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|                                                                                     |   | Three months ended |      |   | Three months ended |   |      | Six months ended |   |   | Six months ended |   |
|------------------------------------------------------------------------------------------|--------|--------------------|-----------|--------|--------------------|--------|-----------|------------------|--------|--------|------------------|--------|
|                                                                                     |   | June 30, 2009      |      |   | June 30, 2008      |   |      | June 30, 2009    |   |   | June 30, 2008    |   |
|                                                                                     |   |               |      |   |               |   |      |             |   |   |             |   |
| Income available to common stockholders                                                  |   | $                  | 6,704     |   |               | $      | 9,056     |             |   | $      | 330,571          |   |   | $ | 11,185 |   |
|                                                                                     |   |               |      |   |               |   |      |             |   |   |             |   |   |   |   |   |
| Weighted average shares outstanding                                                      |   |               | 2,660,923 |   |               |   | 2,663,345 |             |   |   | 2,660,573        |   |   |   | 2,662,687 |   |
|                                                                                     |   |               |      |   |               |   |      |             |   |   |             |   |   |   |   |   |
| Basic earnings per share                                                                 |   | $                  | 0.003     |   |               | $      | 0.003     |             |   | $      | 0.12             |   |   | $ | 0.004 |   |
|                                                                                     |   |               |      |   |               |   |      |             |   |   |             |   |   |   |   |   |
| Income for diluted earnings per share                                                    |   | $                  | 6,704     |   |               | $      | 9,056     |             |   | $      | 330,571          |   |   | $ | 11,185 |   |
|                                                                                     |   |               |      |   |               |   |      |             |   |   |             |   |   |   |   |   |
| Total weighted average common shares and equivalents outstanding for diluted computation |   |               | 2,660,923 |   |               |   | 2,663,345 |             |   |   | 2,660,573        |   |   |   | 2,662,687 |   |
|                                                                                     |   |               |      |   |               |   |      |             |   |   |             |   |   |   |   |   |
| Diluted earnings per share                                                               |   | $                  | 0.003     |   |               | $      | 0.003     |             |   | $      | 0.12             |   |   | $ | 0.004 |   |

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