2,515 9,763 18,666 22,453 24,345 25,971 27,390 27,609 24,688 21,372 15,229 8,431 6,747 5,302

1999 19,265 2,610 10,163 19,563 23,469 25,173 26,788 28,315 28,643 25,577 22,151 15,902 8,935 6,780 5,271

2000 b 20,226 2,713 10,707 20,595 24,812 26,383 27,828 29,407 29,536 26,723 22,873 16,543 9,456 7,304 5,380

2001 b 20,907 2,715 10,681 20,969 25,615 27,235 28,551 30,145 30,438 27,732 23,692 17,778 10,558 7,861 5,757

2002 b 21,153 2,654 10,269 20,895 25,870 27,733 29,008 30,358 31,019 28,403 24,482 18,591 11,119 8,162 5,895

Men

1937 945 174 647 1,117 1,202 1,286 1,338 1,308 1,232 1,137 1,131 1,008 a 563 . . . . . .

1940 935 147 550 928 1,143 1,289 1,306 1,320 1,238 1,153 1,088 1,058 950 917 899

1945 1,654 271 422 813 1,983 2,245 2,405 2,364 2,319 2,170 2,106 2,000 1,666 1,462 1,390

1950 2,532 402 1,566 2,465 2,918 3,102 3,131 3,156 3,018 2,959 2,812 2,618 2,317 2,049 1,707

1955 3,315 468 1,871 3,450 4,079 4,201 4,159 4,005 3,818 3,512 3,201 3,044 2,164 1,498 1,292

1960 3,879 615 2,116 3,942 4,831 5,175 5,167 4,954 4,702 4,416 3,982 3,812 2,112 1,207 1,340

1965 4,685 710 2,609 4,957 6,055 6,481 6,519 6,369 5,921 5,581 4,993 4,784 2,628 1,246 1,443

1970 6,180 930 3,281 6,827 8,131 8,528 8,686 8,735 8,370 7,675 7,051 6,456 2,927 1,662 1,863

1975 8,250 1,246 4,870 8,464 11,170 12,131 12,533 12,605 12,270 11,290 10,398 8,700 2,895 2,276 2,371

1980 11,963 1,857 7,007 11,880 15,491 17,982 18,720 18,896 18,391 17,585 15,939 13,201 4,902 3,658 3,529

1985 14,959 1,771 8,185 14,465 18,642 22,021 24,433 24,385 23,841 22,117 19,953 16,532 6,760 4,977 4,351

1990 17,582 2,058 8,945 16,412 21,211 24,424 27,608 29,074 28,027 25,509 23,243 17,408 7,714 6,153 5,129

1995 19,907 2,164 9,618 17,810 23,200 26,912 29,732 32,334 32,505 28,260 24,673 17,090 8,133 6,430 4,977

1996 20,779 2,234 9,900 18,538 24,024 27,769 30,658 32,850 33,648 29,426 25,177 17,632 8,441 6,715 5,295

1997 21,814 2,379 10,356 19,748 25,231 28,874 31,790 33,738 34,890 31,018 26,229 18,159 8,832 7,097 5,300

1998 23,028 2,600 11,135 21,040 26,645 30,154 32,996 34,823 36,125 32,577 27,588 19,750 9,286 7,429 5,638

1999 23,927 2,718 11,616 22,200 27,805 31,113 33,946 35,717 36,924 33,428 28,382 20,172 9,873 7,323 5,594

2000 b 25,035 2,801 12,175 23,395 29,400 32,358 35,230 36,945 37,917 34,762 28,840 21,128 10,478 7,911 5,795

2001 b 25,654 2,784 11,982 23,487 30,149 33,145 35,817 37,468 38,400 35,365 29,914 22,034 12,010 8,571 6,250

2002 b 25,747 2,724 11,451 23,185 30,447 33,714 36,065 37,696 38,373 35,927 30,744 22,924 12,535 8,779 6,410

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.23

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Women

1937 484 163 477 602 621 609 604 589 576 563 585 582 a 366 . . . . . .

1940 472 127 432 530 590 599 596 590 580 562 499 577 607 999 424

1945 770 307 811 821 871 971 1,026 1,018 987 955 946 899 832 766 928

1950 1,124 362 1,153 1,158 1,196 1,297 1,421 1,456 1,410 1,416 1,370 1,349 1,176 1,399 1,232

1955 1,351 408 1,312 1,406 1,430 1,586 1,706 1,775 1,768 1,622 1,542 1,445 1,057 949 802

1960 1,679 484 1,558 1,969 1,718 1,899 2,075 2,205 2,290 2,221 2,040 1,783 1,142 1,007 1,036

1965 1,984 539 1,852 2,067 2,069 2,243 2,478 2,660 2,715 2,764 2,678 2,372 1,208 1,054 1,093

1970 2,735 675 2,538 3,151 2,953 3,210 3,498 3,721 3,790 3,747 3,729 3,236 1,674 1,344 1,375

1975 3,730 905 3,287 4,800 4,454 4,512 4,870 5,168 5,340 5,300 5,020 4,055 2,189 1,895 1,715

1980 6,012 1,451 5,083 7,496 7,649 7,495 7,761 7,893 8,079 7,966 7,756 6,044 3,589 2,853 2,569

1985 8,293 1,524 6,063 10,251 10,986 11,169 11,163 11,072 10,898 10,714 10,133 7,728 4,959 3,671 3,067

1990 10,837 1,816 7,104 12,677 13,642 14,339 15,031 14,920 14,373 13,088 12,194 9,133 5,888 4,387 3,830

1995 12,897 1,991 7,232 14,249 15,853 16,547 18,068 18,732 17,937 16,030 14,147 9,882 6,910 5,120 4,376

1996 13,335 2,051 7,383 14,637 16,387 17,009 18,532 19,496 18,834 16,728 14,670 10,358 6,971 5,605 4,372

1997 14,043 2,243 7,873 15,238 17,150 17,801 19,277 20,325 19,989 17,750 15,762 11,003 7,331 5,638 4,687

1998 14,834 2,435 8,529 16,128 18,133 18,625 20,046 21,484 21,088 18,656 16,606 11,646 7,619 5,968 4,871

1999 15,465 2,519 8,928 16,897 18,823 19,283 20,688 22,265 22,129 19,594 17,168 12,324 8,032 6,245 4,876

2000 b 16,289 2,635 9,445 17,777 19,896 20,381 21,549 23,205 23,083 20,681 17,977 12,900 8,464 6,466 4,954

2001 b 17,038 2,647 9,516 18,329 20,750 21,112 22,234 24,042 24,166 21,840 18,707 14,094 9,219 7,105 5,215

2002 b 17,423 2,591 9,257 18,478 21,163 21,669 22,775 24,392 25,089 22,851 19,577 15,070 9,760 7,551 5,332

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTES: The amount of median earnings includes estimates above the taxable maximum.

Age refers to age attained during year.

. . . = not applicable.

a. Earnings of workers attaining age 65 during the year. Workers aged 65 or older not covered under program in that year.

b. Preliminary data.

Table 4.B6—Median earnings of workers, by sex and age, selected years 1937–2002 (in dollars)—Continued

Year

Total,

all ages

Under

20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–61 62–64 65–69 70–71

72 or

older
4.B OASDI: Covered Workers

4.24 ♦ Annual Statistical Supplement, 2004

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Table 4.B7—Number of wage and salary workers, by sex and amount of taxable earnings, 1992–2002

(in thousands)

Year Total

Workers with earnings below the taxable maximum (by dollar amount of earnings) Workers

with

maximum

earnings

1–

999

1,000–

4,999

5,000–

9,999

10,000–

19,999

20,000–

29,999

30,000–

39,999

40,000–

49,999

50,000–

59,999

60,000–

69,999

70,000–

79,999,

80,000–

84,899

All wage and salary workers

1992 126,000 9,357 19,519 17,496 29,812 20,699 12,554 7,084 2,422 . . . . . . . . . 7,057

1993 128,100 9,655 19,395 17,521 29,900 21,134 12,786 7,371 3,325 . . . . . . . . . 7,013

1994 130,100 9,591 19,403 17,273 29,903 21,482 13,230 7,709 4,310 277 . . . . . . 6,921

1995 132,800 9,213 19,355 17,213 30,142 22,097 13,853 8,171 4,662 498 . . . . . . 7,597

1996 135,100 9,161 19,195 16,977 29,832 22,612 14,435 8,706 5,052 1,053 . . . . . . 8,077

1997 137,765 8,743 18,811 16,853 29,676 23,076 15,243 9,330 5,523 2,106 . . . . . . 8,405

1998 140,386 8,427 18,402 16,431 29,360 23,586 16,095 10,062 6,008 3,268 . . . . . . 8,747

1999 142,703 8,260 18,162 16,261 28,975 23,861 16,763 10,546 6,456 3,974 856 . . . 8,589

2000 a

a. Preliminary data.

145,046 8,207 17,864 15,866 28,213 24,118 17,258 11,249 7,009 4,409 1,981 . . . 8,873

2001 a 144,921 8,072 17,406 15,418 27,385 23,681 17,443 11,642 7,383 4,675 3,121 173 8,521

2002 a 144,897 8,262 17,415 15,298 26,604 23,244 17,440 11,755 7,598 4,922 3,308 1,257 7,795

Men

1992 66,543 4,171 8,743 7,726 13,773 11,128 8,069 5,109 1,868 . . . . . . . . . 5,955

1993 67,673 4,429 8,665 7,740 13,875 11,270 8,074 5,224 2,527 . . . . . . . . . 5,869

1994 68,481 4,350 8,548 7,546 13,836 11,360 8,211 5,372 3,243 222 . . . . . . 5,794

1995 69,901 4,256 8,510 7,457 13,865 11,653 8,448 5,587 3,444 388 . . . . . . 6,292

1996 70,670 4,177 8,333 7,261 13,491 11,791 8,667 5,838 3,672 800 . . . . . . 6,641

1997 71,910 4,040 8,158 7,154 13,199 11,864 8,957 6,162 3,932 1,582 . . . . . . 6,862

1998 73,111 3,900 7,964 6,936 12,868 11,947 9,297 6,520 4,199 2,406 . . . . . . 7,074

1999 74,376 3,848 7,894 6,892 12,595 11,942 9,565 6,711 4,456 2,895 642 . . . 6,936

2000 a 75,477 3,842 7,776 6,732 12,139 11,860 9,678 7,018 4,701 3,149 1,465 . . . 7,115

2001 a 75,412 3,822 7,687 6,622 11,823 11,475 9,635 7,085 4,854 3,229 2,261 133 6,787

2002 a 75,221 3,987 7,749 6,652 11,548 11,117 9,501 7,003 4,883 3,320 2,356 931 6,175

Women

1992 59,457 5,186 10,776 9,770 16,039 9,571 4,485 1,975 . . . . . . . . . . . . 1,103

1993 60,427 5,226 10,730 9,781 16,026 9,864 4,712 2,147 . . . . . . . . . . . . 1,144

1994 61,619 5,241 10,856 9,726 16,068 10,122 5,020 2,337 1,067 55 . . . . . . 1,127

1995 62,900 4,957 10,845 9,756 16,277 10,444 5,405 2,584 1,217 110 . . . . . . 1,305

1996 64,429 4,985 10,862 9,716 16,341 10,819 5,768 2,868 1,380 253 . . . . . . 1,437

1997 65,855 4,703 10,653 9,698 16,477 11,212 6,285 3,169 1,591 524 . . . . . . 1,543

1998 67,275 4,527 10,438 9,495 16,492 11,640 6,798 3,541 1,808 862 . . . . . . 1,673

1999 68,327 4,411 10,267 9,369 16,380 11,919 7,199 3,835 2,000 1,079 214 . . . 1,652

2000 a 69,569 4,364 10,088 9,134 16,074 12,258 7,580 4,231 2,307 1,259 516 . . . 1,757

2001 a 69,509 4,250 9,720 8,796 15,563 12,206 7,808 4,557 2,529 1,446 860 40 1,735

2002 a 69,676 4,275 9,666 8,647 15,056 12,127 7,938 4,752 2,715 1,602 952 326 1,620

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTE: . . . = not applicable.
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.25

Table 4.B8—Number of self-employed workers, by sex and age, selected years 1951–2002

(in thousands)

Year

Total,

all ages

Under

20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–61 62–64 65–69 70–71

72 or

older

All self-employed workers

1951 4,190 6 71 246 414 543 592 565 503 462 164 215 237 55 117

1955 6,810 18 114 362 600 757 865 874 790 737 290 441 497 143 322

1960 6,870 19 133 305 560 743 848 929 918 846 316 452 414 101 286

1965 6,550 31 143 292 452 664 814 870 913 885 328 411 388 92 267

1970 6,270 33 159 348 476 581 729 808 837 839 327 407 388 94 244

1975 7,000 67 302 581 679 700 731 813 869 823 317 382 393 95 248

1980 8,200 78 380 824 1,052 983 869 812 851 852 307 381 419 112 280

1985 10,600 112 527 1,099 1,488 1,522 1,261 1,030 930 929 368 434 455 124 321

1990 12,500 152 529 1,123 1,663 1,854 1,736 1,377 1,113 980 381 487 567 150 389

1991 12,800 136 521 1,105 1,697 1,897 1,818 1,474 1,170 998 388 486 561 158 391

1992 13,100 137 509 1,093 1,678 1,951 1,864 1,589 1,243 1,018 382 484 576 166 410

1993 13,200 131 488 1,029 1,650 1,956 1,892 1,647 1,325 1,047 375 481 589 164 426

1994 13,300 140 473 989 1,624 1,936 1,945 1,726 1,357 1,070 375 482 580 164 437

1995 13,500 143 482 1,005 1,612 1,960 1,964 1,808 1,393 1,097 385 467 574 166 445

1996 13,900 147 490 1,036 1,614 2,013 2,035 1,873 1,471 1,144 404 475 575 164 458

1997 14,020 151 498 1,030 1,548 1,978 2,053 1,874 1,555 1,203 402 485 592 169 483

1998 14,230 162 510 1,045 1,524 1,963 2,092 1,885 1,616 1,265 415 493 590 178 492

1999 14,500 171 535 1,040 1,521 1,965 2,088 1,969 1,684 1,322 420 514 595 174 502

2000 a 14,725 177 565 1,031 1,502 1,945 2,084 2,008 1,786 1,345 445 527 600 184 526

2001 a 14,875 177 596 1,031 1,508 1,884 2,087 2,030 1,814 1,422 458 533 621 181 533

2002 a 15,150 179 622 1,048 1,534 1,832 2,094 2,057 1,839 1,523 500 560 638 174 551

Men

1951 3,620 5 61 219 370 478 519 479 430 393 139 179 204 47 97

1955 5,980 16 104 335 555 687 773 773 679 631 247 373 420 122 265

1960 5,990 16 119 284 515 678 757 812 793 709 260 386 348 83 230

1965 5,640 26 127 263 410 598 714 759 772 742 272 339 326 75 217

1970 5,370 28 136 306 422 522 642 699 712 695 268 324 320 77 201

1975 5,790 57 251 479 564 584 619 680 715 672 255 309 326 78 201

1980 6,407 60 305 639 793 752 672 641 681 668 244 301 333 92 226

1985 7,623 79 378 782 1,060 1,058 873 730 674 686 278 328 351 97 249

1990 8,525 103 346 746 1,112 1,241 1,148 914 762 693 270 355 424 116 295

1991 8,668 92 341 726 1,109 1,268 1,204 976 793 699 273 350 418 119 299

1992 8,798 89 330 714 1,090 1,289 1,228 1,041 830 706 271 344 427 126 312

1993 8,840 89 310 674 1,075 1,290 1,241 1,078 885 713 261 341 436 125 322

1994 8,839 89 309 638 1,053 1,269 1,268 1,127 890 723 263 333 423 122 331

1995 8,908 97 305 648 1,030 1,271 1,281 1,170 906 735 269 325 413 124 335

1996 9,074 94 306 658 1,021 1,281 1,322 1,200 954 754 276 328 415 119 346

1997 9,078 98 311 638 975 1,245 1,313 1,197 997 788 275 334 420 122 365

1998 9,109 98 314 641 947 1,217 1,326 1,188 1,033 819 275 338 415 130 368

1999 9,225 107 319 632 948 1,207 1,314 1,240 1,063 844 279 352 415 127 377

2000 a 9,250 108 334 611 912 1,183 1,289 1,255 1,122 850 293 350 420 133 391

2001 a 9,232 104 341 605 890 1,133 1,286 1,260 1,128 885 297 352 431 131 389

2002 a 9,275 107 350 585 883 1,092 1,256 1,274 1,135 941 319 364 441 125 404

(Continued)
4.B OASDI: Covered Workers

4.26 ♦ Annual Statistical Supplement, 2004

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Women

1951 570 1 10 27 44 65 73 86 73 69 25 36 33 8 20

1955 830 2 10 27 45 70 92 101 111 106 43 68 77 21 57

1960 880 3 14 21 45 65 91 117 125 137 56 66 67 18 55

1965 910 5 16 29 42 66 100 111 141 143 56 72 62 17 50

1970 900 5 23 42 54 59 87 109 125 144 59 65 68 17 43

1975 1,210 10 51 102 115 116 112 133 154 151 62 73 67 17 47

1980 1,793 18 75 185 259 231 197 171 170 184 63 80 86 20 54

1985 2,977 33 149 317 428 464 388 300 256 243 90 106 104 27 72

1990 3,975 49 183 377 551 613 588 463 350 287 111 132 142 34 94

1991 4,131 44 180 378 588 629 614 499 376 299 115 136 143 39 92

1992 4,302 48 179 380 588 662 636 548 413 312 110 140 148 39 98

1993 4,360 41 178 355 575 666 651 569 440 334 114 140 153 39 104

1994 4,460 51 164 352 572 667 677 599 468 346 112 148 157 42 105

1995 4,592 46 177 357 582 689 683 638 487 362 116 142 161 42 109

1996 4,826 54 183 377 594 733 713 673 517 390 128 147 160 45 112

1997 4,942 54 188 392 572 733 739 676 558 415 128 151 172 47 118

1998 5,121 65 196 404 577 746 767 697 583 445 140 155 175 48 124

1999 5,276 64 216 408 573 757 773 729 621 478 141 162 180 47 126

2000 a 5,475 69 231 421 590 762 795 754 664 495 152 176 180 51 135

2001 a 5,643 73 255 426 618 751 801 769 686 537 161 181 190 50 144

2002 a 5,874 72 273 463 651 739 838 783 704 582 181 196 197 49 147

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTE: Age refers to age attained during year.

a. Preliminary data.

Table 4.B8—Number of self-employed workers, by sex and age, selected years 1951–2002

(in thousands)—Continued

Year

Total,

all ages

Under

20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–61 62–64 65–69 70–71

72 or

older
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.27

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Table 4.B9—Number of self-employed workers, by sex and amount of taxable earnings, 1992–2002

(in thousands)

Year Total

Workers with earnings below taxable maximum (by dollar amount of earnings) Workers

with

maximum

earnings

1–

999

1,000–

4,999

5,000–

9,999

10,000–

19,999

20,000–

29,999

30,000–

39,999

40,000–

49,999

50,000–

59,999

60,000–

69,999

70,000–

79,999

80,000–

84,899

All self-employed workers

1992 13,100 593 2,927 2,519 2,755 1,576 971 612 308 . . . . . . . . . 839

1993 13,200 587 2,866 2,562 2,776 1,570 990 633 388 . . . . . . . . . 828

1994 13,300 551 2,825 2,510 2,832 1,586 1,019 645 426 92 . . . . . . 814

1995 13,500 535 2,781 2,593 2,882 1,604 1,044 678 444 116 . . . . . . 822

1996 13,900 521 2,791 2,667 2,964 1,650 1,092 713 471 176 . . . . . . 853

1997 14,020 522 2,716 2,674 2,966 1,669 1,100 737 489 278 . . . . . . 869

1998 14,230 510 2,643 2,675 3,011 1,717 1,157 777 505 387 . . . . . . 848

1999 14,500 485 2,573 2,688 3,075 1,756 1,191 804 535 384 162 . . . 848

2000 a

a. Preliminary data.

14,725 512 2,532 2,674 3,079 1,768 1,216 830 573 410 276 . . . 856

2001 a 14,875 511 2,548 2,665 3,143 1,746 1,198 844 593 405 321 85 816

2002 a 15,150 527 2,639 2,731 3,244 1,713 1,170 837 598 423 307 199 762

Men

1992 8,798 288 1,603 1,606 1,936 1,145 746 485 253 . . . . . . . . . 734

1993 8,840 291 1,559 1,632 1,927 1,141 760 500 316 . . . . . . . . . 715

1994 8,839 268 1,511 1,552 1,958 1,153 772 503 340 77 . . . . . . 705

1995 8,908 256 1,492 1,581 1,964 1,152 782 521 356 96 . . . . . . 708

1996 9,074 247 1,468 1,598 1,997 1,176 807 545 367 141 . . . . . . 729

1997 9,078 255 1,429 1,550 1,980 1,171 796 559 381 223 . . . . . . 735

1998 9,109 247 1,378 1,518 1,955 1,189 831 584 389 309 . . . . . . 710

1999 9,225 233 1,336 1,497 1,972 1,202 848 591 409 299 129 . . . 709

2000 a 9,250 240 1,314 1,454 1,946 1,185 849 598 424 312 216 . . . 711

2001 a 9,232 241 1,302 1,442 1,938 1,157 818 603 429 308 252 68 674

2002 a 9,275 252 1,362 1,456 1,951 1,117 792 584 434 310 233 156 628

Women

1992 4,302 305 1,323 913 819 431 225 127 55 . . . . . . . . . 105

1993 4,360 296 1,308 930 849 429 230 133 73 . . . . . . . . . 113

1994 4,460 282 1,314 957 873 435 246 142 85 15 . . . . . . 109

1995 4,592 280 1,289 1,012 918 452 261 157 88 20 . . . . . . 114

1996 4,826 274 1,323 1,069 967 475 285 168 104 35 . . . . . . 125

1997 4,942 267 1,287 1,125 985 499 303 178 108 55 . . . . . . 134

1998 5,121 264 1,265 1,157 1,056 528 327 193 116 78 . . . . . . 138

1999 5,276 251 1,237 1,191 1,103 554 343 212 126 85 33 . . . 139

2000 a 5,475 272 1,219 1,220 1,133 583 367 232 149 97 59 . . . 145

2001 a 5,643 270 1,246 1,223 1,205 589 380 242 164 97 69 17 142

2002 a 5,874 275 1,277 1,275 1,293 596 378 253 163 113 74 42 134

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTES: Taxable earnings consist of self-employment income and taxable wages. See Table 2.A3.

. . . = not applicable.
4.B OASDI: Covered Workers

4.28 ♦ Annual Statistical Supplement, 2004

Table 4.B10—Number of workers with Social Security (OASDI) taxable earnings, amount taxable, and

contributions, by state or other area and type of earnings, 2002

State or area a

Number b

(thousands)

Taxable earnings c

(millions of dollars)

OASDI contributions d

(millions of dollars)

Total

Wage and

salary

Selfemployed TotalWage and

salary

Selfemployed TotalWage and

salary

Selfemployed

All areas 153,837 144,897 15,150 4,243,164 4,015,000 228,164 526,152 497,860 28,292

Alabama 2,252 2,132 209 54,224 51,608 2,616 6,724 6,399 324

Alaska 369 347 39 9,832 9,250 582 1,219 1,147 72

Arizona 2,660 2,531 224 71,170 67,928 3,242 8,825 8,423 402

Arkansas 1,383 1,296 146 30,295 28,562 1,732 3,757 3,542 215

California 16,587 15,254 2,047 500,748 462,791 37,957 62,093 57,386 4,707

Colorado 2,397 2,234 277 68,726 64,343 4,383 8,522 7,979 544

Connecticut 1,935 1,808 206 64,437 60,111 4,326 7,990 7,454 536

Delaware 481 464 30 14,101 13,650 451 1,749 1,693 56

District of Columbia 356 342 28 11,884 11,244 640 1,474 1,394 79

Florida 8,556 8,024 917 215,149 204,231 10,918 26,678 25,325 1,354

Georgia 4,453 4,211 420 121,188 115,411 5,777 15,027 14,311 716

Hawaii 673 636 64 18,454 17,535 918 2,288 2,174 114

Idaho 703 660 75 16,246 15,321 926 2,015 1,900 115

Illinois 6,528 6,173 611 189,578 180,532 9,046 23,508 22,386 1,122

Indiana 3,467 3,314 296 90,841 86,870 3,971 11,264 10,772 492

Iowa 1,688 1,583 190 41,116 38,760 2,357 5,098 4,806 292

Kansas 1,550 1,470 150 40,111 38,009 2,102 4,974 4,713 261

Kentucky 2,132 2,009 216 50,823 48,340 2,482 6,302 5,994 308

Louisiana 2,108 1,979 212 48,584 45,692 2,892 6,024 5,666 359

Maine 718 663 91 17,144 15,857 1,287 2,126 1,966 160

Maryland 3,088 2,943 264 101,034 96,604 4,430 12,528 11,979 549

Massachusetts 3,421 3,189 373 109,267 102,428 6,840 13,549 12,701 848

Michigan 5,498 5,254 445 157,254 151,164 6,090 19,499 18,744 755

Minnesota 3,000 2,841 305 87,280 82,973 4,307 10,823 10,289 534

Mississippi 1,379 1,300 134 30,268 28,528 1,740 3,753 3,537 216

Missouri 3,066 2,898 297 76,155 72,349 3,806 9,443 8,971 472

Montana 509 467 73 10,638 9,713 925 1,319 1,204 115

Nebraska 1,014 957 107 24,715 23,408 1,308 3,065 2,903 162

Nevada 1,099 1,048 86 28,135 26,776 1,359 3,489 3,320 168

New Hampshire 767 717 83 23,051 21,628 1,422 2,858 2,682 176

New Jersey 4,728 4,491 408 163,269 155,444 7,825 20,245 19,275 970

New Mexico 906 857 87 21,099 20,053 1,045 2,616 2,487 130

New York 9,873 9,252 1,039 304,426 288,572 15,854 37,749 35,783 1,966

North Carolina 4,461 4,212 424 115,778 109,753 6,024 14,356 13,609 747

North Dakota 367 339 49 8,202 7,584 618 1,017 940 77

Ohio 5,961 5,631 549 152,729 145,209 7,520 18,938 18,006 932

Oklahoma 1,812 1,697 192 41,580 39,342 2,238 5,156 4,878 277

Oregon 1,880 1,764 186 50,005 47,117 2,888 6,201 5,843 358

Pennsylvania 6,695 6,363 564 188,218 178,969 9,249 23,339 22,192 1,147

Rhode Island 608 579 56 17,367 16,497 870 2,154 2,046 108

South Carolina 2,148 2,043 181 52,726 50,305 2,420 6,538 6,238 300

South Dakota 448 417 58 9,593 8,879 715 1,190 1,101 89

Tennessee 3,119 2,921 337 78,407 73,334 5,072 9,722 9,093 629

Texas 10,507 9,805 1,172 278,283 261,730 16,554 34,507 32,454 2,053

Utah 1,214 1,166 102 29,166 28,001 1,165 3,617 3,472 144

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.29

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Vermont 378 352 47 9,445 8,803 642 1,171 1,092 80

Virginia 4,119 3,929 342 124,754 119,369 5,384 15,469 14,802 668

Washington 3,269 3,102 288 97,402 92,640 4,763 12,078 11,487 591

West Virginia 867 821 79 19,996 18,970 1,026 2,479 2,352 127

Wisconsin 3,199 3,058 262 87,078 83,447 3,631 10,798 10,347 450

Wyoming 296 278 34 7,045 6,595 450 874 818 56

Outlying area

Puerto Rico 1,157 1,095 70 19,269 18,002 1,267 2,389 2,232 157

Other and unknown e 1,986 1,980 8 44,879 44,770 109 5,565 5,551 14

SOURCE: Social Security Administration, Continuous Work History Sample, 1 percent sample.

NOTE: Data are based on preliminary estimates.

a. State designation based primarily on employee end-of-year residence, obtained from employer wage reports filed via magnetic media. State designation based on 

location of employer for reports filed via paper.

b. Workers with earnings in both wage and salary employment and self-employment are counted in each type of employment but only once in the total. National and 

state totals and subtotals are unduplicated counts of workers in each type of employment.

c. Annual maximum taxable earnings for Social Security (OASDI) from a single employer or from self-employment were $84,900 in 2002.

d. For 2002 earnings, paid at the rate of 6.2 percent of taxable wages by both employees and employers, 6.2 percent of taxable tips by employees, and 12.4 percent of 

self-employment income by self-employed workers. Data are unadjusted for multi-employer tax refunds.

e. Persons employed in American Samoa, Guam, Northern Mariana Islands, and Virgin Islands; U.S. citizens employed abroad by U.S. employers; persons employed 

on U.S. oceanborne vessels; and workers with unknown residence.

Table 4.B10—Number of workers with Social Security (OASDI) taxable earnings, amount taxable, and

contributions, by state or other area and type of earnings, 2002—Continued

State or area a

Number b

(thousands)

Taxable earnings c

(millions of dollars)

OASDI contributions d

(millions of dollars)

Total

Wage and

salary

Selfemployed TotalWage and

salary

Selfemployed TotalWage and

salary

Selfemployed
4.B OASDI: Covered Workers

4.30 ♦ Annual Statistical Supplement, 2004

Table 4.B11—Number of workers with Social Security (OASDI) taxable earnings, amount taxable, and

contributions, by type of earnings, selected years 1937–2003

Year

Number a

(thousands)

Taxable earnings b

(millions of dollars)

OASDI contributions c,d

(millions of dollars)

Total

Wage and

salary

Selfemployed TotalWage and

salary

Selfemployed TotalWage and

salary

Selfemployed

1937 32,900 32,900 . . . 29,620 29,620 . . . 592 592 . . .

1940 35,390 35,390 . . . 32,970 32,970 . . . 659 659 . . .

1945 46,390 46,390 . . . 62,950 62,950 . . . 1,259 1,259 . . .

1950 48,280 48,280 . . . 87,500 87,500 . . . 2,625 2,625 . . .

1951 58,120 54,630 4,190 120,770 111,250 9,520 3,552 3,338 214

1952 59,580 56,060 4,240 128,640 118,880 9,760 3,786 3,566 220

1953 60,840 57,220 4,340 135,870 125,840 10,030 4,001 3,775 226

1954 59,610 55,940 4,350 133,520 123,410 10,110 5,240 4,936 303

1955 65,200 59,560 6,810 157,540 141,810 15,730 6,144 5,672 472

1956 67,610 61,560 7,390 170,720 153,010 17,710 6,652 6,120 531

1957 70,590 64,730 7,150 181,380 163,990 17,390 7,966 7,380 587

1958 69,770 64,040 7,130 180,720 163,140 17,580 7,935 7,341 593

1959 71,700 66,000 7,060 202,310 183,620 18,690 9,882 9,181 701

1960 72,530 66,980 6,870 207,000 188,580 18,420 12,144 11,315 829

1961 72,820 67,360 6,790 209,640 190,850 18,790 12,297 11,451 846

1962 74,280 68,890 6,720 219,050 200,130 18,920 13,397 12,508 889

1963 75,540 70,310 6,590 225,550 206,840 18,710 16,006 14,996 1,010

1964 77,430 72,230 6,480 236,390 217,430 18,960 16,788 15,764 1,024

1965 80,680 75,430 6,550 250,730 230,830 19,900 17,810 16,735 1,075

1966 84,600 79,460 6,630 312,540 287,860 24,680 23,597 22,165 1,431

1967 87,040 82,020 6,470 329,960 305,670 24,290 25,275 23,842 1,433

1968 89,380 84,470 6,570 375,800 348,500 27,300 28,069 26,486 1,583

1969 92,060 87,200 6,350 402,510 375,010 27,500 33,233 31,501 1,733

1970 93,090 88,180 6,270 415,580 388,680 26,900 34,344 32,649 1,695

1971 93,340 88,460 6,290 426,950 399,550 27,400 38,649 36,759 1,891

1972 96,240 91,220 6,600 484,150 452,050 32,100 43,804 41,589 2,215

1973 99,830 94,610 7,100 561,850 523,450 38,400 53,463 50,775 2,688

1974 101,330 96,190 7,040 636,800 594,400 42,400 61,814 58,846 2,968

1975 100,200 94,900 7,000 664,700 621,100 43,600 64,541 61,489 3,052

1976 102,600 97,230 7,400 737,700 689,200 48,500 71,626 68,231 3,395

1977 105,800 100,450 7,480 816,600 763,600 53,000 79,306 75,596 3,710

1978 110,600 104,810 8,040 915,600 856,100 59,500 90,691 86,466 4,225

1979 112,700 106,900 8,200 1,067,000 997,500 69,500 106,246 101,346 4,900

1980 113,000 107,200 8,200 1,180,700 1,109,000 71,700 117,729 112,674 5,055

1981 113,000 107,300 8,250 1,294,100 1,220,000 74,100 136,468 130,540 5,928

1982 111,800 105,800 8,550 1,365,300 1,290,000 75,300 145,382 139,320 6,062

1983 112,100 105,900 9,200 1,454,100 1,369,000 85,100 154,703 147,852 6,851

1984 116,300 109,900 9,900 1,608,800 1,515,000 93,800 183,403 172,710 10,693

1985 119,800 113,400 10,600 1,722,600 1,621,000 101,600 196,376 184,794 11,582

1986 122,900 115,900 11,200 1,844,400 1,730,800 113,600 210,262 197,311 12,950

1987 125,600 118,200 12,000 1,960,000 1,835,100 124,900 223,440 209,201 14,239

1988 129,600 122,100 12,400 2,088,400 1,952,000 136,400 253,114 236,582 16,532

1989 131,700 123,900 12,900 2,239,500 2,096,000 143,500 271,427 254,035 17,392

1990 133,600 126,100 12,500 2,358,000 2,222,000 136,000 292,392 275,528 16,864

1991 133,000 125,200 12,800 2,422,500 2,283,000 139,500 300,390 283,092 17,298

1992 134,000 126,000 13,100 2,532,900 2,386,000 146,900 314,080 295,864 18,216

1993 136,100 128,100 13,200 2,636,100 2,483,400 152,700 326,876 307,942 18,935

1994 138,200 130,100 13,300 2,785,200 2,624,500 160,700 345,365 325,438 19,927

(Continued)
4.B OASDI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.31

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

1995 141,000 132,800 13,500 2,919,100 2,754,300 164,800 361,968 341,533 20,435

1996 143,400 135,100 13,900 3,073,500 2,901,700 171,800 381,114 359,811 21,303

1997 146,145 137,765 14,020 3,285,000 3,104,300 180,700 407,340 384,933 22,407

1998 148,786 140,386 14,230 3,524,900 3,333,700 191,200 437,088 413,379 23,709

1999 151,333 142,703 14,500 3,749,600 3,547,300 202,300 464,950 439,865 25,085

2000 e 153,691 145,046 14,725 4,008,400 3,798,900 209,500 497,042 471,064 25,978

2001 e 153,716 144,921 14,875 4,170,100 3,953,600 216,500 517,092 490,246 26,846

2002 f 153,837 144,897 15,150 4,243,164 4,015,000 228,164 526,152 497,860 28,292

2003 g 154,324 145,059 15,126 4,352,138 4,110,100 242,038 539,665 509,652 30,013

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.

NOTE: . . . = not applicable.

a. Workers with earnings in both wage and salary employment and self-employment are counted in each type of employment but only once in the total.

b. See Table 2.A3 for annual maximum taxable earnings.

c. See Table 2.A3 for contribution rates.

d. Unadjusted for multi-employer tax refunds. Unadjusted for tax credits. See Table 2.A5 for information on tax credits.

e. Preliminary data.

f. Taxable earnings are preliminary estimates based on Social Security data; employment data are preliminary estimates based on data from Bureau of Labor Statistics 

and the National Income and Product Accounts.

g. Preliminary estimates based on data from Bureau of Labor Statistics and Bureau of Economic Analysis.

Table 4.B11—Number of workers with Social Security (OASDI) taxable earnings, amount taxable, and

contributions, by type of earnings, selected years 1937–2003—Continued

Year

Number a

(thousands)

Taxable earnings b

(millions of dollars)

OASDI contributions c,d

(millions of dollars)

Total

Wage and

salary

Selfemployed TotalWage and

salary

Selfemployed TotalWage and

salary

Selfemployed
4.B HI: Covered Workers

4.32 ♦ Annual Statistical Supplement, 2004

Table 4.B12—Number of workers with Medicare Part A (HI) taxable earnings, amount taxable, and 

contributions, by state or other area and type of earnings, 2002

State or area a

Number b

(thousands)

Taxable earnings c

(millions of dollars)

HI contributions d

(millions of dollars)

Total

Wage and

salary

Selfemployed TotalWage and

salary

Selfemployed TotalWage and

salary

Selfemployed

All areas 157,473 148,675 15,810 5,133,096 4,789,600 343,496 148,860 138,898 9,961

Alabama 2,270 2,150 215 60,929 56,992 3,937 1,767 1,653 114

Alaska 392 372 40 12,100 11,338 761 351 329 22

Arizona 2,675 2,546 236 80,116 75,333 4,783 2,323 2,185 139

Arkansas 1,391 1,305 151 33,388 31,249 2,139 968 906 62

California 17,397 16,100 2,138 652,233 594,587 57,646 18,915 17,243 1,672

Colorado 2,551 2,399 289 87,162 80,342 6,820 2,528 2,330 198

Connecticut 1,973 1,848 221 92,208 84,095 8,113 2,674 2,439 235

Delaware 484 467 32 15,885 15,041 844 461 436 24

District of Columbia 367 353 30 15,976 14,264 1,712 463 414 50

Florida 8,632 8,102 949 250,696 235,408 15,288 7,270 6,827 443

Georgia 4,557 4,318 440 145,907 137,406 8,500 4,231 3,985 247

Hawaii 695 659 66 21,057 19,862 1,195 611 576 35

Idaho 707 665 76 17,519 16,482 1,037 508 478 30

Illinois 6,761 6,416 643 238,344 223,706 14,638 6,912 6,487 424

Indiana 3,487 3,334 307 100,168 94,429 5,740 2,905 2,738 166

Iowa 1,697 1,591 196 44,589 41,674 2,915 1,293 1,209 85

Kansas 1,558 1,478 156 45,181 42,181 3,000 1,310 1,223 87

Kentucky 2,180 2,059 223 57,673 54,358 3,315 1,673 1,576 96

Louisiana 2,265 2,142 219 60,000 56,068 3,932 1,740 1,626 114

Maine 749 695 93 19,709 18,245 1,464 572 529 42

Maryland 3,152 3,008 283 120,985 113,608 7,377 3,509 3,295 214

Massachusetts 3,642 3,423 398 146,223 135,161 11,062 4,240 3,920 321

Michigan 5,530 5,287 468 178,486 170,116 8,369 5,176 4,933 243

Minnesota 3,017 2,857 318 100,595 95,187 5,408 2,917 2,760 157

Mississippi 1,388 1,309 138 32,772 30,308 2,464 950 879 71

Missouri 3,133 2,968 306 88,217 82,702 5,515 2,558 2,398 160

Montana 513 471 74 11,617 10,371 1,246 337 301 36

Nebraska 1,020 963 112 27,445 25,780 1,664 796 748 48

Nevada 1,160 1,111 90 34,906 32,936 1,970 1,012 955 57

New Hampshire 776 726 87 27,474 25,551 1,924 797 741 56

New Jersey 4,758 4,521 442 211,851 197,915 13,935 6,144 5,740 404

New Mexico 917 867 88 23,222 21,995 1,227 673 638 36

New York 9,918 9,296 1,097 402,200 370,593 31,606 11,664 10,747 917

North Carolina 4,481 4,233 440 130,663 122,173 8,491 3,789 3,543 246

North Dakota 370 342 50 8,731 8,051 681 253 233 20

Ohio 6,400 6,094 571 190,500 180,141 10,358 5,524 5,224 300

Oklahoma 1,831 1,717 198 45,671 43,098 2,573 1,324 1,250 75

Oregon 1,891 1,776 191 55,587 51,893 3,694 1,612 1,505 107

Pennsylvania 6,744 6,411 594 219,100 205,880 13,220 6,354 5,971 383

Rhode Island 617 588 59 19,932 18,693 1,239 578 542 36

South Carolina 2,156 2,051 187 58,282 55,009 3,273 1,690 1,595 95

South Dakota 452 421 59 10,370 9,494 875 301 275 25

Tennessee 3,143 2,944 350 91,549 83,921 7,628 2,655 2,434 221

Texas 11,016 10,337 1,210 341,833 318,151 23,682 9,913 9,226 687

Utah 1,225 1,177 106 32,470 30,904 1,566 942 896 45

(Continued)
4.B HI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.33

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Vermont 379 354 49 10,343 9,528 815 300 276 24

Virginia 4,161 3,971 359 147,086 138,160 8,927 4,266 4,007 259

Washington 3,301 3,134 298 113,483 107,205 6,278 3,291 3,109 182

West Virginia 875 829 80 21,948 20,343 1,606 637 590 47

Wisconsin 3,211 3,071 274 97,264 92,490 4,774 2,821 2,682 138

Wyoming 299 281 36 7,749 7,165 583 225 208 17

Outlying area

Puerto Rico 1,197 1,135 70 21,250 19,702 1,548 616 571 45

Other and unknown e 2,010 2,004 8 52,457 52,317 140 1,521 1,517 4

SOURCE: Social Security Administration, Continuous Work History Sample, 1 percent sample.

NOTE: Data are based on preliminary estimates.

a. State designation based primarily on employee end-of-year residence, obtained from employer wage reports filed via magnetic media. State designation based on 

location of employer for reports filed via paper.

b. Workers with earnings in both wage and salary employment and self-employment are counted in each type of employment but only once in the total. National and 

state totals and subtotals are unduplicated counts of workers in each type of employment.

c. No annual maximum taxable earnings amount for Medicare.

d. For 2002 earnings, paid at the rate of 1.45 percent of taxable wages by both employees and employers, 1.45 percent of taxable tips by employees, and 2.9 percent of 

self-employment income by self-employed workers.

e. Persons employed in American Samoa, Guam, Northern Mariana Islands, and Virgin Islands; U.S. citizens employed abroad by U.S. employers; persons employed 

on U.S. oceanborne vessels; and workers with unknown residence.

Table 4.B12—Number of workers with Medicare Part A (HI) taxable earnings, amount taxable, and 

contributions, by state or other area and type of earnings, 2002—Continued

State or area a

Number b

(thousands)

Taxable earnings c

(millions of dollars)

HI contributions d

(millions of dollars)

Total

Wage and

salary

Selfemployed TotalWage and

salary

Selfemployed TotalWage and

salary

Selfemployed
4.B OASDI: Covered Workers

4.34 ♦ Annual Statistical Supplement, 2004

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Table 4.B13—Social Security (OASDI) taxable earnings, by sex and age, 2002

Sex

Total,

all ages Under 20 20–29 30–39 40–49 50–59 60–61 62–64 65–69 70 or older

Social Security (OASDI) taxable earnings (in millions of dollars)

All workers 4,243,164 44,489 596,825 1,105,414 1,282,135 912,785 101,444 90,942 65,782 43,349

Men 2,590,702 23,693 338,511 683,953 787,628 560,308 65,018 58,811 43,813 28,966

Women 1,652,462 20,796 258,313 421,460 494,507 352,477 36,426 32,131 21,968 14,384

Percentage distribution, by age

All workers 100 114 26 30 222221

Men 100 113 26 30 223221

Women 100 116 26 30 212211

Percentage distribution, by sex

All workers 100 100 100 100 100 100 100 100 100 100

Men 61 53 57 62 61 61 64 65 67 67

Women 39 47 43 38 39 39 36 35 33 33

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.
4.B HI: Covered Workers

Annual Statistical Supplement, 2004 ♦ 4.35

CONTACT: Greg Diez (410) 965-0153 or William Kearns (410) 965-6750.

Table 4.B14—Medicare (HI) taxable earnings, by sex and age, 2002

Sex

Total,

all ages Under 20 20–29 30–39 40–49 50–59 60–61 62–64 65–69 70 or older

Medicare (HI) taxable earnings (in millions of dollars)

All workers 5,133,096 45,090 626,103 1,275,732 1,607,889 1,187,778 128,514 120,688 84,427 56,875

Men 3,300,304 24,063 356,170 812,888 1,045,901 786,390 88,140 85,758 60,189 40,805

Women 1,832,792 21,027 269,933 462,844 561,988 401,388 40,374 34,930 24,238 16,070

Percentage distribution, by age

All workers 100 112 25 31 233221

Men 100 111 25 32 243321

Women 100 115 25 31 222211

Percentage distribution, by sex

All workers 100 100 100 100 100 100 100 100 100 100

Men 64 53 57 64 65 66 69 71 71 72

Women 36 47 43 36 35 34 31 29 29 28

SOURCE: Social Security Administration, Master Earnings File, 1 percent sample.
4.C OASDI: Insured Workers

4.36 ♦ Annual Statistical Supplement, 2004

Table 4.C1—Estimated number, by insured status, December 31, 1940–2004 (in millions)

Year

Workers fully insured for retirement benefits, survivor benefits, or both Workers

insured for

Total disability benefits

Permanently

insured

Not permanently

insured

1940 24.2 1.1 23.1 . . .

1941 25.8 1.4 24.4 . . .

1942 28.1 1.8 26.3 . . .

1943 29.9 2.3 27.6 . . .

1944 31.9 2.8 29.1 . . .

1945 33.4 3.4 30.0 . . .

1946 35.4 8.6 26.8 . . .

1947 37.3 11.6 25.7 . . .

1948 38.9 13.2 25.7 . . .

1949 40.1 14.9 25.2 . . .

1950 59.8 21.0 38.8 . . .

1951 62.8 22.9 39.9 . . .

1952 68.2 25.6 42.7 . . .

1953 71.0 27.7 43.4 . . .

1954 70.2 29.9 40.4 31.9

1955 70.5 32.5 38.0 35.4

1956 74.0 36.1 38.0 37.2

1957 76.1 38.3 37.9 38.4

1958 76.5 40.3 36.2 43.4

1959 76.7 42.2 34.6 46.4

1960 84.4 47.6 36.8 48.5

1961 88.5 53.3 35.3 50.5

1962 89.8 54.9 34.8 51.5

1963 91.3 56.6 34.7 52.3

1964 92.8 58.3 34.5 53.3

1965 94.8 60.2 34.6 55.0

1966 97.2 61.9 35.3 55.7

1967 99.9 63.3 36.6 56.9

1968 102.6 64.5 38.1 70.1

1969 105.7 66.1 39.5 72.4

1970 108.4 67.4 41.0 74.5

1971 110.9 68.6 42.4 76.1

1972 113.5 69.9 43.7 77.8

1973 116.9 71.3 45.6 80.4

1974 120.3 72.8 47.5 83.3

1975 123.2 74.4 48.8 85.3

1976 126.1 76.2 49.9 87.0

1977 129.1 78.2 50.9 89.3

1978 133.4 80.4 53.0 93.7

1979 137.4 83.1 54.3 98.0

1980 140.5 85.4 55.0 100.3

1981 142.9 88.1 54.9 102.6

1982 144.8 90.8 54.0 104.5

1983 146.6 94.1 52.5 105.4

1984 148.4 97.0 51.4 107.1

1985 151.0 100.2 50.8 109.6

1986 153.3 103.4 49.9 111.6

1987 155.8 107.5 48.3 113.5

1988 158.4 110.8 47.6 115.7

1989 161.5 113.7 47.8 118.1

1990 164.0 116.4 47.6 120.1

1991 165.9 118.7 47.2 121.5

1992 167.4 121.0 46.4 122.9

1993 169.2 123.6 45.6 124.4

1994 170.8 125.9 44.9 126.2

(Continued)
4.C OASDI: Insured Workers

Annual Statistical Supplement, 2004 ♦ 4.37

CONTACT: Jeff Kunkel (410) 965-3013.

1995 173.2 128.4 44.8 128.2

1996 175.4 130.9 44.4 130.3

1997 177.8 133.8 44.0 132.4

1998 180.3 136.4 44.0 134.7

1999 182.9 138.7 44.2 137.1

2000 185.4 140.6 44.8 139.3

2001 187.7 142.5 45.1 141.0

2002 189.6 144.6 44.9 142.6

2003 191.7 146.6 45.1 144.6

2004 194.0 148.6 45.4 146.7

SOURCE: Social Security Administration, Continuous Work History Sample, 1 percent sample.

NOTES: Figures are subject to revision.

. . . = not applicable.

Table 4.C1—Estimated number, by insured status, December 31, 1940–2004 (in millions)—Continued

Year

Workers fully insured for retirement benefits, survivor benefits, or both Workers

insured for

Total disability benefits

Permanently

insured

Not permanently

insured
4.C OASDI: Insured Workers

4.38 ♦ Annual Statistical Supplement, 2004

Table 4.C2—Estimated number, insured status, sex, and age, December 31, 1970–2004, selected years

(in thousands)

Year

Total,

all ages Under 20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–64 65–69 70–74

75 or

older

Fully insured for retirement benefits, survivor benefits, or both

Total

1970 108,415 4,104 14,972 12,704 10,156 9,220 9,686 10,028 9,172 7,925 6,686 5,262 3,798 4,703

1975 123,230 5,304 16,938 17,056 12,716 10,148 9,238 9,606 9,719 8,634 7,525 6,227 4,405 5,714

1980 140,471 6,558 19,153 19,270 17,199 12,785 10,240 9,211 9,404 9,270 8,242 6,984 5,219 6,937

1985 150,972 4,301 17,735 20,771 19,299 17,100 12,780 10,206 9,044 9,023 8,857 7,538 5,915 8,402

1990 164,004 4,805 16,446 20,466 21,098 19,316 17,124 12,718 10,045 8,753 8,800 8,161 6,397 9,875

1991 165,902 4,325 16,436 19,971 21,328 19,805 17,417 13,742 10,482 8,807 8,693 8,119 6,609 10,168

1992 167,437 3,960 16,139 19,380 21,369 20,310 17,761 14,477 11,123 9,008 8,508 8,160 6,759 10,484

1993 169,235 3,743 15,772 18,868 21,390 20,676 18,269 15,214 11,659 9,286 8,518 8,203 6,858 10,778

1994 170,832 3,753 15,247 18,545 21,246 20,988 18,799 16,065 12,151 9,471 8,399 8,129 7,016 11,025

1995 173,155 3,983 14,807 18,602 20,852 21,258 19,347 17,021 12,508 9,737 8,496 8,123 7,070 11,350

1996 175,359 4,226 14,583 18,555 20,358 21,440 19,810 17,309 13,532 10,165 8,533 8,086 7,050 11,712

1997 177,817 4,377 14,725 18,431 19,823 21,498 20,317 17,643 14,261 10,792 8,816 8,032 7,092 12,010

1998 180,340 4,641 15,019 18,168 19,371 21,595 20,666 18,146 14,976 11,322 9,083 7,962 7,102 12,289

1999 182,903 4,860 15,399 17,844 19,122 21,489 21,021 18,683 15,811 11,809 9,250 8,015 7,044 12,557

2000 185,361 4,909 15,867 17,373 19,181 21,172 21,332 19,208 16,667 12,226 9,543 8,044 7,046 12,795

2001 187,668 4,788 16,307 17,168 19,182 20,706 21,552 19,721 17,064 12,986 10,024 8,145 7,011 13,015

2002 189,554 4,615 16,445 17,071 19,136 20,240 21,655 20,220 17,447 13,747 10,469 8,288 6,981 13,240

2003 191,748 4,525 16,613 17,275 18,880 19,821 21,710 20,616 17,894 14,527 10,939 8,545 6,932 13,471

2004 193,952 4,476 16,593 17,651 18,480 19,590 21,640 20,975 18,419 15,358 11,400 8,796 6,994 13,579

Male

1970 62,945 2,702 8,563 7,108 5,861 5,431 5,681 5,766 5,297 4,694 3,905 3,025 2,172 2,742

1975 69,314 3,210 9,376 9,229 7,153 5,847 5,368 5,543 5,527 4,920 4,279 3,426 2,413 3,024

1980 76,634 3,700 10,223 10,198 9,310 7,119 5,788 5,247 5,339 5,213 4,567 3,763 2,752 3,416

1985 80,723 2,325 9,407 10,871 10,233 9,219 7,029 5,676 5,073 5,052 4,862 3,992 3,067 3,917

1990 86,476 2,568 8,651 10,728 11,050 10,179 9,109 6,889 5,513 4,850 4,820 4,336 3,298 4,486

1991 87,278 2,303 8,613 10,475 11,174 10,418 9,205 7,407 5,719 4,872 4,767 4,315 3,409 4,603

1992 87,883 2,077 8,466 10,155 11,198 10,678 9,344 7,752 6,042 4,967 4,660 4,335 3,484 4,726

1993 88,577 1,958 8,248 9,866 11,215 10,854 9,584 8,097 6,299 5,098 4,644 4,331 3,538 4,845

1994 89,229 1,962 7,960 9,685 11,134 10,998 9,852 8,505 6,533 5,168 4,576 4,295 3,617 4,945

1995 90,214 2,078 7,677 9,686 10,930 11,120 10,130 8,962 6,696 5,283 4,626 4,299 3,634 5,094

1996 91,129 2,177 7,543 9,634 10,663 11,202 10,361 9,065 7,217 5,486 4,624 4,277 3,624 5,257

1997 92,179 2,255 7,589 9,533 10,363 11,220 10,614 9,203 7,566 5,803 4,750 4,246 3,647 5,391

1998 93,254 2,387 7,707 9,374 10,099 11,264 10,777 9,444 7,900 6,056 4,875 4,201 3,652 5,519

1999 94,341 2,503 7,860 9,175 9,945 11,196 10,940 9,712 8,298 6,292 4,934 4,211 3,630 5,645

2000 95,415 2,510 8,100 8,906 9,942 11,032 11,081 9,968 8,704 6,491 5,063 4,211 3,647 5,760

2001 96,416 2,438 8,323 8,776 9,918 10,782 11,180 10,215 8,863 6,864 5,300 4,247 3,639 5,872

2002 97,447 2,394 8,494 8,762 9,871 10,532 11,221 10,466 9,037 7,231 5,515 4,310 3,624 5,990

2003 98,418 2,333 8,588 8,866 9,711 10,300 11,239 10,664 9,243 7,609 5,731 4,430 3,598 6,108

2004 99,400 2,302 8,569 9,062 9,478 10,162 11,197 10,827 9,492 8,013 5,967 4,541 3,618 6,172

Female

1970 45,470 1,402 6,409 5,597 4,295 3,789 4,005 4,262 3,874 3,231 2,781 2,237 1,626 1,961

1975 53,916 2,094 7,562 7,827 5,563 4,302 3,871 4,063 4,192 3,714 3,246 2,801 1,991 2,691

1980 63,837 2,858 8,931 9,072 7,889 5,666 4,452 3,963 4,065 4,057 3,676 3,221 2,468 3,521

1985 70,249 1,976 8,328 9,901 9,066 7,881 5,751 4,530 3,970 3,971 3,995 3,546 2,848 4,485

1990 77,528 2,237 7,795 9,739 10,048 9,137 8,015 5,829 4,533 3,903 3,981 3,824 3,099 5,389

1991 78,624 2,023 7,824 9,496 10,154 9,387 8,212 6,335 4,764 3,935 3,926 3,803 3,200 5,565

1992 79,553 1,883 7,673 9,225 10,171 9,632 8,417 6,725 5,081 4,041 3,848 3,825 3,275 5,758

1993 80,658 1,786 7,524 9,002 10,176 9,822 8,685 7,117 5,360 4,188 3,874 3,872 3,319 5,933

1994 81,604 1,791 7,287 8,860 10,112 9,990 8,947 7,560 5,618 4,302 3,823 3,834 3,398 6,080

1995 82,941 1,905 7,130 8,916 9,921 10,138 9,218 8,059 5,812 4,454 3,871 3,824 3,437 6,257

1996 84,229 2,048 7,040 8,921 9,695 10,238 9,449 8,245 6,315 4,679 3,909 3,809 3,427 6,455

1997 85,638 2,122 7,136 8,899 9,460 10,278 9,703 8,440 6,695 4,989 4,065 3,787 3,445 6,619

1998 87,086 2,254 7,312 8,795 9,272 10,332 9,889 8,702 7,076 5,266 4,209 3,761 3,451 6,770

1999 88,562 2,356 7,539 8,668 9,178 10,293 10,081 8,971 7,514 5,516 4,316 3,804 3,414 6,912

(Continued)
4.C OASDI: Insured Workers

Annual Statistical Supplement, 2004 ♦ 4.39

2000 89,947 2,399 7,767 8,466 9,239 10,140 10,251 9,240 7,963 5,734 4,480 3,833 3,399 7,035

2001 91,252 2,350 7,983 8,392 9,264 9,924 10,372 9,506 8,201 6,121 4,725 3,898 3,372 7,144

2002 92,107 2,221 7,951 8,310 9,265 9,707 10,434 9,754 8,411 6,516 4,954 3,978 3,357 7,250

2003 93,330 2,192 8,025 8,409 9,169 9,520 10,471 9,953 8,651 6,918 5,208 4,116 3,334 7,363

2004 94,552 2,174 8,024 8,590 9,002 9,428 10,443 10,148 8,928 7,345 5,433 4,255 3,376 7,407

Insured for disability benefits

Total

1970 74,504 3,860 12,432 9,858 7,257 6,743 7,399 7,817 7,250 6,486 5,401 . . . . . . . . .

1975 85,305 4,948 14,144 13,289 9,313 7,610 7,271 7,762 7,892 7,035 6,041 . . . . . . . . .

1980 100,329 6,341 17,410 16,104 12,997 9,788 8,267 7,628 7,888 7,669 6,238 . . . . . . . . .

1985 109,572 4,105 15,868 17,976 15,851 13,683 10,661 8,747 7,780 7,763 7,138 . . . . . . . . .

1990 120,081 4,541 15,023 17,954 17,691 16,099 14,339 10,991 8,759 7,569 7,116 . . . . . . . . .

1991 121,530 4,047 14,788 17,620 17,946 16,653 14,890 11,743 9,075 7,700 7,070 . . . . . . . . .

1992 122,883 3,655 14,295 17,188 18,204 17,178 15,203 12,610 9,683 7,823 7,045 . . . . . . . . .

1993 124,430 3,461 13,945 16,758 18,341 17,646 15,672 13,262 10,261 8,093 6,991 . . . . . . . . .

1994 126,205 3,514 13,639 16,433 18,358 17,957 16,234 14,029 10,724 8,310 7,009 . . . . . . . . .

1995 128,233 3,763 13,374 16,409 18,068 18,291 16,787 14,823 11,095 8,571 7,051 . . . . . . . . .

1996 130,315 4,021 13,206 16,440 17,665 18,507 17,278 15,328 11,839 8,889 7,142 . . . . . . . . .

1997 132,354 4,173 13,408 16,307 17,224 18,635 17,699 15,553 12,664 9,451 7,242 . . . . . . . . .

1998 134,654 4,439 13,712 16,151 16,840 18,717 18,082 15,964 13,288 10,000 7,462 . . . . . . . . .

1999 137,081 4,667 14,089 15,905 16,638 18,729 18,383 16,525 14,025 10,437 7,683 . . . . . . . . .

2000 139,304 4,711 14,554 15,511 16,704 18,480 18,745 17,065 14,829 10,775 7,930 . . . . . . . . .

2001 141,004 4,565 14,806 15,231 16,783 18,115 18,946 17,567 15,313 11,466 8,211 . . . . . . . . .

2002 142,557 4,393 14,920 15,220 16,759 17,738 19,066 18,038 15,593 12,153 8,677 . . . . . . . . .

2003 144,621 4,309 15,105 15,443 16,586 17,411 19,131 18,404 16,054 12,834 9,093 251 . . . . . .

2004 146,700 4,270 15,137 15,818 16,292 17,235 19,071 18,714 16,573 13,581 9,490 518 . . . . . .

Male

1970 49,847 2,550 7,622 6,519 5,331 4,956 5,191 5,218 4,722 4,224 3,512 . . . . . . . . .

1975 54,323 3,004 8,274 8,191 6,400 5,320 4,911 5,037 4,977 4,389 3,822 . . . . . . . . .

1980 60,140 3,586 9,607 9,218 8,068 6,348 5,238 4,733 4,833 4,672 3,837 . . . . . . . . .

1985 62,896 2,219 8,650 9,952 9,169 8,105 6,319 5,124 4,561 4,570 4,227 . . . . . . . . .

1990 66,898 2,424 8,039 9,749 9,909 9,157 8,070 6,175 4,941 4,319 4,116 . . . . . . . . .

1991 67,380 2,145 7,907 9,549 9,985 9,435 8,309 6,553 5,064 4,380 4,052 . . . . . . . . .

1992 67,837 1,906 7,644 9,296 10,095 9,691 8,432 6,982 5,363 4,425 4,003 . . . . . . . . .

1993 68,435 1,806 7,426 9,042 10,177 9,892 8,650 7,287 5,665 4,532 3,959 . . . . . . . . .

1994 69,150 1,829 7,263 8,824 10,156 10,028 8,944 7,651 5,878 4,632 3,946 . . . . . . . . .

1995 69,979 1,957 7,079 8,774 9,971 10,186 9,244 8,020 6,054 4,737 3,957 . . . . . . . . .

1996 70,815 2,068 6,948 8,747 9,720 10,272 9,509 8,252 6,435 4,863 4,003 . . . . . . . . .

1997 71,659 2,146 6,996 8,656 9,444 10,303 9,724 8,343 6,848 5,152 4,047 . . . . . . . . .

1998 72,611 2,279 7,117 8,516 9,186 10,342 9,892 8,549 7,149 5,444 4,138 . . . . . . . . .

1999 73,646 2,401 7,275 8,349 9,006 10,321 10,031 8,846 7,503 5,660 4,254 . . . . . . . . .

2000 74,581 2,403 7,501 8,099 8,996 10,146 10,215 9,153 7,881 5,832 4,355 . . . . . . . . .

2001 75,238 2,319 7,605 7,936 8,983 9,926 10,290 9,415 8,105 6,182 4,478 . . . . . . . . .

2002 76,077 2,286 7,759 7,963 8,950 9,699 10,323 9,646 8,225 6,510 4,716 . . . . . . . . .

2003 76,874 2,227 7,863 8,072 8,814 9,463 10,308 9,806 8,432 6,850 4,903 137 . . . . . .

2004 77,719 2,200 7,875 8,263 8,622 9,316 10,230 9,929 8,687 7,212 5,104 280 . . . . . .

Female

1970 24,656 1,310 4,810 3,339 1,926 1,787 2,208 2,599 2,527 2,262 1,889 . . . . . . . . .

1975 30,982 1,945 5,870 5,098 2,913 2,290 2,360 2,726 2,915 2,646 2,219 . . . . . . . . .

1980 40,189 2,755 7,804 6,886 4,929 3,441 3,028 2,894 3,055 2,997 2,401 . . . . . . . . .

1985 46,676 1,886 7,218 8,025 6,682 5,578 4,342 3,622 3,219 3,193 2,911 . . . . . . . . .

1990 53,183 2,116 6,984 8,206 7,782 6,942 6,269 4,816 3,818 3,250 3,000 . . . . . . . . .

1991 54,150 1,902 6,881 8,071 7,960 7,217 6,581 5,190 4,010 3,320 3,019 . . . . . . . . .

1992 55,046 1,749 6,652 7,892 8,109 7,487 6,771 5,628 4,319 3,398 3,041 . . . . . . . . .

1993 55,995 1,656 6,519 7,715 8,165 7,754 7,022 5,974 4,597 3,561 3,033 . . . . . . . . .

1994 57,055 1,685 6,376 7,609 8,202 7,929 7,289 6,378 4,845 3,678 3,063 . . . . . . . . .

1995 58,254 1,806 6,295 7,635 8,097 8,105 7,544 6,803 5,042 3,834 3,094 . . . . . . . . .

1996 59,500 1,953 6,258 7,693 7,946 8,234 7,769 7,077 5,404 4,026 3,139 . . . . . . . . .

1997 60,696 2,026 6,412 7,651 7,780 8,332 7,975 7,210 5,816 4,298 3,196 . . . . . . . . .

1998 62,043 2,161 6,595 7,635 7,654 8,376 8,190 7,415 6,139 4,555 3,324 . . . . . . . . .

1999 63,435 2,266 6,813 7,556 7,633 8,408 8,351 7,679 6,523 4,777 3,429 . . . . . . . . .

(Continued)

Table 4.C2—Estimated number, insured status, sex, and age, December 31, 1970–2004, selected years

(in thousands)—Continued

Year

Total,

all ages Under 20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–64 65–69 70–74

75 or

older
4.C OASDI: Insured Workers

4.40 ♦ Annual Statistical Supplement, 2004

CONTACT: Jeff Kunkel (410) 965-3013.

2000 64,724 2,308 7,053 7,412 7,709 8,335 8,530 7,911 6,949 4,943 3,575 . . . . . . . . .

2001 65,766 2,247 7,201 7,296 7,801 8,189 8,656 8,152 7,208 5,285 3,733 . . . . . . . . .

2002 66,480 2,107 7,161 7,256 7,809 8,039 8,743 8,392 7,368 5,643 3,962 . . . . . . . . .

2003 67,747 2,083 7,242 7,371 7,771 7,947 8,824 8,599 7,621 5,985 4,190 115 . . . . . .

2004 68,980 2,070 7,262 7,555 7,670 7,919 8,841 8,785 7,886 6,368 4,387 237 . . . . . .

SOURCE: Social Security Administration, Continuous Work History Sample, 1 percent sample.

NOTES: Figures are subject to revision.

. . . = not applicable.

Table 4.C2—Estimated number, insured status, sex, and age, December 31, 1970–2004, selected years

(in thousands)—Continued

Year

Total,

all ages Under 20 20–24 25–29 30–34 35–39 40–44 45–49 50–54 55–59 60–64 65–69 70–74

75 or

older
4.C OASDI: Insured Workers

Annual Statistical Supplement, 2004 ♦ 4.41

CONTACT: Felicitie Bell (410) 965-3020 or Michael Miller (410) 965-7776.

Table 4.C5—Estimated size of the population in the Social Security area and percentage fully insured,

by sex and age, 2000–2004 (in thousands)

Age at end of year

2000 2001 2002 2003 2004

Population

Percentage

fully

insured Population

Percentage

fully

insured Population

Percentage

fully

insured Population

Percentage

fully

insured Population

Percentage

fully

insured

Total

Total 289,812 a 87 293,015 a 87

a. Percentage of population aged 20 or older and fully insured.

295,645 a 87 298,051 a 87 300,654 a 87

Under 15 62,484 b

b. Less than 0.5 percent.

62,780 b 62,876 b 62,900 b 62,840 b

15–19 20,194 24 20,268 24 20,407 23 20,622 22 20,953 21

20–24 19,793 80 20,291 80 20,599 80 20,761 80 20,823 80

25–29 19,500 89 19,469 88 19,485 88 19,706 88 20,108 88

30–34 21,177 91 21,363 90 21,369 90 21,128 89 20,747 89

35–39 22,936 92 22,660 91 22,237 91 21,836 91 21,647 90

40–44 23,217 92 23,439 92 23,527 92 23,564 92 23,509 92

45–49 21,001 91 21,510 92 22,053 92 22,491 92 22,873 92

50–54 18,551 90 18,857 90 19,211 91 19,632 91 20,159 91

55–59 14,131 87 14,910 87 15,701 88 16,474 88 17,289 89

60–64 11,246 85 11,621 86 12,147 86 12,669 86 13,140 87

65–69 9,658 83 9,705 84 9,817 84 10,006 85 10,230 86

70–74 8,898 79 8,838 79 8,757 80 8,677 80 8,636 81

75 or older 17,027 75 17,305 75 17,458 76 17,585 77 17,698 77

Male

Subtotal 143,254 a 92 144,910 a 92 146,261 a 92 147,516 a 92 148,855 a 92

Under 15 31,927 b 32,072 b 32,123 b 32,136 b 32,105 b

15–19 10,393 24 10,427 23 10,461 23 10,544 22 10,706 22

20–24 10,204 79 10,467 80 10,642 80 10,733 80 10,752 80

25–29 9,974 89 9,976 88 9,989 88 10,112 88 10,323 88

30–34 10,786 92 10,886 91 10,887 91 10,760 90 10,559 90

35–39 11,605 95 11,478 94 11,271 93 11,081 93 10,989 92

40–44 11,650 95 11,763 95 11,814 95 11,838 95 11,821 95

45–49 10,454 95 10,711 95 10,988 95 11,214 95 11,409 95

50–54 9,170 95 9,316 95 9,490 95 9,699 95 9,964 95

55–59 6,912 94 7,302 94 7,691 94 8,072 94 8,473 95

60–64 5,414 94 5,595 95 5,850 94 6,108 94 6,342 94

65–69 4,514 93 4,542 93 4,606 94 4,707 94 4,820 94

70–74 3,962 92 3,947 92 3,927 92 3,905 92 3,901 93

75 or older 6,289 92 6,426 91 6,521 92 6,607 92 6,689 92

Female

Subtotal 146,558 a 82 148,105 a 83 149,384 a 83 150,535 a 83 151,799 a 83

Under 15 30,557 b 30,708 b 30,754 b 30,764 b 30,736 b

15–19 9,800 24 9,840 24 9,946 22 10,078 22 10,247 21

20–24 9,589 81 9,823 81 9,957 80 10,028 80 10,071 80

25–29 9,526 89 9,492 88 9,495 88 9,594 88 9,785 88

30–34 10,391 89 10,478 88 10,482 88 10,369 88 10,188 88

35–39 11,331 89 11,182 89 10,966 89 10,756 89 10,658 88

40–44 11,567 89 11,676 89 11,714 89 11,726 89 11,688 89

45–49 10,546 88 10,799 88 11,066 88 11,277 88 11,464 89

50–54 9,381 85 9,541 86 9,721 87 9,933 87 10,195 88

55–59 7,219 79 7,608 80 8,010 81 8,402 82 8,817 83

60–64 5,832 77 6,026 78 6,296 79 6,561 79 6,798 80

65–69 5,144 75 5,163 75 5,210 76 5,299 78 5,409 79

70–74 4,935 69 4,890 69 4,830 70 4,772 70 4,734 71

75 or older 10,738 66 10,879 66 10,937 66 10,977 67 11,009 67

SOURCE: U.S. Census Bureau.

NOTES: Population in the Social Security area includes residents of the 50 states and the District of Columbia adjusted for net census undercount; civilian residents of 

Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands; federal civilian employees and persons in the armed forces abroad and their 

dependents; crew members of merchant vessels; and all other U.S. citizens abroad.

Population estimates are subject to revision.
4.C OASDI: Insured Workers

4.42 ♦ Annual Statistical Supplement, 2004

Table 4.C6—Revised period life table, 2000

Exact

age

Male Female

Exact

age

Male Female

Death

probability a

Number

of lives b

Life

expectancyDeath

probability a

Number

of lives b

Life

expectancyDeath

probability a

Number

of lives b

Life

expectancyDeath

probability a

Number

of lives b

Life

expectancy

0 0.007589 100,000 73.98 0.006234 100,000 79.35 60 0.012547 84,682 19.49 0.007888 90,867 22.92

1 0.000543 99,241 73.54 0.000447 99,377 78.84 61 0.013673 83,620 18.73 0.008647 90,151 22.10

2 0.000376 99,187 72.58 0.000301 99,332 77.88 62 0.015020 82,476 17.99 0.009542 89,371 21.29

3 0.000283 99,150 71.61 0.000198 99,302 76.90 63 0.016636 81,237 17.25 0.010598 88,518 20.49

4 0.000218 99,122 70.63 0.000188 99,283 75.92 64 0.018482 79,886 16.54 0.011795 87,580 19.70

5 0.000199 99,100 69.64 0.000165 99,264 74.93 65 0.020548 78,410 15.84 0.013148 86,547 18.93

6 0.000191 99,081 68.66 0.000150 99,248 73.94 66 0.022728 76,798 15.16 0.014574 85,409 18.18

7 0.000183 99,062 67.67 0.000139 99,233 72.95 67 0.024913 75,053 14.50 0.015965 84,164 17.44

8 0.000166 99,043 66.68 0.000129 99,219 71.96 68 0.027044 73,183 13.86 0.017267 82,821 16.71

9 0.000144 99,027 65.69 0.000120 99,206 70.97 69 0.029211 71,204 13.23 0.018565 81,391 16.00

10 0.000126 99,013 64.70 0.000115 99,194 69.98 70 0.031632 69,124 12.61 0.020038 79,880 15.29

11 0.000133 99,000 63.71 0.000120 99,183 68.99 71 0.034378 66,937 12.01 0.021767 78,279 14.59

12 0.000189 98,987 62.72 0.000142 99,171 68.00 72 0.037344 64,636 11.42 0.023691 76,575 13.91

13 0.000305 98,968 61.73 0.000184 99,157 67.01 73 0.040545 62,223 10.84 0.025838 74,761 13.23

14 0.000466 98,938 60.75 0.000241 99,139 66.02 74 0.044058 59,700 10.28 0.028258 72,829 12.57

15 0.000642 98,892 59.78 0.000305 99,115 65.04 75 0.048038 57,069 9.73 0.031076 70,771 11.92

16 0.000808 98,829 58.81 0.000366 99,084 64.06 76 0.052535 54,328 9.20 0.034298 68,572 11.29

17 0.000957 98,749 57.86 0.000412 99,048 63.08 77 0.057503 51,474 8.68 0.037847 66,220 10.67

18 0.001078 98,654 56.92 0.000436 99,007 62.10 78 0.062971 48,514 8.18 0.041727 63,714 10.07

19 0.001174 98,548 55.98 0.000444 98,964 61.13 79 0.069030 45,459 7.69 0.046048 61,055 9.49

20 0.001271 98,432 55.04 0.000450 98,920 60.16 80 0.075763 42,321 7.23 0.051019 58,244 8.92

21 0.001363 98,307 54.11 0.000460 98,876 59.19 81 0.083294 39,115 6.78 0.056721 55,272 8.37

22 0.001415 98,173 53.19 0.000468 98,830 58.21 82 0.091719 35,857 6.35 0.063095 52,137 7.85

23 0.001415 98,034 52.26 0.000475 98,784 57.24 83 0.101116 32,568 5.94 0.070179 48,848 7.34

24 0.001380 97,896 51.33 0.000484 98,737 56.27 84 0.111477 29,275 5.55 0.078074 45,420 6.86

25 0.001330 97,760 50.40 0.000492 98,689 55.29 85 0.122763 26,011 5.18 0.086900 41,873 6.39

26 0.001291 97,630 49.47 0.000504 98,641 54.32 86 0.134943 22,818 4.84 0.096760 38,235 5.96

27 0.001269 97,504 48.53 0.000523 98,591 53.35 87 0.148004 19,739 4.52 0.107728 34,535 5.54

28 0.001275 97,381 47.59 0.000549 98,539 52.38 88 0.161948 16,817 4.21 0.119852 30,815 5.15

29 0.001306 97,256 46.65 0.000584 98,485 51.40 89 0.176798 14,094 3.93 0.133149 27,121 4.78

30 0.001346 97,129 45.72 0.000624 98,428 50.43 90 0.192573 11,602 3.67 0.147622 23,510 4.44

31 0.001391 96,999 44.78 0.000670 98,366 49.46 91 0.209287 9,368 3.42 0.163263 20,040 4.12

32 0.001455 96,864 43.84 0.000724 98,301 48.50 92 0.226948 7,407 3.20 0.180052 16,768 3.83

33 0.001538 96,723 42.90 0.000788 98,229 47.53 93 0.245551 5,726 2.99 0.197963 13,749 3.56

34 0.001641 96,574 41.97 0.000862 98,152 46.57 94 0.265081 4,320 2.80 0.216961 11,027 3.31

35 0.001761 96,416 41.03 0.000943 98,067 45.61 95 0.284598 3,175 2.63 0.236221 8,635 3.09

36 0.001895 96,246 40.11 0.001031 97,975 44.65 96 0.303872 2,271 2.47 0.255493 6,595 2.89

37 0.002044 96,063 39.18 0.001127 97,874 43.70 97 0.322655 1,581 2.34 0.274498 4,910 2.71

38 0.002207 95,867 38.26 0.001231 97,764 42.75 98 0.340694 1,071 2.21 0.292942 3,562 2.55

39 0.002385 95,656 37.34 0.001342 97,643 41.80 99 0.357729 706 2.10 0.310519 2,519 2.40

40 0.002578 95,427 36.43 0.001465 97,512 40.85 100 0.375615 454 1.98 0.329150 1,737 2.26

41 0.002789 95,181 35.52 0.001597 97,369 39.91 101 0.394396 283 1.88 0.348899 1,165 2.12

42 0.003025 94,916 34.62 0.001730 97,214 38.98 102 0.414116 171 1.78 0.369833 759 1.99

43 0.003289 94,629 33.73 0.001861 97,046 38.04 103 0.434821 100 1.68 0.392023 478 1.87

44 0.003577 94,318 32.84 0.001995 96,865 37.11 104 0.456562 57 1.58 0.415544 291 1.75

45 0.003902 93,980 31.95 0.002145 96,672 36.19 105 0.479391 31 1.49 0.440477 170 1.63

46 0.004244 93,613 31.08 0.002315 96,464 35.26 106 0.503360 16 1.40 0.466905 95 1.52

47 0.004568 93,216 30.21 0.002498 96,241 34.34 107 0.528528 8 1.32 0.494920 51 1.42

48 0.004859 92,790 29.34 0.002693 96,001 33.43 108 0.554954 4 1.24 0.524615 26 1.32

49 0.005142 92,339 28.48 0.002908 95,742 32.52 109 0.582702 2 1.16 0.556092 12 1.23

(Continued)
4.C OASDI: Insured Workers

Annual Statistical Supplement, 2004 ♦ 4.43

CONTACT: Felicitie Bell (410) 965-3020 or Michael Miller (410) 965-7776.

50 0.005450 91,865 27.63 0.003149 95,464 31.61 110 0.611837 1 1.09 0.589457 5 1.14

51 0.005821 91,364 26.78 0.003424 95,163 30.71 111 0.642429 0 1.02 0.624824 2 1.05

52 0.006270 90,832 25.93 0.003739 94,837 29.81 112 0.674551 0 0.95 0.662314 1 0.97

53 0.006817 90,263 25.09 0.004099 94,483 28.92 113 0.708278 0 0.89 0.702053 0 0.89

54 0.007457 89,647 24.26 0.004505 94,095 28.04 114 0.743692 0 0.82 0.743692 0 0.82

55 0.008191 88,979 23.44 0.004969 93,672 27.16 115 0.780876 0 0.76 0.780876 0 0.76

56 0.008991 88,250 22.63 0.005482 93,206 26.30 116 0.819920 0 0.71 0.819920 0 0.71

57 0.009823 87,457 21.83 0.006028 92,695 25.44 117 0.860916 0 0.65 0.860916 0 0.65

58 0.010671 86,597 21.04 0.006601 92,136 24.59 118 0.903962 0 0.60 0.903962 0 0.60

59 0.011571 85,673 20.26 0.007220 91,528 23.75 119 0.949160 0 0.55 0.949160 0 0.55

SOURCES: National Center for Health Statistics and the U.S. Census Bureau.

NOTE: Revised to reflect additional data from the National Center for Health Statistics and from the Census Bureau.

a. Probability of dying within one year.

b. Number of survivors out of 100,000 born alive.

Table 4.C6—Revised period life table, 2000—Continued

Exact

age

Male Female

Exact

age

Male Female

Death

probability a

Number

of lives b

Life

expectancyDeath

probability a

Number

of lives b

Life

expectancyDeath

probability a

Number

of lives b

Life

expectancyDeath

probability a

Number

of lives b

Life

expectancy

Section 5. Old-Age,

Survivors, and

Disability Insurance

Benefits in Current-Payment 

Status

Summary 5.1

Retired Workers 5.33

Retired Workers and Dependents 5.47

Disabled Workers 5.50

Disabled Workers and Dependents 5.55

Dependents and Survivors 5.57

Retired Workers with Dual 

 Entitlement 5.69

Beneficiary Families 5.75

Geographic Data 5.82

Direct Deposit 5.105

With Representative Payee 5.106

International Agreements 5.107

5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.1

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A1—Number and average monthly benefit, by type of benefit and race, December 2003

Type of benefit

All races a

a. Includes 142,690 persons of unknown race. In years prior to 1993, persons of unknown race were included with White.

White Black Other b

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

Number c

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Total, OASDI d

d. Includes special age-72 beneficiaries.

47,053,140 840.60 39,644,330 868.70 4,836,700 705.40 2,429,420 657.20

OASI 39,454,870 863.40 34,275,910 886.20 3,499,300 725.40 1,580,630 677.80

Retirement benefits 32,650,150 878.30 28,858,030 895.40 2,626,430 767.90 1,094,680 695.10

Retired workers 29,547,530 922.10 26,128,930 939.40 2,405,850 802.60 949,530 752.10

Spouses of retired workers 2,622,130 463.60 2,378,990 474.50 123,750 383.80 112,400 323.90

Children of retired workers 480,490 445.50 350,110 471.70 96,830 395.40 32,750 316.30

Survivor benefits 6,804,720 792.00 5,417,880 837.40 872,870 597.70 485,950 638.90

Children of deceased workers 1,906,680 602.70 1,234,420 650.50 418,120 505.20 240,480 527.80

Widowed mothers and fathers 188,320 659.70 128,940 706.50 28,640 565.90 29,260 548.60

Nondisabled widow(er)s 4,499,900 888.30 3,909,940 910.20 386,790 709.70 190,980 800.90

Disabled widow(er)s 207,630 562.30 143,390 577.80 39,080 499.70 24,520 571.60

Parents of deceased workers 2,190 803.10 1,190 830.40 240 827.50 710 761.20

DI 7,598,270 722.50 5,368,420 756.50 1,337,400 652.90 848,790 618.90

Disabled workers 5,867,460 861.70 4,220,300 890.40 991,810 800.20 620,870 767.50

Spouses of disabled workers 151,500 219.90 113,830 230.40 18,490 196.80 18,660 179.50

Children of disabled workers 1,579,310 253.90 1,034,290 268.20 327,100 232.00 209,260 217.10

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.
5.A OASDI Current-Pay Benefits: Summary

5.2 ♦ Annual Statistical Supplement, 2004

Table 5.A1.1—Number and average monthly benefit for retired workers, by sex, age, and race,

December 2003

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All retired workers

Total 29,547,530 922.10 26,128,930 939.40 2,405,850 802.60 949,530 752.10

62–64 2,587,310 858.60 2,242,920 874.10 228,450 797.30 115,910 680.00

62 708,390 847.60 613,470 862.70 59,700 796.90 35,220 670.80

63 906,650 860.60 786,430 875.60 81,090 799.70 39,120 685.40

64 972,270 864.80 843,020 881.00 87,660 795.40 41,570 682.70

65–69 7,730,220 930.20 6,682,050 950.20 711,310 828.50 333,400 748.50

65 1,584,580 957.10 1,369,020 976.80 142,200 859.30 72,900 779.10

66 1,627,910 956.90 1,402,350 978.10 152,590 852.70 72,360 767.90

67 1,554,330 923.30 1,342,830 943.00 142,140 826.90 68,750 737.90

68 1,511,970 907.10 1,307,950 927.00 141,390 799.60 61,840 732.70

69 1,451,430 902.40 1,259,900 921.90 132,990 800.00 57,550 714.80

70–74 6,584,000 912.30 5,795,150 930.60 556,090 794.70 222,920 739.60

70 1,361,470 910.20 1,183,020 929.70 123,070 799.10 54,280 740.90

71 1,366,160 923.20 1,192,720 942.30 123,990 808.20 48,180 751.40

72 1,322,130 912.60 1,169,000 930.90 107,440 792.30 43,680 728.80

73 1,311,040 908.10 1,164,240 925.70 103,740 785.90 40,960 724.30

74 1,223,200 906.80 1,086,170 923.50 97,850 784.00 35,820 752.30

75–79 5,550,380 920.80 4,977,670 936.40 414,510 787.70 138,590 775.10

75 1,209,750 919.00 1,079,470 935.00 93,280 793.80 33,280 773.80

76 1,176,050 924.80 1,051,530 941.40 89,680 789.80 30,980 768.40

77 1,101,850 917.00 989,700 931.70 81,720 788.60 26,200 772.00

78 1,052,480 928.70 946,190 944.30 77,350 787.90 25,110 788.10

79 1,010,250 914.30 910,780 929.10 72,480 776.00 23,020 775.20

80–84 3,920,790 910.50 3,549,260 924.50 271,080 771.00 83,490 775.90

80 927,550 908.10 838,590 922.10 63,750 772.40 21,750 774.00

81 855,400 908.30 771,210 922.50 60,940 774.70 19,270 774.40

82 816,430 907.20 741,880 921.20 54,670 761.30 16,480 772.10

83 715,530 908.30 649,450 921.80 48,450 768.40 14,370 776.60

84 605,880 924.40 548,130 938.90 43,270 778.70 11,620 786.20

85–89 2,127,290 1,009.40 1,939,090 1,024.20 140,970 836.90 37,440 894.70

85 561,040 965.40 512,060 979.50 36,460 807.60 9,950 824.50

86 483,080 995.10 441,240 1,009.00 30,720 825.50 8,730 898.50

87 415,940 1,054.30 378,340 1,070.40 29,010 872.00 6,820 944.00

88 359,400 1,038.80 328,160 1,053.10 22,970 863.20 6,510 936.90

89 307,830 1,017.40 279,290 1,034.00 21,810 827.60 5,430 904.40

90–94 827,460 969.80 748,630 986.10 61,710 790.20 14,080 864.30

95 or older 220,080 890.90 194,160 912.40 21,730 707.90 3,700 813.80

Men

Subtotal 15,253,930 1,038.90 13,551,370 1,061.70 1,143,320 878.10 531,740 809.40

62–64 1,331,110 1,022.50 1,150,820 1,051.90 119,510 872.90 60,760 762.00

62 359,570 1,018.50 310,740 1,047.70 31,730 871.70 17,100 760.70

63 468,100 1,024.20 404,470 1,053.40 42,140 876.90 21,480 763.30

64 503,440 1,023.90 435,610 1,053.40 45,640 869.90 22,180 761.70

65–69 4,255,460 1,073.00 3,695,420 1,102.80 363,530 911.30 194,450 811.00

65 862,580 1,117.50 748,310 1,148.70 72,320 948.80 41,700 852.50

66 897,990 1,109.20 776,840 1,141.20 78,780 940.00 41,990 835.90

67 858,620 1,061.50 744,260 1,091.20 73,180 907.00 40,850 797.40

68 835,560 1,039.50 726,820 1,068.10 71,680 878.90 36,540 788.60

69 800,710 1,031.60 699,190 1,059.20 67,570 876.50 33,370 769.10

(Continued)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.3

Men (cont.)

70–74 3,587,960 1,032.90 3,181,670 1,056.80 275,760 869.60 125,030 793.20

70 747,200 1,035.70 653,440 1,062.80 61,780 875.10 31,260 791.80

71 743,520 1,050.90 653,320 1,077.10 62,300 883.10 27,120 811.40

72 721,840 1,032.80 643,250 1,056.40 52,790 866.10 24,560 783.80

73 715,430 1,024.10 640,230 1,046.70 51,430 860.50 22,560 768.60

74 659,970 1,019.10 591,430 1,039.40 47,460 858.50 19,530 810.60

75–79 2,900,900 1,027.10 2,620,820 1,046.10 195,220 857.30 76,720 823.30

75 646,000 1,033.70 580,720 1,053.50 45,260 870.70 18,630 829.30

76 621,780 1,037.70 560,290 1,058.60 42,480 860.50 17,210 807.80

77 578,380 1,020.10 523,060 1,038.30 38,750 854.40 14,750 815.90

78 541,270 1,033.70 490,360 1,052.10 35,970 854.60 13,370 847.20

79 513,470 1,006.90 466,390 1,024.00 32,760 841.20 12,760 819.10

80–84 1,921,010 973.60 1,751,100 988.50 116,760 820.50 46,300 809.20

80 469,110 987.50 427,100 1,003.10 28,410 832.70 12,160 812.50

81 427,460 977.70 387,740 993.80 27,370 826.20 10,730 801.00

82 398,700 968.20 365,200 982.50 23,330 808.10 8,810 805.40

83 344,370 954.80 314,580 968.40 20,210 803.30 8,250 815.60

84 281,370 974.90 256,480 989.00 17,440 828.40 6,350 813.90

85–89 903,020 1,098.80 830,380 1,112.90 49,740 923.00 19,110 945.00

85 251,870 1,029.60 231,630 1,043.50 13,970 868.60 5,250 854.20

86 210,850 1,077.40 194,620 1,090.10 10,930 905.10 4,370 938.40

87 174,700 1,164.40 160,560 1,180.20 10,080 970.50 3,390 1,013.30

88 145,570 1,153.10 134,090 1,165.90 7,570 976.20 3,240 1,024.50

89 120,030 1,119.90 109,480 1,136.50 7,190 933.10 2,860 951.10

90–94 293,640 1,065.10 267,730 1,080.60 17,590 876.00 7,300 920.10

95 or older 60,830 972.30 53,430 994.40 5,210 776.00 2,070 864.70

Women

Subtotal 14,293,600 797.50 12,577,560 807.70 1,262,530 734.30 417,790 679.10

62–64 1,256,200 684.90 1,092,100 686.80 108,940 714.40 55,150 589.70

62 348,820 671.50 302,730 672.80 27,970 712.10 18,120 586.00

63 438,550 686.00 381,960 687.40 38,950 716.10 17,640 590.50

64 468,830 693.90 407,410 696.60 42,020 714.40 19,390 592.40

65–69 3,474,760 755.40 2,986,630 761.40 347,780 741.90 138,950 660.90

65 722,000 765.50 620,710 769.70 69,880 766.60 31,200 681.00

66 729,920 769.60 625,510 775.40 73,810 759.60 30,370 673.80

67 695,710 752.70 598,570 758.70 68,960 741.80 27,900 650.70

68 676,410 743.50 581,130 750.60 69,710 718.10 25,300 651.90

69 650,720 743.40 560,710 750.60 65,420 720.90 24,180 640.00

70–74 2,996,040 767.90 2,613,480 776.80 280,330 721.00 97,890 671.00

70 614,270 757.60 529,580 765.50 61,290 722.50 23,020 671.80

71 622,640 770.70 539,400 779.00 61,690 732.60 21,060 674.00

72 600,290 768.20 525,750 777.30 54,650 721.00 19,120 658.20

73 595,610 768.60 524,010 777.90 52,310 712.50 18,400 670.00

74 563,230 775.30 494,740 784.90 50,390 713.90 16,290 682.30

75–79 2,649,480 804.40 2,356,850 814.40 219,290 725.70 61,870 715.20

75 563,750 787.70 498,750 797.00 48,020 721.30 14,650 703.20

76 554,270 798.20 491,240 807.70 47,200 726.20 13,770 719.00

77 523,470 803.00 466,640 812.10 42,970 729.30 11,450 715.60

78 511,210 817.60 455,830 828.40 41,380 729.90 11,740 720.90

79 496,780 818.50 444,390 829.50 39,720 722.20 10,260 720.60

(Continued)

Table 5.A1.1—Number and average monthly benefit for retired workers, by sex, age, and race,

December 2003—Continued

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

5.4 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Women (cont.)

80–84 1,999,780 849.90 1,798,160 862.30 154,320 733.40 37,190 734.30

80 458,440 826.80 411,490 838.00 35,340 723.90 9,590 725.20

81 427,940 838.90 383,470 850.50 33,570 732.70 8,540 741.00

82 417,730 849.00 376,680 861.70 31,340 726.50 7,670 733.80

83 371,160 865.10 334,870 878.10 28,240 743.40 6,120 724.00

84 324,510 880.60 291,650 894.90 25,830 745.10 5,270 752.90

85–89 1,224,270 943.60 1,108,710 957.80 91,230 790.00 18,330 842.10

85 309,170 913.00 280,430 926.50 22,490 769.70 4,700 791.40

86 272,230 931.40 246,620 944.90 19,790 781.50 4,360 858.50

87 241,240 974.50 217,780 989.40 18,930 819.60 3,430 875.50

88 213,830 961.00 194,070 975.20 15,400 807.70 3,270 850.10

89 187,800 951.90 169,810 967.90 14,620 775.80 2,570 852.40

90–94 533,820 917.30 480,900 933.60 44,120 756.00 6,780 804.30

95 or older 159,250 859.90 140,730 881.20 16,520 686.40 1,630 749.10

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

a. Includes 63,220 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.A1.1—Number and average monthly benefit for retired workers, by sex, age, and race,

December 2003—Continued

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.5

Table 5.A1.2—Number and average monthly benefit for disabled workers, by sex, age, and race,

December 2003

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All disabled workers

Total 5,867,460 861.70 4,220,300 890.40 991,810 800.20 620,870 767.50

Under 20 1,620 362.10 1,090 368.90 280 351.90 250 344.00

20–24 54,820 475.20 35,890 482.40 10,710 446.00 8,220 481.90

20 3,260 384.60 2,280 391.80 500 353.60 480 382.50

21 7,540 418.00 4,690 425.70 1,500 379.60 1,350 433.70

22 10,850 458.70 7,230 459.00 1,960 424.70 1,660 497.90

23 14,970 483.90 9,580 492.80 3,130 451.90 2,260 490.30

24 18,200 517.90 12,110 527.20 3,620 492.80 2,470 509.00

25–29 125,720 573.40 80,450 586.70 24,700 554.80 20,510 542.70

25 20,120 532.00 12,940 541.30 4,130 515.40 3,050 514.80

26 23,970 557.80 15,550 564.50 4,760 553.80 3,660 534.50

27 24,550 571.50 15,800 582.20 4,500 549.40 4,240 552.00

28 27,100 590.20 17,450 607.60 5,060 560.20 4,580 556.30

29 29,980 599.90 18,710 620.90 6,250 581.00 4,980 545.50

30–34 214,220 644.00 141,100 662.80 38,060 618.40 33,760 596.00

30 31,520 605.70 20,030 629.70 6,140 580.90 5,270 543.70

31 37,170 625.10 23,920 641.90 6,830 599.20 6,180 588.70

32 43,040 641.70 28,560 658.80 7,530 623.90 6,750 590.90

33 50,280 658.00 33,730 675.30 8,500 628.60 7,640 618.30

34 52,210 668.90 34,860 687.20 9,060 644.10 7,920 619.20

35–39 373,110 711.10 251,960 730.50 67,880 672.70 50,110 669.20

35 59,820 683.50 40,030 697.80 10,800 654.70 8,520 654.10

36 62,830 699.00 41,790 717.20 11,580 662.70 8,820 663.50

37 71,710 708.90 48,270 730.50 13,040 669.50 9,730 662.20

38 83,680 714.50 56,750 733.00 15,170 679.40 11,020 668.90

39 95,070 735.10 65,120 756.70 17,290 687.20 12,020 690.00

40–44 610,200 767.50 424,840 790.40 108,940 704.50 71,790 731.50

40 101,200 739.40 69,750 762.70 17,880 681.70 12,810 696.60

41 111,750 748.30 77,760 769.80 19,820 681.80 13,400 725.20

42 122,200 766.20 85,750 788.30 21,720 703.00 13,720 736.60

43 131,690 778.80 92,220 802.00 23,340 715.80 15,030 740.90

44 143,360 792.80 99,360 817.20 26,180 728.30 16,830 750.70

45–49 822,430 827.50 571,550 853.50 150,120 768.00 94,610 767.90

45 148,140 799.50 103,340 821.40 27,110 743.20 16,700 760.10

46 159,380 813.00 111,160 837.10 28,740 754.00 18,280 759.60

47 166,580 827.80 114,830 857.30 30,930 760.40 19,650 762.60

48 171,540 840.60 119,110 867.20 31,680 784.00 19,450 775.80

49 176,790 851.20 123,110 878.40 31,660 793.50 20,530 779.20

50–54 1,017,660 888.30 714,200 910.70 181,830 841.90 112,820 820.80

50 183,140 869.80 128,020 894.10 33,190 816.10 20,440 805.40

51 196,130 876.20 139,470 898.70 33,890 824.10 21,320 812.60

52 205,650 890.00 144,020 910.90 37,080 843.00 22,690 833.80

53 210,070 895.80 146,940 920.60 37,860 851.00 23,380 813.80

54 222,670 905.50 155,750 925.90 39,810 868.70 24,990 835.10

55–59 1,257,030 937.50 926,400 961.40 200,710 885.80 122,600 844.40

55 240,590 924.10 172,010 945.70 39,810 878.00 26,320 855.00

56 264,150 936.30 193,410 956.80 41,760 890.00 27,070 862.80

57 256,570 940.10 190,490 963.80 39,860 887.80 24,910 846.00

58 239,010 936.40 175,750 964.40 39,430 880.40 22,940 822.10

59 256,710 949.70 194,740 975.00 39,850 892.50 21,360 830.20

(Continued)
5.A OASDI Current-Pay Benefits: Summary

5.6 ♦ Annual Statistical Supplement, 2004

All disabled workers (cont.)

60–65 1,390,650 950.90 1,072,820 979.20 208,580 877.40 106,200 813.80

60 282,230 952.40 215,820 977.50 42,900 893.80 22,860 826.50

61 282,520 956.40 217,230 985.30 41,680 886.40 22,850 811.10

62 271,880 956.80 209,210 986.10 40,640 880.50 21,470 820.30

63 261,200 952.80 202,970 982.40 38,920 868.20 18,910 812.90

64 248,690 940.40 193,270 968.30 37,770 862.40 17,050 803.20

65 44,130 919.10 34,320 949.90 6,670 835.60 3,060 757.80

Men

Subtotal 3,225,850 965.90 2,356,030 1,007.30 518,360 859.40 330,150 844.80

Under 20 890 362.10 640 373.40 130 338.40 120 327.30

20–24 32,450 486.40 21,290 495.70 6,150 449.10 5,010 492.70

20 1,900 388.10 1,280 403.60 310 340.20 310 372.00

21 4,530 425.40 2,810 434.70 910 378.20 810 446.40

22 6,620 474.00 4,510 477.70 1,070 422.30 1,040 511.20

23 8,910 493.30 5,770 499.20 1,700 463.00 1,440 505.20

24 10,490 532.50 6,920 546.30 2,160 496.80 1,410 519.50

25–29 70,350 583.00 45,000 600.80 13,560 553.10 11,750 548.30

25 11,750 539.40 7,560 550.60 2,200 520.20 1,990 518.20

26 13,560 569.40 8,660 583.50 2,760 555.60 2,140 529.80

27 13,560 588.00 8,940 601.70 2,260 557.60 2,350 559.70

28 15,270 596.70 9,640 622.40 2,970 552.00 2,660 553.70

29 16,210 608.80 10,200 631.60 3,370 570.30 2,610 570.50

30–34 116,040 658.30 75,790 679.30 20,090 626.40 19,320 611.60

30 16,760 619.60 10,550 643.70 3,260 593.80 2,880 561.00

31 20,300 636.60 13,130 655.90 3,530 591.90 3,540 609.70

32 23,080 662.90 15,010 684.60 3,890 628.80 4,030 615.70

33 27,000 673.00 17,860 692.20 4,420 642.90 4,430 632.40

34 28,900 678.80 19,240 698.50 4,990 655.80 4,440 621.40

35–39 203,720 729.90 136,070 755.60 37,150 675.00 28,470 682.80

35 32,640 695.40 21,370 710.40 5,940 663.00 4,970 671.60

36 34,200 712.80 22,510 738.40 6,310 660.50 4,950 668.40

37 38,900 728.00 26,140 756.20 6,780 673.90 5,540 671.00

38 45,790 734.70 30,450 761.00 8,600 676.60 6,300 686.60

39 52,190 759.70 35,600 788.50 9,520 691.30 6,710 708.00

40–44 334,810 803.50 232,910 833.00 59,360 718.70 39,700 765.20

40 55,240 764.20 37,580 789.80 10,130 696.50 7,050 729.60

41 61,840 777.10 43,260 802.70 10,580 690.40 7,550 756.90

42 67,090 800.10 47,100 829.90 11,830 714.70 7,500 762.20

43 72,030 819.50 50,550 848.90 12,500 737.80 8,330 774.60

44 78,610 840.00 54,420 874.60 14,320 742.10 9,270 792.90

45–49 446,490 892.90 312,070 928.80 81,200 799.90 49,420 826.20

45 80,460 853.20 56,260 882.20 14,690 774.30 8,860 807.80

46 86,560 872.90 60,490 909.20 15,540 773.60 9,770 810.60

47 91,730 889.80 63,010 932.40 17,430 784.80 10,570 813.50

48 92,390 913.60 64,900 948.50 16,990 825.60 9,800 844.70

49 95,350 927.60 67,410 963.00 16,550 837.00 10,420 851.90

50–54 551,340 989.20 394,580 1,020.60 93,350 900.00 58,220 921.90

50 98,470 954.20 70,080 986.50 17,150 861.60 10,440 891.30

51 106,530 972.20 77,660 1,002.70 16,900 881.50 11,210 900.20

52 111,440 993.80 79,100 1,024.50 19,280 903.40 11,980 937.50

53 113,810 1,000.90 81,580 1,032.10 19,430 912.80 11,550 934.30

54 121,090 1,017.20 86,160 1,050.00 20,590 931.70 13,040 939.60

(Continued)

Table 5.A1.2—Number and average monthly benefit for disabled workers, by sex, age, and race,

December 2003—Continued

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.7

Men (cont.)

55–59 689,750 1,081.80 518,410 1,116.60 102,560 981.70 64,060 969.50

55 131,540 1,050.50 95,530 1,083.80 20,370 958.00 14,030 969.30

56 144,780 1,072.20 107,350 1,103.00 22,060 985.80 14,110 982.70

57 140,520 1,085.30 106,670 1,118.50 20,020 978.90 13,040 981.80

58 130,700 1,090.70 98,190 1,131.60 20,100 976.20 11,830 952.60

59 142,210 1,108.70 110,670 1,142.80 20,010 1,009.70 11,050 956.60

60–65 780,010 1,121.10 619,270 1,155.90 104,810 1,003.60 54,080 956.20

60 154,710 1,119.50 121,530 1,153.60 21,470 1,008.80 11,250 967.80

61 157,160 1,128.40 124,230 1,164.80 21,410 1,005.10 11,010 964.10

62 152,910 1,128.70 120,890 1,164.80 20,490 1,010.40 11,230 960.30

63 147,890 1,124.70 118,540 1,159.40 19,220 1,002.20 9,920 952.30

64 142,410 1,109.00 113,930 1,141.80 19,030 995.20 9,130 943.70

65 24,930 1,086.40 20,150 1,119.90 3,190 973.60 1,540 883.90

Women

Subtotal 2,641,610 734.40 1,864,270 742.60 473,450 735.50 290,720 679.80

Under 20 730 362.30 450 362.60 150 363.70 130 359.40

20–24 22,370 459.00 14,600 463.00 4,560 442.00 3,210 464.90

20 1,360 379.70 1,000 376.80 190 375.40 170 401.60

21 3,010 406.70 1,880 412.30 590 381.60 540 414.60

22 4,230 434.80 2,720 427.80 890 427.60 620 475.60

23 6,060 470.00 3,810 483.10 1,430 438.70 820 464.10

24 7,710 498.00 5,190 501.70 1,460 487.00 1,060 495.00

25–29 55,370 561.10 35,450 568.80 11,140 556.80 8,760 535.30

25 8,370 521.60 5,380 528.30 1,930 510.00 1,060 508.50

26 10,410 542.60 6,890 540.50 2,000 551.30 1,520 541.00

27 10,990 551.20 6,860 556.90 2,240 541.10 1,890 542.50

28 11,830 581.70 7,810 589.40 2,090 571.90 1,920 559.80

29 13,770 589.40 8,510 608.20 2,880 593.40 2,370 517.90

30–34 98,180 627.00 65,310 643.60 17,970 609.40 14,440 575.10

30 14,760 590.00 9,480 614.20 2,880 566.30 2,390 522.90

31 16,870 611.20 10,790 624.80 3,300 607.00 2,640 560.50

32 19,960 617.20 13,550 630.20 3,640 618.70 2,720 554.10

33 23,280 640.60 15,870 656.30 4,080 613.30 3,210 599.00

34 23,310 656.70 15,620 673.30 4,070 629.80 3,480 616.40

35–39 169,390 688.50 115,890 700.90 30,730 670.00 21,640 651.20

35 27,180 669.10 18,660 683.40 4,860 644.60 3,550 629.50

36 28,630 682.40 19,280 692.60 5,270 665.40 3,870 657.20

37 32,810 686.30 22,130 700.20 6,260 664.70 4,190 650.60

38 37,890 690.10 26,300 700.60 6,570 683.00 4,720 645.20

39 42,880 705.00 29,520 718.30 7,770 682.10 5,310 667.20

40–44 275,390 723.70 191,930 738.80 49,580 687.40 32,090 689.90

40 45,960 709.70 32,170 731.10 7,750 662.30 5,760 656.30

41 49,910 712.50 34,500 728.50 9,240 672.00 5,850 684.30

42 55,110 724.90 38,650 737.60 9,890 689.10 6,220 705.60

43 59,660 729.60 41,670 745.10 10,840 690.40 6,700 699.00

44 64,750 735.60 44,940 747.50 11,860 711.60 7,560 698.90

45–49 375,940 749.80 259,480 762.90 68,920 730.40 45,190 704.10

45 67,680 735.70 47,080 748.90 12,420 706.30 7,840 706.10

46 72,820 741.80 50,670 750.90 13,200 731.00 8,510 701.00

47 74,850 751.70 51,820 765.90 13,500 728.90 9,080 703.20

48 79,150 755.30 54,210 769.80 14,690 735.80 9,650 705.70

49 81,440 761.70 55,700 776.10 15,110 745.90 10,110 704.30

(Continued)

Table 5.A1.2—Number and average monthly benefit for disabled workers, by sex, age, and race,

December 2003—Continued

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

5.8 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Women (cont.)

50–54 466,320 769.10 319,620 775.10 88,480 780.60 54,600 713.00

50 84,670 771.70 57,940 782.20 16,040 767.40 10,000 715.60

51 89,600 762.10 61,810 768.00 16,990 767.10 10,110 715.50

52 94,210 767.10 64,920 772.40 17,800 777.50 10,710 717.80

53 96,260 771.60 65,360 781.30 18,430 785.80 11,830 696.20

54 101,580 772.30 69,590 772.40 19,220 801.30 11,950 721.00

55–59 567,280 762.10 407,990 764.30 98,150 785.50 58,540 707.50

55 109,050 771.70 76,480 773.20 19,440 794.20 12,290 724.40

56 119,370 771.50 86,060 774.30 19,700 782.60 12,960 732.30

57 116,050 764.20 83,820 766.90 19,840 795.80 11,870 696.80

58 108,310 750.20 77,560 752.70 19,330 780.70 11,110 683.30

59 114,500 752.30 84,070 754.20 19,840 774.20 10,310 694.70

60–65 610,640 733.60 453,550 737.90 103,770 749.90 52,120 666.10

60 127,520 749.60 94,290 750.60 21,430 778.60 11,610 689.60

61 125,360 740.70 93,000 745.60 20,270 761.00 11,840 668.90

62 118,970 735.90 88,320 741.50 20,150 748.30 10,240 666.80

63 113,310 728.50 84,430 734.10 19,700 737.50 8,990 659.20

64 106,280 714.40 79,340 719.20 18,740 727.50 7,920 641.10

65 19,200 701.90 14,170 708.20 3,480 709.10 1,520 630.10

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

a. Includes 34,480 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.A1.2—Number and average monthly benefit for disabled workers, by sex, age, and race,

December 2003—Continued

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.9

Table 5.A1.3—Number and average monthly benefit for spouses, by marital status, basis of entitlement, age,

and race, December 2003

Basis of entitlement and age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All spouses

Total 2,773,630 450.30 2,492,820 463.40 142,240 359.50 131,060 303.30

Wives

Subtotal 2,733,950 453.10 2,468,390 465.40 137,360 362.60 120,880 309.60

Entitlement based on care of children 146,750 251.00 107,820 269.80 19,160 219.80 19,260 179.40

Under 35 19,520 142.40 13,860 151.70 2,530 119.50 3,050 119.30

35–39 22,090 176.30 15,780 190.50 2,790 148.30 3,450 135.10

40–44 29,390 216.30 21,090 229.90 3,930 197.70 4,240 168.70

45–49 28,240 264.20 20,310 280.30 4,030 240.90 3,820 204.60

50–54 20,630 306.70 15,400 326.60 2,700 273.80 2,450 222.00

55–59 14,130 335.70 10,920 357.20 1,640 283.70 1,500 242.00

60–61 5,500 415.80 4,400 436.60 760 352.60 340 286.70

62–64 7,250 411.60 6,060 426.40 780 353.70 410 302.70

Entitlement based on age 2,587,200 464.60 2,360,570 474.30 118,200 385.70 101,620 334.30

62–64 292,030 418.80 260,490 430.80 15,100 341.60 16,220 299.10

62 75,500 408.40 67,560 418.60 4,000 345.50 3,920 297.70

63 101,250 417.00 90,080 429.50 5,050 342.10 6,040 294.00

64 115,280 427.10 102,850 439.90 6,050 338.70 6,260 304.90

65–69 698,580 466.90 623,550 479.70 37,360 392.00 36,610 330.20

65 137,980 460.80 122,870 473.10 7,280 395.50 7,700 327.60

66 139,360 469.20 124,050 483.10 7,520 393.10 7,620 321.00

67 140,100 469.50 124,790 482.80 7,300 392.00 7,810 332.60

68 141,010 468.60 125,900 481.30 7,730 384.40 7,140 341.10

69 140,130 466.50 125,940 477.90 7,530 395.40 6,340 329.40

70–74 661,410 468.70 604,890 478.40 30,010 389.70 24,820 333.70

70 133,960 468.80 120,960 481.20 6,380 379.20 6,380 328.10

71 135,920 469.30 124,170 479.10 6,420 384.30 4,990 341.80

72 134,030 470.20 123,320 478.90 5,740 402.20 4,590 327.20

73 133,650 468.20 122,490 476.70 6,090 401.80 4,690 338.20

74 123,850 466.70 113,950 475.90 5,380 381.40 4,170 334.60

75–79 522,830 466.60 484,940 473.30 21,310 393.30 14,570 355.00

75 120,140 466.20 110,490 473.90 5,400 392.00 3,730 352.50

76 115,070 470.20 107,070 476.50 4,560 400.90 3,060 355.00

77 103,190 467.00 95,670 474.60 4,290 381.30 2,890 349.00

78 96,830 466.70 89,570 473.00 4,030 397.70 2,830 365.60

79 87,600 461.90 82,140 467.00 3,030 395.40 2,060 353.20

80–84 294,840 473.90 276,240 479.70 10,280 387.40 6,980 370.00

85–89 96,650 509.40 91,060 515.20 3,120 414.40 2,050 400.60

90–94 18,940 510.90 17,680 515.60 870 436.60 330 457.70

95 or older 1,920 486.30 1,720 494.40 150 398.50 40 449.40

Husbands

Subtotal 39,680 254.30 24,430 261.40 4,880 271.20 10,180 229.10

Under 62 1,890 145.60 1,390 149.20 220 141.30 280 131.00

62–64 1,820 210.70 1,030 196.80 300 216.70 490 236.30

65–69 9,120 262.40 5,680 263.40 1,110 281.10 2,330 251.20

70–74 10,770 268.20 6,230 279.40 1,460 295.80 3,060 232.30

75–79 8,620 253.80 5,330 266.30 870 288.80 2,360 212.30

80–84 4,540 256.30 2,740 272.90 620 249.60 1,120 221.20

85–89 1,840 260.50 1,250 264.20 190 281.90 380 236.20

90 or older 1,080 295.30 780 310.10 110 217.40 160 284.30

(Continued)
5.A OASDI Current-Pay Benefits: Summary

5.10 ♦ Annual Statistical Supplement, 2004

Spouses of retired workers

Total 2,622,130 463.60 2,378,990 474.50 123,750 383.80 112,400 323.90

Wives

Subtotal 2,586,710 466.30 2,357,320 476.40 119,630 387.20 102,950 332.20

By basis of entitlement

Care of children 51,520 378.40 40,560 398.50 6,120 339.10 4,750 260.40

Under 35 1,600 327.20 1,210 348.70 190 262.40 190 265.70

35–39 3,420 321.80 2,690 337.90 440 272.90 290 247.10

40–44 6,960 335.30 5,280 357.10 1,010 313.60 660 196.60

45–49 9,450 374.10 7,100 392.60 1,300 350.20 1,040 279.20

50–54 10,150 379.60 8,120 395.80 1,060 360.60 960 264.80

55–59 8,670 383.30 6,800 410.80 870 328.40 950 245.90

60–61 4,540 436.20 3,700 454.30 570 378.10 270 310.70

62–64 6,730 422.80 5,660 436.80 680 367.60 390 315.10

Age 2,535,190 468.10 2,316,760 477.70 113,510 389.70 98,200 335.60

62–64 261,720 434.90 234,180 447.70 12,910 352.80 14,430 301.60

62 63,730 433.30 57,240 444.40 3,190 364.40 3,280 306.20

63 90,760 432.90 80,900 446.70 4,360 349.80 5,430 294.90

64 107,230 437.50 96,040 450.50 5,360 348.30 5,720 305.20

65–69 682,100 470.70 610,090 483.40 35,630 396.70 35,390 330.90

65 132,200 468.20 117,970 480.70 6,830 401.20 7,290 328.60

66 135,380 473.70 120,720 487.70 7,110 398.10 7,390 320.60

67 137,310 472.80 122,630 485.80 6,920 397.40 7,560 333.70

68 138,660 471.10 124,070 483.40 7,460 389.20 6,930 341.60

69 138,550 468.00 124,700 479.30 7,310 398.00 6,220 330.30

70–74 657,410 469.60 601,750 479.30 29,460 391.00 24,510 334.00

70 132,690 470.30 119,970 482.60 6,240 381.30 6,240 328.40

71 134,980 470.80 123,440 480.40 6,260 386.90 4,940 342.10

72 133,360 470.80 122,780 479.50 5,660 402.30 4,540 326.90

73 133,030 468.90 122,020 477.40 6,000 402.90 4,630 338.90

74 123,350 467.20 113,540 476.40 5,300 381.70 4,160 335.00

75–79 521,730 466.90 484,120 473.50 21,130 393.90 14,470 355.20

75 119,760 466.50 110,240 474.10 5,310 393.10 3,690 352.00

76 114,880 470.40 106,940 476.70 4,530 400.50 3,030 355.40

77 102,960 467.20 95,480 474.80 4,260 382.10 2,880 349.60

78 96,710 467.00 89,480 473.30 4,020 398.50 2,810 366.30

79 87,420 462.20 81,980 467.30 3,010 396.00 2,060 353.20

80–84 294,730 474.00 276,160 479.80 10,250 388.10 6,980 370.00

85–89 96,640 509.40 91,060 515.20 3,110 415.00 2,050 400.60

90–94 18,940 510.90 17,680 515.60 870 436.60 330 457.70

95 or older 1,920 486.30 1,720 494.40 150 398.50 40 449.40

By marital status

Nondivorced wives 2,461,650 466.60 2,250,320 476.50 106,770 385.40 98,050 330.10

Divorced wives 125,060 461.40 107,000 472.60 12,860 401.40 4,900 374.00

Husbands

Subtotal 35,420 263.60 21,670 272.50 4,120 285.60 9,450 233.80

(Continued)

Table 5.A1.3—Number and average monthly benefit for spouses, by marital status, basis of entitlement, age,

and race, December 2003—Continued

Basis of entitlement and age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.11

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Spouses of disabled workers

Total 151,500 219.90 113,830 230.40 18,490 196.80 18,660 179.50

Wives

Subtotal 147,240 221.10 111,070 231.80 17,730 196.90 17,930 180.00

By basis of entitlement

Care of children 95,230 182.10 67,260 192.10 13,040 163.90 14,510 152.90

Under 35 17,920 125.90 12,650 132.90 2,340 107.90 2,860 109.60

35–39 18,670 149.70 13,090 160.20 2,350 124.90 3,160 124.80

40–44 22,430 179.40 15,810 187.40 2,920 157.60 3,580 163.50

45–49 18,790 208.90 13,210 219.90 2,730 188.90 2,780 176.70

50–54 10,480 236.20 7,280 249.40 1,640 217.80 1,490 194.40

55–59 5,460 260.10 4,120 268.70 770 233.20 550 235.30

60–61 960 319.30 700 343.50 190 275.90 70 194.30

62–64 520 266.80 400 279.10 100 259.30 20 59.50

Age 52,010 292.50 43,810 292.80 4,690 288.90 3,420 294.90

62–64 30,310 279.70 26,310 280.20 2,190 275.70 1,790 279.30

62 11,770 273.60 10,320 275.00 810 270.90 640 254.20

63 10,490 279.50 9,180 278.30 690 293.00 610 286.10

64 8,050 288.90 6,810 290.70 690 264.10 540 301.40

65–69 16,480 309.10 13,460 310.60 1,730 295.70 1,220 312.60

65 5,780 292.00 4,900 288.40 450 308.80 410 310.90

66 3,980 316.90 3,330 317.00 410 306.40 230 333.10

67 2,790 309.10 2,160 312.80 380 293.20 250 300.60

68 2,350 322.80 1,830 335.40 270 250.70 210 323.30

69 1,580 331.80 1,240 340.40 220 308.70 120 285.40

70–74 4,000 309.90 3,140 308.90 550 318.00 310 306.20

70 1,270 311.80 990 315.80 140 284.40 140 310.80

71 940 263.30 730 255.20 160 284.80 50 313.40

72 670 356.20 540 351.60 80 390.90 50 350.40

73 620 309.80 470 311.00 90 325.90 60 276.90

74 500 331.10 410 329.30 80 361.70 10 160.00

75 or older 1,220 329.40 900 338.90 220 293.70 100 322.90

By marital status

Nondivorced wives 142,180 219.10 107,220 230.60 16,960 192.00 17,510 176.70

Divorced wives 5,060 276.70 3,850 266.00 770 306.50 420 316.20

Husbands

Subtotal 4,260 176.90 2,760 173.90 760 193.20 730 168.90

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

a. Includes 7,510 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.A1.3—Number and average monthly benefit for spouses, by marital status, basis of entitlement, age,

and race, December 2003—Continued

Basis of entitlement and age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

5.12 ♦ Annual Statistical Supplement, 2004

Table 5.A1.4—Number and average monthly benefit for children, by type of benefit, age, and race,

December 2003

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All children

Total 3,966,480 444.80 2,618,820 475.60 842,050 386.40 482,490 378.70

Under age 18 3,081,260 411.20 1,945,870 438.10 680,500 362.40 434,970 365.70

Under 1 10,620 304.60 6,130 299.50 2,190 249.80 2,290 371.90

1 25,090 301.40 14,820 313.70 5,510 252.40 4,660 321.40

2 38,690 322.90 23,610 337.40 7,860 273.70 7,140 330.70

3 51,200 330.20 31,100 349.10 11,410 279.30 8,580 330.20

4 66,110 340.40 40,910 355.60 13,980 293.00 11,050 345.50

5 80,930 350.70 49,870 373.70 17,650 307.50 13,170 323.60

6 96,760 353.60 59,820 373.70 21,160 314.60 15,540 331.60

7 114,530 366.10 71,660 387.30 24,790 322.10 17,820 343.50

8 132,850 368.70 83,050 392.20 29,070 322.50 20,380 341.20

9 158,630 376.60 98,620 401.80 35,800 330.30 23,520 342.80

10 185,200 379.30 114,520 402.00 43,220 339.00 26,590 348.00

11 215,540 388.10 134,860 416.70 48,390 338.80 31,090 342.00

12 244,810 395.70 152,320 421.10 56,120 355.30 34,570 350.40

13 280,050 411.00 175,000 437.30 63,940 365.90 38,910 364.80

14 305,020 421.20 193,560 448.30 68,610 373.80 40,490 369.00

15 333,860 436.80 214,340 466.20 73,280 385.00 43,200 376.40

16 354,920 464.50 228,780 493.30 76,470 412.30 46,470 405.80

17 386,450 481.10 252,900 510.90 81,050 422.20 49,500 422.10

Disabled adult children 757,200 567.10 588,140 587.70 133,230 492.50 33,840 502.50

18–19 12,960 463.20 8,840 485.20 2,860 398.90 1,170 456.80

20–24 58,290 485.20 36,990 505.60 15,150 441.40 5,710 468.70

25–29 62,260 519.30 41,860 541.90 15,390 470.80 4,660 464.30

30–34 75,800 553.40 54,110 569.70 16,680 513.80 4,700 506.50

35–39 95,550 574.10 71,250 594.80 19,250 513.20 4,860 513.90

40–44 109,920 589.30 85,980 608.80 19,700 516.90 4,090 526.70

45–49 100,320 599.00 80,280 622.40 16,650 503.40 3,190 508.60

50–54 77,020 603.00 63,940 622.60 10,750 500.50 2,230 536.70

55–59 57,700 604.30 49,510 619.10 6,790 502.50 1,350 569.10

60–64 40,340 600.00 35,210 612.10 4,140 502.70 910 563.00

65–69 27,180 561.90 23,770 572.80 2,840 474.80 550 539.80

70–74 18,360 536.80 16,730 544.30 1,410 457.00 210 485.50

75–79 12,600 497.30 11,540 503.70 920 416.30 140 503.40

80 or older 8,900 472.80 8,130 480.10 700 391.20 70 435.70

Students, aged 18–19 128,020 531.50 84,810 559.70 28,320 465.00 13,680 485.30

18 118,590 531.30 79,140 558.80 25,530 463.30 12,750 487.40

19 9,430 533.90 5,670 572.70 2,790 480.90 930 456.90

Children of retired workers

Subtotal 480,490 445.50 350,110 471.70 96,830 395.40 32,750 316.30

Under age 18 273,330 416.90 180,130 444.70 68,090 386.50 24,700 300.10

Under 1 730 395.20 460 426.30 240 337.50 30 381.70

1 1,130 385.70 770 392.50 260 402.20 100 291.10

2 1,790 377.50 1,160 399.50 390 387.00 240 255.70

3 2,740 386.60 1,730 400.40 720 382.90 280 319.70

4 3,370 370.20 2,210 385.90 780 370.10 380 278.90

5 4,960 365.00 3,010 388.10 1,380 347.30 570 285.70

6 6,300 367.10 4,150 392.70 1,470 358.20 650 228.50

7 7,780 391.60 4,780 412.90 2,290 383.60 700 277.20

8 9,170 391.00 5,540 409.80 2,790 388.50 840 275.50

9 11,710 392.60 7,270 414.90 3,360 389.60 1,050 254.40

10 13,560 377.90 8,580 397.60 3,740 366.70 1,230 277.20

11 17,680 384.20 11,260 414.50 4,790 357.20 1,620 255.20

12 20,730 400.10 13,670 423.80 5,360 375.20 1,620 289.70

13 25,270 406.00 16,310 440.00 6,880 360.60 2,020 290.00

14 29,880 407.60 19,840 432.10 7,460 382.00 2,550 291.60

15 34,220 417.30 23,080 443.80 7,830 390.80 3,260 296.60

16 37,930 452.60 25,860 482.10 8,540 413.90 3,470 329.00

17 44,380 468.40 30,450 499.50 9,810 419.90 4,090 354.40

(Continued)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.13

Children of retired workers (cont.)

