II 

118TH CONGRESS 

2D SESSION S. 3906 

To set aside USDA rural housing funding for Indian Tribes. 

IN THE SENATE OF THE UNITED STATES 

MARCH 12, 2024 

Ms. WARREN introduced the following bill; which was read twice and referred 

to the Committee on Banking, Housing, and Urban Affairs 

A BILL 

To set aside USDA rural housing funding for Indian Tribes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Tribal Rural Housing 

5 Access Act’’. 

6 SEC. 2. SET-ASIDE OF USDA RURAL HOUSING FUNDING FOR 

7 INDIAN TRIBES. 

8 Section 509 of the Housing Act of 1949 (42 U.S.C. 

9 1479) is amended by adding at the end the following: 

10 ‘‘(g) SET-ASIDE FOR INDIAN TRIBES.— 

11 ‘‘(1) DEFINITIONS.—In this subsection— 


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•S 3906 IS

1 ‘‘(A) the term ‘community development fi2 nancial institution’ has the meaning given the 

3 term in section 103 of the Community Develop4 ment Banking and Financial Institutions Act of 

5 1994 (12 U.S.C. 4702); 

6 ‘‘(B) the term ‘Indian Tribe’, notwith7 standing section 501 of this Act, has the mean8 ing given the term ‘Indian tribe’ in section 4 of 

9 the Native American Housing Assistance and 

10 Self-Determination Act of 1996 (25 U.S.C. 

11 4103); 

12 ‘‘(C) the term ‘Native community develop13 ment financial institution’ means an entity— 

14 ‘‘(i) that has been certified as a com15 munity development financial institution by 

16 the Secretary of the Treasury; 

17 ‘‘(ii) that is not less than 50 percent 

18 owned or controlled by Indian Tribes, 

19 members of Indian Tribes, or Native Ha20 waiians; and 

21 ‘‘(iii) for which not less than 50 per22 cent of the activities of the entity serve In23 dian Tribes, members of Indian Tribes, or 

24 Native Hawaiians; 


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•S 3906 IS

1 ‘‘(D) the term ‘Native Hawaiian’ has the 

2 meaning given the term in section 801 of the 

3 Native American Housing Assistance and Self4 Determination Act of 1996 (25 U.S.C. 4221); 

5 ‘‘(E) the term ‘tribally designated housing 

6 entity’ has the meaning given the term in sec7 tion 4 of the Native American Housing Assist8 ance and Self-Determination Act of 1996 (25 

9 U.S.C. 4103); and 

10 ‘‘(F) the term ‘tribal-owned entity’ means 

11 an entity, whether for-profit or non-profit— 

12 ‘‘(i) that is not less than 50 percent 

13 owned or controlled by Indian Tribes, 

14 members of Indian Tribes, or Native Ha15 waiians; and 

16 ‘‘(ii) for which not less than 50 per17 cent of the activities of the entity serve In18 dian Tribes, members of Indian Tribes, or 

19 Native Hawaiians. 

20 ‘‘(2) SET-ASIDE.—For each fiscal year, with re21 spect to assistance under sections 502, 504, 514, 

22 515, 516, 521(a), 525, 533, and 538, the Secretary 

23 shall set aside and reserve for assistance for the In24 dian Tribes, tribally designated housing entities, 

25 members of Indian Tribes and Native Hawaiians, 


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•S 3906 IS

1 and tribal-owned entities (including Native commu2 nity development financial institutions) that are oth3 erwise eligible for assistance under the applicable 

4 sections an amount equal to 5.0 percent of the ag5 gregate amount of lending authority, budget author6 ity, or guarantee authority, as appropriate, made 

7 available for the fiscal year for assistance under each 

8 of those sections to make, modify, or guarantee 

9 loans or to carry out programs or activities. 

10 ‘‘(3) REALLOCATION.—The procedure under 

11 paragraph (2) for reserving amounts shall provide 

12 that any assistance set aside in any fiscal year that 

13 has not been expended by a reasonable date estab14 lished by the Secretary shall be made available and 

15 allocated under the laws and regulations relating to 

16 such assistance, notwithstanding this subsection.’’. 

Æ 


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