|  | Social Security Administration
SSA Publication No. 05-10150    September 1999The *Social Security Statement:*    The Future's In Your Hands 
If you're age 25 or older and not already receiving Social Security    benefits, you are one of the approximately 125 million individuals who will receive a *Social    Security Statemen*t every year.

The four-page *Social Security Statement* is intended to help    you plan your financial future by providing estimates of the monthly Social Security    retirement, disability and survivors benefits you and your family could be eligible to    receive now and in the future.
What Will It Tell Me?
The information will tell you-- - the amounts of benefits you and your family could be eligible to        receive if you become disabled or retire;
- whether you have enough insurance to protect your survivors when you        die; and
- how your future Social Security benefits fit in with your financial        planning.
Earnings Information, Too
The information in the *Statement* also provides you with an    easy way to see whether your earnings--or self-employment income--are posted accurately on    your Social Security record. That's important because your future benefits will be based    on your lifetime earnings.
What If My Earnings Are Wrong?
If some of your earnings are missing on your *Statement* or    there are incorrect earnings listed, call Social Security's toll-free number right away.    If possible, have the appropriate W-2 forms or self-employment tax records available when    you call.
When Will My Statement Arrive?
You should receive your *Social Security Statement* each year    about three months before your birthday. For example, if you were born in February, you    can expect to receive your *Statement*in November. Because the mailing will take    place throughout the month, some *Statements* may not arrive exactly within the third    month. That means you and your spouse (if you're married) probably won't get your *Statements*    at the same time, even if your birthdays fall within the same month.
For More Information
If you have questions about the *Statement* or the Social    Security program in general, call our toll-free number, **1-800-772-1213**, 24 hours a    day, including weekends and holidays. You can speak to a service representative between 7    a.m. and 7 p.m. on business days. Our lines are busiest early in the week and early in the    month, so, if your business can wait, it's best to call at other times. Whenever you call,    please have your Social Security number handy.

If you're deaf or hard of hearing, you may call our toll-free TTY    number, 1-800-325-0778, between 7 a.m. and 7 p.m. on business days.

Social Security information also is available on the Internet at *www.ssa.gov*.

We treat all calls confidentially--whether they're made to our    toll-free numbers or to one of our local offices. We also want to ensure that you receive    accurate and courteous service. That's why we have a second Social Security representative    monitor some incoming and outgoing telephone calls.
*Spanish Factsheet* |
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