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**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

 

**FORM 10-K**

 

| **x** | **ANNUAL REPORT PURSUANT TO   SECTION 30 OF THE INVESTMENT COMPANY ACT OF 1940 AND SECTION 13 OR   15(d) OF THE SECURITIES EXCHANGE ACT OF 1934** |
|-------|------------------------------------------------------------------------------------------------------------------------------------------------------------------|

 

**For the fiscal year ended December 31, 2010**

 

**or**

 

| **o** | **TRANSITION REPORT PURSUANT TO   SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934** |
|-------|----------------------------------------------------------------------------------------------------------|

 

**For the Transition Period from                        to                       **

 

**Commission File No. 811-00002**

 

**AMERIPRISE CERTIFICATE COMPANY**

(Exact name of registrant as specified in its charter)

 

| **Delaware**                                                   | ** ** | **41-6009975**                       |
|----------------------------------------------------------------|------------|--------------------------------------|
| (State or other jurisdiction of incorporation or organization) |       | (I.R.S. Employer Identification No.) |
|                                                           |       |                                 |
| **1099 Ameriprise Financial Center, Minneapolis,   Minnesota** | ** ** | **55474**                            |
| (Address of principal executive offices)                       |       | (Zip Code)                           |

 

Registrant’s telephone number, including area code **(612) 671-3131**

 

Securities registered pursuant to Section 12(b) of the Act:**None**

 

Securities registered pursuant to Section 12(g) of the Act: **None**

 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes o No x

 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes o No x

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x No o

 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes o No o

 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [Not applicable]

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

 

| Large Accelerated Filer o                  |   | Accelerated Filer o         |
|-------------------------------------------------|--------|----------------------------------|
|                                            |   |                             |
| Non-Accelerated Filer x                    |   | Smaller reporting company o |
| (Do   not check if a smaller reporting company) |   |                             |

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes oNo x

 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

 

| **Class**                                 | ** ** | **Outstanding at February 23, 2011** |
|-------------------------------------------|------------|----------------------------------------------------------|
| Common   Shares (par value $10 per share) |       | 150,000   shares                                         |

 

All outstanding shares of the registrant are directly owned by Ameriprise Financial, Inc.

 

THE REGISTRANT MEETS THE CONDITIONS SET FORTH IN GENERAL INSTRUCTIONS (I)(1)(a) AND (b) OF FORM 10-K AND IS THEREFORE FILING THIS FORM WITH THE REDUCED DISCLOSURE FORMAT.

 

 

 

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**Form 10-K**

 

**TABLE OF CONTENTS**

 
| **Item Number** | ** **                                                                                                            | **Page** |
|----------------------|-----------------------------------------------------------------------------------------------------------------------|----------|
|                 |                                                                                                                  |     |
| **PART I**      |                                                                                                                  |     |
|                 |                                                                                                                  |     |
| 1.                   | Business                                                                                                              | 3        |
|                 |                                                                                                                  |     |
| 1A.                  | Risk Factors                                                                                                          | 5        |
|                 |                                                                                                                  |     |
| 1B.                  | Unresolved Staff Comments                                                                                             | 9        |
|                 |                                                                                                                  |     |
| 2.                   | Properties                                                                                                            | 9        |
|                 |                                                                                                                  |     |
| 3.                   | Legal Proceedings                                                                                                     | 9        |
|                 |                                                                                                                  |     |
| **PART II**     |                                                                                                                  |     |
|                 |                                                                                                                  |     |
| 5.                   | Market for   Registrant’s Common Equity, Related Stockholder Matters And Issuer Purchases   of Equity Securities | 10       |
|                 |                                                                                                                  |     |
| 6.                   | Selected   Financial Data                                                                                             | 10       |
|                 |                                                                                                                  |     |
| 7.                   | Management’s   Narrative Analysis                                                                                | 10       |
|                 |                                                                                                                  |     |
| 7A.                  | Quantitative   and Qualitative Disclosures About Market Risk                                                          | 13       |
|                 |                                                                                                                  |     |
| 8.                   | Financial   Statements and Supplementary Data                                                                         | 14       |
|                 |                                                                                                                  |     |
| 9.                   | Changes in   and Disagreements with Accountants on Accounting and Financial Disclosure                                | 14       |
|                 |                                                                                                                  |     |
| 9A.                  | Controls and   Procedures                                                                                             | 15       |
|                 |                                                                                                                  |     |
| 9B.                  | Other Information                                                                                                     | 15       |
|                 |                                                                                                                  |     |
| **PART III**    |                                                                                                                  |     |
|                 |                                                                                                                  |     |
| 10.                  | Directors,   Executive Officers and Corporate Governance                                                              | 15       |
|                 |                                                                                                                  |     |
| 11.                  | Executive   Compensation                                                                                              | 15       |
|                 |                                                                                                                  |     |
| 12.                  | Security   Ownership of Certain Beneficial Owners and Management and Related Stockholder   Matters                    | 15       |
|                 |                                                                                                                  |     |
| 13.                  | Certain   Relationships and Related Transactions, and Director Independence                                           | 15       |
|                 |                                                                                                                  |     |
| 14.                  | Principal   Accounting Fees and Services                                                                              | 15       |
|                 |                                                                                                                  |     |
| **PART IV**     |                                                                                                                  |     |
|                 |                                                                                                                  |     |
| 15.                  | Exhibits   and Financial Statement Schedules                                                                          | 16       |
|                 |                                                                                                                  |     |
|                 | Signatures                                                                                                            | 17       |
|                 |                                                                                                                  |     |
|                 | Index to Financial Statements and Schedules                                                                           | F-1      |
|                 |                                                                                                                  |     |
|                 | Exhibit Index                                                                                                    | E-1      |
|                      |                                                                                                                       |          |  |

 

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**PART I**

 

**ITEM 1.****   ****BUSINESS**

 

**Overview**

 

Ameriprise Certificate Company (“ACC” or the “Company”) was incorporated on October 28, 1977 under the laws of Delaware. Ameriprise Financial, Inc. (“Ameriprise Financial”), a Delaware corporation, owns 100% of the outstanding voting securities of ACC. Ameriprise Financial and its predecessor companies have more than 115 years of history providing clients with financial solutions.

 

ACC is registered as an investment company under the Investment Company Act of 1940 (the “1940 Act”) and is in the business of issuing face-amount investment certificates. Face-amount certificates issued by ACC entitle the certificate owner to receive at maturity a stated amount of money and interest or credits declared from time to time by ACC, at its discretion. ACC’s certificates are sold by Ameriprise Financial Services, Inc. (“AFSI”), an affiliate of ACC. AFSI is registered as a broker-dealer in all 50 states, the District of Columbia and Puerto Rico.

 

To ACC’s knowledge, ACC is the largest issuer of face-amount certificates in the United States. However, such certificates compete with many other products (including investments) offered by banks, savings and loan associations, mutual funds, broker-dealers and others, which may be viewed by potential clients as offering a comparable or superior combination of safety and return on investment. In particular, some of ACC’s products are designed to be competitive with the types of investments offered by banks and thrifts. Since ACC’s face-amount certificates are securities, their offer and sale are subject to regulation under federal and state securities laws. ACC’s certificates are backed by ACC’s qualified assets on deposit and are not insured by any governmental agency or other entity.

 

**Products**

 

As of the date of this report, ACC offers the following four different certificate products to the public:

 

1.               Ameriprise Flexible Savings Certificate

 

·                  Single payment certificate that permits a limited amount of additional payments and on which ACC guarantees interest rates in advance for a term of six, seven, twelve, thirteen, eighteen, twenty-four, thirty or thirty-six months, and potentially other terms, at ACC’s option.

·                  Currently sold without a sales charge.

·                  Currently bears surrender charges for premature surrenders.

·                  Available as qualified investments for IRAs, 401(k) plans, and other qualified retirement plans.

·                  Distributed pursuant to a Distribution Agreement with AFSI.

·                  Current policy is to re-evaluate the certificate product interest crediting rates weekly to respond to marketplace changes.

·                  ACC refers to an independent index or source to set the rates for new sales and must set the rates for an initial purchase of the certificate within a specified range of the rate from such index or source. For renewals, ACC uses such rates as an indication of the competitors’ rates, but is not required to set rates within a specified range.

·                  Non-Jumbo Deposit National Rates as published by the FDIC are used as the guide in setting rates.

·                  Competes with popular short-term investment vehicles such as certificates of deposit, money market certificates, and money market mutual funds that offer comparable yields, liquidity and safety of principal.

 

2.               Ameriprise Installment Certificate

 

·                  Installment payment certificate that declares interest rates in advance for a three-month period.

·                  Currently sold without a sales charge.

·                  Currently bears surrender charges for premature surrenders.

·                  Available as qualified investments for IRAs, 401(k) plans, and other qualified retirement plans.

·                  Distributed pursuant to a Distribution Agreement with AFSI.

·                  Current policy is to re-evaluate the certificate product interest crediting rates weekly to respond to marketplace changes.

·                  As of the date of this report, ACC has a fixed rate of 0.55% for new sales.

·                  Intended to help clients save systematically and may compete with passbook savings and NOW accounts.

 

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3.               Ameriprise Market Strategy Certificate

 

·                  Single payment certificate that also permits additional payments, with a flexible yield, that pays interest at a fixed rate or that offers the certificate product owner the opportunity to have all or part of the certificate product returns tied to fifty-two week stock market performance, up to a maximum return, as measured by a broad stock market index, for a series of fifty-two week terms starting every month or at intervals the certificate product owner selects.

·                  Currently sold without a sales charge.

·                  Currently bears surrender charges for premature surrenders.

·                  Available as qualified investments for IRAs, 401(k) plans, and other qualified retirement plans.

·                  Distributed pursuant to a Distribution Agreement with AFSI.

·                  Current policy is to re-evaluate the certificate product interest crediting rates weekly and maximum return rates at least monthly to respond to marketplace changes.

·                  Certain banks offer certificates of deposit that have features similar to this certificate.

·                  The rate of interest is calculated in whole or in part based on any upward movement in a broad-based stock market index up to a maximum return, where the maximum is a fixed rate for a given term, but can be changed at ACC’s discretion for prospective terms.

 

4.               Ameriprise Stock Market Certificate

 

·                  Single payment certificate that offers the certificate product owner the opportunity to have all or part of the certificate product returns tied to fifty-two week stock market performance, up to a maximum return, as measured by a broad stock market index, with return of principal guaranteed by ACC. The owner can also choose to earn a fixed rate of interest after the first term.

·                  Currently sold without a sales charge.

·                  Currently bears surrender charges for premature surrenders.

·                  Available as qualified investments for IRAs, 401(k) plans, and other qualified retirement plans.

·                  Distributed pursuant to a Distribution Agreement with AFSI.

·                  Current policy is to re-evaluate the certificate product interest crediting rates weekly and maximum return rates at least monthly to respond to marketplace changes.

·                  Certain banks offer certificates of deposit that have features similar to this certificate.

·                  The rate of interest is calculated in whole or in part based on any upward movement in a broad-based stock market index up to a maximum return, where the maximum is a fixed rate for a given term, but can be changed at ACC’s discretion for prospective terms.

 

The specified maturities of most of ACC’s certificate products range from ten to twenty years. Within that maturity period, most certificates have interest crediting rate terms ranging from three to thirty-six months. Interest crediting rates are subject to change and certificate product owners can surrender their certificates without penalty at term end. Currently offered Ameriprise Certificates (listed above), as well as certain certificates previously issued by ACC (not listed above), contain renewal features which enable certificate owners to renew their certificate term until certificate maturity. Accordingly, certificate products that are currently outstanding in their renewal periods or are exercised for renewal in the future are, and continue to be, liabilities of ACC until their withdrawals or maturity whether or not such certificates are available for new sales.

 

**Distribution and Marketing Channels**

 

ACC’s certificates offered by AFSI are sold pursuant to a distribution agreement which is terminable on sixty days’ notice and is subject to annual approval by ACC’s Board of Directors, including a majority of the directors who are not “interested persons” of AFSI or ACC as that term is defined in the 1940 Act. The distribution agreement provides for the payment of distribution fees to AFSI for services provided.

 

**Asset Management**

 

ACC has retained Columbia Management Investment Advisers, LLC (formerly RiverSource Investments, LLC), a wholly owned subsidiary of Ameriprise Financial, to manage ACC’s investment portfolio under an investment management agreement, which is subject to annual review and approval by ACC’s Board of Directors, including a majority of the directors who are not “interested persons” of AFSI, Columbia Management Investment Advisers, LLC or ACC. This investment management agreement with Columbia Management Investment Advisers, LLC, can be terminated by either party. On November 16, 2010, ACC’s Board of Directors conducted its annual review of the investment management agreement and re-approved the agreement for another year, effective January 1, 2011.

 

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**Regulation**

 

ACC is required to maintain cash and “qualified assets” meeting the standards of Section 28(b) of the 1940 Act, as modified by an exemptive order of the Securities and Exchange Commission (the “SEC”). The amortized cost of such investments must be at least equal to ACC’s net liabilities on all outstanding face-amount certificates plus $250,000. ACC’s qualified assets consist of cash equivalents, syndicated loans and commercial mortgage loans, U.S. government and government agency securities, municipal bonds, corporate bonds, common and preferred stocks, equity index options and other securities meeting specified standards. So long as ACC wishes to rely on the SEC order, as a condition to the order, ACC has agreed to maintain an amount of unappropriated retained earnings and capital equal to at least 5% of certificate reserves (less outstanding certificate loans). To the extent that payment of a dividend would decrease the capital ratio below the required 5%, payment of a dividend would be restricted. In determining compliance with this condition, qualified assets are valued in accordance with the provisions of Minnesota Statutes where such provisions are applicable.

 

ACC has also entered into a written understanding with the Minnesota Department of Commerce, that ACC will maintain capital equal to 5% of the assets of ACC (less outstanding certificate loans). To the extent that payment of a dividend would decrease this ratio below the required 5%, payment of a dividend would be restricted. When computing its capital for these purposes, ACC values its assets on the basis of statutory accounting for insurance companies rather than U.S. generally accepted accounting principles (“GAAP”). ACC is subject to examination and supervision by the State of Minnesota, Department of Commerce (Banking Division).

 

**ITEM 1A.   RISK FACTORS**

 

ACC’s operations and financial results are subject to various risks and uncertainties, including those described below, that could have a material adverse effect on ACC’s business, financial condition or results of operations. Based on information currently known, the following information identifies the material factors affecting ACC. However, the risks and uncertainties ACC faces are not limited to those described below. Additional risks and uncertainties which are not presently known or which are currently believed to be immaterial may also adversely affect ACC’s business.

 

**Risks Relating to ACC’s Business**

 

***ACC’s financial condition and results of operations may be adversely affected by market fluctuations and by economic and other factors.***

 

ACC’s financial condition and results of operations in the past have been, and in the future may continue to be, materially affected by many factors of a global or localized nature, including political, economic and market conditions; the availability and cost of capital; the level and volatility of equity prices, commodity prices and interest rates; currency values and other market indices; technological changes and events; the availability and cost of credit; inflation; and investor sentiment and confidence in the financial markets. These factors also may have an impact on ACC’s ability to achieve its strategic objectives.

 

ACC’s financial condition and results of operations are affected by the “spread”, or the difference between the returns ACC earns on the investments that support its product obligations and the amounts that ACC must pay certificate holders.

 

ACC’s investment products are sensitive to interest rate fluctuations and ACC’s future costs associated with such variations may differ from its historical costs. During periods of increasing market interest rates, ACC expects to increase crediting rates on existing face-amount certificates. Because returns on invested assets may not increase as quickly as current interest rates, ACC may have to accept a lower spread and thus lower profitability or face a decline in sales and greater loss of existing certificates. In addition, increases in market interest rates may cause increased certificate surrenders as certificate holders seek to shift assets to products with perceived higher returns. This process may lead to an earlier than expected outflow of cash from ACC’s business. Also, increases in market interest rates may result in the extension of the maturities of some of ACC’s investment assets. These earlier outflows and asset maturity extensions may require investment assets to be sold at a time when the prices of those assets are lower because of the increase in market interest rates, which may result in realized investment losses. Increases in crediting rates, as well as surrenders and withdrawals, could have an adverse effect on ACC’s financial condition and results of operations.

 

During periods of falling interest rates, or stagnancy of low interest rates, ACC’s spread may also be reduced. Because ACC may adjust the interest rates it credits on most of the products downward only at limited, pre-established intervals, ACC’s spreads could decrease and potentially become negative. Interest rate fluctuations could also have an adverse effect on the results of ACC’s investment portfolio. During periods of declining market interest rates, or stagnancy of low interest rates, the interest ACC receives on variable interest rate investments decreases. In addition, during those periods, ACC is forced to reinvest the cash it receives as interest or return of principal on its investments in lower-yielding, high-grade instruments or in lower-credit instruments to maintain comparable returns. Issuers of fixed income securities also may decide to prepay their obligations in order to borrow at lower market rates. This increases the risk that ACC may have to invest the cash proceeds of

 

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these securities in lower-yielding or lower-credit instruments. Offsetting some of these risks is the fact that a significant portion of certificate balances do not have a minimum guaranteed interest crediting rate.

 

Significant economic or market downturns and volatility may have an adverse effect on the financial condition and results of operations of ACC. Such downturns and volatility may reduce the level of individual investor participation in the financial markets, which may cause them to refrain from purchasing or to purchase fewer ACC certificate products. Such downturns and volatility can also have an adverse effect on the performance of ACC’s investment portfolio.

 

For additional information regarding the sensitivity of the fixed income securities in ACC’s investment portfolio to interest rate fluctuations, see Part II, Item 7A of this Form 10-K—“Quantitative and Qualitative Disclosures About Market Risk.”

 

***Changes in the supervision and regulation of the financial industry, including those set forth under the Dodd-Frank Wall Street Reform and Consumer Protection Act, could materially impact ACC’s results of operations, financial condition and liquidity.***

 

On July 21, 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Act”) was enacted into law. The Act calls for sweeping changes in the supervision and regulation of the financial industry designed to provide for greater oversight of financial industry participants, reduce risk in banking practices and in securities and derivatives trading, enhance public company corporate governance practices and executive compensation disclosures, and provide greater protections to individual consumers and investors. Certain elements of the Act became effective immediately, though the details of many provisions are subject to additional studies and will not be known until final rules are adopted by applicable regulatory agencies. The impact of the Act on ACC, the financial industry and the economy cannot be known until all such rules and regulations called for under the Act have been finalized, and, in some cases, implemented over time.

 

Accordingly, while the final contours of these reforms are not yet known, the Act is expected to impact the manner in which ACC markets its products and services, manages itself and its operations and interacts with regulators, all of which could materially impact ACC’s results of operations, financial condition and liquidity. Certain provisions of the Act that may impact ACC’s business include but are not limited to restrictions on proprietary trading and changes in regulatory oversight. Moreover, to the extent the Act impacts the operations, financial condition, liquidity and capital requirements of unaffiliated financial institutions with whom ACC transacts business, those institutions may seek to pass on increased costs, reduce their capacity to transact, or otherwise present inefficiencies in their interactions with ACC.

 

It is uncertain whether the Act, the rules and regulations developed thereunder, or any future legislation designed to stabilize the financial markets, the economy generally, or provide better protections to consumers will have the desired effect. Any new legislation or regulatory changes could require ACC to change certain of ACC’s business practices, impose additional costs on ACC, or otherwise adversely affect ACC’s business operations, regulatory reporting relationships, results of operations or financial condition. Consequences may include substantially higher compliance costs as well as material effects on interest rates and foreign exchange rates, which could materially impact ACC’s investments, results of operations and liquidity in ways that ACC cannot predict. In addition, prolonged government support for, and intervention in the management of, private institutions could distort customary and expected commercial behavior on the part of those institutions, adversely impacting ACC.

 

***Changes in accounting standards could have a material impact on ACC’s financial statements.***

 

From time to time, the Financial Accounting Standards Board, the SEC, and other regulators change the financial accounting and reporting standards governing the preparation of ACC’s financial statements. In some cases, ACC could be required to apply a new or revised standard retroactively, resulting in ACC restating prior period financial statements. These changes are difficult to predict, and it is possible that such changes could have a material effect on ACC’s financial condition and results of operations.

 

***Defaults in ACC’s fixed maturity securities portfolio could adversely affect ACC’s earnings.***

 

Issuers of the fixed income maturities owned by ACC may default on principal and interest payments. As of December 31, 2010, 10% of ACC’s invested assets had ratings below investment grade. Moreover, economic downturns and corporate malfeasance can increase the number of companies, including those with investment-grade ratings, that default on their debt obligations.

 

***If the counterparties to the derivative instruments ACC uses to hedge certain certificate liabilities default, ACC may be exposed to risks it had sought to mitigate, which could adversely affect ACC’s financial condition and results of operations.***

 

ACC uses derivative instruments to hedge certain certificate liabilities. ACC enters into a variety of derivative instruments with a number of counterparties. If ACC’s counterparties fail to honor their obligations under the derivative instruments, ACC’s hedges of

 

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the related liabilities will be ineffective. That failure could have an adverse effect on ACC’s financial condition and results of operations that could be material. This risk of failure of ACC’s hedge transactions may be increased by capital market volatility.

 

***Some of ACC’s investments are relatively illiquid.***

 

ACC invests a portion of its assets in privately placed fixed income securities and mortgage loans. Mortgage loans are relatively illiquid. ACC’s investment manager periodically reviews ACC’s private placement investments using adopted standards to categorize such investments as liquid or illiquid. As of December 31, 2010, mortgage loans and private placement fixed income securities that have been categorized as illiquid represented approximately 3.8% of the carrying value of ACC’s investment portfolio. If ACC requires significant amounts of cash on short notice in excess of its normal cash requirements, ACC may have difficulty selling these investments in a timely manner or be forced to sell them for an amount less than it would otherwise have been able to realize, or both. Any inability to quickly dispose of illiquid investments could have an adverse effect on ACC’s financial condition and results of operations.

 

***The determination of the amount of allowances and impairments taken on certain investments is subject to management’s evaluation and judgment and could materially impact ACC’s results of operations or financial position.***

 

The determination of the amount of allowances and impairments varies by investment type and is based upon ACC’s periodic evaluation and assessment of inherent and known risks associated with the respective asset class. Such evaluations and assessments are revised as conditions change and new information becomes available. Management updates its evaluations regularly and reflects changes in allowances and impairments in operations as such evaluations are revised. Historical trends may not be indicative of future impairments or allowances.

 

The assessment of whether impairments have occurred is based on management’s case-by-case evaluation of the underlying reasons for the decline in fair value that considers a wide range of factors about the security issuer and management uses its best judgment in evaluating the cause of the decline in the estimated fair value of the security and in assessing the prospects for recovery. Inherent in management’s evaluation of the security are assumptions and estimates about the operations of the issuer and its future earnings potential, which assumptions and estimates are more difficult to make with certainty under current market conditions.

 

***If ACC’s reserves for future certificate redemptions and maturities are inadequate, ACC may be required to increase its reserve liabilities, which could adversely affect ACC’s results of operations and financial condition.***

 

Investment certificates may be purchased either with a lump-sum payment or by installment payments. Certificate product owners are entitled to receive, at maturity, a definite sum of money. Payments from certificate owners are credited to investment certificate reserves. Investment certificate reserves accumulate interest at specified percentage rates as declared by ACC. Reserves are also maintained for advance payments made by certificate owners, accrued interest thereon, and for additional credits in excess of minimum guaranteed rates and accrued interest thereon. On certificates allowing for the deduction of a surrender charge, the cash surrender values may be less than accumulated investment certificate reserves prior to maturity dates. Cash surrender values on certificates allowing for no surrender charge are equal to certificate reserves. The payment distribution, reserve accumulation rates, cash surrender values, reserve values and other matters are governed by the 1940 Act.

 

Certain certificates offer a return based on the relative change in a stock market index. The certificates with an equity-based return contain embedded derivatives, which are carried at fair value within investment certificate reserves on the consolidated balance sheets. The fair values of these embedded derivatives incorporate current market data inputs. Changes in fair value are reflected in provision for certificate reserves within the consolidated statements of operations.

 

ACC monitors its reserve levels continually. If ACC concluded its reserves were insufficient to cover actual or expected redemptions or maturities, ACC would be required to increase its reserves and incur income statement charges for the period in which it makes the determination. Such a determination could adversely affect ACC’s financial condition and results of operations.

 

***Intense competition could negatively affect ACC’s ability to maintain or increase its market share and profitability.***

 

ACC’s business operates in an intensely competitive industry segment. ACC competes based on a number of factors including name recognition, service, interest rates, product features and perceived financial strength. ACC’s competitors include broker-dealers, banks, asset managers and other financial institutions. ACC’s business faces competitors that have greater market share, offer a broader range of products or have greater financial resources.

 

***ACC’s affiliated distributor may be unable to attract and retain financial advisors.***

 

ACC is dependent on the branded financial advisors of its affiliated broker-dealer selling firm for all of the sales of its certificate products. A significant number of its branded financial advisors operate as independent contractors under a franchise agreement with its affiliated selling firm. There can be no assurance that ACC’s affiliated selling firm will be successful in its efforts to maintain its current network of financial advisors or to recruit and retain new advisors to its

 

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network. If ACC’s affiliated selling firm is unable to attract and retain quality financial advisors, fewer advisors would be available to sell ACC’s certificate products and ACC’s financial condition and results of operations could be materially adversely affected.

 

***ACC’s business is regulated and changes in legislation or regulation may reduce ACC’s profitability and limit its growth.***

 

ACC operates in a regulated industry. As a registered investment company, ACC must observe certain governance, disclosure, record-keeping, marketing, privacy, data protection and other operating requirements. Various regulatory and governmental bodies have the authority to review ACC’s products and business practices and to bring regulatory or other legal actions against ACC if, in their view, ACC’s practices are improper. Any changes to the laws and regulations applicable to ACC’s business, including incremental requirements, costs and risks imposed on ACC, may affect the operations and financial condition of ACC.

 

***Damage to the reputation of ACC or its affiliates could adversely affect the business of ACC.***

 

The ability of ACC to market and sell its products is highly dependent upon external perceptions of its business practices and financial condition, as well as the business practices and financial condition of its affiliates. Damage to the reputation of ACC or its affiliates could cause significant harm to the business and prospects of ACC and may arise from numerous sources, including litigation or regulatory actions, failing to deliver minimum standards of service and quality, compliance failures, unethical behavior and the misconduct of employees, financial advisors and counterparties. Adverse developments with respect to the financial industry may also, by association, negatively impact ACC’s reputation or result in greater regulatory or legislative scrutiny or litigation.

 

ACC’s reputation is also dependent on our continued identification of and mitigation against conflicts of interest, including those relating to the activities of its affiliated entities. For example, conflicts may arise between ACC’s position as a manufacturer of certificate products and the position of an ACC affiliate, AFSI, as the distributor of these products. ACC and its affiliated entities have procedures and controls in place that are designed to address conflicts of interest. Appropriately dealing with conflicts of interest, however, is complex and difficult and ACC’s reputation could be damaged if it fails, or appears to fail, to deal appropriately with conflicts of interest. In addition, the SEC and other federal and state regulators have increased their scrutiny of potential conflicts of interest. It is possible that potential or perceived conflicts could give rise to litigation or enforcement actions. It is possible that the regulatory scrutiny of, and litigation in connection with, conflicts of interest could make ACC’s clients less willing to enter into transactions in which such a conflict may occur, and could adversely affect ACC’s business.

 

***Failure of ACC’s service providers to perform their responsibilities could adversely affect ACC’s business.***

 

ACC’s business operations, including investment management, transfer agent, custody and distribution services, are performed by affiliated service providers pursuant to formal contracts. The failure of a service provider to fulfill its responsibilities could have an adverse effect on ACC’s financial condition and results of operations that could be material.

 

***ACC is subject to tax contingencies that could adversely affect its provision for income taxes.***

 

ACC is subject to the income tax laws of the U.S., its states and municipalities. These tax laws are complex and may be subject to different interpretations. ACC must make judgments and interpretations about the application of these inherently complex tax laws when determining the provision for income taxes and must also make estimates about when in the future certain items affect taxable income in the various tax jurisdictions. Disputes over interpretations of the tax laws may be settled with the taxing authority upon examination or audit.

 

***The occurrence of natural or man-made disasters and catastrophes could adversely affect the results of operations and financial condition of ACC.***

 

The occurrence of natural disasters and catastrophes, including earthquakes, hurricanes, floods, tornadoes, fires, severe winter weather, explosions, pandemic disease and man-made disasters, including acts of terrorism and military actions, could adversely affect the results of operations or financial condition of ACC. Such disasters and catastrophes may impact ACC directly by damaging its facilities, preventing its employees from performing their roles or otherwise disturbing its ordinary business operations.  Such disasters and catastrophes may also impact ACC indirectly by changing the condition and behaviors of its customers, business counterparties and regulators, as well as by causing declines or volatility in the economic and financial markets, which could in turn have an adverse effect on ACC’s investment portfolio.

 

ACC cannot predict the timing and frequency with which natural and man-made disasters and catastrophes may occur, nor can ACC predict the impact that changing climate conditions may have on the frequency and severity of natural disasters

 

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such as hurricanes.  As such, ACC cannot be sure that its actions to identify and mitigate the risks associated with such disasters and catastrophes will be effective.

 

***Breaches of security, or the perception that ACC’s technology infrastructure is not secure, could harm ACC’s business.***

 

ACC’s business requires the appropriate and secure utilization of consumer and other sensitive information. ACC’s operations require the secure transmission of confidential information over public networks. Security breaches in connection with the delivery of ACC’s products and services, including products and services utilizing the Internet, and the trend toward broad consumer and general public notification of such incidents, could significantly harm ACC’s business, financial condition or results of operations. Even if ACC successfully protects its technology infrastructure and the confidentiality of sensitive data, ACC could suffer harm to its business and reputation if attempted security breaches are publicized. ACC cannot be certain that advances in criminal capabilities, discovery of new vulnerabilities, attempts to exploit vulnerabilities in ACC’s systems, data thefts, physical system or network break-ins or inappropriate access, or other developments will not compromise or breach the technology or other security measures protecting the networks used in connection with ACC’s products and services.

 

***Protection from system interruptions is important to ACC’s business. If ACC experiences a sustained interruption to ACC’s telecommunications or data processing systems, it could harm ACC’s business.***

 

System or network interruptions could delay and disrupt ACC’s ability to develop, deliver or maintain ACC’s products and services, causing harm to ACC’s business and reputation and resulting in loss of customers or revenue. These interruptions can include fires, floods, earthquakes, power losses, equipment failures, software failures and other events beyond ACC’s control.

 

***Risk management policies and procedures may not be fully effective in identifying or mitigating risk exposure in all market environments or against all types of risk, including employee and financial advisor misconduct.***

 

ACC has devoted significant resources to develop ACC’s risk management policies and procedures and will continue to do so in the future. Nonetheless, ACC’s policies and procedures to identify, monitor and manage risks may not be fully effective in mitigating ACC’s risk exposure in all market environments or against all types of risk. Many of ACC’s methods of managing risk and exposures are based upon ACC’s use of observed historical market behavior or statistics based on historical models. During periods of market volatility or due to unforeseen events, the historically derived correlations upon which these methods are based may not be valid. As a result, these methods may not accurately predict future exposures, which could be significantly greater than what ACC’s models indicate. This could cause ACC to incur investment losses or cause ACC’s hedging and other risk management strategies to be ineffective. Other risk management methods depend upon the evaluation of information regarding markets, clients, catastrophe occurrence or other matters that are publicly available or otherwise accessible to ACC, which may not always be accurate, complete, up-to-date or properly evaluated.

 

Moreover, ACC is subject to the risks of errors and misconduct by ACC’s employees and AFSI’s financial advisors — such as fraud, non-compliance with policies, recommending transactions that are not suitable, and improperly using or disclosing confidential information — which is difficult to detect in advance and deter, and could harm ACC’s business, results of operations or financial condition. ACC is further subject to the risk of nonperformance or inadequate performance of contractual obligations by third-party vendors of products and services that are used in ACC’s businesses. Management of operational, legal and regulatory risks requires, among other things, policies and procedures to record properly and verify a large number of transactions and events, and these policies and procedures may not be fully effective in mitigating ACC’s risk exposure in all market environments or against all types of risk. Insurance and other traditional risk-shifting tools may be held by or be available to ACC in order to manage certain exposures, but they are subject to terms such as deductibles, coinsurance, limits and policy exclusions, as well as risk of counterparty denial of coverage, default or insolvency.

 

**ITEM 1B.****   ****UNRESOLVED STAFF COMMENTS**

 

None.

 

**ITEM 2.   PROPERTIES**

 

ACC occupies office space in Minneapolis, Minnesota, which is owned by Ameriprise Financial or a subsidiary of Ameriprise Financial.

 

**ITEM 3.   LEGAL PROCEEDINGS**

 

ACC may be a party to litigation and arbitration proceedings in the ordinary course of its business. The outcome of any litigation or threatened litigation cannot be predicted with any certainty. ACC believes that it is not a party to, nor are any of its properties the subject of, any pending legal, arbitration or regulatory proceedings that would have a material adverse effect on its financial condition or results of operations. However, it is possible that the outcome of any such proceedings could have a material impact on ACC’s financial position or results of operations.

 

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** **

**PART II**

 

**ITEM 5.   MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES**

 

All of ACC’s outstanding common stock is owned by Ameriprise Financial. There is no established public trading market for ACC’s common stock. Frequency and amount of capital transactions with Ameriprise Financial during the past two years were (in millions):

 
| ** **                                                           | ** ** | **Dividends/Returns   of Capital Paid to   Ameriprise Financial** | ** ** | **Receipt of   Capital from   Ameriprise Financial** | ** ** |
|----------------------------------------------------------------------|------------|---------------------------------------------------------------------------------------|------------|---------------------------------------------------------------------|------------|
| **For the year ended   December 31, 2010:** March 31, 2010 |       | $                                                                                     | 80         |                                                                | $          | — |   |
| June 30, 2010                                                   |       | 30                                                                                    |       | —                                                              |       |
| September 30, 2010                                              |       | 35                                                                                    |       | —                                                              |       |
| December 31, 2010                                               |       | 15                                                                                    |       | —                                                              |       |
| Total                                                                |       | $                                                                                     | 160        |                                                                | $          | — |   |

 
| ** **                                                             | ** ** | **Dividends/Returns   of Capital Paid to   Ameriprise Financial** | ** ** | **Receipt of   Capital from   Ameriprise Financial** | ** ** |
|------------------------------------------------------------------------|------------|---------------------------------------------------------------------------------------|------------|---------------------------------------------------------------------|------------|
| **For the year ended   December 31, 2009:** January 20, 2009 |       | $                                                                                     | —     |                                                                | $          | 25 |   |
| February 27, 2009                                                 |       | —                                                                                |       | 5                                                                   |       |
| May 29, 2009                                                      |       | —                                                                                |       | 5                                                                   |       |
| November 17, 2009                                                 |       | 60                                                                                    |       | —                                                              |       |
| Total                                                                  |       | $                                                                                     | 60         |                                                                | $          | 35 |   |

 

Restriction on ACC’s present or future ability to pay dividends to Ameriprise Financial:

 

Certain series of installment certificate products outstanding provide that cash dividends may be paid by ACC only in calendar years for which additional credits of at least one-half of 1% on such series of certificates have been authorized by ACC. This restriction has been satisfied for 2010 and 2009 by ACC’s declaration of additional credits.

 

Appropriated retained earnings resulting from the pre-declaration of additional credits to ACC’s certificate product owners are not available for the payment of dividends by ACC. In addition, ACC will discontinue issuance of certificates subject to the pre-declaration of additional credits and will make no further pre-declaration as to outstanding certificates if at any time the calculation of ACC’s capital and unappropriated retained earnings should be less than 5% of net certificate reserves (certificate reserves less certificate loans).

 

**ITEM 6.   SELECTED FINANCIAL DATA**

 

Item omitted pursuant to General Instructions (I)(2)(a) of Form 10-K.

 

**ITEM 7.   MANAGEMENT’S NARRATIVE ANALYSIS**

 

The following information should be read in conjunction with the accompanying audited consolidated financial statements and related notes included elsewhere in this report. The following discussion may contain forward-looking statements that reflect Ameriprise Certificate Company’s (“ACC” or the “Company”)  plans, estimates and beliefs. ACC’s actual results could differ materially from those discussed in these forward-looking statements. Factors that could cause or contribute to these differences include, but are not limited to, those discussed below under the heading “Forward-Looking Statements” and elsewhere in this report, particularly in “Item 1A-Risk Factors.” Management’s narrative analysis is presented pursuant to General Instructions I(2)(a) of Form 10-K in lieu of Management’s Discussion and Analysis of Financial Condition and Results of Operations.

 

**Recent Accounting Pronouncements and Significant Accounting Policies**

 

For information regarding recent accounting pronouncements and their expected impact on ACC’s future results of operations or financial condition and significant accounting policies, see Note 1 to ACC’s consolidated financial statements beginning on page F-1 of this Annual Report on Form 10-K.

 

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**Results of Operations**

 

ACC’s net income (loss) is derived primarily from the after-tax yield on investments and realized investment gains (losses), less investment expenses and interest credited on certificate reserve liabilities. Net income (loss) trends occur largely due to changes in returns on ACC’s investment portfolio, from realization of investment gains (losses) and from changes in interest credited to certificate products. ACC follows U.S. generally accepted accounting principles (“GAAP”).

 

For the year ended December 31, 2010, investment income was $154.0 million compared to $223.8 million for the prior year, a decrease of $69.8 million, or 31%. The decrease in investment income was driven by lower average asset balances due to net outflows primarily driven by the run-off of certificate rate promotions, as well as lower average yields.

 

Investment expenses in 2010 decreased $6.9 million, or 19%, to $30.1 million compared to $37.0 million in 2009. This decrease is primarily due to lower distribution fees as a result of declining certificate reserve balances in 2010, as well as lower investment advisory and services fees due to lower invested assets partially offset by an increase in other investment expenses driven by real estate owned expenses.

 

Net provision for certificate reserves decreased $69.3 million, or 57%, to $52.2 million for the year ended December 31, 2010 compared to $121.5 million in 2009. This decrease is a result of lower certificate balances primarily driven by the run-off of certificate rate promotions as well as lower interest crediting rates compared to the prior year.

 

Net realized gain on investments before income taxes was $7.1 million for the year ended December 31, 2010 compared to $3.3 million for 2009. For 2010, net realized gains from sales of Available-for-Sale securities were $6.0 million and other-than-temporary impairments recognized in earnings were $2.6 million, which related primarily to credit losses on non-agency residential mortgage backed securities. Also included in net investment gains for 2010 was a $5.8 million decrease in the syndicated loans reserve primarily due to improvement of underlying credit. For 2009, net realized gains from sales of Available-for-Sale securities were $14.9 million and other-than-temporary impairments recognized in earnings were $10.0 million, primarily related to credit losses on non-agency residential mortgage backed securities.

 

The effective tax rate was 36.0% for the year ended December 31, 2010 compared to 36.6% for the year ended December 31, 2009.

 

**Fair Value Measurements**

 

ACC reports certain assets and liabilities at fair value; specifically derivatives, embedded derivatives, and most investments and cash equivalents. Fair value assumes the exchange of assets or liabilities occurs in orderly transactions. Companies are not permitted to use market prices that are the result of a forced liquidation or distressed sale. ACC includes actual market price or observable inputs in its fair value measurements to the extent available. Broker quotes are obtained when quotes from pricing services are not available. ACC validates prices obtained from third parties through a variety of means such as: price variance analysis, subsequent sales testing, stale price review, price comparison across pricing vendors and due diligence reviews of vendors.

 

*Non-Agency Residential Mortgage Backed Securities Backed by Subprime, Alt-A or Prime Collateral*

 

Subprime mortgage lending is the origination of residential mortgage loans to customers with weak credit profiles. Alt-A mortgage lending is the origination of residential mortgage loans to customers who have credit ratings above subprime but may not conform to government-sponsored standards. Prime mortgage lending is the origination of residential mortgage loans to customers with good credit profiles. ACC has exposure to these types of loans predominantly through mortgage backed and asset backed securities. The slowdown in the U.S. housing market, combined with relaxed underwriting standards by some originators, has led to higher delinquency and loss rates for some of these investments. Market conditions have increased the likelihood of other-than-temporary impairments for certain non-agency residential mortgage backed securities. As a part of ACC’s risk management process, an internal rating system is used in conjunction with market data as the basis for analysis to assess the likelihood that ACC will not receive all contractual principal and interest payments for these investments. For the investments that are more at risk for impairment, ACC performs its own assessment of projected cash flows incorporating assumptions about default rates, prepayment speeds and loss severity to determine if an other-than-temporary impairment should be recognized.

 

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The following table presents as of December 31, 2010, ACC’s non-agency residential mortgage backed and asset backed securities backed by subprime, Alt-A or prime mortgage loans by credit rating and vintage year (in thousands):

 
| ** **              | ** ** | **AAA**       | ** ** | **AA**     | ** ** | **A**         | ** ** | **BBB**    | ** ** | **BB & Below** | ** ** | **Total**  | ** ** |
|-------------------------|------------|---------------|------------|------------|------------|---------------|------------|------------|------------|------------------------------|------------|------------|------------|
| ** **              | ** ** | **Amortized** | ** ** | **Fair**   | ** ** | **Amortized** | ** ** | **Fair**   | ** ** | **Amortized**                | ** ** | **Fair**   | ** ** | **Amortized** | ** ** | **Fair** | ** ** | **Amortized** | ** ** | **Fair** | ** ** | **Amortized** | ** ** | **Fair** | ** ** |
| ** **              | ** ** | **Cost**      | ** ** | **Value**  | ** ** | **Cost**      | ** ** | **Value**  | ** ** | **Cost**                     | ** ** | **Value**  | ** ** | **Cost** | ** ** | **Value** | ** ** | **Cost** | ** ** | **Value** | ** ** | **Cost** | ** ** | **Value** | ** ** |
| **Subprime**            | ** ** | ** **    | ** ** | ** ** | ** ** | ** **    | ** ** | ** ** | ** ** | ** **                   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| 2003 &   prior |       | $             | 6,729      |       | $          | 6,685         |       | $          | —     |                         | $          | —     |       | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | 6,729 |   | $ | 6,685 |   |
| 2004                    |       | 8,183         |       | 8,057      |       | —        |       | —     |       | 6,381                        |       | 6,216      |       | — |   | — |   | 8,296 |   | 7,381 |   | 22,860 |   | 21,654 |   |
| 2005                    |       | 7,381         |       | 7,542      |       | 22,341        |       | 24,316     |       | 4,133                        |       | 3,940      |       | — |   | — |   | 4,746 |   | 5,022 |   | 38,601 |   | 40,820 |   |
| 2006                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | 5,098 |   | 5,144 |   | 2,709 |   | 2,680 |   | 7,807 |   | 7,824 |   |
| 2007                    |       | —        |       | —     |       | —        |       | —     |       | 3,263                        |       | 3,324      |       | — |   | — |   | — |   | — |   | 3,263 |   | 3,324 |   |
| 2008                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | — |   | — |   | — |   | — |   |
| Re-Remic(1)             |       | —        |       | —     |       | —        |       | —     |       | 3,883                        |       | 3,907      |       | 7,577 |   | 7,801 |   | — |   | — |   | 11,460 |   | 11,708 |   |
| Total   Subprime        |       | $             | 22,293     |       | $          | 22,284        |       | $          | 22,341     |                         | $          | 24,316     |       | $ | 17,660 |   | $ | 17,387 |   | $ | 12,675 |   | $ | 12,945 |   | $ | 15,751 |   | $ | 15,083 |   | $ | 90,720 |   | $ | 92,015 |   |
| ** **              | ** ** | ** **    | ** ** | ** ** | ** ** | ** **    | ** ** | ** ** | ** ** | ** **                   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **Alt-A**               | ** ** | ** **    | ** ** | ** ** | ** ** | ** **    | ** ** | ** ** | ** ** | ** **                   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| 2003 &   prior |       | $             | 4,372      |       | $          | 4,321         |       | $          | —     |                         | $          | —     |       | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | 4,372 |   | $ | 4,321 |   |
| 2004                    |       | 3,258         |       | 3,183      |       | 2,570         |       | 2,181      |       | 15,064                       |       | 13,495     |       | 10,199 |   | 5,568 |   | 3,233 |   | 1,534 |   | 34,324 |   | 25,961 |   |
| 2005                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | 89,131 |   | 62,215 |   | 89,131 |   | 62,215 |   |
| 2006                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | 31,651 |   | 24,967 |   | 31,651 |   | 24,967 |   |
| 2007                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | 45,823 |   | 26,504 |   | 45,823 |   | 26,504 |   |
| 2008                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | — |   | — |   | — |   | — |   |
| 2009                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | — |   | — |   | — |   | — |   |
| 2010                    |       | 35,601        |       | 35,601     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | — |   | — |   | 35,601 |   | 35,601 |   |
| Re-Remic(1)             |       | 57,408        |       | 58,014     |       | —        |       | —     |       | 4,725                        |       | 5,009      |       | — |   | — |   | — |   | — |   | 62,133 |   | 63,023 |   |
| Total   Alt-A           |       | $             | 100,639    |       | $          | 101,119       |       | $          | 2,570      |                         | $          | 2,181      |       | $ | 19,789 |   | $ | 18,504 |   | $ | 10,199 |   | $ | 5,568 |   | $ | 169,838 |   | $ | 115,220 |   | $ | 303,035 |   | $ | 242,592 |   |
| ** **              | ** ** | ** **    | ** ** | ** ** | ** ** | ** **    | ** ** | ** ** | ** ** | ** **                   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **Prime**               | ** ** | ** **    | ** ** | ** ** | ** ** | ** **    | ** ** | ** ** | ** ** | ** **                   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| 2003 &   prior |       | $             | 103,793    |       | $          | 104,246       |       | $          | —     |                         | $          | —     |       | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | — |   | $ | 103,793 |   | $ | 104,246 |   |
| 2004                    |       | 49,053        |       | 49,148     |       | 25,550        |       | 24,171     |       | 5,762                        |       | 4,806      |       | 19,556 |   | 15,485 |   | 22,052 |   | 8,327 |   | 121,973 |   | 101,937 |   |
| 2005                    |       | 3,286         |       | 3,174      |       | 12,192        |       | 11,414     |       | —                       |       | —     |       | 16,621 |   | 16,200 |   | 75,331 |   | 65,091 |   | 107,430 |   | 95,879 |   |
| 2006                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | 3,489 |   | 3,203 |   | 3,489 |   | 3,203 |   |
| 2007                    |       | 23,314        |       | 22,977     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | — |   | — |   | 23,314 |   | 22,977 |   |
| 2008                    |       | —        |       | —     |       | —        |       | —     |       | —                       |       | —     |       | — |   | — |   | — |   | — |   | — |   | — |   |
| Re-Remic(1)             |       | 290,505       |       | 301,256    |       | 9,241         |       | 10,403     |       | —                       |       | —     |       | — |   | — |   | — |   | — |   | 299,746 |   | 311,659 |   |
| Total   Prime           |       | $             | 469,951    |       | $          | 480,801       |       | $          | 46,983     |                         | $          | 45,988     |       | $ | 5,762 |   | $ | 4,806 |   | $ | 36,177 |   | $ | 31,685 |   | $ | 100,872 |   | $ | 76,621 |   | $ | 659,745 |   | $ | 639,901 |   |
| ** **              | ** ** | ** **    | ** ** | ** ** | ** ** | ** **    | ** ** | ** ** | ** ** | ** **                   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **Grand Total**         |       | $             | 592,883    |       | $          | 604,204       |       | $          | 71,894     |                         | $          | 72,485     |       | $ | 43,211 |   | $ | 40,697 |   | $ | 59,051 |   | $ | 50,198 |   | $ | 286,461 |   | $ | 206,924 |   | $ | 1,053,500 |   | $ | 974,508 |   |

 

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(1)             Re-Remics of mortgage backed securities are prior vintages with cash flows structured into senior and subordinated bonds. Credit enhancement on senior bonds is increased through the Re-Remic process. ACC did not have any exposure to subordinate tranches as of December 31, 2010.

 

**Forward-Looking Statements**

 

This report contains forward-looking statements that reflect management’s plans, estimates and beliefs. Actual results could differ materially from those described in these forward-looking statements. The words “believe,” “expect,” “anticipate,” “optimistic,” “intend,” “plan,” “aim,” “will,” “may,” “should,” “could,” “would,” “likely,” “forecast,” “on pace,” “project” and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date on which they are made. Such forward-looking statements involve known and unknown risks, uncertainties and other important factors, which could cause actual results, performance or achievements to differ materially from expected results, performance or achievements. These statements are not guarantees or indicative of future performance. Important assumptions and other important factors that could cause actual results to differ materially from those forward-looking statements include, but are not limited to, those factors, risks and uncertainties described in “Item 1A-Risk Factors” and elsewhere in this Annual Report on Form 10-K. ACC’s future financial condition and results of operations, as well as any forward-looking statements contained in this report, are made only as of the date hereof. ACC undertakes no obligation to update or revise any forward-looking statements.

 

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**ITEM 7A.   QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK**

 

ACC has three principal components of market risk: interest rate risk, equity price risk, and credit risk. Interest rate risk results from investing in assets that are somewhat longer and reset less frequently than the liabilities they support. ACC manages interest rate risk through the use of a variety of tools that include derivative instruments, such as interest rate swaps, caps, and floors, which change the interest rate characteristics of client liabilities or investment assets. Due to certain provisions for certificates being impacted by the value of equity indices, from time to time ACC enters into risk management strategies that may include the use of equity derivative instruments, such as equity options, to mitigate ACC’s exposure to volatility in the equity markets.

 

Ameriprise Financial’s Financial Risk Management Committee (“FRMC”), which is comprised of senior managers, holds regularly scheduled meetings to review models projecting various interest rate scenarios and risk/return measures and their effect on various portfolios managed by Columbia Management Investment Advisers, LLC, including that of ACC. ACC’s Board of Directors has appointed FRMC as the investment committee of ACC. FRMC’s objectives are to structure ACC’s portfolio of investment securities based upon the type and behavior of the certificates in the certificate reserve liabilities, to achieve targeted levels of profitability within defined risk parameters and to meet certificate contractual obligations.