Disabled adult children 192,750 481.40 159,730 497.60 25,620 413.00 7,030 365.70

18–19 2,210 447.50 1,700 460.40 380 407.50 130 395.80

20–24 9,980 441.30 6,950 471.70 2,250 388.20 740 314.30

25–29 14,780 456.20 11,330 478.00 2,640 403.60 780 317.80

30–34 24,180 475.10 19,540 490.10 3,300 407.20 1,300 429.40

35–39 35,880 492.50 29,820 509.60 4,690 420.70 1,310 360.90

40–44 44,560 500.80 37,850 515.20 5,500 429.30 1,160 375.50

45–49 32,630 483.80 27,840 497.80 3,820 412.60 870 346.60

50–54 17,450 478.00 14,970 489.20 1,960 417.70 500 376.50

55–59 7,320 454.80 6,410 465.80 740 373.50 150 310.70

60–64 2,720 468.50 2,420 475.80 250 427.40 40 377.30

65–69 720 459.30 630 470.60 50 335.20 40 437.50

70 or older 320 386.30 270 392.90 40 345.90 10 368.00

Students, aged 18–19 14,410 509.20 10,250 543.20 3,120 445.00 1,020 367.70

18 13,490 512.00 9,740 545.60 2,780 446.40 950 363.70

19 920 467.60 510 496.80 340 433.30 70 421.60

Children of deceased workers

Subtotal 1,906,680 602.70 1,234,420 650.50 418,120 505.20 240,480 527.80

Under age 18 1,339,820 590.90 807,480 648.00 309,700 491.70 211,070 518.80

Under 1 2,170 606.70 870 665.30 330 486.40 970 595.00

1 6,310 565.60 3,110 626.30 1,320 450.70 1,880 545.80

2 12,410 557.90 6,810 618.40 2,500 430.50 3,100 527.80

3 16,840 553.60 9,360 612.50 3,580 459.90 3,890 497.80

4 23,970 555.90 13,550 611.30 5,170 455.40 5,240 511.90

5 31,100 559.20 18,030 624.50 7,090 451.80 5,970 488.70

6 37,620 556.60 21,660 615.50 8,720 456.30 7,200 502.20

7 46,030 568.50 27,360 624.00 10,270 465.20 8,380 514.40

8 54,160 560.10 32,010 619.20 12,350 453.30 9,750 502.40

9 66,610 565.00 39,520 625.20 15,650 454.20 11,250 508.20

10 79,920 558.40 46,720 615.20 19,650 463.60 13,100 499.90

11 94,810 564.90 57,070 626.70 22,170 453.90 14,870 496.90

12 108,540 567.60 63,600 625.90 26,930 477.00 17,060 496.50

13 125,740 586.50 74,720 644.50 30,440 491.20 19,230 513.50

14 137,950 592.00 83,740 648.60 32,460 495.20 20,160 513.60

15 151,760 609.00 93,920 665.70 34,920 509.40 20,930 525.30

16 164,140 624.40 101,380 677.30 37,180 531.60 23,400 544.60

17 179,740 637.70 114,050 686.90 38,970 543.30 24,690 558.90

Disabled adult children 500,970 626.30 385,120 648.80 92,910 541.60 21,710 587.90

18–19 5,870 603.10 3,850 642.00 1,380 505.50 610 577.20

20–24 27,660 615.50 16,320 654.00 7,990 543.30 3,090 599.30

25–29 31,060 631.90 19,610 666.50 8,650 563.00 2,560 587.90

30–34 39,570 651.60 25,950 686.00 10,910 584.40 2,520 590.20

35–39 52,610 652.60 36,390 688.10 13,030 564.10 3,090 607.30

40–44 63,200 657.10 46,570 690.80 13,730 555.30 2,800 593.80

45–49 67,470 655.60 52,340 689.20 12,710 532.40 2,320 569.30

50–54 59,530 639.80 48,930 663.70 8,790 518.90 1,730 583.00

55–59 50,380 626.10 43,100 641.90 6,050 518.30 1,200 601.30

60–64 37,620 609.50 32,790 622.20 3,890 507.60 870 571.60

65–69 26,460 564.70 23,140 575.60 2,790 477.30 510 547.90

70–74 18,140 538.80 16,550 546.10 1,380 459.20 200 491.40

75–79 12,570 497.60 11,520 503.80 910 417.40 140 503.40

80 or older 8,830 473.10 8,060 480.60 700 391.20 70 435.70

Students, aged 18–19 65,890 664.10 41,820 713.40 15,510 557.60 7,700 605.00

18 60,680 665.40 38,780 713.70 13,900 557.10 7,180 607.70

19 5,210 648.50 3,040 710.20 1,610 561.20 520 568.00

(Continued)

Table 5.A1.4—Number and average monthly benefit for children, by type of benefit, age, and race,

December 2003—Continued

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

5.14 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Children of disabled workers

Subtotal 1,579,310 253.90 1,034,290 268.20 327,100 232.00 209,260 217.10

Under age 18 1,468,110 246.10 958,260 259.90 302,710 224.80 199,200 211.60

Under 1 7,720 211.20 4,800 221.10 1,620 188.60 1,290 204.00

1 17,650 201.50 10,940 219.30 3,930 175.90 2,680 165.20

2 24,490 199.90 15,640 210.40 4,970 185.90 3,800 174.60

3 31,620 206.30 20,010 221.50 7,110 177.90 4,410 183.00

4 38,770 204.50 25,150 215.10 8,030 181.00 5,430 189.60

5 44,870 204.60 28,830 215.30 9,180 190.10 6,630 178.20

6 52,840 207.50 34,010 217.40 10,970 196.10 7,690 180.50

7 60,720 209.30 39,520 220.40 12,230 190.50 8,740 185.00

8 69,520 216.60 45,500 230.50 13,930 193.20 9,790 186.30

9 80,310 217.90 51,830 229.70 16,790 202.90 11,220 185.10

10 91,720 223.40 59,220 234.50 19,830 210.40 12,260 192.80

11 103,050 226.10 66,530 236.90 21,430 215.60 14,600 193.80

12 115,540 233.40 75,050 247.00 23,830 213.20 15,890 199.60

13 129,040 240.90 83,970 252.30 26,620 224.00 17,660 211.40

14 137,190 252.40 89,980 265.40 28,690 234.30 17,780 216.10

15 147,880 264.60 97,340 279.00 30,530 241.40 19,010 226.20

16 152,850 295.70 101,540 312.40 30,750 267.70 19,600 253.70

17 162,330 311.20 108,400 328.80 32,270 276.60 20,720 272.40

Disabled adult children 63,480 359.70 43,290 376.60 14,700 320.70 5,100 327.90

18–19 4,880 301.90 3,290 314.50 1,100 262.30 430 304.40

20–24 20,650 331.90 13,720 346.30 4,910 299.80 1,880 314.70

25–29 16,420 362.90 10,920 384.60 4,100 319.80 1,320 311.10

30–34 12,050 387.80 8,620 400.00 2,470 344.00 880 380.50

35–39 7,060 404.40 5,040 424.70 1,530 363.10 460 322.50

40 or older 2,420 421.80 1,700 428.50 590 400.80 130 429.50

Students, aged 18–19 47,720 355.30 32,740 368.50 9,690 323.30 4,960 323.70

18 44,420 354.10 30,620 366.80 8,850 321.10 4,620 325.80

19 3,300 371.40 2,120 393.80 840 346.20 340 294.40

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

a. Includes 23,120 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those groups is not available.

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.A1.4—Number and average monthly benefit for children, by type of benefit, age, and race,

December 2003—Continued

Age

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.15

Table 5.A1.5—Number and average monthly benefit for widowed mothers and fathers, by age, sex,

marital status, and race, December 2003

Age, sex, and marital status

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All widowed mothers and fathers 188,320 659.70 128,940 706.50 28,640 565.90 29,260 548.60

By age

Under 20 90 386.00 40 392.00 0 . . . 50 381.20

20–24 2,620 520.50 1,580 546.10 260 430.70 780 498.50

20 160 533.00 80 588.10 10 583.00 70 462.90

21 320 479.90 180 480.20 10 392.00 130 486.20

22 410 517.10 270 532.60 20 193.50 120 536.30

23 720 548.70 450 590.90 60 454.20 210 485.40

24 1,010 512.60 600 532.80 160 444.50 250 507.60

25–29 9,040 539.00 5,910 573.70 1,130 428.80 1,980 501.10

25 1,150 545.00 690 599.00 160 368.40 300 514.90

26 1,420 488.10 950 536.00 150 413.90 310 386.40

27 1,880 549.60 1,180 576.50 260 458.10 440 531.60

28 2,220 544.40 1,540 571.80 290 420.00 390 528.80

29 2,370 553.30 1,550 585.30 270 454.30 540 514.40

30–34 20,960 560.30 13,890 598.00 3,150 471.50 3,740 497.60

30 2,790 560.40 1,900 594.50 380 512.20 490 472.10

31 3,460 535.50 2,100 568.10 640 480.10 660 487.30

32 4,230 568.80 2,850 607.00 670 478.90 700 502.00

33 5,080 555.80 3,350 594.20 740 456.90 950 499.70

34 5,400 573.60 3,690 613.20 720 450.50 940 512.80

35–39 33,760 611.20 22,710 660.80 4,840 522.50 5,960 500.00

35 5,460 595.20 3,600 644.60 780 507.10 1,030 489.70

36 6,470 592.00 4,170 638.10 1,090 500.00 1,170 519.90

37 7,060 612.00 4,900 646.00 920 503.90 1,220 556.20

38 7,040 602.40 4,660 660.50 980 525.20 1,350 464.40

39 7,730 645.90 5,380 702.80 1,070 569.90 1,190 472.00

40–44 43,630 676.10 30,260 725.90 6,320 565.70 6,760 559.20

40 8,360 650.10 5,780 696.50 1,300 539.70 1,220 552.60

41 8,690 657.10 5,850 709.40 1,300 532.30 1,480 561.90

42 8,850 682.50 6,280 733.10 1,190 584.00 1,350 532.80

43 9,070 687.50 6,220 732.40 1,310 610.90 1,450 568.70

44 8,660 701.90 6,130 755.60 1,220 562.80 1,260 579.70

45–49 36,800 714.60 25,500 765.60 5,550 612.20 5,410 583.30

45 7,990 708.20 5,640 754.90 1,100 581.30 1,140 612.20

46 8,160 708.80 5,680 763.80 1,180 609.20 1,260 562.50

47 7,800 712.60 5,220 769.60 1,310 612.30 1,190 581.10

48 6,840 729.90 4,760 774.70 1,030 638.80 1,000 606.20

49 6,010 716.30 4,200 767.00 930 622.90 820 550.30

50–54 20,970 716.90 14,200 759.90 3,450 623.80 3,020 620.60

50 5,170 710.30 3,570 765.90 870 557.10 680 607.40

51 4,960 726.70 3,460 747.40 660 665.10 740 672.70

52 4,220 697.90 2,950 751.50 680 622.70 530 521.50

53 3,550 727.90 2,280 763.40 590 668.20 640 660.50

54 3,070 725.50 1,940 780.00 650 631.80 430 614.50

55–59 11,200 731.30 8,140 764.80 2,050 635.30 940 664.50

55 2,740 755.50 1,880 793.30 530 643.60 310 723.30

56 2,610 748.60 1,950 766.70 500 702.20 150 678.50

57 2,360 704.20 1,830 750.40 320 520.90 190 594.10

58 1,810 716.90 1,240 748.80 370 641.90 190 683.50

59 1,680 719.00 1,240 755.80 330 623.90 100 558.40

60–61 3,650 725.50 2,700 738.00 700 681.40 240 702.90

60 1,680 744.50 1,280 761.60 280 699.10 120 668.40

61 1,970 709.30 1,420 716.80 420 669.60 120 737.50

62 or older 5,600 700.50 4,010 750.90 1,190 582.00 380 547.10

(Continued)
5.A OASDI Current-Pay Benefits: Summary

5.16 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

By sex and marital status

Women 176,540 665.40 121,110 714.10 26,590 565.60 27,410 549.80

Mothers 159,730 666.50 108,310 717.50 24,700 564.40 25,380 550.90

Surviving divorced mothers 16,810 654.40 12,800 685.30 1,890 581.60 2,030 536.60

Men 11,780 575.50 7,830 588.00 2,050 569.90 1,850 530.50

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTES: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

. . . = not applicable.

a. Includes 1,480 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.A1.5—Number and average monthly benefit for widowed mothers and fathers, by age, sex,

marital status, and race, December 2003—Continued

Age, sex, and marital status

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.17

Table 5.A1.6—Number and average monthly benefit for nondisabled widow(er)s, by sex, age, marital status,

and race, December 2003

Age, sex, and marital status

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All nondisabled widow(er)s 4,499,900 888.30 3,909,940 910.20 386,790 709.70 190,980 800.90

Women

Subtotal 4,458,120 890.10 3,881,710 911.60 380,760 710.10 183,540 805.60

By age

60–61 130,540 885.20 71,620 918.30 9,610 742.70 49,250 865.10

60 53,430 894.30 18,240 946.20 2,300 737.10 32,870 876.60

61 77,110 878.90 53,380 908.80 7,310 744.50 16,380 842.00

62–64 300,930 873.80 235,690 893.50 32,600 740.10 32,410 866.80

62 89,660 881.30 65,620 897.90 9,010 735.30 14,980 896.70

63 102,770 876.40 81,480 896.30 11,940 753.40 9,270 863.20

64 108,500 865.10 88,590 887.60 11,650 730.10 8,160 816.10

65–69 646,870 894.40 543,170 918.10 70,450 736.80 31,830 842.80

65 127,670 892.00 100,550 904.30 13,700 727.30 13,250 969.80

66 122,750 902.10 103,760 929.30 13,350 748.90 5,400 767.30

67 128,880 893.90 109,240 922.60 14,300 727.50 4,930 749.90

68 132,610 889.60 113,380 914.70 14,630 733.00 4,300 765.70

69 134,960 894.70 116,240 919.10 14,470 747.80 3,950 719.70

70–74 695,030 888.70 601,410 915.70 71,340 713.70 20,080 708.60

70 122,370 884.70 104,690 914.70 13,330 707.90 4,000 697.60

71 131,860 884.90 112,770 914.00 14,500 711.50 4,190 705.10

72 137,510 890.50 118,860 916.00 14,590 725.20 3,720 724.00

73 151,390 890.10 132,580 914.60 14,350 720.10 3,980 707.00

74 151,900 892.20 132,510 918.90 14,570 703.20 4,190 710.50

75–79 864,130 882.00 767,410 903.60 74,670 707.50 19,400 705.20

75 161,410 886.60 142,210 909.20 15,030 721.00 3,700 694.80

76 170,950 884.40 151,320 906.40 15,030 711.10 3,910 710.30

77 175,410 883.00 155,280 904.30 15,460 710.30 4,120 724.50

78 174,000 879.70 155,110 901.30 14,690 703.10 3,750 689.80

79 182,360 877.20 163,490 897.70 14,460 691.40 3,920 704.10

80–84 852,390 898.70 771,330 918.30 62,200 694.90 15,890 736.40

80 176,880 884.10 159,140 904.80 13,690 690.10 3,420 697.70

81 178,480 890.00 160,640 910.70 13,660 693.60 3,590 711.60

82 181,020 897.10 164,750 914.70 12,650 692.40 3,060 759.70

83 170,070 910.40 154,420 930.00 11,850 693.40 3,160 746.00

84 145,940 915.30 132,380 934.40 10,350 707.40 2,660 781.30

85–89 568,720 919.30 522,700 936.30 35,050 697.40 9,110 750.70

85 137,280 927.30 125,800 944.60 8,650 705.00 2,330 765.10

86 121,460 929.50 111,860 946.30 7,340 709.00 1,900 746.80

87 113,830 916.40 103,960 936.30 7,660 685.40 1,970 735.90

88 103,460 913.70 95,580 928.40 6,000 706.70 1,510 766.70

89 92,690 903.80 85,500 919.40 5,400 676.20 1,400 735.80

90–94 295,360 872.30 272,950 888.60 17,700 647.40 4,140 715.90

95 or older 104,150 812.90 95,430 830.40 7,140 607.20 1,430 646.70

By marital status

Widows 4,137,320 888.90 3,621,600 910.70 343,970 703.90 160,330 790.60

Surviving divorced wives (nondisabled) 320,800 905.50 260,110 924.70 36,790 767.80 23,210 909.20

(Continued)
5.A OASDI Current-Pay Benefits: Summary

5.18 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Men

Subtotal 41,780 701.10 28,230 709.60 6,030 683.00 7,440 684.60

60–61 8,700 669.90 4,570 676.60 680 699.00 3,450 655.20

62–64 12,010 788.80 8,490 785.50 1,570 788.50 1,950 803.30

65–69 7,640 778.00 5,380 783.90 1,410 758.90 830 774.90

70–74 4,090 661.90 2,760 705.80 860 595.80 440 526.60

75–79 3,490 636.20 2,500 666.00 660 559.00 330 565.00

80–84 2,490 556.70 1,850 564.30 420 555.40 220 495.30

85–89 1,680 534.90 1,280 541.30 210 578.20 180 408.90

90 or older 1,680 496.70 1,400 503.40 220 450.90 40 561.80

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

a. Includes 12,190 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.A1.6—Number and average monthly benefit for nondisabled widow(er)s, by sex, age, marital status,

and race, December 2003—Continued

Age, sex, and marital status

All races a White Black Other b

Number c

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.19

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A1.7—Number and average monthly benefit for disabled widow(er)s, by age, sex, marital status,

and race, December 2003

Age, sex, and marital status

All races a

a. Includes 640 persons of unknown race.

White Black Other b

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

Number c

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All disabled widow(er)s 207,630 562.30 143,390 577.80 39,080 499.70 24,520 571.60

By age

50–54 26,820 576.10 15,380 587.20 5,510 516.40 5,820 605.40

50 2,320 562.70 750 538.50 420 484.60 1,140 611.80

51 4,020 607.90 2,070 599.00 870 548.00 1,080 673.40

52 5,230 572.90 3,170 599.30 1,080 491.80 960 581.60

53 6,650 575.80 3,930 591.60 1,460 522.40 1,240 587.30

54 8,600 566.90 5,460 579.20 1,680 518.50 1,400 580.20

55–59 77,480 567.30 51,660 579.30 13,540 504.70 12,110 586.10

55 10,610 569.70 6,820 575.90 2,180 532.80 1,610 593.60

56 14,550 572.90 9,440 589.30 2,590 479.80 2,460 607.40

57 15,620 560.10 10,720 567.30 2,510 513.90 2,330 576.50

58 16,580 570.20 11,080 588.40 2,800 499.00 2,690 571.70

59 20,120 565.10 13,600 576.10 3,460 503.70 3,020 584.90

60–64 103,330 555.00 76,350 575.00 20,030 491.70 6,590 515.00

60 22,020 555.80 15,750 568.90 3,760 512.50 2,460 537.70

61 22,140 553.80 16,540 572.50 4,400 492.20 1,090 516.10

62 20,900 557.10 15,570 584.50 4,300 474.50 1,000 485.70

63 19,470 555.80 14,370 574.50 3,850 495.00 1,150 514.00

64 18,800 552.30 14,120 574.50 3,720 486.30 890 484.90

By sex and marital status

Women 201,390 567.40 139,530 583.30 37,730 502.20 23,510 578.00

Widows 172,760 566.70 119,210 584.40 32,900 496.80 20,130 577.30

Surviving divorced wives 28,630 571.30 20,320 576.90 4,830 539.00 3,380 582.10

Men 6,240 397.90 3,860 381.80 1,350 429.60 1,010 421.00

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.
5.A OASDI Current-Pay Benefits: Summary

5.20 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A1.8—Number and average monthly benefit for parents, by age, sex, and race, December 2003

Age and sex

All races a

a. Includes 50 persons of unknown race.

White Black Other b

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

Number c

c. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All parents 2,190 803.10 1,190 830.40 240 827.50 710 761.20

By age

62–64 30 1,025.30 0 . . . 10 1,113.00 20 981.50

65–69 150 826.40 50 1,001.50 20 850.80 70 725.90

70–74 330 896.70 140 929.30 30 1,164.90 160 817.90

75–79 400 821.40 180 867.30 30 1,043.40 170 720.20

80–84 440 747.10 310 768.90 30 817.90 90 678.50

85–89 430 872.10 210 964.60 50 760.70 170 790.60

90 or older 410 672.90 300 703.00 70 594.90 30 709.30

By sex

Women 1,890 818.10 1,090 835.50 220 848.00 530 787.40

Men 300 708.90 100 774.50 20 602.50 180 684.20

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTES: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

. . . = not applicable.
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.21

 

Table 5.A3—Number and average monthly benefit, with reduction for early retirement, by type of benefit,

sex, age, and race, December 2003

Age and type of benefit

All races a White Black Other b

Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Retired workers

Total 21,247,240 857.60 18,986,490 871.70 1,621,080 755.60 600,490 695.10

62–64 2,587,310 858.60 2,242,920 874.10 228,450 797.30 115,910 680.00

62 708,390 847.60 613,470 862.70 59,700 796.90 35,220 670.80

63 906,650 860.60 786,430 875.60 81,090 799.70 39,120 685.40

64 972,270 864.80 843,020 881.00 87,660 795.40 41,570 682.70

65–69 5,518,840 871.90 4,841,580 888.40 467,500 783.20 208,920 690.20

65 1,242,370 911.40 1,084,660 929.50 104,850 825.20 52,820 711.10

66 1,169,680 899.80 1,022,150 917.40 100,370 811.10 47,140 708.80

67 1,096,470 864.30 962,440 880.20 91,500 781.70 42,410 680.10

68 1,037,070 842.30 912,900 857.90 89,080 745.70 34,870 682.80

69 973,250 828.10 859,430 843.40 81,700 737.40 31,680 649.30

70–74 4,465,820 837.00 3,990,390 850.80 346,240 737.30 122,270 676.30

70 906,340 832.80 800,890 847.80 75,710 735.90 29,100 673.60

71 922,980 848.20 817,770 862.70 77,590 751.30 26,880 692.30

72 900,490 836.50 807,140 850.40 67,270 737.10 24,750 664.10

73 897,790 834.00 809,340 846.60 64,320 733.10 22,620 675.40

74 838,220 832.80 755,250 845.80 61,350 725.90 18,920 674.60

75–79 3,843,770 848.20 3,489,350 860.70 265,280 730.90 75,590 704.00

75 833,440 846.40 753,720 859.10 59,390 736.50 17,250 696.30

76 818,700 851.40 740,680 864.60 58,020 733.40 17,150 698.10

77 758,340 842.90 689,770 855.00 51,680 726.50 14,270 700.50

78 737,610 857.60 670,490 869.90 50,440 735.40 14,210 726.70

79 695,680 842.30 634,690 854.30 45,750 720.60 12,710 701.00

80–84 2,691,120 841.70 2,463,820 853.20 171,010 713.20 45,830 717.90

80 637,940 838.10 583,290 849.70 40,420 712.20 12,080 709.80

81 590,760 840.20 539,360 851.20 38,390 722.30 10,440 719.20

82 562,130 838.60 516,110 849.90 34,710 705.20 9,240 717.50

83 485,690 840.40 445,620 851.70 30,480 711.50 7,710 714.50

84 414,600 855.20 379,440 867.40 27,010 713.80 6,360 735.50

85–89 1,446,090 918.20 1,330,540 930.20 88,330 765.10 21,590 815.20

85 386,100 893.40 356,080 904.40 22,620 751.30 5,710 776.20

86 329,260 920.10 303,450 931.50 19,400 767.80 5,050 834.00

87 284,590 947.50 260,920 960.80 18,780 790.60 3,850 836.30

88 241,890 929.90 223,390 941.80 13,840 770.20 3,740 827.50

89 204,250 907.30 186,700 920.90 13,690 743.90 3,240 815.10

90–94 562,540 873.30 511,350 887.30 41,170 718.50 8,590 784.90

95 or older 131,750 807.60 116,540 828.10 13,100 636.20 1,790 696.10

Men

Subtotal 10,540,940 957.70 9,438,360 976.20 769,360 820.40 317,730 748.70

62–64 1,331,110 1,022.50 1,150,820 1,051.90 119,510 872.90 60,760 762.00

62 359,570 1,018.50 310,740 1,047.70 31,730 871.70 17,100 760.70

63 468,100 1,024.20 404,470 1,053.40 42,140 876.90 21,480 763.30

64 503,440 1,023.90 435,610 1,053.40 45,640 869.90 22,180 761.70

65–69 2,928,080 1,009.90 2,569,240 1,036.10 241,930 857.90 116,310 748.60

65 656,960 1,068.40 573,390 1,098.60 53,940 906.30 29,600 780.10

66 620,770 1,048.20 542,190 1,077.10 52,480 890.80 26,090 765.00

67 582,490 998.20 510,200 1,024.20 48,160 855.00 24,030 735.00

68 550,310 968.70 485,560 992.00 45,350 817.30 19,220 739.80

69 517,550 946.80 457,900 969.60 42,000 801.70 17,370 699.10

70–74 2,374,040 941.00 2,131,900 959.40 173,700 798.50 64,790 729.80

70 482,190 945.20 427,480 967.00 38,560 796.40 15,730 723.20

71 490,410 962.30 436,540 982.30 39,290 817.10 14,170 756.10

72 480,160 939.10 432,510 957.10 33,630 797.50 13,230 723.70

73 479,320 931.60 434,390 948.00 32,250 791.20 11,820 720.90

74 441,960 925.40 400,980 941.10 29,970 785.80 9,840 721.30

(Continued)
5.A OASDI Current-Pay Benefits: Summary

5.22 ♦ Annual Statistical Supplement, 2004

Men (cont.)

75–79 1,928,910 929.00 1,761,960 943.70 123,180 783.10 38,550 743.00

75 433,240 939.20 394,330 954.70 28,940 792.90 8,910 743.80

76 417,460 941.40 380,160 957.70 27,210 789.10 8,800 727.10

77 380,040 920.20 347,940 934.60 23,840 770.30 7,320 736.30

78 362,900 934.60 332,010 948.40 22,930 787.80 6,950 776.20

79 335,270 904.50 307,520 917.30 20,260 771.00 6,570 735.60

80–84 1,232,390 863.00 1,135,730 873.80 70,050 736.50 22,780 729.80

80 304,800 883.80 280,490 895.30 17,240 754.00 6,240 736.20

81 278,400 872.60 255,550 884.60 16,710 745.90 5,150 721.20

82 256,250 857.70 236,870 868.30 14,170 724.30 4,470 734.50

83 215,800 836.90 199,310 847.00 11,910 712.90 3,880 712.50

84 177,140 851.40 163,510 860.60 10,020 736.00 3,040 746.20

85–89 550,190 940.90 510,300 950.10 28,440 818.40 9,590 829.20

85 159,430 906.50 148,280 915.20 8,020 793.10 2,590 768.60

86 129,330 943.50 120,390 952.10 6,290 813.90 2,230 849.10

87 106,390 982.80 98,490 993.10 5,890 850.30 1,670 867.50

88 86,140 962.70 80,160 972.30 4,110 826.00 1,560 850.80

89 68,900 924.00 62,980 933.20 4,130 821.60 1,540 839.20

90–94 168,500 878.20 154,070 887.30 10,070 761.80 4,080 822.20

95 or older 27,720 784.50 24,340 799.60 2,480 649.60 870 742.60

Women

Subtotal 10,706,300 759.10 9,548,130 768.30 851,720 697.10 282,760 634.90

62–64 1,256,200 684.90 1,092,100 686.80 108,940 714.40 55,150 589.70

62 348,820 671.50 302,730 672.80 27,970 712.10 18,120 586.00

63 438,550 686.00 381,960 687.40 38,950 716.10 17,640 590.50

64 468,830 693.90 407,410 696.60 42,020 714.40 19,390 592.40

65–69 2,590,760 716.00 2,272,340 721.30 225,570 703.00 92,610 616.80

65 585,410 735.30 511,270 740.00 50,910 739.30 23,220 623.00

66 548,910 732.00 479,960 736.90 47,890 723.70 21,050 639.10

67 513,980 712.40 452,240 717.80 43,340 700.30 18,380 608.30

68 486,760 699.40 427,340 705.50 43,730 671.40 15,650 612.80

69 455,700 693.40 401,530 699.60 39,700 669.40 14,310 588.90

70–74 2,091,780 718.90 1,858,490 726.20 172,540 675.70 57,480 616.00

70 424,150 705.00 373,410 711.50 37,150 673.20 13,370 615.30

71 432,570 718.90 381,230 725.80 38,300 683.80 12,710 621.30

72 420,330 719.40 374,630 727.20 33,640 676.70 11,520 595.60

73 418,470 722.20 374,950 729.20 32,070 674.70 10,800 625.60

74 396,260 729.40 354,270 737.80 31,380 668.70 9,080 624.00

75–79 1,914,860 766.80 1,727,390 776.00 142,100 685.70 37,040 663.40

75 400,200 746.00 359,390 754.10 30,450 683.00 8,340 645.60

76 401,240 757.70 360,520 766.40 30,810 684.20 8,350 667.60

77 378,300 765.30 341,830 773.90 27,840 689.00 6,950 662.90

78 374,710 783.00 338,480 793.00 27,510 691.80 7,260 679.20

79 360,410 784.60 327,170 795.10 25,490 680.50 6,140 664.00

80–84 1,458,730 823.80 1,328,090 835.50 100,960 697.00 23,050 706.10

80 333,140 796.40 302,800 807.40 23,180 681.20 5,840 681.60

81 312,360 811.30 283,810 821.20 21,680 704.10 5,290 717.30

82 305,880 822.60 279,240 834.30 20,540 692.10 4,770 701.60

83 269,890 843.30 246,310 855.50 18,570 710.70 3,830 716.50

84 237,460 858.10 215,930 872.60 16,990 700.70 3,320 725.80

85–89 895,900 904.30 820,240 917.80 59,890 739.70 12,000 804.00

85 226,670 884.20 207,800 896.60 14,600 728.30 3,120 782.60

86 199,930 905.00 183,060 917.90 13,110 745.70 2,820 822.10

87 178,200 926.50 162,430 941.20 12,890 763.30 2,180 812.40

88 155,750 911.80 143,230 924.80 9,730 746.60 2,180 810.90

89 135,350 898.80 123,720 914.70 9,560 710.30 1,700 793.40

(Continued)

Table 5.A3—Number and average monthly benefit, with reduction for early retirement, by type of benefit,

sex, age, and race, December 2003—Continued

Age and type of benefit

All races a White Black Other b

Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.23

Women (cont.)

90–94 394,040 871.20 357,280 887.30 31,100 704.40 4,510 751.30

95 or older 104,030 813.70 92,200 835.60 10,620 633.10 920 652.20

Disabled workers

Total 41,810 1,054.30 33,320 1,093.60 5,790 954.20 2,700 784.10

62 4,320 1,118.10 3,280 1,159.80 680 1,040.80 360 884.40

63 13,140 1,084.70 10,560 1,126.90 1,690 964.00 890 813.00

64 19,290 1,036.00 15,430 1,072.00 2,650 942.90 1,210 781.90

65 5,060 990.90 4,050 1,036.00 770 894.90 240 537.20

Men

Subtotal 26,850 1,204.50 21,770 1,251.40 3,290 1,088.50 1,790 846.70

62 2,890 1,257.60 2,210 1,318.60 410 1,160.90 270 905.20

63 8,510 1,232.90 6,950 1,285.40 950 1,082.30 610 870.00

64 12,290 1,189.50 9,990 1,230.50 1,520 1,092.50 780 853.00

65 3,160 1,137.50 2,620 1,184.30 410 1,015.70 130 578.10

Women

Subtotal 14,960 784.90 11,550 796.30 2,500 777.40 910 660.80

62 1,430 836.30 1,070 831.90 270 858.60 90 822.10

63 4,630 812.10 3,610 821.70 740 812.00 280 688.70

64 7,000 766.70 5,440 780.90 1,130 741.70 430 652.90

65 1,900 747.00 1,430 764.20 360 757.40 110 488.90

Spouses

Total 2,134,430 442.30 1,964,310 450.60 91,150 365.00 73,950 321.60

Wives

Subtotal 2,123,240 443.40 1,956,560 451.40 89,610 367.00 72,060 324.20

By age

62–64 289,530 419.40 258,320 431.40 14,880 342.30 16,110 299.40

62 74,260 409.60 66,470 419.80 3,920 346.30 3,850 298.70

63 100,420 417.50 89,400 430.00 4,940 342.50 6,000 294.10

64 114,850 427.40 102,450 440.20 6,020 339.60 6,260 304.90

65–69 600,210 454.30 541,240 465.40 30,440 377.70 27,600 325.50

65 129,550 454.90 115,590 467.10 6,680 389.20 7,170 321.00

66 121,330 459.50 108,830 472.00 6,450 383.70 5,920 315.00

67 119,130 457.20 107,590 468.60 5,670 372.50 5,710 331.40

68 117,420 453.10 106,330 463.60 6,000 365.10 4,870 336.60

69 112,780 446.20 102,900 454.80 5,640 376.10 3,930 327.30

70–74 533,410 447.00 494,910 454.40 21,980 370.20 15,160 325.80

70 106,970 446.60 98,210 456.00 4,640 353.40 3,910 325.00

71 109,760 447.60 101,580 455.30 4,850 364.20 3,020 331.20

72 108,760 449.10 101,570 455.70 4,040 385.70 2,870 313.70

73 108,250 446.90 100,700 452.90 4,550 385.00 2,740 332.20

74 99,670 444.60 92,850 451.70 3,900 364.10 2,620 327.60

75–79 408,070 440.30 383,990 445.20 14,340 368.80 8,320 345.50

75 96,130 445.30 89,930 450.90 3,690 372.40 2,110 341.70

76 91,430 446.00 86,450 450.70 3,050 377.10 1,650 340.60

77 79,890 438.20 74,880 444.20 2,950 355.30 1,820 336.10

78 74,010 437.80 69,720 442.10 2,480 368.60 1,550 365.20

79 66,610 430.30 63,010 434.00 2,170 370.00 1,190 347.50

80–84 217,030 439.50 206,380 443.40 5,910 358.80 3,860 354.40

85–89 63,990 456.40 61,290 460.20 1,580 363.90 920 369.60

90–94 10,300 420.50 9,810 423.80 400 350.70 90 372.20

95 or older 700 410.80 620 411.10 80 408.50 0 . . .

(Continued)

Table 5.A3—Number and average monthly benefit, with reduction for early retirement, by type of benefit,

sex, age, and race, December 2003—Continued

Age and type of benefit

All races a White Black Other b

Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

5.24 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Wives (cont.)

By type of benefit

Wives of retired workers 2,077,490 446.90 1,917,690 454.90 85,720 371.10 69,140 325.60

Wives of disabled workers 45,750 281.80 38,870 281.80 3,890 275.40 2,920 291.50

Husbands

Subtotal 11,190 239.10 7,750 240.80 1,540 250.50 1,890 223.10

Nondisabled widow(er)s

Total 2,620,080 815.90 2,207,640 833.90 264,980 676.30 141,580 798.20

60–64 454,170 868.70 321,870 890.70 44,820 738.50 87,180 855.10

60 56,890 880.80 19,400 928.70 2,510 733.90 34,960 864.80

61 82,350 865.50 56,790 895.30 7,780 741.80 17,740 824.90

62 93,790 876.90 68,280 892.80 9,440 737.30 16,020 891.60

63 107,120 873.40 84,660 892.90 12,630 755.00 9,750 861.10

64 114,020 853.80 92,740 876.40 12,460 721.70 8,710 804.10

65–69 545,920 867.50 459,880 890.60 61,480 722.70 23,380 800.00

65 116,910 882.40 94,090 897.80 12,730 732.90 9,940 928.10

66 108,810 880.20 92,140 906.90 12,460 739.60 4,010 716.70

67 109,900 867.60 93,520 894.90 12,310 710.20 3,710 709.90

68 107,480 855.10 92,020 879.10 12,220 713.20 3,030 706.50

69 102,820 850.10 88,110 873.40 11,760 716.70 2,690 679.90

70–74 465,970 832.90 400,930 857.60 51,990 681.30 11,550 664.00

70 90,120 843.00 77,090 869.80 10,360 688.30 2,430 659.20

71 92,090 836.00 78,630 862.60 10,640 681.50 2,530 666.40

72 92,240 833.20 79,250 857.20 10,480 684.80 2,270 688.00

73 97,490 829.80 84,840 851.80 10,160 685.70 2,150 663.90

74 94,030 822.90 81,120 847.60 10,350 666.50 2,170 641.60

75–79 472,620 797.90 414,620 818.10 47,500 651.60 9,140 649.10

75 95,690 815.60 83,530 836.80 10,010 677.30 1,870 625.60

76 97,590 807.40 85,440 828.40 9,940 656.80 1,930 664.00

77 96,390 796.50 84,090 816.30 10,080 653.90 1,880 682.10

78 91,500 790.50 80,700 809.50 8,890 647.40 1,670 641.50

79 91,450 778.00 80,860 798.40 8,580 617.40 1,790 630.20

80–84 376,490 766.20 335,310 784.30 34,170 616.20 5,970 608.10

85–89 192,430 721.50 173,760 736.20 15,440 578.10 2,870 592.90

90–94 84,760 685.60 76,330 700.10 7,170 552.80 1,150 554.80

95 or older 27,720 681.30 24,940 695.70 2,410 556.70 340 531.20

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

a. Includes 39,180 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

Table 5.A3—Number and average monthly benefit, with reduction for early retirement, by type of benefit,

sex, age, and race, December 2003—Continued

Age and type of benefit

All races a White Black Other b

Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.25

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A4—Number and total monthly benefits, by trust fund and type of benefit, December 1940–2003,

selected years

Year

OASDI

Retired

workers

Disabled

workers

Wives

and

husbands Children

Widowed

mothers

and

fathers Widow(er)s Parents

Special

age-72

Total beneficiaries

OASI

trust fund

DI

trust fund

Number

1940 222,488 222,488 . . . 112,331 . . . 29,749 54,648 20,499 4,437 824 . . .

1945 1,288,107 1,288,107 . . . 518,234 . . . 159,168 390,134 120,581 93,781 6,209 . . .

1950 3,477,243 3,477,243 . . . 1,770,984 . . . 508,350 699,703 169,438 314,189 14,579 . . .

1955 7,960,616 7,960,616 . . . 4,473,971 . . . 1,191,963 1,276,240 291,916 701,360 25,166 . . .

1957 11,128,897 10,979,047 149,850 6,197,532 149,850 1,827,048 1,502,077 328,309 1,095,137 28,944 . . .

1960 14,844,589 14,157,138 687,451 8,061,469 455,371 2,345,983 2,000,451 401,358 1,543,843 36,114 . . .

1965 20,866,767 19,127,716 1,739,051 11,100,584 988,074 2,806,912 3,092,659 471,816 2,371,433 35,289 . . .

1966 22,767,252 20,796,930 1,970,322 11,658,443 1,097,190 2,860,026 3,392,970 487,755 2,602,015 34,540 634,313

1970 26,228,629 23,563,634 2,664,995 13,349,175 1,492,948 2,951,552 4,122,305 523,136 3,227,160 28,729 533,624

1975 32,084,511 27,732,311 4,352,200 16,588,001 2,488,774 3,320,310 4,972,008 581,845 3,888,705 21,444 223,424

1980 35,584,955 30,906,511 4,678,444 19,562,085 2,858,680 3,477,427 4,606,517 562,316 4,410,515 14,779 92,636

1985 37,058,317 33,151,003 3,907,314 22,431,930 2,656,638 3,374,599 3,319,490 371,659 4,862,805 9,541 31,655

1990 39,832,125 35,566,144 4,265,981 24,838,100 3,011,294 3,366,975 3,187,010 303,923 5,111,482 5,908 7,433

1991 40,592,173 36,079,133 4,513,040 25,288,719 3,194,938 3,370,454 3,268,252 300,661 5,158,383 5,467 5,299

1992 41,507,188 36,617,492 4,889,696 25,757,727 3,467,783 3,382,189 3,391,173 294,176 5,205,375 5,083 3,682

1993 42,245,719 36,992,153 5,253,566 26,104,305 3,725,966 3,367,206 3,527,483 289,350 5,224,279 4,673 2,457

1994 42,883,470 37,299,951 5,583,519 26,407,756 3,962,954 3,337,484 3,653,887 283,072 5,232,379 4,318 1,620

1995 43,387,259 37,529,603 5,857,656 26,672,806 4,185,263 3,289,551 3,734,097 275,020 5,225,519 3,976 1,027

1996 43,736,836 37,664,802 6,072,034 26,898,072 4,385,623 3,194,080 3,802,791 242,135 5,209,812 3,670 653

1997 43,971,086 37,818,047 6,153,039 27,274,572 4,508,134 3,129,129 3,771,774 230,222 5,053,442 3,419 394

1998 44,245,731 37,911,161 6,334,570 27,510,535 4,698,319 3,054,073 3,768,928 220,610 4,989,855 3,186 225

1999 44,595,624 38,071,894 6,523,730 27,774,677 4,879,455 2,987,307 3,794,795 212,401 4,943,915 2,931 143

2000 45,414,794 38,741,432 6,673,362 28,498,945 5,042,334 2,963,326 3,802,863 203,052 4,901,437 2,748 89

2001 45,877,506 38,964,263 6,913,243 28,836,774 5,274,183 2,898,861 3,839,381 197,375 4,828,327 2,564 41

2002 46,444,317 39,233,049 7,221,268 29,190,137 5,543,981 2,832,767 3,910,256 194,117 4,770,638 2,400 21

2003 47,038,486 39,443,034 7,595,452 29,531,611 5,873,673 2,772,577 3,960,909 190,252 4,707,215 2,238 21

Total monthly benefits (thousands of dollars)

1940 4,070 4,070 . . . 2,539 . . . 361 668 402 90 11 . . .

1945 23,801 23,801 . . . 12,538 . . . 2,040 4,858 2,391 1,893 81 . . .

1950 126,857 126,857 . . . 77,678 . . . 11,995 19,366 5,801 11,481 535 . . .

1955 411,613 411,613 . . . 276,942 . . . 39,416 46,444 13,403 34,152 1,256 . . .

1957 605,455 594,552 10,904 400,250 10,904 62,802 57,952 16,102 55,944 1,501 . . .

1960 936,321 888,320 48,000 596,849 40,668 90,503 93,275 23,795 89,054 2,178 . . .

1965 1,516,802 1,395,817 120,986 931,532 96,599 120,796 159,428 30,882 174,883 2,683 . . .

1966 1,638,548 1,502,863 135,685 983,338 107,627 123,262 175,100 31,983 192,821 2,642 21,777

1970 2,628,326 2,385,926 242,400 1,576,551 196,010 175,323 279,845 45,258 328,245 2,965 24,128

1975 5,727,758 5,047,656 680,102 3,436,752 562,180 332,159 544,048 85,676 747,903 3,685 15,354

1980 10,682,791 9,422,206 1,260,585 6,678,216 1,059,792 569,528 864,242 138,426 1,358,836 4,080 9,672

1985 15,901,579 14,441,682 1,459,896 10,736,304 1,285,375 796,351 858,006 123,557 2,094,003 3,609 4,373

1990 21,686,763 19,716,655 1,970,108 14,966,531 1,768,313 1,004,852 991,628 124,340 2,827,012 2,849 1,238

1991 23,076,535 20,912,298 2,164,237 15,914,665 1,946,823 1,049,463 1,045,006 127,510 2,989,385 2,767 915

1992 24,442,156 22,033,164 2,408,992 16,810,432 2,171,080 1,089,504 1,100,812 128,748 3,138,250 2,676 655

1993 25,662,445 23,011,870 2,650,575 17,595,964 2,390,829 1,117,643 1,160,403 129,752 3,264,849 2,557 448

1994 26,936,223 24,032,186 2,904,037 18,415,099 2,620,982 1,144,466 1,226,468 131,463 3,394,982 2,459 303

1995 28,148,078 24,993,131 3,154,947 19,199,157 2,853,365 1,164,029 1,283,288 131,430 3,514,262 2,349 197

1996 29,426,079 26,017,474 3,408,605 20,038,023 3,087,223 1,177,458 1,356,685 124,678 3,639,632 2,252 129

1997 30,463,716 26,884,933 3,578,782 20,864,462 3,252,919 1,185,143 1,389,552 122,488 3,646,898 2,173 79

1998 31,298,873 27,519,891 3,778,982 21,449,654 3,444,259 1,179,882 1,417,362 120,247 3,685,349 2,074 46

1999 32,578,327 28,548,030 4,030,297 22,339,070 3,679,691 1,188,814 1,473,988 120,157 3,774,601 1,975 30

2000 34,848,920 30,517,277 4,331,642 24,066,918 3,965,304 1,233,598 1,547,808 120,812 3,912,527 1,934 19

2001 36,504,206 31,823,443 4,680,763 25,215,898 4,295,600 1,246,333 1,624,285 122,526 3,997,687 1,868 9

2002 37,854,453 32,823,008 5,031,445 26,125,090 4,625,445 1,242,317 1,692,471 124,267 4,043,051 1,806 5

2003 39,541,528 34,048,860 5,492,667 27,230,634 5,060,493 1,247,504 1,763,910 126,278 4,110,963 1,744 3

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

. . . = not applicable.
5.A OASDI Current-Pay Benefits: Summary

5.26 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A5—Number and average age, by type of

benefit, December 2003

Type of benefit

Number a

(thousands)

a. Provisions for Railroad Retirement beneficiaries are described in the section 

Social Security (Old-Age, Survivors, and Disability Insurance).

Average

age

Total, OASDI 47,053 66

OASI 39,455 71

Retired workers 29,548 74

Spouses of retired workers 2,622 72

Children of retired workers 480 24

Under age 18 273 13

Disabled adult children 193 40

Students, aged 18–19 14 18

Children of deceased workers 1,907 22

Under age 18 1,340 12

Disabled adult children 501 47

Students, aged 18–19 66 18

Nondisabled widow(er)s 4,500 77

Widowed mothers and fathers 188 43

Disabled widow(er)s 208 59

Parents of deceased workers 2 82

DI 7,598 43

Disabled workers 5,867 51

Spouses of disabled workers 152 50

Children of disabled workers 1,579 12

Under age 18 1,468 12

Disabled adult children 63 27

Students, aged 18–19 48 18

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent 

sample.

Table 5.A6—Number and average monthly benefit,

by age, sex, type of benefit, and race,

December 2003

Type of benefit All races a

a. Includes 142,690 persons of unknown race. In years prior to 1993, persons of 

unknown race were included with White.

White Black Other b

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, 

and a subset of the total number of beneficiaries of Hispanic origin. The distribution of beneficiaries among those three groups is not available.

Number c (thousands)

c. Provisions for Railroad Retirement beneficiaries are described in the section 

Social Security (Old-Age, Survivors, and Disability Insurance).

Total, OASDI 47,053 39,644 4,837 2,429

By age and sex

Adults 43,087 37,026 3,995 1,947

Men 18,580 15,972 1,676 883

Women 24,507 21,054 2,319 1,064

Children 3,966 2,619 842 482

Under age 18 3,081 1,946 681 435

Disabled adult children 757 588 133 34

Students, aged 18–19 128 85 28 14

Retired workers and their 

spouses and children 32,650 28,858 2,626 1,095

Retired workers 29,548 26,129 2,406 950

Spouses 2,622 2,379 124 112

Children 480 350 97 33

Disabled workers and their 

spouses and children 7,598 5,368 1,337 849

Disabled workers 5,867 4,220 992 621

Spouses 152 114 18 19

Children 1,579 1,034 327 209

Survivors of deceased 

workers 6,805 5,418 873 486

Nondisabled widow(er)s 4,500 3,910 387 191

Disabled widow(er)s 208 143 39 25

Widowed mothers and 

fathers 188 129 29 29

Children 1,907 1,234 418 240

Parents 2101

Average monthly benefit (dollars)

Retired workers 922.10 939.40 802.60 752.10

Men 1,038.90 1,061.70 878.10 809.40

Women 797.50 807.70 734.30 679.10

Disabled workers 861.70 890.40 800.20 767.60

Men 965.90 1,007.30 859.40 844.80

Women 734.40 742.60 735.50 679.90

Widowed mothers and 

fathers 659.70 706.50 565.90 548.60

Nondisabled widow(er)s 888.30 910.20 709.70 800.90

Surviving children 602.70 650.50 505.20 527.80

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent 

sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race 

is assumed to be the same as that shown on the SS-5 for the wage earner on 

whose earnings record the benefit is based.
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.27

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A7—Number and average monthly benefit for women, by type of benefit, basis of entitlement, and race, 

December 2003

Type of benefit and basis of entitlement

All races a

a. Includes 70,000 persons of unknown race. In years prior to 1993, persons of unknown race were included with White.

White Black Other b

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

Number

(thousands)

Average

monthly

benefit

(dollars)

Number

(thousands)

Average

monthly

benefit

(dollars)

Number

(thousands)

Average

monthly

benefit

(dollars)

Number

(thousands)

Average

monthly

benefit

(dollars)

All women

Total c

c. Excludes parents, special age-72 beneficiaries, and disabled adult children receiving benefits because of a childhood disability.

24,505 766.30 21,053 778.90 2,318 702.80 1,064 653.60

Workers 16,935 787.60 14,442 799.30 1,736 734.60 709 679.40

Retired 14,294 797.50 12,578 807.70 1,263 734.30 418 679.10

Full benefit 3,587 912.00 3,029 932.00 411 811.40 135 771.60

Reduced benefit 10,706 759.10 9,548 768.30 852 697.10 283 634.90

Disabled 2,642 734.40 1,864 742.60 473 735.50 291 679.80

Wives of retired and disabled workers 2,734 453.10 2,468 465.40 137 362.60 121 309.60

Entitlement based on care of children 147 251.00 108 269.80 19 219.80 19 179.40

Husband retired 52 378.40 41 398.50 6 339.10 5 260.40

Husband disabled 95 182.10 67 192.10 13 163.90 15 152.90

Entitlement based on age 2,587 464.60 2,361 474.30 118 385.70 102 334.30

Husband retired 2,535 468.10 2,317 477.70 114 389.70 98 335.60

Full benefit 456 565.30 397 588.60 28 448.10 29 360.00

Reduced benefit 2,080 446.80 1,920 454.80 86 371.00 69 325.50

Husband disabled 52 292.50 44 292.80 5 288.90 3 294.90

Widows 4,836 868.40 4,142 894.80 445 683.80 234 752.90

Entitlement based on care of children 177 665.40 121 714.10 27 565.60 27 549.80

Nondisabled, aged 60 or older 4,458 890.10 3,882 911.60 381 710.10 184 805.60

Disabled, aged 50–64 201 567.40 140 583.30 38 502.20 24 578.00

Women aged 65 or older

Total c 19,378 785.50 17,174 797.10 1,599 707.60 551 650.00

Entitled as worker 13,057 808.20 11,500 819.10 1,157 736.10 364 692.40

Worker only 7,329 777.70 6,216 792.20 820 706.20 275 669.70

Dually entitled 5,728 847.10 5,283 850.80 337 808.70 90 762.10

Wife’s benefit 2,285 551.30 2,161 553.90 79 496.20 40 519.10

Widow’s benefit 3,443 1,043.40 3,123 1,056.20 258 904.70 50 955.20

Entitled as wife or widow only 6,322 738.60 5,674 752.40 442 633.00 187 567.50

Wife’s benefit 2,295 470.40 2,100 479.70 103 392.20 85 340.90

Widow’s benefit 4,027 891.50 3,574 912.70 339 706.30 102 757.40

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.
5.A OASDI Current-Pay Benefits: Summary

5.28 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A8—Number, average primary insurance amount, and average monthly benefit for persons with 

benefits based on special minimum primary insurance amount, by type of benefit and sex, December 2003

Type of benefit and sex Number

Average primary insurance amount

(dollars)

Average monthly benefit

(dollars)

All beneficiaries 120,384 549.30 647.44

Retirement benefits

Retired workers 108,226 546.36 674.99

Men 23,682 526.18 466.45

Women 84,544 552.02 733.40

Wives and husbands of retired workers 3,400 529.44 215.19

Children of retired workers 413 542.61 219.73

Disability benefits

Disabled workers 11 534.16 532.11

Children of disabled workers 2 638.70 319.00

Survivor benefits

Nondisabled widow(er)s 6,899 595.31 501.53

Disabled widow(er)s 190 594.11 375.03

Widowed mothers and fathers 40 582.73 388.65

Children of deceased workers 1,202 600.21 427.95

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.29

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A10—Number and average monthly benefit for beneficiaries aged 60 or older, by sex, type of benefit,

and age, December 2003

Type of benefit

Total,

60 or

older a

a. The sum of the individual categories may not equal total because of independent rounding.

60–61 62–64 65–69 70–74 75–79 80–84 85–89 90–94

95 or

older b

b. Includes 40,470 persons aged 100 or older—5,570 men and 34,900 women.

Number (thousands)

All beneficiaries

Total c

c. Includes special age-72 beneficiaries.

38,298 776 4,069 9,165 7,974 6,962 5,082 2,799 1,145 327

Retired workers 29,548 . . . 2,587 7,730 6,584 5,550 3,921 2,127 827 220

Widow(er)s, parents, and mothers and fathers 4,615 187 377 655 699 868 855 571 297 105

Wives and husbands 2,638 6 301 708 672 531 299 98 20 2

Disabled workers 1,391 565 782 44 . . . . . . . . . . . . . . . . . .

Disabled adult children 107 19 22 27 18 13 6 2 1 d

d. Fewer than 500 beneficiaries.

Men

Subtotal 16,167 332 1,801 4,311 3,611 2,918 1,930 907 296 61

Retired workers 15,254 . . . 1,331 4,255 3,588 2,901 1,921 903 294 61

Widowers, parents, and fathers 45 10 13 8 4 4 3 2 1 d

Husbands 38 d 2 9 11 9 5 2 1 d

Disabled workers 780 312 443 25 . . . . . . . . . . . . . . . . . .

Disabled adult children 51 9 11 14 8 5 2 1 d d

Women

Subtotal 22,131 444 2,268 4,854 4,363 4,044 3,151 1,892 849 266

Retired workers 14,294 . . . 1,256 3,475 2,996 2,649 2,000 1,224 534 159

Widows, parents, and mothers 4,569 177 364 648 695 864 853 569 296 104

Wives 2,600 6 299 699 661 523 295 97 19 2

Disabled workers 611 253 339 19 . . . . . . . . . . . . . . . . . .

Disabled adult children 57 9 11 14 10 7 4 2 d d

Average monthly benefit (dollars)

All beneficiaries

Total c 885.40 903.40 838.50 890.40 871.60 880.10 881.90 972.60 935.60 862.70

Retired workers 922.10 . . . 858.60 930.20 912.30 920.80 910.50 1,009.40 969.80 890.90

Widow(er)s, parents, and mothers and fathers 880.50 794.10 818.90 892.80 887.40 881.00 897.60 918.10 870.60 811.50

Wives and husbands 461.40 414.60 417.30 464.30 465.50 463.20 470.60 504.70 501.20 468.40

Disabled workers 950.90 954.40 950.30 919.10 . . . . . . . . . . . . . . . . . .

Disabled adult children 557.00 602.10 598.30 561.90 536.80 497.30 485.70 452.90 422.70 d

Men

Subtotal 1,038.50 1,093.80 1,041.40 1,069.20 1,029.00 1,023.40 970.80 1,095.50 1,059.90 967.60

Retired workers 1,038.90 . . . 1,022.50 1,073.00 1,032.90 1,027.10 973.60 1,098.80 1,065.10 972.30

Widowers, parents, and fathers 681.80 628.40 751.30 776.90 666.70 633.90 556.20 539.20 506.70 d

Husbands 259.50 d 210.70 262.40 268.20 253.80 256.30 258.60 302.50 d

Disabled workers 1,121.10 1,124.00 1,121.00 1,086.40 . . . . . . . . . . . . . . . . . .

Disabled adult children 562.80 605.00 602.10 563.10 539.90 489.20 477.30 479.60 d d

Women

Subtotal 773.50 761.30 677.50 731.60 741.30 776.30 827.40 913.70 892.30 838.40

Retired workers 797.50 . . . 684.90 755.40 767.90 804.40 849.90 943.60 917.30 859.90

Widows, parents, and mothers 882.40 803.90 821.40 894.20 888.70 882.00 898.60 919.30 872.20 812.50

Wives 464.30 415.80 418.60 466.90 468.70 466.60 473.90 509.40 510.90 486.30

Disabled workers 733.60 745.20 726.70 701.90 . . . . . . . . . . . . . . . . . .

Disabled adult children 551.80 599.10 594.30 560.70 534.30 503.10 490.10 439.90 d d

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: . . . = not applicable.
5.A OASDI Current-Pay Benefits: Summary

5.30 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.A14—Number and percentage distribution of women aged 62 or older, by basis of entitlement,

type of benefit, and dual entitlement status, December 1960–2003, selected years

Entitlement 1960 1970 1975 1980 1985 1990 1995 2000 2003

Number (thousands)

All women 62 or older a

a. Excludes special age-72 beneficiaries and disabled adult children.

6,619 11,374 14,010 16,350 18,412 19,954 20,888 21,381 21,627

Entitled as worker b

b. Includes disabled workers.

2,866 5,753 7,586 9,304 10,805 12,037 12,974 14,013 14,643

Worker only 2,563 4,786 5,926 6,710 7,096 7,359 7,554 8,117 8,579

Dually entitled c

c. Includes parents. Excludes dually entitled disabled workers.

303 967 1,660 2,594 3,709 4,678 5,420 5,896 6,063

Wife’s benefit 159 388 617 1,016 1,594 2,077 2,398 2,568 2,603

Widow’s benefit 141 574 1,039 1,575 2,112 2,600 3,022 3,327 3,460

Entitled as wife or widow only c 3,753 5,621 6,424 7,046 7,607 7,917 7,914 7,368 6,985

Wife’s benefit 2,174 2,546 2,745 2,884 3,018 3,059 2,985 2,768 2,593

Widow’s benefit d

d. Includes disabled widows and mothers.

1,546 3,048 3,659 4,148 4,580 4,853 4,926 4,598 4,389

Percentage distribution

All women 62 or older a 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Entitled as worker b 43.3 50.6 54.1 56.9 58.7 60.3 62.1 65.5 67.7

Worker only 38.7 42.1 42.3 41.0 38.5 36.9 36.2 38.0 39.7

Dually entitled c 4.6 8.5 11.8 15.9 20.1 23.4 25.9 27.6 28.0

Wife’s benefit 2.4 3.4 4.4 6.2 8.7 10.4 11.5 12.0 12.0

Widow’s benefit 2.1 5.0 7.4 9.6 11.5 13.0 14.4 15.6 16.0

Entitled as wife or widow only c 56.7 49.4 45.9 43.1 41.3 39.7 37.9 34.5 32.3

Wife’s benefit 32.8 22.4 19.6 17.6 16.4 15.3 14.3 12.9 12.0

Widow’s benefit d 23.4 26.8 26.1 25.4 24.9 24.3 23.6 21.5 20.3

SOURCE: Social Security Administration, Master Beneficiary Record. Dual entitlement data for 1995, 2000, and 2003 are based on a 10 percent sample. All other years 

are 100 percent data.

Table 5.A15—Number and average monthly benefit for women aged 65 or older, by basis of entitlement,

type of benefit, and dual entitlement status, December 2003

Entitlement Total 65–69 70–74 75–79 80–84 85–89 90 or older

Number

All women 65 or older a

a. Excludes parents, special age-72 beneficiaries, and disabled adult children.

19,378,420 4,839,410 4,352,480 4,036,440 3,147,010 1,889,640 1,113,440

Entitled as worker 13,056,600 3,493,960 2,996,040 2,649,480 1,999,780 1,224,270 693,070

Worker only 7,328,670 2,379,630 1,783,450 1,370,250 880,760 572,500 342,080

Dually entitled 5,727,930 1,114,330 1,212,590 1,279,230 1,119,020 651,770 350,990

Wife’s benefit 2,284,920 804,660 663,300 479,470 256,250 68,840 12,400

Widow’s benefit 3,443,010 309,670 549,290 799,760 862,770 582,930 338,590

Entitled as wife or widow only 6,321,820 1,345,450 1,356,440 1,386,960 1,147,230 665,370 420,370

Wife’s benefit 2,295,170 698,580 661,410 522,830 294,840 96,650 20,860

Widow’s benefit 4,026,650 646,870 695,030 864,130 852,390 568,720 399,510

Average monthly benefit (dollars)

All women 65 or older a 785.50 732.10 741.80 777.30 827.90 914.10 879.80

Entitled as worker 808.20 755.10 767.90 804.40 849.90 943.60 904.10

Worker only 777.70 777.40 760.60 759.30 751.80 871.90 851.80

Dually entitled 847.10 707.30 778.80 852.80 927.00 1,006.50 955.20

Wife’s benefit 551.30 568.30 548.20 534.00 530.50 573.20 582.70

Widow’s benefit 1,043.40 1,068.50 1,057.30 1,044.00 1,044.80 1,057.70 968.80

Entitled as wife or widow only 738.60 672.40 683.90 725.40 789.50 859.70 839.60

Wife’s benefit 470.40 466.90 468.70 466.60 473.90 509.40 508.60

Widow’s benefit 891.50 894.40 888.70 882.00 898.70 919.30 856.90

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.A OASDI Current-Pay Benefits: Summary

Annual Statistical Supplement, 2004 ♦ 5.31

CONTACT: Rona Blumenthal (410) 965-0163 or Angela Y. Harper (410) 966-9541.

Table 5.A16—Number and average monthly benefit for adult beneficiaries, by sex, type of benefit, and age, 

December 2003

Type of benefit

Number (thousands) Average monthly benefit (dollars)

All ages Under 62 62–64 65 or older All ages Under 62 62–64 65 or older

All adult beneficiaries

Total a

a. Includes parents and special age-72 beneficiaries. Excludes 128,020 student beneficiaries aged 18–19.

47,053 9,531 4,069 33,453 840.64 666.01 838.50 890.65

Retired workers 29,548 . . . 2,587 26,960 922.10 . . . 858.62 928.19

Disabled workers 5,867 5,042 782 44 861.66 847.42 950.27 919.10

Wives and husbands of retired workers 2,622 45 270 2,308 463.59 371.57 433.62 468.88

Wives and husbands of disabled workers 152 97 31 24 219.86 180.88 277.40 302.84

Nondisabled widow(er)s 4,500 139 313 4,048 888.33 871.75 870.54 890.27

Disabled widow(er)s 208 148 59 . . . 562.28 565.14 555.12 . . .

Mothers and fathers 188 183 5 b 659.73 658.48 705.00 671.27

Disabled adult children 757 668 22 67 567.10 569.71 598.29 531.07

Men

Subtotal 20,689 4,853 1,801 14,035 964.45 726.48 1,041.36 1,036.87

Retired workers 15,254 . . . 1,331 13,923 1,038.88 . . . 1,022.54 1,040.44

Disabled workers 3,226 2,758 443 25 965.91 939.90 1,121.03 1,086.41

Husbands of retired workers 35 b

b. Fewer than 500 beneficiaries.

1 34 263.49 260.33 232.72 264.65

Husbands of disabled workers 4 2 1 2 176.91 141.79 158.46 216.19

Nondisabled widowers 42 9 12 21 701.09 669.87 788.76 664.01

Disabled widowers 6 5 1 . . . 397.93 401.78 381.24 . . .

Fathers 12 12 b b 575.49 574.51 655.41 467.80

Disabled adult children 414 373 11 30 566.85 568.34 602.12 535.47

Women

Subtotal 26,363 4,677 2,268 19,418 743.49 603.30 677.47 784.97

Retired workers 14,294 . . . 1,256 13,037 797.47 . . . 684.91 808.31

Disabled workers 2,642 2,284 339 19 734.35 735.76 726.72 701.87

Wives of retired workers 2,587 45 268 2,273 466.33 371.72 434.58 471.94

Wives of disabled workers 147 95 31 22 221.10 181.64 279.48 310.39

Nondisabled widows 4,458 131 301 4,027 890.08 885.21 873.80 891.45

Disabled widows 201 143 58 . . . 567.37 570.91 558.63 . . .

Mothers 177 171 5 b 665.35 664.17 706.80 676.92

Disabled adult children 343 296 11 37 567.41 571.43 594.28 527.47

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: . . . = not applicable.
5.A OASDI Current-Pay Benefits: Summary

5.32 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Angela Y. Harper (410) 966-9541.

Table 5.A17—Number and average monthly benefit for disabled beneficiaries, by type of benefit,

December 1957–2003

Year

Number Average monthly benefit (dollars)

All disabled

beneficiaries Workers

Disabled adult

children Widow(er)s Workers

Disabled adult

children Widow(er)s

1957 178,719 149,850 28,869 . . . 72.76 38.62 . . .

1958 284,744 237,719 47,025 . . . 82.10 39.62 . . .

1959 416,896 334,443 82,453 . . . 89.00 42.96 . . .

1960 559,425 455,371 104,054 . . . 89.31 44.15 . . .

1961 742,296 618,075 124,221 . . . 89.59 45.28 . . .

1962 888,131 740,867 147,264 . . . 89.99 45.67 . . .

1963 993,656 827,014 166,642 . . . 90.59 46.45 . . .

1964 1,077,695 894,173 183,522 . . . 91.12 47.35 . . .

1965 1,186,464 988,074 198,390 . . . 97.76 51.77 . . .

1966 1,310,911 1,097,190 213,721 . . . 98.09 52.42 . . .

1967 1,422,778 1,193,120 229,658 . . . 98.43 53.41 . . .

1968 1,560,517 1,295,300 243,654 21,563 111.86 61.83 72.25

1969 1,690,982 1,394,291 257,222 39,469 112.74 62.79 71.02

1970 1,812,786 1,492,948 270,557 49,281 131.26 73.21 82.00

1971 1,990,098 1,647,684 285,671 56,743 146.52 81.37 90.11

1972 2,202,090 1,832,916 305,007 64,167 179.32 98.81 109.54

1973 2,415,383 2,016,626 319,988 78,769 183.00 100.14 111.14

1974 2,670,092 2,236,882 341,082 92,128 205.70 112.45 125.87

1975 2,960,620 2,488,774 362,335 109,511 225.90 122.80 137.70

1976 3,171,198 2,670,208 381,563 119,427 245.17 132.32 147.01

1977 3,368,954 2,837,432 404,246 127,276 265.30 142.12 156.11

1978 3,429,421 2,879,774 419,896 129,751 288.30 153.66 165.46

1979 3,435,761 2,870,590 435,338 129,833 322.00 171.55 180.52

1980 3,436,429 2,858,680 450,169 127,580 370.70 198.95 205.02

1981 3,361,130 2,776,519 463,021 121,590 413.20 224.51 226.58

1982 3,192,379 2,603,599 472,408 116,372 440.60 245.07 242.11

1983 3,168,992 2,569,029 488,372 111,591 456.20 257.78 250.33

1984 3,212,040 2,596,516 506,373 109,151 470.70 270.28 306.24

1985 3,289,485 2,656,638 525,842 107,005 483.80 281.92 315.26

1986 3,380,480 2,728,463 545,043 106,974 487.90 288.79 319.74

1987 3,453,414 2,785,859 561,273 106,282 508.20 304.32 333.89

1988 3,507,707 2,830,284 574,300 103,123 529.50 320.21 348.05

1989 3,583,451 2,895,364 586,457 101,630 556.00 339.47 366.72

1990 3,712,763 3,011,294 600,480 100,989 587.20 361.71 388.93

1991 3,925,472 3,194,938 616,045 114,489 609.40 378.86 406.96

1992 4,236,080 3,467,783 636,973 131,324 626.10 393.61 422.65

1993 4,529,466 3,725,966 656,485 147,015 641.70 407.20 434.20

1994 4,796,313 3,962,954 672,683 160,676 661.40 422.40 446.30

1995 5,044,388 4,185,263 686,101 173,024 681.80 437.30 458.30

1996 5,264,321 4,385,623 696,787 181,911 703.90 454.30 471.00

1997 5,400,781 4,508,134 704,709 187,938 721.60 468.60 480.40

1998 5,605,272 4,698,319 712,772 194,181 733.10 479.40 487.30

1999 5,798,776 4,879,455 720,526 198,795 754.10 495.60 499.90

2000 5,972,450 5,042,334 728,689 201,427 786.40 518.30 519.70

2001 6,214,972 5,274,183 736,546 204,243 814.50 537.60 536.70

2002 6,495,868 5,543,981 744,529 207,358 834.30 550.40 548.10

2003 6,835,846 5,873,673 752,814 209,359 861.60 567.00 563.80

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
5.B OASDI Current-Pay Benefits: Retired Workers

Annual Statistical Supplement, 2004 ♦ 5.33

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

Table 5.B1—Number, average primary insurance amount, and average monthly benefit without reduction for 

early retirement and with delayed retirement credit, by age and sex, December 2003

Age

All retired workers Men Women

Number

Average

primary

insurance

amount

(dollars)

Average

monthly

benefit

(dollars) Number

Average

primary

insurance

amount

(dollars)

Average

monthly

benefit

(dollars) Number

Average

primary

insurance

amount

(dollars)

Average

monthly

benefit

(dollars)

Total 3,776,140 1,135.30 1,232.70 2,301,430 1,264.20 1,348.00 1,474,710 934.20 1,052.70

66–69 300,800 1,101.90 1,147.10 188,610 1,220.90 1,257.30 112,190 901.80 961.90

66 18,330 1,018.40 1,049.80 9,900 1,145.10 1,170.40 8,430 869.50 908.30

67 28,230 933.20 979.20 16,190 1,015.10 1,050.10 12,040 823.00 883.90

68 35,800 899.10 961.00 19,690 976.50 1,024.30 16,110 804.40 883.60

69 218,440 1,164.00 1,207.50 142,830 1,283.20 1,319.00 75,610 938.70 997.00

70–74 1,099,790 1,122.30 1,229.40 675,150 1,263.30 1,366.50 424,640 898.10 1,011.20

70 225,670 1,136.70 1,219.80 140,480 1,273.10 1,346.90 85,190 911.60 1,010.40

71 222,910 1,147.10 1,246.40 136,600 1,290.00 1,385.20 86,310 920.80 1,026.70

72 220,930 1,117.80 1,232.80 135,230 1,260.40 1,374.10 85,700 892.90 1,009.80

73 221,170 1,108.30 1,225.00 135,640 1,250.90 1,366.30 85,530 882.20 1,000.80

74 209,110 1,099.90 1,222.50 127,200 1,240.00 1,360.50 81,910 882.40 1,008.20

75–79 969,820 1,126.90 1,234.80 600,860 1,261.20 1,357.20 368,960 908.10 1,035.50

75 206,580 1,124.70 1,237.30 126,730 1,267.70 1,373.60 79,850 897.90 1,021.10

76 200,830 1,136.20 1,250.90 123,950 1,275.60 1,381.70 76,880 911.60 1,040.10

77 198,660 1,121.00 1,223.00 123,620 1,251.50 1,340.00 75,040 906.00 1,030.30

78 176,470 1,143.70 1,255.00 109,340 1,276.60 1,376.30 67,130 927.30 1,057.30

79 187,280 1,109.60 1,208.20 117,220 1,235.10 1,313.90 70,060 899.70 1,031.30

80–84 751,100 1,074.80 1,184.30 468,560 1,187.90 1,271.40 282,540 887.30 1,040.00

80 174,550 1,088.70 1,193.10 109,820 1,205.90 1,287.40 64,730 889.90 1,033.10

81 160,930 1,077.10 1,186.60 100,950 1,191.60 1,276.70 59,980 884.40 1,034.90

82 155,590 1,067.30 1,176.20 96,440 1,181.50 1,264.30 59,150 881.20 1,032.70

83 142,490 1,055.10 1,167.70 88,890 1,163.50 1,246.30 53,600 875.50 1,037.30

84 117,540 1,084.80 1,199.10 72,460 1,193.70 1,279.80 45,080 909.70 1,069.40

85–89 416,210 1,286.40 1,370.50 246,170 1,416.80 1,477.60 170,040 1,097.60 1,215.30

85 105,970 1,148.20 1,265.00 62,890 1,269.80 1,359.50 43,080 970.80 1,127.00

86 93,760 1,186.00 1,301.30 56,690 1,313.80 1,403.10 37,070 990.40 1,145.50

87 79,760 1,429.30 1,483.40 47,330 1,569.80 1,603.80 32,430 1,224.40 1,307.60

88 72,050 1,398.70 1,452.30 42,320 1,541.20 1,575.40 29,730 1,195.90 1,277.00

89 64,670 1,356.80 1,413.30 36,940 1,486.50 1,519.60 27,730 1,184.20 1,271.70

90 or older 238,420 1,198.90 1,259.40 122,080 1,336.20 1,373.50 116,340 1,054.80 1,139.60

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.B OASDI Current-Pay Benefits: Retired Workers

5.34 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

Table 5.B2—Number, average primary insurance amount, and average monthly benefit without reduction for 

early retirement and without delayed retirement credit, by age and sex, December 2003

Age

All retired workers Men Women

Number

Average

primary

insurance

amount

(dollars)

Average

monthly

benefit

(dollars) Number

Average

primary

insurance

amount

(dollars)

Average

monthly

benefit

(dollars) Number

Average

primary

insurance

amount

(dollars)

Average

monthly

benefit

(dollars)

Total 4,524,090 910.40 965.60 2,411,520 1,097.90 1,098.60 2,112,570 696.20 813.80

65–69 1,910,570 1,038.20 1,064.40 1,138,760 1,204.90 1,204.50 771,810 792.30 857.60

65 342,200 1,102.80 1,123.00 205,610 1,275.00 1,274.50 136,590 843.60 895.00

66 439,900 1,082.90 1,104.70 267,320 1,248.90 1,248.40 172,580 825.80 882.20

67 429,630 1,044.60 1,070.10 259,940 1,204.60 1,203.90 169,690 799.60 865.30

68 439,100 1,029.30 1,055.70 265,560 1,187.50 1,187.40 173,540 787.20 854.00

69 259,740 881.80 923.90 140,330 1,051.50 1,051.70 119,410 682.30 773.70

70–74 1,018,390 846.50 900.50 538,770 1,019.30 1,019.60 479,620 652.40 766.70

70 229,460 866.70 911.50 124,530 1,034.70 1,035.00 104,930 667.40 765.00

71 220,270 860.50 910.50 116,510 1,032.20 1,032.30 103,760 667.70 773.70

72 200,710 847.50 901.70 106,450 1,021.90 1,022.00 94,260 650.60 765.80

73 192,080 830.10 889.40 100,470 1,003.20 1,003.80 91,610 640.20 763.80

74 175,870 819.10 884.40 90,810 996.20 996.90 85,060 630.00 764.30

75–79 736,770 808.90 886.30 371,120 1,000.90 1,002.30 365,650 614.00 768.60

75 169,720 820.00 888.10 86,030 1,007.60 1,008.80 83,690 627.10 764.10

76 156,520 818.70 890.20 80,370 1,005.50 1,006.80 76,150 621.70 767.10

77 144,850 805.90 884.80 74,720 997.80 999.20 70,130 601.40 762.80

78 138,400 812.60 891.80 69,030 1,010.60 1,011.90 69,370 615.50 772.40

79 127,280 781.50 874.90 60,970 978.20 980.20 66,310 600.50 778.00

80–84 478,550 766.00 867.50 220,050 956.60 959.30 258,500 603.90 789.30

80 115,050 768.70 863.50 54,480 961.70 963.70 60,570 595.20 773.40

81 103,710 763.90 864.40 48,110 956.30 958.60 55,600 597.40 783.00

82 98,700 771.50 873.70 46,010 959.50 962.60 52,690 607.30 796.10

83 87,350 755.20 862.50 39,680 939.10 943.50 47,670 602.20 795.10

84 73,740 770.50 875.50 31,770 965.80 968.00 41,970 622.70 805.40

85–89 264,990 836.80 940.30 106,660 1,034.80 1,038.40 158,330 703.40 874.20

85 68,970 801.90 907.80 29,550 988.40 992.10 39,420 662.00 844.60

86 60,060 823.60 928.50 24,830 1,026.60 1,030.90 35,230 680.50 856.40

87 51,590 885.50 979.90 20,980 1,092.60 1,094.50 30,610 743.50 901.40

88 45,460 859.20 962.70 17,110 1,062.40 1,067.10 28,350 736.60 899.70

89 38,910 828.50 937.40 14,190 1,026.90 1,030.50 24,720 714.60 884.00

90 or older 114,820 771.80 876.10 36,160 944.80 953.40 78,660 692.40 840.60

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.B OASDI Current-Pay Benefits: Retired Workers

Annual Statistical Supplement, 2004 ♦ 5.35

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

Table 5.B3—Number and average monthly benefit before and after delayed retirement credit, by age and sex, 

December 2003

Age

All retired workers Men Women

Number

Average monthly benefit

(dollars)

Number

Average monthly benefit

(dollars)

Number

Average monthly benefit

(dollars)

Before

delayed

retirement

credit

After

delayed

retirement

credit

Before

delayed

retirement

credit

After

delayed

retirement

credit

Before

delayed

retirement

credit

After

delayed

retirement

credit

Total 4,385,500 1,181.20 1,202.30 2,596,300 1,296.90 1,320.00 1,789,200 1,013.50 1,031.60

66–69 302,800 1,135.70 1,142.10 191,200 1,245.90 1,252.30 111,600 946.90 953.20

66 18,800 1,013.50 1,017.00 10,400 1,125.60 1,129.50 8,400 874.80 877.70

67 29,000 1,005.10 1,012.00 17,300 1,085.70 1,092.40 11,700 885.80 893.20

68 35,600 934.10 941.80 18,200 997.60 1,004.80 17,400 867.70 876.00

69 219,400 1,196.20 1,202.50 145,300 1,304.70 1,311.10 74,100 983.30 989.40

70–74 1,274,500 1,185.80 1,204.30 771,700 1,316.90 1,336.90 502,800 984.70 1,000.70

70 259,200 1,187.90 1,200.70 158,000 1,315.90 1,328.90 101,200 987.90 1,000.40

71 248,400 1,213.20 1,230.30 151,000 1,343.10 1,361.20 97,400 1,011.90 1,027.50

72 255,300 1,184.00 1,203.80 152,600 1,321.30 1,342.90 102,700 980.00 997.00

73 267,200 1,172.60 1,193.60 163,600 1,302.50 1,325.90 103,600 967.40 984.50

74 244,400 1,172.20 1,193.90 146,500 1,302.30 1,326.50 97,900 977.50 995.40

75–79 1,137,700 1,171.90 1,193.80 679,500 1,299.10 1,323.50 458,200 983.20 1,001.60

75 241,100 1,171.00 1,192.80 142,100 1,319.90 1,344.60 99,000 957.40 975.00

76 238,200 1,199.40 1,221.40 145,600 1,334.30 1,358.80 92,600 987.30 1,005.40

77 229,000 1,161.00 1,181.50 137,400 1,266.20 1,288.10 91,600 1,003.20 1,021.60

78 209,600 1,178.20 1,201.10 121,800 1,308.40 1,334.30 87,800 997.70 1,016.40

79 219,800 1,148.40 1,171.00 132,600 1,263.80 1,288.80 87,200 972.90 991.70

80–84 879,600 1,126.00 1,149.40 530,000 1,209.60 1,235.20 349,600 999.10 1,019.30

80 197,400 1,134.50 1,157.20 119,600 1,229.50 1,254.10 77,800 988.60 1,008.30

81 188,900 1,133.50 1,158.10 115,200 1,213.90 1,240.50 73,700 1,007.70 1,029.20

82 186,000 1,104.00 1,126.90 110,000 1,192.80 1,217.90 76,000 975.50 995.30

83 165,600 1,104.60 1,127.30 98,400 1,175.90 1,200.60 67,200 1,000.30 1,019.90

84 141,700 1,157.70 1,182.20 86,800 1,236.10 1,263.30 54,900 1,033.80 1,054.00

85–89 502,800 1,307.60 1,334.80 281,300 1,432.80 1,463.70 221,500 1,148.60 1,171.00

85 128,600 1,202.50 1,227.70 72,400 1,304.30 1,332.30 56,200 1,071.40 1,092.90

86 110,000 1,231.60 1,255.90 61,700 1,352.70 1,379.60 48,300 1,077.00 1,097.80

87 95,300 1,424.20 1,454.30 52,800 1,571.60 1,606.40 42,500 1,241.10 1,265.40

88 87,900 1,374.10 1,401.30 48,000 1,511.70 1,542.70 39,900 1,208.50 1,231.20

89 81,000 1,368.30 1,399.00 46,400 1,500.40 1,536.70 34,600 1,191.20 1,214.40

90 or older 288,100 1,194.00 1,221.10 142,600 1,302.20 1,334.20 145,500 1,087.90 1,110.30

SOURCE: Social Security Administration, Master Beneficiary Record, 1 percent sample.
5.B OASDI Current-Pay Benefits: Retired Workers

5.36 ♦ Annual Statistical Supplement, 2004

Table 5.B4—Number, percentage, and average monthly benefit, by year of entitlement as retired worker and 

sex, December 2003

Year of

entitlement

All retired workers Men Women

Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars) Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars) Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars)

Total 29,547,530 100.0 . . . 922.10 15,253,930 100.0 . . . 1,038.90 14,293,600 100.0 . . . 797.50

Summary data

2000–2003 6,779,060 22.9 . . . 954.80 3,703,140 24.3 . . . 1,110.80 3,075,920 21.5 . . . 766.90

1995–1999 7,115,270 24.1 . . . 909.00 3,832,630 25.1 . . . 1,042.10 3,282,640 23.0 . . . 753.80

1990–1994 6,045,270 20.5 . . . 908.60 3,290,060 21.6 . . . 1,021.40 2,755,210 19.3 . . . 774.00

1985–1989 4,716,630 16.0 . . . 897.10 2,404,550 15.8 . . . 981.80 2,312,080 16.2 . . . 809.00

1980–1984 2,978,540 10.1 . . . 934.00 1,360,960 8.9 . . . 991.10 1,617,580 11.3 . . . 886.00

1975–1979 1,382,170 4.7 . . . 967.70 519,330 3.4 . . . 1,039.60 862,840 6.0 . . . 924.40

1970–1974 449,070 1.5 . . . 879.80 127,450 0.8 . . . 912.60 321,620 2.3 . . . 866.70

1965–1969 74,500 0.3 . . . 818.40 14,860 0.1 . . . 848.60 59,640 0.4 . . . 810.90

Before 1965 7,020 b . . . 709.10 950 b . . . 691.00 6,070 b . . . 711.90

Single-year data

2003 1,650,310 5.6 5.6 958.90 888,200 5.8 5.8 1,125.90 762,110 5.3 5.3 764.30

2002 1,712,090 5.8 11.4 959.10 932,970 6.1 11.9 1,116.90 779,120 5.5 10.8 770.20

2001 1,638,680 5.5 16.9 939.80 894,660 5.9 17.8 1,089.10 744,020 5.2 16.0 760.30

2000 1,777,980 6.0 22.9 960.60 987,310 6.5 24.3 1,111.20 790,670 5.5 21.5 772.60

1999 1,553,720 5.3 28.2 926.90 851,690 5.6 29.9 1,068.50 702,030 4.9 26.4 755.10

1998 1,439,420 4.9 33.1 906.40 778,080 5.1 35.0 1,041.80 661,340 4.6 31.1 747.10

1997 1,405,230 4.8 37.8 902.40 751,450 4.9 39.9 1,037.00 653,780 4.6 35.6 747.70

1996 1,407,100 4.8 42.6 901.40 732,500 4.8 44.7 1,029.40 674,600 4.7 40.4 762.40

1995 1,309,800 4.4 47.0 906.10 718,910 4.7 49.4 1,029.20 590,890 4.1 44.5 756.40

1994 1,282,450 4.3 51.4 907.90 701,400 4.6 54.0 1,028.20 581,050 4.1 48.6 762.70

1993 1,251,710 4.2 55.6 906.30 688,200 4.5 58.5 1,021.10 563,510 3.9 52.5 765.90

1992 1,234,250 4.2 59.8 908.40 675,630 4.4 62.9 1,021.30 558,620 3.9 56.4 771.80

1991 1,158,470 3.9 63.7 909.70 629,240 4.1 67.1 1,018.30 529,230 3.7 60.1 780.60

1990 1,118,390 3.8 67.5 911.40 595,590 3.9 71.0 1,017.20 522,800 3.7 63.8 790.80

1989 1,051,090 3.6 71.0 903.30 549,660 3.6 74.6 1,003.00 501,430 3.5 67.3 794.00

1988 994,470 3.4 74.4 896.40 511,880 3.4 77.9 988.20 482,590 3.4 70.6 799.00

1987 944,790 3.2 77.6 898.80 480,110 3.1 81.1 984.70 464,680 3.3 73.9 810.10

1986 907,520 3.1 80.7 894.20 457,810 3.0 84.1 970.40 449,710 3.1 77.0 816.70

1985 818,760 2.8 83.4 891.20 405,090 2.7 86.7 954.20 413,670 2.9 79.9 829.60

1984 728,120 2.5 85.9 891.70 349,840 2.3 89.0 946.70 378,280 2.6 82.6 840.80

1983 678,510 2.3 88.2 909.20 317,520 2.1 91.1 960.30 360,990 2.5 85.1 864.30

1982 595,630 2.0 90.2 931.20 271,870 1.8 92.9 983.30 323,760 2.3 87.4 887.50

1981 517,210 1.8 92.0 978.30 229,230 1.5 94.4 1,044.50 287,980 2.0 89.4 925.60

1980 459,070 1.6 93.5 991.40 192,500 1.3 95.7 1,069.70 266,570 1.9 91.3 934.90

1979 388,900 1.3 94.8 998.00 155,110 1.0 96.7 1,080.70 233,790 1.6 92.9 943.20

1978 320,240 1.1 95.9 984.00 122,260 0.8 97.5 1,062.80 197,980 1.4 94.3 935.30

1977 250,450 0.8 96.8 963.50 94,710 0.6 98.1 1,039.90 155,740 1.1 95.4 917.10

1976 233,250 0.8 97.6 937.70 82,080 0.5 98.6 989.20 151,170 1.1 96.4 909.80

1975 189,330 0.6 98.2 920.40 65,170 0.4 99.1 961.40 124,160 0.9 97.3 898.80

(Continued)
5.B OASDI Current-Pay Benefits: Retired Workers

Annual Statistical Supplement, 2004 ♦ 5.37

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

1974 148,880 0.5 98.7 895.10 46,120 0.3 99.4 934.20 102,760 0.7 98.0 877.50

1973 114,360 0.4 99.1 881.90 33,080 0.2 99.6 902.90 81,280 0.6 98.6 873.40

1972 83,510 0.3 99.4 874.90 22,540 0.1 99.7 913.70 60,970 0.4 99.0 860.60

1971 60,670 0.2 99.6 862.40 15,510 0.1 99.8 898.10 45,160 0.3 99.3 850.10

1970 41,650 0.1 99.7 854.10 10,200 0.1 99.9 866.60 31,450 0.2 99.5 850.00

1969 28,940 0.1 99.8 837.10 6,200 b 99.9 862.40 22,740 0.2 99.7 830.20

1968 19,780 0.1 99.9 826.70 4,040 b 100.0 835.80 15,740 0.1 99.8 824.30

1967 12,660 b 99.9 805.80 2,410 b 100.0 841.70 10,250 0.1 99.9 797.40

1966 8,080 b 100.0 770.00 1,280 b 100.0 831.90 6,800 b 99.9 758.30

1965 5,040 b 100.0 788.50 930 b 100.0 852.40 4,110 b 100.0 774.00

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

. . . = not applicable.

a. Represents those entitled in specified year or later.

b. Less than 0.05 percent.

Table 5.B4—Number, percentage, and average monthly benefit, by year of entitlement as retired worker and 

sex, December 2003—Continued

Year of

entitlement

All retired workers Men Women

Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars) Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars) Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars)
5.B OASDI Current-Pay Benefits: Retired Workers

5.38 ♦ Annual Statistical Supplement, 2004

Table 5.B5—Number, average age, and percentage distribution, by sex and age, December 1940–2003, 

selected years

Year

Number

(thousands) Average age

Percentage distribution

Total,

62 or older 62–64 65–69 70–74 75–79 80–84 85 or older

Men

1940 99 68.8 100.0 . . . 74.4 17.4 6.4 1.6 0.2

1945 447 71.7 100.0 . . . 39.9 40.2 15.1 4.0 0.7

1950 1,469 72.2 100.0 . . . 39.1 33.7 20.2 5.9 1.2

1955 3,252 72.7 100.0 . . . 35.7 34.8 20.0 7.6 1.9

1960 5,217 73.2 100.0 . . . 33.8 33.1 21.1 9.0 3.1

1965 6,825 72.9 100.0 6.9 29.7 29.5 19.9 9.9 4.1

1970 7,688 72.6 100.0 7.5 30.1 26.9 19.6 10.6 5.3

1975 9,163 72.3 100.0 9.3 32.2 25.6 17.1 10.1 5.7

1980 10,461 72.2 100.0 9.5 32.1 25.8 16.9 9.5 6.1

1985 11,817 72.3 100.0 10.9 30.2 25.9 17.3 9.6 6.1

1986 12,080 72.4 100.0 10.9 30.3 25.7 17.3 9.7 6.1

1987 12,295 72.4 100.0 10.9 30.2 25.5 17.4 9.9 6.1

1988 12,483 72.4 100.0 10.7 30.0 25.5 17.6 10.0 6.2

1989 12,718 72.5 100.0 10.5 30.1 25.2 17.8 10.1 6.3

1990 12,985 72.5 100.0 10.3 30.0 25.3 17.8 10.2 6.4

1991 13,227 72.6 100.0 10.2 29.5 25.7 17.9 10.3 6.4

1992 13,474 72.7 100.0 10.0 29.2 25.8 17.8 10.5 6.6

1993 13,649 72.8 100.0 9.9 28.9 25.9 17.9 10.7 6.8

1994 13,795 72.8 100.0 9.8 28.3 26.2 17.9 10.9 6.9

1995 13,915 72.9 100.0 9.5 28.0 26.1 18.3 11.1 7.0

1996 14,012 73.1 100.0 9.2 27.6 25.8 18.9 11.3 7.2

1997 14,126 73.2 100.0 9.0 27.2 25.8 19.2 11.4 7.4

1998 14,206 73.3 100.0 9.0 26.6 25.6 19.5 11.6 7.6

1999 14,329 73.3 100.0 9.1 26.4 25.2 19.8 11.7 7.8

2000 14,772 73.2 100.0 9.0 27.6 24.6 19.3 11.7 7.8

2001 14,930 73.3 100.0 8.9 27.6 24.3 19.1 12.1 7.9

2002 15,070 73.3 100.0 8.8 27.9 24.0 19.1 12.4 7.8

2003 15,254 73.3 100.0 8.7 27.9 23.5 19.0 12.6 8.2

(Continued)
5.B OASDI Current-Pay Benefits: Retired Workers

Annual Statistical Supplement, 2004 ♦ 5.39

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Women

1940 13 68.1 100.0 . . . 82.6 12.8 3.9 0.6 a

1945 71 70.8 100.0 . . . 47.1 40.0 10.2 2.3 0.3

1950 302 71.1 100.0 . . . 48.4 32.9 15.0 3.2 0.5

1955 1,222 71.3 100.0 . . . 47.8 32.3 14.6 4.4 0.8

1960 2,845 71.0 100.0 12.6 36.3 29.0 15.0 5.6 1.6

1965 4,276 71.8 100.0 12.2 31.6 28.1 17.6 7.7 2.8

1970 5,661 72.0 100.0 11.5 30.1 25.4 18.7 10.0 4.4

1975 7,424 72.2 100.0 11.8 30.4 24.2 16.9 10.6 6.1

1980 9,101 72.6 100.0 11.2 29.2 24.2 17.1 10.6 7.7

1985 10,615 73.3 100.0 11.0 26.9 23.9 17.9 11.4 8.8

1986 10,901 73.3 100.0 10.8 26.7 23.8 18.0 11.7 9.0

1987 11,145 73.4 100.0 10.7 26.4 23.6 18.1 11.9 9.3

1988 11,944 73.5 100.0 10.5 26.0 23.6 18.2 12.2 9.5

1989 11,608 73.6 100.0 10.2 26.1 23.1 18.4 12.4 9.8

1990 11,842 73.7 100.0 9.9 25.9 23.0 18.5 12.5 10.2

1991 12,048 73.9 100.0 9.5 25.4 23.2 18.6 12.7 10.5

1992 12,272 74.0 100.0 9.3 25.2 23.1 18.5 12.9 10.9

1993 12,447 74.1 100.0 9.0 24.9 23.0 18.6 13.1 11.3

1994 12,607 74.2 100.0 9.0 24.3 23.2 18.4 13.4 11.6

1995 12,757 74.3 100.0 8.8 24.0 23.2 18.5 13.5 11.9

1996 12,887 74.4 100.0 8.7 23.6 22.9 18.8 13.7 12.2

1997 13,155 74.5 100.0 8.6 23.2 23.0 19.0 13.8 12.5

1998 13,304 74.6 100.0 8.7 22.8 22.8 19.0 13.9 12.8

1999 13,453 74.6 100.0 8.8 22.8 22.3 19.3 13.8 13.0

2000 13,734 74.6 100.0 8.9 23.4 21.9 19.1 13.8 13.0

2001 13,912 74.6 100.0 8.9 23.6 21.6 18.8 13.9 13.1

2002 14,096 74.6 100.0 8.8 23.9 21.3 18.7 14.0 13.3

2003 14,294 74.5 100.0 8.8 24.3 21.0 18.5 14.0 13.4

SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1988 and 1990–2003 are based on a 10 percent sample. All other years are 100 percent 

data.

NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

. . . = not applicable.

a. Less than 0.05 percent.

Table 5.B5—Number, average age, and percentage distribution, by sex and age, December 1940–2003, 

selected years—Continued

Year

Number

(thousands) Average age

Percentage distribution

Total,

62 or older 62–64 65–69 70–74 75–79 80–84 85 or older
5.B OASDI Current-Pay Benefits: Retired Workers

5.40 ♦ Annual Statistical Supplement, 2004

Table 5.B6—Number and percentage distribution with and without reduction for early retirement, by monthly 

benefit and sex, December 2003

Monthly benefit (dollars) and sex

Total Without reduction for early retirement With reduction for early retirement

Number Percent Number Percent Number Percent

All retired workers 29,547,530 100.0 8,300,290 100.0 21,247,240 100.0

Less than 400.00 1,953,140 6.6 392,890 4.7 1,560,250 7.3

400.00–449.90 752,140 2.5 94,980 1.1 657,160 3.1

450.00–499.90 1,080,850 3.7 154,450 1.9 926,400 4.4

500.00–549.90 1,428,280 4.8 221,540 2.7 1,206,740 5.7

550.00–599.90 1,421,120 4.8 259,150 3.1 1,161,970 5.5

600.00–649.90 1,303,450 4.4 287,530 3.5 1,015,920 4.8

650.00–699.90 1,232,330 4.2 303,360 3.7 928,970 4.4

700.00–749.90 1,170,130 4.0 296,780 3.6 873,350 4.1

750.00–799.90 1,156,220 3.9 284,340 3.4 871,880 4.1

800.00–849.90 1,202,190 4.1 289,120 3.5 913,070 4.3

850.00–899.90 1,274,520 4.3 294,350 3.5 980,170 4.6

900.00–949.90 1,380,480 4.7 304,110 3.7 1,076,370 5.1

950.00–999.90 1,491,850 5.0 307,980 3.7 1,183,870 5.6

1,000.00–1,049.90 1,508,890 5.1 316,200 3.8 1,192,690 5.6

1,050.00–1,099.90 1,675,480 5.7 328,490 4.0 1,346,990 6.3

1,100.00–1,149.90 1,515,160 5.1 325,790 3.9 1,189,370 5.6

1,150.00–1,199.90 1,293,740 4.4 329,690 4.0 964,050 4.5

1,200.00–1,249.90 1,170,820 4.0 346,870 4.2 823,950 3.9

1,250.00–1,299.90 1,048,720 3.6 370,220 4.5 678,500 3.2

1,300.00–1,349.90 959,030 3.2 407,510 4.9 551,520 2.6

1,350.00–1,399.90 808,460 2.7 400,610 4.8 407,850 1.9

1,400.00–1,449.90 604,470 2.0 346,530 4.2 257,940 1.2

1,450.00–1,499.90 464,280 1.6 309,890 3.7 154,390 0.7

1,500.00 or more 1,651,780 5.6 1,327,910 16.0 323,870 1.5

Average benefit (dollars) 922.10 1,087.10 857.60

Men 15,253,930 100.0 4,712,990 100.0 10,540,940 100.0

Less than 400.00 834,410 5.5 185,390 3.9 649,020 6.2

400.00–449.90 232,310 1.5 37,010 0.8 195,300 1.9

450.00–499.90 280,110 1.8 55,910 1.2 224,200 2.1

500.00–549.90 314,560 2.1 75,210 1.6 239,350 2.3

550.00–599.90 332,850 2.2 81,340 1.7 251,510 2.4

600.00–649.90 355,720 2.3 83,560 1.8 272,160 2.6

650.00–699.90 381,360 2.5 84,820 1.8 296,540 2.8

700.00–749.90 419,500 2.8 88,790 1.9 330,710 3.1

750.00–799.90 463,910 3.0 93,760 2.0 370,150 3.5

800.00–849.90 530,010 3.5 102,180 2.2 427,830 4.1

850.00–899.90 611,790 4.0 114,630 2.4 497,160 4.7

900.00–949.90 724,660 4.8 125,540 2.7 599,120 5.7

950.00–999.90 846,330 5.5 134,180 2.8 712,150 6.8

1,000.00–1,049.90 898,080 5.9 145,770 3.1 752,310 7.1

1,050.00–1,099.90 1,109,980 7.3 167,410 3.6 942,570 8.9

1,100.00–1,149.90 1,031,010 6.8 178,750 3.8 852,260 8.1

1,150.00–1,199.90 894,760 5.9 201,850 4.3 692,910 6.6

1,200.00–1,249.90 825,490 5.4 231,810 4.9 593,680 5.6

1,250.00–1,299.90 753,990 4.9 264,150 5.6 489,840 4.6

1,300.00–1,349.90 706,010 4.6 305,690 6.5 400,320 3.8

1,350.00–1,399.90 606,940 4.0 310,500 6.6 296,440 2.8

1,400.00–1,449.90 455,780 3.0 272,880 5.8 182,900 1.7

1,450.00–1,499.90 350,880 2.3 249,250 5.3 101,630 1.0

1,500.00 or more 1,293,490 8.5 1,122,610 23.8 170,880 1.6

Average benefit (dollars) 1,038.90 1,220.40 957.70

(Continued)
5.B OASDI Current-Pay Benefits: Retired Workers

Annual Statistical Supplement, 2004 ♦ 5.41

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Women 14,293,600 100.0 3,587,300 100.0 10,706,300 100.0

Less than 400.00 1,118,730 7.8 207,500 5.8 911,230 8.5

400.00–449.90 519,830 3.6 57,970 1.6 461,860 4.3

450.00–499.90 800,740 5.6 98,540 2.7 702,200 6.6

500.00–549.90 1,113,720 7.8 146,330 4.1 967,390 9.0

550.00–599.90 1,088,270 7.6 177,810 5.0 910,460 8.5

600.00–649.90 947,730 6.6 203,970 5.7 743,760 6.9

650.00–699.90 850,970 6.0 218,540 6.1 632,430 5.9

700.00–749.90 750,630 5.3 207,990 5.8 542,640 5.1

750.00–799.90 692,310 4.8 190,580 5.3 501,730 4.7

800.00–849.90 672,180 4.7 186,940 5.2 485,240 4.5

850.00–899.90 662,730 4.6 179,720 5.0 483,010 4.5

900.00–949.90 655,820 4.6 178,570 5.0 477,250 4.5

950.00–999.90 645,520 4.5 173,800 4.8 471,720 4.4

1,000.00–1,049.90 610,810 4.3 170,430 4.8 440,380 4.1

1,050.00–1,099.90 565,500 4.0 161,080 4.5 404,420 3.8

1,100.00–1,149.90 484,150 3.4 147,040 4.1 337,110 3.1

1,150.00–1,199.90 398,980 2.8 127,840 3.6 271,140 2.5

1,200.00–1,249.90 345,330 2.4 115,060 3.2 230,270 2.2

1,250.00–1,299.90 294,730 2.1 106,070 3.0 188,660 1.8

1,300.00–1,349.90 253,020 1.8 101,820 2.8 151,200 1.4

1,350.00–1,399.90 201,520 1.4 90,110 2.5 111,410 1.0

1,400.00–1,449.90 148,690 1.0 73,650 2.1 75,040 0.7

1,450.00–1,499.90 113,400 0.8 60,640 1.7 52,760 0.5

1,500.00 or more 358,290 2.5 205,300 5.7 152,990 1.4

Average benefit (dollars) 797.50 912.00 759.10

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.B6—Number and percentage distribution with and without reduction for early retirement, by monthly 

benefit and sex, December 2003—Continued

Monthly benefit (dollars) and sex

Total Without reduction for early retirement With reduction for early retirement

Number Percent Number Percent Number Percent
5.B OASDI Current-Pay Benefits: Retired Workers

5.42 ♦ Annual Statistical Supplement, 2004

Table 5.B7—Number and percentage distribution with and without reduction for early retirement, by primary 

insurance amount and sex, December 2003

Primary insurance amount 

(dollars) and sex

Total Without reduction for early retirement With reduction for early retirement

Number Percent Number Percent Number Percent

All retired workers 29,547,530 100.0 8,300,290 100.0 21,247,240 100.0

Less than 400.00 3,199,470 10.8 659,590 7.9 2,539,880 12.0

400.00–449.90 669,570 2.3 140,420 1.7 529,150 2.5

450.00–499.90 1,040,450 3.5 235,940 2.8 804,510 3.8

500.00–549.90 1,240,570 4.2 291,500 3.5 949,070 4.5

550.00–599.90 1,249,040 4.2 290,040 3.5 959,000 4.5

600.00–649.90 1,239,440 4.2 290,660 3.5 948,780 4.5

650.00–699.90 1,154,700 3.9 282,480 3.4 872,220 4.1

700.00–749.90 1,102,690 3.7 274,520 3.3 828,170 3.9

750.00–799.90 1,081,200 3.7 283,690 3.4 797,510 3.8

800.00–849.90 1,051,560 3.6 288,160 3.5 763,400 3.6

850.00–899.90 1,019,040 3.4 290,930 3.5 728,110 3.4

900.00–949.90 1,007,270 3.4 291,690 3.5 715,580 3.4

950.00–999.90 998,150 3.4 289,760 3.5 708,390 3.3

1,000.00–1,049.90 990,390 3.4 287,410 3.5 702,980 3.3

1,050.00–1,099.90 1,024,850 3.5 301,850 3.6 723,000 3.4

1,100.00–1,149.90 1,036,070 3.5 294,150 3.5 741,920 3.5

1,150.00–1,199.90 1,143,390 3.9 315,610 3.8 827,780 3.9

1,200.00–1,249.90 1,194,860 4.0 345,980 4.2 848,880 4.0

1,250.00–1,299.90 1,218,470 4.1 381,580 4.6 836,890 3.9

1,300.00–1,349.90 1,433,000 4.9 445,840 5.4 987,160 4.6

1,350.00–1,399.90 1,336,030 4.5 421,640 5.1 914,390 4.3

1,400.00–1,449.90 1,010,140 3.4 352,840 4.3 657,300 3.1

1,450.00–1,499.90 803,430 2.7 316,790 3.8 486,640 2.3

1,500.00 or more 2,303,750 7.8 927,220 11.2 1,376,530 6.5

Average primary insurance 

amount (dollars) 935.90 1,012.70 905.90

Men 15,253,930 100.0 4,712,990 100.0 10,540,940 100.0

Less than 400.00 675,830 4.4 196,120 4.2 479,710 4.6

400.00–449.90 138,470 0.9 38,820 0.8 99,650 0.9

450.00–499.90 205,520 1.3 61,970 1.3 143,550 1.4

500.00–549.90 255,610 1.7 78,960 1.7 176,650 1.7

550.00–599.90 274,830 1.8 82,820 1.8 192,010 1.8

600.00–649.90 289,390 1.9 84,780 1.8 204,610 1.9

650.00–699.90 291,770 1.9 85,680 1.8 206,090 2.0

700.00–749.90 307,990 2.0 87,670 1.9 220,320 2.1

750.00–799.90 335,010 2.2 96,320 2.0 238,690 2.3

800.00–849.90 362,570 2.4 104,300 2.2 258,270 2.5

850.00–899.90 399,990 2.6 117,010 2.5 282,980 2.7

900.00–949.90 443,360 2.9 126,970 2.7 316,390 3.0

950.00–999.90 491,800 3.2 136,970 2.9 354,830 3.4

1,000.00–1,049.90 548,230 3.6 150,090 3.2 398,140 3.8

1,050.00–1,099.90 630,040 4.1 174,240 3.7 455,800 4.3

1,100.00–1,149.90 701,880 4.6 185,430 3.9 516,450 4.9

1,150.00–1,199.90 854,640 5.6 218,320 4.6 636,320 6.0

1,200.00–1,249.90 950,980 6.2 258,140 5.5 692,840 6.6

1,250.00–1,299.90 1,007,440 6.6 300,930 6.4 706,510 6.7

1,300.00–1,349.90 1,222,400 8.0 360,580 7.7 861,820 8.2

1,350.00–1,399.90 1,172,200 7.7 351,490 7.5 820,710 7.8

1,400.00–1,449.90 894,890 5.9 301,530 6.4 593,360 5.6

1,450.00–1,499.90 713,440 4.7 277,700 5.9 435,740 4.1

1,500.00 or more 2,085,650 13.7 836,150 17.7 1,249,500 11.9

Average primary insurance 

amount (dollars) 1,145.90 1,179.10 1,131.00

(Continued)
5.B OASDI Current-Pay Benefits: Retired Workers

Annual Statistical Supplement, 2004 ♦ 5.43

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Women 14,293,600 100.0 3,587,300 100.0 10,706,300 100.0

Less than 400.00 2,523,640 17.7 463,470 12.9 2,060,170 19.2

400.00–449.90 531,100 3.7 101,600 2.8 429,500 4.0

450.00–499.90 834,930 5.8 173,970 4.9 660,960 6.2

500.00–549.90 984,960 6.9 212,540 5.9 772,420 7.2

550.00–599.90 974,210 6.8 207,220 5.8 766,990 7.2

600.00–649.90 950,050 6.6 205,880 5.7 744,170 7.0

650.00–699.90 862,930 6.0 196,800 5.5 666,130 6.2

700.00–749.90 794,700 5.6 186,850 5.2 607,850 5.7

750.00–799.90 746,190 5.2 187,370 5.2 558,820 5.2

800.00–849.90 688,990 4.8 183,860 5.1 505,130 4.7

850.00–899.90 619,050 4.3 173,920 4.8 445,130 4.2

900.00–949.90 563,910 3.9 164,720 4.6 399,190 3.7

950.00–999.90 506,350 3.5 152,790 4.3 353,560 3.3

1,000.00–1,049.90 442,160 3.1 137,320 3.8 304,840 2.8

1,050.00–1,099.90 394,810 2.8 127,610 3.6 267,200 2.5

1,100.00–1,149.90 334,190 2.3 108,720 3.0 225,470 2.1

1,150.00–1,199.90 288,750 2.0 97,290 2.7 191,460 1.8

1,200.00–1,249.90 243,880 1.7 87,840 2.4 156,040 1.5

1,250.00–1,299.90 211,030 1.5 80,650 2.2 130,380 1.2

1,300.00–1,349.90 210,600 1.5 85,260 2.4 125,340 1.2

1,350.00–1,399.90 163,830 1.1 70,150 2.0 93,680 0.9

1,400.00–1,449.90 115,250 0.8 51,310 1.4 63,940 0.6

1,450.00–1,499.90 89,990 0.6 39,090 1.1 50,900 0.5

1,500.00 or more 218,100 1.5 91,070 2.5 127,030 1.2

Average primary insurance 

amount (dollars) 711.80 794.10 684.20

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Table 5.B7—Number and percentage distribution with and without reduction for early retirement, by primary 

insurance amount and sex, December 2003—Continued

Primary insurance amount 

(dollars) and sex

Total Without reduction for early retirement With reduction for early retirement

Number Percent Number Percent Number Percent
5.B OASDI Current-Pay Benefits: Retired Workers

5.44 ♦ Annual Statistical Supplement, 2004

-

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.B8—Number and average monthly benefit with and without reduction for early retirement, by sex, 

December 1956–2003, selected years

Year

All retired workers Men Women

Total

Without

reduction

for early

retirement

With

reduction

for early

retirement

Early

retirees

as a percentage

of total Subtotal

Without

reduction

for early

retirement

With

reduction

for early

retirement

Early

retirees

as a

percentage of

subtotal Subtotal

Without

reduction

for early

retirement

With

reduction

for early

retirement

Early

retirees

as a

percentage of

subtotal

Number

1956 5,112,430 4,997,401 115,029 2.2 3,572,271 3,572,271 . . . . . . 1,540,159 1,425,130 115,029 7.5

1960 8,061,469 7,112,265 949,204 11.8 5,216,668 5,216,668 . . . . . . 2,844,801 1,895,597 949,204 33.4

1965 11,100,584 7,581,386 3,519,198 31.7 6,825,078 5,389,166 1,435,912 21.0 4,275,506 2,192,220 2,083,286 48.7

1970 13,349,175 7,282,295 6,066,880 45.4 7,688,460 4,930,400 2,758,060 35.9 5,660,715 2,351,895 3,308,820 58.5

1980 19,562,085 7,397,198 12,164,887 62.2 10,460,735 4,586,539 5,874,196 54.8 9,101,350 2,810,659 6,290,691 69.1

1985 22,431,930 7,720,959 14,710,971 65.6 11,816,956 4,655,477 7,161,479 60.6 10,614,974 3,065,482 7,549,492 71.1

1990 24,838,100 7,840,239 16,997,861 68.4 12,983,832 4,592,911 8,390,921 64.6 11,854,268 3,247,328 8,606,940 72.6

1995 26,672,806 7,941,363 18,731,443 70.2 13,913,531 4,559,535 9,353,996 67.2 12,759,275 3,381,828 9,377,447 73.5

1996 26,898,072 7,784,078 19,113,994 71.1 14,010,875 4,478,565 9,532,310 68.0 12,887,197 3,305,513 9,581,684 74.4

1997 27,274,572 7,673,286 19,601,286 71.9 14,116,818 4,371,503 9,745,315 69.0 13,157,754 3,301,783 9,855,971 74.9

1998 27,510,535 7,699,664 19,810,871 72.0 14,200,826 4,371,895 9,828,931 69.2 13,309,709 3,327,769 9,981,940 75.0

1999 27,774,677 7,739,557 20,035,120 72.1 14,321,468 4,385,921 9,935,547 69.4 13,453,209 3,353,636 10,099,573 75.1

2000 28,498,945 8,179,425 20,319,520 71.3 14,767,170 4,690,652 10,076,518 68.2 13,731,775 3,488,773 10,243,002 74.6

2001 28,836,774 8,262,843 20,573,931 71.3 14,930,081 4,719,500 10,210,581 68.4 13,906,693 3,543,340 10,363,350 74.5

2002 29,190,137 8,306,422 20,883,715 71.5 15,100,473 4,736,285 10,364,188 68.8 14,089,664 3,570,137 10,519,527 74.7

2003 29,531,611 8,292,022 21,239,589 71.9 15,247,841 4,705,215 10,542,626 69.1 14,283,770 3,586,807 10,696,963 74.9

Average monthly benefit (dollars)

1956 63.10 63.40 48.20 . . . 68.20 68.20 . . . . . . 51.20 51.40 48.20 . . .

1960 74.00 76.50 55.80 . . . 81.90 81.90 . . . . . . 59.70 61.60 55.80 . . .

1965 83.90 90.10 70.60 . . . 92.60 96.10 79.40 . . . 70.10 75.40 64.50 . . .

1970 118.10 130.20 103.60 . . . 130.50 139.10 115.30 . . . 101.20 111.70 93.80 . . .

1980 341.40 391.80 310.70 . . . 380.20 419.60 349.50 . . . 296.80 346.50 274.60 . . .

1985 478.60 581.20 424.80 . . . 538.40 627.50 480.50 . . . 412.10 511.00 372.00 . . .

1990 602.60 742.80 537.90 . . . 679.30 803.60 611.20 . . . 518.60 656.80 466.40 . . .

1995 719.80 885.60 649.50 . . . 810.20 963.70 735.40 . . . 621.20 780.40 563.80 . . .

1996 745.00 908.70 678.30 . . . 838.10 997.80 763.10 . . . 643.70 788.00 593.90 . . .

1997 765.00 915.90 705.90 . . . 860.50 1,025.10 786.60 . . . 662.50 771.30 626.10 . . .

1998 779.70 932.50 720.30 . . . 876.90 1,044.50 802.40 . . . 675.90 785.40 639.50 . . .

1999 804.30 959.20 744.40 . . . 904.60 1,075.30 829.30 . . . 697.50 807.50 661.00 . . .

2000 844.50 1,008.40 778.50 . . . 951.10 1,131.10 867.20 . . . 729.90 843.40 691.20 . . .

2001 874.40 1,038.70 808.50 . . . 984.60 1,166.00 900.70 . . . 756.20 869.20 717.60 . . .

2002 895.00 1,058.90 829.80 . . . 1,007.80 1,188.50 925.20 . . . 774.10 886.90 735.80 . . .

2003 922.10 1,086.80 857.80 . . . 1,038.70 1,220.60 957.50 . . . 797.60 911.30 759.50 . . .

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

. . . = not applicable.
5.B OASDI Current-Pay Benefits: Retired Workers

Annual Statistical Supplement, 2004 ♦ 5.45

Table 5.B9—Number and percentage distribution, by sex, monthly benefit, and age,

December 2003

Monthly benefit (dollars)

Total,

62 or older 62–64 65–69 70–74 75–79 80–84 85–89 90 or older

All retired workers

Total

Number (thousands) 29,548 2,587 7,730 6,584 5,550 3,921 2,127 1,048

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Less than 400.00 6.6 8.6 6.7 6.7 6.2 6.4 5.3 5.9

400.00–449.90 2.5 2.9 2.4 2.6 2.7 2.6 2.0 2.0

450.00–499.90 3.7 4.6 3.3 3.7 4.1 3.8 2.5 2.6

500.00–549.90 4.8 5.7 4.9 5.5 5.0 4.1 3.2 3.2

550.00–599.90 4.8 6.6 5.5 5.1 4.2 3.9 3.1 3.2

600.00–649.90 4.4 6.5 4.8 4.4 4.1 3.8 3.1 3.4

650.00–699.90 4.2 5.3 4.5 4.3 3.8 3.7 3.2 3.7

700.00–749.90 4.0 4.2 4.2 4.1 3.7 3.7 3.3 4.1

750.00–799.90 3.9 3.7 4.0 3.9 3.7 4.0 3.8 5.0

800.00–849.90 4.1 3.5 3.9 3.9 3.9 4.5 4.5 6.5

850.00–899.90 4.3 3.4 3.7 4.0 4.2 5.4 5.2 7.3

900.00–949.90 4.7 3.4 3.7 4.2 4.6 6.8 5.9 7.4

950.00–999.90 5.0 3.3 3.7 4.4 5.3 8.6 6.1 6.6

1,000.00–1,049.90 5.1 3.2 3.8 4.7 6.7 6.4 6.2 6.1

1,050.00–1,099.90 5.7 3.1 4.4 6.8 7.9 4.8 5.8 5.5

1,100.00–1,149.90 5.1 3.1 5.0 6.6 5.4 4.3 4.8 4.3

1,150.00–1,199.90 4.4 3.7 5.3 4.6 3.7 4.1 3.9 3.3

1,200.00–1,249.90 4.0 6.0 4.6 3.2 3.3 4.1 3.7 2.7

1,250.00–1,299.90 3.5 5.9 3.8 2.8 3.3 3.6 3.6 2.4

1,300.00–1,349.90 3.2 5.1 3.3 2.9 3.1 2.7 3.6 2.3

1,350.00–1,399.90 2.7 4.3 2.9 2.5 2.5 1.9 3.4 2.5

1,400.00–1,449.90 2.0 2.4 2.4 1.9 2.0 1.3 2.5 1.9

1,450.00–1,499.90 1.6 0.7 2.2 1.5 1.4 1.0 2.3 1.3

1,500.00 or more 5.6 0.8 7.1 5.7 4.9 4.3 9.2 6.9

Average benefit (dollars) 922.10 858.60 930.20 912.30 920.80 910.50 1,009.40 953.20

Men

Total

Number (thousands) 15,254 1,331 4,255 3,588 2,900 1,921 903 354

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Less than 400.00 5.5 6.6 5.5 5.5 4.9 5.6 5.0 5.3

400.00–449.90 1.5 1.4 1.3 1.6 1.6 1.7 1.6 1.8

450.00–499.90 1.8 2.2 1.7 1.8 1.9 2.0 1.7 2.1

500.00–549.90 2.1 2.3 1.9 2.0 2.1 2.2 1.9 2.5

550.00–599.90 2.2 2.3 2.0 2.2 2.2 2.4 2.0 2.4

600.00–649.90 2.3 2.4 2.2 2.4 2.4 2.5 2.1 2.6

650.00–699.90 2.5 2.5 2.3 2.6 2.5 2.7 2.3 2.8

700.00–749.90 2.8 2.8 2.6 2.8 2.7 3.1 2.5 3.2

750.00–799.90 3.0 2.9 2.8 3.1 3.1 3.5 2.8 3.8

800.00–849.90 3.5 3.2 3.1 3.5 3.4 4.3 3.4 5.8

850.00–899.90 4.0 3.3 3.4 3.9 4.0 5.7 4.1 6.2

900.00–949.90 4.8 3.6 3.7 4.4 4.7 8.2 5.3 6.2

950.00–999.90 5.5 3.9 3.9 4.9 5.7 11.1 6.0 5.9

1,000.00–1,049.90 5.9 3.9 4.3 5.7 8.4 7.4 6.5 5.4

1,050.00–1,099.90 7.3 4.1 5.4 9.2 11.0 5.1 6.4 5.6

1,100.00–1,149.90 6.8 4.3 6.7 9.2 7.0 4.6 5.0 4.7

1,150.00–1,199.90 5.9 5.4 7.5 6.4 4.4 4.8 4.4 3.8

1,200.00–1,249.90 5.4 9.4 6.7 4.2 4.0 5.1 4.2 3.4

1,250.00–1,299.90 4.9 9.8 5.5 3.6 4.2 4.5 4.3 3.3

1,300.00–1,349.90 4.6 8.9 4.9 3.9 4.2 3.3 4.8 3.4

1,350.00–1,399.90 4.0 7.9 4.2 3.5 3.6 2.1 4.3 3.8

1,400.00–1,449.90 3.0 4.3 3.6 2.7 2.8 1.5 3.2 2.9

1,450.00–1,499.90 2.3 1.2 3.3 2.2 2.0 1.1 3.0 1.7

1,500.00 or more 8.5 1.4 11.5 8.7 7.2 5.4 13.4 11.3

Average benefit (dollars) 1,038.90 1,022.50 1,073.00 1,032.90 1,027.10 973.60 1,098.80 1,049.10

(Continued)
5.B OASDI Current-Pay Benefits: Retired Workers

5.46 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Women

Total

Number (thousands) 14,294 1,256 3,475 2,996 2,649 2,000 1,224 693

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Less than 400.00 7.8 10.6 8.3 8.1 7.6 7.1 5.5 6.1

400.00–449.90 3.6 4.5 3.7 4.0 3.9 3.5 2.3 2.1

450.00–499.90 5.6 7.1 5.4 6.0 6.6 5.6 3.0 2.8

500.00–549.90 7.8 9.4 8.5 9.8 8.2 5.9 4.1 3.5

550.00–599.90 7.6 11.1 9.8 8.6 6.5 5.4 3.9 3.7

600.00–649.90 6.6 11.0 7.9 6.8 5.9 5.0 3.8 3.9

650.00–699.90 6.0 8.2 7.2 6.3 5.3 4.5 3.9 4.2

700.00–749.90 5.3 5.6 6.3 5.6 4.8 4.4 3.9 4.6

750.00–799.90 4.8 4.6 5.5 4.8 4.4 4.4 4.5 5.6

800.00–849.90 4.7 3.9 4.8 4.4 4.3 4.8 5.3 6.9

850.00–899.90 4.6 3.4 4.2 4.0 4.5 5.1 6.0 7.9

900.00–949.90 4.6 3.2 3.8 4.0 4.6 5.5 6.3 8.0

950.00–999.90 4.5 2.7 3.5 3.8 4.9 6.2 6.2 6.9

1,000.00–1,049.90 4.3 2.5 3.2 3.6 4.9 5.5 6.0 6.5

1,050.00–1,099.90 4.0 2.1 3.0 3.9 4.5 4.6 5.5 5.5

1,100.00–1,149.90 3.4 1.8 2.9 3.4 3.6 4.0 4.6 4.1

1,150.00–1,199.90 2.8 1.8 2.6 2.5 2.9 3.5 3.6 3.0

1,200.00–1,249.90 2.4 2.3 2.0 2.0 2.6 3.1 3.3 2.3

1,250.00–1,299.90 2.1 1.7 1.6 1.8 2.3 2.6 3.1 1.9

1,300.00–1,349.90 1.8 1.0 1.4 1.7 2.0 2.1 2.7 1.7

1,350.00–1,399.90 1.4 0.6 1.2 1.3 1.4 1.6 2.6 1.8

1,400.00–1,449.90 1.0 0.3 0.9 0.9 1.0 1.2 2.0 1.4

1,450.00–1,499.90 0.8 0.1 0.8 0.6 0.7 0.9 1.7 1.0

1,500.00 or more 2.5 0.1 1.6 2.0 2.5 3.3 6.2 4.7

Average benefit (dollars) 797.50 684.90 755.40 768.00 804.40 849.90 943.60 904.10

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

Table 5.B9—Number and percentage distribution, by sex, monthly benefit, and age,

December 2003—Continued

Monthly benefit (dollars)

Total,

62 or older 62–64 65–69 70–74 75–79 80–84 85–89 90 or older
5.C OASDI Current-Pay Benefits: Retired Workers and Dependents

Annual Statistical Supplement, 2004 ♦ 5.47

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.C1—Number and percentage distribution, by primary insurance amount and type of benefit,

December 2003

Primary insurance amount (dollars)

Retired workers Wives and husbands Children

Number Percent Number Percent Number Percent

Total 29,547,530 100.0 2,622,130 100.0 480,490 100.0

Less than 300.00 1,733,120 5.9 70,670 2.7 12,820 2.7

300.00–349.90 841,990 2.9 27,390 1.0 5,800 1.2

350.00–399.90 624,360 2.1 23,290 0.9 5,460 1.1

400.00–449.90 669,570 2.3 24,890 1.0 5,550 1.2

450.00–499.90 1,040,450 3.5 39,480 1.5 8,700 1.8

500.00–549.90 1,240,570 4.2 46,800 1.8 12,940 2.7

550.00–599.90 1,249,040 4.2 48,580 1.9 14,990 3.1

600.00–649.90 1,239,440 4.2 48,590 1.9 15,170 3.2

650.00–699.90 1,154,700 3.9 47,430 1.8 15,310 3.2

700.00–749.90 1,102,690 3.7 50,380 1.9 15,260 3.2

750.00–799.90 1,081,200 3.7 53,910 2.1 16,870 3.5

800.00–849.90 1,051,560 3.6 57,290 2.2 17,540 3.7

850.00–899.90 1,019,040 3.5 62,230 2.4 17,020 3.5

900.00–949.90 1,007,270 3.4 68,790 2.6 18,420 3.8

950.00–999.90 998,150 3.4 75,250 2.9 18,200 3.8

1,000.00–1,049.90 990,390 3.4 82,630 3.2 18,550 3.9

1,050.00–1,099.90 1,024,850 3.5 94,850 3.6 19,040 4.0

1,100.00–1,149.90 1,036,070 3.5 108,560 4.1 19,700 4.1

1,150.00–1,199.90 1,143,390 3.9 143,940 5.5 21,560 4.5

1,200.00–1,249.90 1,194,860 4.0 169,120 6.5 21,660 4.5

1,250.00–1,299.90 1,218,470 4.1 188,310 7.2 21,910 4.6

1,300.00–1,349.90 1,433,000 4.9 232,490 8.9 26,250 5.5

1,350.00–1,399.90 1,336,030 4.5 228,910 8.7 25,360 5.3

1,400.00–1,449.90 1,010,140 3.4 173,240 6.6 20,370 4.2

1,450.00–1,499.90 803,430 2.7 130,520 5.0 18,910 3.9

1,500.00 or more 2,303,750 7.8 324,590 12.4 67,130 14.0

Average primary insurance amount (dollars) 935.90 1,149.00 1,070.50

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
5.C OASDI Current-Pay Benefits: Retired Workers and Dependents

5.48 ♦ Annual Statistical Supplement, 2004

Table 5.C2—Average monthly benefit, by type of benefit and sex, December 1940–2003, selected years

(in dollars)

Year

Retired workers Wives

Husbands

Children

All Men Women All

Entitled

solely

because

of age a

Entitled

because of

children b All

Under

age 18

Disabled

adult

children Students

1940 22.60 23.17 18.37 12.13 12.13 . . . . . . 12.22 12.22 . . . . . .

