10.1   Pooling and  Servicing  Agreement  dated as of  December  1, 1990,  among
       Navistar   Financial   Corporation,   as  Servicer,   Navistar  Financial
       Securities Corporation, as Seller, and The Chase Manhattan Bank (survivor
       in the merger  between The Chase  Manhattan  Bank and Chemical Bank which
       was the survivor in the merger  between  Chemical Bank and  Manufacturers
       Hanover Trust Company), as Trustee. Filed on Registration No. 33-36767.

10.2   Purchase  Agreement dated as of December 1, 1990, between the Corporation
       and Navistar Financial Securities Corporation, as Purchaser, with respect
       to the Dealer Note Trust 1990. Filed on Registration No. 33-36767.

10.3   Master  Inter-company  Agreement dated as of April 26, 1993,  between the
       Corporation and Transportation. Filed on Form 8-K dated April 30, 1993.
       Commission File No. 1-4146-1.

10.4   Inter-company  Purchase  Agreement  dated as of April 26,  1993,  between
       the Corporation and Truck Retail Instalment Paper Corp. Filed on Form 8-K
       dated  April 30, 1993. Commission File No. 1-4146-1.







                                       E-1


<PAGE>


                         NAVISTAR FINANCIAL CORPORATION
                                AND SUBSIDIARIES


                                INDEX TO EXHIBITS


10.5   Amended and Restated Credit Agreement dated as of November 4, 1994, among
       the Corporation,  certain banks,  certain  Co-Arranger  banks, and Morgan
       Guaranty  Trust Company of New York, as  Administrative  Agent.  Filed on
       Form 8-K dated November 4, 1994. Commission File No. 1-4146-1.

10.6   Liquidity  Agreement dated as of November 7, 1994, among NFC Asset Trust,
       as Borrower,  Chemical Bank, Bank of America  Illinois,  The Bank of Nova
       Scotia,  and Morgan Guaranty Trust Company of New York, as  Co-Arrangers,
       and  Chemical  Bank,  as  Administrative  Agent.  Filed on Form 8-K dated
       November 4, 1994. Commission File No. 1-4146-1.

10.7   Appendix  A to  Liquidity Agreement at Exhibit 10.20.   Filed on Form 8-K
       dated November 4, 1994. Commission File No. 1-4146-1.

10.8   Collateral  Trust  Agreement  dated as of November  7, 1994,  between NFC
       Asset  Trust and Bankers  Trust  Company,  as Trustee.  Filed on Form 8-K
       dated November 4, 1994. Commission File No. 1-4146-1.

10.9   Administration  Agreement dated as of November 7, 1994, between NFC Asset
       Trust  and the  Corporation,  as  Administrator.  Filed on Form 8-K dated
       November 4, 1994. Commission File No. 1-4146-1.

10.10  Trust  Agreement  dated as of  November  7, 1994,  between  Truck  Retail
       Instalment  Paper Corp.,  as Depositor,  and Chemical Bank  Delaware,  as
       Owner Trustee.  Filed on Form 8-K dated November 4, 1994. Commission File
       No. 1-4146-1.

10.11  Servicing   Agreement   dated  as  of  November  7,  1994,   between  the
       Corporation,  as Servicer,  and Truck Retail Instalment Paper Corp. Filed
       on Form 8-K dated November 4, 1994. Commission File No. 1-4146-1.

10.12  Servicing   Agreement   dated  as  of  November  7,  1994,   between  the
       Corporation,  as Servicer,  and NFC Asset Trust.  Filed on Form 8-K dated
       November 4, 1994. Commission File No. 1-4146-1.

10.13  Receivables  Purchase  Agreement  dated as of November  7, 1994,  between
       Truck Retail  Instalment Paper Corp., as Seller,  and NFC Asset Trust, as
       Purchaser.  Filed on Form 8-K dated November 4, 1994. Commission File No.
       1-4146-1.