 

ACC primarily invests in mortgage and asset backed securities and intermediate term corporate debt securities to provide its certificate owners with a competitive rate of return on their certificates while managing risk. These investments provide ACC with a historically dependable and targeted margin between the interest rate earned on investments and the interest rate credited to certificate owners’ accounts. ACC does not invest in securities to generate short-term trading profits for its own account.

 

To evaluate interest rate and equity price risk, ACC performs sensitivity testing which measures the impact on pretax income from the sources listed below for a 12 month period following a hypothetical 100 basis point increase in interest rates and a hypothetical 10% decline in equity prices. The interest rate risk test assumes a sudden 100 basis point parallel shift in the yield curve, with rates then staying at those levels for the next 12 months. The equity price risk test assumes a sudden 10% drop in equity prices, with equity prices then staying at those levels for the next 12 months. In estimating the values of stock market certificates, ACC assumes no change in implied market volatility despite the 10% drop in equity prices.

 

The following table presents ACC’s estimate of the pretax impact of these hypothetical market movements as of December 31, 2010:

 

 
| ** **                                                           | ** ** | **Interest Rate Exposure to Pretax Income** | ** ** |
|----------------------------------------------------------------------|------------|----------------------------------------------------------------------|------------|
| **Interest Rate Increase 100 Basis Points** | ** ** | **Before Hedge Impact**                                    | ** ** | **Hedge Impact** | ** ** | **Net Impact** | ** ** |
| ** **                                                           | ** ** | **(in thousands)**                                              | ** ** |
| Flexible Savings and other fixed rate certificates                   |       | $                                                                    | (2,461     | ) | N/A |   | $ | (2,461 | ) |
|                                                                      |            |                                                                      |            |  |  |  |  |  |  |

 
| ** **                                  | ** ** | **Equity Price Exposure to Pretax Income** | ** ** |
|---------------------------------------------|------------|---------------------------------------------------------------------|------------|
| **Equity Price Decline 10%** | ** ** | **Before Hedge Impact**                                   | ** ** | **Hedge Impact** | ** ** | **Net Impact** | ** ** |
| ** **                                  | ** ** | **(in thousands)**                                             | ** ** |
| Stock market certificates                   |       | $                                                                   | 5,581      |   | $ | (5,581 | ) | $ | — |   |
|                                        |       |                                                                |       |   |   |   |   |
| N/A Not Applicable.                         |       |                                                                |       |   |   |   |   |
|                                             |            |                                                                     |            |  |  |  |  |  |  |  |

 

At December 31, 2010, aggregating ACC’s exposure from all sources of interest rate risk, ACC estimates a negative impact of $2.5 million on pretax income for the 12 month period if, hypothetically, interest rates had increased by 100 basis points and remained at that level for 12 months. This compares with an estimate of a negative impact of $5.5 million on pretax income for the 12 month period following a hypothetical 100 basis point increase in interest rates at December 31, 2009.

 

At December 31, 2010, aggregating ACC’s exposure from all sources of equity price risk, net of hedging, ACC estimates no impact on pretax income for the 12 month period if, hypothetically, equity markets had declined by 10% and remained at that level for 12 months. This compares with an estimate of no net impact on pretax income  for the 12 month period following a hypothetical 10% drop in equity markets at December 31, 2009.

 

Actual results could differ materially from those illustrated above as they are based on a number of estimates and assumptions. These include assuming that implied market volatility does not change when equity prices fall by 10%, the composition of invested assets and liabilities does not change in the 12 month period following the hypothetical market decline and that the 100 basis point increase in interest rates is a parallel shift in the yield curve. Furthermore, ACC has not tried to anticipate changes in client preferences for different types of assets or other changes in client behavior, nor has ACC tried to anticipate actions management might take to increase revenues or reduce expenses in these scenarios.

 

The selection of a 100 basis point interest rate increase and a 10% equity price decline should not be construed as a prediction of future market events. Impacts of larger or smaller changes in interest rates or equity prices may not be proportional to those shown for a 100 basis point increase in interest rates or a 10% decline in equity prices.

 

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***Flexible Savings and Other Fixed Rate Certificates***

 

ACC has interest rate risk from its Flexible Savings and other fixed rate certificates. These products are investment certificates generally ranging in amounts from $1,000 to $1 million with interest crediting rate terms ranging from three to thirty-six months. ACC guarantees an interest rate to the holders of these products. Payments collected from clients are primarily invested in fixed rate securities to fund the client credited rate with the spread between the rate earned from investments and the rate credited to clients recorded as earned income. Client liabilities and investment assets generally differ as it relates to basis, repricing or maturity characteristics. Rates credited to clients generally reset at shorter intervals than the yield on underlying investments. This exposure is not currently hedged although ACC monitors its investment strategy and makes modifications based on changing liabilities and the expected interest rate environment. ACC had $2.3 billion in reserves included in certificate reserves on the Consolidated Balance Sheet at December 31, 2010 to cover the liabilities associated with these products.

 

***Stock Market Certificates***

 

ACC has equity price risk from its stock market certificates. Stock market certificates are purchased for amounts generally from $1,000 to $1 million for terms of 52 weeks which can be extended to a maximum of 20 years. For each term the certificate holder can choose to participate 100% in any percentage increase in the S&P 500 Index up to a maximum return or choose partial participation in any increase in the S&P 500 Index plus a fixed rate of interest guaranteed in advance. If partial participation is selected, the total of equity-linked return and guaranteed rate of interest cannot exceed the maximum return. Reserves for the stock market certificates of $804 million were included in certificate reserves on ACC’s Consolidated Balance Sheet at December 31, 2010.

 

*Equity Price Risk — Stock Market Certificates*

 

The equity-linked return to investors creates equity price risk exposure. ACC seeks to minimize this exposure with purchased futures and call spreads that replicate what ACC must credit to client accounts.

 

*Interest Rate Risk — Stock Market Certificates*

 

Stock market certificates have interest rate risk as changes in interest rates affect the fair value of the payout to be made to the certificate holder. This risk continues to be fully hedged.

 

***Credit Risk***

 

ACC is exposed to credit risk within its investment portfolio, including its loan portfolio, and through derivative counterparties. Credit risk relates to the uncertainty of an obligor’s continued ability to make timely payments in accordance with the contractual terms of the instrument or contract. ACC considers its total potential credit exposure to each counterparty and its affiliates to ensure compliance with pre-established credit guidelines at the time it enters into a transaction which would potentially increase ACC’s credit risk. These guidelines and oversight of credit risk are managed through ACC’s comprehensive enterprise risk management program that includes members of senior management.

 

ACC manages the risk of credit-related losses in the event of nonperformance by counterparties by applying disciplined fundamental credit analysis and underwriting standards, prudently limiting exposures to lower-quality, higher-yielding investments, and diversifying exposures by issuer, industry, region and underlying investment type. ACC remains exposed to occasional adverse cyclical economic downturns during which default rates may be significantly higher than the long-term historical average used in pricing.

 

ACC manages its credit risk related to over-the-counter derivatives by entering into transactions with creditworthy counterparties, maintaining collateral arrangements and through the use of master netting arrangements that provide for a single net payment to be made by one counterparty to another at each due date and upon termination. Generally, ACC’s current credit exposure on over-the-counter derivative contracts is limited to a derivative counterparty’s net positive fair value of derivative contracts after taking into consideration the existence of netting arrangements and any collateral received. This exposure is monitored and managed to an acceptable threshold level.

 

**ITEM 8.**   **FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA**

 

See Index to Consolidated Financial Statements and Schedules on page F-1 hereof.

 

**ITEM 9.   CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE**

 

None.

 

14

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**ITEM 9A.   CONTROLS AND PROCEDURES**

 

**Disclosure Controls and Procedures**

 

ACC maintains disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”)) designed to provide reasonable assurance that the information required to be reported in the Exchange Act filings is recorded, processed, summarized and reported within the time periods specified in and pursuant to SEC regulations, including controls and procedures designed to ensure that this information is accumulated and communicated to ACC’s management, including its Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding the required disclosure. It should be noted that, because of inherent limitations, ACC’s disclosure controls and procedures, however well designed and operated, can provide only reasonable, and not absolute, assurance that the objectives of the disclosure controls and procedures are met.

 

ACC’s management, under the supervision and with the participation of its Chief Executive Officer and Chief Financial Officer, evaluated the effectiveness of ACC’s disclosure controls and procedures as of the end of the period covered by this report. Based upon that evaluation, ACC’s Chief Executive Officer and Chief Financial Officer have concluded that ACC’s disclosure controls and procedures were effective at a reasonable level of assurance as of December 31, 2010.

 

**Changes in Internal Control over Financial Reporting**

 

There have not been any changes in ACC’s internal control over financial reporting (as such term is defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) during the fourth fiscal quarter of the year to which this report relates that have materially affected, or are reasonably likely to materially affect, ACC’s internal control over financial reporting.

 

**ITEM 9B.   OTHER INFORMATION**

 

None.

 

**PART III**

 

**ITEM 10.   DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE**

 

Item omitted pursuant to General Instructions (I)(2)(c) of Form 10-K.

 

**ITEM 11.   EXECUTIVE COMPENSATION**

 

Item omitted pursuant to General Instructions (I)(2)(c) of Form 10-K.

 

**ITEM 12.   SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS**

 

Item omitted pursuant to General Instructions (I)(2)(c) of Form 10-K.

 

**ITEM 13.   CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE**

 

Item omitted pursuant to General Instructions (I)(2)(c) of Form 10-K.

 

**ITEM 14.   PRINCIPAL ACCOUNTING FEES AND SERVICES**

 

The Board of Directors of ACC, at the recommendation of its Audit Committee, has appointed Ernst & Young LLP (“Ernst & Young”) as independent registered public accountants to audit the consolidated financial statements of ACC for the years ended December 31, 2010 and 2009.

 

**Audit Fees**

 

The aggregate fees billed or to be billed by Ernst & Young for each of the last two years for professional services rendered for the audit of ACC’s annual consolidated financial statements and services that were provided in connection with statutory and regulatory filings were $135,000 for 2010 and $149,000 for 2009.

 

**Audit-Related Fees**

 

ACC was not billed by Ernst & Young for any fees for audit-related services for 2010 or 2009.

 

**Tax Fees**

 

ACC was not billed by Ernst & Young for any tax fees for 2010 or 2009.

 

15

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**All Other Fees**

 

ACC was not billed by Ernst & Young for any other fees for 2010 or 2009.

 

**Policy on Pre-Approval of Services Provided by Independent Registered Public Accountants**

 

Pursuant to the requirements of the Sarbanes-Oxley Act of 2002, the terms of the engagement of Ernst & Young are subject to the specific pre-approval of the Audit Committee of Ameriprise Financial. All audit and permitted non-audit services to be performed by Ernst & Young for ACC require pre-approval by the Audit Committee of Ameriprise Financial in accordance with pre-approval procedures established by the Audit Committee of Ameriprise Financial. The procedures require all proposed engagements of Ernst & Young for services to ACC of any kind to be directed to the General Auditor of Ameriprise Financial and then submitted for approval to the Audit Committee of Ameriprise Financial prior to the beginning of any services.

 

In addition, the charter of ACC’s Audit Committee requires pre-approval of any engagement, including the fees and other compensation, of Ernst & Young (1) to provide any services to ACC and prohibits the performance of certain specified non-audit services, and (2) to provide any non-audit services to Ameriprise Financial or any affiliate of Ameriprise Financial that controls, is controlled by, or under common control with Ameriprise Financial. Certain exceptions apply to the pre-approval requirement.

 

In 2010 and 2009, 100% of the services provided by Ernst & Young for ACC were pre-approved by the Audit Committee of Ameriprise Financial.

 

**PART IV**

 

**ITEM 15.   EXHIBITS AND FINANCIAL STATEMENT SCHEDULES**

 
| (a)    | 1.                                                                                        | Financial   Statements:                       |
|--------|-------------------------------------------------------------------------------------------|-----------------------------------------------|
|   |                                                                                      |                                          |
|   | See   Index to Consolidated Financial Statements and Schedules on page F-1   hereof. |
|   |                                                                                      |                                          |
|   | 2.                                                                                        | Consolidated   Financial Statement Schedules: |
|   |                                                                                      |                                          |
|   | See   Index to Consolidated Financial Statements and Schedules on page F-1   hereof. |
|   |                                                                                      |                                          |
|   | 3.                                                                                        | Exhibits:                                     |
|   |                                                                                      |                                          |
|   | See   Exhibit Index on page E-1 hereof.                                         |

 

16

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**SIGNATURES**

 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 
| REGISTRANT                                                                                                                                                                                                        | AMERIPRISE   CERTIFICATE COMPANY                                            |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------|
|                                                                                                                                                                                                              |                                                                        |
| BY                                                                                                                                                                                                                | /s/   William F. Truscott                                                   |   |
| NAME   AND TITLE                                                                                                                                                                                                  | William   F. Truscott, Director, President and Chief Executive Officer      |
|                                                                                                                                                                                                              | (Principal   Executive Officer)                                             |
| DATE                                                                                                                                                                                                              | February 23,   2011                                                    |
|                                                                                                                                                                                                              |                                                                        |
| Pursuant   to the requirements of the Securities Exchange Act of 1934, this report has   been signed below by the following persons on behalf of the registrant and in   the capacity and on the dates indicated. |
|                                                                                                                                                                                                              |
| BY                                                                                                                                                                                                                | /s/   William F. Truscott                                                   |   |
| NAME   AND TITLE                                                                                                                                                                                                  | William   F. Truscott, Director, President and Chief Executive Officer      |
|                                                                                                                                                                                                              | (Principal   Executive Officer)                                             |
| DATE                                                                                                                                                                                                              | February 23,   2011                                                    |
|                                                                                                                                                                                                              |                                                                        |
| BY                                                                                                                                                                                                                | /s/   Ross P. Palacios                                                      |   |
| NAME   AND TITLE                                                                                                                                                                                                  | Ross   P. Palacios, Vice President and Chief Financial Officer              |
|                                                                                                                                                                                                              | (Principal   Financial Officer)                                             |
| DATE                                                                                                                                                                                                              | February 23,   2011                                                    |
|                                                                                                                                                                                                              |                                                                        |
| BY                                                                                                                                                                                                                | /s/   David K. Stewart                                                      |   |
| NAME   AND TITLE                                                                                                                                                                                                  | David   K. Stewart, Vice President, Controller and Chief Accounting Officer |
|                                                                                                                                                                                                              | (Principal   Accounting Officer)                                            |
| DATE                                                                                                                                                                                                              | February 23,   2011                                                    |
|                                                                                                                                                                                                              |                                                                        |
| BY                                                                                                                                                                                                                | /s/   Lorna P. Gleason*                                                     |   |
| NAME   AND TITLE                                                                                                                                                                                                  | Lorna   P. Gleason, Director                                                |
| DATE                                                                                                                                                                                                              | February 23,   2011                                                    |
|                                                                                                                                                                                                              |                                                                        |
| BY                                                                                                                                                                                                                | /s/   Jean B. Keffeler*                                                     |   |
| NAME   AND TITLE                                                                                                                                                                                                  | Jean   B. Keffeler, Director                                                |
| DATE                                                                                                                                                                                                              | February 23,   2011                                                    |
|                                                                                                                                                                                                              |                                                                        |
| BY                                                                                                                                                                                                                | /s/   Karen M. Bohn*                                                        |   |
| NAME   AND TITLE                                                                                                                                                                                                  | Karen   M. Bohn, Director                                                   |
| DATE                                                                                                                                                                                                              | February 23,   2011                                                    |
|                                                                                                                                                                                                                   |                                                                             |  |  |

 

 
| *By   | /s/   William F. Truscott |   |
|-------|---------------------------|--------|
| Name: | William   F. Truscott     |   |

 

Executed by William F. Truscott on behalf of Jean B. Keffeler and Karen M. Bohn pursuant to a Power of Attorney, dated March 2, 2010, filed electronically herewith as Exhibit 24(a) to Registrant’s Form 10-K and on behalf of Lorna P. Gleason pursuant to a Power of Attorney dated February 14, 2011, filed electronically herewith as Exhibit 24(d).

 

17

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**Index to Consolidated Financial Statements and Schedules**

 
| **Consolidated Financial   Statements:** |                                                                                                            |
|------------------------------------------|-----------------------------------------------------------------------------------------------------------------|
|                                     |                                                                                                            |   |
| Part   I.                                | Financial   Information:                                                                                        |   |
|                                     |                                                                                                            |   |
| Item   1.                                | Consolidated   Financial Statements                                                                             |   |
|                                     |                                                                                                            |   |
|                                     | Report of Independent   Registered Public Accounting Firm                                                       | F-2 |
|                                     |                                                                                                            |   |
|                                     | Consolidated Statements of   Operations — Years ended December 31, 2010, 2009 and 2008                | F-3 |
|                                     |                                                                                                            |   |
|                                     | Consolidated Balance Sheets —   December 31, 2010 and 2009                                            | F-4 |
|                                     |                                                                                                            |   |
|                                     | Consolidated Statements of   Cash Flows — Years ended December 31, 2010, 2009 and 2008                | F-6 |
|                                     |                                                                                                            |   |
|                                     | Consolidated Statements of   Shareholder’s Equity — Years ended December 31, 2010, 2009 and 2008 | F-7 |
|                                     |                                                                                                            |   |
|                                     | Notes   to Consolidated Financial Statements                                                                    | F-8 |
|                                     |                                                                                                            |   |
| Part II.                            |                                                                                                            |   |
|                                     |                                                                                                            |   |
| **Schedule   No.:**                      |                                                                                                            |   |
|                                     |                                                                                                            |   |
|                                     | Consolidated****Financial Schedules:                                                                            |   |
|                                     |                                                                                                            |   |
| I                                        | Investments   in Securities of Unaffiliated Issuers, December 31, 2010                                     | F-27 |
|                                     |                                                                                                            |   |
| III                                      | Mortgage Loans on Real Estate and   Interest earned on Mortgages, Years ended December 31, 2010 and 2009   | F-37 |
|                                     |                                                                                                            |   |
| IV                                       | Real Estate Owned, Years ended   December 31, 2010 and 2009                                                | F-41 |
|                                     |                                                                                                            |   |
| V                                        | Qualified Assets on Deposit,   December 31, 2010                                                           | F-42 |
|                                     |                                                                                                            |   |
| VI                                       | Certificate Reserves, Years ended   December 31, 2010, 2009 and 2008                                       | F-43 |
|                                     |                                                                                                            |   |
| VII                                      | Valuation and Qualifying Accounts,   Years ended December 31, 2010, 2009 and 2008                          | F-88 |

 

All other Schedules required by Article 6 of Regulation S-X are not required under the related instructions or are inapplicable and therefore have been omitted.

 

F-1

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Table of Contents

 

**REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**

 

Report of Independent Registered Public Accounting Firm

 

The Board of Directors and Shareholder of Ameriprise Certificate Company

 

We have audited the accompanying consolidated balance sheets of Ameriprise Certificate Company, (a wholly owned subsidiary of Ameriprise Financial, Inc.) (the Company) as of December 31, 2010 and 2009, and the related consolidated statements of operations, shareholder’s equity, and cash flows for each of the three years in the period ended December 31, 2010. Our audits also included the consolidated financial statement schedules listed in the Index at Item 15(a). These consolidated financial statements and schedules are the responsibility of the Company’s management. Our responsibility is to express an opinion on these consolidated financial statements and schedules based on our audits.

 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement. We were not engaged to perform an audit of the Company’s internal control over financial reporting. Our audits included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall consolidated financial statement presentation. Our procedures included confirmation of securities owned as of December 31, 2010 and 2009, by correspondence with the custodian. We believe that our audits provide a reasonable basis for our opinion.

 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial position of Ameriprise Certificate Company at December 31, 2010 and 2009, and the consolidated results of its operations and its cash flows for each of the three years in the period ended December 31, 2010, in conformity with U.S. generally accepted accounting principles. Also, in our opinion, the related consolidated financial statement schedules, when considered in relation to the basic consolidated financial statements taken as whole, present fairly in all material respects the information set forth therein.

 

As discussed in Note 1 to the consolidated financial statements, in 2009 the Company adopted new accounting guidance related to the recognition and presentation of other-than-temporary impairments.

 

 

/s/ Ernst & Young LLP

 

Minneapolis, Minnesota

 

February 23, 2011

 

F-2

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**AMERIPRISE CERTIFICATE COMPANY**

** **

**CONSOLIDATED STATEMENTS OF OPERATIONS**

 
| ** **                                                                                   | ** ** | **Years Ended December 31,** | ** ** |
|----------------------------------------------------------------------------------------------|------------|---------------------------------------------|------------|
| ** **                                                                                   | ** ** | **2010**                                    | ** ** | **2009** | ** ** | **2008** | ** ** |
| ** **                                                                                   | ** ** | **(in thousands)**                     | ** ** |
| **Investment Income**                                                                        |       |                                        |       |   |   |   |   |
| Interest income from unaffiliated investments:                                               |       |                                        |       |   |   |   |   |
| Available-for-Sale securities                                                                |       | $                                           | 137,914    |   | $ | 202,943 |   | $ | 169,827 |   |
| Syndicated loans and commercial mortgage loans                                               |       | 13,045                                      |       | 17,415 |   | 22,296 |   |
| Trading securities                                                                           |       | —                                      |       | 1,062 |   | 11 |   |
| Certificate loans                                                                            |       | 235                                         |       | 309 |   | 382 |   |
| Dividends                                                                                    |       | 975                                         |       | 1,249 |   | 1,371 |   |
| Other                                                                                        |       | 1,800                                       |       | 826 |   | 401 |   |
| Total investment income                                                                      |       | 153,969                                     |       | 223,804 |   | 194,288 |   |
|                                                                                         |       |                                        |       |   |   |   |   |
| **Investment Expenses**                                                                      |       |                                        |       |   |   |   |   |
| Ameriprise Financial and affiliated company fees:                                            |       |                                        |       |   |   |   |   |
| Distribution                                                                                 |       | 14,675                                      |       | 19,651 |   | 18,261 |   |
| Investment advisory and services                                                             |       | 8,607                                       |       | 10,927 |   | 9,569 |   |
| Transfer agent                                                                               |       | 5,051                                       |       | 5,978 |   | 5,967 |   |
| Depository                                                                                   |       | 106                                         |       | 117 |   | 343 |   |
| Other                                                                                        |       | 1,655                                       |       | 335 |   | 1,505 |   |
| Total investment expenses                                                                    |       | 30,094                                      |       | 37,008 |   | 35,645 |   |
|                                                                                         |       |                                        |       |   |   |   |   |
| **Net investment income before   provision for certificate reserves and income tax expense** |       | 123,875                                     |       | 186,796 |   | 158,643 |   |
| ** **                                                                                   |       |                                        |       |   |   |   |   |
| **Provision for Certificate   Reserves**                                                     |       |                                        |       |   |   |   |   |
| According to the terms of the certificates:                                                  |       |                                        |       |   |   |   |   |
| Provision for certificate reserves                                                           |       | 1,725                                       |       | 2,713 |   | 4,578 |   |
| Interest on additional credits                                                               |       | 102                                         |       | 127 |   | 152 |   |
| Interest on advance payments                                                                 |       | 3                                           |       | 4 |   | 6 |   |
| Additional credits/interest authorized by ACC                                                |       | 51,319                                      |       | 120,010 |   | 150,728 |   |
| Total provision for certificate reserves before   reserve recoveries                         |       | 53,149                                      |       | 122,854 |   | 155,464 |   |
| Reserve recoveries from terminations prior to   maturity                                     |       | (971                                        | )          | (1,382 | ) | (1,522 | ) |
| Net provision for certificate reserves                                                       |       | 52,178                                      |       | 121,472 |   | 153,942 |   |
|                                                                                         |       |                                        |       |   |   |   |   |
| **Net investment income before   income tax expense**                                        |       | 71,697                                      |       | 65,324 |   | 4,701 |   |
| Income tax expense                                                                           |       | 25,915                                      |       | 23,989 |   | 2,974 |   |
| Net investment income                                                                        |       | 45,782                                      |       | 41,335 |   | 1,727 |   |
|                                                                                         |       |                                        |       |   |   |   |   |
| **Net realized gain (loss) on   investments**                                                |       |                                        |       |   |   |   |   |
| Securities of unaffiliated issuers before income   tax expense (benefit)                     |       | 7,115                                       |       | 3,259 |   | (129,532 | ) |
| Income tax expense (benefit)                                                                 |       | 2,490                                       |       | 1,141 |   | (45,336 | ) |
| Net realized gain (loss) on investments                                                      |       | 4,625                                       |       | 2,118 |   | (84,196 | ) |
| ** **                                                                                   |       |                                        |       |   |   |   |   |
| **Net income (loss)**                                                                        |       | $                                           | 50,407     |   | $ | 43,453 |   | $ | (82,469 | ) |
|                                                                                         |       |                                        |       |   |   |   |   |
| Supplemental Disclosures:                                                                    |       |                                        |       |   |   |   |   |
| Net realized investment gains before income taxes:                                           |       |                                        |       |   |   |   |   |
| Net realized investment gains before income taxes   and impairment losses on securities      |       | $                                           | 9,740      |   | $ | 13,245 |   |   |   |
| Total other-than-temporary impairment losses on   securities                                 |       | (11,364                                     | )          | (14,635 | ) |   |   |
| Portion of loss recognized in other comprehensive   income                                   |       | 8,739                                       |       | 4,649 |   |   |   |
| Net impairment losses recognized in net realized   investment gains before income taxes      |       | (2,625                                      | )          | (9,986 | ) |   |   |
| Total net realized investment gains before income   taxes                                    |       | $                                           | 7,115      |   | $ | 3,259 |   |   |   |

 

*See Notes to Consolidated Financial Statements.*

 

F-3

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**AMERIPRISE CERTIFICATE COMPANY**

** **

**CONSOLIDATED BALANCE SHEETS**

 
| ** **                                                                                                                                                            | ** ** | **December 31,**                                     | ** ** |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|-----------------------------------------------------------|------------|
| ** **                                                                                                                                                            | ** ** | **2010**                                                  | ** ** | **2009** | ** ** |
| ** **                                                                                                                                                            | ** ** | **(in thousands, except share data)** | ** ** |
| **ASSETS**                                                                                                                                                            |       |                                                      |       |   |   |
| **Qualified Assets**                                                                                                                                                  |       |                                                      |       |   |   |
| Investments in unaffiliated issuers:                                                                                                                                  |       |                                                      |       |   |   |
| Cash equivalents                                                                                                                                                      |       | $                                                         | 182,192    |   | $ | 309,183 |   |
| Available-for-Sale:                                                                                                                                                   |       |                                                      |       |   |   |
| Fixed maturities, at fair value (amortized cost:   2010, $2,909,769; 2009, $3,697,972)                                                                                |       | 2,875,693                                                 |       | 3,627,993 |   |
| Common and preferred stocks, at fair value (cost:   2010, $1,376; 2009, $19,646)                                                                                      |       | 2,413                                                     |       | 15,765 |   |
| Syndicated loans and commercial mortgage loans, at   cost (less allowance for loan losses: 2010, $7,857; 2009, $15,602; fair   value: 2010, $206,882; 2009, $313,021) |       | 199,040                                                   |       | 309,459 |   |
| Certificate loans — secured by certificate   reserves, at cost, which approximates fair value                                                                    |       | 3,299                                                     |       | 5,136 |   |
| Real estate owned, at fair value less cost to sell                                                                                                                    |       | 5,117                                                     |       | 2,087 |   |
| Total investments                                                                                                                                                     |       | 3,267,754                                                 |       | 4,269,623 |   |
|                                                                                                                                                                  |       |                                                      |       |   |   |
| Receivables:                                                                                                                                                          |       |                                                      |       |   |   |
| Dividends and interest                                                                                                                                                |       | 18,735                                                    |       | 27,873 |   |
| Investment securities sold                                                                                                                                            |       | 1,977                                                     |       | 11,757 |   |
| Other receivables                                                                                                                                                     |       | 255                                                       |       | — |   |
| Total receivables                                                                                                                                                     |       | 20,967                                                    |       | 39,630 |   |
|                                                                                                                                                                  |       |                                                      |       |   |   |
| Equity derivatives, purchased                                                                                                                                         |       | 89,014                                                    |       | 166,392 |   |
| Total qualified assets                                                                                                                                                |       | 3,377,735                                                 |       | 4,475,645 |   |
| ** **                                                                                                                                                            |       |                                                      |       |   |   |
| **Other Assets**                                                                                                                                                      |       |                                                      |       |   |   |
| Deferred taxes, net                                                                                                                                                   |       | 45,367                                                    |       | 70,793 |   |
| Current taxes receivable from parent                                                                                                                                  |       | —                                                    |       | 62 |   |
| Total other assets                                                                                                                                                    |       | 45,367                                                    |       | 70,855 |   |
|                                                                                                                                                                  |       |                                                      |       |   |   |
| Total assets                                                                                                                                                          |       | $                                                         | 3,423,102  |   | $ | 4,546,500 |   |

 

*See Notes to Consolidated Financial Statements.*

 

F-4

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**AMERIPRISE CERTIFICATE COMPANY**

** **

**CONSOLIDATED BALANCE SHEETS (Continued)**

 
| ** **                                                            | ** ** | **December 31,**                                     | ** ** |
|-----------------------------------------------------------------------|------------|-----------------------------------------------------------|------------|
| ** **                                                            | ** ** | **2010**                                                  | ** ** | **2009** | ** ** |
| ** **                                                            | ** ** | **(in thousands, except share data)** | ** ** |
| **LIABILITIES AND SHAREHOLDER’S   EQUITY**                       |       |                                                      |       |   |   |
| **Liabilities**                                                       |       |                                                      |       |   |   |
| Certificate reserves                                                  |       |                                                      |       |   |   |
| Installment certificates:                                             |       |                                                      |       |   |   |
| Reserves to mature                                                    |       | $                                                         | 34,708     |   | $ | 40,650 |   |
| Additional credits and accrued interest                               |       | 459                                                       |       | 827 |   |
| Advance payments and accrued interest                                 |       | 81                                                        |       | 124 |   |
| Fully paid certificates:                                              |       |                                                      |       |   |   |
| Reserves to mature                                                    |       | 3,110,907                                                 |       | 4,040,909 |   |
| Additional credits and accrued interest                               |       | 13,528                                                    |       | 25,631 |   |
| Due to unlocated certificate holders                                  |       | 148                                                       |       | 131 |   |
| Total certificate reserves                                            |       | 3,159,831                                                 |       | 4,108,272 |   |
|                                                                  |       |                                                      |       |   |   |
| Accounts payable and accrued liabilities:                             |       |                                                      |       |   |   |
| Due to related party                                                  |       | 272                                                       |       | 208 |   |
| Current taxes payable to parent                                       |       | 7,667                                                     |       | 18,117 |   |
| Payable for investment securities purchased                           |       | —                                                    |       | 1,207 |   |
| Total accounts payable and accrued liabilities                        |       | 7,939                                                     |       | 19,532 |   |
|                                                                  |       |                                                      |       |   |   |
| Equity derivatives, written                                           |       | 75,201                                                    |       | 140,996 |   |
| Other liabilities                                                     |       | 17,637                                                    |       | 32,502 |   |
| Total liabilities                                                     |       | 3,260,608                                                 |       | 4,301,302 |   |
|                                                                  |       |                                                      |       |   |   |
| **Shareholder’s Equity**                                         |       |                                                      |       |   |   |
| Common shares ($10 par value, 150,000 shares   authorized and issued) |       | 1,500                                                     |       | 1,500 |   |
| Additional paid-in capital                                            |       | 181,998                                                   |       | 297,964 |   |
| Retained earnings (Accumulated deficit):                              |       |                                                      |       |   |   |
| Appropriated for additional interest on advance   payments            |       | 15                                                        |       | 15 |   |
| Unappropriated                                                        |       | —                                                    |       | (6,373 | ) |
| Accumulated other comprehensive loss, net of tax                      |       | (21,019                                                   | )          | (47,908 | ) |
| Total shareholder’s equity                                       |       | 162,494                                                   |       | 245,198 |   |
|                                                                  |       |                                                      |       |   |   |
| Total liabilities and shareholder’s equity                       |       | $                                                         | 3,423,102  |   | $ | 4,546,500 |   |

 

*See Notes to Consolidated Financial Statements.*

 

F-5

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Table of Contents

 

**AMERIPRISE CERTIFICATE COMPANY**

** **

**CONSOLIDATED STATEMENTS OF CASH FLOWS**

 
| ** **                                                                                 | ** ** | **Years Ended December 31,** | ** ** |
|--------------------------------------------------------------------------------------------|------------|---------------------------------------------|------------|
| ** **                                                                                 | ** ** | **2010**                                    | ** ** | **2009** | ** ** | **2008** | ** ** |
| ** **                                                                                 | ** ** | **(in thousands)**                     | ** ** |
| **Cash Flows from Operating   Activities**                                                 |       |                                        |       |   |   |   |   |
| Net income (loss)                                                                          |       | $                                           | 50,407     |   | $ | 43,453 |   | $ | (82,469 | ) |
| Adjustments to reconcile net income (loss) to net   cash provided by operating activities: |       |                                        |       |   |   |   |   |
| Interest added to certificate loans                                                        |       | (153                                        | )          | (203 | ) | (243 | ) |
| Amortization of premiums, accretion of discounts,   net                                    |       | (1,337                                      | )          | (8,843 | ) | 6,658 |   |
| Deferred income taxes                                                                      |       | 11,494                                      |       | (7,995 | ) | (33,146 | ) |
| Net realized (gain) loss on investments                                                    |       | 408                                         |       | (4,409 | ) | 118,935 |   |
| Provision for loan loss                                                                    |       | (7,245                                      | )          | 161 |   | 10,604 |   |
| Changes in operating assets and liabilities:                                               |       |                                        |       |   |   |   |   |
| Trading securities, net                                                                    |       | —                                      |       | 16,618 |   | (16,618 | ) |
| Dividends and interest receivable                                                          |       | 9,138                                       |       | 6,378 |   | (7,672 | ) |
| Certificate reserves, net                                                                  |       | (13,227                                     | )          | 19,198 |   | 3,043 |   |
| Due to (from) parent for income taxes, net                                                 |       | (10,388                                     | )          | 24,428 |   | (21,283 | ) |
| Derivatives, net                                                                           |       | 11,583                                      |       | (20,384 | ) | 26,767 |   |
| Derivatives collateral, net                                                                |       | (10,962                                     | )          | 15,556 |   | (7,625 | ) |
| Other, net                                                                                 |       | (3,305                                      | )          | 3,792 |   | 4,631 |   |
| **Net cash provided by operating   activities**                                            |       | 36,413                                      |       | 87,750 |   | 1,582 |   |
| **Cash Flows from Investing   Activities**                                                 |       |                                        |       |   |   |   |   |
| Available-for-Sale securities:                                                             |       |                                        |       |   |   |   |   |
| Sales                                                                                      |       | 81,338                                      |       | 250,119 |   | 45,152 |   |
| Maturities and redemptions                                                                 |       | 1,735,941                                   |       | 1,870,983 |   | 1,051,474 |   |
| Purchases                                                                                  |       | (997,670                                    | )          | (2,289,270 | ) | (1,246,655 | ) |
| Syndicated loans and commercial mortgage loans:                                            |       |                                        |       |   |   |   |   |
| Sales                                                                                      |       | 37,711                                      |       | 1,405 |   | 1,350 |   |
| Maturities and redemptions                                                                 |       | 74,268                                      |       | 45,076 |   | 79,937 |   |
| Purchases and fundings                                                                     |       | —                                      |       | (229 | ) | (109,030 | ) |
| Certificate loans:                                                                         |       |                                        |       |   |   |   |   |
| Payments                                                                                   |       | 668                                         |       | 929 |   | 790 |   |
| Fundings                                                                                   |       | (446                                        | )          | (549 | ) | (573 | ) |
| **Net cash provided by (used in)   investing activities**                                  |       | 931,810                                     |       | (121,536 | ) | (177,555 | ) |
| **Cash Flows from Financing   Activities**                                                 |       |                                        |       |   |   |   |   |
| Payments from certificate owners                                                           |       | 847,363                                     |       | 2,298,416 |   | 2,720,716 |   |
| Certificate maturities and cash surrenders                                                 |       | (1,782,577                                  | )          | (3,094,931 | ) | (1,571,338 | ) |
| Capital contribution from parent                                                           |       | —                                      |       | 35,000 |   | 115,000 |   |
| Dividend/return of capital to parent                                                       |       | (160,000                                    | )          | (60,000 | ) | — |   |
| **Net cash (used in) provided by   financing activities**                                  |       | (1,095,214                                  | )          | (821,515 | ) | 1,264,378 |   |
| **Net (decrease) increase in cash   equivalents**                                          |       | (126,991                                    | )          | (855,301 | ) | 1,088,405 |   |
| Cash equivalents at beginning of period                                                    |       | 309,183                                     |       | 1,164,484 |   | 76,079 |   |
| **Cash equivalents at end of period**                                                      |       | $                                           | 182,192    |   | $ | 309,183 |   | $ | 1,164,484 |   |
| **Supplemental disclosures   including non-cash transactions:**                            |       |                                        |       |   |   |   |   |
| Cash paid for income taxes                                                                 |       | $                                           | 26,992     |   | $ | 8,518 |   | $ | (14,524 | ) |
| Certificate maturities and surrenders through loan   reductions                            |       | 1,768                                       |       | 1,288 |   | 1,348 |   |

 

*See Notes to Consolidated Financial Statements.*

 

F-6

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Table of Contents

 

**AMERIPRISE CERTIFICATE COMPANY**

** **

**CONSOLIDATED STATEMENTS OF SHAREHOLDER’S EQUITY**

 
| ** **                                                                                                                       | ** ** | ** **                              | ** ** | ** ** | ** ** | ** **     | ** ** | **Retained Earnings (Accumulated Deficit)** | ** ** | ** **        | ** ** | ** **         | ** ** |
|----------------------------------------------------------------------------------------------------------------------------------|------------|-----------------------------------------|------------|------------|------------|----------------|------------|------------------------------------------------------------|------------|-------------------|------------|--------------------|------------|
| ** **                                                                                                                       | ** ** | ** **                              | ** ** | ** ** | ** ** | ** **     | ** ** | **Appropriated**                                           | ** ** | **Appropriated**  | ** ** | ** **         | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                                                       | ** ** | ** **                              | ** ** | ** ** | ** ** | ** **     | ** ** | **for**                                                    | ** ** | **for**           | ** ** | ** **         | ** ** | **Accumulated** | ** ** | ** ** | ** ** |
| ** **                                                                                                                       | ** ** | ** **                              | ** ** | ** ** | ** ** | ** **     | ** ** | **Pre-Declared**                                           | ** ** | **Additional**    | ** ** | ** **         | ** ** | **Other** | ** ** | ** ** | ** ** |
| ** **                                                                                                                       | ** ** | **Number   of**                         | ** ** | ** ** | ** ** | **Additional** | ** ** | **Additional**                                             | ** ** | **Interest   on** | ** ** | ** **         | ** ** | **Comprehensive** | ** ** | ** ** | ** ** |
| ** **                                                                                                                       | ** ** | **Outstanding**                         | ** ** | **Common** | ** ** | **Paid-In**    | ** ** | **Credits   and**                                          | ** ** | **Advance**       | ** ** | ** **         | ** ** | **Loss,** | ** ** | ** ** | ** ** |
| ** **                                                                                                                       | ** ** | **Shares**                              | ** ** | **Shares** | ** ** | **Capital**    | ** ** | **Interest**                                               | ** ** | **Payments**      | ** ** | **Unappropriated** | ** ** | **Net   of Tax** | ** ** | **Total** | ** ** |
| ** **                                                                                                                       | ** ** | **(in   thousands, except share data)** | ** ** |
| **Balance at January 1, 2008**                                                                                              |       | 150,000                                 |       | $          | 1,500      |           | $          | 207,964                                                    |       | $                 | 949        |               | $          | 15 |   | $ | — |   | $ | (33,804 | ) | $ | 176,624 |   |
| Comprehensive   income:                                                                                                          |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   |   |   |
| Net   loss                                                                                                                       |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | (82,469            | )          | — |   | (82,469 | ) |
| Other   comprehensive loss, net of tax                                                                                           |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | —             |       | (118,650 | ) | (118,650 | ) |
| Total   comprehensive loss                                                                                                       |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   | (201,119 | ) |
| Transfer   to unappropriated (from appropriated)                                                                                 |       | —                                  |       | —     |       | —         |       | (899                                                       | )          | —            |       | 899                |       | — |   | — |   |
| Receipt   of capital from parent                                                                                                 |       | —                                  |       | —     |       | 115,000        |       | —                                                     |       | —            |       | —             |       | — |   | 115,000 |   |
| **Balance at December 31, 2008**                                                                                            |       | 150,000                                 |       | 1,500      |       | 322,964        |       | 50                                                         |       | 15                |       | (81,570            | )          | (152,454 | ) | 90,505 |   |
| Change   in accounting principle, net of tax                                                                                     |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | 31,694             |       | (31,694 | ) | — |   |
| Comprehensive   income:                                                                                                          |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   |   |   |
| Net   income                                                                                                                     |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | 43,453             |       | — |   | 43,453 |   |
| Other   comprehensive income, net of tax:                                                                                        |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   |   |   |
| Change   in net unrealized securities losses                                                                                     |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | —             |       | 136,100 |   | 136,100 |   |
| Change   in noncredit related impairments on securities and net unrealized securities   losses on previously impaired securities |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | —             |       | 140 |   | 140 |   |
| Total   comprehensive income                                                                                                     |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   | 179,693 |   |
| Transfer   to unappropriated (from appropriated)                                                                                 |       | —                                  |       | —     |       | —         |       | (50                                                        | )          | —            |       | 50                 |       | — |   | — |   |
| Return   of capital to parent                                                                                                    |       | —                                  |       | —     |       | (60,000        | )          | —                                                     |       | —            |       | —             |       | — |   | (60,000 | ) |
| Receipt   of capital from parent                                                                                                 |       | —                                  |       | —     |       | 35,000         |       | —                                                     |       | —            |       | —             |       | — |   | 35,000 |   |
| **Balance at December 31, 2009**                                                                                            |       | 150,000                                 |       | 1,500      |       | 297,964        |       | —                                                     |       | 15                |       | (6,373             | )          | (47,908 | ) | 245,198 |   |
| Comprehensive   income:                                                                                                          |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   |   |   |
| Net   income                                                                                                                     |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | 50,407             |       | — |   | 50,407 |   |
| Other   comprehensive income, net of tax:                                                                                        |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   |   |   |
| Change   in net unrealized securities losses                                                                                     |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | —             |       | 20,839 |   | 20,839 |   |
| Change   in noncredit related impairments on securities and net unrealized securities   losses on previously impaired securities |       | —                                  |       | —     |       | —         |       | —                                                     |       | —            |       | —             |       | 6,050 |   | 6,050 |   |
| Total   comprehensive income                                                                                                     |       |                                    |       |       |       |           |       |                                                       |       |              |       |               |       |   |   | 77,296 |   |
| Dividend/return   of capital to parent                                                                                           |       | —                                  |       | —     |       | (115,966       | )          | —                                                     |       | —            |       | (44,034            | )          | — |   | (160,000 | ) |
| **Balance at December 31, 2010**                                                                                            |       | 150,000                                 |       | $          | 1,500      |           | $          | 181,998                                                    |       | $                 | —     |               | $          | 15 |   | $ | — |   | $ | (21,019 | ) | $ | 162,494 |   |

 

*See Notes to Consolidated Financial Statements.*

 

F-7

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Table of Contents

** **

**1.  BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES**

 

**Nature of Business**

 

Ameriprise Certificate Company (“ACC” or the “Company”), is a wholly owned subsidiary of Ameriprise Financial, Inc. (“Ameriprise Financial”). ACC is registered as an investment company under the Investment Company Act of 1940 (the “1940 Act”) and is in the business of issuing face-amount investment certificates. Face-amount certificates issued by ACC entitle the certificate owner to receive at maturity a stated amount of money and interest or credits declared from time to time by ACC, at its discretion. The certificates issued by ACC are not insured by any government agency. ACC’s certificates are sold by Ameriprise Financial Services, Inc. (“AFSI”), an affiliate of ACC. AFSI is registered as a broker-dealer in all 50 states, the District of Columbia and Puerto Rico.

 

As of December 31, 2010, ACC offered four different certificate products to the public. ACC is impacted by significant changes in interest rates as interest crediting rates on certificate products generally reset at shorter intervals than the change in the yield on ACC’s investment portfolio. The specified maturities of most of ACC’s certificate products range from ten to twenty years. Within that maturity period, most certificates have interest crediting rate terms ranging from three to thirty-six months. Interest crediting rates are subject to change and certificate product owners can surrender their certificates without penalty at term end. In addition, two types of certificate products have interest tied, in whole or in part, to a broad-based stock market index. All of the certificates are available as qualified investments for Individual Retirement Accounts, 401(k) plans and other qualified retirement plans.

 

ACC evaluated events or transactions that occurred after the consolidated balance sheet date for potential recognition or disclosure through the date the consolidated financial statements were issued.

 

**Basis of Financial Statement Presentation**

 

The accompanying consolidated financial statements are presented in accordance with U.S. generally accepted accounting principles (“GAAP”). ACC uses the consolidation method of accounting for its wholly owned subsidiary, Investors Syndicate Development Corp.

 

Accounting estimates are an integral part of the consolidated financial statements. In part, they are based upon assumptions concerning future events. Among the more significant is investment securities valuation as discussed in Note 3. These accounting estimates reflect the best judgment of management and actual results could differ.

 

**Interest Income**

 

Interest income is accrued as earned using the effective interest method, which makes an adjustment for security premiums and discounts, so that the related security recognizes a constant rate of return on the outstanding balance throughout its term.

 

**Preferred Stock Dividend Income**

 

ACC recognizes dividend income from cumulative redeemable preferred stocks with fixed maturities on an accrual basis similar to that used for recognizing interest income on debt securities. Dividend income from perpetual preferred stock is recognized on an ex-dividend date basis.

 

**Cash Equivalents**

 

ACC has defined cash equivalents as highly liquid investments with original maturities of 90 days or less.

 

**Available-for-Sale Securities**

 

Available-for-Sale securities are carried at fair value with unrealized gains (losses) recorded in accumulated other comprehensive income (loss), net of income tax provision (benefit). Gains and losses are recognized in the Consolidated Statements of Operations upon disposition of the securities.

 

Effective January 1, 2009, ACC early adopted an accounting standard that significantly changed ACC’s accounting policy regarding the timing and amount of other-than-temporary impairments for Available-for-Sale securities as follows. When the fair value of an investment is less than its amortized cost, ACC assesses whether or not (i) it has the intent to sell the security (made a decision to sell) or (ii) it is more likely than not that ACC will be required to sell the security before its anticipated recovery. If either of these conditions is met, an other-than-temporary impairment is considered to have occurred and ACC must recognize an other-than-temporary impairment for the difference between the investment’s amortized cost basis and its fair value through earnings. For securities that do not meet the above criteria, and ACC does not expect to recover a security’s amortized cost basis, the security is also considered other-than-temporarily impaired. For these securities, ACC separates the total impairment into the credit loss component and the amount of the loss related to other factors. The amount of the total other-than-temporary impairments related to credit loss is recognized in earnings. The amount of the total other-than-temporary impairments related to

 

F-8

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Table of Contents

 

other factors is recognized in other comprehensive income (loss), net of income taxes. For Available-for-Sale securities that have recognized an other-than-temporary impairment through earnings, if through subsequent evaluation there is a significant increase in the cash flow expected, the difference between the amortized cost basis and the cash flows expected to be collected is accreted as interest income. Subsequent increases and decreases in the fair value of Available-for-Sale securities are included in other comprehensive income (loss). ACC’s Consolidated Statements of Shareholder’s Equity present all changes in other comprehensive income (loss) associated with Available-for-Sale securities that have been other-than-temporarily impaired on a separate line from fair value changes recorded in other comprehensive income (loss) from all other securities.

 

ACC provides a supplemental disclosure on the face of its Consolidated Statements of Operations that presents (i) total other-than-temporary impairment losses recognized during the period and (ii) the portion of other-than-temporary impairment losses recognized in other comprehensive income (loss). The sum of these amounts represents the credit-related portion of other-than-temporary impairments that were recognized in earnings during the period. The portion of other-than-temporary losses recognized in other comprehensive income (loss) includes: (i) the portion of other-than-temporary impairment losses related to factors other than credit recognized during the period and (ii) reclassifications of other-than-temporary impairment losses previously determined to be related to factors other than credit that are determined to be credit-related in the current period. The amount presented on the Consolidated Statements of Operations as the portion of other-than-temporary losses recognized in other comprehensive income (loss) excludes subsequent increases and decreases in the fair value of these securities.

 

For all securities that are considered temporarily impaired, ACC does not intend to sell these securities (has not made a decision to sell) and it is not more likely than not that ACC will be required to sell the security before recovery of its amortized cost basis. ACC believes that it will collect all principal and interest due on all investments that have amortized cost in excess of fair value that are considered only temporarily impaired.

 

Factors ACC considers in determining whether declines in the fair value of fixed maturity securities are other-than-temporary include: (i) the extent to which the market value is below amortized cost; (ii) the duration of time in which there has been a significant decline in value; (iii) fundamental analysis of the liquidity, business prospects and overall financial condition of the issuer; and (iv) market events that could impact credit ratings, economic and business climate, litigation and government actions, and similar external business factors. In order to determine the amount of the credit loss component for corporate debt securities considered other-than-temporarily impaired, a best estimate of the present value of cash flows expected to be collected discounted at the security’s effective interest rate is compared to the amortized cost basis of the security. The significant inputs to cash flow projections consider potential debt restructuring terms, projected cash flows available to pay creditors and ACC’s position in the debtor’s overall capital structure.