1945 24.19 24.94 19.51 12.82 12.82 . . . . . . 12.45 12.45 . . . . . .

1946 24.55 25.30 19.64 12.99 12.99 . . . . . . 12.57 12.57 . . . . . .

1947 24.90 25.68 19.91 13.17 13.17 . . . . . . 12.77 12.77 . . . . . .

1948 25.35 26.21 20.11 13.42 13.42 . . . . . . 12.99 12.99 . . . . . .

1949 26.00 26.92 20.58 13.76 13.76 . . . . . . 13.18 13.18 . . . . . .

1950 43.86 45.67 35.05 23.60 23.79 12.85 20.01 17.05 17.05 . . . . . .

1951 42.14 44.44 33.03 22.75 23.16 14.33 19.49 13.37 13.37 . . . . . .

1952 49.25 52.16 39.17 26.01 26.48 16.33 22.31 14.67 14.67 . . . . . .

1953 51.10 54.46 40.66 27.08 27.53 17.97 23.10 15.79 15.79 . . . . . .

1954 59.14 63.34 47.05 31.81 32.36 21.11 26.61 18.53 18.53 . . . . . .

1955 61.90 66.40 49.93 33.12 33.63 22.96 27.27 20.01 20.01 . . . . . .

1956 63.09 68.23 51.16 33.76 34.22 23.64 27.90 20.63 20.63 . . . . . .

1957 64.58 70.47 52.23 34.41 34.89 24.21 29.39 21.89 20.90 31.55 . . .

1958 66.35 72.74 53.55 35.11 35.59 25.12 30.45 22.99 21.66 32.00 . . .

1959 72.78 80.11 58.81 38.24 38.68 29.39 33.85 27.34 25.61 35.08 . . .

1960 74.04 81.87 59.67 38.74 39.19 30.15 34.72 28.25 26.38 35.70 . . .

1961 75.65 83.13 62.00 39.47 40.09 29.45 36.61 27.52 25.56 36.22 . . .

1962 76.19 83.79 62.61 39.64 40.35 29.55 37.05 27.39 25.44 36.35 . . .

1963 76.88 84.69 63.42 39.95 40.66 29.94 37.64 27.85 25.76 36.84 . . .

1964 77.57 85.58 64.28 40.24 40.95 30.16 38.18 28.13 25.86 37.34 . . .

1965 83.92 92.59 70.07 43.64 44.41 32.60 41.69 31.98 28.27 40.64 46.75

1966 84.35 93.26 70.79 43.82 44.60 32.64 42.21 32.72 28.18 41.03 45.05

1967 85.37 94.49 71.92 44.25 45.01 32.92 42.79 33.10 28.34 41.49 45.07

1968 98.86 109.08 84.24 51.22 52.13 37.66 49.29 38.12 32.44 47.79 51.08

1969 100.40 110.96 85.71 51.89 52.81 38.00 49.90 38.63 32.79 48.46 51.33

1970 118.10 130.53 101.22 61.20 62.41 43.23 58.47 44.85 37.72 56.79 59.46

1971 132.17 146.13 113.60 68.36 69.82 47.07 65.25 49.36 41.08 62.57 65.93

1972 162.35 179.44 140.11 84.11 86.07 56.10 79.97 59.90 49.44 75.91 80.13

1973 166.40 182.60 145.80 84.80 86.80 56.80 80.80 61.10 50.30 77.00 82.70

1974 188.20 206.56 165.47 95.77 98.08 64.24 90.90 69.63 57.10 86.61 94.21

1975 207.18 227.75 181.80 105.21 107.74 70.72 99.07 77.42 63.13 94.75 103.88

1976 224.86 247.70 197.08 114.15 116.82 77.29 106.68 85.64 69.55 102.81 113.92

1977 243.00 268.40 212.60 123.30 126.20 84.20 100.90 94.90 76.90 112.30 124.60

1978 263.20 291.60 229.70 133.10 136.00 91.70 106.00 104.70 85.10 121.70 138.40

1979 294.30 326.80 256.50 148.80 151.90 102.90 116.00 119.20 97.00 137.10 157.20

1980 341.40 380.20 296.80 172.50 176.00 120.40 132.10 140.00 114.30 159.80 184.00

1981 386.00 431.10 334.50 195.40 199.20 138.20 145.90 161.40 131.10 182.20 210.60

1982 419.30 469.60 362.20 213.60 216.90 148.80 156.00 165.00 145.90 198.40 179.70

1983 440.80 495.00 379.60 226.50 229.50 151.30 160.90 175.80 163.20 210.10 153.50

1984 460.60 517.80 396.50 237.20 240.30 156.70 165.80 185.50 170.60 220.80 149.90

1985 478.60 538.40 412.10 247.20 250.30 161.90 169.50 197.60 177.40 230.80 232.30

1986 488.50 549.80 420.50 252.70 255.70 165.10 170.40 203.80 182.50 236.80 241.20

1987 512.70 577.50 441.20 265.40 268.40 174.00 175.90 215.90 192.70 249.90 252.60

1988 536.80 604.90 462.00 278.00 281.00 182.40 181.50 227.70 201.60 263.30 265.40

1989 566.90 638.90 487.90 293.80 296.80 194.00 189.10 242.40 213.80 279.30 283.70

1990 602.60 679.30 518.60 312.30 315.40 208.10 198.20 259.40 228.50 298.30 300.90

1991 629.30 709.30 541.60 326.10 329.20 219.40 203.30 272.70 240.60 312.90 306.70

1992 652.60 735.50 561.80 337.90 341.00 229.30 208.20 285.20 252.30 326.00 322.20

1993 674.10 759.30 580.70 348.80 351.80 238.70 212.10 296.80 263.10 338.00 333.40

1994 697.30 785.20 610.30 360.50 363.60 248.60 216.40 309.30 275.00 351.10 349.60

(Continued)
5.C OASDI Current-Pay Benefits: Retired Workers and Dependents

Annual Statistical Supplement, 2004 ♦ 5.49

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

1995 719.80 810.20 621.20 371.90 375.00 256.70 220.80 321.50 286.70 363.80 360.30

1996 745.00 838.10 643.70 385.10 387.70 277.30 225.70 337.10 303.00 378.40 374.70

1997 765.00 860.50 662.50 394.70 397.20 286.40 228.80 349.00 314.90 389.80 388.40

1998 779.70 876.90 675.90 401.70 404.00 294.90 230.50 358.40 324.30 399.00 398.00

1999 804.30 904.60 697.50 413.00 415.30 307.50 234.50 372.40 338.90 413.00 417.30

2000 844.50 951.10 729.90 431.30 433.50 328.90 242.70 394.80 363.40 433.70 444.40

2001 874.40 984.60 756.20 445.10 447.20 345.30 250.30 412.60 382.20 451.00 462.60

2002 895.00 1,007.80 774.10 453.90 456.00 358.00 256.10 426.40 397.10 463.90 477.00

2003 922.10 1,038.70 797.60 465.90 467.80 374.60 263.10 444.20 415.80 480.60 498.60

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.

a. Aged 62 or older. Includes wives aged 65 or older with children.

b. Under age 65 with entitled children in their care.

Table 5.C2—Average monthly benefit, by type of benefit and sex, December 1940–2003, selected years

(in dollars)—Continued

Year

Retired workers Wives

Husbands

Children

All Men Women All

Entitled

solely

because

of age a

Entitled

because of

children b All

Under

age 18

Disabled

adult

children Students
5.D OASDI Current-Pay Benefits: Disabled Workers

5.50 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

Table 5.D1—Number, percentage, and average monthly benefit, by year of entitlement as disabled worker and 

sex, December 2003

Year of 

entitlement

All disabled workers Men Women

Number

Percentage

distribution

Cumulative

percentage a

a. Represents those entitled in specified year or later.

Average

monthly

benefit

(dollars) Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars) Number

Percentage

distribution

Cumulative

percentage a

Average

monthly

benefit

(dollars)

Total 5,867,460 100.0 . . . 861.70 3,225,850 100.0 . . . 965.90 2,641,610 100.0 . . . 734.40

2000–2003 1,891,640 32.2 . . . 945.00 1,021,250 31.7 . . . 1,074.10 870,390 32.9 . . . 793.60

1995–1999 1,825,190 31.1 . . . 844.90 941,950 29.2 . . . 961.40 883,240 33.4 . . . 720.60

1990–1994 1,195,700 20.4 . . . 799.90 655,300 20.3 . . . 896.10 540,400 20.5 . . . 683.30

1985–1989 494,850 8.4 . . . 782.80 297,270 9.2 . . . 857.20 197,580 7.5 . . . 671.00

1980–1984 233,500 4.0 . . . 755.00 154,430 4.8 . . . 805.30 79,070 3.0 . . . 656.70

1975–1979 143,440 2.4 . . . 964.30 96,840 3.0 . . . 1,013.10 46,600 1.8 . . . 862.70

1970–1974 67,390 1.1 . . . 838.00 46,990 1.5 . . . 861.90 20,400 0.8 . . . 782.80

1965–1969 15,370 0.3 . . . 702.00 11,500 0.4 . . . 708.80 3,870 0.1 . . . 682.10

Before 1965 380 b

b. Less than 0.05 percent.

. . . 672.70 320 b . . . 678.90 60 b . . . 640.10

2003 292,640 5.0 5.0 1,012.70 169,070 5.2 5.2 1,145.20 123,570 4.7 4.7 831.50

2002 510,060 8.7 13.7 965.60 279,190 8.7 13.9 1,097.80 230,870 8.7 13.4 805.80

2001 566,330 9.7 23.3 927.60 301,860 9.4 23.3 1,050.80 264,470 10.0 23.4 786.90

2000 522,610 8.9 32.2 906.00 271,130 8.4 31.7 1,031.30 251,480 9.5 32.9 771.00

1999 456,570 7.8 40.0 873.30 233,590 7.2 38.9 995.40 222,980 8.4 41.4 745.40

1998 393,020 6.7 46.7 846.50 201,470 6.2 45.1 964.10 191,550 7.3 48.6 722.70

1997 350,060 6.0 52.7 833.40 180,440 5.6 50.7 946.80 169,620 6.4 55.1 712.90

1996 326,070 5.6 58.2 828.00 170,670 5.3 56.0 944.50 155,400 5.9 60.9 700.20

1995 299,470 5.1 63.3 831.20 155,780 4.8 60.9 942.50 143,690 5.4 66.4 710.50

1994 282,420 4.8 68.2 825.50 147,850 4.6 65.4 938.00 134,570 5.1 71.5 701.90

1993 256,930 4.4 72.5 801.80 137,970 4.3 69.7 907.30 118,960 4.5 76.0 679.40

1992 246,610 4.2 76.7 788.40 136,100 4.2 73.9 879.90 110,510 4.2 80.2 675.70

1991 226,600 3.9 80.6 784.00 127,900 4.0 77.9 869.50 98,700 3.7 83.9 673.20

1990 183,140 3.1 83.7 793.20 105,480 3.3 81.2 876.00 77,660 2.9 86.8 680.70

1989 135,530 2.3 86.0 793.80 78,950 2.4 83.6 873.90 56,580 2.1 89.0 682.20

1988 108,220 1.8 87.9 797.90 64,000 2.0 85.6 879.80 44,220 1.7 90.7 679.30

1987 91,660 1.6 89.4 790.90 55,290 1.7 87.3 866.70 36,370 1.4 92.0 675.70

1986 84,100 1.4 90.9 768.50 51,820 1.6 88.9 838.10 32,280 1.2 93.3 656.70

1985 75,340 1.3 92.2 747.60 47,210 1.5 90.4 808.40 28,130 1.1 94.3 645.70

1984 65,540 1.1 93.3 732.30 42,240 1.3 91.7 784.20 23,300 0.9 95.2 638.00

1983 52,800 0.9 94.2 739.80 35,090 1.1 92.8 787.70 17,710 0.7 95.9 644.90

1982 43,410 0.7 94.9 739.70 29,070 0.9 93.7 787.50 14,340 0.5 96.4 642.90

1981 35,830 0.6 95.5 771.10 23,920 0.7 94.4 822.60 11,910 0.5 96.9 667.60

1980 35,920 0.6 96.1 821.10 24,110 0.7 95.2 872.30 11,810 0.4 97.3 716.70

1979 32,770 0.6 96.7 944.10 22,060 0.7 95.9 998.70 10,710 0.4 97.7 831.60

1978 29,440 0.5 97.2 1,022.80 19,690 0.6 96.5 1,070.70 9,750 0.4 98.1 926.10

1977 27,940 0.5 97.7 998.30 18,570 0.6 97.0 1,052.80 9,370 0.4 98.4 890.50

1976 28,320 0.5 98.2 949.60 19,370 0.6 97.6 1,000.80 8,950 0.3 98.8 838.90

1975 24,970 0.4 98.6 900.10 17,150 0.5 98.2 936.60 7,820 0.3 99.1 820.10

1974 20,780 0.4 98.9 877.00 14,460 0.4 98.6 907.60 6,320 0.2 99.3 807.10

1973 17,000 0.3 99.2 840.10 11,540 0.4 99.0 866.90 5,460 0.2 99.5 783.50

1972 11,770 0.2 99.4 831.70 8,310 0.3 99.2 859.90 3,460 0.1 99.7 763.90

1971 10,190 0.2 99.6 819.20 7,230 0.2 99.5 833.70 2,960 0.1 99.8 783.60

1970 7,650 0.1 99.7 761.90 5,450 0.2 99.6 770.40 2,200 0.1 99.9 740.60

1969 5,880 0.1 99.8 721.50 4,370 0.1 99.8 724.70 1,510 0.1 99.9 712.30

1968 7,270 0.1 100.0 676.70 5,410 0.2 99.9 683.40 1,860 0.1 100.0 657.20

1967 1,220 b 100.0 744.00 990 b 100.0 757.60 230 b 100.0 685.30

1966 680 b 100.0 742.80 530 b 100.0 762.10 150 b 100.0 674.80

1965 320 b 100.0 673.20 200 b 100.0 663.40 120 b 100.0 689.50

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

. . . = not applicable.
5.D OASDI Current-Pay Benefits: Disabled Workers

Annual Statistical Supplement, 2004 ♦ 5.51

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

Table 5.D2—Number and percentage distribution, by monthly benefit and sex, December 2003

Monthly benefit (dollars)

Total Men Women

Number Percent Number Percent Number Percent

All disabled workers 5,867,460 100.0 3,225,850 100.0 2,641,610 100.0

Less than 300.00 219,960 3.7 74,330 2.3 145,630 5.5

300.00–349.90 110,700 1.9 38,860 1.2 71,840 2.7

350.00–399.90 117,960 2.0 41,790 1.3 76,170 2.9

400.00–449.90 133,560 2.3 48,990 1.5 84,570 3.2

450.00–499.90 232,520 4.0 84,750 2.6 147,770 5.6

500.00–549.90 331,610 5.7 124,170 3.9 207,440 7.9

550.00–599.90 383,880 6.5 152,490 4.7 231,390 8.8

600.00–649.90 380,450 6.5 161,300 5.0 219,150 8.3

650.00–699.90 364,440 6.2 164,130 5.1 200,310 7.6

700.00–749.90 342,310 5.8 165,290 5.1 177,020 6.7

750.00–799.90 318,220 5.4 159,770 5.0 158,450 6.0

800.00–849.90 296,760 5.1 158,430 4.9 138,330 5.2

850.00–899.90 272,210 4.6 151,130 4.7 121,080 4.6

900.00–949.90 251,510 4.3 147,820 4.6 103,690 3.9

950.00–999.90 229,800 3.9 140,230 4.3 89,570 3.4

1,000.00–1,049.90 208,990 3.6 131,910 4.1 77,080 2.9

1,050.00–1,099.90 191,140 3.3 127,100 3.9 64,040 2.4

1,100.00–1,149.90 170,600 2.9 116,450 3.6 54,150 2.1

1,150.00–1,199.90 154,670 2.6 109,210 3.4 45,460 1.7

1,200.00–1,249.90 142,030 2.4 104,050 3.2 37,980 1.4

1,250.00–1,299.90 136,580 2.3 103,180 3.2 33,400 1.3

1,300.00–1,349.90 152,230 2.6 118,050 3.7 34,180 1.3

1,350.00–1,399.90 141,090 2.4 111,970 3.5 29,120 1.1

1,400.00–1,449.90 121,860 2.1 98,890 3.1 22,970 0.9

1,450.00–1,499.90 109,130 1.9 89,520 2.8 19,610 0.7

1,500.00 or more 353,250 6.0 302,040 9.4 51,210 1.9

Average benefit (dollars) 861.70 965.90 734.40

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
5.D OASDI Current-Pay Benefits: Disabled Workers

5.52 ♦ Annual Statistical Supplement, 2004

,

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

Table 5.D3—Number and total monthly benefits, by sex, December 1957–2003, selected years

Year

All disabled workers Men Women

Number

Total monthly benefits

(thousands of dollars) Number

Total monthly benefits

(thousands of dollars) Number

Total monthly benefits

(thousands of dollars)

1957 149,850 10,904 121,172 8,903 28,678 2,001

1958 237,719 19,516 189,883 16,138 47,836 3,378

1959 334,443 29,765 264,201 24,417 70,242 5,348

1960 455,371 40,668 356,277 33,034 99,094 7,633

1965 988,074 96,599 734,047 74,946 254,027 21,656

1970 1,492,948 196,010 1,068,986 148,194 423,962 47,819

1975 2,488,774 562,180 1,710,923 418,013 777,851 144,167

1980 2,858,680 1,059,792 1,928,030 784,266 930,650 275,525

1985 2,656,638 1,285,375 1,784,750 953,156 871,888 332,219

1986 2,728,463 1,331,144 1,826,835 985,003 901,628 346,141

1987 2,785,859 1,415,811 1,857,172 1,044,647 928,687 371,165

1988 2,830,284 1,498,637 1,876,878 1,101,675 953,406 396,962

1989 2,895,364 1,609,780 1,906,379 1,176,403 988,985 433,376

1990 3,011,294 1,768,313 1,967,408 1,283,579 1,043,886 484,735

1991 3,194,938 1,946,823 2,067,777 1,401,006 1,127,161 545,817

1992 3,467,783 2,171,080 2,219,789 1,546,924 1,247,994 624,156

1993 3,725,966 2,390,829 2,357,332 1,685,025 1,368,634 705,804

1994 3,962,954 2,620,982 2,473,061 1,824,195 1,489,893 796,787

1995 4,185,263 2,853,365 2,568,359 1,956,168 1,616,904 897,197

1996 4,385,623 3,087,223 2,644,454 2,083,123 1,741,169 1,004,100

1997 4,508,134 3,252,919 2,666,486 2,158,017 1,841,648 1,094,902

1998 4,698,319 3,444,259 2,737,296 2,252,129 1,961,023 1,192,130

1999 4,879,455 3,679,691 2,801,163 2,371,141 2,078,292 1,308,550

2000 5,042,334 3,965,304 2,856,411 2,521,252 2,185,923 1,444,052

2001 5,274,183 4,295,600 2,951,833 2,697,162 2,322,350 1,598,438

2002 5,543,981 4,625,445 3,070,001 2,872,308 2,473,980 1,753,137

2003 5,873,673 5,060,493 3,224,624 3,114,704 2,649,049 1,945,789

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
5.D OASDI Current-Pay Benefits: Disabled Workers

Annual Statistical Supplement, 2004 ♦ 5.53

Table 5.D4—Number, average age, and percentage distribution, by sex and age, December 1957–2003,

selected years

Year

Number

(thousands)

Average

age

Percentage distribution

Total,

all ages Under 30 30–39 40–44 45–49 50–54 55–59 60–64

Men

1957 121 59.4 100.0 . . . . . . . . . . . . 18.5 29.9 51.6

1958 190 59.5 100.0 . . . . . . . . . . . . 18.2 29.7 52.1

1959 264 59.3 100.0 . . . . . . . . . . . . 19.0 30.7 50.3

1960 356 57.3 100.0 0.5 3.3 3.0 4.9 16.6 26.7 44.9

1965 734 54.4 100.0 1.0 7.5 7.6 10.4 15.4 24.7 33.3

1970 1,069 53.9 100.0 3.3 6.8 6.9 10.9 15.2 23.2 33.7

1975 1,711 53.5 100.0 4.6 7.5 6.2 9.7 15.8 23.2 33.0

1980 1,928 52.9 100.0 4.1 9.6 6.0 8.9 14.3 24.0 33.1

1985 1,785 51.9 100.0 4.6 12.3 7.3 8.6 12.9 21.4 32.9

1986 1,827 51.4 100.0 4.9 13.3 7.9 8.9 12.7 20.7 31.5

1987 1,857 51.1 100.0 4.8 13.8 8.5 9.4 12.5 20.1 30.8

1988 1,869 50.9 100.0 4.7 14.3 9.0 9.8 12.7 19.6 29.9

1989 1,906 50.7 100.0 4.5 14.7 9.6 10.3 12.7 19.4 28.8

1990 1,965 50.4 100.0 4.5 15.2 10.3 10.7 12.7 19.1 27.5

1991 2,066 50.1 100.0 4.5 15.6 10.7 11.2 13.0 18.6 26.4

1992 2,221 49.9 100.0 4.6 16.0 11.0 12.0 13.4 18.0 25.0

1993 2,358 49.6 100.0 4.6 16.2 11.2 12.3 13.9 17.9 23.9

1994 2,476 49.6 100.0 4.3 16.1 11.4 12.8 14.2 17.8 23.4

1995 2,573 49.7 100.0 4.0 15.5 11.5 13.4 14.5 18.0 23.2

1996 2,650 49.9 100.0 3.6 14.8 11.6 13.7 15.0 18.3 22.9

1997 2,671 50.2 100.0 3.3 13.9 11.6 13.6 15.7 18.9 23.0

1998 2,741 50.5 100.0 3.1 13.3 11.6 13.7 16.1 19.4 22.9

1999 2,802 50.6 100.0 2.9 12.6 11.6 13.8 16.7 19.7 22.9

2000 2,857 50.7 100.0 2.8 11.8 11.5 13.9 17.3 20.0 22.8

2001 2,952 50.9 100.0 2.9 11.2 11.1 14.0 17.4 20.5 23.0

2002 3,069 51.0 100.0 3.1 10.5 10.7 14.0 17.2 21.1 23.3

2003 3,226 51.3 100.0 3.2 9.9 10.4 13.8 17.1 21.4 24.2

(Continued)
5.D OASDI Current-Pay Benefits: Disabled Workers

5.54 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Rona Blumenthal (410) 965-0163.

Women

1957 29 57.9 100.0 . . . . . . . . . . . . 25.6 39.2 35.2

1958 48 58.2 100.0 . . . . . . . . . . . . 23.8 37.5 38.6

1959 70 58.4 100.0 . . . . . . . . . . . . 23.4 36.8 39.7

1960 99 56.7 100.0 0.3 3.2 3.2 5.3 19.4 31.4 37.2

1965 254 55.2 100.0 0.6 5.4 6.3 9.8 16.2 27.3 34.3

1970 424 55.0 100.0 1.9 5.1 5.6 10.1 15.9 26.0 35.3

1975 778 54.4 100.0 3.3 6.1 5.3 9.0 16.3 25.5 34.5

1980 931 53.7 100.0 3.4 8.2 5.3 8.2 14.4 25.4 35.0

1982 858 53.9 100.0 3.3 8.5 5.1 7.2 13.7 25.2 37.0

1983 838 53.6 100.0 3.5 9.3 5.7 7.5 12.9 24.3 36.8

1984 849 53.2 100.0 3.7 10.2 6.3 7.8 12.8 23.2 36.0

1985 872 52.6 100.0 3.8 11.2 6.9 8.3 12.9 22.3 34.6

1986 902 52.0 100.0 4.1 12.1 7.6 8.8 12.9 21.6 32.9

1987 929 51.7 100.0 4.2 12.7 8.2 9.4 12.9 20.9 31.7

1988 952 51.4 100.0 4.0 13.1 8.7 9.9 13.2 20.6 30.5

1989 989 51.1 100.0 4.0 13.5 9.2 10.6 13.4 20.1 29.2

1990 1,046 50.8 100.0 3.9 14.0 9.8 11.1 13.4 19.9 27.9

1991 1,133 50.5 100.0 4.0 14.3 10.3 11.6 13.8 19.4 26.5

1992 1,252 50.1 100.0 4.3 14.6 10.7 12.2 14.3 18.8 25.0

1993 1,371 49.9 100.0 4.3 14.9 11.0 12.6 14.8 18.9 23.5

1994 1,491 49.9 100.0 4.1 14.8 11.2 13.1 15.3 18.7 22.8

1995 1,614 49.9 100.0 3.8 14.5 11.5 13.6 15.7 18.8 22.2

1996 1,736 50.0 100.0 3.4 14.1 11.6 13.9 16.2 19.0 21.7

1997 1,835 50.2 100.0 3.1 13.3 11.6 14.0 16.8 19.6 21.5

1998 1,956 50.5 100.0 3.0 12.8 11.5 14.2 17.0 20.0 21.6

1999 2,071 50.5 100.0 2.8 12.1 11.5 14.3 17.5 20.4 21.5

2000 2,179 50.7 100.0 2.7 11.5 11.3 14.5 17.9 20.7 21.5

2001 2,313 50.8 100.0 2.7 11.1 11.1 14.4 18.0 21.1 21.6

2002 2,467 50.9 100.0 2.7 10.6 10.8 14.4 17.8 21.5 22.1

2003 2,642 51.2 100.0 3.0 10.1 10.4 14.2 17.7 21.5 23.1

SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1988 and 1990–2003 are based on a 10 percent sample. All other years are 100 percent 

data.

NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

. . . = not applicable.

Table 5.D4—Number, average age, and percentage distribution, by sex and age, December 1957–2003,

selected years—Continued

Year

Number

(thousands)

Average

age

Percentage distribution

Total,

all ages Under 30 30–39 40–44 45–49 50–54 55–59 60–64
5.E OASDI Current-Pay Benefits: Disabled Workers and Dependents

Annual Statistical Supplement, 2004 ♦ 5.55

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.E1—Number and percentage distribution, by primary insurance amount and type of benefit,

December 2003

Primary insurance amount (dollars)

Disabled workers Spouses Children

Number Percent Number Percent Number Percent

Total 5,867,460 100.0 151,500 100.0 1,579,310 100.0

Less than 300.00 207,650 3.5 70 0.1 530 a

a. Less than 0.05 percent.

300.00–349.90 113,580 1.9 140 0.1 1,470 0.1

350.00–399.90 114,000 1.9 90 0.1 830 0.1

400.00–449.90 129,500 2.2 150 0.1 1,410 0.1

450.00–499.90 230,780 3.9 970 0.6 17,400 1.1

500.00–549.90 332,330 5.7 3,900 2.6 72,530 4.6

550.00–599.90 383,410 6.5 5,660 3.7 117,090 7.4

600.00–649.90 378,370 6.5 7,330 4.8 130,540 8.3

650.00–699.90 360,600 6.2 7,920 5.2 127,980 8.1

700.00–749.90 337,710 5.8 7,980 5.3 119,660 7.6

750.00–799.90 316,700 5.4 7,860 5.2 108,730 6.9

800.00–849.90 296,290 5.1 8,330 5.5 104,040 6.6

850.00–899.90 270,190 4.6 7,240 4.8 92,520 5.9

900.00–949.90 251,180 4.3 7,000 4.6 85,490 5.4

950.00–999.90 230,820 3.9 7,000 4.6 75,370 4.8

1,000.00–1,049.90 210,440 3.6 6,190 4.1 65,390 4.1

1,050.00–1,099.90 192,040 3.3 6,260 4.1 61,280 3.9

1,100.00–1,149.90 172,680 2.9 5,500 3.6 50,260 3.2

1,150.00–1,199.90 157,320 2.7 5,240 3.5 45,380 2.9

1,200.00–1,249.90 144,230 2.5 5,550 3.7 38,860 2.5

1,250.00–1,299.90 138,420 2.4 5,880 3.9 36,350 2.3

1,300.00–1,349.90 155,470 2.7 6,500 4.3 37,840 2.4

1,350.00–1,399.90 144,170 2.5 6,760 4.5 37,120 2.4

1,400.00–1,449.90 123,900 2.1 5,930 3.9 29,100 1.8

1,450.00–1,499.90 112,180 1.9 5,830 3.9 27,550 1.7

1,500.00 or more 363,500 6.2 20,220 13.4 94,590 6.0

Average primary insurance amount (dollars) 867.20 1,068.30 917.30

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.E OASDI Current-Pay Benefits: Disabled Workers and Dependents

5.56 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.E2—Average monthly benefit, by type of benefit, sex, and age, December 1957–2003, selected years

(in dollars)

Year

Disabled workers Spouses Children

All Men Women Wives Husbands All

Under

age 18

Disabled

adult children Students

1957 72.80 73.50 69.80 . . . . . . . . . . . . . . . . . .

1958 82.10 85.00 70.60 34.00 33.90 27.30 27.30 38.50 . . .

1959 89.00 92.40 76.10 36.10 34.70 31.00 30.80 39.40 . . .

1960 89.30 92.70 77.00 34.40 34.70 30.20 30.00 39.00 . . .

1965 97.80 102.10 85.30 35.00 32.60 31.60 30.90 41.60 49.30

1970 131.30 138.60 112.80 42.60 42.40 38.60 36.90 53.30 54.10

1975 225.90 244.30 185.30 67.40 61.70 62.00 58.60 84.10 86.90

1980 370.70 406.80 296.10 110.60 91.80 110.30 104.60 136.00 152.40

1985 483.80 534.10 381.00 132.70 102.70 141.80 138.90 183.80 196.90

1990 587.20 652.40 464.40 151.30 96.90 163.80 158.80 231.40 250.00

1991 609.40 677.50 484.20 154.60 101.70 167.90 162.70 240.90 253.20

1992 626.10 696.90 500.10 156.40 106.00 170.20 165.10 246.80 262.00

1993 641.70 714.80 515.70 157.50 108.60 173.10 167.70 253.30 265.90

1994 661.40 731.60 534.80 161.00 112.60 177.70 172.20 261.50 273.80

1995 681.80 761.60 554.90 165.00 116.60 183.50 177.90 270.10 284.10

1996 703.90 787.70 576.70 172.60 124.50 193.50 187.70 281.70 295.00

1997 721.60 809.30 594.50 178.00 129.10 201.20 195.20 292.20 306.30

1998 733.10 822.80 607.90 183.00 136.50 207.50 201.40 300.20 313.10

1999 754.10 846.50 629.60 190.20 145.40 216.10 209.50 310.70 319.80

2000 786.40 882.70 660.60 199.50 155.90 227.60 220.80 325.60 336.00

2001 814.50 913.70 688.30 208.20 164.50 237.90 230.70 339.90 343.50

2002 834.30 935.60 708.60 213.70 168.50 245.00 237.40 349.10 350.10

2003 861.60 965.90 734.50 222.70 176.90 253.90 245.90 360.90 359.10

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: . . . = not applicable.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 5.57

Table 5.F1—Number of wives and husbands and total monthly benefits, by type of benefit,

December 1950–2003, selected years

Year

Total

Wives entitled

solely because of age a

Wives entitled because of children b

Subtotal Husbands

With at least

1 child under age 16 c

With at least

1 disabled child d

Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars)

Wives and husbands of retired workers

1950 508,350 11,995 498,688 11,865 8,865 114 8,865 114 . . . . . . 797 16

1955 1,191,963 39,416 1,124,616 37,826 57,284 1,315 57,284 1,315 . . . . . . 10,063 274

1960 2,269,384 87,867 2,143,949 84,018 110,909 3,344 101,774 3,010 9,135 334 14,526 504

1965 2,613,550 114,035 2,433,602 108,069 168,951 5,508 154,829 4,947 14,122 561 10,997 458

1970 2,668,105 163,263 2,491,724 155,510 167,968 7,261 154,919 6,542 13,049 719 8,413 492

1975 2,867,388 301,623 2,664,132 287,043 195,993 13,861 178,909 12,391 17,084 1,470 7,263 720

1980 3,015,549 518,500 2,789,472 490,818 186,894 22,508 167,793 19,708 19,101 2,800 39,183 5,174

1985 3,069,067 755,844 2,926,300 732,464 107,166 17,347 84,074 12,762 23,092 4,585 35,601 6,033

1986 3,086,091 776,870 2,948,854 754,026 102,549 16,933 79,471 12,304 23,078 4,629 34,688 5,911

1987 3,089,968 817,058 2,959,301 794,258 96,928 16,865 74,141 12,078 22,787 4,788 33,739 5,935

1988 3,086,022 854,644 2,959,856 831,659 93,577 17,071 71,585 12,266 21,992 4,805 32,589 5,914

1989 3,093,075 905,281 2,971,440 881,836 89,839 17,431 68,857 12,571 20,982 4,859 31,796 6,014

1990 3,101,085 964,983 2,982,034 940,514 87,925 18,300 67,785 13,322 20,140 4,977 31,126 6,169

1991 3,104,235 1,008,672 2,986,975 983,434 86,682 19,020 66,992 13,897 19,690 5,122 30,578 6,218

1992 3,111,515 1,047,553 2,995,629 1,021,616 85,680 19,648 66,618 14,468 19,062 5,180 30,206 6,289

1993 3,094,447 1,075,073 2,980,671 1,048,712 83,751 19,993 65,225 14,782 18,526 5,211 30,025 6,368

1994 3,066,430 1,101,203 2,954,950 1,074,452 81,644 20,296 63,575 15,033 18,069 5,263 29,836 6,455

1995 3,026,012 1,120,924 2,917,764 1,094,203 78,507 20,155 61,132 14,932 17,375 5,223 29,741 6,567

1996 2,970,226 1,139,092 2,872,316 1,113,470 68,310 18,942 52,384 13,874 15,926 5,068 29,600 6,680

1997 2,922,170 1,148,558 2,828,261 1,123,381 64,123 18,363 49,372 13,540 14,751 4,823 29,786 6,814

1998 2,864,230 1,145,353 2,773,583 1,120,553 60,634 17,883 46,649 13,205 13,985 4,678 30,013 6,917

1999 2,811,008 1,155,479 2,722,244 1,130,413 58,229 17,905 45,002 13,333 13,227 4,572 30,535 7,161

2000 2,798,203 1,200,835 2,707,444 1,173,771 58,416 19,212 45,680 14,547 12,736 4,665 32,343 7,851

2001 2,741,962 1,213,842 2,652,289 1,186,078 55,995 19,335 44,009 14,732 11,986 4,603 33,678 8,429

2002 2,681,153 1,210,108 2,591,336 1,181,531 54,683 19,579 43,212 15,022 11,471 4,557 35,143 8,998

2003 2,621,691 1,214,103 2,532,377 1,184,720 52,791 19,774 42,023 15,301 10,768 4,473 36,523 9,609

(Continued)
5.F OASDI Current-Pay Benefits: Dependents and Survivors

5.58 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

Wives and husbands of disabled workers

1958 12,231 415 4,845 192 7,370 223 7,345 222 25 1 16 1

1960 76,599 2,636 21,845 841 54,543 1,788 53,549 1,746 994 42 211 7

1965 193,362 6,761 29,352 1,109 163,500 5,635 160,922 5,512 2,578 123 510 17

1970 283,447 12,060 41,582 2,063 241,341 9,975 235,892 9,667 5,449 307 524 22

1975 452,922 30,536 64,883 5,263 387,474 25,239 380,763 24,633 6,711 606 565 35

1980 461,878 51,028 77,276 9,672 382,457 41,159 374,147 40,018 8,310 1,142 2,145 197

1985 305,532 40,507 79,294 12,693 224,704 27,656 215,012 26,055 9,692 1,602 1,534 158

1986 300,826 39,481 78,925 12,766 220,426 26,566 210,515 24,952 9,911 1,614 1,475 149

1987 290,888 39,195 73,484 12,808 211,222 25,854 201,280 24,194 9,942 1,661 6,182 532

1988 280,821 38,878 70,654 12,924 203,788 25,402 194,068 23,746 9,720 1,656 6,379 552

1989 271,488 39,148 67,154 12,974 197,946 25,590 188,562 23,916 9,384 1,674 6,388 584

1990 265,890 39,869 63,584 13,018 195,818 26,222 186,641 24,506 9,177 1,716 6,488 629

1991 266,219 40,792 60,866 13,020 198,457 27,071 189,401 25,321 9,056 1,750 6,896 701

1992 270,674 41,951 59,536 13,196 203,703 27,967 194,459 26,152 9,244 1,815 7,435 788

1993 272,759 42,570 58,052 13,241 206,975 28,490 197,589 26,616 9,386 1,874 7,732 839

1994 271,054 43,263 56,343 13,367 206,854 29,011 197,492 27,094 9,362 1,917 7,857 885

1995 263,539 43,105 53,882 13,300 201,827 28,892 192,573 26,962 9,254 1,929 7,830 913

1996 223,854 38,366 51,779 13,251 166,586 24,432 158,106 22,597 8,480 1,834 5,489 683

1997 206,959 36,585 51,265 13,251 150,647 22,683 142,717 20,928 7,930 1,755 5,047 651

1998 189,843 34,530 50,759 13,197 134,584 20,718 127,083 19,032 7,501 1,686 4,500 614

1999 176,299 33,336 50,165 13,314 121,906 19,407 114,842 17,781 7,064 1,626 4,228 615

2000 165,123 32,763 49,171 13,488 111,933 18,649 105,248 17,044 6,685 1,605 4,019 626

2001 156,899 32,491 48,597 13,794 104,271 18,034 97,942 16,460 6,329 1,574 4,031 663

2002 151,614 32,209 48,402 13,970 99,075 17,542 93,034 16,008 6,041 1,533 4,137 697

2003 150,886 33,401 51,536 15,304 95,042 17,335 89,168 15,808 5,874 1,527 4,308 762

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.

a. Aged 62 or older. Includes wives aged 65 or older with children.

b. Under age 65 with entitled children in their care.

c. Prior to August 1981, benefits were payable to mothers and fathers caring for a child under age 18. For mothers and fathers caring for a child who was at least 14 and 

who were entitled in August 1981, benefits were continued until the child attained age 18 or September 1983, whichever came earlier.

d. Excludes wives with both disabled and nondisabled children in their care.

Table 5.F1—Number of wives and husbands and total monthly benefits, by type of benefit,

December 1950–2003, selected years—Continued

Year

Total

Wives entitled

solely because of age a

Wives entitled because of children b

Subtotal Husbands

With at least

1 child under age 16 c

With at least

1 disabled child d

Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars) Number

Total

monthly

benefits

(thousands

of dollars)
5.F OASDI Current-Pay Benefits: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 5.59

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

Table 5.F3—Percentage distribution of wives with entitlement based on age, by monthly benefit and age, 

December 2003

Monthly benefit (dollars)

Total,

62 or older 62–64 65–69 70–74 75–79 80–84 85 or older

Total

Number 2,587,200 292,030 698,580 661,410 522,830 294,840 117,510

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Less than 150.00 5.6 10.6 6.3 4.7 4.2 3.9 3.3

150.00–174.90 1.5 1.9 1.5 1.3 1.2 1.3 1.8

175.00–199.90 1.9 2.8 2.0 1.9 1.7 1.7 1.3

200.00–224.90 2.1 3.0 2.2 2.0 1.9 1.8 1.8

225.00–249.90 2.3 3.0 2.4 2.2 2.2 2.2 2.1

250.00–274.90 2.4 2.8 2.5 2.3 2.2 2.2 2.3

275.00–299.90 2.6 3.0 2.7 2.5 2.4 2.5 2.4

300.00–324.90 2.7 2.9 2.8 2.6 2.7 2.6 2.6

325.00–349.90 3.0 3.0 3.0 3.0 2.9 3.2 2.8

350.00–374.90 3.4 3.5 3.3 3.3 3.3 3.3 3.9

375.00–399.90 3.7 3.6 3.4 3.5 3.8 3.9 5.1

400.00–424.90 4.3 3.8 3.7 4.2 4.7 5.0 5.3

425.00–449.90 5.4 4.1 4.2 4.9 6.7 8.2 5.6

450.00–474.90 6.7 4.2 4.7 6.2 10.0 10.0 5.5

475.00–499.90 7.8 5.6 5.9 9.1 10.6 7.5 5.7

500.00–524.90 8.9 6.8 9.0 11.5 8.6 6.9 5.8

525.00–549.90 7.0 7.1 8.9 8.4 4.6 4.7 5.0

550.00–574.90 5.1 6.8 7.0 4.2 3.6 4.2 4.4

575.00–599.90 4.0 6.4 4.3 3.0 3.2 3.9 4.6

600.00–624.90 3.4 5.4 3.1 2.8 2.9 3.9 4.1

625.00–649.90 3.0 4.1 2.6 2.4 2.9 3.7 4.2

650.00–674.90 2.7 2.1 2.6 2.5 3.0 3.4 3.5

675.00–699.90 2.3 1.1 2.3 2.2 2.6 2.6 3.4

700.00–724.90 1.9 0.7 2.0 2.0 2.4 1.6 2.1

725.00–749.90 1.5 0.5 1.8 1.8 1.7 1.0 1.6

750.00–774.90 1.2 0.4 1.5 1.6 1.1 0.8 1.2

775.00–799.90 1.0 0.2 1.4 1.3 0.7 0.7 1.1

800.00 or more 2.6 0.2 3.0 2.3 2.0 3.4 7.4

Average benefit (dollars) 464.10 418.80 466.90 468.70 466.60 473.90 509.20

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

5.60 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

Table 5.F4—Number of children and total monthly benefits, by type of benefit, December 1940–2003,

selected years

Year

Number of children of—

Total monthly benefits for children of—

(thousands of dollars)

All

workers

Retired

workers

Deceased

workers

Disabled

workers

All

workers

Retired

workers

Deceased

workers

Disabled

workers

Total

1957 1,502,077 179,697 1,322,380 . . . 57,951 3,932 54,019 . . .

1960 2,000,451 268,168 1,576,802 155,481 93,276 7,576 81,003 4,697

1965 3,092,659 460,781 2,074,263 557,615 159,428 14,736 127,067 17,627

1970 4,122,305 545,708 2,687,997 888,600 279,845 24,473 221,041 34,330

1980 4,606,517 638,711 2,609,920 1,357,886 864,242 89,386 625,090 149,766

1990 3,187,010 422,200 1,776,013 988,797 991,628 109,497 720,206 161,926

1995 3,734,097 441,600 1,883,643 1,408,854 1,283,288 141,974 882,837 258,477

2000 3,802,863 458,951 1,878,007 1,465,905 1,547,808 181,177 1,033,055 333,575

2001 3,839,381 467,064 1,890,156 1,482,161 1,624,285 192,727 1,078,886 352,672

2002 3,910,256 476,684 1,907,899 1,525,673 1,692,471 203,265 1,115,415 373,791

2003 3,960,909 480,033 1,909,983 1,570,893 1,763,910 213,230 1,151,907 398,773

Children under age 18

1940 54,648 6,410 48,238 . . . 668 62 606 . . .

1950 699,703 46,241 653,462 . . . 19,366 788 18,578 . . .

1960 1,896,397 214,343 1,529,535 152,519 88,682 5,654 78,446 4,582

1965 2,688,592 339,507 1,816,888 532,197 135,432 9,598 109,392 16,442

1970 3,314,578 354,373 2,161,094 799,111 215,366 13,367 172,499 29,500

1980 3,423,081 354,797 1,883,438 1,184,846 607,574 40,548 443,097 123,930

1990 2,497,252 236,051 1,333,690 927,511 739,787 53,944 538,546 147,296

1995 2,956,482 241,756 1,386,111 1,328,615 943,028 69,312 637,326 236,390

2000 2,976,406 255,908 1,346,091 1,374,407 1,120,977 92,987 724,567 303,423

2001 2,993,852 262,509 1,345,986 1,385,357 1,172,169 100,320 752,216 319,633

2002 3,043,029 270,231 1,350,533 1,422,265 1,218,610 107,298 773,661 337,652

2003 3,080,308 273,646 1,345,029 1,461,633 1,268,682 113,784 795,476 359,422

Disabled adult children

1957 28,869 16,686 12,183 . . . 1,115 526 589 . . .

1960 104,054 53,825 47,267 2,962 4,594 1,922 2,557 115

1965 198,390 87,122 102,287 8,981 10,271 3,541 6,357 374

1970 270,557 101,341 154,921 14,295 19,807 5,755 13,290 761

1980 450,169 140,548 276,738 32,883 89,561 22,463 62,625 4,473

1990 600,480 173,941 389,385 37,154 217,201 51,879 156,725 8,597

1995 686,101 188,965 446,377 50,759 300,007 68,743 217,553 13,711

2000 728,689 191,584 480,351 56,754 377,647 83,098 276,072 18,478

2001 736,546 191,809 486,817 57,920 395,952 86,510 289,757 19,684

2002 744,529 192,085 492,985 59,459 409,813 89,114 299,946 20,754

2003 752,814 191,704 498,659 62,451 426,877 92,125 312,212 22,540

Students

1965 205,677 34,152 155,088 16,437 13,725 1,597 11,318 811

1970 537,170 89,994 371,982 75,194 44,672 5,351 35,252 4,069

1980 733,267 143,366 449,744 140,157 167,107 26,375 119,368 21,363

1990 89,278 12,208 52,938 24,132 34,641 3,673 24,935 6,033

1995 91,514 10,879 51,155 29,480 40,253 3,919 27,958 8,376

2000 97,768 11,459 51,565 34,744 49,184 5,092 32,417 11,674

2001 108,983 12,746 57,353 38,884 56,164 5,897 36,912 13,356

2002 122,698 14,368 64,381 43,949 64,048 6,854 41,808 15,386

2003 127,787 14,683 66,295 46,809 68,351 7,321 44,218 16,811

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 5.61

Table 5.F6—Average monthly benefit for survivors, by type of benefit, December 1940–2003, selected years

(in dollars)

Year

Widowed

mothers

and

fathers

Nondisabled

Parents

Children Disabled

Widows Widowers Total

Under

age 18

Disabled

adult

children Students Widows Widowers

1940 19.61 20.28 . . . 13.09 12.22 12.22 . . . . . . . . . . . .

1941 19.50 20.22 . . . 12.97 12.19 12.19 . . . . . . . . . . . .

1942 19.57 20.15 . . . 13.05 12.24 12.24 . . . . . . . . . . . .

1943 19.72 20.15 . . . 13.11 12.31 12.31 . . . . . . . . . . . .

1944 19.80 20.17 . . . 13.08 12.38 12.38 . . . . . . . . . . . .

1945 19.83 20.19 . . . 13.06 12.45 12.45 . . . . . . . . . . . .

1950 34.24 36.54 37.23 36.69 28.43 28.43 . . . . . . . . . . . .

1951 33.24 36.04 30.03 36.68 28.05 28.05 . . . . . . . . . . . .

1952 36.13 40.67 33.09 41.33 31.30 31.30 . . . . . . . . . . . .

1953 37.49 40.88 34.08 41.96 32.28 32.28 . . . . . . . . . . . .

1954 44.52 46.28 39.27 47.44 37.01 37.01 . . . . . . . . . . . .

1955 45.91 48.70 46.51 49.93 38.12 38.12 . . . . . . . . . . . .

1956 47.35 50.14 47.11 50.78 39.36 39.36 . . . . . . . . . . . .

1957 49.05 51.09 47.77 51.87 40.85 40.78 48.38 . . . . . . . . .

1958 50.53 51.91 48.84 52.83 42.10 41.98 49.63 . . . . . . . . .

1959 57.37 56.73 53.28 58.86 47.48 47.34 52.89 . . . . . . . . .

1960 59.29 57.69 53.81 60.31 51.37 51.29 54.10 . . . . . . . . .

1961 59.38 64.92 61.66 67.15 52.74 52.64 55.50 . . . . . . . . .

1962 59.38 65.88 62.12 68.18 53.57 53.47 55.99 . . . . . . . . .

1963 59.43 66.85 63.17 69.11 54.33 54.23 56.58 . . . . . . . . .

1964 59.40 67.85 63.49 70.05 54.99 54.87 57.27 . . . . . . . . .

1965 65.46 73.75 69.68 76.03 61.26 60.21 62.14 72.98 . . . . . .

1966 65.59 74.11 70.52 76.52 61.84 60.37 62.67 71.71 . . . . . .

1967 65.86 74.99 71.22 77.23 62.57 60.99 63.37 72.33 . . . . . .

1968 74.93 86.54 82.14 88.21 70.85 68.90 73.11 81.76 72.27 72.40

1969 75.06 87.48 83.08 88.96 71.10 69.11 73.77 81.93 71.02 66.50

1970 86.51 102.02 96.50 103.21 82.23 79.82 85.79 94.77 81.99 73.10

1971 95.61 113.57 106.13 114.26 90.94 88.12 95.03 104.80 90.11 83.10

1972 115.45 138.19 127.98 138.95 110.36 106.87 115.25 126.63 109.50 98.80

1973 118.20 157.40 146.70 140.60 111.70 108.20 116.20 128.50 111.20 101.70

1974 134.20 177.30 164.30 157.50 126.48 122.52 130.33 144.79 125.90 118.60

1975 147.25 193.92 178.27 171.86 139.40 135.00 142.26 157.81 137.70 128.10

1976 159.77 208.99 191.78 185.07 151.94 147.49 152.88 169.80 147.00 133.80

1977 173.80 224.30 177.10 198.30 a 165.70 a 161.50 a 163.60 a 183.10 156.20 131.60

1978 190.40 241.40 186.10 214.00 182.20 178.30 176.20 200.80 165.70 129.70

1979 212.60 269.80 209.00 238.70 205.60 201.70 195.90 226.60 180.80 133.40

1980 246.20 311.50 239.40 276.00 239.50 235.30 226.40 265.40 205.40 145.70

1981 276.70 349.80 266.80 310.40 270.90 265.70 254.00 301.70 227.20 158.80

1982 302.80 379.30 285.60 335.40 285.40 291.50 279.90 260.70 242.80 165.50

1983 308.70 397.10 295.70 349.80 298.00 307.20 289.00 233.40 251.10 166.20

1984 321.50 416.10 306.80 363.90 314.30 320.70 302.60 257.20 307.70 190.70

1985 332.50 434.00 317.80 378.20 330.50 332.60 315.50 360.80 316.60 191.80

1986 338.30 444.90 324.80 386.30 336.80 338.70 323.10 375.70 321.30 195.50

1987 352.70 468.90 340.60 407.30 352.40 353.90 340.00 400.10 335.60 202.30

1988 367.90 493.40 359.50 428.40 367.60 368.00 357.40 424.70 350.00 211.30

1989 387.60 522.60 382.00 453.50 384.90 384.30 378.10 447.90 368.90 223.60

1990 409.10 557.40 408.40 482.20 405.50 403.80 402.50 471.00 391.30 238.40

1991 424.10 584.50 428.00 506.10 420.10 417.00 421.50 486.20 409.40 260.60

1992 437.70 608.70 443.60 526.40 432.30 427.60 438.30 504.10 425.30 273.30

1993 448.40 631.70 461.50 547.20 443.10 437.00 453.70 515.00 436.90 286.20

1994 464.40 656.60 481.40 569.50 456.20 448.70 470.80 532.20 449.20 299.90

(Continued)
5.F OASDI Current-Pay Benefits: Dependents and Survivors

5.62 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

1995 477.90 681.20 500.20 590.80 468.70 459.80 487.40 546.50 461.50 307.60

1996 514.90 708.30 520.70 613.50 487.20 478.20 506.10 560.80 474.30 318.00

1997 532.00 732.50 534.50 635.70 500.00 490.10 521.30 569.60 483.90 326.90

1998 545.10 750.30 549.10 651.10 509.60 498.90 532.80 579.90 491.00 332.90

1999 565.70 776.10 572.40 673.90 526.30 515.00 550.40 595.80 503.90 340.30

2000 595.00 811.80 606.90 703.90 550.10 538.30 574.70 628.70 523.80 361.70

2001 620.80 842.50 636.80 728.60 570.80 558.90 595.20 643.60 541.20 374.80

2002 640.20 862.80 662.80 752.70 584.60 572.90 608.40 649.40 553.00 384.70

2003 663.70 889.50 697.70 779.20 603.10 591.40 626.10 667.00 569.10 400.80

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.

a. Children’s data estimated for 1977.

Table 5.F6—Average monthly benefit for survivors, by type of benefit, December 1940–2003, selected years

(in dollars)—Continued

Year

Widowed

mothers

and

fathers

Nondisabled

Parents

Children Disabled

Widows Widowers Total

Under

age 18

Disabled

adult

children Students Widows Widowers
5.F OASDI Current-Pay Benefits: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 5.63

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

Table 5.F7—Number and percentage distribution of survivors, by primary insurance amount and type of 

benefit, December 2003

Primary insurance 

amount (dollars)

Widowed mothers

and fathers

Nondisabled

widow(er)s Parents

Disabled

widow(er)s Children

Number Percent Number Percent Number Percent Number Percent Number Percent

Total 188,320 100.0 4,499,900 100.0 2,190 100.0 207,630 100.0 1,906,680 100.0

Less than 300.00 4,190 2.2 35,910 0.8 10 0.5 2,530 1.2 86,270 4.5

300.00–349.90 1,710 0.9 77,760 1.7 10 0.5 1,910 0.9 56,590 3.0

350.00–399.90 2,030 1.1 39,500 0.9 30 1.4 1,500 0.7 39,090 2.1

400.00–449.90 2,090 1.1 46,650 1.0 20 0.9 1,990 1.0 40,200 2.1

450.00–499.90 3,490 1.9 67,400 1.5 40 1.8 3,060 1.5 62,400 3.3

500.00–549.90 5,550 2.9 93,550 2.1 80 3.7 4,950 2.4 88,770 4.7

550.00–599.90 6,870 3.6 100,870 2.2 90 4.1 5,430 2.6 102,720 5.4

600.00–649.90 7,850 4.2 109,530 2.4 40 1.8 6,930 3.3 103,610 5.4

650.00–699.90 7,600 4.0 111,440 2.5 100 4.6 7,360 3.5 101,850 5.3

700.00–749.90 7,510 4.0 112,170 2.5 100 4.6 7,660 3.7 94,920 5.0

750.00–799.90 7,790 4.1 144,960 3.2 160 7.3 8,660 4.2 97,250 5.1

800.00–849.90 9,050 4.8 163,070 3.6 110 5.0 8,690 4.2 94,280 4.9

850.00–899.90 8,850 4.7 219,740 4.9 160 7.3 8,910 4.3 98,700 5.2

900.00–949.90 8,960 4.8 250,670 5.6 110 5.0 10,250 4.9 90,840 4.8

950.00–999.90 8,590 4.6 236,240 5.2 90 4.1 10,150 4.9 80,170 4.2

1,000.00–1,049.90 7,960 4.2 270,470 6.0 50 2.3 10,600 5.1 73,930 3.9

1,050.00–1,099.90 8,120 4.3 283,880 6.3 90 4.1 10,920 5.3 69,930 3.7

1,100.00–1,149.90 7,240 3.8 259,370 5.8 70 3.2 10,050 4.8 61,230 3.2

1,150.00–1,199.90 7,230 3.8 290,650 6.5 90 4.1 10,450 5.0 58,010 3.0

1,200.00–1,249.90 6,540 3.5 301,220 6.7 70 3.2 9,840 4.7 52,400 2.7

1,250.00–1,299.90 6,630 3.5 293,790 6.5 140 6.4 9,250 4.5 48,140 2.5

1,300.00–1,349.90 6,950 3.7 301,380 6.7 110 5.0 11,670 5.6 51,550 2.7

1,350.00–1,399.90 6,520 3.5 234,970 5.2 170 7.8 10,400 5.0 45,480 2.4

1,400.00–1,449.90 5,950 3.2 139,300 3.1 70 3.2 8,680 4.2 37,770 2.0

1,450.00–1,499.90 4,960 2.6 92,670 2.1 20 0.9 6,920 3.3 30,920 1.6

1,500.00 or more 28,090 14.9 222,740 4.9 160 7.3 18,870 9.1 139,660 7.3

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

5.64 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

Table 5.F8—Number of widow(er)s and total monthly benefits, by type of benefit, December 1950–2003

Year

Total

Nondisabled—

Widows Widowers Disabled widow(er)s

Number

Total monthly

benefits

(thousands

of dollars) Number

Total monthly

benefits

(thousands

of dollars) Number

Total monthly

benefits

(thousands

of dollars) Number

Total monthly

benefits

(thousands

of dollars)

1950 314,189 11,481 314,126 11,479 63 2 . . . . . .

1951 384,265 13,849 384,011 13,841 254 8 . . . . . .

1952 454,563 18,482 454,064 18,466 499 17 . . . . . .

1953 540,653 22,096 539,854 22,069 799 27 . . . . . .

1954 638,091 29,526 637,012 29,483 1,079 42 . . . . . .

1955 701,360 34,152 700,294 34,103 1,066 50 . . . . . .

1956 913,069 45,780 911,841 45,722 1,228 58 . . . . . .

1957 1,095,137 55,944 1,093,645 55,872 1,492 71 . . . . . .

1958 1,232,583 63,977 1,230,953 63,897 1,630 80 . . . . . .

1959 1,393,587 79,047 1,391,686 78,946 1,901 101 . . . . . .

1960 1,543,843 89,054 1,541,790 88,943 2,053 110 . . . . . .

1961 1,697,308 110,179 1,694,977 110,035 2,331 144 . . . . . .

1962 1,859,191 122,475 1,856,658 122,318 2,533 157 . . . . . .

1963 2,010,769 134,403 2,008,102 134,234 2,667 168 . . . . . .

1964 2,158,912 146,476 2,156,143 146,300 2,769 176 . . . . . .

1965 2,371,433 174,883 2,368,629 174,688 2,804 195 . . . . . .

1966 2,602,015 192,821 2,599,178 192,620 2,837 200 . . . . . .

1967 2,769,618 207,692 2,766,736 207,487 2,882 205 . . . . . .

1968 2,937,890 253,924 2,913,376 252,123 2,951 242 21,563 1,558

1969 3,091,710 269,799 3,049,177 266,741 3,064 255 39,469 2,803

1970 3,227,160 328,245 3,174,846 323,912 3,033 293 49,281 4,041

1971 3,366,304 380,963 3,306,528 375,528 3,033 322 56,743 5,113

1972 3,509,777 483,161 3,442,595 475,746 3,015 386 64,167 7,029

1973 3,656,353 571,654 3,574,458 562,441 3,126 459 78,769 8,754

1974 3,769,559 663,569 3,674,376 651,471 3,055 502 92,128 11,596

1975 3,888,705 747,902 3,776,090 732,269 3,104 553 109,511 15,080

1976 3,994,380 827,325 3,871,894 809,181 3,059 587 119,427 17,557

1977 4,119,487 914,738 3,980,324 892,764 11,887 2,105 127,276 19,869

1978 4,211,710 1,005,929 4,066,673 981,615 15,287 2,845 129,751 21,469

1979 4,321,496 1,153,272 4,173,745 1,126,089 17,918 3,745 129,833 23,438

1980 4,410,515 1,358,836 4,262,607 1,327,814 20,328 4,866 127,580 26,156

1981 4,507,941 1,560,103 4,363,708 1,526,511 22,643 6,042 121,590 27,550

1982 4,594,961 1,724,392 4,453,575 1,689,073 25,014 7,144 116,372 28,175

1983 4,693,791 1,844,798 4,554,414 1,808,647 27,786 8,216 111,591 27,935

1984 4,779,190 1,973,203 4,640,805 1,930,807 29,234 8,970 109,151 33,426

1985 4,862,805 2,094,003 4,725,618 2,050,678 30,182 9,592 107,005 33,734

1986 4,928,019 2,175,345 4,789,969 2,131,049 31,076 10,092 106,974 34,204

1987 4,983,846 2,318,747 4,846,135 2,272,557 31,429 10,703 106,282 35,487

1988 5,028,822 2,461,945 4,892,829 2,414,239 32,870 11,816 103,123 35,892

1989 5,070,873 2,629,728 4,935,911 2,579,726 33,332 12,731 101,630 37,270

1990 5,111,482 2,827,012 4,976,420 2,773,818 34,073 13,916 100,989 39,278

1991 5,158,383 2,989,385 5,008,789 2,927,768 35,105 15,024 114,489 46,593

1992 5,205,375 3,138,250 5,037,583 3,066,568 36,468 16,178 131,324 55,504

1993 5,224,279 3,264,849 5,039,874 3,183,768 37,390 17,255 147,015 63,826

1994 5,232,379 3,394,982 5,034,219 3,305,229 37,484 18,043 160,676 71,710

1995 5,225,519 3,514,262 5,014,991 3,416,203 37,504 18,759 173,024 79,300

1996 5,209,812 3,639,632 4,990,079 3,534,268 37,822 19,692 181,911 85,671

1997 5,053,442 3,646,898 4,829,456 3,537,348 36,048 19,268 187,938 90,282

1998 4,989,855 3,685,349 4,759,829 3,571,047 35,845 19,683 194,181 94,619

1999 4,943,915 3,774,601 4,709,091 3,654,598 36,029 20,624 198,795 99,380

2000 4,901,437 3,912,527 4,663,228 3,785,532 36,782 22,322 201,427 104,674

2001 4,828,327 3,997,687 4,586,677 3,864,251 37,407 23,822 204,243 109,615

2002 4,770,638 4,043,051 4,524,020 3,903,384 39,260 26,020 207,358 113,648

2003 4,707,215 4,110,963 4,456,446 3,964,035 41,410 28,892 209,359 118,035

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 5.65

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

Table 5.F9—Number, percentage, and average 

monthly benefit, by year of entitlement as 

nondisabled widow(er), December 2003

Year Number

Percentage

distribution

Cumulative

percentage a

a. Represents those entitled in specified year or later.

Average

monthly

benefit

(dollars)

Total 4,499,900 100.0 . . . 888.30

2000–2003 1,081,040 24.0 . . . 952.20

1995–1999 1,076,230 23.9 . . . 931.40

1990–1994 861,880 19.2 . . . 904.50

1985–1989 693,950 15.4 . . . 852.10

1980–1984 459,040 10.2 . . . 792.90

1975–1979 212,080 4.7 . . . 722.10

1970–1974 88,830 2.0 . . . 673.40

1965–1969 25,140 0.6 . . . 660.70

Before 1965 1,710 b

b. Less than 0.05 percent.

. . . 637.50

2003 270,790 6.0 6.0 958.50

2002 281,560 6.3 12.3 954.70

2001 269,550 6.0 18.3 948.40

2000 259,140 5.8 24.0 946.90

1999 242,810 5.4 29.4 933.90

1998 224,020 5.0 34.4 939.10

1997 210,190 4.7 39.1 931.00

1996 203,130 4.5 43.6 928.30

1995 196,080 4.4 47.9 923.10

1994 187,180 4.2 52.1 921.00

1993 178,140 4.0 56.1 915.10

1992 170,690 3.8 59.9 909.10

1991 165,010 3.7 63.5 892.30

1990 160,860 3.6 67.1 881.30

1989 151,800 3.4 70.5 873.50

1988 145,770 3.2 73.7 862.20

1987 138,850 3.1 76.8 854.00

1986 133,800 3.0 79.8 836.50

1985 123,730 2.8 82.5 828.50

1984 114,230 2.5 85.1 813.70

1983 103,760 2.3 87.4 797.80

1982 90,400 2.0 89.4 795.30

1981 82,100 1.8 91.2 776.30

1980 68,550 1.5 92.7 767.60

1979 58,410 1.3 94.0 750.50

1978 48,950 1.1 95.1 734.40

1977 37,030 0.8 95.9 718.50

1976 36,720 0.8 96.7 691.80

1975 30,970 0.7 97.4 689.70

1974 25,610 0.6 98.0 684.80

1973 21,400 0.5 98.5 675.00

1972 17,130 0.4 98.9 665.40

1971 13,960 0.3 99.2 662.80

1970 10,730 0.2 99.4 669.20

1969 7,810 0.2 99.6 679.40

1968 6,520 0.1 99.7 653.90

1967 4,580 0.1 99.8 650.50

1966 3,030 0.1 99.9 649.00

1965 3,200 0.1 99.9 654.30

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent 

sample.

NOTE: . . . = not applicable.

Table 5.F10—Number, percentage, and average 

monthly benefit, by year of entitlement as disabled 

widow(er), December 2003

Year Number

Percentage

distribution

Cumulative

percentage a

a. Represents those entitled in specified year or later.

Average

monthly

benefit

(dollars)

Total 207,630 100.0 . . . 562.30

2000–2003 83,090 40.0 . . . 571.60

1996–1999 77,900 37.5 . . . 553.40

1991–1995 43,080 20.7 . . . 558.60

1989–1990 3,560 1.7 . . . 583.00

2003 13,590 6.5 6.5 565.30

2002 23,010 11.1 17.6 576.90

2001 23,370 11.3 28.9 574.30

2000 23,120 11.1 40.0 567.10

1999 23,830 11.5 51.5 568.10

1998 20,780 10.0 61.5 552.10

1997 18,110 8.7 70.2 543.90

1996 15,180 7.3 77.5 543.60

1995 11,890 5.7 83.3 556.10

1994 10,760 5.2 88.4 559.30

1993 8,130 3.9 92.4 547.10

1992 6,450 3.1 95.5 562.70

1991 5,850 2.8 98.3 574.10

1990 2,160 1.0 99.3 598.70

1989 1,400 0.7 100.0 558.90

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent 

sample.

NOTE: . . . = not applicable.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

5.66 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

Table 5.F11—Percentage distribution of nondisabled widows, by monthly benefit and age, December 2003

Monthly benefit (dollars)

Total,

60 or older 60–61 62–64 65–69 70–74 75–79 80–84 85–89 90 or older

Total

Number 4,458,120 130,540 300,930 646,870 695,030 864,130 852,390 568,720 399,510

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Less than 300.00 2.8 3.1 3.9 2.8 3.2 3.2 2.8 2.3 0.8

300.00–349.90 1.8 1.0 1.1 1.2 1.3 1.6 1.8 2.2 4.3

350.00–399.90 1.9 1.7 1.6 1.8 1.8 1.9 2.0 1.9 1.8

400.00–449.90 2.3 2.4 2.2 2.1 2.1 2.3 2.2 2.3 2.6

450.00–499.90 2.6 2.5 2.7 2.5 2.6 2.6 2.5 2.7 3.2

500.00–549.90 3.0 3.0 3.1 2.7 2.8 2.9 3.1 3.1 3.7

550.00–599.90 3.4 3.5 3.2 3.1 3.1 3.3 3.4 3.7 3.9

600.00–649.90 4.1 4.0 3.8 3.6 3.8 4.0 4.4 4.6 4.6

650.00–699.90 4.7 3.9 4.3 4.3 4.2 4.7 4.9 5.5 5.7

700.00–749.90 5.3 4.4 4.7 4.7 4.9 5.2 5.6 5.9 6.8

750.00–799.90 5.9 5.3 5.5 5.5 5.5 5.9 5.9 5.7 7.6

800.00–849.90 6.2 5.6 5.8 6.0 6.2 6.3 6.0 5.8 7.7

850.00–899.90 6.9 6.1 6.4 6.5 7.1 7.7 6.7 6.1 7.6

900.00–949.90 7.4 7.1 6.8 7.8 8.5 7.9 6.9 6.1 7.3

950.00–999.90 7.4 7.7 7.8 9.2 8.3 7.2 7.2 5.7 5.8

1,000.00–1,049.90 6.5 6.8 7.5 7.8 6.2 6.5 6.3 5.5 5.6

1,050.00–1,099.90 5.6 5.9 7.4 6.1 5.9 5.8 4.9 4.8 4.5

1,100.00–1,149.90 4.7 7.0 6.3 5.1 5.2 4.6 4.1 4.1 3.1

1,150.00–1,199.90 3.6 6.5 5.1 4.1 3.9 3.5 3.4 3.1 2.1

1,200,00–1,249.90 3.0 5.2 3.8 3.0 2.9 3.1 3.0 2.6 1.7

1,250.00–1,299.90 2.5 3.8 2.5 2.5 2.6 2.6 2.7 2.3 1.4

1,300.00–1,349.90 2.1 2.5 1.6 2.3 2.5 2.1 2.2 2.3 1.1

1,350.00–1,399.90 1.6 0.6 1.2 1.9 1.8 1.4 1.7 2.2 1.3

1,400.00–1,449.90 1.1 0.1 0.6 1.2 1.0 1.0 1.2 1.8 0.9

1,450.00–1,499.90 0.8 0.0 0.3 0.8 0.7 0.6 0.9 1.4 0.7

1,500.00 or more 3.0 0.1 0.5 1.5 1.9 2.4 4.2 6.2 4.1

Average benefit (dollars) 890.10 885.20 873.80 894.40 888.70 882.00 898.70 919.30 856.90

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 5.67

Table 5.F12—Number of widowed and surviving divorced mothers and fathers and total monthly benefits,

by type of benefit, December 1950–2003, selected years

Year

Total

Widowed

Subtotal Surviving divorced

With at least 1 child

under age 16 a

a. Prior to August 1981, benefits were payable to mothers and fathers caring for a child under age 18. For mothers and fathers caring for a child who was at least age 14 

and who were entitled in August 1981, benefits were continued until the child attained age 18 or September 1983, whichever came earlier.

Entitled solely because of

at least 1 disabled child b

b. Excludes mothers and fathers who had both disabled and nondisabled entitled children in their care.

Number

Total monthly

benefits

(thousands

of dollars) Number

Total monthly

benefits

(thousands

of dollars) Number

Total monthly

benefits

(thousands

of dollars) Number

Total monthly

benefits

(thousands

of dollars) Number

Total monthly

benefits

(thousands

of dollars)

1950 169,438 5,801 169,426 5,800 169,426 5,800 . . . . . . 12 c

c. Less than $500.

CONTACT: Rona Blumenthal (410) 965-0163 or Dana N. Mercer (410) 966-6377.

1955 291,916 13,403 291,656 13,389 291,656 13,389 . . . . . . 260 14

1960 401,358 23,795 400,976 23,768 394,560 23,383 6,416 385 382 27

1961 428,138 25,425 427,699 25,395 420,258 24,938 7,441 457 439 30

1962 451,984 26,838 451,520 26,805 443,182 26,290 8,338 515 464 33

1963 461,675 27,438 461,211 27,405 452,106 26,830 9,105 575 464 32

1964 470,597 27,954 470,100 27,290 460,348 27,295 9,752 625 497 34

1965 471,816 30,882 471,286 30,842 461,011 30,132 10,275 710 530 40

1966 487,755 31,983 486,958 31,927 476,275 31,188 10,683 739 797 56

1967 496,307 32,686 495,308 32,616 483,808 31,791 11,500 825 999 71

1968 504,916 37,833 503,774 37,743 492,674 36,849 11,100 894 1,142 90

1969 511,639 38,406 510,355 38,305 499,324 37,402 11,031 902 1,284 101

1970 523,136 45,258 521,698 45,127 510,215 44,039 11,483 1,089 1,438 131

1971 535,126 51,163 533,560 51,055 520,301 49,603 13,259 1,402 1,566 158

1972 540,965 62,457 539,153 62,237 526,548 60,612 12,605 1,625 1,812 220

1973 571,907 67,578 565,327 66,823 551,509 64,985 13,818 1,838 6,580 754

1974 573,506 76,980 562,801 75,605 544,335 72,914 18,466 2,692 10,705 1,374

1975 581,845 85,676 565,941 83,435 544,886 80,068 21,075 3,366 15,904 2,241

1976 578,727 92,466 558,933 89,400 537,002 85,637 21,931 3,764 19,794 3,065

1977 583,195 101,345 558,886 97,227 536,481 93,091 22,405 4,136 24,309 4,117

1978 576,343 109,714 548,463 104,506 525,879 100,028 22,584 4,478 27,880 5,209

1979 573,750 121,957 541,480 115,284 518,564 110,235 22,916 5,049 32,270 6,674

1980 562,316 138,426 525,661 129,754 502,639 123,885 23,022 5,869 36,655 8,671

1981 547,593 151,509 507,777 140,990 484,427 134,299 23,350 6,691 39,816 10,518

1982 514,772 155,876 474,003 144,207 451,159 137,068 22,844 7,139 40,769 11,669

1983 400,298 123,559 363,946 112,979 339,367 104,956 24,579 8,022 36,352 10,581

1984 382,411 122,957 346,319 112,002 318,076 102,391 28,243 9,612 36,092 10,995

1985 371,659 123,557 335,085 112,117 306,004 101,812 29,081 10,304 36,574 11,440

1986 350,546 118,602 315,572 107,470 286,290 96,887 29,282 10,583 34,974 11,132

1987 340,940 115,967 307,581 104,888 278,582 93,871 28,999 11,017 33,359 11,079

1988 317,761 116,902 285,265 105,596 256,463 94,096 28,802 11,500 32,496 11,306

1989 312,079 120,970 280,006 109,184 251,646 97,170 28,360 12,014 32,073 11,786

1990 303,923 124,340 272,526 112,103 244,965 99,683 27,561 12,420 31,397 12,237

1991 300,661 127,510 269,679 114,962 242,379 102,085 27,300 12,877 30,982 12,548

1992 294,716 128,748 263,630 115,884 236,990 102,840 26,640 13,045 30,546 12,864

1993 289,350 129,752 259,320 116,771 232,794 103,365 26,526 13,407 30,030 12,981

1994 283,072 131,463 253,928 118,399 227,709 104,658 26,219 13,741 29,144 13,064

1995 275,020 131,430 247,113 118,550 221,494 104,664 25,619 13,886 27,907 12,881

1996 242,135 124,678 218,171 112,627 193,664 98,799 24,507 13,828 23,964 12,051

1997 230,222 122,488 207,658 110,774 184,184 97,120 23,474 13,654 22,564 11,714

1998 220,610 120,247 199,447 109,001 176,660 95,491 22,787 13,510 21,163 11,246

1999 212,401 120,157 192,544 109,195 170,572 95,732 21,972 13,463 19,857 10,962

2000 203,052 120,812 184,397 109,941 164,420 97,063 19,977 12,878 18,655 10,871

2001 197,375 122,526 179,413 111,539 160,186 98,672 19,227 12,867 17,962 10,987

2002 194,117 124,267 176,447 113,097 158,020 100,413 18,427 12,685 17,670 11,170

2003 190,252 126,278 172,955 114,914 154,990 102,158 17,965 12,756 17,297 11,364

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
5.F OASDI Current-Pay Benefits: Dependents and Survivors

5.68 ♦ Annual Statistical Supplement, 2004

CONTACT: Barbara Lingg (410) 965-0156 or Robert L. Hackendorf (410) 965-5536.

Table 5.F13—Number and average monthly benefit for nondisabled widows aged 65 or older, by age, reduction 

status, and limitation of benefit, December 2003

Age Number

Average

monthly

benefit

(dollars)

Benefits not reduced due to early retirement of widow

Benefits reduced due to 

early retirement of widow

Number

Average

monthly

benefit

(dollars)

Benefits not limited due

to early retirement of

deceased spouse

Benefits limited due

to early retirement of 

deceased spouse

Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

All nondisabled 

widows aged 65 

or older 4,026,650 891.50 1,870,000 991.20 928,180 1,104.70 941,820 879.30 a 2,156,650

a. Includes 156,860 widows with benefits also limited due to early retirement of spouse.

805.00

65–69 646,870 894.40 105,130 1,034.70 73,120 1,079.10 32,010 933.40 541,740 867.10

65 127,670 892.00 10,840 1,062.30 8,890 1,077.20 1,950 994.50 116,830 876.20

66 122,750 902.10 15,170 1,048.70 11,340 1,087.90 3,830 932.60 107,580 881.50

67 128,880 893.90 20,070 1,028.10 13,760 1,072.70 6,310 930.70 108,810 869.20

68 132,610 889.60 26,010 1,027.00 17,450 1,079.80 8,560 919.40 106,600 856.10

69 134,960 894.70 33,040 1,029.40 21,680 1,078.80 11,360 935.10 101,920 851.00

70–74 695,030 888.70 231,480 998.70 125,320 1,070.40 106,160 914.10 463,550 833.80

70 122,370 884.70 32,850 995.40 19,450 1,060.50 13,400 900.90 89,520 844.10

71 131,860 884.90 40,260 993.80 22,380 1,052.30 17,880 920.50 91,600 837.00

72 137,510 890.50 45,670 1,003.90 25,170 1,077.10 20,500 914.10 91,840 834.10

73 151,390 890.10 54,430 995.70 28,210 1,074.50 26,220 911.00 96,960 830.90

74 151,900 892.20 58,270 1,002.70 30,110 1,081.00 28,160 919.10 93,630 823.40

75–79 864,130 882.00 393,000 982.30 188,060 1,080.40 204,940 892.20 471,130 798.40

75 161,410 886.60 66,020 988.70 32,840 1,074.30 33,180 904.10 95,390 815.90

76 170,950 884.40 73,760 984.80 35,940 1,074.10 37,820 900.00 97,190 808.30

77 175,410 883.00 79,310 987.30 38,660 1,085.30 40,650 894.10 96,100 796.90

78 174,000 879.70 82,770 977.20 38,440 1,080.30 44,330 887.80 91,230 791.20

79 182,360 877.20 91,140 975.80 42,180 1,086.20 48,960 880.70 91,220 778.60

80–84 852,390 898.70 476,690 1,002.90 220,680 1,135.80 256,010 888.30 375,700 766.50

80 176,880 884.10 91,340 987.70 42,810 1,109.20 48,530 880.60 85,540 773.50

81 178,480 890.00 96,540 992.80 44,570 1,118.70 51,970 884.70 81,940 768.90

82 181,020 897.10 101,640 998.50 46,410 1,131.40 55,230 886.80 79,380 767.20

83 170,070 910.40 98,990 1,014.40 46,140 1,154.10 52,850 892.40 71,080 765.70

84 145,940 915.30 88,180 1,022.00 40,750 1,166.90 47,430 897.60 57,760 752.50

85–89 568,720 919.30 376,580 1,020.00 173,050 1,179.50 203,530 884.40 192,140 721.80

85 137,280 927.30 86,710 1,030.70 39,030 1,194.90 47,680 896.30 50,570 750.10

86 121,460 929.50 78,870 1,032.60 36,700 1,183.40 42,170 901.50 42,590 738.40

87 113,830 916.40 76,010 1,020.00 34,390 1,173.70 41,620 893.10 37,820 708.10

88 103,460 913.70 70,950 1,012.50 32,920 1,177.50 38,030 869.80 32,510 698.00

89 92,690 903.80 64,040 998.40 30,010 1,163.80 34,030 852.50 28,650 692.30

90 or older 399,510 856.90 287,120 924.20 147,950 1,043.60 139,170 797.40 112,390 684.70

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.G OASDI Current-Pay Benefits: Retired Workers with Dual Entitlement

Annual Statistical Supplement, 2004 ♦ 5.69

Table 5.G1—Percentage distribution of persons receiving both a retired-worker and a secondary benefit 

without and with reduction for early retirement, by sex and primary insurance amount,

December 2003

Primary insurance amount (dollars)

Total Without reduction for early retirement With reduction for early retirement

Number Percent Number Percent Number Percent

All dually entitled retired workers 6,183,070 100.0 1,097,600 100.0 5,085,470 100.0

Less than 250.00 634,180 10.3 96,550 8.8 537,630 10.6

250.00–299.90 368,060 6.0 52,550 4.8 315,510 6.2

300.00–349.90 522,150 8.4 83,080 7.6 439,070 8.6

350.00–399.90 368,600 6.0 58,060 5.3 310,540 6.1

400.00–449.90 382,140 6.2 62,190 5.7 319,950 6.3

450.00–499.90 578,470 9.4 100,740 9.2 477,730 9.4

500.00–549.90 639,570 10.3 115,580 10.5 523,990 10.3

550.00–599.90 572,150 9.3 103,650 9.4 468,500 9.2

600.00–649.90 486,620 7.9 90,460 8.2 396,160 7.8

650.00–699.90 360,990 5.8 69,520 6.3 291,470 5.7

700.00–749.90 261,960 4.2 51,310 4.7 210,650 4.1

750.00–799.90 213,910 3.5 44,040 4.0 169,870 3.3

800.00–849.90 173,250 2.8 36,890 3.4 136,360 2.7

850.00–899.90 140,330 2.3 30,380 2.8 109,950 2.2

900.00–949.90 117,270 1.9 25,070 2.3 92,200 1.8

950.00–999.90 93,590 1.5 18,770 1.7 74,820 1.5

1,000.00–1,049.90 73,120 1.2 15,200 1.4 57,920 1.1

1,050.00–1,099.90 58,650 0.9 11,730 1.1 46,920 0.9

1,100.00 or more 138,060 2.2 31,830 2.9 106,230 2.1

Men 119,820 100.0 31,160 100.0 88,660 100.0

Less than 250.00 7,990 6.7 3,780 12.1 4,210 4.7

250.00–299.90 3,900 3.3 1,590 5.1 2,310 2.6

300.00–349.90 5,760 4.8 2,120 6.8 3,640 4.1

350.00–399.90 3,990 3.3 1,520 4.9 2,470 2.8

400.00–449.90 4,160 3.5 1,470 4.7 2,690 3.0

450.00–499.90 6,200 5.2 2,090 6.7 4,110 4.6

500.00–549.90 7,310 6.1 2,480 8.0 4,830 5.4

550.00–599.90 7,090 5.9 2,220 7.1 4,870 5.5

600.00–649.90 6,770 5.7 2,060 6.6 4,710 5.3

650.00–699.90 5,880 4.9 1,450 4.7 4,430 5.0

700.00–749.90 5,280 4.4 1,090 3.5 4,190 4.7

750.00–799.90 5,390 4.5 1,150 3.7 4,240 4.8

800.00–849.90 5,080 4.2 870 2.8 4,210 4.7

850.00–899.90 4,490 3.7 890 2.9 3,600 4.1

900.00–949.90 4,530 3.8 770 2.5 3,760 4.2

950.00–999.90 4,730 3.9 600 1.9 4,130 4.7

1,000.00–1,049.90 5,200 4.3 920 3.0 4,280 4.8

1,050.00–1,099.90 4,970 4.1 680 2.2 4,290 4.8

1,100.00 or more 21,100 17.6 3,410 10.9 17,690 20.0

Women 6,063,250 100.0 1,066,440 100.0 4,996,810 100.0

Less than 250.00 626,190 10.3 92,770 8.7 533,420 10.7

250.00–299.90 364,160 6.0 50,960 4.8 313,200 6.3

300.00–349.90 516,390 8.5 80,960 7.6 435,430 8.7

350.00–399.90 364,610 6.0 56,540 5.3 308,070 6.2

400.00–449.90 377,980 6.2 60,720 5.7 317,260 6.3

450.00–499.90 572,270 9.4 98,650 9.3 473,620 9.5

500.00–549.90 632,260 10.4 113,100 10.6 519,160 10.4

550.00–599.90 565,060 9.3 101,430 9.5 463,630 9.3

600.00–649.90 479,850 7.9 88,400 8.3 391,450 7.8

650.00–699.90 355,110 5.9 68,070 6.4 287,040 5.7

700.00–749.90 256,680 4.2 50,220 4.7 206,460 4.1

(Continued)
5.G OASDI Current-Pay Benefits: Retired Workers with Dual Entitlement

5.70 ♦ Annual Statistical Supplement, 2004

CONTACT: Barbara Lingg (410) 965-0156 or Robert L. Hackendorf (410) 965-5536.

750.00–799.90 208,520 3.4 42,890 4.0 165,630 3.3

800.00–849.90 168,170 2.8 36,020 3.4 132,150 2.6

850.00–899.90 135,840 2.2 29,490 2.8 106,350 2.1

900.00–949.90 112,740 1.9 24,300 2.3 88,440 1.8

950.00–999.90 88,860 1.5 18,170 1.7 70,690 1.4

1,000.00–1,049.90 67,920 1.1 14,280 1.3 53,640 1.1

1,050.00–1,099.90 53,680 0.9 11,050 1.0 42,630 0.9

1,100.00 or more 116,960 1.9 28,420 2.7 88,540 1.8

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

Table 5.G1—Percentage distribution of persons receiving both a retired-worker and a secondary benefit 

without and with reduction for early retirement, by sex and primary insurance amount,

December 2003—Continued

Primary insurance amount (dollars)

Total Without reduction for early retirement With reduction for early retirement

Number Percent Number Percent Number Percent
5.G OASDI Current-Pay Benefits: Retired Workers with Dual Entitlement

Annual Statistical Supplement, 2004 ♦ 5.71

Table 5.G2—Number receiving both a retired-worker and a secondary benefit, by sex and type of secondary 

benefit, December 1952–2003

Year Total

Women Men

Subtotal Wife’s benefit Widow’s benefit

Parent’s

benefit Subtotal

Husband’s

benefit

Widower’s

benefit

Parent’s

Number benefit

Percentage

of all women

retired

workers Number

Percentage

of all women

entitled to

wife’s

benefit

because

of age Number

Percentage

of all women

entitled to

widow’s

benefit

1952 36,132 35,402 6.0 14,131 6.0 20,850 4.4 421 730 258 83 389

1953 54,798 53,631 6.8 23,355 2.7 29,668 5.2 608 1,167 529 148 490

1954 79,689 77,978 8.0 34,225 3.4 42,899 6.3 854 1,711 827 257 627

1955 108,551 106,320 8.7 49,637 4.2 55,664 7.4 1,019 2,231 1,224 342 665

1956 143,284 140,603 9.1 68,766 4.8 70,601 7.2 1,236 2,681 1,542 426 713

1957 194,501 190,951 9.6 102,522 5.6 86,951 7.4 1,478 3,550 2,152 578 820

1958 229,599 225,790 9.8 124,504 6.1 99,669 7.5 1,617 3,809 2,421 634 754

1959 268,900 264,434 10.2 141,831 6.4 120,458 8.0 2,145 4,466 2,794 772 900

1960 307,736 302,646 10.6 159,032 6.8 141,218 8.4 2,396 5,090 3,197 911 982

1961 335,243 330,727 10.5 159,587 6.6 169,264 9.1 1,876 4,516 2,652 1,090 774

1962 427,085 421,535 12.1 204,445 7.9 214,371 10.4 2,719 5,550 3,229 1,330 991

1963 502,839 496,639 13.2 138,081 8.9 255,408 11.3 3,150 6,200 3,597 1,543 1,060

1964 577,954 571,144 14.2 269,657 9.9 297,929 12.1 3,558 6,810 3,940 1,752 1,118

1965 618,730 611,610 14.3 a 282,940 a 10.3 a 324,930 a 12.3 a 3,740 a 7,120 a 4,110 a 1,910 a 1,100

1966 706,860 699,080 15.1 a 315,550 a 11.2 a 379,440 a 13.2 a 4,090 a 7,780 a 4,470 a 2,260 a 1,050

1967 770,190 760,950 15.7 a 334,200 a 11.8 a 422,480 a 13.8 a 4,270 a 9,240 a 5,190 a 3,070 a 980

1968 842,560 831,760 16.3 a 354,750 a 12.4 a 472,590 a 14.5 a 4,420 a 10,800 a 5,810 a 4,110 a 880

1969 920,250 909,720 17.0 a 376,520 a 13.0 a 528,660 a 15.3 a 4,540 a 10,530 a 5,620 a 4,160 a 750

1970 977,340 966,780 17.1 a 388,210 a 13.3 a 573,950 a 15.9 a 4,620 a 10,560 a 5,530 a 4,400 a 630

1971 1,069,940 1,060,120 17.7 a 411,710 a 13.8 a 643,730 a 16.9 a 4,680 a 9,820 a 5,130 a 4,170 a 520

1972 1,183,369 1,170,286 18.5 a 477,333 a 15.5 a 688,087 a 17.3 a 4,866 a 13,083 a 6,797 a 5,442 a 844

1973 1,377,080 1,361,360 20.2 562,111 17.7 794,001 22.2 5,248 15,710 7,966 6,986 758

1974 1,534,583 1,516,326 21.3 a 554,844 a 17.1 a 956,662 a 21.4 a 4,820 a 18,257 a 6,592 a 11,080 a 585

1975 1,679,825 1,660,451 22.4 616,669 18.4 1,038,992 22.3 4,790 19,374 9,920 8,690 764

1976 1,827,928 1,812,008 23.4 a 669,792 a 19.5 a 1,137,251 a 23.4 a 4,965 a 15,920 a 7,497 a 7,779 a 644

1977 2,026,534 1,991,915 24.6 762,250 21.4 1,225,344 24.3 4,321 34,619 14,557 19,544 518

1978 2,208,490 2,163,011 25.7 836,004 22.8 1,322,897 25.3 4,110 45,479 17,832 27,192 455

1979 2,435,848 2,380,260 27.1 917,747 24.4 1,458,611 26.6 3,902 55,588 20,179 35,004 405

1980 2,660,037 2,594,467 28.5 1,015,672 26.2 1,575,085 27.8 3,710 65,570 22,597 42,580 393

1981 b b b b b b b b b b bb

1982 3,109,239 3,031,518 31.1 1,239,736 29.8 1,788,556 29.5 3,226 77,721 24,787 52,604 330

1983 3,355,148 3,267,890 32.5 1,369,396 31.6 1,895,579 30.3 2,915 87,258 27,449 59,518 291

1984 3,568,639 3,479,191 33.7 1,479,756 33.2 1,996,805 31.0 2,630 89,448 27,189 62,011 248

1985 3,801,183 3,708,856 34.9 1,594,226 34.7 2,112,245 31.8 2,385 92,327 26,912 65,202 213

1986 4,032,760 3,934,811 36.1 1,719,449 36.2 2,213,225 32.5 2,137 97,949 27,693 70,064 192

1987 4,214,214 4,116,759 36.9 1,804,946 37.3 2,309,899 33.1 1,914 97,455 26,928 70,359 168

1988 4,403,012 4,302,714 37.9 1,892,763 38.5 2,408,232 33.8 1,719 100,298 27,210 72,942 146

1989 4,590,475 4,487,314 38.7 1,982,095 39.5 2,503,679 34.4 1,540 103,161 27,484 75,543 134

1990 4,783,122 4,677,680 39.5 2,076,737 40.5 2,599,560 35.1 1,383 105,442 27,463 77,862 117

1991 4,959,610 4,852,656 40.2 2,158,022 41.5 2,693,388 35.7 1,246 106,954 27,195 79,654 105

1992 5,140,627 5,032,206 41.0 2,242,029 42.3 2,789,029 36.3 1,148 108,421 26,849 81,475 97

1993 5,285,960 5,176,650 41.6 2,312,000 43.1 2,863,510 37.0 1,140 109,310 26,330 82,920 60

1994 5,419,910 5,308,300 42.1 2,359,470 43.9 2,947,820 37.6 1,010 111,610 26,920 84,660 30

1995 5,533,200 5,420,320 42.5 2,397,710 44.5 3,021,720 38.0 890 112,880 26,660 86,190 30

1996 5,629,780 5,517,510 42.8 2,429,520 45.3 3,087,130 38.3 860 112,270 25,750 86,480 40

1997 5,729,620 5,617,590 42.7 2,461,060 46.0 3,155,760 39.6 770 112,030 24,540 87,460 30

1998 5,810,410 5,699,080 42.8 2,482,950 46.7 3,215,380 40.4 750 111,330 23,740 87,560 30

1999 5,883,950 5,772,260 42.9 2,499,200 47.3 3,272,420 41.0 640 111,690 23,560 88,100 30

(Continued)
5.G OASDI Current-Pay Benefits: Retired Workers with Dual Entitlement

5.72 ♦ Annual Statistical Supplement, 2004

CONTACT: Barbara Lingg (410) 965-0156 or Robert L. Hackendorf (410) 965-5536.

2000 6,009,800 5,896,390 42.9 2,568,470 48.2 3,327,360 41.6 560 113,410 24,660 88,720 30

2001 6,076,350 5,961,580 42.9 2,583,730 48.9 3,377,330 42.4 520 114,770 25,570 89,170 30

2002 6,134,800 6,016,680 42.7 2,591,820 49.5 3,424,390 43.0 470 118,120 27,090 91,000 30

2003 6,183,070 6,063,250 42.4 2,602,590 50.1 3,460,280 43.7 380 119,820 28,160 91,640 20

SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1993–2002 are based on a 10 percent sample. All other years are 100 percent data.

a. Distributions by type of secondary benefit are estimated.

b. Data not available.

Table 5.G2—Number receiving both a retired-worker and a secondary benefit, by sex and type of secondary 

benefit, December 1952–2003—Continued

Year Total

Women Men

Subtotal Wife’s benefit Widow’s benefit

Parent’s

benefit Subtotal

Husband’s

benefit

Widower’s

benefit

Parent’s

Number benefit

Percentage

of all women

retired

workers Number

Percentage

of all women

entitled to

wife’s

benefit

because

of age Number

Percentage

of all women

entitled to

widow’s

benefit
5.G OASDI Current-Pay Benefits: Retired Workers with Dual Entitlement

Annual Statistical Supplement, 2004 ♦ 5.73

CONTACT: Barbara Lingg (410) 965-0156 or Robert L. Hackendorf (410) 965-5536.

CONTACT: Barbara Lingg (410) 965-0156 or Robert L. Hackendorf (410) 965-5536.

Table 5.G3—Number receiving both a retired-worker and a secondary benefit and average monthly benefit, by 

type of secondary benefit, December 2003

Type of secondary benefit Number

Average monthly benefit (dollars)

Combined benefit

Retiredworker benefitReduced

secondary benefit

All dually entitled retired workers 6,183,070 831.20 459.40 371.80

Wives and husbands 2,630,750 555.20 370.20 185.00

Wives of— 2,602,590 555.90 370.30 185.60

Retired workers 2,571,170 556.20 370.40 185.80

Disabled workers 31,420 527.00 354.40 172.60

Husbands of— 28,160 487.80 362.00 125.80

Retired workers 27,110 488.70 362.50 126.20

Disabled workers 1,050 464.30 349.50 114.80

Widow(er)s 3,551,920 1,035.70 525.60 510.10

Widows 3,460,280 1,037.60 520.30 517.30

Widowers 91,640 963.60 725.20 238.40

Parents 400 991.80 479.50 512.30

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

Table 5.G4—Number receiving both a retired-worker and a secondary benefit, average monthly benefit, and 

retired-worker benefit as a percentage of combined benefit, December 2003

Total combined monthly 

benefit (dollars)

Number Average combined monthly benefit (dollars)

Retired-worker benefit as a percentage

of combined monthly benefit

Wives or

husbands Widow(er)s

Wives or

husbands Widow(er)s

Wives or

husbands Widow(er)s

All dually entitled retired 

workers a 2,630,750

a. Includes 28,160 husbands.

b 3,551,920

b. Includes 91,640 widowers.

552.30 1,042.10 67 50

Less than 200.00 16,820 2,630 155.40 153.10 81 78

200.00–249.90 22,870 3,340 227.00 229.30 76 76

250.00–299.90 36,310 6,940 276.40 278.60 73 74

300.00–349.90 56,830 13,470 327.10 327.80 70 75

350.00–399.90 94,300 16,240 377.20 377.60 68 70

400.00–449.90 178,340 24,460 427.80 427.10 68 68

450.00–499.90 356,410 36,690 477.30 476.90 67 68

500.00–549.90 569,830 48,470 526.30 525.00 68 67

550.00–599.90 494,220 60,270 573.20 575.20 69 66

600.00–649.90 325,760 75,730 623.50 625.70 67 65

650.00–699.90 226,400 91,850 672.80 675.60 66 64

700.00–749.90 124,900 109,960 722.50 725.80 63 63

750.00–799.90 66,770 139,760 772.90 775.90 61 61

800.00–849.90 35,570 178,450 819.90 825.70 59 60

850.00–899.90 12,250 225,410 869.90 875.80 55 59

900.00–949.90 3,730 262,880 920.10 925.20 50 57

950.00–999.90 2,090 295,710 974.50 975.40 47 54

1,000.00–1,049.90 c 7,350

c. $1,000 or more.

302,830 c 1,195.40 1,024.80 c 41 52

1,050.00–1,099.90 . . . 288,860 . . . 1,075.20 . . . 51

1,100.00–1,149.90 . . . 256,390 . . . 1,123.90 . . . 49

1,150.00–1,199.90 . . . 207,000 . . . 1,174.20 . . . 48

1,200.00–1,249.90 . . . 178,870 . . . 1,224.20 . . . 47

1,250.00–1,299.90 . . . 159,330 . . . 1,274.10 . . . 45

1,300.00–1,349.90 . . . 139,530 . . . 1,324.70 . . . 44

1,350.00–1,399.90 . . . 107,790 . . . 1,372.50 . . . 43

1,400.00–1,449.90 . . . 75,630 . . . 1,423.80 . . . 42

1,450.00–1,499.90 . . . 55,590 . . . 1,473.70 . . . 41

1,500.00 or more . . . 187,840 . . . 1,751.90 . . . 36

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: . . . = not applicable.
5.G OASDI Current-Pay Benefits: Retired Workers with Dual Entitlement

5.74 ♦ Annual Statistical Supplement, 2004

CONTACT: Barbara Lingg (410) 965-0156 or Robert L. Hackendorf (410) 965-5536.

Table 5.G5—Percentage distribution, by total combined monthly benefit and retired-worker benefit,

December 2003

Total combined

monthly benefit

(dollars) Number

Percentage distribution by dollar amount of retired-worker benefit

Total

Less

than

200.00

200.00–

249.90

250.00–

299.90

300.00–

349.90

350.00–

399.90

400.00–

449.90

450.00–

499.90

500.00–

549.90

550.00–

599.90

600.00–

649.90

650.00–

699.90

700.00

or more

Dually entitled wives and husbands

All a 2,630,750

a. Includes 28,160 husbands.

100.0 13.8 10.2 10.0 9.2 11.4 14.4 12.6 8.9 4.9 2.6 1.2 0.8

Less than 200.00 16,820 100.0 100.0 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

200.00–249.90 22,870 100.0 65.4 34.6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

250.00–299.90 36,310 100.0 45.4 29.4 25.2 . . . . . . . . . . . . . . . . . . . . . . . . . . .

300.00–349.00 56,830 100.0 33.7 24.2 24.5 17.6 . . . . . . . . . . . . . . . . . . . . . . . .

350.00–399.90 94,300 100.0 26.8 20.2 19.9 18.1 14.9 . . . . . . . . . . . . . . . . . . . . .

400.00–449.90 178,340 100.0 21.2 15.0 15.2 13.8 19.2 15.7 . . . . . . . . . . . . . . . . . .

450.00–499.90 356,410 100.0 17.0 12.7 12.0 10.9 16.0 20.4 11.0 . . . . . . . . . . . . . . .

500.00–549.90 569,830 100.0 12.1 9.8 9.8 9.8 13.7 18.9 17.1 8.8 . . . . . . . . . . . .

550.00–599.90 494,220 100.0 8.1 7.3 8.1 8.2 11.0 17.1 17.7 15.9 6.4 . . . . . . . . .

600.00–649.90 325,760 100.0 7.9 6.6 7.3 7.4 8.6 13.1 15.6 14.9 13.1 5.4 . . . . . .

650.00–699.90 226,400 100.0 7.4 6.3 6.3 6.3 7.5 10.6 13.1 13.6 12.3 11.8 4.7 . . .

700.00 or more 252,660 100.0 7.9 6.9 7.0 6.6 6.5 7.7 10.3 10.9 10.3 9.3 8.4 8.1

Dually entitled widow(er)s

All b 3,551,920

b. Includes 91,640 widowers.

100.0 6.1 5.3 7.5 6.5 7.8 8.7 8.4 8.0 7.0 6.4 5.6 22.5

Less than 200.00 2,630 100.0 100.0 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

200.00–249.90 3,340 100.0 62.6 37.4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

250.00–299.90 6,940 100.0 41.0 29.0 30.0 . . . . . . . . . . . . . . . . . . . . . . . . . . .

300.00–349.90 13,470 100.0 23.4 18.4 36.7 21.5 . . . . . . . . . . . . . . . . . . . . . . . .

350.00–399.90 16,240 100.0 21.5 15.9 26.9 21.4 14.3 . . . . . . . . . . . . . . . . . . . . .

400.00–449.90 24,460 100.0 18.1 13.4 20.0 18.8 17.8 11.8 . . . . . . . . . . . . . . . . . .

450.00–499.90 36,690 100.0 13.7 9.5 16.2 15.8 16.5 17.4 10.9 . . . . . . . . . . . . . . .

500.00–549.90 48,470 100.0 11.3 8.2 13.1 13.1 14.6 16.3 14.4 9.0 . . . . . . . . . . . .

550.00–599.90 60,270 100.0 9.1 7.0 11.5 11.5 12.0 14.6 14.0 13.4 6.9 . . . . . . . . .

600.00–649.90 75,730 100.0 7.8 6.7 9.3 9.9 10.9 12.4 13.6 12.6 11.1 5.6 . . . . . .

650.00–699.90 91,850 100.0 6.6 6.0 9.3 7.9 10.1 11.8 12.1 12.1 10.4 9.5 4.2 . . .

700.00–749.90 109,960 100.0 5.8 5.4 8.3 7.7 8.1 10.3 11.1 11.6 10.7 9.6 7.6 3.8

750.00–799.90 139,760 100.0 5.3 4.8 7.7 7.5 8.1 10.2 10.4 10.4 9.2 9.1 7.9 9.5

800.00–849.90 178,450 100.0 4.8 4.7 7.7 6.8 7.9 9.1 9.0 9.8 9.3 8.4 8.0 14.5

850.00–899.90 225,410 100.0 4.5 4.5 7.2 6.3 7.8 8.5 8.4 9.1 8.9 8.2 7.3 19.2

900.00–949.90 262,880 100.0 4.6 4.4 6.8 6.3 7.4 8.5 8.2 8.4 7.9 7.7 7.0 22.9

950.00–999.90 295,710 100.0 5.8 5.2 6.8 6.0 7.9 8.4 8.1 7.8 7.2 6.9 6.3 23.5

1,000.00–1,049.90 302,830 100.0 6.1 5.1 6.9 5.6 7.6 8.1 7.8 7.6 6.8 6.7 6.3 25.5

1,050.00–1,099.90 288,860 100.0 5.7 4.9 6.7 5.6 7.3 8.5 8.0 7.7 6.6 6.3 5.7 27.0

1,100.00–1,149.90 256,390 100.0 5.6 4.9 6.2 5.3 7.2 8.0 7.9 7.7 6.8 6.5 5.7 28.1

1,150.00–1,199.90 207,000 100.0 5.3 4.8 6.2 5.2 7.0 8.5 7.8 7.2 6.8 6.1 5.6 29.6

1,200.00–1,249.90 178,870 100.0 5.7 4.7 6.2 5.1 7.1 7.7 7.8 7.2 6.2 5.8 5.6 31.1

1,250.00–1,299.90 159,330 100.0 5.7 5.5 6.0 5.1 6.7 7.9 7.4 7.1 6.6 6.0 5.2 30.8

1,300.00–1,349.90 139,530 100.0 5.4 5.0 6.1 5.0 6.5 7.6 7.8 7.0 6.1 5.7 5.6 32.2

1,350.00–1,399.90 107,790 100.0 4.9 5.0 7.1 5.9 6.5 7.6 7.3 7.0 5.7 5.9 4.7 32.4

1,400.00–1,449.90 75,630 100.0 5.0 5.1 6.3 5.8 6.9 7.2 7.4 7.0 5.9 5.5 5.3 32.7

1,450.00–1,499.90 55,590 100.0 4.5 4.8 6.9 6.1 6.5 7.8 7.4 7.0 5.7 5.1 4.7 33.5

1,500.00 or more 187,840 100.0 4.7 4.9 6.7 6.3 6.6 7.2 7.0 6.1 5.3 5.2 4.9 35.0

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: . . . = not applicable.
5.H OASDI Current-Pay Benefits: Beneficiary Families

Annual Statistical Supplement, 2004 ♦ 5.75

Table 5.H1—Number and average monthly family benefit for selected family groups, December 1945–2003, 

selected years

Year

Retired-worker families Survivor families Disabled-worker families

Worker only Worker

and

wife a

Nondisabled

widow

only

Widowed mother

or father and— Worker only Worker, wife, b and— Worker

and

All Men Women spouse

1

child

2

children

3 or more

children All Men Women

1

child

2 or more

children

Number (thousands)

1945 416 338 78 181 95 86 48 24 . . . . . . . . . . . . . . . . . .

1950 1,240 939 301 498 314 82 53 33 . . . . . . . . . . . . . . . . . .

1955 3,266 2,054 1,212 1,124 700 126 86 80 . . . . . . . . . . . . . . . . . .

1960 5,742 2,922 2,820 2,122 1,527 172 113 114 357 261 96 22 32 22

1965 8,386 4,137 4,249 2,400 2,332 182 135 153 714 481 232 54 109 30

1970 10,533 4,904 5,629 2,457 3,080 183 155 182 1,054 680 374 77 164 43

1975 13,520 6,134 7,385 2,618 3,606 221 182 176 1,750 1,080 671 137 250 66

1980 16,314 7,286 9,028 2,736 4,033 239 184 134 2,061 1,257 804 154 228 80

1985 19,132 8,601 10,531 2,861 4,606 158 131 74 2,039 1,267 772 84 140 76

1986 19,664 8,849 10,816 2,883 4,666 151 123 68 2,096 1,301 795 82 136 74

1987 20,137 9,064 11,074 2,893 4,709 141 115 62 2,154 1,338 816 79 132 74

1988 20,567 9,264 11,302 2,896 4,749 137 112 61 2,194 1,353 841 77 125 71

1989 21,036 9,495 11,541 2,903 4,788 137 109 58 2,262 1,390 872 75 120 67

1990 21,537 9,752 11,786 2,914 4,825 133 106 57 2,370 1,448 922 75 118 63

1991 21,978 9,985 11,992 2,918 4,850 130 106 55 2,523 1,529 994 76 119 61

1992 22,434 10,218 12,216 2,928 4,871 129 103 54 2,738 1,643 1,094 78 125 61

1993 22,796 10,404 12,392 2,912 4,870 126 103 53 2,935 1,743 1,192 78 127 59

1994 23,124 10,573 12,552 2,885 4,862 123 100 51 3,121 1,830 1,292 76 128 57

1995 23,433 10,732 12,701 2,845 4,841 120 97 49 3,305 1,909 1,396 75 124 55

1996 23,705 10,874 12,831 2,799 4,815 117 78 41 3,473 1,973 1,500 61 104 53

1997 24,124 11,027 13,097 2,759 4,657 113 74 37 3,593 2,006 1,588 57 91 53

1998 24,409 11,163 13,246 2,703 4,589 111 69 34 3,769 2,074 1,695 52 80 53

1999 24,730 11,337 13,394 2,651 4,536 107 67 32 3,924 2,131 1,793 49 72 52

2000 25,452 11,780 13,672 2,638 4,491 102 65 30 4,080 2,191 1,890 45 65 50

2001 25,838 11,990 13,848 2,581 4,416 98 63 29 4,292 2,282 2,010 43 60 51

2002 26,247 12,218 14,029 2,525 4,353 98 62 28 4,536 2,391 2,145 41 56 50

2003 26,664 12,420 14,224 2,468 4,286 96 61 27 4,832 2,532 2,301 40 55 53

Average monthly family benefit (dollars)

1945 23.50 24.50 19.50 38.50 20.20 34.10 47.70 50.40 . . . . . . . . . . . . . . . . . .

1950 42.20 44.60 34.80 71.70 36.50 76.90 93.90 92.40 . . . . . . . . . . . . . . . . . .

1955 59.10 64.60 49.80 103.50 48.70 106.80 135.40 133.20 . . . . . . . . . . . . . . . . . .

1960 69.90 79.90 59.60 123.90 57.70 131.70 188.00 181.70 87.90 91.90 76.90 184.70 192.20 135.50

1965 80.10 90.50 70.00 141.50 73.90 153.00 219.80 218.10 95.40 100.70 85.00 201.00 216.30 145.90

1970 114.20 128.70 101.60 198.90 102.40 213.00 291.10 289.90 128.10 136.30 113.10 264.10 273.20 199.20

1975 201.60 225.50 181.80 343.90 195.90 367.20 468.60 461.80 218.90 240.00 185.00 441.00 454.00 344.00

1980 333.00 377.10 297.40 566.60 311.60 612.80 759.20 740.50 355.40 396.20 291.70 727.00 746.10 573.00

1985 465.80 531.80 412.00 813.90 434.30 829.60 981.50 924.90 466.90 523.10 374.60 898.10 895.20 765.00

1986 475.20 542.60 420.10 831.30 444.90 841.70 994.00 939.80 470.70 527.80 377.40 896.90 888.30 773.30

1987 499.20 570.40 440.80 873.30 468.70 882.10 1,032.30 968.90 491.60 552.00 392.60 929.40 918.30 815.50

1988 522.70 597.20 461.70 914.10 493.60 921.80 1,070.40 1,012.90 512.20 576.10 409.50 960.20 938.40 855.40

1989 552.10 630.70 487.40 965.60 522.80 967.80 1,120.00 1,064.60 539.30 607.10 431.20 1,009.40 971.90 903.70

1990 588.30 671.90 519.10 1,026.60 557.90 1,020.20 1,177.70 1,124.60 570.40 642.80 456.80 1,062.10 1,016.00 960.80

1991 614.70 702.00 542.10 1,071.70 584.90 1,059.80 1,216.80 1,160.60 592.30 668.40 475.50 1,098.00 1,043.30 1,004.70

1992 637.80 728.10 562.30 1,110.50 609.00 1,086.90 1,252.40 1,190.80 609.50 688.70 490.70 1,122.10 1,057.40 1,045.00

1993 659.10 751.90 581.20 1,145.40 632.20 1,114.20 1,282.60 1,229.40 625.50 707.20 506.00 1,143.00 1,074.20 1,078.20

1994 682.30 777.80 601.80 1,183.70 657.10 1,150.10 1,328.40 1,271.00 646.20 731.80 525.00 1,177.60 1,100.00 1,118.60

(Continued)
5.H OASDI Current-Pay Benefits: Beneficiary Families

5.76 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Average monthly family benefit (dollars) (cont.)

1995 704.80 803.00 621.80 1,220.60 681.60 1,184.50 1,365.50 1,299.80 667.60 757.40 544.80 1,205.50 1,130.90 1,159.90

1996 730.00 831.10 644.20 1,262.10 708.70 1,222.50 1,450.60 1,347.20 690.60 785.30 566.00 1,245.90 1,148.50 1,200.60

1997 750.20 853.70 663.10 1,294.60 733.20 1,250.30 1,502.60 1,358.00 708.00 806.60 583.60 1,280.20 1,165.90 1,238.50

1998 765.10 870.50 676.40 1,317.70 750.90 1,277.00 1,537.70 1,393.20 720.00 820.20 597.40 1,300.40 1,189.40 1,261.90

1999 789.80 898.60 697.70 1,356.80 776.60 1,325.40 1,590.40 1,446.30 741.20 844.50 618.50 1,344.90 1,224.20 1,295.30

2000 830.10 945.90 730.30 1,419.90 812.30 1,387.90 1,675.40 1,513.20 773.60 880.70 649.40 1,394.20 1,274.30 1,355.50

2001 860.20 979.90 756.60 1,465.50 842.90 1,439.70 1,755.10 1,600.60 801.20 911.00 676.60 1,440.70 1,317.90 1,405.70

2002 881.30 1,003.80 774.60 1,494.20 863.40 1,473.20 1,812.10 1,664.50 820.50 931.90 696.40 1,468.10 1,352.50 1,449.20

2003 908.70 1,035.20 798.30 1,534.90 890.50 1,525.40 1,881.00 1,724.20 848.00 962.50 722.00 1,517.70 1,409.60 1,497.50

SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1985–2003 are based on a 10 percent sample. Data for prior years are based on different 

sampling rates.

NOTE: . . . = not applicable.

a. Wife’s entitlement based on age.

b. Wife’s entitlement based on care of children.

Table 5.H1—Number and average monthly family benefit for selected family groups, December 1945–2003, 

selected years—Continued

Year

Retired-worker families Survivor families Disabled-worker families

Worker only Worker

and

wife a

Nondisabled

widow

only

Widowed mother

or father and— Worker only Worker, wife, b and— Worker

and

All Men Women spouse

1

child

2

children

3 or more

children All Men Women

1

child

2 or more

children
5.H OASDI Current-Pay Benefits: Beneficiary Families

Annual Statistical Supplement, 2004 ♦ 5.77

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Table 5.H2—Number, average primary insurance amount, and average monthly family benefit for selected

family groups, December 2003

Family group

Number a (thousands)

a. Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

Average primary

insurance amount (dollars)

Average monthly

Families Beneficiaries family benefit (dollars)

Retired-worker families

Worker only 26,644 26,644 913.60 908.70

Men 12,420 12,420 1,144.50 1,035.20

Full benefit 3,764 3,764 1,173.90 1,213.60

Reduced benefit 8,656 8,656 1,131.70 957.60

Women 14,224 14,224 712.00 798.30

Full benefit 3,567 3,567 794.70 913.10

Reduced benefit 10,657 10,657 684.30 759.90

Worker and wife 2,468 4,936 1,158.60 1,534.90

Full worker benefit 842 1,684 1,208.60 1,772.90

Reduced worker benefit 1,626 3,252 1,132.80 1,411.70

Worker and husband 34 70 569.00 793.40

Worker and children 295 647 1,063.90 1,522.50

Male worker b

b. Includes 183,100 families with reduced retired-worker benefits.

260 573 1,101.90 1,573.90

Female worker c

c. Includes 34,300 families with reduced retired-worker benefits.

34 74 775.40 1,132.20

Worker, wife, and children 98 320 1,115.40 1,833.10

Worker, wife, and 1 child 80 240 1,124.40 1,841.40

Full worker benefit 24 73 1,151.60 2,039.50

Reduced worker benefit 56 167 1,112.70 1,755.40

Worker, wife, and 2 or more children 18 80 1,075.40 1,796.50

Full worker benefit 5 23 1,095.90 1,976.40

Reduced worker benefit 13 57 1,067.00 1,723.20

Survivor families

Nondisabled widow(er) only 4,327 4,327 1,049.80 888.70

Full benefit 1,813 1,813 1,050.00 991.20

Reduced benefit 2,513 2,513 1,049.60 814.80

Nondisabled widow(er) and children 93 194 961.10 1,537.80

Full benefit 57 117 942.40 1,568.20

Reduced benefit 37 77 989.60 1,491.40

Disabled widow(er) only 189 189 1,053.00 560.80

Widowed mother or father and children 184 494 1,040.60 1,672.00

1 child 96 192 1,025.20 1,525.40

2 children 61 182 1,082.90 1,881.00

3 or more children 27 121 1,001.00 1,724.20

Children only 1,100 1,497 851.10 806.70

1 child 814 814 854.10 638.50

2 children 206 411 856.80 1,263.00

3 or more children 80 272 806.00 1,341.80

Parents 2 2 1,017.50 823.10

Disabled-worker families

Worker only 4,832 4,832 851.40 848.00

Men 2,532 2,532 968.40 962.50

Women 2,301 2,301 722.70 722.00

Worker and spouse d

d. Where the disabled worker’s spouse is dually entitled as a retired worker, the benefit amount shown for the spouse represents the difference between the entitlement 

amount as a spouse and as a retired worker.

53 106 1,214.10 1,497.50

Worker and children 885 2,256 918.70 1,319.70

Male worker 549 1,410 978.30 1,413.20

Female worker 337 846 821.50 1,167.20

Worker, wife, and children 95 373 992.90 1,455.10

1 child 40 119 1,026.40 1,517.70

2 or more children 55 254 968.50 1,409.60

Worker, husband, and children 2 7 844.60 1,201.30

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: The term "full benefit" applies to benefits not subject to actuarial reduction, and the term "reduced benefit" applies to benefits subject to actuarial reduction.
5.H OASDI Current-Pay Benefits: Beneficiary Families

5.78 ♦ Annual Statistical Supplement, 2004

Table 5.H3—Percentage distribution of retired-worker and disabled-worker families, by monthly benefit for 

selected family groups, December 2003

Monthly family benefit a (dollars)

Retired worker only Retired

worker

and wife

Retired worker,

wife, and— Disabled worker only

Disabled worker,

wife, and—

Men Women

1

child

2 or more

children Men Women

1

child

2 or more

children

Total

Number 12,419,980 14,223,950 2,467,820 79,910 18,050 2,531,520 2,300,690 39,780 54,780

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Less than 200.00 1.4 1.5 0.6 0.4 0.4 0.8 1.8 0.3 0.3

200.00–249.90 0.9 1.0 0.4 0.2 0.1 0.8 2.0 0.0 0.2

250.00–299.90 1.0 1.3 0.5 0.2 0.5 1.1 2.5 0.2 0.2

300.00–349.90 1.0 1.6 0.5 0.5 0.4 1.4 3.1 0.2 0.3

350.00–399.90 1.1 2.3 0.6 0.5 0.4 1.5 3.3 0.3 0.3

400.00–449.90 1.5 3.6 0.6 0.6 0.9 1.8 3.6 0.2 0.2

450.00–499.90 1.8 5.6 0.7 0.6 0.8 3.0 6.1 0.4 0.4

500.00–549.90 2.1 7.8 0.7 0.8 0.5 4.0 8.0 0.8 1.3

550.00–599.90 2.2 7.6 0.9 0.6 0.8 4.7 8.5 1.4 2.0

600.00–649.90 2.3 6.6 1.0 1.0 1.2 4.8 7.9 1.3 2.0

650.00–699.90 2.5 6.0 1.2 1.3 1.4 4.8 7.2 1.3 1.9

700.00–749.90 2.8 5.3 1.3 1.3 2.1 4.8 6.4 1.7 2.4

750.00–799.90 3.1 4.8 1.4 1.7 2.4 4.7 5.8 1.8 2.3

800.00–849.90 3.6 4.7 1.4 1.9 2.2 4.6 5.0 2.4 2.8

850.00–899.90 4.1 4.6 1.5 1.3 2.1 4.5 4.4 2.4 2.5

900.00–949.90 4.8 4.6 1.5 1.3 1.9 4.4 3.8 2.1 2.6

950.00–999.90 5.6 4.5 1.5 1.2 1.8 4.2 3.3 2.5 2.9

1,000.00–1,049.90 5.9 4.3 1.7 1.1 1.6 4.0 2.8 2.8 3.3

1,050.00–1,099.90 7.2 4.0 1.8 1.2 1.7 3.8 2.4 3.2 4.0

1,100.00–1,149.90 6.7 3.4 1.9 1.1 1.6 3.6 2.0 3.0 4.5

1,150.00–1,199.90 5.9 2.8 2.1 1.3 1.1 3.4 1.7 3.4 4.1

1,200.00–1,249.90 5.5 2.4 2.3 1.3 1.5 3.2 1.4 3.8 4.1

1,250.00–1,299.90 5.0 2.1 2.5 1.2 1.4 3.3 1.2 3.8 4.5

1,300.00–1,349.90 4.7 1.8 2.8 1.2 1.1 3.8 1.3 3.6 3.5

1,350.00–1,399.90 4.0 1.4 3.3 1.4 1.1 3.5 1.1 3.5 3.7

1,400.00–1,449.90 3.0 1.0 3.9 1.4 2.2 3.2 0.8 2.9 3.3

1,450.00–1,499.90 2.3 0.8 4.1 1.2 1.6 2.9 0.7 3.6 2.9

1,500.00–1,549.90 1.8 0.6 4.4 1.3 2.4 2.5 0.6 3.0 2.7

1,550.00–1,599.90 1.4 0.4 5.3 1.8 1.4 2.1 0.4 2.6 2.6

1,600.00–1,649.90 b 4.8 b 1.2 5.5 2.0 1.8 b 4.9 b 0.7 2.5 2.5

1,650.00–1,699.90 . . . . . . 4.9 2.3 1.4 . . . . . . 2.5 2.0

1,700.00–1,749.90 . . . . . . 4.4 2.4 1.7 . . . . . . 2.4 2.0

1,750.00–1,799.90 . . . . . . 4.0 3.2 2.5 . . . . . . 1.9 1.8

1,800.00–1,849.90 . . . . . . 3.7 2.9 2.9 . . . . . . 2.6 1.7

1,850.00–1,899.90 . . . . . . 3.3 3.0 2.4 . . . . . . 2.2 1.6

1,900.00–1,949.90 . . . . . . 3.0 3.4 2.7 . . . . . . 2.8 1.9

1,950.00–1,999.90 . . . . . . 2.6 3.9 2.9 . . . . . . 2.6 1.9

2,000.00–2,049.90 . . . . . . 2.3 4.2 2.7 . . . . . . 2.4 1.8

2,050.00–2,099.90 . . . . . . 1.9 3.6 3.1 . . . . . . 2.5 1.6

2,100.00–2,149.90 . . . . . . 1.7 4.1 2.4 . . . . . . 2.2 1.0

2,150.00–2,199.90 . . . . . . 1.4 3.6 3.5 . . . . . . 1.6 1.5

2,200.00–2,249.90 . . . . . . 1.2 3.3 2.9 . . . . . . 1.9 1.4

(Continued)
5.H OASDI Current-Pay Benefits: Beneficiary Families

Annual Statistical Supplement, 2004 ♦ 5.79

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

2,250.00–2,299.90 . . . . . . 1.1 2.8 2.2 . . . . . . 1.9 1.4

2,300.00–2,349.90 . . . . . . 0.9 2.5 1.9 . . . . . . 1.4 1.0

2,350.00–2,399.90 . . . . . . 0.8 2.8 2.1 . . . . . . 1.5 1.4

2,400.00–2,449.90 . . . . . . 0.7 2.6 1.4 . . . . . . 1.0 0.9

2,450.00–2,499.90 . . . . . . 0.7 2.1 1.9 . . . . . . 1.1 0.7

2,500.00–2,549.90 . . . . . . 0.5 1.8 2.5 . . . . . . 0.9 0.6

2,550.00–2,599.90 . . . . . . 0.5 1.8 1.6 . . . . . . 0.8 0.7

2,600.00–2,649.90 . . . . . . 0.4 1.6 2.0 . . . . . . 0.7 0.4

2,650.00–2,699.90 . . . . . . 0.3 1.4 1.2 . . . . . . 0.2 0.4

2,700.00 or more . . . . . . 1.6 7.8 11.5 . . . . . . 2.0 2.1

Average monthly family benefit (dollars) 1,035.20 798.30 1,534.90 1,841.40 1,755.40 962.50 722.00 1,517.70 1,409.60

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: . . . = not applicable.

a. Cases involving actuarial reduction may be represented in all benefit intervals for which values are shown.

b. $1,600 or more.

