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         U.S. Department of Homeland Security - Federal Emergency Management Agency - National Flood Insurance Program

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      Buying a Policy
          
                                	
			      Buying a Policy
        
    
              Why Buy Flood Insurance
              Am I Required to Have Flood Insurance?
              What’s Covered
              Types of Flood Insurance
              How to Buy Flood Insurance
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              Renewing a Policy
          
                                	
			      Renewing a Policy
        
    
              Why Should I Renew My Policy?
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              Flood Risks and Costs
          
                                	
			      Flood Risks and Costs
        
    
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              Before and After a Flood
          
                                	
			      Before and After a Flood
        
    
              Steps to Prepare for Flooding
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              Elevation Certificates Why Buy Flood Insurance
          Am I Required to Have Flood Insurance?
          What's Covered
          Types of Flood Insurance
          How to Buy Flood Insurance
          Find an Insurance ProviderHow To Buy Flood Insurance
  Ready to purchase flood insurance?

Flood insurance gives you financial protection and peace of mind.

Whether it’s a major flood event or a few inches of water in your home, flood insurance helps you **protect the life you’ve built.**

Call your insurance agent or company today.

Whether you’re buying a new policy or renewing an existing policy, you can buy flood insurance by calling your insurance company or calling your local independent agent, who can write flood insurance directly with the NFIP.

Need help finding an insurance provider?

The National Flood Insurance Program (NFIP) partners with more than 50 private insurance companies and the NFIP Direct to sell and service flood insurance policies.

If you don’t have an insurance company or if your insurance agent does not sell flood insurance, use the NFIP insurance provider locator to find a provider near you.

Make sure your community participates in the NFIP.

As of March 23, 2023, there are about 22,600 communities participating in the NFIP. To purchase NFIP flood insurance, you must live in a participating community.

Find out if your community participates in the NFIP and learn if your community receives discounted flood insurance rates.





FEMA | National Flood Insurance Program
                        500 C St SW,
            Washington,
            D.C.
            20472 Disaster Assistance:
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