 

For structured investments (e.g., residential mortgage backed securities, commercial mortgage backed securities, asset backed securities and other structured investments), ACC also considers factors such as overall deal structure and its position within the structure, quality of underlying collateral, delinquencies and defaults, loss severities, recoveries, prepayments and cumulative loss projections in assessing potential other-than-temporary impairments of these investments. Based upon these factors, securities that have indicators of potential other-than-temporary impairment are subject to detailed review by management. Securities for which declines are considered temporary continue to be carefully monitored by management.

 

**Financing Receivables**

 

*Commercial Mortgage Loans and Syndicated Loans*

 

Commercial mortgage loans are reflected within investments in unaffiliated issuers at amortized cost less the allowance for loan losses. Syndicated loans represent ACC’s investment in below investment grade loan syndications. Syndicated loans are reflected in investments in unaffiliated issuers at amortized cost less the allowance for loan losses.

 

Interest income is accrued on the unpaid principal balances of the loans as earned.

 

*Certificate Loans*

 

Certificate loans are reflected within investments in unaffiliated issuers at the unpaid principal balance, plus accrued interest. When originated, the loan balances do not exceed the cash surrender value of the underlying products. As there is minimal risk of loss related to certificate loans, ACC does not record an allowance for loan losses for certificate loans.

 

*Nonaccrual Loans*

 

Generally loans are evaluated for or placed on nonaccrual status when either the collection of interest or principal has become 90 days past due or is otherwise considered doubtful of collection. When a loan is placed on nonaccrual status, unpaid accrued interest is reversed.  Interest payments received on loans on nonaccrual status are generally applied to principal or in accordance with the loan agreement unless the remaining principal balance has been determined to be fully collectible.

 

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Commercial mortgage loans are evaluated for impairment when the loan is considered for nonaccrual status or foreclosure proceedings are initiated on the property. If it is determined that the fair value is less than the current loan balance, it is written down to fair value less selling costs. Foreclosed property is recorded as real estate owned. Syndicated loans are charged off when management determines that the loans are uncollectible.

 

*Allowance for Loan Losses*

 

Management determines the adequacy of the allowance for loan losses by portfolio based on the overall loan portfolio composition, recent and historical loss experience, and other pertinent factors, including, when applicable, internal risk ratings, loan-to-value (“LTV”) ratios, debt service coverage and occupancy rates, along with economic and market conditions. This evaluation is inherently subjective as it requires estimates, which may be susceptible to significant change.

 

ACC determines the amount of the allowance required for certain sectors based on management’s assessment of relative risk characteristics of the loan portfolio. The allowance is recorded for homogeneous loan categories on a pool basis, based on an analysis of product mix and risk characteristics of the portfolio, including geographic concentration, bankruptcy experiences, and historical losses, adjusted for current trends and market conditions.

 

While ACC attributes portions of the allowance to specific loan pools as part of the allowance estimation process, the entire allowance is available to absorb losses inherent in the total loan portfolio. The allowance is increased through provisions charged to net realized gain (loss) on investments and reduced/increased by net charge-offs/recoveries.

 

*Impaired Loans*

 

ACC considers a loan to be impaired when, based on current information and events, it is probable ACC will not be able to collect all amounts due (both interest and principal) according to the contractual terms of the loan agreement. Impaired loans also include loans that have been modified in troubled debt restructurings as a concession to borrowers experiencing financial difficulties. Management evaluates for impairment all restructured loans and loans with higher impairment risk factors. The impairment recognized is measured as the excess of the loan’s recorded investment over: (i) the present value of its expected principal and interest payments discounted at the loan’s effective interest rate, (ii) the fair value of collateral or (iii) the loan’s observable market price.

 

*Restructured Loans*

 

A loan is classified as a restructured loan when ACC makes certain concessionary modifications to contractual terms. Loans restructured at an interest rate equal to or greater than interest rates for new loans with comparable risk at the time the contract is modified are excluded from restructured loans. When the interest rate, minimum payments, and/or due dates have been modified in an attempt to make the loan more affordable to the borrower, the modification is considered a troubled debt restructuring. Generally, performance prior to the restructuring or significant events that coincide with the restructuring are considered in assessing whether the borrower can meet the new terms which may result in the loan being returned to accrual status at the time of the restructure or after a performance period. If the borrower’s ability to meet the revised payment schedule is not reasonably assured, the loan remains on nonaccrual status. There are no material commitments to lend additional funds to borrowers whose loans have been restructured.

 

**Real Estate Owned**

 

ACC acquires certain parcels of real estate through foreclosure and takes physical possession of the real estate collateral. ACC records the underlying collateral as its own real estate, referred to as real estate owned (“REO”). REO is classified as held-for-sale and recorded at fair value less costs to sell.

 

**Certificate Reserves**

 

Investment certificates may be purchased either with a lump-sum payment or by installment payments. Certificate product owners are entitled to receive, at maturity, a definite sum of money. Payments from certificate owners are credited to investment certificate reserves. Investment certificate reserves accumulate interest at specified percentage rates as declared by ACC. Reserves also are maintained for advance payments made by certificate owners, accrued interest thereon, and for additional credits in excess of minimum guaranteed rates and accrued interest thereon. On certificates allowing for the deduction of a surrender charge, the cash surrender values may be less than accumulated investment certificate reserves prior to maturity dates. Cash surrender values on certificates allowing for no surrender charge are equal to certificate reserves. The payment distribution, reserve accumulation rates, cash surrender values, reserve values and other matters are governed by the 1940 Act.

 

Certain certificates offer a return based on the relative change in a stock market index. The certificates with an equity-based return contain embedded derivatives, which are carried at fair value within investment certificate reserves on the Consolidated Balance Sheets. The fair values of these embedded derivatives incorporate current market data inputs. Changes in fair value are reflected in provision for certificate reserves within the Consolidated Statements of Operations.

 

F-10

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Table of Contents

 

**Derivatives and Hedging Activities**

 

Derivative instruments, consisting of options and futures contracts, if any, are classified in the Consolidated Balance Sheets at fair value. The fair value of ACC’s derivative instruments is determined using either market quotes or valuation models that are based upon the net present value of estimated future cash flows and incorporate current market observable inputs to the extent available. The accounting for the change in the fair value of the derivative instrument depends on its intended use and the resulting hedge designation, if any. For derivative instruments that do not qualify for hedge accounting or are not designated as hedges, changes in fair value are recognized in current period earnings. ACC’s policy is to not offset fair value amounts recognized for derivatives and collateral arrangements executed with the same counterparty under the same master netting arrangement.

 

**Income Taxes**

 

ACC’s taxable income is included in the consolidated federal income tax return of Ameriprise Financial. ACC provides for income taxes on a separate return basis, except that, under an agreement between Ameriprise Financial and ACC, tax benefits are recognized for losses to the extent they can be used in the consolidated return. It is the policy of Ameriprise Financial that it will reimburse its subsidiaries for any tax benefits recorded.

 

ACC’s provision for income taxes represents the net amount of income taxes that ACC expects to pay or to receive from various taxing jurisdictions in connection with its operations. ACC provides for income taxes based on amounts that ACC believes it will ultimately owe, taking into account the recognition and measurement for uncertain tax positions. Inherent in the provision for income taxes are estimates and judgments regarding the tax treatment of certain items. In connection with the provision for income taxes, ACC’s Consolidated Financial Statements reflect certain amounts related to deferred tax assets and liabilities, which result from temporary differences between the assets and liabilities measured for financial statement purposes versus the assets and liabilities measured for tax return purposes.

 

**Recent Accounting Pronouncements**

 

**Adoption of New Accounting Standards**

 

*Receivables*

 

In July 2010, the Financial Accounting Standards Board (“FASB”) updated the accounting standards for disclosures on the credit quality of financing receivables and the allowance for credit losses. The standard requires additional disclosure related to the credit quality of financing receivables, troubled debt restructurings and significant purchases or sales of financing receivables during the period. The standard requires that these disclosures and existing disclosures be presented on a disaggregated basis, similar to the manner that the entity uses to evaluate its credit losses. Disclosures of information as of the end of a reporting period are effective for interim and annual periods ending after December 15, 2010 and disclosures of activity that occurred during a reporting period are effective for interim and annual periods beginning after December 15, 2010. In January 2011, the effective date of the disclosures related to troubled debt restructurings was deferred until the FASB clarifies guidance for determining what constitutes a troubled debt restructuring. ACC’s adoption of the standard did not impact ACC’s consolidated results of operations and financial condition. See Note 4 for the required disclosures of information as of the end of the reporting period.

 

*Subsequent Events*

 

In February 2010, the FASB amended the accounting standards related to the recognition and disclosure of subsequent events. The amendments remove the requirement to disclose the date through which subsequent events are evaluated for SEC filers. The standard is effective upon issuance, and shall be applied prospectively. ACC adopted the standard in the first quarter of 2010. The adoption did not have any effect on ACC’s consolidated results of operations and financial condition.

 

*Fair Value*

 

In January 2010, the FASB updated the accounting standards related to disclosures on fair value measurements. The standard expands the current disclosure requirements to include additional detail about significant transfers between Levels 1 and 2 within the fair value hierarchy and presents activity in the rollforward of Level 3 activity on a gross basis. The standard also clarifies existing disclosure requirements related to the level of disaggregation to be used for assets and liabilities as well as disclosures on the inputs and valuation techniques used to measure fair value. The standard is effective for interim and annual reporting periods beginning after December 15, 2009, except for the disclosure requirements related to the Level 3 rollforward, which are effective for interim and annual periods beginning after December 15, 2010. ACC adopted the standard in the first quarter of 2010, except for the additional disclosures related to the Level 3 rollforward, which ACC will adopt in the first quarter of 2011. The adoption did not have any effect on ACC’s consolidated results of operations and financial condition.

 

F-11

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Table of Contents

 

*Recognition and Presentation of Other-Than-Temporary Impairment (“OTTI”)*

 

In April 2009, the FASB updated the accounting standards for the recognition and presentation of other-than-temporary impairments. The standard amends existing guidance on other-than-temporary impairments for debt securities and requires that the credit portion of other-than-temporary impairments be recorded in earnings and the noncredit portion of losses be recorded in other comprehensive income (loss) when the entity does not intend to sell the security and it is more likely than not that the entity will not be required to sell the security prior to recovery of its cost basis. The standard requires separate presentation of both the credit and noncredit portions of other-than-temporary impairments on the consolidated financial statements and additional disclosures. This standard is effective for interim and annual reporting periods ending after June 15, 2009, with early adoption permitted for periods ending after March 15, 2009. At the date of adoption, the portion of previously recognized other-than-temporary impairments that represent the noncredit related loss component shall be recognized as a cumulative effect of adoption with an adjustment to the opening balance of accumulated deficit with a corresponding adjustment to accumulated other comprehensive loss. ACC adopted the standard in the first quarter of 2009 and recorded a cumulative effect decrease to the opening balance of accumulated deficit of $32 million, net of income taxes, and a corresponding increase to accumulated other comprehensive loss, net of income taxes. See Note 3 for the required disclosures.

 

**2.  DEPOSIT OF ASSETS AND MAINTENANCE OF QUALIFIED ASSETS**

 

Under the provisions of its certificates and the 1940 Act, ACC was required to have Qualified Assets (as defined in Section 28(b) of the 1940 Act) in the amount of $3.1 billion and $4.1 billion at December 31, 2010 and 2009, respectively. ACC reported Qualified Assets of $3.4 billion and $4.5 billion at December 31, 2010 and 2009, respectively. Qualified Assets exclude net unrealized pretax losses on Available-for-Sale securities of $33.0 million and $73.9 million at December 31, 2010 and 2009, respectively, and unsettled investment purchases of nil and $1.2 million at December 31, 2010 and 2009, respectively.

 

Qualified Assets are valued in accordance with such provisions of Minnesota Statutes as are applicable to investments of life insurance companies. These values are the same as financial statement carrying values, except for debt securities classified as Available-for-Sale and all marketable equity securities, which are carried at fair value in the consolidated financial statements but are valued at either amortized cost, market value or par value based on the state requirements for qualified asset and deposit maintenance purposes.

 

Pursuant to provisions of the certificates, the 1940 Act, the Central Depository Agreement and requirements of various states, Qualified Assets (accounted for on a trade date basis) of ACC were deposited as follows:

 
| ** **                                             | ** ** | **December 31, 2010** | ** ** |
|--------------------------------------------------------|------------|---------------------------------|------------|
| ** **                                             | ** ** | **Deposits**                    | ** ** | **Required Deposits** | ** ** | **Excess** | ** ** |
| ** **                                             | ** ** | **(in thousands)**         | ** ** |
| Deposits to meet certificate liability   requirements: |       |                            |       |   |   |   |   |
| Pennsylvania (at market value)                         |       | $                               | 172        |   | $ | 100 |   | $ | 72 |   |
| Texas, Illinois, New Jersey (at par value)        |       | 215                             |       | 215 |   | — |   |
| Central Depository (at amortized cost)                 |       | 3,354,046                       |       | 3,156,266 |   | 197,780 |   |
| Total                                                  |       | $                               | 3,354,433  |   | $ | 3,156,581 |   | $ | 197,852 |   |

 
| ** **                                             | ** ** | **December 31, 2009** | ** ** |
|--------------------------------------------------------|------------|---------------------------------|------------|
| ** **                                             | ** ** | **Deposits**                    | ** ** | **Required Deposits** | ** ** | **Excess** | ** ** |
| ** **                                             | ** ** | **(in thousands)**         | ** ** |
| Deposits to meet certificate liability   requirements: |       |                            |       |   |   |   |   |
| Pennsylvania (at market value)                         |       | $                               | 162        |   | $ | 100 |   | $ | 62 |   |
| Texas, Illinois, New Jersey (at par value)        |       | 215                             |       | 215 |   | — |   |
| Central Depository (at amortized cost)                 |       | 4,428,558                       |       | 4,102,859 |   | 325,699 |   |
| Total                                                  |       | $                               | 4,428,935  |   | $ | 4,103,174 |   | $ | 325,761 |   |

 

The assets on deposit with the Central Depository at December 31, 2010 and 2009 consisted of securities and other loans having a deposit value of $3.2 billion and $4.2 billion, respectively, mortgage loans on real estate of $107.1 million and $130.3 million, respectively, and other investments of $56.8 million and $79.8 million, respectively. Additionally, these assets on deposit included unsettled purchases of investments in the amount of nil and $1.2 million at December 31, 2010 and 2009, respectively.

 

Ameriprise Trust Company, the custodian for ACC, is the Central Depository. See Note 7 for information on related party transactions.

 

F-12

----

Table of Contents

 

**3.  INVESTMENTS IN AVAILABLE-FOR-SALE SECURITIES**

 

Available-for-Sale securities distributed by type were as follows:

 
| ** **                               | ** ** | **December 31, 2010** | ** ** |
|------------------------------------------|------------|---------------------------------|------------|
| **Description of Securities**  | ** ** | **Amortized   Cost**            | ** ** | **Gross   Unrealized   Gains** | ** ** | **Gross   Unrealized   Losses** | ** ** | **Fair Value** | ** ** | **Non-Credit   OTTI ****(1)** | ** ** |
| ** **                               | ** ** | **(in thousands)**         | ** ** |
| Residential mortgage backed securities   |       | $                               | 1,472,410  |   | $ | 30,242 |   | $ | (95,638 | ) | $ | 1,407,014 |   | $ | (38,323 | ) |
| Corporate debt securities                |       | 583,341                         |       | 8,923 |   | (1,285 | ) | 590,979 |   | 2 |   |
| Commercial mortgage backed securities    |       | 499,243                         |       | 10,121 |   | (1,773 | ) | 507,591 |   | — |   |
| Asset backed securities                  |       | 326,344                         |       | 17,117 |   | (1,939 | ) | 341,522 |   | (915 | ) |
| U.S. government and agencies obligations |       | 28,431                          |       | 156 |   | — |   | 28,587 |   | — |   |
| Common and preferred stocks              |       | 1,376                           |       | 1,056 |   | (19 | ) | 2,413 |   | — |   |
| Total                                    |       | $                               | 2,911,145  |   | $ | 67,615 |   | $ | (100,654 | ) | $ | 2,878,106 |   | $ | (39,236 | ) |

 
| ** **                               | ** ** | **December 31, 2009** | ** ** |
|------------------------------------------|------------|---------------------------------|------------|
| **Description of Securities**  | ** ** | **Amortized   Cost**            | ** ** | **Gross   Unrealized   Gains** | ** ** | **Gross   Unrealized   Losses** | ** ** | **Fair Value** | ** ** | **Non-Credit   OTTI ****(1)** | ** ** |
| ** **                               | ** ** | **(in thousands)**         | ** ** |
| Residential mortgage backed securities   |       | $                               | 1,577,876  |   | $ | 20,736 |   | $ | (138,277 | ) | $ | 1,460,335 |   | $ | (46,683 | ) |
| Corporate debt securities                |       | 1,026,547                       |       | 24,668 |   | (976 | ) | 1,050,239 |   | 850 |   |
| Commercial mortgage backed securities    |       | 538,714                         |       | 13,247 |   | (759 | ) | 551,202 |   | — |   |
| Asset backed securities                  |       | 420,016                         |       | 17,245 |   | (6,994 | ) | 430,267 |   | (2,711 | ) |
| U.S. government and agencies obligations |       | 134,819                         |       | 1,131 |   | — |   | 135,950 |   | — |   |
| Common and preferred stocks              |       | 19,646                          |       | 82 |   | (3,963 | ) | 15,765 |   | — |   |
| Total                                    |       | $                               | 3,717,618  |   | $ | 77,109 |   | $ | (150,969 | ) | $ | 3,643,758 |   | $ | (48,544 | ) |

 

----

(1) Represents the amount of other-than-temporary impairment losses in Accumulated Other Comprehensive Loss. Amount includes unrealized gains and losses on impaired securities subsequent to the initial impairment measurement date. These amounts are included in gross unrealized gains and losses as of the end of the period.

 

At December 31, 2010 and 2009, fixed maturity securities comprised approximately 88% and 85%, respectively, of ACC’s total investments. Rating agency designations are based on the availability of ratings from Nationally Recognized Statistical Rating Organizations (“NRSROs”), including Moody’s Investors Service (“Moody’s”), Standard & Poor’s Ratings Services (“S&P”), and Fitch Ratings Ltd. (“Fitch”). ACC uses the median of available ratings from Moody’s, S&P and Fitch or if fewer than three ratings are available, the lower rating is used. When ratings from Moody’s, S&P and Fitch are unavailable ACC may utilize ratings from other NRSROs or rate the securities internally. At December 31, 2010 and 2009, approximately $10.0 million and $15.3 million, respectively, of securities were internally rated by Columbia Management Investment Advisers, LLC (formerly RiverSource Investments, LLC) using criteria similar to those used by NRSROs. A summary of fixed maturity securities by rating was as follows:

 
| ** **             | ** ** | **December 31, 2010**                       | ** ** | **December 31, 2009** | ** ** |
|------------------------|------------|-------------------------------------------------------|------------|---------------------------------|------------|
| **Ratings**            | ** ** | **Amortized Cost**                               | ** ** | **Fair Value**             | ** ** | **Percent   of Total   Fair Value** | ** ** | **Amortized Cost** | ** ** | **Fair Value** | ** ** | **Percent   of Total   Fair Value** | ** ** |
| ** **             | ** ** | **(in thousands, except percentages)** | ** ** |
| AAA                    |       | $                                                     | 1,799,754  |                            | $          | 1,847,326 |   | 64 | % | $ | 2,026,434 |   | $ | 2,062,670 |   | 57 | % |
| AA                     |       | 96,952                                                |       | 97,590                          |       | 3 |   | 189,891 |   | 177,780 |   | 5 |   |
| A                      |       | 180,916                                               |       | 180,343                         |       | 6 |   | 346,183 |   | 342,573 |   | 9 |   |
| BBB                    |       | 503,115                                               |       | 500,529                         |       | 18 |   | 782,389 |   | 780,706 |   | 22 |   |
| Below investment grade |       | 329,032                                               |       | 249,905                         |       | 9 |   | 353,075 |   | 264,264 |   | 7 |   |
| Total fixed maturities |       | $                                                     | 2,909,769  |                            | $          | 2,875,693 |   | 100 | % | $ | 3,697,972 |   | $ | 3,627,993 |   | 100 | % |

 

At December 31, 2010 and 2009, approximately 31% and 38%, respectively, of the securities rated AAA were GNMA, FNMA and FHLMC mortgage backed securities.

 

F-13

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Table of Contents

 

The following tables provide information about Available-for-Sale securities with gross unrealized losses and the length of time that individual securities have been in a continuous unrealized loss position:

 
| ** **                               | ** ** | **December 31, 2010**                                          | ** ** |
|------------------------------------------|------------|--------------------------------------------------------------------------|------------|
| ** **                               | ** ** | **Less than 12 months**                                   | ** ** | **12 months or more** | ** ** | **Total** | ** ** |
| ** **                               | ** ** | **Number**                                                               | ** ** | ** ** | ** ** | ** ** | ** ** | **Number** | ** ** | ** ** | ** ** | ** ** | ** ** | **Number** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **Description of**                  | ** ** | **of **                                                             | ** ** | **Fair** | ** ** | **Unrealized** | ** ** | **of ** | ** ** | **Fair** | ** ** | **Unrealized** | ** ** | **of ** | ** ** | **Fair** | ** ** | **Unrealized** | ** ** |
| **Securities**                           | ** ** | **Securities**                                                           | ** ** | **Value** | ** ** | **Losses** | ** ** | **Securities** | ** ** | **Value** | ** ** | **Losses** | ** ** | **Securities** | ** ** | **Value** | ** ** | **Losses** | ** ** |
| ** **                               | ** ** | **(in thousands, except number of securities)** | ** ** |
| Residential   mortgage backed securities |       | 20                                                                       |       | $ | 227,367 |   | $ | (1,860 | ) | 73 |   | $ | 282,836 |   | $ | (93,778 | ) | 93 |   | $ | 510,203 |   | $ | (95,638 | ) |
| Corporate   debt securities              |       | 7                                                                        |       | 64,667 |   | (1,230 | ) | 2 |   | 3,471 |   | (55 | ) | 9 |   | 68,138 |   | (1,285 | ) |
| Commercial   mortgage backed securities  |       | 16                                                                       |       | 150,294 |   | (1,773 | ) | — |   | — |   | — |   | 16 |   | 150,294 |   | (1,773 | ) |
| Asset   backed securities                |       | 11                                                                       |       | 70,519 |   | (1,402 | ) | 5 |   | 9,245 |   | (537 | ) | 16 |   | 79,764 |   | (1,939 | ) |
| Common   and preferred stocks            |       | 2                                                                        |       | 947 |   | (19 | ) | — |   | — |   | — |   | 2 |   | 947 |   | (19 | ) |
| Total                                    |       | 56                                                                       |       | $ | 513,794 |   | $ | (6,284 | ) | 80 |   | $ | 295,552 |   | $ | (94,370 | ) | 136 |   | $ | 809,346 |   | $ | (100,654 | ) |

 
|                                     |   | **December 31, 2009**                                          |
|------------------------------------------|--------|--------------------------------------------------------------------------|
|                                     |   | **Less than 12 months**                                   | ** ** | **12 months or more** | ** ** | **Total** |   |
|                                     |   | **Number**                                                               | ** ** | ** ** | ** ** | ** ** | ** ** | **Number** | ** ** | ** ** | ** ** | ** ** | ** ** | **Number** | ** ** | ** ** | ** ** | ** ** |   |
| **Description of**                  |   | **of**                                                                   | ** ** | **Fair** | ** ** | **Unrealized** | ** ** | **of** | ** ** | **Fair** | ** ** | **Unrealized** | ** ** | **of** | ** ** | **Fair** | ** ** | **Unrealized** |   |
| **Securities**                           |   | **Securities**                                                           | ** ** | **Value** | ** ** | **Losses** | ** ** | **Securities** | ** ** | **Value** | ** ** | **Losses** | ** ** | **Securities** | ** ** | **Value** | ** ** | **Losses** |   |
|                                     |   | **(in thousands, except number of securities)** |
| Residential   mortgage backed securities |   | 22                                                                       |   | $ | 196,113 |   | $ | (9,618 | ) | 77 |   | $ | 320,859 |   | $ | (128,659 | ) | 99 |   | $ | 516,972 |   | $ | (138,277 | ) |
| Corporate   debt securities              |   | 5                                                                        |   | 4,715 |   | (117 | ) | 28 |   | 56,063 |   | (859 | ) | 33 |   | 60,778 |   | (976 | ) |
| Commercial   mortgage backed securities  |   | 4                                                                        |   | 20,315 |   | (321 | ) | 9 |   | 29,516 |   | (438 | ) | 13 |   | 49,831 |   | (759 | ) |
| Asset   backed securities                |   | 7                                                                        |   | 34,629 |   | (766 | ) | 11 |   | 47,960 |   | (6,228 | ) | 18 |   | 82,589 |   | (6,994 | ) |
| Common   and preferred stocks            |   | —                                                                   |   | — |   | — |   | 1 |   | 15,650 |   | (3,963 | ) | 1 |   | 15,650 |   | (3,963 | ) |
| Total                                    |   | 38                                                                       |   | $ | 255,772 |   | $ | (10,822 | ) | 126 |   | $ | 470,048 |   | $ | (140,147 | ) | 164 |   | $ | 725,820 |   | $ | (150,969 | ) |

 

As part of ACC’s ongoing monitoring process, management determined that a majority of the gross unrealized losses on its Available-for-Sale securities are attributable to credit spreads. The primary driver of lower unrealized losses at December 31, 2010 was the decline of interest rates during the period.

 

The following table presents a rollforward of the cumulative amounts recognized in the Consolidated Statements of Operations for other-than-temporary impairments related to credit losses on securities for which a portion of the securities’ total other-than-temporary impairments was recognized in other comprehensive income:

 
| ** **                                                                                                                                                                        | ** ** | **Years Ended December 31,** | ** ** |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|---------------------------------------------|------------|
| ** **                                                                                                                                                                        | ** ** | **2010**                                    | ** ** | **2009** | ** ** |
| ** **                                                                                                                                                                        | ** ** | **(in thousands)**                     | ** ** |
| Beginning balance of credit losses on securities   held for which a portion of other-than-temporary impairment was recognized in   other comprehensive income                     |       | $                                           | 57,446     |   | $ | 50,866 |   |
| Reductions for securities sold during the period   (realized)                                                                                                                     |       | —                                      |       | (2,268 | ) |
| Additional amount related to credit losses for   which an other-than-temporary impairment was not previously recognized                                                           |       | 578                                         |       | 276 |   |
| Additional increases to the amount related to   credit losses for which an other-than-temporary impairment was previously   recognized                                            |       | 1,831                                       |       | 8,572 |   |
| Ending balance of credit losses on securities held   as of December 31 for which a portion of other-than-temporary impairment   was recognized in other comprehensive income |       | $                                           | 59,855     |   | $ | 57,446 |   |

 

F-14

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Table of Contents

 

The change in net unrealized securities gains (losses) in other comprehensive income includes two components, net of tax: (i) unrealized gains (losses) that arose from changes in the market value of securities that were held during the period and (ii) (gains) losses that were previously unrealized, but have been recognized in current period net income due to sales of Available-for-Sale securities and due to the reclassification of noncredit other-than-temporary impairment losses to credit losses.

 

The following table presents a rollforward of the net unrealized securities losses on Available-for-Sale securities included in accumulated other comprehensive loss:

 
| ** **                                                       | ** ** | **Net**                 | ** ** | ** **          | ** ** | **Accumulated Other**                   | ** ** |
|------------------------------------------------------------------|------------|-------------------------|------------|---------------------|------------|----------------------------------------------|------------|
| ** **                                                       | ** ** | **Unrealized**          | ** ** | ** **          | ** ** | **Comprehensive Loss**                  | ** ** |
| ** **                                                       | ** ** | **Securities**          | ** ** | **Deferred**        | ** ** | **Related to Net Unrealized** | ** ** |
| ** **                                                       | ** ** | **Losses**              | ** ** | **Income Tax** | ** ** | **Securities Losses**                   | ** ** |
|                                                             |       | **(in thousands)** |       |
| Balance at January 1, 2008                                  |       | $                       | (53,471    | )                   | $          | 19,667                                       |       | $ | (33,804 | ) |
| Net unrealized securities losses arising during   the period (3) |       | (299,942                | )          | 104,137             |       | (195,805                                     | )          |
| Reclassification of losses included in net loss                  |       | 118,700                 |       | (41,545             | )          | 77,155                                       |       |
| Balance at December 31, 2008                                |       | (234,713                | )          | 82,259              |       | (152,454                                     | )          |
| Cumulative effect of accounting change                           |       | (48,760                 | )          | 17,066              |       | (31,694                                      | )(1)       |
| Net unrealized securities gains arising during the   period (3)  |       | 214,551                 |       | (75,101             | )          | 139,450                                      |       |
| Reclassification of gains included in net income                 |       | (4,938                  | )          | 1,728               |       | (3,210                                       | )          |
| Balance at December 31, 2009                                |       | (73,860                 | )          | 25,952              |       | (47,908                                      | )(2)       |
| Net unrealized securities gains arising during the   period (3)  |       | 44,221                  |       | (15,122             | )          | 29,099                                       |       |
| Reclassification of gains included in net income                 |       | (3,400                  | )          | 1,190               |       | (2,210                                       | )          |
| Balance at December 31, 2010                                |       | $                       | (33,039    | )                   | $          | 12,020                                       |       | $ | (21,019 | )(2) |

 

----

(1) Amount represents the cumulative effect of adopting a new accounting standard on January 1, 2009. See Note 1 for additional information on the adoption impact.

(2) At December 31, 2010 and 2009, Accumulated Other Comprehensive Loss Related to Net Unrealized Securities Losses included $25.5 million and $31.7 million, respectively, of noncredit related impairments on securities and net unrealized securities losses on previously impaired securities.

(3) Net unrealized investment gains (losses) arising during the period also include other-than-temporary impairment losses on

Available-for-Sale securities related to factors other than credit that were recognized in other comprehensive income (loss) during the period.

 

Net realized gains and losses on Available-for-Sale securities, determined using the specific identification method, recognized in earnings were as follows:

 
| ** **                       | ** ** | **Years Ended December 31,** | ** ** |
|----------------------------------|------------|---------------------------------------------|------------|
| ** **                       | ** ** | **2010**                                    | ** ** | **2009** | ** ** | **2008** | ** ** |
| ** **                       | ** ** | **(in thousands)**                     | ** ** |
| Gross realized gains from sales  |       | $                                           | 6,393      |   | $ | 18,100 |   | $ | 848 |   |
| Gross realized losses from sales |       | (368                                        | )          | (3,176 | ) | (5,313 | ) |
| Other-than-temporary impairments |       | (2,625                                      | )          | (9,986 | ) | (114,235 | ) |
|                                  |            |                                             |            |  |  |  |  |  |  |  |

 

The other-than-temporary impairments in 2010 and 2009 primarily related to credit losses on non-agency residential mortgage backed securities. The other-than-temporary impairments in 2008 related to losses on non-agency residential mortgage backed securities and corporate debt securities.

 

Available-for-Sale securities by contractual maturity as of December 31, 2010 were as follows:

 
| ** **                             | ** ** | **Amortized Cost** | ** ** | **Fair Value** | ** ** |
|----------------------------------------|------------|-------------------------|------------|---------------------|------------|
| ** **                             | ** ** | **(in thousands)** | ** ** |
| Due within one year                    |       | $                       | 262,648    |                | $          | 266,114 |   |
| Due after one year through five years  |       | 347,594                 |       | 351,889             |       |
| Due after five years through 10 years  |       | 1,315                   |       | 1,334               |       |
| Due after 10 years                     |       | 215                     |       | 229                 |       |
|                                   |       | 611,772                 |       | 619,566             |       |
| Residential mortgage backed securities |       | 1,472,410               |       | 1,407,014           |       |
| Commercial mortgage backed securities  |       | 499,243                 |       | 507,591             |       |
| Asset backed securities                |       | 326,344                 |       | 341,522             |       |
| Common and preferred stocks            |       | 1,376                   |       | 2,413               |       |
| Total                                  |       | $                       | 2,911,145  |                | $          | 2,878,106 |   |

 

F-15

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Table of Contents

 

Actual maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Residential mortgage backed securities, commercial mortgage backed securities and asset backed securities are not due at a single maturity date. As such, these securities, as well as common and preferred stocks, were not included in the maturities distribution.

 

**4.  FINANCING RECEIVABLES**

 

ACC’s financing receivables include commercial mortgage loans, syndicated loans and certificate loans. ACC does not hold any loans acquired with deteriorated credit quality. See Note 1 for information regarding ACC’s accounting policies related to loans and the allowance for loan losses.

 

**Allowance for Loan Losses**

 

The following table presents a rollforward of the allowance for loan losses for the year ended December 31, 2010 and the ending balance in the allowance for loan losses as of December 31, 2010 by impairment method and type of loan:

 
| ** **                                              | ** ** | **Commercial**          | ** ** | ** **                | ** ** | ** ** | ** ** |
|---------------------------------------------------------|------------|-------------------------|------------|---------------------------|------------|------------|------------|
| ** **                                              | ** ** | **Mortgage Loans** | ** ** | **Syndicated Loans** | ** ** | **Total**  | ** ** |
| ** **                                              | ** ** | **(in thousands)** | ** ** |
| Beginning balance                                       |       | $                       | 1,497      |                      | $          | 14,105     |       | $ | 15,602 |   |
| Charge-offs                                             |       | (500                    | )          | (2,981                    | )          | (3,481     | )          |
| Provisions                                              |       | 1,579                   |       | (5,843                    | )          | (4,264     | )          |
| Ending balance                                          |       | $                       | 2,576      |                      | $          | 5,281      |       | $ | 7,857 |   |
|                                                    |       |                    |       |                      |       |       |       |
| Ending balance: Individually evaluated for   impairment |       | $                       | —     |                      | $          | 669        |       | $ | 669 |   |
| Ending balance: Collectively evaluated for   impairment |       | 2,576                   |       | 4,612                     |       | 7,188      |       |

 

The recorded investment in financing receivables as of December 31, 2010 by impairment method and type of loan was as follows:

 
| ** **                                              | ** ** | **Commercial**          | ** ** | ** **                | ** ** | ** ** | ** ** |
|---------------------------------------------------------|------------|-------------------------|------------|---------------------------|------------|------------|------------|
| ** **                                              | ** ** | **Mortgage Loans** | ** ** | **Syndicated Loans** | ** ** | **Total**  | ** ** |
| ** **                                              | ** ** | **(in thousands)** | ** ** |
| Ending balance: Individually evaluated for   impairment |       | $                       | —     |                      | $          | 1,106      |       | $ | 1,106 |   |
| Ending balance: Collectively evaluated for   impairment |       | 109,641                 |       | 96,150                    |       | 205,791    |       |
| Ending balance                                          |       | $                       | 109,641    |                      | $          | 97,256     |       | $ | 206,897 |   |

 

Unearned income, unamortized premiums and discounts, and net unamortized deferred fees and costs are not material to ACC’s total loan balance. During the year ended December 31, 2010, ACC sold $37.7 million of syndicated loans. There were no significant purchases of financing receivables during the year ended December 31, 2010.

 

F-16

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Table of Contents

 

**Credit Quality Information**

 

Nonperforming loans are generally loans 90 days or more past due. All nonperforming loans as of December 31, 2010 were syndicated loans. All other loans were considered to be performing.

 

*Commercial Mortgage Loans*

 

ACC reviews the credit worthiness of the borrower and the performance of the underlying properties in order to determine the risk of loss on commercial mortgage loans.  Based on this review the commercial mortgage loans are assigned an internal risk rating, which management updates as necessary.  As of December 31, 2010, ACC had no commercial mortgage loans which management had assigned its highest risk rating.  Loans with the highest risk rating represent distressed loans which ACC identifies as impaired or expects to become delinquent or enter into foreclosure in the next six months.  In addition, ACC reviews the concentrations of credit risk by region and property type.

 

Concentrations of credit risk of commercial mortgage loans by U.S. region as of December 31, 2010 were as follows:

 
| ** **                      | ** ** | **Loans**                                             | ** ** | **Percent** | ** ** |
|---------------------------------|------------|-------------------------------------------------------|------------|-------------|------------|
| ** **                      | ** ** | **(in thousands, except percentages)** | ** ** |
| East North Central              |       | $                                                     | 1,737      |        | 2          | % |
| East South Central              |       | —                                                |       | —      |       |
| Middle Atlantic                 |       | 3,365                                                 |       | 3           |       |
| Mountain                        |       | 14,762                                                |       | 13          |       |
| New England                     |       | 8,843                                                 |       | 8           |       |
| Pacific                         |       | 11,447                                                |       | 10          |       |
| South Atlantic                  |       | 34,591                                                |       | 32          |       |
| West North Central              |       | 19,616                                                |       | 18          |       |
| West South Central              |       | 15,280                                                |       | 14          |       |
|                            |       | 109,641                                               |       | 100         | %          |
| Less: allowance for loan losses |       | (2,576                                                | )          |        |       |
| Total                           |       | $                                                     | 107,065    |        |       |   |

 

Concentrations of credit risk of commercial mortgage loans by property type as of December 31, 2010 were as follows:

 
| ** **                      | ** ** | **Loans**                                             | ** ** | **Percent** | ** ** |
|---------------------------------|------------|-------------------------------------------------------|------------|-------------|------------|
| ** **                      | ** ** | **(in thousands, except percentages)** | ** ** |
| Apartments                      |       | $                                                     | 25,258     |        | 23         | % |
| Hotel                           |       | —                                                |       | —      |       |
| Industrial                      |       | 18,990                                                |       | 17          |       |
| Mixed Use                       |       | —                                                |       | —      |       |
| Office                          |       | 21,879                                                |       | 20          |       |
| Retail                          |       | 23,211                                                |       | 21          |       |
| Other                           |       | 20,303                                                |       | 19          |       |
|                            |       | 109,641                                               |       | 100         | %          |
| Less: allowance for loan losses |       | (2,576                                                | )          |        |       |
| Total                           |       | $                                                     | 107,065    |        |       |   |

 

*Syndicated Loans*

 

The primary credit indicator for syndicated loans is whether the loans are performing in accordance with the contractual terms of the syndication. The total nonperforming syndicated loans at December 31, 2010 were $1.9 million.

 

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Table of Contents

 

**5.  CERTIFICATE RESERVES**

 

Reserves maintained on outstanding certificates have been computed in accordance with the provisions of the certificates and Section 28 of the 1940 Act. The average rates of accumulation on certificate reserves at December 31, 2010 were as follows:

 
| ** **                                | ** ** | ** **                                            | ** ** | **Average Gross**      | ** ** | **Average Additional** | ** ** |
|-------------------------------------------|------------|-------------------------------------------------------|------------|-----------------------------|------------|-----------------------------|------------|
| ** **                                | ** ** | **Reserve Balance**                              | ** ** | **Accumulation Rates** | ** ** | **Credit Rates**       | ** ** |
| ** **                                | ** ** | **(in thousands, except percentages)** | ** ** |
| Installment certificates:                 | ** ** | ** **                                            | ** ** | ** **                  |       |                        |       |
| Reserves to mature:                       | ** ** | ** **                                            | ** ** | ** **                  |       |                        |       |
| With guaranteed rates                     |       | $                                                     | 478        |                        | 3.98       | %                           | 0.50       | % |
| Without guaranteed rates (1)              |       | 34,230                                                |       | 0.30                        | %          | 0.30                        | %          |
| Additional credits and accrued interest:  |       |                                                  |       |                        |       |                        |       |
| With guaranteed rates                     |       | 86                                                    |       | 3.38                        | %          | —                      |       |
| Without guaranteed rates (1)              |       | 373                                                   |       | N/A                         |       | N/A                         |       |
| Advance payments and accrued interest (2) |       | 81                                                    |       | 3.50                        | %          | —                      |       |
|                                      |       |                                                  |       |                        |       |                        |       |
| Fully paid certificates:                  |       |                                                  |       |                        |       |                        |       |
| Reserves to mature:                       |       |                                                  |       |                        |       |                        |       |
| With guaranteed rates                     |       | 34,863                                                |       | 3.23                        | %          | 0.01                        | %          |
| Without guaranteed rates (1)              |       | 2,332,501                                             |       | 1.17                        | %          | 1.17                        | %          |
| Equity indexed (3)                        |       | 743,543                                               |       | N/A                         |       | N/A                         |       |
| Additional credits and accrued interest:  |       |                                                  |       |                        |       |                        |       |
| With guaranteed rates                     |       | 2,455                                                 |       | 3.17                        | %          | —                      |       |
| Without guaranteed rates (1)              |       | 11,073                                                |       | N/A                         |       | N/A                         |       |
| Due to unlocated certificate holders      |       | 148                                                   |       | —                      |       | —                      |       |
| Total                                     |       | $                                                     | 3,159,831  |                        |       |                        |       |   |

 

The average rates of accumulation on certificate reserves at December 31, 2009 were as follows:

 
| ** **                                | ** ** | ** **                                            | ** ** | **Average Gross**      | ** ** | **Average Additional** | ** ** |
|-------------------------------------------|------------|-------------------------------------------------------|------------|-----------------------------|------------|-----------------------------|------------|
| ** **                                | ** ** | **Reserve Balance**                              | ** ** | **Accumulation Rates** | ** ** | **Credit Rates**       | ** ** |
| ** **                                | ** ** | **(in thousands, except percentages)** | ** ** |
| Installment certificates:            |       |                                                  |       |                        |       |                        |       |
| Reserves to mature:             |       |                                                  |       |                        |       |                        |       |
| With guaranteed rates                     |       | $                                                     | 1,498      |                        | 3.90       | %                           | 0.50       | % |
| Without guaranteed rates (1)              |       | 39,152                                                |       | 0.28                        | %          | 0.28                        | %          |
| Additional credits and accrued interest:  |       |                                                  |       |                        |       |                        |       |
| With guaranteed rates                     |       | 305                                                   |       | 3.29                        | %          | —                      |       |
| Without guaranteed rates (1)              |       | 522                                                   |       | N/A                         |       | N/A                         |       |
| Advance payments and accrued interest (2) |       | 124                                                   |       | 3.42                        | %          | —                      |       |
|                                      |       |                                                  |       |                        |       |                        |       |
| Fully paid certificates:                  |       |                                                  |       |                        |       |                        |       |
| Reserves to mature:                       |       |                                                  |       |                        |       |                        |       |
| With guaranteed rates                     |       | 47,068                                                |       | 3.20                        | %          | 0.01                        | %          |
| Without guaranteed rates (1)              |       | 3,195,704                                             |       | 1.91                        | %          | 1.91                        | %          |
| Equity indexed (3)                        |       | 798,137                                               |       | N/A                         |       | N/A                         |       |
| Additional credits and accrued interest:  |       |                                                  |       |                        |       |                        |       |
| With guaranteed rates                     |       | 3,559                                                 |       | 3.10                        | %          | —                      |       |
| Without guaranteed rates (1)              |       | 22,072                                                |       | N/A                         |       | N/A                         |       |
| Due to unlocated certificate holders      |       | 131                                                   |       | —                      |       | —                      |       |
| Total                                     |       | $                                                     | 4,108,272  |                        |       |                        |       |   |

 

----

N/A   Not Applicable.

 

(1)                  There is no minimum rate of accrual on these reserves. Interest is declared periodically, quarterly, or annually in accordance with the terms of the separate series of certificates.

 

(2)                  Certain series of installment certificates guarantee accrual of interest on advance payments at an average rate of 3.26%. ACC’s rate of accrual is currently set at 4.00%, which is in effect through April 2012.

 

(3)                  Ameriprise Stock Market Certificate and Ameriprise Market Strategy Certificate enable the certificate owner to participate in any relative rise in a major stock market index up to a cap without risking loss of principal. Generally the certificates have a term of 52 weeks and may continue for up to 20 years. The reserve balances on these certificates at December 31, 2010 and 2009 were $804.1 million and $877.7 million, respectively.

 

F-18

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Table of Contents

 

On certain series of single payment certificates, additional interest is pre-declared for periods greater than one year. The retained earnings appropriated for the pre-declared additional interest at both December 31, 2010 and 2009 was nil, which reflects the difference between certificate reserves on these series, calculated on a statutory basis, and the reserves maintained per books.

 

The carrying amounts of net certificate reserves consisted of the following:

 
| ** **                              | ** ** | **December 31,**   | ** ** |
|-----------------------------------------|------------|-------------------------|------------|
| ** **                              | ** ** | **2010**                | ** ** | **2009** | ** ** |
| ** **                              | ** ** | **(in thousands)** | ** ** |
| Reserves with terms of one year or less |       | $                       | 2,905,781  |   | $ | 3,835,868 |   |
| Other                                   |       | 254,050                 |       | 272,404 |   |
| Total certificate reserves              |       | 3,159,831               |       | 4,108,272 |   |
| Unapplied certificate transactions      |       | 135                     |       | 502 |   |
| Certificate loans and accrued interest  |       | (3,349                  | )          | (5,196 | ) |
| Total                                   |       | $                       | 3,156,617  |   | $ | 4,103,578 |   |

 

**6.  DIVIDEND RESTRICTION**

 

Certain series of installment certificates outstanding provide that cash dividends may be paid by ACC only in calendar years for which additional credits of at least one-half of 1% on such series of certificates have been authorized by ACC. This restriction has been satisfied for 2010 and 2009 by ACC’s declaration of additional credits.

 

ACC is required to maintain cash and “qualified assets” meeting the standards of Section 28(b) of the 1940 Act, as modified by an order of the SEC. The amortized cost of such investments must be at least equal to ACC’s net liabilities on all outstanding face-amount certificates plus $250,000. ACC’s qualified assets consist of cash equivalents, syndicated loans, commercial mortgage loans, U.S. government and government agency securities, municipal bonds, corporate bonds, preferred stocks, equity index options and other securities meeting specified standards. So long as ACC wishes to rely on the SEC order, as a condition to the order, ACC has agreed to maintain an amount of unappropriated retained earnings and capital equal to at least 5% of certificate reserves (less outstanding certificate loans). To the extent that payment of a dividend would decrease the capital ratio below the required 5%, payment of a dividend would be restricted. In determining compliance with this condition, qualified assets are valued in accordance with the provisions of Minnesota Statutes where such provisions are applicable.

 

ACC has also entered into a written understanding with the Minnesota Department of Commerce, that ACC will maintain capital equal to 5% of the assets of ACC (less outstanding certificate loans). To the extent that payment of a dividend would decrease this ratio below the required 5%, payment of a dividend would be restricted. When computing its capital for these purposes, ACC values its assets on the basis of statutory accounting for insurance companies rather than GAAP. ACC is subject to examination and supervision by the Minnesota Department of Commerce (Banking Division).

 

Ameriprise Financial and ACC entered into a Capital Support Agreement on March 2, 2009, pursuant to which Ameriprise Financial agrees to commit such capital to ACC as is necessary to satisfy applicable minimum capital requirements, up to a maximum commitment of $115 million. As of December 31, 2010, Ameriprise Financial has not infused additional capital to ACC under this agreement.

 

**7.  RELATED PARTY TRANSACTIONS**

 

**Distribution services**

 

Fees payable to AFSI on sales of ACC’s certificates are based upon terms of agreements giving AFSI the right to distribute the certificates covered under the agreements. The agreements provide for payment of fees over a period of time.

 

From time to time, ACC may sponsor or participate in sales promotions involving one or more of the certificates and their respective terms. These promotions may offer a special interest rate to attract new clients or retain existing clients. To cover the cost of these promotions, distribution fees paid to AFSI may be lowered.

 

The aggregate fees payable under the agreements are 2.5% of all payments received during the month for installment certificates sold on or after April 30, 1997.

 

The previously offered Ameriprise Cash Reserve Certificates have contractual distribution fee rates of 0.0625% of the purchase price at the time of issuance and 0.0625% of the reserves maintained for these certificates at the beginning of the second and subsequent quarters from issue date. Effective October 1, 2007, these fees were waived.

 

Effective April 26, 2000, the Ameriprise Flexible Savings Certificates have contractual distribution fee rates of 0.08% of the purchase price at the time of issuance and 0.08% of the reserves maintained for these certificates at the beginning of the second and subsequent quarters from issue date. Since January 2, 2007, ACC has continuously offered 7 and 13 month Flexible Savings

 

F-19

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Table of Contents

 

Certificates. Since the continuous offering began, the distribution fee on 7 month Flexible Savings Certificates has been 0.08% of the initial payment and 0.08% of the reserves maintained for these certificates at the beginning of the second and subsequent quarters after issuance. The distribution fee on the 13 month term has been 0.032% of the initial payment and 0.032% of the reserves maintained for these certificates at the beginning of the second and subsequent quarters after issuance. From April 9, 2008 through December 2, 2008, the client new purchase interest rates on the 7 and 13 month certificates were set at promotional levels. From December 24, 2008 through June 9, 2009, the client new purchase interest rates on the 6 and 7 month certificates were set at promotional levels, from December 24, 2008 through June 23, 2009, the client new purchase interest rates on the 12 and 13 month certificates were set at promotional levels, and from October 13, 2010 to present the client interest rates on new purchases of all terms are set at promotional levels.

 

Effective April 28, 1999, the Ameriprise Stock Market Certificate, sold through AFSI, and Ameriprise Market Strategy Certificates have contractual distribution fee rates of 0.90% of the initial investment on the first day of the certificate’s term and 0.90% of the reserves maintained for these certificates at the beginning of each subsequent term.

 

**Investment advisory, joint facilities and technology support**

 

Effective December 31, 2006, the investment advisory and services agreement with Columbia Management Investment Advisers, LLC (formerly RiverSource Investments, LLC), provides for a graduated scale of fees equal on an annual basis to 0.35% on the first $250 million of total book value of investments of ACC, 0.30% on the next $250 million, 0.25% on the next $500 million and 0.20% on the amount in excess of $1 billion. The fee is payable monthly in an amount equal to one-twelfth of each of the percentages set forth above. Net invested assets for purposes of this computation are cash equivalents, accounts receivable for interest and dividends and securities sold, accounts payable for invested assets purchased, securities available-for-sale (including any segregated assets), trading securities, purchased equity index options, written equity index options and mortgages.