Table 5.H3—Percentage distribution of retired-worker and disabled-worker families, by monthly benefit for 

selected family groups, December 2003—Continued

Monthly family benefit a (dollars)

Retired worker only Retired

worker

and wife

Retired worker,

wife, and— Disabled worker only

Disabled worker,

wife, and—

Men Women

1

child

2 or more

children Men Women

1

child

2 or more

children
5.H OASDI Current-Pay Benefits: Beneficiary Families

5.80 ♦ Annual Statistical Supplement, 2004

Table 5.H4—Percentage distribution of survivor families, by monthly benefit for selected family groups,

December 2003

Monthly family benefit (dollars)

Widowed mother or father and— Children only Widow only

1

child

2

children

3 or more

children

1

child

2

children

3 or more

children Nondisabled Disabled

Total

Number 95,990 60,530 27,280 813,870 205,710 80,400 4,285,760 183,130

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Less than 200.00 0.1 0.0 0.1 3.2 1.1 1.4 0.7 9.6

200.00–249.90 0.3 0.2 0.4 1.9 0.8 1.2 0.7 4.6

250.00–299.90 0.3 0.2 0.4 2.2 1.0 1.6 1.2 4.7

300.00–349.90 0.4 0.4 0.5 6.2 1.4 1.9 1.8 5.2

350.00–399.90 0.5 0.4 0.9 6.2 1.4 2.1 1.9 6.7

400.00–449.90 0.7 0.4 0.7 7.2 1.5 1.9 2.2 6.7

450.00–499.90 0.6 0.6 0.6 7.3 1.5 1.9 2.6 7.0

500.00–549.90 0.7 0.6 0.7 7.1 2.1 2.3 3.0 6.6

550.00–599.90 0.8 0.6 1.3 7.1 1.6 1.9 3.4 6.1

600.00–649.90 0.8 0.7 0.7 7.1 1.6 1.6 4.1 5.6

650.00–699.90 0.8 0.8 1.0 7.1 1.9 1.7 4.8 5.3

700.00–749.90 1.8 1.1 1.4 6.0 2.9 3.1 5.4 5.1

750.00–799.90 2.1 1.5 3.0 5.4 3.1 3.4 5.9 4.4

800.00–849.90 2.3 1.8 2.7 4.5 3.8 3.9 6.2 4.0

850.00–899.90 2.5 2.2 3.3 3.9 3.9 3.8 6.9 3.5

900.00–949.90 2.7 2.7 3.6 3.5 3.7 4.1 7.4 3.4

950.00–999.90 2.8 2.0 3.4 3.3 4.0 3.9 7.4 3.6

1,000.00–1,049.90 2.8 1.8 3.2 3.1 3.7 3.3 6.5 2.7

1,050.00–1,099.90 2.8 2.0 2.4 2.2 3.8 2.9 5.5 2.1

1,100.00–1,149.90 2.8 1.6 1.7 a 5.5 3.4 2.5 4.7 a 3.1

1,150.00–1,199.90 2.9 1.3 1.2 . . . 3.4 2.0 3.6 . . .

1,200.00–1,249.90 3.3 1.6 1.8 . . . 3.1 1.7 2.9 . . .

1,250.00–1,299.90 3.0 1.7 1.9 . . . 3.3 1.9 2.5 . . .

1,300.00–1,349.90 3.1 1.6 1.9 . . . 3.1 1.6 2.1 . . .

1,350.00–1,399.90 3.2 1.3 1.8 . . . 2.9 1.6 1.6 . . .

1,400.00–1,449.90 3.0 2.0 1.6 . . . 2.6 1.8 1.1 . . .

1,450.00–1,499.90 3.2 1.8 1.1 . . . 2.4 1.7 0.8 . . .

1,500.00–1,549.90 2.8 1.9 1.9 . . . 2.4 1.5 b 2.7 . . .

1,550.00–1,599.90 2.8 1.8 2.1 . . . 2.3 1.5 . . . . . .

1,600.00–1,649.90 2.9 1.9 1.8 . . . 1.8 1.4 . . . . . .

1,650.00–1,699.90 2.5 1.6 1.6 . . . 1.8 1.7 . . . . . .

1,700.00–1,749.90 3.0 2.0 1.3 . . . 1.9 1.5 . . . . . .

1,750.00–1,799.90 2.2 1.9 1.5 . . . 1.5 1.5 . . . . . .

1,800.00–1,849.90 2.5 2.2 2.0 . . . 1.5 1.7 . . . . . .

1,850.00–1,899.90 2.5 2.5 2.1 . . . 1.3 1.5 . . . . . .

1,900.00–1,949.90 2.5 2.3 1.8 . . . 1.4 1.6 . . . . . .

1,950.00–1,999.90 2.8 2.5 1.9 . . . 1.6 1.5 . . . . . .

2,000.00–2,049.90 2.2 2.6 1.7 . . . 1.5 1.6 . . . . . .

2,050.00–2,099.90 2.3 2.4 2.3 . . . 1.3 1.6 . . . . . .

2,100.00–2,149.90 2.2 2.5 2.1 . . . 1.2 1.7 . . . . . .

2,150.00–2,199.90 1.9 2.6 2.1 . . . 1.1 1.4 . . . . . .

2,200.00–2,249.90 1.8 2.3 1.9 . . . 1.1 1.5 . . . . . .

(Continued)
5.H OASDI Current-Pay Benefits: Beneficiary Families

Annual Statistical Supplement, 2004 ♦ 5.81

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

2,250.00–2,299.90 1.9 2.5 1.7 . . . 1.1 1.1 . . . . . .

2,300.00–2,349.90 2.0 2.6 1.8 . . . 1.0 1.3 . . . . . .

2,350.00–2,399.90 1.3 2.7 1.6 . . . 1.0 1.0 . . . . . .

2,400.00–2,449.90 1.4 1.9 1.6 . . . 0.9 1.0 . . . . . .

2,450.00–2,499.90 1.2 2.0 1.5 . . . 0.8 1.0 . . . . . .

2,500.00–2,549.90 0.9 1.9 1.4 . . . 0.6 0.9 . . . . . .

2,550.00–2,599.90 0.7 1.8 1.4 . . . 0.4 0.7 . . . . . .

2,600.00–2,649.90 0.6 1.3 1.1 . . . 0.3 0.6 . . . . . .

2,650.00–2,699.90 0.6 1.6 1.1 . . . 0.3 0.6 . . . . . .

2,700.00 or more 2.1 15.8 14.9 . . . 1.0 5.8 . . . . . .

Average monthly family benefit (dollars) 1,525.40 1,881.00 1,724.20 638.50 1,263.00 1,341.80 890.50 566.10

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: . . . = not applicable.

a. $1,100 or more.

b. $1,500 or more.

Table 5.H4—Percentage distribution of survivor families, by monthly benefit for selected family groups,

December 2003—Continued

Monthly family benefit (dollars)

Widowed mother or father and— Children only Widow only

1

child

2

children

3 or more

children

1

child

2

children

3 or more

children Nondisabled Disabled
5.J OASDI Current-Pay Benefits: Geographic Data

5.82 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Cherice N. Jefferies (410) 965-5520.

Table 5.J1—Estimated total benefits paid, by state or other area and program, 2003 (in millions of dollars)

State or area Total, OASDI Retirement Survivors Disability

All areas 470,592 314,052 85,634 70,906

Alabama 8,237 4,860 1,638 1,740

Alaska 574 364 107 104

Arizona 8,682 5,999 1,373 1,310

Arkansas 4,951 3,018 906 1,026

California 43,857 30,115 7,576 6,166

Colorado 5,507 3,717 989 801

Connecticut 6,418 4,686 981 751

Delaware 1,518 1,037 250 231

District of Columbia 633 423 113 96

Florida 33,305 23,685 5,290 4,330

Georgia 11,315 7,075 2,103 2,136

Hawaii 1,938 1,450 281 207

Idaho 2,060 1,404 357 299

Illinois 19,741 13,456 3,763 2,522

Indiana 10,768 7,219 2,002 1,547

Iowa 5,490 3,803 1,041 646

Kansas 4,560 3,151 853 557

Kentucky 7,242 4,057 1,459 1,726

Louisiana 6,801 3,814 1,715 1,273

Maine 2,427 1,556 413 458

Maryland 7,712 5,243 1,447 1,023

Massachusetts 10,807 7,363 1,770 1,674

Michigan 18,236 12,010 3,442 2,784

Minnesota 7,708 5,399 1,372 937

Mississippi 4,825 2,757 944 1,124

Missouri 10,209 6,657 1,846 1,706

Montana 1,583 1,069 294 220

Nebraska 2,847 1,979 524 344

Nevada 3,349 2,349 485 514

New Hampshire 2,185 1,502 342 341

New Jersey 15,223 10,860 2,488 1,875

New Mexico 2,708 1,765 497 445

New York 32,187 22,188 5,273 4,726

North Carolina 13,953 9,071 2,232 2,649

North Dakota 1,082 719 244 118

Ohio 19,853 13,046 4,200 2,607

Oklahoma 5,945 3,839 1,177 928

Oregon 6,093 4,243 1,030 819

Pennsylvania 24,919 16,941 4,804 3,174

Rhode Island 1,945 1,346 288 310

South Carolina 7,091 4,496 1,193 1,401

South Dakota 1,282 873 260 149

Tennessee 10,097 6,290 1,905 1,902

Texas 27,068 17,506 5,738 3,824

Utah 2,561 1,791 460 311

Vermont 1,066 723 174 170

Virginia 10,759 7,033 1,930 1,796

Washington 9,305 6,457 1,541 1,307

West Virginia 4,012 2,197 894 921

Wisconsin 9,563 6,751 1,653 1,159

Wyoming 809 566 135 108

Outlying areas

American Samoa 34 11 11 12

Guam 83 49 21 13

Northern Mariana Islands 10 6 4 1

Puerto Rico 4,711 2,339 936 1,436

Virgin Islands 127 91 21 16

Foreign countries 2,575 1,610 836 129

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Unnegotiated checks not deducted. Excludes lump-sum death payments.
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.83

Table 5.J2—Number, by state or other area, program, and type of benefit, December 2003

State or area Total a

Retirement Survivors Disability

Retired

 workers Spouses Children

Widow(er)s

and parents Children

Disabled

 workers Spouses Children

All areas b 47,053,140 29,547,530 2,622,130 480,490 4,898,040 1,906,680 5,867,460 151,500 1,579,310

Alabama 869,760 477,940 43,920 9,640 100,330 42,380 148,620 4,180 42,750

Alaska 61,070 35,650 2,630 1,100 5,250 4,620 8,810 220 2,790

Arizona 858,500 558,440 47,700 7,700 76,460 31,240 105,940 2,320 28,700

Arkansas 537,180 306,640 27,100 5,230 58,740 23,250 90,170 2,110 23,940

California 4,358,850 2,806,590 274,550 53,320 413,310 170,740 504,560 11,790 123,990

Colorado 559,130 356,610 35,530 4,780 55,650 21,500 66,740 1,410 16,910

Connecticut 583,220 406,150 24,770 5,400 49,720 19,870 59,530 1,010 16,770

Delaware 144,530 93,970 6,890 1,480 13,380 5,260 18,350 290 4,910

District of Columbia 72,330 47,590 2,480 790 6,950 4,380 8,850 60 1,230

Florida 3,333,390 2,255,400 174,130 32,180 301,370 110,250 359,840 7,900 92,320

Georgia 1,169,720 691,420 51,320 11,540 119,840 63,240 180,490 3,960 47,910

Hawaii 195,430 139,300 9,160 2,630 16,090 6,440 16,790 460 4,560

Idaho 211,670 135,300 13,400 1,750 20,020 8,210 25,690 660 6,640

Illinois 1,872,890 1,213,840 98,760 19,340 200,730 79,670 200,490 4,090 55,970

Indiana 1,025,720 648,910 52,770 8,960 107,680 41,660 126,820 2,840 36,080

Iowa 544,030 356,440 34,980 3,880 61,330 17,150 55,450 1,180 13,620

Kansas 443,830 289,600 25,490 3,330 47,200 16,240 48,000 740 13,230

Kentucky 769,060 400,290 44,730 6,850 94,060 32,130 144,060 6,170 40,770

Louisiana 731,080 373,300 54,020 9,870 105,980 43,570 103,980 5,230 35,130

Maine 262,600 158,990 13,000 2,490 25,540 8,040 41,390 1,030 12,120

Maryland 752,770 493,610 35,420 7,240 76,670 37,440 81,690 1,140 19,560

Massachusetts 1,064,340 693,520 46,680 10,180 98,250 34,600 140,000 2,180 38,930

Michigan 1,694,480 1,045,410 96,260 17,380 182,950 71,140 215,210 5,140 60,990

Minnesota 764,810 509,800 44,910 6,240 77,820 25,590 80,110 1,010 19,330

Mississippi 537,070 284,330 22,390 7,320 58,280 31,690 98,230 3,110 31,720

Missouri 1,034,170 635,810 53,070 9,030 105,410 43,080 144,970 3,040 39,760

Montana 163,720 104,160 10,470 1,640 17,140 6,400 18,770 550 4,590

Nebraska 287,910 188,550 18,190 2,290 30,460 9,680 30,090 430 8,220

Nevada 329,620 223,790 14,780 3,300 25,910 11,060 40,060 540 10,180

New Hampshire 213,520 140,150 8,710 1,720 17,950 7,680 28,010 430 8,870

New Jersey 1,366,270 937,110 56,060 13,180 127,530 49,740 141,810 3,010 37,830

New Mexico 295,640 176,090 20,360 3,670 29,880 14,800 38,530 1,360 10,950

New York 3,032,710 1,980,420 141,910 35,820 283,660 111,270 367,160 9,690 102,780

North Carolina 1,435,850 889,780 55,390 11,270 132,720 59,820 225,420 4,200 57,250

North Dakota 114,220 71,190 9,500 760 15,860 3,720 10,410 270 2,510

Ohio 1,937,110 1,190,200 133,310 17,610 241,580 74,010 218,660 5,090 56,650

Oklahoma 614,530 376,500 34,580 5,650 69,490 28,160 78,980 2,530 18,640

Oregon 597,950 396,470 33,670 5,460 57,570 19,420 69,030 1,720 14,610

Pennsylvania 2,387,770 1,549,580 130,010 19,110 272,560 82,330 259,270 6,830 68,080

Rhode Island 191,960 128,890 6,340 1,450 15,630 6,290 26,200 490 6,670

South Carolina 733,250 441,090 28,920 6,700 70,020 35,320 117,630 2,330 31,240

South Dakota 138,570 88,800 9,980 1,060 15,770 5,890 13,220 220 3,630

Tennessee 1,047,700 612,120 52,220 9,440 114,100 48,420 163,300 4,780 43,320

Texas 2,794,350 1,673,450 193,130 32,170 335,460 138,570 320,980 11,250 89,340

Utah 256,610 166,430 17,080 2,780 22,720 13,260 25,670 470 8,200

Vermont 108,900 69,170 5,620 1,190 10,150 3,550 14,550 350 4,320

Virginia 1,092,310 678,480 55,550 9,300 112,710 44,750 147,530 3,980 40,010

Washington 891,320 584,350 52,170 7,940 82,860 30,930 107,660 1,930 23,480

West Virginia 403,370 204,130 28,170 3,890 55,630 16,430 72,720 4,140 18,260

Wisconsin 924,150 622,330 48,840 7,720 91,290 30,870 96,780 1,390 24,930

Wyoming 80,650 53,630 4,560 480 7,180 3,390 8,760 240 2,410

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.84 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 5,890 1,580 200 390 640 980 1,230 70 800

Guam 12,290 6,350 1,110 600 1,150 1,390 1,110 110 470

Northern Mariana Islands 1,990 900 90 300 230 330 120 0 20

Puerto Rico 698,010 317,870 54,440 15,440 81,220 38,540 134,990 8,980 46,530

Virgin Islands 15,070 9,760 960 500 1,200 880 1,210 80 480

Foreign countries 423,010 246,890 59,210 7,780 78,310 14,730 12,290 740 3,060

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes special age-72 beneficiaries.

b. Includes beneficiaries with unknown state code.

Table 5.J2—Number, by state or other area, program, and type of benefit, December 2003—Continued

State or area Total a

Retirement Survivors Disability

Retired

 workers Spouses Children

Widow(er)s

and parents Children

Disabled

 workers Spouses Children
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.85

Table 5.J3—Number and total monthly benefits for beneficiaries aged 65 or older, by state or other area and 

sex, December 2003

State or area

Number Total monthly benefits (thousands of dollars)

Total Men Women Total Men Women

All areas a 33,453,150 14,035,270 19,417,880 29,795,196 14,552,749 15,242,446

Alabama 552,640 224,690 327,950 465,277 222,999 242,278

Alaska 37,620 18,160 19,460 32,700 18,049 14,652

Arizona 610,910 270,670 340,240 555,713 285,034 270,679

Arkansas 348,900 144,480 204,420 286,195 138,629 147,566

California 3,184,770 1,382,640 1,802,130 2,854,452 1,422,210 1,432,242

Colorado 404,650 175,020 229,630 351,839 178,688 173,152

Connecticut 446,430 182,720 263,710 441,982 211,327 230,655

Delaware 102,530 43,630 58,900 96,494 47,860 48,634

District of Columbia 53,370 21,010 32,360 40,949 18,348 22,601

Florida 2,476,840 1,080,230 1,396,610 2,217,135 1,117,854 1,099,281

Georgia 762,280 309,310 452,970 659,485 315,450 344,034

Hawaii 150,170 65,070 85,100 132,466 64,522 67,944

Idaho 150,130 66,710 83,420 130,887 68,218 62,669

Illinois 1,375,500 563,940 811,560 1,287,367 613,778 673,589

Indiana 725,910 296,340 429,570 680,529 325,387 355,142

Iowa 413,370 171,390 241,980 366,260 178,905 187,355

Kansas 332,020 136,760 195,260 304,277 147,067 157,209

Kentucky 479,270 197,490 281,780 396,257 191,912 204,345

Louisiana 473,370 196,530 276,840 385,031 190,607 194,424

Maine 179,260 76,740 102,520 148,490 74,030 74,460

Maryland 549,630 224,780 324,850 496,869 235,112 261,756

Massachusetts 781,030 315,680 465,350 708,270 333,812 374,458

Michigan 1,183,940 493,250 690,690 1,131,459 553,867 577,592

Minnesota 573,340 240,070 333,270 508,006 250,088 257,918

Mississippi 323,690 131,490 192,200 262,163 125,273 136,890

Missouri 713,370 297,060 416,310 629,653 306,482 323,171

Montana 117,010 51,860 65,150 100,344 51,656 48,688

Nebraska 218,710 90,250 128,460 191,344 92,792 98,552

Nevada 233,590 110,310 123,280 212,916 114,120 98,796

New Hampshire 151,530 64,820 86,710 139,964 69,983 69,980

New Jersey 1,032,790 419,380 613,410 1,027,771 484,857 542,914

New Mexico 201,630 89,420 112,210 165,838 85,989 79,848

New York 2,193,500 893,030 1,300,470 2,082,883 976,544 1,106,339

North Carolina 962,130 391,940 570,190 836,674 398,609 438,065

North Dakota 88,450 36,680 51,770 72,398 35,523 36,875

Ohio 1,416,740 583,130 833,610 1,275,697 621,614 654,083

Oklahoma 427,820 179,140 248,680 365,437 177,506 187,930

Oregon 435,520 188,270 247,250 393,993 197,565 196,428

Pennsylvania 1,777,910 715,880 1,062,030 1,635,595 774,266 861,330

Rhode Island 140,230 56,240 83,990 127,358 59,115 68,243

South Carolina 476,530 195,110 281,420 413,300 199,428 213,873

South Dakota 104,610 44,010 60,600 84,837 41,919 42,917

Tennessee 689,010 280,800 408,210 593,898 285,026 308,872

Texas 1,960,750 842,480 1,118,270 1,688,298 852,709 835,589

Utah 185,460 82,110 103,350 166,893 87,393 79,500

Vermont 76,300 32,600 43,700 67,426 33,602 33,824

Virginia 760,250 314,490 445,760 663,553 321,047 342,506

Washington 646,790 279,630 367,160 601,290 302,708 298,582

West Virginia 256,010 105,330 150,680 219,860 106,365 113,495

Wisconsin 689,050 290,280 398,770 630,309 311,354 318,956

Wyoming 58,300 26,840 31,460 52,092 28,079 24,013

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.86 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 1,900 960 940 1,013 585 427

Guam 7,070 3,680 3,390 4,304 2,551 1,754

Northern Mariana Islands 880 520 360 438 290 148

Puerto Rico 392,190 176,160 216,030 222,552 114,974 107,578

Virgin Islands 10,180 4,700 5,480 7,711 4,069 3,642

Foreign countries 352,340 157,520 194,820 176,549 83,300 93,249

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes beneficiaries with unknown state code.

Table 5.J3—Number and total monthly benefits for beneficiaries aged 65 or older, by state or other area and 

sex, December 2003—Continued

State or area

Number Total monthly benefits (thousands of dollars)

Total Men Women Total Men Women
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.87

Table 5.J4—Total monthly benefits, by state or other area, program, and type of benefit, December 2003

(in thousands of dollars)

State or area Total a

Retirement Survivors Disability

Retired

workers Spouses Children

Widow(er)s

and parents Children

Disabled

workers Spouses Children

All areas b 39,554,773 27,245,638 1,215,594 214,081 4,240,120 1,149,215 5,055,764 33,308 401,053

Alabama 682,136 419,323 20,032 4,199 79,354 24,182 123,635 891 10,520

Alaska 48,352 31,806 1,110 455 4,181 2,660 7,434 34 671

Arizona 739,215 524,072 22,724 3,386 68,697 18,202 94,331 537 7,267

Arkansas 413,161 262,175 11,675 2,226 44,929 12,504 73,503 419 5,729

California 3,700,149 2,599,176 125,598 23,035 370,509 104,935 441,912 2,570 32,413

Colorado 464,553 321,638 16,500 2,269 48,651 13,593 57,048 321 4,531

Connecticut 545,812 410,389 13,278 2,699 47,942 13,610 53,195 194 4,506

Delaware 128,722 90,827 3,538 686 12,389 3,378 16,533 63 1,309

District of Columbia 53,110 37,392 1,020 319 4,967 2,031 7,047 13 321

Florida 2,836,003 2,070,884 81,755 13,921 268,628 64,825 310,613 1,755 23,623

Georgia 946,402 618,705 24,126 5,214 96,160 36,658 152,502 832 12,203

Hawaii 165,897 127,042 4,018 1,178 13,647 3,936 14,740 111 1,226

Idaho 174,709 121,729 6,254 809 17,650 4,924 21,687 130 1,526

Illinois 1,656,310 1,166,520 48,929 9,202 186,301 50,289 179,242 957 14,869

Indiana 904,305 627,446 26,584 4,469 99,433 26,807 110,049 657 8,860

Iowa 461,377 327,771 16,569 1,897 54,817 10,698 45,905 270 3,451

Kansas 384,201 273,364 12,434 1,573 43,481 9,998 39,942 182 3,228

Kentucky 596,622 348,272 19,503 2,868 73,607 18,472 122,189 1,400 10,310

Louisiana 554,912 320,161 23,856 3,941 84,427 23,892 88,935 1,182 8,519

Maine 203,526 135,282 5,840 1,088 21,046 4,834 32,589 184 2,665

Maryland 648,926 457,981 17,071 3,480 68,168 23,161 73,240 294 5,531

Massachusetts 910,331 642,792 22,462 4,628 88,620 22,513 118,909 431 9,978

Michigan 1,527,251 1,038,152 49,190 8,679 170,534 45,437 197,717 1,206 16,336

Minnesota 651,995 468,864 21,131 3,005 69,358 16,652 67,844 217 4,925

Mississippi 398,933 239,524 9,748 2,918 42,950 16,745 79,139 599 7,311

Missouri 856,642 578,838 24,740 4,183 90,908 25,666 121,942 674 9,690

Montana 132,922 92,181 4,768 696 14,690 3,789 15,624 104 1,070

Nebraska 239,791 170,483 8,480 1,088 27,134 5,940 24,651 92 1,923

Nevada 287,020 207,882 6,907 1,510 23,542 7,102 37,277 127 2,674

New Hampshire 185,599 132,272 4,383 831 16,416 5,044 24,168 96 2,388

New Jersey 1,290,082 954,070 28,581 6,562 122,378 33,558 133,071 725 11,137

New Mexico 227,713 151,612 8,657 1,429 23,877 7,427 31,840 280 2,591

New York 2,714,171 1,934,215 68,752 16,835 259,386 71,396 334,336 2,194 27,056

North Carolina 1,177,092 799,761 25,932 5,194 105,902 35,011 189,842 821 14,628

North Dakota 90,332 61,117 4,131 362 13,400 2,111 8,472 85 654

Ohio 1,653,043 1,115,818 64,268 8,374 217,878 45,646 185,523 1,285 14,251

Oklahoma 497,056 332,585 15,519 2,589 58,121 16,109 66,850 587 4,698

Oregon 516,039 369,214 16,071 2,575 52,449 12,314 59,151 392 3,872

Pennsylvania 2,090,219 1,469,312 64,403 9,369 249,180 52,168 227,068 1,519 17,199

Rhode Island 164,610 118,977 3,011 649 14,118 3,997 22,181 91 1,586

South Carolina 596,232 395,377 13,662 3,167 55,232 20,220 99,997 477 8,100

South Dakota 107,611 75,068 4,308 424 13,085 3,271 10,551 38 866

Tennessee 843,532 547,486 24,258 4,217 92,549 27,774 135,407 1,012 10,831

Texas 2,264,203 1,502,818 87,255 13,078 281,331 81,135 273,967 2,427 22,193

Utah 216,984 154,130 8,394 1,320 20,967 8,148 21,891 104 2,029

Vermont 90,136 63,097 2,560 505 8,724 2,183 11,999 66 1,001

Virginia 903,758 613,262 26,158 4,369 93,442 27,824 127,405 932 10,365

Washington 789,061 560,867 25,885 3,862 76,979 20,059 94,396 479 6,534

West Virginia 327,353 185,682 12,825 1,668 46,100 9,815 65,510 1,031 4,723

Wisconsin 808,881 587,765 23,707 3,868 83,867 19,768 83,230 331 6,345

Wyoming 68,685 49,364 2,217 244 6,444 2,122 7,611 54 628

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.88 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 2,672 870 38 127 329 374 803 8 123

Guam 6,935 4,026 318 190 712 661 881 23 124

Northern Mariana Islands 833 451 17 52 93 166 50 0 5

Puerto Rico 383,558 194,342 15,710 4,306 43,419 15,524 99,665 1,610 8,982

Virgin Islands 10,839 7,849 368 176 820 449 1,041 19 116

Foreign countries 210,499 131,322 14,135 2,026 45,865 7,161 9,069 172 750

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes special age-72 beneficiaries.

b. Includes beneficiaries with unknown state code.

Table 5.J4—Total monthly benefits, by state or other area, program, and type of benefit, December 2003

(in thousands of dollars)—Continued

State or area Total a

Retirement Survivors Disability

Retired

workers Spouses Children

Widow(er)s

and parents Children

Disabled

workers Spouses Children
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.89

Table 5.J5—Number, by state or other area and age, December 2003

State or area

Total,

all ages

17 or

under 18–54 55–61 62–64 65–69 70–74 75–79 80–84 85–89 90–99

100 or

older

All areas a 47,053,140 3,081,490 4,255,900 2,193,730 4,068,870 9,164,510 7,974,050 6,962,480 5,081,550 2,798,860 1,431,230 40,470

Alabama 869,760 74,290 107,070 56,290 79,470 163,640 135,130 112,860 77,980 40,840 21,800 390

Alaska 61,070 7,500 7,080 2,890 5,980 12,970 9,740 6,880 4,780 2,310 930 10

Arizona 858,500 56,240 74,420 37,730 79,200 175,090 148,970 125,570 90,940 47,550 22,280 510

Arkansas 537,180 41,510 60,750 34,890 51,130 100,740 85,360 70,360 49,940 27,590 14,390 520

California 4,358,850 279,780 365,960 181,800 346,540 868,900 757,220 656,000 498,350 265,080 135,280 3,940

Colorado 559,130 35,510 48,750 22,740 47,480 116,950 98,210 81,610 58,790 32,120 16,600 370

Connecticut 583,220 31,660 44,340 21,100 39,690 107,030 101,330 95,320 75,250 43,920 22,880 700

Delaware 144,530 9,430 13,000 6,320 13,250 29,150 25,540 21,270 15,060 7,750 3,650 110

District of Columbia 72,330 4,660 7,000 2,810 4,490 13,160 12,300 10,900 8,960 4,960 2,980 110

Florida 3,333,390 192,500 246,040 135,300 282,710 652,210 591,670 532,350 386,800 207,870 103,330 2,610

Georgia 1,169,720 97,680 126,470 70,350 112,940 235,220 188,710 147,670 104,120 56,430 29,310 820

Hawaii 195,430 11,090 12,750 6,090 15,330 37,170 36,140 33,360 24,250 12,670 6,390 190

Idaho 211,670 13,610 17,900 9,410 20,620 42,450 36,440 29,930 21,850 12,880 6,450 130

Illinois 1,872,890 117,600 153,740 73,760 152,290 364,310 318,940 285,260 216,120 124,220 64,810 1,840

Indiana 1,025,720 65,380 95,840 45,970 92,620 199,930 172,850 151,300 109,390 60,600 30,820 1,020

Iowa 544,030 24,840 41,590 19,520 44,710 103,870 93,950 86,690 65,800 39,930 22,400 730

Kansas 443,830 25,490 35,960 16,930 33,430 84,630 75,940 68,200 53,190 31,260 18,220 580

Kentucky 769,060 61,250 104,450 52,950 71,140 141,410 116,320 98,150 67,250 36,810 18,960 370

Louisiana 731,080 67,310 84,590 40,910 64,900 134,220 116,800 100,580 67,720 34,780 18,690 580

Maine 262,600 17,030 30,480 13,990 21,840 48,480 43,210 37,710 27,320 14,870 7,530 140

Maryland 752,770 52,180 59,740 29,700 61,520 152,620 130,690 115,560 84,180 43,500 22,380 700

Massachusetts 1,064,340 63,320 105,300 44,250 70,440 190,360 177,690 167,230 129,380 75,510 39,720 1,140

Michigan 1,694,480 112,510 160,910 79,690 157,430 317,660 281,020 250,380 183,230 101,370 48,750 1,530

Minnesota 764,810 37,150 61,090 26,340 66,890 150,920 131,670 117,850 87,230 54,800 29,900 970

Mississippi 537,070 56,360 72,490 36,900 47,630 95,850 78,590 65,420 45,730 23,660 13,810 630

Missouri 1,034,170 71,990 103,240 52,570 93,000 196,860 170,190 146,560 106,450 60,060 32,230 1,020

Montana 163,720 10,080 13,120 6,800 16,710 32,780 27,650 23,140 17,980 10,180 5,170 110

Nebraska 287,910 15,580 22,210 10,400 21,010 55,960 50,250 45,730 34,070 20,750 11,530 420

Nevada 329,620 21,690 24,830 15,270 34,240 77,060 60,770 46,400 29,330 14,220 5,690 120

New Hampshire 213,520 14,540 21,250 8,910 17,290 40,680 37,240 32,390 21,680 12,760 6,500 280

New Jersey 1,366,270 78,100 101,580 52,940 100,860 263,930 243,530 221,680 166,200 91,210 45,170 1,070

New Mexico 295,640 23,960 28,950 13,730 27,370 58,980 51,290 40,520 28,090 15,090 7,490 170

New York 3,032,710 188,270 263,920 141,130 245,890 576,100 514,140 460,700 340,030 194,960 104,610 2,960

North Carolina 1,435,850 100,840 150,160 88,220 134,500 283,100 235,350 197,400 137,200 73,090 34,910 1,080

North Dakota 114,220 4,580 8,080 3,610 9,500 21,600 20,060 18,400 14,330 8,790 5,110 160

Ohio 1,937,110 106,290 166,350 82,120 165,610 375,850 333,070 306,980 221,210 120,560 57,490 1,580

Oklahoma 614,530 40,490 55,390 31,300 59,530 122,220 105,450 86,620 61,450 32,930 18,610 540

Oregon 597,950 30,880 47,990 25,680 57,880 116,260 99,030 89,620 70,160 39,560 20,440 450

Pennsylvania 2,387,770 124,790 192,230 97,350 195,490 442,590 414,120 392,070 287,870 162,480 76,910 1,870

Rhode Island 191,960 10,790 18,420 8,940 13,580 31,930 30,690 31,610 24,510 14,220 7,100 170

South Carolina 733,250 57,440 79,240 47,070 72,970 144,090 117,120 96,380 67,510 34,260 16,590 580

South Dakota 138,570 7,810 10,390 4,580 11,180 26,470 24,050 20,640 16,740 10,460 5,980 270

Tennessee 1,047,700 78,580 115,320 62,140 102,650 206,890 168,470 138,350 96,340 51,890 26,380 690

Texas 2,794,350 209,020 243,640 127,110 253,830 581,520 485,200 395,890 277,510 142,750 75,770 2,110

Utah 256,610 20,150 20,220 8,720 22,060 53,720 45,060 37,220 26,990 15,240 7,120 110

Vermont 108,900 6,910 11,010 4,900 9,780 21,110 18,530 15,040 11,480 6,620 3,420 100

Virginia 1,092,310 73,670 103,910 55,450 99,030 221,860 184,570 154,290 110,360 59,100 29,170 900

Washington 891,320 48,170 75,980 39,560 80,820 179,490 148,880 130,520 101,700 57,030 28,480 690

West Virginia 403,370 26,810 50,700 30,510 39,340 72,650 60,780 55,180 37,090 20,070 10,030 210

Wisconsin 924,150 45,360 72,960 34,860 81,920 180,460 158,170 144,550 106,080 65,330 33,510 950

Wyoming 80,650 5,150 6,430 3,360 7,410 17,500 14,100 11,620 8,110 4,600 2,310 60

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.90 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 5,890 2,090 770 680 450 960 390 350 140 30 30 0

Guam 12,290 2,260 1,200 460 1,300 2,930 1,960 1,430 500 180 70 0

Northern Mariana

Islands 1,990 560 260 80 210 410 320 100 30 10 10 0

Puerto Rico 698,010 76,110 94,210 58,760 76,740 124,540 95,800 74,580 51,810 29,340 15,660 460

Virgin Islands 15,070 1,420 940 630 1,900 4,070 2,410 1,870 1,010 480 330 10

Foreign countries 423,010 20,150 12,720 7,090 30,710 89,770 90,190 75,800 53,700 27,140 15,050 690

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes beneficiaries with unknown state code.

Table 5.J5—Number, by state or other area and age, December 2003—Continued

State or area

Total,

all ages

17 or

under 18–54 55–61 62–64 65–69 70–74 75–79 80–84 85–89 90–99

100 or

older
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.91

Table 5.J5.1—Number, by state or other area, race, and sex, December 2003

State or area

All races Adult beneficiaries

Total a White Black Other b Men Women

All areas c 47,053,140 39,644,330 4,836,700 2,429,420 18,579,420 24,506,910

Alabama 869,760 651,390 196,550 20,410 327,510 447,480

Alaska 61,070 46,430 2,150 12,310 25,780 26,780

Arizona 858,500 775,020 23,030 58,490 354,440 436,420

Arkansas 537,180 457,370 66,100 12,840 209,010 275,750

California 4,358,850 3,474,840 307,930 559,110 1,770,620 2,240,180

Colorado 559,130 511,330 19,740 26,230 227,910 288,030

Connecticut 583,220 521,870 39,040 19,780 227,790 313,390

Delaware 144,530 118,300 22,000 3,910 57,040 75,840

District of Columbia 72,330 18,200 50,660 3,070 27,330 38,600

Florida 3,333,390 2,871,890 318,970 131,410 1,373,990 1,724,650

Georgia 1,169,720 852,200 282,380 32,640 440,840 606,190

Hawaii 195,430 53,040 2,110 139,370 81,080 100,720

Idaho 211,670 203,360 450 7,160 88,620 106,450

Illinois 1,872,890 1,550,040 244,260 73,330 725,020 992,890

Indiana 1,025,720 927,970 75,350 20,030 395,060 543,960

Iowa 544,030 525,520 8,460 8,830 216,950 292,430

Kansas 443,830 409,330 21,610 11,720 172,800 238,230

Kentucky 769,060 704,050 45,960 17,310 303,260 386,050

Louisiana 731,080 508,960 199,590 20,670 282,330 360,180

Maine 262,600 253,400 820 7,400 107,320 132,630

Maryland 752,770 549,180 172,310 29,280 288,290 400,240

Massachusetts 1,064,340 972,130 43,130 43,800 410,590 570,040

Michigan 1,694,480 1,437,750 208,810 43,810 663,060 881,900

Minnesota 764,810 728,750 14,000 19,560 306,020 407,630

Mississippi 537,070 364,190 159,700 12,280 198,350 267,990

Missouri 1,034,170 919,370 92,880 19,740 404,250 538,050

Montana 163,720 155,800 330 7,090 69,040 82,050

Nebraska 287,910 271,000 9,160 7,150 112,560 155,160

Nevada 329,620 283,750 22,130 22,980 144,620 160,460

New Hampshire 213,520 205,550 1,990 5,300 84,780 110,470

New Jersey 1,366,270 1,139,360 155,340 66,780 524,290 741,230

New Mexico 295,640 255,780 5,190 33,780 121,410 144,810

New York 3,032,710 2,444,320 369,390 204,340 1,169,100 1,613,740

North Carolina 1,435,850 1,112,940 279,990 40,250 550,790 756,720

North Dakota 114,220 109,680 260 3,810 45,920 61,310

Ohio 1,937,110 1,709,170 184,370 37,780 761,410 1,027,430

Oklahoma 614,530 550,400 34,620 27,980 242,310 319,770

Oregon 597,950 567,650 7,600 21,110 247,540 310,920

Pennsylvania 2,387,770 2,145,870 181,630 54,910 923,130 1,295,120

Rhode Island 191,960 176,970 6,080 7,990 74,140 103,410

South Carolina 733,250 533,540 182,610 15,300 278,880 381,110

South Dakota 138,570 131,010 540 6,690 54,940 73,050

Tennessee 1,047,700 894,980 127,570 23,220 399,640 546,880

Texas 2,794,350 2,319,920 302,590 165,260 1,109,840 1,424,430

Utah 256,610 243,190 1,560 11,130 104,080 128,290

Vermont 108,900 105,640 420 2,220 44,110 55,730

Virginia 1,092,310 854,960 199,660 34,940 424,660 573,590

Washington 891,320 815,950 22,400 50,410 367,470 461,500

West Virginia 403,370 381,600 11,020 9,970 164,810 199,980

Wisconsin 924,150 868,330 35,540 17,460 373,110 487,520

Wyoming 80,650 77,510 330 2,540 34,780 39,590

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.92 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 5,890 420 20 5,440 1,710 2,010

Guam 12,290 1,430 270 10,460 5,000 4,830

Northern Mariana Islands 1,990 230 30 1,720 670 670

Puerto Rico 698,010 529,150 50,960 114,470 273,460 324,040

Virgin Islands 15,070 2,740 11,110 1,140 6,180 7,030

Foreign countries 423,010 345,490 13,390 60,760 177,430 220,010

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

a. Includes 142,690 persons of unknown race.

b. Includes Asians and Pacific Islanders, American Indians and Alaska Natives, and a subset of the total number of beneficiaries of Hispanic origin. The distribution of 

beneficiaries among those three groups is not available.

c. Includes beneficiaries with unknown state code.

Table 5.J5.1—Number, by state or other area, race, and sex, December 2003—Continued

State or area

All races Adult beneficiaries

Total a White Black Other b Men Women
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.93

Table 5.J6—Percentage distribution of monthly benefit for retired workers, by state or other area and monthly 

benefit, December 2003

State or area Number

Percentage distribution by dollar amount of benefit

Monthly benefit 

(dollars)

Total

Less

than

500.00

500.00–

599.90

600.00–

699.90

700.00–

799.90

800.00–

899.90

900.00–

999.90

1,000.00–

1,099.90

1,100.00–

1,199.90

1,200.00–

1,299.90

1,300.00

or more Average Median

All areas a 29,547,530 100.0 12.8 9.6 8.6 7.9 8.4 9.7 10.8 9.5 7.5 15.2 922.10 929.60

Alabama 477,940 100.0 13.9 10.7 10.0 9.3 9.6 10.2 10.0 8.3 6.5 11.7 877.40 865.60

Alaska 35,650 100.0 16.3 10.2 9.3 8.2 8.3 8.2 8.6 8.2 7.0 15.8 892.20 870.00

Arizona 558,440 100.0 11.0 9.4 8.2 7.5 8.4 10.2 11.9 10.2 8.0 15.3 938.50 957.60

Arkansas 306,640 100.0 14.0 11.3 10.9 10.5 10.4 10.1 9.7 7.8 5.7 9.8 855.00 833.60

California 2,806,590 100.0 15.1 9.2 8.3 7.5 7.8 8.6 9.6 8.9 7.3 17.8 926.10 926.60

Colorado 356,610 100.0 15.4 9.4 8.4 7.7 7.9 9.0 10.1 9.4 7.4 15.2 901.90 911.60

Connecticut 406,150 100.0 8.0 7.8 7.4 7.0 7.5 9.8 11.1 10.9 8.9 21.5 1,010.40 1,023.00

Delaware 93,970 100.0 8.7 9.3 7.7 7.1 7.8 10.2 13.0 11.7 8.4 16.3 966.60 992.60

District of Columbia 47,590 100.0 28.9 11.3 9.3 8.7 6.8 7.2 5.4 4.7 4.1 13.7 785.70 704.60

Florida 2,255,400 100.0 12.2 10.0 8.8 8.1 8.8 10.1 10.9 9.5 7.2 14.3 918.20 920.80

Georgia 691,420 100.0 13.1 10.2 10.2 9.3 9.1 9.4 9.7 8.7 6.8 13.5 894.80 878.00

Hawaii 139,300 100.0 14.1 9.4 8.0 7.7 9.1 10.3 10.9 9.1 7.0 14.4 912.00 916.60

Idaho 135,300 100.0 13.0 9.8 8.7 8.0 9.7 10.8 11.4 9.5 7.4 11.9 899.70 909.60

Illinois 1,213,840 100.0 11.2 8.9 7.9 6.9 7.4 9.5 11.1 10.3 8.7 18.2 961.00 982.60

Indiana 648,910 100.0 7.9 9.2 7.7 7.0 8.4 11.3 12.7 11.3 8.9 15.5 966.90 987.60

Iowa 356,440 100.0 10.6 10.1 8.5 8.0 9.3 11.1 12.1 10.0 8.0 12.3 919.60 932.60

Kansas 289,600 100.0 10.2 9.4 8.5 8.0 8.6 10.6 11.3 10.3 7.6 15.4 943.90 950.60

Kentucky 400,290 100.0 15.1 10.5 9.4 8.9 9.1 10.1 10.5 8.6 6.6 11.0 870.10 865.60

Louisiana 373,300 100.0 18.5 10.9 9.1 8.2 7.9 8.7 9.8 7.9 6.4 12.6 857.70 843.60

Maine 158,990 100.0 16.0 10.9 9.8 9.5 9.7 10.1 10.1 8.0 5.7 10.2 850.90 839.00

Maryland 493,610 100.0 14.5 8.8 8.1 7.7 7.9 9.0 10.3 9.1 7.6 17.0 927.80 935.60

Massachusetts 693,520 100.0 14.1 9.6 8.6 7.7 7.8 8.9 9.7 9.1 7.2 17.4 926.90 926.60

Michigan 1,045,410 100.0 7.5 8.7 7.0 6.1 7.9 10.9 12.9 11.8 9.3 17.9 993.10 1016.60

Minnesota 509,800 100.0 12.0 10.2 8.8 7.8 8.1 9.5 11.2 10.0 8.0 14.3 919.70 934.60

Mississippi 284,330 100.0 15.8 11.6 10.9 10.4 9.9 9.5 9.2 7.2 5.5 10.0 842.40 813.00

Missouri 635,810 100.0 12.3 9.9 9.0 8.2 8.9 9.9 11.4 9.7 7.5 13.1 910.40 917.60

Montana 104,160 100.0 13.3 10.2 9.4 8.6 9.4 10.2 11.5 9.8 7.2 10.5 885.00 892.60

Nebraska 188,550 100.0 12.0 10.0 9.6 8.8 9.4 10.1 11.1 9.1 7.3 12.5 904.20 901.00

Nevada 223,790 100.0 12.4 9.1 8.7 7.7 8.6 9.5 10.1 10.2 8.0 15.7 928.90 937.60

New Hampshire 140,150 100.0 10.0 9.0 8.7 8.4 9.1 10.4 10.9 9.8 7.8 15.8 943.80 947.60

New Jersey 937,110 100.0 8.2 8.3 7.4 6.8 7.3 8.6 10.5 10.6 9.1 23.3 1,018.10 1,036.60

New Mexico 176,090 100.0 17.0 10.2 9.4 8.8 9.4 9.3 9.5 8.3 6.3 11.8 861.00 848.60

New York 1,980,420 100.0 10.2 8.7 7.9 7.3 8.0 9.7 11.0 10.1 8.2 19.0 976.70 983.60

North Carolina 889,780 100.0 10.8 9.8 10.1 10.3 10.6 10.7 10.5 8.8 6.5 11.9 898.80 884.60

North Dakota 71,190 100.0 15.6 10.7 10.2 9.6 9.5 9.4 10.3 8.2 6.2 10.4 858.50 842.60

Ohio 1,190,200 100.0 12.5 8.9 7.3 6.5 7.4 10.3 12.3 10.9 8.7 15.2 937.50 975.00

Oklahoma 376,500 100.0 14.1 10.4 9.1 9.0 9.4 10.2 10.8 8.7 6.5 11.7 883.40 880.00

Oregon 396,470 100.0 10.6 9.6 8.3 7.3 8.4 11.3 12.5 10.6 8.2 13.2 931.30 953.60

Pennsylvania 1,549,580 100.0 9.8 9.3 7.9 7.3 8.5 11.1 12.8 10.7 8.2 14.6 948.20 968.60

Rhode Island 128,890 100.0 11.4 9.2 9.2 8.1 10.3 10.7 10.3 9.3 7.2 14.3 923.10 917.60

South Carolina 441,090 100.0 11.6 10.0 9.9 10.0 10.3 10.6 10.1 8.8 6.5 12.3 896.40 883.00

South Dakota 88,800 100.0 16.2 11.4 9.7 9.6 9.6 10.3 10.3 7.8 6.0 9.0 845.40 830.60

Tennessee 612,120 100.0 12.3 10.3 10.1 9.6 9.6 10.1 10.4 8.5 6.6 12.4 894.40 880.60

Texas 1,673,450 100.0 15.6 9.9 9.1 8.2 8.2 8.8 9.7 8.4 6.7 15.4 898.00 888.60

Utah 166,430 100.0 13.8 10.1 8.0 6.7 7.2 8.3 11.0 9.9 8.6 16.4 926.10 953.00

Vermont 69,170 100.0 11.3 10.1 8.4 8.6 10.1 10.9 11.4 9.8 6.9 12.5 912.20 915.60

Virginia 678,480 100.0 13.8 9.8 9.2 8.9 8.8 9.4 10.0 8.6 6.9 14.5 903.90 893.60

Washington 584,350 100.0 10.2 9.0 7.6 7.1 7.8 9.8 11.7 11.1 8.9 16.7 959.80 985.60

West Virginia 204,130 100.0 11.2 9.2 8.5 8.0 9.8 11.6 13.3 10.0 7.6 10.8 909.60 932.60

Wisconsin 622,330 100.0 9.1 9.9 8.0 7.2 8.1 10.8 13.3 11.4 8.9 13.4 944.50 973.60

Wyoming 53,630 100.0 11.8 10.7 8.3 7.5 8.9 9.2 11.0 10.2 8.1 14.2 920.50 932.60

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.94 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 1,580 100.0 46.8 18.4 10.8 7.0 1.3 7.0 5.1 0.6 1.9 1.3 550.90 514.80

Guam 6,350 100.0 39.8 15.4 11.0 9.3 6.1 5.5 3.5 3.0 1.6 4.7 634.10 563.00

Northern Mariana 

Islands 900 100.0 54.4 21.1 6.7 3.3 5.6 1.1 1.1 1.1 2.2 3.3 500.60 469.30

Puerto Rico 317,870 100.0 38.6 17.3 12.9 9.5 6.5 5.1 3.4 2.3 1.6 2.8 611.40 563.60

Virgin Islands 9,760 100.0 19.1 15.1 11.4 10.5 9.2 7.9 6.9 5.7 4.6 9.7 804.20 743.80

Foreign countries 246,890 100.0 51.4 12.8 8.9 6.6 5.2 4.4 3.5 2.5 1.7 3.1 531.90 490.00

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes beneficiaries with unknown state code.

Table 5.J6—Percentage distribution of monthly benefit for retired workers, by state or other area and monthly 

benefit, December 2003—Continued

State or area Number

Percentage distribution by dollar amount of benefit

Monthly benefit 

(dollars)

Total

Less

than

500.00

500.00–

599.90

600.00–

699.90

700.00–

799.90

800.00–

899.90

900.00–

999.90

1,000.00–

1,099.90

1,100.00–

1,199.90

1,200.00–

1,299.90

1,300.00

or more Average Median
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.95

Table 5.J8—Percentage distribution of disabled workers, by state or other area and monthly benefit,

December 2003

State or area Number

Percentage distribution by dollar amount of benefit

Monthly benefit 

(dollars)

Total

Less

than

500.00

500.00–

599.90

600.00–

699.90

700.00–

799.90

800.00–

899.90

900.00–

999.90

1,000.00–

1,099.90

1,100.00–

1,199.90

1,200.00–

1,299.90

1,300.00

or more Average Median

All areas a 5,867,460 100.0 13.9 12.2 12.7 11.3 9.7 8.2 6.8 5.5 4.7 15.0 861.70 799.60

Alabama 148,620 100.0 14.3 13.5 13.9 12.0 10.4 8.1 6.0 5.0 4.2 12.5 831.90 765.00

Alaska 8,810 100.0 16.0 13.1 14.4 11.4 9.5 6.7 4.1 4.4 4.4 16.0 843.80 756.00

Arizona 105,940 100.0 11.9 11.8 12.4 10.7 10.1 8.2 7.1 5.9 5.2 16.8 890.40 830.00

Arkansas 90,170 100.0 14.7 13.5 13.7 12.3 11.1 9.0 6.6 5.2 4.0 9.9 815.20 765.60

California 504,560 100.0 15.0 11.6 11.5 10.4 9.0 7.9 6.8 5.7 4.8 17.2 875.80 814.60

Colorado 66,740 100.0 13.5 12.7 12.8 11.2 10.3 8.3 7.0 6.1 4.7 13.5 854.80 798.60

Connecticut 59,530 100.0 12.0 11.5 11.6 12.2 9.4 8.3 6.9 5.9 4.8 17.5 893.60 826.00

Delaware 18,350 100.0 12.4 11.1 12.2 11.9 7.8 8.4 6.6 5.7 5.3 18.6 901.00 835.60

District of Columbia 8,850 100.0 16.8 12.3 15.6 13.0 9.6 8.7 6.9 4.7 2.7 9.6 796.30 738.00

Florida 359,840 100.0 13.0 12.3 12.7 11.5 10.1 8.5 6.9 5.8 4.8 14.5 863.20 803.60

Georgia 180,490 100.0 13.0 12.1 13.8 12.3 10.5 9.0 7.4 5.4 4.5 12.0 844.90 788.60

Hawaii 16,790 100.0 11.6 12.2 12.9 11.3 9.2 9.1 7.0 6.8 4.4 15.5 877.90 819.60

Idaho 25,690 100.0 14.9 13.5 13.0 10.2 9.2 8.4 6.7 5.8 4.7 13.6 844.20 782.00

Illinois 200,490 100.0 12.8 11.7 11.8 10.6 9.2 8.1 6.8 5.6 5.3 18.0 894.00 834.00

Indiana 126,820 100.0 14.3 12.4 11.8 11.2 9.5 7.9 6.7 5.2 4.9 16.1 867.80 802.60

Iowa 55,450 100.0 16.1 13.6 12.5 11.0 9.3 8.1 6.9 5.6 4.9 12.2 827.90 771.00

Kansas 48,000 100.0 14.7 13.6 13.1 11.6 9.6 8.4 6.7 5.8 4.5 12.1 832.10 772.60

Kentucky 144,060 100.0 16.1 12.3 12.5 10.5 9.2 7.7 6.6 5.5 4.8 14.8 848.20 786.00

Louisiana 103,980 100.0 16.4 11.6 12.3 10.4 9.3 7.3 6.3 5.5 5.0 16.0 855.30 793.80

Maine 41,390 100.0 16.6 13.9 14.2 12.7 11.0 7.9 6.8 5.0 3.5 8.3 787.40 736.00

Maryland 81,690 100.0 11.9 10.8 12.1 11.0 10.1 9.2 6.9 5.6 5.2 17.1 896.60 838.60

Massachusetts 140,000 100.0 12.7 13.0 13.6 12.4 10.3 8.4 6.5 5.4 4.3 13.3 849.30 785.00

Michigan 215,210 100.0 13.7 10.7 10.8 9.4 8.7 7.6 6.5 5.8 5.5 21.4 918.70 861.00

Minnesota 80,110 100.0 14.1 12.9 13.5 11.1 10.1 8.1 6.6 5.4 4.8 13.5 846.90 784.00

Mississippi 98,230 100.0 14.7 12.9 15.2 13.5 10.8 8.2 6.4 5.0 4.0 9.4 805.70 751.00

Missouri 144,970 100.0 14.4 13.1 13.1 11.8 9.5 8.2 6.9 5.3 4.5 13.2 841.20 778.00

Montana 18,770 100.0 15.5 12.8 13.3 10.0 10.7 8.6 6.5 4.9 5.3 12.5 832.40 780.00

Nebraska 30,090 100.0 15.2 14.2 14.3 11.7 8.6 7.2 7.3 5.6 4.6 11.1 819.20 746.00

Nevada 40,060 100.0 10.1 9.5 12.2 10.8 9.0 8.6 7.9 6.5 5.9 19.6 930.50 878.60

New Hampshire 28,010 100.0 11.2 13.1 14.0 12.0 9.8 9.3 6.7 5.4 5.2 13.4 862.80 798.00

New Jersey 141,810 100.0 10.5 10.5 11.3 10.2 9.3 8.5 7.1 6.0 5.2 21.4 938.40 880.00

New Mexico 38,530 100.0 14.7 14.3 13.4 10.8 10.1 8.4 6.6 5.3 4.8 11.5 826.40 768.60

New York 367,160 100.0 12.9 10.9 11.6 10.1 9.0 7.8 7.0 5.6 5.2 19.8 910.60 848.60

North Carolina 225,420 100.0 12.0 12.0 13.5 13.0 11.5 9.6 7.4 5.7 4.4 10.8 842.20 794.60

North Dakota 10,410 100.0 18.1 12.7 14.0 10.6 9.7 7.0 7.3 4.3 4.0 12.3 813.80 754.60

Ohio 218,660 100.0 17.0 12.7 11.5 10.3 8.9 7.4 6.4 5.5 5.1 15.3 848.50 785.60

Oklahoma 78,980 100.0 15.4 11.9 12.3 11.3 9.7 8.2 7.1 6.0 4.8 13.4 846.40 793.00

Oregon 69,030 100.0 14.8 13.0 12.0 11.0 9.2 7.9 6.6 5.6 4.8 15.2 856.90 793.60

Pennsylvania 259,270 100.0 13.9 11.5 12.2 10.6 9.0 8.1 7.3 6.1 5.3 16.0 875.80 819.00

Rhode Island 26,200 100.0 13.5 13.0 13.5 11.6 10.0 8.3 6.9 5.2 4.8 13.2 846.60 785.80

South Carolina 117,630 100.0 11.4 11.7 13.6 13.0 11.2 9.6 7.5 6.0 4.6 11.4 850.10 802.60

South Dakota 13,220 100.0 18.8 12.7 12.9 12.4 9.6 8.3 6.0 4.7 4.5 10.2 798.10 738.60

Tennessee 163,300 100.0 13.7 12.8 14.0 12.9 10.5 8.6 6.9 5.2 4.1 11.3 829.20 772.00

Texas 320,980 100.0 14.2 12.2 12.6 11.3 9.9 8.6 7.1 5.6 4.7 13.8 853.50 797.00

Utah 25,670 100.0 16.2 13.0 12.6 10.3 8.2 6.9 7.1 4.8 4.6 16.3 852.80 778.60

Vermont 14,550 100.0 14.1 13.4 13.1 12.7 10.7 9.4 6.3 5.8 3.7 10.9 824.70 772.00

Virginia 147,530 100.0 13.0 11.9 12.7 11.8 10.2 8.4 7.2 5.6 4.6 14.7 863.60 806.60

Washington 107,660 100.0 14.2 12.3 12.0 10.0 9.5 7.8 6.7 5.3 4.8 17.4 876.80 813.00

West Virginia 72,720 100.0 14.8 10.6 10.2 10.4 8.5 7.8 6.5 5.7 5.5 19.9 900.80 844.80

Wisconsin 96,780 100.0 14.7 12.0 12.9 10.7 9.5 7.9 6.6 5.9 4.7 15.2 860.00 797.80

Wyoming 8,760 100.0 16.9 11.5 11.6 11.1 6.3 6.6 7.4 6.3 6.2 16.1 868.90 790.80

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.96 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 1,230 100.0 32.5 17.1 9.8 8.1 10.6 11.4 4.1 2.4 0.8 3.3 653.20 609.60

Guam 1,110 100.0 22.5 11.7 14.4 6.3 8.1 12.6 3.6 5.4 2.7 12.6 794.10 719.00

Northern Mariana 

Islands 120 100.0 66.7 16.7 8.3 b 8.3 b b b bb 417.70 382.50

Puerto Rico 134,990 100.0 13.4 18.1 21.1 14.9 10.2 7.2 5.2 3.1 2.3 4.6 738.30 686.60

Virgin Islands 1,210 100.0 12.4 13.2 11.6 7.4 14.0 12.4 5.0 6.6 3.3 14.0 860.10 834.60

Foreign countries 12,290 100.0 26.1 11.5 12.0 10.4 9.4 5.7 5.8 5.1 4.1 9.8 738.00 701.60

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes beneficiaries with unknown state code.

b. Base figure is too small to meet statistical standards for reliability of derived figures.

Table 5.J8—Percentage distribution of disabled workers, by state or other area and monthly benefit,

December 2003—Continued

State or area Number

Percentage distribution by dollar amount of benefit

Monthly benefit 

(dollars)

Total

Less

than

500.00

500.00–

599.90

600.00–

699.90

700.00–

799.90

800.00–

899.90

900.00–

999.90

1,000.00–

1,099.90

1,100.00–

1,199.90

1,200.00–

1,299.90

1,300.00

or more Average Median
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.97

Table 5.J9—Percentage distribution of nondisabled widow(er)s, by state or other area and monthly benefit, 

December 2003

State or area Number

Percentage distribution by dollar amount of benefit

Monthly benefit

(dollars)

Total

Less

than

500.00

500.00–

599.90

600.00–

699.90

700.00–

799.90

800.00–

899.90

900.00–

999.90

1,000.00–

1,099.90

1,100.00–

1,199.90

1,200.00–

1,299.90

1,300.00

or more Average Median

All areas a 4,499,900 100.0 11.5 6.4 8.9 11.2 13.0 14.7 12.0 8.3 5.4 8.6 888.30 893.00

Alabama 89,370 100.0 15.7 9.6 10.8 12.1 13.1 13.1 9.4 6.5 4.1 5.5 816.30 813.60

Alaska 4,500 100.0 16.4 7.6 7.8 11.6 13.1 15.3 11.1 7.6 4.7 4.9 836.30 846.30

Arizona 70,110 100.0 9.0 4.8 7.7 10.1 13.3 16.6 14.1 8.8 6.5 9.2 922.30 931.00

Arkansas 52,250 100.0 16.9 9.8 12.6 12.7 12.1 12.4 9.1 6.1 3.3 4.9 794.60 783.60

California 381,030 100.0 11.2 5.8 8.1 10.1 12.1 14.3 12.3 8.6 6.0 11.3 919.00 917.60

Colorado 51,680 100.0 11.5 6.0 8.4 11.3 12.5 14.4 12.8 8.2 5.7 9.2 894.00 901.60

Connecticut 46,640 100.0 5.7 3.5 6.6 9.7 13.2 16.0 13.6 10.6 7.9 13.3 983.30 968.60

Delaware 12,390 100.0 5.7 4.7 6.4 11.9 13.1 17.8 13.4 11.6 5.4 10.1 950.50 950.60

District of Columbia 6,550 100.0 29.2 13.1 10.1 10.8 9.5 8.4 6.1 4.0 2.1 6.7 728.90 669.00

Florida 279,250 100.0 8.9 5.7 8.5 11.8 13.9 15.4 12.4 8.3 5.6 9.6 915.00 907.60

Georgia 106,570 100.0 15.4 9.2 10.7 12.1 12.4 12.8 9.3 6.9 4.4 6.9 829.90 820.60

Hawaii 15,020 100.0 13.2 7.5 8.2 14.0 12.5 15.1 10.3 7.4 5.0 6.9 863.20 862.10

Idaho 18,290 100.0 7.1 6.3 9.0 11.8 15.4 16.6 13.4 8.4 4.9 7.0 902.30 902.60

Illinois 186,100 100.0 7.6 4.6 7.0 10.1 13.1 16.4 13.3 10.1 6.8 11.0 950.20 948.60

Indiana 99,120 100.0 5.3 4.1 6.8 10.8 14.7 18.2 15.0 10.0 6.2 8.8 946.80 947.60

Iowa 58,260 100.0 6.5 5.8 9.4 12.8 15.0 16.9 12.2 8.6 5.1 7.7 908.60 902.60

Kansas 44,070 100.0 6.9 5.6 8.5 11.2 13.4 15.0 12.8 9.2 6.9 10.6 940.50 931.60

Kentucky 83,640 100.0 17.2 9.2 10.8 11.8 12.5 13.5 9.7 6.5 4.2 4.7 804.70 809.10

Louisiana 95,370 100.0 16.7 8.8 11.2 12.3 11.9 12.3 10.5 6.1 4.0 6.3 816.00 808.60

Maine 23,830 100.0 12.5 7.5 11.0 13.9 14.2 12.4 11.4 6.4 5.2 5.5 842.40 839.60

Maryland 71,600 100.0 11.6 6.0 8.4 10.2 12.7 14.7 12.3 8.5 5.7 10.0 904.40 907.30

Massachusetts 91,780 100.0 10.6 5.5 7.8 10.6 13.0 14.4 12.2 8.9 6.3 10.9 921.90 916.60

Michigan 169,180 100.0 5.2 3.3 6.4 10.7 15.1 18.4 14.9 10.4 6.8 8.9 955.00 949.60

Minnesota 74,180 100.0 9.3 6.2 8.9 11.4 12.9 14.9 13.4 9.0 5.9 8.2 903.20 908.60

Mississippi 50,490 100.0 22.1 10.8 11.9 11.8 11.2 10.3 8.2 5.0 3.3 5.4 764.20 743.00

Missouri 96,240 100.0 9.9 6.4 9.4 12.1 13.7 15.2 12.2 8.2 5.5 7.4 887.40 889.00

Montana 15,900 100.0 9.0 6.5 9.9 13.6 15.2 15.7 11.7 6.9 4.2 7.3 880.00 873.30

Nebraska 28,770 100.0 7.2 6.6 10.7 12.7 14.1 14.4 11.9 7.8 5.5 9.2 908.90 890.60

Nevada 23,600 100.0 8.7 5.2 7.2 11.2 11.8 15.1 14.6 10.1 6.4 9.8 931.20 942.60

New Hampshire 16,450 100.0 6.6 4.1 8.4 11.2 12.5 17.5 14.0 10.3 5.3 10.1 939.60 941.60

New Jersey 118,660 100.0 5.7 3.6 7.1 10.0 12.5 15.9 14.0 10.6 7.7 12.8 979.50 970.60

New Mexico 27,150 100.0 16.4 8.6 11.2 11.1 12.4 13.0 9.5 7.0 4.7 6.1 822.50 826.00

New York 261,030 100.0 7.6 5.1 7.9 11.1 13.7 15.8 12.8 9.2 6.2 10.7 939.90 931.00

North Carolina 118,830 100.0 15.3 8.6 10.7 12.9 13.3 12.3 9.5 6.7 4.1 6.6 827.80 817.60

North Dakota 15,240 100.0 10.0 9.6 11.7 14.6 12.3 12.7 10.2 7.0 5.1 6.8 854.70 836.30

Ohio 226,270 100.0 9.0 4.8 7.3 10.1 13.6 17.0 13.9 9.7 6.1 8.5 919.60 933.00

Oklahoma 63,480 100.0 11.6 7.4 10.4 11.8 14.1 14.8 11.5 7.4 4.5 6.5 859.50 865.50

Oregon 53,190 100.0 6.7 4.5 8.1 11.2 14.2 16.7 14.4 9.5 5.8 9.0 932.60 933.00

Pennsylvania 254,870 100.0 5.9 4.3 8.1 11.4 14.9 17.6 14.1 9.6 5.8 8.3 933.10 933.60

Rhode Island 14,360 100.0 6.6 5.8 8.7 11.2 14.8 16.9 12.2 7.3 6.5 10.0 928.50 911.60

South Carolina 61,600 100.0 16.1 9.0 11.0 12.0 12.2 12.7 10.0 6.2 4.5 6.4 821.40 818.00

South Dakota 15,010 100.0 10.8 10.2 11.6 14.5 13.7 12.9 9.6 6.9 4.2 5.7 841.50 818.60

Tennessee 101,990 100.0 14.1 8.0 11.1 12.8 13.0 13.1 10.3 6.4 4.4 6.8 839.20 831.60

Texas 304,660 100.0 13.9 8.0 9.9 11.2 12.2 12.9 10.6 7.7 4.9 8.7 863.00 858.80

Utah 20,680 100.0 10.1 3.4 6.9 8.5 11.3 15.6 14.8 9.6 7.5 12.2 951.10 965.80

Vermont 9,290 100.0 9.8 8.6 9.1 10.1 14.2 14.2 12.8 7.8 5.4 8.0 887.30 889.60

Virginia 103,160 100.0 14.1 8.2 10.1 12.2 12.8 12.8 10.4 7.1 4.7 7.5 849.30 842.60

Washington 76,650 100.0 6.7 4.2 6.9 10.7 13.5 17.0 14.4 9.9 6.5 10.2 949.30 948.60

West Virginia 50,550 100.0 10.6 7.6 11.3 11.9 14.6 15.8 11.6 7.5 4.7 4.4 849.40 860.60

Wisconsin 86,310 100.0 5.8 4.3 7.9 11.4 14.2 18.2 15.0 9.3 6.0 8.0 934.40 937.60

Wyoming 6,540 100.0 7.0 5.8 10.4 11.2 12.1 15.4 14.5 9.2 5.5 8.9 919.40 929.10

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.98 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 420 100.0 64.3 9.5 2.4 4.8 7.1 2.4 2.4 b b 7.1 516.40 407.50

Guam 900 100.0 34.4 15.6 15.6 15.6 3.3 6.7 2.2 1.1 2.2 3.3 635.70 594.10

Northern Mariana 

Islands 160 100.0 75.0 18.8 6.3 bbb b b b b 394.40 358.80

Puerto Rico 71,140 100.0 51.0 14.6 10.9 8.3 5.7 3.7 2.1 1.4 0.9 1.4 544.40 495.60

Virgin Islands 1,060 100.0 29.2 15.1 13.2 10.4 6.6 8.5 6.6 6.6 1.9 1.9 689.80 644.10

Foreign countries 73,840 100.0 41.7 14.6 12.0 9.2 7.2 5.6 3.7 2.2 1.4 2.5 588.50 558.00

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes beneficiaries with unknown state code.

b. Base figure is too small to meet statistical standards for reliability of derived figures.

Table 5.J9—Percentage distribution of nondisabled widow(er)s, by state or other area and monthly benefit, 

December 2003—Continued

State or area Number

Percentage distribution by dollar amount of benefit

Monthly benefit

(dollars)

Total

Less

than

500.00

500.00–

599.90

600.00–

699.90

700.00–

799.90

800.00–

899.90

900.00–

999.90

1,000.00–

1,099.90

1,100.00–

1,199.90

1,200.00–

1,299.90

1,300.00

or more Average Median
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.99

Table 5.J10—Number of children, by state or other area and type of benefit, December 2003

State or area Total

Children under age 18 of— Disabled adult children of— Students aged 18–19 of—

Subtotal

Retired

workers

Disabled

workers

Deceased

workers Subtotal

Retired

workers

Disabled

workers

Deceased

workers Subtotal

Retired

workers

Disabled

workers

Deceased

workers

All areas a 3,966,480 3,081,260 273,330 1,468,110 1,339,820 757,200 192,750 63,480 500,970 128,020 14,410 47,720 65,890

Alabama 94,770 74,270 5,660 39,220 29,390 16,890 3,560 1,850 11,480 3,610 420 1,680 1,510

Alaska 8,510 7,500 840 2,660 4,000 780 230 50 500 230 30 80 120

Arizona 67,640 56,230 4,960 26,770 24,500 9,010 2,480 970 5,560 2,400 260 960 1,180

Arkansas 52,420 41,510 3,070 22,100 16,340 8,970 1,930 1,080 5,960 1,940 230 760 950

California 348,050 279,820 32,930 117,310 129,580 61,540 19,390 4,560 37,590 6,690 1,000 2,120 3,570

Colorado 43,190 35,520 2,890 15,700 16,930 6,140 1,690 630 3,820 1,530 200 580 750

Connecticut 42,040 31,660 2,720 15,880 13,060 9,450 2,600 560 6,290 930 80 330 520

Delaware 11,650 9,430 830 4,610 3,990 1,890 590 150 1,150 330 60 150 120

District of Columbia 6,400 4,660 530 1,160 2,970 1,560 250 60 1,250 180 10 10 160

Florida 234,750 192,490 21,930 86,460 84,100 33,830 9,110 2,980 21,740 8,430 1,140 2,880 4,410

Georgia 122,690 97,700 6,970 44,470 46,260 20,560 4,080 1,970 14,510 4,430 490 1,470 2,470

Hawaii 13,630 11,090 1,840 4,430 4,820 2,320 760 100 1,460 220 30 30 160

Idaho 16,600 13,610 1,050 6,270 6,290 2,540 670 140 1,730 450 30 230 190

Illinois 154,980 117,620 11,120 51,790 54,710 32,050 7,620 2,360 22,070 5,310 600 1,820 2,890

Indiana 86,700 65,350 4,590 33,050 27,710 17,450 3,950 1,560 11,940 3,900 420 1,470 2,010

Iowa 34,650 24,840 1,510 12,370 10,960 8,610 2,260 640 5,710 1,200 110 610 480

Kansas 32,800 25,460 1,510 12,280 11,670 6,030 1,690 430 3,910 1,310 130 520 660

Kentucky 79,750 61,290 3,330 37,410 20,550 15,990 3,350 2,170 10,470 2,470 170 1,190 1,110

Louisiana 88,570 67,300 5,580 32,100 29,620 17,990 4,040 1,880 12,070 3,280 250 1,150 1,880

Maine 22,650 17,030 1,170 11,050 4,810 4,620 1,210 500 2,910 1,000 110 570 320

Maryland 64,240 52,180 4,450 18,720 29,010 11,060 2,730 570 7,760 1,000 60 270 670

Massachusetts 83,710 63,330 4,910 36,600 21,820 18,140 5,030 1,530 11,580 2,240 240 800 1,200

Michigan 149,510 112,490 8,690 56,480 47,320 32,210 8,200 2,590 21,420 4,810 490 1,920 2,400

Minnesota 51,160 37,150 2,430 17,820 16,900 12,030 3,630 670 7,730 1,980 180 840 960

Mississippi 70,730 56,350 4,710 29,130 22,510 11,560 2,290 1,490 7,780 2,820 320 1,100 1,400

Missouri 91,870 71,990 5,020 36,540 30,430 16,110 3,840 1,580 10,690 3,770 170 1,640 1,960

Montana 12,630 10,090 1,040 4,290 4,760 2,050 540 160 1,350 490 60 140 290

Nebraska 20,190 15,590 840 7,820 6,930 3,910 1,360 200 2,350 690 90 200 400

Nevada 24,540 21,690 2,590 9,710 9,390 2,350 610 280 1,460 500 100 190 210

New Hampshire 18,270 14,530 880 8,290 5,360 3,120 780 230 2,110 620 60 350 210

New Jersey 100,750 78,080 7,150 35,710 35,220 19,500 5,600 1,130 12,770 3,170 430 990 1,750

New Mexico 29,420 23,950 2,270 10,210 11,470 4,290 1,260 390 2,640 1,180 140 350 690

New York 249,870 188,270 20,220 97,010 71,040 56,310 14,790 3,730 37,790 5,290 810 2,040 2,440

North Carolina 128,340 100,780 5,910 52,810 42,060 23,430 4,950 2,620 15,860 4,130 410 1,820 1,900

North Dakota 6,990 4,600 290 2,240 2,070 2,030 440 140 1,450 360 30 130 200

Ohio 148,270 106,270 7,940 51,910 46,420 36,280 9,110 2,650 24,520 5,720 560 2,090 3,070

Oklahoma 52,450 40,500 3,380 17,000 20,120 9,320 1,970 880 6,470 2,630 300 760 1,570

Oregon 39,490 30,880 3,210 13,600 14,070 7,410 2,140 610 4,660 1,200 110 400 690

Pennsylvania 169,520 124,770 9,090 62,680 53,000 39,150 9,440 3,170 26,540 5,600 580 2,230 2,790

Rhode Island 14,410 10,790 660 6,300 3,830 3,330 750 300 2,280 290 40 70 180

South Carolina 73,260 57,410 3,720 29,180 24,510 13,660 2,780 1,280 9,600 2,190 200 780 1,210

South Dakota 10,580 7,820 510 3,340 3,970 2,220 490 140 1,590 540 60 150 330

Tennessee 101,180 78,550 5,130 39,920 33,500 18,860 3,980 1,800 13,080 3,770 330 1,600 1,840

Texas 260,080 208,990 20,130 82,800 106,060 40,390 10,690 3,130 26,570 10,700 1,350 3,410 5,940

Utah 24,240 20,150 1,460 7,710 10,980 3,300 1,210 230 1,860 790 110 260 420

Vermont 9,060 6,910 640 4,000 2,270 1,890 500 240 1,150 260 50 80 130

Virginia 94,060 73,640 5,140 37,390 31,110 17,790 3,930 1,570 12,290 2,630 230 1,050 1,350

Washington 62,350 48,160 4,310 21,630 22,220 11,730 3,340 940 7,450 2,460 290 910 1,260

West Virginia 38,580 26,770 1,810 16,490 8,470 10,330 1,910 1,110 7,310 1,480 170 660 650

Wisconsin 63,520 45,340 3,220 22,780 19,340 15,720 4,190 1,180 10,350 2,460 310 970 1,180

Wyoming 6,280 5,140 280 2,220 2,640 860 200 110 550 280 0 80 200

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.100 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 2,170 2,090 380 770 940 40 0 10 30 40 10 20 10

Guam 2,460 2,260 540 430 1,290 110 30 30 50 90 30 10 50

Northern Mariana 

Islands 650 560 260 20 280 70 20 0 50 20 20 0 0

Puerto Rico 100,510 76,080 8,410 43,710 23,960 22,950 6,890 2,090 13,970 1,480 140 730 610

Virgin Islands 1,860 1,420 320 450 650 380 160 10 210 60 20 20 20

Foreign countries 25,570 20,230 6,220 2,980 11,030 4,910 1,420 40 3,450 430 140 40 250

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

a. Includes beneficiaries with unknown state code.

Table 5.J10—Number of children, by state or other area and type of benefit, December 2003—Continued

State or area Total

Children under age 18 of— Disabled adult children of— Students aged 18–19 of—

Subtotal

Retired

workers

Disabled

workers

Deceased

workers Subtotal

Retired

workers

Disabled

workers

Deceased

workers Subtotal

Retired

workers

Disabled

workers

Deceased

workers
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.101

Table 5.J11—Number and total monthly benefits for beneficiaries in foreign countries, 

December 2003

Region and country a

Number

Total monthly benefits

(thousands of dollars)

All

beneficiaries

Retired

workers

Disabled

workers Widow(er)s b

Wives and

husbands Children

All

beneficiaries

Retired

workers

All countries 423,062 248,012 12,474 77,772 60,363 24,441 211,538 132,725

Canada 96,810 55,848 2,543 17,856 17,945 2,618 41,212 25,352

Mexico 48,328 23,302 1,366 12,261 5,656 5,743 23,386 12,315

Central America and Caribbean 21,288 14,675 1,136 2,013 1,333 2,131 13,561 9,921

Barbados 1,060 873 25 89 56 17 765 643

Costa Rica 3,171 2,116 212 323 204 316 2,281 1,626

Dominican Republic 6,106 3,869 458 430 376 973 3,425 2,344

El Salvador 853 583 57 77 55 81 490 346

Guatemala 1,164 769 56 133 69 137 706 488

Honduras 923 578 55 83 58 149 621 425

Jamaica 2,734 2,159 66 230 184 95 1,755 1,442

Panama 955 579 60 147 63 106 625 400

Trinidad and Tobago 849 664 28 81 47 29 609 486

South America 13,540 9,057 513 1,954 1,217 799 8,358 5,839

Argentina 2,959 1,853 57 525 414 110 1,756 1,182

Brazil 1,808 1,050 60 380 188 130 1,184 720

Chile 1,200 789 43 189 107 72 806 556

Colombia 2,858 2,040 148 321 157 192 1,733 1,264

Ecuador 2,230 1,614 110 213 137 156 1,315 981

Peru 796 533 37 114 64 48 513 360

Uruguay 681 508 30 62 70 11 397 310

Africa 1,717 994 122 205 116 280 1,114 723

Asia 42,198 20,947 1,414 9,302 5,015 5,520 24,846 14,379

Cyprus 522 310 20 105 56 31 304 195

Hong Kong 846 439 10 281 78 38 488 283

India 713 485 43 61 62 62 474 330

Israel 8,363 4,716 207 1,298 1,277 865 5,227 3,431

Japan 6,924 3,431 36 1,773 1,437 247 4,600 2,633

Philippines 18,688 8,371 682 5,182 1,665 2,788 10,056 5,201

Thailand 1,131 804 96 58 28 145 908 673

Turkey 649 400 31 120 66 32 433 284

Yemen 1,583 442 102 130 85 824 679 295

Europe 192,433 118,941 5,200 33,198 28,175 6,919 94,753 61,225

Austria 2,323 1,478 82 404 283 76 1,167 763

Belgium 1,629 1,017 18 271 268 55 819 538

Croatia 1,471 834 151 276 111 99 1,017 605

Denmark 878 520 11 199 102 46 592 359

Finland 760 496 28 128 83 25 433 279

France 9,911 6,414 102 1,500 1,597 298 5,138 3,569

Germany 30,659 18,889 816 4,942 4,656 1,356 13,316 8,095

Greece 22,394 13,027 727 4,403 3,446 791 10,889 6,801

Hungary 1,804 1,360 106 188 94 56 1,418 1,115

Ireland 8,093 5,490 220 1,088 941 354 4,680 3,407

Italy 34,223 20,080 753 7,642 4,731 1,017 16,772 10,418

Malta 590 315 35 135 62 43 387 219

Netherlands 4,083 2,567 60 590 721 145 1,780 1,165

Norway 6,169 3,589 132 1,188 1,096 164 2,402 1,430

Poland 4,540 3,039 244 697 390 170 2,500 1,642

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.102 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Shirley Turpin (410) 965-0181

Portugal 11,932 8,029 703 1,547 1,250 403 5,963 4,155

Serbia 959 557 66 228 75 33 622 355

Spain 9,427 5,541 243 1,878 1,436 329 5,046 3,211

Sweden 3,062 2,022 59 407 467 107 1,343 881

Switzerland 5,889 3,979 49 663 1,068 130 2,330 1,624

United Kingdom 28,607 17,705 456 4,356 4,990 1,100 14,117 9,190

Oceania 6,748 4,248 180 983 906 431 4,307 2,971

Australia 5,481 3,454 113 857 806 251 3,447 2,364

New Zealand 871 599 35 84 77 76 620 465

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

a. Countries with 500 or more beneficiaries are shown separately. The total and continent subtotals include all foreign residents.

b. Includes nondisabled and disabled widow(er)s, widowed mothers and fathers, and parents.

Table 5.J11—Number and total monthly benefits for beneficiaries in foreign countries, 

December 2003—Continued

Region and country a

Number

Total monthly benefits

(thousands of dollars)

All

beneficiaries

Retired

workers

Disabled

workers Widow(er)s b

Wives and

husbands Children

All

beneficiaries

Retired

workers
5.J OASDI Current-Pay Benefits: Geographic Data

Annual Statistical Supplement, 2004 ♦ 5.103

Table 5.J14—Number, average monthly benefit, and median monthly benefit, by state or other area and type of 

disabled beneficiary, December 2003

State or area

All disabled beneficiaries Disabled workers Disabled adult children Disabled widow(er)s

Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars)

All areas a 6,832,290 820.00 757.60 5,867,460 861.70 799.60 757,200 567.10 558.00 207,630 562.30 538.00

Alabama 171,730 790.20 728.00 148,620 831.80 765.00 16,890 508.80 479.00 6,220 557.80 544.00

Alaska 9,770 820.00 740.00 8,810 843.80 756.00 780 600.80 593.00 180 601.00 606.50

Arizona 118,190 859.40 799.60 105,940 890.40 830.00 9,010 586.60 579.00 3,240 601.00 595.00

Arkansas 103,100 774.60 723.60 90,170 815.20 765.60 8,970 495.00 469.00 3,960 482.00 474.50

California 579,880 838.80 774.60 504,560 875.80 814.60 61,540 589.40 589.00 13,780 601.00 572.00

Colorado 74,700 825.00 765.00 66,740 854.80 798.60 6,140 588.60 590.50 1,820 534.00 505.00

Connecticut 70,660 851.60 784.60 59,530 893.60 826.00 9,450 633.60 642.00 1,680 586.00 554.50

Delaware 20,720 865.20 787.30 18,350 901.00 835.60 1,890 597.20 568.00 480 551.20 589.00

District of Columbia 10,660 747.60 697.30 8,850 796.20 738.00 1,560 511.20 479.30 250 499.60 416.00

Florida 404,330 830.00 771.00 359,840 863.20 803.60 33,830 568.00 558.60 10,660 538.20 503.30

Georgia 208,180 802.60 750.60 180,490 845.00 788.60 20,560 532.20 508.00 7,130 510.00 468.00

Hawaii 19,510 834.00 766.60 16,790 878.00 819.60 2,320 556.20 558.30 400 596.80 573.00

Idaho 29,010 815.00 752.00 25,690 844.20 782.00 2,540 580.40 563.50 780 618.40 602.00

Illinois 240,030 848.00 783.00 200,490 894.00 834.00 32,050 619.40 623.00 7,490 595.00 589.00

Indiana 149,100 828.80 763.60 126,820 867.80 802.60 17,450 608.00 616.60 4,830 601.60 598.00

Iowa 65,830 789.60 730.00 55,450 827.80 771.00 8,610 590.20 575.00 1,770 560.40 546.00

Kansas 55,530 797.60 735.60 48,000 832.20 772.60 6,030 581.20 569.00 1,500 561.80 517.00

Kentucky 166,880 804.60 739.00 144,060 848.20 786.00 15,990 507.80 476.60 6,830 578.20 557.00

Louisiana 127,640 794.80 732.30 103,980 855.40 793.80 17,990 505.20 469.00 5,670 605.80 566.00

Maine 47,090 756.40 710.60 41,390 787.40 736.00 4,620 533.00 530.30 1,080 528.80 513.50

Maryland 95,180 855.20 795.80 81,690 896.60 838.60 11,060 604.80 589.30 2,430 604.00 597.00

Massachusetts 161,720 812.40 750.00 140,000 849.40 785.00 18,140 583.40 579.30 3,580 532.20 506.00

Michigan 255,620 873.40 808.00 215,210 918.80 861.00 32,210 635.80 653.00 8,200 619.00 597.00

Minnesota 93,860 807.40 742.00 80,110 846.80 784.00 12,030 580.20 579.60 1,720 553.20 528.00

Mississippi 114,400 759.40 712.00 98,230 805.60 751.00 11,560 463.00 435.00 4,610 516.20 477.00

Missouri 166,530 805.20 742.00 144,970 841.20 778.00 16,110 566.80 556.00 5,450 554.00 519.00

Montana 21,390 797.60 740.00 18,770 832.40 780.00 2,050 564.80 563.60 570 486.60 435.00

Nebraska 34,670 785.40 716.00 30,090 819.20 746.00 3,910 566.40 559.00 670 540.20 515.00

Nevada 43,540 906.00 859.00 40,060 930.60 878.60 2,350 620.40 625.00 1,130 630.00 596.00

New Hampshire 31,850 830.60 764.90 28,010 862.80 798.00 3,120 603.60 598.00 720 562.60 550.00

New Jersey 165,340 894.00 829.60 141,810 938.40 880.00 19,500 635.20 640.00 4,030 586.80 541.60

New Mexico 43,950 787.60 731.00 38,530 826.40 768.60 4,290 493.00 469.00 1,130 582.40 568.00

New York 435,820 862.40 791.60 367,160 910.60 848.60 56,310 613.20 615.00 12,350 564.60 539.00

North Carolina 257,430 800.40 756.60 225,420 842.20 794.60 23,430 522.20 502.00 8,580 460.00 430.00

North Dakota 12,750 761.80 688.60 10,410 813.80 754.60 2,030 527.20 488.00 310 553.80 535.00

Ohio 263,780 806.40 741.60 218,660 848.40 785.60 36,280 600.80 599.80 8,840 610.20 603.30

Oklahoma 91,150 807.60 751.60 78,980 846.40 793.00 9,320 554.20 534.00 2,850 563.60 540.00

Oregon 78,600 827.60 763.00 69,030 856.80 793.60 7,410 620.40 623.00 2,160 601.60 601.00

Pennsylvania 308,170 831.80 769.00 259,270 875.80 819.00 39,150 599.80 601.00 9,750 591.40 590.00

Rhode Island 30,260 812.20 749.30 26,200 846.60 785.80 3,330 591.00 592.00 730 587.00 568.00

South Carolina 136,200 803.40 759.00 117,630 850.00 802.60 13,660 514.20 488.50 4,910 487.00 455.00

South Dakota 15,790 756.80 703.60 13,220 798.20 738.60 2,220 541.20 533.00 350 567.20 574.00

Tennessee 189,530 787.20 734.00 163,300 829.20 772.00 18,860 526.80 502.00 7,370 525.00 513.00

Texas 375,070 808.80 751.60 320,980 853.60 797.00 40,390 535.60 512.00 13,700 566.00 545.50

Utah 29,640 816.00 744.80 25,670 852.80 778.60 3,300 579.80 567.50 670 570.00 535.00

Vermont 16,960 781.80 727.60 14,550 824.60 772.00 1,890 528.60 534.00 520 505.60 537.50

Virginia 170,870 820.20 761.00 147,530 863.60 806.60 17,790 543.60 523.60 5,550 554.40 534.00

Washington 122,520 845.80 780.00 107,660 876.80 813.00 11,730 620.40 636.00 3,130 621.20 611.00

West Virginia 86,230 846.20 779.00 72,720 900.80 844.80 10,330 531.60 513.00 3,180 618.00 607.30

Wisconsin 114,910 820.20 756.00 96,780 860.00 797.80 15,720 612.80 617.00 2,410 571.00 568.00

Wyoming 9,790 837.20 742.00 8,760 868.80 790.80 860 564.40 548.50 170 586.00 538.00

(Continued)
5.J OASDI Current-Pay Benefits: Geographic Data

5.104 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Shirley Turpin (410) 965-0181.

Outlying areas

American Samoa 1,310 648.00 597.60 1,230 653.20 609.60 40 471.60 457.80 40 666.60 627.30

Guam 1,230 754.20 690.60 1,110 794.00 719.00 110 381.00 362.60 10 423.00 423.00

Northern Mariana Islands 190 378.60 306.00 120 417.60 382.50 70 311.60 218.00 0 . . . . . .

Puerto Rico 163,040 676.80 646.60 134,990 738.40 686.60 22,950 361.20 337.60 5,100 471.80 445.10

Virgin Islands 1,660 761.20 730.60 1,210 860.00 834.60 380 473.00 418.10 70 613.80 592.60

Foreign countries 18,070 638.00 596.00 12,290 738.00 701.60 4,910 407.60 375.00 870 525.40 501.00

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTES: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).

. . . = not applicable.

a. Includes beneficiaries with unknown state code.

Table 5.J14—Number, average monthly benefit, and median monthly benefit, by state or other area and type of 

disabled beneficiary, December 2003—Continued

State or area

All disabled beneficiaries Disabled workers Disabled adult children Disabled widow(er)s

Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars) Number

Average

monthly

benefit

(dollars)

Median

monthly

benefit

(dollars)
5.K OASDI Current-Pay Benefits: Direct Deposit

Annual Statistical Supplement, 2004 ♦ 5.105

CONTACT: Joseph Bondar (410) 965-0162 or Shirley Turpin (410) 965-0181.

Table 5.K1—Number and percentage of beneficiaries and average monthly benefit, by state or other area and 

direct deposit status, December 2003

State or area

All beneficiaries Beneficiaries using direct deposit Beneficiaries not using direct deposit

Number

Average monthly

benefit (dollars) Number

Percentage of

all beneficiaries

Average monthly

benefit (dollars) Number

Percentage of all

beneficiaries

Average monthly

benefit (dollars)

All areas 47,053,140 840.60 38,246,730 81.3 873.60 8,806,410 18.7 697.30

Alabama 869,760 784.30 650,150 74.8 830.20 219,610 25.2 648.30

Alaska 61,070 791.70 49,300 80.7 822.20 11,770 19.3 664.40

Arizona 858,500 861.10 764,130 89.0 887.30 94,370 11.0 648.30

Arkansas 537,180 769.10 415,330 77.3 808.30 121,850 22.7 635.60

California 4,358,850 848.90 3,766,230 86.4 870.70 592,620 13.6 710.00

Colorado 559,130 830.90 476,860 85.3 854.60 82,270 14.7 693.00

Connecticut 583,220 935.90 464,830 79.7 965.50 118,390 20.3 819.30

Delaware 144,530 890.60 123,900 85.7 915.50 20,630 14.3 741.40

District of Columbia 72,330 734.30 55,460 76.7 764.20 16,870 23.3 635.70

Florida 3,333,390 850.80 2,981,360 89.4 873.10 352,030 10.6 661.40

Georgia 1,169,720 809.10 903,300 77.2 852.70 266,420 22.8 661.10

Hawaii 195,430 848.90 170,690 87.3 866.40 24,740 12.7 728.40

Idaho 211,670 825.40 184,990 87.4 844.90 26,680 12.6 690.10

Illinois 1,872,890 884.40 1,523,000 81.3 911.40 349,890 18.7 766.60

Indiana 1,025,720 881.60 827,950 80.7 912.00 197,770 19.3 754.60

Iowa 544,030 848.10 472,660 86.9 867.40 71,370 13.1 720.00

Kansas 443,830 865.60 377,310 85.0 888.30 66,520 15.0 737.00

Kentucky 769,060 775.80 546,620 71.1 824.60 222,440 28.9 655.80

Louisiana 731,080 759.00 510,030 69.8 814.10 221,050 30.2 631.90

Maine 262,600 775.00 207,850 79.2 808.80 54,750 20.8 647.00

Maryland 752,770 862.10 616,720 81.9 885.50 136,050 18.1 755.70

Massachusetts 1,064,340 855.30 852,960 80.1 883.10 211,380 19.9 743.30

Michigan 1,694,480 901.30 1,407,770 83.1 929.90 286,710 16.9 761.10

Minnesota 764,810 852.50 650,610 85.1 876.40 114,200 14.9 716.20

Mississippi 537,070 742.80 404,130 75.2 787.70 132,940 24.8 606.30

Missouri 1,034,170 828.30 837,190 81.0 858.40 196,980 19.0 700.50

Montana 163,720 811.90 139,290 85.1 833.80 24,430 14.9 687.10

Nebraska 287,910 832.90 247,140 85.8 854.30 40,770 14.2 703.20

Nevada 329,620 870.80 283,210 85.9 891.60 46,410 14.1 743.50

New Hampshire 213,520 869.20 178,320 83.5 894.40 35,200 16.5 741.60

New Jersey 1,366,270 944.20 1,110,670 81.3 968.80 255,600 18.7 837.60

New Mexico 295,640 770.20 241,860 81.8 812.10 53,780 18.2 581.80

New York 3,032,710 895.00 2,446,440 80.7 924.20 586,270 19.3 772.80

North Carolina 1,435,850 819.80 1,115,650 77.7 864.70 320,200 22.3 663.40

North Dakota 114,220 790.90 95,170 83.3 815.30 19,050 16.7 669.00

Ohio 1,937,110 853.40 1,510,620 78.0 884.00 426,490 22.0 744.90

Oklahoma 614,530 808.80 500,390 81.4 841.50 114,140 18.6 665.90

Oregon 597,950 863.00 540,530 90.4 879.00 57,420 9.6 712.30

Pennsylvania 2,387,770 875.40 1,922,140 80.5 901.40 465,630 19.5 767.90

Rhode Island 191,960 857.50 152,940 79.7 888.20 39,020 20.3 737.10

South Carolina 733,250 813.10 567,380 77.4 859.80 165,870 22.6 653.50

South Dakota 138,570 776.60 118,460 85.5 800.30 20,110 14.5 637.10

Tennessee 1,047,700 805.10 809,170 77.2 847.00 238,530 22.8 662.90

Texas 2,794,350 810.30 2,201,800 78.8 853.10 592,550 21.2 651.30

Utah 256,610 845.60 224,460 87.5 868.30 32,150 12.5 687.20

Vermont 108,900 827.70 89,760 82.4 853.80 19,140 17.6 705.50

Virginia 1,092,310 827.40 852,910 78.1 863.90 239,400 21.9 697.40

Washington 891,320 885.30 800,540 89.8 903.70 90,780 10.2 723.20

West Virginia 403,370 811.50 267,450 66.3 858.30 135,920 33.7 719.60

Wisconsin 924,150 875.30 793,520 85.9 896.00 130,630 14.1 749.60

Wyoming 80,650 851.60 68,580 85.0 872.10 12,070 15.0 735.60

Outlying areas

Puerto Rico 698,010 549.50 399,380 57.2 629.00 298,630 42.8 443.20

Other a

a. Includes American Samoa, Guam, Northern Mariana Islands, Virgin Islands, and foreign countries.

463,540 508.10 327,620 70.7 513.20 135,920 29.3 495.90

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

NOTE: Provisions for Railroad Retirement beneficiaries are described in the section Social Security (Old-Age, Survivors, and Disability Insurance).
5.L OASDI Current-Pay Benefits: With Representative Payee

5.106 ♦ Annual Statistical Supplement, 2004

CONTACT: Robert L. Hackendorf (410) 965-5536 or Cherice N. Jefferies (410) 965-5520.

Table 5.L1—Number of beneficiaries with a representative payee as a percentage of all beneficiaries, by type of 

beneficiary and age, December 2003

Type of beneficiary and age All beneficiaries

Beneficiaries with representative payee

Number

Percentage of

all beneficiaries

Total 47,053,140 4,978,970 10.6

Adult beneficiaries 43,971,880 1,900,070 4.3

Retired workers 29,547,530 432,610 1.5

Under 65 2,587,310 4,440 0.2

65–74 14,314,220 130,210 0.9

75–84 9,471,170 147,950 1.6

85 or older 3,174,830 150,010 4.7

Disabled workers 5,867,460 698,810 11.9

Under 35 396,380 118,730 30.0

35–44 983,310 171,810 17.5

45–54 1,840,090 222,990 12.1

55 or older 2,647,680 185,280 7.0

Wives and husbands 2,773,630 21,840 0.8

Under 65 442,490 2,730 0.6

65–74 1,379,880 8,640 0.6

75–84 830,830 7,690 0.9

85 or older 120,430 2,780 2.3

Widow(er)s a

a. Includes nondisabled widow(er)s, widowed mothers and fathers, and parents.

4,690,410 135,570 2.9

Under 65 639,790 2,510 0.4

65–74 1,354,790 21,220 1.6

75–84 1,723,400 48,090 2.8

85 or older 972,430 63,750 6.6

Disabled widow(er)s 207,630 13,890 6.7

Under 55 26,820 2,020 7.5

55–64 180,810 11,870 6.6

Disabled adult children 757,200 593,760 78.4

Under 35 209,310 149,030 71.2

35–44 205,470 161,010 78.4

45–54 177,340 144,420 81.4

55 or older 165,080 139,300 84.4

Students aged 18–19 128,020 3,590 2.8

Children under age 18 3,081,260 3,078,900 99.9

In custody of parent payee 2,759,180 2,759,180 100.0

Not in custody of parent payee 322,080 319,720 99.3

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.
5.M OASDI Current-Pay Benefits: International Agreements

Annual Statistical Supplement, 2004 ♦ 5.107

Table 5.M1—Number of beneficiaries and average monthly benefit under U.S. totalization agreements, by 

country and type of benefit, December 1983–2003, selected years

Year and country Total

Retired

workers

Disabled

workers

Wives and

husbands Widow(er)s a Children

Number

1983 1,541 970 97 266 109 99

1984 2,717 1,664 254 435 202 162

1985 7,857 4,773 404 1,730 578 372

1990 27,662 17,432 1,609 5,801 2,078 742

1995 54,806 35,925 2,428 10,974 4,431 1,048

1996 59,455 39,085 2,514 11,917 4,893 1,046

1997 63,842 42,163 2,662 12,583 5,342 1,092

1998 68,748 45,632 2,708 13,376 5,926 1,106

1999 74,933 50,018 2,749 14,421 6,636 1,109

2000 82,404 55,398 2,687 15,806 7,302 1,211

2001 88,770 59,713 2,859 17,013 7,917 1,268

2002 94,350 63,418 2,992 18,032 8,585 1,323

2003 99,728 67,055 2,986 19,171 9,190 1,326

Australia 225 169 b 45 b b

Austria 831 611 59 104 38 19

Belgium 585 420 7 103 47 8

Canada 40,889 25,246 1,500 8,861 4,788 494

Chile 26 20 b 5 b b

Finland 187 138 9 29 6 5

France 3,391 2,445 40 601 244 61

Germany 15,368 11,544 631 2,166 828 199

Greece 2,346 1,596 101 455 153 41

Ireland 1,175 842 32 205 77 19

Italy 7,772 4,984 101 1,460 1,117 110

Luxembourg 33 20 b 6 b b

Netherlands 1,924 1,351 9 413 119 32

Norway 3,211 2,055 103 644 371 38

Portugal 1,777 1,151 105 287 194 40

Spain 1,867 1,155 68 400 202 42

Sweden 1,372 1,027 21 245 57 22

Switzerland 3,180 2,332 32 636 146 34

United Kingdom 13,569 9,949 162 2,506 796 156

(Continued)
5.M OASDI Current-Pay Benefits: International Agreements

5.108 ♦ Annual Statistical Supplement, 2004

CONTACT: Dana N. Mercer (410) 966-6377 or Robert L. Hackendorf (410) 965-5536.

Average monthly benefit (dollars)

1983 62.61 68.77 145.68 24.01 49.27 40.16

1984 79.29 90.32 144.07 25.64 51.61 42.90

1985 73.52 86.52 147.43 32.04 60.94 38.79

1990 108.07 122.87 223.71 44.37 88.01 63.88

1995 134.13 155.20 271.21 51.27 108.60 69.88

1996 138.89 160.65 287.11 52.80 112.45 74.22

1997 143.69 165.94 298.78 54.24 115.62 74.27

1998 146.37 169.15 305.43 55.08 117.87 73.49

1999 151.22 174.94 312.05 56.58 123.64 78.56

2000 157.03 182.39 324.60 59.01 127.96 79.70

2001 162.05 188.04 340.20 60.96 131.50 83.98

2002 165.18 191.74 345.58 62.45 134.02 86.28

2003 168.89 196.31 355.12 64.04 89.42 138.42

Australia 159.97 175.48 b 81.76 b b

Austria 199.67 225.66 226.12 64.10 173.71 75.79

Belgium 167.06 195.07 344.00 56.82 155.54 29.25

Canada 142.83 164.21 338.17 60.45 126.83 89.52

Chile 163.74 175.86 b 107.80 b b

Finland 178.18 182.01 464.44 64.34 211.33 177.80

France 181.35 210.60 399.02 68.97 157.59 68.57

Germany 211.52 238.07 347.28 64.67 150.28 93.99

Greece 148.00 157.94 393.30 65.24 137.52 114.34

Ireland 192.79 212.58 515.03 75.18 184.48 75.79

Italy 155.33 184.88 424.28 62.02 128.01 85.18

Luxembourg 195.41 221.78 b 66.17 b b

Netherlands 163.23 191.30 720.33 67.80 156.92 76.66

Norway 166.01 184.61 401.43 71.06 167.24 119.29

Portugal 162.03 171.26 384.05 67.45 141.05 94.08

Spain 148.80 168.79 347.41 60.87 149.58 111.40

Sweden 154.65 173.02 313.05 67.26 170.77 77.45

Switzerland 160.70 184.58 418.97 65.88 153.32 85.09

United Kingdom 212.00 249.47 399.97 71.81 171.93 83.29

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

a. Includes nondisabled and disabled widow(er)s and mothers and fathers.

b. Not shown to avoid disclosure of information regarding particular individuals.

Table 5.M1—Number of beneficiaries and average monthly benefit under U.S. totalization agreements, by 

country and type of benefit, December 1983–2003, selected years—Continued

Year and country Total

Retired

workers

Disabled

workers

Wives and

husbands Widow(er)s a Children
Section 6. Old-Age,

Survivors, and

Disability Insurance

Benefits Awarded

Summary 6.1

Retired Workers 6.11

Disabled Workers 6.18

Dependents and Survivors 6.22

Benefits Withheld 6.36

Benefits Terminated 6.40

6.A OASDI Benefits Awarded: Summary

Annual Statistical Supplement, 2004 ♦ 6.1

Table 6.A1—Number, by type of benefit, 1940–2003

Year

All

benefits

Retired

workers

Disabled

workers

Wives and

husbands of— Children of—

Widowed

mothers

and

fathers Widow(er)s Parents

Special

age-72

beneficiariesRetired

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers

Total 189,931,568 78,150,063 20,600,466 18,185,339 3,742,026 7,132,095 20,939,516 14,645,383 4,782,557 20,372,678 114,011 1,267,434

1940 254,984 132,335 . . . 34,555 . . . 8,249 51,133 . . . 23,260 4,600 852 . . .

1941 269,286 114,660 . . . 36,213 . . . 6,031 69,588 . . . 30,502 11,020 1,272 . . .

1942 258,116 99,622 . . . 33,250 . . . 4,859 72,525 . . . 31,820 14,774 1,266 . . .

1943 262,865 89,070 . . . 31,916 . . . 3,652 81,967 . . . 35,420 19,576 1,264 . . .

1944 318,949 110,097 . . . 40,349 . . . 4,350 95,326 . . . 42,649 24,759 1,419 . . .

1945 462,463 185,174 . . . 63,068 . . . 7,215 120,299 . . . 55,108 29,844 1,755 . . .

1946 547,150 258,980 . . . 88,515 . . . 10,736 104,139 . . . 44,190 38,823 1,767 . . .

1947 572,909 271,488 . . . 94,189 . . . 12,446 103,308 . . . 42,807 45,249 3,422 . . .

1948 596,201 275,903 . . . 98,554 . . . 12,604 106,351 . . . 44,276 55,667 2,846 . . .

1949 682,241 337,273 . . . 117,356 . . . 15,854 103,068 . . . 43,087 62,928 2,675 . . .

1950 962,628 567,131 . . . 162,768 . . . 25,495 97,146 . . . 41,101 66,735 2,252 . . .

1951 1,336,432 702,984 . . . 228,887 . . . 40,958 189,542 . . . 78,323 89,591 6,147 . . .

1952 1,053,303 531,206 . . . 177,707 . . . 24,695 158,650 . . . 64,875 92,302 3,868 . . .

1953 1,419,462 771,671 . . . 246,856 . . . 33,868 178,310 . . . 71,945 112,866 3,946 . . .

1954 1,401,733 749,911 . . . 236,764 . . . 35,938 176,858 . . . 70,775 128,026 3,461 . . .

1955 1,657,773 909,883 . . . 288,915 . . . 40,402 198,393 . . . 76,018 140,624 3,538 . . .

1956 1,855,296 934,033 . . . 384,562 . . . 37,900 173,883 . . . 67,475 253,524 3,919 . . .

1957 2,832,344 1,424,975 178,802 578,012 . . . 81,842 231,321 . . . 88,174 244,633 4,585 . . .

1958 a 2,123,465 1,041,668 131,382 366,553 12,920 63,408 205,110 18,264 81,467 199,320 3,373 . . .

1959 b 2,501,802 1,089,740 177,811 390,517 54,299 83,157 265,123 78,655 102,020 252,683 7,797 . . .

1960 2,336,144 981,717 207,805 339,987 54,187 69,979 241,430 104,310 92,607 239,267 4,855 . . .

1961 3,046,653 1,361,505 279,758 394,198 77,588 126,019 264,440 189,283 98,449 251,275 4,138 . . .

1962 3,004,501 1,347,268 250,634 393,857 69,212 135,984 266,286 170,354 99,925 267,051 3,930 . . .

1963 2,729,559 1,145,602 223,739 345,610 66,543 115,220 281,511 163,967 104,960 278,709 3,698 . . .

1964 2,552,063 1,041,807 207,592 316,262 59,706 100,051 288,304 145,439 106,249 283,263 3,390 . . .

1965 3,072,426 1,183,133 253,499 321,015 69,183 134,187 451,399 197,616 100,005 359,431 2,958 . . .

1966 4,722,483 1,647,524 278,345 396,856 81,238 195,055 584,901 276,093 107,135 403,595 3,202 748,539

1967 3,596,770 1,161,130 301,359 319,503 87,296 167,676 534,568 282,662 110,762 355,589 2,658 273,567

1968 3,619,927 1,240,098 323,154 329,935 89,603 172,460 593,331 299,016 113,765 375,391 2,144 81,030

1969 3,699,633 1,272,784 344,741 335,723 94,690 176,162 622,109 313,629 116,922 375,753 2,093 45,027

1970 3,722,433 1,338,107 350,384 339,447 96,304 182,595 591,724 316,546 112,377 363,216 1,852 29,881

1971 3,965,157 1,391,403 415,897 338,219 113,222 196,589 613,193 372,224 116,548 381,262 1,635 24,965

1972 4,202,607 1,461,399 455,438 353,742 124,366 209,422 643,513 411,766 117,699 402,809 2,086 20,367

1973 4,220,493 1,493,194 491,616 349,493 128,198 217,708 618,825 413,751 118,775 372,167 1,655 15,111

1974 4,100,809 1,413,145 535,977 319,149 132,042 201,684 574,174 443,909 109,221 363,693 1,155 6,660

1975 4,427,138 1,505,750 592,049 350,558 148,741 225,579 591,118 515,216 116,224 377,246 969 3,688

1976 4,351,654 1,475,773 551,460 346,623 147,407 236,805 578,905 511,487 113,520 385,373 914 3,387

1977 4,610,730 1,593,631 568,874 390,874 151,938 259,447 587,589 518,477 118,821 416,735 870 3,474

1978 4,166,571 1,472,786 464,415 346,956 130,161 214,284 566,992 453,382 110,015 403,679 844 3,057

1979 4,229,286 1,590,854 416,713 358,163 113,243 247,800 544,549 399,172 110,424 445,555 788 2,025

1980 4,214,567 1,612,669 396,559 360,693 108,500 248,658 540,246 385,208 107,809 452,156 724 1,345

1981 4,029,827 1,578,990 351,847 338,540 95,575 211,406 535,487 339,654 99,653 477,121 606 948

1982 3,840,579 1,618,411 297,131 349,967 77,835 182,849 473,396 260,470 86,786 492,451 498 785

1983 3,755,994 1,669,738 311,549 356,274 80,079 144,945 380,992 226,895 82,464 501,688 431 939

1984 3,690,103 1,607,370 361,998 342,691 81,834 131,986 351,326 238,252 73,794 499,677 383 792

1985 3,796,394 1,690,490 377,371 356,558 83,511 128,076 332,531 253,025 72,241 501,673 381 537

1986 3,853,454 1,734,248 416,865 358,115 82,435 122,652 319,808 258,167 69,340 491,052 344 428

1987 3,733,853 1,681,716 415,848 333,333 77,316 117,984 310,573 256,742 64,777 475,035 286 243

1988 3,680,969 1,654,068 409,490 316,929 73,790 116,659 324,346 265,026 62,676 457,574 263 148

1989 3,646,349 1,656,744 425,582 310,498 69,113 106,491 307,484 261,387 59,525 449,139 281 105

1990 3,716,924 1,664,754 467,977 308,980 69,667 108,105 303,616 283,586 58,060 451,862 233 84

1991 3,865,426 1,695,346 536,434 307,000 72,754 107,261 301,459 318,188 57,896 468,788 246 54

1992 4,050,849 1,707,949 636,637 304,764 78,083 108,686 304,300 381,585 56,402 472,078 298 67

1993 4,001,201 1,661,281 635,238 290,728 74,605 106,566 311,290 398,598 56,408 466,198 238 51

1994 3,940,342 1,625,347 631,870 275,025 69,549 102,983 310,051 411,205 54,732 459,340 213 27

(Continued)
6.A OASDI Benefits Awarded: Summary

6.2 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

1995 3,882,193 1,609,174 645,832 258,740 63,097 101,239 306,044 401,295 51,645 444,899 200 28

1996 3,793,238 1,581,452 624,335 244,014 57,528 98,655 302,480 397,350 49,150 438,081 177 16

1997 3,865,966 1,718,623 587,417 268,012 50,818 97,594 297,204 362,548 43,504 440,076 157 13

1998 3,800,259 1,631,511 608,131 263,668 47,550 96,893 294,851 371,426 42,395 443,669 152 13

1999 3,917,099 1,690,024 620,488 275,568 46,164 99,826 295,196 378,144 41,756 469,806 118 9

2000 4,290,080 1,960,649 621,650 341,503 43,941 115,358 297,686 363,632 40,491 505,021 135 14

2001 4,161,971 1,779,228 691,309 314,547 43,412 110,680 302,445 383,049 41,323 495,848 129 1

2002 4,335,714 1,812,551 750,003 317,685 45,600 116,186 310,395 419,780 40,829 522,537 139 9

2003 4,321,778 1,791,316 777,461 305,831 47,183 111,992 305,409 434,953 39,206 508,306 121 0

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTES: Benefits not necessarily payable at time of award.

. . . = not applicable.

a. January–November.

b. Includes December 1958.

Table 6.A1—Number, by type of benefit, 1940–2003—Continued

Year

All

benefits

Retired

workers

Disabled

workers

Wives and

husbands of— Children of—

Widowed

mothers

and

fathers Widow(er)s Parents

Special

age-72

beneficiariesRetired

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers
6.A OASDI Benefits Awarded: Summary

Annual Statistical Supplement, 2004 ♦ 6.3

Table 6.A2—Average primary insurance amount for retired workers and average monthly benefit for retired 

and disabled workers, and nondisabled widows, by type of benefit and sex, selected years 1940–2003 (in 

dollars)

Year a

Average primary insurance amount

for retired workers (dollars)

Average monthly benefit (dollars)

Retired workers Disabled workers Nondisabled

All Men Women All Men Women All Men Women widows

1940 22.71 23.26 18.38 22.71 23.26 18.38 . . . . . . . . . 20.36

1945 25.11 25.71 19.99 25.11 25.71 19.99 . . . . . . . . . 20.17

1950 (Jan.–Aug.) 29.03 30.16 22.98 29.03 30.16 22.98 . . . . . . . . . 21.65

1950 (Sept.–Dec.) 33.24 35.32 26.85 33.24 35.32 26.85 . . . . . . . . . 36.89

1955 69.74 75.86 56.05 69.74 75.86 56.05 . . . . . . . . . 49.68

1960 83.87 92.03 69.23 81.73 92.03 63.26 91.16 94.02 78.91 62.12

1965 (Jan.–Aug.) 88.57 96.56 74.99 82.69 90.89 68.78 93.26 97.89 80.27 73.81

1965 (Sept.–Dec.) 99.36 108.79 82.34 89.20 99.90 71.26 101.30 106.51 86.75 75.37

1970 133.94 146.99 113.69 123.82 136.80 103.67 139.79 148.39 115.74 106.95

1975 (Jan.–May) 216.56 242.76 176.76 196.42 220.35 160.50 220.60 241.48 175.27 185.34

1975 (June–Dec.) 235.13 264.67 191.56 213.68 241.05 173.31 243.47 266.08 192.13 198.88

1980 (Jan.–May) 353.80 411.70 270.50 321.10 374.00 244.90 352.10 388.80 269.70 277.50

1980 (June–Dec.) 396.30 465.50 301.00 359.80 422.90 272.90 396.50 437.90 301.00 312.80

1981 (Jan.–May) 400.10 467.50 302.60 363.60 424.20 276.00 389.80 431.40 295.00 313.00

1981 (June–Dec.) 438.80 514.50 332.60 400.10 468.00 304.80 425.60 471.30 320.70 346.30

1982 (Jan.–May) 425.60 504.20 315.10 388.40 457.50 291.40 416.90 462.40 312.70 350.80

1982 (June–Dec.) 447.10 532.70 328.50 408.60 483.00 305.50 441.10 489.50 328.00 375.30

1983 (Jan.–Nov.) 448.00 531.60 330.00 408.20 480.30 306.50 432.40 480.30 317.90 385.10

1983 (Dec.) 451.20 546.40 325.50 410.20 491.80 302.50 445.30 496.80 333.20 400.50

1984 (Jan.–Nov.) 457.10 544.40 335.60 414.70 489.40 310.90 443.00 494.00 332.20 406.80

1984 (Dec.) 471.00 565.70 343.00 429.50 511.30 318.90 461.10 516.50 342.90 428.00

1985 (Jan.–Nov.) 475.70 566.20 348.00 432.00 509.60 322.20 459.20 514.00 345.00 431.10

1985 (Dec.) 487.60 588.30 352.00 443.10 530.00 326.10 477.60 535.90 357.20 436.90

1986 (Jan.–Nov.) 500.30 596.90 363.50 453.10 536.00 335.70 471.50 527.60 358.20 452.10

1986 (Dec.) 504.60 611.00 361.70 456.90 548.40 334.00 489.00 546.90 369.60 446.20

1987 (Jan.–Nov.) 516.80 618.90 374.10 466.10 553.60 343.90 487.00 546.80 368.90 462.00

1987 (Dec.) 536.90 648.80 386.80 484.00 580.00 355.20 517.10 583.40 391.80 477.40

1988 (Jan.–Nov.) 540.70 648.60 390.40 487.80 580.30 359.00 517.20 581.90 392.60 488.80

1988 (Dec.) 560.00 679.50 401.20 504.90 607.00 369.20 543.00 612.70 410.00 499.20

(Continued)
6.A OASDI Benefits Awarded: Summary

6.4 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

1989 (Jan.–Nov.) 572.80 686.90 412.90 516.60 614.80 379.00 539.90 608.00 414.40 512.90

1989 (Dec.) 597.50 724.90 425.90 538.70 647.50 392.10 571.20 645.90 437.50 525.70

1990 (Jan.–Nov.) 609.00 729.70 438.20 550.50 654.60 403.30 566.90 637.80 438.90 541.10

1990 (Dec.) 626.40 761.00 447.30 559.30 672.10 409.30 600.60 676.90 466.60 566.60

1991 (Jan.–Nov.) 642.80 768.90 460.40 583.50 692.30 426.10 593.00 666.90 464.20 573.70

1991 (Dec.) 656.20 793.40 467.40 592.80 709.50 432.10 613.20 689.70 481.50 582.10

1992 (Jan.–Nov.) 671.60 803.10 483.40 608.60 721.90 446.50 601.60 677.00 474.70 596.90

1992 (Dec.) 688.30 829.30 493.80 620.70 740.90 454.90 625.70 706.50 490.30 604.00

1993 (Jan.–Nov.) 697.10 831.50 507.10 630.60 746.20 467.00 621.70 699.80 494.70 620.70

1993 (Dec.) 716.20 861.70 519.00 645.90 769.80 477.90 649.90 735.70 512.30 618.90

1994 (Jan.–Nov.) 722.90 862.90 530.30 651.00 771.30 485.40 647.00 731.30 518.50 637.80

1994 (Dec.) 741.90 892.40 541.50 665.70 794.20 494.50 684.80 776.50 549.00 644.60

1995 (Jan.–Nov.) 744.30 887.00 551.40 671.70 794.30 505.80 675.70 767.30 546.00 662.50

1995 (Dec.) 765.30 917.60 563.60 668.40 818.00 516.70 703.40 798.70 568.70 675.40

1996 (Jan.–Nov.) 769.20 916.80 572.40 693.60 820.50 524.50 693.70 788.90 567.80 683.10

1996 (Dec.) 788.90 950.20 582.90 708.70 846.00 533.30 727.70 832.00 590.00 690.30

1997 (Jan.–Nov.) 787.10 951.70 608.50 723.30 854.30 581.30 718.30 820.40 590.70 700.60

1997 (Dec.) 812.80 982.00 610.40 734.50 876.90 564.40 748.40 851.60 615.10 699.90

1998 (Jan.–Nov.) 819.50 983.10 620.00 744.70 882.10 577.10 737.00 841.50 610.60 716.70

1998 (Dec.) 831.10 1,003.20 628.80 754.20 898.40 584.70 762.00 870.30 633.80 711.00

1999 (Jan.–Nov.) 857.60 1,023.20 649.50 777.10 918.40 599.60 763.90 870.60 636.60 713.30

1999 (Dec.) 875.70 1,043.90 663.70 791.20 934.30 610.70 792.60 904.30 660.60 708.20

2000 (Jan.–Nov.) 904.90 1,069.40 685.40 841.60 990.50 643.00 806.40 917.60 673.20 708.70

2000 (Dec.) 930.00 1,111.00 713.00 842.80 996.50 658.50 846.60 960.20 710.00 715.40

2001 (Jan.–Nov.) 953.90 1,134.50 730.80 855.70 1,008.40 667.20 847.00 961.70 711.00 735.80

2001 (Dec.) 982.10 1,168.90 749.90 881.10 1,039.10 684.70 868.40 982.70 734.90 717.10

2002 (Jan.–Nov.) 1,026.30 1,219.00 788.10 914.10 1,076.80 712.90 897.50 1,019.50 753.30 750.50

2002 (Dec.) 1,029.90 1,230.00 788.50 916.90 1,084.50 714.80 906.70 1,028.10 762.50 751.90

2003 (Jan.–Nov.) 1,067.10 1,272.60 824.90 939.70 1,109.40 739.60 935.80 1,061.50 786.90 779.00

2003 (Dec.) 1,083.60 1,297.70 830.40 963.80 1,142.30 752.70 946.80 1,075.80 794.60 780.00

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.

a. Some years are shown in several parts to reflect changes in benefit rates during the year.

Table 6.A2—Average primary insurance amount for retired workers and average monthly benefit for retired 

and disabled workers, and nondisabled widows, by type of benefit and sex, selected years 1940–2003 (in 

dollars)—Continued

Year a

Average primary insurance amount

for retired workers (dollars)

Average monthly benefit (dollars)

Retired workers Disabled workers Nondisabled

All Men Women All Men Women All Men Women widows
6.A OASDI Benefits Awarded: Summary

Annual Statistical Supplement, 2004 ♦ 6.5

Table 6.A3—Number and average monthly benefit, by type of benefit, sex, age, basis of entitlement,

and race, 2003

Age and basis of entitlement

All races a White Black Other

Number

Average

monthly

benefit b

(dollars) Number

Average

monthly

benefit b

(dollars) Number

Average

monthly

benefit b

(dollars) Number

Average

monthly

benefit b

(dollars)

Retired workers c

Total 1,794,200 946.40 1,516,000 970.70 163,000 866.70 114,900 740.00

62–64 1,229,700 893.00 1,055,100 910.00 105,000 840.60 69,600 713.40

65–69 528,300 1,074.50 433,800 1,119.50 54,200 921.90 40,000 797.60

70 or older 36,200 892.30 27,100 951.20 3,800 802.40 5,300 655.60

Men

Subtotal 964,000 1,108.50 817,000 1,144.90 85,000 964.10 61,900 826.80

62–64 644,600 1,060.50 553,000 1,089.40 56,200 924.10 35,400 825.80

65–69 309,000 1,213.30 257,600 1,266.20 27,000 1,041.10 24,300 845.20

70 or older 10,400 970.50 6,400 1,059.90 1,800 1,058.30 2,200 638.40

Women

Subtotal 830,200 758.20 699,000 767.10 78,000 760.60 53,000 638.80

62–64 585,100 708.40 502,100 712.50 48,800 744.40 34,200 597.00

65–69 219,300 879.10 176,200 904.80 27,200 803.50 15,700 724.00

70 or older 25,800 860.80 20,700 917.60 2,000 572.10 3,100 667.90

Disabled workers

Total 759,200 943.90 514,700 994.30 118,900 860.80 125,100 816.20

Under 30 50,700 554.50 30,400 579.60 9,500 536.70 10,800 499.40

30–39 88,000 774.30 53,100 796.30 17,200 761.00 17,700 721.30

40–49 183,800 895.50 118,400 946.30 32,400 827.70 32,700 780.20

50–54 141,300 996.00 93,900 1,041.70 22,200 901.20 25,200 908.90

55–59 172,400 1,052.10 124,000 1,085.50 21,900 1,016.70 26,400 924.20

60 or older 123,000 1,086.70 94,900 1,131.80 15,700 960.20 12,300 904.50

Men

Subtotal 417,500 1,070.60 293,300 1,138.60 58,800 915.30 65,100 905.90

Under 30 28,200 564.00 17,100 611.50 5,000 482.10 6,100 498.10

30–39 46,200 817.40 27,300 860.20 7,600 766.20 11,300 748.50

40–49 94,800 989.10 64,200 1,056.60 16,200 841.80 14,300 854.70

50–54 78,200 1,140.70 54,700 1,191.00 10,400 966.80 13,100 1,068.50

55–59 98,100 1,212.50 72,900 1,260.90 10,800 1,136.80 14,300 1,023.20

60 or older 72,000 1,269.70 57,100 1,315.50 8,800 1,093.00 6,000 1,104.50

Women

Subtotal 341,700 789.10 221,400 803.10 60,100 807.50 60,000 718.80

Under 30 22,500 542.50 13,300 538.60 4,500 597.20 4,700 501.10

30–39 41,800 726.80 25,800 728.80 9,600 756.90 6,400 673.30

40–49 89,000 795.90 54,200 815.60 16,200 813.70 18,400 722.30

50–54 63,100 816.60 39,200 833.40 11,800 843.30 12,100 736.10

55–59 74,300 840.30 51,100 835.10 11,100 899.90 12,100 807.20

60 or older 51,000 828.40 37,800 854.30 6,900 790.90 6,300 714.10

Wives

Total 217,000 407.00 182,000 424.40 16,100 340.90 18,700 296.40

Wives of retired workers

Subtotal 176,400 447.50 150,300 464.70 11,800 377.90 14,100 325.50

Entitlement based on care of children 10,400 393.70 7,400 407.30 1,600 394.70 1,400 320.50

Entitlement based on age 166,000 450.90 142,900 467.60 10,200 375.20 12,700 326.10

62–64 124,400 442.10 108,900 455.90 7,400 345.80 8,000 345.70

65–69 36,600 486.30 30,700 508.40 2,500 459.10 3,300 306.00

70 or older 5,000 410.20 3,300 474.30 300 401.90 1,400 261.00

Wives of disabled workers

Subtotal 40,600 231.10 31,700 233.50 4,300 239.40 4,600 207.20

Entitlement based on care of children 19,700 166.60 14,200 169.40 2,400 160.90 3,100 158.40

Entitlement based on age 20,900 291.90 17,500 285.50 1,900 338.40 1,500 308.20

(Continued)
6.A OASDI Benefits Awarded: Summary

6.6 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Husbands

Total 13,000 234.60 8,100 240.50 2,000 232.60 2,900 219.60

Husbands of retired workers 9,300 256.50 6,200 1,260.90 1,300 254.30 1,800 250.80

Husbands of disabled workers 3,700 179.70 1,900 181.50 700 192.20 1,100 168.60

Children

Total 790,900 . . . 479,200 . . . 155,200 . . . 154,400 . . .