10.14  Retail Receivables  Purchase  Agreement  dated  as of  November 7,  1994,
       between  Truck Retail Instalment Paper Corp. and the Corporation.   Filed
       on Form 8-K dated November 4, 1994. Commission File No. 1-4146-1.





                                       E-2


<PAGE>


                         NAVISTAR FINANCIAL CORPORATION
                                AND SUBSIDIARIES


                                INDEX TO EXHIBITS


10.15  Lease  Receivables  Purchase  Agreement  dated  as  of  November 7, 1994,
       between  Truck  Retail  Instalment  Paper  Corp.  and  Navistar   Leasing
       Corporation.  Filed on Form 8-K dated November 4,  1994.  Commission File
       No. 1-4146-1.

10.16  Purchase Agreement dated as of May 25, 1995,  between the Corporation and
       Navistar  Financial Retail  Receivables Corporation,  as Purchaser,  with
       respect to Navistar Financial 1995-A Owner Trust.   Filed on Registration
       No. 33-55865.

10.17  Pooling  and  Servicing  Agreement  dated as of May 25,  1995,  among the
       Corporation,  as Servicer,  and  Navistar  Financial  Retail  Receivables
       Corporation, as Seller, and Navistar Financial 1995-A Owner Trust, as
       Issuer. Filed on Registration No. 33-55865.

10.18  Trust  Agreement  dated as of May 25, 1995,  between  Navistar  Financial
       Retail Receivables Corporation, as Seller, and Chemical Bank Delaware, as
       Owner Trustee, with respect to Navistar Financial 1995-A Owner Trust.
       Filed on Registration No. 33-55865.

10.19  Indenture dated as of May 25, 1995,  between  Navistar  Financial  1995-A
       Owner Trust and The Bank of New York, as Indenture Trustee,  with respect
       to Navistar  Financial  1995-A Owner  Trust.  Filed on  Registration  No.
       33-55865.

10.20  Pooling and Servicing  Agreement dated as of June 8, 1995, among Navistar
       Financial  Corporation,   as  Servicer,   Navistar  Financial  Securities
       Corporation,  as Seller, The Chase Manhattan Bank (survivor in the merger
       between The Chase Manhattan Bank and Chemical Bank which was the survivor
       in the merger  between  Chemical  Bank and  Manufacturers  Hanover  Trust
       Company),  as 1990  Trust  Trustee,  and The Bank of New York,  as Master
       Trust Trustee. Filed on Registration No. 33-87374.

10.21  Series 1995-1 Supplement to the Pooling and Servicing  Agreement dated as
       of June 8, 1995, among the Corporation,  s Servicer,  Navistar  Financial
       Securities  Corporation,  as Seller,  and The Bank of New York, as Master
       Trust Trustee on behalf of the Series 1995-1 Certificateholders. Filed on
       Registration No. 33-87374.

10.22  Class A-4  Supplement to the 1990 Pooling and Servicing  Agreement  dated
       June 8, 1995,  among the  Corporation,  as Servicer,  Navistar  Financial
       Securities  Corporation,  as Seller,  and  Chemical  Bank  (Successor  to
       Manufacturers Hanover Trust Company),  as Trustee.  Filed on Registration
       No. 33-87374.





                                       E-3


<PAGE>


                         NAVISTAR FINANCIAL CORPORATION
                                AND SUBSIDIARIES


                                INDEX TO EXHIBITS


10.23  Purchase  Agreement dated as of June 8, 1995, between the Corporation and
       Navistar Financial Securities Corporation,  as Purchaser, with respect to
       the Dealer Note Master Trust. Filed on Registration No. 33-87374.

10.24  Purchase  Agreement dated as of November 1, 1995, between the Corporation
       and Navistar Financial Retail Receivables Corporation, as Purchaser, with
       respect to Navistar  Financial 1995-B Owner Trust.  Filed on Registration
       No.
       33-55865.

10.25  Pooling and Servicing  Agreement dated as of November 1, 1995,  among the
       Corporation,  as Servicer,  and  Navistar  Financial  Retail  Receivables
       Corporation, as Seller, and Navistar Financial 1995-B Owner Trust, as
       Issuer. Filed on Registration No. 33-55865.