 

The fee paid to Columbia Management Investment Advisers, LLC, for managing and servicing bank loans is equal to 0.35%. The fee is payable monthly and is equal to one-twelfth of 0.35%, computed each month on the basis of book value of the loans as of the close of business on the last full business day of the preceding month.

 

**Transfer agent fees**

 

The basis of computing transfer agent fees paid or payable to Columbia Management Investment Services Corp. (formerly RiverSource Service Corporation) is under a Transfer Agency Agreement effective December 31, 2006. Columbia Management Investment Services Corp. maintains certificate owner accounts and records. ACC pays Columbia Management Investment Services Corp. a monthly fee of one-twelfth of $20.00 per certificate owner account for this service in addition to certain out-of-pocket expenses.

 

**Depository fees**

 

In December 2008, Ameriprise Trust Company entered into an agreement with a subcustodian to provide depository services for ACC’s assets. As a result, the depository fees paid to Ameriprise Trust Company are now asset-based with additional charges for transactional custody fees charged by the subcustodian. Prior to the subcustodian agreement, the fees payable to Ameriprise Trust Company were based on a maintenance charge per account of $0.05 per $1,000 of assets on deposit as well as $20 per transaction.

 

**8.  INCOME TAXES**

 

The components of income tax provision (benefit) were as follows:

 
| ** **                                 | ** ** | **Years Ended December 31,** | ** ** |
|--------------------------------------------|------------|---------------------------------------------|------------|
| ** **                                 | ** ** | **2010**                                    | ** ** | **2009** | ** ** | **2008** | ** ** |
| ** **                                 | ** ** | **(in thousands)**                     | ** ** |
| **Current income tax:**                    |       |                                        |       |   |   |   |   |
| Federal                                    |       | $                                           | 13,323     |   | $ | 33,223 |   | $ | (9,284 | ) |
| State and local                            |       | 3,588                                       |       | (98 | ) | 68 |   |
| Total current income tax                   |       | 16,911                                      |       | 33,125 |   | (9,216 | ) |
| **Deferred income tax:**                   |       |                                        |       |   |   |   |   |
| Federal                                    |       | 13,342                                      |       | (8,700 | ) | (34,060 | ) |
| State and local                            |       | (1,848                                      | )          | 705 |   | 914 |   |
| Total deferred income tax                  |       | 11,494                                      |       | (7,995 | ) | (33,146 | ) |
| **Total income tax provision   (benefit)** |       | $                                           | 28,405     |   | $ | 25,130 |   | $ | (42,362 | ) |

 

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Table of Contents

 

The principal reasons that the aggregate income tax provision (benefit) is different from that computed by using the U.S. statutory rate of 35% were as follows:

 
| ** **                      | ** ** | **Years Ended December 31,** | ** ** |
|---------------------------------|------------|---------------------------------------------|------------|
| ** **                      | ** ** | **2010**                                    | ** ** | **2009** | ** ** | **2008** | ** ** |
| Tax at U.S. statutory rate      |       | 35.0                                        | %          | 35.0 | % | 35.0 | % |
| Dividend exclusion              |       | —                                      |       | 0.4 |   | 0.3 |   |
| State income tax, net           |       | 0.7                                         |       | 0.9 |   | (0.8 | ) |
| Taxes applicable to prior years |       | 0.4                                         |       | 0.3 |   | (0.6 | ) |
| Income tax provision (benefit)  |       | 36.1                                        | %          | 36.6 | % | 33.9 | % |

 

ACC’s effective tax rate was 36.1% for the year ended December 31, 2010 compared to 36.6% for the year ended December 31, 2009 and 33.9% for the year ended December 31, 2008.

 

Deferred income tax assets and liabilities result from temporary differences between the assets and liabilities measured for GAAP reporting versus income tax return purposes. The significant components of deferred tax assets and liabilities were as follows:

 
| ** **                                         | ** ** | **December 31,**   | ** ** |
|----------------------------------------------------|------------|-------------------------|------------|
| ** **                                         | ** ** | **2010**                | ** ** | **2009** | ** ** |
| ** **                                         | ** ** | **(in thousands)** | ** ** |
| Deferred income tax assets:                        |       |                    |       |   |   |
| Certificate reserves                               |       | $                       | 6,627      |   | $ | 11,105 |   |
| Investments, including bond discounts and premiums |       | 26,860                  |       | 34,556 |   |
| Investment unrealized losses, net                  |       | 12,020                  |       | 25,952 |   |
| Other                                              |       | 83                      |       | 83 |   |
| Total deferred income tax assets                   |       | 45,590                  |       | 71,696 |   |
| Deferred income tax liabilities:                   |       |                    |       |   |   |
| Other                                              |       | 223                     |       | 903 |   |
| Net deferred income tax assets                     |       | $                       | 45,367     |   | $ | 70,793 |   |

 

ACC is required to establish a valuation allowance for any portion of the deferred tax assets that management believes will not be realized. Significant judgment is required in determining if a valuation allowance should be established, and the amount of such allowance if required. Factors used in making this determination include estimates relating to the performance of the business including the ability to generate capital gains. Consideration is given to, among other things in making this determination, i) future taxable income exclusive of reversing temporary differences and carryforwards, ii) future reversals of existing taxable temporary differences, iii) taxable income in prior carryback years, and iv) tax planning strategies. Based on analysis of ACC’s tax positions, management believes it is more likely than not that ACC’s results of future operations and implementation of tax planning strategies will generate sufficient taxable income to enable ACC to utilize all of the deferred tax assets. Accordingly, no valuation allowance for deferred tax assets has been established as of December 31, 2010 and 2009.

 

A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:

 
| ** **                                                     | ** ** | **2010**                | ** ** | **2009** | ** ** | **2008** | ** ** |
|----------------------------------------------------------------|------------|-------------------------|------------|----------|------------|----------|------------|
| ** **                                                     | ** ** | **(in thousands)** | ** ** |
| Balance at January 1                                      |       | $                       | 4,436      |     | $          | 4,436    |       | $ | 3,969 |   |
| Additions based on tax positions related to the   current year |       | —                  |       | —   |       | —   |       |
| Additions for tax positions of prior years                     |       | —                  |       | —   |       | 467      |       |
| Reductions for tax positions of prior years                    |       | —                  |       | —   |       | —   |       |
| Settlements                                                    |       | (4,436                  | )          | —   |       | —   |       |
| Balance at December 31                                    |       | $                       | —     |     | $          | 4,436    |       | $ | 4,436 |   |

 

If recognized, approximately $1.2 million, net of federal tax benefits, of the unrecognized tax benefits as of December 31, 2009 and 2008 would affect the effective tax rate.

 

ACC recognizes interest and penalties related to unrecognized tax benefits as a component of the income tax provision. ACC recognized interest and penalties of $0.3 million for the year ended December 31, 2010 and $0.2 million for the years ended December 31, 2009 and 2008. ACC had $1.7 million and $1.4 million for the payment of interest and penalties accrued at December 31, 2010 and 2009, respectively.

 

It is not expected that the total amounts of unrecognized tax benefits will change materially in the next 12 months.

 

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Table of Contents

 

ACC files income tax returns in the U.S. federal jurisdiction, and various states and foreign jurisdictions. With few exceptions, ACC is no longer subject to U.S. federal, state and local, or non-U.S. income tax examinations by tax authorities for years before 1997. The Internal Revenue Service (“IRS”), completed its field examination of ACC’s U.S. income tax returns for 2005 through 2007 during the third and fourth quarters of 2010. The IRS had previously completed its field examination of the 1997 through 2004 tax returns in recent years as part of the overall examination of the American Express Company consolidated returns. However, for federal income tax purposes these years continue to remain open as a consequence of certain issues under appeal.  In the fourth quarter of 2010, the IRS commenced an examination of ACC’s U.S. income tax returns for 2008 and 2009. ACC’s or its subsidiary’s state income tax returns are currently under examination by various jurisdictions for years ranging from 1998 through 2008.

 

**9.  FAIR VALUES OF ASSETS AND LIABILITIES**

 

GAAP defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date; that is, an exit price. The exit price assumes the asset or liability is not exchanged subject to a forced liquidation or distressed sale.

 

**Valuation Hierarchy**

 

ACC categorizes its fair value measurements according to a three-level hierarchy. The hierarchy prioritizes the inputs used by ACC’s valuation techniques. A level is assigned to each fair value measurement based on the lowest level input that is significant to the fair value measurement in its entirety. The three levels of the fair value hierarchy are defined as follows:

Level 1       Unadjusted quoted prices for identical assets or liabilities in active markets that are accessible at the measurement date.

Level 2       Prices or valuations based on observable inputs other than quoted prices in active markets for identical assets and liabilities.

Level 3       Prices or valuations that require inputs that are both significant to the fair value measurement and unobservable.

 

**Determination of Fair Value**

 

ACC uses valuation techniques consistent with the market and income approaches to measure the fair value of its assets and liabilities. ACC’s market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities. ACC’s income approach uses valuation techniques to convert future projected cash flows to a single discounted present value amount. When applying either approach, ACC maximizes the use of observable inputs and minimizes the use of unobservable inputs.

 

The following is a description of the valuation techniques used to measure fair value and the general classification of these instruments pursuant to the fair value hierarchy.

 

*Cash Equivalents*

 

Cash equivalents include highly liquid investments with original maturities of 90 days or less. ACC’s cash equivalents are classified as Level 2 and are measured at amortized cost, which is a reasonable estimate of fair value because of the short time between the purchase of the instrument and its expected realization.

 

*Investments in Unaffiliated Issuers (Available-for-Sale Securities)*

 

When available, the fair value of securities is based on quoted prices in active markets. If quoted prices are not available, fair values are obtained from nationally-recognized pricing services, broker quotes, or other model-based valuation techniques. Level 1 securities primarily include U.S. Treasuries and common and preferred stocks. Level 2 securities include agency residential mortgage backed securities, commercial mortgage backed securities, asset backed securities, municipal and corporate bonds, U.S. agency securities and common and preferred stock. The fair value of these Level 2 securities is based on a market approach with prices obtained from nationally-recognized pricing services. Observable inputs used to value these securities can include: reported trades, benchmark yields, issuer spreads and broker/dealer quotes. Level 3 securities primarily include asset backed securities, commercial mortgage backed securities, corporate bonds and non-agency residential mortgage backed securities. The fair value of these Level 3 securities is typically based on a single broker quote, except for the valuation of non-agency residential mortgage backed securities. Effective March 31, 2010, ACC returned to using prices from nationally-recognized pricing services to determine the fair value of non-agency residential mortgage backed securities because the difference between these prices and the results of ACC’s discounted cash flows was not significant. ACC continues to classify its non-agency residential mortgage backed securities as Level 3 because ACC believes the market for these securities is still inactive and their valuation includes significant unobservable inputs.

 

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*Derivatives (Equity Derivatives, Purchased and Written)*

 

The fair values of derivatives that are traded in less active over-the-counter markets are generally measured using pricing models with market observable inputs such as interest rates and equity index levels. These measurements are classified as Level 2 within the fair value hierarchy. Derivatives that are valued using pricing models that have significant unobservable inputs are classified as Level 3 measurements.

 

*Certificate Reserves*

 

ACC uses various Black-Scholes calculations to determine the fair value of the embedded derivative liability associated with the provisions of its stock market certificates. The inputs to these calculations are primarily market observable and include interest rates, volatilities, and equity index levels. As a result, these measurements are classified as Level 2.

 

The following tables present the balances of assets and liabilities measured at fair value on a recurring basis:

 
| ** **                               | ** ** | **December 31, 2010** | ** ** |
|------------------------------------------|------------|---------------------------------|------------|
| ** **                               | ** ** | **Level 1**                | ** ** | **Level 2** | ** ** | **Level 3** | ** ** | **Total** | ** ** |
|                                     | ** ** | **(in thousands)**         | ** ** |
| Assets                                   |       |                            |       |   |   |   |   |   |   |
| Cash equivalents                         |       | $                               | —     |   | $ | 182,192 |   | $ | — |   | $ | 182,192 |   |
| Available-for-Sale securities:           |       |                            |       |   |   |   |   |   |   |
| Residential mortgage backed securities   |       | —                          |       | 504,155 |   | 902,859 |   | 1,407,014 |   |
| Corporate debt securities                |       | —                          |       | 583,443 |   | 7,536 |   | 590,979 |   |
| Commercial mortgage backed securities    |       | —                          |       | 497,402 |   | 10,189 |   | 507,591 |   |
| Asset backed securities                  |       | —                          |       | 239,850 |   | 101,672 |   | 341,522 |   |
| U.S. government and agencies obligations |       | 414                             |       | 28,173 |   | — |   | 28,587 |   |
| Common and preferred stocks              |       | 570                             |       | 1,499 |   | 344 |   | 2,413 |   |
| Total Available-for-Sale securities      |       | 984                             |       | 1,854,522 |   | 1,022,600 |   | 2,878,106 |   |
| Equity derivatives, purchased            |       | —                          |       | 89,008 |   | 6 |   | 89,014 |   |
| Total assets at fair value               |       | $                               | 984        |   | $ | 2,125,722 |   | $ | 1,022,606 |   | $ | 3,149,312 |   |
|                                     |       |                            |       |   |   |   |   |   |   |
| Liabilities                              | ** ** | ** **                      | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| Certificate reserves                     |       | $                               | —     |   | $ | 13,692 |   | $ | — |   | $ | 13,692 |   |
| Equity derivatives, written              |       | —                          |       | 75,201 |   | — |   | 75,201 |   |
| Total liabilities at fair value          |       | $                               | —     |   | $ | 88,893 |   | $ | — |   | $ | 88,893 |   |

 
| ** **                               | ** ** | **December 31, 2009** | ** ** |
|------------------------------------------|------------|---------------------------------|------------|
| ** **                               | ** ** | **Level 1**                | ** ** | **Level 2** | ** ** | **Level 3** | ** ** | **Total** | ** ** |
|                                     | ** ** | **(in thousands)**         | ** ** |
| Assets                                   |       |                            |       |   |   |   |   |   |   |
| Cash equivalents                         |       | $                               | —     |   | $ | 309,183 |   | $ | — |   | $ | 309,183 |   |
| Available-for-Sale securities:           |       |                            |       |   |   |   |   |   |   |
| Residential mortgage backed securities   |       | —                          |       | 714,702 |   | 745,633 |   | 1,460,335 |   |
| Corporate debt securities                |       | —                          |       | 1,038,135 |   | 12,104 |   | 1,050,239 |   |
| Commercial mortgage backed securities    |       | —                          |       | 551,202 |   | — |   | 551,202 |   |
| Asset backed securities                  |       | —                          |       | 299,683 |   | 130,584 |   | 430,267 |   |
| U.S. government and agencies obligations |       | 398                             |       | 135,552 |   | — |   | 135,950 |   |
| Common and preferred stocks              |       | —                          |       | 15,765 |   | — |   | 15,765 |   |
| Total Available-for-Sale securities      |       | 398                             |       | 2,755,039 |   | 888,321 |   | 3,643,758 |   |
| Equity derivatives, purchased            |       | —                          |       | 166,392 |   | — |   | 166,392 |   |
| Total assets at fair value               |       | $                               | 398        |   | $ | 3,230,614 |   | $ | 888,321 |   | $ | 4,119,333 |   |
|                                     |       |                            |       |   |   |   |   |   |   |
| Liabilities                              | ** ** | ** **                      | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| Certificate reserves                     |       | $                               | —     |   | $ | 25,796 |   | $ | — |   | $ | 25,796 |   |
| Equity derivatives, written              |       | —                          |       | 140,996 |   | — |   | 140,996 |   |
| Total liabilities at fair value          |       | $                               | —     |   | $ | 166,792 |   | $ | — |   | $ | 166,792 |   |

 

F-23

----

Table of Contents

 

The following tables provide a summary of changes in Level 3 assets and liabilities measured at fair value on a recurring basis:

 
| ** **                                                                                                   | ** ** | **Available-for-Sale Securities** | ** ** | ** **     | ** ** | ** **     | ** ** |
|--------------------------------------------------------------------------------------------------------------|------------|----------------------------------------|------------|----------------|------------|----------------|------------|
| ** **                                                                                                   | ** ** | **Residential**                        | ** ** | ** **     | ** ** | **Commercial** | ** ** | ** ** | ** ** | **Common** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                                   | ** ** | **Mortgage**                           | ** ** | **Corporate**  | ** ** | **Mortgage**   | ** ** | **Asset** | ** ** | **and** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                                   | ** ** | **Backed**                             | ** ** | **Debt**       | ** ** | **Backed**     | ** ** | **Backed** | ** ** | **Preferred** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                                   | ** ** | **Securities**                         | ** ** | **Securities** | ** ** | **Securities** | ** ** | **Securities** | ** ** | **Stocks** | ** ** | **Derivatives** | ** ** | **Total** | ** ** |
|                                                                                                         |       | **(in thousands)**                |       |
|                                                                                                         |       |                                   |       |           |       |           |       |   |   |   |   |   |   |   |   |
| Balance, January 1, 2010                                                                                |       | $                                      | 745,633    |           | $          | 12,104         |       | $ | — |   | $ | 130,584 |   | $ | — |   | $ | — |   | $ | 888,321 |   |
| Total gains (losses) included in:                                                                            |       |                                   |       |           |       |           |       |   |   |   |   |   |   |   |   |
| Net income                                                                                                   |       | 1,578                                  | (1)        | —         |       | —         |       | 4,420 | (2) | — |   | 2 | (5) | 6,000 |   |
| Other comprehensive income                                                                                   |       | 54,612                                 |       | (59            | )          | 89             |       | 7,240 |   | 114 |   | — |   | 61,996 |   |
| Purchases, sales, issuances and settlements, net                                                             |       | 101,036                                |       | (4,509         | )          | 10,100         |       | (40,572 | ) | — |   | 4 |   | 66,059 |   |
| Transfers in and/or out of Level 3                                                                           |       | —                                 |       | —         |       | —         |       | — |   | 230 | (6) | — |   | 230 |   |
| Balance, December 31, 2010                                                                              |       | $                                      | 902,859    |           | $          | 7,536          |       | $ | 10,189 |   | $ | 101,672 |   | $ | 344 |   | $ | 6 |   | $ | 1,022,606 |   |
|                                                                                                         |       |                                   |       |           |       |           |       |   |   |   |   |   |   |   |   |
| Change in unrealized gains included in net income   related to Level 3 assets held at December 31, 2010 |       | $                                      | 1,252      | (3)            | $          | —         |       | $ | — |   | $ | 4,091 | (4) | $ | — |   | $ | 2 | (5) | $ | 5,345 |   |

 

----

(1) Represents a $(2,121) loss included in net realized gain on investments and $3,699 included in investment income in the Consolidated Statements of Operations. 

(2) Represents a $(289) loss included in net realized gain on investments and $4,709 included in investment income in the Consolidated Statements of Operations. 

(3) Represents a $(2,121) loss included in net realized gain on investments and $3,373 included in investment income in the Consolidated Statements of Operations. 

(4) Represents a $(289) loss included in net realized gain on investments and $4,380 included in investment income in the Consolidated Statements of Operations.  

(5) Included in investment income in the Consolidated Statements of Operations.

(6) Represents two securities with a fair value of $230 that were transferred to Level 3 as the fair value of the securities is now based on broker quotes. 

 
| ** **                                                                                                            | ** ** | **Available-for-Sale Securities** | ** ** | ** **     | ** ** |
|-----------------------------------------------------------------------------------------------------------------------|------------|----------------------------------------|------------|----------------|------------|
| ** **                                                                                                            | ** ** | **Residential**                        | ** ** | ** **     | ** ** | **Commercial** | ** ** | ** ** | ** ** | **Common** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                                            | ** ** | **Mortgage**                           | ** ** | **Corporate**  | ** ** | **Mortgage** | ** ** | **Asset** | ** ** | **and** | ** ** | **Other** | ** ** | ** ** | ** ** |
| ** **                                                                                                            | ** ** | **Backed**                             | ** ** | **Debt**       | ** ** | **Backed** | ** ** | **Backed** | ** ** | **Preferred** | ** ** | **Structured** | ** ** | ** ** | ** ** |
| ** **                                                                                                            | ** ** | **Securities**                         | ** ** | **Securities** | ** ** | **Securities** | ** ** | **Securities** | ** ** | **Stocks** | ** ** | **Investments** | ** ** | **Total** | ** ** |
| ** **                                                                                                            | ** ** | **(in thousands)**                | ** ** |
|                                                                                                                  |       |                                   |       |           |       |   |   |   |   |   |   |   |   |   |   |
| Balance, January 1, 2009                                                                                         |       | $                                      | 465,234    |           | $          | 33,653 |   | $ | — |   | $ | 67,552 |   | $ | — |   | $ | — |   | $ | 566,439 |   |
| Total gains (losses) included in:                                                                                     |       |                                   |       |           |       |   |   |   |   |   |   |   |   |   |   |
| Net income                                                                                                            |       | (3,264                                 | )(1)       | —         |       | — |   | 7,913 | (2) | — |   | 8 | (5) | 4,657 |   |
| Other comprehensive income                                                                                            |       | 63,229                                 |       | 1,724          |       | — |   | 6,953 |   | — |   | — |   | 71,906 |   |
| Purchases, sales, issuances and settlements, net                                                                      |       | 220,434                                |       | (23,273        | )          | — |   | 48,166 |   | — |   | (8 | ) | 245,319 |   |
| Transfers in and/or out of Level 3                                                                                    |       | —                                 |       | —         |       | — |   | — |   | — |   | — |   | — |   |
| Balance, December 31, 2009                                                                                       |       | $                                      | 745,633    |           | $          | 12,104 |   | $ | — |   | $ | 130,584 |   | $ | — |   | $ | — |   | $ | 888,321 |   |
|                                                                                                                  |       |                                   |       |           |       |   |   |   |   |   |   |   |   |   |   |
| Change in unrealized gains (losses) included in   net income related to Level 3 assets held at December 31, 2009 |       | $                                      | (2,888     | )(3)           | $          | — |   | $ | — |   | $ | 7,412 | (4) | $ | — |   | $ | — |   | $ | 4,524 |   |

 

----

(1) Represents a $(8,310) loss included in net realized gain on investments and $5,046 included in investment income in the Consolidated Statements of Operations. 

(2) Represents a $202 gain included in net realized gain on investments and $7,711 included in investment income in the Consolidated Statements of Operations. 

(3) Represents a $(8,132) loss included in net realized gain on investments and $5,244 included in investment income in the Consolidated Statements of Operations. 

(4) Represents a $(276) loss included in net realized gain on investments and $7,688 included in investment income in the Consolidated Statements of Operations. 

(5) Included in net realized gain on investments in the Consolidated Statements of Operations.

(6) Included in investment income in the Consolidated Statements of Operations.

 

F-24

----

Table of Contents

 

ACC recognizes transfers between levels of the fair value hierarchy as of the beginning of the quarter in which each transfer occurred.

 

During the reporting periods, there were no material assets or liabilities measured at fair value on a nonrecurring basis.

 

The following table provides the carrying value and the estimated fair value of financial instruments that are not reported at fair value. All other financial instruments that are reported at fair value have been included above in the table with balances of assets and liabilities measured at fair value on a recurring basis.

 
| ** **                | ** ** | **December 31, 2010** | ** ** | **December 31, 2009** | ** ** |
|---------------------------|------------|---------------------------------|------------|---------------------------------|------------|
| ** **                | ** ** | **Carrying Value**         | ** ** | **Fair Value**             | ** ** | **Carrying Value** | ** ** | **Fair Value** | ** ** |
| ** **                | ** ** | **(in thousands)**         | ** ** |
| ** **                |       |                            |       |                            |       |   |   |   |   |
| **Financial Assets**      |       |                            |       |                            |       |   |   |   |   |
| Syndicated loans          |       | $                               | 91,975     |                            | $          | 93,518 |   | $ | 179,176 |   | $ | 179,579 |   |
| Commercial mortgage loans |       | 107,065                         |       | 113,364                         |       | 130,283 |   | 133,442 |   |
| Certificate loans         |       | 3,299                           |       | 3,299                           |       | 5,136 |   | 5,136 |   |
| ** **                |       |                            |       |                            |       |   |   |   |   |
| **Financial Liabilities** |       |                            |       |                            |       |   |   |   |   |
| Certificate reserves      |       | $                               | 3,146,139  |                            | $          | 3,128,694 |   | $ | 4,082,476 |   | $ | 4,052,657 |   |

 

The fair value of syndicated loans is obtained from a nationally-recognized pricing service.

 

The fair value of commercial mortgage loans, except those with significant credit deterioration, has been determined by discounting contractual cash flows using discount rates that reflect current pricing for loans with similar remaining maturities and characteristics including loan-to-value ratio, occupancy rate, refinance risk, debt-service coverage, location, and property condition. For commercial mortgage loans with significant credit deterioration, fair value is determined using the same adjustments as above with an additional adjustment for ACC’s estimate of the amount recoverable on the loan.

 

The fair value of investment certificate reserves is determined by discounting cash flows using discount rates that reflect current pricing for assets with similar terms and characteristics, with adjustments for early withdrawal behavior, penalty fees, expense margin and ACC’s nonperformance risk specific to these liabilities.

 

**10.  DERIVATIVES AND HEDGING ACTIVITIES**

 

Derivative instruments enable ACC to manage its exposure to various market risks. The value of such instruments is derived from an underlying variable or multiple variables, including equity and interest rate indices or prices. ACC primarily enters into derivative agreements for risk management purposes related to ACC’s products.

 

ACC uses derivatives as economic hedges of equity and interest rate risk related to stock market certificates. ACC does not designate any derivatives for hedge accounting. The following table presents the balance sheet location and the gross fair value of derivative instruments, including embedded derivatives, by type of derivative and product:

 
| ** **                                                                  | ** ** | ** **                        | ** ** | **Asset**                    | ** ** | ** **                   | ** ** | **Liability**                     | ** ** |
|-----------------------------------------------------------------------------|------------|-----------------------------------|------------|------------------------------|------------|------------------------------|------------|-----------------------------------|------------|
| **Derivatives not designated as   hedging instruments** | ** ** | **Balance Sheet   Location** | ** ** | **December 31,   2010** | ** ** | **December 31,   2009** | ** ** | **Balance Sheet   Location** | ** ** | **December 31,   2010** | ** ** | **December 31,   2009** | ** ** |
| ** **                                                                  |       |                              |       | **(in thousands)**      |       |                         |       | **(in thousands)**           |       |
| **Equity**                                                                  |       |                              |       |                         |       |                         |       |                              |       |   |   |   |   |
| Stock market certificates                                                   |       | Equity   derivatives, purchased   |       | $                            | 88,590     |                         | $          | 166,392                           |       | Equity   derivatives, written |   | $ | 75,201 |   | $ | 140,996 |   |
| Equity warrants                                                             |       | Equity   derivatives, purchased   |       | 424                          |       | —                       |       | Equity   derivatives, purchased   |       | — |   | — |   |
| Stock market certificates embedded derivatives                              |       |                              |       | —                       |       | —                       |       | Certificate   reserves            |       | 13,692 |   | 25,796 |   |
| Total                                                                       |       |                              |       | $                            | 89,014     |                         | $          | 166,392                           |       |   |   | $ | 88,893 |   | $ | 166,792 |   |

 

See Note 9 for additional information regarding ACC’s fair value measurement of derivative instruments.

 

F-25

----

Table of Contents

 

The following table presents a summary of the impact of derivatives not designated as hedging instruments on the Consolidated Statements of Operations for the years ended December 31:

 
| ** **                                       | ** ** | ** **                                          | ** ** | **Amount of Gain (Loss) on**    | ** ** |
|--------------------------------------------------|------------|-----------------------------------------------------|------------|-----------------------------------------------------|------------|
| **Derivatives Not Designated as** | ** ** | **Location of Gain (Loss) on**  | ** ** | **Derivatives Recognized in Income** | ** ** |
| **Hedging Instruments**                     | ** ** | **Derivatives Recognized in Income** | ** ** | **2010**                                            | ** ** | **2009** | ** ** |
| ** **                                       | ** ** | ** **                                          | ** ** | **(in thousands)**                             | ** ** |
| **Equity**                                       |       |                                                |       |                                                |       |   |   |
| Stock market certificates                        |       | Net   provision for certificate reserves            |       | $                                                   | 9,425      |   | $ | 14,542 |   |
| Equity warrants                                  |       | Investment   income                                 |       | 421                                                 |       | — |   |
| Stock market certificates embedded derivatives   |       | Net   provision for certificate reserves            |       | (10,095                                             | )          | (17,879 | ) |
| Total                                            |       |                                                |       | $                                                   | (249       | ) | $ | (3,337 | ) |

 

Ameriprise Stock Market Certificates (“SMC”) offer a return based upon the relative change in a major stock market index between the beginning and end of the SMC’s term. The SMC product contains an embedded derivative. The equity based return of the certificate must be separated from the host contract and accounted for as a derivative instrument. As a result of fluctuations in equity markets, and the corresponding changes in value of the embedded derivative, the amount of expenses incurred by ACC related to the SMC product will positively or negatively impact reported earnings. As a means of hedging its obligations under the provisions for these certificates, ACC purchases and writes call options on the S&P 500 Index. ACC views this strategy as a prudent management of equity market sensitivity, such that earnings are not exposed to undue risk presented by changes in equity market levels. The gross notional amount of these derivative contracts was $1.4 billion and $1.5 billion at December 31, 2010 and 2009, respectively. ACC also purchases futures on the S&P 500 Index to economically hedge its obligations. The futures are marked-to-market daily and exchange traded, exposing ACC to no counterparty risk. The gross notional amount of these derivative contracts was $0.3 million and nil at December 31, 2010 and 2009, respectively.

 

Equity warrants were received as part of a syndicated loan restructure and do not constitute a hedge of underlying assets or liabilities.

 

**Credit Risk**

 

Credit risk associated with ACC’s derivatives is the risk that a derivative counterparty will not perform in accordance with the terms of the applicable derivative contract. To mitigate such risk, ACC has established guidelines and oversight of credit risk through a comprehensive enterprise risk management program that includes members of senior management. Key components of this program are to require preapproval of counterparties and the use of master netting arrangements and collateral arrangements whenever practical. As of December 31, 2010 and 2009, ACC held $4.6 million and $15.6 million, respectively, in cash and recorded a corresponding liability in other liabilities for collateral ACC is obligated to return to counterparties. As of December 31, 2010 and 2009, ACC’s maximum credit exposure related to derivative assets after considering netting arrangements with counterparties and collateral arrangements was approximately $8.9 million and $9.9 million, respectively.

 

**11.  CONTINGENCIES**

 

ACC is not aware that it is a party to any pending legal, arbitration, or regulatory proceedings that would have a material adverse effect on its consolidated financial condition, results of operations or liquidity. However, it is possible that the outcome of any such proceedings could have a material adverse effect on the consolidated results of operations in any particular reporting period as the proceedings are resolved.

 

F-26

----

Table of Contents

 

**Schedule I**

 

Submission for Schedule 1 to follow.

 
| **Ameriprise Certificate Company**                      | ** ** | **Schedule 1**      | ** ** |
|---------------------------------------------------------|------------|---------------------|------------|
| **Investments   of Securities in Unaffiliated Issuers** | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**        | ** ** | ** **          | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                             | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **CASH EQUIVALENTS:**                                   | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **COMMERICAL PAPER:**                                   | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ABCP - ARGENTO VARIABLE FUNDING                         |       | 1/6/2011            |       | 0.30 | % | 35,000 |   | 34,999 |   | 34,999 |   |
| BNP PARIBAS FINANCE INC                                 |       | 1/3/2011            |       | 0.10 | % | 32,200 |   | 32,200 |   | 32,200 |   |
| ABCP - FCAR OWNER TRUST                                 |       | 1/18/2011           |       | 0.27 | % | 25,000 |   | 24,997 |   | 24,997 |   |
| HSBC USA INC                                            |       | 1/12/2011           |       | 0.20 | % | 25,000 |   | 24,998 |   | 24,998 |   |
| ABCP-OLD LINE FUNDING CORP                              |       | 1/5/2011            |       | 0.23 | % | 35,000 |   | 34,999 |   | 34,999 |   |
| UNITEDHEALTH GROUP INC                                  |       | 1/3/2011            |       | 0.40 | % | 30,000 |   | 29,999 |   | 29,999 |   |
| **TOTAL CASH EQUIVALENTS**                              | ** ** | ** **          | ** ** | ** ** | ** ** | **182,200** | ** ** | **182,192** | ** ** | **182,192** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** |
| **Ameriprise Certificate Company**                      | ** ** | **Schedule 1**      | ** ** |
| **Investments of Securities in   Unaffiliated Issuers** | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**        | ** ** | ** **          | ** ** |
| ** **                                              | ** ** | ** **          | ** ** |
| **ISSURER**                                             | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **AVAILABLE FOR SALE SECURITIES:**                      | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **GOVERNMENT AND AGENCIES   OBLIGATIONS:**              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| FANNIE MAE                                              |       | 2/1/2011            |       | 6.25 | % | 25,000 |   | 25,060 |   | 25,106 |   |
| FANNIE MAE                                              |       | 8/25/2012           |       | 4.45 | % | 2,988 |   | 2,988 |   | 3,067 |   |
| UNITED STATES TREASURY                                  |       | 11/15/2028          |       | 5.25 | % | 200 |   | 215 |   | 229 |   |
| UNITED STATES TREASURY                                  |       | 5/15/2014           |       | 4.75 | % | 165 |   | 168 |   | 185 |   |
| **TOTAL GOVERNMENT AND AGENCIES   OBLIGATIONS**         | ** ** | ** **          | ** ** | ** ** | ** ** | **28,353** | ** ** | **28,431** | ** ** | **28,587** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **RESIDENTAL MORTGAGE BACKED   SECURITIES**             | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **AGENCY RESIDENTAL MORTGAGE BACKED   SECURITIES:**     | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| FREDDIE MAC GOLD                                        |       | 7/1/2014            |       | 6.50 | % | 209 |   | 207 |   | 223 |   |
| FREDDIE MAC GOLD                                        |       | 4/1/2015            |       | 7.00 | % | 96 |   | 96 |   | 102 |   |
| FREDDIE MAC GOLD                                        |       | 8/1/2016            |       | 5.00 | % | 1,630 |   | 1,614 |   | 1,730 |   |
| FREDDIE MAC GOLD                                        |       | 8/1/2017            |       | 5.00 | % | 2,564 |   | 2,566 |   | 2,735 |   |
| FREDDIE MAC                                             |       | 7/1/2022            |       | 2.63 | % | 85 |   | 87 |   | 87 |   |
| FREDDIE MAC                                             |       | 11/1/2023           |       | 2.44 | % | 69 |   | 70 |   | 70 |   |
| FREDDIE MAC                                             |       | 2/1/2024            |       | 2.79 | % | 321 |   | 322 |   | 335 |   |
| FREDDIE MAC                                             |       | 11/1/2023           |       | 2.57 | % | 478 |   | 487 |   | 490 |   |
| FREDDIE MAC                                             |       | 4/1/2024            |       | 2.60 | % | 407 |   | 410 |   | 425 |   |
| FREDDIE MAC                                             |       | 10/1/2029           |       | 2.73 | % | 148 |   | 151 |   | 156 |   |
| FREDDIE MAC                                             |       | 2/1/2025            |       | 3.18 | % | 103 |   | 104 |   | 106 |   |
| FREDDIE MAC GOLD                                        |       | 5/1/2023            |       | 5.50 | % | 3,564 |   | 3,683 |   | 3,822 |   |
| FREDDIE MAC GOLD                                        |       | 5/1/2014            |       | 6.50 | % | 395 |   | 392 |   | 422 |   |
| FREDDIE MAC GOLD                                        |       | 6/1/2014            |       | 6.50 | % | 31 |   | 30 |   | 34 |   |
| FREDDIE MAC GOLD                                        |       | 6/1/2017            |       | 6.00 | % | 580 |   | 597 |   | 633 |   |
| FREDDIE MAC GOLD                                        |       | 6/1/2017            |       | 6.00 | % | 1,748 |   | 1,797 |   | 1,908 |   |
| FREDDIE MAC GOLD                                        |       | 9/1/2017            |       | 5.00 | % | 2,987 |   | 2,988 |   | 3,185 |   |
| FREDDIE MAC GOLD                                        |       | 9/1/2012            |       | 5.00 | % | 476 |   | 478 |   | 487 |   |
| FREDDIE MAC GOLD                                        |       | 12/1/2012           |       | 5.00 | % | 2,219 |   | 2,239 |   | 2,275 |   |
| FREDDIE MAC GOLD                                        |       | 5/1/2013            |       | 4.50 | % | 4,952 |   | 5,007 |   | 5,076 |   |
| FREDDIE MAC GOLD                                        |       | 3/1/2018            |       | 5.00 | % | 2,834 |   | 2,899 |   | 3,022 |   |
| FREDDIE MAC GOLD                                        |       | 4/1/2013            |       | 4.50 | % | 714 |   | 721 |   | 732 |   |
| FREDDIE MAC GOLD                                        |       | 4/1/2013            |       | 4.50 | % | 1,440 |   | 1,454 |   | 1,478 |   |
| FREDDIE MAC GOLD                                        |       | 4/1/2018            |       | 5.00 | % | 4,061 |   | 4,147 |   | 4,331 |   |
| FREDDIE MAC                                             |       | 5/1/2037            |       | 2.55 | % | 6,992 |   | 7,280 |   | 7,388 |   |
| FREDDIE MAC                                             |       | 5/1/2022            |       | 2.63 | % | 70 |   | 71 |   | 73 |   |
| FREDDIE MAC GOLD                                        |       | 5/1/2017            |       | 6.00 | % | 3,079 |   | 3,151 |   | 3,349 |   |
| FREDDIE MAC                                             |       | 12/1/2031           |       | 2.58 | % | 165 |   | 163 |   | 172 |   |
| FREDDIE MAC GOLD                                        |       | 8/1/2022            |       | 5.50 | % | 1,201 |   | 1,193 |   | 1,288 |   |
| FREDDIE MAC GOLD                                        |       | 9/1/2022            |       | 5.50 | % | 684 |   | 679 |   | 734 |   |
| FREDDIE MAC                                             |       | 12/1/2031           |       | 3.91 | % | 701 |   | 693 |   | 713 |   |
| FREDDIE MAC                                             |       | 9/1/2033            |       | 4.50 | % | 2,250 |   | 2,187 |   | 2,383 |   |
| FREDDIE MAC                                             |       | 5/1/2033            |       | 5.02 | % | 3,139 |   | 3,219 |   | 3,294 |   |
| FREDDIE MAC                                             |       | 2/1/2019            |       | 2.52 | % | 17 |   | 17 |   | 18 |   |
| FREDDIE MAC                                             |       | 11/1/2018           |       | 2.21 | % | 26 |   | 26 |   | 26 |   |
| FREDDIE MAC                                             |       | 1/1/2019            |       | 2.63 | % | 8 |   | 8 |   | 8 |   |
| FREDDIE MAC                                             |       | 1/1/2019            |       | 2.40 | % | 67 |   | 67 |   | 68 |   |
| FREDDIE MAC                                             |       | 1/1/2019            |       | 2.38 | % | 34 |   | 34 |   | 36 |   |
| FREDDIE MAC                                             |       | 6/1/2019            |       | 2.38 | % | 74 |   | 74 |   | 75 |   |
| FREDDIE MAC                                             |       | 6/1/2019            |       | 2.62 | % | 32 |   | 33 |   | 34 |   |
| FREDDIE MAC                                             |       | 1/1/2019            |       | 2.43 | % | 68 |   | 68 |   | 71 |   |
| FREDDIE MAC                                             |       | 3/1/2019            |       | 2.29 | % | 85 |   | 85 |   | 89 |   |
| FREDDIE MAC                                             |       | 10/1/2018           |       | 2.38 | % | 132 |   | 131 |   | 136 |   |
| FREDDIE MAC                                             |       | 7/1/2019            |       | 2.51 | % | 77 |   | 77 |   | 80 |   |
| FREDDIE MAC                                             |       | 10/1/2019           |       | 2.40 | % | 78 |   | 78 |   | 81 |   |
| FREDDIE MAC                                             |       | 10/1/2019           |       | 2.30 | % | 72 |   | 72 |   | 74 |   |
| FREDDIE MAC                                             |       | 8/1/2017            |       | 2.28 | % | 82 |   | 83 |   | 86 |   |
| FREDDIE MAC                                             |       | 9/1/2017            |       | 2.27 | % | 111 |   | 111 |   | 115 |   |
| FREDDIE MAC                                             |       | 10/1/2017           |       | 2.28 | % | 166 |   | 166 |   | 167 |   |
| FREDDIE MAC                                             |       | 2/1/2019            |       | 2.09 | % | 79 |   | 79 |   | 79 |   |
| FREDDIE MAC                                             |       | 7/1/2019            |       | 1.88 | % | 329 |   | 329 |   | 332 |   |
| FREDDIE MAC                                             |       | 2/1/2025            |       | 2.84 | % | 179 |   | 180 |   | 185 |   |
| FREDDIE MAC                                             |       | 8/1/2026            |       | 2.75 | % | 80 |   | 80 |   | 84 |   |
| FREDDIE MAC                                             |       | 2/1/2018            |       | 4.63 | % | 165 |   | 166 |   | 173 |   |
| FREDDIE MAC                                             |       | 9/1/2033            |       | 4.52 | % | 2,083 |   | 2,063 |   | 2,186 |   |
| FREDDIE MAC                                             |       | 8/1/2034            |       | 5.14 | % | 12,263 |   | 12,409 |   | 12,903 |   |
| FANNIE MAE FNMA_99-8                                    |       | 3/25/2014           |       | 6.00 | % | 769 |   | 765 |   | 807 |   |
| FANNIE MAE                                              |       | 9/1/2017            |       | 2.64 | % | 18 |   | 18 |   | 18 |   |
| FANNIE MAE                                              |       | 7/1/2017            |       | 2.05 | % | 62 |   | 62 |   | 63 |   |

 

F-27

----

Table of Contents

 
| **Ameriprise Certificate Company**                      | ** ** | **Schedule 1**      | ** ** |
|---------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers** | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**        | ** ** | ** **          | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                             | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| FANNIE MAE                                              |       | 8/1/2020            |       | 4.80 | % | 75 |   | 78 |   | 75 |   |
| FANNIE MAE                                              |       | 11/1/2019           |       | 4.66 | % | 200 |   | 201 |   | 208 |   |
| FANNIE MAE                                              |       | 8/1/2019            |       | 1.88 | % | 226 |   | 228 |   | 226 |   |
| FANNIE MAE                                              |       | 3/1/2033            |       | 4.83 | % | 427 |   | 434 |   | 450 |   |
| FANNIE MAE                                              |       | 2/1/2024            |       | 2.88 | % | 372 |   | 374 |   | 390 |   |
| FANNIE MAE                                              |       | 9/1/2011            |       | 7.00 | % | 15 |   | 15 |   | 16 |   |
| FANNIE MAE                                              |       | 9/1/2011            |       | 7.50 | % | 44 |   | 43 |   | 44 |   |
| FANNIE MAE                                              |       | 3/1/2012            |       | 7.00 | % | 56 |   | 56 |   | 58 |   |
| FANNIE MAE                                              |       | 2/1/2014            |       | 5.50 | % | 12 |   | 12 |   | 13 |   |
| FANNIE MAE                                              |       | 3/1/2014            |       | 5.50 | % | 810 |   | 800 |   | 872 |   |
| FANNIE MAE                                              |       | 4/1/2014            |       | 5.50 | % | 850 |   | 839 |   | 915 |   |
| FANNIE MAE                                              |       | 11/1/2012           |       | 5.00 | % | 1,262 |   | 1,268 |   | 1,342 |   |
| FANNIE MAE                                              |       | 12/1/2012           |       | 5.00 | % | 2,236 |   | 2,244 |   | 2,381 |   |
| FANNIE MAE                                              |       | 1/1/2013            |       | 5.00 | % | 3,575 |   | 3,598 |   | 3,830 |   |
| FANNIE MAE                                              |       | 1/1/2018            |       | 5.00 | % | 7,967 |   | 8,003 |   | 8,521 |   |
| FANNIE MAE                                              |       | 1/1/2018            |       | 5.50 | % | 4,377 |   | 4,478 |   | 4,723 |   |
| FANNIE MAE                                              |       | 2/1/2013            |       | 5.00 | % | 533 |   | 535 |   | 565 |   |
| FANNIE MAE                                              |       | 3/1/2025            |       | 2.44 | % | 281 |   | 285 |   | 294 |   |
| FANNIE MAE                                              |       | 9/1/2024            |       | 6.00 | % | 1,416 |   | 1,398 |   | 1,537 |   |
| FANNIE MAE                                              |       | 8/1/2011            |       | 7.00 | % | 13 |   | 13 |   | 13 |   |
| FANNIE MAE                                              |       | 6/1/2012            |       | 8.00 | % | 60 |   | 60 |   | 62 |   |
| FANNIE MAE                                              |       | 9/1/2013            |       | 6.00 | % | 22 |   | 22 |   | 23 |   |
| FANNIE MAE                                              |       | 4/1/2014            |       | 6.50 | % | 512 |   | 506 |   | 558 |   |
| FANNIE MAE                                              |       | 7/1/2014            |       | 6.00 | % | 216 |   | 214 |   | 234 |   |
| FANNIE MAE                                              |       | 5/1/2012            |       | 7.00 | % | 60 |   | 59 |   | 62 |   |
| FANNIE MAE                                              |       | 8/1/2014            |       | 6.50 | % | 235 |   | 233 |   | 256 |   |
| FANNIE MAE                                              |       | 2/1/2022            |       | 5.50 | % | 1,138 |   | 1,128 |   | 1,233 |   |
| FANNIE MAE                                              |       | 10/1/2016           |       | 5.50 | % | 2,147 |   | 2,150 |   | 2,312 |   |
| FANNIE MAE                                              |       | 9/1/2016            |       | 5.00 | % | 3,501 |   | 3,467 |   | 3,734 |   |
| FANNIE MAE                                              |       | 6/1/2032            |       | 5.49 | % | 1,021 |   | 1,024 |   | 1,079 |   |
| FANNIE MAE                                              |       | 5/1/2031            |       | 2.65 | % | 736 |   | 735 |   | 737 |   |
| FANNIE MAE                                              |       | 6/1/2031            |       | 2.59 | % | 552 |   | 550 |   | 573 |   |
| FANNIE MAE                                              |       | 5/1/2016            |       | 6.00 | % | 530 |   | 527 |   | 577 |   |
| FANNIE MAE                                              |       | 5/1/2016            |       | 5.50 | % | 1,832 |   | 1,835 |   | 1,973 |   |
| FANNIE MAE                                              |       | 11/1/2016           |       | 5.00 | % | 2,109 |   | 2,081 |   | 2,249 |   |
| FANNIE MAE                                              |       | 1/1/2017            |       | 5.00 | % | 1,844 |   | 1,827 |   | 1,967 |   |
| FANNIE MAE                                              |       | 1/1/2032            |       | 2.53 | % | 734 |   | 729 |   | 753 |   |
| FANNIE MAE                                              |       | 12/1/2016           |       | 5.50 | % | 1,985 |   | 1,966 |   | 2,138 |   |
| FANNIE MAE                                              |       | 2/1/2017            |       | 5.00 | % | 2,537 |   | 2,529 |   | 2,705 |   |
| FANNIE MAE                                              |       | 3/1/2017            |       | 5.00 | % | 3,124 |   | 3,115 |   | 3,341 |   |
| FANNIE MAE                                              |       | 8/1/2032            |       | 2.90 | % | 532 |   | 532 |   | 555 |   |
| FANNIE MAE                                              |       | 10/1/2032           |       | 2.03 | % | 958 |   | 959 |   | 984 |   |
| FANNIE MAE                                              |       | 10/1/2032           |       | 2.00 | % | 1,596 |   | 1,597 |   | 1,641 |   |
| FANNIE MAE                                              |       | 8/1/2032            |       | 2.90 | % | 764 |   | 764 |   | 797 |   |
| FANNIE MAE                                              |       | 8/1/2032            |       | 2.78 | % | 895 |   | 893 |   | 935 |   |
| FANNIE MAE                                              |       | 9/1/2032            |       | 2.57 | % | 373 |   | 374 |   | 389 |   |
| FANNIE MAE                                              |       | 9/1/2032            |       | 2.38 | % | 322 |   | 323 |   | 331 |   |
| FANNIE MAE                                              |       | 10/1/2032           |       | 2.40 | % | 725 |   | 729 |   | 747 |   |
| FANNIE MAE                                              |       | 10/1/2032           |       | 2.40 | % | 294 |   | 295 |   | 304 |   |
| FANNIE MAE                                              |       | 10/1/2032           |       | 2.59 | % | 539 |   | 540 |   | 562 |   |
| FANNIE MAE                                              |       | 11/1/2032           |       | 5.31 | % | 1,957 |   | 1,962 |   | 2,073 |   |
| FANNIE MAE                                              |       | 11/1/2032           |       | 5.19 | % | 2,244 |   | 2,260 |   | 2,384 |   |
| FANNIE MAE                                              |       | 12/1/2032           |       | 1.92 | % | 1,015 |   | 1,019 |   | 1,031 |   |
| FANNIE MAE                                              |       | 12/1/2032           |       | 5.05 | % | 1,498 |   | 1,504 |   | 1,593 |   |
| FANNIE MAE                                              |       | 12/1/2032           |       | 1.92 | % | 1,291 |   | 1,297 |   | 1,312 |   |
| FANNIE MAE FNMA_03-28                                   |       | 8/25/2022           |       | 5.00 | % | 2,011 |   | 2,024 |   | 2,068 |   |
| FREDDIE MAC FHLMC_2542                                  |       | 5/15/2022           |       | 5.50 | % | 2,472 |   | 2,500 |   | 2,546 |   |
| FREDDIE MAC FHLMC_2558                                  |       | 6/15/2022           |       | 5.50 | % | 2,835 |   | 2,859 |   | 2,936 |   |
| FREDDIE MAC FHLMC_2548                                  |       | 3/15/2022           |       | 5.50 | % | 4,798 |   | 4,820 |   | 4,899 |   |
| FREDDIE MAC FHLMC_2550                                  |       | 7/15/2022           |       | 5.50 | % | 2,124 |   | 2,145 |   | 2,201 |   |
| FREDDIE MAC FHLMC_2556                                  |       | 1/15/2022           |       | 5.50 | % | 4,214 |   | 4,228 |   | 4,265 |   |
| FREDDIE MAC FHLMC_2574                                  |       | 12/15/2022          |       | 5.00 | % | 2,471 |   | 2,502 |   | 2,582 |   |
| FREDDIE MAC FHLMC_2586                                  |       | 1/15/2023           |       | 5.50 | % | 3,656 |   | 3,722 |   | 3,858 |   |
| FREDDIE MAC FHLMC_2597                                  |       | 7/15/2022           |       | 5.50 | % | 7,937 |   | 8,022 |   | 8,191 |   |
| FREDDIE MAC FHLMC_2595                                  |       | 4/15/2022           |       | 5.50 | % | 14,175 |   | 14,282 |   | 14,487 |   |
| FREDDIE MAC FHLMC_2603                                  |       | 1/15/2022           |       | 5.50 | % | 2,876 |   | 2,886 |   | 2,882 |   |
| FHLMC_2619                                              |       | 7/15/2022           |       | 5.00 | % | 5,143 |   | 5,196 |   | 5,341 |   |
| FNMA_04-81                                              |       | 10/25/2020          |       | 4.35 | % | 3,042 |   | 3,036 |   | 3,098 |   |
| FNMA_04-89                                              |       | 1/25/2022           |       | 4.50 | % | 2,422 |   | 2,413 |   | 2,482 |   |
| FANNIE MAE FNMA_05-40                                   |       | 9/25/2030           |       | 5.00 | % | 1,959 |   | 1,956 |   | 1,978 |   |
| FREDDIE MAC FHLMC_2770                                  |       | 6/15/2032           |       | 3.75 | % | 2,954 |   | 2,947 |   | 3,033 |   |
| FHLMC_2835                                              |       | 9/15/2032           |       | 4.50 | % | 4,232 |   | 4,226 |   | 4,372 |   |
| FHLMC_2872                                              |       | 4/15/2022           |       | 4.50 | % | 3,604 |   | 3,602 |   | 3,723 |   |
| FHLMC_2907                                              |       | 3/15/2019           |       | 4.50 | % | 2,741 |   | 2,738 |   | 2,879 |   |
| FHLMC_2901                                              |       | 10/15/2033          |       | 4.50 | % | 820 |   | 819 |   | 857 |   |
| FSPC_T-76                                               |       | 10/25/2037          |       | 4.78 | % | 20,289 |   | 20,722 |   | 20,367 |   |
| FANNIE MAE                                              |       | 4/1/2033            |       | 4.89 | % | 1,852 |   | 1,878 |   | 1,955 |   |
| FANNIE MAE                                              |       | 5/1/2018            |       | 4.50 | % | 15,671 |   | 16,075 |   | 16,601 |   |
| FANNIE MAE                                              |       | 5/1/2018            |       | 5.00 | % | 3,683 |   | 3,765 |   | 3,944 |   |
| FANNIE MAE                                              |       | 6/1/2018            |       | 5.00 | % | 2,606 |   | 2,664 |   | 2,790 |   |
| FANNIE MAE                                              |       | 9/1/2033            |       | 4.38 | % | 6,400 |   | 6,414 |   | 6,720 |   |
| FANNIE MAE                                              |       | 6/1/2034            |       | 4.65 | % | 1,261 |   | 1,249 |   | 1,318 |   |
| FANNIE MAE                                              |       | 7/1/2033            |       | 4.83 | % | 3,895 |   | 3,879 |   | 4,089 |   |
| FANNIE MAE                                              |       | 7/1/2034            |       | 4.73 | % | 2,303 |   | 2,257 |   | 2,431 |   |
| FANNIE MAE                                              |       | 8/1/2033            |       | 3.93 | % | 5,006 |   | 4,803 |   | 5,251 |   |
| FANNIE MAE                                              |       | 7/1/2035            |       | 2.62 | % | 14,544 |   | 15,009 |   | 15,202 |   |
| FANNIE MAE                                              |       | 9/1/2033            |       | 5.04 | % | 1,199 |   | 1,202 |   | 1,270 |   |
| FANNIE MAE                                              |       | 10/1/2033           |       | 4.51 | % | 2,963 |   | 2,921 |   | 3,136 |   |
| FANNIE MAE                                              |       | 11/1/2033           |       | 4.73 | % | 1,139 |   | 1,140 |   | 1,206 |   |
| FANNIE MAE                                              |       | 12/1/2033           |       | 4.47 | % | 2,511 |   | 2,483 |   | 2,650 |   |
| FANNIE MAE                                              |       | 4/1/2034            |       | 4.74 | % | 1,738 |   | 1,754 |   | 1,833 |   |