By age

Under age 18 538,500 377.00 311,700 399.40 103,100 292.40 123,500 391.60

Disabled, aged 18 or older 35,200 445.70 23,300 452.10 6,600 400.10 5,300 474.20

Students aged 18–19 217,200 528.10 144,200 564.00 45,500 445.80 25,600 468.50

By basis of entitlement

Children of retired workers 105,900 454.80 72,200 488.60 23,500 398.20 10,200 346.70

Children of deceased workers 297,000 635.40 161,100 711.70 51,600 510.90 82,900 565.50

Children of disabled workers 388,000 248.80 245,900 270.10 80,100 216.50 61,300 203.20

Widowed mothers and fathers

Total 37,100 682.30 22,000 730.60 3,600 637.00 11,400 605.60

By age

Under 30 3,900 506.70 2,500 534.70 300 d 1,100 495.70

30–39 12,600 640.10 7,600 712.80 800 700.50 4,100 498.80

40–49 14,900 717.60 8,200 776.80 1,700 589.10 5,000 664.20

50–59 5,000 807.20 3,100 803.10 700 790.70 1,200 827.30

60 or older 700 778.60 600 768.50 100 d . . . . . .

By basis of entitlement

Widowed mothers 32,000 708.60 18,800 768.30 3,200 656.20 9,900 615.10

Widowed fathers 5,100 517.10 3,200 509.30 400 d 1,500 542.80

Nondisabled widow(er)s

Total 332,000 939.60 203,100 989.50 18,800 747.90 109,100 878.40

By age

60–64 154,600 898.70 56,000 949.90 8,700 692.10 89,900 886.70

65–69 52,900 904.20 36,800 922.70 4,400 680.80 11,600 930.90

70–74 34,200 986.80 27,900 1,030.60 2,900 871.10 3,300 741.70

75 or older 90,300 1,012.60 82,400 1,032.40 2,800 898.80 4,300 666.30

By basis of entitlement

Widows 315,600 952.90 197,300 998.20 18,200 745.50 99,100 899.30

Widowers 16,400 684.30 5,800 694.50 600 818.30 10,000 670.40

Disabled widow(er)s

Total 29,600 555.10 12,500 552.60 2,300 451.70 14,800 573.20

By age

50–54 11,000 529.70 4,900 542.60 1,100 381.90 5,000 549.40

55–59 15,400 576.90 5,600 562.60 900 594.50 8,900 584.10

60 or older 3,200 537.20 2,000 549.20 300 d 900 596.70

By basis of entitlement

Widows 28,200 558.90 12,000 560.10 2,300 451.70 13,900 575.60

Widowers 1,400 478.10 500 373.90 . . . . . . 900 535.90

SOURCE: Social Security Administration, Master Beneficiary Record, 1 percent sample.

NOTES: Race and ethnic designations are collected from the form SS-5 (Application for a Social Security Card). For dependents and survivor beneficiaries, race is 

assumed to be the same as that shown on the SS-5 for the wage earner on whose earnings record the benefit is based.

. . . = not applicable.

a. Includes 300 persons of unknown race.

b. Benefits awarded before the December increase are converted to the December rates before computation of the averages.

c. Includes conversions from nondisabled widow(er)’s benefits to higher retired-worker benefits.

d. Average benefits are not shown for fewer than 500 beneficiaries.

Table 6.A3—Number and average monthly benefit, by type of benefit, sex, age, basis of entitlement,

and race, 2003—Continued

Age and basis of entitlement

All races a White Black Other

Number

Average

monthly

benefit b

(dollars) Number

Average

monthly

benefit b

(dollars) Number

Average

monthly

benefit b

(dollars) Number

Average

monthly

benefit b

(dollars)
6.A OASDI Benefits Awarded: Summary

Annual Statistical Supplement, 2004 ♦ 6.7

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Table 6.A4—Number and average monthly benefit for retired and disabled workers, by age in month of award

and sex, 2003

Age

Total Men Women

Number

Average

monthly

benefit a

(dollars)

a. Benefits awarded before the December increase are converted to the December rates before computation of the averages.

Number

Average

monthly

benefit a

(dollars) Number

Average

monthly

benefit a

(dollars)

Retired workers

Total b

b. Includes conversions from nondisabled widow(er)’s benefits to higher retired-worker benefits.

1,791,316 941.30 969,208 1,111.60 822,108 740.40

62–64 1,235,714 892.30 653,321 1,066.20 582,393 697.30

62 908,068 848.30 468,081 1,022.50 439,987 662.90

63 124,681 948.20 69,475 1,109.30 55,206 745.40

64 202,965 1,054.90 115,765 1,216.60 87,200 840.10

65–69 524,795 1,061.60 307,255 1,218.00 217,540 840.60

65 482,388 1,080.00 286,969 1,241.10 195,419 843.30

Disability conversions 198,045 930.20 113,629 1,095.00 84,416 708.40

New entitlements 284,343 1,184.30 173,340 1,336.90 111,003 946.00

66 16,758 865.90 9,236 938.00 7,522 777.50

67 10,689 827.10 4,950 848.80 5,739 808.30

68 8,103 835.50 3,411 840.20 4,692 832.10

69 6,857 878.00 2,689 879.10 4,168 877.30

70–74 24,862 899.40 6,599 822.00 18,263 927.40

75 or older 5,945 674.40 2,033 567.10 3,912 730.20

Disabled workers

Total 777,461 936.40 421,598 1,062.30 355,863 787.30

Under 25 24,697 478.70 14,323 486.80 10,374 467.40

25–29 28,861 637.50 15,192 657.90 13,669 614.90

30–34 39,577 731.60 20,205 761.70 19,372 700.10

35–39 57,095 794.10 29,394 843.30 27,701 741.80

40–44 83,586 854.40 43,116 933.20 40,470 770.40

45–49 104,643 921.50 53,972 1,029.60 50,671 806.30

50–54 139,744 990.30 74,388 1,129.70 65,356 831.60

50 26,928 959.40 14,179 1,086.90 12,749 817.50

51 26,855 977.00 14,072 1,111.30 12,783 829.10

52 27,351 989.30 14,618 1,129.00 12,733 829.00

53 28,154 1,002.70 15,043 1,146.50 13,111 837.80

54 30,456 1,018.80 16,476 1,167.80 13,980 843.10

55–59 172,772 1,052.00 96,299 1,224.50 76,473 834.70

55 38,328 1,038.00 21,328 1,197.50 17,000 838.00

56 37,983 1,052.10 20,798 1,221.70 17,185 846.70

57 31,499 1,053.20 17,510 1,229.90 13,989 832.00

58 31,675 1,052.90 17,845 1,230.50 13,830 823.60

59 33,287 1,066.00 18,818 1,247.60 14,469 829.80

60–65 126,486 1,071.50 74,709 1,244.10 51,777 822.50

60 36,367 1,078.80 21,114 1,256.60 15,253 832.80

61 32,505 1,083.40 19,224 1,257.90 13,281 831.00

62 27,823 1,089.60 16,592 1,266.10 11,231 828.90

63 16,595 1,053.10 9,863 1,222.30 6,732 805.30

64 11,410 1,013.50 6,851 1,167.40 4,559 782.20

65 1,786 964.90 1,065 1,102.30 721 762.00

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.
6.A OASDI Benefits Awarded: Summary

6.8 ♦ Annual Statistical Supplement, 2004

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Table 6.A5—Number and average monthly benefit with reduction for early retirement, by type of benefit,

age in month of award, and sex, 2003

Age

Total Men Women

Number

Average

monthly

benefit a

(dollars)

a. Benefits awarded before the December increase are converted to the December rates before computation of the averages.

Number

Average

monthly

benefit a

(dollars) Number

Average

monthly

benefit a

(dollars)

Retired workers

Total 1,348,118 906.10 718,330 1,079.00 629,788 708.80

62 908,068 848.30 468,081 1,022.50 439,987 662.90

63 124,681 948.20 69,475 1,109.30 55,206 745.40

64 201,815 1,055.60 115,104 1,217.50 86,711 840.80

65 112,543 1,060.10 65,050 1,212.10 47,493 851.80

66 or older 1,011 603.90 620 617.10 391 582.80

Disabled workers

Total 28,496 1,047.30 17,966 1,199.30 10,530 788.00

62 8,448 1,107.10 5,507 1,253.80 2,941 832.20

63 10,323 1,051.50 6,482 1,207.00 3,841 789.10

64 8,358 995.60 5,151 1,147.50 3,207 751.60

65 1,367 962.60 826 1,097.80 541 756.20

Wives and husbands

Total 251,447 346.00 . . . . . . 251,447 346.00

By basis of entitlement

Wives and husbands of retired workers 229,777 351.50 4,272 240.50 225,505 353.60

Wives and husbands of disabled workers 21,670 288.50 666 195.70 21,004 291.40

By sex

Wives 246,509 348.30 . . . . . . 246,509 348.30

62 141,741 338.30 . . . . . . 141,741 338.30

63 35,953 336.00 . . . . . . 35,953 336.00

64 44,014 380.90 . . . . . . 44,014 380.90

65 19,782 382.10 . . . . . . 19,782 382.10

66 1,591 307.30 . . . . . . 1,591 307.30

67 or older 3,428 295.60 . . . . . . 3,428 295.60

Husbands 4,938 234.40 4,938 234.40 . . . . . .

Nondisabled widow(er)s

Total 185,807 844.40 13,757 662.20 172,050 858.90

Nondisabled widows 172,050 858.90 . . . . . . 172,050 858.90

60 67,320 896.00 . . . . . . 67,320 896.00

61 21,493 914.00 . . . . . . 21,493 914.00

62 20,324 872.30 . . . . . . 20,324 872.30

63 14,290 821.00 . . . . . . 14,290 821.00

64 21,390 881.70 . . . . . . 21,390 881.70

65 16,858 701.10 . . . . . . 16,858 701.10

66 712 791.70 . . . . . . 712 791.70

67–69 1,909 794.80 . . . . . . 1,909 794.80

70 or older 7,754 720.90 . . . . . . 7,754 720.90

Nondisabled widowers 13,757 662.20 13,757 662.20 . . . . . .

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
6.A OASDI Benefits Awarded: Summary

Annual Statistical Supplement, 2004 ♦ 6.9

Table 6.A6—Number, percentage distribution, and average monthly benefit for retired and disabled workers,

by state or other area, 2003

State or area

Retired workers Disabled workers

Number Percent

Average

monthly

benefit a

(dollars) Number Percent

Average

monthly

benefit a

(dollars)

All areas b 1,791,316 100.0 941.30 777,461 100.0 936.40

Alabama 29,850 1.7 916.00 19,315 2.5 916.30

Alaska 3,130 0.2 888.50 1,247 0.2 922.30

Arizona 33,659 1.9 954.90 14,968 1.9 945.40

Arkansas 19,618 1.1 881.90 12,765 1.6 885.70

California 177,343 9.9 931.40 73,830 9.5 892.70

Colorado 23,979 1.3 929.70 7,921 1.0 963.30

Connecticut 22,267 1.2 1,036.30 7,899 1.0 1,010.80

Delaware 5,509 0.3 1,005.10 2,637 0.3 987.50

District of Columbia 2,861 0.2 835.70 1,317 0.2 858.30

Florida 121,546 6.8 915.10 42,501 5.5 933.20

Georgia 48,254 2.7 929.90 22,302 2.9 939.10

Hawaii 7,508 0.4 945.00 2,226 0.3 975.10

Idaho 8,434 0.5 910.80 3,460 0.4 910.00

Illinois 73,065 4.1 966.90 28,419 3.7 980.90

Indiana 40,183 2.2 1,001.10 17,440 2.2 957.10

Iowa 19,663 1.1 944.10 6,283 0.8 915.70

Kansas 16,265 0.9 964.10 6,329 0.8 941.60

Kentucky 26,137 1.5 900.40 17,196 2.2 903.90

Louisiana 24,148 1.3 868.70 13,731 1.8 894.50

Maine 9,057 0.5 874.80 5,401 0.7 860.00

Maryland 31,591 1.8 963.80 11,565 1.5 987.10

Massachusetts 37,576 2.1 952.30 17,855 2.3 934.80

Michigan 62,721 3.5 1,029.80 28,850 3.7 993.80

Minnesota 30,486 1.7 977.00 11,158 1.4 951.30

Mississippi 18,054 1.0 880.40 11,009 1.4 895.70

Missouri 37,782 2.1 926.30 18,357 2.4 929.40

Montana 6,459 0.4 884.40 2,154 0.3 886.30

Nebraska 10,305 0.6 931.10 3,934 0.5 901.10

Nevada 15,519 0.9 930.40 5,926 0.8 972.30

New Hampshire 8,369 0.5 978.60 4,048 0.5 951.50

New Jersey 53,641 3.0 1,041.40 20,392 2.6 1,057.50

New Mexico 11,422 0.6 864.50 5,376 0.7 870.90

New York 116,982 6.5 992.40 46,371 6.0 1,005.10

North Carolina 56,627 3.2 937.60 28,460 3.7 933.90

North Dakota 3,819 0.2 867.10 1,150 0.1 887.00

Ohio 70,703 3.9 951.70 28,287 3.6 925.20

Oklahoma 23,807 1.3 902.70 11,538 1.5 899.90

Oregon 24,189 1.4 942.10 8,820 1.1 963.10

Pennsylvania 82,032 4.6 982.20 37,044 4.8 937.60

Rhode Island 6,318 0.4 948.00 3,318 0.4 879.10

South Carolina 28,816 1.6 933.30 14,602 1.9 938.50

South Dakota 4,783 0.3 881.20 1,394 0.2 850.40

Tennessee 40,016 2.2 927.60 19,923 2.6 917.40

Texas 112,302 6.3 908.50 53,031 6.8 913.70

Utah 10,295 0.6 947.90 3,176 0.4 951.90

(Continued)
6.A OASDI Benefits Awarded: Summary

6.10 ♦ Annual Statistical Supplement, 2004

CONTACT: Rona Blumenthal (410) 965-0163 or Joseph Bondar (410) 965-0162.

Vermont 4,217 0.2 940.10 1,761 0.2 893.00

Virginia 44,501 2.5 947.00 19,361 2.5 950.50

Washington 36,290 2.0 986.90 15,196 2.0 970.90

West Virginia 12,681 0.7 936.30 9,086 1.2 936.30

Wisconsin 35,567 2.0 983.10 13,834 1.8 967.50

Wyoming 3,402 0.2 946.90 1,030 0.1 950.40

Outlying areas

Puerto Rico 21,710 1.2 627.30 10,919 1.4 811.10

Other c 15,858 0.9 499.80 1,349 0.2 729.00

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

a. Benefits awarded before the December increase are converted to the December rates before computation of the averages.

b. Includes beneficiaries with state code unknown.

c. Includes American Samoa, Guam, Northern Mariana Islands, Virgin Islands, and foreign countries.

Table 6.A6—Number, percentage distribution, and average monthly benefit for retired and disabled workers,

by state or other area, 2003—Continued

State or area

Retired workers Disabled workers

Number Percent

Average

monthly

benefit a

(dollars) Number Percent

Average

monthly

benefit a

(dollars)
6.B OASDI Benefits Awarded: Retired Workers

Annual Statistical Supplement, 2004 ♦ 6.11

Table 6.B1—Number of initial awards to retired workers aged 62–64, average primary insurance amount, 

average monthly benefit, and number of months benefits withheld due to earnings, by sex and age in month of 

award, 2003

Age

All initial

awards a

a. Includes 6,000 awards for which benefits were withheld for reasons other than earnings.

Benefits received for all

entitlement months b

b. Months of entitlements begin with the month of award and end either in December 2003 or the month before the retired-worker benefit is terminated.

Benefits withheld due to earnings for–

All entitlement

months

One-half or more of

entitlement months

Less than one-half of

entitlement months

Number

All beneficiaries

Total 1,208,100 1,128,600 27,300 29,100 17,100

62 884,300 833,600 16,600 19,300 11,100

63 125,000 111,000 5,600 4,600 2,900

64 198,800 184,000 5,100 5,200 3,100

Men

Subtotal 632,300 588,400 15,300 16,900 8,500

62 452,200 423,800 9,500 11,200 5,600

63 66,000 59,100 2,600 2,400 1,300

64 114,100 105,500 3,200 3,300 1,600

Women

Subtotal 575,800 540,200 12,000 12,200 8,600

62 432,100 409,800 7,100 8,100 5,500

63 59,000 51,900 3,000 2,200 1,600

64 84,700 78,500 1,900 1,900 1,500

Average primary insurance amount c (dollars)

c. Amount for December 2003 or the amount for the latest month of entitlement multiplied by the December benefit increase.

CONTACT: Diane Wallace (410) 965-0165 or Barbara Lingg (410) 965-0156.

All beneficiaries

Total 1,077.10 1,072.90 1,144.60 1,170.80 1,131.80

62 1,073.00 1,069.90 1,126.70 1,140.10 1,121.40

63 1,086.40 1,085.90 1,071.40 1,144.00 1,111.90

64 1,089.10 1,078.40 1,283.10 1,308.80 1,187.60

Men

Subtotal 1,299.90 1,296.40 1,367.60 1,362.70 1,376.30

62 1,309.20 1,308.20 1,327.10 1,322.00 1,363.70

63 1,298.70 1,295.50 1,401.10 1,349.20 1,350.60

64 1,264.10 1,249.40 1,460.40 1,510.60 1,441.20

Women

Subtotal 832.30 829.50 860.30 905.00 890.20

62 825.90 823.60 858.60 888.40 874.80

63 849.00 847.10 785.70 920.30 917.90

64 853.40 848.70 984.50 958.20 917.20

Average monthly benefit c

 (dollars)

All beneficiaries

Total 895.70 891.90 959.90 976.60 943.90

62 851.90 849.90 885.40 900.00 882.00

63 948.00 947.10 944.40 987.20 984.60

64 1,057.70 1,048.90 1,219.20 1,251.40 1,127.60

Men

Subtotal 1,061.00 1,056.80 1,140.10 1,129.70 1,135.80

62 1,016.00 1,014.90 1,037.10 1,028.80 1,064.20

63 1,115.30 1,112.00 1,207.50 1,166.60 1,163.20

64 1,208.20 1,194.50 1,391.10 1,445.40 1,364.40

Women

Subtotal 714.10 712.20 730.10 764.50 754.30

62 680.10 679.20 682.50 722.00 696.60

63 760.90 759.40 716.40 791.60 839.40

64 854.90 853.30 929.70 914.50 875.10

SOURCE: Social Security Administration, Master Beneficiary Record, 1 percent sample.

NOTE: Excludes persons whose benefits were converted from disabled worker to retired worker in 2003. Includes conversions from nondisabled widow(er)’s benefits to 

higher retired-worker benefits.
6.B OASDI Benefits Awarded: Retired Workers

6.12 ♦ Annual Statistical Supplement, 2004

Table 6.B3—Number and percentage distribution with and without reduction for early retirement,

by sex and monthly benefit, 2003

Sex and monthly benefit (dollars)

Total

Without reduction

for early retirement

With reduction

for early retirement

Number Percent Number Percent Number Percent

All retired workers 1,791,316 100.0 443,198 100.0 1,348,118 100.0

Less than 500.00 266,115 14.9 51,484 11.6 214,631 15.9

500.00–549.90 77,674 4.3 13,915 3.1 63,759 4.7

550.00–599.90 84,836 4.7 15,686 3.5 69,150 5.1

600.00–649.90 85,598 4.8 16,052 3.6 69,546 5.2

650.00–699.90 77,738 4.3 16,302 3.7 61,436 4.6

700.00–749.90 70,407 3.9 16,476 3.7 53,931 4.0

750.00–799.90 67,451 3.8 16,137 3.6 51,314 3.8

800.00–849.90 66,794 3.7 16,926 3.8 49,868 3.7

850.00–899.90 63,112 3.5 15,841 3.6 47,271 3.5

900.00–949.90 62,126 3.5 15,901 3.6 46,225 3.4

950.00–999.90 61,612 3.4 15,631 3.5 45,981 3.4

1,000.00–1,049.90 60,019 3.4 15,316 3.5 44,703 3.3

1,050.00–1,099.90 59,162 3.3 14,953 3.4 44,209 3.3

1,100.00–1,149.90 57,475 3.2 14,486 3.3 42,989 3.2

1,150.00–1,199.90 58,560 3.3 13,768 3.1 44,792 3.3

1,200.00–1,249.90 82,206 4.6 13,388 3.0 68,818 5.1

1,250.00–1,299.90 82,396 4.6 13,040 2.9 69,356 5.1

1,300.00–1,349.90 77,854 4.3 14,401 3.2 63,453 4.7

1,350.00–1,399.90 72,274 4.0 14,240 3.2 58,034 4.3

1,400.00–1,449.90 59,767 3.3 12,849 2.9 46,918 3.5

1,450.00–1,499.90 41,152 2.3 15,487 3.5 25,665 1.9

1,500.00 or more 156,988 8.8 90,919 20.5 66,069 4.9

Average benefit (dollars) 941.30 1,040.38 906.10

Men 969,208 100.0 250,878 100.0 718,330 100.0

Less than 500.00 85,520 8.8 20,006 8.0 65,514 9.1

500.00–549.90 18,913 2.0 4,234 1.7 14,679 2.0

550.00–599.90 19,981 2.1 4,883 1.9 15,098 2.1

600.00–649.90 20,739 2.1 5,129 2.0 15,610 2.2

650.00–699.90 21,603 2.2 5,299 2.1 16,304 2.3

700.00–749.90 23,204 2.4 5,499 2.2 17,705 2.5

750.00–799.90 24,690 2.5 5,893 2.3 18,797 2.6

800.00–849.90 26,894 2.8 6,471 2.6 20,423 2.8

850.00–899.90 28,434 2.9 6,577 2.6 21,857 3.0

900.00–949.90 30,590 3.2 7,138 2.8 23,452 3.3

950.00–999.90 32,972 3.4 7,499 3.0 25,473 3.5

1,000.00–1,049.90 34,327 3.5 7,655 3.1 26,672 3.7

1,050.00–1,099.90 36,140 3.7 7,989 3.2 28,151 3.9

1,100.00–1,149.90 37,358 3.9 8,129 3.2 29,229 4.1

1,150.00–1,199.90 40,870 4.2 8,230 3.3 32,640 4.5

1,200.00–1,249.90 63,058 6.5 8,631 3.4 54,427 7.6

1,250.00–1,299.90 66,837 6.9 8,729 3.5 58,108 8.1

1,300.00–1,349.90 65,707 6.8 10,487 4.2 55,220 7.7

1,350.00–1,399.90 63,208 6.5 10,905 4.3 52,303 7.3

1,400.00–1,449.90 52,892 5.5 9,929 4.0 42,963 6.0

1,450.00–1,499.90 34,508 3.6 11,938 4.8 22,570 3.1

1,500.00 or more 140,763 14.5 79,628 31.7 61,135 8.5

Average benefit (dollars) 1,111.60 1,205.00 1,079.00

(Continued)
6.B OASDI Benefits Awarded: Retired Workers

Annual Statistical Supplement, 2004 ♦ 6.13

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Women 822,108 100.0 192,320 100.0 629,788 100.0

Less than 500.00 180,595 22.0 31,478 16.4 149,117 23.7

500.00–549.90 58,761 7.1 9,681 5.0 49,080 7.8

550.00–599.90 64,855 7.9 10,803 5.6 54,052 8.6

600.00–649.90 64,859 7.9 10,923 5.7 53,936 8.6

650.00–699.90 56,135 6.8 11,003 5.7 45,132 7.2

700.00–749.90 47,203 5.7 10,977 5.7 36,226 5.8

750.00–799.90 42,761 5.2 10,244 5.3 32,517 5.2

800.00–849.90 39,900 4.9 10,455 5.4 29,445 4.7

850.00–899.90 34,678 4.2 9,264 4.8 25,414 4.0

900.00–949.90 31,536 3.8 8,763 4.6 22,773 3.6

950.00–999.90 28,640 3.5 8,132 4.2 20,508 3.3

1,000.00–1,049.90 25,692 3.1 7,661 4.0 18,031 2.9

1,050.00–1,099.90 23,022 2.8 6,964 3.6 16,058 2.5

1,100.00–1,149.90 20,117 2.4 6,357 3.3 13,760 2.2

1,150.00–1,199.90 17,690 2.2 5,538 2.9 12,152 1.9

1,200.00–1,249.90 19,148 2.3 4,757 2.5 14,391 2.3

1,250.00–1,299.90 15,559 1.9 4,311 2.2 11,248 1.8

1,300.00–1,349.90 12,147 1.5 3,914 2.0 8,233 1.3

1,350.00–1,399.90 9,066 1.1 3,335 1.7 5,731 0.9

1,400.00–1,449.90 6,875 0.8 2,920 1.5 3,955 0.6

1,450.00–1,499.90 6,644 0.8 3,549 1.8 3,095 0.5

1,500.00 or more 16,225 2.0 11,291 5.9 4,934 0.8

Average benefit (dollars) 740.40 844.00 708.80

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: Benefits awarded before the December increase are converted to the December rates before computation of the percentages.

Table 6.B3—Number and percentage distribution with and without reduction for early retirement,

by sex and monthly benefit, 2003—Continued

Sex and monthly benefit (dollars)

Total

Without reduction

for early retirement

With reduction

for early retirement

Number Percent Number Percent Number Percent
6.B OASDI Benefits Awarded: Retired Workers

6.14 ♦ Annual Statistical Supplement, 2004

Table 6.B4—Number and percentage distribution with and without reduction for early retirement,

by sex and primary insurance amount, 2003

Sex and primary insurance amount (dollars)

Total

Without reduction

for early retirement

With reduction

for early retirement

Number Percent Number Percent Number Percent

All retired workers 1,791,316 100.0 443,198 100.0 1,348,118 100.0

Less than 500.00 216,317 12.1 55,764 12.6 160,553 11.9

500.00–549.90 40,810 2.3 15,734 3.6 25,076 1.9

550.00–599.90 69,817 3.9 16,977 3.8 52,840 3.9

600.00–649.90 70,441 3.9 17,103 3.9 53,338 4.0

650.00–699.90 68,316 3.8 16,988 3.8 51,328 3.8

700.00–749.90 65,133 3.6 16,642 3.8 48,491 3.6

750.00–799.90 63,348 3.5 16,483 3.7 46,865 3.5

800.00–849.90 62,502 3.5 16,824 3.8 45,678 3.4

850.00–899.90 59,895 3.3 15,801 3.6 44,094 3.3

900.00–949.90 58,518 3.3 15,807 3.6 42,711 3.2

950.00–999.90 57,021 3.2 15,288 3.4 41,733 3.1

1,000.00–1,049.90 55,027 3.1 14,564 3.3 40,463 3.0

1,050.00–1,099.90 54,038 3.0 14,074 3.2 39,964 3.0

1,100.00–1,149.90 52,164 2.9 13,615 3.1 38,549 2.9

1,150.00–1,199.90 50,838 2.8 12,920 2.9 37,918 2.8

1,200.00–1,249.90 50,074 2.8 12,606 2.8 37,468 2.8

1,250.00–1,299.90 49,278 2.8 12,311 2.8 36,967 2.7

1,300.00–1,349.90 50,041 2.8 14,035 3.2 36,006 2.7

1,350.00–1,399.90 49,613 2.8 14,115 3.2 35,498 2.6

1,400.00–1,449.90 47,247 2.6 12,853 2.9 34,394 2.6

1,450.00–1,499.90 54,901 3.1 15,346 3.5 39,555 2.9

1,500.00 or more 445,977 24.9 87,348 19.7 358,629 26.6

Average primary insurance amount (dollars) 1,068.20 1,027.90 1,081.50

Men 969,208 100.0 250,878 100.0 718,330 100.0

Less than 500.00 66,403 6.9 20,736 8.3 45,667 6.4

500.00–549.90 10,569 1.1 4,535 1.8 6,034 0.8

550.00–599.90 15,999 1.7 4,906 2.0 11,093 1.5

600.00–649.90 16,869 1.7 5,110 2.0 11,759 1.6

650.00–699.90 17,470 1.8 5,270 2.1 12,200 1.7

700.00–749.90 17,541 1.8 5,435 2.2 12,106 1.7

750.00–799.90 18,730 1.9 5,946 2.4 12,784 1.8

800.00–849.90 19,988 2.1 6,428 2.6 13,560 1.9

850.00–899.90 20,936 2.2 6,587 2.6 14,349 2.0

900.00–949.90 22,461 2.3 7,117 2.8 15,344 2.1

950.00–999.90 23,767 2.5 7,474 3.0 16,293 2.3

1.000.00–1,049.90 25,131 2.6 7,619 3.0 17,512 2.4

1,050.00–1,099.90 26,815 2.8 7,959 3.2 18,856 2.6

1,100.00–1,149.90 28,212 2.9 8,102 3.2 20,110 2.8

1,150.00–1,199.90 29,645 3.1 8,231 3.3 21,414 3.0

1,200.00–1,249.90 31,306 3.2 8,626 3.4 22,680 3.2

1,250.00–1,299.90 32,668 3.4 8,750 3.5 23,918 3.3

1,300.00–1,349.90 35,130 3.6 10,578 4.2 24,552 3.4

1,350.00–1,399.90 36,353 3.8 11,148 4.4 25,205 3.5

1,400.00–1,449.90 35,651 3.7 10,271 4.1 25,380 3.5

1,450.00–1,499.90 42,679 4.4 12,123 4.8 30,556 4.3

1,500.00 or more 394,885 40.7 77,927 31.1 316,958 44.1

Average primary insurance amount (dollars) 1,274.30 1,196.70 1,301.40

(Continued)
6.B OASDI Benefits Awarded: Retired Workers

Annual Statistical Supplement, 2004 ♦ 6.15

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Women 822,108 100.0 192,320 100.0 629,788 100.0

Less than 500.00 149,914 18.2 35,028 18.2 114,886 18.2

500.00–549.90 30,241 3.7 11,199 5.8 19,042 3.0

550.00–599.90 53,818 6.5 12,071 6.3 41,747 6.6

600.00–649.90 53,572 6.5 11,993 6.2 41,579 6.6

650.00–699.90 50,846 6.2 11,718 6.1 39,128 6.2

700.00–749.90 47,592 5.8 11,207 5.8 36,385 5.8

750.00–799.90 44,618 5.4 10,537 5.5 34,081 5.4

800.00–849.90 42,514 5.2 10,396 5.4 32,118 5.1

850.00–899.90 38,959 4.7 9,214 4.8 29,745 4.7

900.00–949.90 36,057 4.4 8,690 4.5 27,367 4.3

950.00–999.90 33,254 4.0 7,814 4.1 25,440 4.0

1,000.00–1,049.90 29,896 3.6 6,945 3.6 22,951 3.6

1,050.00–1,099.90 27,223 3.3 6,115 3.2 21,108 3.4

1,100.00–1,149.90 23,952 2.9 5,513 2.9 18,439 2.9

1,150.00–1,199.90 21,193 2.6 4,689 2.4 16,504 2.6

1,200.00–1,249.90 18,768 2.3 3,980 2.1 14,788 2.3

1,250.00–1,299.90 16,610 2.0 3,561 1.9 13,049 2.1

1,300.00–1,349.90 14,911 1.8 3,457 1.8 11,454 1.8

1,350.00–1,399.90 13,260 1.6 2,967 1.5 10,293 1.6

1,400.00–1,449.90 11,596 1.4 2,582 1.3 9,014 1.4

1,450.00–1,499.90 12,222 1.5 3,223 1.7 8,999 1.4

1,500.00 or more 51,092 6.2 9,421 4.9 41,671 6.6

Average primary insurance amount (dollars) 825.30 807.80 830.60

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: Primary insurance amounts awarded before the December increase are converted to the December rates before computation of the percentages.

Table 6.B4—Number and percentage distribution with and without reduction for early retirement,

by sex and primary insurance amount, 2003—Continued

Sex and primary insurance amount (dollars)

Total

Without reduction

for early retirement

With reduction

for early retirement

Number Percent Number Percent Number Percent
6.B OASDI Benefits Awarded: Retired Workers

6.16 ♦ Annual Statistical Supplement, 2004

Table 6.B5—Number, average age, and percentage distribution, by sex and age,

selected years 1940–2003

Year

Number

(thousands)

Average

age

Percentage distribution by age a

Total,

all ages 62 63 64

65

66–69 70–74

75 or

Total older

Newly

entitled

Disability

conversions

Men

1940 117 68.1 100.0 . . . . . . . . . 17.1 17.1 . . . 58.8 16.5 7.6

1945 166 69.6 100.0 . . . . . . . . . 15.9 15.9 . . . 43.3 28.1 12.7

1950 444 68.7 100.0 . . . . . . . . . 21.9 21.9 . . . 47.3 21.0 9.8

1955 629 68.4 100.0 . . . . . . . . . 29.4 29.4 . . . 38.0 24.7 7.8

1960 630 66.8 100.0 . . . . . . . . . 48.1 42.3 5.8 36.6 13.2 2.1

1965 743 65.7 100.0 15.6 10.0 6.0 31.6 25.8 5.8 25.9 7.7 3.2

1970 814 64.4 100.0 19.0 12.8 8.5 48.7 39.6 9.1 9.3 1.3 0.4

1975 902 64.0 100.0 25.8 14.1 9.0 43.6 32.0 11.6 6.5 0.7 0.2

1980 942 63.9 100.0 30.1 13.1 8.5 42.4 31.8 10.6 5.2 0.6 0.1

1985 986 63.7 100.0 45.5 8.2 11.6 31.2 18.2 13.1 2.9 0.5 0.2

1986 1,011 63.7 100.0 47.0 8.2 11.8 29.2 17.2 12.0 3.1 0.6 0.1

1987 970 63.6 100.0 47.6 8.1 11.4 28.8 16.8 12.0 3.4 0.6 0.1

1988 944 63.7 100.0 48.2 8.1 9.9 28.6 16.6 12.0 4.1 0.9 0.2

1989 983 63.7 100.0 48.0 7.1 9.3 30.1 17.5 12.6 4.6 0.7 0.2

1990 964 63.7 100.0 47.2 7.6 11.3 27.6 16.4 11.1 5.1 1.0 0.2

1991 996 63.7 100.0 46.8 8.1 10.9 27.9 17.2 10.7 5.1 0.9 0.2

1992 989 63.7 100.0 48.2 7.3 11.4 27.2 16.6 10.6 5.0 0.8 0.1

1993 980 63.7 100.0 48.7 8.0 11.0 26.7 16.1 10.5 4.5 0.9 0.2

1994 923 63.6 100.0 49.0 7.4 11.4 27.1 15.7 11.5 4.0 1.0 0.1

1995 916 63.7 100.0 49.3 7.3 10.5 27.5 15.8 11.8 4.0 1.1 0.3

1996 895 63.6 100.0 49.9 7.1 9.7 27.6 14.9 12.6 4.5 1.1 0.1

1997 b 904 63.7 100.0 50.5 6.6 9.7 26.9 14.9 12.0 4.7 1.3 0.2

1998 b 909 63.8 100.0 49.6 7.1 9.9 27.3 14.7 12.6 4.6 1.3 0.2

1999 b 940 63.7 100.0 49.3 7.3 9.8 27.4 14.8 12.6 4.7 1.3 0.2

2000 b 1,115 64.1 100.0 41.6 6.1 9.4 31.7 20.3 11.4 9.9 1.1 0.2

2001 b 992 63.7 100.0 46.8 6.7 12.1 30.8 18.1 12.7 2.8 0.7 0.2

2002 b 1,001 63.7 100.0 46.4 7.1 13.8 29.7 17.1 12.6 2.1 0.7 0.2

2003 b 969 63.6 100 48.3 7.2 11.9 29.6 20.3 9.3 2.1 0.7 0.2

(Continued)
6.B OASDI Benefits Awarded: Retired Workers

Annual Statistical Supplement, 2004 ♦ 6.17

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Women

1940 15 67.4 100.0 . . . . . . . . . 20.8 20.8 . . . 62.3 12.5 4.3

1945 20 68.5 100.0 . . . . . . . . . 24.0 24.0 . . . 45.0 23.6 7.3

1950 123 68.0 100.0 . . . . . . . . . 22.3 22.3 . . . 53.6 19.6 4.4

1955 281 67.8 100.0 . . . . . . . . . 36.6 36.6 . . . 38.7 18.1 6.6

1960 351 65.2 100.0 27.1 13.3 8.1 18.4 17.4 1.0 22.2 8.2 2.7

1965 440 65.3 100.0 32.6 12.1 6.0 19.9 16.9 3.0 17.4 6.7 5.4

1970 524 63.9 100.0 35.8 14.3 7.2 31.3 25.7 5.5 9.2 1.7 0.6

1975 603 63.7 100.0 41.6 13.7 7.0 29.3 22.0 7.3 6.8 1.2 0.4

1980 671 63.5 100.0 45.9 11.5 6.5 29.9 22.1 7.7 5.0 0.9 0.2

1985 697 63.4 100.0 57.9 7.4 9.8 21.3 12.2 9.1 2.6 0.8 0.2

1986 713 63.4 100.0 57.5 7.0 10.4 21.6 12.6 8.9 2.5 0.9 0.2

1987 681 63.3 100.0 58.9 7.2 9.6 20.8 11.8 9.0 2.6 0.7 0.2

1988 667 63.3 100.0 59.4 6.9 7.9 21.8 12.8 9.0 3.1 0.7 0.2

1989 674 63.4 100.0 57.9 6.5 9.4 21.6 12.8 8.8 3.3 1.0 0.3

1990 679 63.5 100.0 55.9 7.2 9.8 21.5 12.7 8.9 4.1 1.0 0.5

1991 685 63.5 100.0 56.1 7.1 9.5 22.3 13.9 8.4 3.8 0.9 0.3

1992 708 63.5 100.0 56.7 6.9 9.8 21.5 12.5 9.0 3.7 1.1 0.3

1993 704 63.5 100.0 56.0 6.8 10.2 22.4 13.6 8.8 3.1 1.1 0.3

1994 690 63.4 100.0 57.6 6.7 10.2 21.0 11.8 9.1 3.3 1.0 0.3

1995 684 63.5 100.0 55.4 6.6 10.1 22.6 12.8 9.7 3.5 1.4 0.4

1996 684 63.4 100.0 57.4 5.9 9.4 22.7 12.5 10.2 3.4 1.0 0.3

1997 b 809 65.4 100.0 48.2 5.5 7.5 19.5 10.5 8.9 4.4 6.4 8.5

1998 b 733 64.0 100.0 53.1 7.0 8.9 22.0 12.4 9.6 4.1 2.4 2.5

1999 b 737 63.6 100.0 55.1 6.8 9.2 22.6 12.5 10.1 3.8 1.8 0.7

2000 b 854 63.8 100.0 52.2 5.9 9.3 23.6 13.9 9.7 6.5 2.2 0.4

2001 b 795 63.7 100.0 51.3 7.1 11.5 23.7 12.8 10.9 3.1 2.6 0.6

2002 b 811 63.6 100.0 52.9 6.6 12.2 23.9 12.7 11.2 2.3 1.8 0.3

2003 b 822 63.6 100 53.5 6.7 10.6 23.8 15.1 8.7 2.7 2.2 0.5

SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1985–2001 are based on a 1 percent sample. All other years are 100 percent data.

NOTE: . . . = not applicable.

a. Age in year of award for 1940–1980. Age in month of award for 1985–2003.

b. Includes conversions from nondisabled widow(er)’s benefits to higher retired-worker benefits.

Table 6.B5—Number, average age, and percentage distribution, by sex and age,

selected years 1940–2003—Continued

Year

Number

(thousands)

Average

age

Percentage distribution by age a

Total,

all ages 62 63 64

65

66–69 70–74

75 or

Total older

Newly

entitled

Disability

conversions
6.C OASDI Benefits Awarded: Disabled Workers

6.18 ♦ Annual Statistical Supplement, 2004

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Table 6.C1—Number and percentage distribution, by monthly benefit and sex, 2003

Monthly benefit (dollars)

Total Men Women

Number Percent Number Percent Number Percent

All disabled workers 777,461 100.0 421,598 100.0 355,863 100.0

Less than 100.00 6,305 0.8 3,480 0.8 2,825 0.8

100.00–149.90 3,254 0.4 1,224 0.3 2,030 0.6

150.00–199.90 7,441 1.0 2,744 0.7 4,697 1.3

200.00–249.90 11,418 1.5 4,254 1.0 7,164 2.0

250.00–299.90 13,664 1.8 4,965 1.2 8,699 2.4

300.00–349.90 15,094 1.9 5,538 1.3 9,556 2.7

350.00–399.90 15,648 2.0 5,694 1.4 9,954 2.8

400.00–449.90 16,200 2.1 5,904 1.4 10,296 2.9

450.00–499.90 17,814 2.3 6,504 1.5 11,310 3.2

500.00–549.90 23,270 3.0 8,444 2.0 14,826 4.2

550.00–599.90 42,120 5.4 14,903 3.5 27,217 7.7

600.00–649.90 42,825 5.5 15,953 3.8 26,872 7.6

650.00–699.90 41,931 5.4 16,575 3.9 25,356 7.1

700.00–749.90 40,058 5.2 16,905 4.0 23,153 6.5

750.00–799.90 38,009 4.9 16,994 4.0 21,015 5.9

800.00–849.90 36,366 4.7 17,091 4.1 19,275 5.4

850.00–899.90 34,140 4.4 16,843 4.0 17,297 4.9

900.00–949.90 32,069 4.1 16,652 4.0 15,417 4.3

950.00–999.90 29,903 3.9 16,443 3.9 13,460 3.8

1,000.00–1,049.90 27,967 3.6 15,992 3.8 11,975 3.4

1,050.00–1,099.90 25,740 3.3 15,265 3.6 10,475 2.9

1,100.00–1,149.90 24,180 3.1 15,177 3.6 9,003 2.5

1,150.00–1,199.90 22,349 2.9 14,692 3.5 7,657 2.2

1,200.00–1,249.90 20,655 2.7 13,933 3.3 6,722 1.9

1,250.00–1,299.90 19,094 2.5 13,376 3.2 5,718 1.6

1,300.00–1,349.90 17,684 2.3 12,670 3.0 5,014 1.4

1,350.00–1,399.90 16,243 2.1 11,926 2.8 4,317 1.2

1,400.00–1,449.90 15,139 2.0 11,353 2.7 3,786 1.1

1,450.00–1,499.90 14,966 1.9 11,529 2.7 3,437 1.0

1,500.00 or more 105,914 13.6 88,574 21.0 17,340 4.9

Average benefit (dollars) 936.40 1,062.30 787.30

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: Benefits awarded before the December increase are converted to the December rates before computation of the percentages.
6.C OASDI Benefits Awarded: Disabled Workers

Annual Statistical Supplement, 2004 ♦ 6.19

Table 6.C2—Number, average age, and percentage distribution, by sex and age,

selected years 1957–2003

Year Number

Average

age

Percentage distribution, by age a

Total,

all ages Under 30 30–39 40–44 45–49 50–54 55–59 60–61 62–64 65 b

Men

1957 148,376 59.2 100.0 . . . . . . . . . . . . 17.1 28.0 17.0 33.8 4.1

1958 107,003 59.0 100.0 . . . . . . . . . . . . 19.7 27.5 15.2 28.9 8.7

1959 146,547 58.9 100.0 . . . . . . . . . . . . 21.1 27.4 14.8 28.8 7.8

1960 168,466 54.5 100.0 0.8 7.0 6.5 10.5 16.7 20.0 11.8 21.3 5.4

1965 186,808 53.0 100.0 1.8 8.2 7.9 11.1 17.1 25.7 14.0 13.0 1.0

1970 258,072 52.1 100.0 6.7 7.6 6.5 10.1 14.7 23.5 12.3 16.1 2.6

1975 408,531 51.5 100.0 7.7 8.6 6.2 9.5 15.7 23.1 12.1 14.6 2.5

1980 275,185 51.2 100.0 8.3 9.7 6.0 8.4 14.7 24.6 12.3 14.2 1.8

1981 244,984 50.8 100.0 8.6 10.2 6.2 8.4 14.5 24.3 13.0 13.1 1.7

1982 207,453 50.9 100.0 8.4 10.4 6.3 8.4 14.1 24.6 12.9 13.6 1.2

1983 217,422 50.2 100.0 9.5 11.7 6.6 8.4 13.6 23.4 12.2 13.3 1.3

1984 247,833 50.0 100.0 9.2 12.8 7.1 8.7 13.4 22.6 12.2 12.7 1.3

1985 274,400 50.1 100.0 8.7 13.3 7.0 9.9 14.6 23.1 12.4 10.6 0.3

1986 273,700 48.7 100.0 10.7 15.3 8.1 9.4 14.3 21.3 11.1 9.5 0.3

1987 265,900 49.0 100.0 9.4 16.0 8.6 9.3 13.9 20.8 10.9 11.0 0.2

1988 265,700 49.2 100.0 8.4 16.0 9.7 9.0 14.6 21.3 10.5 10.2 0.2

1989 268,600 49.0 100.0 8.7 16.0 9.5 10.2 14.2 20.6 9.7 10.8 0.3

1990 293,300 48.1 100.0 10.9 16.9 9.4 9.5 13.5 20.5 10.3 8.8 0.1

1991 322,700 47.9 100.0 9.5 17.7 10.6 11.0 14.1 18.4 9.4 9.1 0.2

1992 395,600 47.8 100.0 9.5 18.5 10.8 11.0 13.0 18.6 9.8 8.7 0.2

1993 391,800 47.7 100.0 9.2 18.9 10.1 11.7 14.7 18.8 8.6 7.8 0.2

1994 379,300 48.4 100.0 6.8 18.4 10.8 12.7 15.4 19.3 9.0 7.6 0.1

1995 368,400 48.9 100.0 7.2 16.3 10.7 11.5 15.7 20.4 8.9 9.1 0.2

1996 347,100 48.7 100.0 6.9 16.2 10.8 13.2 16.2 19.9 9.3 7.5 0.1

1997 311,100 49.3 100.0 6.3 14.6 10.8 13.5 16.1 21.6 8.8 8.2 0.1

1998 331,400 49.2 100.0 6.3 14.3 11.1 12.4 18.3 21.6 8.1 7.8 0.2

1999 338,900 49.6 100.0 6.2 13.1 11.4 12.4 18.3 21.7 8.8 8.0 0.3

2000 329,800 49.6 100.0 6.8 12.9 10.7 12.7 17.7 21.0 9.1 8.8 0.2

2001 364,500 49.4 100.0 7.5 13.2 9.9 12.2 17.4 22.6 9.2 7.9 0.1

2002 406,336 49.4 100.0 7.8 12.0 10.3 12.7 17.5 22.5 9.2 7.9 0.1

2003 421,598 49.7 100.0 7.0 11.8 10.2 12.8 17.6 22.8 9.6 7.9 0.3

(Continued)
6.C OASDI Benefits Awarded: Disabled Workers

6.20 ♦ Annual Statistical Supplement, 2004

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Women

1957 30,426 57.4 100.0 . . . . . . . . . . . . 25.5 38.9 19.8 15.3 0.5

1958 24,379 57.2 100.0 . . . . . . . . . . . . 28.6 37.2 17.8 15.2 1.2

1959 31,264 57.0 100.0 . . . . . . . . . . . . 30.2 36.9 17.6 14.2 1.1

1960 39,339 52.5 100.0 0.7 8.1 8.0 13.3 21.9 24.6 12.4 10.1 0.8

1965 66,691 53.2 100.0 1.1 6.5 7.4 11.7 19.3 28.3 14.1 10.9 0.6

1970 92,312 52.8 100.0 4.2 6.3 6.1 11.0 17.5 27.2 13.0 12.9 1.7

1975 183,518 52.1 100.0 6.1 7.3 6.1 10.1 17.7 25.5 12.2 12.9 2.1

1980 121,374 51.1 100.0 7.4 9.7 6.4 9.3 16.3 25.5 11.7 12.2 1.5

1981 106,863 50.8 100.0 7.8 10.2 6.5 9.5 16.4 25.1 12.0 11.1 1.4

1982 89,678 50.5 100.0 8.0 10.9 6.8 9.5 15.6 24.9 11.7 11.4 1.1

1983 94,127 49.8 100.0 9.0 12.2 7.4 9.5 14.8 23.5 10.9 11.6 1.1

1984 114,165 49.7 100.0 8.3 13.2 7.9 9.7 14.9 22.8 10.9 11.7 1.2

1985 134,500 49.7 100.0 8.6 12.9 8.0 10.6 15.8 23.3 10.1 10.5 0.1

1986 135,700 48.8 100.0 9.0 15.5 10.4 10.5 14.8 21.3 9.6 8.6 0.2

1987 143,700 49.5 100.0 7.5 15.2 8.1 11.2 15.8 23.4 9.6 8.8 0.3

1988 147,000 49.3 100.0 8.5 14.0 8.8 10.9 16.1 23.5 10.5 7.4 0.3

1989 146,900 49.1 100.0 7.8 14.8 10.4 11.9 13.8 21.2 10.8 8.9 0.3

1990 168,500 48.4 100.0 8.5 16.3 9.8 13.1 14.2 22.3 8.9 6.5 0.4

1991 190,400 48.4 100.0 8.5 16.8 10.1 12.2 16.2 19.5 8.9 7.4 0.4

1992 241,300 47.7 100.0 8.6 17.7 12.0 12.4 15.6 17.6 8.4 7.5 0.2

1993 237,900 48.1 100.0 7.5 17.5 11.2 13.1 16.5 19.7 6.8 7.4 0.2

1994 234,000 48.2 100.0 7.4 16.9 11.1 12.9 17.0 20.8 7.3 6.4 0.2

1995 263,200 48.5 100.0 6.4 16.7 11.4 13.8 17.2 20.5 7.6 6.3 0.1

1996 256,900 49.1 100.0 5.3 15.1 11.3 14.0 19.0 21.2 8.3 5.8 0.1

1997 250,200 48.4 100.0 6.2 16.3 12.2 14.1 19.0 19.0 6.8 6.2 0.2

1998 271,900 48.9 100.0 5.4 14.9 12.2 14.5 19.1 20.4 7.6 5.7 0.2

1999 266,900 48.7 100.0 5.7 14.6 12.5 15.3 18.2 20.6 6.6 6.2 0.3

2000 282,400 49.2 100.0 5.8 13.7 12.3 13.5 18.7 21.6 8.1 6.1 0.2

2001 304,800 48.4 100.0 7.9 14.0 12.1 13.8 18.5 20.1 7.6 5.9 0.1

2002 343,667 48.7 100.0 7.3 13.4 11.6 14.3 18.4 21.0 7.7 6.3 0.1

2003 355,863 49.0 100.0 6.8 13.2 11.4 14.2 18.4 21.5 8.0 6.3 0.2

SOURCE: Social Security Administration, Master Beneficiary Record. Data for 1985–2001 are based on a 1 percent sample. All other years are 100 percent data.

NOTE: . . . = not applicable.

a. Age in year of award for 1957–1984. Age in month of award for 1985–2003.

b. Includes awards processed after attainment of age 65.

Table 6.C2—Number, average age, and percentage distribution, by sex and age,

selected years 1957–2003—Continued

Year Number

Average

age

Percentage distribution, by age a

Total,

all ages Under 30 30–39 40–44 45–49 50–54 55–59 60–61 62–64 65 b
6.C OASDI Benefits Awarded: Disabled Workers

Annual Statistical Supplement, 2004 ♦ 6.21

CONTACT: Jeff Kunkel (410) 965-3013.

Table 6.C7—Number of applications, awards, ratio of awards to applications, and awards per 1,000 insured 

workers, selected years, 1960–2003

Year

Number (thousands) Awards as a percentage

of applications

Awards per

Applications Awards 1,000 insured workers

1960 418.6 207.8 49.6 4.5

1965 529.3 253.5 47.9 4.7

1966 544.5 278.3 51.1 5.1

1967 573.2 301.4 52.6 5.4

1968 719.8 323.2 44.9 5.7

1969 725.2 344.7 47.5 4.9

1970 869.8 350.4 40.3 4.8

1971 923.9 415.9 45.0 5.6

1972 947.5 455.4 48.1 6.0

1973 1,067.5 491.6 46.1 6.3

1974 1,330.2 536.0 40.3 6.7

1975 1,285.3 592.0 46.1 7.1

1976 1,232.2 551.5 44.8 6.5

1977 1,235.2 568.9 46.1 6.5

1978 1,184.7 464.4 39.2 5.2

1979 1,187.8 416.7 35.1 4.4

1980 1,262.3 396.6 31.4 4.0

1981 1,161.2 351.8 30.3 3.4

1982 1,019.8 297.1 29.1 2.9

1983 1,019.3 311.5 30.6 3.0

1984 1,036.7 362.0 34.9 3.4

1985 1,066.2 377.4 35.4 3.5

1986 1,118.4 416.9 37.3 3.8

1987 1,108.9 415.8 37.5 3.7

1988 1,017.9 409.5 40.2 3.6

1989 984.9 425.6 43.2 3.7

1990 1,067.7 468.0 43.8 4.0

1991 1,208.7 536.4 44.4 4.5

1992 1,335.1 636.6 47.7 5.2

1993 1,425.8 635.2 44.6 5.2

1994 1,443.8 631.9 43.8 5.1

1995 1,338.1 645.6 48.3 5.1

1996 1,279.2 624.3 48.8 4.9

1997 1,180.2 587.7 49.8 4.5

1998 1,169.3 608.4 52.0 4.6

1999 1,200.1 620.6 51.7 4.6

2000 1,330.6 621.3 46.7 4.5

2001 1,498.6 690.5 46.1 5.0

2002 1,682.5 750.0 44.6 5.3

2003 1,895.5 777.5 41.0 5.5

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.
6.D OASDI Benefits Awarded: Dependents and Survivors

6.22 ♦ Annual Statistical Supplement, 2004

Table 6.D1—Number of wives and husbands, by type of benefit, selected years 1950–2003

Year Total

Wives with entitlement based on—

Care of children Age Husbands

Wives and husbands of retired workers

1950 162,768 9,646 152,310 812

1955 288,915 21,692 263,816 3,407

1960 339,987 32,254 305,713 2,020

1965 321,015 44,087 275,717 1,211

1970 339,447 51,378 286,867 1,202

1975 350,558 60,184 289,600 774

1980 360,693 55,401 294,892 10,400

1981 338,540 50,993 277,641 9,906

1982 349,967 36,229 302,739 10,999

1983 356,274 35,309 308,922 12,043

1984 342,691 30,972 298,855 12,864

1985 356,558 30,454 312,849 13,255

1986 358,115 28,925 315,427 13,763

1987 333,333 26,099 294,499 12,735

1988 316,929 23,045 281,760 12,124

1989 310,498 21,285 278,655 10,558

1990 308,980 21,395 277,238 10,347

1991 307,000 21,154 276,236 9,610

1992 304,764 21,057 274,670 9,037

1993 290,728 19,945 262,240 8,543

1994 275,025 18,431 248,430 8,164

1995 258,740 17,214 233,731 7,795

1996 244,014 15,466 221,059 7,489

1997 268,012 14,040 246,229 7,743

1998 263,668 13,472 242,390 7,806

1999 275,568 13,521 253,559 8,488

2000 341,503 15,625 315,148 10,730

2001 314,547 13,743 289,757 11,047

2002 317,685 14,011 291,377 12,297

2003 305,831 12,832 280,883 12,116

(Continued)
6.D OASDI Benefits Awarded: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 6.23

CONTACT: Joseph Bondar (410) 965-0162 or Diane Wallace (410) 965-0165.

Wives and husbands of disabled workers

1958 a 12,920 7,869 5,035 16

1959 b 54,299 32,844 21,301 154

1960 54,187 38,326 15,756 105

1965 69,183 55,230 13,813 140

1970 96,304 74,913 21,227 164

1975 148,741 116,624 31,942 175

1980 108,500 74,922 32,616 962

1981 95,575 64,333 30,360 882

1982 77,835 45,463 31,540 832

1983 80,079 43,820 35,369 890

1984 81,834 46,433 34,470 931

1985 83,511 48,522 34,101 888

1986 82,435 47,711 33,797 927

1987 77,316 43,881 31,652 1,783

1988 73,790 41,627 29,634 2,529

1989 69,113 39,212 27,750 2,151

1990 69,667 40,458 27,023 2,186

1991 72,754 43,543 26,747 2,464

1992 78,083 47,841 27,502 2,740

1993 74,605 45,602 26,276 2,727

1994 69,549 42,824 24,240 2,485

1995 63,097 37,972 22,833 2,292

1996 57,528 33,638 21,775 2,115

1997 50,818 25,779 23,329 1,710

1998 47,550 23,190 22,693 1,667

1999 46,164 21,949 22,557 1,658

2000 43,941 19,801 22,399 1,741

2001 43,412 19,535 21,979 1,898

2002 45,600 20,621 22,863 2,116

2003 47,183 20,580 24,269 2,334

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: Benefits not necessarily payable at time of award.

a. January–November.

b. Includes December 1958.

Table 6.D1—Number of wives and husbands, by type of benefit, selected years 1950–2003—Continued

Year Total

Wives with entitlement based on—

Care of children Age Husbands
6.D OASDI Benefits Awarded: Dependents and Survivors

6.24 ♦ Annual Statistical Supplement, 2004

.

Table 6.D3—Number and average monthly benefit for wives and husbands, by basis of entitlement,

age in month of award, and sex, 2003

Basis of entitlement and age

Wives

Total Of retired workers Of disabled workers Husbands

Number

Average

monthly

benefit a

(dollars)

a. Benefits awarded before the December increase are converted to the December rates before computation of the averages.

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Number

Average

monthly

benefit a

(dollars) Number

Average

monthly

benefit a

(dollars) Number

Average

monthly

benefit a

(dollars)

All wives and husbands 338,564 341.40 293,715 356.60 44,849 241.60 14,450 232.30

By age

Entitlement based on care of children 33,412 255.20 12,832 380.00 20,580 177.40 1,220 136.20

Under 35 6,313 142.60 523 325.70 5,790 126.10 219 95.50

35–39 5,177 189.10 946 333.70 4,231 156.70 226 114.80

40–44 6,125 237.00 1,691 361.40 4,434 189.50 282 130.50

45–49 5,680 287.40 2,367 387.60 3,313 215.80 210 144.00

50–54 4,158 324.50 2,364 389.40 1,794 239.00 151 177.80

55–59 3,190 371.70 2,448 403.80 742 266.00 79 175.50

60–61 1,236 423.50 1,086 440.40 150 301.00 31 212.60

62–64 1,533 329.10 1,407 336.60 126 245.10 22 226.70

Entitlement based on age 305,152 350.80 280,883 355.50 24,269 296.00 13,230 241.10

62–64 227,111 344.70 206,104 350.40 21,007 288.50 3,422 217.80

62 145,343 336.60 128,218 343.80 17,125 282.30 1,276 189.80

63 36,897 334.10 34,773 336.10 2,124 301.00 785 209.60

64 44,871 379.60 43,113 381.40 1,758 333.70 1,361 248.90

65–69 65,628 375.80 62,908 377.10 2,720 345.30 6,168 260.10

65 40,077 396.20 38,649 397.90 1,428 349.50 2,435 287.80

66 10,600 353.50 10,090 354.20 510 340.10 1,116 256.00

67 6,544 339.10 6,219 338.80 325 344.60 973 237.60

68 4,884 335.50 4,592 335.20 292 339.10 881 232.30

69 3,523 334.50 3,358 334.30 165 338.10 763 238.30

70–74 9,295 322.50 8,896 322.70 399 316.70 2,397 221.00

75 or older 3,895 333.50 3,769 334.00 126 320.30 1,342 230.30

By sex

Wives

Not divorced 305,882 344.30 263,735 361.10 42,147 239.70 . . . . . .

Divorced 32,682 313.70 29,980 317.50 2,702 271.10 . . . . . .

Husbands of—

Retired workers . . . . . . . . . . . . . . . . . . 12,116 245.20

Disabled workers . . . . . . . . . . . . . . . . . . 2,334 165.40

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
6.D OASDI Benefits Awarded: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 6.25

Table 6.D4—Number of children, by type of benefit, selected years 1940–2003

Year All children

Children of—

Retired workers Deceased workers Disabled workers

Total

1957 313,163 81,842 231,321 . . .

1960 415,719 69,979 241,430 104,310

1965 783,202 134,187 451,399 197,616

1970 1,090,865 182,595 591,724 316,546

1975 1,331,913 225,579 591,118 515,216

1976 1,327,197 236,805 578,905 511,487

1977 1,365,513 259,447 587,589 518,477

1978 1,234,658 214,284 566,992 453,382

1979 1,191,521 247,800 544,549 399,172

1980 1,174,112 248,658 540,246 385,208

1981 1,086,547 211,406 535,487 339,654

1982 916,715 182,849 473,396 260,470

1983 752,839 144,945 380,992 226,895

1984 721,564 131,986 351,326 238,252

1985 713,632 128,076 332,531 253,025

1986 700,627 122,652 319,800 258,167

1987 685,299 117,984 310,573 256,742

1988 706,031 116,659 324,346 265,026

1989 675,362 106,491 307,484 261,387

1990 695,307 108,105 303,616 283,586

1991 726,908 107,261 301,459 318,188

1992 794,571 108,686 304,300 381,585

1993 816,454 106,566 311,290 398,598

1994 824,239 102,983 310,051 411,205

1995 808,578 101,239 306,044 401,295

1996 798,485 98,655 302,480 397,350

1997 757,346 97,594 297,204 362,548

1998 763,170 96,893 294,851 371,426

1999 773,166 99,826 295,196 378,144

2000 776,676 115,358 297,686 363,632

2001 796,174 110,680 302,445 383,049

2002 846,361 116,186 310,395 419,780

2003 852,354 111,992 305,409 434,953

(Continued)
6.D OASDI Benefits Awarded: Dependents and Survivors

6.26 ♦ Annual Statistical Supplement, 2004

Children under age 18

1940 59,382 8,249 51,133 . . .

1945 127,514 7,215 120,299 . . .

1950 122,641 25,495 97,146 . . .

1955 238,795 40,402 198,393 . . .

1960 391,366 57,239 231,611 102,516

1965 523,453 84,707 263,637 175,109

1970 678,940 99,353 337,960 241,627

1975 806,770 115,347 300,139 391,284

1980 573,828 111,610 227,139 235,079

1981 512,939 84,793 228,317 199,829

1982 457,445 81,502 222,738 153,205

1983 444,467 80,117 211,396 152,954

1984 449,242 74,328 202,163 172,721

1985 464,908 74,128 200,576 190,204

1986 465,115 70,915 196,008 198,192

1987 451,370 66,672 184,668 195,030

1988 452,519 63,586 192,278 196,655

1989 446,308 59,073 189,285 197,950

1990 468,439 60,588 189,792 218,059

1991 502,442 60,618 191,537 250,287

1992 559,725 61,034 192,689 306,002

1993 575,247 59,515 198,469 317,263

1994 586,342 57,677 201,598 327,067

1995 571,650 57,215 198,848 315,587

1996 561,687 56,126 194,333 311,228

1997 517,118 54,841 184,237 278,040

1998 516,100 54,218 182,118 279,764

1999 522,946 57,019 182,159 283,768

2000 525,390 68,440 184,762 272,188

2001 542,147 64,207 188,300 289,640

2002 578,906 66,992 192,226 319,688

2003 580,166 63,793 187,060 329,313

(Continued)

Table 6.D4—Number of children, by type of benefit, selected years 1940–2003—Continued

Year All children

Children of—

Retired workers Deceased workers Disabled workers
6.D OASDI Benefits Awarded: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 6.27

Disabled adult children

1957 29,507 17,249 12,258 . . .

1960 24,353 12,740 9,819 1,794

1965 21,398 10,017 8,668 2,713

1970 24,547 11,348 9,425 3,774

1975 32,707 14,636 11,182 6,889

1976 34,517 15,602 11,546 7,369

1977 36,210 a a 7,885

1978 33,611 15,378 11,013 7,220

1979 33,419 15,967 10,999 6,453

1980 33,470 16,650 10,626 6,194

1981 30,545 15,365 9,745 5,435

1982 28,707 14,772 9,685 4,250

1983 33,639 17,309 11,223 5,107

1984 36,427 18,330 12,556 5,541

1985 39,083 19,661 12,709 6,713

1986 40,525 20,295 13,244 6,986

1987 39,665 20,761 12,117 6,787

1988 38,702 20,544 11,512 6,646

1989 37,001 19,668 10,975 6,358

1990 38,772 20,862 11,277 6,633

1991 41,086 21,850 11,684 7,552

1992 47,009 23,615 13,846 9,548

1993 47,246 23,173 13,819 10,254

1994 44,483 22,119 12,590 9,774

1995 43,275 21,566 11,930 9,779

1996 40,583 20,169 11,061 9,353

1997 38,701 19,611 10,616 8,474

1998 39,941 19,932 10,914 9,095

1999 41,748 20,467 11,430 9,851

2000 43,845 22,567 11,621 9,657

2001 43,042 21,307 11,872 9,863

2002 46,636 22,881 12,685 11,070

2003 47,235 22,024 12,920 12,291

(Continued)

Table 6.D4—Number of children, by type of benefit, selected years 1940–2003—Continued

Year All children

Children of—

Retired workers Deceased workers Disabled workers
6.D OASDI Benefits Awarded: Dependents and Survivors

6.28 ♦ Annual Statistical Supplement, 2004

CONTACT: Joseph Bondar (410) 965-0162 or Diane Wallace (410) 965-0165.

Students

1965 238,351 39,463 179,094 19,794

1970 387,378 71,894 244,339 71,145

1975 492,436 95,596 279,797 117,043

1976 544,739 108,197 295,058 141,484

1977 574,760 a a 148,227

1978 544,396 105,719 291,434 147,243

1979 553,889 117,118 292,766 144,005

1980 566,814 120,398 302,481 143,935

1981 543,063 111,248 297,425 134,390

1982 430,563 86,575 240,973 103,015

1983 274,726 47,519 158,373 68,834

1984 235,895 39,328 136,577 59,990

1985 209,641 34,287 119,246 56,108

1986 194,987 31,442 110,556 52,989

1987 194,264 30,551 108,788 54,925

1988 214,810 32,529 120,556 61,725

1989 192,053 27,750 107,224 57,079

1990 188,096 26,655 102,547 58,894

1991 183,380 24,793 98,238 60,349

1992 187,837 24,037 97,765 66,035

1993 193,961 23,878 99,002 71,081

1994 193,414 23,187 95,863 74,364

1995 193,653 22,458 95,266 75,929

1996 196,215 22,360 97,086 76,769

1997 201,527 23,142 102,351 76,034

1998 207,129 22,743 101,819 82,567

1999 208,472 22,340 101,607 84,525

2000 207,441 24,351 101,303 81,787

2001 210,985 25,166 102,273 83,546

2002 220,819 26,313 105,484 89,022

2003 224,953 26,175 105,429 93,349

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.

a. Data not available.

Table 6.D4—Number of children, by type of benefit, selected years 1940–2003—Continued

Year All children

Children of—

Retired workers Deceased workers Disabled workers
6.D OASDI Benefits Awarded: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 6.29

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

Table 6.D5—Number and average monthly benefit for children, by type of benefit and age in month of award, 

2003

Age

Total

number

Children of—

Retired workers Deceased workers Disabled workers

Number

Average

monthly

benefit a

(dollars)

a. Benefits awarded before the December increase are converted to the December rates before computation of the averages.

Number

Average

monthly

benefit a

(dollars) Number

Average

monthly

benefit a

(dollars)

All children

Total 852,354 111,992 429.20 305,409 624.30 434,953 245.60

Children under age 18

Subtotal 580,166 63,793 417.20 187,060 599.90 329,313 217.40

Under 1 20,694 993 369.10 4,374 545.60 15,327 182.60

1 14,930 728 381.80 4,740 539.00 9,462 167.70

2 16,256 800 392.90 5,375 539.30 10,081 169.00

3 18,109 1,043 370.90 6,012 550.70 11,054 172.60

4 19,575 1,223 366.60 6,567 559.90 11,785 175.80

5 21,732 1,489 360.10 7,258 560.40 12,985 177.60

6 22,966 1,654 378.00 7,563 577.90 13,749 183.30

7 24,870 2,041 377.50 8,391 576.50 14,438 191.60

8 27,365 2,344 384.60 9,267 579.20 15,754 194.30

9 30,273 2,851 385.40 10,039 584.20 17,383 198.40

10 33,014 3,299 389.60 11,095 582.90 18,620 203.70

11 36,936 4,091 385.70 12,368 586.70 20,477 206.70

12 40,157 4,759 397.60 13,416 596.00 21,982 217.20

13 43,648 5,548 400.70 14,278 610.40 23,822 225.00

14 45,960 6,323 419.40 15,387 616.40 24,250 233.70

15 47,959 7,243 429.20 15,879 638.00 24,837 249.60

16 50,046 8,136 466.00 16,424 654.30 25,486 278.40

17 65,676 9,228 472.50 18,627 648.80 37,821 272.60

Disabled adult children

Subtotal 47,235 22,024 386.00 12,920 568.00 12,291 286.60

Under 20 7,390 1,086 401.50 2,787 543.50 3,517 254.20

20–24 10,096 2,436 403.50 3,518 565.90 4,142 271.50

25–29 6,539 2,892 411.70 1,715 612.60 1,932 307.70

30–34 7,578 4,610 410.10 1,502 604.00 1,466 346.30

35–39 7,652 5,434 400.90 1,295 587.30 923 337.00

40 or older 7,980 5,566 327.50 2,103 529.90 311 290.90

Students aged 18–19

Subtotal 224,953 26,175 494.60 105,429 674.40 93,349 339.80

18 213,336 25,506 498.50 103,892 676.30 83,938 347.80

19 11,617 669 343.30 1,537 549.60 9,411 268.20

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.
6.D OASDI Benefits Awarded: Dependents and Survivors

6.30 ♦ Annual Statistical Supplement, 2004

Table 6.D6—Number of mothers and fathers, by type of benefit, 1950–2003

Year Total Mothers Fathers

Widowed

Surviving

divorced

mothers and

Subtotal fathers

With at least

1 child under

age 16 a

Entitled solely

because of

at least

1 disabled child b

1950 41,101 41,101 . . . 41,089 41,089 . . . 12

1951 78,323 78,323 . . . 78,181 78,181 . . . 142

1952 64,875 64,875 . . . 64,776 64,776 . . . 99

1953 71,945 71,945 . . . 71,861 71,861 . . . 84

1954 70,775 70,775 . . . 70,699 70,699 . . . 76

1955 76,018 76,018 . . . 75,927 75,927 . . . 91

1956 67,475 67,475 . . . 67,410 67,410 . . . 65

1957 88,174 88,174 . . . 88,102 86,088 2,014 72

1958 c 81,467 81,467 . . . 81,392 80,130 1,262 75

1959 d 102,020 102,020 . . . 101,933 100,234 1,699 87

1960 92,607 92,607 . . . 92,507 90,939 1,568 100

1961 98,449 98,449 . . . 98,374 96,778 1,596 75

1962 99,925 99,925 . . . 99,835 98,099 1,736 90

1963 104,960 104,960 . . . 104,866 102,828 2,038 94

1964 106,249 106,249 . . . 106,137 103,778 2,359 112

1965 100,005 100,005 . . . 99,804 97,972 1,832 201

1966 107,135 107,135 . . . 106,677 105,270 1,407 458

1967 110,762 110,762 . . . 110,283 108,842 1,441 479

1968 113,765 113,765 . . . 113,323 111,869 1,454 442

1969 116,922 116,922 . . . 116,434 115,035 1,399 488

1970 112,377 112,377 . . . 111,887 110,459 1,428 490

1971 116,548 116,548 . . . 115,996 114,266 1,730 552

1972 117,699 117,699 . . . 117,034 113,822 3,212 665

1973 118,775 118,775 . . . 112,511 109,574 2,937 6,264

1974 109,221 109,221 . . . 102,584 99,705 2,879 6,637

1975 116,224 111,372 4,852 108,002 103,597 4,405 8,222

1976 113,520 107,339 6,181 105,158 99,781 5,377 8,362

1977 118,821 111,473 7,348 109,050 103,492 5,558 9,771

1978 110,015 103,391 6,624 100,247 96,834 3,413 9,768

1979 110,424 103,805 6,619 99,413 96,249 3,164 11,011

1980 107,809 99,922 7,887 96,005 92,768 3,237 11,804

1981 99,653 92,138 7,515 81,079 78,069 3,010 11,059

1982 86,786 80,198 6,588 70,019 67,301 2,718 10,179

1983 82,464 76,271 6,193 66,711 63,304 3,407 9,560

1984 73,794 68,164 5,630 59,256 54,962 4,294 8,908

1985 72,241 66,992 5,249 62,881 58,507 4,374 9,360

1986 69,340 64,147 5,193 60,200 55,639 4,561 9,140

1987 64,777 59,626 5,151 56,329 52,051 4,278 8,448

1988 62,676 57,859 4,817 54,833 50,655 4,178 7,843

1989 59,525 54,916 4,609 51,992 48,226 3,766 7,533

1990 58,060 53,346 4,714 50,879 47,673 3,206 7,181

1991 57,896 52,889 5,007 50,787 47,695 3,092 7,109

1992 56,402 51,273 5,129 49,341 46,302 3,039 7,061

1993 56,408 51,358 5,050 49,465 46,420 3,045 6,943

1994 54,732 49,825 4,907 48,217 45,346 2,871 6,515

(Continued)
6.D OASDI Benefits Awarded: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 6.31

CONTACT: Joseph Bondar (410) 965-0162 or Diane Wallace (410) 965-0165.

1995 51,645 46,874 4,771 45,368 42,817 2,551 6,277

1996 49,150 44,732 4,418 43,538 41,192 2,346 5,612

1997 43,504 39,805 3,699 38,565 36,396 2,169 4,939

1998 42,395 38,533 3,862 37,739 35,577 2,162 4,656

1999 41,756 37,926 3,830 37,271 35,092 2,179 4,485

2000 40,491 36,521 3,970 36,197 34,241 1,956 4,294

2001 41,323 37,106 4,217 36,728 34,753 1,975 4,595

2002 40,829 36,534 4,295 36,186 34,264 1,922 4,643

2003 39,206 34,712 4,494 34,797 32,979 1,818 4,409

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.

a. Prior to August 1981, benefits were payable to mothers and fathers caring for a child under age 18. For mothers and fathers caring for a child who was at least age 14 

and who were entitled in August 1981, benefits were continued until the child attained age 18 or September 1983, whichever came earlier.

b. Excludes mothers and fathers who had both disabled and nondisabled entitled children in their care.

c. January–November.

d. Includes December 1958.

Table 6.D6—Number of mothers and fathers, by type of benefit, 1950–2003—Continued

Year Total Mothers Fathers

Widowed

Surviving

divorced

mothers and

Subtotal fathers

With at least

1 child under

age 16 a

Entitled solely

because of

at least

1 disabled child b
6.D OASDI Benefits Awarded: Dependents and Survivors

6.32 ♦ Annual Statistical Supplement, 2004

Table 6.D7—Number and average monthly benefit for widow(er)s, by age in month of award and sex, 2003

Age, sex, and type of benefit

Nondisabled

Disabled widow(er)s

Widowed mothers

Widows Widowers and fathers

Number

Average

monthly

benefit a

(dollars)

a. Benefits awarded before the December increase are converted to the December rates before computation of the averages.

Number

Average

monthly

benefit a

(dollars) Number

Average

monthly

benefit a

(dollars) Number

Average

monthly

benefit a

(dollars)

All widow(er)s 451,583 779.00 28,209 491.40 28,514 577.90 39,206 672.00

By age

Under 25 . . . . . . . . . . . . . . . . . . 1,336 519.20

25–29 . . . . . . . . . . . . . . . . . . 2,829 569.90

30–34 . . . . . . . . . . . . . . . . . . 4,971 589.90

35–39 . . . . . . . . . . . . . . . . . . 7,486 636.90

40–44 . . . . . . . . . . . . . . . . . . 8,987 703.80

45–49 . . . . . . . . . . . . . . . . . . 7,283 732.40

50–54 . . . . . . . . . . . . 10,555 575.00 3,755 757.20

55–59 . . . . . . . . . . . . 15,320 584.10 1,633 732.00

60–64 155,096 877.30 12,861 672.30 2,455 560.10 753 715.20

60 71,157 887.10 5,162 664.10 1,502 565.70 235 745.90

61 23,393 902.00 3,604 653.10 401 563.10 165 740.20

62 22,095 864.30 2,039 700.90 282 549.60 145 656.60

63 15,426 815.70 763 683.70 162 573.20 87 683.00

64 23,025 875.90 1,293 706.90 108 478.40 121 715.10

65–69 86,565 702.90 4,159 442.50 b 151

b. Aged 65 or older.

CONTACT: Jennie H. Park (410) 965-9358 or Joseph Bondar (410) 965-0162.

447.10 b 74 559.10

65 40,589 754.40 1,808 567.60 . . . . . . . . . . . .

66 11,485 663.20 621 377.60 . . . . . . . . . . . .

67 11,264 649.40 585 348.00 . . . . . . . . . . . .

68 11,738 661.10 576 320.70 . . . . . . . . . . . .

69 11,489 656.10 569 336.60 . . . . . . . . . . . .

70–74 63,199 681.70 2,929 296.70 . . . . . . . . . . . .

70 11,892 663.90 518 306.50 . . . . . . . . . . . .

71 12,354 674.30 611 295.80 . . . . . . . . . . . .

72 12,843 679.80 598 291.30 . . . . . . . . . . . .

73 13,058 692.00 593 299.90 . . . . . . . . . . . .

74 13,052 696.50 609 291.50 . . . . . . . . . . . .

75–79 65,961 707.40 3,039 289.20 . . . . . . . . . . . .

75 13,274 692.80 565 289.60 . . . . . . . . . . . .

76 13,564 705.90 588 274.80 . . . . . . . . . . . .

77 13,171 703.40 578 283.80 . . . . . . . . . . . .

78 13,022 716.70 603 300.30 . . . . . . . . . . . .

79 12,930 718.80 705 295.90 . . . . . . . . . . . .

80 or older 79,986 805.30 5,173 307.40 . . . . . . . . . . . .

By sex

Men . . . . . . . . . . . . 1,384 426.10 4,494 554.20

Women . . . . . . . . . . . . 27,130 585.60 34,712 687.30

Widow or mother 398,404 779.70 . . . . . . 23,068 584.80 30,675 688.80

Surviving divorced wife or 

mother 53,179 773.90 . . . . . . 4,062 590.40 4,037 675.90

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
6.D OASDI Benefits Awarded: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 6.33

CONTACT: Joseph Bondar (410) 965-0162 or Diane Wallace (410) 965-0165.

Table 6.D8—Number of widow(er)s, by type of benefit, 1950–2003

Year Total

Entitled because of age Entitled because of disability

Widows Widowers Widows Widowers

1950 66,735 66,672 63 . . . . . .

1951 89,591 89,324 267 . . . . . .

1952 92,302 91,992 310 . . . . . .

1953 112,866 112,467 399 . . . . . .

1954 128,026 127,626 400 . . . . . .

1955 140,624 140,273 351 . . . . . .

1956 253,524 253,191 333 . . . . . .

1957 244,633 244,172 461 . . . . . .

1958 a

a. January–November.

199,320 198,948 372 . . . . . .

1959 b

b. Includes December 1958.

252,683 252,100 583 . . . . . .

1960 239,267 238,813 454 . . . . . .

1961 251,275 250,606 669 . . . . . .

1962 267,051 266,465 586 . . . . . .

1963 278,709 278,138 571 . . . . . .

1964 283,263 282,689 574 . . . . . .

1965 359,431 358,875 556 . . . . . .

1966 403,595 403,035 560 . . . . . .

1967 355,589 355,032 557 . . . . . .

1968 375,391 352,280 604 22,438 69

1969 375,753 353,928 625 21,127 73

1970 363,216 347,031 576 15,546 63

1971 381,262 363,689 551 16,960 62

1972 402,809 382,452 544 19,739 74

1973 372,167 351,793 651 19,660 63

1974 363,693 343,317 550 19,793 33

1975 377,246 353,249 476 23,476 45

1976 385,373 362,229 489 22,603 52

1977 416,735 383,057 10,416 22,981 281

1978 403,679 375,750 9,022 18,553 354

1979 445,555 418,883 9,272 17,136 264

1980 452,156 424,690 11,412 15,789 265

1981 480,772 453,307 13,311 13,868 286

1982 492,451 465,070 14,941 12,222 218

1983 501,688 470,764 16,512 14,144 268

1984 499,677 464,979 17,533 16,847 318

1985 501,673 467,197 17,390 16,759 327

1986 491,052 454,903 17,731 18,033 385

1987 475,035 440,803 17,836 16,062 334

1988 457,574 424,107 18,139 14,979 349

1989 449,139 416,154 17,817 14,830 338

1990 451,862 417,925 18,513 15,058 366

1991 468,788 420,190 19,008 28,951 639

1992 472,078 419,413 19,430 32,477 758

1993 466,198 414,941 19,422 31,036 799

1994 459,340 410,323 19,114 29,075 828

1995 444,899 396,725 18,577 28,762 835

1996 438,081 390,962 18,508 27,783 828

1997 440,076 393,014 18,516 27,691 855

1998 443,669 395,231 19,039 28,494 905

1999 469,806 419,205 20,951 28,654 996

2000 505,021 453,334 23,645 26,997 1,045

2001 495,848 443,267 24,309 27,179 1,093

2002 522,537 465,627 27,306 28,211 1,393

2003 508,306 451,583 28,209 27,130 1,384

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
6.D OASDI Benefits Awarded: Dependents and Survivors

6.34 ♦ Annual Statistical Supplement, 2004

Table 6.D9—Number and average amount of lump-sum death payment awards, 1940–2001

Year

Number of—

Deceased workers Lump-sum payments Average lump sum per worker (dollars)

1940 61,080 75,095 145.79

1941 90,941 117,303 144.58

1942 103,322 134,991 144.77

1943 122,185 163,011 145.66

1944 151,869 205,117 145.68

1945 178,813 247,012 146.05

1946 179,588 250,706 151.74

1947 181,992 218,787 162.16

1948 200,090 213,096 161.50

1949 202,154 212,614 164.02

1950 200,411 209,960 147.81

1951 414,470 431,229 138.24

1952 437,896 456,531 178.20

1953 511,986 532,846 174.16

1954 516,158 536,341 207.86

1955 566,830 589,612 202.72

1956 546,984 572,291 200.80

1957 689,282 718,672 201.63

1958 a 656,825 683,964 202.52

1959 b 822,413 855,032 212.67

1960 778,660 809,194 211.55

1961 813,464 843,308 210.46

1962 865,217 892,261 212.02

1963 968,651 1,015,536 212.61

1964 1,011,414 1,073,044 213.94

1965 989,848 1,046,874 226.01

1966 1,060,335 1,138,317 224.00

1967 1,133,787 1,217,980 222.51

1968 1,158,666 1,216,910 236.30

1969 1,253,467 1,295,897 232.60

1970 1,220,248 1,257,687 243.90

1971 1,251,831 1,283,924 244.20

1972 1,290,133 1,320,637 247.90

1973 1,299,223 1,325,833 253.10

1974 1,285,221 1,307,890 254.64

1975 1,334,914 1,344,095 252.47

1976 1,321,516 1,328,008 251.60

1977 1,227,390 1,240,304 254.17

1978 1,437,275 1,451,140 254.65

1979 1,500,944 1,515,614 254.68

1980 1,552,617 1,566,330 254.70

1981 1,305,261 1,321,565 254.72

1982 797,096 808,041 255.00

1983 805,524 807,537 255.00

1984 825,494 831,761 255.00

1985 823,053 825,395 255.00

1986 809,487 811,946 255.00

1987 810,066 812,814 255.00

1988 839,802 842,037 255.00

1989 829,682 831,825 255.00

(Continued)
6.D OASDI Benefits Awarded: Dependents and Survivors

Annual Statistical Supplement, 2004 ♦ 6.35

1990 830,799 832,900 255.00

1991 847,838 850,100 255.00

1992 855,073 857,614 255.00

1993 860,861 863,492 255.00

1994 852,289 855,278 255.00

1995 c 835,360 c 838,015 255.00

1996 832,304 835,277 255.00

1997 825,176 828,072 255.00

1998 833,770 836,468 255.00

1999 873,890 876,878 255.00

2000 933,767 937,159 255.00

2001 926,625 930,712 255.00

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

a. January–November.

b. Includes December 1958.

c. Revised data.

CONTACT: Joseph Bondar (410) 965-0162 or Diane Wallace (410) 965-0165.

Table 6.D9—Number and average amount of lump-sum death payment awards, 1940–2001—Continued

Year

Number of—

Deceased workers Lump-sum payments Average lump sum per worker (dollars)
6.E OASDI: Benefits Withheld

6.36 ♦ Annual Statistical Supplement, 2004

Table 6.E1—Number and percentage distribution of retired workers with benefits withheld, by monthly benefit,

reduction for early retirement, and sex, December 2003

Sex and monthly benefit (dollars)

Total

Without reduction

for early retirement

With reduction

for early retirement

Number Percent Number Percent Number Percent

All retired workers 106,010 100.0 29,800 100.0 76,210 100.0

Less than 350.00 19,080 18.0 7,730 25.9 11,350 14.9

350.00–399.90 3,700 3.5 1,450 4.9 2,250 3.0

400.00–449.90 4,060 3.8 1,120 3.8 2,940 3.9

450.00–499.90 4,930 4.7 1,550 5.2 3,380 4.4

500.00–549.90 5,620 5.3 1,770 5.9 3,850 5.1

550.00–599.90 5,670 5.3 1,740 5.8 3,930 5.2

600.00–649.90 5,040 4.8 1,340 4.5 3,700 4.9

650.00–699.90 4,750 4.5 1,260 4.2 3,490 4.6

700.00–749.90 4,470 4.2 1,200 4.0 3,270 4.3

750.00–799.90 4,470 4.2 1,260 4.2 3,210 4.2

800.00–849.90 3,780 3.6 920 3.1 2,860 3.8

850.00–899.90 3,890 3.7 970 3.3 2,920 3.8

900.00–949.90 3,340 3.2 800 2.7 2,540 3.3

950.00–999.90 3,330 3.1 810 2.7 2,520 3.3

1,000.00–1,049.90 3,300 3.1 590 2.0 2,710 3.6

1,050.00–1,099.90 3,090 2.9 640 2.1 2,450 3.2

1,100.00–1,149.90 2,250 2.1 490 1.6 1,760 2.3

1,150.00–1,199.90 2,540 2.4 410 1.4 2,130 2.8

1,200.00–1,249.90 3,170 3.0 330 1.1 2,840 3.7

1,250.00–1,299.90 2,910 2.7 350 1.2 2,560 3.4

1,300.00 or more 12,620 11.9 3,070 10.3 9,550 12.5

Men 66,380 100.0 20,830 100.0 45,550 100.0

Less than 350.00 10,290 15.5 4,400 21.1 5,890 12.9

350.00–399.90 2,530 3.8 1,150 5.5 1,380 3.0

400.00–449.90 2,730 4.1 890 4.3 1,840 4.0

450.00–499.90 3,060 4.6 1,250 6.0 1,810 4.0

500.00–549.90 2,910 4.4 1,300 6.2 1,610 3.5

550.00–599.90 2,820 4.2 1,290 6.2 1,530 3.4

600.00–649.90 2,280 3.4 900 4.3 1,380 3.0

650.00–699.90 2,390 3.6 930 4.5 1,460 3.2

700.00–749.90 2,330 3.5 910 4.4 1,420 3.1

750.00–799.90 2,430 3.7 880 4.2 1,550 3.4

800.00–849.90 2,150 3.2 660 3.2 1,490 3.3

850.00–899.90 2,310 3.5 660 3.2 1,650 3.6

900.00–949.90 2,090 3.1 550 2.6 1,540 3.4

950.00–999.90 2,280 3.4 540 2.6 1,740 3.8

1,000.00–1,049.90 2,190 3.3 430 2.1 1,760 3.9

1,050.00–1,099.90 2,130 3.2 400 1.9 1,730 3.8

1,100.00–1,149.90 1,700 2.6 380 1.8 1,320 2.9

1,150.00–1,199.90 1,960 3.0 330 1.6 1,630 3.6

1,200.00–1,249.90 2,610 3.9 250 1.2 2,360 5.2

1,250.00–1,299.90 2,280 3.4 240 1.2 2,040 4.5

1,300.00 or more 10,910 16.4 2,490 12.0 8,420 18.5

(Continued)
6.E OASDI: Benefits Withheld

Annual Statistical Supplement, 2004 ♦ 6.37

CONTACT: Dana N. Mercer (410) 966-6637 or Robert L. Hackendorf (410) 965-5536.

Women 39,630 100.0 8,970 100.0 30,660 100.0

Less than 350.00 8,790 22.2 3,330 37.1 5,460 17.8

350.00–399.90 1,170 3.0 300 3.3 870 2.8

400.00–449.90 1,330 3.4 230 2.6 1,100 3.6

450.00–499.90 1,870 4.7 300 3.3 1,570 5.1

500.00–549.90 2,710 6.8 470 5.2 2,240 7.3

550.00–599.90 2,850 7.2 450 5.0 2,400 7.8

600.00–649.90 2,760 7.0 440 4.9 2,320 7.6

650.00–699.90 2,360 6.0 330 3.7 2,030 6.6

700.00–749.90 2,140 5.4 290 3.2 1,850 6.0

750.00–799.90 2,040 5.1 380 4.2 1,660 5.4

800.00–849.90 1,630 4.1 260 2.9 1,370 4.5

850.00–899.90 1,580 4.0 310 3.5 1,270 4.1

900.00–949.90 1,250 3.2 250 2.8 1,000 3.3

950.00–999.90 1,050 2.7 270 3.0 780 2.5

1,000.00–1,049.90 1,110 2.8 160 1.8 950 3.1

1,050.00–1,099.90 960 2.4 240 2.7 720 2.3

1,100.00–1,149.90 550 1.4 110 1.2 440 1.4

1,150.00–1,199.90 580 1.5 80 0.9 500 1.6

1,200.00–1,249.90 560 1.4 80 0.9 480 1.6

1,250.00–1,299.90 630 1.6 110 1.2 520 1.7

1,300.00 or more 1,710 4.3 580 6.5 1,130 3.7

SOURCE: Social Security Administration, Master Beneficiary Record, 10 percent sample.

Table 6.E1—Number and percentage distribution of retired workers with benefits withheld, by monthly benefit,

reduction for early retirement, and sex, December 2003—Continued

Sex and monthly benefit (dollars)

Total

Without reduction

for early retirement

With reduction

for early retirement

Number Percent Number Percent Number Percent
6.E OASDI: Benefits Withheld

6.38 ♦ Annual Statistical Supplement, 2004

CONTACT: Dana N. Mercer (410) 966-6377 or Robert L. Hackendorf (410) 965-5536.

Table 6.E4—Number of beneficiaries with benefits withheld, by reason for withholding payment and type of 

benefit, December 2003

Reason payment

withheld

Total,

all beneficiaries

Retired workers

Disabled

workers

Wives and husbands

Children

Widowed

mothers

and

fathers

Widow-

(er)s Parents

Special

age-72

benefiSubtotal ciaries

Wives

Subtotal Men Women Husbands

Without

children a

a. Aged 62 or older.

With

children b

b. Under age 65 with entitled children in their care.

Total 1,732,436 107,295 66,812 40,483 102,527 294,871 167,993 57,024 69,854 484,390 60,504 672,969 573 9,307

Earnings of—

Retired workers 41,733 39,157 22,716 16,441 . . . 1,590 1,366 159 65 986 . . . . . . . . . . . .

Other 

beneficiaries 86,461 . . . . . . . . . . . . 37,544 714 34,553 2,277 152 38,778 9,987 . . . . . .

Entitled child not in

care of beneficiary 27,178 . . . . . . . . . . . . 13,028 68 11,840 1,120 . . . 14,150 . . . . . . . . .

Payee not 

determined 8,190 692 349 343 1,517 26 c

c. Not shown to avoid disclosure of information regarding particular individuals.

c c 5,672 c 277 c c

Recoupment of

overpayment for

reasons other

than earnings 27,927 6,520 3,170 3,350 5,811 1,964 1,079 832 53 10,037 1,195 2,397 c c

Address unknown 50,773 19,976 11,881 8,095 8,677 1,595 1,052 390 153 12,713 216 7,170 38 388

Determination of

continuing

disability pending 5,953 . . . . . . . . . 3,893 141 c 132 c 1,912 . . . 7 . . . . . .

Workers’ compensation offset 7,908 . . . . . . . . . 1,851 516 50 438 28 5,541 . . . . . . . . . . . .

Government pension

offset 297,295 . . . . . . . . . . . . 194,424 131,745 c 62,640 . . . c 99,362 . . . 3,426

Receipt of public

assistance 3,738 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3,738

Technical entitlement 956,991 . . . . . . . . . . . . 25,927 18,377 5,665 1,885 391,041 1,582 538,297 c c

Other reasons 218,289 40,950 28,696 12,254 80,778 18,116 13,515 2,973 1,628 56,336 4,494 15,472 432 1,711

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
6.E OASDI: Benefits Withheld

Annual Statistical Supplement, 2004 ♦ 6.39

CONTACT: Dana N. Mercer (410) 966-6377 or Robert L. Hackendorf (410) 965-5536.

Table 6.E5—Number of wives, husbands, and children with benefits withheld, by reason for withholding 

payment and type of benefit, December 2003

Reason payment withheld

Wives and husbands of— Children under age 18 of— Disabled adult children of— Students aged 18–19 of—

Retired

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers

Total 239,405 55,466 21,817 47,910 218,127 88,784 63,703 19,982 4,586 12,638 6,843

Earnings of—

Retired workers 1,590 . . . 835 . . . . . . 113 . . . . . . 38 . . . . . .

Other beneficiaries 6,856 30,688 24 32 56 13 14 a

a. Not shown to avoid disclosure of information regarding particular individuals.

a 5 4

Entitled child not in care of

beneficiary 2,030 10,998 . . . . . . . . . . . . . . . . . . . . . . . . . . .

Payee not determined 22 4 215 2,683 1,864 127 680 a a 14 8

Recoupment of overpayment for

reasons other than earnings 1,171 793 406 2,330 6,604 109 274 120 16 76 102

Address unknown 1,202 393 578 2,989 6,536 327 1,565 281 45 243 149

Determination of continuing

disability pending . . . 141 . . . . . . 1,565 54 192 95 . . . . . . 6

Workers’ compensation offset . . . 516 . . . . . . 5,329 . . . . . . 98 . . . . . . 114

Government pension offset 192,477 1,947 . . . . . . . . . . . . . . . . . . . . . . . . . . .

Technical entitlement 18,573 7,354 16,460 29,594 169,277 85,521 52,254 15,504 4,404 11,953 6,074

Other reasons 15,484 2,632 3,299 10,282 26,896 2,520 8,724 3,804 78 347 386

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
6.F OASDI: Benefits Terminated

6.40 ♦ Annual Statistical Supplement, 2004

CONTACT: Dana N. Mercer (410) 966-6377 or Robert L. Hackendorf (410) 965-5536.

Table 6.F1—Number of benefits terminated, by type, 1940–2003

Year

Total, all

benefits

Retired

workers

Disabled

workers

Wives

and

husbands

Children Widowed

mothers

and

fathers Widow(er)s Parents

Special

age-72

benefiTotal ciariesUnder

age 18

Disabled

adult

children Students

Total 137,519,033 48,414,476 14,757,371 17,323,424 38,561,855 24,305,068 751,538 13,505,249 4,523,615 12,598,118 107,478 1,232,696

1940–1944 246,534 84,737 . . . 40,811 73,394 73,394 . . . . . . 40,868 5,680 1,044 . . .

1945–1949 896,041 304,902 . . . 154,261 250,835 250,835 . . . . . . 145,998 36,144 3,901 . . .

1950 266,615 98,280 . . . 51,200 69,062 69,062 . . . . . . 33,313 13,642 1,118 . . .

1951 354,282 141,665 . . . 73,706 82,516 82,516 . . . . . . 37,016 17,999 1,380 . . .

1952 383,780 160,284 . . . 85,349 75,352 75,352 . . . . . . 40,085 20,978 1,732 . . .

1953 455,652 193,688 . . . 99,409 89,292 89,292 . . . . . . 44,331 27,006 1,926 . . .

1954 501,694 212,894 . . . 111,788 99,375 99,375 . . . . . . 45,870 29,871 1,896 . . .

1955 579,229 247,998 . . . 125,880 117,443 117,443 . . . . . . 49,330 36,488 2,090 . . .

1956 624,981 269,006 . . . 134,700 128,391 128,391 . . . . . . 51,874 38,849 2,161 . . .

1957 789,331 334,710 16,131 178,464 146,828 146,540 288 . . . 54,715 56,022 2,461 . . .

1958 817,512 322,279 52,949 173,608 156,944 156,348 596 . . . 52,088 57,422 2,222 . . .

1959 1,163,018 458,175 81,982 255,169 211,711 209,948 1,763 . . . 67,346 85,401 3,234 . . .

1960 1,170,612 440,555 89,090 249,792 235,965 233,512 2,453 . . . 67,555 84,396 3,259 . . .

1961 1,327,950 471,552 115,546 276,437 290,895 287,599 3,296 . . . 77,778 92,322 3,420 . . .

1962 1,410,718 507,807 128,299 282,569 311,045 307,200 3,845 . . . 78,261 99,332 3,405 . . .

1963 1,672,045 591,951 137,850 330,576 397,764 392,606 5,158 . . . 92,246 117,743 3,915 . . .

1964 1,739,693 616,124 138,576 333,969 424,680 418,834 5,846 . . . 96,116 126,328 3,900 . . .

1965 1,868,804 646,734 156,648 345,229 481,215 448,344 6,628 26,243 98,058 137,031 3,889 . . .

1966 2,178,105 696,038 168,630 351,877 704,131 457,688 7,329 239,114 92,054 158,302 3,749 3,324

1967 2,545,076 748,184 208,899 373,803 820,610 503,110 9,178 308,322 102,004 172,411 3,789 115,376

1968 2,654,191 789,586 222,197 386,245 837,390 514,363 10,620 312,407 100,344 188,844 4,004 125,581

1969 2,860,287 827,151 251,269 399,689 946,481 564,725 11,922 369,834 107,119 205,188 3,525 119,865

1970 2,841,523 817,129 260,444 388,574 956,566 582,918 11,795 361,853 102,578 208,843 3,313 104,076

1971 2,944,134 846,103 266,471 394,422 1,011,381 607,138 11,621 392,622 104,577 223,988 3,162 94,030

1972 2,949,327 839,018 261,739 384,297 1,037,251 605,569 13,924 417,758 108,995 232,375 2,950 82,702

1973 3,132,957 873,593 304,792 396,828 1,137,641 637,851 12,445 487,345 103,056 234,039 2,955 80,053

1974 3,296,247 921,897 320,958 416,891 1,205,329 699,400 15,288 490,641 116,061 243,139 2,886 69,086

1975 3,313,151 931,953 329,532 421,973 1,209,574 695,082 15,195 499,297 110,493 249,274 2,574 57,778

1976 3,405,273 941,162 351,504 424,417 1,262,306 711,425 16,104 534,777 114,823 256,020 2,412 52,629

1977 3,551,125 955,114 401,334 430,431 1,331,923 740,822 17,060 574,041 114,605 265,721 2,285 49,712

1978 3,589,849 977,703 413,571 428,498 1,342,365 736,536 17,496 588,333 112,491 271,102 2,106 42,013

1979 3,568,400 953,520 422,503 426,014 1,346,176 726,910 18,598 600,668 111,604 272,422 1,831 34,330

1980 3,538,615 1,009,542 408,051 420,313 1,259,831 636,825 14,561 608,445 118,300 289,326 1,705 31,547

1981 3,596,613 1,006,756 434,187 419,331 1,305,554 664,436 15,482 625,636 111,025 291,081 1,649 27,030

1982 3,869,989 1,032,327 483,847 437,104 1,485,066 677,326 16,435 791,305 109,210 298,435 1,521 22,479

1983 3,788,835 1,068,963 453,621 492,524 1,223,789 584,312 19,706 619,771 214,361 309,168 1,448 24,961

1984 3,230,134 1,102,737 371,913 373,796 954,150 498,199 19,277 436,674 88,342 319,858 1,283 18,055

1985 3,109,569 1,150,236 339,984 367,257 820,641 446,106 17,022 357,513 84,165 331,090 1,228 14,968

1986 2,996,494 1,152,844 341,276 362,966 703,293 474,999 17,013 211,281 90,071 329,855 1,110 15,079

1987 2,967,965 1,163,655 347,948 354,240 681,275 457,523 17,056 206,696 80,131 328,008 1,041 11,667

1988 3,087,126 1,227,357 356,143 354,250 723,385 484,001 19,478 219,906 73,473 341,432 922 10,164

1989 2,977,413 1,202,430 351,402 339,550 678,094 454,048 19,726 204,320 66,527 332,040 856 6,514

1990 2,958,646 1,222,810 348,194 337,006 646,343 415,616 20,014 210,713 64,260 334,293 769 4,971

1991 2,943,272 1,237,517 351,303 332,892 619,977 401,092 17,723 201,162 61,383 335,740 646 3,814

1992 2,969,109 1,252,171 361,796 329,102 616,771 397,723 17,857 201,191 65,852 339,827 617 2,973

1993 3,075,227 1,313,867 372,317 336,335 632,585 408,497 18,842 205,246 62,436 354,833 578 2,276

1994 3,124,009 1,329,241 384,590 331,416 647,848 421,730 20,034 206,084 72,662 356,097 529 1,626

1995 3,161,744 1,334,027 399,475 327,233 678,821 451,375 22,639 204,807 61,813 358,691 493 1,191

1996 3,187,291 1,352,339 396,980 321,703 690,618 459,254 23,776 207,588 61,618 362,751 444 838

1997 3,413,296 1,370,596 464,984 319,172 777,803 537,259 26,210 214,334 60,342 419,105 376 918

1998 3,307,618 1,405,342 409,489 313,423 741,412 495,678 26,755 218,979 54,551 382,619 346 436

1999 3,366,363 1,436,865 433,950 312,867 748,950 490,634 29,444 228,872 51,341 381,791 361 238

2000 3,404,466 1,447,269 460,351 310,703 753,430 502,351 33,300 217,779 50,925 381,341 282 165

2001 3,440,679 1,460,763 459,073 304,413 775,873 515,300 32,988 227,585 49,838 390,315 289 115

2002 3,494,924 1,465,869 478,098 306,796 807,955 534,181 34,722 239,052 49,919 385,945 265 77

2003 3,411,500 1,447,461 447,485 292,156 796,560 526,475 33,030 237,055 47,418 380,155 226 39

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable.
6.F OASDI: Benefits Terminated

Annual Statistical Supplement, 2004 ♦ 6.41

CONTACT: Dana N. Mercer (410) 966-6377 or Robert L. Hackendorf (410) 965-5536.

CONTACT: Dana N. Mercer (410) 966-6377 or Robert L. Hackendorf (410) 965-5536.

Table 6.F2—Number, by reason for termination and type of benefit, 2003

Reason for termination

All

benefits

Retired

workers

Disabled

workers

Wives and

husbands Children

Widowed

mothers

and fathers

Widow(er)s

and parents

Special

age-72

beneficiaries

Total 3,411,500 1,447,461 447,485 292,156 796,560 47,418 380,381 39

Death of beneficiary 1,998,287 1,391,591 185,209 79,292 19,114 974 322,068 39

Death of worker 169,692 . . . . . . 141,531 28,161 . . . . . . . . .

Marriage, remarriage, or divorce of beneficiary 23,709 . . . . . . 4,391 7,191 8,134 3,993 . . .

Attainment of age—

16 by child 57,885 . . . . . . 24,639 . . . 33,246 . . . . . .

18 by child 418,369 . . . . . . . . . 418,369 . . . . . . . . .

19 by student 11,693 . . . . . . . . . 11,693 . . . . . . . . .

FRA by disabled worker 225,519 . . . 199,662 15,817 10,040 . . . . . . . . .

FRA by disabled widow(er) 12,378 . . . . . . . . . . . . . . . 12,378 . . .

Entitlement to an equal or larger Social Security benefit 93,798 40,963 4,105 7,026 3,717 2,663 35,324 . . .

Does not meet medical standards a

a. Excludes disabled beneficiaries whose monthly benefits have been suspended because of their ability to engage in substantial gainful activity. These persons continue to be eligible for Medicare for a 3-year period.

Disabled worker or widow(er) 94,283 . . . 53,396 2,177 38,420 . . . 290 . . .

Disabled adult child 3,608 . . . . . . . . . 3,608 . . . . . . . . .

Student no longer attending school 220,287 . . . . . . . . . 220,287 . . . . . . . . .

Other 81,992 14,907 5,113 17,283 35,960 2,401 6,328 . . .

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable; FRA = full retirement age.

Table 6.F3—Number of wives, husbands, and children, by reason for termination and type of benefit, 2003

Reason for termination

Wives and

husbands of— Children under age 18 of— Disabled adult children of— Students aged 18–19 of—

Retired

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers

Retired

workers

Deceased

workers

Disabled

workers

Total 243,187 48,969 50,326 195,526 280,623 6,091 17,463 9,476 29,650 115,204 92,201

Death of beneficiary 77,871 1,421 158 1,119 714 3,076 13,365 544 18 81 39

Death of worker 135,055 6,476 . . . . . . 25,307 . . . . . . 1,676 . . . . . . 1,178

Marriage, remarriage, or divorce

 of beneficiary 1,881 2,510 577 913 3,288 256 1,240 356 77 227 257

Attainment of age—

16 by child 8,541 16,098 . . . . . . . . . . . . . . . . . . . . . . . . . . .

18 by child . . . . . . 46,742 190,395 181,232 . . . . . . . . . . . . . . . . . .

19 by student . . . . . . . . . . . . . . . . . . . . . . . . 1,498 5,347 4,848

FRA by disabled worker . . . 15,817 . . . . . . 5,839 . . . . . . 3,874 . . . . . . 327

Entitlement to an equal or larger

 Social Security benefit 5,521 1,505 1,834 219 795 391 194 177 64 8 35

Does not meet medical standards a

a. Excludes disabled beneficiaries whose monthly benefits have been suspended because of their ability to engage in substantial gainful activity. These persons continue to be eligible for Medicare for a 3-year period.

Disabled worker . . . 2,177 . . . . . . 36,682 . . . . . . 1,377 . . . . . . 361

Disabled adult child . . . . . . . . . . . . . . . 795 2,450 363 . . . . . . . . .

Student no longer attending school . . . . . . . . . . . . . . . . . . . . . . . . 27,665 108,870 83,752

Other 14,318 2,965 1,015 2,880 26,766 1,573 214 1,109 328 671 1,404

SOURCE: Social Security Administration, Master Beneficiary Record, 100 percent data.

NOTE: . . . = not applicable; FRA = full retirement age.

Section 7. Supplemental

Security Income

Summary 7.1

State Data 7.7

Benefit Distributions 7.14

Other Income Sources 7.15

Recipient Characteristics 7.17

7.A SSI: Summary

Annual Statistical Supplement, 2004 ♦ 7.1

CONTACT: Art Kahn (410) 965-0186.

CONTACT: Art Kahn (410) 965-0186.

Table 7.A1—Number of recipients of federally administered payments, total payments, and average monthly 

payment, by source of payment, eligibility category, and age, December 2003

Source of payment Total

Category Age

Aged Blind Disabled Under 18 18–64 65 or older a

a. Includes approximately 17,400 blind and 739,500 disabled persons aged 65 or older.

Number of recipients

Total 6,902,364 1,232,778 77,082 5,592,504 959,379 3,953,248 1,989,737

Federal payment only 4,435,248 629,971 42,940 3,762,337 706,284 2,643,061 1,085,903

Federal payment and state supplementation 2,179,217 502,976 28,681 1,647,560 249,979 1,167,999 761,239

State supplementation only 287,899 99,831 5,461 182,607 3,116 142,188 142,595

Total with—

Federal payment 6,614,465 1,132,947 71,621 5,409,897 956,263 3,811,060 1,847,142

State supplementation 2,467,116 602,807 34,142 1,830,167 253,095 1,310,187 903,834

Total payments b (thousands of dollars)

b. Includes retroactive payments.

Total 3,077,819 424,774 35,646 2,617,398 502,763 1,886,790 688,266

Federal payments 2,721,097 327,311 28,316 2,365,469 484,581 1,692,999 543,517

State supplementation 356,722 97,463 7,330 251,929 18,182 193,791 144,749

Average monthly payment c (dollars)

c. Excludes retroactive payments.

Total 417.16 342.28 454.84 433.16 490.63 436.37 343.77

Federal payments 383.59 287.10 389.19 403.76 474.39 405.08 292.56

State supplementation 138.38 160.02 210.51 129.89 67.07 138.18 158.59

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

Table 7.A2—Number of individuals and couples receiving federally administered payments, total payments, 

and average monthly payment, by source of payment and eligibility category, December 2003

Source of payment

Aged Blind Disabled Blind and

disabled

Individual Couple Individual Couple Individual Couple under age 18

Number of recipients

Total 973,888 133,206 65,616 2,932 4,341,667 144,769 959,379

Federal payment only 527,964 52,002 36,888 1,242 2,891,776 82,859 706,284

Federal payment and state supplementation 372,349 68,232 23,816 1,425 1,285,682 54,363 249,979

State supplementation only 73,575 12,972 4,912 265 164,209 7,547 3,116

Total with—

Federal payment 900,313 120,234 60,704 2,667 4,177,458 137,222 956,263

State supplementation 445,924 81,204 28,728 1,690 1,449,891 61,910 253,095

Total payments a (thousands of dollars)

a. Includes retroactive payments.

Total 327,352 101,925 29,923 2,574 2,009,443 103,839 502,763

Federal payments 260,742 69,928 23,921 1,634 1,798,996 81,296 484,581

State supplementation 66,611 31,997 6,002 941 210,447 22,543 18,182

Average monthly payment (dollars)

Total 334.31 755.14 448.95 858.87 426.43 685.97 490.63

Federal payments 288.15 574.08 388.15 600.30 395.61 566.24 474.39

State supplementation 147.75 389.93 204.94 550.93 136.81 350.99 67.07

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.A SSI: Summary

7.2 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

Table 7.A3—Number of recipients, by eligibility category and source of payment, January 1974 and

December 1975–2003, selected years

Month and year Total

Federally

administered

Federal

SSI

State supplementation

Total

Federally administered State administered

Total, federally

administered

supplementation

Federally

administered

only

Total, state

administered

supplementation

State

administered

only

All recipients

January 1974 3,248,949 3,215,632 2,955,959 1,838,602 1,480,309 259,673 358,293 33,317

December

1975 4,359,625 4,314,275 3,893,419 1,987,409 1,684,018 420,856 303,391 45,350

1980 4,194,100 4,142,017 3,682,411 1,934,239 1,684,765 459,606 249,474 52,083

1985 4,200,177 4,138,021 3,799,092 1,915,503 1,660,847 338,929 254,656 62,156

1990 4,888,180 4,817,127 4,412,131 2,343,803 2,058,273 404,996 285,530 71,053

1995 6,575,753 6,514,134 6,194,493 2,817,408 2,517,805 319,641 299,603 61,619

2000 6,685,169 6,601,686 6,319,907 3,163,504 2,480,637 281,779 682,867 83,483

2001 6,775,548 6,688,489 6,410,138 3,209,168 2,520,005 278,351 689,163 87,059

2002 6,939,846 6,787,857 6,505,227 3,014,219 2,461,652 282,630 552,567 151,989

2003 7,051,985 6,902,364 6,614,465 3,018,585 2,467,116 287,899 551,469 149,621

Aged

January 1974 1,889,898 1,865,109 1,690,496 1,022,244 770,318 174,613 251,926 24,789

December

1975 2,333,685 2,307,105 2,024,765 1,028,596 843,917 282,340 184,679 26,580

1980 1,838,381 1,807,776 1,533,366 837,318 702,763 274,410 134,555 30,605

1985 1,529,674 1,504,469 1,322,292 698,634 583,913 182,177 114,721 25,205

1990 1,484,160 1,454,041 1,256,623 765,420 649,530 197,418 115,890 30,119

1995 1,479,415 1,446,122 1,314,720 777,841 663,390 131,402 114,451 33,293

2000 1,327,567 1,289,339 1,186,309 767,312 622,668 103,030 144,644 38,228

2001 1,304,273 1,264,463 1,164,825 764,606 620,952 99,638 143,654 39,810

2002 1,291,394 1,251,528 1,151,652 750,246 611,395 99,876 138,851 39,866

2003 1,272,051 1,232,778 1,132,947 736,661 602,807 99,831 133,854 39,273

Blind

January 1974 73,850 72,390 55,680 45,828 37,326 16,710 8,502 1,460

December

1975 75,315 74,489 68,375 36,309 31,376 6,114 4,933 826

1980 79,139 78,401 68,945 39,863 36,214 9,456 3,649 738

1985 82,622 82,220 73,817 41,323 38,291 8,403 3,032 402

1990 84,109 83,686 74,781 43,376 40,334 8,905 3,042 423

1995 84,273 83,545 77,064 42,272 38,695 6,481 3,577 728

2000 79,295 78,511 72,931 40,585 35,940 5,580 4,645 784

2001 79,058 78,255 72,811 40,272 35,708 5,444 4,564 803

2002 78,476 77,658 72,189 39,123 34,596 5,469 4,527 818

2003 78,029 77,082 71,621 38,630 34,142 5,461 4,488 947

Disabled

January 1974 1,285,201 1,278,122 1,209,783 769,501 672,575 68,350 96,926 7,068

December

1975 1,950,625 1,932,681 1,800,279 922,229 808,725 132,402 113,504 17,944

1980 2,276,130 2,255,840 2,080,100 1,050,155 945,788 175,740 104,367 20,290

1985 2,586,741 2,551,332 2,402,983 1,167,326 1,038,643 148,349 128,683 35,409

1990 3,319,911 3,279,400 3,080,727 1,535,007 1,368,409 198,673 166,598 40,511

1995 5,010,326 4,984,467 4,802,709 1,995,262 1,815,720 181,758 179,542 25,859

2000 5,270,126 5,233,836 5,060,667 2,147,945 1,822,029 173,169 325,916 36,290

2001 5,384,121 5,345,771 5,172,502 2,196,639 1,863,345 173,269 333,294 38,350

2002 5,496,622 5,458,671 5,281,386 2,147,705 1,815,661 177,285 332,044 37,951

2003 5,628,524 5,592,504 5,409,897 2,164,323 1,830,167 182,607 334,156 36,020

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.A SSI: Summary

Annual Statistical Supplement, 2004 ♦ 7.3

CONTACT: Stella M. Coleman (410) 965-0157 or Alfreda Brooks (410) 965-9849.

Table 7.A4—Total payments, by eligibility category and source of payment, selected years 1974–2003

(in thousands of dollars)

Year Total

Federally

administered

Federal

SSI

State supplementation

Total

Federally

administered

State

administered a

a. Includes data not distributed by category.

All recipients

1974 5,245,719 5,096,813 3,833,161 1,412,558 1,263,652 148,906

1975 5,878,224 5,716,072 4,313,538 1,564,686 1,402,534 162,152

1980 7,940,734 7,714,640 5,866,354 2,074,380 1,848,286 226,094

1985 11,060,476 10,749,938 8,777,341 2,283,135 1,972,597 310,538

1990 16,598,680 16,132,959 12,893,805 3,704,875 3,239,154 465,721

1995 27,627,658 27,037,280 23,919,430 3,708,228 3,117,850 590,378

2000 31,564,439 30,671,699 27,290,248 4,274,191 3,381,451 892,740

2001 33,060,819 32,165,856 28,705,503 4,355,316 3,460,353 894,963

2002 34,566,844 33,718,999 29,898,765 4,668,079 3,820,234 847,845

2003 35,604,829 34,693,278 30,688,029 4,916,800 4,005,249 911,551

Aged

1974 2,503,407 2,414,034 1,782,742 720,665 631,292 89,373

1975 2,604,792 2,516,515 1,842,980 761,812 673,535 88,277

1980 2,734,270 2,617,023 1,860,194 874,076 756,829 117,247

1985 3,034,596 2,896,671 2,202,557 832,039 694,114 137,925

1990 3,736,104 3,559,388 2,521,382 1,214,722 1,038,006 176,716

1995 4,467,146 4,239,222 3,374,772 1,092,374 864,450 227,924

2000 4,811,048 4,537,914 3,595,384 1,225,603 942,530 283,073

2001 4,958,644 4,664,076 3,708,527 1,250,117 955,549 294,568

2002 5,085,554 4,802,792 3,751,491 1,334,063 1,051,301 282,762

2003 5,147,380 4,856,875 3,758,070 1,389,310 1,098,805 290,505

Blind

1974 130,195 125,791 91,308 38,887 34,483 4,404

1975 130,936 127,240 92,427 38,509 34,813 3,696

1980 190,075 185,827 131,506 58,569 54,321 4,248

1985 264,162 259,840 195,183 68,979 64,657 4,322

1990 334,120 328,949 238,415 95,705 90,534 5,171

1995 375,512 367,441 298,238 77,274 69,203 8,071

2000 394,484 385,832 312,144 82,324 73,688 8,636

2001 407,371 398,624 323,895 83,476 74,729 8,747

2002 426,409 416,454 335,405 91,004 81,049 9,955

2003 419,352 409,293 325,878 93,473 83,415 10,058

Disabled

1974 2,601,936 2,556,988 1,959,112 642,824 597,876 44,948

1975 3,142,476 3,072,317 2,378,131 764,345 694,186 70,159

1980 5,013,948 4,911,792 3,874,655 1,139,293 1,037,137 102,156

1985 7,754,588 7,593,427 6,379,601 1,374,987 1,213,826 161,161

1990 12,520,568 12,244,622 10,134,007 2,386,561 2,110,615 275,946

1995 22,778,547 22,430,612 20,246,415 2,532,132 2,184,197 347,935

2000 26,189,350 25,764,675 23,399,442 2,844,868 2,365,233 479,635

2001 27,611,303 27,125,707 24,695,630 2,915,673 2,430,077 485,596

2002 28,996,405 28,531,939 25,844,055 3,184,518 2,687,884 496,634

2003 29,966,210 29,453,803 26,630,775 3,359,810 2,823,028 536,782

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.A SSI: Summary

7.4 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

Table 7.A5—Average monthly payment, by eligibility category and source of payment, December 1975–2003,

selected years (in dollars)

Year Total

Federally

administered

Federal

SSI

State supplementation

Total

Federally

administered

State

administered a

a. Includes data not distributed by category.

All recipients

1975 108.46 106.33 90.59 57.55 61.72 38.69

1980 164.66 161.92 138.14 93.44 95.17 81.57

1985 220.70 218.09 193.77 99.37 99.39 99.21

1990 279.91 276.45 241.52 128.24 127.83 131.32

1995 338.73 335.45 312.83 103.23 98.66 142.59

2000 385.52 378.82 351.48 112.16 112.50 110.95

2001 400.06 393.96 366.31 112.65 113.65 109.03

2002 408.64 407.42 376.76 127.45 127.53 110.62

2003 418.04 417.16 383.59 135.80 138.38 124.38

Aged

1975 88.91 86.72 73.77 50.61 57.38 28.68

1980 130.28 126.66 105.69 92.64 95.60 77.55

1985 168.16 164.01 141.41 101.25 103.58 89.91

1990 213.40 208.26 170.74 133.62 136.31 118.82

1995 256.66 250.27 220.15 116.26 109.62 153.94

2000 309.40 299.69 258.12 135.88 128.46 167.49

2001 322.69 314.22 271.13 137.06 130.89 163.52

2002 338.01 330.04 280.86 150.29 146.17 168.24

2003 349.55 342.28 287.10 161.67 160.02 169.01

Blind

1975 140.20 137.58 112.69 68.81 78.57 35.40

1980 195.60 192.51 163.36 109.79 111.41 97.56

1985 263.86 260.25 224.31 121.76 122.15 118.07

1990 323.31 319.03 267.34 165.57 167.29 148.26

1995 360.61 355.24 317.06 143.65 138.31 188.15

2000 418.14 413.22 360.51 168.91 171.01 154.79

2001 432.89 428.04 374.72 172.27 173.98 159.85

2002 449.41 444.54 384.79 190.78 194.31 163.91

2003 458.98 454.85 389.20 205.46 210.51 167.34

Disabled

1975 130.59 128.49 108.55 65.63 65.68 65.20

1980 190.96 188.70 160.78 93.57 94.38 86.19

1985 248.36 246.50 219.61 97.73 96.63 107.06

1990 305.82 302.78 266.84 125.01 123.36 139.70

1995 360.99 358.18 336.39 97.76 94.26 134.44

2000 402.93 397.92 373.41 108.66 105.86 124.09

2001 417.16 412.46 387.80 109.10 106.72 122.29

2002 429.37 424.75 397.71 120.55 119.94 123.81

2003 437.57 433.16 403.76 128.39 129.89 120.26

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

NOTE: Excludes retroactive payments.
7.A SSI: Summary

Annual Statistical Supplement, 2004 ♦ 7.5

CONTACT: Clark Pickett (410) 965-9016.

Table 7.A8—Number of federally administered awards, by eligibility category and age, 1974–2003

Year Total

Category Age

Aged Blind Disabled Under 18 18–64 65 or older

All awards 24,682,560 7,261,440 292,490 17,128,630 3,001,250 14,265,430 7,415,880

State conversions a

a. Persons who were converted in 1973 from the state Old-Age Assistance, Aid to the Blind, and Aid to the Permanently and Totally Disabled programs to the SSI program.

