Exhibit 31.2

                                  CERTIFICATION



I, Eugene T. Sobol, certify that:

1.   I have reviewed this  quarterly  report on Form 10-Q of KNBT Bancorp,  Inc.
     (the "Registrant");

2.   Based on my knowledge, this report does not contain any untrue statement of
     a material  fact or omit to state a  material  fact  necessary  to make the
     statements made, in light of the circumstances  under which such statements
     were made,  not  misleading  with  respect  to the  period  covered by this
     report;

3.   Based on my  knowledge,  the  financial  statements,  and  other  financial
     information  included  in  this  report,  fairly  present  in all  material
     respects the financial  condition,  results of operations and cash flows of
     the Registrant as of, and for, the periods presented in this report;

4.   The  Registrant's  other  certifying  officer(s) and I are  responsible for
     establishing and maintaining disclosure controls and procedures (as defined
     in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the Registrant and have:

        (a) Designed such  disclosure  controls and  procedures,  or caused such
        disclosure controls and procedures to be designed under our supervision,
        to  ensure  that  material   information  relating  to  the  Registrant,
        including its consolidated  subsidiaries,  is made known to us by others
        within  those  entities,  particularly  during  the period in which this
        report is being prepared;

        (b) Evaluated the effectiveness of the Registrant's  disclosure controls
        and  procedures and presented in this report our  conclusions  about the
        effectiveness of the disclosure controls and procedures as of the end of
        the period covered by this report based on such evaluation; and

        (c)  Disclosed  in this report any change in the  Registrant's  internal
        control over financial  reporting that occurred during the  Registrant's
        most  recent  fiscal  quarter  that  has  materially  affected,   or  is
        reasonably  likely  to  materially  affect,  the  Registrant's  internal
        control over financial reporting; and

5.   The Registrant's other certifying officer(s) and I have disclosed, based on
     our most recent evaluation of internal control over financial reporting, to
     the Registrant's auditors and the audit committee of the Registrant's board
     of directors (or persons performing the equivalent functions):

        (a) All significant  deficiencies and material  weaknesses in the design
        or operation  of internal  control over  financial  reporting  which are
        reasonably  likely to  adversely  affect  the  Registrant's  ability  to
        record, process, summarize and report financial information; and

        ( b) Any fraud,  whether or not material,  that  involves  management or
        other employees who have a significant role in the Registrant's internal
        control over financial reporting.



Date: August 16, 2004                  /s/  Eugene T. Sobol
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                                       Eugene T. Sobol
                                       Senior Executive Vice President
                                       Chief Operating Officer and
                                       Chief Financial Officer