 

F-28

----

Table of Contents

 
| **Ameriprise Certificate Company**                        | ** ** | **Schedule 1**      | ** ** |
|-----------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers**   | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**          | ** ** | ** **          | ** ** |
| ** **                                                | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                               | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| FANNIE MAE                                                |       | 10/1/2034           |       | 5.15 | % | 4,258 |   | 4,312 |   | 4,524 |   |
| FANNIE MAE                                                |       | 11/1/2034           |       | 5.02 | % | 2,122 |   | 2,159 |   | 2,231 |   |
| FANNIE MAE                                                |       | 10/1/2034           |       | 5.03 | % | 3,630 |   | 3,647 |   | 3,849 |   |
| FANNIE MAE                                                |       | 9/1/2034            |       | 2.53 | % | 2,237 |   | 2,243 |   | 2,341 |   |
| FANNIE MAE                                                |       | 1/1/2035            |       | 2.74 | % | 7,293 |   | 7,362 |   | 7,637 |   |
| FANNIE MAE                                                |       | 2/1/2035            |       | 4.89 | % | 2,917 |   | 2,938 |   | 3,091 |   |
| FANNIE MAE                                                |       | 8/1/2035            |       | 4.90 | % | 3,624 |   | 3,645 |   | 3,809 |   |
| FANNIE MAE                                                |       | 6/1/2018            |       | 4.50 | % | 15,094 |   | 15,498 |   | 15,999 |   |
| FANNIE MAE                                                |       | 6/1/2036            |       | 2.94 | % | 15,654 |   | 15,938 |   | 16,386 |   |
| FANNIE MAE                                                |       | 4/1/2036            |       | 2.89 | % | 11,037 |   | 11,322 |   | 11,550 |   |
| FANNIE MAE                                                |       | 1/1/2038            |       | 5.34 | % | 17,883 |   | 18,854 |   | 18,968 |   |
| FANNIE MAE                                                |       | 6/1/2023            |       | 4.50 | % | 23,443 |   | 24,016 |   | 24,615 |   |
| FANNIE MAE                                                |       | 9/1/2035            |       | 2.60 | % | 10,537 |   | 10,790 |   | 11,019 |   |
| FANNIE MAE                                                |       | 8/1/2037            |       | 3.40 | % | 7,839 |   | 8,127 |   | 8,214 |   |
| FANNIE MAE                                                |       | 8/1/2037            |       | 5.67 | % | 7,446 |   | 7,857 |   | 7,918 |   |
| FANNIE MAE                                                |       | 12/1/2020           |       | 3.00 | % | 24,825 |   | 25,456 |   | 25,329 |   |
| FANNIE MAE                                                |       | 6/1/2019            |       | 4.00 | % | 18,178 |   | 18,431 |   | 19,022 |   |
| FANNIE MAE                                                |       | 12/1/2020           |       | 3.50 | % | 24,769 |   | 25,809 |   | 25,659 |   |
| GNMA II                                                   |       | 3/20/2023           |       | 3.38 | % | 216 |   | 219 |   | 223 |   |
| GNMA II                                                   |       | 3/20/2017           |       | 3.38 | % | 83 |   | 83 |   | 86 |   |
| GNMA II                                                   |       | 7/20/2017           |       | 2.63 | % | 52 |   | 51 |   | 53 |   |
| GNMA II                                                   |       | 8/20/2017           |       | 2.63 | % | 4 |   | 4 |   | 4 |   |
| GNMA II                                                   |       | 10/20/2017          |       | 3.13 | % | 167 |   | 166 |   | 172 |   |
| GNMA II                                                   |       | 11/20/2017          |       | 3.13 | % | 18 |   | 18 |   | 18 |   |
| GNMA II                                                   |       | 12/20/2017          |       | 3.13 | % | 34 |   | 34 |   | 35 |   |
| GNMA II                                                   |       | 5/20/2018           |       | 3.38 | % | 70 |   | 69 |   | 72 |   |
| GNMA II                                                   |       | 4/20/2018           |       | 3.38 | % | 5 |   | 5 |   | 5 |   |
| GNMA II                                                   |       | 6/20/2018           |       | 3.38 | % | 96 |   | 95 |   | 99 |   |
| GNMA II                                                   |       | 7/20/2018           |       | 2.63 | % | 36 |   | 35 |   | 36 |   |
| GNMA II                                                   |       | 11/20/2018          |       | 3.50 | % | 13 |   | 13 |   | 13 |   |
| GNMA II                                                   |       | 12/20/2018          |       | 3.50 | % | 59 |   | 58 |   | 60 |   |
| GNMA II                                                   |       | 6/20/2025           |       | 3.38 | % | 200 |   | 201 |   | 206 |   |
| GNMA_04-19                                                |       | 3/20/2034           |       | 4.50 | % | 1,868 |   | 1,868 |   | 1,908 |   |
| **TOTAL AGENCY RESIDENTIAL MORTGAGE   BACKED SECURITIES** | ** ** | ** **          | ** ** | ** ** | ** ** | **501,446** | ** ** | **509,631** | ** ** | **524,521** | ** ** |
|                                                      |       |                |       |   |   |   |   |   |   |   |   |
| **NON-AGENCY RESIDENTIAL MORTGAGE   BACKED SECURITIES:**  |       |                |       |   |   |   |   |   |   |   |   |
| ARMT_2004-2                                               |       | 2/25/2035           |       | 2.87 | % | 1,891 |   | 1,919 |   | 1,688 |   |
| BAA_2003-1                                                |       | 2/25/2033           |       | 5.00 | % | 1,517 |   | 1,522 |   | 1,503 |   |
| BAFC_05-G                                                 |       | 10/20/2035          |       | 5.17 | % | 10,152 |   | 9,541 |   | 9,749 |   |
| BAFC_10-R5                                                |       | 6/26/2046           |       | 0.42 | % | 4,972 |   | 4,892 |   | 4,879 |   |
| BALTA_05-2                                                |       | 4/25/2035           |       | 4.60 | % | 5,140 |   | 5,129 |   | 4,193 |   |
| BALTA_05-2                                                |       | 4/25/2035           |       | 3.52 | % | 4,151 |   | 4,173 |   | 601 |   |
| BANC OF AMERICA FUNDING CORP B                            |       | 9/20/2035           |       | 3.14 | % | 4,914 |   | 4,945 |   | 3,856 |   |
| BCAP LLC TRUST BCAP_09-RR10                               |       | 10/26/2035          |       | 5.20 | % | 14,444 |   | 14,444 |   | 14,848 |   |
| BCAP LLC TRUST BCAP_09-RR8                                |       | 3/26/2037           |       | 5.50 | % | 17,266 |   | 17,027 |   | 17,997 |   |
| BCAP_09-RR1                                               |       | 7/26/2037           |       | 5.74 | % | 3,628 |   | 3,602 |   | 3,657 |   |
| BCAP_09-RR1                                               |       | 11/26/2034          |       | 2.86 | % | 8,027 |   | 7,466 |   | 8,069 |   |
| BCAP_09-RR1                                               |       | 5/26/2035           |       | 2.84 | % | 29,004 |   | 26,981 |   | 29,173 |   |
| BCAP_09-RR1                                               |       | 5/26/2035           |       | 2.83 | % | 16,139 |   | 15,013 |   | 16,233 |   |
| BCAP_09-RR1                                               |       | 8/26/2037           |       | 1.53 | % | 17,959 |   | 17,804 |   | 18,305 |   |
| BCAP_10-RR6                                               |       | 7/26/2037           |       | 0.61 | % | 15,120 |   | 14,876 |   | 14,888 |   |
| BCAP_10-RR6                                               |       | 1/26/2037           |       | 5.49 | % | 10,316 |   | 10,469 |   | 10,483 |   |
| BCAP_10-RR7                                               |       | 4/26/2035           |       | 5.02 | % | 19,024 |   | 19,438 |   | 19,759 |   |
| BOAMS_03-I                                                |       | 10/25/2033          |       | 3.23 | % | 6,250 |   | 6,230 |   | 6,178 |   |
| BOAMS_04-5                                                |       | 6/25/2019           |       | 5.00 | % | 2,934 |   | 2,988 |   | 3,052 |   |
| BOAMS_04-B                                                |       | 3/25/2034           |       | 3.05 | % | 5,597 |   | 5,581 |   | 2,612 |   |
| BOAMS_04G                                                 |       | 7/25/2034           |       | 3.10 | % | 6,006 |   | 5,901 |   | 2,580 |   |
| BOAMS_06-B                                                |       | 8/25/2034           |       | 5.87 | % | 3,819 |   | 3,489 |   | 3,203 |   |
| BOAMS_2004-E                                              |       | 11/20/2046          |       | 2.87 | % | 13,308 |   | 13,247 |   | 12,605 |   |
| BOAMS_2004-E                                              |       | 6/25/2034           |       | 2.93 | % | 4,169 |   | 4,005 |   | 1,673 |   |
| BOAMS_2004-H                                              |       | 6/25/2034           |       | 3.16 | % | 3,289 |   | 3,252 |   | 1,027 |   |
| BSMF_06-AR5                                               |       | 9/25/2034           |       | 0.47 | % | 12,539 |   | 5,053 |   | 3,328 |   |
| BVMBS_05-1                                                |       | 12/25/2046          |       | 3.50 | % | 7,183 |   | 7,164 |   | 5,588 |   |
| CDMC_03-7P                                                |       | 2/22/2035           |       | 4.87 | % | 3,995 |   | 4,124 |   | 4,130 |   |
| CFLX_07-M1                                                |       | 6/25/2017           |       | 0.41 | % | 17,798 |   | 16,332 |   | 9,653 |   |
| CHASE_03-S7                                               |       | 8/25/2037           |       | 0.66 | % | 4,851 |   | 4,287 |   | 4,525 |   |
| CHASE_07-A1                                               |       | 8/25/2018           |       | 3.05 | % | 23,533 |   | 23,314 |   | 22,977 |   |
| CMLTI_05-3                                                |       | 2/25/2037           |       | 2.93 | % | 4,474 |   | 4,452 |   | 3,368 |   |
| CMLTI_09-3                                                |       | 8/25/2035           |       | 2.63 | % | 6,701 |   | 6,451 |   | 6,664 |   |
| CMLTI_09-9                                                |       | 10/25/2033          |       | 4.92 | % | 8,389 |   | 8,431 |   | 8,500 |   |
| CMLTI_09-9                                                |       | 4/25/2034           |       | 5.36 | % | 4,199 |   | 4,220 |   | 4,268 |   |
| CMLTI_10-10                                               |       | 10/25/2035          |       | 2.72 | % | 6,829 |   | 6,812 |   | 6,846 |   |
| CMLTI_10-7                                                |       | 11/25/2035          |       | 4.82 | % | 5,350 |   | 5,350 |   | 5,441 |   |
| CMLTI_10-7                                                |       | 2/25/2035           |       | 3.00 | % | 6,966 |   | 6,966 |   | 6,964 |   |
| CMLTI_10-9                                                |       | 12/25/2035          |       | 4.90 | % | 4,974 |   | 5,123 |   | 5,049 |   |
| COUNTRYWIDE HOME LOANS CWHL_03                            |       | 11/25/2035          |       | 4.66 | % | 32,433 |   | 33,259 |   | 33,178 |   |
| CSMC_09-9R                                                |       | 1/19/2034           |       | 5.50 | % | 8,262 |   | 8,098 |   | 8,602 |   |
| CSMC_10-12R                                               |       | 4/26/2037           |       | 4.00 | % | 8,012 |   | 8,164 |   | 8,108 |   |
| CSMC_10-13R                                               |       | 11/26/2035          |       | 5.50 | % | 11,632 |   | 12,027 |   | 11,846 |   |
| CSMC_10-16                                                |       | 11/26/2035          |       | 3.00 | % | 35,601 |   | 35,601 |   | 35,601 |   |
| CSMC_10-17R                                               |       | 6/25/2050           |       | 2.78 | % | 15,073 |   | 15,073 |   | 15,073 |   |
| CSMC_10-1R                                                |       | 6/26/2036           |       | 5.00 | % | 2,709 |   | 2,759 |   | 2,779 |   |
| CWA_2004-33                                               |       | 5/27/2036           |       | 3.17 | % | 1,038 |   | 1,050 |   | 872 |   |
| CWALT_05-24                                               |       | 12/25/2034          |       | 1.65 | % | 3,966 |   | 4,004 |   | 2,492 |   |
| CWALT_05-27                                               |       | 7/20/2035           |       | 1.89 | % | 5,283 |   | 5,332 |   | 2,979 |   |
| CWALT_06-OA19                                             |       | 8/25/2035           |       | 0.51 | % | 17,031 |   | 4,866 |   | 3,905 |   |
| CWHL_03-10                                                |       | 2/20/2047           |       | 5.50 | % | 26,606 |   | 27,765 |   | 27,675 |   |
| CWHL_04-12                                                |       | 5/25/2033           |       | 2.99 | % | 5,009 |   | 3,312 |   | 436 |   |
| CWHL_05-HYB7                                              |       | 8/25/2034           |       | 5.50 | % | 12,489 |   | 11,750 |   | 9,799 |   |

 

F-29

----

Table of Contents

 
| **Ameriprise Certificate Company**                            | ** ** | **Schedule 1**      | ** ** |
|---------------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers**       | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**              | ** ** | ** **          | ** ** |
| ** **                                                    | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                                   | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| DBALT_06-AR6                                                  |       | 11/20/2035          |       | 0.43 | % | 22,384 |   | 15,339 |   | 14,028 |   |
| DBALT_07-AR1                                                  |       | 2/25/2037           |       | 0.42 | % | 20,595 |   | 17,189 |   | 10,161 |   |
| DBALT_07-OA1                                                  |       | 1/25/2047           |       | 0.41 | % | 5,776 |   | 5,291 |   | 3,122 |   |
| FHAMS_04-AA7                                                  |       | 2/25/2047           |       | 2.38 | % | 1,403 |   | 1,415 |   | 1,140 |   |
| FHAMS_05-AA2                                                  |       | 2/25/2035           |       | 2.62 | % | 2,622 |   | 2,671 |   | 2,114 |   |
| FHAMS_05-AA3                                                  |       | 3/25/2035           |       | 2.51 | % | 6,539 |   | 6,600 |   | 5,361 |   |
| FHAT_2004-A4                                                  |       | 5/25/2035           |       | 2.55 | % | 2,355 |   | 2,393 |   | 2,037 |   |
| GMHE_2004-AR2                                                 |       | 10/25/2034          |       | 3.42 | % | 2,296 |   | 2,302 |   | 2,187 |   |
| GMHE_2004-AR2                                                 |       | 8/19/2034           |       | 5.16 | % | 4,216 |   | 4,223 |   | 4,284 |   |
| GPMF_05-AR5                                                   |       | 8/19/2034           |       | 2.34 | % | 8,010 |   | 7,773 |   | 5,048 |   |
| GS MORTGAGE SECURITIES CORPORATION                            |       | 11/25/2045          |       | 2.88 | % | 6,415 |   | 5,695 |   | 6,427 |   |
| GS MORTGAGE SECURITIES CORPORATION                            |       | 11/25/2035          |       | 2.85 | % | 3,992 |   | 3,546 |   | 3,975 |   |
| GSR MORTGAGE LOAN TRUST GSR_05                                |       | 11/25/2035          |       | 2.88 | % | 6,300 |   | 5,936 |   | 5,601 |   |
| GSR_05-AR1                                                    |       | 11/25/2035          |       | 2.94 | % | 7,046 |   | 7,079 |   | 6,450 |   |
| GSR_05-AR3                                                    |       | 1/25/2035           |       | 2.94 | % | 6,141 |   | 6,169 |   | 5,059 |   |
| GSR_05-AR5                                                    |       | 5/25/2035           |       | 2.98 | % | 9,288 |   | 9,289 |   | 7,446 |   |
| HARBORVIEW MORTGAGE LOAN TRUST                                |       | 10/25/2035          |       | 4.76 | % | 3,234 |   | 3,257 |   | 3,183 |   |
| HVML_2004-4                                                   |       | 4/19/2034           |       | 1.38 | % | 179 |   | 177 |   | 144 |   |
| HVMLT_04-7                                                    |       | 6/19/2034           |       | 2.42 | % | 3,577 |   | 3,547 |   | 3,014 |   |
| HVMLT_05-15                                                   |       | 11/19/2034          |       | 2.34 | % | 9,789 |   | 9,206 |   | 6,211 |   |
| HVMLT_05-8                                                    |       | 10/20/2045          |       | 1.84 | % | 3,706 |   | 3,736 |   | 2,058 |   |
| HVMLT_06-14                                                   |       | 9/19/2035           |       | 0.46 | % | 10,665 |   | 4,248 |   | 2,527 |   |
| HVMLT_2004-10                                                 |       | 1/25/2047           |       | 2.82 | % | 1,918 |   | 1,938 |   | 1,608 |   |
| HVMLT_2004-6                                                  |       | 1/19/2035           |       | 4.66 | % | 2,059 |   | 2,044 |   | 1,874 |   |
| INDX_05-AR1                                                   |       | 8/19/2034           |       | 3.03 | % | 123 |   | 123 |   | 111 |   |
| INDYMAC INDX MORTGAGE LOAN TRUST                              |       | 3/25/2035           |       | 2.76 | % | 5,879 |   | 5,911 |   | 4,509 |   |
| JEFFERIES & CO JMAC_09-R12                           |       | 5/25/2035           |       | 2.99 | % | 17,890 |   | 17,245 |   | 17,711 |   |
| JEFFERIES & CO JMAC_09-R12                           |       | 2/26/2035           |       | 2.96 | % | 7,743 |   | 7,464 |   | 7,743 |   |
| JMAC_09-R11                                                   |       | 1/26/2035           |       | 5.27 | % | 10,626 |   | 10,522 |   | 10,876 |   |
| JMAC_09-R3                                                    |       | 10/26/2035          |       | 5.26 | % | 12,980 |   | 11,271 |   | 13,383 |   |
| JMAC_10-R8                                                    |       | 12/26/2035          |       | 0.48 | % | 4,947 |   | 4,725 |   | 5,009 |   |
| JP MORGAN REREMIC JPMRR_10-5                                  |       | 2/26/2047           |       | 5.01 | % | 4,409 |   | 4,436 |   | 4,407 |   |
| LUMINENT MORTGAGE TRUST LUM_06                                |       | 8/26/2036           |       | 0.50 | % | 4,554 |   | 2,146 |   | 1,180 |   |
| LUMINENT MORTGAGE TRUST LUM_07                                |       | 10/25/2046          |       | 0.45 | % | 6,297 |   | 2,752 |   | 1,375 |   |
| LVII_09-1                                                     |       | 1/25/2037           |       | 5.95 | % | 8,523 |   | 8,460 |   | 8,561 |   |
| MARM_05-1                                                     |       | 11/27/2037          |       | 3.14 | % | 4,139 |   | 4,200 |   | 2,759 |   |
| MERRILL LYNCH MOR INVEST INC M                                |       | 2/25/2035           |       | 2.57 | % | 4,633 |   | 4,625 |   | 4,401 |   |
| MLCC_2004-1                                                   |       | 8/25/2033           |       | 2.33 | % | 1,543 |   | 1,546 |   | 1,370 |   |
| MLMI_05-A1                                                    |       | 12/25/2034          |       | 2.84 | % | 3,277 |   | 3,286 |   | 3,175 |   |
| MLMI_05-A2                                                    |       | 12/25/2034          |       | 2.77 | % | 6,079 |   | 6,079 |   | 5,823 |   |
| MSM_2004-10AR                                                 |       | 2/25/2035           |       | 3.01 | % | 805 |   | 814 |   | 743 |   |
| MSM_2004-10AR                                                 |       | 11/25/2034          |       | 2.80 | % | 2,990 |   | 3,032 |   | 2,815 |   |
| MSM_2004-6AR                                                  |       | 11/25/2034          |       | 3.20 | % | 5,033 |   | 3,233 |   | 1,534 |   |
| MSRR_10-R5                                                    |       | 8/25/2034           |       | 0.42 | % | 10,638 |   | 10,095 |   | 10,390 |   |
| MSRR_10-R5                                                    |       | 7/26/2036           |       | 0.49 | % | 13,250 |   | 12,569 |   | 12,903 |   |
| MSRR_10-R6                                                    |       | 5/26/2037           |       | 0.62 | % | 8,995 |   | 8,565 |   | 8,762 |   |
| RALI_04-QR1                                                   |       | 9/26/2036           |       | 5.25 | % | 2,052 |   | 2,059 |   | 1,975 |   |
| RALI_04-QS5                                                   |       | 10/25/2034          |       | 4.75 | % | 1,777 |   | 1,771 |   | 1,753 |   |
| RALI_05-Q                                                     |       | 4/25/2034           |       | 3.48 | % | 2,339 |   | 298 |   | 222 |   |
| RALI_05-QA2                                                   |       | 7/25/2035           |       | 3.26 | % | 6,062 |   | 6,115 |   | 4,314 |   |
| RALI_07-Q                                                     |       | 2/25/2035           |       | 0.45 | % | 10,273 |   | 4,259 |   | 2,193 |   |
| RBSSP_09-8                                                    |       | 2/25/2047           |       | 0.96 | % | 18,144 |   | 15,799 |   | 16,103 |   |
| RFMSI_03-QS2                                                  |       | 5/21/2035           |       | 4.50 | % | 1,658 |   | 1,644 |   | 1,652 |   |
| RFMSI_05-SA2                                                  |       | 2/25/2033           |       | 5.14 | % | 12,275 |   | 12,296 |   | 11,518 |   |
| SASC_2003-24A                                                 |       | 6/25/2035           |       | 5.64 | % | 1,187 |   | 1,206 |   | 1,166 |   |
| STRUCTURED ADJUSTABLE RATE MORT                               |       | 7/25/2033           |       | 2.71 | % | 5,599 |   | 5,703 |   | 2,059 |   |
| WAMU_03-AR6                                                   |       | 3/25/2034           |       | 2.70 | % | 5,083 |   | 5,070 |   | 5,009 |   |
| WAMU_04-AR10                                                  |       | 6/25/2033           |       | 0.69 | % | 2,024 |   | 2,031 |   | 1,497 |   |
| WAMU_05-AR3                                                   |       | 7/25/2044           |       | 2.72 | % | 6,092 |   | 6,113 |   | 5,591 |   |
| WASHINGTON MUTUAL WAMU_05-AR10                                |       | 3/25/2035           |       | 2.77 | % | 10,000 |   | 10,000 |   | 7,995 |   |
| WASHINGTON MUTUAL WAMU_05-AR4                                 |       | 9/25/2035           |       | 2.72 | % | 10,000 |   | 9,966 |   | 8,002 |   |
| WFMBS_03-14                                                   |       | 4/25/2035           |       | 4.75 | % | 5,060 |   | 4,887 |   | 5,161 |   |
| WFMBS_03-16                                                   |       | 12/25/2018          |       | 4.75 | % | 6,718 |   | 6,411 |   | 6,874 |   |
| WFMBS_03-M                                                    |       | 12/25/2018          |       | 4.68 | % | 6,908 |   | 7,135 |   | 7,115 |   |
| WFMBS_04-0                                                    |       | 12/25/2033          |       | 4.86 | % | 2,816 |   | 2,791 |   | 2,902 |   |
| WFMBS_04-CC                                                   |       | 8/25/2034           |       | 4.91 | % | 3,196 |   | 3,206 |   | 3,177 |   |
| WFMBS_04-DD                                                   |       | 1/25/2035           |       | 2.77 | % | 5,761 |   | 5,763 |   | 4,806 |   |
| WFMBS_04-K                                                    |       | 1/25/2035           |       | 4.70 | % | 21,491 |   | 22,259 |   | 22,263 |   |
| WFMBS_04-P                                                    |       | 7/25/2034           |       | 2.91 | % | 6,442 |   | 6,309 |   | 2,880 |   |
| WFMBS_04-Q                                                    |       | 9/25/2034           |       | 4.86 | % | 12,988 |   | 13,188 |   | 13,302 |   |
| WFMBS_04-W                                                    |       | 9/25/2034           |       | 2.76 | % | 20,000 |   | 20,041 |   | 18,806 |   |
| WFMBS_05-AR12                                                 |       | 11/25/2034          |       | 2.83 | % | 10,000 |   | 9,421 |   | 9,271 |   |
| WFMBS_05-AR2                                                  |       | 7/25/2035           |       | 2.85 | % | 2,043 |   | 2,050 |   | 1,903 |   |
| WFMBS_05-AR2                                                  |       | 3/25/2035           |       | 4.88 | % | 5,796 |   | 5,753 |   | 4,928 |   |
| **TOTAL NON-AGENCY RESIDENTIAL   MORTGAGE BACKED SECURITIES** | ** ** | ** **          | ** ** | ** ** | ** ** | **1,031,603** | ** ** | **962,779** | ** ** | **882,493** | ** ** |
|                                                          |       |                |       |   |   |   |   |   |   |   |   |
| **TOTAL RESIDENTIAL MORTGAGE BACKED   SECURITIES**            | ** ** | ** **          | ** ** | ** ** | ** ** | **1,533,049** | ** ** | **1,472,410** | ** ** | **1,407,014** | ** ** |
|                                                          |       |                |       |   |   |   |   |   |   |   |   |
| **ASSET BACKED SECURITIES:**                                  |       |                |       |   |   |   |   |   |   |   |   |
| ABSHE_05-HE2                                                  |       | 2/25/2035           |       | 0.71 | % | 4,658 |   | 3,779 |   | 4,256 |   |
| ACCR_05-4                                                     |       | 12/25/2035          |       | 0.47 | % | 3,440 |   | 3,283 |   | 3,334 |   |
| AMCAR_06-BG                                                   |       | 9/6/2013            |       | 5.21 | % | 7,735 |   | 7,686 |   | 7,881 |   |
| AMXCA_06-2                                                    |       | 1/15/2014           |       | 5.35 | % | 10,000 |   | 10,099 |   | 10,222 |   |
| CARAT_07-4A                                                   |       | 5/15/2014           |       | 5.30 | % | 9,729 |   | 9,736 |   | 9,982 |   |
| CBASS_05-RP2                                                  |       | 9/25/2035           |       | 6.09 | % | 1,883 |   | 1,721 |   | 1,827 |   |
| CDTIM_05-1A                                                   |       | 5/20/2017           |       | 4.67 | % | 836 |   | 836 |   | 842 |   |
| CENTEX HOME EQUITY CHECK_03-A                                 |       | 12/25/2031          |       | 4.25 | % | 1,624 |   | 1,610 |   | 1,578 |   |
| CITIBANK CREDIT CARD ISSUANCE                                 |       | 5/10/2013           |       | 5.45 | % | 15,000 |   | 15,025 |   | 15,255 |   |
| CLI FUNDING LLC CLIF_06-1                                     |       | 8/18/2021           |       | 0.44 | % | 5,143 |   | 3,073 |   | 4,342 |   |
| CMLTI_09-6                                                    |       | 4/25/2037           |       | 0.32 | % | 3,944 |   | 3,884 |   | 3,907 |   |

 

F-30

----

Table of Contents

 
| **Ameriprise Certificate Company**                       | ** ** | **Schedule 1**      | ** ** |
|----------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers**  | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**         | ** ** | ** **          | ** ** |
| ** **                                               | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                              | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| CMLTI_09-7                                               |       | 4/25/2037           |       | 0.36 | % | 7,902 |   | 7,577 |   | 7,801 |   |
| COLLE_02-2                                               |       | 3/1/2042            |       | 1.76 | % | 10,000 |   | 7,762 |   | 8,900 |   |
| COMET_06-A5                                              |       | 1/15/2016           |       | 0.32 | % | 30,000 |   | 27,260 |   | 29,741 |   |
| CWHEL_04-K                                               |       | 2/15/2034           |       | 0.56 | % | 666 |   | 596 |   | 329 |   |
| CWL_05-4                                                 |       | 10/25/2035          |       | 0.72 | % | 16,952 |   | 14,758 |   | 16,150 |   |
| DCENT_07-A2                                              |       | 6/15/2015           |       | 0.64 | % | 16,010 |   | 14,623 |   | 15,986 |   |
| DCMT_05-4                                                |       | 6/16/2015           |       | 0.35 | % | 15,000 |   | 13,548 |   | 14,897 |   |
| EQUITY ONE EQABS_2004-3                                  |       | 7/25/2034           |       | 5.10 | % | 5,690 |   | 5,741 |   | 5,631 |   |
| FMIC_04-3                                                |       | 8/25/2034           |       | 2.11 | % | 7,356 |   | 6,381 |   | 6,216 |   |
| FORDO_09-B                                               |       | 7/15/2014           |       | 4.50 | % | 10,000 |   | 9,999 |   | 10,624 |   |
| FREMONT HOME LOAN TRUST FHLT_0                           |       | 6/25/2035           |       | 0.74 | % | 3,945 |   | 3,805 |   | 3,910 |   |
| GALC_09-1                                                |       | 12/15/2013          |       | 3.19 | % | 7,551 |   | 7,715 |   | 7,733 |   |
| GOAL CAPITAL FUNDING TRUST GOA                           |       | 6/25/2021           |       | 0.32 | % | 1,629 |   | 1,583 |   | 1,620 |   |
| JPMAC_06-HE2                                             |       | 7/25/2036           |       | 0.36 | % | 3,346 |   | 3,253 |   | 3,291 |   |
| LIFT - LEASE INVESTMENT FLIGHT                           |       | 7/15/2016           |       | 0.69 | % | 805 |   | 805 |   | 758 |   |
| LRF_10-4                                                 |       | 8/20/2018           |       | 1.70 | % | 5,583 |   | 5,486 |   | 5,486 |   |
| OOMLT_07-HL1                                             |       | 2/25/2038           |       | 0.38 | % | 3,409 |   | 3,263 |   | 3,324 |   |
| POPLR_05-3                                               |       | 7/25/2035           |       | 4.44 | % | 1,544 |   | 1,541 |   | 1,539 |   |
| RAMC_05-3                                                |       | 11/25/2035          |       | 4.81 | % | 4,140 |   | 4,133 |   | 3,941 |   |
| RAMP_06-EFC1                                             |       | 2/25/2036           |       | 0.46 | % | 1,997 |   | 1,846 |   | 1,853 |   |
| RASC_03-K10                                              |       | 12/25/2033          |       | 4.54 | % | 5,056 |   | 5,119 |   | 5,106 |   |
| RASC_05-KS12                                             |       | 1/25/2036           |       | 0.51 | % | 5,253 |   | 4,746 |   | 5,022 |   |
| RESTRUCTURED ASSET SECURITIES                            |       | 12/15/2030          |       | 4.00 | % | 2,451 |   | 2,442 |   | 2,426 |   |
| RFMSI_04-KS9                                             |       | 10/25/2034          |       | 4.62 | % | 8,200 |   | 7,700 |   | 7,052 |   |
| SBAC_10-1                                                |       | 4/15/2040           |       | 4.25 | % | 5,000 |   | 5,269 |   | 5,209 |   |
| SBAP_02-20J                                              |       | 10/1/2022           |       | 4.75 | % | 2,060 |   | 2,089 |   | 2,181 |   |
| SBAP_03-10F                                              |       | 11/1/2013           |       | 3.90 | % | 884 |   | 888 |   | 908 |   |
| SBAP_04-10A                                              |       | 1/1/2014            |       | 3.87 | % | 1,888 |   | 1,896 |   | 1,941 |   |
| SBAP_05-10D                                              |       | 7/1/2015            |       | 4.51 | % | 2,260 |   | 2,260 |   | 2,359 |   |
| SLMA_03-A                                                |       | 9/15/2020           |       | 0.74 | % | 8,746 |   | 7,174 |   | 8,164 |   |
| SLMA_05-A                                                |       | 12/15/2020          |       | 0.44 | % | 11,373 |   | 8,576 |   | 10,884 |   |
| SLMA_05-B                                                |       | 3/15/2023           |       | 0.48 | % | 18,119 |   | 15,474 |   | 16,612 |   |
| SLMA_06-3                                                |       | 7/25/2019           |       | 0.37 | % | 15,000 |   | 14,462 |   | 14,882 |   |
| SVHE_06-EQ1                                              |       | 10/25/2036          |       | 0.37 | % | 2,750 |   | 2,709 |   | 2,680 |   |
| TAL ADVANTAGE LLC TAL_10-2                               |       | 10/20/2025          |       | 4.30 | % | 9,833 |   | 9,832 |   | 9,710 |   |
| UHAUL_10-BT1A                                            |       | 10/25/2023          |       | 4.90 | % | 12,880 |   | 12,880 |   | 12,646 |   |
| UPFCA_07-A                                               |       | 7/15/2013           |       | 5.53 | % | 2,530 |   | 2,449 |   | 2,530 |   |
| VOLKSWAGEN AUTO LOAN ENHANCED                            |       | 3/20/2013           |       | 5.47 | % | 9,256 |   | 9,460 |   | 9,460 |   |
| VWALT_09-A                                               |       | 4/16/2012           |       | 3.41 | % | 8,512 |   | 8,512 |   | 8,594 |   |
| **TOTAL ASSET BACKED SECURITIES**                        | ** ** | ** **          | ** ** | ** ** | ** ** | **349,568** | ** ** | **326,344** | ** ** | **341,522** | ** ** |
|                                                     |       |                |       |   |   |   |   |   |   |   |   |
| **COMMERICAL MORTGAGE BACKED   SECURITIES**              |       |                |       |   |   |   |   |   |   |   |   |
| **AGENCY COMMERICAL MORTGAGE BACKED   SECURITIES:**      |       |                |       |   |   |   |   |   |   |   |   |
| FANNIE MAE                                               |       | 1/1/2019            |       | 6.08 | % | 5,154 |   | 5,208 |   | 5,127 |   |
| FMGT_03-T5                                               |       | 3/25/2013           |       | 4.06 | % | 2,415 |   | 2,415 |   | 2,501 |   |
| GNMA_02-81                                               |       | 4/16/2025           |       | 3.82 | % | 5,454 |   | 5,438 |   | 5,618 |   |
| GNMA_04-10                                               |       | 7/16/2031           |       | 4.04 | % | 6,916 |   | 6,893 |   | 7,296 |   |
| GNMA_09-63                                               |       | 1/16/2038           |       | 3.40 | % | 24,350 |   | 24,174 |   | 25,304 |   |
| GNMA_10-16                                               |       | 1/16/2040           |       | 3.21 | % | 9,870 |   | 9,984 |   | 10,211 |   |
| GNMA_10-161                                              |       | 5/16/2035           |       | 2.11 | % | 5,000 |   | 5,089 |   | 5,017 |   |
| GNMA_10-65                                               |       | 11/16/2028          |       | 2.02 | % | 9,921 |   | 9,922 |   | 10,041 |   |
| GNMA_2004-23                                             |       | 9/16/2027           |       | 3.63 | % | 7,207 |   | 7,200 |   | 7,454 |   |
| GNMA_2004-45                                             |       | 12/16/2021          |       | 4.02 | % | 1,467 |   | 1,463 |   | 1,469 |   |
| **TOTAL AGENCY COMMERICAL MORTGAGE   BACKED SECURITIES** | ** ** | ** **          | ** ** | ** ** | ** ** | **77,754** | ** ** | **77,786** | ** ** | **80,038** | ** ** |
|                                                     |       |                |       |   |   |   |   |   |   |   |   |
| **NON-AGENCY COMMERICAL MORTGAGE   BACKED SECURITIES:**  |       |                |       |   |   |   |   |   |   |   |   |
| BACM_02-2                                                |       | 7/11/2043           |       | 5.12 | % | 10,835 |   | 10,737 |   | 11,162 |   |
| BACM_03-1                                                |       | 9/11/2036           |       | 3.88 | % | 2,189 |   | 2,184 |   | 2,218 |   |
| BACM_05-1                                                |       | 11/10/2042          |       | 5.16 | % | 10,000 |   | 10,898 |   | 10,776 |   |
| BACM_05-4                                                |       | 7/10/2045           |       | 4.76 | % | 11,063 |   | 10,871 |   | 11,176 |   |
| BACM_2004-5                                              |       | 11/10/2041          |       | 4.18 | % | 20 |   | 19 |   | 20 |   |
| BACM_2004-5                                              |       | 11/10/2041          |       | 4.56 | % | 14,866 |   | 14,840 |   | 15,134 |   |
| BSCMS_03-TOP10                                           |       | 3/13/2040           |       | 4.00 | % | 1,482 |   | 1,481 |   | 1,511 |   |
| BSCMS_05-PW10                                            |       | 12/11/2040          |       | 5.38 | % | 9,999 |   | 10,661 |   | 10,644 |   |
| BSCMS_05-PWR7                                            |       | 2/11/2041           |       | 4.95 | % | 5,478 |   | 5,458 |   | 5,574 |   |
| BSCMS_07-PW16                                            |       | 6/11/2040           |       | 5.59 | % | 9,241 |   | 8,959 |   | 9,396 |   |
| BSCMS_2004-PWR5                                          |       | 7/11/2042           |       | 4.25 | % | 1,196 |   | 1,195 |   | 1,202 |   |
| CD_05-C1                                                 |       | 7/15/2044           |       | 5.22 | % | 14,560 |   | 15,543 |   | 15,493 |   |
| CGCMT_05-EMG                                             |       | 9/20/2051           |       | 4.52 | % | 14,052 |   | 14,277 |   | 14,550 |   |
| COMM_04-LNB3                                             |       | 7/10/2037           |       | 4.71 | % | 627 |   | 627 |   | 630 |   |
| CSFBMSC_02-CKS4                                          |       | 11/15/2036          |       | 4.49 | % | 1,054 |   | 1,051 |   | 1,054 |   |
| CSFBMSC_03-C3                                            |       | 5/15/2038           |       | 3.94 | % | 6,190 |   | 6,093 |   | 6,422 |   |
| CSFBMSC_04-C2                                            |       | 5/15/2036           |       | 3.82 | % | 13,484 |   | 13,506 |   | 13,655 |   |
| ESA_10-ESHA                                              |       | 11/5/2027           |       | 2.95 | % | 9,984 |   | 9,984 |   | 9,821 |   |
| FUNBCMT_01-C4                                            |       | 12/12/2033          |       | 6.22 | % | 5,795 |   | 5,801 |   | 5,939 |   |
| GCCFC_05-GG3                                             |       | 8/10/2042           |       | 4.31 | % | 10,118 |   | 10,279 |   | 10,217 |   |
| GCCFC_05-GG5                                             |       | 4/10/2037           |       | 5.12 | % | 15,830 |   | 16,138 |   | 15,951 |   |
| GCCFC_07-GG11                                            |       | 12/10/2049          |       | 5.36 | % | 21,644 |   | 21,169 |   | 22,304 |   |
| GCCFC_07-GG9                                             |       | 3/10/2039           |       | 5.38 | % | 13,015 |   | 13,294 |   | 13,371 |   |
| GECMC_05-C3                                              |       | 7/10/2045           |       | 5.05 | % | 2,040 |   | 2,038 |   | 2,038 |   |
| GECMC_05-C3                                              |       | 7/10/2045           |       | 4.94 | % | 95 |   | 99 |   | 99 |   |
| GFCM_03-1                                                |       | 5/12/2035           |       | 5.25 | % | 4,559 |   | 4,367 |   | 4,833 |   |
| GMACC_02-C3                                              |       | 7/10/2039           |       | 4.15 | % | 3,364 |   | 3,333 |   | 3,406 |   |
| GMACC_03-C2                                              |       | 5/10/2040           |       | 5.47 | % | 7,000 |   | 7,018 |   | 7,536 |   |
| GMACCMSI_2004-C3                                         |       | 12/10/2041          |       | 4.21 | % | 2,285 |   | 2,281 |   | 2,301 |   |
| GSMS_05-GG4                                              |       | 7/10/2039           |       | 4.68 | % | 3,486 |   | 3,409 |   | 3,633 |   |
| GSMS_07-EOP                                              |       | 3/6/2020            |       | 0.36 | % | 12,823 |   | 12,709 |   | 12,511 |   |
| GSMS_10-C2                                               |       | 12/10/2043          |       | 3.85 | % | 10,000 |   | 10,100 |   | 10,189 |   |
| GSMS_2004-GG2                                            |       | 8/10/2038           |       | 4.60 | % | 2,234 |   | 2,233 |   | 2,245 |   |
| JPMCC_01-CIB2                                            |       | 4/15/2035           |       | 6.43 | % | 18,145 |   | 18,088 |   | 18,390 |   |

 