3,158,410 1,763,250 77,660 1,317,500 2,620 1,305,060 1,850,730

Federal applications

1974 1,329,870 767,340 8,230 554,300 66,880 491,170 771,820

1975 927,800 349,800 9,020 568,980 62,880 508,950 355,970

1976 674,580 222,600 6,990 444,990 45,030 403,350 226,200

1977 643,480 213,990 8,180 421,310 50,970 375,950 216,560

1978 566,190 193,610 7,860 364,720 47,050 323,170 195,970

1979 517,010 176,980 7,820 332,210 45,810 292,380 178,820

1980 526,790 185,150 8,790 332,850 46,260 293,740 186,790

1981 411,510 122,680 8,180 280,650 39,050 248,340 124,120

1982 342,680 103,330 6,770 232,580 35,670 202,590 104,420

1983 458,610 152,730 7,730 298,150 42,110 262,660 153,840

1984 586,670 217,100 8,780 360,790 45,740 322,390 218,540

1985 527,800 155,820 8,220 363,760 46,590 324,070 157,140

1986 603,580 159,590 7,770 436,220 51,020 391,600 160,960

1987 589,440 166,210 8,290 414,940 48,480 373,320 167,640

1988 578,370 168,720 7,130 402,520 47,560 361,070 169,740

1989 629,460 188,280 7,010 434,170 51,520 388,120 189,820

1990 718,310 193,680 7,820 516,810 76,070 446,940 195,300

1991 822,890 190,000 7,480 625,410 126,190 504,860 191,840

1992 1,049,260 190,840 8,210 850,210 221,080 636,300 191,880

1993 1,054,170 186,420 6,870 860,880 236,220 630,030 187,920

1994 944,830 158,900 6,470 779,460 203,190 580,640 161,000

1995 893,460 142,830 5,800 744,830 177,550 571,080 144,830

1996 797,970 124,650 5,400 667,920 144,270 526,690 127,010

1997 673,340 94,230 4,920 574,190 116,280 461,260 95,800

1998 739,410 109,570 6,440 623,400 135,600 489,240 114,570

1999 757,270 121,000 5,940 630,330 139,400 493,960 123,910

2000 747,010 116,610 5,930 624,470 144,540 483,020 119,450

2001 770,340 107,950 6,110 656,280 156,900 502,590 110,850

2002 818,050 112,950 5,750 699,350 169,130 533,470 115,450

2003 824,000 104,630 4,920 714,450 179,590 537,420 106,990

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 10 percent sample.

NOTE: Represents period in which first payment was made, not date of entitlement to payments.
7.A SSI: Summary

7.6 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

Table 7.A9—Number of recipients of federally administered payments, by eligibility category and age,

December 1974–2003

Year Total

Category Age

Aged Blind Disabled Under 18 18–64 65 or older

1974 3,996,064 2,285,909 74,616 1,635,539 70,900 1,503,155 2,422,009

1975 4,314,275 2,307,105 74,489 1,932,681 107,026 1,699,394 2,507,855

1976 4,235,939 2,147,697 76,366 2,011,876 125,412 1,713,594 2,396,933

1977 4,237,692 2,050,921 77,362 2,109,409 147,355 1,736,879 2,353,458

1978 4,216,925 1,967,900 76,895 2,171,890 165,899 1,747,126 2,303,900

1979 4,149,575 1,871,716 77,250 2,200,609 177,306 1,726,553 2,245,716

1980 4,142,017 1,807,776 78,401 2,255,840 190,394 1,730,847 2,220,776

1981 4,018,875 1,678,090 78,570 2,262,215 194,890 1,702,895 2,121,090

1982 3,857,590 1,548,741 77,356 2,231,493 191,570 1,655,279 2,010,741

1983 3,901,497 1,515,400 78,960 2,307,137 198,323 1,699,774 2,003,400

1984 4,029,333 1,530,287 80,524 2,418,522 211,587 1,780,459 2,037,287

1985 4,138,021 1,504,469 82,220 2,551,332 227,384 1,879,168 2,031,469

1986 4,269,184 1,473,428 83,115 2,712,641 241,198 2,010,458 2,017,528

1987 4,384,999 1,455,387 83,421 2,846,191 250,902 2,118,710 2,015,387

1988 4,463,869 1,433,420 82,864 2,947,585 255,135 2,202,714 2,006,020

1989 4,593,059 1,439,043 82,765 3,071,251 264,890 2,301,926 2,026,243

1990 4,817,127 1,454,041 83,686 3,279,400 308,589 2,449,897 2,058,641

1991 5,118,470 1,464,684 84,549 3,569,237 397,162 2,641,524 2,079,784

1992 5,566,189 1,471,022 85,400 4,009,767 556,470 2,910,016 2,099,703

1993 5,984,330 1,474,852 85,456 4,424,022 722,678 3,148,413 2,113,239

1994 6,295,786 1,465,905 84,911 4,744,970 841,474 3,335,255 2,119,057

1995 6,514,134 1,446,122 83,545 4,984,467 917,048 3,482,256 2,114,830

1996 6,613,718 1,412,632 82,137 5,118,949 955,174 3,568,393 2,090,151

1997 6,494,985 1,362,350 80,778 5,051,857 879,828 3,561,625 2,053,532

1998 6,566,069 1,331,782 80,243 5,154,044 887,066 3,646,020 2,032,983

1999 6,556,634 1,308,062 79,291 5,169,281 847,063 3,690,970 2,018,601

2000 6,601,686 1,289,339 78,511 5,233,836 846,784 3,744,022 2,010,880

2001 6,688,489 1,264,463 78,255 5,345,771 881,836 3,811,494 1,995,159

2002 6,787,857 1,251,528 77,658 5,458,671 914,821 3,877,752 1,995,284

2003 6,902,364 1,232,778 77,082 5,592,504 959,379 3,953,248 1,989,737

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.B SSI: State Data

Annual Statistical Supplement, 2004 ♦ 7.7

CONTACT: Art Kahn (410) 965-0186 or Stella M. Coleman (410) 965-0157.

Table 7.B1—Number of recipients of federally administered payments, December 2003, and total payments

for calendar year 2003, by state or other area and eligibility category

State or area

Number Total payments (thousands of dollars)

Total Aged Blind a

a. Includes approximately 17,400 blind persons aged 65 or older.

Disabled b

b. Includes approximately 739,500 disabled persons aged 65 or older.

Total Aged Blind Disabled

All areas c

c. Includes data not distributed by state.

6,902,364 1,232,778 77,082 5,592,504 34,695,598 4,856,876 409,294 29,429,428

Alabama 163,760 21,010 1,029 141,721 737,864 43,484 4,314 690,066

Alaska 10,639 2,230 107 8,302 46,649 5,214 484 40,952

Arizona 91,655 13,211 924 77,520 429,265 42,839 4,450 381,976

Arkansas 86,542 11,177 873 74,492 361,449 20,117 3,676 337,656

California 1,162,725 345,911 21,951 794,863 7,573,189 1,992,280 155,659 5,425,250

Colorado 53,988 8,537 555 44,896 245,609 28,256 2,538 214,816

Connecticut 51,151 6,937 505 43,709 244,248 25,153 2,351 216,745

Delaware 12,930 1,304 115 11,511 58,853 3,636 491 54,726

District of Columbia 20,403 2,154 175 18,074 104,754 6,573 861 97,320

Florida 409,400 95,566 3,166 310,668 1,907,671 345,419 14,553 1,547,699

Georgia 199,733 29,689 2,175 167,869 887,534 70,407 9,843 807,283

Hawaii 21,753 6,532 189 15,032 112,546 27,343 1,001 84,202

Idaho 20,258 1,716 216 18,326 90,651 4,047 935 85,668

Illinois 255,445 30,895 2,426 222,124 1,266,721 117,982 11,368 1,137,371

Indiana 93,963 6,311 999 86,653 440,514 15,872 4,334 420,308

Iowa 41,869 3,837 792 37,240 176,138 8,791 3,218 164,129

Kansas 37,805 3,475 376 33,954 169,930 9,249 1,692 158,989

Kentucky 178,900 15,733 1,358 161,809 819,136 33,934 6,050 779,152

Louisiana 167,800 20,708 1,785 145,307 768,662 47,163 7,738 713,761

Maine 31,403 2,746 223 28,434 135,931 5,141 968 129,822

Maryland 90,962 15,532 711 74,719 441,479 54,462 3,362 383,655

Massachusetts 168,171 44,813 4,038 119,320 854,601 182,562 21,766 650,273

Michigan 216,727 17,629 1,818 197,280 1,086,326 58,071 8,589 1,019,666

Minnesota 68,971 9,804 722 58,445 316,267 33,123 3,310 279,834

Mississippi 126,301 17,538 1,133 107,630 550,133 35,848 4,701 509,584

Missouri 115,069 10,606 970 103,493 528,033 25,755 4,231 498,048

Montana 14,356 1,209 132 13,015 63,633 2,519 588 60,526

Nebraska 21,875 2,186 243 19,446 95,263 5,444 1,025 88,794

Nevada 30,815 7,883 708 22,224 144,194 26,942 3,723 113,529

New Hampshire 12,709 926 139 11,644 57,997 2,604 582 54,811

New Jersey 149,580 33,670 1,015 114,895 731,586 133,338 4,881 593,367

New Mexico 50,169 8,710 519 40,940 222,902 23,562 2,314 197,026

New York 624,565 134,095 3,131 487,339 3,400,463 590,490 15,662 2,794,311

North Carolina 194,424 28,237 1,958 164,229 824,976 60,879 8,249 755,848

North Dakota 8,092 1,144 80 6,868 31,856 2,577 353 28,926

Ohio 243,584 15,934 2,092 225,558 1,203,950 47,775 9,637 1,146,538

Oklahoma 75,202 8,938 812 65,452 338,924 20,772 3,709 314,443

Oregon 57,436 7,570 649 49,217 271,165 24,563 2,996 243,606

Pennsylvania 310,617 32,895 2,368 275,354 1,599,027 108,098 11,439 1,479,491

Rhode Island 29,196 4,155 198 24,843 149,950 14,981 923 134,046

South Carolina 105,621 13,864 1,482 90,275 461,420 30,153 6,354 424,913

South Dakota 12,577 1,777 99 10,701 51,674 3,796 447 47,431

Tennessee 161,246 18,843 1,604 140,799 718,938 40,074 7,414 671,450

Texas 454,857 111,225 6,219 337,413 1,901,120 307,052 27,173 1,566,895

Utah 21,357 2,131 266 18,960 99,123 7,558 1,225 90,340

Vermont 12,841 1,308 102 11,431 57,441 2,869 467 54,105

Virginia 133,607 22,155 1,356 110,096 586,507 66,167 5,895 514,444

Washington 108,977 14,179 954 93,844 545,684 57,444 4,381 483,860

West Virginia 75,227 4,694 598 69,935 357,404 9,881 2,691 344,833

Wisconsin 88,736 8,818 965 78,953 397,850 23,073 4,383 370,394

Wyoming 5,660 482 49 5,129 24,850 959 234 23,656

Outlying area

Northern Mariana Islands 715 149 13 553 3,548 587 65 2,895

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.B SSI: State Data

7.8 ♦ Annual Statistical Supplement, 2004

CONTACT: Alfreda Brooks (410) 965-9849.

Table 7.B2—Number of recipients of state-administered supplementation, December 2003, and total payments

for calendar year 2003, by state and eligibility category

State

Number Total payments (thousands of dollars)

Total a

a. Includes data not distributed by category.

Aged Blind Disabled Total a Aged Blind Disabled

All applicable states 551,469 133,854 4,488 334,156 911,551 290,505 10,058 536,782

Alabama 517 189 8 320 418 164 6 248

Alaska 15,897 4,978 87 10,832 55,662 16,843 336 38,483

Arizona 457 . . . . . . 457 374 . . . . . . 374

Colorado 31,292 23,475 13 7,804 88,314 62,980 46 25,288

Connecticut 17,828 5,405 102 12,321 87,937 30,163 586 57,188

Florida 15,220 6,524 9 8,687 19,813 3,842 8 15,963

Idaho 11,640 2,103 24 9,513 7,536 1,182 23 6,331

Illinois 31,736 7,097 142 24,497 29,697 7,863 182 21,652

Indiana 1,140 525 6 609 3,780 1,397 14 2,369

Iowa 4,270 1,002 . . . 3,268 16,599 b

b. Data not available.

b b

Kentucky 4,614 1,816 26 2,772 18,640 7,380 86 11,174

Louisiana 5,044 bbb 502 bbb

Maine 32,557 4,856 95 27,606 19,027 3,073 54 15,900

Maryland 3,046 bbb 8,523 bbb

Michigan 67,090 bbb 78,467 bbb

Minnesota 31,743 80 169 31,494 91,005 9,943 238 80,824

Missouri c

c. Excludes optional supplementation data.

9,017 2,938 885 5,194 26,304 8,893 3,627 13,784

Nebraska 5,574 1,327 47 4,200 6,307 1,395 19 4,893

New Hampshire 16,784 8,174 339 8,271 11,597 1,828 761 9,008

New Mexico 177 bbb 233 bbb

North Carolina 23,580 12,447 98 11,035 140,081 70,984 763 68,334

North Dakota c 355 b b 203 1,932 831 b 1,086

Oklahoma 74,437 20,115 482 53,840 37,450 9,264 267 27,919

Oregon 16,972 4,710 706 11,556 20,276 17,811 385 2,080

South Carolina 3,094 1,463 12 1,619 22,190 5,698 61 16,431

South Dakota 3,614 bbb 2,508 bbb

Texas 11,115 2,980 145 7,990 1,967 989 36 942

Virginia 6,328 2,802 12 3,514 19,693 8,717 47 10,929

Washington 20 5 b 14 228 23 b 205

Wisconsin 95,706 10,773 1,048 83,885 126,804 19,225 2,487 105,092

Wyoming 2,746 60 31 2,655 687 18 10 659

SOURCE: Data reported to the Social Security Administration by individual states.

NOTES: All data are subject to revision.

. . . = not applicable.
7.B SSI: State Data

Annual Statistical Supplement, 2004 ♦ 7.9

Table 7.B3—Number of recipients of federally administered payments and average monthly payment,

by state or other area, December 2003

State or area

Total Federal SSI State supplementation Number with—

Number

Average

monthly

payment

(dollars) Number

Average

monthly

payment

(dollars) Number

Average

monthly

payment

(dollars)

Federal

SSI only

Federal SSI

and state

supplementation a

State

supplementation

only a

All areas 6,902,364 417.16 6,614,465 383.59 2,467,116 138.38 4,435,248 2,179,217 287,899

Alabama 163,760 362.08 163,760 362.08 . . . . . . 163,746 . . . . . .

Alaska 10,639 377.59 10,639 377.56 . . . . . . 10,635 . . . . . .

Arizona 91,655 392.13 91,654 392.10 . . . . . . 91,619 . . . . . .

Arkansas 86,542 344.49 86,542 344.47 20 116.17 86,522 20 b

California 1,162,725 553.13 966,913 398.59 1,161,810 221.20 915 965,998 195,812

Colorado 53,988 370.98 53,988 370.94 . . . . . . 53,972 . . . . . .

Connecticut 51,151 393.11 51,151 393.11 . . . . . . 51,139 . . . . . .

Delaware 12,930 378.01 12,782 375.73 679 124.01 12,251 531 148

District of Columbia 20,403 416.59 20,261 406.10 1,681 161.96 18,722 1,539 142

Florida 409,400 383.09 409,399 383.08 129 52.40 409,271 128 b

Georgia 199,733 358.36 199,732 358.36 50 49.19 199,683 49 b

Hawaii 21,753 426.96 20,840 395.13 2,405 448.24 19,348 1,492 913

Idaho 20,258 370.88 20,258 370.86 . . . . . . 20,249 . . . . . .

Illinois 255,445 416.43 255,445 416.42 . . . . . . 255,422 . . . . . .

Indiana 93,963 384.74 93,963 384.73 . . . . . . 93,955 . . . . . .

Iowa 41,869 355.42 41,579 351.60 1,704 153.38 40,165 1,414 290

Kansas 37,805 371.43 37,805 371.41 13 68.83 37,792 13 . . .

Kentucky 178,900 381.12 178,900 381.12 . . . . . . 178,892 . . . . . .

Louisiana 167,800 377.35 167,799 377.34 27 92.42 167,773 26 b

Maine 31,403 349.41 31,403 349.41 . . . . . . 31,397 . . . . . .

Maryland 90,962 395.37 90,961 395.35 50 56.61 90,912 49 b

Massachusetts 168,171 427.02 150,340 386.48 167,857 81.50 314 150,026 17,831

Michigan 216,727 413.65 212,901 411.51 17,236 119.39 199,491 13,410 3,826

Minnesota 68,971 385.89 68,971 385.89 . . . . . . 68,963 . . . . . .

Mississippi 126,301 356.99 126,298 356.99 21 75.63 126,280 18 b

Missouri 115,069 374.28 115,067 374.27 . . . . . . 115,046 . . . b

Montana 14,356 363.78 14,254 361.43 922 78.45 13,434 820 102

Nebraska 21,875 357.25 21,875 357.23 . . . . . . 21,866 . . . . . .

Nevada 30,815 384.59 30,011 380.21 8,504 51.31 22,311 7,700 804

New Hampshire 12,709 364.27 12,709 364.25 . . . . . . 12,699 . . . . . .

New Jersey 149,580 404.32 142,363 378.54 148,973 44.51 607 141,756 7,217

New Mexico 50,169 364.90 50,169 364.89 . . . . . . 50,164 . . . . . .

New York 624,565 449.99 580,150 406.23 605,209 74.91 19,356 560,794 44,415

North Carolina 194,424 344.53 194,423 344.52 . . . . . . 194,392 . . . . . .

North Dakota 8,092 328.32 8,092 328.32 . . . . . . 8,092 . . . . . .

Ohio 243,584 406.55 243,583 406.54 48 60.86 243,536 47 b

Oklahoma 75,202 369.27 75,202 369.25 . . . . . . 75,191 . . . . . .

Oregon 57,436 384.80 57,435 384.76 . . . . . . 57,412 . . . . . .

Pennsylvania 310,617 424.74 297,828 403.48 305,746 38.62 4,871 292,957 12,789

Rhode Island 29,196 418.07 26,728 386.12 29,162 64.58 34 26,694 2,468

South Carolina 105,621 355.81 105,621 355.80 . . . . . . 105,601 . . . . . .

South Dakota 12,577 342.68 12,577 342.63 11 49.00 12,566 11 . . .

Tennessee 161,246 364.01 161,244 364.00 25 112.00 161,221 23 b

Texas 454,857 348.17 454,857 348.16 . . . . . . 454,804 . . . . . .

Utah 21,357 383.38 21,354 383.21 1,603 3.06 19,754 1,600 b

(Continued)
7.B SSI: State Data

7.10 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

Vermont 12,841 371.00 11,718 348.79 12,809 54.09 32 11,686 1,123

Virginia 133,607 362.93 133,607 362.92 . . . . . . 133,572 . . . . . .

Washington 108,977 411.44 108,976 411.40 . . . . . . 108,930 . . . . . .

West Virginia 75,227 390.14 75,227 390.13 . . . . . . 75,223 . . . . . .

Wisconsin 88,736 374.26 88,736 374.26 . . . . . . 88,734 . . . . . .

Wyoming 5,660 358.17 5,660 358.16 . . . . . . 5,657 . . . . . .

Outlying area

Northern Mariana Islands 715 428.49 715 428.49 . . . . . . 715 . . . . . .

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

NOTE: . . . = not applicable.

a. Includes data not distributed by state.

b. Not shown for 3 or fewer recipients.

Table 7.B3—Number of recipients of federally administered payments and average monthly payment,

by state or other area, December 2003—Continued

State or area

Total Federal SSI State supplementation Number with—

Number

Average

monthly

payment

(dollars) Number

Average

monthly

payment

(dollars) Number

Average

monthly

payment

(dollars)

Federal

SSI only

Federal SSI

and state

supplementation a

State

supplementation

only a
7.B SSI: State Data

Annual Statistical Supplement, 2004 ♦ 7.11

CONTACT: Stella M. Coleman (410) 965-0157 and Alfreda Brooks (410) 965-9849.

Table 7.B7—Total payments, by state or other area and source of payment, 2003 (in thousands of dollars)

State or area Total

Federal

SSI

State supplementation

Federally

administered

State

administered a

a. Includes data not distributed by state.

All areas 35,604,829 30,688,029 4,005,249 911,551

Alabama 738,282 737,864 . . . 418

Alaska 102,312 46,650 . . . 55,662

Arizona 429,640 429,266 . . . 374

Arkansas 361,449 361,445 4 . . .

California 7,573,189 4,594,264 2,978,925 . . .

Colorado 333,924 245,610 . . . 88,314

Connecticut 332,186 244,249 . . . 87,937

Delaware 58,853 57,842 1,011 . . .

District of Columbia 104,754 101,398 3,356 . . .

Florida 1,927,484 1,907,671 . . . 19,813

Georgia 887,534 887,521 13 . . .

Hawaii 112,546 100,327 12,219 . . .

Idaho 98,187 90,651 . . . 7,536

Illinois 1,296,419 1,266,722 . . . 29,697

Indiana 444,294 440,514 . . . 3,780

Iowa 192,737 172,993 3,145 16,599

Kansas 169,930 169,930 . . . . . .

Kentucky 837,776 819,136 . . . 18,640

Louisiana 769,164 768,662 . . . 502

Maine 154,958 135,931 . . . 19,027

Maryland 450,002 441,463 16 8,523

Massachusetts 854,601 689,082 165,519 . . .

Michigan 1,164,793 1,061,722 24,604 78,467

Minnesota 407,273 316,268 . . . 91,005

Mississippi 550,133 550,119 14 . . .

Missouri 554,337 528,033 . . . 26,304

Montana 63,633 62,783 850 . . .

Nebraska 101,570 95,263 . . . 6,307

Nevada 144,194 138,933 5,261 . . .

New Hampshire 69,594 57,997 . . . 11,597

New Jersey 731,586 650,405 81,181 . . .

New Mexico 223,135 222,902 . . . 233

New York 3,400,463 2,848,138 552,325 . . .

North Carolina 965,057 824,976 . . . 140,081

North Dakota 33,788 31,856 . . . 1,932

Ohio 1,203,950 1,203,941 9 . . .

Oklahoma 376,375 338,925 . . . 37,450

Oregon 291,441 271,165 . . . 20,276

Pennsylvania 1,599,027 1,453,656 145,371 . . .

Rhode Island 149,950 126,866 23,084 . . .

South Carolina 483,611 461,421 . . . 22,190

South Dakota 54,182 51,671 3 2,508

Tennessee 718,938 718,938 . . . . . .

Texas 1,903,087 1,901,120 . . . 1,967

Utah 99,124 99,067 56 . . .

Vermont 57,441 49,013 8,428 . . .

Virginia 606,200 586,507 . . . 19,693

Washington 545,912 545,680 4 228

West Virginia 357,405 357,405 . . . . . .

Wisconsin 524,654 397,850 . . . 126,804

Wyoming 25,537 24,850 . . . 687

Outlying area

Northern Mariana Islands 3,549 3,549 . . . . . .

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

NOTE: . . . = not applicable.
7.B SSI: State Data

7.12 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

Table 7.B8—Number of blind and disabled recipients of federally administered payments under age 18,

by state or other area, December 2003

State or area Total Blind Disabled

All areas 959,379 6,759 952,620

Alabama 27,318 42 27,276

Alaska 1,054 8 1,046

Arizona 15,527 108 15,419

Arkansas 15,356 89 15,267

California 92,830 1,676 91,154

Colorado 6,580 32 6,548

Connecticut 6,277 51 6,226

Delaware 2,970 10 2,960

District of Columbia 3,923 10 3,913

Florida 77,253 211 77,042

Georgia 30,768 250 30,518

Hawaii 1,378 19 1,359

Idaho 3,537 38 3,499

Illinois 42,616 192 42,424

Indiana 19,019 105 18,914

Iowa 6,283 80 6,203

Kansas 6,618 39 6,579

Kentucky 25,203 78 25,125

Louisiana 29,477 110 29,367

Maine 3,196 21 3,175

Maryland 14,039 43 13,996

Massachusetts 16,646 461 16,185

Michigan 35,563 121 35,442

Minnesota 9,595 70 9,525

Mississippi 21,261 58 21,203

Missouri 18,075 73 18,002

Montana 1,803 12 1,791

Nebraska 3,401 24 3,377

Nevada 5,234 117 5,117

New Hampshire 1,714 16 1,698

New Jersey 20,901 65 20,836

New Mexico 6,261 38 6,223

New York 68,062 161 67,901

North Carolina 33,416 160 33,256

North Dakota 940 7 933

Ohio 41,422 219 41,203

Oklahoma 11,594 102 11,492

Oregon 7,505 92 7,413

Pennsylvania 50,909 173 50,736

Rhode Island 3,757 9 3,748

South Carolina 17,718 164 17,554

South Dakota 1,879 4 1,875

Tennessee 21,915 150 21,765

Texas 65,233 900 64,333

Utah 3,839 35 3,804

Vermont 1,496 10 1,486

Virginia 20,290 101 20,189

Washington 13,097 74 13,023

West Virginia 8,219 57 8,162

Wisconsin 15,429 69 15,360

Wyoming 817 a

a. Data not shown to avoid disclosure of information for particular individuals.

a

Outlying area

Northern Mariana Islands 166 a a

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.B SSI: State Data

Annual Statistical Supplement, 2004 ♦ 7.13

CONTACT: Clark Pickett (410) 965-9016.

Table 7.B9—Number of federally administered awards, by state or other area, eligibility category,

and age, 2003

State or area Total

Category Age

Aged Blind Disabled Under 18 18–64 65 or older

All areas 824,000 104,630 4,920 714,450 179,590 537,420 106,990

Alabama 18,970 1,130 50 17,790 4,190 13,620 1,160

Alaska 2,050 800 0 1,250 200 1,040 810

Arizona 13,600 1,100 40 12,460 2,790 9,700 1,110

Arkansas 12,180 560 20 11,600 3,120 8,500 560

California 112,560 29,850 1,160 81,550 16,590 65,520 30,450

Colorado 7,000 860 40 6,100 1,350 4,760 890

Connecticut 6,490 790 50 5,650 1,000 4,660 830

Delaware 2,130 180 0 1,950 380 1,570 180

District of Columbia 2,620 240 0 2,380 690 1,690 240

Florida 54,740 8,540 280 45,920 14,330 31,650 8,760

Georgia 24,610 2,270 150 22,190 5,120 17,150 2,340

Hawaii 2,630 740 0 1,890 200 1,690 740

Idaho 3,360 160 20 3,180 1,080 2,120 160

Illinois 29,790 2,490 240 27,060 8,250 19,020 2,520

Indiana 14,800 550 50 14,210 4,030 10,200 580

Iowa 5,100 410 50 4,640 1,150 3,520 430

Kansas 5,680 370 10 5,300 1,310 4,000 370

Kentucky 20,390 1,260 20 19,110 4,870 14,260 1,260

Louisiana 19,420 1,460 50 17,910 5,440 12,520 1,460

Maine 4,090 280 20 3,790 650 3,160 280

Maryland 11,960 1,290 50 10,620 2,350 8,300 1,310

Massachusetts 18,780 2,620 160 16,000 2,970 13,140 2,670

Michigan 24,760 1,580 170 23,010 5,960 17,200 1,600

Minnesota 9,380 870 70 8,440 2,370 6,150 860

Mississippi 13,200 900 50 12,250 3,450 8,850 900

Missouri 15,140 830 60 14,250 3,030 11,270 840

Montana 1,810 150 10 1,650 370 1,290 150

Nebraska 3,360 240 10 3,110 640 2,480 240

Nevada 5,910 920 90 4,900 1,110 3,870 930

New Hampshire 2,300 90 20 2,190 300 1,910 90

New Jersey 19,400 3,320 80 16,000 4,470 11,570 3,360

New Mexico 5,890 560 20 5,310 1,270 4,010 610

New York 54,410 11,030 110 43,270 10,790 32,180 11,440

North Carolina 27,540 2,310 130 25,100 6,400 18,760 2,380

North Dakota 970 70 0 900 150 750 70

Ohio 27,390 1,630 150 25,610 7,060 18,680 1,650

Oklahoma 9,910 770 90 9,050 2,210 6,910 790

Oregon 7,600 680 60 6,860 1,320 5,600 680

Pennsylvania 39,580 3,670 130 35,780 10,760 25,100 3,720

Rhode Island 3,380 470 10 2,900 780 2,120 480

South Carolina 12,990 880 110 12,000 3,100 8,980 910

South Dakota 1,310 200 10 1,100 290 820 200

Tennessee 18,990 1,360 140 17,490 3,510 14,060 1,420

Texas 69,280 9,490 700 59,090 16,040 43,490 9,750

Utah 2,930 220 20 2,690 940 1,770 220

Vermont 1,560 100 0 1,460 340 1,120 100

Virginia 17,190 1,720 80 15,390 3,770 11,650 1,770

Washington 14,930 1,310 70 13,550 2,690 10,850 1,390

West Virginia 8,160 440 10 7,710 1,650 6,070 440

Wisconsin 10,820 770 40 10,010 2,520 7,510 790

Wyoming 820 60 20 740 210 550 60

Outlying area

Northern Mariana 

Islands 130 40 090 30 60 40

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 10 percent sample.
7.C SSI: Benefit Distributions

7.14 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

CONTACT: Art Kahn (410) 965-0186.

Table 7.C1—Number and percentage distribution of adult individuals and persons under age 18 receiving 

federal SSI payments, by monthly payment and eligibility category, December 2003

Monthly payment (dollars) All recipients

Adults Blind and disabled,

Aged Blind Disabled under age 18

Total

Number 6,094,738 900,313 60,704 4,177,458 956,263

Percent 100.0 100.0 100.0 100.0 100.0

Less than 50.00 8.6 14.3 8.9 8.8 2.5

50.00–99.99 6.3 10.9 6.1 6.4 1.3

100.00–149.99 5.2 9.8 5.0 5.0 1.6

150.00–199.99 4.3 8.1 4.3 4.1 1.8

200.00–249.99 4.1 6.0 4.8 4.1 2.1

250.00–299.99 3.2 4.9 3.2 3.0 2.3

300.00–349.99 2.9 3.6 3.0 2.7 2.9

350.00–399.99 7.0 10.4 8.3 6.2 7.0

400.00–449.99 2.2 1.7 1.9 1.7 4.9

450.00–499.99 2.1 1.2 1.5 1.5 5.6

500.00–551.99 2.1 0.8 1.3 1.4 5.8

552.00 a

a. Individuals living in their own household with no countable income were eligible for a federal SSI payment of $552 in calendar year 2003.

52.2 28.3 51.6 55.1 62.2

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

Table 7.C2—Number and percentage distribution of couples receiving federal SSI payments, by monthly 

payment and eligibility category, December 2003

Monthly payment (dollars) All recipients Aged Blind Disabled

Total

Number 260,123 120,234 2,667 137,222

Percent 100.0 100.0 100.0 100.0

Less than 50.00 4.0 4.3 3.0 3.7

50.00–99.99 4.5 4.6 3.5 4.4

100.00–149.99 4.6 4.6 4.1 4.6

150.00–199.99 4.6 4.5 3.6 4.7

200.00–249.99 4.3 4.1 4.2 4.5

250.00–299.99 4.0 3.4 3.5 4.7

300.00–349.99 3.9 2.9 3.8 4.7

350.00–399.99 3.4 2.5 4.2 4.2

400.00–449.99 2.5 2.3 2.6 2.8

450.00–499.99 2.2 2.1 2.2 2.3

500.00–549.99 2.0 1.8 2.2 2.2

550.00–599.99 5.9 9.5 3.8 2.8

600.00–649.99 1.5 1.3 1.6 1.7

650.00–699.99 1.2 1.0 1.5 1.3

700.00–749.99 1.0 1.1 1.3 1.0

750.00–799.99 1.1 1.5 1.1 0.7

800.00–828.99 0.6 0.7 0.6 0.5

829.00 a

a. Couples living in their own household with no countable income were eligible for a federal SSI payment of $829 in calendar year 2003.

48.6 47.8 53.2 49.2

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.D SSI: Other Income Sources

Annual Statistical Supplement, 2004 ♦ 7.15

CONTACT: Art Kahn (410) 965-0186.

Table 7.D1—Persons receiving federally administered payments and other income and

their average monthly income, by type of income, eligibility category, and age, December 2003

Type of income Total

Category Age

Aged Blind Disabled Under 18 18–64 65 or older a

a. Includes approximately 17,400 blind and 739,500 disabled persons aged 65 or older.

Number 6,902,364 1,232,778 77,082 5,592,504 959,379 3,953,248 1,989,737

Number

With unearned income

Social Security benefits 2,421,362 708,499 26,891 1,685,972 67,351 1,212,446 1,141,565

Other 809,910 231,350 8,488 570,072 179,258 323,883 306,769

With earned income 271,957 17,541 4,942 249,474 3,120 241,341 27,496

Percentage

With unearned income

Social Security benefits 35.1 57.5 34.9 30.1 7.0 30.7 57.4

Other 11.7 18.8 11.0 10.2 18.7 8.2 15.4

With earned income 3.9 1.4 6.4 4.5 0.3 6.1 1.4

Average income (dollars)

With unearned income

Social Security benefits 422.43 419.73 438.68 423.31 189.75 440.37 417.11

Other 130.22 103.05 115.11 141.47 188.15 124.30 102.62

With earned income 309.74 325.95 556.18 303.72 336.40 314.97 260.80

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

NOTE: See section SSI: History of Provisions for discussion of income.
7.D SSI: Other Income Sources

7.16 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

Table 7.D2—Percentage of persons receiving both federally administered payments and Social Security 

benefits, average monthly amount of benefits, by state or other area, eligibility category, and age, 

December 2003

State or area

Percentage with Social Security benefits Average monthly Social Security benefit (dollars)

Total

Category Age

Total

Category Age

Aged Blind Disabled

Under

18 18–64

65 or

older Aged Blind Disabled

Under

18 18–64

65 or

older

All areas 35.1 57.5 34.9 30.1 7.0 30.7 57.4 422.43 419.73 438.68 423.31 189.75 440.37 417.11

Alabama 40.9 87.0 43.0 34.1 9.2 34.6 79.3 406.77 414.50 395.35 403.95 184.43 423.42 406.62

Alaska 34.7 61.2 40.2 27.5 7.1 28.2 58.4 395.42 393.56 402.13 396.40 180.92 411.04 388.27

Arizona 32.6 59.5 29.7 28.0 7.3 28.8 58.7 388.29 372.71 371.38 394.14 188.10 418.99 369.68

Arkansas 43.2 89.6 39.1 36.3 9.1 37.4 82.6 410.06 422.57 389.94 405.68 184.79 424.25 412.74

California 37.3 47.5 36.4 32.9 5.2 32.8 48.4 481.96 450.78 518.05 500.44 230.44 518.68 458.84

Colorado 36.2 55.2 31.9 32.6 6.1 33.5 57.4 410.92 406.77 407.81 412.29 194.62 423.22 404.27

Connecticut 30.3 44.1 26.9 28.1 8.1 28.0 47.5 395.30 381.91 385.82 398.74 180.31 415.57 382.65

Delaware 33.3 65.2 34.8 29.7 7.0 33.5 64.8 412.05 419.47 383.90 410.54 177.69 429.58 415.00

District of Columbia 25.5 65.7 24.0 20.7 6.0 19.2 59.8 403.28 396.48 427.31 405.58 218.39 430.59 395.94

Florida 33.5 51.3 32.5 28.0 7.4 31.2 51.5 393.67 387.96 393.18 396.89 191.53 419.06 388.08

Georgia 38.9 76.0 32.4 32.4 6.7 31.9 72.2 414.76 421.07 394.66 412.40 198.27 429.03 412.71

Hawaii 31.7 42.9 33.3 26.8 6.5 25.8 44.0 429.43 401.55 481.16 448.02 169.97 468.46 403.62

Idaho 36.2 78.9 31.0 32.3 7.8 35.0 75.1 413.20 424.65 400.20 410.72 176.32 425.58 415.85

Illinois 23.8 40.9 25.5 21.4 6.0 21.8 42.5 390.24 383.51 393.07 391.99 185.50 406.69 388.78

Indiana 32.2 73.2 33.7 29.2 7.1 32.5 68.8 400.43 412.98 391.29 398.26 174.01 411.41 409.80

Iowa 39.4 74.6 40.5 35.7 7.4 38.3 71.6 410.70 429.96 399.47 406.83 166.04 415.29 423.24

Kansas 36.2 65.8 29.3 33.2 7.7 36.3 64.1 407.65 419.16 363.18 405.75 180.54 417.61 414.12

Kentucky 35.3 83.5 33.5 30.6 9.3 29.3 73.6 395.11 406.89 381.62 392.11 164.18 410.19 395.70

Louisiana 35.0 81.6 36.6 28.3 7.2 27.7 74.0 393.56 404.25 388.90 389.24 195.11 405.25 397.10

Maine 43.9 87.7 37.2 39.7 14.0 38.6 81.8 415.52 435.22 403.63 411.41 146.02 424.68 424.25

Maryland 28.9 44.9 30.9 25.6 6.3 25.9 48.0 403.90 395.33 421.32 406.83 205.91 424.13 395.73

Massachusetts 37.3 56.5 42.5 30.0 10.0 33.2 55.8 458.16 464.25 479.32 452.84 185.60 465.48 465.67

Michigan 30.4 56.7 31.3 28.0 7.3 29.0 58.3 414.75 422.54 416.54 413.32 177.05 426.84 419.89

Minnesota 32.0 50.9 27.1 28.9 6.9 31.2 49.7 399.78 404.01 390.18 398.64 171.16 410.98 399.71

Mississippi 41.7 89.2 42.6 34.0 8.6 33.6 80.0 400.48 409.80 390.23 396.64 184.96 417.27 400.12

Missouri 37.1 75.9 37.8 33.2 8.1 34.5 71.3 401.63 415.65 386.92 398.50 180.97 411.29 406.35

Montana 39.4 81.0 38.6 35.5 7.4 35.9 77.0 418.62 431.81 398.80 416.05 206.28 427.15 417.37

Nebraska 39.9 72.6 36.6 36.3 7.8 39.4 69.5 412.06 426.93 389.45 409.00 186.06 418.78 419.85

Nevada 32.9 58.5 36.7 23.8 6.1 29.1 57.8 437.56 443.67 466.70 430.80 194.73 447.41 443.43

New Hampshire 37.2 64.8 34.5 35.0 12.7 35.9 66.7 409.61 385.33 434.52 412.89 174.80 429.48 398.03

New Jersey 31.8 42.5 32.5 28.6 6.5 29.8 45.3 419.81 404.29 419.24 426.57 208.71 444.44 407.14

New Mexico 39.5 73.1 35.8 32.4 6.6 30.9 68.6 388.26 380.77 381.19 391.95 195.55 409.57 378.11

New York 31.5 45.1 37.7 27.7 6.0 27.2 45.6 444.61 424.20 452.67 453.70 195.01 476.58 426.12

North Carolina 42.9 83.8 36.5 35.9 8.3 36.9 77.7 406.34 416.07 393.98 402.59 189.51 423.07 404.61

North Dakota 45.8 81.2 33.8 40.1 6.3 41.6 75.6 404.30 408.54 368.70 403.22 174.89 412.93 400.99

Ohio 27.7 60.7 31.0 25.3 6.4 26.0 59.4 391.00 401.85 382.71 389.25 173.80 400.67 398.29

Oklahoma 36.5 79.4 32.1 30.7 6.5 30.8 73.4 400.61 412.11 388.42 396.70 184.83 409.47 403.53

Oregon 34.7 56.8 33.9 31.3 5.9 32.9 57.5 414.87 413.63 376.65 415.76 195.11 426.18 408.91

Pennsylvania 31.2 65.2 35.3 27.1 7.4 27.6 61.1 428.87 456.87 420.56 420.92 182.56 437.84 440.08

Rhode Island 38.5 63.8 41.9 34.3 8.4 35.4 61.5 454.96 482.09 455.40 446.51 182.65 463.13 462.41

South Carolina 40.2 86.0 37.7 33.2 7.5 33.2 77.7 402.85 407.08 395.18 401.31 195.38 418.49 400.94

South Dakota 41.8 71.8 33.3 36.9 6.8 39.5 67.7 399.62 429.37 406.24 389.97 185.97 403.47 406.98

Tennessee 39.6 84.6 31.6 33.6 8.3 32.6 75.9 404.40 413.57 372.68 401.65 189.62 418.16 402.12

Texas 40.0 68.6 31.9 30.7 5.4 30.1 68.0 391.09 383.73 376.26 396.79 202.35 415.52 381.81

Utah 30.0 49.5 26.3 27.8 5.8 31.2 50.3 399.16 386.81 354.47 402.23 194.15 415.07 386.84

Vermont 47.3 85.8 55.9 42.8 10.6 43.2 80.8 445.43 462.36 405.42 442.02 147.40 454.64 451.37

Virginia 37.4 61.1 36.1 32.6 7.9 33.4 61.9 403.50 407.76 386.90 402.12 184.11 418.03 402.60

Washington 27.1 34.0 27.8 26.1 6.2 27.3 37.8 409.13 401.07 394.65 410.87 187.39 422.30 401.04

West Virginia 32.0 82.8 31.4 28.5 9.9 26.5 69.8 395.21 416.97 396.75 390.96 168.80 403.63 402.35

Wisconsin 35.7 68.6 32.4 32.0 6.8 34.9 65.7 408.92 419.25 398.88 406.57 177.51 417.25 416.05

Wyoming 38.8 82.6 26.5 34.8 8.4 35.7 79.2 415.50 436.52 399.85 410.92 184.07 421.97 425.02

Outlying area

Northern Mariana 

Islands 27.3 53.7 38.5 19.9 1.8 26.2 51.6 293.11 276.57 266.00 306.37 178.33 320.35 270.50

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.
7.E SSI: Recipient Characteristics

Annual Statistical Supplement, 2004 ♦ 7.17

CONTACT: Clark Pickett (410) 965-9016.

Table 7.E2—Percentage distribution of federally administered awards, by sex, age, and eligibility category, 

2003

Sex and age Total

Adults Blind and

disabled children a

a. Includes students aged 18–21.

Aged Blind Disabled

All persons

Number 824,000 104,630 4,190 530,650 184,530

Percent 100.0 100.0 100.0 100.0 100.0

Percentage distribution by sex

Male 51.0 37.4 55.1 49.0 64.5

Female 49.0 62.6 44.9 51.0 35.5

Percentage distribution by age

Under 5 8.6 . . . . . . . . . 38.5

5–9 5.9 . . . . . . . . . 26.3

10–14 5.4 . . . . . . . . . 24.3

15–17 1.8 . . . . . . . . . 8.2

18–21 5.4 . . . 14.6 7.3 2.7

22–29 6.0 . . . 8.6 9.3 . . .

30–39 11.1 . . . 14.3 17.1 . . .

40–49 17.5 . . . 21.7 27.0 . . .

50–59 19.7 . . . 26.7 30.4 . . .

60–64 5.5 . . . 8.1 8.5 . . .

65–69 7.3 55.6 1.9 0.3 . . .

70–74 2.6 20.0 1.2 b

b. Less than 0.05 percent.

. . .

75–79 1.5 11.9 1.7 b . . .

80 or older 1.6 12.5 1.2 b . . .

Male

Number 420,220 39,120 2,310 259,770 119,020

Percent 100.0 100.0 100.0 100.0 100.0

Under 5 10.1 . . . . . . . . . 35.7

5–9 8.2 . . . . . . . . . 29.0

10–14 7.2 . . . . . . . . . 25.5

15–17 2.1 . . . . . . . . . 7.4

18–21 6.0 . . . 16.5 8.4 2.4

22–29 6.1 . . . 9.5 9.8 . . .

30–39 10.3 . . . 13.9 16.5 . . .

40–49 17.0 . . . 23.4 27.2 . . .

50–59 18.4 . . . 26.0 29.5 . . .

60–64 5.1 . . . 7.4 8.2 . . .

65–69 5.6 58.4 1.3 0.3 . . .

70–74 2.0 21.5 0.9 b . . .

75–79 1.1 11.9 0.4 b . . .

80 or older 0.8 8.2 0.9 b . . .

Female

Number 403,780 65,510 1,880 270,880 65,510

Percent 100.0 100.0 100.0 100.0 100.0

Under 5 7.1 . . . . . . . . . 43.5

5–9 3.5 . . . . . . . . . 21.5

10–14 3.6 . . . . . . . . . 22.1

15–17 1.6 . . . . . . . . . 9.7

18–21 4.8 . . . 12.2 6.3 3.3

22–29 5.9 . . . 7.4 8.7 . . .

30–39 11.9 . . . 14.9 17.7 . . .

40–49 18.1 . . . 19.7 26.8 . . .

50–59 21.1 . . . 27.7 31.2 . . .

60–64 5.9 . . . 9.0 9.3 . . .

65–69 9.0 53.9 2.7 0.5 . . .

70–74 3.1 19.1 1.6 0.1 . . .

75–79 2.0 11.9 3.2 b . . .

80 or older 2.5 15.1 1.6 b . . .

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 10 percent sample.

NOTE: . . . = not applicable.
7.E SSI: Recipient Characteristics

7.18 ♦ Annual Statistical Supplement, 2004

CONTACT: Art Kahn (410) 965-0186.

Table 7.E3—Number and percentage distribution of recipients of federally administered payments,

by sex, age, and eligibility category, December 2003

Sex and age All recipients

Adults Blind and disabled,

Aged Blind Disabled under age 18

All persons

Number 6,902,364 1,232,778 70,323 4,639,884 959,379

Percent 100.0 100.0 100.0 100.0 100.0

Percentage distribution by sex

Male 42.4 30.3 43.7 41.0 64.7

Female 57.6 69.7 56.3 59.0 35.3

Percentage distribution by age

Under 5 2.2 . . . . . . . . . 16.2

5–9 3.7 . . . . . . . . . 26.7

10–14 5.1 . . . . . . . . . 36.7

15–17 2.8 . . . . . . . . . 20.4

18–21 3.7 . . . 6.1 5.4 . . .

22–29 6.8 . . . 11.7 10.0 . . .

30–39 10.1 . . . 14.6 14.8 . . .

40–49 14.9 . . . 17.1 21.8 . . .

50–59 14.9 . . . 17.6 21.9 . . .

60–64 6.9 . . . 8.1 10.1 . . .

65–69 7.5 15.2 6.8 7.0 . . .

70–74 7.1 23.0 6.0 4.4 . . .

75–79 6.2 25.2 5.0 2.4 . . .

80 or older 8.0 36.6 7.0 2.0 . . .

Male

Number 2,926,827 374,002 30,705 1,901,841 620,279

Percent 100.0 100.0 100.0 100.0 100.0

Under 5 3.1 . . . . . . . . . 14.5

5–9 5.8 . . . . . . . . . 27.5

10–14 8.0 . . . . . . . . . 38.0

15–17 4.2 . . . . . . . . . 20.0

18–21 5.1 . . . 7.5 7.7 . . .

22–29 8.5 . . . 14.0 12.8 . . .

30–39 11.0 . . . 17.4 16.7 . . .

40–49 15.0 . . . 18.9 22.8 . . .

50–59 13.2 . . . 17.1 20.1 . . .

60–64 5.8 . . . 7.4 8.9 . . .

65–69 6.1 18.3 5.9 5.6 . . .

70–74 5.5 26.5 4.6 3.1 . . .

75–79 4.3 26.0 3.4 1.4 . . .

80 or older 4.3 29.2 3.9 0.8 . . .

Female

Number 3,975,537 858,776 39,618 2,738,043 339,100

Percent 100.0 100.0 100.0 100.0 100.0

Under 5 1.6 . . . . . . . . . 19.2

5–9 2.2 . . . . . . . . . 25.3

10–14 2.9 . . . . . . . . . 34.4

15–17 1.8 . . . . . . . . . 21.0

18–21 2.7 . . . 5.0 3.9 . . .

22–29 5.6 . . . 9.9 8.0 . . .

30–39 9.4 . . . 12.5 13.5 . . .

40–49 14.7 . . . 15.6 21.2 . . .

50–59 16.1 . . . 18.0 23.1 . . .

60–64 7.7 . . . 8.7 11.0 . . .

65–69 8.6 13.9 7.6 8.0 . . .

70–74 8.4 21.5 7.1 5.3 . . .

75–79 7.6 24.8 6.2 3.2 . . .

80 or older 10.7 39.8 9.4 2.9 . . .

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

NOTE: . . . = not applicable.
7.E SSI: Recipient Characteristics

Annual Statistical Supplement, 2004 ♦ 7.19

CONTACT: Arthur Kahn (410) 965-0186.

CONTACT: Arthur Kahn (410) 965-0186.

CONTACT: Paul S. Davies (410) 966-0299. 

Table 7.E4—Number and percentage distribution of persons with representative payees receiving federally 

administered payments, by eligibility category and age, December 2003

Category and age

Number Percentage distribution

Total

With

representative

payee

Without

representative

payee Total

With

representative

payee

Without

representative

payee

Total 6,902,364 2,425,455 4,476,909 100.0 35.1 64.9

Category

Aged 1,232,778 45,981 1,186,797 100.0 3.7 96.3

Blind 77,082 19,286 57,796 100.0 25.0 75.0

Disabled 5,592,504 2,360,188 3,232,316 100.0 42.2 57.8

Age

Under 18 959,379 958,482 897 100.0 99.9 0.1

18–64 3,953,248 1,313,040 2,640,208 100.0 33.2 66.8

65 or older 1,989,737 153,933 1,835,804 100.0 7.7 92.3

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

Table 7.E5—Number and percentage distribution of persons receiving federally administered payments, by 

living arrangement, eligibility category, and age, December 2003

Living arrangement a

a. As defined for determination of federal SSI payment standards.

Number

Category Age

Aged Blind b

b. Includes 17,400 persons aged 65 or older.

Disabled c

c. Includes 739,500 persons aged 65 or older.

Under 18 18–64 65 or older

Total

Number 6,902,364 1,232,778 77,082 5,592,504 959,379 3,953,248 1,989,737

Percent 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Own household 94.0 90.9 92.2 94.6 95.5 94.4 92.2

Another’s household 4.1 7.3 5.3 3.3 3.2 3.8 5.1

Institutional care covered by Medicaid 2.0 1.8 2.5 2.1 1.4 1.9 2.6

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

Table 7.E6—Number of noncitizens receiving federally administered payments as a percentage of SSI 

recipients, by eligibility category, December 1982–2003, selected years

Year

All noncitizens Aged Blind and disabled

Number

Percentage of

total SSI Number

Percentage of

total SSI Number

Percentage of

total SSI

1982 127,900 3.3 91,900 5.9 36,000 1.6

1985 210,800 5.1 146,500 9.7 64,300 2.4

1990 435,600 9.0 282,400 19.4 153,200 4.6

1991 519,660 10.2 329,690 22.5 189,970 5.2

1992 601,430 10.8 372,930 25.4 228,500 5.6

1993 683,150 11.4 416,420 28.2 266,730 5.9

1994 738,140 11.7 440,000 30.0 298,140 6.2

1995 785,410 12.1 459,220 31.8 326,190 6.3

1996 724,990 11.0 417,360 29.5 307,630 5.9

1997 650,830 10.0 367,200 27.0 283,630 5.5

1998 669,630 10.2 364,980 27.4 304,650 5.8

1999 684,930 10.4 368,330 28.2 316,600 6.0

2000 692,590 10.5 364,470 28.3 328,120 6.2

2001 695,650 10.4 364,550 28.9 331,100 6.1

2002 703,515 10.4 364,827 29.1 338,688 6.1

2003 696,772 10.1 356,298 28.9 340,474 6.0

SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Extract Record format), 100 percent data.

Section 8.

Health Care Programs

Medicare

Trust Funds 8.1

Enrollment, Utilization, and 

 Reimbursement 8.5

Participating Facilities 8.26

Medicaid

Recipients 8.32

State Data 8.36

8.A Medicare: Trust Funds

Annual Statistical Supplement, 2004 ♦ 8.1

Table 8.A1—Hospital Insurance, calendar years 1966–2003 (in millions of dollars)

Year

Receipts Expenditures

Trust fund

assets

at end

Total of year

Payroll

taxes

Income

from

taxation

of

benefits

Transfers

from

Railroad

Retirement

account

Reimbursements from 

general revenues for—

Premiums

from

voluntary

enrollees

Interest on

investments

and other

income a Total

Benefit

payments b

Administrative 

expenses

Uninsured

persons

Military

wage

credits Amount c

Percentage

of

benefit

payments

1966 1,943 1,858 . . . 16 26 11 . . . 32 999 891 108 12.1 944

1967 3,559 3,152 . . . 44 301 11 . . . 51 3,430 3,353 77 2.3 1,073

1968 5,287 4,116 . . . 54 1,022 22 . . . 74 4,277 4,179 99 2.4 2,083

1969 5,279 4,473 . . . 64 617 11 . . . 113 4,857 4,739 118 2.5 2,505

1970 5,979 4,881 . . . 66 863 11 . . . 158 5,281 5,124 157 3.1 3,202

1971 5,732 4,921 . . . 66 503 48 . . . 193 5,900 5,751 150 2.6 3,034

1972 6,403 5,731 . . . 63 381 48 . . . 180 6,503 6,318 185 2.9 2,935

1973 10,821 9,944 . . . 99 451 48 2 278 7,289 7,057 232 3.3 6,467

1974 12,024 10,844 . . . 132 471 48 5 523 9,372 9,099 272 3.0 9,119

1975 12,980 11,502 . . . 138 621 48 7 664 11,581 11,315 266 2.4 10,517

1976 13,766 12,727 . . . 143 d 141 9 746 13,679 13,340 339 2.5 10,605

1977 15,856 14,114 . . . e d 803 f 143 12 784 16,019 15,737 283 1.8 10,442

1978 19,213 17,324 . . . e 214 688 141 13 834 18,178 17,682 496 2.8 11,477

1979 22,825 20,768 . . . 191 734 141 16 975 21,073 20,623 450 2.2 13,228

1980 26,097 23,848 . . . 244 697 141 18 1,149 25,577 25,064 512 2.0 13,749

1981 35,725 32,959 . . . 276 659 207 22 1,603 30,726 30,342 384 1.3 18,748

1982 37,998 34,586 . . . 351 808 207 24 2,022 36,144 35,631 513 1.4 g 8,164

1983 44,570 37,259 . . . 358 878 h 3,456 27 2,593 39,877 39,337 540 1.4 12,858

1984 46,720 42,288 . . . 351 752 250 33 3,046 43,887 43,257 629 1.5 15,691

1985 51,397 47,576 . . . 371 766 i -719 41 3,362 48,414 47,580 834 1.8 g 20,499

1986 59,267 54,583 . . . 364 566 91 43 3,619 50,422 49,758 664 1.3 g 39,957

1987 64,064 58,648 . . . 368 447 94 38 4,469 50,289 49,496 793 1.6 53,732

1988 69,239 62,449 . . . 364 475 80 41 5,830 53,331 52,517 815 1.6 69,640

1989 76,721 68,369 . . . 379 515 86 55 7,317 60,803 60,011 792 1.3 85,558

1990 80,372 72,013 . . . 367 413 j -993 122 8,451 66,997 66,239 758 1.1 98,933

1991 88,839 77,851 . . . 352 605 89 432 9,510 72,570 71,549 1,021 1.4 115,202

1992 93,836 81,745 . . . 374 621 86 522 10,487 85,015 83,895 1,121 1.3 124,022

1993 98,187 84,133 . . . 400 367 81 675 k 12,531 94,391 93,487 904 1.0 127,818

1994 109,570 95,280 1,639 413 506 80 907 10,745 104,545 103,282 1,263 1.2 132,844

1995 115,027 98,421 3,913 396 462 61 954 10,820 117,604 116,368 1,236 1.1 130,267

1996 124,603 110,585 4,069 401 419 l -2,293 1,199 10,222 129,929 128,632 1,297 1.0 124,942

1997 130,154 114,670 3,558 419 481 70 1,319 9,637 139,452 137,762 1,690 1.2 115,643

1998 140,547 124,317 5,067 419 34 67 1,316 9,327 135,771 m 133,990 1,782 1.3 120,419

1999 151,597 132,306 6,552 430 652 71 1,447 10,139 130,632 m 128,766 1,866 1.4 141,385

(Continued)
8.A Medicare: Trust Funds

8.2 ♦ Annual Statistical Supplement, 2004

CONTACT: John Wandishin (410) 786-6389.

2000 167,185 144,351 8,787 465 470 2 1,382 11,729 131,095 m 128,458 2,636 2.1 177,475

2001 174,630 151,994 7,533 470 453 n -1,175 1,370 13,986 143,379 m 141,183 2,195 1.6 208,726

2002 178,631 152,708 8,316 425 442 0 1,626 15,114 152,526 m 149,944 2,582 1.7 234,831

2003 175,812 149,242 8,318 426 393 0 1,604 15,828 154,616 m 152,084 2,533 1.7 256,026

SOURCE: 2004 Annual Report of the Board of Trustees of the Federal Hospital Insurance Trust Fund, Table ll.B5, and analogous tables from earlier annual reports.

NOTES: Totals do not necessarily equal the sums of rounded components.

Because the table published in the 2004 Annual Report displays dollars rounded to the tenths of billions, an analogous unpublished table displaying dollars rounded to the 

millions was also used.

. . . = not applicable.

a. Other income includes recoveries of amounts reimbursed from the trust fund that are not obligations of the trust fund, receipts from the fraud and abuse control program (beginning in 1997), and a small amount of miscellaneous income.

b. Includes costs of Peer Review Organizations from 1983 to 2001 (beginning with the implementation of the Prospective Payment System on October 1, 1983) and 

costs of Quality Improvement Organizations beginning in 2002.

c. Includes costs of experiments and demonstration projects. Beginning in 1997, includes fraud and abuse control expenses, as provided for by Public Law 

(P.L.) 104-91.

d. No transfer was made in 1976 because of the change in transfer dates from December to March. The 1977 transfer was for benefits and administrative expenses 

during the 15-month period beginning July 1976 and ending September 1977.

e. No transfer was made in 1977 because of the change in transfer dates from August to June. The 1978 transfer was for contributions during the 15-month period 

beginning July 1976 and ending September 1977.

f. Includes $2 million in reimbursement from general revenues for costs arising from the granting of deemed wage credits to persons of Japanese ancestry who were 

interned during World War II.

g. For 1982, assets exclude $12,437 million loaned to the OASI trust fund under the interfund borrowing provisions of the law. Repayments of $1,824 million and 

$10,613 million were made in 1985 and 1986, respectively.

h. The lump-sum general revenue transfer, as provided for by section 151 of P.L. 98-21.

i. Includes the lump-sum general revenue adjustment of -$805 million, as provided for by section 151 of P.L. 98-21.

j. Includes the lump-sum general revenue adjustment of -$1,100 million, as provided for by section 151 of P.L. 98-21.

k. Includes $1,805 million transfer from the Supplementary Medical Insurance (SMI) catastrophic coverage reserve fund, as provided for by P.L. 102-394.

l. Includes the lump-sum general revenue adjustment of -$2,366 million, as provided for by section 151 of P.L. 98-21.

m. Includes monies transferred to the SMI trust fund for home health agency costs, as provided for by P.L. 105-33.

n. Includes the lump-sum general revenue adjustment of -$1,177 million, as provided for by section 151 of P.L. 98-21.

Table 8.A1—Hospital Insurance, calendar years 1966–2003 (in millions of dollars)—Continued

Year

Receipts Expenditures

Trust fund

assets

at end

Total of year

Payroll

taxes

Income

from

taxation

of

benefits

Transfers

from

Railroad

Retirement

account

Reimbursements from 

general revenues for—

Premiums

from

voluntary

enrollees

Interest on

investments

and other

income a Total

Benefit

payments b

Administrative 

expenses

Uninsured

persons

Military

wage

credits Amount c

Percentage

of

benefit

payments
8.A Medicare: Trust Funds

Annual Statistical Supplement, 2004 ♦ 8.3

Table 8.A2—Supplementary Medical Insurance, calendar years 1966–2003 (in millions of dollars)

Year

Receipts Expenditures

Trust fund

assets

at end

of year a Total

Premiums from participants

Government

contributions b

Interest

and other

income c Total

Benefit

payments d

Administrative expenses

Subtotal Aged Disabled Amount

Percentage

of

benefit

payments

1966 324 322 322 . . . 0 2 203 128 75 58.6 122

1967 1,597 640 640 . . . 933 24 1,307 1,197 110 9.2 412

1968 1,711 832 832 . . . 858 21 1,702 1,518 184 12.1 421

1969 1,839 914 914 . . . 907 18 2,061 1,865 196 10.5 199

1970 2,201 1,096 1,096 . . . 1,093 12 2,212 1,975 237 12.0 188

1971 2,639 1,302 1,302 . . . 1,313 24 2,377 2,117 260 12.3 450

1972 2,808 1,382 1,382 . . . 1,389 37 2,614 2,325 289 12.4 643

1973 3,312 1,550 1,491 59 1,705 57 2,844 2,526 318 12.6 1,111

1974 4,124 1,804 1,664 140 2,225 95 3,728 3,318 410 12.4 1,506

1975 4,673 1,918 1,759 158 2,648 107 4,735 4,273 462 10.8 1,444

1976 5,977 2,060 1,878 183 3,810 107 5,622 5,080 542 10.7 1,799

1977 7,805 2,247 2,030 217 5,386 172 6,505 6,038 467 7.7 3,099

1978 9,056 2,470 2,221 248 6,287 299 7,755 7,252 503 6.9 4,400

1979 9,768 2,719 2,451 267 6,645 404 9,265 8,708 557 6.4 4,902

1980 10,874 3,011 2,707 304 7,455 408 11,245 10,635 610 5.7 4,530

1981 15,374 e 3,722 e 3,356 e 366 e 11,291 361 14,028 13,113 915 7.0 5,877

1982 16,580 e 3,697 e 3,341 e 356 e 12,284 599 16,227 15,455 772 5.0 6,230

1983 19,824 4,236 3,845 391 14,861 727 18,984 18,106 878 4.8 7,070

1984 23,180 5,167 4,721 445 17,054 959 20,552 19,661 891 4.5 9,698

1985 25,106 5,613 5,105 508 18,250 1,243 23,880 22,947 933 4.1 10,924

1986 24,665 5,722 5,218 504 17,802 1,141 27,299 26,239 1,060 4.0 8,291

1987 31,844 f 7,409 f 6,747 f 661 f 23,560 876 31,740 30,820 921 3.0 8,394

1988 35,825 f 8,761 f 7,983 f 778 f 26,203 861 35,229 33,970 1,260 3.7 8,990

1989 g 44,349 g,h 12,263 9,793 993 30,852 g 1,234 g 39,783 38,294 g 1,489 3.9 g 13,556

1990 45,913 11,320 10,311 1,008 33,035 1,558 43,987 42,468 1,519 3.6 15,482

1991 51,224 11,934 10,846 1,088 37,602 1,688 48,877 47,336 1,541 3.3 17,828

1992 57,237 i 14,077 i 12,814 i 1,263 i 41,359 1,801 50,830 49,260 1,570 3.2 24,235

1993 57,679 i 14,193 i 12,731 i 1,462 i 41,465 2,021 57,783 j 55,784 2,000 3.6 24,131

1994 55,608 17,386 15,569 1,817 36,203 2,018 60,317 58,618 1,699 2.9 19,422

1995 60,306 19,717 17,651 2,066 39,007 1,582 66,599 64,972 1,627 2.5 13,130

1996 85,609 18,763 16,654 2,109 65,035 1,811 70,408 68,598 1,810 2.6 28,332

1997 81,924 19,289 17,079 2,210 60,171 2,464 74,124 72,757 1,368 1.9 36,131

1998 87,711 k 20,933 k 18,594 k 2,338 k 64,068 2,711 77,630 l 76,125 1,505 2.0 46,212

1999 80,902 k 18,967 k 16,604 k 2,362 k 59,095 2,841 82,327 l 80,724 1,603 2.0 44,787

(Continued)
8.A Medicare: Trust Funds

8.4 ♦ Annual Statistical Supplement, 2004

CONTACT: Sol Mussey (410) 786-6386.

2000 89,903 20,555 17,892 2,664 k 65,898 3,450 90,663 l 88,893 1,770 2.0 44,027

2001 98,629 22,764 19,905 2,859 72,793 3,071 101,386 l 99,663 1,723 1.7 41,270

2002 106,196 25,066 21,610 3,456 78,338 2,792 113,165 l 110,969 2,196 2.0 34,301

2003 115,796 27,402 23,546 3,856 86,402 1,992 126,144 l 123,825 2,318 1.9 23,953

SOURCES: 2004 Annual Report of the Board of Trustees of the Federal Supplementary Medical Insurance Fund, Table ll.C9, analogous tables from earlier annual 

reports, and unpublished Treasury reports.

NOTES: Totals do not necessarily equal the sums of rounded components.

Because the table published in the 2004 Annual Report displays dollars rounded to the tenths of billions, an analogous unpublished table displaying dollars rounded to the 

millions was also used.

. . . = not applicable; SMI = Supplementary Medical Insurance.

a. The financial status of the program depends on both the assets and the liabilities of the program.

b. General fund matching payments, plus certain interest-adjustment items.

c. Other income includes recoveries of amounts reimbursed from the trust fund that are not obligations of the trust fund and other miscellaneous income.

d. Includes costs of Peer Review Organizations from 1983 through 2001 and costs of Quality Improvement Organizations beginning in 2002.

e. Section 708 of Title VII of the Social Security Act modified the provisions for the delivery of Social Security benefit checks when the regularly designated delivery day 

falls on a Saturday, Sunday, or legal public holiday. Delivery of benefit checks normally due January 1982 occurred on December 31, 1981. Consequently, the SMI 

premiums withheld from the checks ($264 million) and the associated general revenue contributions ($883 million) were added to the SMI trust fund on December 31, 

1981. These amounts are excluded from the premium income and general revenue income for calendar year 1982.

f. Delivery of benefit checks normally due January 1988 occurred on December 31, 1987. Consequently, the SMI premiums withheld from the checks ($692 million) and 

the associated general revenue contributions ($2,178 million) were added to the SMI trust fund on December 31, 1987. These amounts are excluded from the premium income and general revenue income for calendar year 1988; see footnote e.

g. Includes the impact of the Medicare Catastrophic Coverage Act of 1988 as provided for by Public Law (P.L.) 100-360.

h. Catastrophic coverage premiums—$1.5 billion—not distributed between aged and disabled enrollees are included in total.

i. Delivery of benefit checks normally due January 1993 occurred on December 31, 1992. Consequently, the SMI premiums withheld from the checks ($1,089 million) 

and the associated general revenue contributions ($3,175 million) were added to the SMI trust fund on December 31, 1992. These amounts are excluded from the 

premium income and general revenue income for calendar year 1993; see footnote e.

j. Includes the impact of the transfer to the Health Insurance (HI) trust fund of the SMI catastrophic coverage reserve fund on March 31, 1993, as specified in P.L. 102-

394. Actual benefit payments for 1993 were $53,979 million, and the amount transferred was $1,805 million.

k. Delivery of benefit checks normally due January 1999 occurred on December 31, 1998. Consequently, the SMI premiums withheld from the checks ($1,512 million) 

and the associated general revenue contributions ($4,711 million) were added to the SMI trust fund on December 31, 1998. These amounts are excluded from the 

premium income and general revenue income for calendar year 1999; see footnote e.

l. Benefit payments less monies transferred from the HI trust fund for home health agency costs, as provided for by P.L. 105-33.

Table 8.A2—Supplementary Medical Insurance, calendar years 1966–2003 (in millions of dollars)—Continued

Year

Receipts Expenditures

Trust fund

assets

at end

of year a Total

Premiums from participants

Government

contributions b

Interest

and other

income c Total

Benefit

payments d

Administrative expenses

Subtotal Aged Disabled Amount

Percentage

of

benefit

payments
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.5

Table 8.B1—Hospital Insurance and/or Supplementary Medical Insurance: Aged persons enrolled, served,

and amount reimbursed, by type of coverage and service, selected years 1967–1999

Type of coverage and service 1967 1975 1980 1990 1997 1999

Persons enrolled (fee-for-service and managed care) (thousands)

Hospital Insurance and/or Supplementary Medical Insurance 19,521 22,790 25,515 30,948 33,636 33,931

Hospital Insurance 19,494 22,472 25,104 30,464 33,230 33,519

Supplementary Medical Insurance 17,893 21,945 24,680 29,685 32,171 32,412

Persons enrolled (fee-for-service only) (thousands)

Hospital Insurance and/or Supplementary Medical Insurance -- -- -- -- 28,511 27,438

Hospital Insurance -- -- -- -- 28,117 27,036

Supplementary Medical Insurance -- -- -- -- 27,046 25,919

Persons served (thousands)

Hospital Insurance and/or Supplementary Medical Insurance 7,154 12,032 16,271 24,809 26,130 25,274

Hospital Insurance 3,960 4,963 6,024 6,367 7,136 6,282

Inpatient hospital 3,601 4,913 5,951 5,906 6,004 5,930

Skilled nursing services 354 260 248 615 1,433 1,374

Home health services a 126 329 675 1,818 3,169 1,417

Hospice services b . . . . . . . . . -- 360 450

Supplementary Medical Insurance 6,523 11,762 16,099 24,687 25,943 25,048

Physicians' and other medical services 6,415 11,396 15,627 24,193 25,434 24,615

Outpatient services 1,511 3,768 6,629 14,055 17,957 17,844

Home health services a 118 161 302 38 47 1,221

Persons served per 1,000 enrollees

Hospital Insurance and/or Supplementary Medical Insurance 367 528 638 802 777 921

Hospital Insurance 203 221 240 209 215 232

Inpatient hospital 185 219 237 94 181 219

Skilled nursing services 18 12 10 21 43 51

Home health servicesa 7 15 27 60 95 52

Hospice services b . . . . . . . . . -- 11 17

Supplementary Medical Insurance 365 536 652 832 807 966

Physicians' and other medical services 359 519 633 815 791 950

Outpatient services 77 172 269 474 558 688

Home health services a 7 712 1 147

Amount reimbursed (millions of dollars)

Hospital Insurance and/or Supplementary Medical Insurance 4,239 12,689 29,134 88,778 151,655 142,425

Hospital Insurance 2,967 9,209 20,353 54,244 100,034 85,413

Inpatient hospital 2,659 8,840 19,583 48,952 72,430 71,290

Skilled nursing services 274 233 331 1,886 10,708 9,191

Home health services a 26 136 440 3,406 14,976 2,581

Hospice services b . . . . . . . . . -- 1,920 2,351

Supplementary Medical Insurance 1,272 3,481 8,871 34,533 51,621 57,012

Physicians' and other medical services 1,224 3,050 7,361 27,379 38,096 40,298

Outpatient services 38 374 1,261 7,077 13,307 12,181

Home health services a 17 56 159 78 218 4,532

Amount reimbursed per person served (dollars)

Hospital Insurance and/or Supplementary Medical Insurance 592 1,055 1,791 3,578 5,804 5,635

Hospital Insurance 749 1,855 3,379 8,520 14,018 13,596

Inpatient hospital 738 1,799 3,291 8,289 12,064 12,022

Skilled nursing services 774 896 1,336 3,068 7,472 6,689

Home health services a 204 413 652 1,874 4,726 1,821

Hospice services b . . . . . . . . . -- 5,333 5,224

Supplementary Medical Insurance 195 296 545 1,399 1,990 2,276

Physicians' and other medical services 191 268 471 1,132 1,498 1,637

Outpatient services 25 99 190 503 741 683

Home health servicesa 145 347 526 2,033 4,638 3,712

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.6 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Amount reimbursed per enrollee (dollars)

Hospital Insurance and/or Supplementary Medical Insurance 217 557 1,142 2,869 4,510 5,189

Hospital Insurance 152 410 811 1,781 3,010 3,158

Inpatient hospital 137 394 780 1,607 2,179 2,636

Skilled nursing services 14 11 13 62 322 340

Home health services a 1 6 18 112 451 95

Hospice services b . . . . . . . . . -- 58 87

Supplementary Medical Insurance 71 159 356 1,163 1,605 2,199

Physicians' and other medical services 69 139 298 922 1,184 1,555

Outpatient services 2 17 51 238 414 470

Home health services a 1 2 6 3 7175

SOURCE: Centers for Medicare & Medicaid Services.

NOTES: Measurement of the use of services represents those persons receiving a reimbursed service under the original (or fee-for-service) Medicare plan. Amount 

reimbursed represents payments recorded on fee-for-service claims only and excludes nonbilling reimbursements, such as end-of-year cost settlements and premiums 

paid to managed care plans. For all years, total enrollment as of July 1 in the original (or fee-for-service) Medicare program as well as those enrolled in alternative prepaid 

plans, such as Medicare managed care, are shown. Beginning in 1997, data for the original fee-for-service enrollment population are shown separately, as they provide a 

more accurate population for denominators for computing persons served per 1,000 enrollees and average fee-for-service reimbursement per enrollee.

. . . = not applicable; -- = not available.

a. The Balanced Budget Act of 1997, enacted on August 5, 1997, specified that, effective January 1998, coverage for the majority of home health services not associated with a hospital or skilled nursing facility will be transferred from the Hospital Insurance (HI) program to the Supplementary Medical Insurance (SMI) program. The 

HI program will cover the first 100 home health agency visits following a hospital or skilled nursing facility stay of at least 3 days. From July 1981 to December 1997, 

home health agency services were almost exclusively provided by the HI program. For more information, refer to the 1998 HI and SMI trust fund reports.

b. The hospice care benefit was enacted in 1982. Therefore, for calendar years 1967, 1975, and 1980, hospice services were not applicable.

Table 8.B1—Hospital Insurance and/or Supplementary Medical Insurance: Aged persons enrolled, served,

and amount reimbursed, by type of coverage and service, selected years 1967–1999—Continued

Type of coverage and service 1967 1975 1980 1990 1997 1999
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.7

Table 8.B2—Hospital Insurance and/or Supplementary Medical Insurance: Disabled persons enrolled, served, 

and amount reimbursed, by type of coverage and service, selected years 1974–1999

Type of coverage and service 1974 1975 1980 1990 1997 1998 1999

Persons enrolled (fee-for-service and managed care) (thousands)

Hospital Insurance and/or Supplementary Medical Insurance 1,928 2,168 2,963 3,255 4,829 5,041 5,219

Hospital Insurance 1,928 2,168 2,963 3,255 4,829 5,040 5,219

Supplementary Medical Insurance 1,745 1,959 2,719 2,943 4,307 4,486 4,642

Persons enrolled (fee-for-service only) (thousands)

Hospital Insurance and/or Supplementary Medical Insurance -- -- -- -- 4,498 4,617 4,741

Hospital Insurance -- -- -- -- 4,498 4,616 4,741

Supplementary Medical Insurance -- -- -- -- 3,976 4,061 4,164

Persons served (thousands)

Hospital Insurance and/or Supplementary Medical Insurance 792 975 1,760 2,390 3,717 3,792 3,937

Hospital Insurance 400 475 728 680 982 952 937

Inpatient hospital 397 472 721 644 883 891 916

Skilled nursing services 8 8 9 23 70 73 74

Home health services a 15 22 51 122 289 204 126

Hospice services b . . . . . . . . . -- 20 21 24

Supplementary Medical Insurance 740 924 1,723 2,365 3,678 3,757 3,898

Physicians' and other medical services 691 865 1,631 2,249 3,527 3,619 3,764

Outpatient services 296 399 909 1,496 2,586 2,629 2,728

Home health services a 9 13 25 c 360 125 127

Persons served per 1,000 enrollees

Hospital Insurance and/or Supplementary Medical Insurance 411 450 594 734 772 823 831

Hospital Insurance 208 219 246 209 204 207 198

Inpatient hospital 206 218 243 198 183 194 193

Skilled nursing services 4 4 3 7 15 16 16

Home health services a 8 10 17 38 60 44 27

Hospice services b . . . . . . . . . -- 4 5 5

Supplementary Medical Insurance 424 471 634 804 856 927 936

Physicians' and other medical services 396 442 600 764 821 892 904

Outpatient services 170 204 334 508 602 648 655

Home health services a 579 c 84 31 30

Amount reimbursed (millions of dollars)

Hospital Insurance and/or Supplementary Medical Insurance 1,049 1,509 4,478 11,239 23,768 23,746 24,262

Hospital Insurance 694 987 2,765 6,694 14,293 13,529 13,434

Inpatient hospital 681 968 2,714 6,346 12,133 12,291 12,571

Skilled nursing services 7 9 13 85 529 582 482

Home health services a 6 10 38 264 1,512 527 229

Hospice services b . . . . . . . . . -- 120 129 153

Supplementary Medical Insurance 355 522 1,713 4,545 9,475 10,217 10,828

Physicians' and other medical services 206 295 997 2,831 5,525 5,743 6,188

Outpatient services 145 221 701 1,714 3,949 3,980 4,043

Home health services a 3 516 c 504 494 597

Amount reimbursed per person served (dollars)

Hospital Insurance and/or Supplementary Medical Insurance 1,324 1,548 2,544 4,703 6,394 6,262 6,163

Hospital Insurance 1,735 2,077 3,798 9,847 14,555 14,211 14,337

Inpatient hospital 1,714 2,051 3,765 9,849 13,741 13,795 13,724

Skilled nursing services 936 1,049 1,571 3,702 7,557 7,973 6,514

Home health services a 399 478 733 2,156 5,232 2,583 1,817

Hospice services b . . . . . . . . . -- 6,000 6,143 6,375

Supplementary Medical Insurance 479 565 994 1,922 2,576 2,719 2,778

Physicians' and other medical services 298 341 611 1,259 1,566 1,587 1,644

Outpatient services 490 554 771 1,146 1,527 1,514 1,482

Home health services a 345 420 619 c 1,400 3,952 4,701

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.8 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Amount reimbursed per enrollee (dollars)

Hospital Insurance and/or Supplementary Medical Insurance 544 696 1,511 3,453 4,936 5,157 5,121

Hospital Insurance 360 455 933 2,057 2,968 2,939 2,835

Inpatient hospital 353 446 916 1,950 2,520 2,670 2,653

Skilled nursing services 4 4 4 26 110 126 102

Home health services a 3 5 13 81 314 114 48

Hospice services b . . . . . . . . . -- 25 28 32

Supplementary Medical Insurance 208 266 630 1,544 2,206 2,520 2,600

Physicians' and other medical services 118 151 639 962 1,286 1,416 1,486

Outpatient services 83 113 258 582 919 982 971

Home health services a 235 c 117 122 143

SOURCE: Centers for Medicare & Medicaid Services.

NOTES: Measurement of the use of services represents those persons receiving a reimbursed service under the original (or fee-for-service) Medicare plan. Amount 

reimbursed represents payments recorded on fee-for-service claims only and excludes nonbilling reimbursements, such as end-of-year cost settlements and premiums 

paid to managed care plans. For all years, total enrollment as of July 1 in the original (or fee-for-service) Medicare program as well as those enrolled in alternative prepaid 

plans, such as Medicare managed care, are shown. Beginning in 1997, data for the original fee-for-service enrollment population are shown separately, as they provide a 

more accurate population for denominators for computing persons served per 1,000 enrollees and average fee-for-service reimbursement per enrollee.

. . . = not applicable; -- = not available.

a. The Balanced Budget Act of 1997, enacted on August 5, 1997, specified that, effective January 1998, coverage for the majority of home health services not associated with a hospital or skilled nursing facility will be transferred from the Hospital Insurance (HI) program to the Supplementary Medical Insurance (SMI) program. 

The HI program will cover the first 100 home health agency visits following a hospital or skilled nursing facility stay of at least 3 days. From July 1981 to 

December 1997, home health agency services were almost exclusively provided by the HI program. For more information, refer to the 1998 HI and SMI trust fund 

reports.

b. The hospice care benefit was enacted in 1982. Therefore, for calendar years 1974, 1975, and 1980, hospice services were not applicable.

c. Sample population too small to yield valid calculated results.

Table 8.B2—Hospital Insurance and/or Supplementary Medical Insurance: Disabled persons enrolled, served, 

and amount reimbursed, by type of coverage and service, selected years 1974–1999—Continued

Type of coverage and service 1974 1975 1980 1990 1997 1998 1999
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.9

Table 8.B3a—Hospital Insurance and/or Supplementary Medical Insurance: Number of enrollees aged 65 or 

older, by census division and state or other area, July 1, 1980–2003, selected years (in thousands)

Census division and state or area 1980 1990 1995 1999 2000 2001 2002 2003

Total

All areas 25,515 30,948 33,142 33,929 34,253 34,462 34,679 35,008

United States a 25,027 30,350 32,492 33,240 33,549 33,743 33,947 34,261

New England 1,506 1,734 1,816 1,829 1,838 1,837 1,836 1,841

Connecticut 362 436 455 456 458 457 456 458

Maine 142 165 174 179 180 182 183 185

Massachusetts 715 795 825 826 829 827 824 822

New Hampshire 103 126 139 145 147 148 150 152

Rhode Island 125 145 149 148 148 147 146 146

Vermont 59 68 72 75 76 76 77 78

Middle Atlantic 4,496 5,084 5,267 5,264 5,282 5,277 5,276 5,279

New Jersey 851 1,006 1,058 1,065 1,070 1,070 1,071 1,073

New York 2,128 2,280 2,328 2,334 2,347 2,351 2,356 2,361

Pennsylvania 1,516 1,798 1,881 1,865 1,865 1,856 1,849 1,845

East North Central 4,462 5,224 5,500 5,526 5,552 5,560 5,567 5,599

Illinois 1,238 1,401 1,446 1,437 1,440 1,440 1,439 1,446

Indiana 579 685 725 732 736 738 740 746

Michigan 916 1,101 1,177 1,194 1,203 1,207 1,210 1,218

Ohio 1,162 1,387 1,471 1,474 1,480 1,480 1,480 1,486

Wisconsin 567 650 683 689 693 695 698 703

West North Central 2,186 2,424 2,510 2,513 2,519 2,522 2,523 2,532

Iowa 387 422 432 427 427 426 425 426

Kansas 304 337 348 347 347 346 345 345

Minnesota 479 544 570 579 583 586 590 595

Missouri 639 706 733 734 736 737 737 740

Nebraska 205 221 228 227 227 227 227 227

North Dakota 81 91 94 93 93 93 92 92

South Dakota 91 102 106 106 106 107 107 107

South Atlantic 4,179 5,536 6,091 6,330 6,410 6,474 6,542 6,630

Delaware 59 80 90 96 97 99 100 102

District of Columbia 71 71 70 66 66 65 64 64

Florida 1,579 2,174 2,396 2,473 2,493 2,511 2,531 2,558

Georgia 499 636 700 736 750 760 771 785

Maryland 381 496 542 562 570 576 582 589

North Carolina 588 786 878 925 939 952 965 980

South Carolina 279 383 428 454 463 470 477 486

Virginia 490 645 714 748 761 771 782 795

West Virginia 233 264 274 270 271 270 270 271

East South Central 1,613 1,887 2,000 2,041 2,060 2,072 2,084 2,107

Alabama 428 508 541 553 558 561 564 569

Kentucky 402 459 482 488 491 492 494 499

Mississippi 280 313 325 328 330 331 333 336

Tennessee 503 607 652 672 681 688 693 703

West South Central 2,363 2,880 3,120 3,232 3,274 3,299 3,328 3,369

Arkansas 303 343 356 358 359 359 360 362

Louisiana 380 460 488 495 498 498 500 504

Oklahoma 361 412 432 436 438 439 440 442

Texas 1,318 1,665 1,845 1,943 1,979 2,003 2,028 2,061

Mountain 1,043 1,490 1,726 1,863 1,906 1,944 1,983 2,028

Arizona 295 456 536 577 591 602 614 628

Colorado 244 324 367 395 403 410 416 424

Idaho 95 121 134 142 144 147 150 153

Montana 85 106 114 118 119 120 121 123

Nevada 65 128 172 200 209 218 227 236

New Mexico 114 160 182 196 200 203 207 211

Utah 108 147 168 178 183 186 189 193

Wyoming 38 47 54 57 57 58 59 60

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.10 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Pacific 3,157 4,082 4,444 4,630 4,697 4,747 4,798 4,865

Alaska 11 22 28 33 35 36 38 39

California 2,346 2,990 3,241 3,385 3,436 3,474 3,509 3,556

Hawaii 74 118 138 148 151 153 155 157

Oregon 300 390 422 429 432 435 440 446

Washington 426 562 614 635 643 649 656 667

Unknown 22 10 18 12 11 11 10 10

Outlying areas 270 344 383 404 420 430 439 448

Puerto Rico 263 337 367 393 401 410 418 427

Virgin Islands 4 6 8 9 9 10 10 10

Other 3 1 8 2 10 10 11 11

Foreign countries 217 254 268 280 284 289 293 299

SOURCE: Centers for Medicare & Medicaid Services.

a. Represents beneficiaries of the 50 states and the District of Columbia and beneficiaries with unknown residence.

Table 8.B3a—Hospital Insurance and/or Supplementary Medical Insurance: Number of enrollees aged 65 or 

older, by census division and state or other area, July 1, 1980–2003, selected years (in thousands)—Continued

Census division and state or area 1980 1990 1995 1999 2000 2001 2002 2003
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.11

Table 8.B3b—Hospital Insurance and/or Supplementary Medical Insurance: Number of disabled enrollees,

by census division and state or other area, July 1, 1980–2003, selected years (in thousands)

Census division and state or area 1980 1990 1995 1999 2000 2001 2002 2003

Total

All areas 2,963 3,255 4,393 5,212 5,367 5,563 5,810 6,079

United States a 2,863 3,149 4,266 5,062 5,208 5,406 5,648 5,912

New England 141 156 228 277 285 295 307 319

Connecticut 31 33 47 56 58 59 62 64

Maine 16 18 27 35 36 38 40 42

Massachusetts 64 72 108 128 131 135 139 144

New Hampshire 9 11 17 22 23 24 26 27

Rhode Island 14 14 19 23 24 25 26 27

Vermont 7 710 13 13 14 14 15

Middle Atlantic 493 473 603 713 731 755 784 814

New Jersey 91 86 110 130 133 138 142 147

New York 237 229 302 360 368 378 391 402

Pennsylvania 165 158 190 223 230 239 251 265

East North Central 486 561 715 807 823 845 877 916

Illinois 113 132 172 192 195 200 207 215

Indiana 63 77 99 113 117 120 125 132

Michigan 118 132 170 195 200 207 216 227

Ohio 141 156 196 219 221 226 233 241

Wisconsin 50 64 79 88 90 92 96 101

West North Central 180 211 280 328 338 351 370 387

Iowa 29 34 43 49 50 52 54 57

Kansas 22 26 35 42 43 45 47 49

Minnesota 35 44 60 69 72 74 78 82

Missouri 67 75 100 120 124 130 137 144

Nebraska 14 16 22 25 26 27 29 30

North Dakota 6 7 9 10 10 10 11 11

South Dakota 7 8 11 13 13 13 14 14

South Atlantic 545 607 834 1,034 1,075 1,125 1,179 1,236

Delaware 7 8 11 14 15 15 16 17

District of Columbia 8 7 8 9 10 10 10 10

Florida 147 165 232 298 311 328 345 363

Georgia 88 96 134 161 166 173 180 188

Maryland 41 46 60 72 75 78 82 85

North Carolina 91 106 149 186 194 203 214 225

South Carolina 51 59 81 101 105 110 115 121

Virginia 68 77 105 128 132 138 144 151

West Virginia 43 44 55 65 67 70 73 76

East South Central 246 287 397 480 495 518 543 570

Alabama 63 74 101 123 127 134 142 151

Kentucky 62 75 105 128 132 137 143 149

Mississippi 46 53 72 86 88 92 96 101

Tennessee 76 85 119 143 148 155 162 169

West South Central 288 317 452 528 539 559 584 614

Arkansas 45 48 67 78 80 83 86 90

Louisiana 63 71 93 103 104 107 112 116

Oklahoma 41 39 56 67 69 72 75 79

Texas 139 159 236 280 286 297 311 329

Mountain 112 148 228 276 284 295 312 327

Arizona 34 42 66 81 84 89 95 101

Colorado 24 34 54 64 65 66 68 69

Idaho 9 11 16 20 21 22 23 25

Montana 9 12 16 18 18 18 19 20

Nevada 8 13 22 29 30 32 35 37

New Mexico 15 19 28 33 34 35 37 39

Utah 9 13 20 23 24 25 26 27

Wyoming 34788899

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.12 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Pacific 367 388 529 618 637 662 692 726

Alaska 2 3 5 7 7 8 8 9

California 284 289 392 452 465 481 500 522

Hawaii 7 9 11 14 15 15 17 18

Oregon 31 34 47 55 57 61 64 68

Washington 43 53 74 90 93 97 103 109

Unknown 4 2 1 1 1 1 2 2

Outlying areas 88 93 111 134 139 142 147 152

Puerto Rico 88 92 110 132 136 139 144 148

Virgin Islands -- 1 1 1 1 1 1 2

Other -- -- -- 1 2 2 2 2

Foreign countries 12 14 14 14 14 15 15 15

SOURCE: Centers for Medicare & Medicaid Services.

NOTE: -- = not available.

a. Represents beneficiaries of the 50 states and the District of Columbia and beneficiaries with unknown residence.

Table 8.B3b—Hospital Insurance and/or Supplementary Medical Insurance: Number of disabled enrollees,

by census division and state or other area, July 1, 1980–2003, selected years (in thousands)—Continued

Census division and state or area 1980 1990 1995 1999 2000 2001 2002 2003
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.13

CONTACT: Maria Diacogiannis (410) 786-0178.

Table 8.B4—Hospital Insurance and/or Supplementary Medical Insurance: Number of enrollees aged 65 or 

older, by program, age, sex, and race, July 1, 1980–2003, selected years (in thousands)

Age, sex, and race 1980 1985 1990 1995 2000 2001 2002 2003

Hospital Insurance and/or Supplementary Medical Insurance

Total 25,515 28,176 30,948 33,142 34,253 34,463 34,680 35,008

Age

65–69 8,459 8,956 9,695 9,517 9,167 9,201 9,274 9,466

70–74 6,756 7,441 7,951 8,756 8,609 8,564 8,480 8,394

75–79 4,809 5,453 6,058 6,563 7,285 7,285 7,292 7,302

80–84 3,081 3,463 3,957 4,470 4,870 5,022 5,173 5,283

85 or older 2,410 2,861 3,286 3,837 4,322 4,391 4,461 4,563

Sex

Men 10,268 11,282 12,416 13,434 14,112 14,263 14,418 14,625

Women 15,247 16,894 18,532 19,708 20,141 20,199 20,261 20,382

Race

White 22,534 24,745 26,855 29,011 29,757 29,883 29,974 30,195

All other races 2,257 2,585 3,114 3,253 4,403 4,495 4,627 4,741

Unknown 724 846 979 878 92 85 78 72

Hospital Insurance

Total 25,104 27,683 30,464 32,742 33,833 34,044 34,257 34,581

Age

65–69 8,302 8,818 9,565 9,411 9,074 9,111 9,183 9,373

70–74 6,592 7,292 7,829 8,652 8,505 8,462 8,380 8,295

75–79 4,731 5,315 5,947 6,483 7,189 7,189 7,196 7,206

80–84 3,072 3,403 3,872 4,409 4,806 4,956 5,103 5,211

85 or older 2,407 2,854 3,252 3,787 4,259 4,326 4,395 4,496

Sex

Men 10,156 11,146 12,280 13,310 13,979 14,130 14,284 14,489

Women 14,948 16,536 18,184 19,431 19,854 19,914 19,974 20,092

Race

White 22,244 24,424 26,591 28,822 29,570 29,700 29,792 30,013

All other races 2,160 2,444 2,931 3,127 4,176 4,264 4,392 4,500

Unknown 699 815 942 792 87 80 73 68

Supplementary Medical Insurance

Total 24,680 27,311 29,686 31,742 32,590 32,749 32,934 33,203

Age

65–69 8,156 8,607 9,008 8,830 8,330 8,340 8,401 8,554

70–74 6,570 7,277 7,740 8,430 8,256 8,200 8,107 8,012

75–79 4,684 5,333 5,942 6,431 7,088 7,083 7,090 7,100

80–84 2,981 3,381 3,879 4,392 4,782 4,926 5,068 5,169

85 or older 2,289 2,712 3,118 3,659 4,134 4,200 4,268 4,368

Sex

Men 9,868 10,852 11,758 12,694 13,205 13,328 13,466 13,640

Women 14,813 16,459 17,927 19,048 19,384 19,420 19,468 19,562

Race

White 21,876 24,060 25,849 27,899 28,432 28,519 28,592 28,765

All other races 2,114 2,441 2,910 3,028 4,086 4,166 4,285 4,386

Unknown 691 810 927 815 71 64 58 52

SOURCE: Centers for Medicare & Medicaid Services.
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.14 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Table 8.B5—Hospital Insurance and/or Supplementary Medical Insurance: Number of enrollees under age 65 

who are disabled or have end-stage renal disease, by program, age, sex, and race, July 1, 1980–2003, selected 

years

Age, sex, and race

1980 1990 2000 2002 2003

All

disabled

End stage

renal

disease

only

All

disabled

End stage

renal

disease

only

All

disabled

End stage

renal

disease

only

All

disabled

End stage

renal

disease

only

All

disabled

End stage

renal

disease

only

Hospital Insurance and/or Supplementary Medical Insurance

Total 2,963,175 28,334 3,255,007 64,692 5,367,151 73,890 5,809,611 79,353 6,079,424 81,662

Age

Under 35 371,204 8,773 483,265 16,603 522,321 13,255 532,378 13,661 553,946 13,801

35–44 369,460 5,188 654,957 14,159 1,129,288 15,084 1,145,800 15,363 1,154,953 15,428

45–54 657,486 6,977 741,200 15,800 1,627,238 22,647 1,797,665 24,287 1,885,826 25,323

55–64 1,565,025 7,396 1,375,585 18,130 2,088,304 22,904 2,333,768 26,042 2,484,699 27,110

Sex

Men 1,870,558 14,547 2,042,944 33,647 3,014,107 40,062 3,194,079 43,239 3,311,265 44,736

Women 1,092,617 13,787 1,212,063 31,045 2,353,044 33,828 2,615,532 36,114 2,768,159 36,926

Race

White 2,422,253 19,232 2,480,767 35,638 3,989,357 35,636 4,301,138 37,556 4,495,109 37,913

All other races 486,677 7,907 712,315 26,477 1,362,457 37,820 1,494,904 41,566 1,571,271 43,551

Unknown 54,245 1,195 61,925 2,577 15,337 434 13,569 231 13,044 198

Hospital Insurance

Total 2,963,156 28,334 3,254,983 64,677 5,366,598 73,890 5,809,174 79,353 6,076,034 81,652

Age

Under 35 371,199 8,773 483,262 16,601 522,123 13,255 532,284 13,661 553,083 13,797

35–44 369,458 5,188 654,953 14,157 1,129,170 15,084 1,145,693 15,363 1,154,266 15,427

45–54 657,483 6,977 741,193 15,794 1,627,107 22,647 1,797,555 24,287 1,884,907 25,320

55–64 1,565,016 7,396 1,375,575 18,125 2,088,198 22,904 2,333,642 26,042 2,483,778 27,108

Sex

Men 1,870,543 14,547 2,042,929 33,639 3,013,803 40,062 3,193,844 43,239 3,309,440 44,729

Women 1,092,613 13,787 1,212,054 31,038 2,352,795 33,828 2,615,330 36,114 2,766,594 36,923

Race

White 2,422,239 19,232 2,480,754 35,631 3,988,957 35,636 4,300,844 37,556 4,493,014 37,907

All other races 486,672 7,907 712,304 26,469 1,362,305 37,820 1,494,763 41,566 1,569,996 43,547

Unknown 54,245 1,195 61,925 2,577 15,336 434 13,567 231 13,024 198

Supplementary Medical Insurance

Total 2,719,226 27,046 2,943,480 58,912 4,769,804 68,800 5,144,421 73,285 5,386,970 75,042

Age

Under 35 339,665 8,294 441,640 14,782 466,869 12,159 474,464 12,429 494,729 12,520

35–44 337,146 4,963 586,537 12,567 998,230 13,783 1,007,411 13,866 1,015,672 13,854

45–54 596,287 6,683 666,257 14,559 1,421,904 20,961 1,568,114 22,343 1,650,064 23,087

55–64 1,446,128 7,106 1,249,046 17,004 1,882,801 21,897 2,094,432 24,647 2,226,505 25,581

Sex

Men 1,694,569 13,887 1,833,959 30,338 2,665,252 37,037 2,813,277 39,551 2,917,468 40,651

Women 1,024,657 13,159 1,109,521 28,574 2,104,552 31,763 2,331,144 33,734 2,469,502 34,391

Race

White 2,218,176 18,458 2,236,781 32,347 3,535,008 33,154 3,799,460 34,747 3,974,030 34,952

All other races 449,753 7,446 650,121 24,240 1,221,836 35,256 1,333,260 38,324 1,401,696 39,907

Unknown 51,297 1,142 56,578 2,325 12,960 390 11,701 214 11,244 183

SOURCE: Centers for Medicare & Medicaid Services.
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.15

Table 8.B8a—Hospital Insurance: Average covered charge per covered day of care in short-stay hospitals,

by census division and state or other area, selected years 1975–2003 (in dollars)

Census division and state or area a 1975 1980 1990 1995 2000 2001 2002 2003

Total

All areas b 143 292 1,090 1,908 2,762 3,080 3,574 4,117

United States c 144 293 1,081 1,920 2,787 3,108 3,608 4,157

New England 159 298 988 1,763 2,436 2,610 2,862 3,194

Connecticut 167 287 1,177 2,013 2,608 2,726 3,014 3,413

Maine 133 284 927 1,645 2,328 2,489 2,763 3,042

Massachusetts 168 316 942 1,705 2,429 2,598 2,797 3,100

New Hampshire 123 264 1,022 1,699 2,480 2,696 3,027 3,384

Rhode Island 154 284 851 1,638 2,316 2,654 2,967 3,290

Vermont 124 230 923 1,580 1,995 2,145 2,356 2,660

Middle Atlantic 163 304 943 1,704 2,743 3,169 3,925 4,763

New Jersey 157 300 725 1,865 3,757 4,767 6,157 7,447

New York 176 301 836 1,366 2,116 2,328 2,817 3,412

Pennsylvania 145 312 1,236 2,109 3,003 3,334 3,979 4,791

East North Central 140 294 1,097 1,866 2,550 2,786 3,135 3,547

Illinois 148 322 1,202 2,126 3,017 3,282 3,645 4,094

Indiana 116 236 997 1,713 2,271 2,466 2,731 3,061

Michigan 156 332 1,193 1,881 2,451 2,626 2,925 3,310

Ohio 134 277 1,030 1,730 2,360 2,605 2,995 3,443

Wisconsin 128 251 933 1,690 2,424 2,744 3,154 3,541

West North Central 117 248 1,052 1,831 2,638 2,924 3,305 3,732

Iowa 110 239 902 1,573 2,124 2,346 2,663 3,031

Kansas 113 244 1,093 1,957 2,589 2,851 3,225 3,768

Minnesota 124 248 1,132 1,938 2,913 3,217 3,666 4,162

Missouri 119 257 1,108 1,922 2,783 3,074 3,385 3,747

Nebraska 116 251 1,043 1,850 3,007 3,418 4,031 4,497

North Dakota 118 237 937 1,509 2,180 2,376 2,663 2,989

South Dakota 107 228 915 1,518 2,167 2,424 2,870 3,266

South Atlantic 135 273 1,106 1,876 2,637 2,921 3,337 3,776

Delaware 153 274 1,191 1,831 1,971 2,147 2,384 2,631

District of Columbia 174 373 1,374 2,129 3,331 3,544 3,829 4,437

Florida 161 321 1,360 2,351 3,439 3,832 4,406 5,030

Georgia 125 258 1,081 1,744 2,527 2,763 3,101 3,552

Maryland 164 274 813 1,365 1,608 1,708 1,859 1,951

North Carolina 101 214 932 1,603 2,175 2,404 2,672 2,963

South Carolina 106 229 1,021 1,818 2,611 2,935 3,368 3,799

Virginia 118 247 1,022 1,732 2,432 2,674 3,082 3,474

West Virginia 108 247 1,009 1,472 1,821 1,978 2,193 2,433

East South Central 115 243 1,019 1,718 2,451 2,668 3,016 3,457

Alabama 126 282 1,176 2,054 2,914 3,204 3,612 4,143

Kentucky 107 216 967 1,630 2,269 2,448 2,751 3,117

Mississippi 98 213 865 1,437 2,017 2,214 2,504 2,883

Tennessee 122 250 1,012 1,662 2,479 2,675 3,031 3,485

West South Central 117 253 1,138 1,937 2,767 3,094 3,539 4,045

Arkansas 104 231 923 1,511 2,194 2,468 2,773 3,152

Louisiana 116 265 1,180 1,926 2,724 3,019 3,369 3,700

Oklahoma 128 271 997 1,620 2,335 2,559 2,841 3,263

Texas 118 250 1,212 2,118 3,008 3,366 3,890 4,486

Mountain 142 305 1,350 2,321 3,279 3,639 4,090 4,630

Arizona 155 325 1,442 2,617 3,885 4,237 4,663 5,197

Colorado 144 288 1,308 2,240 3,392 3,812 4,329 4,859

Idaho 129 273 1,140 1,951 2,471 2,725 2,997 3,304

Montana 116 262 1,036 1,742 2,233 2,501 2,756 3,091

Nevada 177 424 2,031 3,253 4,320 4,773 5,418 6,237

New Mexico 133 293 1,140 1,913 2,533 2,814 3,149 3,591

Utah 142 316 1,283 2,069 2,871 3,111 3,375 3,777

Wyoming 109 245 1,094 1,985 2,373 2,621 2,911 3,319

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.16 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Pacific 196 416 1,651 2,877 4,228 4,759 5,648 6,495

Alaska 228 379 1,470 2,385 3,144 3,390 3,757 4,521

California 206 448 1,794 3,156 4,701 5,324 6,363 7,283

Hawaii 148 333 1,224 2,319 2,991 3,138 3,440 3,800

Oregon 158 329 1,275 1,987 2,717 2,980 3,245 3,707

Washington 163 293 1,162 1,924 2,708 3,008 3,455 3,972

Outlying areas 77 152 510 739 947 990 1,055 1,077

Puerto Rico 77 151 505 736 946 988 1,050 1,069

Virgin Islands 92 161 746 843 1,007 1,112 1,372 1,568

Other 88 263 . . . . . . . . . . . . . . . . . .

SOURCE: Centers for Medicare & Medicaid.

NOTES: Data for 1975 and 1980 are based on bills approved in each year and recorded in the Centers for Medicare & Medicaid Services before December 29, 1995. 

Data from 1990–2003 are based on bills incurred in each year and recorded before June 27, 2003. Includes data for services rendered to both aged and disabled 

persons.

. . . = not applicable.

a. Geographic distribution reflects the beneficiaries’ area of residence.

b. Excludes claims for persons residing in foreign countries.

c. Includes claims for persons whose place of residence is unknown.

Table 8.B8a—Hospital Insurance: Average covered charge per covered day of care in short-stay hospitals,

by census division and state or other area, selected years 1975–2003 (in dollars)—Continued

Census division and state or area a 1975 1980 1990 1995 2000 2001 2002 2003
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.17

Table 8.B8b—Hospital Insurance: Average covered charge per covered day of care in skilled nursing facilities,

by census division and state or other area, selected years 1975–2003 (in dollars)

Census division and state or area a 1975 1980 1990 1995 2000 2001 2002 2003

Total

All areas b 43 70 193 402 462 463 475 488

United States c 43 70 193 402 462 463 475 488

New England 50 77 172 347 431 438 459 480

Connecticut 35 51 165 314 388 396 427 445

Maine 52 100 274 308 406 432 469 485

Massachusetts 63 98 181 380 484 487 494 519

New Hampshire 41 86 218 412 410 437 470 484

Rhode Island 43 59 129 265 392 374 405 430

Vermont 38 62 155 266 357 363 392 410

Middle Atlantic 50 73 168 308 428 437 466 491

New Jersey 45 81 164 344 434 450 504 532

New York 61 80 168 240 360 375 402 432

Pennsylvania 40 65 170 373 510 506 522 535

East North Central 40 68 167 358 450 458 464 481

Illinois 37 77 215 421 528 528 533 556

Indiana 35 60 180 399 447 449 444 448

Michigan 45 60 130 270 376 398 405 425

Ohio 41 69 157 375 462 464 476 485

Wisconsin 35 64 149 315 343 358 372 397

West North Central 45 82 194 367 473 465 483 508

Iowa 46 84 269 406 490 506 539 560

Kansas 39 66 255 461 539 515 507 509

Minnesota 46 94 125 245 306 311 363 409

Missouri 47 95 263 465 603 576 562 575

Nebraska 41 71 205 338 484 476 503 524

North Dakota 43 49 118 221 408 389 409 443

South Dakota 33 61 160 270 326 348 380 435

South Atlantic 34 59 168 396 405 401 410 423

Delaware 31 50 132 328 345 351 380 410

District of Columbia 34 64 193 389 437 430 483 509

Florida 34 59 195 488 447 426 421 432

Georgia 34 71 146 346 356 356 385 392

Maryland 37 56 141 347 403 402 416 428

North Carolina 31 52 132 283 342 357 368 399

South Carolina 26 46 159 337 384 389 414 403

Virginia 42 68 168 331 374 388 404 416

West Virginia 36 64 171 364 446 462 466 494

East South Central 37 56 154 358 420 431 439 433

Alabama 33 38 143 353 381 379 400 405

Kentucky 36 58 151 352 439 440 431 450

Mississippi 45 105 160 377 480 513 522 523

Tennessee 41 70 162 358 407 427 435 407

West South Central 45 94 267 539 579 568 549 537

Arkansas 44 84 238 372 499 507 571 575

Louisiana 43 83 374 683 754 719 687 673

Oklahoma 60 145 312 563 579 599 588 584

Texas 43 78 238 542 556 541 511 496

Mountain 38 64 226 486 477 466 461 456

Arizona 41 71 236 549 535 491 450 432

Colorado 42 73 266 538 502 491 488 471

Idaho 27 46 152 381 384 401 419 428

Montana 30 44 123 291 362 378 405 408

Nevada 37 66 232 569 592 580 467 423

New Mexico 57 122 267 488 534 534 545 553

Utah 36 75 266 473 435 432 460 483

Wyoming 36 49 208 379 421 402 441 474

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.18 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Pacific 45 81 269 576 584 584 613 629

Alaska 68 115 283 437 0 789 746 676

California 46 87 287 629 0 644 683 697

Hawaii 49 83 217 467 469 523 532 555

Oregon 40 63 207 421 382 377 387 400

Washington 34 62 196 412 390 404 421 426

Outlying areas

Puerto Rico 51 97 202 261 362 359 354 371

Virgin Islands 43 104 171 370 399 474 763 490

SOURCE: Centers for Medicare & Medicaid Services.

NOTE: Data from 1975 to 1995 are based on bills approved in each year and recorded in the Centers for Medicare & Medicaid Services before December 29, 1995. Data 

from 2000 to 2003 are based on bills incurred in each year and recorded in the Centers for Medicare & Medicaid Services before June 27, 2004. Includes data for services rendered to both aged and disabled persons.

a. Geographic distribution reflects the beneficiaries’ area of residence.

b. Excludes claims for persons residing in foreign countries.

c. Includes claims for persons whose place of residence is unknown.

Table 8.B8b—Hospital Insurance: Average covered charge per covered day of care in skilled nursing facilities,

by census division and state or other area, selected years 1975–2003 (in dollars)—Continued

Census division and state or area a 1975 1980 1990 1995 2000 2001 2002 2003
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.19

CONTACT: Maria Diacogiannis (410) 786-0178.

Table 8.B8.1—Hospital Insurance: Short-stay hospital discharges, by state or other area, selected fiscal

years 1990–2003

State or area 1990 1995 1996 1997 1998 1999 2000 2001 2002 2003

All areas 10,472,587 11,680,874 11,749,394 11,952,088 11,912,079 11,659,885 11,778,705 12,192,174 12,499,749 12,698,388

Alabama 226,359 255,013 258,908 265,029 266,603 266,541 274,518 282,999 291,991 294,850

Alaska 6,491 8,635 9,593 9,917 10,633 11,031 11,684 11,748 11,794 11,398

Arizona 140,069 139,564 146,446 150,597 150,190 128,363 135,143 144,989 156,302 165,231

Arkansas 143,363 152,516 154,626 157,920 160,379 160,880 164,310 166,445 170,102 170,421

California 834,829 875,926 889,323 901,018 921,068 780,295 740,564 756,629 801,758 836,444

Colorado 98,262 105,216 102,450 103,735 97,479 100,648 101,486 101,258 107,180 109,879

Connecticut 114,938 141,765 141,031 143,071 133,672 125,115 124,951 135,169 148,864 154,460

Delaware 26,125 30,336 30,051 30,632 30,738 33,287 34,049 36,386 36,541 38,216

District of Columbia 36,062 39,526 38,661 38,508 38,661 38,693 39,112 40,138 39,389 39,151

Florida 579,368 742,862 739,066 743,556 758,714 736,958 765,130 823,957 869,777 899,404

Georgia 274,957 316,301 323,093 327,839 320,774 311,998 324,286 334,599 338,687 342,392

Hawaii 26,340 32,526 32,939 34,795 33,331 26,347 26,146 26,343 26,932 26,302

Idaho 31,559 36,327 39,236 41,066 42,451 43,353 44,027 43,272 40,996 40,738

Illinois 460,926 533,238 524,936 538,476 531,184 539,314 556,122 578,327 601,373 607,561

Indiana 254,404 276,601 278,303 287,615 289,743 289,693 297,851 306,202 304,034 303,404

Iowa 141,191 146,448 148,724 151,815 154,152 155,497 159,451 162,466 156,854 148,591

Kansas 117,017 120,593 122,917 125,481 127,045 126,920 128,024 129,973 129,334 131,412

Kentucky 199,042 222,162 224,322 231,081 231,352 237,553 243,886 252,454 257,205 255,264

Louisiana 213,819 234,663 235,574 237,390 232,942 223,794 237,154 243,724 248,183 253,774

Maine 54,963 63,013 64,361 66,278 67,895 68,128 69,030 68,547 66,705 67,401

Maryland 179,835 214,989 211,265 204,988 195,489 199,012 208,038 234,162 244,595 251,754

Massachusetts 286,332 310,455 299,734 293,217 280,333 268,179 263,152 271,657 275,984 291,062

Michigan 366,349 435,455 443,753 457,401 456,972 452,461 452,367 468,675 497,195 506,259

Minnesota 170,808 178,018 181,315 187,164 192,488 194,935 200,918 209,469 210,382 208,364

Mississippi 142,662 162,934 170,698 181,599 185,149 181,575 183,952 185,626 182,535 183,965

Missouri 281,059 298,509 298,805 299,996 297,554 293,724 300,576 315,642 317,278 320,454

Montana 40,505 40,770 40,831 41,542 41,854 42,343 44,208 45,697 42,880 40,952

Nebraska 69,299 70,113 72,975 75,630 77,188 76,841 76,960 74,217 71,921 71,577

Nevada 37,478 49,254 52,175 54,509 55,150 48,369 49,613 51,836 56,622 57,345

New Hampshire 39,103 42,746 43,834 44,758 42,918 42,054 45,712 48,206 46,282 46,304

New Jersey 338,509 385,145 375,353 371,173 364,034 373,224 372,063 374,250 389,938 404,035

New Mexico 50,391 50,334 49,758 53,329 52,913 51,459 51,085 51,396 51,469 51,533

New York 723,060 797,453 796,965 798,611 787,116 777,269 750,793 761,352 771,835 780,893

North Carolina 267,370 336,173 353,297 369,667 385,533 395,004 406,700 413,429 418,725 431,441

North Dakota 37,543 37,014 36,807 38,272 38,332 38,847 39,672 38,764 34,707 34,645

Ohio 527,006 562,234 565,237 562,603 541,958 533,499 536,335 550,989 559,223 565,314

Oklahoma 155,100 156,239 158,966 163,842 166,068 170,592 176,021 179,543 182,998 187,913

Oregon 106,164 105,878 106,901 111,656 111,028 100,569 91,806 98,854 102,568 102,182

Pennsylvania 685,403 766,535 731,542 728,572 692,290 664,002 634,802 649,458 656,105 654,661

Rhode Island 46,578 49,740 50,739 50,498 46,484 39,625 38,489 39,658 40,229 38,506

South Carolina 112,232 156,060 163,200 171,889 184,188 194,344 204,038 213,513 216,412 218,775

South Dakota 38,175 41,714 42,916 44,101 44,350 44,846 45,239 45,202 43,134 42,626

Tennessee 290,371 310,335 318,600 324,380 324,831 318,793 327,423 341,212 344,524 348,700

Texas 603,621 671,734 689,627 721,006 732,255 725,166 742,628 798,667 843,945 868,784

Utah 39,963 43,819 45,418 44,513 45,698 48,898 53,003 55,207 56,244 57,928

Vermont 20,251 22,815 23,001 23,456 22,585 23,133 24,014 24,778 22,658 22,690

Virginia 240,165 271,620 274,285 285,721 286,752 289,195 295,790 305,346 310,602 315,181

Washington 157,942 157,146 160,146 158,264 152,867 148,620 153,660 162,197 166,846 167,102

West Virginia 111,305 124,293 125,954 131,334 131,473 134,483 134,585 135,458 132,356 131,953

Wisconsin 217,727 227,774 226,898 232,721 233,103 233,432 238,572 240,711 243,774 244,100

Wyoming 15,255 16,009 15,912 16,557 17,256 17,429 18,764 18,932 18,044 16,416

Outlying areas

Puerto Rico 93,436 111,950 115,410 120,547 123,752 130,209 137,315 138,713 139,682 134,979

Virgin Islands 528 1,374 1,234 1,402 1,569 1,511 1,552 1,468 1,571 1,641

Unknown 978 1,012 1,283 1,351 1,543 1,835 1,936 2,265 2,485 2,061

SOURCE: Centers for Medicare & Medicaid Services.

NOTE: Discharge data for fiscal year 2003 are final as of June 2004.
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.20 ♦ Annual Statistical Supplement, 2004

Table 8.B9—Supplementary Medical Insurance: Number of reimbursed bills, charges, and amount reimbursed, 

by type of beneficiary and type of service, for claims incurred 1995–2003 (in thousands)

Year a All services b

Physicians’ services Outpatient

hospital

services

Independent

laboratory

services

Home

health

services c

All

other

Total Surgical services d Medical d

Persons aged 65 or older

Number of bills

1995 578,104 406,868 44,896 361,972 48,063 53,175 213 69,785

1996 590,301 411,789 46,171 365,618 50,578 52,417 248 75,269

1997 600,228 418,826 46,517 372,309 52,364 49,917 245 78,876

1998 611,356 427,891 46,273 381,618 52,807 42,715 4,632 83,311

1999 e 486,296 429,299 45,496 383,803 51,498 e 5,499 e

2000 -- -- -- -- -- -- -- --

2001 -- -- -- -- -- -- -- --

2002 -- -- -- -- -- -- -- --

2003 -- -- -- -- -- -- -- --

Allowed charges f (dollars)

1995 84,329,200 39,754,745 13,734,400 26,020,048 31,785,243 1,802,713 288,835 10,697,664

1996 88,175,258 39,483,654 13,164,645 26,318,914 34,958,600 1,634,475 320,273 11,778,256

1997 92,896,022 40,447,602 12,953,314 27,493,847 37,668,927 1,490,474 335,544 12,953,475

1998 101,834,121 41,703,978 12,061,669 29,634,502 38,742,665 1,333,197 6,049,738 14,004,543

1999 105,655,913 43,770,755 12,080,067 31,637,737 40,236,989 1,264,423 6,874,018 13,509,728

2000 114,436,628 48,332,889 12,358,986 35,902,761 44,205,457 1,583,463 5,548,445 14,766,374

2001 131,252,782 55,171,870 13,091,543 40,923,161 52,831,077 1,859,485 4,160,513 17,229,837

2002 152,809,122 58,783,402 -- -- 67,391,151 2,101,369 4,344,154 20,189,046

2003 172,671,317 63,559,176 -- -- 79,760,992 2,246,105 4,687,920 22,417,124

Amount reimbursed g (dollars)

1995 49,728,498 31,117,714 10,833,812 20,283,666 10,090,546 1,751,376 206,817 6,562,045

1996 50,800,415 30,914,665 10,381,197 20,533,397 10,732,301 1,583,843 228,643 7,340,963

1997 52,436,342 31,683,693 10,218,613 21,464,753 11,208,118 1,440,441 234,529 7,869,561

1998 56,704,083 32,668,073 9,517,777 23,144,124 10,685,651 1,278,720 4,261,053 7,810,586

1999 58,239,867 34,423,899 9,523,625 24,857,734 10,364,021 1,209,283 4,836,740 7,405,924

2000 62,306,221 37,962,804 9,743,222 28,166,179 10,674,291 1,502,927 4,174,537 7,991,662

2001 71,314,045 43,354,148 10,351,499 32,120,569 12,938,887 1,759,409 4,039,929 9,221,672

2002 77,636,886 46,212,868 -- -- 14,728,213 1,983,401 4,300,505 10,411,899

2003 84,356,092 50,024,454 -- -- 16,430,955 2,120,382 4,467,234 11,313,067

Disabled beneficiaries

Number of bills

1995 77,224 49,829 4,261 45,568 11,152 7,758 0 8,485

1996 82,908 53,010 4,594 48,416 12,068 8,193 1 9,636

1997 86,071 55,260 4,773 50,487 12,415 8,073 0 10,323

1998 89,890 58,244 4,991 53,253 12,639 6,776 475 11,756

1999 e 72,288 59,281 5,042 54,239 12,413 e 594 e

2000 -- -- -- -- -- -- -- --

2001 -- -- -- -- -- -- -- --

2002 -- -- -- -- -- -- -- --

2003 -- -- -- -- -- -- -- --

Allowed charges f

 (dollars)

1995 14,392,879 5,005,328 1,392,181 3,613,063 7,691,775 280,673 79 1,415,024

1996 15,902,246 5,168,553 1,401,285 3,767,217 8,682,133 284,031 194 1,767,335

1997 17,062,457 5,399,380 1,409,583 3,989,586 9,394,843 281,459 575 1,986,200

1998 18,745,611 5,828,235 1,401,045 4,421,251 9,551,182 252,548 721,512 2,392,134

1999 20,044,042 6,298,631 1,453,807 4,812,231 10,127,713 245,521 867,306 2,504,871

2000 22,088,612 7,139,478 1,526,798 5,582,913 11,117,403 294,743 729,305 2,807,683

2001 25,851,633 8,338,582 1,631,945 6,383,077 13,297,005 343,140 556,071 3,316,835

2002 32,733,223 9,227,564 -- -- 18,508,966 401,935 603,808 3,990,950

2003 40,131,694 10,442,995 -- -- 24,080,585 442,148 667,485 4,498,481

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.21

CONTACT: Maria Diacogiannis (410) 786-0178.

Amount reimbursed g (dollars)

1995 8,408,407 3,791,282 1,088,310 2,702,905 3,331,670 275,955 52 1,009,448

1996 9,099,749 3,908,973 1,095,977 2,812,960 3,652,751 278,816 142 1,259,067

1997 9,592,738 4,093,648 1,103,074 2,990,428 3,839,715 276,057 454 1,382,864

1998 10,445,805 4,409,930 1,095,140 3,310,214 3,777,955 246,337 497,372 1,514,211

1999 11,001,811 4,781,935 1,135,375 3,621,070 3,840,930 239,191 595,048 1,544,707

2000 11,934,550 5,418,442 1,192,908 4,203,799 4,005,611 286,661 528,835 1,695,001

2001 13,844,004 6,332,536 1,278,008 4,823,352 4,724,398 333,141 487,062 1,966,867

2002 15,668,015 7,021,181 -- -- 5,419,005 389,855 538,816 2,299,158

2003 17,552,967 7,985,917 -- -- 6,006,924 428,901 580,471 2,550,754

SOURCE: Centers for Medicare & Medicaid Services.

NOTE: -- = not available.

a. Period for which the claim incurred.

b. Included in total, but not shown separately, are some bills and charges for which type of service is unknown.

c. Because of provisions in the Balanced Budget Act, beginning in 1998, Part A now has a 100-visit limit, and additional home health services will be billed under Part B.

d. Where both medical and surgical charges are included on a single bill, the highest-priced service is the determining factor in classifying the bill.

e. Total for “All services” excludes “Independent laboratory services” and “All other services”; for these services, data are not available because of programmatic 

problems.

f. Includes physician or supplier allowed charges as determined by the carrier and amounts actually billed by providers for outpatient hospital and home health services.

g. Amount reimbursed to or on behalf of the beneficiary—generally 80 percent of the allowed charges, once the beneficiary has satisfied the deductible in the current 

year. Some radiology and pathology services are reimbursed at a 100 percent rate, regardless of the beneficiary’s deductible status.

Table 8.B9—Supplementary Medical Insurance: Number of reimbursed bills, charges, and amount reimbursed, 

by type of beneficiary and type of service, for claims incurred 1995–2003 (in thousands)—Continued

Year a All services b

Physicians’ services Outpatient

hospital

services

Independent

laboratory

services

Home

health

services c

All

other

Total Surgical services d Medical d
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.22 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

Table 8.B10—Supplementary Medical Insurance: 

Claims received by carriers and assignment rates, 

1969–2003

Year

Total number of claims

(thousands)

Net assignment rate a

(percent)

a. Represents the number of assigned claims as a percentage of claims 

received.

1969 37,542 61.5

1970 42,148 60.8

1971 46,572 58.5

1972 51,041 54.9

1973 57,007 52.7

1974 68,307 51.9

1975 79,980 51.8

1976 91,624 50.5

1977 105,339 50.5

1978 117,886 50.6

1979 132,098 51.3

1980 150,048 51.5

1981 167,154 52.3

1982 182,440 53.0

1983 204,122 53.9

1984 238,362 59.0

1985 279,559 68.5

1986 306,714 68.0

1987 346,551 73.1

1988 386,763 77.3

1989 421,305 79.7

1990 474,226 81.1

1991 517,123 83.1

1992 554,619 86.2

1993 583,863 90.1

1994 622,514 92.8

1995 647,855 94.7

1996 678,030 95.9

1997 688,891 96.7

1998 697,523 97.3

1999 703,227 97.6

2000 720,493 97.9

2001 766,758 98.1

2002 821,993 98.4

2003 860,746 98.5

SOURCE: Centers for Medicare & Medicaid Services.
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.23

Table 8.B11—Supplementary Medical Insurance: Reasonable charge determination for claims assigned

and unassigned for aged and disabled persons, 1971–2003

Year

Claims approved Charges before reduction

Number (thousands) Percentage reduced Amount (millions of dollars) Percentage reduced

Assigned claims

1971 25,919 44.5 1,571 11.1

1972 26,798 47.5 1,630 10.9

1973 28,376 55.6 1,751 11.9

1974 33,295 64.5 2,194 14.3

1975 39,218 70.8 2,716 17.8

1976 44,065 74.3 3,261 19.9

1977 50,260 72.8 3,936 19.4

1978 56,493 73.6 4,678 19.9

1979 64,051 77.0 5,746 21.2

1980 73,068 80.8 7,303 22.7

1981 a 80,127 82.8 8,868 24.0

1982 91,615 83.3 11,315 24.3

1983 103,139 81.0 13,657 23.6

1984 128,559 80.8 16,571 25.4

1985 176,956 81.7 22,008 27.4

1986 191,139 82.8 24,662 28.4

1987 234,488 83.4 31,179 28.0

1988 271,225 85.6 37,275 29.8

1989 304,649 86.9 44,567 31.0

1990 341,220 87.5 51,012 32.9

1991 384,168 87.4 60,057 36.2

1992 412,924 86.2 67,667 39.7

1993 460,761 88.8 76,186 42.8

1994 508,981 87.7 85,170 42.5

1995 539,630 86.4 93,300 42.3

1996 550,587 87.1 97,744 44.9

1997 566,591 87.4 103,389 45.9

1998 575,799 87.9 106,947 46.9

1999 590,463 88.9 114,981 47.8

2000 615,862 87.9 126,391 47.7

2001 665,196 87.5 145,641 48.0

2002 722,826 87.7 152,373 56.3

2003 759,783 88.9 189,920 52.0

Unassigned claims

1971 17,955 57.6 1,348 12.5

1972 21,286 59.3 1,608 12.0

1973 24,691 66.4 1,886 12.6

1974 30,492 72.7 2,401 14.7

1975 36,182 77.4 2,973 17.7

1976 42,100 78.9 3,591 19.8

1977 48,619 77.1 4,233 19.0

1978 53,700 77.5 4,749 19.2

1979 59,961 80.9 5,596 20.7

1980 68,113 84.3 6,836 22.5

1981 a 72,765 85.8 7,870 23.8

1982 80,253 85.4 9,545 23.9

1983 87,436 82.7 10,885 22.9

1984 88,594 83.7 11,216 24.2

1985 77,965 84.6 10,059 25.9

1986 87,121 85.0 10,757 26.9

1987 83,116 82.4 10,258 24.7

1988 76,503 86.4 9,005 25.0

1989 74,947 90.1 8,971 25.0

(Continued)
8.B Medicare: Enrollment, Utilization, and Reimbursement

8.24 ♦ Annual Statistical Supplement, 2004

CONTACT: Maria Diacogiannis (410) 786-0178.