10.26  Trust Agreement dated as of November 1, 1995,  between Navistar Financial
       Retail Receivables Corporation, as Seller, and Chemical Bank Delaware, as
       Owner Trustee, with respect to Navistar Financial 1995-B Owner Trust.
       Filed on Registration No. 33-55865.

10.27  Indenture dated as of November 1, 1995, between Navistar Financial 1995-B
       Owner Trust and The Bank of New York, as Indenture Trustee,  with respect
       to  Navistar  Financial  1995-B  Owner  Trust.   Filed   on  Registration
       No. 33-55865.

10.28  Amendment No. 1 dated  as of  March  29,  1996,  to the Loan and Security
       Agreement dated as of November 7, 1994, between  Truck Retail  Instalment
       Paper Corp.  ("TRIP") and NFC Asset Trust (the "Trust") filed on Form 8-K
       dated June 5, 1996. Commission File No. 1-4146-1.

10.29  Amendment  No. 1 and Consent dated as of March 29, 1996, to the Liquidity
       Agreement  dated as of November 7, 1994,  among NFC Asset Trust,  certain
       lenders, and Chemical Bank, as Administrative Agent for the lenders filed
       on Form 8-K dated June 5, 1996. Commission File No. 1-4146-1.

10.30  Amendment  No. 2 dated as of March 29, 1996,  to the Amended and Restated
       Credit  Agreement  dated as of November 4, 1994,  as amended by Amendment
       No. 1 dated as of  December  15,  1995,  among the  Corporation,  certain
       banks,  certain  Co-Arranger  banks, and Morgan Guaranty Trust Company of
       New York, as Administrative Agent filed on Form 8-K dated June 5, 1996.
       Commission  File No. 1-4146-1.







                                       E-4


<PAGE>


                         NAVISTAR FINANCIAL CORPORATION
                                AND SUBSIDIARIES


                                INDEX TO EXHIBITS


10.31  Purchase Agreement dated as of May 30, 1996,  between the Corporation and
       Navistar Financial Retail  Receivables  Corporation,  as Purchaser,  with
       respect to Navistar Financial 1996-A Owner Trust.   Filed on Registration
       No. 33-55865.

10.32  Pooling  and  Servicing  Agreement  dated as of May 30,  1996,  among the
       Corporation,  as Servicer,  and  Navistar  Financial  Retail  Receivables
       Corporation, as Seller, and Navistar Financial 1996-A Owner Trust, as
       Issuer. Filed on Registration No. 33-55865.

10.33  Trust  Agreement  dated as of May 30, 1996,  between  Navistar  Financial
       Retail Receivables Corporation, as Seller, and Chemical Bank Delaware, as
       Owner Trustee, with respect to Navistar Financial 1996-A Owner Trust.
       Filed on Registration No. 33-55865.

10.34  Indenture dated as of May 30, 1996,  between  Navistar  Financial  1996-A
       Owner Trust and The Bank of New York, as Indenture Trustee,  with respect
       to Navistar  Financial  1996-A Owner  Trust.  Filed on  Registration  No.
       33-55865.

10.35  Purchase  Agreement dated as of November 6, 1996, between the Corporation
       and Navistar Financial Retail Receivables Corporation, as Purchaser, with
       respect to Navistar  Financial 1996-B Owner Trust.  Filed on Registration
       No. 33-55865.

10.36  Pooling and Servicing  Agreement dated as of November 6, 1996,  among the
       Corporation,  as Servicer,  and  Navistar  Financial  Retail  Receivables
       Corporation,  as  Seller,  and  Navistar Financial 1996-B Owner Trust, as
       Issuer. Filed on Registration No. 33-55865.

10.37  Trust Agreement dated as of November 6, 1996,  between Navistar Financial
       Retail Receivables Corporation, as Seller, and Chemical Bank Delaware, as
       Owner Trustee, with respect to Navistar Financial 1996-B Owner Trust.
       Filed on Registration No. 33-55865.