F-31

----

Table of Contents

 
| **Ameriprise Certificate Company**                           | ** ** | **Schedule 1**      | ** ** |
|--------------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers**      | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**             | ** ** | ** **          | ** ** |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                                  | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| JPMCC_02-CIB5                                                |       | 10/12/2037          |       | 4.37 | % | 1,237 |   | 1,237 |   | 1,255 |   |
| JPMCC_03-CB7                                                 |       | 1/12/2038           |       | 4.88 | % | 10,000 |   | 10,592 |   | 10,595 |   |
| JPMCC_05-LDP1                                                |       | 3/15/2046           |       | 4.85 | % | 7,138 |   | 7,189 |   | 7,470 |   |
| JPMCC_05-LDP5                                                |       | 12/15/2044          |       | 5.20 | % | 10,000 |   | 10,402 |   | 10,428 |   |
| JPMCC_07-CB20                                                |       | 2/12/2051           |       | 5.63 | % | 11,000 |   | 11,441 |   | 11,482 |   |
| JPMCC_10-C2                                                  |       | 11/15/2043          |       | 2.75 | % | 9,910 |   | 10,006 |   | 9,798 |   |
| JPMCC_10-CNTR                                                |       | 8/5/2032            |       | 3.30 | % | 12,267 |   | 12,386 |   | 12,076 |   |
| JPMCCMSC_03-CIBC6                                            |       | 7/12/2037           |       | 4.39 | % | 2,962 |   | 2,950 |   | 3,056 |   |
| JPMCMFC_03-LN1                                               |       | 10/15/2037          |       | 4.13 | % | 3,762 |   | 3,670 |   | 3,915 |   |
| LB-UBS COMM MORT TRUST LBUBSCM                               |       | 9/15/2026           |       | 4.07 | % | 1,476 |   | 1,477 |   | 1,505 |   |
| LB-UBS COMM MORT TRUST LBUBSCM                               |       | 9/15/2027           |       | 4.06 | % | 1,735 |   | 1,734 |   | 1,736 |   |
| LB-UBS COMMERCIAL MORTGAGE TRUST                             |       | 9/15/2039           |       | 5.23 | % | 4,585 |   | 4,579 |   | 4,588 |   |
| LBUBS_05-C1                                                  |       | 2/15/2030           |       | 4.31 | % | 3,230 |   | 3,221 |   | 3,236 |   |
| LBUBS_05-C2                                                  |       | 4/15/2030           |       | 4.82 | % | 2,855 |   | 2,849 |   | 2,856 |   |
| LBUBS_05-C7                                                  |       | 11/15/2030          |       | 5.10 | % | 12,111 |   | 11,827 |   | 12,118 |   |
| LBUBSCMT_04-C4                                               |       | 6/15/2029           |       | 4.57 | % | 1,925 |   | 1,925 |   | 1,930 |   |
| LBUBSCMT_05-C5                                               |       | 9/15/2030           |       | 4.95 | % | 22,000 |   | 23,759 |   | 23,465 |   |
| LBUBSCMT_2004-C8                                             |       | 12/15/2029          |       | 4.20 | % | 3,418 |   | 3,413 |   | 3,435 |   |
| MLMT_05-CIP1                                                 |       | 7/12/2038           |       | 4.96 | % | 7,852 |   | 7,633 |   | 8,000 |   |
| MSC 2004-IQ8 A3                                              |       | 6/15/2040           |       | 4.50 | % | 995 |   | 994 |   | 1,001 |   |
| MSC_07-HQ13                                                  |       | 12/15/2044          |       | 5.36 | % | 11,210 |   | 11,079 |   | 11,643 |   |
| PCMT_03-PWR1                                                 |       | 2/11/2036           |       | 3.67 | % | 2,064 |   | 2,049 |   | 2,071 |   |
| WBCMT_05-C17                                                 |       | 3/15/2042           |       | 5.04 | % | 3,812 |   | 3,798 |   | 3,984 |   |
| WBCMT_05-C19                                                 |       | 2/14/2043           |       | 6.85 | % | 506 |   | 507 |   | 509 |   |
| **TOTAL NON-AGENCY COMMERICAL   MORTGAGE BACKED SECURITIES** | ** ** | ** **          | ** ** | ** ** | ** ** | **416,803** | ** ** | **421,457** | ** ** | **427,553** | ** ** |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **TOTAL COMMERICAL MORTGAGE BACKED   SECURITIES**            | ** ** | ** **          | ** ** | ** ** | ** ** | **494,557** | ** ** | **499,243** | ** ** | **507,591** | ** ** |
|                                                         |       |                |       |   |   |   |   |   |   |   |   |
| **CORPORATE DEBT SECURITIES:**                               | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **Aerospace**                                                | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| L-3 COMMUNICATIONS CORP                                      |       | 1/15/2015           |       | 5.88 | % | 1,000 |   | 1,000 |   | 1,019 |   |
| NORTHROP GRUMMAN CORP                                        |       | 2/15/2011           |       | 7.13 | % | 5,000 |   | 5,013 |   | 5,035 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **6,000** | ** ** | **6,013** | ** ** | **6,054** | ** ** |
| **Banking**                                                  | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| SUNTRUST BANK                                                |       | 4/1/2011            |       | 6.38 | % | 3,500 |   | 3,519 |   | 3,544 |   |
| US BANK NA                                                   |       | 8/1/2011            |       | 6.38 | % | 1,455 |   | 1,473 |   | 1,503 |   |
| WASHINGTON MUTUAL BANK FA                                    |       | 6/15/2011           |       | 0.00 | % | 1,500 |   | — |   | 2 | **(d)** |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **6,455** | ** ** | **4,992** | ** ** | **5,049** | ** ** |
| **Building Products**                                        | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| KB HOME                                                      |       | 2/1/2014            |       | 5.75 | % | 1,660 |   | 1,657 |   | 1,660 |   |
| KB HOME                                                      |       | 1/15/2015           |       | 5.88 | % | 2,035 |   | 2,029 |   | 1,984 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **3,695** | ** ** | **3,686** | ** ** | **3,644** | ** ** |
| **Cable**                                                    | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| COMCAST CORP                                                 |       | 3/15/2011           |       | 5.50 | % | 17,500 |   | 17,531 |   | 17,668 |   |
| COMCAST HOLDINGS CORP                                        |       | 7/15/2012           |       | 10.63 | % | 2,250 |   | 2,495 |   | 2,549 |   |
| CSC HOLDINGS INC                                             |       | 4/15/2012           |       | 6.75 | % | 64 |   | 64 |   | 66 |   |
| DIRECTV HOLDINGS LLC/DIRECTV F                               |       | 6/15/2015           |       | 6.38 | % | 1,985 |   | 1,973 |   | 2,052 |   |
| ECHOSTAR DBS CORP                                            |       | 10/1/2011           |       | 6.38 | % | 1,000 |   | 1,000 |   | 1,030 |   |
| ROGERS CABLE SYSTEMS                                         |       | 6/15/2013           |       | 6.25 | % | 1,500 |   | 1,507 |   | 1,668 |   |
| ROGERS COMMUNICATIONS INC                                    |       | 3/1/2014            |       | 6.38 | % | 8,800 |   | 9,698 |   | 9,888 |   |
| VIDEOTRON - LE GRPE LTD                                      |       | 1/15/2014           |       | 6.88 | % | 1,000 |   | 1,004 |   | 1,013 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **34,099** | ** ** | **35,272** | ** ** | **35,934** | ** ** |
| **Chemicals**                                                | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| DOW CHEMICAL CO/THE                                          |       | 5/15/2014           |       | 7.60 | % | 8,950 |   | 10,143 |   | 10,323 |   |
| LYONDELL CHEMICAL CO                                         |       | 5/1/2018            |       | 11.00 | % | 100 |   | 100 |   | 113 |   |
| NOVA CHEMICALS CORPORATION                                   |       | 1/15/2012           |       | 6.50 | % | 1,800 |   | 1,814 |   | 1,868 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **10,850** | ** ** | **12,057** | ** ** | **12,304** | ** ** |
| **Conglom/Drivers Mfg**                                      | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| VALMONT INDUSTRIES INC                                       |       | 5/1/2014            |       | 6.88 | % | 1,500 |   | 1,501 |   | 1,530 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **1,500** | ** ** | **1,501** | ** ** | **1,530** | ** ** |
| **Containers**                                               | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| CROWN AMERICAS LLC                                           |       | 11/15/2015          |       | 7.75 | % | 1,145 |   | 1,160 |   | 1,191 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **1,145** | ** ** | **1,160** | ** ** | **1,191** | ** ** |
| **Electronic/Information/Data   Technology**                 | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| MOOG INC                                                     |       | 1/15/2015           |       | 6.25 | % | 1,500 |   | 1,505 |   | 1,515 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **1,500** | ** ** | **1,505** | ** ** | **1,515** | ** ** |
| **Electric, Gas & Other**                           | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ARIZONA PUB SERVICE                                          |       | 10/15/2011          |       | 6.38 | % | 8,225 |   | 8,320 |   | 8,565 |   |
| ARIZONA PUB SERVICE                                          |       | 3/1/2012            |       | 6.50 | % | 8,300 |   | 8,555 |   | 8,772 |   |
| CENTERPOINT ENERGY RESOURCES C                               |       | 4/1/2013            |       | 7.88 | % | 16,862 |   | 19,125 |   | 19,061 |   |
| CENTERPOINT ENERGY RESOURCES C                               |       | 2/15/2011           |       | 7.75 | % | 11,456 |   | 11,490 |   | 11,542 |   |
| COLORADO INTERSTATE GAS CO                                   |       | 11/15/2015          |       | 6.80 | % | 16,240 |   | 18,285 |   | 18,709 |   |
| CONSOLIDATED NAT GAS CO                                      |       | 3/1/2014            |       | 5.00 | % | 9,475 |   | 10,404 |   | 10,165 |   |
| DTE ENERGY CO                                                |       | 6/1/2011            |       | 7.05 | % | 14,000 |   | 14,042 |   | 14,352 |   |
| FIRSTENERGY CORP                                             |       | 11/15/2011          |       | 6.45 | % | 889 |   | 890 |   | 927 |   |
| GENON ENERGY INC                                             |       | 12/15/2014          |       | 6.75 | % | 1,092 |   | 1,098 |   | 1,117 |   |
| NEVADA POWER COMPANY                                         |       | 4/15/2012           |       | 6.50 | % | 2,522 |   | 2,644 |   | 2,682 |   |
| NISOURCE FINANCE CORPORATION                                 |       | 3/1/2013            |       | 6.15 | % | 5,000 |   | 5,326 |   | 5,454 |   |
| NISOURCE FINANCE CORPORATION                                 |       | 7/15/2014           |       | 5.40 | % | 10,000 |   | 10,629 |   | 10,819 |   |
| PACIFIC GAS AND ELECTRIC COMPANY                             |       | 3/1/2014            |       | 4.80 | % | 4,400 |   | 4,849 |   | 4,728 |   |
| PROGRESS ENERGY INC                                          |       | 3/1/2011            |       | 7.10 | % | 20,721 |   | 20,774 |   | 20,932 |   |
| TRANS CONTINENTAL GAS PIPELINE                               |       | 8/15/2011           |       | 7.00 | % | 5,250 |   | 5,271 |   | 5,446 |   |
| TRANSALTA CORPORATION                                        |       | 1/15/2015           |       | 4.75 | % | 3,600 |   | 3,912 |   | 3,804 |   |
| WISCONSIN ENERGY CORP                                        |       | 4/1/2011            |       | 6.50 | % | 11,985 |   | 12,042 |   | 12,158 |   |
| ** **                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | **150,017** | ** ** | **157,656** | ** ** | **159,233** | ** ** |
| **Energy**                                                   | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| CHESAPEAKE ENERGY CORP                                       |       | 8/15/2017           |       | 6.50 | % | 210 |   | 209 |   | 211 |   |
| DENBURY RESOURCES INC                                        |       | 4/1/2013            |       | 7.50 | % | 665 |   | 666 |   | 672 |   |
| KERR-MCGEE CORP                                              |       | 9/15/2011           |       | 6.88 | % | 8,640 |   | 8,658 |   | 8,969 |   |
| MARATHON OIL CANADA CORP                                     |       | 5/1/2012            |       | 8.38 | % | 4,180 |   | 4,452 |   | 4,548 |   |
| NEWFIELD EXPLORATION CO                                      |       | 9/1/2014            |       | 6.63 | % | 200 |   | 202 |   | 204 |   |
| PHILLIPS PETROLEUM COMPANY                                   |       | 2/15/2011           |       | 9.38 | % | 10,000 |   | 10,058 |   | 10,101 |   |

 

F-32

----

Table of Contents

 
| **Ameriprise Certificate Company**                      | ** ** | **Schedule 1**      | ** ** |
|---------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers** | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**        | ** ** | ** **          | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                             | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| WEATHERFORD INTERNATIONAL LTD                           |       | 3/15/2013           |       | 5.15 | % | 242 |   | 248 |   | 257 |   |
| XTO ENERGY INC                                          |       | 2/1/2014            |       | 4.90 | % | 1,000 |   | 998 |   | 1,099 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **25,137** | ** ** | **25,491** | ** ** | **26,061** | ** ** |
| **Finance - Other**                                     |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ALERIS INTERNATIONAL INC                                |       | 6/1/2020            |       | 6.00 | % | 4 |   | 4 |   | 4 |   |
| DIAGEO CAPITAL PLC                                      |       | 1/15/2014           |       | 7.38 | % | 3,000 |   | 3,415 |   | 3,474 |   |
| HERTZ CORPORATION - THE                                 |       | 1/1/2014            |       | 8.88 | % | 1,645 |   | 1,648 |   | 1,682 |   |
| SUNGARD DATA                                            |       | 1/15/2014           |       | 4.88 | % | 370 |   | 350 |   | 370 |   |
| WOODSIDE FINANCE                                        |       | 11/10/2014          |       | 4.50 | % | 18,940 |   | 19,450 |   | 19,876 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **23,959** | ** ** | **24,867** | ** ** | **25,406** | ** ** |
| **Food Processing/Beverages/Bottlg**                    |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ANHEUSER-BUSCH INBEV WORLDWIDE                          |       | 1/15/2014           |       | 7.20 | % | 17,450 |   | 19,561 |   | 19,956 |   |
| DEL MONTE FOODS CORP                                    |       | 2/15/2015           |       | 6.75 | % | 1,500 |   | 1,504 |   | 1,532 |   |
| KRAFT FOODS INC                                         |       | 11/1/2011           |       | 5.63 | % | 2,895 |   | 2,913 |   | 3,011 |   |
| SABMILLER PLC                                           |       | 7/1/2011            |       | 6.20 | % | 5,100 |   | 5,117 |   | 5,232 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **26,945** | ** ** | **29,095** | ** ** | **29,731** | ** ** |
| **Healthcare Facilities/Suppliers**                     |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| AMERISOURCEBERGEN CORP                                  |       | 9/15/2015           |       | 5.88 | % | 955 |   | 952 |   | 1,053 |   |
| MCKESSON CORP                                           |       | 2/15/2014           |       | 6.50 | % | 1,055 |   | 1,176 |   | 1,185 |   |
| OMNICARE INC                                            |       | 6/1/2013            |       | 6.13 | % | 1,750 |   | 1,752 |   | 1,759 |   |
| OMNICARE INC                                            |       | 12/15/2015          |       | 6.88 | % | 575 |   | 579 |   | 585 |   |
| WELLPOINT INC                                           |       | 8/1/2012            |       | 6.80 | % | 3,700 |   | 3,797 |   | 4,018 |   |
| WELLPOINT INC                                           |       | 1/15/2011           |       | 5.00 | % | 8,000 |   | 8,000 |   | 8,009 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **16,035** | ** ** | **16,256** | ** ** | **16,609** | ** ** |
| **Home Builders**                                       |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| DR HORTON INC                                           |       | 6/15/2012           |       | 5.38 | % | 1,770 |   | 1,769 |   | 1,810 |   |
| MERITAGE HOMES CORP                                     |       | 3/15/2015           |       | 6.25 | % | 845 |   | 816 |   | 849 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **2,615** | ** ** | **2,585** | ** ** | **2,659** | ** ** |
| **Industrial - Other**                                  |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| GIBRALTAR INDUSTRIES                                    |       | 12/1/2015           |       | 8.00 | % | 250 |   | 250 |   | 252 |   |
| MIRANT NORTH AMERICA LLC                                |       | 12/31/2013          |       | 7.38 | % | 975 |   | 978 |   | 993 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **1,225** | ** ** | **1,228** | ** ** | **1,245** | ** ** |
| **Leisure**                                             |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| SPEEDWAY MOTORSPORTS INC                                |       | 6/1/2013            |       | 6.75 | % | 1,000 |   | 1,001 |   | 1,010 |   |
| VAIL RESORTS INC                                        |       | 2/15/2014           |       | 6.75 | % | 650 |   | 652 |   | 658 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **1,650** | ** ** | **1,653** | ** ** | **1,668** | ** ** |
| **Lodging**                                             |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| HOST HOTELS & RESORTS LP                       |       | 11/1/2013           |       | 7.13 | % | 689 |   | 695 |   | 699 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **689** | ** ** | **695** | ** ** | **699** | ** ** |
| **Machinery**                                           |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| GARDNER DENVER INC                                      |       | 5/1/2013            |       | 8.00 | % | 250 |   | 250 |   | 254 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **250** | ** ** | **250** | ** ** | **254** | ** ** |
| **Media**                                               |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| LIN TELEVISION CORP                                     |       | 5/15/2013           |       | 6.50 | % | 625 |   | 624 |   | 627 |   |
| REED ELSEVIER CAPITAL                                   |       | 1/15/2014           |       | 7.75 | % | 19,000 |   | 21,585 |   | 21,744 |   |
| TCM SUB LLC                                             |       | 1/15/2015           |       | 3.55 | % | 32,561 |   | 33,455 |   | 33,373 |   |
| TIME WARNER INC                                         |       | 5/1/2012            |       | 6.88 | % | 14,141 |   | 14,818 |   | 15,216 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **66,327** | ** ** | **70,482** | ** ** | **70,960** | ** ** |
| **Metals/Mining**                                       |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| CALIFORNIA STEEL INDUSTRIES                             |       | 3/15/2014           |       | 6.13 | % | 1,500 |   | 1,497 |   | 1,487 |   |
| INTERNATIONAL STEEL GROUP                               |       | 4/15/2014           |       | 6.50 | % | 15,530 |   | 17,189 |   | 16,923 |   |
| PEABODY ENERGY CORP                                     |       | 4/15/2016           |       | 5.88 | % | 1,000 |   | 1,002 |   | 1,005 |   |
| ** **                                              |       |                | ** ** | ** ** | ** ** | **18,030** | ** ** | **19,688** | ** ** | **19,415** | ** ** |
| **Railroads**                                           |       |                | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| BURLINGTON NORTHERN SANTA FE C                          |       | 6/28/2012           |       | 4.26 | % | 1,153 |   | 1,152 |   | 1,180 |   |
| BURLINGTON NORTHERN SANTA FE C                          |       | 1/2/2012            |       | 4.26 | % | 2,015 |   | 2,015 |   | 2,031 |   |
| CANADIAN PACIFIC RAILWAY COMPANY                        |       | 5/15/2013           |       | 5.75 | % | 5,967 |   | 6,445 |   | 6,508 |   |
| CSX CORP                                                |       | 3/15/2011           |       | 6.75 | % | 10,000 |   | 10,010 |   | 10,113 |   |
| UNION PACIFIC RAILROAD COMPANY                          |       | 7/1/2012            |       | 3.86 | % | 4,201 |   | 4,201 |   | 4,321 |   |
|                                                    |       |                |       |   | ** ** | **23,336** | ** ** | **23,823** | ** ** | **24,153** | ** ** |
| **Resturants**                                          |       |                |       |   |   |   |   |   |   |   |   |
| YUM! BRANDS INC                                         |       | 4/15/2011           |       | 8.88 | % | 35,154 |   | 35,528 |   | 35,932 |   |
|                                                    |       |                |       |   | ** ** | **35,154** | ** ** | **35,528** | ** ** | **35,932** | ** ** |
| **Retail - Food & Drug**                       |       |                |       |   |   |   |   |   |   |   |   |
| KROGER CO/THE                                           |       | 4/15/2012           |       | 6.75 | % | 13,169 |   | 14,006 |   | 14,077 |   |
|                                                    |       |                |       |   | ** ** | **13,169** | ** ** | **14,006** | ** ** | **14,077** | ** ** |
| **Telecommunications**                                  |       |                |       |   |   |   |   |   |   |   |   |
| SBC COMMUNICATIONS INC                                  |       | 3/15/2011           |       | 6.25 | % | 7,000 |   | 7,021 |   | 7,078 |   |
| SPRINT CAPITAL CORP                                     |       | 1/30/2011           |       | 7.63 | % | 10,000 |   | 10,021 |   | 10,025 |   |
| TELEFONICA EMISIONES SAU                                |       | 4/27/2015           |       | 3.73 | % | 4,500 |   | 4,494 |   | 4,464 |   |
| TELUS CORP                                              |       | 6/1/2011            |       | 8.00 | % | 14,168 |   | 14,316 |   | 14,555 |   |
| US WEST COMMUNICATIONS INC                              |       | 6/15/2015           |       | 7.63 | % | 510 |   | 513 |   | 575 |   |
| VERIZON NEW YORK INC                                    |       | 4/1/2012            |       | 6.88 | % | 4,000 |   | 4,076 |   | 4,267 |   |
| VERIZON PENNSYLVANIA                                    |       | 11/15/2011          |       | 5.65 | % | 24,250 |   | 24,581 |   | 25,278 |   |
| VODAFONE GROUP PLC                                      |       | 1/30/2015           |       | 5.38 | % | 11,065 |   | 11,889 |   | 12,162 |   |
| VODAFONE GROUP PLC                                      |       | 12/16/2013          |       | 5.00 | % | 10,000 |   | 10,675 |   | 10,886 |   |
|                                                    |       |                |       |   | ** ** | **85,493** | ** ** | **87,586** | ** ** | **89,290** | ** ** |
| **Transportation - Other**                              |       |                |       |   |   |   |   |   |   |   |   |
| TEXAS GAS TRANSMISSION LLC                              |       | 4/1/2013            |       | 5.50 | % | 4,593 |   | 4,899 |   | 4,938 |   |
| WABTEC CORP                                             |       | 7/31/2013           |       | 6.88 | % | 1,360 |   | 1,367 |   | 1,428 |   |
|                                                    |       |                |       |   | ** ** | **5,953** | ** ** | **6,266** | ** ** | **6,366** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **TOTAL CORPORATE DEBT SECURITES**                      |       |                |       |   | ** ** | **561,228** | ** ** | **583,341** | ** ** | **590,979** | ** ** |
|                                                    |       |                |       |   |   |   |   |   |   |   |   |
| **TOTAL FIXED MATURIES**                                |       |                |       |   | ** ** | **2,966,755** | ** ** | **2,909,769** | ** ** | **2,875,693** | ** ** |

 

F-33

----

Table of Contents

 
| **Ameriprise Certificate Company**                      | ** ** | **Schedule 1**      | ** ** |
|---------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers** | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**        | ** ** | ** **          | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                             | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| **COMMON STOCKS:**                                      | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **Finance**                                             |       |                |       |   |   |   |   |   |   |   |   |
| ALERIS INTERNATIONAL INC                                |       |                |       |   |   | 5 |   | 172 |   | 293 | **(d)** |
| NPF XII  INC - ABS                                 |       |                |       |   |   | 10,000 |   | — |   | — | **(d)** |
| **Total - Corporate - Finance**                         |       |                |       |   | ** ** | **10,005** | ** ** | **172** | ** ** | **293** | ** ** |
|                                                    |       |                |       |   |   |   |   |   |   |   |   |
| **Industrial**                                          |       |                |       |   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| CONTECH CONSTRUCTION PRODUCTS                           |       |                |       |   |   | 97 |   | — |   | 5 | **(d)** |
| HAWAIIAN TELCOM COMMUNICATIONS                          |       |                |       |   |   | 3 |   | 72 |   | 62 | **(d)** |
| IDEARC (SUPERMEDIA)                                     |       |                |       |   |   | 2 |   | — |   | 13 | **(d)** |
| LYONDELLBASELL INDUSTRIES NV                            |       |                |       |   |   | 16 |   | 82 |   | 556 | **(d)** |
| MARK IV INDUSTRIES                                      |       |                |       |   |   | 10 |   | 115 |   | 482 | **(d)** |
| MEDIANEWS GROUP INC                                     |       |                |       |   |   | 3 |   | 41 |   | 51 | **(d)** |
| MGM HOLDINGS II INC                                     |       |                |       |   |   | 37 |   | 894 |   | 885 | **(d)** |
| TROPICANA ENTERTAINMENT LLC                             |       |                |       |   |   | 4 |   | — |   | 66 | **(d)** |
| **TOTAL - Corporate Industrial**                        |       |                |       |   | ** ** | **172** | ** ** | **1,204** | ** ** | **2,120** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **TOTAL COMMON STOCKS**                                 |       |                |       |   | ** ** | **10,177** | ** ** | **1,376** | ** ** | **2,413** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **CDOs:**                                               |       |                |       |   | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| MERRILL LYNCH ELLIOT & PAGE XIV SER 98-E       |       |                |       |   |   | 11,000 |   | — |   | — | **(d)** |
| **TOTAL CDOs**                                          |       |                |       |   | ** ** | **11,000** | ** ** | **0** | ** ** | **0** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **TOTAL AVAILABLE FOR SALE   INVESTMENTS**              | ** ** | ** **          | ** ** | ** ** | ** ** | **2,987,932** | ** ** | **2,911,145** | ** ** | **2,878,106** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
|                                                    |       |                |       |   |   |   |   |   |   |   |   |
| **SYNDICATED LOANS:**                                   |       |                |       |   |   |   | ** ** | ** ** |   |   |   |
| **Automobile**                                          |       |                |       |   |   |   | ** ** | ** ** |   |   |   |
| GUILFORD MILLS TERM LOAN A                              |       | 3/18/2013           |       | 8.00 | % | 132 |   | 132 |   | 121 |   |
| GUILFORD MILLS TERM LOAN B                              |       | 9/8/2013            |       | 10.00 | % | 90 |   | 91 |   | 83 |   |
|                                                    |       |                |       |   | ** ** | **222** | ** ** | **223** | ** ** | **204** | ** ** |
| **Beverage, Food and Tobacco**                          |       |                |       |   |   |   |   |   |   |   |   |
| CONSTELLATION BRANDS INC TERM LOAN B                    |       | 6/5/2013            |       | 1.81 | % | 422 |   | 423 |   | 422 |   |
| DEAN FOODS CO TERM LOAN B                               |       | 4/2/2016            |       | 3.29 | % | 2,904 |   | 2,911 |   | 2,925 |   |
|                                                    |       |                |       |   | ** ** | **3,326** | ** ** | **3,334** | ** ** | **3,347** | ** ** |
| **Broadcasting and Entertainment**                      |       |                |       |   |   |   |   |   |   |   |   |
| CHARTER COMMUNICATIONS OPERATI TERM LOAN B1             |       | 3/6/2014            |       | 2.26 | % | 160 |   | 168 |   | 184 |   |
| CHARTER COMMUNICATIONS OPERATI TERM LOAN C              |       | 9/6/2016            |       | 3.54 | % | 1,713 |   | 1,721 |   | 1,767 |   |
| CINEMARK USA INC TERM LOAN - EXTENDED                   |       | 4/30/2016           |       | 3.53 | % | 1,431 |   | 1,433 |   | 1,457 |   |
| CMP SUSQUEHANNA CORP TERM LOAN                          |       | 5/5/2013            |       | 2.31 | % | 924 |   | 919 |   | 823 |   |
| CSC HOLDINGS INC TERM LOAN - INCR                       |       | 3/29/2016           |       | 2.02 | % | 1,716 |   | 1,719 |   | 1,736 |   |
| CUMULUS MEDIA INC TERM LOAN B                           |       | 6/11/2014           |       | 4.00 | % | 798 |   | 798 |   | 741 |   |
| DELUXE COMMUNICATIONS TERM LOAN A                       |       | 5/11/2013           |       | 0.19 | % | 8 |   | 8 |   | 8 |   |
| DELUXE COMMUNICATIONS TERM LOAN B                       |       | 5/11/2013           |       | 6.25 | % | 130 |   | 130 |   | 124 |   |
| EMMIS OPERATING COMPANY TERM LOAN B                     |       | 11/1/2013           |       | 4.29 | % | 281 |   | 283 |   | 249 |   |
| GRAY TELEVISION INC TERM LOAN                           |       | 12/31/2014          |       | 3.77 | % | 519 |   | 521 |   | 509 |   |
| HIT ENTERTAINMENT INC TERM LOAN                         |       | 6/1/2012            |       | 5.54 | % | 226 |   | 226 |   | 221 |   |
| INSIGHT MIDWEST LP/INSIGHT CAP TERM LOAN B              |       | 4/7/2014            |       | 2.02 | % | 1,919 |   | 1,947 |   | 1,928 |   |
| MEDIACOM LLC TERM LOAN C                                |       | 1/31/2015           |       | 2.01 | % | 1,210 |   | 1,229 |   | 1,200 |   |
| NATIONAL CINEMEDIA LLC TERM LOAN                        |       | 2/13/2015           |       | 2.06 | % | 1,854 |   | 1,897 |   | 1,932 |   |
| NIELSEN FINANCE LLC TERM LOAN A                         |       | 8/9/2013            |       | 2.26 | % | 26 |   | 26 |   | 27 |   |
| NIELSEN FINANCE LLC TERM LOAN B                         |       | 5/1/2016            |       | 4.01 | % | 995 |   | 995 |   | 996 |   |
| NIELSEN FINANCE LLC TERM LOAN C                         |       | 5/1/2016            |       | 4.01 | % | 435 |   | 435 |   | 438 |   |
| PANAMSAT CORPORATION TERM LOAN B-2-A                    |       | 1/3/2014            |       | 2.79 | % | 439 |   | 445 |   | 451 |   |
| PANAMSAT CORPORATION TERM LOAN B-2-B                    |       | 1/3/2014            |       | 2.79 | % | 439 |   | 444 |   | 450 |   |
| PANAMSAT CORPORATION TERM LOAN B-2-C                    |       | 1/3/2014            |       | 2.79 | % | 439 |   | 444 |   | 450 |   |
| QUEBECOR MEDIA INC TERM LOAN B                          |       | 1/17/2013           |       | 2.29 | % | 308 |   | 305 |   | 302 |   |
| REVOLUTION STUDIOS TERM LOAN A                          |       | 12/21/2012          |       | 2.76 | % | 490 |   | 490 |   | 387 |   |
| SPANISH BROADCASTING SYSTEM IN TERM LOAN                |       | 6/10/2012           |       | 2.04 | % | 836 |   | 837 |   | 792 |   |
| UNIVISION COMMUNICATIONS INC TERM LOAN EXTENDED         |       | 3/31/2017           |       | 4.51 | % | 365 |   | 366 |   | 398 |   |
| UPC BROADBAND HOLDING BV TERM LOAN T                    |       | 12/31/2016          |       | 4.25 | % | 591 |   | 592 |   | 588 |   |
| UPC BROADBAND HOLDING BV TERM LOAN X                    |       | 12/31/2017          |       | 4.25 | % | 1,075 |   | 1,077 |   | 1,087 |   |
| ZUFFA LLC TERM LOAN                                     |       | 6/19/2015           |       | 2.31 | % | 194 |   | 194 |   | 190 |   |
|                                                    |       |                |       |   | ** ** | **19,521** | ** ** | **19,649** | ** ** | **19,435** | ** ** |
| **Buildings and Real Estate**                           |       |                |       |   |   |   |   |   |   |   |   |
| EURAMAX INTERNATIONAL INC TERM LOAN                     |       | 6/29/2013           |       | 10.00 | % | 225 |   | 225 |   | 215 |   |
| EURAMAX INTERNATIONAL INC TERM LOAN PIK                 |       | 6/29/2013           |       | 14.00 | % | 213 |   | 213 |   | 203 |   |
|                                                    |       |                |       |   | ** ** | **438** | ** ** | **438** | ** ** | **418** | ** ** |
| **Cargo Transport**                                     |       |                |       |   |   |   |   |   |   |   |   |
| KANSAS CITY SOUTHERN RAILWAY TERM LOAN B                |       | 4/28/2013           |       | 2.04 | % | 598 |   | 598 |   | 595 |   |
|                                                    |       |                |       |   | ** ** | **598** | ** ** | **598** | ** ** | **595** | ** ** |
| **Chemicals, Plastics and Rubber**                      |       |                |       |   |   |   |   |   |   |   |   |
| BRENNTAG AG TERM LOAN - ACQ FACILITY                    |       | 1/17/2014           |       | 3.78 | % | 29 |   | 29 |   | 29 |   |
| BRENNTAG AG TERM LOAN B2                                |       | 1/20/2014           |       | 3.77 | % | 1,306 |   | 1,332 |   | 1,378 |   |
| CELANESE HOLDINGS LLC TERM LOAN C                       |       | 10/31/2016          |       | 3.29 | % | 1,138 |   | 1,139 |   | 1,152 |   |
| HEXION SPECIALTY CHEMICALS INC TERM LOAN C-1B           |       | 5/5/2015            |       | 4.06 | % | 413 |   | 412 |   | 408 |   |
| HEXION SPECIALTY CHEMICALS INC TERM LOAN C-2B           |       | 5/5/2015            |       | 4.06 | % | 184 |   | 184 |   | 182 |   |
| HEXION SPECIALTY CHEMICALS INC TERM LOAN C-4B           |       | 5/5/2015            |       | 4.06 | % | 370 |   | 377 |   | 387 |   |
| HUNTSMAN INTERNATIONAL LLC TERM LOAN B                  |       | 4/19/2014           |       | 1.78 | % | 1,620 |   | 1,631 |   | 1,616 |   |
| ISP CHEMICALS INC TERM LOAN B                           |       | 6/4/2014            |       | 2.05 | % | 2,275 |   | 2,298 |   | 2,329 |   |
| MACDERMID INC TERM LOAN                                 |       | 4/12/2014           |       | 2.25 | % | 852 |   | 881 |   | 877 |   |
| MILLENIUM CHEMICALS TERM LOAN B                         |       | 5/15/2014           |       | 2.54 | % | 454 |   | 467 |   | 482 |   |
| PQ CORP TERM LOAN                                       |       | 7/30/2014           |       | 3.53 | % | 2,165 |   | 2,213 |   | 2,206 |   |
| UNIVAR HOLD CO NV TERM LOAN EXTENDED                    |       | 11/30/2016          |       | 6.25 | % | 1,411 |   | 1,411 |   | 1,455 |   |
|                                                    |       |                |       |   | ** ** | **12,217** | ** ** | **12,374** | ** ** | **12,501** | ** ** |
| **Containers, Packaging and Glass**                     |       |                |       |   |   |   |   |   |   |   |   |
| BERRY PLASTICS (BPC HOLDINGS) TERM LOAN C               |       | 4/3/2015            |       | 2.28 | % | 2,132 |   | 2,190 |   | 2,180 |   |
| GEORGIA-PACIFIC LLC TERM LOAN B                         |       | 12/23/2012          |       | 2.30 | % | 569 |   | 569 |   | 568 |   |
| GEORGIA-PACIFIC LLC TERM LOAN C                         |       | 12/23/2014          |       | 3.55 | % | 498 |   | 498 |   | 500 |   |
| GRAPHIC PACKAGING HOLDING CO TERM LOAN B                |       | 5/16/2014           |       | 3.04 | % | 459 |   | 459 |   | 452 |   |
|                                                    |       |                |       |   | ** ** | **3,658** | ** ** | **3,716** | ** ** | **3,700** | ** ** |
| **Diversified/Conglomerate Manufacturing**              |       |                |       |   |   |   |   |   |   |   |   |
| ASHTEAD HOLDINGS PLC TERM LOAN B                        |       | 8/31/2011           |       | 2.06 | % | 379 |   | 379 |   | 377 |   |
| BALDOR ELECTRIC CO TERM LOAN                            |       | 1/31/2014           |       | 5.25 | % | 353 |   | 359 |   | 368 |   |

 

F-34

----

Table of Contents

 
| **Ameriprise Certificate Company**                                  | ** ** | **Schedule 1**      | ** ** |
|---------------------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers**             | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**                    | ** ** | ** **          | ** ** |
| ** **                                                          | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                                         | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| CONTECH CONSTRUCTION PRODUCTS TERM LOAN                             |       | 1/31/2013           |       | 5.25 | % | 732 |   | 732 |   | 613 |   |
| GENERAC ACQ (GENERAL POWER) TERM LOAN - 1ST                         |       | 11/10/2013          |       | 2.79 | % | 210 |   | 210 |   | 207 |   |
|                                                                |       |                |       |   | ** ** | **1,674** | ** ** | **1,680** | ** ** | **1,565** | ** ** |
| **Diversified/Conglomerate Service**                                |       |                |       |   |   |   |   |   |   |   |   |
| ACXIOM CORP TERM LOAN 2                                             |       | 3/15/2015           |       | 3.29 | % | 203 |   | 203 |   | 204 |   |
| ALIX PARTNERS TERM LOAN B                                           |       | 10/12/2013          |       | 2.31 | % | 1,141 |   | 1,152 |   | 1,141 |   |
| ARAMARK CORP TERM LOAN                                              |       | 1/26/2014           |       | 2.16 | % | 323 |   | 329 |   | 334 |   |
| ARAMARK CORP TERM LOAN - US B                                       |       | 7/26/2016           |       | 3.54 | % | 738 |   | 739 |   | 746 |   |
| ARAMARK CORP TERM LOAN LC                                           |       | 1/26/2014           |       | 0.11 | % | 26 |   | 27 |   | 27 |   |
| ARAMARK CORP TERM LOAN LC-2                                         |       | 7/26/2016           |       | 0.11 | % | 49 |   | 49 |   | 49 |   |
| EDUCATION MANAGEMENT CORPORATI TERM LOAN B                          |       | 6/3/2013            |       | 2.06 | % | 657 |   | 657 |   | 639 |   |
| EMDEON BUSINESS SERVICES LLC TERM LOAN                              |       | 11/18/2013          |       | 2.26 | % | 1,307 |   | 1,326 |   | 1,334 |   |
| HERTZ CORPORATION - THE TERM LOAN B                                 |       | 12/21/2012          |       | 2.02 | % | 1,254 |   | 1,272 |   | 1,275 |   |
| HERTZ CORPORATION - THE TERM LOAN CREDIT LINKED                     |       | 12/21/2012          |       | 0.28 | % | 188 |   | 190 |   | 190 |   |
| WEIGHT WATCHERS INTERNATIONAL TERM LOAN B                           |       | 1/26/2014           |       | 1.81 | % | 379 |   | 382 |   | 385 |   |
| WEIGHT WATCHERS INTERNATIONAL TERM LOAN D                           |       | 6/30/2016           |       | 2.56 | % | 854 |   | 854 |   | 860 |   |
|                                                                |       |                |       |   | ** ** | **7,119** | ** ** | **7,180** | ** ** | **7,184** | ** ** |
| **Electronics**                                                     |       |                |       |   |   |   |   |   |   |   |   |
| FREESCALE SEMICONDUCTOR INC TERM LOAN                               |       | 12/1/2016           |       | 4.51 | % | 1,459 |   | 1,464 |   | 1,460 |   |
| SABRE INC TERM LOAN                                                 |       | 9/30/2014           |       | 2.27 | % | 289 |   | 289 |   | 264 |   |
| VERINT SYSTEMS INC TERM LOAN                                        |       | 5/25/2014           |       | 5.25 | % | 223 |   | 224 |   | 223 |   |
|                                                                |       |                |       |   | ** ** | **1,971** | ** ** | **1,977** | ** ** | **1,947** | ** ** |
| **Finance**                                                         |       |                |       |   |   |   |   |   |   |   |   |
| NUVEEN INVESTMENTS INC TERM LOAN B                                  |       | 11/13/2014          |       | 3.29 | % | 841 |   | 851 |   | 828 |   |
|                                                                |       |                |       |   | ** ** | **841** | ** ** | **851** | ** ** | **828** | ** ** |
| **Grocery**                                                         |       |                |       |   |   |   |   |   |   |   |   |
| RITE AID CORP TERM LOAN B                                           |       | 6/4/2014            |       | 2.02 | % | 756 |   | 756 |   | 688 |   |
| SUPERVALU INC TERM LOAN B                                           |       | 6/2/2012            |       | 1.54 | % | 573 |   | 574 |   | 566 |   |
| SUPERVALU INC TERM LOAN B2                                          |       | 10/5/2015           |       | 3.04 | % | 1,021 |   | 1,021 |   | 1,005 |   |
|                                                                |       |                |       |   | ** ** | **2,350** | ** ** | **2,351** | ** ** | **2,259** | ** ** |
| **Healthcare, Education and   Childcare**                           |       |                |       |   |   |   |   |   |   |   |   |
| ALERE INC (INVERNESS IMUS) TERM LOAN                                |       | 6/26/2014           |       | 2.28 | % | 1,204 |   | 1,228 |   | 1,237 |   |
| BIOMET TERM LOAN                                                    |       | 3/25/2015           |       | 3.28 | % | 291 |   | 291 |   | 290 |   |
| CATALENT PHARMA SOLUTIONS TERM LOAN                                 |       | 4/10/2014           |       | 2.51 | % | 674 |   | 686 |   | 673 |   |
| HCA INC TERM LOAN B                                                 |       | 11/18/2013          |       | 2.54 | % | 1,177 |   | 1,180 |   | 1,171 |   |
| HEALTH CARE PARTNERS LLC TERM LOAN B                                |       | 10/31/2013          |       | 2.01 | % | 250 |   | 250 |   | 249 |   |
| HEALTH MANAGEMENT ASSOCIATES I TERM LOAN                            |       | 2/28/2014           |       | 2.04 | % | 1,405 |   | 1,420 |   | 1,413 |   |
| IASIS HEALTHCARE CORP TERM LOAN - DELAY DRAW                        |       | 3/14/2014           |       | 2.26 | % | 292 |   | 298 |   | 299 |   |
| IASIS HEALTHCARE CORP TERM LOAN - INITIAL                           |       | 3/14/2014           |       | 2.26 | % | 846 |   | 863 |   | 865 |   |
| IASIS HEALTHCARE CORP TERM LOAN LC                                  |       | 3/14/2014           |       | 0.16 | % | 29 |   | 30 |   | 30 |   |
| NATIONAL MENTOR INC TERM LOAN B                                     |       | 6/29/2013           |       | 2.29 | % | 395 |   | 425 |   | 435 |   |
| NATIONAL MENTOR INC TERM LOAN LOC                                   |       | 6/29/2013           |       | 0.11 | % | 25 |   | 27 |   | 27 |   |
| REABLE THERAPEUTICS FINANCE LL TERM LOAN                            |       | 5/20/2014           |       | 3.26 | % | 516 |   | 518 |   | 512 |   |
| SELECT MEDICAL CORP TERM LOAN B                                     |       | 2/24/2012           |       | 2.29 | % | 451 |   | 451 |   | 446 |   |
| SURGICAL CARE AFFILIATES INC TERM LOAN B                            |       | 12/29/2014          |       | 2.29 | % | 145 |   | 145 |   | 139 |   |
|                                                                |       |                |       |   | ** ** | **7,700** | ** ** | **7,812** | ** ** | **7,786** | ** ** |
| **Home and Office Furnishings,   Housewares, and Durable Consumer** |       |                |       |   |   |   |   |   |   |   |   |
| SPRINGS WINDOWS TERM LOAN B                                         |       | 12/31/2012          |       | 3.06 | % | 150 |   | 150 |   | 145 |   |
|                                                                |       |                |       |   | ** ** | **150** | ** ** | **150** | ** ** | **145** | ** ** |
| **Hotel, Motels, Inns and   Gaming**                           |       |                |       |   |   |   |   |   |   |   |   |
| AMERISTAR CASINOS INC TERM LOAN B                                   |       | 11/10/2012          |       | 3.54 | % | 1,172 |   | 1,171 |   | 1,171 |   |
| GREEN VALLEY RANCH GAMING TERM LOAN                                 |       | 2/16/2014           |       | 0.00 | % | 431 |   | 452 |   | 378 | **(d)** |
| GREENWOOD RACING INC TERM LOAN                                      |       | 11/28/2011          |       | 2.51 | % | 1,392 |   | 1,444 |   | 1,444 |   |
| HERBST GAMING INC TERM LOAN                                         |       | 12/2/2011           |       | 0.00 | % | 240 |   | 240 |   | 149 |   |
| HERBST GAMING INC TERM LOAN DELAY DRAW                              |       | 12/2/2011           |       | 0.00 | % | 120 |   | 120 |   | 75 |   |
| PENN NATIONAL GAMING INC TERM LOAN B                                |       | 10/3/2012           |       | 2.03 | % | 531 |   | 538 |   | 540 |   |
| VENETIAN CASINO (LV SANDS) TERM LOAN - EXT DELAYED                  |       | 11/23/2016          |       | 3.03 | % | 107 |   | 107 |   | 108 |   |
| VENETIAN CASINO (LV SANDS) TERM LOAN B - EXTENDED                   |       | 11/23/2016          |       | 3.03 | % | 530 |   | 532 |   | 537 |   |
| VENETIAN MACAO TERM LOAN - DELAY DRAW                               |       | 5/25/2012           |       | 4.80 | % | 555 |   | 573 |   | 585 |   |
| VENETIAN MACAO TERM LOAN B                                          |       | 5/27/2013           |       | 4.80 | % | 588 |   | 598 |   | 609 |   |
| VENETIAN MACAO TERM LOAN INCREMENTAL                                |       | 5/25/2013           |       | 4.80 | % | 227 |   | 227 |   | 226 |   |
|                                                                |       |                |       |   | ** ** | **5,893** | ** ** | **6,002** | ** ** | **5,822** | ** ** |
| **Insurance**                                                       |       |                |       |   |   |   |   |   |   |   |   |
| ASURION CORP TERM LOAN                                              |       | 7/3/2014            |       | 3.27 | % | 613 |   | 615 |   | 589 |   |
|                                                                |       |                |       |   | ** ** | **613** | ** ** | **615** | ** ** | **589** | ** ** |
| **Leisure, Amusement, Entertainment**                               |       |                |       |   |   |   |   |   |   |   |   |
| AMF BOWLING WORLDWIDE TERM LOAN                                     |       | 6/7/2013            |       | 2.76 | % | 246 |   | 246 |   | 218 |   |
| LODGENET INTERACTIVE CORP TERM LOAN B                               |       | 4/4/2014            |       | 2.29 | % | 364 |   | 364 |   | 337 |   |
|                                                                |       |                |       |   | ** ** | **610** | ** ** | **610** | ** ** | **555** | ** ** |
| **Machinery (Non-Agriculture,   Non-Construction, Non-Electronic)** |       |                |       |   |   |   |   |   |   |   |   |
| VERIFONE INC TERM LOAN B                                            |       | 10/31/2013          |       | 3.01 | % | 165 |   | 165 |   | 165 |   |
|                                                                |       |                |       |   | ** ** | **165** | ** ** | **165** | ** ** | **165** | ** ** |
| **Mining, Steel, Iron and Non   Precious Metals**              |       |                |       |   |   |   |   |   |   |   |   |
| NORANDA ALUMINIUM ACQUISITION TERM LOAN                             |       | 5/18/2014           |       | 2.01 | % | 386 |   | 390 |   | 391 |   |
|                                                                |       |                |       |   | ** ** | **386** | ** ** | **390** | ** ** | **391** | ** ** |
| **Oil and Gas**                                                     |       |                |       |   |   |   |   |   |   |   |   |
| CALUMET LUBRICANTS CO LP TERM LOAN B                                |       | 1/3/2015            |       | 4.29 | % | 346 |   | 351 |   | 346 |   |
| CALUMET LUBRICANTS CO LP TERM LOAN LC                               |       | 1/3/2015            |       | 0.14 | % | 47 |   | 48 |   | 47 |   |
| DRESSER INDUSTRIES TERM LOAN - 1ST                                  |       | 5/4/2014            |       | 2.53 | % | 1,442 |   | 1,462 |   | 1,483 |   |
|                                                                |       |                |       |   | ** ** | **1,835** | ** ** | **1,861** | ** ** | **1,876** | ** ** |
| **Personal and Non Durable Consumer   Products (Mfg only)**         |       |                |       |   |   |   |   |   |   |   |   |
| JARDEN CORP                                                         |       | 1/26/2015           |       | 2.80 | % | 277 |   | 277 |   | 278 |   |
| JARDEN CORP TERM LOAN B4                                            |       | 1/26/2015           |       | 3.54 | % | 1,267 |   | 1,270 |   | 1,290 |   |
|                                                                |       |                |       |   | ** ** | **1,544** | ** ** | **1,547** | ** ** | **1,568** | ** ** |
| **Personal Transportation**                                         |       |                |       |   |   |   |   |   |   |   |   |
| UNITED AIR LINES INC TERM LOAN                                      |       | 2/1/2014            |       | 2.31 | % | 499 |   | 498 |   | 480 |   |
| US AIRWAYS GROUP INC TERM LOAN                                      |       | 3/21/2014           |       | 2.79 | % | 540 |   | 540 |   | 485 |   |
|                                                                |       |                |       |   | ** ** | **1,039** | ** ** | **1,038** | ** ** | **965** | ** ** |
| **Personal, Food and Miscellaneous**                                |       |                |       |   |   |   |   |   |   |   |   |
| CBRL - CRACKER BARREL TERM LOAN B1                                  |       | 4/27/2013           |       | 1.79 | % | 47 |   | 47 |   | 47 |   |
| CBRL - CRACKER BARREL TERM LOAN B3                                  |       | 4/27/2016           |       | 2.79 | % | 353 |   | 353 |   | 354 |   |
| OUTBACK STEAKHOUSE INC. TERM LOAN B                                 |       | 6/14/2014           |       | 2.63 | % | 215 |   | 215 |   | 204 |   |
| OUTBACK STEAKHOUSE INC. TERM LOAN PRE-FUNDED                        |       | 6/14/2013           |       | 1.74 | % | 20 |   | 20 |   | 19 |   |
|                                                                |       |                |       |   | ** ** | **635** | ** ** | **635** | ** ** | **624** | ** ** |
| **Printing and Publishing**                                         |       |                |       |   |   |   |   |   |   |   |   |
| ADVANSTAR COMMUNICATIONS TERM LOAN                                  |       | 6/2/2014            |       | 2.54 | % | 605 |   | 605 |   | 506 |   |

 

F-35

----

Table of Contents

 
| **Ameriprise Certificate Company**                      | ** ** | **Schedule 1**      | ** ** |
|---------------------------------------------------------|------------|---------------------|------------|
| **Investments of Securities in   Unaffiliated Issuers** | ** ** | ** **          | ** ** |
| **At December 31, 2010 (in   1000’s)**        | ** ** | ** **          | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ISSURER**                                             | ** ** | **MATURITY   DATE** | ** ** | **COUPON   RATE** | ** ** | **PRINCIPAL   AMOUNT OF   BONDS & NOTES   OR # of SHARES** | ** ** | **AMORTIZED   COST   (NOTES ****(a)**** & ****(c)****)** | ** ** | **VALUE   (NOTE ****(a)****)** | ** ** |
| CENGAGE LEARNING (THOMSON) TERM LOAN B                  |       | 7/3/2014            |       | 2.54 | % | 240 |   | 241 |   | 228 | ** ** |
| GATEHOUSE MEDIA INC TERM LOAN                           |       | 8/28/2014           |       | 2.26 | % | 1,500 |   | 1,499 |   | 590 | ** ** |
| IDEARC (SUPERMEDIA) TERM LOAN - EXIT FACILITY           |       | 12/31/2015          |       | 11.00 | % | 700 |   | 626 |   | 209 | ** ** |
| MEDIANEWS GROUP INC TERM LOAN                           |       | 3/19/2014           |       | 8.50 | % | 34 |   | 34 |   | 33 | ** ** |
| PENTON MEDIA INC TERM LOAN B                            |       | 8/1/2014            |       | 6.00 | % | 145 |   | 145 |   | 116 | ** ** |
| RH DONNELLEY CORPORATION TERM LOAN                      |       | 10/24/2014          |       | 9.00 | % | 427 |   | 426 |   | 336 | ** ** |
| TRIBUNE CO TERM LOAN                                    |       | 6/4/2014            |       | 0.00 | % | 784 |   | 787 |   | 548 | **(d)** |
| TRIBUNE CO TERM LOAN X                                  |       | 9/29/2014           |       | 0.00 | % | 319 |   | 319 |   | 214 | **(d)** |
| YELL FINANCE B.V. TERM LOAN B1                          |       | 7/31/2014           |       | 4.01 | % | 1,392 |   | 1,401 |   | 656 | ** ** |
|                                                    | ** ** | ** **          | ** ** | ** ** | ** ** | **6,146** | ** ** | **6,083** | ** ** | **3,436** | ** ** |
| **Retail Stores**                                       | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| GENERAL NUTRITION INC TERM LOAN                         |       | 9/16/2013           |       | 2.53 | % | 286 |   | 286 |   | 284 | ** ** |
| GREGG APPLIANCES INC TERM LOAN                          |       | 7/25/2013           |       | 2.26 | % | 154 |   | 154 |   | 149 | ** ** |
| JETRO HOLDINGS TERM LOAN                                |       | 7/2/2014            |       | 2.51 | % | 1,116 |   | 1,128 |   | 1,133 | ** ** |
| MICHAELS STORES INC TERM LOAN B1                        |       | 10/31/2013          |       | 2.56 | % | 458 |   | 458 |   | 446 | ** ** |
| PEP BOYS-MANNY MOE & JACK TERM LOAN B          |       | 10/27/2013          |       | 2.30 | % | 546 |   | 549 |   | 539 | ** ** |
| RENT A CENTER INC TERM LOAN B - EXTENDED                |       | 3/31/2015           |       | 3.31 | % | 882 |   | 884 |   | 892 | ** ** |
| RENT A CENTER INC TERM LOAN B - NEW                     |       | 6/30/2012           |       | 2.06 | % | 4 |   | 4 |   | 4 | ** ** |
| SALLY HOLDINGS LLC TERM LOAN B                          |       | 11/16/2013          |       | 2.51 | % | 1,134 |   | 1,138 |   | 1,140 | ** ** |
| YANKEE ACQUISITION CORP TERM LOAN B                     |       | 2/6/2014            |       | 2.26 | % | 196 |   | 196 |   | 194 | ** ** |
|                                                    | ** ** | ** **          | ** ** | ** ** | ** ** | **4,776** | ** ** | **4,797** | ** ** | **4,781** | ** ** |
| **Telecommunications**                                  | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| CROWN CASTLE OPERATING CO TERM LOAN                     |       | 3/6/2014            |       | 1.76 | % | 1,567 |   | 1,597 |   | 1,615 | ** ** |
| HAWAIIAN TELCOM COMMUNICATIONS TERM LOAN                |       | 10/26/2015          |       | 9.00 | % | 100 |   | 100 |   | 101 | ** ** |
| TW TELECOM HOLDINGS INC TERM LOAN B2                    |       | 12/30/2016          |       | 4.05 | % | 1,419 |   | 1,419 |   | 1,430 | ** ** |
| WINDSTREAM CORP                                         |       | 12/17/2015          |       | 3.04 | % | 242 |   | 242 |   | 243 | ** ** |
|                                                    | ** ** | ** **          | ** ** | ** ** | ** ** | **3,328** | ** ** | **3,358** | ** ** | **3,389** | ** ** |
| **Utilities**                                           | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| BOSTON GENERATING LLC TERM LOAN B                       |       | 12/20/2013          |       | 6.50 | % | 1,774 |   | 1,844 |   | 1,862 | ** ** |
| BOSTON GENERATING LLC TERM LOAN LOC                     |       | 12/20/2013          |       | 0.31 | % | 306 |   | 317 |   | 315 | ** ** |
| BOSTON GENERATING LLC TERM LOAN REVOLVING               |       | 12/20/2013          |       | 6.50 | % | 30 |   | 30 |   | 30 | ** ** |
| LA PALOMA GENERATING CO LLC TERM LOAN                   |       | 8/16/2012           |       | 1.77 | % | 1,698 |   | 1,843 |   | 1,825 | ** ** |
| NE ENERGY INC TERM LOAN B                               |       | 11/1/2013           |       | 2.81 | % | 312 |   | 312 |   | 303 | ** ** |
| NE ENERGY INC TERM LOAN CREDIT LINKED                   |       | 11/1/2013           |       | 0.16 | % | 6 |   | 6 |   | 6 | ** ** |
| NRG ENERGY INC TERM LOAN                                |       | 2/1/2013            |       | 2.04 | % | 160 |   | 164 |   | 165 | ** ** |
| NRG ENERGY INC TERM LOAN - EXTENDED                     |       | 8/31/2015           |       | 3.54 | % | 786 |   | 787 |   | 791 | ** ** |
| NRG ENERGY INC TERM LOAN - EXTENDED MATURITY            |       | 8/31/2015           |       | 3.54 | % | 634 |   | 634 |   | 641 | ** ** |
| NRG ENERGY INC TERM LOAN - SYNTHETIC LC                 |       | 2/1/2013            |       | 2.04 | % | — |   | — |   | — | ** ** |
| TXU (ENERGY FUTURE HOLDINGS) TERM LOAN B2               |       | 10/10/2014          |       | 3.76 | % | 1,848 |   | 1,885 |   | 1,505 | ** ** |
|                                                    | ** ** | ** **          | ** ** | ** ** | ** ** | **7,554** | ** ** | **7,822** | ** ** | **7,443** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **TOTAL SYNDICATED LOANS**                              | ** ** | ** **          | ** ** | ** ** | ** ** | **96,309** | ** ** | **97,256** | ** ** | **93,518** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **ALLOWANCE FOR LOAN LOSSES**                           | ** ** | ** **          | ** ** | ** ** | ** ** | **(5,281** | **)** | **(5,281** | **)** | **—** | ** ** |
| ** **                                              | ** ** | ** **          | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| **TOTAL SYNDICATED LOANS, NET**                         | ** ** | ** **          | ** ** | ** ** | ** ** | **91,028** | ** ** | **91,975** | ** ** | **93,518** | ** ** |