1990 77,746 90.4 8,789 25.3

1991 77,520 91.3 7,884 23.1

1992 66,403 82.9 6,215 18.5

1993 51,080 86.5 4,267 16.5

1994 39,364 86.4 3,255 16.3

1995 29,975 83.4 2,543 15.4

1996 22,819 84.4 1,952 15.8

1997 18,615 84.4 1,650 16.4

1998 15,172 82.3 1,382 17.1

1999 13,834 81.3 1,316 17.7

2000 12,755 78.6 1,287 18.1

2001 12,085 76.7 1,252 18.2

2002 11,352 79.8 1,107 17.2

2003 11,100 82.1 1,066 15.9

SOURCE: Centers for Medicare & Medicaid Services.

a. Excludes Texas Blue-Shield plan from July to December 1981.

Table 8.B11—Supplementary Medical Insurance: Reasonable charge determination for claims assigned

and unassigned for aged and disabled persons, 1971–2003—Continued

Year

Claims approved Charges before reduction

Number (thousands) Percentage reduced Amount (millions of dollars) Percentage reduced
8.B Medicare: Enrollment, Utilization, and Reimbursement

Annual Statistical Supplement, 2004 ♦ 8.25

CONTACT: Maria Diacogiannis (410) 786-0178.

Table 8.B12—Supplementary Medical Insurance: State buy-ins, by state or other area,

selected years 1991–2004

State or area 1991 1995 1997 1998 1999 2000 2001 2002 2003 2004

All areas 3,640,121 4,705,625 5,008,860 5,109,228 5,273,573 5,425,048 5,615,326 5,810,613 6,145,589 6,305,467

Alabama 97,601 116,916 122,720 121,990 128,875 136,860 141,436 144,603 162,912 164,499

Alaska 4,539 6,193 6,835 7,093 7,799 8,486 8,832 9,324 10,008 10,318

Arizona 28,650 44,236 49,213 51,141 53,450 57,712 61,989 74,678 91,782 95,804

Arkansas 64,996 77,660 79,176 78,514 79,508 79,606 80,231 82,040 86,597 86,181

California 646,108 747,814 769,335 776,832 793,510 818,846 848,361 892,260 950,503 977,676

Colorado 36,470 46,660 50,749 52,175 53,964 55,325 56,934 57,987 59,114 61,140

Connecticut 23,535 48,047 50,668 51,335 52,134 53,141 55,933 60,083 65,223 66,664

Delaware 4,499 6,645 8,446 8,900 8,231 10,737 12,094 13,252 15,224 16,081

District of Columbia 12,791 14,152 14,482 14,582 13,181 14,233 14,621 15,065 15,079 15,586

Florida 196,992 271,430 304,791 313,744 324,172 342,109 358,642 369,092 389,599 406,006

Georgia 128,976 160,380 168,267 171,047 171,638 176,596 181,312 186,466 193,807 199,524

Hawaii 11,529 16,695 18,751 19,226 19,962 20,326 21,090 21,748 22,904 22,988

Idaho 9,127 12,931 14,296 14,909 15,868 17,081 18,550 19,725 21,255 22,291

Illinois 94,434 137,571 144,684 145,976 149,850 155,743 161,141 163,368 175,822 189,044

Indiana 60,297 76,460 76,846 81,184 82,901 87,543 91,311 95,553 102,654 105,011

Iowa 41,170 48,517 49,344 49,844 50,954 51,976 52,891 54,536 56,920 58,023

Kansas 26,960 34,708 37,486 39,008 40,365 41,217 42,126 43,123 44,602 46,175

Kentucky 76,456 97,978 105,188 106,537 111,789 117,697 118,641 122,096 126,690 126,343

Louisiana 87,570 112,090 114,482 115,031 116,602 117,179 117,867 120,478 127,340 132,498

Maine 22,176 29,453 32,168 33,006 35,211 36,946 38,161 39,575 42,269 43,800

Maryland 48,028 58,865 59,745 61,669 64,086 65,372 68,010 70,224 73,994 75,366

Massachusetts 89,163 125,859 132,874 138,796 143,779 152,587 160,198 164,510 167,681 170,689

Michigan 91,340 123,948 130,682 135,769 139,411 145,172 148,760 152,758 158,998 161,519

Minnesota 39,366 52,192 56,486 57,559 59,926 63,607 66,874 70,873 75,080 77,499

Mississippi 90,530 108,577 106,461 106,336 107,176 107,495 116,503 125,832 131,706 133,337

Missouri 55,116 72,659 79,847 81,841 85,329 88,343 91,244 93,512 99,127 103,449

Montana 10,058 11,031 11,825 11,882 12,274 12,828 13,120 13,359 13,889 13,917

Nebraska 11,358 16,146 17,321 18,029 19,064 20,520 21,121 22,120 22,922 23,082

Nevada 8,657 14,227 16,435 17,191 18,322 19,155 20,709 22,207 24,587 26,977

New Hampshire 3,807 5,405 6,119 6,295 6,875 7,434 8,866 9,231 10,120 10,732

New Jersey 95,795 122,923 135,109 137,598 143,024 146,705 149,303 151,644 155,377 153,231

New Mexico 22,246 29,855 33,472 34,411 36,023 37,330 39,275 41,263 44,534 44,642

New York 255,952 325,882 352,129 363,331 372,824 369,479 395,830 409,388 432,681 448,373

North Carolina 117,656 186,328 204,551 210,388 216,563 223,402 228,997 233,229 240,422 241,543

North Dakota 4,639 5,560 5,684 5,612 5,758 5,908 6,275 6,317 6,541 6,560

Ohio 112,598 164,044 178,365 180,172 181,407 171,139 176,602 182,821 191,295 195,792

Oklahoma 51,457 60,080 62,965 63,142 66,115 67,413 67,787 68,905 70,761 72,758

Oregon 28,537 43,642 49,553 51,392 55,896 59,169 62,910 66,255 68,421 69,610

Pennsylvania 127,519 162,788 173,142 179,295 198,492 206,468 215,351 218,691 229,814 232,885

Rhode Island 10,585 15,517 17,321 17,729 18,513 19,787 21,620 22,928 25,146 25,361

South Carolina 78,701 95,970 101,455 104,111 110,032 112,232 116,288 118,635 117,997 118,393

South Dakota 9,399 12,346 12,778 12,791 13,112 13,146 13,237 13,542 14,231 14,045

Tennessee 116,861 148,391 164,010 171,653 178,707 182,342 184,570 187,438 203,567 208,678

Texas 234,169 314,991 336,801 339,648 350,959 360,191 370,598 380,954 410,248 423,560

Utah 10,263 13,506 14,589 14,900 15,569 16,231 16,712 17,497 18,548 19,361

Vermont 8,223 12,428 13,048 13,197 13,598 13,754 14,296 14,650 15,016 15,079

Virginia 77,898 102,964 108,365 108,427 111,404 113,259 113,898 116,496 120,711 124,996

Washington 54,774 71,531 83,128 89,419 91,976 97,390 94,852 99,552 105,516 108,780

West Virginia 28,086 39,720 43,572 43,019 45,406 46,305 47,774 47,547 50,008 51,365

Wisconsin 67,516 75,247 76,109 74,429 74,681 74,101 73,875 75,179 78,124 79,889

Wyoming 3,505 5,265 5,781 5,963 6,183 6,444 6,746 7,087 7,422 7,454

Outlying areas

Guam 443 669 682 650 583 417 385 339 339 375

Northern Mariana Islands 273 314 322 311 335 342 367 372 358 340

Virgin Islands 727 219 207 199 207 204 210 206 194 178

SOURCE: Centers for Medicare & Medicaid Services.

NOTE: Data are as of July except for 1995 data, which are as of June.
8.C Medicare: Participating Facilities

8.26 ♦ Annual Statistical Supplement, 2004

Table 8.C1—Hospital Insurance and/or Supplementary Medical Insurance: Number of facilities and beds,

by type of participating provider, December 1967–2003, selected years

Year

Hospitals

Skilled nursing

facilities

Home health

agencies

Clinical Laboratory

Improvement Act/

independent

All hospitals General laboratories a Psychiatric

Facilities

1967 6,829 6,501 328 4,405 1,890 2,355

1970 6,779 6,444 335 4,494 2,333 2,750

1975 6,770 6,383 387 3,932 2,290 3,174

1976 6,774 6,368 406 3,992 2,353 3,156

1977 6,755 6,353 402 4,461 2,496 3,249

1978 6,848 6,432 416 4,982 2,715 3,384

1979 6,780 6,372 408 5,055 2,858 3,448

1980 6,736 6,325 411 5,155 3,012 3,374

1981 6,749 6,335 414 5,295 3,169 3,511

1982 6,737 6,321 416 5,510 3,627 3,643

1983 6,687 6,257 430 5,760 4,235 3,708

1984 6,676 6,228 448 6,183 5,237 3,890

1985 6,710 6,209 501 6,725 5,932 4,029

1986 6,731 6,189 542 7,148 5,953 4,298

1987 6,715 6,130 585 7,379 5,769 4,487

1988 6,658 6,044 614 7,683 5,673 4,676

1989 6,547 5,891 656 8,688 5,661 4,828

1990 6,522 5,848 674 9,008 5,730 4,881

1991 6,471 5,759 712 10,061 5,963 4,898

1992 6,433 5,722 711 10,910 6,461 4,942

1993 6,473 5,738 735 11,472 7,000 b 156,117

1994 6,414 5,705 709 12,584 7,827 b 151,422

1995 6,376 5,694 682 13,452 8,447 b 156,511

1996 6,273 5,627 646 14,177 9,850 b 157,876

1997 6,293 5,639 654 14,860 10,807 b 164,054

1998 6,116 5,514 602 15,032 9,330 b 166,817

1999 5,985 5,415 570 14,913 7,857 b 171,018

2000 6,031 5,512 519 14,841 7,099 b 168,333

2001 6,002 5,508 494 14,755 6,813 b 173,807

2002 6,024 5,537 487 14,838 6,928 b 176,947

2003 6,057 5,579 478 14,939 7,138 b 184,466

Beds

1967 1,141,155 837,211 303,944 308,843 . . . . . .

1970 1,190,309 878,509 311,800 325,415 . . . . . .

1975 1,136,908 939,717 197,191 287,468 . . . . . .

1976 1,169,433 980,805 188,628 332,515 . . . . . .

1977 1,130,519 976,465 154,054 381,715 . . . . . .

1978 1,154,250 1,015,645 138,605 414,188 . . . . . .

1979 1,152,088 1,016,525 135,563 433,715 . . . . . .

1980 1,145,245 1,017,794 127,451 448,007 . . . . . .

1981 1,152,877 1,032,042 120,835 463,715 . . . . . .

1982 1,146,480 1,044,427 102,053 497,056 . . . . . .

1983 1,143,544 1,046,674 96,870 519,551 . . . . . .

1984 1,146,093 1,050,832 95,261 548,201 . . . . . .

1985 1,144,589 1,046,889 97,700 -- . . . . . .

1986 1,137,853 1,043,430 94,423 444,326 . . . . . .

1987 1,124,928 1,030,556 94,372 449,867 . . . . . .

1988 1,115,809 1,022,116 93,693 476,447 . . . . . .

1989 1,106,295 1,008,845 97,450 507,475 . . . . . .

1990 1,104,703 1,005,480 99,223 512,107 . . . . . .

1991 1,102,286 1,003,147 99,139 583,116 . . . . . .

1992 1,093,895 997,695 96,200 606,218 . . . . . .

1993 1,094,422 994,847 99,575 622,534 . . . . . .

1994 1,074,371 985,809 88,562 649,054 . . . . . .

(Continued)
8.C Medicare: Participating Facilities

Annual Statistical Supplement, 2004 ♦ 8.27

CONTACT: Maria Diacogiannis (410) 786-0178.

1995 1,056,454 970,143 86,311 657,225 . . . . . .

1996 1,038,105 955,604 82,501 671,839 . . . . . .

1997 1,037,356 954,372 82,984 684,977 . . . . . .

1998 1,012,168 934,635 77,533 722,626 . . . . . .

1999 993,901 920,326 73,575 836,720 . . . . . .

2000 982,616 913,806 68,810 939,364 . . . . . .

2001 968,761 901,688 67,073 1,104,978 . . . . . .

2002 957,898 897,076 60,822 1,260,625 . . . . . .

2003 951,628 894,457 57,171 1,371,815 . . . . . .

SOURCE: Centers for Medicare & Medicaid Services.

NOTE: . . . = not applicable; -- = not available.

a. Includes short-stay and other long-stay hospitals.

b. Beginning in 1993, the data include all Clinical Laboratory Improvement Act facilities as of December of each year.

Table 8.C1—Hospital Insurance and/or Supplementary Medical Insurance: Number of facilities and beds,

by type of participating provider, December 1967–2003, selected years—Continued

Year

Hospitals

Skilled nursing

facilities

Home health

agencies

Clinical Laboratory

Improvement Act/

independent

All hospitals General laboratories a Psychiatric
8.C Medicare: Participating Facilities

8.28 ♦ Annual Statistical Supplement, 2004

Table 8.C2—Hospital Insurance: Number of participating hospitals and beds per 1,000 enrollees,

Census division and state or area

All hospitals Short-stay Long-stay

Hospitals Beds Hospitals Beds

Beds per 1,000

enrollees a Hospitals Beds

Total

All areas 6,057 951,628 4,101 827,475 20.4 1,956 124,153

United States 5,993 940,495 4,043 817,490 20.6 1,950 123,005

New England 261 43,647 177 32,724 15.2 90 10,710

Connecticut 46 10,372 32 8,295 16.0 14 2,077

Maine 41 4,063 28 3,475 15.4 13 588

Massachusetts 113 19,420 68 13,154 13.6 45 6,266

New Hampshire 30 3,389 21 2,765 15.4 9 624

Rhode Island 15 3,785 11 2,910 17.1 4 875

Vermont 16 2,048 11 1,768 19.2 5 280

Middle Atlantic 605 150,837 467 128,837 21.7 151 19,827

New Jersey 107 31,338 78 27,281 22.7 29 4,057

New York 252 73,989 204 65,663 24.9 48 8,326

Pennsylvania 246 41,034 172 33,590 15.9 74 7,444

East North Central 900 166,610 645 149,635 23.1 281 16,448

Illinois 216 46,872 158 43,132 26.3 58 3,740

Indiana 157 21,619 94 18,830 21.5 63 2,789

Michigan 175 29,984 129 27,133 18.8 46 2,851

Ohio 211 46,129 147 41,619 24.3 64 4,510

Wisconsin 141 19,023 91 16,465 20.5 50 2,558

West North Central 766 78,360 430 65,758 22.6 377 13,170

Iowa 119 11,833 60 10,134 21.0 59 1,699

Kansas 152 11,166 72 8,823 22.5 80 2,343

Minnesota 147 16,684 85 13,828 20.5 62 2,856

Missouri 137 24,134 98 21,817 24.8 39 2,317

Nebraska 94 6,669 26 4,505 17.6 68 2,164

North Dakota 50 3,276 17 2,363 23.0 33 913

South Dakota 67 3,409 31 2,531 20.8 36 878

South Atlantic 890 171,542 656 151,228 19.3 242 20,786

Delaware 10 2,261 5 1,892 15.9 5 369

District of Columbia 14 4,519 7 3,527 49.1 7 992

Florida 235 53,517 179 48,696 16.7 56 4,821

Georgia 176 24,902 118 21,416 22.2 58 3,486

Maryland 65 16,104 47 13,108 19.5 18 2,996

North Carolina 139 25,993 108 22,722 18.9 31 3,271

South Carolina 76 12,637 59 11,358 18.8 17 1,279

Virginia 109 21,236 83 18,745 20.0 26 2,491

West Virginia 66 9,388 42 8,307 23.9 24 1,081

East South Central 495 74,985 388 68,529 25.7 117 6,980

Alabama 122 19,921 100 18,227 25.5 22 1,694

Kentucky 115 17,347 76 14,877 23.1 39 2,470

Mississippi 106 12,834 85 12,065 27.7 21 769

Tennessee 152 24,781 117 22,734 26.2 35 2,047

West South Central 969 105,638 608 88,888 22.4 350 17,703

Arkansas 108 10,996 68 8,788 19.4 40 2,208

Louisiana 214 22,762 123 18,529 30.1 91 4,233

Oklahoma 151 14,679 100 12,797 24.6 51 1,882

Texas 496 60,409 328 51,029 21.4 168 9,380

Mountain 456 45,907 283 39,206 16.8 190 7,814

Arizona 89 12,833 61 11,191 15.5 28 1,642

Colorado 84 11,551 45 9,389 19.3 39 2,162

Idaho 47 3,285 18 2,557 14.4 29 728

Montana 64 2,907 25 2,209 15.5 39 698

Nevada 41 5,408 24 4,595 16.9 17 813

New Mexico 53 5,011 38 4,394 17.8 15 617

Utah 48 5,091 38 4,226 19.3 10 865

Wyoming 30 1,511 17 1,222 17.8 13 289

(Continued)

by state or other area, December 2003
8.C Medicare: Participating Facilities

Annual Statistical Supplement, 2004 ♦ 8.29

CONTACT: Maria Diacogiannis (410) 786-0178.

Pacific 651 109,239 519 99,853 18.3 152 9,567

Alaska 24 1,509 14 1,228 25.8 10 281

California 438 82,366 365 76,725 19.4 73 5,641

Hawaii 27 2,715 17 2,250 12.9 10 465

Oregon 62 7,867 43 7,238 14.3 19 629

Washington 100 13,919 60 11,368 14.8 40 2,551

Outlying areas 64 11,133 58 9,985 10.8 6 1,148

Puerto Rico 59 10,448 53 9,300 16.2 6 1,148

Virgin Islands 2 320 2 320 27.4 0 0

Other 3 365 3 365 1.1 0 0

SOURCE: Centers for Medicare & Medicaid Services.

a. Based on total number of persons enrolled in the Hospital Insurance program as of July 1, 2003.

Table 8.C2—Hospital Insurance: Number of participating hospitals and beds per 1,000 enrollees,

Census division and state or area

All hospitals Short-stay Long-stay

Hospitals Beds Hospitals Beds

Beds per 1,000

enrollees a Hospitals Beds

by state or other area, December 2003—Continued
8.C Medicare: Participating Facilities

8.30 ♦ Annual Statistical Supplement, 2004

Table 8.C3—Hospital Insurance and/or Supplementary Medical Insurance: Number of participating skilled 

nursing facilities, home health agencies, independent laboratories, and end-stage renal disease facilities, by 

census division and state or other area, December 2003

Census division and state or area

Skilled nursing facilities

Home

health

agencies

Clinical

Laboratory

Improvement

Act facilities

End stage

renal disease

Number Beds facilities

Beds per 1,000

enrollees a

Total

All areas 14,940 1,371,845 33.7 7,141 184,513 4,469

United States 14,931 1,371,480 34.5 7,087 183,401 4,419

New England 1,047 102,081 47.5 296 9,238 147

Connecticut 251 30,496 58.7 83 2,564 30

Maine 120 6,328 28.0 31 977 16

Massachusetts 468 47,894 49.7 114 3,617 72

New Hampshire 71 6,057 33.8 35 877 10

Rhode Island 95 8,078 47.5 21 767 13

Vermont 42 3,228 35.0 12 436 6

Middle Atlantic 1,748 247,670 41.6 526 22,759 578

New Jersey 356 46,767 38.9 52 5,108 108

New York 669 122,285 46.3 196 10,168 229

Pennsylvania 723 78,618 37.3 278 7,483 241

East North Central 2,845 238,026 36.8 1,142 30,392 655

Illinois 673 42,869 26.1 295 7,828 158

Indiana 484 39,005 44.5 161 4,541 91

Michigan 395 37,910 26.3 212 6,234 129

Ohio 930 82,346 48.1 350 8,802 185

Wisconsin 363 35,896 44.7 124 2,987 92

West North Central 1,858 138,767 47.7 829 13,872 336

Iowa 363 25,605 53.1 180 2,393 52

Kansas 263 17,321 44.1 130 2,224 43

Minnesota 404 36,798 54.5 222 2,316 67

Missouri 478 34,152 38.8 159 4,371 111

Nebraska 177 12,194 47.5 63 1,434 29

North Dakota 83 6,522 63.4 29 501 14

South Dakota 90 6,175 50.8 46 633 20

South Atlantic 2,275 215,395 27.5 1,049 37,341 1,001

Delaware 37 3,572 30.0 14 661 15

District of Columbia 20 2,017 28.1 15 435 25

Florida 688 70,546 24.3 420 12,460 261

Georgia 334 35,130 36.4 97 5,961 213

Maryland 233 22,207 33.1 45 3,368 114

North Carolina 420 36,439 30.3 169 5,555 137

South Carolina 178 15,483 25.7 71 3,071 86

Virginia 244 21,349 22.7 153 4,218 126

West Virginia 121 8,652 24.9 65 1,612 24

East South Central 990 79,602 29.9 446 12,215 363

Alabama 225 22,232 31.1 140 3,230 104

Kentucky 295 22,443 34.9 108 2,952 64

Mississippi 165 14,347 32.9 60 1,900 68

Tennessee 305 20,580 23.7 138 4,133 127

West South Central 1,754 158,794 40.0 1,629 23,118 585

Arkansas 199 15,431 34.1 173 1,831 62

Louisiana 285 32,353 52.6 225 3,667 127

Oklahoma 256 21,162 40.7 187 2,756 65

Texas 1,014 89,848 37.8 1,044 14,864 331

Mountain 733 59,750 25.6 465 10,189 240

Arizona 134 11,888 16.4 62 2,827 90

Colorado 196 17,017 35.0 128 2,349 42

Idaho 77 5,775 32.5 49 759 7

Montana 100 7,146 50.3 46 652 15

Nevada 42 4,818 17.7 45 1022 22

New Mexico 72 4,157 16.8 57 1,124 31

Utah 79 6,168 28.2 46 1,117 24

Wyoming 33 2,781 40.6 32 339 9

(Continued)
8.C Medicare: Participating Facilities

Annual Statistical Supplement, 2004 ♦ 8.31

CONTACT: Maria Diacogiannis (410) 786-0178.

Pacific 1,681 131,395 24.1 705 24,277 514

Alaska 14 508 10.7 14 449 2

California 1,256 99,484 25.2 557 18,132 398

Hawaii 41 3,553 20.4 14 767 18

Oregon 121 9,141 18.0 59 2,017 44

Washington 249 18,709 24.3 61 2,912 52

Outlying areas 8 335 0.4 51 1,065 45

Puerto Rico 6 265 0.5 46 989 37

Virgin Islands 1 40 3.4 2 29 3

Other 1 30 0.1 3 47 5

SOURCE: Centers for Medicare & Medicaid Services.

a. Based on total number of beneficiaries enrolled in the Hospital Insurance program as of July 1, 2003.

Table 8.C3—Hospital Insurance and/or Supplementary Medical Insurance: Number of participating skilled 

nursing facilities, home health agencies, independent laboratories, and end-stage renal disease facilities, by 

census division and state or other area, December 2003—Continued

Census division and state or area

Skilled nursing facilities

Home

health

agencies

Clinical

Laboratory

Improvement

Act facilities

End stage

renal disease

Number Beds facilities

Beds per 1,000

enrollees a
8.E Medicaid: Recipients

8.32 ♦ Annual Statistical Supplement, 2004

Table 8.E1—Unduplicated number of recipients, total vendor payments, and average payment,

by type of medical service, selected fiscal years 1985–2002

Year Total

Inpatient

services in—

Intermediatecare facility

services for—

Nursing

facility a

Physicians’ Dental

Other

practitioner

Outpatient

hospital Clinic

Laboratory

and

radiologicalHome

health

Prescribed

drugs

Family

planning OtherGeneral

hospital

Mental

hospital

Mentally

retarded All other

Number of recipients (thousands)

1985 21,814 3,434 60 147 828 547 14,387 4,672 3,357 10,072 2,121 6,354 535 13,921 1,636 5,371

1986 22,515 3,544 53 145 828 571 14,894 5,161 3,451 10,702 2,027 7,123 593 14,704 1,732 5,573

1987 23,109 3,767 57 149 849 572 15,373 5,131 3,542 10,979 2,183 7,596 609 15,083 1,652 5,957

1988 22,907 3,832 60 145 866 579 15,265 5,072 3,480 10,533 2,256 7,579 569 15,323 1,525 6,601

1989 23,511 4,170 90 148 888 564 15,686 4,214 3,555 11,344 2,391 7,759 609 15,916 1,564 7,278

1990 25,255 4,593 92 147 860 601 17,078 4,552 3,873 12,370 2,804 8,959 719 17,294 1,752 8,302

1991 28,280 5,072 65 146 a 1,500 19,321 5,209 4,282 14,137 3,511 10,505 813 19,602 2,185 10,319

1992 30,926 5,768 77 151 a 1,573 21,627 5,700 4,711 15,120 4,115 11,804 925 22,030 2,550 12,427

1993 33,432 5,894 75 149 a 1,610 23,746 6,174 5,229 16,436 4,839 12,970 1,067 23,901 2,538 15,035

1994 35,053 5,866 85 159 a 1,639 24,267 6,352 5,409 16,567 5,258 13,412 1,293 24,471 2,566 17,321

1995 36,282 5,561 84 151 a 1,667 23,789 6,383 5,528 16,712 5,322 13,064 1,639 23,723 2,501 19,277

1996 36,118 5,362 93 140 a 1,594 22,861 6,208 5,343 15,905 5,070 12,607 1,727 22,585 2,366 21,104

1997 34,873 4,746 87 136 a 1,603 21,170 5,935 5,142 13,632 4,713 11,074 1,861 20,954 2,091 20,284

1998 40,649 4,273 135 126 a 1,646 18,555 4,965 4,342 12,158 5,285 9,381 1,225 19,338 2,011 34,820

1999 b 40,300 4,479 96 121 a 1,624 18,052 5,577 3,945 12,323 6,660 10,103 808 19,428 . . . 37,484

2000 b 42,886 4,912 99 118 a 1,705 18,965 5,922 4,758 13,169 7,677 11,438 1,007 20,324 . . . 40,732

2001 b 46,163 4,879 91 116 a 1,702 20,021 7,018 5,102 13,731 8,463 12,339 1,013 21,910 . . . 44,608

2002 b 49,754 5,051 99 117 a 1,765 22,102 7,885 5,570 14,861 9,498 14,067 1,065 24,424 . . . 49,925

Total payments (millions of dollars)

1985 37,508 9,453 1,192 4,731 6,516 5,071 2,346 458 251 1,789 714 337 1,120 2,315 195 1,020

1986 41,005 10,364 1,113 5,072 6,773 5,660 2,547 531 252 1,980 807 424 1,352 2,692 226 1,212

1987 45,050 11,302 1,409 5,591 7,280 5,967 2,776 541 263 2,226 963 475 1,690 2,988 228 1,349

1988 48,710 12,076 1,375 6,022 7,923 6,354 2,953 577 284 2,413 1,105 543 2,015 3,294 206 1,569

1989 54,500 13,378 1,470 6,649 8,871 6,660 3,408 498 317 2,837 1,249 590 2,572 3,689 227 2,085

1990 64,859 16,674 1,714 7,354 9,667 8,026 4,018 593 372 3,324 1,688 721 3,404 4,420 265 2,618

1991 77,048 19,891 2,010 7,680 a 20,709 4,952 710 437 4,283 2,211 897 4,101 5,424 359 3,384

1992 90,814 23,503 2,196 8,550 a 23,544 6,102 851 538 5,279 2,818 1,035 4,886 6,765 500 4,243

1993 101,709 25,734 2,161 8,831 a 25,431 6,952 961 937 6,215 3,457 1,137 5,601 7,970 538 5,784

1994 108,270 26,180 2,057 8,347 a 27,095 7,189 969 1,040 6,342 3,747 1,176 7,042 8,875 516 7,695

1995 120,141 26,331 2,511 10,383 a 29,052 7,360 1,019 986 6,627 4,280 1,180 9,406 9,791 514 10,700

1996 121,685 25,176 2,040 9,555 a 29,630 7,238 1,028 1,094 6,504 4,222 1,208 10,868 10,697 474 11,948

1997 124,429 23,143 2,009 9,798 a 30,504 7,041 1,036 979 6,169 4,252 1,033 12,237 11,972 418 12,958

1998 142,318 21,499 2,801 9,482 a 31,892 6,070 901 587 5,759 3,921 939 2,702 13,522 449 38,747

1999 b 147,372 21,341 1,638 8,756 a 31,976 6,420 1,155 464 5,895 5,439 1,143 2,714 15,933 . . . 44,492

2000 b 168,442 24,130 1,769 9,375 a 34,527 6,809 1,413 663 7,081 6,137 1,292 3,133 19,898 . . . 52,209

2001 b 186,913 25,943 1,959 9,700 a 37,322 7,438 1,896 761 7,496 5,602 1,622 3,520 23,764 . . . 59,884

2002 b 213,491 29,127 2,122 10,681 a 39,282 8,354 2,308 841 8,470 6,693 2,157 3,924 28,408 . . . 71,118

(Continued)
8.E Medicaid: Recipients

Annual Statistical Supplement, 2004 ♦ 8.33

CONTACT: Tony Parker (410) 786-0155.

Average payment (dollars)

1985 1,719 2,753 20,021 32,238 7,868 9,278 163 98 75 178 337 53 2,092 166 119 190

1986 1,821 2,924 20,952 35,089 8,182 9,910 171 103 73 185 398 60 2,278 183 130 217

1987 1,949 3,000 24,714 37,490 8,571 10,432 181 105 74 203 441 63 2,777 198 138 227

1988 2,126 3,151 22,956 41,413 9,153 10,971 193 114 82 229 490 72 3,542 215 135 238

1989 2,318 3,208 16,397 44,999 9,994 11,809 217 118 89 250 523 76 4,225 232 145 286

1990 2,568 3,630 18,548 50,048 11,236 13,356 235 130 96 269 602 80 4,733 256 151 315

1991 2,725 3,922 30,948 52,750 a 13,811 256 136 102 303 630 85 5,048 277 164 328

1992 2,936 4,075 28,364 56,502 a 14,965 282 149 114 349 685 88 5,283 307 196 342

1993 3,042 4,366 28,948 59,156 a 15,798 293 156 179 378 714 88 5,250 333 212 385

1994 3,089 4,463 24,120 52,571 a 16,533 296 153 192 383 713 88 5,445 363 201 444

1995 3,311 4,735 29,847 68,613 a 17,424 309 160 178 397 804 90 5,740 413 206 555

1996 3,369 4,696 21,873 68,232 a 18,589 317 166 205 409 833 96 6,293 474 200 566

1997 3,568 4,877 22,990 72,033 a 19,029 333 275 190 453 902 93 6,575 571 200 639

1998 3,501 5,031 20,701 74,960 a 19,379 327 182 135 474 742 100 2,206 699 223 1,113

1999 b 3,657 4,764 16,913 72,180 a 19,688 356 207 118 478 817 113 3,356 820 . . . 1,187

2000 b 3,928 4,912 17,780 78,882 a 20,240 359 239 139 538 799 113 3,111 979 . . . 1,282

2001 b 4,049 5,317 21,482 83,191 a 21,926 372 270 149 546 662 132 3,473 1,085 . . . 1,342

2002 b 4,291 5,766 21,352 90,907 a 22,247 378 293 151 570 705 153 3,685 1,163 . . . 1,424

SOURCE: Data before 1998 are from HCFA-Form 2082, and data onward are from Medicaid Statistical Information System, MSIS, Centers for Medicare & Medicaid 

Services.

NOTES: Fiscal year 1977 began in October 1976 and was the first year of the new federal cycle. Before 1977, the fiscal year began in July.

Beginning in fiscal year 1980, recipients' categories do not add to unduplicated total because of the small number of recipients that are in more than one category during 

the year. Beginning in 1998, several new medical services were combined with “Other” (excludes unknowns).

. . . = not applicable.

a. Beginning in fiscal year 1991, “Nursing facility services” category combines “Intermediate care facility services, All other” and “Skilled nursing facility services,” which 

were previously separate. Data under “Nursing facility services” before 1991 reflect “Skilled nursing facility services.”

b. Excludes recipients in Puerto Rico and the Virgin Islands. Data are not available.

Table 8.E1—Unduplicated number of recipients, total vendor payments, and average payment,

by type of medical service, selected fiscal years 1985–2002—Continued

Year Total

Inpatient

services in—

Intermediatecare facility

services for—

Nursing

facility a

Physicians’ Dental

Other

practitioner

Outpatient

hospital Clinic

Laboratory

and

radiologicalHome

health

Prescribed

drugs

Family

planning OtherGeneral

hospital

Mental

hospital

Mentally

retarded All other
8.E Medicaid: Recipients

8.34 ♦ Annual Statistical Supplement, 2004

Table 8.E2—Unduplicated number of recipients, total vendor payments, and average payment,

by type of eligibility category, selected fiscal years 1972–2002

Year Total

Aged 65

or older Blind

Permanent

and total

disability

Dependent

children

under age 21

Adults in families

with dependent

children Other

Number of recipients (thousands)

1972 17,606 3,318 108 1,625 7,841 3,137 1,576

1975 22,007 3,615 109 2,355 9,598 4,529 1,800

1980 21,605 3,440 92 2,819 9,333 4,877 1,499

1985 21,814 3,061 80 2,937 9,757 5,518 1,214

1986 22,515 3,140 82 3,100 10,029 5,647 1,362

1987 23,109 3,224 85 3,296 10,168 5,599 1,418

1988 22,907 3,159 86 3,401 10,037 5,503 1,343

1989 23,511 3,132 95 3,496 10,318 5,717 1,175

1990 25,255 3,202 83 3,635 11,220 6,010 1,105

1991 28,280 3,359 85 3,983 13,415 6,778 658

1992 30,926 3,742 84 4,378 15,104 6,954 664

1993 33,432 3,863 84 4,932 16,285 7,505 763

1994 35,053 4,035 87 5,372 17,194 7,586 779

1995 36,282 4,119 92 5,767 17,164 7,604 1,537

1996 36,118 4,285 95 6,126 16,739 7,127 1,746

1997 34,872 3,955 . . . 6,129 15,791 6,803 2,195

1998 40,649 3,964 . . . 6,638 18,964 7,908 3,176

1999 a 40,300 4,241 . . . 7,303 20,119 8,552 846

2000 a 42,886 4,289 . . . 7,479 21,086 10,543 862

2001 a 46,163 4,420 . . . 7,703 22,533 11,639 869

2002 a 49,754 4,759 . . . 8,055 24,583 13,245 903

Total payments (millions of dollars)

1972 6,300 1,925 45 1,354 1,139 962 875

1975 12,242 4,358 93 3,052 2,186 2,062 492

1980 23,311 8,739 124 7,497 3,123 3,231 596

1985 37,508 14,096 249 13,203 4,414 4,746 798

1986 41,005 15,097 277 14,635 5,135 4,880 980

1987 45,050 16,037 309 16,507 5,508 5,592 1,078

1988 48,710 17,135 344 18,250 5,848 5,883 1,198

1989 54,500 18,558 409 20,476 6,892 6,897 1,268

1990 64,859 21,508 434 23,969 9,100 8,590 1,257

1991 77,048 25,453 475 27,798 11,690 10,439 1,193

1992 90,814 29,078 530 33,326 14,491 12,185 1,204

1993 101,709 31,554 589 38,065 16,504 13,605 1,391

1994 108,270 33,618 644 41,654 17,302 13,585 1,467

1995 120,141 36,527 848 48,570 17,976 13,511 2,708

1996 121,685 36,947 869 51,196 17,544 12,275 2,853

1997 124,430 37,721 . . . 54,130 17,544 12,307 2,727

1998 142,318 40,602 . . . 60,375 22,806 14,833 3,702

1999 a 147,372 40,470 . . . 63,028 20,765 15,141 7,966

2000 a 168,442 44,560 . . . 72,772 23,490 17,671 9,948

2001 a 186,913 48,431 . . . 80,493 26,770 20,096 11,121

2002 a 213,491 51,732 . . . 91,889 31,247 23,459 15,162

(Continued)
8.E Medicaid: Recipients

Annual Statistical Supplement, 2004 ♦ 8.35

CONTACT: Tony Parker (410) 786-0155.

Average payment (dollars)

1972 358 580 417 833 145 307 555

1975 556 1,205 850 1,296 228 455 273

1980 1,079 2,540 1,358 2,659 335 663 398

1985 1,719 4,605 3,104 4,496 452 860 658

1986 1,821 4,808 3,401 4,721 512 864 719

1987 1,949 4,975 3,644 5,008 542 999 761

1988 2,126 5,425 4,005 5,366 583 1,069 891

1989 2,318 5,926 4,317 5,858 668 1,206 1,079

1990 2,568 6,717 5,212 6,595 811 1,429 1,138

1991 2,725 7,577 5,572 6,979 871 1,540 1,813

1992 2,936 7,770 6,298 7,612 959 1,752 1,813

1993 3,042 8,168 7,036 7,717 1,013 1,813 1,824

1994 3,089 8,331 7,412 7,755 1,006 1,791 1,884

1995 3,311 8,868 9,256 8,422 1,047 1,777 1,762

1996 3,369 8,622 9,143 8,357 1,048 1,722 1,635

1997 3,568 9,538 . . . 8,832 1,111 1,809 3,597

1998 3,501 10,242 . . . 9,095 1,203 1,876 1,166

1999 a 3,657 9,541 . . . 8,630 1,032 1,770 9,407

2000 a 3,928 10,388 . . . 9,729 1,114 1,676 11,536

2001 a 4,049 10,957 . . . 10,449 1,188 1,727 12,792

2002 a 4,291 10,870 . . . 11,408 1,271 1,771 16,777

SOURCE: Data before 1998 are from HCFA-Form 2082, and data onward are from Medicaid Statistical Information System, MSIS, Centers for Medicare & Medicaid 

Services.

NOTES: Fiscal year 1977 began in October 1976 and was the first year of the new federal fiscal cycle. Before 1977, the fiscal year began in July.

Beginning in 1997, “Disability” data includes blindness. “Children” includes foster care children, and “Other” are “Unknowns.” In 1999 and 2000, “Other” includes foster 

care children and “Unknowns.” In 2001 and 2002, “Other” includes foster care children, “Unknowns,” and BCCA women.

. . . = not applicable.

a. Excludes recipients in Puerto Rico and the Virgin Islands. Data are not available.

Table 8.E2—Unduplicated number of recipients, total vendor payments, and average payment,

by type of eligibility category, selected fiscal years 1972–2002—Continued

Year Total

Aged 65

or older Blind

Permanent

and total

disability

Dependent

children

under age 21

Adults in families

with dependent

children Other
8.H Medicaid: State Data

8.36 ♦ Annual Statistical Supplement, 2004

CONTACT: Tony Parker (410) 786-0155.

Table 8.H1—Number of recipients, total payments, and average payment, by state, fiscal year 2002

State

Number of

recipients

Total payments

(millions of dollars)

Average payment

(dollars)

United States a

a. Excludes recipients in Puerto Rico and the Virgin Islands. Data are not available.

49,754,619 213,491 4,291

Alabama 765,328 3,204 4,187

Alaska 109,641 686 6,264

Arizona 878,362 2,881 3,281

Arkansas 579,278 2,015 3,479

California 9,301,001 23,636 2,541

Colorado 425,878 2,166 5,086

Connecticut 479,051 3,245 6,774

Delaware 167,162 651 3,897

District of Columbia 193,494 1,027 5,308

Florida 2,676,235 9,827 3,672

Georgia 1,637,329 4,796 2,929

Hawaii 199,966 695 3,477

Idaho 176,499 791 4,487

Illinois 1,731,398 9,121 5,268

Indiana 849,427 3,725 4,386

Iowa 352,635 1,855 5,263

Kansas 289,349 1,501 5,188

Kentucky 808,294 3,459 4,280

Louisiana 898,824 3,234 3,599

Maine 275,826 1,716 6,223

Maryland 692,539 3,662 5,288

Massachusetts 1,065,636 6,387 5,994

Michigan 1,449,915 5,918 4,082

Minnesota 620,652 4,439 7,153

Mississippi 712,457 2,499 3,508

Missouri 1,036,150 4,071 3,929

Montana 103,617 532 5,143

Nebraska 255,771 1,255 4,907

Nevada 202,306 723 3,579

New Hampshire 104,138 745 7,161

New Jersey 954,491 5,497 5,759

New Mexico 798,665 1,796 2,250

New York 3,920,718 31,488 8,031

North Carolina 1,355,269 6,041 4,457

North Dakota 70,132 422 6,028

Ohio 1,656,124 9,186 5,547

Oklahoma 631,498 2,238 3,544

Oregon 621,462 2,136 3,438

Pennsylvania 1,627,261 8,523 5,238

Rhode Island 199,014 1,251 6,288

South Carolina 809,136 3,382 4,181

South Dakota 117,631 503 4,284

Tennessee 1,732,381 4,747 2,740

Texas 2,952,569 11,121 3,767

Utah 274,707 1,215 4,425

Vermont 153,731 607 3,950

Virginia 665,203 3,017 4,537

Washington 1,039,070 4,373 4,209

West Virginia 362,030 1,577 4,358

Wisconsin 716,298 3,605 5,034

Wyoming 59,071 280 4,748

SOURCE: Centers for Medicare & Medicaid Services.
Section 9. Other Social

Insurance, Veterans’

Benefits, and Public

Assistance

Other Social Insurance and 

Veterans’ Benefits

Unemployment Insurance 9.1

Workers’ Compensation 9.3

Temporary Disability Insurance 9.9

Black Lung Benefits 9.10

Veterans’ Benefits 9.12

Public Assistance

Temporary Assistance for 

 Needy Families/AFDC and 

 Emergency Assistance 9.14

Food Stamps 9.18

Low-Income Home Energy

 Assistance Program 9.19
9.A Unemployment Insurance

Annual Statistical Supplement, 2004 ♦ 9.1

Table 9.A2—Summary data on state programs, by state or other area, 2003

State or area

Covered employment 

(excludes federal 

government)

Insured

unemploy

-ment as

percent of

covered

employment a

Number

of first

payments

Average weekly 

benefit for total 

unemployment

Average

weekly

insured

unemploy

-ment

Average

actual

duration

(weeks)

Claimants 

exhausting benefits

Contributions

collected b

(millions

of dollars)

Benefits

paid c

(millions

of dollars)

Average

employer

contribution

rate d

(percent)

Average

number of

workers

(thousands)

Total

payroll e

(millions

of dollars)

Amount f

(dollars)

Percent

of

average

weekly

wages g Number

Percent

of first

payments h

Total 126,088 4,697,431 2.8 9,935,108 261.67 36.5 3,530,524 16.4 4,416,574 43.4 25,328 41,359 2.2

Alabama 1,773 55,969 2.2 140,642 175.84 29.0 39,075 12.6 46,259 31.6 227 301 1.7

Alaska 275 10,094 5.2 49,493 193.04 27.3 14,259 14.7 21,728 44.2 106 136 2.4

Arizona 2,221 77,084 2.1 115,857 173.26 26.0 47,631 17.9 60,467 48.9 134 367 0.8

Arkansas 1,095 31,223 3.2 103,426 228.90 41.7 34,875 14.0 42,205 38.2 221 301 2.4

California 14,558 616,870 3.7 1,379,996 246.37 30.2 531,909 18.1 693,780 49.1 3,003 6,115 3.0

Colorado 2,064 79,589 2.0 114,887 307.68 41.5 41,315 15.2 63,221 53.6 201 536 1.0

Connecticut 1,606 77,511 3.3 155,146 286.19 30.8 53,279 17.9 61,148 37.8 529 736 2.8

Delaware 397 16,213 2.5 32,828 234.99 29.9 9,810 16.1 10,929 31.9 54 130 1.8

District of Columbia 459 25,563 1.6 21,037 258.43 24.1 7,316 20.5 19,151 85.7 90 113 2.1

Florida 7,117 235,874 1.7 326,174 225.02 35.3 119,956 15.9 169,036 48.9 672 1,160 1.3

Georgia 3,693 133,539 1.9 254,544 243.43 35.0 70,024 12.6 118,428 44.2 134 758 0.6

Hawaii 538 17,559 1.9 29,809 312.21 49.7 10,366 15.6 8,712 28.6 149 135 1.7

Idaho 562 15,888 3.4 60,000 231.77 42.7 19,376 14.0 22,360 36.8 103 184 1.2

Illinois 5,604 226,144 3.3 455,182 280.94 36.2 182,846 19.0 205,121 44.7 1,315 2,455 3.0

Indiana 2,785 92,335 2.3 212,910 263.44 41.3 65,075 13.6 91,982 44.0 330 769 1.9

Iowa 1,385 42,237 2.3 113,570 260.12 44.4 31,596 13.5 33,690 30.2 261 377 1.5

Kansas 1,259 39,195 2.5 89,324 275.99 46.1 30,863 16.0 38,418 42.7 227 372 1.8

Kentucky 1,677 52,922 2.4 135,856 249.62 41.1 39,640 14.5 39,747 28.8 288 470 2.4

Louisiana 1,819 55,284 2.0 100,279 194.93 33.4 36,615 15.7 43,730 45.3 145 297 1.7

Maine 577 17,451 2.3 32,592 231.13 39.8 13,072 18.2 12,906 38.9 83 128 1.5

Maryland 2,306 90,487 2.1 129,951 252.14 33.4 48,325 15.9 46,933 35.3 269 527 1.5

Massachusetts 3,088 142,570 3.5 280,144 356.58 40.2 107,814 18.9 137,827 45.6 825 1,794 2.5

Michigan 4,273 167,443 3.6 501,998 290.52 38.6 155,010 14.0 174,582 36.8 1,093 1,988 3.4

Minnesota 2,542 97,737 2.4 169,854 322.15 43.6 60,655 16.7 68,030 39.5 491 850 1.4

Mississippi 1,071 29,013 2.5 71,774 173.43 33.3 26,381 15.5 27,985 36.4 116 192 1.7

Missouri 2,560 85,694 2.7 182,972 205.62 31.9 68,545 16.5 79,483 42.8 319 627 1.9

Montana 379 9,935 2.6 27,392 201.91 40.1 9,915 15.5 10,378 39.1 63 81 1.1

Nebraska 859 25,832 1.7 46,204 216.16 37.4 14,359 14.1 21,252 45.8 108 137 1.7

Nevada 1,064 37,324 2.6 78,438 236.29 35.0 27,774 15.8 34,104 40.8 240 305 1.3

New Hampshire 596 22,103 1.6 23,035 258.60 36.3 9,504 17.8 7,937 31.7 37 117 1.0

New Jersey 3,785 174,764 3.5 367,278 333.67 37.6 132,460 18.0 195,806 54.3 1,172 2,098 1.7

New Mexico 716 20,992 2.1 37,232 210.63 37.4 14,778 17.6 16,517 44.2 81 136 1.0

New York 8,089 381,570 3.0 599,055 271.55 29.9 240,065 18.6 364,275 58.4 2,443 3,124 4.2

North Carolina 3,658 121,792 2.9 347,947 258.33 40.3 105,238 13.8 141,892 38.1 746 955 1.7

North Dakota 304 8,279 1.5 15,578 222.30 42.5 4,466 12.4 5,575 33.9 52 47 1.5

(Continued)
9.A Unemployment Insurance

9.2 ♦ Annual Statistical Supplement, 2004

CONTACT: Thomas Stengle (202) 693-2991.

Ohio 5,202 181,327 2.5 352,874 252.04 37.6 128,930 15.6 125,309 35.6 698 1,452 1.8

Oklahoma 1,365 39,553 2.1 76,897 229.45 41.2 28,373 16.3 35,298 45.1 155 287 1.2

Oregon 1,533 52,296 4.5 185,868 258.45 39.4 68,536 17.5 84,043 43.4 532 856 2.3

Pennsylvania 5,364 196,821 4.0 566,022 291.84 41.4 215,487 17.8 212,711 36.8 1,547 2,678 4.0

Rhode Island 462 16,608 3.1 43,097 308.78 44.7 14,446 15.9 18,255 41.2 135 208 3.1

South Carolina 1,740 52,996 2.8 148,646 210.05 35.9 48,588 13.7 58,756 39.5 222 419 2.0

South Dakota 353 9,412 1.0 11,828 201.96 39.4 3,470 12.4 2,043 17.3 15 33 0.7

Tennessee 2,549 84,555 2.3 200,848 210.24 33.0 57,966 14.5 83,824 40.2 427 581 2.6

Texas 9,027 331,053 2.2 533,479 260.8 37.0 198,660 16.8 288,789 52.3 2,994 2,204 2.3

Utah 1,007 30,738 1.8 57,362 269.38 45.9 18,291 14.3 25,944 42.3 90 214 0.6

Vermont 288 9,143 2.9 28,265 255.08 41.8 8,384 14.4 7,193 25.9 39 101 2.0

Virginia 3,265 122,511 1.5 165,621 276.09 38.3 50,197 14.0 68,815 39.0 236 606 1.0

Washington 2,584 99,827 4.0 267,960 324.4 43.7 102,461 18.4 101,174 36.8 1,102 1,456 2.4

West Virginia 656 18,734 2.9 54,558 219.87 40.0 19,101 15.4 15,575 27.5 123 184 2.8

Wisconsin 2,658 88,450 3.4 315,409 251.69 39.3 91,495 13.8 87,630 27.5 495 973 2.2

Wyoming 234 6,893 1.7 15,612 238.07 42.1 4,074 12.8 5,192 27.4 16 49 0.8

Outlying areas

Puerto Rico 1,007 21,193 4.7 106,183 106.62 26.3 46,914 19.6 58,352 52.4 175 228 3.4

Virgin Islands 41 1,242 2.4 2,175 277.39 47.5 962 23.5 2,077 66.6 2 17 0.2

SOURCES: Department of Labor, Employment and Training Administration and Bureau of Labor Statistics; based on data submitted by state agencies.

NOTE: Except where noted excludes data for federal employees and for ex-service members; includes data for state and local government employees where covered by 

state law after 1955.

a. Based on average covered employment in 12-month period.

b. Contributions, penalties, and interest from employers and contributions from employees in states taxing workers. Adjusted to exclude refunds of contributions and dishonored checks. Excludes state and local government employees covered on reimbursable basis.

c. Adjusted to exclude voided benefit checks and for transfers under interstate combined-wage plan. Excludes Extended Benefits and Emergency Unemployment Compensation.

d. Estimated data. As a percentage of taxable payroll. Standard contribution rate for most states, 2.7 percent. Excludes state and local jurisdictions covering state and 

local government employees on a reimbursable basis.

e. Total wages earned in covered employment during all pay periods ended within the year.

f. Includes dependents' allowances for states that provide such benefits.

g. Based on average total weekly wage in current year.

h. Percentages based on first payments for 12-month period.

Table 9.A2—Summary data on state programs, by state or other area, 2003—Continued

State or area

Covered employment 

(excludes federal 

government)

Insured

unemploy

-ment as

percent of

covered

employment a

Number

of first

payments

Average weekly 

benefit for total 

unemployment

Average

weekly

insured

unemploy

-ment

Average

actual

duration

(weeks)

Claimants 

exhausting benefits

Contributions

collected b

(millions

of dollars)

Benefits

paid c

(millions

of dollars)

Average

employer

contribution

rate d

(percent)

Average

number of

workers

(thousands)

Total

payroll e

(millions

of dollars)

Amount f

(dollars)

Percent

of

average

weekly

wages g Number

Percent

of first

payments h
9.B Workers’ Compensation

Annual Statistical Supplement, 2004 ♦ 9.3

Table 9.B1—Coverage, benefits, and costs, selected years 1940–2002

Year

Estimated

number of

workers

covered

per month

(millions)

Benefits paid during year (millions of dollars)

Cost of program as a

percentage

of covered

payroll a

Benefits as a

percentage

of covered

payroll b Total

Type of insurance Type of benefits

Private

carriers c

State and

federal funds d

Employers’

self-insurance d

Medical and

hospitalization

Compensation

payments

1940 24.6 256 135 73 48 95 161 1.19 0.72

1946 32.7 434 270 96 68 140 294 0.91 0.54

1948 36.0 534 335 121 78 175 359 0.96 0.51

1949 35.3 566 353 132 81 185 381 0.98 0.55

1950 36.9 615 381 149 85 200 415 0.89 0.54

1951 38.7 709 444 170 94 233 476 0.90 0.54

1952 39.4 785 491 193 101 260 525 0.94 0.55

1953 40.7 841 524 210 107 280 561 0.97 0.55

1954 39.8 876 540 225 110 308 568 0.98 0.57

1955 41.4 916 563 238 115 325 591 0.91 0.55

1956 43.0 1,002 618 259 125 350 652 0.92 0.55

1957 43.3 1,062 661 271 130 360 702 0.91 0.56

1958 42.5 1,112 694 285 132 375 737 0.91 0.58

1959 44.0 1,210 753 316 141 410 800 0.89 0.58

1960 44.9 1,295 810 325 160 435 860 0.93 0.59

1961 45.0 1,374 851 347 176 460 914 0.95 0.61

1962 46.2 1,489 924 371 194 495 994 0.96 0.62

1963 47.3 1,582 988 388 207 525 1,057 0.99 0.62

1964 48.8 1,707 1,070 412 226 565 1,142 1.00 0.63

1965 50.8 1,814 1,124 445 244 600 1,214 1.00 0.61

1966 53.7 2,000 1,239 486 275 680 1,320 1.02 0.61

1967 55.0 2,189 1,363 524 303 750 1,439 1.07 0.63

1968 56.8 2,376 1,482 556 338 830 1,546 1.07 0.62

1969 59.0 2,634 1,641 607 386 920 1,714 1.08 0.62

1970 59.2 3,031 1,843 755 432 1,050 1,981 1.11 0.66

1971 59.4 3,563 2,005 1,098 460 1,130 2,433 1.11 0.67

1972 62.3 4,061 2,179 1,379 504 1,250 2,811 1.14 0.68

1973 66.3 5,103 2,514 1,998 592 1,480 3,623 1.17 0.70

1974 68.0 5,781 2,971 2,086 724 1,760 4,021 1.24 0.75

1975 67.2 6,598 3,422 2,324 852 2,030 4,568 1.32 0.83

1976 69.6 7,584 3,976 2,570 1,039 2,380 5,204 1.49 0.87

1977 72.1 8,630 4,629 2,750 1,250 2,680 5,950 1.71 0.92

1978 75.6 9,796 5,256 3,043 1,497 2,980 6,816 1.86 0.94

1979 78.6 12,027 6,157 4,022 1,848 3,520 8,507 1.95 1.01

1980 78.8 13,618 7,029 4,330 2,259 3,947 9,671 1.96 1.07

1981 78.3 15,054 7,876 4,595 2,583 4,431 10,623 1.85 1.08

1982 77.0 16,407 8,647 4,768 2,993 5,058 11,349 1.75 1.16

1983 78.0 17,575 9,265 5,061 3,249 5,681 11,894 1.67 1.17

1984 81.9 19,685 10,610 5,405 3,671 6,424 13,261 1.66 1.21

1985 84.3 22,217 12,341 5,744 4,132 7,498 14,719 1.82 1.30

1986 86.0 24,613 13,827 6,248 4,538 8,642 15,971 1.99 1.37

1987 88.4 27,318 15,453 6,782 5,082 9,912 17,406 2.07 1.43

1988 91.3 30,733 17,512 7,477 5,744 11,518 19,215 2.16 1.49

1989 93.7 34,316 19,918 7,965 6,433 13,424 20,892 2.04 1.46

1990 95.1 38,238 22,222 8,658 7,358 15,187 23,051 2.13 1.57

1991 93.6 42,169 24,515 9,711 7,944 16,832 25,337 2.16 1.65

1992 94.6 44,660 24,030 10,987 9,643 18,252 26,408 2.13 1.69

1993 96.1 42,925 21,773 11,294 9,857 17,521 25,403 2.17 1.62

1994 109.6 44,586 22,306 10,753 11,527 17,194 27,392 2.05 1.51

1995 112.4 43,373 21,145 10,996 11,232 16,733 26,640 1.82 1.38

1996 114.8 41,837 20,392 10,669 10,775 16,567 25,270 1.66 1.26

1997 118.1 42,314 21,645 10,046 10,623 17,306 25,008 1.49 1.18

1998 121.5 43,278 22,966 10,109 10,203 18,121 25,157 1.38 1.11

1999 124.3 45,263 24,632 10,126 10,504 19,316 25,947 1.34 1.09

(Continued)
9.B Workers’ Compensation

9.4 ♦ Annual Statistical Supplement, 2004

CONTACT: Ishita Sengupta (202) 452-8097.

2000 127.1 47,621 26,513 10,406 10,702 20,710 26,911 1.33 1.06

2001 127.0 49,772 27,274 11,058 11,439 22,207 27,565 1.40 1.08

2002 125.6 53,443 29,028 12,539 11,876 24,285 29,158 1.58 1.16

SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the 

National Council on Compensation Insurance.

NOTE: Beginning in 1959, includes Alaska and Hawaii. States periodically update prior-year data, and any such changes are included in the current table.

a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made 

under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.

b. Cash and medical benefits paid by self-insurers.

c. Net cash and medical benefits paid during calendar year by private insurance companies under standard workers’ compensation policies.

d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits including: those paid under the Federal Employees’ Compensation 

Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor 

Workers’ Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.

Table 9.B1—Coverage, benefits, and costs, selected years 1940–2002—Continued

Year

Estimated

number of

workers

covered

per month

(millions)

Benefits paid during year (millions of dollars)

Cost of program as a

percentage

of covered

payroll a

Benefits as a

percentage

of covered

payroll b Total

Type of insurance Type of benefits

Private

carriers c

State and

federal funds d

Employers’

self-insurance d

Medical and

hospitalization

Compensation

payments
9.B Workers’ Compensation

Annual Statistical Supplement, 2004 ♦ 9.5

Table 9.B2—Benefits, by state and federal program, 1998–2002 (in thousands of dollars)

Program 1998 1999 2000 2001 2002

Total, state and federal 43,278,222 45,262,686 47,620,968 49,771,700 53,442,645

State programs

Subtotal 40,410,346 42,400,503 44,663,564 46,702,433 50,289,020

Alabama 602,088 551,398 529,189 562,773 565,264

Alaska 127,368 130,334 145,917 171,248 187,578

Arizona 432,965 465,554 515,241 465,319 528,491

Arkansas 174,303 185,372 197,762 206,836 222,192

California 7,365,820 7,851,641 8,967,630 9,605,478 11,282,610

Colorado 810,985 738,526 835,054 586,500 807,001

Connecticut 714,822 736,857 667,056 661,471 747,959

Delaware 147,070 133,023 146,090 145,546 168,820

District of Columbia 90,386 90,232 88,661 92,990 101,836

Florida 2,538,353 2,768,044 2,544,777 2,669,630 2,305,828

Georgia 889,131 895,690 995,775 1,067,327 1,082,971

Hawaii 233,225 222,056 231,359 252,041 267,827

Idaho 164,327 168,642 179,370 198,507 233,069

Illinois 1,838,191 1,952,697 2,049,223 2,139,026 2,232,015

Indiana 481,073 510,992 545,863 531,402 577,410

Iowa 320,761 322,176 356,807 395,657 427,507

Kansas 318,976 326,196 341,547 340,343 405,091

Kentucky 421,386 477,867 479,338 482,076 527,088

Louisiana 442,025 464,883 493,653 501,662 499,136

Maine 253,946 265,862 266,997 265,082 292,678

Maryland 691,285 714,356 729,656 796,186 783,686

Massachusetts 728,771 733,191 828,159 774,473 807,434

Michigan 1,366,988 1,392,806 1,474,058 1,477,986 1,512,457

Minnesota 737,100 744,500 797,800 904,200 921,000

Mississippi 234,873 253,664 269,342 271,163 286,538

Missouri 814,287 971,628 908,819 1,079,745 1,226,241

Montana 136,975 145,996 169,763 172,725 190,850

Nebraska 164,382 198,276 211,285 238,300 293,089

Nevada 331,420 384,285 360,917 384,931 352,531

New Hampshire 169,663 190,072 181,900 215,817 216,900

New Jersey 1,164,184 1,239,702 1,298,824 1,362,965 1,470,839

New Mexico 128,290 135,903 146,374 162,810 191,189

New York 2,600,961 2,795,769 2,909,115 2,978,224 3,142,392

North Carolina 810,188 813,823 853,318 890,272 1,014,136

North Dakota 68,925 69,911 74,402 76,158 74,456

Ohio 2,076,545 2,038,742 2,098,528 2,248,375 2,388,184

Oklahoma 536,420 496,500 484,911 499,827 489,866

Oregon 430,521 384,110 412,471 455,625 447,548

Pennsylvania 2,418,072 2,467,114 2,402,614 2,440,407 2,531,957

Rhode Island 110,185 113,218 113,599 124,326 131,230

South Carolina 467,277 511,735 596,526 622,985 690,451

South Dakota 67,088 72,509 66,991 74,950 79,256

Tennessee 550,819 586,363 642,201 691,926 679,211

Texas 1,591,818 1,874,974 2,004,504 2,056,355 2,275,338

Utah 188,543 195,774 187,729 211,279 240,179

Vermont 91,436 106,389 112,349 106,008 147,790

Virginia 658,466 629,348 680,911 671,828 700,266

Washington 1,286,680 1,395,246 1,527,657 1,637,714 1,714,497

West Virginia 644,294 687,002 690,377 712,495 829,020

Wisconsin 703,610 724,360 768,282 923,759 893,933

Wyoming 73,080 75,196 82,875 97,706 104,187

(Continued)
9.B Workers’ Compensation

9.6 ♦ Annual Statistical Supplement, 2004

CONTACT: Ishita Sengupta (202) 452-8097.

Federal programs a

Subtotal 2,867,876 2,862,183 2,957,404 3,069,267 3,153,625

Civilian employee 2,009,862 1,999,915 2,118,859 2,223,088 2,317,325

Other 858,014 862,268 838,545 846,179 836,300

SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the 

National Council on Compensation Insurance.

NOTE: States periodically update prior-year data, and any such changes are included in the current table.

a. Federal benefits include those paid under the Federal Employees’ Compensation Act for civilian employees; the portion of the Black Lung benefit program that is 

financed by employers; and a portion of benefits under the Longshore and Harbor Workers’ Compensation Act that are not reflected in state data, namely, benefits 

paid by self-insured employers and special funds under the LHWCA.

Table 9.B2—Benefits, by state and federal program, 1998–2002 (in thousands of dollars)—Continued

Program 1998 1999 2000 2001 2002
9.B Workers’ Compensation

Annual Statistical Supplement, 2004 ♦ 9.7

Table 9.B3—Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2002

(in thousands of dollars)

Program

Benefits paid by type of insurer Medical benefits paid

Total

Private

carriers a

State

funds

Selfinsurance b Total

As a percentage

of total benefits

Total, state and federal 53,442,645 29,028,239 9,385,022 11,875,759 24,285,334 45.4

State programs

Subtotal 50,289,020 29,028,239 9,385,022 11,875,759 23,554,200 46.8

Alabama 565,264 290,009 . . . 275,255 327,537 57.9

Alaska 187,578 145,324 . . . 42,254 106,578 56.8

Arizona 528,491 198,728 251,698 78,065 317,623 c 60.1

Arkansas 222,192 145,163 . . . 77,029 138,648 c 62.4

California 11,282,610 5,947,614 2,191,962 3,143,034 5,645,031 50.0

Colorado 807,001 309,436 332,725 164,840 357,063 44.2

Connecticut 747,959 543,266 . . . 204,693 310,403 c 41.5

Delaware 168,820 114,348 . . . 54,472 84,217 d 49.9

District of Columbia 101,836 79,781 . . . 22,055 33,471 32.9

Florida 2,305,828 1,817,729 . . . 488,099 1,312,016 c 56.9

Georgia 1,082,971 769,767 . . . 313,205 516,577 c 47.7

Hawaii 267,827 175,029 11,754 81,044 105,927 39.6

Idaho 233,069 89,549 127,837 15,683 132,150 c 56.7

Illinois 2,232,015 1,748,148 . . . 483,867 991,015 c 44.4

Indiana 577,410 488,138 . . . 89,272 377,212 c 65.3

Iowa 427,507 348,434 . . . 79,073 216,319 c 50.6

Kansas 405,091 298,992 . . . 106,099 219,559 c 54.2

Kentucky 527,088 334,460 47,857 144,771 281,526 53.4

Louisiana 499,136 224,795 130,484 143,857 263,045 c 52.7

Maine 292,678 116,675 88,952 87,051 118,734 40.6

Maryland 783,686 400,192 192,546 190,948 307,744 c 39.3

Massachusetts 807,434 689,435 . . . 117,999 259,149 32.1

Michigan 1,512,457 846,823 . . . 665,634 523,260 34.6

Minnesota 921,000 612,600 98,100 210,300 437,500 47.5

Mississippi 286,538 168,832 . . . 117,706 163,484 c 57.1

Missouri 1,226,241 870,112 82,685 273,443 592,878 48.3

Montana 190,850 72,764 83,070 35,016 102,013 53.5

Nebraska 293,089 214,438 . . . 78,650 167,354 57.1

Nevada 352,531 230,553 . . . 121,977 129,199 36.6

New Hampshire 216,900 180,057 . . . 36,843 120,596 c 55.6

New Jersey 1,470,839 1,356,231 . . . 114,608 759,157 d 51.6

New Mexico 191,189 102,508 33,461 55,221 107,908 56.4

New York 3,142,392 1,580,743 780,636 781,013 968,462 30.8

North Carolina 1,014,136 774,596 . . . 239,540 435,064 c 42.9

North Dakota 74,456 206 74,250 . . . 41,106 55.2

Ohio 2,388,184 37,652 1,878,255 472,277 1,106,570 46.3

Oklahoma 489,866 262,579 108,982 118,305 225,828 c 46.1

Oregon 447,548 213,144 192,157 42,247 227,156 50.8

Pennsylvania 2,531,957 1,798,988 160,795 572,174 1,005,602 39.7

Rhode Island 131,230 50,076 65,054 16,100 30,143 23.0

South Carolina 690,451 463,888 51,004 175,560 204,652 29.6

South Dakota 79,256 72,726 . . . 6,530 44,020 55.5

Tennessee 679,211 526,603 . . . 152,608 348,435 c 51.3

Texas 2,275,338 1,762,267 258,460 254,612 1,412,985 c 62.1

Utah 240,179 85,334 121,747 33,098 159,959 c 66.6

Vermont 147,790 122,330 . . . 25,459 77,885 c 52.7

Virginia 700,266 555,898 . . . 144,367 378,844 c 54.1

Washington 1,714,497 28,768 1,225,007 460,722 589,267 34.4

West Virginia 829,020 . . . 697,271 131,749 245,450 29.6

Wisconsin 893,933 756,599 . . . 137,334 461,394 d 51.6

Wyoming 104,187 5,913 98,274 . . . 66,487 63.8

(Continued)
9.B Workers’ Compensation

9.8 ♦ Annual Statistical Supplement, 2004

CONTACT: Ishita Sengupta (202) 452-8097.

Federal programs e

Subtotal 3,153,625 . . . . . . . . . 731,134 23.2

Civilian employee 2,317,325 . . . . . . . . . 665,378 28.7

Other 836,300 . . . . . . . . . 65,756 7.9

SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the 

National Council on Compensation Insurance.

NOTE: . . . = not applicable.

a. States with exclusive funds (Nevada, North Dakota, Ohio, Washington, West Virginia, and Wyoming) also have small amounts of benefits paid by private carriers. This 

results from two sources: companies with group policies that overlap states and the fact that some companies include excess workers’ compensation coverage in 

their reports of workers’ compensation benefits to A.M. Best Company.

b. Self-insurance includes individual self-insurers and group self-insurance.

c. Medical percentages based on data provided by the National Council on Compensation Insurance.

d. Medical percentage based on the weighted average of states where medical data were available.

e. Federal benefits include those paid under the Federal Employees’ Compensation Act for civilian employees; the portion of the Black Lung benefit program that is 

financed by employers; and a portion of benefits under the Longshore and Harbor Workers’ Compensation Act that are not reflected in state data, namely, benefits 

paid by self-insured employers and special funds under the LHWCA.

Table 9.B3—Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2002

(in thousands of dollars)—Continued

Program

Benefits paid by type of insurer Medical benefits paid

Total

Private

carriers a

State

funds

Selfinsurance b Total

As a percentage

of total benefits
9.C Temporary Disability Insurance

Annual Statistical Supplement, 2004 ♦ 9.9

CONTACT: Rita L. DiSimone (202) 358-6221.

Table 9.C1—Selected data on state and railroad programs, 2001

State and program a

a. Statutory programs providing short-term cash benefits to employees unable to work because of nonoccupational illness or injury.

Average

annual

covered

employment

(thousands)

Taxable

payrolls

(millions of

dollars)

Average

weekly

number of

beneficiaries

(thousands)

Average

weekly

benefit

(dollars)

Average

duration

per period

paid (weeks)

Contributions

collected

(millions of

dollars)

Net benefits

paid

(millions of

dollars)

Administrative

expenditures b

(millions of

dollars)

b. State cost of administering state program and of supervising private plans.

California c

c. Benefits and beneficiary data are for periods paid or terminated in 2001.

12,706 369,930 -- -- -- -- 2,700.6 190.5

State-operated fund 12,206 349,160 91.7 288.14 13.24 3,088.0 2,526.1 152.8

Private plans 500 20,770 -- 449.38 12.29 212.9 174.5 37.7

Hawaii d (private plans)

d. Includes data not shown separately for special fund for workers whose disability begins during unemployment. In 2001, the fund paid $48,278 in benefits.

334 7,112 25.2 306.00 4.92 48.6 38.0 --

New Jersey e

e. State fiscal year data (July 1–June 30).

f 3,500

f. Estimated data.

-- -- -- -- -- 496.1 26.9

State-operated fund f 2,803 f 54,900 -- 318.00 -- 429 g 391.2

g. Data are for calendar year (January 1–December 31).

26.9

Private plans f 697 -- -- -- -- -- 104.9 3.0

New York 6,620 h 43,738

h. First $7,000 of earnings of each employee, which was paid by the employer during the calendar year.

49,0 190.42 7.80 -- 564,4 e 9.0

Special state fund i

i. For workers whose disability begins during unemployment.

. . . . . . 0.5 145.07 14.61 -- 3.5 --

Private plans j

j. Includes State Insurance Fund of $12.7 million.

6,620 43,738 48.5 190.86 7.76 -- k 560.9

k. Includes medical, surgical, and hospital benefits amounting to $61.9 million paid under approved plans.

--

Puerto Rico 634 13,223 -- -- -- -- 12.6 3.3

State-operated fund 125 9,326 1.0 94.25 10.18 12.4 5.0 3.0

Private plans 509 3,897 1.3 110.00 7.21 1.0 7.6 0.3

Rhode Island (state-operated fund) 411 10,250 8.9 302.02 10.20 143.0 139.0 6.0

Railroad (publicly operated fund) 238 3,110 l

6.5

l. For 14-day registration period.

m 239.40

m. For benefit year 2000–2001 (July 1, 2000–June 30, 2001).

m 14.00 n

n. Single system of contributions and administrative operations for railroad unemployment insurance and temporary disability; collections amounted to $61.1 million and 

administrative expenses to $14 million for the system in 2001.

o 54.1

o. Of this amount, $49.1 million was for regular benefits and $5 million for extended benefits.

n

SOURCES: State agencies and Railroad Retirement Board.

NOTE: . . . = not applicable; -- = not available.
9.D Black Lung Benefits

9.10 ♦ Annual Statistical Supplement, 2004

CONTACT: Bennett Stewart (606) 432-0116, ext. 126.

Table 9.D1—Benefits currently payable to miners, widows, and dependents, December 1970–2003

Year

Number Benefits (thousands of dollars)

Total Miners Widows Dependents a

a. Includes wives of living miners, divorced wives, children, and dependent brothers and sisters of minors.

Monthly

amount

Annual

amount

1970 111,976 43,921 24,889 43,166 12,500 111,000

1971 231,729 77,213 67,358 87,158 27,200 378,900

1972 298,963 101,802 88,067 109,094 37,800 554,400

1973 461,491 159,837 124,154 177,500 63,700 1,045,200

1974 487,216 169,097 134,700 183,419 71,500 951,300

1975 482,311 165,405 139,407 177,499 75,500 947,700

1976 469,655 158,087 142,495 169,073 77,400 963,300

1977 457,399 148,720 144,543 164,136 80,500 942,200

1978 439,970 138,648 145,829 155,493 82,300 965,100

1979 418,948 129,558 146,527 142,863 86,500 983,100

1980 399,477 120,235 146,603 132,639 91,400 1,032,000

1981 376,505 111,249 146,173 119,083 91,700 1,081,300

1982 354,569 102,234 144,863 107,472 90,800 1,076,000

1983 333,358 93,694 142,967 96,697 86,300 1,055,800

1984 313,822 85,658 140,995 87,169 85,300 1,038,000

1985 294,846 77,836 138,328 78,682 83,700 1,025,000

1986 275,783 70,253 135,033 70,497 78,900 971,000

1987 258,988 63,573 131,561 63,854 76,800 940,000

1988 241,626 56,977 127,322 57,327 73,500 904,000

1989 225,764 51,048 123,220 51,496 72,000 882,000

1990 210,678 45,643 118,705 46,330 70,000 863,400

1991 196,419 40,703 114,046 41,670 68,400 844,400

1992 182,396 35,971 109,091 37,334 66,500 822,500

1993 168,365 31,664 103,334 33,367 64,100 794,300

1994 155,172 27,828 97,414 29,930 60,600 751,900

1995 143,011 24,573 91,517 26,921 56,100 696,700

1996 131,143 21,477 85,559 24,107 52,600 654,600

1997 119,233 18,488 79,238 21,507 49,255 614,888

1998 109,271 15,964 73,420 19,887 46,204 576,389

1999 98,977 13,635 67,359 17,983 43,225 541,200

2000 89,355 11,587 61,542 16,226 40,625 509,290

2001 79,518 9,779 55,412 14,327 37,324 470,362

2002 71,584 8,394 50,404 12,786 35,017 439,337

2003 64,237 7,142 45,746 11,349 32,198 411,635

SOURCE: Department of Labor, Beneficiary Master Table, 100 percent data.
9.D Black Lung Benefits

Annual Statistical Supplement, 2004 ♦ 9.11

CONTACT: Bennett Stewart (606) 432-0116, ext. 126.

Table 9.D2—Benefits currently payable to miners, widows, and dependents, by state or other area, 

December 2003

State or area

Number Monthly amount (thousands of dollars) 

Total Miners Widows Dependents a

a. Includes wives of living miners, divorced wives, children, and dependent brothers and sisters of miners.

Total Miners b

b. Includes benefits for wives and children.

Widows c

c. Includes benefits for surviving children, brothers, sisters, and divorced wives. Prior to December 1997, monthly payments for surviving children were included with 

payments to miners.

All areas 64,237 7,142 45,746 11,349 32,198 4,869 27,329

Alabama 2,536 168 1,912 456 1,279 115 1,164

Alaska 11 d

d. Not shown to avoid disclosure of information regarding particular individuals.

10 d 6 d d

Arizona 197 14 156 27 102 9 93

Arkansas 373 32 299 42 191 23 168

California 436 35 336 65 223 23 200

Colorado 448 34 352 62 228 24 204

Connecticut 123 4 108 11 64 3 62

Delaware 90 8 78 4 49 5 44

District of Columbia 20 d 18 d 10 d d

Florida 1,593 173 1,144 276 789 120 669

Georgia 297 18 240 39 153 11 141

Hawaii 4 ddd 2 d d

Idaho 24 2 17 5 12 2 11

Illinois 2,194 154 1,774 266 1,132 105 1,027

Indiana 1,197 102 897 198 611 67 544

Iowa 265 23 200 42 135 15 120

Kansas 101 3 92 6 53 2 52

Kentucky 9,341 1,474 5,723 2,144 4,524 1,013 3,512

Louisiana 31 d 26 d 16 d d

Maine 3 ddd 2 d d

Maryland 616 54 460 102 314 36 278

Massachusetts 36 d 29 6 18 1 18

Michigan 728 45 581 102 378 29 349

Minnesota 22 d 19 d 11 d d

Mississippi 44 4 31 9 22 3 19

Missouri 211 11 171 29 109 7 101

Montana 67 5 54 8 35 3 32

Nebraska 7 d 6 d 4 d d

Nevada 62 4 52 6 32 3 30

New Hampshire 4 ddd 2 d d

New Jersey 491 25 414 52 254 17 236

New Mexico 139 8 109 22 71 6 65

New York 433 21 356 56 225 14 211

North Carolina 642 56 464 122 313 38 275

North Dakota 4 ddd 2 d d

Ohio 3,967 304 3,013 650 2,032 209 1,823

Oklahoma 285 29 220 36 146 20 127

Oregon 49 6 35 8 25 4 22

Pennsylvania 15,346 1,433 11,856 2,057 7,873 957 6,916

Rhode Island 9 d 8 d 5 d d

South Carolina 209 13 159 37 106 10 96

South Dakota 2 ddd 1 d d

Tennessee 2,665 272 1,879 514 1,313 187 1,126

Texas 203 13 156 34 105 8 97

Utah 300 35 222 43 150 24 126

Vermont 3 ddd 2 d d

Virginia 5,228 753 3,405 1,070 2,570 523 2,047

Washington 120 10 96 14 60 754

West Virginia 12,842 1,782 8,372 2,688 6,326 1,219 5,107

Wisconsin 36 2 32 2 19 1 18

Wyoming 102 5 85 12 53 4 49

Outlying areas e

e. Includes beneficiaries residing in American Samoa, Guam, Northern Mariana Islands, Puerto Rico, Virgin Islands, and foreign countries.

81 461 16 40 337

SOURCE: Department of Labor, Beneficiary Master Table, 100 percent data.
9.F Veterans’ Benefits

9.12 ♦ Annual Statistical Supplement, 2004

Table 9.F1—Number of disability compensation or pension payments, by type of payment and age of 

beneficiary, selected years, 1940–2003 (in thousands)

Year Total a

Service-connected

Not service-connected

All

ages

Under age 65 Aged 65 or older

Subtotal

Disability rating b

Subtotal

Disability rating b

Less than

70 percent

70–100

percent

Less than

70 percent

70–100

percent

All

ages

Under

age 65

Aged 65

or older

As of June 30

1940 610 385 . . . . . . . . . . . . . . . . . . 189 . . . . . .

1945 1,144 912 . . . . . . . . . . . . . . . . . . 159 . . . . . .

1950 2,368 1,990 . . . . . . . . . . . . . . . . . . 290 . . . . . .

1955 2,669 2,076 . . . . . . . . . . . . . . . . . . 531 . . . . . .

1956 2,739 2,083 2,026 1,841 185 57 43 14 597 319 278

As of June 20

1957 2,797 2,074 2,004 1,825 179 70 53 17 670 304 366

1958 2,850 2,064 1,980 1,807 173 84 65 19 741 279 462

1959 2,934 2,053 1,952 1,781 171 101 78 23 841 257 584

1960 3,009 2,027 1,908 1,746 162 119 93 26 947 219 728

1961 3,107 2,000 1,868 1,711 158 131 104 27 1,077 182 895

1962 3,150 1,987 1,849 1,693 156 138 109 29 1,138 166 972

1963 3,181 1,989 1,844 1,686 158 145 115 30 1,170 165 1,005

1964 3,197 1,993 1,846 1,684 162 147 117 30 1,186 176 1,010

1965 3,217 1,992 1,846 1,679 167 146 117 29 1,210 197 1,013

1966 3,201 1,993 1,850 1,677 173 143 115 28 1,196 221 975

1967 3,182 1,999 1,858 1,683 175 141 114 27 1,173 243 930

1968 3,164 2,011 1,873 1,696 177 138 112 26 1,145 265 880

1969 3,160 2,039 1,904 1,712 192 135 110 25 1,114 286 828

1970 3,181 2,091 1,950 1,754 196 141 116 25 1,086 310 776

1971 3,222 2,146 1,995 1,780 215 151 128 23 1,073 335 738

1972 3,269 2,183 2,022 1,804 218 161 135 26 1,086 381 705

1973 3,257 2,204 2,028 1,806 222 176 150 26 1,053 402 651

1974 3,241 2,211 2,018 1,796 222 193 165 28 1,030 410 620

1975 3,227 2,220 2,006 1,784 222 214 185 29 1,006 430 576

1976 3,236 2,232 1,996 1,767 229 236 209 27 1,003 456 547

(Continued)
9.F Veterans’ Benefits

Annual Statistical Supplement, 2004 ♦ 9.13

CONTACT: Mike Wells (202) 273-5106.

As of September 30

1977 3,280 2,248 1,989 1,759 230 258 226 32 1,032 505 527

1978 3,284 2,259 1,971 1,741 230 288 254 34 1,025 516 509

1979 3,241 2,267 1,944 1,717 227 323 285 38 974 500 474

1980 3,196 2,274 1,912 1,689 223 362 320 42 922 467 455

1981 3,154 2,279 1,873 1,656 217 406 359 47 875 438 437

1982 3,096 2,274 1,818 1,606 210 456 404 52 824 406 418

1983 3,044 2,263 1,744 1,544 200 519 461 58 781 373 408

1984 2,980 2,251 1,666 1,476 190 585 520 65 729 339 390

1985 2,931 2,240 1,589 1,408 181 651 579 72 690 306 384

1986 2,883 2,225 1,505 1,335 169 720 641 79 658 274 384

1987 2,844 2,212 1,428 1,268 160 784 698 86 631 244 387

1988 2,804 2,199 1,361 1,209 153 838 746 92 606 219 387

1989 2,776 2,192 1,302 1,156 146 890 792 98 584 196 388

1990 2,746 2,184 1,253 1,113 140 931 828 102 562 175 387

1991 2,709 2,179 1,238 1,098 140 941 838 103 530 156 375

1992 2,674 2,181 1,245 1,104 141 936 833 103 493 138 354

1993 2,660 2,198 1,265 1,122 143 932 828 104 462 128 335

1994 2,659 2,218 1,290 1,144 146 928 824 104 441 122 319

1995 2,669 2,236 1,310 1,158 152 926 819 107 433 120 313

1996 2,671 2,253 1,330 1,171 158 923 814 109 418 116 302

1997 2,667 2,263 1,346 1,178 168 917 805 112 404 112 292

1998 2,668 2,277 1,372 1,191 180 905 790 115 391 110 281

1999 2,673 2,294 1,404 1,209 195 890 771 119 379 113 266

2000 2,672 2,308 1,435 1,224 211 874 751 123 364 115 249

2001 2,669 2,321 1,464 1,238 226 857 731 126 348 116 232

2002 2,745 2,398 1,546 1,288 258 852 716 136 347 125 222

2003 2,832 2,485 1,634 1,335 299 852 703 148 347 136 210

SOURCE: Department of Veterans Affairs, published and unpublished data.

NOTE: . . . = not applicable.

a. Persons receiving payments under special acts and as retired emergency and reserve officers are included in the total but not in the distribution. (Totals may not add 

up because of rounding.)

b. Disability rated by the Department of Veterans Affairs according to average impairment of earning capacity, graduated in intervals from 10 percent to 100 percent.

Table 9.F1—Number of disability compensation or pension payments, by type of payment and age of 

beneficiary, selected years, 1940–2003 (in thousands)—Continued

Year Total a

Service-connected

Not service-connected

All

ages

Under age 65 Aged 65 or older

Subtotal

Disability rating b

Subtotal

Disability rating b

Less than

70 percent

70–100

percent

Less than

70 percent

70–100

percent

All

ages

Under

age 65

Aged 65

or older
9.G TANF/AFDC and Emergency Assistance

9.14 ♦ Annual Statistical Supplement, 2004

Table 9.G1—Average monthly number of families and recipients, total amount of cash assistance, and average 

monthly payment, selected years 1936–2003

Year

Temporary Assistance for Needy Families/

Aid to Families with Dependent Children a Emergency Assistance b

Average monthly number (thousands) Amount of assistance c

Average

monthly

number

of families

(thousands)

Total

assistance

 payments

during year

(thousands

of dollars)

Average

monthly

payment

per family

Families (dollars)

Recipients

Total

(thousands

of dollars)

Monthly average (dollars)

Total Children Family Recipient

1936 147 534 361 49,678 28.15 7.75 . . . . . . . . .

1940 349 1,182 840 133,770 31.98 9.43 . . . . . . . . .

1945 259 907 656 149,667 48.18 13.75 . . . . . . . . .

1950 644 2,205 1,637 551,653 71.33 17.64 . . . . . . . . .

1955 612 2,214 1,673 617,841 84.17 23.26 . . . . . . . . .

1960 787 3,005 2,314 1,000,784 105.75 27.75 . . . . . . . . .

1961 869 3,354 2,587 1,156,769 110.97 28.74 . . . . . . . . .

1962 931 3,676 2,818 1,298,774 116.30 29.44 . . . . . . . . .

1963 947 3,876 2,909 1,365,851 120.19 29.36 . . . . . . . . .

1964 992 4,118 3,091 1,510,352 126.88 30.57 . . . . . . . . .

1965 1,039 4,329 3,256 1,660,186 133.20 31.96 . . . . . . . . .

1966 1,088 4,513 3,411 1,863,925 142.83 34.42 . . . . . . . . .

1967 1,217 5,014 3,771 2,266,400 155.19 37.67 . . . . . . . . .

1968 1,410 5,705 4,275 2,849,298 168.41 41.62 . . . . . . . . .

1969 1,698 6,706 4,985 3,563,427 174.89 44.28 7.5 6,699 117.23

1970 2,208 8,466 6,214 4,852,964 183.13 47.77 7.5 11,396 126.14

1971 2,762 10,241 7,434 6,203,528 187.16 50.48 11.1 19,843 148.54

1972 3,049 10,947 7,905 6,909,260 188.87 52.60 19.9 44,180 184.91

1973 3,148 10,949 7,902 7,212,035 190.91 54.89 18.8 39,265 174.05

1974 3,230 10,864 7,822 7,916,563 204.27 60.72 31.3 64,031 170.38

1975 3,498 11,346 8,095 9,210,995 219.44 67.65 38.3 77,516 168.85

1976 3,579 11,304 8,001 10,140,543 236.10 74.75 27.5 55,673 168.43

1977 3,588 11,050 7,773 10,603,820 246.27 79.97 32.8 66,132 168.05

1978 3,522 10,570 7,402 10,730,415 253.89 84.60 34.5 80,919 195.24

1979 3,509 10,312 7,179 11,068,864 262.86 89.45 35.7 84,043 195.92

1980 3,712 10,774 7,419 12,475,245 280.03 96.49 48.6 113,238 194.29

1981 3,835 11,079 7,527 12,981,115 282.04 97.64 49.1 123,467 209.51

1982 3,542 10,258 6,903 12,877,906 303.02 103.60 27.5 102,344 d 278.54

1983 3,686 10,761 7,098 13,837,228 312.82 107.16 30.0 125,246 d 283.15

1984 3,714 10,831 7,144 14,503,710 325.44 111.60 32.1 141,137 d 276.97

1985 3,701 10,855 7,198 15,195,835 342.15 116.65 32.6 157,304 d 312.98

1986 3,763 11,038 7,334 16,033,074 355.04 121.05 34.8 178,284 d 362.45

1987 3,776 11,027 7,366 16,372,535 361.37 123.73 42.4 213,903 d 358.29

1988 3,749 10,915 7,329 16,826,794 374.07 128.47 48.8 278,906 d 420.89

1989 3,799 10,993 7,420 17,465,943 383.14 132.40 48.7 296,841 d 461.45

1990 4,057 11,695 7,917 19,066,541 391.67 135.86 56.0 348,986 d 476.50

1991 4,467 12,930 8,715 20,930,600 390.44 134.89 59.7 302,894 d 422.07

1992 4,829 13,773 9,303 21,655,881 373.71 131.03 52.7 272,853 d 431.41

1993 5,012 14,205 9,574 22,688,016 377.24 133.10 56.8 387,113 d 568.17

1994 5,035 14,154 9,570 22,827,399 377.78 134.30 60.5 802,258 d 1,105.95

(Continued)
9.G TANF/AFDC and Emergency Assistance

Annual Statistical Supplement, 2004 ♦ 9.15

1995 4,791 13,418 9,135 21,608,686 375.31 134.21 84.1 3,447,361 d 3,415.93

1996 4,434 12,321 8,469 20,614,437 386.68 139.44 69.8 2,708,401 d 3,235.10

1997 3,740 10,376 7,042 22,031,399 490.01 176.95 81.8 403,138 d 410.74

1998 e 3,050 8,347 6,034 12,925,846 353.13 129.04 . . . . . . . . .

1999 2,554 6,824 4,863 10,925,434 356.48 133.42 . . . . . . . . .

2000 2,213 5,768 4,260 10,472,620 394.36 151.30 . . . . . . . . .

2001 2,102 5,352 3,981 10,007,329 396.74 155.82 . . . . . . . . .

2002 2,045 5,058 3,790 9,716,966 395.96 160.09 . . . . . . . . .

2003 2,021 4,919 3,708 9,534,573 393.18 161.53 . . . . . . . . .

SOURCE: Department of Health and Human Services.

NOTES: Includes nonmedical vendor payments. Includes Alaska and Hawaii, beginning in 1943; Puerto Rico and the Virgin Islands, beginning in October 1950; and 

Guam, beginning in July 1959.

. . . = not applicable.

a. Thirty-four states had converted to TANF as of January 1, 1997; 8 phased in over the next 5 months; the remaining 12 waited until July 1, 1997.

b. Reporting initiated July 1969. Number of states with program: 1969–1970, 23; 1971, 24; 1972, 27; 1973–1975, 29; 1976–1978, 26; 1979, 24; 1980–1984, 27; 1985–

1986, 28; 1987, 29; 1988, 30; 1989, 31; 1990, 33; 1991, 34; 1992, 34; 1993, 35; 1994, 49; 1995, 50; 1996, 51; and 1997, 34. Program ended June 30, 1997.

c. TANF expenditures include cash payments and services.

d. Excludes family count and expenditures for states providing only partial data.

e. 1998 was the first full year under the TANF data reporting system for all states.

CONTACT: Evelyn Mills (202) 401-4055.

Table 9.G1—Average monthly number of families and recipients, total amount of cash assistance, and average 

monthly payment, selected years 1936–2003—Continued

Year

Temporary Assistance for Needy Families/

Aid to Families with Dependent Children a Emergency Assistance b

Average monthly number (thousands) Amount of assistance c

Average

monthly

number

of families

(thousands)

Total

assistance

 payments

during year

(thousands

of dollars)

Average

monthly

payment

per family

Families (dollars)

Recipients

Total

(thousands

of dollars)

Monthly average (dollars)

Total Children Family Recipient
9.G TANF/AFDC and Emergency Assistance

9.16 ♦ Annual Statistical Supplement, 2004

Table 9.G2—Average monthly number of families and recipients of Temporary Assistance for Needy Families 

and total amount of assistance, by state or other area, 2003

State or area

TANF

effective date a

Average monthly number Amount of assistance b

Families

Recipients Total

(thousands of

dollars)

Monthly average (dollars)

Total Children Family Recipient

All areas . . . 2,020,819 4,918,783 3,708,229 9,534,573 393.18 161.53

Alabama 11/15/96 19,158 45,541 35,771 45,689 198.73 83.60

Alaska 7/1/97 5,211 14,749 9,815 41,978 671.31 237.19

Arizona 10/1/96 49,434 116,478 85,197 167,501 282.36 119.84

Arkansas 7/1/97 10,906 24,770 18,411 30,874 235.92 103.87

California 11/26/96 449,698 1,106,544 893,339 3,475,466 644.04 261.74

Colorado 7/1/97 13,968 36,528 26,615 57,490 343.00 131.16

Connecticut 10/1/96 20,634 43,441 31,060 105,195 424.85 201.80

Delaware 3/10/97 5,626 12,732 9,677 16,725 247.72 109.47

District of Columbia 3/1/97 16,741 42,731 31,958 66,562 331.34 129.81

Florida 10/1/96 57,986 119,545 96,649 176,616 253.82 123.12

Georgia 1/1/97 56,153 134,014 103,150 151,265 224.48 94.06

Hawaii 7/1/97 9,529 24,918 17,521 60,930 532.83 203.77

Idaho 7/1/97 1,737 3,233 2,559 6,254 299.97 161.21

Illinois 7/1/97 36,189 92,157 75,829 58,541 134.81 52.94

Indiana 10/1/96 52,357 138,281 104,897 127,188 202.44 76.65

Iowa 1/1/97 19,558 50,404 33,955 76,971 327.96 127.26

Kansas 10/1/96 15,642 40,707 28,188 57,007 303.70 116.70

Kentucky 10/18/96 35,065 77,222 57,192 101,423 241.04 109.45

Louisiana 1/1/97 22,501 56,746 45,513 67,907 251.50 99.72

Maine 11/1/96 9,926 27,503 17,643 43,201 362.69 130.90

Maryland 12/9/96 26,055 62,123 45,839 109,940 351.62 147.48

Massachusetts 9/30/96 49,760 109,398 76,441 313,850 525.61 239.07

Michigan 9/30/96 76,944 205,634 151,085 366,873 397.34 148.68

Minnesota 7/1/97 36,196 93,569 67,066 160,082 368.56 142.57

Mississippi 10/1/96 19,748 45,407 33,344 34,117 143.97 62.61

Missouri 12/1/96 40,678 100,602 71,913 117,892 241.51 97.66

Montana 12/16/96 5,988 16,698 11,031 28,740 399.97 143.43

Nebraska 12/1/96 10,966 27,071 19,472 45,486 345.64 140.02

Nevada 12/3/96 10,150 24,114 18,391 38,858 319.04 134.28

New Hampshire 10/1/96 6,072 14,090 9,680 36,756 504.49 217.40

New Jersey 2/1/97 42,921 103,646 77,792 190,332 369.54 153.03

New Mexico 7/1/97 16,858 44,523 31,532 61,901 305.99 115.86

New York 12/2/96 147,805 335,924 241,106 1,021,763 576.08 253.47

North Carolina 1/1/97 39,843 82,614 64,262 102,966 215.36 103.86

North Dakota 7/1/97 3,351 8,619 5,997 15,894 395.31 153.67

Ohio 10/1/96 84,434 187,284 139,014 322,074 317.88 143.31

Oklahoma 10/1/96 14,956 36,504 27,920 35,601 198.37 81.27

Oregon 10/1/96 18,659 42,599 31,521 103,967 464.33 203.38

Pennsylvania 3/3/97 82,182 213,990 155,885 318,901 323.37 124.19

Rhode Island 5/1/97 13,131 34,747 24,244 66,895 424.54 160.43

South Carolina 10/12/96 19,639 47,376 34,724 38,239 162.26 67.26

South Dakota 12/1/96 2,774 6,189 5,102 10,925 328.17 147.09

Tennessee 10/1/96 70,143 185,114 132,464 143,315 170.27 64.52

Texas 11/5/96 128,590 318,295 248,695 289,465 187.59 75.79

Utah 10/1/96 8,745 22,309 15,977 41,687 397.27 155.72

(Continued)
9.G TANF/AFDC and Emergency Assistance

Annual Statistical Supplement, 2004 ♦ 9.17

Vermont 9/20/96 4,865 12,510 8,009 31,211 534.65 207.91

Virginia 2/1/97 19,748 47,154 33,138 46,414 195.86 82.02

Washington 1/10/97 54,836 135,469 94,752 279,661 425.00 172.03

West Virginia 1/11/97 16,052 41,129 27,929 70,517 366.08 142.88

Wisconsin 9/30/96 20,998 50,280 40,108 112,640 447.02 186.69

Wyoming 1/1/97 400 712 618 936 195.06 109.49

Outlying areas

Guam 7/1/97 -- -- -- -- -- --

Puerto Rico 7/1/97 18,827 53,355 37,133 40,069 177.36 62.58

Virgin Islands 7/1/97 488 1,491 1,108 1,823 311.05 101.88

SOURCE: Department of Health and Human Services; aggregate data reported by states in Section 3 of the Final TANF Data Report.

NOTE: . . . = not applicable; -- = not available.

a. Transition from Aid to Families with Dependent Children (AFDC) to Temporary Assistance for Needy Families (TANF) reporting systems occurred July 1, 1997, or 

6 months after TANF effective date, whichever was later.

b. TANF expenditures include cash payments and services.

CONTACT: Evelyn Mills (202) 401-4055.

Table 9.G2—Average monthly number of families and recipients of Temporary Assistance for Needy Families 

and total amount of assistance, by state or other area, 2003—Continued

State or area

TANF

effective date a

Average monthly number Amount of assistance b

Families

Recipients Total

(thousands of

dollars)

Monthly average (dollars)

Total Children Family Recipient
9.H Food Stamps

9.18 ♦ Annual Statistical Supplement, 2004

Table 9.H1—Number of participants, total annual benefits, and average benefit, fiscal years 1962–2003

Year

Average number

of participants

(thousands)

Total annual benefits

(thousands of dollars)

Average

monthly benefit a

(dollars)

a. That portion of the food stamp allotment, before the elimination of the purchase requirement, represented the government's share of total food stamps received. Since 

January 1979, only the bonus portion of the total food stamp allotment is received by participants.

1962 143 13,153 7.66

1963 226 18,639 6.87

1964 367 28,643 6.50

1965 424 32,494 6.39

1966 864 64,781 6.25

1967 1,447 105,455 6.07

1968 2,211 172,982 6.52

1969 2,878 228,587 6.62

1970 4,340 550,806 10.58

1971 9,368 1,522,904 13.55

1972 11,103 1,794,875 13.47

1973 12,190 2,102,133 14.37

1974 12,896 2,725,988 17.62

1975 17,063 4,386,144 21.42

1976 18,557 5,310,133 23.85

1977 17,058 5,057,700 24.71

1978 16,044 5,165,209 26.83

1979 17,710 6,484,538 30.51

1980 21,077 8,685,521 34.34

1981 22,430 10,615,964 39.44

1982 b

b. Excludes participants and benefits under the Puerto Rico Nutrition Assistance Program after July 1, 1982.

21,716 10,205,799 39.18

1983 21,630 11,153,867 42.98

1984 20,858 10,696,100 42.74

1985 19,910 10,744,200 44.99

1986 19,428 10,604,950 45.49

1987 19,113 10,500,344 45.78

1988 18,644 11,149,051 50.00

1989 18,766 10,676,436 51.85

1990 20,038 14,184,028 59.01

1991 22,629 17,307,235 63.89

1992 25,403 20,899,531 68.57

1993 c

c. Revised data.

CONTACT: Jenny Genser (703) 305-2152.

26,982 22,006,031 67.96

1994 c 27,468 22,748,559 69.01

1995 c 26,619 22,765,478 71.27

1996 25,533 22,440,298 73.23

1997 22,851 19,555,263 71.31

1998 19,787 16,879,929 71.09

1999 18,123 15,761,615 72.23

2000 17,155 14,985,093 72.79

2001 17,313 15,546,941 74.83

2002 19,094 18,257,136 79.68

2003 21,260 21,411,981 83.93

SOURCE: Department of Agriculture, Food and Nutrition Service.

NOTE: Between 1974 and 1979, Supplemental Security Income (SSI) recipients were made ineligible for food stamps in California, Massachusetts, Wisconsin, and 

selected counties in New York and Virginia because those areas supplemented SSI payments in amounts that included the value of food stamps. As of 1983 and 1992, 

SSI recipients were returned to the Food Stamp program in Massachusetts and Wisconsin, respectively, when those states chose to stop including a value for food 

stamps in the SSI supplement.
9.J Low-Income Home Energy Assistance Program

Annual Statistical Supplement, 2004 ♦ 9.19

Table 9.J1—Number of households receiving home energy assistance, by state and type of assistance,

fiscal year 2002

State Heating Cooling

Energy crisis intervention Low-cost residential

weatherization and energyWinter Summer related home repair

United States a b 4,090,879 c 570,490 999,444 107,992 93,272

Alabama 41,844 26,742 12,416 9,530 569

Alaska 7,634 . . . 774 . . . 553

Arizona b 23,591 c 5,742 . . . 886

Arkansas 44,812 . . . 17,727 . . . 625

California b 92,777 c 35,371 . . . 16,213

Colorado 79,614 . . . 4,669 . . . 1,826

Connecticut 75,934 . . . 13,426 . . . . . .

Delaware 11,796 3,829 2,693 . . . 147

District of Columbia 18,278 . . . 1,685 . . . 242

Florida 22,153 29,260 19,514 20,998 948

Georgia 76,320 . . . . . . . . . 801

Hawaii b 484 c . . . 6,114 . . .

Idaho 29,827 . . . 4,836 . . . 1,379

Illinois 150,864 45,121 11,747 . . . 1,439

Indiana 116,698 42,632 27,057 . . . 943

Iowa 75,357 . . . 4,154 2,089 1,626

Kansas 31,834 . . . 2,055 . . . 524

Kentucky 95,581 33,139 67,838 . . . 675

Louisiana 21,056 36,793 11,479 . . . 319

Maine 46,923 . . . 3,831 . . . 1,227

Maryland 66,186 . . . d 1,018 . . . . . .

Massachusetts 131,569 . . . 9,092 . . . 6,578

Michigan 312,841 . . . 37,681 . . . 3,407

Minnesota 111,625 . . . 25,220 . . . 709

Mississippi 23,153 25,079 . . . . . . . . .

Missouri 99,522 . . . 47,009 . . . . . .

Montana 16,974 . . . 451 . . . 845

Nebraska 25,952 5,841 32,062 . . . 767

Nevada 15,665 10,001 3,196 . . . . . .

New Hampshire 24,876 . . . d 3,878 . . . 365

New Jersey 124,783 28,741 11,014 . . . 1,264

New Mexico 34,416 . . . 6,185 . . . . . .

New York 689,565 32,673 191,212 . . . 8,409

North Carolina 161,953 . . . 69,306 . . . 877

North Dakota 13,530 160 1,596 . . . 1,641

Ohio 248,528 . . . 123,412 58,637 7,135

Oklahoma 46,682 19,335 32,302 . . . 317

Oregon 58,544 . . . 3,083 . . . 3,153

Pennsylvania 296,222 152,688 73,082 . . . 7,026

Rhode Island 24,379 . . . 2,952 . . . 833

South Carolina 28,810 8,336 9,058 10,624 543

South Dakota 14,989 . . . 614 . . . 547

Tennessee 59,566 19,258 13,778 . . . 1,777

Texas 19,769 28,045 12,496 . . . 3,143

Utah 32,031 . . . 1,830 . . . 490

(Continued)
9.J Low-Income Home Energy Assistance Program

9.20 ♦ Annual Statistical Supplement, 2004

Vermont 17,935 . . . 6,165 . . . 1,212

Virginia 91,553 22,817 7,519 . . . 1,941

Washington 56,166 . . . 1,264 . . . 4,722

West Virginia 53,592 . . . 6,196 . . . 1,142

Wisconsin 117,326 . . . 18,382 . . . 3,298

Wyoming 8,800 . . . 1,377 . . . 189

SOURCE: Low-Income Home Energy Assistance Program, U.S. Administration for Children and Families’ administrative data.

NOTE: . . . = not applicable.

a. An unduplicated total of households assisted cannot be derived from these data because the same household may be included under more than one type of assistance.

b. Includes households that received combined heating and cooling assistance in Arizona and California and households that received energy assistance in Hawaii with 

no differentiation made between heating and cooling assistance.

c. Excludes households that received combined heating and cooling assistance in Arizona and California and households that received energy assistance in Hawaii with 

no differentiation made between heating and cooling assistance.

d. Households in winter crisis situation received expedited heating assistance.

CONTACT: Leon Litow (202) 401-5304.

Table 9.J1—Number of households receiving home energy assistance, by state and type of assistance,

fiscal year 2002—Continued

State Heating Cooling

Energy crisis intervention Low-cost residential

weatherization and energyWinter Summer related home repair
9.J Low-Income Home Energy Assistance Program

Annual Statistical Supplement, 2004 ♦ 9.21

CONTACT: Leon Litow (202) 401-5304.

Table 9.J1.1—Number of households receiving home energy assistance, by state and type of assistance,

fiscal years 1982–2002

Year Heating a

a. Several states either provide combined heating and cooling assistance or do not differentiate between heating and cooling assistance. The data for those states are 

included only in the Heating category.

Cooling a

Energy crisis intervention Low-cost residential

weatherization and energyWinter Summer related home repair

1982 5,990,176 1,075,061 707,123 . . . 430,830

1983 6,414,448 529,036 972,894 25,342 482,620

1984 6,443,637 537,598 963,743 28,841 180,748

1985 6,545,616 511,333 857,809 27,196 217,864

1986 6,359,924 535,553 951,945 114,194 191,316

1987 6,495,409 366,721 1,060,425 60,797 172,372

1988 5,827,481 309,044 981,775 57,750 156,770

1989 5,595,268 126,977 890,616 20,384 142,584

1990 5,459,631 358,823 1,058,067 37,340 148,104

1991 5,769,346 374,483 1,004,634 39,399 127,587

1992 5,906,292 384,468 950,275 25,570 106,066

1993 5,282,993 143,279 956,435 47,169 111,295

1994 5,663,040 145,684 1,127,832 24,532 126,086

1995 5,147,619 341,041 932,263 77,915 102,817

1996 4,069,409 129,184 769,154 29,121 82,931

1997 4,069,409 129,184 769,154 19,121 82,931

1998 3,641,836 316,764 704,640 154,708 85,708

1999 3,338,720 532,619 757,410 315,470 84,106

2000 3,604,295 318,438 925,311 88,339 90,985

2001 4,380,375 249,848 1,355,560 86,795 97,447

2002 4,090,879 570,490 999,444 107,992 93,272

SOURCE: Low-Income Home Energy Assistance Program, U.S. Administration for Children and Families’ administrative data.

NOTES: An unduplicated total of households assisted cannot be derived from these data because the same households may be included under more than one type of 

assistance.

. . . = not applicable.
9.J Low-Income Home Energy Assistance Program

9.22 ♦ Annual Statistical Supplement, 2004

CONTACT: Leon Litow (202) 401-5304.

Table 9.J2—Low-income Home Energy Assistance Program funds: Federal net allocations and amounts 

carried over, by state, fiscal year 2002 (in dollars)

State

Regular

federal allocation

Supplemental

federal allocation

Carry-over to

following fiscal year

United States a

a. Net of set-asides to direct-grant Indian tribes and tribal organizations and the insular areas.

1,653,568,175 99,387,492 59,061,927

Alabama 14,284,628 0 528,292

Alaska 6,373,367 0 0

Arizona 6,378,521 1,673,521 0

Arkansas 10,959,034 0 0

California 76,505,205 0 0

Colorado 26,839,585 1,994,729 1,269,515

Connecticut 35,045,798 1,604,928 3,214,478

Delaware 4,651,655 353,989 300,000

District of Columbia 5,442,670 299,513 200,000

Florida 22,716,478 0 0

Georgia 17,967,820 0 0

Hawaii 1,809,458 0 18,095

Idaho 10,307,123 878,039 261,379

Illinois 97,000,718 8,173,095 0

Indiana 43,909,300 3,711,662 0

Iowa 31,126,126 1,118,669 1,544,169

Kansas 14,282,663 1,008,515 0

Kentucky 22,855,403 3,196,722 0

Louisiana 14,683,141 0 1,274,447

Maine 21,874,256 0 251,084

Maryland 26,834,125 1,579,579 2,185,487

Massachusetts 70,075,161 4,195,456 2,523,073

Michigan 91,680,099 7,694,005 8,702,899

Minnesota 66,348,286 2,257,327 3,231,468

Mississippi 12,292,778 0 218,185

Missouri 38,745,874 2,308,716 2,986,560

Montana 10,430,204 498,675 514,220

Nebraska 15,389,463 1,400,140 640,172

Nevada 3,262,202 1,312,645 12,962

New Hampshire 13,269,106 0 79,011

New Jersey 64,917,211 4,786,974 6,032,000

New Mexico 8,043,979 0 0

New York 212,125,965 15,825,802 6,197,575

North Carolina 31,159,322 4,019,313 3,115,932

North Dakota 10,921,884 385,013 1,096,409

Ohio 85,811,633 8,732,990 1,854,434

Oklahoma 11,998,086 0 331,196

Oregon 20,712,188 1,628,266 1,521,830

Pennsylvania 114,141,586 7,244,772 7,405,155

Rhode Island 11,506,691 786,593 0

South Carolina 11,406,510 1,940,719 0

South Dakota 8,916,026 460,584 0

Tennessee 23,152,034 0 0

Texas 37,807,287 0 0

Utah 12,241,787 935,694 1,095,898

Vermont 9,945,667 0 0

Virginia 32,686,964 3,139,645 67,055

Washington 32,886,631 0 61,588

West Virginia 15,125,156 1,210,876 0

Wisconsin 59,722,984 2,702,967 0

Wyoming 4,998,337 327,359 327,359

SOURCE: Low-Income Home Energy Assistance Program, U.S. Administration for Children and Families’ administrative data.
9.J Low-Income Home Energy Assistance Program

Annual Statistical Supplement, 2004 ♦ 9.23

CONTACT: Leon Litow (202) 401-5304.

Table 9.J2.1—Low-income Home Energy Assistance Program funds: Federal net allocations and amounts 

carried over, fiscal years 1982–2002 (in dollars)

Year

Regular

federal allocation

Supplemental

federal allocation

Carry-over to

following fiscal year

1982 1,855,265,713 123,000,000 167,622,219

1983 1,954,327,406 0 126,734,742

1984 2,052,395,279 2,200,000 160,512,007

1985 2,078,044,805 0 103,191,230

1986 1,988,842,779 0 100,034,095

1987 1,804,751,604 0 128,664,885

1988 1,516,388,203 0 76,987,683

1989 1,369,642,868 0 68,307,592

1990 1,379,023,013 49,700,470 53,923,488

1991 1,400,498,244 193,443,923 73,292,715

1992 1,460,448,621 24,431,796 78,189,483

1993 1,307,182,655 23,663,576 36,828,086

1994 1,397,090,175 322,170,703 91,639,371

1995 1,855,265,713 123,000,000 167,622,219

1996 867,303,740 178,061,574 81,479,264

1997 964,896,037 211,876,438 59,564,206

1998 964,167,635 150,896,688 55,654,317

1999 1,060,819,242 174,599,382 42,151,190

2000 1,059,828,175 731,648,623 58,888,497

2001 1,357,793,477 451,391,311 70,117,647

2002 a

a. Net of set-asides to direct-grant Indian tribes and tribal organizations and the insular areas.

1,653,568,175 99,387,492 59,061,927

SOURCE: Low-Income Home Energy Assistance Program, U.S. Administration for Children and Families’ administrative data.
9.J Low-Income Home Energy Assistance Program

9.24 ♦ Annual Statistical Supplement, 2004

Table 9.J3—Estimated home energy assistance obligations, by state and type of assistance,

fiscal year 2002 (in dollars)

State Heating Cooling

Energy crisis

intervention Weatherization

United States a 1,039,287,196 b 77,732,865 268,262,280 213,987,850

Alabama 5,837,939 3,920,412 3,533,558 714,234

Alaska 5,274,251 . . . 553,386 c 3,248,191

Arizona a 4,576,086 b 1,779,588 1,544,735

Arkansas 5,000,051 . . . 3,164,829 1,643,855

California a 28,179,906 b 20,852,120 18,438,198

Colorado 24,216,816 . . . 1,265,502 3,341,972

Connecticut 30,344,655 . . . 2,180,851 . . .

Delaware 2,848,792 649,000 455,309 506,358

District of Columbia 5,646,022 . . . 600,000 1,305,239

Florida 3,234,271 4,466,375 10,273,176 3,305,248

Georgia 15,141,921 . . . . . . 1,990,482

Hawaii a 1,583,035 b 45,081 . . .

Idaho 6,681,645 . . . 1,503,331 1,307,974

Illinois 69,243,091 7,379,011 9,546,192 13,564,493

Indiana 30,188,864 2,298,595 4,212,416 3,631,795

Iowa 21,721,603 . . . 1,189,749 4,668,919

Kansas 10,322,092 . . . 690,480 1,928,159

Kentucky 10,373,165 2,877,050 8,176,601 2,495,245

Louisiana 647,270 16,307,394 100,000 1,807,338

Maine 15,819,535 . . . 618,694 3,625,885

Maryland 24,266,091 . . . . . . . . .

Massachusetts 55,152,567 . . . d 4,846,813

Michigan 63,103,246 . . . 12,256,445 7,705,586

Minnesota 46,933,588 . . . 11,506,289 3,018,590

Mississippi 5,041,089 5,461,180 . . . . . .

Missouri 18,462,806 . . . 14,700,888 . . .

Montana 6,871,014 . . . 333,464 2,264,102

Nebraska 4,998,859 544,588 6,848,990 1,693,237

Nevada 1,164,156 1,564,343 d . . .

New Hampshire 11,344,620 . . . . . . 300,000

New Jersey 51,677,211 2,876,000 4,114,000 3,222,000

New Mexico 6,483,060 . . . 1,256,520 d

New York 120,202,468 801,781 45,736,096 33,991,233

North Carolina 11,934,632 . . . 16,347,048 3,684,116

North Dakota 5,638,846 e 237,625 1,420,363 2,550,000

Ohio 47,633,933 . . . 29,054,569 13,119,478

Oklahoma 5,697,661 3,006,725 1,024,140 883,029

Oregon 14,373,651 . . . 840,747 3,876,634

Pennsylvania 71,953,759 2,747,028 18,270,534 17,120,000

Rhode Island 8,898,162 . . . 304,711 1,870,002

South Carolina 3,421,953 2,281,302 5,939,496 1,140,651

South Dakota 6,939,168 . . . 363,773 1,377,404

Tennessee 12,764,756 1,891,075 4,254,919 2,083,683

Texas 8,689,568 13,883,527 3,988,448 15,528,055

Utah 9,147,794 . . . 636,343 1,224,179

(Continued)
9.J Low-Income Home Energy Assistance Program

Annual Statistical Supplement, 2004 ♦ 9.25

Vermont 7,744,588 . . . 1,309,302 239,933

Virginia 19,605,684 4,539,854 2,802,074 5,489,176

Washington 23,324,311 . . . 724,045 4,950,457

West Virginia 11,212,251 . . . 1,512,516 2,268,773

Wisconsin 54,836,329 . . . 11,616,160 9,361,067

Wyoming 2,888,365 . . . 359,537 1,111,332

SOURCE: Low-Income Home Energy Assistance Program, U.S. Administration for Children and Families’ administrative data.

NOTES: Includes federal LIHEAP appropriated funds and nonfederal funds operated through the LIHEAP program.

. . . = not applicable.

a. Includes funds for households that received combined heating and cooling assistance in Arizona and California and households that received energy assistance in 

Hawaii with no differentiation made between heating and cooling assistance.

b. Excludes funds for households that received combined heating and cooling assistance in Arizona and California and households that received energy assistance in 

Hawaii with no differentiation made between heating and cooling assistance.

c. Includes $1.9 million in state funds for weatherization assistance.

d. State provided weatherization assistance with funds obligated in fiscal year 2000.

e. State provided cooling assistance with funds obligated in fiscal year 2000.

CONTACT: Leon Litow (202) 401-5304.

Table 9.J3—Estimated home energy assistance obligations, by state and type of assistance,

fiscal year 2002 (in dollars)—Continued

State Heating Cooling

Energy crisis

intervention Weatherization
9.J Low-Income Home Energy Assistance Program

9.26 ♦ Annual Statistical Supplement, 2004

CONTACT: Leon Litow (202) 401-5304.

Table 9.J3.1—Estimated home energy assistance obligations, by type of assistance,

fiscal years 1982–2002 (in dollars)

Year Heating a

a. Several states either provide combined heating and cooling assistance or do not differentiate between heating and cooling assistance. The data for those states are 

included only in the Heating category.

Cooling a Energy intervention crisis Weatherization

1982 1,124,476,630 51,498,572 138,941,133 136,195,046

1983 1,343,267,155 33,020,830 191,771,756 195,463,612

1984 1,372,772,591 32,374,067 225,795,893 186,662,906

1985 1,466,721,924 29,135,118 191,407,205 227,096,051

1986 1,351,903,078 35,620,945 199,178,003 193,420,839

1987 1,280,302,113 29,581,262 197,719,071 220,419,633

1988 1,145,560,993 21,151,405 190,046,023 170,292,505

1989 1,017,024,757 12,341,113 187,442,779 147,952,928

1990 1,030,150,903 25,007,676 188,844,316 133,479,484

1991 1,098,583,280 27,416,776 220,795,517 129,279,737

1992 990,903,081 22,645,002 197,218,623 134,816,010

1993 948,596,196 22,274,975 183,189,522 146,444,590

1994 1,062,552,111 24,862,635 225,583,805 214,342,289

1995 884,846,144 43,883,481 212,713,182 159,076,150

1996 696,801,144 17,597,204 167,622,219 135,835,358

1997 749,704,757 18,755,118 176,095,176 153,589,045

1998 633,618,243 62,178,981 212,043,081 138,217,577

1999 684,600,568 72,294,009 210,175,301 145,039,987

2000 818,811,085 72,445,852 249,906,169 158,628,023

2001 1,302,453,006 54,735,350 474,281,110 234,197,220

2002 1,039,287,196 77,732,865 268,262,280 213,987,850

SOURCE: Low-Income Home Energy Assistance Program, U.S. Administration for Children and Families’ administrative data.

NOTE: Includes federal LIHEAP appropriated funds and nonfederal funds operated through the LIHEAP program.

Appendixes

A. Sampling Variability A.1

B. OASDI Benefit Award Data B.1

C. Poverty Data C.1

D. Computing a Retired-Worker 

 Benefit D.1

Annual Statistical Supplement, 2004 ♦ A.1

Appendix A: Sampling Variability

A substantial number of tables in sections 5 and 6 present 

OASDI award and current-pay benefit data based on 1 percent and 10 percent sample files drawn from the Social 

Security Administration's administrative records. In addition, Tables 4.B1–4.B12 on the taxable earnings of OASDI 

workers are based on 1 percent administrative record samples, and Tables 7.A8, 7.B9, and 7.E2 on SSI awards are 

based on 10 percent administrative record samples.

Because of sampling variability, estimates based on 

sample data may differ from the figures that would have 

been obtained had all, rather than specified samples, of the 

records been used. The standard error is a measure of the 

sampling variability. About 68 percent of all possible probability samples selected with the same specifications will 

give estimates within one standard error of the figure 

obtained from a compilation of all records. Similarly, 

approximately 90 percent will give estimates within 1.645 

standard errors, about 95 percent will give estimates within 

two standard errors, and about 99 percent will give estimates within two and one-half standard errors. The standard error of an estimate depends on the design elements 

such as the method of sampling, sample size, and the estimation process.

Because of the large number of data cells tabulated 

from the sample files, it is not practical to calculate the 

standard error for every possible cell. However, standard 

errors for a large number of cells were estimated. These 

estimates were used to fit regression curves to provide estimates of approximate standard errors associated with tabulated counts and proportions.

The tables showing the sampling variability provide a 

general order of magnitude for similar estimates from the 

various sample files. Table A-1 presents approximate standard errors for the estimated number of persons from the 1 

percent and the 10 percent files. The reliability of an estimated percentage depends on both the size of the percentage and on the size of the total on which the percentage is 

based. Data in Table A-2 provide approximations of the 

standard errors of the estimated percentage of persons in 

the 1 percent and 10 percent files. The standard errors are 

expressed in percentage points and the bases shown are 

in terms of inflated data.

CONTACT: Cherice N. Jefferies (410) 965-5520.

Table A-1.

Approximations of standard errors of estimated 

number of persons

Size of estimate (inflated) Standard error

1 percent file

500 250

1,000 300

2,500 500

5,000 800

7,500 900

10,000 1,100

25,000 1,700

50,000 2,400

75,000 3,000

100,000 3,400

250,000 5,400

500,000 7,800

750,000 9,600

1,000,000 11,100

5,000,000 25,800

10,000,000 36,900

25,000,000 57,700

50,000,000 76,100

75,000,000 82,900

10 percent file

100 30

500 70

1,000 100

5,000 225

10,000 300

50,000 700

100,000 1,000

500,000 2,200

1,000,000 3,200

2,000,000 4,300

3,000,000 5,300

5,000,000 6,500

10,000,000 8,500

20,000,000 9,300
A.2 ♦ Annual Statistical Supplement, 2004

Table A-2.

Approximations of standard errors of estimated 

percentage of persons

Size of base

(inflated) 2 or 98 5 or 95 10 or 90 25 or 75 50

1 percent file

1,000 4.7 7.3 10.1 14.5 16.8

10,000 1.5 2.3 3.2 4.6 5.3

50,000 0.7 1.0 1.4 2.1 2.4

100,000 0.5 0.7 1.0 1.5 1.7

500,000 0.2 0.3 0.4 0.7 0.8

1,000,000 0.1 0.2 0.3 0.5 0.5

5,000,000 0.1 0.1 0.1 0.2 0.2

10,000,000 a

a. Less than 0.05 percent.

0.1 0.1 0.2 0.2

50,000,000 aaa 0.1 0.1

100,000,000 aaaaa

10 percent file

500 1.9 3.0 4.1 5.9 6.8

1,000 1.3 2.1 2.9 4.1 4.8

2,500 0.8 1.3 1.8 2.6 3.0

10,000 0.4 0.6 0.9 1.3 1.5

50,000 0.2 0.3 0.4 0.6 0.7

100,000 0.1 0.2 0.3 0.4 0.5

500,000 a 0.1 0.1 0.2 0.2

1,000,000 a 0.1 0.1 0.1 0.2

5,000,000 aaaa 0.1

10,000,000 aaaaa

50,000,000 aaaaa
Annual Statistical Supplement, 2004 ♦ B.1

Appendix B: OASDI Benefit Award Data

OASDI benefit award data in the Annual Statistical Supplement are derived mainly from two sources:

• 100 percent award data: The Master Beneficiary 

Record (MBR) is the major administrative data base for 

the Social Security program. It is used for the calculation of benefits and the maintenance of information 

about beneficiaries. Each month, when the MBR is 

updated, a record of award actions is created. This 

record is used to prepare award data on a 100 percent 

basis. Data available each month include types of benefits awarded, sex of beneficiary, and the monthly benefit amounts payable. These data are used to update 

the time-series tables.

