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         U.S. Department of Homeland Security - Federal Emergency Management Agency - National Flood Insurance Program

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      Buying a Policy
          
                                	
			      Buying a Policy
        
    
              Why Buy Flood Insurance
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          Elevation CertificatesWhat to do if you’re experiencing a decrease in flood risk
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If you’re experiencing a decrease in flood risk – moving from the high-risk flood area to the moderate- to low-risk flood area – **your flood insurance rates may now be more affordable.**

While flood insurance can be optional, it is highly recommended for your property. Your risk is reduced, not removed.
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							**Contact your insurance agent** to find the lowest-cost coverage for your home.


**Did you know?**
 Between 2014 and 2018, people in moderate- to low-risk areas filed more than 40 percent of all flood insurance claims and received one-third of flood disaster assistance.


FEMA | National Flood Insurance Program
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            20472 Disaster Assistance:
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