|                                             |   | Three      months ended |      |   | Three      months ended |   |      | Six      months ended |   |   | Six      months ended |   |
|--------------------------------------------------|--------|-------------------------|-----------|--------|-------------------------|--------|-----------|-----------------------|--------|--------|-----------------------|--------|
|                                             |   | June      30, 2008      |      |   | June      30, 2007      |   |      | June      30, 2008    |   |   | June      30, 2007    |   |
|                                             |   |                    |      |   |                    |   |      |                  |   |   |                  |   |
| Income      available to common stockholders     |   | $                       | 9,056     |   |                    | $      | 2,095     |                  |   | $      | 11,185                |   |   | $ | 385,428 |   |
|                                             |   |                    |      |   |                    |   |      |                  |   |   |                  |   |   |   |   |   |
| Weighted      average shares outstanding         |   |                    | 2,663,345 |   |                    |   | 2,659,568 |                  |   |   | 2,662,687             |   |   |   | 2,667,358 |   |
|                                             |   |                    |      |   |                    |   |      |                  |   |   |                  |   |   |   |   |   |
| Basic      earnings per share                    |   | $                       | 0.003     |   |                    | $      | 0.001     |                  |   | $      | 0.004                 |   |   | $ | 0.14 |   |
|                                             |   |                    |      |   |                    |   |      |                  |   |   |                  |   |   |   |   |   |
| Income      for diluted earnings per share       |   | $                       | 9,056     |   |                    | $      | 2,095     |                  |   | $      | 11,185                |   |   | $ | 385,428 |   |
|                                             |   |                    |      |   |                    |   |      |                  |   |   |                  |   |   |   |   |   |
| Total      weighted average common shares        |   |                    |      |   |                    |   |      |                  |   |   |                  |   |   |   |   |   |
|   and      equivalents outstanding for |   |                    |      |   |                    |   |      |                  |   |   |                  |   |   |   |   |   |
|   diluted      computation             |   |                    | 2,663,345 |   |                    |   | 2,659,568 |                  |   |   | 2,662,687             |   |   |   | 2,667,358 |   |
|                                             |   |                    |      |   |                    |   |      |                  |   |   |                  |   |   |   |   |   |
| Diluted      earnings per share                  |   | $                       | 0.003     |   |                    | $      | 0.001     |                  |   | $      | 0.004                 |   |   | $ | 0.14 |   |