• Award data from the OASDI 1 percent sample: This 

source provides monthly award data based on a 1 percent sample derived from the MBR. The 12 monthly 

files are combined to produce an annual file. The 1 percent sample is used to prepare award tables, which 

show detailed data by age, sex, and type of benefit, 

and distributions by benefit amount. Award data from 

the 1 percent sample are similar to the data described 

above. An important difference, however, is the treatment of dual entitlement.

When a retired-worker beneficiary subsequently 

becomes dually entitled to a secondary benefit as a wife, 

husband, or widow or widower, the secondary benefit is 

counted as an award in the 100 percent data. In contrast, 

award data based on the OASDI 1 percent sample do not 

count the secondary benefit as an award when both benefits are paid from the same trust fund.

When dual entitlements are counted as awards, the 

number of awardees is increased and the monthly amount 

awarded is lowered. The person has already been counted 

as having received an award when he or she became entitled to the retired-worker benefit and is counted again upon 

entitlement to the secondary benefit. The average benefit 

amount is lowered because the amount recorded for the 

award for the dually entitled person is only the difference 

between the amount of the retired-worker benefit and the 

amount of the secondary benefit.

CONTACT: Barbara Lingg (410) 965-0156.

Annual Statistical Supplement, 2004 ♦ C.1

Appendix C: Poverty Data

Table 3.E1 presents weighted average poverty thresholds for families in the United States for 1959–2003. 

Table 3.E2 presents data on the number and percentage 

of people in poverty in the United States for 1959–2002. 

Tables 3.E3, 3.E4, and 3.E6 present more detailed data 

on people and families in poverty in the United States 

during 2002. (Both poverty thresholds and poverty population data are issued by the U.S. Census Bureau.) 

Table 3.E8 presents poverty guidelines by family size for 

the contiguous United States, Alaska, and Hawaii for 

1965–2004. (Poverty guidelines are issued by the U.S. 

Department of Health and Human Services.)

Poverty thresholds are used primarily for statistical 

purposes—producing statistics on the number of Americans in poverty. Poverty guidelines are used for administrative purposes—for example, to determine whether a 

person or family is financially eligible for assistance or 

services under certain federal government programs (not 

including cash public assistance). Both thresholds and 

guidelines are sets of dollar figures that vary by family 

size and (in the case of the thresholds) family composition.

The poverty thresholds were developed in 1963–

1964 by Mollie Orshansky of the Social Security Administration as a measure of income inadequacy. The poverty 

definition was modified in 1969 and 1981 by federal interagency committees. The thresholds were based on food 

expenditure/money income ratios (from the Department 

of Agriculture's 1955 Household Food Consumption Survey) and the costs of the Department of Agriculture's 

economy food plan for families of different sizes and 

compositions. (See Carmen DeNavas-Walt, 

Bernadette D. Proctor, and Robert J. Mills, U.S. Census 

Bureau, “Income, Poverty, and Health Insurance Coverage in the United States: 2003,” Current Population 

Reports: Consumer Income, Series P60-226, 

August 2004, Appendix B, and Joseph Dalaker and 

Bernadette D. Proctor, U.S. Census Bureau, “Poverty in 

the United States: 1999,” Current Population Reports: 

Consumer Income, Series P60-210, September 2000, 

Appendix A, for explanations of the poverty definition.) 

Although the poverty thresholds in some sense represent 

families’ needs, the official poverty measure should be 

interpreted as a statistical yardstick rather than as a complete description of what people and families need to live.

The poverty thresholds have become the basis for 

the official statistics on the extent of poverty in the United 

States, which are issued annually by the Census Bureau 

in the Current Population Reports series. The thresholds 

are adjusted annually for price changes using the annual 

average consumer price index (CPI-U). (See U.S. 

Bureau of the Census, "Revision in Poverty Statistics, 

1959 to 1968," Current Population Reports: Special Studies, Series P-23, No. 28, August 1969; and Directive 

No. 14, "Definition of Poverty for Statistical Purposes," 

Statistical Policy Handbook, U.S. Department of Commerce, Office of Federal Statistical Policy and Standards, 

1978.) The thresholds are the same for all 50 states and 

the District of Columbia.

The poverty guidelines are a simplified version of the 

poverty thresholds. There are separate sets of guidelines 

for the two noncontiguous states (Hawaii and Alaska). 

The guidelines are used for determining whether a person or family is financially eligible for assistance or services under certain federal programs. Authorizing 

legislation or regulations for specific programs indicate 

whether a program uses the poverty guidelines as one of 

several eligibility criteria, uses a modification of the 

guidelines (for example, 125 percent or 185 percent of 

the guidelines), or uses them for the purpose of setting 

priorities in providing assistance or services.

Since 1973, the guidelines have been computed 

from the poverty thresholds by increasing the most 

recently published weighted average poverty thresholds 

by the percentage change in the CPI-U over the past 

year (more precisely, from the next most recent calendar 

year to the most recent calendar year) and rounding the 

figure for a family of four up to the next highest multiple of 

$50. Figures for all family sizes over and under four persons are computed by adding or subtracting equal dollar 

amounts derived from the average difference between 

poverty lines (rounded to the nearest multiple of $20).

As noted above, the poverty thresholds were developed in 1963–1964 by Mollie Orshansky of the Social 

Security Administration. In May 1965—just over a year 

after the Johnson administration had initiated the War on 

Poverty—the Office of Economic Opportunity adopted 

Orshansky's thresholds as a working or quasi-official definition of poverty. At that time, the thresholds comprised a 

matrix of 124 detailed poverty thresholds based on the 

total number of family members, the number of family 

members who were related children under age 18, the 

sex of the family householder, the age of the individual or 

family householder (for one- and two-person units only), 

and whether the family lived on a farm.

Orshansky calculated the poverty thresholds using 

data (from the 1955 Household Food Consumption Survey) that defined income as after-tax money income. 

However, when the thresholds were used to calculate 

poverty population figures, they were applied to family 

income microdata (from the Census Bureau’s Current 
C.2 ♦ Annual Statistical Supplement, 2004

Population Survey) that defined income as before-tax 

money income, because no other good source of family 

income microdata was available in the 1960s that used 

after-tax income as a definition of income.

In 1969, a federal interagency committee made two 

changes in the poverty definition: the thresholds would 

be annually updated by the consumer price index instead 

of by the per capita cost of the economy food plan, and 

farm poverty thresholds would be set at 85 percent rather 

than 70 percent of corresponding nonfarm thresholds. 

(Poverty threshold and poverty population figures for 

prior years were retabulated retrospectively on this 

basis.) In August 1969, the Bureau of the Budget designated the poverty thresholds with these revisions as the 

federal government's official statistical definition of poverty.

In 1981, several other changes recommended by 

another interagency committee were made in the poverty 

definition: (1) elimination of separate thresholds for farm 

families, (2) elimination (through appropriate averaging) 

of separate thresholds for female-householder and "all 

other" families, and (3) extension of the poverty matrix to 

make the largest family size category "nine persons or 

more" rather than "seven or more persons." (See U.S. 

Bureau of the Census, "Characteristics of the Population 

Below the Poverty Level: 1980," Current Population 

Reports: Consumer Income, Series P-60, No. 133, 

July 1982, pp. 2–5, 9, and 186.) As a result of these 

changes, the current matrix of poverty thresholds used 

by the Census Bureau to determine the poverty status of 

families and unrelated individuals consists of a set of 48 

detailed thresholds arranged in a two-dimensional matrix 

by family size (number of family members, ranging from 

one person, that is, an unrelated individual, to nine or 

more persons) cross-classified by the presence and 

number of family members who are related children 

under age 18 (from no children to eight or more children 

present). Unrelated individuals and two-person families 

are further differentiated by the age of the individual or 

family householder (under age 65 and aged 65 or older).

The current official definition of poverty is over 

30 years old. In 1990, Congress requested a study of the 

official U.S. poverty measure by the National Research 

Council (NRC) to provide a basis for a possible revision 

of the poverty measure. In 1992, the NRC's Committee 

on National Statistics appointed a Panel on Poverty and 

Family Assistance to conduct this study. In 1995, the 

panel published its report of the study, Measuring Poverty: A New Approach, Constance F. Citro and Robert T. 

Michael (eds.), Washington, DC, National Academy 

Press, 1995. In the report, the panel proposed a new 

approach for developing an official poverty measure for 

the United States—although it did not propose a specific 

set of dollar figures. The panel's proposed approach 

focused on three major areas: new poverty thresholds, a 

new and consistent definition of family resources 

(income), and data sources.

In July 1999, the Census Bureau, in collaboration 

with the Bureau of Labor Statistics, released a report, 

Experimental Poverty Measures: 1990 to 1997

(P60-205), that examined the effects of different resource 

definitions and thresholds on poverty and which estimated several experimental poverty rates based on the 

NRC panel's recommendations. That report and subsequent updates are available on the Census Bureau poverty measurement Web site at

http://www.census.gov/hhes/www/povmeas.html.

Data on the poverty population and on family and 

personal income are collected in the Current Population 

Survey Annual Social and Economic Supplement (CPS 

ASEC), formerly known as the March Supplement. Following the standard Census Bureau definition, the family 

is defined as two or more persons related by birth, marriage, or adoption and residing together. "Income" refers 

to money income before federal, state, or local personal 

income taxes and excludes capital gains and lump-sum 

payments; however, public income transfers are 

included. Money income does not reflect that many families receive noncash benefits such as employee use of 

business transportation and facilities, employer-paid 

health insurance and other employer-supported fringe 

benefits, Medicare, Medicaid, food stamps, and housing 

assistance. Many farm families receive benefits in the 

form of rent-free housing or goods produced and consumed by the family.

Every year between February and April, the sample 

of U.S. households interviewed in the monthly CPS is 

asked to provide information on household members' 

incomes during the preceding calendar year. Survey 

experience indicates that respondents tend to underreport their income in household surveys. Underreporting is 

most pronounced for dividends, interest, and workers' 

compensation; less pronounced for veterans' payments, 

public assistance, and private pensions; and modest for 

Social Security and other federal retirement programs. 

The proportion of nonresponses to CPS income questions is greater among middle income and higher income 

families than among lower income families.

Because the CPS sample size, content, and procedures changed several times, some differences in the 

data over time may in part reflect these methodological 

changes, not just changes in the population. Important 

changes to the CPS methodology took place for data 

years 1976, 1979, 1980, 1987, 1988, 1992, 1994, 1995, 

and 2000. A summary of these changes and references 

for more information about them appear below. The 
Annual Statistical Supplement, 2004 ♦ C.3

report numbers, "P60-#," refer to the Current Population 

Reports, Consumer Income series.

For details about how questionnaire changes and file 

processing changes affected the data, see Edward 

Welniak, "Effects of the March Current Population Survey's New Processing System on Estimates of Income 

and Poverty," Proceedings of the American Statistical 

Association, 1990.

Further details about CPS methodology may be 

found in Technical Paper 63RV, available at

http://www.bls.census.gov/cps/tp/tp63.htm.

If you need to find additional poverty data, you may 

browse the U.S. Census Bureau poverty Web site at 

http://www.census.gov/hhes/www/poverty.html, contact 

the Census Bureau’s Housing and Household Economic 

Statistics Division Information Staff at (301) 763-3242, or 

visit the Census Bureau’s Question & Answer Center at 

http://ask.census.gov.

For further information about technical changes to 

the poverty measure, contact Joe Dalaker at 

(301) 763-3213 or e-mail joseph.dalaker@census.gov. 

For further information about the statistical reliability 

of the CPS estimates, contact dsmd_s&a@census.gov.

CONTACT: Gordon Fisher (202) 690-7507 or Joe Dalaker (301) 763-3213.

Year Methodological change Reference

1959 First year for which poverty data are available. The poverty measure was developed 

in 1963–1964.

P60-210, Appendixes.

1969 Modification of poverty measure. Bureau of the Budget prescribed the new measure 

as the official poverty measure for statistical use in federal agencies.

P60-68, pp. 11–12.

1976–1987 For wide income intervals, Pareto interpolation was used to compute median income. 

Before 1976 and after 1987, linear interpolation was used.

P60-166, p. 93.

1979 "Householder" concept first implemented, replacing "head" concept—the husband is 

no longer automatically the family reference person. Secondary families (people who 

are related to each other but not the householder) are tallied separately from 

"families."

P60-130, pp. 6–10.

Change in universe—income questions no longer asked of 14-year-olds. Poverty 

universe changed—people under age 15 not living with any family members are 

excluded. (Previously, unrelated individuals under age 14 were excluded.)

1980 Modification of poverty measure (final approval in 1981). Estimates weighted using 

1980 Census results.

P60-133, pp. 2–7.

1987 New CPS processing system. P60-166, pp. 1, 14–17; 

Welniak, 1990 ASA 

proceedings.

1988 Linear interpolation used to compute median incomes. P60-166, p. 93.

1992 Estimates first weighted using 1990 Census results. P60-188, p. vii.

1994 Computer-assisted interviewing replaced pencil-and-paper interviewing. P60-189, p. vii.

1994–1995 New CPS sample design. P60-189, p. vii and Table D-3; 

P60-194, pp. v and xiii and 

Table D-3.

1995 Revised edit and allocation procedures for race groups. P60-194, pp. v and xiii.

2000 Expansion of CPS sample interviewed from about 50,000 households to about 

78,000 households nationwide. Poverty data for 2000 and 2001 from sample 

expansion first published in P60-219, "Poverty in the United States: 2001." In the 

same report, data were weighted using Census 2000 results.

P60-219, Appendix B.

2002 For the first time, the 2003 CPS ASEC recorded multiple categories for respondents 

who identified themselves with more than one race. We do not know how people who 

reported more than one race in 2002 previously reported their race. Therefore, there 

is no single way to compare changes to poverty by race between 2001 and 2002. 

The "Asian or Pacific Islander" race category was divided into two groups: "Asians" 

and "Native Hawaiians and Other Pacific Islanders."

P60-222, pp. 2–3, 5.

Annual Statistical Supplement, 2004 ♦ D.1

Appendix D: Computing a Retired-Worker Benefit

Overview

This section provides instructions and a worksheet for computing a retired-worker benefit. The worksheet can be used 

for persons born in 1929 through 1942—that is, those who 

attained age 62 in 2004 or earlier and were under age 75 at 

the end of 2004. The worksheet assumes that the worker 

had no prior period of entitlement to disability benefits and 

also did not work after becoming entitled to retired-worker 

benefits.

The worksheet describes the various steps used in 

computing a benefit. The steps are based on the following 

Social Security program goals.

• To provide a benefit based on lifetime earnings. Benefits are related to earnings over a period of time that the 

worker could be expected to have worked in covered 

employment—from age 22 through age 61. The years 

of earnings considered are termed computation years. 

The worker's five lowest earnings years, including 

years of no earnings at all, are not considered in the 

computation. They are termed the drop out years.

• To index lifetime earnings. Earnings used in the computation are not the actual covered earnings, but an 

amount for each year which reflects earnings increases 

in average wage levels after the year the earnings were 

paid. This procedure is termed wage indexing. Currently, earnings are generally indexed to wage levels in 

the year the worker turns age 60. For example, for a 

person attaining age 62 in 2004, actual earnings in 

1984 of $20,000 are indexed to $41,217.16, based on 

2002 wage levels. Earnings after age 60 are included 

at their actual (nominal) value.

• To replace a portion of the indexed earnings. Indexed 

earnings are averaged over the number of computation 

years to calculate the average indexed monthly earnings (AIME). A benefit formula is applied to the AIME to 

produce the primary insurance amount (PIA), the 

amount payable to a worker who retires at the full 

retirement age (FRA). The benefit formula is weighted 

to provide a higher replacement of earnings for lower 

wage workers. The formula for persons age 62 in 2004 

is 90 percent of the first $612 of AIME; plus 32 percent 

of the next $3,077; plus 15 percent of the AIME over 

$3,689.

• To permit early retirement. Persons can retire as early 

as age 62, but the monthly benefit is reduced. The 

reduction is 5/9 of 1 percent for each of the first 36 

months of entitlement immediately preceding the age 

at which 100 percent of PIA is payable (65 and 10 

months in the year 2004 but scheduled to increase to 

age 67 by the year 2022), plus 5/12 of 1 percent for 

each of up to 24 earlier months. For a person aged 62 

in 2004, the maximum reduction is 24 1/6 percent if the 

individual is entitled to benefits for all 46 months 

between 62 and 65 and 10 months.

• To provide for price indexing after age 62. Benefits are 

adjusted annually in December to reflect increases in 

the consumer price index (CPI-W). The 2003 benefit 

increase was 2.1 percent. These cost-of-living adjustments are applied to the benefit for each year after the 

person attained age 62—even if the person was not 

actually receiving benefits.

• To give credit for earnings after age 61. Earnings after 

age 61 (which are not indexed) can be substituted for 

earnings in earlier years if they result in a higher benefit. In addition, persons who do not receive benefits 

between the FRA and age 69 may receive increased 

benefits as a result of the delayed retirement credit 

(DRC) provision. The benefit is increased by a specified percentage for each month a benefit was not 

received (See Table 2.A20 for percentage increases). 

Clarifying the Worksheet Procedure

Step 1 - Determining the Number of Computation Years

For persons who attain age 62 prior to 1991, the number of 

years used in the benefit computation equals the number of 

years after 1950 up to the year of attainment of age 62, 

minus 5 years. For workers who attain age 62 in 1991 or 

later, the number of computation years is 35. 

Step 2 - Wage Indexing of Earnings

The following description and examples are provided for 

persons who wish to compute the index factors and 

indexed earnings. The indexing year is the second year 

prior to attainment of age 62. However, beneficiaries born 

on January 1 are deemed to have attained age 62 in the 

prior year, and consequently, the applicable indexing year, 

factors, and bend points are those for that year.

The average wage for the indexing year is divided by 

the average wage in each prior year to obtain the factor for 

each prior year. For example, a person attains age 62 in 

2004. The indexing year is 2002. The average annual wage 

for 2002 was $33,252.09. The average annual wage for 

1990 was $21,027.98. The amount, $33,252.09 divided by 

$21,027.98, yields a factor of 1.5813259.

The worker's actual earnings covered under Social 

Security in that year, up to the maximum earnings creditable, are multiplied by the indexing factor to obtain the 

indexed earnings. For example, actual covered earnings of 

$10,000 in 1990, multiplied by 1.5813259, result in indexed 

earnings of $15,813.26; actual earnings of $51,300 (the 

maximum creditable) result in indexed earnings of 

$81,122.02.
D.2 ♦ Annual Statistical Supplement, 2004 

Step 3 - Computing the Average Indexed Monthly 

Earnings (AIME)

After the earnings in each year have been indexed, they 

are used in computing average indexed monthly earnings. 

The years of highest indexed earnings corresponding to 

the number of computation years are selected and totaled. 

This total is then divided by the number of months in the 

computation years. The result, rounded to the nearest 

lower dollar, is the average indexed monthly earnings.

For example, for a person attaining age 62 in 2004, the 

highest 35 years of indexed earnings are used. If the sum 

of these earnings equals $400,000, the AIME is $952 

($400,000 divided by 420 = $952.38, rounded to $952).

Step 4 - Computing the Primary Insurance Amount 

(PIA)

The PIA, the amount from which all Social Security benefits 

payable on a worker's earnings record are based, is computed by applying a formula to the AIME. The formula consists of brackets in which 3 percentages are applied to 

amounts of AIME. The dollar amounts defining the brackets 

are called bend points, and the bend points are different for 

each calendar year of attainment of age 62. The PIA is 

rounded to the nearest lower ten cents.

For retired workers who attained age 62 in 2004, the 

bend points are $612 and $3,689. Thus the formula is 90 

percent of the first $612 of AIME; plus 32 percent of the 

next $3,077 of AIME; plus 15 percent of AIME above 

$3,689. The following are examples of PIA computations 

for such workers with different AIME amounts.

Example 1 - AIME of $300

PIA is $270

Based on: 90 percent of $300

Example 2 - AIME of $952

PIA is $659.60

Based on: 90 percent of $612 ($550.80); plus

 32 percent of $340 ($108.80)

Example 3 - AIME of $4,000

PIA is $1,582.09 rounded to $1,582

Based on: 90 percent of $612 ($550.80); plus

32 percent of $3,077 ($984.64); plus

15 percent of $311 ($46.65)

The above calculations are applicable to workers who 

attain age 62 in 2004. For workers who attained age 62 in 

prior years, the bend points will be different and the PIA 

must be increased to reflect cost-of-living adjustments 

between the year of attainment of age 62 and the year 

2004. Worksheet 2 shows cost-of-living increase factors for 

1979 through 2003. After the PIA is calculated for the year 

of attainment of age 62, cost-of-living increases are applied 

for each year through 2003. The result is the current 2004 

PIA.

For example, a worker who attained age 62 in 2001 

would receive cost-of-living adjustments for the years 

2001–2003. The adjustments are cumulative, with each 

step rounded to the next lower dime. If the age 62 PIA was 

$500, the cost-of-living adjustments would be:

2001: $500 multiplied by 1.026 = $513

2002: $513 multiplied by 1.014 = $520.18

2003: $520.10 multiplied by 1.021 = $531

$531 would be the PIA effective December 2003.

Step 5 - Computation of the Monthly Benefit

The full PIA is payable to a worker who retires at the full 

retirement age (FRA). Beginning in the year 2000, the FRA, 

scheduled to be gradually raised to age 67 for workers 

attaining age 62 in 2022, began to be phased in. Workers 

can still retire as early as age 62, but the monthly benefit is 

reduced by 5/9 of 1 percent for each of the first 36 months 

of entitlement immediately preceding the full retirement age 

plus 5/12 of 1 percent for each of up to 24 earlier months. 

Workers attaining age 62 in 2004 have their benefits computed based on the full retirement age of 65 and 10 

months. See Table 2.A17.1 to determine the FRA based on 

the year of birth as well as the reduction factors. For individuals electing benefits at exactly age 62 in the year 2004, 

the maximum reduction is 24 1/6 percent.

For example, in 2004 a worker with a PIA of $500 would 

receive $379 at age 62. The PIA is reduced by $120.83, 

reflecting a reduction rate of 5/9 of 1 percent for each of 36 

months and a rate of 5/12 of 1 percent for each of 10 

months for a total reduction of 24 1/6 percent. After reduction of the PIA by $120.83, the benefit amount is rounded 

down to the nearest lower dollar.
Annual Statistical Supplement, 2004 ♦ D.3

Instructions for computing a retired-worker benefit (only for workers attaining age 62

in years 1991–2004)

 STEP 1.—Determining the Number of Computation Years

1 Year of birth. (If your birthday is January 1, enter prior year.)

2 Age “62” has been entered. 62

3 Add lines 1 and 2 to obtain year of attainment of age 62 (year of eligibility).

4 Year of attainment of age 22. If 1951 or earlier, enter 1951 (If your birthday is January 1, enter prior year.)

5 Subtract line 4 from line 3 (elapsed years).

6 “5” (drop-out years) has been entered. 5

7 Subtract line 6 from line 5 (computation years—maximum 35).

STEP 2.—Indexing of Earnings (Use Worksheet 1 for Steps 2 and 3.)

8 Enter in column 2 your earnings in each year 1951 through 2003. If none, enter “0.”

9 Column 3 contains the maximum earnings creditable under Social Security for each year.

10 Enter in column 4 the lower amount from columns 2 or 3 for each year.

11 Enter in column 5 the indexing factors applicable to the year you attained age 62 (line 3) from Table 2.A8. 

(This table contains the indexing factors for persons attaining age 62 during the period 1991–2004.)

12 Multiply column 4 by column 5 and enter results in column 6 in dollars and cents. These are your indexed 

earnings.

STEP 3.—Computing the Average Indexed Monthly Earnings (AIME)

13 Enter the number of computation years from line 7.

14 Place an “X” in column 7 next to the highest indexed earnings corresponding with the number of computation

years from line 13.

15 Add all individual indexed earnings marked with an “X.”

16 Multiply line 13 (computation years) by 12 to obtain the number of months in the computation period.

17 Divide line 15 by line 16.

18 Round the result in line 17 to next lower dollar. This is your average indexed monthly earnings (AIME).

STEP 4.—Computing the Primary Insurance Amount (PIA) (Use Worksheet 2 for Step 4.)

19 Enter first bend point from Worksheet 2 based on year of attainment of age 62, or prior year if birthday is January 1.

20 Enter second bend point from Worksheet 2.

21 If your AIME (obtained in line 18) is equal to or less than line 19, complete lines 22–24; If greater than line 19 

but less than or equal to line 20, complete lines 25–30; If greater than line 20, complete lines 31–37.

22 Enter your AIME from line 18.

23 “0.9” has been entered. If you receive a pension based on noncovered employment see Table 2.A11.1. 0.9

24 Multiply line 22 by line 23 and round to next lower dime to obtain your PIA at age 62. Continue with line 38.

25 Enter your AIME from line 18.

26 Multiply line 19 by 0.9. If you receive a pension based on noncovered employment see Table 2.A11.1.

27 Subtract line 19 from line 25.

28 “0.32” has been entered. 0.32

29 Multiply line 27 by line 28.

30 Add lines 26 and 29 and round to next lower dime to obtain your PIA at age 62. Continue with line 38.

31 Enter your AIME from line 18.

32 Multiply line 19 by 0.9. If you receive a pension based on noncovered employment see Table 2.A11.1.

33 Subtract line 19 from line 20 and multiply by 0.32.

34 Subtract line 20 from line 31.

35 “0.15” has been entered. 0.15

36 Multiply line 34 by line 35.

37 Add lines 32, 33, and 36 and round to next lower dime to obtain your PIA at age 62. Continue with line 38. 

(Continued)
D.4 ♦ Annual Statistical Supplement, 2004 

38 If you attained age 62 in 2004, skip to line 44. Otherwise you will need to adjust your PIA to reflect cost-ofliving adjustments (COLAs) from the year you attained age 62 through 2003 by using lines 39–43 and 

Worksheet 2.

39 Enter year of attainment of age 62 from line 3.

40 Place an “X” corresponding to the year you attained age 62 in column 5, Worksheet 2.

41 Place an “X” in column 5 (Worksheet 2) next to each subsequent year through 2003.

42 Enter your age 62 PIA from either line 24, 30, or 37—here and in the first row of column 6, Worksheet 2.

43 Beginning with first year marked, multiply your age 62 PIA by the corresponding factor (column 4), round to 

lower dime, and enter in column 6. The resulting PIA is then multiplied by the next factor and is again rounded 

to lower dime. Continue this process through 2003. Enter this last figure, which is your current PIA.

STEP 5.—Computing the Monthly Benefit

44 Enter your current PIA from either line 24, 30, 37, or 43.

45 Using Table 2.A17.1, determine your full retirement age and enter here.

46 If you retired at your full retirement age round PIA from line 44 to next lower dollar to obtain your monthly

benefit.

47 If you retired before the full retirement age enter your age at retirement including year and months.

48 Subtract line 47 from line 45 and convert the result to months to determine the total number of reduction 

months.

49 If line 48 is greater than 36 subtract 36 and enter the number here.

50 “0.0055556” (the decimal equivalent of 5/9 of 1 percent—the monthly reduction factor for the first 36 months) 

has been entered. 0.0055556

51 “0.0041667” (the decimal equivalent of 5/12 of 1 percent—the monthly reduction factor for months above 36) 

has been entered. 0.0041667

52 Multiply line 48 (but not more than 36) by line 50 to obtain the percentage reduction for the first 36 months.

53 Multiply line 49 by line 51 to obtain the percentage reduction for months in excess of 36.

54 Add lines 52 and 53 to obtain the total percentage reduction.

55 Multiply line 44 by line 54 to obtain the amount of benefit reduction.

56 Subtract line 55 from line 44 and round to next lower dollar to obtain your monthly benefit.

Instructions for computing a retired-worker benefit (only for workers attaining age 62

in years 1991–2004)—Continued
Annual Statistical Supplement, 2004 ♦ D.5

Worksheet 1: Indexing of earnings

Year Your

earnings

Maximum

taxable

earnings

(dollars)

Lower of

columns

2 or 3

Indexing

factor

Column 4

times

column 5

Highest

indexed

earnings

12 3 4 5 6 7

1951 3,600

1952 3,600

1953 3,600

1954 3,600

1955 4,200

1956 4,200

1957 4,200

1958 4,200

1959 4,800

1960 4,800

1961 4,800

1962 4,800

1963 4,800

1964 4,800

1965 4,800

1966 6,600

1967 6,600

1968 7,800

1969 7,800

1970 7,800

1971 7,800

1972 9,000

1973 10,800

1974 13,200

1975 14,100

1976 15,300

1977 16,500

1978 17,700

1979 22,900

1980 25,900

1981 29,700

1982 32,400

1983 35,700

1984 37,800

1985 39,600

1986 42,000

1987 43,800

1988 45,000

1989 48,000

1990 51,300

1991 53,400

1992 55,500

1993 57,600

1994 60,600

1995 61,200

1996 62,700

1997 65,400

1998 68,400

1999 72,600

2000 76,200

2001 80,400

2002 84,900

2003 87,000

Worksheet 2: Computing the primary insurance 

amount (PIA) for workers retiring after age 62

Year

1st

bend

point

(dollars)

2nd

bend

point

(dollars)

Cost-ofliving

increase

(percent)

Cost-ofliving

factor

Years

aged 62

or older

PIA

(dollars)

123456

Age 62 PIA

1979 180 1,085 9.9 1.099

1980 194 1,171 14.3 1.143

1981 211 1,274 11.2 1.112

1982 230 1,388 7.4 1.074

1983 254 1,528 3.5 1.035

1984 267 1,612 3.5 1.035

1985 280 1,691 3.1 1.031

1986 297 1,790 1.3 1.013

1987 310 1,866 4.2 1.042

1988 319 1,922 4.0 1.040

1989 339 2,044 4.7 1.047

1990 356 2,145 5.4 1.054

1991 370 2,230 3.7 1.037

1992 387 2,333 3.0 1.030

1993 401 2,420 2.6 1.026

1994 422 2,545 2.8 1.028

1995 426 2,567 2.6 1.026

1996 437 2,635 2.9 1.029

1997 455 2,741 2.1 1.021

1998 477 2,875 1.3 1.013

1999 505 3,043 a 2.5

a. The December 1999 cost-of-living adjustment (COLA) was originally 

determined to be 2.4 percent, based on the consumer price index 

(CPI). The underlying CPI was later recomputed by the Bureau of 

Labor Statistics; a 2.5 percent COLA would have been consistent with 

the recomputed CPI. Pursuant to P.L. 106–554, benefits were calculated and paid in August 2001 and later as if the December 1999 COLA 

had been 2.5 percent. Affected beneficiaries received a one-time payment to cover the shortfall that occurred before August 2001.

CONTACT: Curt Pauzenga (410) 965-7210.

1.025

2000 531 3,202 3.5 1.035

2001 561 3,381 2.6 1.026

2002 592 3,567 1.4 1.014

2003 606 3,653 2.1 1.021

2004 612 3,689 . . . . . .

NOTE: . . . = not applicable.
Glossary and Abbreviations

Annual Statistical Supplement, 2004 ♦ G.1

Glossary

actuarial reduction (OASDI). Reduction in monthly benefit amount payable on—

1. Entitlement prior to full retirement age if the beneficiary is a retired worker, a wife 

or husband of a retired or disabled worker (with entitlement not based on caring 

for a child beneficiary), divorced spouse, a widow(er), or a surviving divorced 

spouse; or

2. Entitlement, in case of disability, at ages 50–59 if the beneficiary is a widow(er) or 

surviving divorced spouse. (For formulas used to compute the reduction, see 

"Benefit Types and Levels" in the section Social Security [Old-Age, Survivors, and 

Disability Insurance].)

administrative law judge—ALJ. An official of the Social Security Administration's 

(SSA's) Office of Hearings and Appeals who is specially qualified by education and 

experience to hold hearings and make independent decisions regarding eligibility for 

SSA programs based on all the evidence and testimony. ALJs conduct impartial hearings and issue decisions to individuals who have appealed previous determinations by 

SSA. See also administrative review process.

administrative review process (OASDI and SSI). The procedures followed by the Social 

Security Administration (SSA) in determining one's right under Title II and Title XVI of 

the Social Security Act. The administrative review process consists of several steps, 

which must usually be requested within certain time periods, in the following order: initial determination, reconsideration, decision of the administrative law judge, and a 

review by SSA's Appeals Council.

1. Initial determination. A determination SSA makes about an individual's entitlement 

to benefits or about any other matter that gives that person a right to further 

administrative and/or judicial review.

2. Reconsideration. The first step in the administrative review process. When an 

individual disagrees with the initial determination, the individual may, within 60 

days of receiving notice of the initial determination, ask SSA to reconsider the 

decision.

3. Hearing before an administrative law judge (ALJ). When an individual disagrees 

with the reconsidered determination, he or she may, within 60 days of receiving 

notice of the determination, request a hearing before an ALJ.

4. Appeals Council review. When an individual disagrees with the decision or dismissal by the ALJ, he or she may, within 60 days of receiving the hearing decision, request that the Appeals Council review that decision. The Appeals Council, 

within the Office of Hearings and Appeals, may deny or dismiss the request for 

review, or grant the request and either issue a decision or remand (return) the 

case to an ALJ. The Appeals Council may also review any ALJ action on its own 

motion within 60 days after the ALJ's action. The Appeals Council's decision or 

the hearing decision if the Council denies the request for review, represents SSA's 

final decision in the administrative review process. See expedited appeals process and federal court review.

adult (SSI). A person older than age 21, aged 18–21 who is not regularly attending 

school, or a person under 21 who is married or the head of a household.

age (OASDI). In tables showing beneficiaries in current-payment status, the age classification is based on the age of the person at his or her last birthday. In tables showing 

awards data, age is the beneficiary's age in the month of award or age in year of the 

award, as specified.
G.2 ♦ Annual Statistical Supplement, 2004

aged beneficiary (OASDI). A person who qualifies for benefits on the basis of age rather 

than on the basis of a disability or caring for a child.

aged enrollee (Medicare). An individual, aged 65 or older, who is enrolled in the Medicare program.

aged person (SSI). A person aged 65 or older.

allowance (DI). A determination that a worker is entitled to a cash disability benefit award 

or to the establishment of a period of disability because of an inability to work by reason of any physical or mental impairment.

allowed charge (Medicare). An individual charge determined (approved amount) by a 

carrier for a covered medical service or supply.

annual maximum taxable limit (OASDI and HI). The dollar amount above which earnings in Social Security covered employment is neither taxable nor creditable for benefit computation purposes. (Also referred to as "contribution and benefit base," "annual 

creditable maximum," "maximum contribution and benefit base," "taxable maximum," 

and "maximum taxable.") Under the Hospital Insurance program, there is no upper 

limit on earnings subject to taxes. See Table 2.A3.

assigned claim (Medicare). A claim for which the physician or supplier agrees to accept 

the amount approved by Medicare as the total payment. The physician or supplier is 

paid 80 percent of the approved fee schedule (less any unmet deductible). The beneficiary can be charged only for the coinsurance, the remaining 20 percent of the 

approved amount. A participating physician or supplier agrees to accept assignment 

on all claims.

auxiliary benefit (OASDI). Monthly benefit payable to a spouse or child of a retired or disabled worker, or to a survivor of a deceased worker. (Also known as dependents benefit.)

average. See mean.

average indexed monthly earnings—AIME (OASDI). The resulting average monthly 

earnings of a worker after indexing of actual earnings to reflect the value of the individual's previous earnings relative to national average earnings in the indexing year. A 

formula is then applied to this figure to compute the primary insurance amount (PIA) 

for most workers who attain age 62, become disabled, or die after 1978. The indexing 

year is the second year before the year in which the worker attains age 62, becomes 

disabled, or dies. Taxable earnings after the indexing year are included at their actual 

value. For widow(er)'s first eligible after December 1984, the indexing year applicable 

to the deceased worker's earnings may alternatively be the second year before the 

widow(er)'s date of eligibility for survivors benefits if it results in a higher benefit.

Earnings are indexed by multiplying the worker's taxable earnings for each year after 

1950 through the indexing year by the average wages of all workers for the indexing 

year, and dividing by the average wages of all workers for the year being indexed. 

Once the earnings have been indexed, the AIME is computed by—

1. Determining the number of computation years—the number of years after 1950 

(or the year of attainment of age 21, if later) and up to the year in which the worker 

attains age 62, becomes disabled, or dies, minus dropout years, generally 5 (minimum number of computation years is 2); 

2. Selecting the actual computation years, based on highest indexed earnings from 

any years after 1950; and 
Annual Statistical Supplement, 2004 ♦ G.3

3. Dividing the sum of indexed earnings in the computation years by the total number 

of months in the computation years. 

For workers entitled to disability benefits after June 1980, the number of dropout years 

varies by the age attained in year of disability onset. The number is 0, 1, 2, 3, 4, and 5 

for workers aged 26 or younger, 27–31, 32–36, 37–41, 42–46, and 47 or older, 

respectively. Effective for months after June 1981, however, disabled workers under 

age 37 may obtain up to 3 additional dropout years (3, 2, and 1, respectively, for those 

aged 26 or younger, 27–31, and 32–36) for which the worker had no earnings and 

was living with a child (of the worker or his or her spouse) under age 3.

average monthly wage—AMW (OASDI). The amount of earnings used as the basis for 

determining the primary insurance amount (PIA) for workers who attained age 62, 

became disabled, or died before 1979, and also under a transitional guarantee computation for workers who attained age 62 in 1979–1983 or survivors of such workers, if 

the resulting PIA is higher than under the AIME method. The AMW is computed by—

1. Determining the number of computation years—the number of years after 1950 

(or the year of attainment of age 21, if later) and up to the year in which the worker 

attains age 62 (age 65 for men born before January 2, 1911, and the later of age 

62 or the year 1975 for men born after January 1, 1911), becomes disabled, or 

dies, minus dropout years, generally 5 (minimum number of computation years is 

2);

2. Selecting the actual computation years, based on highest earnings (up to the 

amount of the annual maximum taxable earnings in each year), from any years 

after 1950; and

3. Dividing the sum of earnings in the computation years by the total number of 

months in the computation years. 

See the last paragraph under AIME for special dropout rules for disabled workers.

An alternative computation method takes into account the worker's earnings after 

1936, if it yields a higher PIA.

award (OASDI). A determination that an individual is entitled to a specified type of benefit. 

An award action is processed adding the individual to the Social Security benefit rolls 

maintained for that type of benefit and is counted as an award in a particular month. 

Award actions are processed not only for new beneficiaries but also for persons 

already on the rolls whose benefits in one category are terminated but who become 

entitled to another type of benefit. These actions are called conversions. When a disabled worker attains the full retirement age, the worker benefit and the benefits of 

spouses and children are converted to the retirement category. Upon the death of a 

disabled worker, benefits for children are converted to the survivor child category and 

benefits for spouses caring for these children are converted to widowed mothers and 

fathers benefits. Benefits for spouses of retired and disabled workers entitled because 

of age are converted to nondisabled widows and widowers benefits upon the death of 

the worker. The above conversions are counted in the award data. The benefits for 

children of retired workers that are converted to benefits for children of deceased 

workers upon the death of the worker are not counted in the award data.

base years (OASDI). For computing Social Security benefits, the years after 1950 up to 

the year a person is entitled to retirement or disability benefits. For a survivor's claim, 

the base years include the year of the worker's death.

bend points (OASDI). The dollar amounts defining the AIME (average indexed monthly 

earnings) or PIA (primary insurance amount) brackets in the benefit formulas. See 

Tables 2.A11 and 2.A13.
G.4 ♦ Annual Statistical Supplement, 2004

beneficiary (OASDI). A person who has been awarded benefits on the basis of his or her 

own or another's earnings record. The benefits may be either in current-payment status or withheld.

benefit period (Medicare). An alternate name for spell of illness.

benefit reduction (OASDI). See actuarial reduction.

benefit termination (OASDI). See termination.

benefits in force (OASDI). The sum of the number of persons with benefits in currentpayment status and persons with benefits withheld.

benefits withheld (OASDI). See withholding.

Black Lung Benefits Program. Provides for monthly payments and medical treatment to 

coal miners totally disabled from pneumoconiosis (black lung disease) arising from 

employment in or around the nation's coal mines, augmented payments based on the 

number of miner's dependents, and payments to certain survivors of miners who died 

due to or while totally disabled from pneumoconiosis.

blind (OASDI and SSI). "Blindness" for Social Security purposes means either central 

visual acuity of 20/200 or less in the better eye with the use of a correcting lens, or a 

limitation in the fields of vision so that the widest diameter of the visual field subtends 

an angle of 20 degrees or less (tunnel vision).

buy-in (Medicare). A Medicare beneficiary who is also eligible for Medicaid and for whom 

Part B (Supplementary Medical Insurance) premiums are paid by a state Medicaid 

program.

capitation (Medicare). A prospective payment method that pays the provider of service a 

uniform amount for each person served, usually on a monthly basis. Capitation is 

used in managed care alternatives such as Health Maintenance Organizations.

carrier (Medicare). An entity that the Centers for Medicare & Medicaid Services contracts 

to process physician/other supplier claims and make payments for Part B (Supplementary Medical Insurance) services.

child (SSI). An unmarried blind or disabled person who is not the head of a household 

and who is either under age 18 or aged 18–21 and regularly attending school.

childhood disability benefit (OASDI). See disabled child's benefit.

child's benefit (OASDI). Monthly benefits payable to children of a retired or disabled 

worker or of a deceased worker who died either fully or currently insured. Benefits are 

payable to unmarried children under age 18 (up to age 19 if a full-time student attending elementary or secondary school) and to disabled children aged 18 or older who 

became disabled before age 22. Under certain circumstances, benefits can be paid to 

stepchildren, grandchildren, or adopted children. Benefits for disabled children may 

continue if they marry certain other Social Security beneficiaries.

claimant (OASDI and SSI). The person on whose behalf an application for benefits is 

filed.

coinsurance (Medicare). See cost sharing.
Annual Statistical Supplement, 2004 ♦ G.5

computation starting date (OASDI). December 31 of either 1936 or 1950. Taxable earnings after the applicable starting date are counted in computing average monthly earnings (only starting date of December 31, 1950 is applicable in computing average 

indexed monthly earnings).

consumer price index—CPI. A relative measure of inflation computed by the U.S. 

Department of Labor. The CPI charts the rise in costs for selected goods and services 

and is used to compute cost-of-living increases. In this report, all references to the CPI 

relate to the CPI for Urban Wage Earners and Clerical Workers (CPI-W).

continuing disability review (DI and SSI). A periodic review to determine if a disabled 

individual is still medically eligible to receive benefits.

contributions (OASDI and Medicare). The amount based on a percentage of earnings, 

up to an annual maximum, that must be paid by—

1. Employers and employees on wages from employment under FICA (Federal 

Insurance Contributions Act),

2. The self-employed on net earnings from self-employment under SECA (SelfEmployment Contributions Act), and

3. States on the wages of state and local government employees covered under the 

Social Security Act through voluntary agreements under section 218 of the Act.

Generally, employers withhold contributions from wages, add an equal amount of contributions, and pay both on a current basis. Also referred to as "taxes." See Table 

2.A3.

conversion of benefits (OASDI). See awards (OASDI).

cost-of-living adjustment—COLA. Social Security benefits and Supplemental Security 

Income payments are increased each year to keep pace with increases in the cost of 

living (inflation). The consumer price index is used to compute COLA increases.

cost sharing (Medicare). The generic term that includes copayments, coinsurance, and 

deductibles.

• Copayments—Flat fees, typically modest, that insured persons must pay for a 

particular unit of services, such as an office visit, emergency room visit, or the 

filling of a prescription.

• Coinsurance—Portion of the costs paid by the beneficiary after meeting the 

annual deductible.

• Deductibles—The annual amount payable by the beneficiary for covered services 

before Medicare makes reimbursement.

couple (SSI). See eligible couple. 

covered earnings (OASDI). Earnings in employment covered by the OASDI programs.

covered employment (OASDI). All employment and self-employment creditable for 

Social Security purposes.

covered worker (OASDI). A person who has earnings creditable for Social Security purposes on the basis of services for wages in covered employment or on the basis of 

income from self-employment.
G.6 ♦ Annual Statistical Supplement, 2004

current-payment status (OASDI). Status of a beneficiary who is paid a benefit for a given 

month, with or without deductions, provided the deductions add to less than a full 

month's benefit. The amount shown is prior to deduction for the Medicare Part B (Supplementary Medical Insurance) premium. A benefit in current-payment status at the 

end of a month is usually payable in the following month.

deductible (Medicare). The amount paid by enrollees for covered services before Medicare makes reimbursements.

• Hospital Insurance—Deductible applies to each new benefit period. It is determined each year by a formula specified by law, and approximates the current cost 

of a 1-day inpatient hospital stay.

• Supplementary Medical Insurance—Deductible is the first $100 of covered 

charges per calendar year.

deeming (SSI). Takes into account the income and resources of certain persons who live 

with an SSI recipient when determining the amount of the payment. These persons 

include the ineligible spouses of adult recipients, the ineligible parents of child recipients under age 18, and the immigration sponsor for certain noncitizens.

delayed retirement credit (OASDI). A credit that increases the benefit amount for certain 

individuals who did not receive benefits for months after attainment of the full retirement age but before age 70. Delayed retirement credit increases apply for benefits 

beginning January of the year following the year the individual attains full retirement 

age.

Each monthly credit serves as a basis for increasing the monthly benefit (unless the 

benefit is based on a special minimum primary insurance amount) by specified percentages that depend on the year the worker attains age 62. The monthly credit was 

1/12 of 1 percent for workers who attained age 62 before 1979 and 1/4 of 1 percent for 

workers who attained age 62 from 1979 through 1986. The corresponding monthly 

credits for workers who attain age 62 after 1986 are shown in Table 2.A20. The 

increase is applicable to the worker's monthly benefit amount but not to his or her PIA, 

therefore, auxiliary benefits are generally not affected. However, a widow(er)'s benefit 

may be increased based on the credit that had been applied to the benefit of the 

deceased worker or for which the worker was eligible at the time of death.

dependents benefit (OASDI). Monthly benefit payable to a spouse or child of a retired or 

disabled worker.

diagnosis-related groups (Medicare). A classification system that groups patients 

according to diagnosis, type of treatment, age, and other relevant criteria. Under the 

prospective payment system, hospitals are paid a set fee for treatment of patients in a 

single diagnosis-related groups (DRG) category, regardless of the actual cost of care 

for the individual.

diagnostic group (OASDI and SSI). Classification of medical conditions, by body system, and identifies the medical condition(s) on which disability-related benefits are 

based. Prior to 1985, the coding of the primary and secondary diagnoses for OASDI 

and SSI claimants was in accordance with the International Classification of Diseases, 

9th Revision, Clinical Modification (ICD-9-CM), using 4-digit ICD-9 codes. In 1985, the 

Social Security Administration implemented a revised method to determine and enter 

impairment codes on administrative records. This revised approach provides for a 

modified impairment coding system, using three digits (followed by zero), loosely 

based on ICD-9. For research purposes, ICD-9 codes and SSA impairment codes are, 

typically, not identical. However, the diagnostic groupings shown in the statistical 

tables closely parallel the major ICD-9 disease classifications.
Annual Statistical Supplement, 2004 ♦ G.7

direct deposit (OASDI and SSI). A method of payment whereby beneficiaries have their 

monthly benefits sent electronically to financial institutions they designate. Also 

referred to as electronic funds transfer (EFT).

disability (DI). The inability to engage in substantial gainful activity (SGA) by reason of 

any medically determinable physical or mental impairment that can be expected to 

result in death or can be expected to last for a continuous period of not less than 12 

months. Special rules apply for workers aged 55 or older whose disability is based on 

blindness.

The law generally requires that a person be disabled continuously for 5 full months 

before he or she can qualify for a disabled-worker benefit.

disability (SSI). The inability to engage in substantial gainful activity (SGA) by reason of 

any medically determinable physical or mental impairment that can be expected to 

result in death or can be expected to last for a continuous period of not less than 12 

months. This 12-month requirement does not apply to the blind.

The SGA criterion does not apply to children under age 18. The standard for them is a 

medically determinable physical or mental impairment which results in marked and 

severe functional limitations.

disabled child's benefit (OASDI). A monthly benefit payable to a disabled person aged 

18 or older—a child or stepchild or eligible grandchild of retired, deceased, or disabled 

worker—whose disability began before age 22. (Also referred to as "disabled adult 

child.")

disabled enrollee (Medicare). A person under age 65 who has been entitled to disability 

benefits under Title II of the Social Security Act or Railroad Retirement system for at 

least 2 years.

disabled surviving divorced husband's benefit (OASDI). See widow(er)'s benefit.

disabled surviving divorced wife's benefit (OASDI). See widow(er)'s benefit.

disabled widow(er)'s benefit (OASDI). See widow(er)'s benefit.

disabled-worker benefit (DI). A monthly benefit payable to a disabled worker under full 

retirement age insured for disability. Before November 1960, disability benefits were 

limited to disabled workers aged 50–64.

divorced husband's benefit (OASDI). See husband's benefit.

divorced wife's benefit (OASDI). See wife's benefit.

drug addiction and alcoholism (OASDI and SSI). Legislation enacted in 1996 eliminated drug addiction and alcoholism (DA&A) as a basis for entitlement to Social Security and SSI disability benefits, effective January 1, 1997. Individuals for whom drugs 

and/or alcohol is deemed a contributing factor material to the determination of disability cannot be entitled to disability benefits.

dual entitlement (OASDI). Entitlement to a worker (primary) benefit and a higher secondary, usually a spouses or widow(er)'s benefit. The primary benefit is paid in full but the 

secondary benefit is paid only in the amount by which it exceeds the primary benefit. If 

the two benefits are financed from the same trust fund, the beneficiary is usually represented only once in the statistics, as a retired-worker or a disabled-worker beneficiary, and the benefit amount recorded is the larger amount associated with the 

auxiliary benefit. If the benefits are paid from different trust funds the beneficiary is 
G.8 ♦ Annual Statistical Supplement, 2004

represented twice, and the respective benefit amounts are recorded for each type of 

benefit.

durable medical equipment (Medicare). Includes certain medical supplies and such 

items as hospital beds and wheel chairs used in a patient's home.

early retirement (OASDI). Retirement prior to the full retirement age.

earnings (OASDI and Medicare). All wages from employment and net earnings from 

self-employment, whether or not taxable or covered.

earnings test (OASDI). The provision requiring the withholding of benefits if nondisabled 

beneficiaries under full retirement age have earnings in excess of certain exempt 

amounts. See Table 2.A29.

eligible couple (SSI). Two persons living together as married, both of whom are eligible 

for SSI.

eligible individual (SSI). An aged, blind, or disabled person eligible for SSI.

eligible worker (OASDI). For retirement benefits, an individual who meets the insured 

status and age requirements for benefits whether or not he or she has filed an application; for Disability Insurance benefits, an individual who meets the insured status 

requirements and has established a period of disability.

emergency advance payments (SSI). Payments available at initial application for individuals who need cash assistance before their first Supplemental Security Income payment arrives. This advance is withheld from the first check.

end-stage renal disease (Medicare). Permanent kidney failure.

entitlement (OASDI). The state of meeting the applicable requirements for receipt of benefits, including the filing of an application. Entitlement can be retroactive and thus precede the date of award. The retroactive period can be 12 months for disabled workers, 

their spouses and children, and disabled widow(er)s. The maximum retroactive period 

for other types of benefits is 6 months. Retroactive benefits for months before full 

retirement age are not payable to a retired worker, a spouse, or a widow(er) if a permanent reduction of the monthly benefit amount would result. However, persons filing 

for a widow(er)'s benefit in the month immediately following the month of the worker's 

death may elect a 1-month retroactivity, even if reduced benefits would result. A person can be entitled to more than one benefit simultaneously. See dual entitlement.

expedited appeals process (OASDI and SSI). This permits an individual to go directly to 

a federal district court after review of the initial determination without first completing 

the administrative review process, if the only dispute is whether an applicable provision of the Social Security Act is constitutional. See administrative review process.

family benefit (OASDI). The sum of the individual monthly benefits payable to all the beneficiaries entitled on the basis of a single earnings record. See maximum family benefit.

family classification (OASDI). As used in statistical tables, the number and types of beneficiaries entitled to benefits on a single earnings record. Since the family classification is determined by the types of beneficiaries entitled, it can differ from actual family 

status. For example, a married couple is classified as a worker-and-spouse family if 

both persons are entitled on the earnings record of one of them. If both persons were 
Annual Statistical Supplement, 2004 ♦ G.9

entitled on their own earnings record they would be designated as two worker-only 

families.

father's benefit (OASDI). A monthly benefit payable to a widower or surviving divorced 

father if (1) the deceased worker on whose account the benefit is paid was either fully 

or currently insured at the time of death and (2) an entitled child of the worker in his 

care is under age 16 or is disabled.

federal benefit rates (SSI). The basic benefit standards used in computing the amount of 

federal SSI payments. Benefit levels differ for individuals and couples living in households and for persons in Medicaid institutions. Individuals or couples living in their own 

households receive the full federal benefit. The federal benefit is reduced by one-third, 

if an individual or couple is living in another person's household and receiving support 

and maintenance there. The federal benefit rates are increased annually to reflect 

increases in the cost of living.

federal court review (OASDI and SSI). When an individual disagrees with SSA's final 

decision he or she may request judicial review by filing a civil action in a federal district 

court. See administrative review process.

federally administered payments (SSI). Federal SSI payments and state supplementation payments issued by the Social Security Administration on behalf of the 

states.

federally administered state supplementation (SSI). Cash payments provided by a 

state and issued by the Social Security Administration, which is also responsible for 

the maintenance of payment records. See state supplementation.

Food Stamp Program. The program issues monthly allotments of coupons that are 

redeemable at retail food stores, or provides benefits through electronic benefit transfer to help individuals and families with little or no income to buy food.

full retirement age—FRA (OASI). The age at which a person may first become entitled to 

unreduced retirement benefits. For persons attaining age 62 before 2000, the full 

retirement age is 65. Beginning with an increase to 65 years and 2 months for persons 

reaching age 65 in 2003, FRA is increasing gradually to 67 for persons reaching that 

age in 2027 or later. The higher full retirement age affects the benefit amount if a person chooses to receive benefits before attaining the FRA. See Table 2.A17.1.

government pension offset (OASDI). A law that affects spouse's or widow(er)'s benefits. 

Benefits are subject to reduction by any government pensions payable to the spouse 

on the basis of his or her own earnings in noncovered employment. The offset 

reduces the Social Security benefit amount by two-thirds of the amount of the government pension.

gross domestic product—GDP. The total dollar value of all goods and services produced by labor and property located in the United States, regardless who supplies the 

labor or property.

health maintenance organization—HMO (Medicare). Competitive medical plans, 

including Medicare+Choice, that have contracts with the Centers for Medicare & Medicaid Services on a prospective capitation basis for providing health care to Medicare 

beneficiaries.

home health agency (Medicare and Medicaid). A public or private organization that provides skilled nursing services and other therapeutic services in the patient's home and 

that meets certain conditions to ensure the health and safety of the individual.
G.10 ♦ Annual Statistical Supplement, 2004

home health services (Medicare and Medicaid). Items furnished in a patient's home 

under the care of physicians. These services are furnished under a plan established 

and periodically reviewed by a physician. They include part-time or intermittent skilled 

nursing care; physical, occupational, or speech therapy; medical social services; medical supplies and appliances (other than drugs and biologicals); home health aid services; and services of interns and residents.

hospice (Medicare and Medicaid). A public agency or private organization that is primarily engaged in providing pain relief, symptom management, and supportive services 

to patients that are certified to be terminally ill. Medicare beneficiaries may elect to 

receive hospice care instead of standard Medicare benefits for terminal illnesses.

household (LIHEAP). Any individual or group of individuals who are living together as 

one economic unit and for whom residential energy is customarily purchased in common, or who make designated payments for energy in the form of rent.

husband's benefit (OASDI). Monthly benefit payable to a husband or a divorced husband (aged 62 or older) of a retired or disabled worker. See spouse's benefit.

independent laboratory services (Medicare). Diagnostic laboratory tests ordered by a 

physician and performed in a laboratory independent of a physician's office or a hospital.

inpatient hospital services (Medicare). Items and services furnished to an inpatient of a 

hospital by the hospital, including room and board, nursing and related services, diagnostic and therapeutic services, and medical or surgical services.

institutionalization (Medicaid and SSI). Living arrangements for persons in public or private institutions when more than 50 percent of the cost of their care is met by the 

Medicaid program.

insured status (OASDI). The state of having sufficient quarters of coverage to meet the 

eligibility requirements for retired-worker or disabled-worker benefits or to permit the 

worker's spouse and children or survivors to establish eligibility for benefits in the 

event of his or her disability, retirement, or death. (For qualifications for insured status, 

see "Insured Status" in the section Social Security [Old-Age, Survivors, and Disability 

Insurance].)

interim assistance (SSI). Payments made by a state or local government to Supplemental Security Income applicants while their claims are being adjudicated. Repayment is 

made from the first SSI payment.

intermediary (Medicare). An organization, selected by providers of health care, that has 

an agreement with the Centers for Medicare & Medicaid Services to process and pay 

institutional claims and perform other functions under the program.

life expectancy. The average number of years of life remaining at each tabulated birthday. See life table (period).

life table (period). A period life table represents the mortality experience of an entire population during a relatively short period of time, usually 1–3 years. Such tables are useful for analyzing changes in the mortality experienced by a population through time. 

The table refers to a cohort of 100,000 people with the same birthday who experience 

the rate of mortality, or probability of death within 1 year, shown in the table, throughout their lives.
Annual Statistical Supplement, 2004 ♦ G.11

lifetime reserve (Medicare). Nonrenewable 60 days of inpatient hospital care to draw on 

if the 90 covered days per benefit period are exhausted. Patients are required to pay a 

daily coinsurance amount equal to one-half of the inpatient hospital deductible for 

each lifetime reserve day.

limitation of widow(er)'s benefit (OASDI). The reduction of the widow(er)'s benefit due 

to the early retirement of the deceased spouse. The benefit for a nondisabled 

widow(er) is limited to the larger of 82 1/2 percent of the deceased spouse's primary 

insurance amount, or the amount to which the deceased spouse would have been 

entitled if he or she were still alive. Thus, receipt of benefits by a worker before the full 

retirement age will result in a reduction of benefits for a widow(er), even if the 

widow(er) became entitled after his or her own full retirement age. Tables showing 

data on reduction for early retirement for nondisabled widow(er)s do not include those 

with limited benefits unless they became entitled before their own full retirement age. 

See widow(er)'s benefit.

Low-Income Home Energy Assistance Program—LIHEAP. Federal program to assist 

low-income households with heating and cooling costs.

low-income households (LIHEAP). Households with income under the greater of 150 

percent of the poverty guideline for their state or 60 percent of the state median 

income, or households with members receiving Temporary Assistance for Needy 

Families, Supplemental Security Income, Food Stamps, or certain needs-tested veterans' benefits.

lump-sum death benefit (OASDI). A one-time payment, generally $255, payable on the 

death of a fully or currently insured worker. The lump sum is payable to the surviving 

spouse of the worker, under most circumstances, or if there is no spouse, to the 

worker's entitled children.

managed care (Medicare). Includes health maintenance organizations (HMOs), competitive medical plans (CMPs), and other plans that provide health services on a prepayment basis which is either based on cost or risk depending on the type of contract they 

have with Medicare. See also Medicare+Choice.

mandatory minimum state supplementation (SSI). Required by federal law for individuals converted to the Supplemental Security Income program from state assistance 

programs for the aged, blind, or disabled. This provision insures that monthly income 

will not be less than the amount received under the former state programs.

maximum family benefit (OASDI). The maximum monthly amount that can be paid on a 

worker's earnings record. Whenever the total of the individual monthly benefits payable to all the beneficiaries entitled on one earnings record exceeds the maximum, 

each dependents or survivors benefit is proportionately reduced to bring the total 

within the maximum. Benefits payable to divorced spouses or surviving divorced 

spouses are not reduced under the family maximum provision. Tables 2.A13, 2.A14, 

and 2.A17 give the formulas for computing the maximum family benefit.

maximum taxable (OASDI and Medicare). See annual maximum taxable limit.

mean. The arithmetic mean is calculated by dividing the sum of all of the values of a variable by the number of cases. The term "average" used in this publication refers to the 

arithmetic mean. See also median.

median. The median is a measure of central value which identifies that value that divides 

a distribution in half such that an equal number of cases fall below it as there are 

above it. See also mean.
G.12 ♦ Annual Statistical Supplement, 2004

Medicaid. A federal-state program that provides medical assistance for certain individuals 

and families with low incomes and limited resources.

medical savings account (Medicare). A plan that provides benefits after a single high 

deductible is met. Medicare makes an annual deposit to the medical savings account 

(MSA), and the beneficiary is expected to use that money to pay for medical expenses 

above the annual deductible. MSAs are currently a test program.

medically needy (Medicaid). Persons who would be eligible for Medicaid under one of 

the program's mandatory or optional groups, except that their income or resources are 

above the eligibility level set by their state. The states may extend eligibility to these 

otherwise qualified persons by allowing them to "spend down" to Medicaid eligibility by 

incurring medical or remedial care expenses to offset their excess income, thereby 

reducing it to a level below the maximum allowed by that state's Medicaid plan.

Medicare. A federally administered health insurance program that covers the cost of hospitalization, medical care, and some related services for most persons aged 65 or 

older. Also covers persons receiving Social Security Disability Insurance payments for 

2 years, and persons with end stage renal disease. Medicare consists of two separate 

but coordinated programs—Part A (Hospital Insurance) and Part B (Supplementary 

Medical Insurance).

Medicare+Choice. An expanded set of options for the delivery of health care under Medicare established by the Balanced Budget Act of 1997. Most Medicare beneficiaries 

can choose to receive benefits through the original fee-for-service program or through 

one of the following Medicare+Choice plans: (1) coordinated care plans (such as 

health maintenance organizations, provider sponsored organizations, and preferred 

provider organizations); (2) medical savings account/deductible plans (through a demonstration available to up to 390,000 beneficiaries); or (3) private fee-for-service 

plans.

Medicare economic index. An index that is often used in the calculation of the increases 

in the prevailing charge levels that help to determine allowed charges for physician 

services. In 1991 and later, this index is considered in connection with the update factor for the physician fee schedule.

Medigap (Medicare). A term used for private health insurance that pays, within limits, 

most of the health care service charges not covered by Part A (Hospital Insurance) or 

Part B (Supplementary Medical Insurance).

military wage credits (OASDI and Medicare). Credits recognizing that military personnel 

receive wages in kind (such as food and shelter) in addition to their basic pay and 

other cash payments. Noncontributory wage credits of $160 are provided for each 

month of active military service from September 16, 1940, through December 31, 

1956. For years after 1956, the basic pay of military personnel is covered under the 

Social Security program on a contributory basis. See Table 2.A2 for amounts of noncontributory wage credits for 1957–2001. Noncontributory wage credits were eliminated for all years after 2001.

minimum benefit (OASDI). The lowest benefit (before actuarial reduction) payable to a 

retired worker, a disabled worker, or a sole survivor of a deceased worker. The minimum benefit was eliminated for most workers who attain age 62, become disabled, or 

die after 1981.

monthly benefit (OASDI). The amount payable after reduction, if necessary, for age, family maximum, and other reasons but before any deduction for Supplementary Medical 

Insurance (SMI) premiums. Effective June 1982, the final benefit payment is rounded 
Annual Statistical Supplement, 2004 ♦ G.13

to the next lowest $1 (if not already a multiple of $1) after reduction for age, family 

maximum, and other reasons and after any deduction for SMI premiums. The tables in 

this publication reflect the monthly benefit credited (MBC) which is calculated as follows:

1. Subtract the SMI premium from the monthly benefit amount;

2. Round the above result down to the nearest whole dollar; and

3. Add back the SMI premium to the rounded result from 2 above.

For example, if a monthly benefit amount is $895.00, and an SMI premium of $66.60 

is deducted, the MBC is $894.60 (calculated as follows: $895.00 - $66.60 = $828.40 

rounded down to $828.00 + $66.60 = $894.60).

mother's benefit (OASDI). A monthly benefit payable to a widow or surviving divorced 

mother if (1) the deceased worker on whose account the benefit is paid was either 

fully or currently insured at the time of his death and (2) the entitled child of the worker 

is in her care and is under age 16 or disabled. 

nondisabled widow(er)'s benefit (OASDI). See widow(er)'s benefit.

nonpayment status (OASDI). See withholding.

normal retirement age (OASI). See full retirement age.

old-age benefit (OASI). See retired-worker benefit.

Old-Age, Survivors, and Disability Insurance—OASDI. The Social Security programs 

that pay monthly cash benefits to: 

1. Retired-worker (old-age) beneficiaries and their spouses and children and to survivors of deceased insured workers (OASI), and

2. Disabled-worker beneficiaries and their spouses and children and for providing 

rehabilitation services to the disabled (DI).

optional state supplementation (SSI). May be provided by states to bring the combined 

Supplemental Security Income and state payment to an amount more nearly commensurate with their costs of living than is the SSI payment alone.

outpatient services (Medicare). Services furnished to outpatients by a participating hospital for diagnosis or treatment of an illness or injury.

own household (SSI). A definition used to determine the federal benefit rates. Applies to 

adults who own their living quarters, are liable for the rent, pay their pro rata shares of 

household expenses, are living in households composed only of recipients of public 

income-maintenance payments, are placed by agencies in private households, and 

children living in their parent's household. See federal benefit rates.

parent's benefit (OASDI). Monthly benefit payable to a dependent parent aged 62 or 

older of a deceased fully insured worker.

payment status (OASDI). The state or condition of a benefit with respect to actual receipt 

by the beneficiary—that is, whether the benefit is in current-payment status or withheld.

peer review organization (Medicare). A group of practicing physicians and other health 

care professionals, paid by the federal government, to review the care given to Medicare patients.
G.14 ♦ Annual Statistical Supplement, 2004

physician services (Medicare). Services provided by an individual licensed under state 

law to practice medicine or osteopathy. Services provided by hospitals are not covered by this provision.

preferred provider organization (Medicare). An arrangement between a provider network and a health insurance or a self-insured employer. Providers generally accept 

payments less than traditional fee for service payments in return for a potentially 

greater share of the patient market. Preferred provider organization enrollees are not 

required to use the preferred providers, but are given financial incentives to do so, 

such as reduced coinsurance and deductibles. Providers do not accept financial risk 

for the management of care.

presumptive disability or blindness (SSI). For certain diagnoses, where there is high 

probability of a favorable medical determination of disability or blindness, payments 

may be made for up to 6 months before the formal determination if the applicant 

meets the other eligibility qualifications.

primary insurance amount—PIA (OASDI). The primary insurance amount is related to a 

worker's average monthly wage or average indexed monthly earnings. The PIA is 

used to compute all types of benefits payable on the basis of an individual's earnings 

record. Retired workers electing benefits at the full retirement age and disabled workers who did not receive a retirement benefit reduced for age receive a benefit equal to 

the PIA. Dependents and survivors of workers receive specified percentages of the 

PIA subject to the family maximum and entitlement before the full retirement age.

primary insurance amount formula (OASDI). The mathematical formula relating the primary insurance amount (PIA) to the AIME (average indexed monthly earnings) for 

workers who attain age 62, become disabled, or die after 1978. The PIA is equal to 

the sum of 90 percent of AIME up to the first bend point, plus 32 percent of AIME 

above the first bend point up to the second bend point, plus 15 percent of AIME in 

excess of the second bend point. Automatic benefit increases are applied beginning 

with the year of eligibility.

prospective payment system (Medicare). A method of reimbursement for hospitals that 

was implemented effective with hospital cost reporting periods beginning on or after 

October 1, 1983. Under this system, Medicare payment is made at a predetermined, 

specific rate for each discharge. All discharges are classified according to a list of 

diagnosis-related groups.

Prouty benefit (OASI). See special age-72 benefit.

provider (Medicare and Medicaid). Medicare—A provider is a facility, supplier, or physician who furnishes medical services. Medicaid—A provider is a person, group, or 

agency who provides covered services to enrollees.

qualified Medicare beneficiaries (Medicare and Medicaid). Qualified Medicare Beneficiaries are persons with incomes at or below 100 percent of the federal poverty level 

and resources at or below 200 percent of the Supplemental Security Income limit. 

Medicaid pays the Medicare (Parts A and B) premiums and the coinsurance and 

deductibles, subject to limits that states may impose on payment rates.

quarters of coverage (OASDI and Medicare). The crediting of coverage needed for 

insured status. A worker receives 1 quarter of coverage (up to a total of 4) for a designated amount of annual earnings reported from employment or self-employment. This 

dollar amount is subject to annual automatic increases in proportion to increases in 

average earnings. For amounts in years 1939 to present, see Table 2.A7. No more 

than 4 quarters of coverage may be credited for any calendar year, and no quarter of 
Annual Statistical Supplement, 2004 ♦ G.15

coverage is credited after the quarter in which death occurred or for a quarter entirely 

included in a period of disability.

Railroad Retirement. A federal insurance program designed for workers in the railroad 

industry. The provisions of the Railroad Retirement Act provide for a system of coordination and financial interchange between the Railroad Retirement program and the 

Social Security program.

reasonable cost (Medicare). Intermediaries and carriers use the Centers for Medicare & 

Medicaid Services guidelines to determine reasonable costs incurred by providers in 

furnishing covered services to enrollees. Reasonable cost is based on the actual cost 

of providing such services, including direct and indirect costs of providers and excluding any costs that are unnecessary in the efficient delivery of services covered by the 

Hospital Insurance program.

redetermination (SSI). The periodic review of eligibility for each Supplemental Security 

Income recipient to ensure that eligibility continues and that payments are in the 

proper amount.

reduction for early retirement (OASDI). See actuarial reduction.

representative payee (OASDI and SSI). A person designated by the Social Security 

Administration to receive monthly benefits on behalf of a beneficiary when such action 

appears to be in the beneficiary's best interest. A representative payee is appointed 

for an adult beneficiary when the beneficiary is physically or mentally incapable of 

managing his or her own funds. In addition, a payee is usually appointed to receive 

benefits on behalf of a child under age 18.

retired-worker (old-age) benefit (OASI). Monthly benefit payable to a fully insured 

retired worker aged 62 or older, or to a person entitled under the transitionally insured 

status provision in the law. Retired-worker benefit data do not include special age-72 

benefits, unless indicated. 

retirement age (OASI). The age at which an individual establishes entitlement to retirement benefits. See full retirement age.

retirement earnings test (OASDI). See earnings test.

secondary benefit (OASDI). Monthly benefit payable to a spouse or child of a retired or 

disabled worker, or to a survivor of a deceased worker.

Section 1619(a) (SSI). See special cash payments.

Section 1619(b) (SSI). See special recipient status.

self-employed (OASDI and HI). One who derives income from the operation of a partnership or nonincorporated trade or business.

skilled nursing facility (Medicare). An institution that has a transfer agreement with one 

or more participating hospitals, is primarily engaged in providing skilled nursing care 

and rehabilitative services to inpatients, and meets specific regulatory certification 

requirements.

Social Security number (OASDI and HI). A nine-digit number used to identify the record 

of earnings an individual has in employment or self-employment covered by Social 

Security and Medicare.
G.16 ♦ Annual Statistical Supplement, 2004

Social Security Act. Public Law 74-271, enacted August 14, 1935, with subsequent 

amendments. The Social Security Act consists of 20 titles, of which four have been 

repealed.

special age-72 benefit (OASI). Monthly benefit payable to men who attained age 72 

before 1972 and to women who attained age 72 before 1970 and who do not have 

sufficient quarters of coverage to qualify for a retired-worker benefit under either the 

fully or the transitionally insured status provisions. (Also known as Prouty benefits.)

special cash payments (SSI). Continuing cash benefits for disabled individuals whose 

gross earned income is at the amount designated as the substantial gainful activity 

level. The person must continue to be disabled and meet all other eligibility rules.

special minimum PIA (OASDI). An alternative primary insurance amount (PIA) based on 

the worker's length (years) of covered employment. It is designed to help those who 

worked in covered employment for many years but had low earnings. See Table 2.A12 

for computation of the special minimum PIA.

special recipient status (SSI). For Medicaid purposes, provides special status to working 

disabled or blind individuals when their earnings make them ineligible for cash payments.

specified low-income Medicare beneficiaries (Medicare and Medicaid). Persons who 

meet all Qualified Medicare Beneficiary requirements except that their incomes are 

slightly higher, though less than 120 percent of the federal poverty level. Medicaid 

pays their Part B (Supplementary Medical Insurance) premium.

spell of illness (Medicare). A period of consecutive days beginning with the first day on 

which a beneficiary is furnished inpatient hospital or extended care services and ending with the close of the first period of 60 consecutive days thereafter in which the beneficiary is in neither a hospital or skilled nursing facility.

spouse's benefit (OASDI). Monthly benefit payable to a spouse or a divorced spouse of 

a retired or disabled worker under one of the following conditions:

1. The spouse is aged 62 or older or has an entitled child of the worker in his or her 

care who is under age 16 or is disabled; or

2. The divorced spouse is aged 62 or older and was married to the worker for 10 

years before the divorce became final. Effective with benefits payable after 

December 1984, a divorced spouse of an eligible worker can be entitled to benefits if he or she meets the requirements for entitlement and has been divorced for 

at least 2 years, regardless of whether the worker has filed for benefits or has 

benefits withheld due to the earnings test. Effective with benefits payable beginning January 1991, the 2-year period is waived if the worker was entitled to benefits before the divorce. The earnings test will continue to apply to the divorced 

spouse's own earnings; or

3. Effective with benefits payable beginning January 1991, a deemed spouse 

(including a divorced deemed spouse), regardless of whether the legal spouse is 

entitled to benefits on the same earnings record. A deemed spouse is a person 

who entered into an invalid ceremonial marriage in good faith.

state-administered supplementation (SSI). See state supplementation.

state supplementation (SSI). Payments to eligible persons made under state provisions. 

These payments may vary by the recipient's living situation and by geographic area 

within the state. The payments are federally and state administered.
Annual Statistical Supplement, 2004 ♦ G.17

student benefit (OASDI). Child's benefit payable to a full-time unmarried elementary or 

secondary school student aged 18–19. Student benefits end at age 19 or at the end of 

the current semester or quarter, whichever is later. 

substantial gainful activity—SGA (DI and SSI). Remunerative work that is substantial, 

as determined from considering the amount of money earned, and or the number of 

hours worked, and the nature of the work. See Table 2.A30 for money amounts.

Supplemental Security Income—SSI. Program for the needy aged, blind, and disabled. 

Replaced the former federal-state programs of Old-Age Assistance, Aid to the Blind, 

and Aid to the Permanently and Totally Disabled.

surviving divorced father's benefit (OASI). See father's benefit.

surviving divorced mother's benefit (OASI). See mother's benefit.

surviving divorced spouse's benefit (OASI). See widow(er)'s benefit.

survivors benefit (OASI). Benefit payable to a survivor of a deceased insured worker.

suspended benefit (OASDI). A benefit not in current-payment status. 

taxable earnings (OASDI and HI). Wages and/or self-employment income that is under 

the applicable annual maximum taxable limit.

taxable maximum (OASDI and HI). See annual maximum taxable limit.

taxable self-employment income (OASDI and HI). The maximum amount of net earnings from self-employment by an earner which, when added to any taxable wages, 

does not exceed the contribution and benefit base. For Hospital Insurance beginning 

in 1994, all net earnings from self-employment.

taxable wages (OASDI and HI). See taxable earnings.

taxes (OASDI and HI). See contributions.

technical entitlement. A technical entitlement occurs when a beneficiary is entitled to 

benefits on more than one earnings record but is eligible to receive benefits on only 

one earnings record. There are two types of technical entitlement: (1) Simultaneous 

technical entitlement: beneficiary is entitled to the same type of benefit on more than 

one earnings record; (2) Potential dual entitlement: the secondary benefit amount 

potentially exceeds the primary benefit, but reduction for age or family maximum 

causes the primary benefit to exceed the secondary benefit amount.

Temporary Assistance for Needy Families—TANF. Created by the Personal Responsibility and Work Opportunities Reconciliation Act of 1996, TANF provides assistance 

and work opportunities to needy families. Replaced Aid to Families with Dependent 

Children (AFDC), Emergency Assistance, and Job Opportunities and Basic Skills 

Training (JOBS) programs.

Temporary Disability Insurance—TDI. Sometimes called cash sickness benefits, TDI 

provides workers with partial compensation for loss of wages caused by temporary 

nonoccupational disability. Only five states, Puerto Rico, and the railroad industry 

have TDI laws.

termination (OASDI). Cessation of payment of a specific type of benefit because the beneficiary is no longer entitled to receive it. For example, benefits might terminate as a 
G.18 ♦ Annual Statistical Supplement, 2004

result of the death of the beneficiary, the recovery of a disabled beneficiary, or the 

attainment of age 18 by a child beneficiary. In some cases, the individual may become 

immediately entitled to another type of benefit (such as the conversion of a disabledworker beneficiary at full retirement age to a retired-worker beneficiary).

totalization (OASDI). International agreements that coordinate the U.S. Social Security 

programs with the Social Security programs of other countries are called "totalization 

agreements." 

Thrifty Food Plan (Food Stamp Program). A low-cost model diet plan based on the 

National Academy of Sciences' Recommended Dietary Allowances. Households are 

issued a monthly allotment of food stamps based on the Thrifty Food Plan.

trust fund (OASDI and Medicare). Four separate accounts in the U.S. Treasury in which 

are deposited the equivalent of taxes received under the Federal Insurance Contributions Act, the Self-Employment Contributions Act, contributions dealing with coverage 

of state and local government employees, any sums received under the financial interchange with the railroad retirement account, voluntary hospital and medical insurance 

premiums, and transfers of federal general revenues. Funds not withdrawn for current 

monthly or service benefits, the financial interchange, and administrative expenses 

are invested in interest-bearing federal securities, as required by law.

The interest earned is also deposited in the trust funds.

1. Old-Age and Survivors Insurance (OASI). The trust fund used for paying monthly 

benefits to retired-worker (old-age) beneficiaries and their spouses and children 

and to survivors of insured workers.

2. Disability Insurance (DI). The trust fund used for paying monthly benefits to disabled-worker beneficiaries and their spouses and children and for providing rehabilitation services to the disabled.

3. Hospital Insurance (HI). The trust fund used for paying part of the costs of inpatient hospital services and related post-hospital care for aged and disabled individuals who meet the eligibility requirements.

4. Supplementary Medical Insurance (SMI). The trust fund used for paying part of 

the costs of physicians' services, outpatient hospital services, and other related 

medical and health services for voluntarily insured aged and disabled individuals.

Unemployment Insurance. A federal-state coordinated program that provides partial 

income replacement to regularly employed members of the labor force who become 

involuntarily unemployed. All 50 states, the District of Columbia, Puerto Rico, and the 

Virgin Islands have unemployment insurance programs.

veterans' benefits. A variety of benefits and services to veterans and their dependents 

and survivors that include, but are not limited to disability compensation, benefits for 

survivors, health care benefits, and educational assistance and training.

widowed father's benefit (OASI). See father's benefit.

widowed mother's benefit (OASI). See mother's benefit.

widow(er)'s benefit (OASDI). Monthly benefit payable to a widow(er) or surviving 

divorced widow(er) of a worker fully insured at the time of death, if he or she is (1) 

aged 60 or older or (2) aged 50–59 and has been disabled throughout a waiting period 

of 5 consecutive calendar months that began no later than 7 years after the month in 

which the worker died or after the end of his or her entitlement to benefits as a widowed mother or father.
Annual Statistical Supplement, 2004 ♦ G.19

A surviving divorced widow(er)'s marriage to a worker must have lasted 10 years 

before the divorce became final. Effective for benefits payable after December 1983, 

benefits are continued for disabled widow(er)s and surviving divorced widow(er)s who 

remarry after the age of first eligibility for benefits.

Effective January 1991, benefits may be payable to a deemed widow(er), including a 

divorced deemed widow(er). A deemed widow(er) is a person who entered into an 

invalid ceremonial marriage in good faith. 

wife's benefit (OASDI). A monthly benefit payable to a wife or divorced wife of a retired or 

disabled worker. See spouse's benefit.

windfall elimination provision—WEP (OASI and DI). A modified benefit formula for 

determining the primary insurance amount, which eliminates the windfall in benefits 

for individuals who have only minimal Social Security coverage and will receive a pension based on years of work in noncovered employment. This formula prevents a 

windfall to persons who unfairly benefit from provisions aimed at low-income workers. 

The change was phased in for workers eligible for retirement or Disability Insurance 

benefits and for a pension from noncovered employment beginning in 1986; became 

fully effective in 1990. See Table 2.A11.1

withholding (OASDI). Suspension of benefit payments until the condition(s) causing 

deductions are known to have ended. The suspension does not affect eligibility for 

Hospital Insurance benefits.

worker (OASDI). A person who has earnings creditable for Social Security purposes on 

the basis of services for wages in covered employment or on the basis of income from 

covered self-employment. Data on covered self-employment exclude self-employed 

persons who had no self-employment income taxable or creditable under Social Security because they had wages or salaries reaching the annual taxable maximum 

reported for the same year.

workers' compensation and public disability benefit offset (DI). A requirement that 

reduces the benefits to a disabled worker and dependents if the worker also receives 

workers' compensation (WC) or other public disability benefits (PDB). The reduction 

continues until the month the worker reaches age 65 or the month the WC/PDB payments stop, whichever comes first.
G.20 ♦ Annual Statistical Supplement, 2004

Abbreviations

AB Aid to the Blind

ACF Administration for Children and Families

AET Annual earnings test

AFDC Aid to Families with Dependent Children

AFDC-UP Aid to Families with Dependent Children-Unemployed Parents

AIDS Acquired immune deficiency syndrome

AIME Average indexed monthly earnings

AMW Average monthly wage

APTD Aid to the Permanently and Totally Disabled

BBA Balanced Budget Act of 1997

BC/BS Blue Cross/Blue Shield

CDR Continuing disability review

CHAMPVA Civilian Health and Medical Program of the Department of Veterans 

Affairs

CLIA Clinical Laboratory Improvement Act

CMP Competitive medical plans

CMS Centers for Medicare & Medicaid Services

COBRA Consolidated Omnibus Budget Reconciliation Act

COLA Cost-of-living adjustment

CPI-U Consumer price index for all urban consumers

CPI-W Consumer price index for urban wage earners and clerical workers

CPS Current Population Survey

DA&A Drug addiction and alcoholism

DI Disability Insurance

DME Durable medical equipment

DOE Department of Energy

DOL Department of Labor

DRG Diagnosis-related group

EA Emergency Assistance

EBT Electronic benefit transfer

EPSDT Early and Periodic Screening, Diagnostic, and Treatment program

ESRD End-stage renal disease

FERS Federal Employees Retirement System

FFS Fee for service

FICA Federal Insurance Contributions Act

FMAP Federal medical assistance percentage

FPL Federal poverty level

FQHC Federally qualified health center

FRA Full retirement age

FUTA Federal Unemployment Tax Act

FY Fiscal year

GDP Gross domestic product

HCBS Home and community based services

HCFA Health Care Financing Administration
Annual Statistical Supplement, 2004 ♦ G.21

HHA Home health agency

HHS Department of Health and Human Services

HI Hospital Insurance

HIV Human immunodeficiency virus

HMO Health maintenance organization

ICF Intermediate care facility

ICFs/MR Intermediate care facilities for the mentally retarded

JOBS Job Opportunities and Basic Skills Training

LIHEAP Low-Income Home Energy Assistance Program

LTC Long-term care

MBC Monthly benefit credited

MBR Master Beneficiary Record

MCCA Medicare Catastrophic Coverage Act

MCCRA Medicare Catastrophic Coverage Repeal Act

MN Medically needy

MOE Maintenance of effort

MSA Medical savings account

NEW Native Employment Works

NRC National Research Council

OAA Old-Age Assistance

OASDI Old-Age, Survivors, and Disability Insurance

OASI Old-Age and Survivors Insurance

OBRA Omnibus Budget Reconciliation Act

OEO Office of Economic Opportunity

OMB Office of Management and Budget

PACE Programs of all-inclusive care for the elderly

PESS Property essential to self-support

PIA Primary insurance amount

PIB Primary insurance benefit

PPO Preferred provider organization

PPS Prospective payment system

PRO Peer review organization

PSO Provider-sponsored organization

QC Quarter of coverage

QDWIS Qualified disabled working individuals

QI Qualified individual

QMB Qualified Medicare beneficiary

REACH Residential Emergency Assistance Challenge

RVS Relative value scale

SCHIP State Children’s Health Insurance Program

SECA Self-Employment Contributions Act

SGA Substantial gainful activity

SIPP Survey of Income and Program Participation

SLMB Specified low-income Medicare beneficiary

SMI Supplementary Medical Insurance
G.22 ♦ Annual Statistical Supplement, 2004

SNF Skilled nursing facility

SSA Social Security Administration

SSI Supplemental Security Income

TANF Temporary Assistance for Needy Families

TEFRA Tax Equity and Fiscal Responsibility Act

TFP Thrifty Food Plan

TWP Trial work period

USDA U.S. Department of Agriculture

VA Department of Veterans Affairs

VEAP Veterans’ Educational Assistance Program

WEP Windfall Elimination Provision

WIN Work Incentive Program

Index

Annual Statistical Supplement, 2004 ♦ I.1

Index to Tables

A

Accuracy rates (OASDI and SSI), 2F7

Actuarial reduction (OASDI) (see Reduction for early retirement 

(OASDI))

Administrative data (SSA), 2F1–2F9, 2F11

Administrative expenses

Disability Insurance Trust Fund, 4A2, 4A3

Hospital Insurance Trust Fund, 8A1

Old-Age and Survivors Insurance Trust Fund, 4A1, 4A3

Supplementary Medical Insurance Trust Fund, 8A2

Administrative Law Judges (SSA), workloads of, 2F8

Adult beneficiaries (OASDI), 5A16, 5L1

Age (OASDI), 3C5, 3C6 (see also specific types of OASDI 

benefits, including Children; Disabled widows and widowers; 

Disabled workers; Retired workers; Widowed mothers and 

fathers; Widows and widowers, nondisabled; Wives and 

husbands)

awards, 6A3–6A5, 6B1, 6B5, 6C2, 6D3, 6D5, 6D7

benefit types and amounts, 5A16

centenarians, 5J5

Hispanic origin, 3C8

income, 3E3, 3E6

life table, 4C6

race, 3C7, 5A1.1–5A1.8, 5A3

retirement, 2A17.1

sex, 3C8, 5A1.1–5A1.8, 5A3, 5A10, 5A16

state data, 5J3, 5J5

summary data, 5A1.1–5A1.8, 5A5, 5A10, 5A15, 5A16

Age (SSI) (see Supplemental Security Income)

Aged (SSI) (see Supplemental Security Income)

Agricultural employees (OASDI), 2A1

Aid to Families with Dependent Children (AFDC), 9G1, 9G2 (see 

TANF)

Aliens (SSI) (see Noncitizens (SSI))

Allowances (OASDI and SSI), 2F7

Appeals Council cases reviews (SSA), 2F11

Applications (OASDI), 6C7

Automatic adjustment provisions (OASDI), 2A18

Average annual wage (OASDI), 2A8

Average indexed monthly earnings (OASDI), 2A10, 2A11, 2A18

Average monthly wage (OASDI), 2A10, 2A16, 2A17, 2A20

Awards (OASDI)

age, 6A3–6A5, 6B1, 6B5, 6C2, 6D3, 6D5, 6D7

applications, 6C7

children, 6A1, 6A3, 6D4, 6D5

conversion, 6A4

disabled workers, 6A1–6A6, 6C1–6C2, 6C7

initial, 6B1

lump-sum, 4A5, 6D9

primary insurance amount, 6A2

race, 6A3

retired workers, 6A1–6A6, 6B1, 6B3–6B5

sex, 6A2, 6A3

state data, 6A6

summary data, 6A1–6A5

widowed mothers and fathers, 6A1, 6A3, 6D6, 6D7

widows and widowers, 6A1–6A3, 6A5, 6D7, 6D8

wives, 6A3

wives and husbands, 6A1, 6A5, 6D1, 6D3

Awards (SSI)

adults, 7A8, 7B9, 7E2

age, 7A8, 7B9, 7E2

aged, 7A8, 7B9, 7E2

blind, 7A8, 7B9, 7E2

blind and disabled children, 7E2

disabled, 7A8, 7B9, 7E2

sex, 7E2

state data, 7B9

B

Bend points in benefit formula (OASDI), 2A11, 2A13, 2A18

Beneficiaries and payments, currently payable (OASDI)

age, 5A1.1–5A1.8, 5A3, 5A6, 5A10, 5A15, 5A16

assets, 3E3

concurrent, OASDI and SSI, 3C5, 3C6, 3C6.1

earnings, 3E3

foreign countries, 5J11

Hispanic origin, 3C8

income, 3E3, 3E6, 3E8

sources, 3E3

international agreements, eligibility based on, 5M1

living arrangements, 3E3, 3E6

race, 3C7, 5A1.1–5A1.8, 5A3, 5A6, 5A7

representative payment, 5L1

sex, 3C8, 5A1.1–5A1.8, 5A3, 5A7, 5A10, 5A14–5A16

state data, 5J1–5J6, 5J8–5J10

summary data, 3C6.1, 3C7, 3C8, 5A1.1–5A1.8, 5A3–5A8, 

5A10

type of benefit (see Children (OASDI); Disabled widows and 

widowers; Disabled workers; Parents; Retired workers; 

Special age-72 beneficiaries; Widowed mothers and 

fathers; Widows and widowers, nondisabled; Wives and 

husbands)

Benefit computations (OASDI), 2A8–2A14, 2A16–2A18

Benefit rates (SSI), 2B1
I.2 ♦ Annual Statistical Supplement, 2004 

Benefit types and levels (OASDI), qualifications and legal 

criteria for

beneficiary families, 2A26

children, 2A21, 2A22

disabled workers, 2A20

divorced beneficiaries, 2A21, 2A22

illustrative monthly benefits, 2A26

lump-sum awards, 2A25

maximum and minimum, 2A27, 2A28

parents, 2A22

PIA, percentage of, 2A20–2A22

retired workers, 2A20, 2A27, 2A28 

special age-72 beneficiaries, 2A24

survivors, 2A22, 2A23, 2A26

transitionally insured, 2A23

vocational rehabilitation services, 2A25

widowed mothers and fathers (OASDI), 2A22

widows and widowers, 2A22–2A24

wives and husbands, 2A21–2A24

Black Lung

benefits, 9D1, 9D2

hearing receipts, dispositions, claims pending, 2F9

Blind (SSI) (see Supplemental Security Income)

C

Centenarians (OASDI), 5J5

Children (AFDC) (see Aid to Families with Dependent Children)

Children (OASDI)

age, 5A1.4, 5A5, 5A10, 6D5

awards, 6A1, 6A3, 6D4, 6D5

beneficiary families, 5H1–5H4

benefit distributions, 5H3, 5H4

benefits paid

annual, 4A5, 4A6

monthly, 5A4, 5A16, 5A17, 5F4, 5J4, 5J14

benefits withheld, 6E4, 6E5

disabled aged 18 or older, 3C6.1, 5A1.4, 5A10, 5A16, 5A17, 

5C2, 5E2, 5F4, 5F6, 5J14, 6D4

foreign countries, 5J11

of deceased workers, 5A1, 5A1.4, 5F4, 5F6, 5F7, 6D4

of disabled workers, 5A1, 5A1.4, 5E1, 5E2, 5F4, 6D4

of retired workers, 5A1, 5A1.4, 5C1, 5C2, 5F4, 6D4

primary insurance amount, 5C1, 5E1, 5F7, 5H2

special minimum, 5A8

qualifications for benefits, 2A21, 2A22

race, 5A1, 5A1.4, 5A6, 6A3

sex, 5A16

state data, 5J2, 5J4, 5J10, 5J14

students, aged 18-19, 5A1.4, 5C2, 5E2, 5F4, 5F6, 6D4

terminations, 6F1–6F3

under age 18, 5A1.4, 5C2, 5E2, 5F4, 5F6, 6D4

Children, blind or disabled (SSI) (see Supplemental Security 

Income)

Civil Service (see Government workers)

Claims workloads (OASDI and SSI), 2F4–2F6

Clergy (see Religious personnel)

Clinical Laboratory Improvement Act (CLIA) facilities (see Medicare)

Computations, benefit (OASDI), 2A10–2A14, 2A16–2A18

Concurrent beneficiaries (OASDI and SSI), 2F9, 3C5, 3C6, 

3C6.1, 7D1, 7D2

Constant dollars (AFDC, OASDI, and SSI benefits), 3C4

Consumer price index (CPI), 2A18, 3C4, 3E1

Contribution rates (OASDI), 2A3, 2A5

Contributions (OASDI), 2A4, 4B10–4B12

Cost-of-living adjustments (OASDI and SSI), 2A11, 2A13, 2A14, 

2A18, 2A19, 2B1

Covered workers (OASDI)

age, 4B5, 4B6, 4B8

categories of, 2A1

coverage election or waiver, 2A1

legislation affecting, 2A1

median earnings, 4B3, 4B6

new entrants, 4B1

OASDHI contributions, 4B10–4B12

self-employed, 2A1, 4B2–4B4, 4B8–4B12

sex, 4B3–4B9

Social Security numbers issued, 4B1

state data, 4B10, 4B12

taxable earnings, amount reported, 4B1–4B3, 4B5, 4B10– 4B13

wage and salary, 4B2, 4B3, 4B7, 4B10–4B12

with earnings above maximum taxable, 4B7, 4B9

with earnings below maximum taxable, 4B4, 4B7, 4B9

Creditable earnings (OASDI) (see Taxable earnings (OASDI))

D

Death probability, 4C6

Delayed retirement credit (OASDI), 2A20, 2A22, 5B1–5B3

Denials (see Service delivery (OASDI and SSI))

Dependents and survivors (OASDI), 5F1–5F13

Direct deposit (OASDI), 5K1

Disability, definition of (OASDI), 2A7

Disability determinations (see Service delivery (OASDI and SSI))

Disability Insurance (OASDI), 2F5, 2F9

Disability Insurance Trust Fund (OASDI) (see Trust funds)

Disabled adult children (see Children (OASDI), disabled, aged 18 

or older)
Annual Statistical Supplement, 2004 ♦ I.3

Disabled beneficiaries (OASDI), 5A16, 5A17, 5J14 (see also 

Children (OASDI); Disabled widows and widowers; Disabled 

workers)

 

Disabled children (OASDI) (see Children (OASDI), disabled, aged 

18 or older)

Disabled (SSI) (see Supplemental Security Income)

Disabled widows and widowers (OASDI)

age, 5A1.7, 5A5, 5A16, 6A3, 6D7

awards, 6A3, 6D7, 6D8

beneficiary families, 5H2, 5H4

benefit distributions, 5H4

benefits paid, monthly, 3C6.1, 5A16, 5A17, 5F8, 5J14

primary insurance amount, 5F7, 5H2

special minimum, 5A8

race, 5A1, 5A1.7, 5A7, 6A3

sex, 5A1.7, 5A7, 5A16, 5F6, 6A3, 6D8

state data, 5J14

surviving divorced, 5A1.7

year of entitlement, 5F10

Disabled workers (OASDI)

age, 5A1.2, 5A3, 5A5, 5A10, 5A16, 5D4, 6A3, 6A4, 6C2

applications, 6C7

awards, 6A1–6A5, 6C1–6C2, 6C7

beneficiary families, 5H1–5H3

benefit distributions, 5D2, 5H3, 5J8, 6C1

benefits paid

annual, 4A6

monthly, 3C6.1, 5A4, 5A16, 5A17, 5D3, 5J4, 5J14, 6A6

benefits withheld, 6E4, 6E5

foreign countries, 5J11

primary insurance amount, 5E1, 5H2, 6A2

special minimum, 5A8

qualifications for benefits, 2A20

race, 5A1, 5A1.2, 5A3, 5A6, 5A7, 6A3

sex, 5A1.2, 5A3, 5A7, 5A10, 5A16, 5D3, 5E2, 6A2–6A4

state data, 5J2, 5J4, 5J8, 5J14, 6A6

terminations, 6F1, 6F2

with reduction for early retirement, 5A3, 6A5

year of entitlement, 5D1

Divorced beneficiaries (OASDI), 2A21, 2A22, 5A1.3, 5A1.5– 5A1.7, 5F12, 6D3, 6D6, 6D7

Domestic employees (OASDI), 2A1

Dual entitlement (OASDI), 5A14, 5A15, 5G1–5G5

E

Early retirement (OASDI) (see Reduction for early retirement 

(OASDI))

Earnings of covered workers (OASDI) (see also Taxable earnings 

(OASDI))

amount of, 4B1–4B3, 4B7, 4B9, 4B10, 4B12, 4B13

below annual maximum taxable amount, 4B4, 4B7, 4B9

median, by age and sex of worker, 4B3, 4B6

self-employed workers, 4B2–4B4, 4B9–4B12

state data, 4B10, 4B12

wage and salary workers, 4B2, 4B3, 4B7, 4B10–4B12

Earnings test (OASDI)

amount permitted without reduction in benefits, 2A29

automatic adjustment of, 2A18

beneficiaries affected, 6B1, 6E4, 6E5

Emergency assistance, 9G1, 9G2

Employees (SSA) (see Offices and staff (SSA))

End-stage renal disease (Medicare), 8B5, 8C3

Energy Assistance (see Low-Income Home Energy Assistance 

Program)

Entitlement year (OASDI), 5B4, 5D1, 5F9, 5F10

Excess payments (see Service delivery (OASDI and SSI))

Expectation of life, 4C6

F

Fair Labor Standards Act, 3B3

Families, beneficiary (OASDI), 2A26, 3E6, 5H1–5H4

Family maximum benefit (OASDI), 2A13, 2A14, 2A17, 2A26

Fathers (see Widowed mothers and fathers (OASDI))

Federal employees (see Government workers)

FICA taxes (see Contribution rates (OASDI))

Financing (OASDI), 2A3–2A6

Food Stamps, 9H1

Foreign countries (OASDI), 5J1–5J11, 5K1, 5M1

G

General revenue appropriations (OASDI), 2A6

Government pension offset (OASDI), 2A22, 2A23, 6E4, 6E5

Government workers, 2A1, 3C3

H

Health and medical programs, expenditures for (see Medicaid; 

Medicare)

Health insurance for the aged and disabled (see Medicare)

Hearing receipts, dispositions, claims pending (OASDI and SSI), 

2F9

Hearings and appeals (OASDI), 2F1, 2F8, 2F9, 2F11

Hispanic origin, 3C8
I.4 ♦ Annual Statistical Supplement, 2004 

Historical data 

administrative data, 2F3, 2F7

Aid to Families with Dependent Children (AFDC), 9G1

Black Lung benefits, 9D1

Emergency Assistance, 9G1

employment and earnings, 3B3

Food Stamps, 9H1

interprogram data, 3C3–3C5, 3C6.1

LIHEAP, 9J1.1, 9J2.1, 9J3.1

Medicaid recipients, 8E1, 8E2

Medicare

cost sharing and premium amounts, 2C1

enrollment, utilization, and reimbursement, 8B1–8B5, 

8B8a– 8B12

participating facilities, 8C1

trust funds, 8A1, 8A2

poverty data, 3E1, 3E2, 3E8

Social Security Acts, 2A1, 2A2, 2A6, 2A7, 2A10–2A14, 

2A16–2A18, 2A20–2A25, 2A29, 2A31, 2B1

Social Security program (OASDI)

awards, 6A1, 6A2, 6B5, 6C2, 6C7, 6D1, 6D4, 6D6, 6D8, 

6D9

benefit increases, cumulative effects of, 2A19

coverage, financing, and insured status, 2A3, 2A4

covered workers, 4B1–4B9, 4B11

current-pay benefits

benefit families, 5H1

dependents and survivors, 5F1, 5F4, 5F6, 5F8, 

5F12

disabled workers, 5D3, 5D4, 5E2

dual entitlement, 5G2

international agreements, 5M1

retired workers, 5B5, 5B8, 5C2

summary data, 5A4, 5A14, 5A17

earnings guidelines and SGA, 2A30

indexed earnings, 2A8, 2A9

insured workers, 4C1, 4C2, 4C5

retired-worker benefits, minimum and maximum, 

2A2, 2A28

terminations, 6F1

Trust funds, 4A1–4A6

Supplemental Security Income (SSI)

noncitizens receiving, 7E6

summary data, 7A3–7A5, 7A9

Veterans’ benefits, 9F1

Workers' compensation, 9B1

Home health agencies (Medicare), participating facilities, 8C1, 

8C3

Home health services

Medicaid, 8E1

Medicare, 8B1, 8B2, 8B9

Hospital Insurance (HI) (see Medicare)

Hospital Insurance Trust Fund (Medicare) (see Trust funds)

Hospitals, expenditures for care

Medicaid, 8E1

Medicare, 8B1, 8B2, 8B8a, 8B8b

Hospitals (Medicare), type of participating facility, 8C1, 8C2

Husbands (OASDI) (see Wives and husbands (OASDI))

I

Illustrative monthly benefits (OASDI), 2A26

Income

age, 3E3, 3E6

family, 3E3, 3E6, 3E8

personal, 4A4

poverty guidelines, 3E8

poverty thresholds, 3E1

race, 3E6

shares, 3E3, 3E6

sources, 3E3

Income tax treatment of OASDI benefits (OASDI), 2A31, 2A32, 

3C3, 4A1–4A3

Independent laboratories (Medicare), participating, 8B9, 8C1, 8C3

Indexing factors and indexed earnings (OASDI), 2A8, 2A9

Insured status provisions (OASDI), 2A7

Insured workers (OASDI)

age, 4C2, 4C5

fully insured, 4C1, 4C2, 4C5

insured for disability, 4C1, 4C2

monthly benefits for survivors of, 2A22

percentage of population, 4C5

permanently insured, 4C1

sex, 4C2, 4C5

Interfund borrowing, 2A6

Intermediate-care facilities for the mentally retarded (Medicaid), 

8E1

International agreements (OASDI), 5M1

K

Kidney disease (see End-stage renal disease (Medicare))

L

Life expectancy, 4C6

Life table, 4C6

Living arrangements

aged population, 3E3, 3E4, 3E6

SSI recipients, 2B1, 7E5

Low-Income Home Energy Assistance Program (LIHEAP), 9J1– 9J3.1

Lump-sum awards (OASDI), 2A25, 4A5, 6D9
Annual Statistical Supplement, 2004 ♦ I.5

M

Maximum benefit (OASDI), 2A13, 2A14, 2A17, 2A26–2A28

Maximum indexed earnings (OASDI), 2A9

Medicaid, 2C2, 8E1, 8E2, 8H1

Medicare

aged enrollees, 2C1, 8B1, 8B3a, 8B3b, 8B4, 8B9, 8B11

amounts reimbursed, 8B1, 8B2, 8B9

assignment rates, 8B10

bills approved, 8B9–8B11

buy-ins, 8B12

charges, 8B9

claims, 8B9–8B11

Clinical Laboratory Improvement Act (CLIA) facilities, 8C1, 

8C3

coinsurance, 2C1

contributions, 4B12

cost sharing, 2C1

deductibles, 2C1

disabled enrollees, 2C1, 8B2, 8B3a, 8B8b, 8B5, 8B9, 8B11

earnings of workers, 4B12, 4B14

end stage renal disease facilities, 8B5, 8C3

enrollment, 8B1–8B5, 8B8a–8B11

expenditures, 8A1, 8A2

hearing receipts, dispositions, claims pending, 2F9

home health agencies and services, 8B1, 8B2, 8B9, 8C1, 

8C3

hospital charges, 8B8a, 8B8b, 8B9

hospital insurance, 2C1, 8A1, 8B1–8B5, 8B8a, 8B8b, 8B8.1, 

8C1–8C3

hospitals (type of participating facility), 8B2, 8B8a, 8B8b, 

8B8.1, 8C1–8C3

independent laboratories, 8B9, 8C1, 8C3

outpatient services, 8B1, 8B2, 8B9

participating facilities, 8C1–8C3

persons served, 8B1, 8B2

physicians' services, 8B1, 8B2, 8B9–8B11

premiums, 2C1, 8A1, 8A2

race, 8B4, 8B5

reasonable charges, 8B11

reimbursements, 8B1–8B11

sex, 8B4, 8B5

short-stay hospitals, 8B8a, 8B8b, 8B8.1

skilled nursing facilities and services, 8B8a, 8B8b, 8C1, 8C3

state data, 4B12, 8B3a, 8B3b, 8B8a, 8B8b, 8B8.1, 8B12, 

8C2, 8C3

Supplementary Medical Insurance, 2C1, 8A2, 8B1, 8B2, 8B4, 

8B5, 8B9–8B12, 8C1, 8C3

trust funds, 8A1, 8A2

utilization, 8B1–8B5, 8B8a–8B11

workers, 4B12

Military personnel (see Uniformed services)

Minimum benefit (OASDI), 2A11, 2A17, 2A27, 2A28

Minimum wage, 2A26, 3B3

Minor children (OASDI) (see Children (OASDI), under age 18)

Mortality table (see Life table)

Mothers (OASDI) (see Widowed mothers and fathers (OASDI))

N

Noncitizens (SSI), 7E6

Nondisabled widows and widowers (OASDI) (see Widows and 

widowers, nondisabled (OASDI))

Nonprofit organizations, 2A1

Nursing facilities (Medicaid), expenditures for care, 8E1

O

Offices (SSA) and employees (SSA), 2F1–2F3

data operations centers, 2F1

field services locations, 2F1

hearings and appeals, 2F1

program service centers, 2F1

regional offices, 2F1

staff, 2F2, 2F3

demographic characteristics of, 2F2

employees with disabilities, 2F2

grade levels of, 2F2

size of, 2F3

work years, total, 2F3

Old-Age and Survivors Insurance Trust Fund (OASDI) (see Trust 

funds)

Old-Age Assistance, 3C4

Old-Age, Survivors, and Disability Insurance (OASDI) (see entries 

identified by (OASDI))

Outpatient services (Medicare and Medicaid), 8B1, 8B2, 8B9, 8E1

P

Parents (OASDI), 2A22, 4A5, 5A1, 5A1.8, 5A4–5A7, 5A10, 5F6, 

5F7, 5G3, 5H2, 6A1, 6E4

Pension offset, noncovered government, 2A22, 2A23, 6E4, 6E5

Pensions

public employee, 3C3

Period of disability, 2A7

Physicians' services (Medicaid), 8E1

Physicians' services (Medicare), 8B1, 8B2, 8B9–8B11

Population in Social Security area, 4C5

Poverty data

age, 3E2

aged families, 3E3, 3E6

aged 65 or older, 3E1, 3E4

CPI, annual average, 3E1

family size, 3E8
I.6 ♦ Annual Statistical Supplement, 2004 

family status, 3E2

living arrangements, 3E4, 3E6

nonaged family units, 3E3

poverty guidelines, 3E8

poverty thresholds, 3E1

race, 3E6

sex, 3E2, 3E4

shares of money income, sources of, 3E3

Social Security share of money income, 3E6

Primary insurance amount (OASDI) (see also specific types of 

OASDI benefits, including Children; Disabled widows and 

widowers; Disabled workers; Parents; Retired workers; Widowed mothers and fathers; Widows and widowers, nondisabled; Wives and husbands)

average indexed monthly earnings, 2A10, 2A11

average monthly wage, 2A10, 2A16, 2A17

benefit increases, effects of, 2A11, 2A13–2A14, 2A16–2A19

formulas for computing, 2A11, 2A12, 2A16–2A19

illustrative amounts, 2A26

indexing factors and indexed earnings, 2A8, 2A9

maximum indexed earnings, 2A9

minimum and maximum benefit, 2A11, 2A13, 2A14, 2A17, 

2A26–2A28

percentage of PIA for benefit types, 2A20–2A22

relationship to earnings levels, 2A26

special minimum, 2A12, 5A8

Windfall Elimination Provision (WEP), computation based on, 

2A11.1

Prouty beneficiaries (OASDI) (see Special age-72 beneficiaries 

(OASDI))

Provisions, history of

Medicaid, 2C2

Medicare, 2C1

OASDI, 2A1–2A14, 2A16–2A32

SSI, 2B1

Public assistance (see Aid to Families with Dependent Children; 

Public social welfare expenditures)

Public social welfare expenditures, 3C3

Q

Quarters of coverage (OASDI), 2A7, 2A18

R

Race (OASDI) (see also specific types of OASDI benefits, including Children; Disabled widows and widowers; Disabled workers; Retired workers; Widowed mothers and fathers; Widows 

and widowers, nondisabled; Wives and husbands)

age, 5A1.1–5A1.8, 5A3, 6A3

Medicare, 8B4, 8B5

poverty status of aged families, 3E6

sex, 5A1.1–5A1.8, 5A3, 5A7, 6A3

state data, 5J5.1

summary data, 3C7, 5A1, 5A6, 5A7, 6A3

Race (SSI), 3C7

Railroad Retirement program

source of funds for, 3C3

trust fund transfers to and from, 4A1–4A3, 8A1

Railroad temporary disability insurance program, 9C1

Reconsiderations (OASDI and SSI), 2F7

Reduction for early retirement (OASDI)

age, 5A3, 5B1, 5B2, 6A5

benefit amounts, illustrative, 2A26

disabled workers, 5A3, 6A5

minimum and maximum benefit, 2A27

race, 5A3, 5A7

retired workers

dually entitled, 5G1

with benefits withheld, 6B1, 6E1

with delayed retirement credit, 5B1, 5B3

with reduction, 5A3, 5B6–5B8, 5G1, 5H2, 6A5, 6B3, 

6B4, 6E1

without delayed retirement credit, 5B2, 5B3

without reduction, 5B1, 5B2, 5B6–5B8, 5G1, 5H2, 6B3, 

6B4, 6E1

sex, 5A3, 5A7, 5B1, 5B2, 5B6–5B8, 5G1, 6A5, 6B3, 6B4

widows, nondisabled, 5A3, 6A5

wives and husbands, 5A3, 5A7, 6A5

Religious personnel, 2A1

Representative payment (OASDI), 5L1

Representative payment (SSI), 7E4

Retired workers (OASDI)

age, 5A1.1, 5A3, 5A5, 5A10, 5A15, 5A16, 5B5, 5B9, 6A4, 

6A5, 6B5

awards, 6A1–6A5, 6B1, 6B3–6B5

beneficiary families, 5H1–5H3

benefit distributions, 5B6, 5B7, 5B9, 5J6, 6B3, 6B4, 5H3

benefits in current and constant dollars, 3C4

benefits paid

annual, 4A5

monthly, 5A4, 5A16, 5J4, 6A6

benefits withheld, 6E1, 6E4

benefits withheld due to earnings, 6B1

disability conversions, 6A4

foreign countries, 5J11

newly entitled, 6A4

primary insurance amount, 5B1, 5B2, 5B7, 5C1, 5G1, 5H1, 

6A2, 6B1, 6B4

special minimum, 5A8

qualifications for benefits, 2A20

race, 5A1, 5A1.1, 5A3, 5A6, 5A7, 6A3

sex, 5A1, 5A1.1, 5A3, 5A7, 5A10, 5A15, 5A16, 5B6–5B9, 

5C2, 6A2–6A5, 6B1, 6B3–6B5, 6E4

state data, 5J2, 5J4, 5J6, 6A6

terminations, 6F1, 6F2

with delayed retirement credit, 5B1–5B3

with dual entitlement, 5G1–5G5

with reduction for early retirement, 5A3, 5B6–5B8, 5G1, 5H2, 

6B1, 6B3, 6B4, 6E1
Annual Statistical Supplement, 2004 ♦ I.7

without reduction for early retirement, 5B1, 5B2, 5B6–5B8, 

5G1, 5H2, 6B1, 6B3, 6B4, 6E1

year of entitlement, 5B4

Retirement age, 2A17.1

Retirement programs (see Pensions; Railroad Retirement program; Retired workers (OASDI))

Retirement test (see Earnings test (OASDI))

S

SECA taxes (see Contribution rates (OASDI))

Section 1619a (see Special SSI cash payments (1619a) (SSI))

Section 1619b (see Continuation of Medicaid coverage (1619b) 

(SSI))

Self-employed workers (see also Covered workers (OASDI); 

Earnings of covered workers (OASDI))

age, 4B8

contribution rates, 2A3

earnings, 4B2–4B4, 4B9–4B13

maximum annual amount of contributions, 2A4

maximum taxable earnings, 2A3

Medicare, 4B12, 4B14

OASDHI contributions, 2A4, 2A5, 4B10, 4B11

sex, 4B3, 4B4, 4B9

state data, 4B10, 4B12

tax credits, 2A5, 2A6

taxable earnings, amount reported, 4B2, 4B10–4B12

with earnings above maximum taxable, 4B9

with earnings below maximum taxable, 4B4, 4B9

Service delivery (OASDI and SSI)

accuracy rates, payment, 2F7

allowances, 2F7

denials, 2F7

disability determinations, 2F7

800 number (1-800-772-1213)

average waiting time, 2F7

calls received, 2F7

excess payments, 2F7

OASI payments, 2F7

reconsiderations, 2F7

reversals of denials, 2F7

SSI payments, 2F7

underpayments, 2F7

Sex (OASDI) (see also specific types of OASDI benefits, including 

Children; Disabled widows and widowers; Disabled workers; 

Retired workers; Widowed mothers and fathers; Widows and 

widowers, nondisabled; Wives and husbands)

age, 3C8, 5A1.1–5A1.8, 5A10, 5A15, 5A16, 6A3

life table, 4C6

race, 3C7, 5A1.1–5A1.8, 5A7, 6A3

state data, 5J5.1

summary data, 5A7, 5A16, 6A3

Sex (SSI) (see Supplemental Security Income)

Short-term sickness and disability benefits, 9C1

Skilled nursing facilities (Medicare)

expenditures for care, 8B1, 8B2, 8B8a, 8B8b

participating facilities, 8C1, 8C3

Social insurance programs, summary data, 3C3

Social Security Act, 2A1, 2A2, 2A6, 2A7, 2A10–2A14, 2A16– 2A18, 2A20–2A25, 2A29, 2A31, 2B1

Social Security program (see entries identified by (OASDI))

Social welfare expenditures, 3C3 

Special age-72 beneficiaries (OASDI), 2A24, 4A5, 5A4, 6A1, 6E4, 

6F1, 6F2

Special minimum primary insurance amount (OASDI), 2A12, 5A8

Spouses (OASDI) (see Wives and husbands (OASDI))

Staff (SSA) (see Offices (SSA) and employees (SSA))

State and local government pensions (see Government workers)

State data

Aid to Families with Dependent Children, 9G1, 9G2

Black Lung benefits, 9D2

Low-Income Home Energy Assistance, 9J1–9J3

Medicaid, 2C2, 8H1

Medicare, 4B12, 8B3a, 8B3b, 8B8a, 8B8b, 8B8.1, 8B12, 

8C2, 8C3

OASDI

beneficiaries, 3C5, 5J1–5J6, 5J8–5J10, 5J14, 6A6

concurrent receipt with SSI, 3C5, 7D2

covered workers, 4B10, 4B12

monthly benefits of disabled beneficiaries, 5J14

taxable earnings, 4B10, 4B12

SSI

concurrent receipt with OASDI, 3C5, 7D2

Medicaid, 2C2

recipients, 3C5, 7B1–7B3, 7B7–7B9, 7D2

Temporary Assistance for Needy Families (TANF), 9G2

Unemployment Insurance, 9A2

Workers' compensation, 9B1–9B3

State Supplementation (see Supplemental Security Income (SSI))

Students (OASDI) (see Children (OASDI))

Substantial gainful activity, 2A30

Supplemental Security Income (SSI)

adults, 7C1, 7E2, 7E3

age, 3C7, 3C8, 7A1, 7A8, 7A9, 7B9, 7D1, 7D2, 7E2–7E5

aged, 3C5, 7A1–7A5, 7A8, 7A9, 7B1, 7B2, 7B9, 7C1, 7C2, 

7D1, 7D2, 7E2–7E5

awards, 7A8, 7B9, 7E2

benefit rates, 2B1

benefits in current and constant dollars, 3C4
I.8 ♦ Annual Statistical Supplement, 2004 

blind, 7A1–7A5, 7A8, 7A9, 7B1, 7B2, 7B8, 7B9, 7C1, 7C2, 

7D1, 7D2, 7E2–7E5

blind and disabled adults, 3C6.1, 7C1

blind and disabled children, 3C6.1, 7A2, 7B8, 7C1, 7E2–7E4

claims workloads, 2F6

concurrent SSI and OASDI, 3C5, 3C6, 3C6.1, 7D1, 7D2

couples, 7A2, 7C2

disabled, 3C6.1, 7A1–7A5, 7A8, 7A9, 7B1, 7B2, 7B9, 7C1, 

7C2, 7D1, 7D2, 7E2–7E5

earnings, 7D1

federal SSI payments, 7A1–7A5, 7B3, 7B7

federally administered payments, 3C6.1, 7A1–7A5, 7A8, 

7A9, 7B1, 7B3, 7B7

hearing receipts, dispositions, claims pending, 2F9

Hispanic origin, 3C8

income, 7D1

living arrangements, 7E5

noncitizens, 7E6

OASDI (received concurrently with SSI), 3C5, 3C6, 7D1, 7D2

payment distributions, 7C1, 7C2

payments in current and constant dollars, 3C4

race, 3C7

representative payment, 7E4

service delivery, 2F7

sex, 3C7, 3C8, 7E2, 7E3

state data, 3C5, 7B1–7B3, 7B7–7B9, 7D2

state supplementation, 7A1–7A5, 7B2, 7B3, 7B7

unearned income, 7D1

Supplementary Medical Insurance (SMI) (see Medicare)

Supplementary Medical Insurance (SMI) Trust Fund (see Trust 

funds)

Survivor benefits (OASDI) (see Children (OASDI); Dependents 

and survivors; Disabled widows and widowers; Parents; Widowed mothers and fathers; Widows and widowers; Widows and 

widowers, nondisabled)

T

Tax credits (OASDI), 2A5, 2A6, 3C3

Taxable earnings (OASDI), 2A3, 2A4, 2A8, 2A9, 2A18, 2A26, 

4B1, 4B2, 4B10–4B12 (see also Earnings of covered workers 

(OASDI))

Taxable maximum (OASDI), 2A3, 2A4, 2A8, 2A9, 2A18, 2A26, 

4B4, 4B7, 4B9 (see also Covered workers (OASDI))

Taxation of OASDI benefits, 2A31, 2A32, 3C3, 4A1–4A3

Taxes (OASDI and HI)

amounts, 4A1–4A3, 4B10–4B12

rates, 2A3, 2A4

state amounts, 4B10, 4B12

Temporary Assistance for Needy Families (TANF), 3C4, 9G1, 9G2 

(see AFDC)

Temporary disability insurance, 9C1

Termination of benefits (OASDI), 6F1–6F3

Time-series data (see Historical data)

Totalization (OASDI), 5M1

Transitionally insured (OASDI), 2A23

Trust funds

Disability Insurance, 3C3, 4A2–4A4, 4A6, 5A4

Hospital Insurance, 3C3, 4A4, 8A1

Old-Age and Survivors Insurance, 3C3, 4A1, 4A3–4A5, 5A4

Supplementary Medical Insurance, 3C3, 4A4, 8A2

U

Underpayments (OASDI and SSI), 2F7

Unemployment Insurance, 9A2

Uniformed services, 2A1, 2A2

V

Veterans' programs, 9F1

Vocational rehabilitation services, 2A25

W

Wage and salary workers (OASDI) (see Covered workers 

(OASDI); Earnings of covered workers (OASDI))

Wage credits (OASDI), 2A1, 2A2, 2A6

Widowed mothers and fathers (OASDI)

age, 5A1.5, 5A5, 5A16, 6A3, 6D7

awards, 6A1, 6A3, 6D6, 6D7

beneficiary families, 5H1–5H2, 5H4

benefit distributions, 5H3

benefits in current and constant dollars, 3C4

benefits paid

annual, 4A5

monthly, 5A4, 5A16, 5F6

benefits withheld, 6E4

entitlement based on disabled child, 5F12, 6D6

primary insurance amount, 5F7, 5H2

special minimum, 5A8

qualifications for benefits, 2A22

race, 5A1, 5A1.5, 5A6, 5A7

sex, 5A1.5, 5A7, 5A16

surviving divorced, 5A1.5, 5F12, 6D6, 6D7

terminations, 6F1, 6F2

Widows and widowers (OASDI)

benefits paid

annual, 4A5, 4A6

monthly, 5A4, 5A16, 5A17, 5F1

benefits withheld, 6E4

foreign countries, 5J11

qualifications for benefits, 2A22, 2A23

state data, 5J2, 5J4

terminations, 6F1, 6F2

Widows and widowers, disabled (see Disabled widows and widowers (OASDI))
Annual Statistical Supplement, 2004 ♦ I.9

Widows and widowers, nondisabled (OASDI)

age, 5A1.6, 5A3, 5A5, 5A10, 5A15, 5A16, 5F11, 5F13, 6A3, 

6D7

awards, 6A2, 6A3, 6D7, 6D8

beneficiary families, 5H1, 5H2, 5H4

benefit distributions, 5F11, 5H4, 5J9

benefits paid, monthly, 5A16, 5A17, 5F8, 5F13

dually entitled, 5A14, 5A15, 5G2–5G5

limitation of benefit, 5F13

primary insurance amount, 5F7, 5H2

special minimum, 5A8

qualifications for benefits, 2A22, 2A23

race, 5A1, 5A1.6, 5A3, 5A6, 5A7, 6A3

sex, 5A1.6, 5A3, 5A7, 5A10, 5A16, 5F6, 5F8, 5F11, 6A3, 6D7

state data, 5J9

surviving divorced, 5A1.6

with reduction for early retirement, 5A3, 5F13, 6A5

without reduction for early retirement, 5F13

year of entitlement, 5F9

Windfall elimination provision (WEP), 2A11.1

Withheld benefits (OASDI)

by reason and type of benefit, 6E4, 6E5

of retired workers, 6E1

Wives and husbands (OASDI)

age, 5A1.3, 5A3, 5A5, 5A10, 5A15, 5A16, 6A3, 6A5, 6D3

awards, 6A1, 6A3, 6A5, 6D1, 6D3

beneficiary families, 5H1–5H3

benefit distributions, 5F3, 5H3

benefits paid

annual, 4A5, 4A6

monthly, 5A4, 5A16, 5F1

benefits withheld, 6E4, 6E5

divorced, 5A1.3, 6D3

dually entitled, 5A14, 5A15, 5G2–5G5

entitlement based on age, 5A1.3, 5A7, 5C2, 5F1, 5F3, 6A3, 

6D1, 6D3

entitlement based on care of children, 5A1.3, 5A7, 5C2, 5F1, 

6A3, 6D1, 6D3

foreign countries, 5J11

of disabled workers, 5A1 5A1.3, 5A5–5A7, 5A16, 5C1, 5F1, 

6A1, 6A3, 6A5, 6D1, 6D3

of retired workers, 5A1, 5A1.3, 5A5–5A7, 5A16, 5C1, 5F1, 

6A1, 6A3, 6A5, 6D1, 6D3

primary insurance amount, 5C1, 5H1

special minimum, 5A8

qualifications for benefits, 2A21, 2A23

race, 5A1, 5A1.3, 5A3, 5A6, 5A7, 6A3

sex, 5A1.3, 5A3, 5A7, 5A10, 5A16, 5C2, 6A3, 6D1

state data, 5J2, 5J4

terminations, 6F1–6F3

with entitlement based on disabled child, 5A7, 5F1

with reduction for early retirement, 5A3, 5A7, 6A5

Workers' compensation, 9B1–9B3

Workers' compensation offset, 6E4, 6E5

Workloads (OASDI and SSI), 2F4–2F6, 2F8