 

----

**NOTES:**

 

**(a)**** Cash equivalents as highly liquid investments with original maturities of 90 days or less per Note 1 to the financial statements. See Note 1 and Note 3 to the financial statements regarding determination of cost and fair values. For Syndicated Loans see Notes 1 and 4 to the financial statements regarding determination of cost and fair values. All available for sale securities are carried at fair value on the balance sheet.**

** **

**(b)**** All Cash Equivalents and Available For Sale Invests are carried at fair vlaue. In the absence of market quotations, securities are valued by Amerprise Certificate Company at fair value. All Syndicated Loans are carried at amortized cost less allowance for loan losses on the balance sheet.**

** **

**(c)**** Aggregate cost of Cash Equivalents in Investments in Securities of Unaffiliated Issuers for federal income tax was $182.2 million. Available For Sale Investments in Securities of Unaffiliated Issuers for federal income tax purposes was $2.956 billion. Aggregate cost of Syndicated Loan Investments in Securities of Unaffiliated Issuers for federal income tax purposes was $97.3 million.**

** **

**(d)**** Non-income producing securities.**

** **

**(e)**** Securities acquired in private negotiation which may require registration under federal securities law if they were to be publicly sold.**

 

F-36

----

Table of Contents

 

**SCHEDULE III**

 

**Ameriprise Certificate Company**

**Mortgage Loans on Real Estate and Interest Earned on Mortgages**

**Year Ended December 31, 2009**

**(Thousands)**

 
| ** **                                                                            | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | ** **     | ** ** | ** **     | ** ** | **Part 2 - Interest earned** | ** ** |
|---------------------------------------------------------------------------------------|------------|----------------------------|------------|------------------------|------------|------------|------------|--------------------------------------------------------------------------------------------|------------|-------------------------------------------------|------------|----------------|------------|----------------|------------|--------------------------------------------------|------------|
| ** **                                                                            | ** ** | ** **                 | ** ** | **Part 1 -** | ** ** | ** ** | ** ** | **Mortgage loans on real estate at end of period** | ** ** | **on mortgages**                           | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | **Amount of principal**               | ** ** | ** **     | ** ** | ** **     | ** ** | ** **                                       | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | **unpaid at end of period** | ** ** | ** **     | ** ** | ** **     | ** ** | **Average**                                      | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | ** **     | ** ** | ** **     | ** ** | **Interest**                                     | ** ** | **gross rate** | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | **Subject**    | ** ** | **Amount**     | ** ** | **due and**                                 | ** ** | **of interest** | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | **to**         | ** ** | **of**         | ** ** | **accrued**                                      | ** ** | **on mortgages** | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | **Number**             | ** ** | **Prior**  | ** ** | **Carrying**                                                                               | ** ** | ** **                                      | ** ** | **delinquent** | ** ** | **mortgages**  | ** ** | **at end of**                          | ** ** | **held at end** | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | **of**                 | ** ** | **liens**  | ** ** | **amount of**                                                                         | ** ** | ** **                                      | ** ** | **interest**   | ** ** | **being**      | ** ** | **period**                                       | ** ** | **of period** | ** ** |
| **Loan No.        Description (a)** | ** ** | **Property Location** | ** ** | **loans**              | ** ** | **(b)**    | ** ** | **mortgages ****(c)****,**                                                            | ** ** | **Total**                                       | ** ** | **(d)**        | ** ** | **foreclosed** | ** ** | **(e)**                                          | ** ** | **(f)** | ** ** |
| ** **                                                                            | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | ** **     | ** ** | ** **     | ** ** | ** **                                       | ** ** | ** ** | ** ** |
| First mortgages:                                                                      |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Insured by Federal Housing Administration - liens   on:                               |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Residential - under $100                                                              |       |                       |       | 0                      |       |       |       | $                                                                                          | 0          |                                            | $          | 0              |       | $              | 0          |                                             | $          | 0 |   |   |   | 0.000 | % |
| Apartment and business - under $100                                                   |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
|                                                                                  |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Total                                                                                 |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
| Partially guaranteed under Serviceman’s                                          |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Readjustment Act of 1944, as amended - liens on:                                      |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Residential - under $100                                                              |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
| Apartment and business - under $100                                                   |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
|                                                                                  |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Total                                                                                 |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
| Other - liens on:                                                                     |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Residential                                                                           |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
|                                                                                  |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Apartment and business:                                                               |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Under $100                                                                            | ** ** | ** **                 |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $100 to $150                                                                          |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $150 to $200                                                                          |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $200 to $250                                                                          |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $250 to $300                                                                          |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $300 to $350                                                                          |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $350 to $400                                                                          |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| 121047273                                                                             |       | Rapid   City               | SD         | 1                      |       | —     |       | 380                                                                                        |       | 380                                             |       | —         |       | —         |       |                                             |       | 6.850 | % |
| $400 to $450                                                                          |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       |   |   |
| 121047298                                                                             |       | Rock   Hill                | SC         | 1                      |       | —     |       | 406                                                                                        |       | 406                                             |       | —         |       | —         |       |                                             |       | 7.250 | % |
| 121047256                                                                             |       | Rapid   City               | SD         | 1                      |       | —     |       | 447                                                                                        |       | 447                                             |       | —         |       | —         |       |                                             |       | 6.750 | % |
| $450 to $500                                                                          |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| **Over $500:**                                                                        | ** ** | ** **                 |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| 121047157                                                                             |       | Tampa                      | FL         | 1                      |       | —     |       | 1,168                                                                                      |       | 1,168                                           |       | —         |       | —         |       |                                             |       | 7.650 | % |
| 121047195                                                                             |       | Pharr                      | TX         | 1                      |       | —     |       | 1,439                                                                                      |       | 1,439                                           |       | —         |       | —         |       |                                             |       | 5.680 | % |
| 121047196                                                                             |       | Pharr                      | TX         | 1                      |       | —     |       | 3,221                                                                                      |       | 3,221                                           |       | —         |       | —         |       |                                             |       | 5.680 | % |
| 121047197                                                                             |       | Alamo                      | TX         | 1                      |       | —     |       | 738                                                                                        |       | 738                                             |       | —         |       | —         |       |                                             |       | 5.680 | % |
| 121047205                                                                             |       | Tucson                     | AZ         | 1                      |       | —     |       | 3,089                                                                                      |       | 3,089                                           |       | —         |       | —         |       |                                             |       | 6.330 | % |
| 121047210                                                                             |       | West   Haven               | CT         | 1                      |       | —     |       | 5,699                                                                                      |       | 5,699                                           |       | —         |       | —         |       |                                             |       | 5.980 | % |
| 121047214                                                                             |       | Plymouth                   | MN         | 1                      |       | —     |       | 8,699                                                                                      |       | 8,699                                           |       | —         |       | —         |       |                                             |       | 5.480 | % |
| 121047215                                                                             |       | Urbandale                  | IA         | 1                      |       | —     |       | 2,159                                                                                      |       | 2,159                                           |       | —         |       | —         |       |                                             |       | 5.550 | % |
| 121047216                                                                             |       | Urbandale                  | IA         | 1                      |       | —     |       | 1,700                                                                                      |       | 1,700                                           |       | —         |       | —         |       |                                             |       | 5.550 | % |
| 121047224                                                                             |       | Plano                      | TX         | 1                      |       | —     |       | 2,014                                                                                      |       | 2,014                                           |       | —         |       | —         |       |                                             |       | 6.000 | % |
| 121047226                                                                             |       | Austin                     | TX         | 1                      |       | —     |       | 1,995                                                                                      |       | 1,995                                           |       | —         |       | —         |       |                                             |       | 5.500 | % |
| 121047230                                                                             |       | Houston                    | TX         | 1                      |       | —     |       | 1,753                                                                                      |       | 1,753                                           |       | —         |       | —         |       |                                             |       | 5.110 | % |
| 121047255                                                                             |       | Forest   Lake              | MN         | 1                      |       | —     |       | 2,219                                                                                      |       | 2,219                                           |       | —         |       | —         |       |                                             |       | 6.830 | % |
| 121047262                                                                             |       | Fargo                      | ND         | 1                      |       | —     |       | 4,845                                                                                      |       | 4,845                                           |       | —         |       | —         |       |                                             |       | 5.820 | % |
| 121047268                                                                             |       | Sebring                    | FL         | 1                      |       | —     |       | 7,721                                                                                      |       | 7,721                                           |       | —         |       | —         |       |                                             |       | 6.650 | % |
| 121047269                                                                             |       | Spokane                    | WA         | 1                      |       | —     |       | 1,813                                                                                      |       | 1,813                                           |       | —         |       | —         |       |                                             |       | 7.150 | % |
| 121047281                                                                             |       | Shaker   Heights           | OH         | 1                      |       | —     |       | 1,751                                                                                      |       | 1,751                                           |       | —         |       | —         |       |                                             |       | 4.000 | % |
| 121047285                                                                             |       | Fort   Myers               | FL         | 1                      |       | —     |       | 1,924                                                                                      |       | 1,924                                           |       | —         |       | —         |       |                                             |       | 6.750 | % |
| 121047287                                                                             |       | Rogers                     | MN         | 1                      |       | —     |       | 2,647                                                                                      |       | 2,647                                           |       | —         |       | —         |       |                                             |       | 7.300 | % |
| 121047289                                                                             |       | Newport   News             | VA         | 1                      |       | —     |       | 1,182                                                                                      |       | 1,182                                           |       | —         |       | —         |       |                                             |       | 6.900 | % |
| 121047294                                                                             |       | Hope   Mills               | NC         | 1                      |       | —     |       | 712                                                                                        |       | 712                                             |       | —         |       | —         |       |                                             |       | 7.000 | % |
| 121047295                                                                             |       | Concord                    | NC         | 1                      |       | —     |       | 563                                                                                        |       | 563                                             |       | —         |       | —         |       |                                             |       | 7.000 | % |
| 121047308                                                                             |       | Clearwater                 | FL         | 1                      |       | —     |       | 5,201                                                                                      |       | 5,201                                           |       | —         |       | —         |       |                                             |       | 6.000 | % |
| 121047318                                                                             |       | Silverdale                 | WA         | 1                      |       | —     |       | 2,131                                                                                      |       | 2,131                                           |       | —         |       | —         |       |                                             |       | 4.410 | % |
| 121047320                                                                             |       | Kirkland                   | WA         | 1                      |       | —     |       | 2,824                                                                                      |       | 2,824                                           |       | —         |       | —         |       |                                             |       | 6.150 | % |
| 121047329                                                                             |       | Omaha                      | NE         | 1                      |       | —     |       | 1,015                                                                                      |       | 1,015                                           |       | —         |       | —         |       |                                             |       | 6.750 | % |
| 121047336                                                                             |       | Burr   Ridge               | IL         | 1                      |       | —     |       | 3,462                                                                                      |       | 3,462                                           |       | —         |       | —         |       |                                             |       | 5.180 | % |
| 121047338                                                                             |       | Santa   Fe                 | NM         | 1                      |       | —     |       | 2,488                                                                                      |       | 2,488                                           |       | —         |       | —         |       |                                             |       | 5.420 | % |
| 121047342                                                                             |       | Tucson                     | AZ         | 1                      |       | —     |       | 2,760                                                                                      |       | 2,760                                           |       | —         |       | —         |       |                                             |       | 5.800 | % |
| 121087167                                                                             |       | Ruskin                     | FL         | 1                      |       | —     |       | 4,206                                                                                      |       | 4,206                                           |       | —         |       | —         |       |                                             |       | 5.650 | % |
| 121087168                                                                             |       | Riverview                  | FL         | 1                      |       | —     |       | 2,210                                                                                      |       | 2,210                                           |       | —         |       | —         |       |                                             |       | 5.650 | % |
| 121087187                                                                             |       | Mebane                     | NC         | 1                      |       | —     |       | 3,334                                                                                      |       | 3,334                                           |       | —         |       | —         |       |                                             |       | 5.690 | % |
| 121087245                                                                             |       | Southport                  | CT         | 1                      |       | —     |       | 3,343                                                                                      |       | 3,343                                           |       | —         |       | —         |       |                                             |       | 5.750 | % |
| 121087290                                                                             |       | Doraville                  | GA         | 1                      |       | —     |       | 2,236                                                                                      |       | 2,236                                           |       | —         |       | —         |       |                                             |       | 5.770 | % |
| 121087313                                                                             |       | Orchard   Park             | NY         | 1                      |       | —     |       | 3,506                                                                                      |       | 3,506                                           |       | —         |       | —         |       |                                             |       | 5.460 | % |
| 121087325                                                                             |       | Austin                     | TX         | 1                      |       | —     |       | 3,455                                                                                      |       | 3,455                                           |       | —         |       | —         |       |                                             |       | 5.850 | % |
| 121087327                                                                             |       | Marietta                   | GA         | 1                      |       | —     |       | 2,187                                                                                      |       | 2,187                                           |       | —         |       | —         |       |                                             |       | 6.500 | % |
| 121087330                                                                             |       | Meriden                    | CT         | 1                      |       | —     |       | 4,300                                                                                      |       | 4,300                                           |       | —         |       | —         |       |                                             |       | 5.390 | % |
| 121087333                                                                             |       | Broken   Arrow             | OK         | 1                      |       | —     |       | 1,422                                                                                      |       | 1,422                                           |       | —         |       | —         |       |                                             |       | 5.130 | % |
| 121087335                                                                             |       | Blue   Ash                 | OH         | 1                      |       | —     |       | 3,176                                                                                      |       | 3,176                                           |       | —         |       | —         |       |                                             |       | 8.000 | % |
| 121087337                                                                             |       | Issaquah                   | WA         | 1                      |       | —     |       | 7,438                                                                                      |       | 7,438                                           |       | —         |       | —         |       |                                             |       | 5.330 | % |
| 121087343                                                                             |       | Durham                     | NC         | 1                      |       | —     |       | 2,075                                                                                      |       | 2,075                                           |       | —         |       | —         |       |                                             |       | 6.300 | % |
| 121087344                                                                             |       | Norcross                   | GA         | 1                      |       | —     |       | 1,893                                                                                      |       | 1,893                                           |       | —         |       | —         |       |                                             |       | 6.220 | % |
| 121087345                                                                             |       | Henderson                  | NV         | 1                      |       | —     |       | 6,834                                                                                      |       | 6,834                                           |       | —         |       | —         |       |                                             |       | 6.250 | % |
| Total Other                                                                           |       |                       |       | 47                     |       | —     |       | 131,780                                                                                    |       | 131,780                                         |       | —         |       | —         |       |                                             |       | 5.943 | % |
|                                                                                  |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Unallocated Reserve for Losses                                                        | * *   | *(Acct # 1218300090)*      |       |                   |       |       | 1,497      |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |
|                                                                                  |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Total First Mortgage Loans on Real Estate                                             |       | 47                         |       |                   |       | $          | 130,283    |                                                                                       | $          | 131,780                                         |       | $              | 0          |           | $          | 0                                                |       |   |   |   |   |

 

F-37

----

Table of Contents

** **

**AMERIPRISE CERTIFICATE COMPANY**

**Mortgage Loans on Real Estate and Interest Earned on Mortgages**

**Year Ended December 31, 2010**

**(Thousands)**

 
| ** **                                                                                      | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | ** **     | ** ** | ** **     | ** ** | **Part 2 - Interest earned** | ** ** |
|-------------------------------------------------------------------------------------------------|------------|----------------------------|------------|------------------------|------------|------------|------------|--------------------------------------------------------------------------------------------|------------|-------------------------------------------------|------------|----------------|------------|----------------|------------|--------------------------------------------------|------------|
| ** **                                                                                      | ** ** | ** **                 | ** ** | **Part 1 -** | ** ** | ** ** | ** ** | **Mortgage loans on real estate at end of period** | ** ** | **on mortgages**                           | ** ** |
| ** **                                                                                      | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | **Amount of principal**               | ** ** | ** **     | ** ** | ** **     | ** ** | ** **                                       | ** ** |
| ** **                                                                                      | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | **unpaid at end of period** | ** ** | ** **     | ** ** | ** **     | ** ** | **Average**                                      | ** ** |
| ** **                                                                                      | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | ** **     | ** ** | ** **     | ** ** | **Interest**                                     | ** ** | **gross rate** | ** ** |
| ** **                                                                                      | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | **Subject**    | ** ** | **Amount**     | ** ** | **due and**                                 | ** ** | **of interest** | ** ** |
| ** **                                                                                      | ** ** | ** **                 | ** ** | ** **             | ** ** | ** ** | ** ** | ** **                                                                                 | ** ** | ** **                                      | ** ** | **to**         | ** ** | **of**         | ** ** | **accrued**                                      | ** ** | **on mortgages** | ** ** |
| ** **                                                                                      | ** ** | ** **                 | ** ** | **Number**             | ** ** | **Prior**  | ** ** | **Carrying**                                                                               | ** ** | ** **                                      | ** ** | **delinquent** | ** ** | **mortgages**  | ** ** | **at end of**                          | ** ** | **held at end** | ** ** |
| ** **                                                                                      | ** ** | ** **                 | ** ** | **of**                 | ** ** | **liens**  | ** ** | **amount of**                                                                         | ** ** | ** **                                      | ** ** | **interest**   | ** ** | **being**      | ** ** | **period**                                       | ** ** | **of period** | ** ** |
| **Loan No.         Description ****(a)** | ** ** | **Property Location** | ** ** | **loans**              | ** ** | **(b)**    | ** ** | **mortgages ****(c),**                                                                | ** ** | **Total**                                       | ** ** | **(d)**        | ** ** | **foreclosed** | ** ** | **(e)**                                          | ** ** | **(f)** | ** ** |
|                                                                                            |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| First mortgages:                                                                                |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Insured by Federal Housing Administration - liens   on:                                         |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Residential - under $100                                                                        |       |                       |       | 0                      |       |       |       | $                                                                                          | 0          |                                            | $          | 0              |       | $              | 0          |                                             | $          | 0 |   |   |   | 0.000 | % |
| Apartment and business - under $100                                                             |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
|                                                                                            |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Total                                                                                           |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
| Partially guaranteed under Serviceman’s                                                    |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Readjustment Act of 1944, as amended - liens on:                                                |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Residential - under $100                                                                        |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
| Apartment and business - under $100                                                             |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
|                                                                                            |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Total                                                                                           |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
| Other - liens on:                                                                               |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Residential                                                                                     |       |                       |       | 0                      |       |       |       | 0                                                                                          |       | 0                                               |       | 0              |       | 0              |       |                                             |       | 0.000 | % |
|                                                                                            |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Apartment and business:                                                                         |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Under $100                                                                                      | ** ** | ** **                 |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $100 to $150                                                                                    |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $150 to $200                                                                                    |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $200 to $250                                                                                    |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $250 to $300                                                                                    |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| $300 to $350                                                                                    |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       | 0.000 | % |
| 121047298                                                                                       |       | Rock   Hill                | SC         | 1                      |       |       |       | 324                                                                                        |       | 324                                             |       | —         |       | —         |       |                                             |       | 7.250 | % |
| 121047256                                                                                       |       | Rapid   City               | SD         | 1                      |       |       |       | 341                                                                                        |       | 341                                             |       | —         |       | —         |       |                                             |       | 6.750 | % |
| $350 to $400                                                                                    |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| $400 to $450                                                                                    |       |                       |       | —                 |       |       |       | —                                                                                     |       | —                                          |       | —         |       | —         |       |                                             |       |   |   |
| 121047295                                                                                       |       | Concord                    | NC         | 1                      |       | —     |       | 448                                                                                        |       | 448                                             |       | —         |       | —         |       |                                             |       | 7.000 | % |
| $450 to $500                                                                                    |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| **Over $500:**                                                                                  | ** ** | ** **                 |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| 121047157                                                                                       |       | Tampa                      | FL         | 1                      |       | —     |       | 839                                                                                        |       | 839                                             |       | —         |       | —         |       |                                             |       | 7.650 | % |
| 121047195                                                                                       |       | Pharr                      | TX         | 1                      |       | —     |       | 1,349                                                                                      |       | 1,349                                           |       | —         |       | —         |       |                                             |       | 5.680 | % |
| 121047196                                                                                       |       | Pharr                      | TX         | 1                      |       | —     |       | 3,020                                                                                      |       | 3,020                                           |       | —         |       | —         |       |                                             |       | 5.680 | % |
| 121047197                                                                                       |       | Alamo                      | TX         | 1                      |       | —     |       | 692                                                                                        |       | 692                                             |       | —         |       | —         |       |                                             |       | 5.680 | % |
| 121047205                                                                                       |       | Tucson                     | AZ         | 1                      |       | —     |       | 2,984                                                                                      |       | 2,984                                           |       | —         |       | —         |       |                                             |       | 6.330 | % |
| 121047210                                                                                       |       | West   Haven               | CT         | 1                      |       | —     |       | 5,573                                                                                      |       | 5,573                                           |       | —         |       | —         |       |                                             |       | 5.980 | % |
| 121047214                                                                                       |       | Plymouth                   | MN         | 1                      |       | —     |       | 8,398                                                                                      |       | 8,398                                           |       | —         |       | —         |       |                                             |       | 5.480 | % |
| 121047215                                                                                       |       | Urbandale                  | IA         | 1                      |       | —     |       | 1,981                                                                                      |       | 1,981                                           |       | —         |       | —         |       |                                             |       | 5.550 | % |
| 121047216                                                                                       |       | Urbandale                  | IA         | 1                      |       | —     |       | 1,560                                                                                      |       | 1,560                                           |       | —         |       | —         |       |                                             |       | 5.550 | % |
| 121047224                                                                                       |       | Plano                      | TX         | 1                      |       | —     |       | 1,909                                                                                      |       | 1,909                                           |       | —         |       | —         |       |                                             |       | 6.000 | % |
| 121047226                                                                                       |       | Austin                     | TX         | 1                      |       | —     |       | 1,892                                                                                      |       | 1,892                                           |       | —         |       | —         |       |                                             |       | 5.500 | % |
| 121047230                                                                                       |       | Houston                    | TX         | 1                      |       | —     |       | 1,704                                                                                      |       | 1,704                                           |       | —         |       | —         |       |                                             |       | 5.110 | % |
| 121047255                                                                                       |       | Forest   Lake              | MN         | 1                      |       | —     |       | 1,681                                                                                      |       | 1,681                                           |       | —         |       | —         |       |                                             |       | 6.830 | % |
| 121047262                                                                                       |       | Fargo                      | ND         | 1                      |       | —     |       | 4,665                                                                                      |       | 4,665                                           |       | —         |       | —         |       |                                             |       | 5.820 | % |
| 121047268                                                                                       |       | Sebring                    | FL         | 1                      |       | —     |       | 7,593                                                                                      |       | 7,593                                           |       | —         |       | —         |       |                                             |       | 6.000 | % |
| 121047281                                                                                       |       | Shaker   Heights           | OH         | 1                      |       | —     |       | 1,737                                                                                      |       | 1,737                                           |       | —         |       | —         |       |                                             |       | 2.270 | % |
| 121047285                                                                                       |       | Fort   Myers               | FL         | 1                      |       | —     |       | 1,510                                                                                      |       | 1,510                                           |       | —         |       | —         |       |                                             |       | 6.750 | % |
| 121047289                                                                                       |       | Newport   News             | VA         | 1                      |       | —     |       | 934                                                                                        |       | 934                                             |       | —         |       | —         |       |                                             |       | 6.900 | % |
| 121047294                                                                                       |       | Hope   Mills               | NC         | 1                      |       | —     |       | 563                                                                                        |       | 563                                             |       | —         |       | —         |       |                                             |       | 7.000 | % |
| 121047308                                                                                       |       | Clearwater                 | FL         | 1                      |       | —     |       | 5,030                                                                                      |       | 5,030                                           |       | —         |       | —         |       |                                             |       | 6.000 | % |
| 121047318                                                                                       |       | Silverdale                 | WA         | 1                      |       | —     |       | 1,570                                                                                      |       | 1,570                                           |       | —         |       | —         |       |                                             |       | 4.410 | % |
| 121047320                                                                                       |       | Kirkland                   | WA         | 1                      |       | —     |       | 2,743                                                                                      |       | 2,743                                           |       | —         |       | —         |       |                                             |       | 6.150 | % |
| 121047329                                                                                       |       | Omaha                      | NE         | 1                      |       | —     |       | 989                                                                                        |       | 989                                             |       | —         |       | —         |       |                                             |       | 6.750 | % |
| 121047338                                                                                       |       | Santa   Fe                 | NM         | 1                      |       | —     |       | 2,424                                                                                      |       | 2,424                                           |       | —         |       | —         |       |                                             |       | 5.420 | % |
| 121047342                                                                                       |       | Tucson                     | AZ         | 1                      |       | —     |       | 2,620                                                                                      |       | 2,620                                           |       | —         |       | —         |       |                                             |       | 5.800 | % |
| 121087167                                                                                       |       | Ruskin                     | FL         | 1                      |       | —     |       | 3,936                                                                                      |       | 3,936                                           |       | —         |       | —         |       |                                             |       | 5.650 | % |
| 121087168                                                                                       |       | Riverview                  | FL         | 1                      |       | —     |       | 2,068                                                                                      |       | 2,068                                           |       | —         |       | —         |       |                                             |       | 5.650 | % |
| 121087187                                                                                       |       | Mebane                     | NC         | 1                      |       | —     |       | 3,252                                                                                      |       | 3,252                                           |       | —         |       | —         |       |                                             |       | 5.690 | % |
| 121087245                                                                                       |       | Southport                  | CT         | 1                      |       | —     |       | 3,269                                                                                      |       | 3,269                                           |       | —         |       | —         |       |                                             |       | 5.750 | % |
| 121087290                                                                                       |       | Doraville                  | GA         | 1                      |       | —     |       | 2,112                                                                                      |       | 2,112                                           |       | —         |       | —         |       |                                             |       | 5.770 | % |
| 121087313                                                                                       |       | Orchard   Park             | NY         | 1                      |       | —     |       | 3,365                                                                                      |       | 3,365                                           |       | —         |       | —         |       |                                             |       | 5.460 | % |
| 121087325                                                                                       |       | Austin                     | TX         | 1                      |       | —     |       | 3,354                                                                                      |       | 3,354                                           |       | —         |       | —         |       |                                             |       | 5.850 | % |
| 121087327                                                                                       |       | Marietta                   | GA         | 1                      |       | —     |       | 2,124                                                                                      |       | 2,124                                           |       | —         |       | —         |       |                                             |       | 6.500 | % |
| 121087333                                                                                       |       | Broken   Arrow             | OK         | 1                      |       | —     |       | 1,359                                                                                      |       | 1,359                                           |       | —         |       | —         |       |                                             |       | 5.130 | % |
| 121087337                                                                                       |       | Issaquah                   | WA         | 1                      |       | —     |       | 7,135                                                                                      |       | 7,135                                           |       | —         |       | —         |       |                                             |       | 5.330 | % |
| 121087343                                                                                       |       | Durham                     | NC         | 1                      |       | —     |       | 2,007                                                                                      |       | 2,007                                           |       | —         |       | —         |       |                                             |       | 6.300 | % |
| 121087344                                                                                       |       | Norcross                   | GA         | 1                      |       | —     |       | 1,852                                                                                      |       | 1,852                                           |       | —         |       | —         |       |                                             |       | 6.220 | % |
| 121087345                                                                                       |       | Henderson                  | NV         | 1                      |       | —     |       | 6,735                                                                                      |       | 6,735                                           |       | —         |       | —         |       |                                             |       | 6.250 | % |
|  Total Other                                                                               |       |                       |       | 41                     |       | —     |       | 109,641                                                                                    |       | 109,641                                         |       | —         |       | —         |       | ** **                                       | ** ** | 5.797 | % |
|                                                                                            |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Unallocated Reserve for Losses                                                                  | * *   | *(Acct # 1218300090)*      |       |                   |       |       | 2,576      |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |
|                                                                                            |       |                       |       |                   |       |       |       |                                                                                       |       |                                            |       |           |       |           |       |                                             |       |   |   |
| Total First Mortgage Loans on Real Estate                                                       |       | 41                         |       |                   |       | $          | 107,065    |                                                                                       | $          | 109,641                                         |       | $              | 0          |           | $          | 0                                                |       |   |   |   |   |

 

F-38

----

Table of Contents

 

**SCHEDULE III**

 
| **AMERIPRISE CERTIFICATE COMPANY** | ** ** |
|------------------------------------|------------|

**Mortgage Loans on Real Estate and Interest Earned on Mortgages**

**Year Ended December 31, 2010**

**(Thousands)**

 

**Part 3 - Location of mortgaged properties**

 
| ** **                                         | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** **         | ** **  | **Amount of principal**               | ** ** | ** **     | ** ** |
|----------------------------------------------------|------------|------------|------------|------------|------------|------------|------------|--------------------|-------------|-------------------------------------------------|------------|----------------|------------|
| ** **                                         | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** **         | ** **  | **unpaid at end of period** | ** ** | ** **     | ** ** |
| ** **                                         | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** **         | ** **  | ** **                                      | ** ** | **Subject**    | ** ** | ** ** | ** ** |
| ** **                                         | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | **Carrying**       | ** **  | ** **                                      | ** ** | **to**         | ** ** | **Amount of** | ** ** |
| **State in**                                  | ** ** | ** ** | ** ** | **Number** | ** ** | **Prior**  | ** ** | **amount of** | ** **  | ** **                                      | ** ** | **delinquent** | ** ** | **mortgages** | ** ** |
| **which mortgaged**                           | ** ** | ** ** | ** ** | **of**     | ** ** | **liens**  | ** ** | **mortgages**      | ** **  | ** **                                      | ** ** | **interest**   | ** ** | **being** | ** ** |
| **property is located**                  | ** ** | ** ** | ** ** | **loans**  | ** ** | **(b)**    | ** ** | **(c)**            | ** **  | **Total**                                       | ** ** | **(d)**        | ** ** | **foreclosed** | ** ** |
|                                               |       |       |       |       |       |       |       |               |        |                                            |       |           |       |   |   |
| Arizona                                            |       | AZ         |       | 2          |       |       |       | 5,603              |        | 5,603                                           |       | —         |       | — |   |
| Connecticut                                        |       | CT         |       | 2          |       |       |       | 8,843              |        | 8,843                                           |       | —         |       | — |   |
| Florida                                            |       | FL         |       | 6          |       |       |       | 20,975             |        | 20,975                                          |       | —         |       | — |   |
| Georgia                                            |       | GA         |       | 3          |       |       |       | 6,088              |        | 6,088                                           |       | —         |       | — |   |
| Iowa                                               |       | IA         |       | 2          |       |       |       | 3,541              |        | 3,541                                           |       | —         |       | — |   |
| Minnesota                                          |       | MN         |       | 2          |       |       |       | 10,080             |        | 10,080                                          |       | —         |       | — |   |
| North Carolina                                     |       | NC         |       | 4          |       |       |       | 6,270              |        | 6,270                                           |       | —         |       | — |   |
| North Dakota                                       |       | ND         |       | 1          |       |       |       | 4,665              |        | 4,665                                           |       | —         |       | — |   |
| New England                                        |       | NE         |       | 1          |       |       |       | 989                |        | 989                                             |       | —         |       | — |   |
| New Mexico                                         |       | NM         |       | 1          |       |       |       | 2,424              |        | 2,424                                           |       | —         |       | — |   |
| Nevada                                             |       | NV         |       | 1          |       |       |       | 6,734              |        | 6,734                                           |       | —         |       | — |   |
| New York                                           |       | NY         |       | 1          |       |       |       | 3,365              |        | 3,365                                           |       | —         |       | — |   |
| Ohio                                               |       | OH         |       | 1          |       |       |       | 1,737              |        | 1,737                                           |       | —         |       | — |   |
| Oklahoma                                           |       | OK         |       | 1          |       |       |       | 1,359              |        | 1,359                                           |       | —         |       | — |   |
| South Carolina                                     |       | SC         |       | 1          |       |       |       | 324                |        | 324                                             |       | —         |       | — |   |
| South Dakota                                       |       | SD         |       | 1          |       |       |       | 341                |        | 341                                             |       | —         |       | — |   |
| Texas                                              |       | TX         |       | 7          |       |       |       | 13,921             |        | 13,921                                          |       | —         |       | — |   |
| Virginia                                           |       | VA         |       | 1          |       |       |       | 934                |        | 934                                             |       | —         |       | — |   |
| Washington                                         |       | WA         |       | 3          |       |       |       | 11,448             |        | 11,448                                          |       | —         |       | — |   |
| **TOTAL**                                          |       |       |       | 41         |       |       |       | 109,641            |        | 109,641                                         |       | —         |       | — |   |
| Unallocated Reserve for Losses*(Acct #1218300090)* |       |       |       |       |       |       |       | 2,576              |        |                                            |       |           |       |   |   |
| **Total**                                          | ** ** | ** ** | ** ** | **41**     | ** ** | ** ** | ** ** | **$**              | **107,065** | ** **                                      | **$**      | **109,641**    | ** ** | **$** | **0** | ** ** | **$** | **0** | ** ** |
|                                                    |            |            |            |            |            |            |            |                    |             |                                                 |            |                |            |  |  |  |  |  |  |

 

----

NOTES:

 
| (a)  | The   classification “residential” includes single dwellings only. Residential   multiple dwellings are included in “apartment and business”.                                                                                                                                                                                                                                 |
|-----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (b)  | Real   estate taxes and easements, which in the opinion of the Company are not undue   burden on the properties, have been excluded from the determination of “prior   liens”.                                                                                                                                                                                                          |
| (c)  | In   this schedule III, carrying amount of mortgage loans represents unpaid   principal balances plus unamortized premiums less unamortized discounts and   reserve for loss.                                                                                                                                                                                                                     |
| (d)  | Interest   in arrears for less than three months has been disregarded in computing the   total amount of principal subject to delinquent interest. The amounts of   mortgage loans being foreclosed are also included in amounts subject to   delinquent interest.                                                                                                                                |
| (e)  | Information   as to interest due and accrued for the various classes within the types of   mortgage loans is not readily available and the obtaining thereof would   involve unreasonable effort and expense. The Company does not accrue interest   on loans which are over three months delinquent.                                                                                             |
| (f)  | Information   as to interest income by type and class of loan has been omitted because it   is not readily available and the obtaining thereof would involve unreasonable   effort and expense. In lieu thereof, the average gross interest rates   (exclusive of amortization of discounts and premiums) on mortgage loans held   at December 31, 2010 are shown by type and class of loan. |

 

F-39

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Table of Contents

 

The average gross interest rates on mortgage loans held at December 31, 2010, 2009 and 2008 are summarized as follows:

 
| ** **                                                                          | ** ** | **2010**  | ** ** | **2009**  | ** ** | **2008**  | ** ** |
|-------------------------------------------------------------------------------------|------------|-----------|------------|-----------|------------|-----------|------------|
| **First mortgages:**                                                                |       |      |       |      |       |      |       |
| Insured by Federal Housing Administration                                           |       | 0.000     | %          | 0.000     | %          | 0.000     | %          |
| Partially guaranteed under Servicemen’s Readjustment   Act of 1944, as amended |       | 0.000     |       | 0.000     |       | 0.000     |       |
| Other                                                                               |       | 5.797     | %          | 5.943     | %          | 5.863     | %          |
| **Combined average**                                                                | ** ** | **5.797** | **%**      | **5.943** | **%**      | **5.863** | **%**      |

 

----

(g)  Following is a reconciliation of the carrying amount of mortgage loans for the years ended December 31, 2010, 2009 and 2008.

 
| ** **                         | ** ** | **2010** | ** ** | **2009** | ** ** | **2008** | ** ** |
|------------------------------------|------------|----------|------------|----------|------------|----------|------------|
|                               |       |     |       |     |       |     |       |
| **Balance at beginning of period** |       | $        | 130,283    |     | $          | 149,407  |       | $ | 205,823 |   |
| New loans acquired:                |       |     |       |     |       |     |       |
| Nonaffiliated companies            |       | —   |       | —   |       | 0        |       |
| Reserve for loss reversal          |       | —   |       | —   |       | 0        |       |
| **Total additions**                |       | —   |       | —   |       | —   |       |
|                               |       | 130,283  |       | 149,407  |       | 205,823  |       |
| **Deductions during period:**      |       |     |       |     |       |     |       |
| Collections of principal           |       | 18,739   |       | 14,304   |       | 56,416   |       |
| Transfers                          |       | 2,900    |       | 2,120    |       |     |       |
| Reserve for loss                   |       | 1,579    |       | 2,700    |       | —   |       |
| **Total deductions**               |       | 23,218   |       | 19,124   |       | 56,416   |       |
| **Balance at end of period**       |       | $        | 107,065    |     | $          | 130,283  |       | $ | 149,407 |   |

 

----

(h)  The aggregate cost of mortgage loans for federal income tax purposes at December 31, 2010 was $109,641.

(i)  At December 31, 2010, an unallocated reserve for loss on first mortgage loans of $2,576 is recorded.

 

F-40

----

Table of Contents

 
| **Ameriprise Certificate Company**      | **SCHEDULE IV** |
|-----------------------------------------|-----------------|
| **Real Estate Owned and Rental Income** | ** **      |

 
| ** **                               | ** ** | **Year ended December 31, 2010** | ** ** |
|------------------------------------------|------------|------------------------------------------------------|------------|
| ** **                               | ** ** | **($ thousands)**                               | ** ** |
| **Classification of property** | ** ** | **Initial cost to   company**              | ** ** | **Cost of   improvements,   etc.** | ** ** | **Amount at which   carried at close of   period** | ** ** | **Rents due and   accrued at end   of period** | ** ** | **Total rental   income   applicable to   period** | ** ** | **Expended for   interest, taxes,   repairs and   expenses** | ** ** | **Net income   applicable to   period** | ** ** |
|                                     |       |                                                 |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Apartments and business                  |       |                                                 |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Plaza 6000 (CO)                          |       | 2,087                                                |       | 130 |   | 2,217 |   | 40 |   | 477 |   | 912 |   | (434 | ) |
| Dearborn (IL)                            |       | 2,900                                                |       | — |   | 2,900 |   | — |   | 146 |   | 115 |   | 32 |   |
|                                     |       |                                                 |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                    |       | 4,987                                                |       | 130 |   | 5,117 |   | 40 |   | 623 |   | 1,027 |   | (402 | ) |

 
| ** **                               | ** ** | **Year ended December 31, 2009** | ** ** |
|------------------------------------------|------------|------------------------------------------------------|------------|
| ** **                               | ** ** | **($ thousands)**                               | ** ** |
| **Classification of property** | ** ** | **Initial cost to   company**              | ** ** | **Cost of   improvements,   etc.** | ** ** | **Amount at which   carried at close of   period** | ** ** | **Rents due and   accrued at end   of period** | ** ** | **Total rental   income   applicable to   period** | ** ** | **Expended for   interest, taxes,   repairs and   expenses** | ** ** | **Net income   applicable to   period** | ** ** |
|                                     |       |                                                 |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Apartments and business                  |       |                                                 |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Plaza 6000 (CO)                          |       | 2,087                                                |       | — |   | 2,087 |   | — |   | — |   | — |   | — |   |
|                                     |       |                                                 |       |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                    |       | 2,087                                                |       | — |   | 2,087 |   | — |   | — |   | — |   | — |   |

 

Reconciliation of real estate owned for the years ended December 31, 2010 and 2009:

 
|                                  |   |   |   |
|---------------------------------------|--------|--------|--------|
| **Balance at January 1, 2009**   |   | $      | — |   |
|                                  |   |   |   |
| **Additions during period:**          |   |   |   |
| Acquisitions   through foreclosure    |   | 2,087  |   |
|                                  |   |   |   |
| **Balance at December 31, 2009** |   | 2,087  |   |
|                                  |   |   |   |
| **Additions during period:**          |   |   |   |
| Acquisitions   through foreclosure    |   | 2,900  |   |
| Improvements,   etc                   |   | 130    |   |
|                                  |   |   |   |
| **Balance at December 31, 2010** |   | $      | 5,117  |   |

 

F-41

----

Table of Contents

 
| **Ameriprise Certificate Company** | **SCHEDULE V** |
|------------------------------------|----------------|

**Qualified Assets on Deposit**

**December 31, 2010**

 
| ** **                                                                                    | ** ** | **Investment Securities** | ** ** | ** ** | ** ** | ** **   | ** ** | ** ** | ** ** |
|-----------------------------------------------------------------------------------------------|------------|--------------------------------|------------|------------|------------|--------------|------------|------------|------------|
| ** **                                                                                    | ** ** | **Bonds and**             | ** ** | ** ** | ** ** | **Mortgage** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                    | ** ** | **Notes**                      | ** ** | **Stocks** | ** ** | **Loans**    | ** ** | **Other**  | ** ** | ** ** | ** ** |
| ** Name of Depositary**                                                        | ** ** | **(a)**                        | ** ** | **(b)**    | ** ** | **(c)**      | ** ** | **(d)**    | ** ** | **Total** | ** ** |
| Deposits with states or their depositories to meet   requirements of statutes and agreements: |       |                           |       |       |       |         |       |       |       |   |   |
|                                                                                          |       |                           |       |       |       |         |       |       |       |   |   |
| Illinois - Secretary of State of Illinois                                                     |       | $                              | 51         |       | $          | 0            |       | $          | 0          |   | $ | 0 |   | $ | 51 |   |
|                                                                                          |       |                           |       |       |       |         |       |       |       |   |   |
| New Jersey - Commissioner of Banking and Insurance   of New Jersey                            |       | 54                             |       | 0          |       | 0            |       | 0          |       | 54 |   |
|                                                                                          |       |                           |       |       |       |         |       |       |       |   |   |
| Pennsylvania - Treasurer of the State of Pennsylvania                                         |       | 161                            |       | 0          |       | 0            |       | 0          |       | 161 |   |
|                                                                                          |       |                           |       |       |       |         |       |       |       |   |   |
| Texas - Treasurer of the State of Texas                                                       |       | 117                            |       | 0          |       | 0            |       | 0          |       | 117 |   |
|                                                                                          |       |                           |       |       |       |         |       |       |       |   |   |
| **Total State Deposits**to meet   requirements of statues and agreements                      |       | $                              | 383        |       | $          | 0            |       | $          | 0          |   | $ | 0 |   | $ | 383 |   |
|                                                                                          |       |                           |       |       |       |         |       |       |       |   |   |
| **Total Central depository -**Ameriprise   Trust Company                                      |       | 3,188,834                      |       | 1,376      |       | 107,065      |       | 56,775     |       | 3,354,050 |   |
|                                                                                          |       |                           |       |       |       |         |       |       |       |   |   |
| **Total Deposits**                                                                            |       | $                              | 3,189,217  |       | $          | 1,376        |       | $          | 107,065    |   | $ | 56,775 |   | $ | 3,354,433 |   |

 

----

Notes:

  (a)  Represents amortized cost of bonds.

  (b)  Represents amortized cost of stocks.

  (c)  Represents unpaid principal balance of mortgage loans less unamortized discounts and reserve for losses.

  (d)  Represents cost of purchased call options.