10.38  Indenture dated as of November 6, 1996, between Navistar Financial 1996-B
       Owner Trust and The Bank of New York, as Indenture Trustee,  with respect
       to Navistar  Financial  1996-B Owner  Trust.  Filed on  Registration  No.
       33-55865.

10.39  Purchase  Agreement dated as of May 7, 1997,  between the Corporation and
       Navistar Financial Retail  Receivables  Corporation,  as Purchaser,  with
       respect to Navistar Financial 1997-A Owner Trust, as Issuer. Filed on
       Registration No. 33-55865.





                                       E-5

<PAGE>


                         NAVISTAR FINANCIAL CORPORATION
                                AND SUBSIDIARIES


                                INDEX TO EXHIBITS


10.40  Pooling  and  Servicing  Agreement  dated as of May 7,  1997,  among  the
       Corporation   as  Servicer,   Navistar   Financial   Retail   Receivables
       Corporation, as Seller, and Navistar Financial 1997-A Owner Trust, as
       Issuer.  Filed on Registration No. 33-55865.

10.41  Trust  Agreement  dated as of May 7,  1997,  between  Navistar  Financial
       Retail  Receivables  Corporation,  as Seller,  and Chase  Manhattan  Bank
       Delaware,  as Owner Trustee,  with respect to Navistar  Financial  1997-A
       Owner Trust. Filed on Registration No. 33-55865.

10.42  Indenture  dated as of May 7, 1997,  between  Navistar  Financial  1997-A
       Owner Trust and The Bank of New York, as Indenture Trustee,  with respect
       to Navistar  Financial  1997-A Owner  Trust.  Filed on  Registration  No.
       33-55865.

10.43  Amendment  No. 3 dated as of May 27,  1997,  to the Amended and  Restated
       Credit  Agreement  dated as of November 4, 1994,  as amended by Amendment
       No. 1 dated as of December 15, 1995 and Amendment No. 2 dated as of March
       29, 1996,  among the  Corporation.  Certain  banks,  certain Co- Arranger
       banks,  and Morgan Guaranty Trust Company of New York, as  Administrative
       Agent  filed  on Form  8-K  dated  June  17,  1997.  Commission  File No.
       1-4146-1.

10.44  Series 1997-1 Supplement to the Pooling and Servicing  Agreement dated as
       of August 19, 1997, among Navistar  Financial  Corporation,  as Servicer,
       Navistar Financial Securities Corporation, as Seller, and the Bank of New
       York,   as  Master  Trust   Trustee  on  behalf  of  the  Series   1997-1
       Certificateholders. Filed on Registration No. 333-30737.

10.45  Class A-5  Supplement to the 1990 Pooling and Servicing  Agreement  dated
       August 19,  1997,  among  Navistar  Financial  Corporation,  as Servicer,
       Navistar  Financial  Securities  Corporation,  as  Seller,  and The Chase
       Manhattan Bank  (survivor in the merger between The Chase  Manhattan Bank
       and Chemical Bank which was the survivor in the merger  between  Chemical
       Bank and  Manufacturers  Hanover  Trust  Company),  as Trustee.  Filed on
       Registration No. 333-30737.

10.46  Purchase  Agreement dated as of November 5, 1997, between the Corporation
       and Navistar Financial Retail Receivables Corporation, as Purchaser, with
       respect to Navistar  Financial  1997-B Owner Trust,  as Issuer.  Filed on
       Registration No. 33-64249.








                                       E-6


<PAGE>


                         NAVISTAR FINANCIAL CORPORATION
                                AND SUBSIDIARIES


                                INDEX TO EXHIBITS


10.47  Pooling and Servicing  Agreement dated as of November 5, 1997,  among the
       Corporation,  as Servicer,  and  Navistar  Financial  Retail  Receivables
       Corporation, as Seller, and Navistar Financial 1997-B Owner Trust, as
       Issuer. Filed on Registration No. 33-64249.

10.48  Trust Agreement dated as of November 5, 1997,  between Navistar Financial
       Retail  Receivables  Corporation,  as Seller,  and Chase  Manhattan  Bank
       Delaware,  as Owner Trustee,  with respect to Navistar  Financial  1997-B
       Owner Trust. Filed on Registration No. 33-64249.

10.49  Indenture dated as of November 5, 1997, between Navistar Financial 1997-B
       Owner Trust and The Bank of New York, as Indenture Trustee,  with respect
       to Navistar  Financial  1997-B Owner  Trust.  Filed on  Registration  No.
       33-64249.

10.50  Series 1998-1 Supplement to the Pooling and Servicing  Agreement dated as
       of July 17, 1997,  among  Navistar  Financial  Corporation,  as Servicer,
       Navistar Financial Securities Corporation, as Seller, and the Bank of New
       York,   as  Master  Trust   Trustee  on  behalf  of  the  Series   1998-1
       Certificateholders. Filed on Registration No. 333-30737.

10.51  Class A-6  Supplement to the 1990 Pooling and Servicing  agreement  dated
       July  17,  1997,  among  Navistar  Financial  Corporation,  as  Servicer,
       Navistar  Financial  Securities  Corporation,  as  Seller,  and The Chase
       Manhattan Bank  (survivor in the merger between The Chase  Manhattan Bank
       and Chemical Bank which was the survivor in the merger  between  Chemical
       Bank and Manufacturers Hanover Trust Company), as Trustee.
       Filed on Registration No. 333-30737.

10.52  Purchase  Agreement dated as of June 4, 1998, between the Corporation and
       Navistar Financial Retail  Receivables  Corporation,  as Purchaser,  with
       respect to Navistar Financial 1998-A Owner Trust, as Issuer. Filed on
       Registration No. 33-64249.

10.53  Pooling  and  Servicing  Agreement  dated as of June 4,  1998,  among the
       Corporation,  as Servicer,  and  Navistar  Financial  Retail  Receivables
       Corporation, as Seller, and Navistar Financial 1998-A Owner Trust, as
       Issuer. Filed on Registration No. 33-64249.











                                       E-7


<PAGE>


                         NAVISTAR FINANCIAL CORPORATION
                                AND SUBSIDIARIES


                                INDEX TO EXHIBITS


10.54  Trust  Agreement  dated as of June 4, 1998,  between  Navistar  Financial
       Retail  Receivables  Corporation,  as Seller,  and Chase  Manhattan  Bank
       Delaware,  as Owner Trustee,  with respect to Navistar  Financial  1998-A
       Owner Trust. Filed on Registration No. 33-64249.

10.55  Indenture dated as of June 4, 1998,  between  Navistar  Financial  1998-A
       Owner Trust and The Bank of New York, as Indenture Trustee,  with respect
       to Navistar  Financial  1998-A Owner  Trust.  Filed on  Registration  No.
       33-64249.

10.56  Purchase Agreement dated as of November 13, 1998, between the Corporation
       and Navistar Financial Retail Receivables Corporation, as Purchaser, with
       respect to Navistar Financial 1998-B Multi-seller Asset-backed Commercial
       Paper Conduit, as Issuer. Filed on Form 8-K dated December 18, 1998.
       Commission File No. 33-64249.

10.57  Transfer  and  Administration  Agreement  dated as of November  13, 1998,
       between the  Corporation,  as  Servicer,  and Navistar  Financial  Retail
       Receivables   Corporation,   as  Transferor,   Park  Avenue   Receivables
       Corporation, as Purchaser, and The Chase Manhattan Bank, as Funding Agent
       and APA Bank. Filed on Form 8-K dated December 18, 1998.  Commission File
       No. 33-64249.

27.1   Financial Data Schedule for Article 5 of Regulation  S-X, Item 601(c) for
       the year ended October 31, 1998.















                                       E-8