 

F-42

----

Table of Contents

 
| AMERIPRISE   CERTIFICATE COMPANY  |   | **SCHEDULE VI** |
|-----------------------------------|--------|-----------------|
| Certificate Reserves              |   |            |
| Part 1 - Summary of Changes  |   |            |
| Year ended December 31, 2008 |   |            |
| (Thousands)                       |   |            |

 
| ** **                                                                                | ** ** | ** **                 | ** ** | **Balance at beginning of period** | ** ** | **Additions** | ** ** | **Deductions** | ** ** | **Balance at close of period** | ** ** |
|-------------------------------------------------------------------------------------------|------------|----------------------------|------------|--------------------------------------------------------|------------|---------------|------------|----------------|------------|----------------------------------------------------|------------|
| ** **                                                                                | ** ** | ** **                 | ** ** | **Number**                                             | ** ** | ** **    | ** ** | ** **     | ** ** | ** **                                         | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | **Number** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | ** **                 | ** ** | **of**                                                 | ** ** | ** **    | ** ** | ** **     | ** ** | ** **                                         | ** ** | ** ** | ** ** | **Charged** | ** ** | ** ** | ** ** | ** ** | ** ** | **Credited** | ** ** | **of** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | **Yield**                  | ** ** | **accounts**                                           | ** ** | **Amount**    | ** ** | ** **     | ** ** | **Charged**                                        | ** ** | **Reserve** | ** ** | **to other** | ** ** | ** ** | ** ** | **Cash** | ** ** | **to other** | ** ** | **accounts** | ** ** | **Amount** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | **to maturity**       | ** ** | **with**                                               | ** ** | **of**        | ** ** | **Amount**     | ** ** | **to profit**                                 | ** ** | **payments by** | ** ** | **accounts** | ** ** | ** ** | ** ** | **surrenders** | ** ** | **accounts** | ** ** | **with** | ** ** | **of** | ** ** | **Amount** | ** ** |
| ** **                                                                                | ** ** | **on an annual** | ** ** | **security**                                           | ** ** | **maturity**  | ** ** | **of**         | ** ** | **and loss**                                  | ** ** | **certificate** | ** ** | **(per** | ** ** | ** ** | ** ** | **prior to** | ** ** | **(per** | ** ** | **security** | ** ** | **maturity** | ** ** | **of** | ** ** |
| **Description**                                                                           | ** ** | **payment basis**     | ** ** | **holders**                                            | ** ** | **value**     | ** ** | **reserves**   | ** ** | **or income**                                 | ** ** | **holders** | ** ** | **part 2)** | ** ** | **Maturities** | ** ** | **maturity** | ** ** | **part 2)** | ** ** | **holders** | ** ** | **value** | ** ** | **reserves** | ** ** |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Installment certificates:                                                                 |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Reserves to mature:                                                                       |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Series 15, includes extended maturities                                              |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 15,   "     "       "    |       | 2.40                       |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 20,   "     "       "    |       | 2.52                       |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 15A,   "     "       "   |       | 2.66                       |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 22A,   "     "       "   |       | 3.09                       |       | 24                                                     |       | 756           |       | 696            |       | 13                                                 |       | 5 |   | 3 |   | (130 | ) | (26 | ) | (136 | ) | 9 |   | 452 |   | 426 |   |
| I-76,   "     "       "  |       | 3.35                       |       | 128                                                    |       | 2,903         |       | 2,593          |       | 75                                                 |       | 43 |   | 3 |   | (674 | ) | (221 | ) | (27 | ) | 76 |   | 1,950 |   | 1,793 |   |
| Reserve Plus Flex Payment                                                                 |       |                       |       | 1                                                      |       | 6             |       | 3              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 1 |   | 6 |   | 3 |   |
| IC-Q-Installment                                                                          |       |                       |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| IC-Q-Ins                                                                                  |       |                       |       | 55                                                     |       | 559           |       | 214            |       | 0                                                  |       | 24 |   | 1 |   | (31 | ) | (41 | ) | 0 |   | 42 |   | 416 |   | 167 |   |
| IC-Q-Ins Emp                                                                              |       |                       |       | 1                                                      |       | 6             |       | 3              |       | 0                                                  |       | 1 |   | 0 |   | 0 |   | (3 | ) | 0 |   | 1 |   | 6 |   | 1 |   |
| IC-I                                                                                      |       |                       |       | 86                                                     |       | 1,207         |       | 764            |       | 0                                                  |       | 61 |   | 19 |   | (55 | ) | (117 | ) | 0 |   | 71 |   | 967 |   | 672 |   |
| IC-I-Emp                                                                                  |       |                       |       | 6                                                      |       | 216           |       | 1,200          |       | 0                                                  |       | 132 |   | 32 |   | 0 |   | (842 | ) | 0 |   | 6 |   | 216 |   | 522 |   |
| Inst                                                                                      |       |                       |       | 7,771                                                  |       | 0             |       | 47,301         |       | 0                                                  |       | 12,857 |   | 532 |   | (3,917 | ) | (14,135 | ) | 0 |   | 6,771 |   | 0 |   | 42,638 |   |
| Inst-E                                                                                    |       |                       |       | 44                                                     |       | 0             |       | 241            |       | 0                                                  |       | 59 |   | 2 |   | (2 | ) | (119 | ) | 0 |   | 35 |   | 0 |   | 181 |   |
| RP-Q-Installment                                                                          |       |                       |       | 10                                                     |       | 106           |       | 74             |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (5 | ) | 0 |   | 8 |   | 76 |   | 69 |   |
| RP-Q-Flexible Payment                                                                     |       |                       |       | 2                                                      |       | 32            |       | 13             |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (1 | ) | 0 |   | 2 |   | 32 |   | 12 |   |
| RP-Q-Ins                                                                                  |       |                       |       | 3                                                      |       | 24            |       | 3              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (0 | ) | 0 |   | 3 |   | 24 |   | 3 |   |
| RP-Q-Ins Emp                                                                              |       |                       |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| RP-I                                                                                      |       |                       |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| RP-I-EMP                                                                                  |       |                       |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 279 |   | 33,011 |   | 0 |   |
| Inst-R & RP I95                                                                  |       |                       |       | 256                                                    |       | 18,380        |       | 1,702          |       | 0                                                  |       | 512 |   | 14 |   | (12 | ) | (455 | ) | 0 |   | 6 |   | 654 |   | 1,761 |   |
| Inst-R-E                                                                                  |       |                       |       | 7                                                      |       | 894           |       | 24             |       | 0                                                  |       | 11 |   | 0 |   | 0 |   | (15 | ) | 0 |   | 0 |   | 0 |   | 20 |   |
| Total                                                                                     |       |                       |       | 8,394                                                  |       | 25,089        |       | 54,833         |       | 88                                                 |       | 13,705 |   | 606 |   | (4,821 | ) | (15,980 | ) | (163 | ) | 7,310 |   | 37,810 |   | 48,268 |   |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Payments made in advance of certificate year   requirements and accrued interest thereon: |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 15, includes ext maturities                                                               |       | 2                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | (0 | ) |
| 20,   "     "       "    |       | 2                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 15A,   "     "       "   |       | 3                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 22A,   "     "       "   |       | 3                          |       | 0                                                      |       | 0             |       | 30             |       | 1                                                  |       | 5 |   | 0 |   | (5 | ) | (0 | ) | (3 | ) | 0 |   | 0 |   | 28 |   |
| I-76,   "     "       "  |       | 3.5                        |       | 0                                                      |       | 0             |       | 225            |       | 6                                                  |       | 6 |   | 0 |   | (59 | ) | (65 | ) | (3 | ) | 0 |   | 0 |   | 110 |   |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                                                                     |       |                       |       | 0                                                      |       | 0             |       | 255            |       | 7                                                  |       | 11 |   | 0 |   | (64 | ) | (65 | ) | (6 | ) | 0 |   | 0 |   | 138 |   |

 

F-43

----

Table of Contents

 
| Additional credits and accrued interest thereon:                                                        |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|---------------------------------------------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|
| "  15,   includes ext mat                                                                     |   | 2.5    |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  20,   "     "     "       |   | 2.5    |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  15A,     "     "       "  |   | 3      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  22A,     "     "       "  |   | 3      |   | 0      |   | 0      |   | 141    |   | 2      |   | 0      |   | 3      |   | (29    | )      | (3     | )      | (31    | )      | 0      |   | 0      |   | 83     |   |
| "  I-76,     "     "       " |   | 3.5    |   | 0      |   | 0      |   | 563    |   | 16     |   | 0      |   | 10     |   | (160   | )      | (49    | )      | (7     | )      | 0      |   | 0      |   | 373    |   |
| "  Res   Plus Flex Pay                                                                        |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  IC-Q-Installment                                                                           |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  IC-Q-Ins                                                                                   |   |   |   | 0      |   | 0      |   | 0      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | (1     | )      | 0      |   | 0      |   | 0      |   |
| "  IC-Q-Ins   Emp                                                                             |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  IC-I                                                                                       |   |   |   | 0      |   | 0      |   | 1      |   | 19     |   | 0      |   | 0      |   | 0      |   | 0      |   | (19    | )      | 0      |   | 0      |   | 1      |   |
| "  IC-I-Emp                                                                                   |   |   |   | 0      |   | 0      |   | 1      |   | 31     |   | 0      |   | 0      |   | 0      |   | 0      |   | (32    | )      | 0      |   | 0      |   | 0      |   |
| "  Inst                                                                                       |   |   |   | 0      |   | 0      |   | 35     |   | 512    |   | 0      |   | 0      |   | 0      |   | 0      |   | (533   | )      | 0      |   | 0      |   | 14     |   |
| "  Inst-E                                                                                     |   |   |   | 0      |   | 0      |   | 0      |   | 2      |   | 0      |   | 0      |   | 0      |   | 0      |   | (2     | )      | 0      |   | 0      |   | 0      |   |
| "  RP-Q-Installment                                                                           |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  RP-Q-Flexible   Pay                                                                        |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      |
| "  RP-Q-Ins                                                                                   |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      |
| "  RP-Q-Ins   Emp                                                                             |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      |
| "  RP-I                                                                                       |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      |
| "  RP-I-EMP                                                                                   |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  Inst-R                                                                                     |   |   |   | 0      |   | 0      |   | 1      |   | 14     |   | 0      |   | 0      |   | 0      |   | 0      |   | (15    | )      | 0      |   | 0      |   | 0      |   |
| "  Inst-R-E                                                                                   |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
|                                                                                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                                                                                   |   |   |   | 0      |   | 0      |   | 742    |   | 597    |   | 0      |   | 13     |   | (189   | )      | (52    | )      | (640   | )      | 0      |   | 0      |   | 471    |   |

 

F-44

----

Table of Contents

 
| Res for accrued 3rd year 2113 - Installment Prod   only. |       |       |       | 0         |       | 0          |       | 820        |       | 604       |       | (750       | )          | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 674        |       |
|----------------------------------------------------------|------------|------------|------------|-----------|------------|------------|------------|------------|------------|-----------|------------|------------|------------|---------|------------|------------|--------|-------------|--------|----------|--------|-----------|------------|------------|------------|------------|------------|
| Res for accrued 6th year 2114                            |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Acc int - default I-76 2003/2025                         |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Res for add’l credits to be allowed                 |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Installment Cert-Special Add’l                      |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Credits I-76 (2105)                                      |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Accrued for add’l credits to                        |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| be allowed at next anni (2102)                           |       |       |       | 0         |       | 0          |       | 9          |       | 10        |       | 0          |       | 0       |       | 0          |   | 0           |   | (12      | )      | 0         |       | 0          |       | 7          |       |
| Reserve for death & disab (2111)                |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Res for reconversion (2104)                              |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
|                                                     |       |       |       |      |       |       |       |       |       |      |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Total                                                    |       |       |       | 0         |       | 0          |       | 829        |       | 614       |       | (750       | )          | 0       |       | 0          |   | 0           |   | (12      | )      | 0         |       | 0          |       | 681        |       |
|                                                     |       |       |       |      |       |       |       |       |       |      |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| **Total installment certificates**                       | ** ** | ** ** | ** ** | **8,394** | ** ** | **25,089** | ** ** | **56,659** | ** ** | **1,306** | ** ** | **12,966** | ** ** | **619** | ** ** | **(5,074** | **)**  | **(16,097** | **)**  | **(821** | **)**  | **7,310** | ** ** | **37,810** | ** ** | **49,558** | ** ** |
|                                                     |       |       |       |      |       |       |       |       |       |      |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Fully paid certificates:                                 |       |       |       |      |       |       |       |       |       |      |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Single-Payment certificates:                             |       |       |       |      |       |       |       |       |       |      |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| SP 74 (C2740-10 Prod 40)                                 |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 75 - 50                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 76 - 60                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 77 - 70                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 78 - 80                                               |       | 3.5        |       | 0         |       | 0          |       | (0         | )          | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | (0         | )          |
| SP 79 - 90                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 80 - 100                                              |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 81A - 110                                             |       | 3.5        |       | 1         |       | 10         |       | 10         |       | 0         |       | 0          |       | 0       |       | (10        | )      | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 82A - 111                                             |       | 3.5        |       | 2         |       | 22         |       | 22         |       | 0         |       | 0          |       | 0       |       | (20        | )      | 0           |   | 0        |   | 1         |       | 2          |       | 2          |       |
| SP 82B - 112                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 83A - 113                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 83B - 114                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| IC-2-84 - 115, 116,117,118,119                           |       | 3.5        |       | 4         |       | 16         |       | 16         |       | 0         |       | 0          |       | 0       |       | (4         | )      | 0           |   | 0        |   | 3         |       | 12         |       | 12         |       |
| IC-2-85 - 120,121,122,123.124,   125,126,127,128,129,130 |       | 3.5        |       | 2         |       | 134        |       | 22         |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 2         |       | 20         |       | 22         |       |
| IC-2-86 - 131                                            |       | 3.5        |       | 1         |       | 76         |       | 5          |       | 0         |       | 0          |       | 0       |       | (3         | )      | 0           |   | 0        |   | 1         |       | 2          |       | 3          |       |
| IC-2-87 - 132                                            |       | 3.5        |       | 33        |       | 651        |       | 455        |       | 0         |       | 0          |       | 13      |       | (286       | )      | (86         | )      | (65      | )      | 2         |       | 24         |       | 31         |       |
| IC-2-88 - 133                                            |       | 3.5        |       | 125       |       | 1,992      |       | 2,063      |       | 0         |       | 0          |       | 73      |       | (405       | )      | (178        | )      | (84      | )      | 73        |       | 1,070      |       | 1,471      |       |
| Reserve Plus Single Payment - 150                        |       |       |       | 6         |       | 119        |       | 169        |       | 0         |       | 0          |       | 2       |       | (145       | )      | (7          | )      | 0        |   | 4         |       | 17         |       | 18         |       |
| Cash Reserve Single Payment - 160                        |       |       |       | 0         |       | 0          |       | 0          |       | 0         |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| IC-Flexible Savings (Variable Term) - 165                |       |       |       | 122,888   |       | 1,444,281  |       | 1,591,905  |       | (0        | )          | 1,607,528  |       | 70,639  |       | (2,759     | )      | (860,779    | )      | 0        |   | 131,998   |       | 2,270,553  |       | 2,406,534  |       |
| IC-Flexible Savings Emp (VT) - 166                       |       |       |       | 287       |       | 3,605      |       | 5,131      |       | 0         |       | 160        |       | 155     |       | (281       | )      | (1,356      | )      | 0        |   | 223       |       | 2,611      |       | 3,810      |       |

 

F-45

----

Table of Contents

 
| IC-Preferred Investors - 250                     | * * | * * |   | 7       |   | 11,096    |   | 11,353    |   | 0      |   | 404       |   | 247    |   | 0      |   | (10,148    | )      | 0       |   | 4       |   | 1,849     |   | 1,857     |   |
|--------------------------------------------------|----------|----------|--------|---------|--------|-----------|--------|-----------|--------|--------|--------|-----------|--------|--------|--------|--------|--------|------------|--------|---------|--------|---------|--------|-----------|--------|-----------|--------|
| IC-Investors - 201, 202,203                      |     |     |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-Special Deposits U.K. - 204                   |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Special Deposits HONG KONG - 205              |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-1-84 - 170, 171,172,173,174                   |     |     |   | 1       |   | 1         |   | 3         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 1       |   | 1         |   | 4         |   |
| Cash Reserve Variable Payment - 660              |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| Cash Reserve Variable PMT-3mo. - 662             |     |     |   | 28,479  |   | 155,546   |   | 163,424   |   | 0      |   | 60,765    |   | 3,211  |   | (923   | )      | (103,396   | )      | 0       |   | 21,293  |   | 115,125   |   | 123,081   |   |
| IC-Future Value - 155                            |     |     |   | 3       |   | 9         |   | 9         |   | 0      |   | 0         |   | 0      |   | (5     | )      | 0          |   | 0       |   | 2       |   | 4         |   | 4         |   |
| IC-Future Value Emp - 156                        |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Stock Market - 180                            |     |     |   | 56,823  |   | 335,103   |   | 397,050   |   | 0      |   | 52,635    |   | 1,113  |   | (4,773 | )      | (116,746   | )      | 0       |   | 48,150  |   | 280,635   |   | 329,279   |   |
| IC-MSC - 181                                     |     |     |   | 22,665  |   | 359,205   |   | 400,368   |   | 0      |   | 46,441    |   | 1,512  |   | 0      |   | (85,804    | )      | 0       |   | 20,691  |   | 327,600   |   | 362,516   |   |
| IC-EISC - 185                                    |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-AEBI Stock Market - 301, 302,303,304,305      |     |     |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
|                                             |     |     |   |    |   |      |   |      |   |   |   |      |   |   |   |   |   |       |   |    |   |    |   |      |   |      |   |
| Total                                            |     |     |   | 231,327 |   | 2,311,866 |   | 2,572,005 |   | (0     | )      | 1,767,934 |   | 76,965 |   | (9,613 | )      | (1,178,499 | )      | (149    | )      | 222,448 |   | 2,999,525 |   | 3,228,644 |   |
|                                             |     |     |   |    |   |      |   |      |   |   |   |      |   |   |   |   |   |       |   |    |   |    |   |      |   |      |   |
| Additional credits and accrued interest thereon: |     |     |   |    |   |      |   |      |   |   |   |      |   |   |   |   |   |       |   |    |   |    |   |      |   |      |   |
| SP 74 (2030/1 4022)                              |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 75                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 76                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 77                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 78                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 79                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 80                                            |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 81A                                           |     | 3.5      |   | 0       |   | 0         |   | 8         |   | 0      |   | 0         |   | 0      |   | (8     | )      | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 82A                                           |     | 3.5      |   | 0       |   | 0         |   | 19        |   | 0      |   | 0         |   | 0      |   | (17    | )      | 0          |   | 0       |   | 0       |   | 0         |   | 2         |   |
| SP 82B                                           |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 83A                                           |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 83B                                           |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-2-84                                          |     | 3.5      |   | 0       |   | 0         |   | 10        |   | 0      |   | 0         |   | 0      |   | (3     | )      | 0          |   | 0       |   | 0       |   | 0         |   | 7         |   |
| IC-2-85                                          |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-2-86                                          |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-2-87                                          |     | 3.5      |   | 0       |   | 0         |   | 13        |   | 2      |   | 0         |   | 0      |   | 0      |   | (3         | )      | (12     | )      | 0       |   | 0         |   | 0         |   |
| IC-2-88                                          |     | 3.5      |   | 0       |   | 0         |   | 40        |   | 62     |   | 0         |   | 0      |   | 0      |   | (1         | )      | (72     | )      | 0       |   | 0         |   | 29        |   |
| Reserve Plus SP 2004-4061                        |     |     |   | 0       |   | 0         |   | (0        | )      | 2      |   | 0         |   | 0      |   | 0      |   | 0          |   | (2      | )      | 0       |   | 0         |   | 0         |   |
| Cash Reserve SP                                  |     |     |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0      |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-Flexible Savings                              |     |     |   | 0       |   | 0         |   | 2,899     |   | 75,957 |   | 0         |   | 0      |   | 0      |   | (4,708     | )      | (70,701 | )      | 0       |   | 0         |   | 3,448     |   |
| IC-Preferred Investors                           |     |     |   | 0       |   | 0         |   | 13        |   | 274    |   | 0         |   | 0      |   | 0      |   | (38        | )      | (247    | )      | 0       |   | 0         |   | 2         |   |

 

F-46

----

Table of Contents

 
| IC-FS-EMP                                                             |   | 0      |   | 0      |   | 9      |   | 180    |   | 0      |   | 0      |   | 0      |   | (28    | )      | (155    | )      | 0      |   | 0      |   | 5      |   |
|-----------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|---------|--------|--------|--------|--------|--------|--------|--------|
| IC-Investors                                                          |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-Special Deposits U.K.                                              |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-Special Deposits HONG KONG                                         |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-1-84 - 2013-4061                                                   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | (0     | )      |
| Cash Reserve VP 2004-4061                                             |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| Cash Reserve Variable Payment-3mo.                                    |   | 0      |   | 0      |   | 506    |   | 3,560  |   | (494   | )      | 0      |   | 0      |   | (27    | )      | (3,214  | )      | 0      |   | 0      |   | 333    |   |
| IC-Future Value                                                       |   | 0      |   | 0      |   | 11     |   | 1      |   | 0      |   | 0      |   | (5     | )      | 0      |   | 0       |   | 0      |   | 0      |   | 7      |   |
| IC-Future Value Emp                                                   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-Stk Mkt, 2004/16/31-4000/16                                        |   | 0      |   | 0      |   | 798    |   | 909    |   | (0     | )      | 0      |   | 0      |   | (74    | )      | (1,114  | )      | 0      |   | 0      |   | 519    |   |
| IC-MSC                                                                |   | 0      |   | 0      |   | 241    |   | 1,214  |   | 0      |   | 0      |   | 0      |   | (12    | )      | (1,288  | )      | 0      |   | 0      |   | 155    |   |
| IC - EISC                                                             |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-AEBI Stk Mkt 2004/31/19-4000/16                                    |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
|                                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Total                                                                 |   | 0      |   | 0      |   | 4,567  |   | 82,161 |   | (494   | )      | 0      |   | (33    | )      | (4,889 | )      | (76,805 | )      | 0      |   | 0      |   | 4,509  |   |
|                                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Accrued for additional credits to be allowed at   next anniversaries: |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| SP 74 (2102-4070)                                                     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 75                                                                 |   | 0      |   | 0      |   | (1     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (1     | )      |
| SP 76                                                                 |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 77                                                                 |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP 78                                                                 |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 79                                                                 |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 80                                                                 |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 81A                                                                |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 82A                                                                |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 82B                                                                |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP 83A                                                                |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP 83B                                                                |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-84 - 2019-4061                                                   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-2-85                                                               |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-2-86                                                               |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-87                                                               |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | (0     | )      |
| IC-2-88                                                               |   | 0      |   | 0      |   | 1      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | (2      | )      | 0      |   | 0      |   | 0      |   |

 

F-47

----

Table of Contents

 
| IC-Stock Mkt - 2019/31-4061 SEC 5 from C2785-81                                 |       |       |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | 0             |       |
|---------------------------------------------------------------------------------|------------|------------|------------|-------------|------------|---------------|------------|---------------|------------|------------|------------|---------------|------------|------------|------------|------------|------------|----------------|------------|-------------|------------|-------------|------------|---------------|------------|---------------|------------|
| IC-Market Strategy Certificate (SEC 5 from   c2785-81)                          |       |       |       | 0           |       | 0             |       | 0             |       | (0         | )          | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | (0            | )          |
| IC-EISC                                                                         |       |       |       | 0           |       | 0             |       | 3,895         |       | (2,696     | )          | 0             |       | 0          |       | 0          |       | (4             | )          | (0          | )          | 0           |       | 0             |       | 1,194         |       |
| IC-AEBI Stock Market                                                            |       |       |       | 0           |       | 0             |       | 3,922         |       | (2,461     | )          | (0            | )          | 0          |       | 0          |       | (10            | )          | (226        | )          | 0           |       | 0             |       | 1,226         |       |
|                                                                            |       |       |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | (0            | )          |
|                                                                            |       |       |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | 0             |       |
|                                                                            |       |       |       |        |       |          |       |          |       |       |       |          |       |       |       |       |       |           |       |        |       |        |       |          |       |          |       |
| Total                                                                           |       |       |       | 0           |       | 0             |       | 7,817         |       | (5,156     | )          | (0            | )          | 0          |       | 0          |       | (14            | )          | (228        | )          | 0           |       | 0             |       | 2,420         |       |
|                                                                            |       |       |       |        |       |          |       |          |       |       |       |          |       |       |       |       |       |           |       |        |       |        |       |          |       |          |       |
| **Total Single Payment - Non   Qualified**                                      | ** ** | ** ** | ** ** | **231,327** | ** ** | **2,311,866** | ** ** | **2,584,389** | ** ** | **77,004** | ** ** | **1,767,440** | ** ** | **76,965** | ** ** | **(9,645** | **)**      | **(1,183,403** | **)**      | **(77,181** | **)**      | **222,448** | ** ** | **2,999,525** | ** ** | **3,235,573** | ** ** |
| ** **                                                                      | ** ** | ** ** | ** ** | ** **  | ** ** | ** **    | ** ** | ** **    | ** ** | ** ** | ** ** | ** **    | ** ** | ** ** | ** ** | ** ** | ** ** | ** **     | ** ** | ** **  | ** ** | ** **  | ** ** | ** **    | ** ** | ** **    | ** ** |
| R Series Single-Payment certificates:                                      |       |       |       |        |       |          |       |          |       |       |       |          |       |       |       |       |       |           |       |        |       |        |       |          |       |          |       |
| R-76 - 900                                                                      |       | 3.5        |       | 1           |       | 2             |       | 2             |       | 0          |       | 0             |       | 0          |       | 0          |       | (0             | )          | 0           |       | 1           |       | 2             |       | 2             |       |
| R-77 - 910                                                                      |       | 3.5        |       | 9           |       | 83            |       | 40            |       | 0          |       | 0             |       | 1          |       | 0          |       | (1             | )          | 0           |       | 9           |       | 34            |       | 41            |       |
| R-78 - 911                                                                      |       | 3.5        |       | 20          |       | 123           |       | 136           |       | 0          |       | 0             |       | 5          |       | 0          |       | (14            | )          | 0           |       | 17          |       | 109           |       | 127           |       |
| R-79 - 912                                                                      |       | 3.5        |       | 31          |       | 167           |       | 179           |       | 0          |       | 0             |       | 6          |       | 0          |       | (21            | )          | 0           |       | 27          |       | 148           |       | 163           |       |
| R-80 - 913                                                                      |       | 3.5        |       | 21          |       | 136           |       | 136           |       | 0          |       | 0             |       | 5          |       | 0          |       | (26            | )          | 0           |       | 17          |       | 112           |       | 114           |       |
| R-81 - 914                                                                      |       | 3.5        |       | 10          |       | 71            |       | 63            |       | 0          |       | 0             |       | 2          |       | 0          |       | (15            | )          | 0           |       | 9           |       | 55            |       | 50            |       |
| R-82A - 915                                                                     |       | 3.5        |       | 56          |       | 281           |       | 225           |       | 0          |       | 0             |       | 8          |       | 0          |       | (24            | )          | 0           |       | 48          |       | 251           |       | 209           |       |
| RP-Q - 916                                                                      |       |       |       | 100         |       | 147           |       | 414           |       | 0          |       | 0             |       | 9          |       | 0          |       | (50            | )          | 0           |       | 89          |       | 128           |       | 373           |       |
| R-II - 920                                                                      |       | 3.5        |       | 36          |       | 266           |       | 163           |       | 0          |       | 0             |       | 5          |       | 0          |       | (32            | )          | 0           |       | 30          |       | 209           |       | 135           |       |
| RP-2-84 - 921,922,923,924,925                                                   |       | 3.5        |       | 3           |       | 166           |       | 15            |       | 0          |       | 0             |       | 0          |       | (6         | )          | 0              |       | 0           |       | 2           |       | 16            |       | 9             |       |
| RP-2-85 - 926,927,928,929,930,   931,932,933,934,935,936                        |       | 3.5        |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | (0            | )          |
| RP-2-86 - 937                                                                   |       | 3.5        |       | 0           |       | 4             |       | (0            | )          | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | (0            | )          |
| RP-2-87 - 938                                                                   |       | 3.5        |       | 19          |       | 141           |       | 90            |       | 0          |       | 0             |       | 3          |       | (94        | )          | (0             | )          | 0           |       | 0           |       | 0             |       | 0             |       |
| RP-2-88 - 939                                                                   |       | 3.5        |       | 22          |       | 102           |       | 117           |       | 0          |       | 0             |       | 4          |       | (24        | )          | (2             | )          | 0           |       | 15          |       | 81            |       | 95            |       |
| Cash Reserve RP - 970                                                           |       |       |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | 0             |       |
| RP-Flexible Savings - 971                                                       |       |       |       | 41,419      |       | 697,284       |       | 757,989       |       | 0          |       | 886,031       |       | 35,384     |       | (513       | )          | (384,294       | )          | 0           |       | 52,569      |       | 1,246,068     |       | 1,294,596     |       |
| RP-Preferred Investors - 950                                                    |       |       |       | 1           |       | 441           |       | 568           |       | 0          |       | 0             |       | 20         |       | 0          |       | 0              |       | 0           |       | 1           |       | 441           |       | 589           |       |
| Cash Reserve RP-3 mo. - 972                                                     |       |       |       | 3,965       |       | 28,669        |       | 29,921        |       | 0          |       | 5,540         |       | 584        |       | (64        | )          | (15,270        | )          | 0           |       | 3,046       |       | 19,163        |       | 20,711        |       |
| RP-Flexible Savings Emp - 973                                                   |       |       |       | 120         |       | 1,266         |       | 1,920         |       | 0          |       | 21            |       | 74         |       | (9         | )          | (532           | )          | 0           |       | 96          |       | 979           |       | 1,475         |       |
| RP-Future Value - 975                                                           |       |       |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | (0            | )          |
| RP-Future Value Emp - 976                                                       |       |       |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0          |       | 0              |       | 0           |       | 0           |       | 0             |       | 0             |       |
| RP-Stock Market - 960                                                           |       |       |       | 11,227      |       | 118,957       |       | 135,148       |       | 0          |       | 29,427        |       | 311        |       | (429       | )          | (46,509        | )          | 0           |       | 10,016      |       | 105,143       |       | 117,949       |       |
| Market Strategy Cert - 961 (section 1-6 from   Report 2785-81-RP-STOCK-VB 2001) |       |       |       | 3,937       |       | 103,928       |       | 114,671       |       | 0          |       | 19,395        |       | 446        |       | 0          |       | (25,610        | )          | 0           |       | 3,820       |       | 100,306       |       | 108,901       |       |
| D-1 - sum of SERIES D on Summary page - 400 +   990-993                    |       |       |       | 65          |       | 5,020         |       | 6,381         |       | 0          |       | 0             |       | 180        |       | (106       | )          | (815           | )          | 0           |       | 54          |       | 4,166         |       | 5,640         |       |
|                                                                            |       |       |       |        |       |          |       |          |       |       |       |          |       |       |       |       |       |           |       |        |       |        |       |          |       |          |       |
| Total                                                                           |       |       |       | 61,062      |       | 957,254       |       | 1,048,178     |       | 0          |       | 940,414       |       | 37,048     |       | (1,244     | )          | (473,216       | )          | 0           |       | 69,866      |       | 1,477,410     |       | 1,551,181     |       |

 

F-48

----

Table of Contents

 
| Additional Interest on R-Series Single Payment   Reserves:                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
|----------------------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|---------|--------|--------|--------|--------|--------|--------|--------|
| R-76                                                                             |   | 3.5    |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | 0      |   |
| R-77                                                                             |   | 3.5    |   | 0      |   | 0      |   | 1      |   | 1      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (1      | )      | 0      |   | 0      |   | 1      |   |
| R-78                                                                             |   | 3.5    |   | 0      |   | 0      |   | 3      |   | 5      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (5      | )      | 0      |   | 0      |   | 3      |   |
| R-79                                                                             |   | 3.5    |   | 0      |   | 0      |   | 4      |   | 6      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (6      | )      | 0      |   | 0      |   | 4      |   |
| R-80                                                                             |   | 3.5    |   | 0      |   | 0      |   | 4      |   | 5      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (5      | )      | 0      |   | 0      |   | 3      |   |
| R-81                                                                             |   | 3.5    |   | 0      |   | 0      |   | 1      |   | 2      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (2      | )      | 0      |   | 0      |   | 1      |   |
| R-82A                                                                            |   | 3.5    |   | 0      |   | 0      |   | 7      |   | 8      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (8      | )      | 0      |   | 0      |   | 6      |   |
| RP-Q                                                                             |   |   |   | 0      |   | 0      |   | (0     | )      | 9      |   | 0      |   | 0      |   | 0      |   | 0      |   | (9      | )      | 0      |   | 0      |   | (0     | )      |
| R-II                                                                             |   | 3.5    |   | 0      |   | 0      |   | 4      |   | 5      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (5      | )      | 0      |   | 0      |   | 3      |   |
| RP-2-84                                                                          |   | 3.5    |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-2-85                                                                          |   | 3.5    |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-2-86                                                                          |   | 3.5    |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-2-87                                                                          |   | 3.5    |   | 0      |   | 0      |   | 3      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | (3      | )      | 0      |   | 0      |   | (0     | )      |
| RP-2-88                                                                          |   | 3.5    |   | 0      |   | 0      |   | 2      |   | 4      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (4      | )      | 0      |   | 0      |   | 2      |   |
| Cash Reserve RP                                                                  |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-Flexible Savings                                                              |   |   |   | 0      |   | 0      |   | 1,382  |   | 37,200 |   | 0      |   | 0      |   | 0      |   | (1,343 | )      | (35,384 | )      | 0      |   | 0      |   | 1,854  |   |
| RP-Preferred Investors                                                           |   |   |   | 0      |   | 0      |   | 1      |   | 20     |   | 0      |   | 0      |   | 0      |   | 0      |   | (20     | )      | 0      |   | 0      |   | 1      |   |
| Cash Reserve RP-3 mo. Plus                                                       |   |   |   | 0      |   | 0      |   | 96     |   | 654    |   | (104   | )      | 0      |   | 0      |   | (6     | )      | (584    | )      | 0      |   | 0      |   | 56     |   |
| RP-Flexible Savings Emp                                                          |   |   |   | 0      |   | 0      |   | 4      |   | 76     |   | 0      |   | 0      |   | 0      |   | (3     | )      | (74     | )      | 0      |   | 0      |   | 2      |   |
| RP-Future Value                                                                  |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-Future Value Emp                                                              |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-Stock Market                                                                  |   |   |   | 0      |   | 0      |   | 232    |   | 264    |   | 0      |   | 0      |   | 0      |   | (26    | )      | (311    | )      | 0      |   | 0      |   | 160    |   |
| Market Strategy Cert (2785-81 RP-STOCK VB   2004/4000 & 2016/2031/4016) |   |   |   | 0      |   | 0      |   | 73     |   | 378    |   | 0      |   | 0      |   | 0      |   | (1     | )      | (389    | )      | 0      |   | 0      |   | 61     |   |
| D-1 - 400                                                                        |   |   |   | 21     |   | 82     |   | 0      |   | 211    |   | 0      |   | 0      |   | 0      |   | (32    | )      | (180    | )      | 19     |   | 53     |   | 0      |   |
|                                                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Total                                                                            |   |   |   | 21     |   | 82     |   | 1,817  |   | 38,848 |   | (104   | )      | 0      |   | 0      |   | (1,412 | )      | (36,992 | )      | 19     |   | 53     |   | 2,158  |   |

 

F-49

----

Table of Contents

 
| Accrued for additional credits to be allowed at   next anniversaries: |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
|-----------------------------------------------------------------------|------------|------------|------------|------------|------------|-------------|------------|---------------|------------|------------|------------|-------------|------------|------------|------------|------------|--------|--------------|--------|-------------|--------|------------|------------|---------------|------------|---------------|------------|
| RP-Stock Market                                                       |       |       |       | .          |       | 0           |       | 1,295         |       | (881       | )          | 0           |       | 0          |       | 0          |   | 0            |   | (0          | )      | .          |       | 0             |       | 414           |       |
| Market Strategy Cert (C2785-81 2019/2102/4061)                        |       |       |       | 0          |       | 0           |       | 1,057         |       | (648       | )          | 0           |       | 0          |       | 0          |   | (3           | )      | (56         | )      | 0          |       | 0             |       | 349           |       |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Total                                                                 |       |       |       | 0          |       | 0           |       | 2,352         |       | (1,529     | )          | 0           |       | 0          |       | 0          |   | (3           | )      | (57         | )      | 0          |       | 0             |       | 762           |       |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| **Total Single Payment - Qualified**              | ** ** | ** ** | ** ** | **61,083** | ** ** | **957,335** | ** ** | **1,052,347** | ** ** | **37,319** | ** ** | **940,310** | ** ** | **37,048** | ** ** | **(1,244** | **)**  | **(474,631** | **)**  | **(37,048** | **)**  | **69,885** | ** ** | **1,477,463** | ** ** | **1,554,101** | ** ** |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Paid-up certificates:                                                 |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Series 15 and 20                                                 |       | 3.25       |       | 0          |       | 0           |       | (0            | )          | 0          |       | 0           |       | 0          |       | 0          |   | 0            |   | 0           |   | 0          |       | 0             |       | (0            | )          |
| "  15A   and 22A                                            |       | 3.5        |       | 0          |       | 0           |       | 480           |       | 5          |       | 0           |       | 32         |       | (151       | )      | (83          | )      | (217        | )      | 0          |       | 0             |       | 66            |       |
| "  I-76   - 640                                             |       | 3.5        |       | 0          |       | 0           |       | 1,582         |       | 48         |       | 0           |       | 34         |       | (301       | )      | (196         | )      | (18         | )      | 0          |       | 0             |       | 1,148         |       |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Total                                                                 |       |       |       | 0          |       | 0           |       | 2,062         |       | 53         |       | 0           |       | 66         |       | (452       | )      | (279         | )      | (235        | )      | 0          |       | 0             |       | 1,214         |       |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Additional credits and accrued interest thereon:                      |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Series 15 and 20                                                 |       | 2.5        |       | 0          |       | 0           |       | 0             |       | 0          |       | 0           |       | 0          |       | 0          |   | 0            |   | 0           |   | 0          |       | 0             |       | 0             |       |
| "  15A   and 22A                                            |       | 3          |       | 26         |       | 491         |       | 5             |       | 0          |       | 0           |       | 0          |       | (3         | )      | (1           | )      | (0          | )      | 9          |       | (0            | )          | 1             |       |
| "  I-76                                                     |       | 3.5        |       | 324        |       | 1,733       |       | 143           |       | 4          |       | 0           |       | 0          |       | (36        | )      | (4           | )      | (0          | )      | 235        |       | 1,193         |       | 107           |       |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Total                                                                 |       |       |       | 350        |       | 2,224       |       | 148           |       | 4          |       | 0           |       | 0          |       | (39        | )      | (5           | )      | (0          | )      | 244        |       | 1,193         |       | 108           |       |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Accrued for additional credits to be allowed at   next anniversaries  |       |       |       | 0          |       | 0           |       | 0             |       | 0          |       | 0           |       | 0          |       | 0          |   | 0            |   | (0          | )      | 0          |       | 0             |       | 0             |       |
|                                                                  |       |       |       |       |       |        |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |          |       |          |       |
| Total paid-up                                                         |       |       |       | 350        |       | 2,224       |       | 2,210         |       | 57         |       | 0           |       | 66         |       | (491       | )      | (284         | )      | (235        | )      | 244        |       | 1,193         |       | 1,322         |       |

 

F-50

----

Table of Contents

 
| Optional settlement certificates:                                              |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
|--------------------------------------------------------------------------------|--------|-------------------------|------------|-------------|------------|---------------|------------|---------------|------------|-------------|------------|---------------|------------|-------------|------------|-------------|--------|----------------|--------|--------------|--------|-------------|------------|---------------|------------|---------------|------------|
| Series  IST&G                                                         |   | 3                       |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | (0          | )      | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Other series and conversions from Single                                       |   | Source 2740-10: Options |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Payment certificates                                                           |   | 2.5-3-3-3.5             |       | 0           |       | 0             |       | 52,683        |       | 1,570       |       | 0             |       | 634         |       | (2,766      | )      | (2,975         | )      | 0            |   | 0           |       | 0             |       | 49,144        |       |
| Series R-76 thru R-82A - Prod 900                                         |   | 3                       |       | 0           |       | 0             |       | 3             |       | 0           |       | 0             |       | 0           |       | (3          | )      | 0              |   | 0            |   | 0           |       | 0             |       | 1             |       |
| Series R-II & RP-2-84 thru 88 - Prod   921                       |   | 3.5                     |       | 0           |       | 0             |       | 60            |       | 2           |       | 0             |       | 0           |       | (7          | )      | (6             | )      | 0            |   | 0           |       | 0             |       | 49            |       |
| Reserve Plus Single-Payment (Prod 150)                                         |   |                    |       | 0           |       | 0             |       | 89            |       | 2           |       | 0             |       | 0           |       | (2          | )      | (4             | )      | 0            |   | 0           |       | 0             |       | 85            |       |
| Reserve Plus Flex-Pay & IC-Q-Inst (Prod   650, 651, 652)              |   |                    |       | 0           |       | 0             |       | 35            |       | 0           |       | 0             |       | 0           |       | 0           |   | (21            | )      | 0            |   | 0           |       | 0             |       | 14            |       |
| Series R-Installment (Prod 980, 981,982)                                  |   |                    |       | 0           |       | 0             |       | 43            |       | 0           |       | 0             |       | 0           |       | (3          | )      | (8             | )      | 0            |   | 0           |       | 0             |       | 32            |       |
| Series R-Single-Payment (Prod 133)                                        |   |                    |       | 0           |       | 0             |       | (0            | )          | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | (0            | )          |
| Add’l credits and accrued int. thereon                                    |   | 2.5-3                   |       | 0           |       | 0             |       | 4,636         |       | 129         |       | 0             |       | 170         |       | (347        | )      | (287           | )      | (116         | )      | 0           |       | 0             |       | 4,183         |       |
| Add’l credits and accrued int. thereon-IST&G                          |   | 2.5-3                   |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | (0          | )      | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Accrued for additional credits to be allowed                                   |   |                    |       | 0           |       | 0             |       | 89            |       | 132         |       | 0             |       | 0           |       | (0          | )      | (0             | )      | (170         | )      | 0           |       | 0             |       | 51            |       |
| at next anniversaries                                                          |   |                    |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Accrued for additional credits to be allowed                                   |   |                    |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | (0          | )      | (0             | )      | (0           | )      | 0           |       | 0             |       | (0            | )          |
| at next anniversaries-R-76-R-82A & R-II                               |   |                    |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Accrued for additional credits to be allowed at   next anniversaries-IST&G |   |                    |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | (0           | )      | 0           |       | 0             |       | 0             |       |
|                                                                           |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
| Total optional settlement                                                      |   |                    |       | 0           |       | 0             |       | 57,638        |       | 1,835       |       | 0             |       | 804         |       | (3,128      | )      | (3,301         | )      | (286         | )      | 0           |       | 0             |       | 53,559        |       |
|                                                                           |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
| Due to unlocated cert holders                                                  |   |                    |       | 0           |       | 0             |       | 67            |       | 0           |       | 0             |       | 46          |       | 0           |   | (1             | )      | (10          | )      | 0           |       | 0             |       | 101           |       |
|                                                                           |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
| Total certificate reserves                                                     |   |                    | ** ** | **301,154** | ** ** | **3,296,514** | ** ** | **3,753,310** | ** ** | **117,521** | ** ** | **2,720,717** | ** ** | **115,548** | ** ** | **(19,582** | **)**  | **(1,677,718** | **)**  | **(115,582** | **)**  | **299,887** | ** ** | **4,515,991** | ** ** | **4,894,214** | ** ** |

 

F-51

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2008**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Additional credits on installment certificates and   accrued interest thereon:                                                           |       |       |       |
|------------------------------------------------------------------------------------------------------------------------------------------|------------|------------|------------|
| Other additions represent:                                                                                                               |       |       |       |
| Transfers from accruals for additional credits to   be allowed at next anniversaries                                                     |       | $          | 13         |   |
| Reconversions of paid-up certificates-charged to   paid-up reserves                                                                      |       | 6          |       |
| Transfers from maturities to extended maturities,   additional credits/interest and advance payments                                     |       | 600        |       |
|                                                                                                                                     |       | $          | 619        |   |
|                                                                                                                                     |       |       |       |
| Other deductions represent:                                                                                                              |       |       |       |
| Transfers to reserves on a quarterly basis for   Reserve Plus Flexible-Payment, IC-Q-Installment and R-Flexible-Payment             |       | $          | 601        |   |
| Conversions to optional settlement   certificates-credited to optional settlement reserves                                               |       | 135        |       |
| Conversions to paid-up certificates-credited to   paid-up reserves                                                                       |       | 66         |       |
| Transfers to extended maturities at maturity                                                                                             |       | 0          |       |
|                                                                                                                                     |       | $          | 802        |   |
| Accrual for additional credits to be allowed on   installment certificates at next anniversaries:                                        | ** ** | ** ** | ** ** |
| Other deductions represent:                                                                                                              |       |       |       |
| Transfers to reserves for additional credits on   installment certificates                                                               |       | $          | 10         |   |
|                                                                                                                                     |       |       |       |
| Reserve for death and disability refund options:                                                                                         |       |       |       |
| Other deductions represent:                                                                                                              |       |       |       |
| Payments, in excess of installment reserves, made   to certificate holders who exercised the death and disability refund options.        |       | $          | 0          |   |
|                                                                                                                                     |       |       |       |
| Reserve for reconversions of paid-up certificates:                                                                                       |       |       |       |
| The amount shown as charged to profit and loss has   been deducted from reserve recoveries in the accompanying Statement of   Operations |       | $          | 0          |   |
|                                                                                                                                     |       |       |       |
| Other deductions represent:                                                                                                              |       |       |       |
| Amounts credited to installment certificate   reserves to mature, on reconversions of paid-up certificates.                              |       | $          | 6          |   |
|                                                                                                                                     |       |       |       |
| Paid-up certificates:                                                                                                                    |       |       |       |
| Other additions represent:                                                                                                               |       |       |       |
| Conversions from installment certificates (charged   to installment reserves less surrender charges)                                     |       | $          | 66         |   |
| Transfers from accrual for additional credits to   be allowed at next anniversaries                                                      |       | 0          |       |
|                                                                                                                                     |       | $          | 66         |   |
| Other deductions represent:                                                                                                              |       |       |       |
| Transfers credited to installment reserves on   reconversions to installment certificates                                                |       | $          | 0          |   |
| Transfers for accrual for additional credits and   accrued interest thereon                                                              | ** ** | **0**      | ** ** |
| Transfers to settlement options                                                                                                          |       | 235        |       |
|                                                                                                                                     |       | $          | 235        |   |

 

F-52

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2008**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Default interest on installment certificates:                                                                                                                                       |   |   |    |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|---------|
| Other additions represent:                                                                                                                                                          |   |   |    |
| Reconversions of paid-up certificates charged to   paid-up reserves                                                                                                                 |   | $      | 0       |   |
|                                                                                                                                                                                |   |   |    |
| Other deductions represent:                                                                                                                                                         |   |   |    |
| Conversions to paid-up certificates - credited to   paid-up reserves                                                                                                                |   | $      | 0       |   |
| Transfers to advance payments as late payments are   credited to certificates                                                                                                       |   | (0     | )       |
|                                                                                                                                                                                |   | $      | (0      | ) |
| Optional settlement certificates:                                                                                                                                                   |   |   |    |
| Other additions represent:                                                                                                                                                          |   |   |    |
| Transfers from installment certificate reserves   (less surrender charges), single-payment and Series D certificate   reserves upon election of optional settlement privileges |   | $      | 399     |   |
| Transfers from paid-up certificate reserves                                                                                                                                         |   | 235    |    |
| Transfers from accruals for additional credits to   be allowed at next anniversaries                                                                                                |   | 170    |    |
|                                                                                                                                                                                |   | $      | 803     |   |
| Other deductions represent:                                                                                                                                                         |   |   |    |
| Transfers to reserve for additional credits and   accrued interest thereon                                                                                                          |   | $      | 170     |   |
| Transfers to optional settlement reserves                                                                                                                                           |   | 116    |    |
|                                                                                                                                                                                |   | $      | 286     |   |
| Single-Payment certificates:                                                                                                                                                        |   |   |    |
| Other additions represent:                                                                                                                                                          |   |   |    |
| Transfers from accruals for additional credits to   be allowed at next anniversaries                                                                                                |   | $      | 0       |   |
| Transfers from accruals on a quarterly basis on:                                                                                                                                    |   | 0      |    |
| Reserve Plus Single-Payment                                                                                                                                                         |   | 0      |    |
| Cash Reserve Single-Payment                                                                                                                                                         |   | 0      |    |
| Flexible Savings                                                                                                                                                                    |   | 70,639 |    |
| Flexible Savings-Emp                                                                                                                                                                |   | 155    |    |
| Preferred Investors                                                                                                                                                                 |   | 247    |    |
| Investors                                                                                                                                                                           |   | 0      |    |
| Special Deposits                                                                                                                                                                    |   | 0      |    |
| Cash Reserve                                                                                                                                                                        |   | 0      |    |
| Cash Reserve-3mo                                                                                                                                                                    |   | 3,211  |    |
| Future Value                                                                                                                                                                        |   | 0      |    |
| Stock Market                                                                                                                                                                        |   | 1,113  |    |
| Market Strategy                                                                                                                                                                     |   | 1,512  |    |
| AEBI Stock Market                                                                                                                                                                   |   | 0      |    |
| Equity Index Stock Certificate                                                                                                                                                      |   | 0      |    |
| RP-Q                                                                                                                                                                                |   | 9      |    |
| Cash Reserve-RP                                                                                                                                                                     |   | 0      |    |
| Cash Reserve-RP-3mo                                                                                                                                                                 |   | 584    |    |
| Flexible Saving-RP                                                                                                                                                                  |   | 35,384 |    |
| Flexible Savings-RP-Emp                                                                                                                                                             |   | 74     |    |
| Preferred Investors-RP                                                                                                                                                              |   | 20     |    |
| Stock Market-RP                                                                                                                                                                     |   | 311    |    |
| Market Strategy-RP                                                                                                                                                                  |   | 446    |    |
| Transfers from accruals at anniversaries   maintained in a separate reserve account.                                                                                                |   | 308    |    |
|                                                                                                                                                                                |   | $      | 114,013 |   |

 

F-53

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2008**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Single-Payment certificates continued:                                            |   |   |    |
|-----------------------------------------------------------------------------------|--------|--------|---------|
|                                                                              |   |   |    |
| Other deductions represent:                                                       |   |   |    |
| Transfers to optional settlement reserves:                                        |   |   |    |
| Single-Payment                                                                    |   | $      | 1,577   |   |
| R Single-Payment                                                                  |   | 0      |    |
| Transfers to reserves for additional credits and   accrued interest thereon       |   | (308   | )       |
| Transfers to a separate reserve account from the   accrual account                |   | 13     |    |
| Transfers to reserves on a quarterly basis:                                       |   |   |    |
| Reserve Plus Single-Payment                                                       |   | 2      |    |
| Cash Reserve Single-Payment                                                       |   | 0      |    |
| Flexible Savings                                                                  |   | 70,762 |    |
| Flexible Savings-Emp                                                              |   | 0      |    |
| Preferred Investors                                                               |   | 247    |    |
| Investors                                                                         |   | 0      |    |
| Special Deposits                                                                  |   | 0      |    |
| Cash Reserve                                                                      |   | 0      |    |
| Cash Reserve-3mo                                                                  |   | 3,217  |    |
| IC-Stock Market                                                                   |   | 1      |    |
| Stock Market                                                                      |   | 1,115  |    |
| AEBI Stock Market                                                                 |   | 1,288  |    |
| RP-Q                                                                              |   | 9      |    |
| Cash Reserve-RP                                                                   |   | 0      |    |
| Cash Reserve-RP-3mo                                                               |   | 584    |    |
| Flexible Saving-RP                                                                |   | 35,384 |    |
| Flexible Savings-RP-Emp                                                           |   | 74     |    |
| Preferred Investors-RP                                                            |   | 20     |    |
| Stock Market-RP                                                                   |   | 311    |    |
| Transfers to Federal tax withholding                                              |   | (66    | )       |
|                                                                              |   | $      | 114,230 |   |
|                                                                              |   |   |    |
| Due to unlocated certificate holders:                                             |   |   |    |
| Other additions represent:                                                        |   |   |    |
| Amounts equivalent to payments due certificate   holders who could not be located |   | $      | 46      |   |
|                                                                              |   |   |    |
| Other deductions represent:                                                       |   |   |    |
| Payments to certificate holders credited to cash                                  |   | $      | 10      |   |

 

F-54

----

Table of Contents

** **
| **AMERIPRISE CERTIFICATE COMPANY, INC.**                                                        | CERTIFICATE   RESERVES | SCHEDULE   VI | **Balance to SEC**   | **Balance to SEC**   |
|------------------------------------------------------------------------------------------------------|------------------------|---------------|----------------------|----------------------|
| **Sources:  C2790-70,   C2790-20, C2790-21, C2790-26, C2740-10 —    Tie to C2785-10** |                   |          | **5 on Part 1** | **6 on Part 1** |
| **December 2008**                                                                               |                   |          | **2790-70**          | **2790-70**          |
| ** **                                                                                           |                   |          | ** **           | ** **           |
| DATE PRINTED                                                                                         | ** **             |          |                 | ** **           | ** ** |
| 02/22/11                                                                                             | ** **             |          |                 | ** **           | ** ** |

 
|   | **SOURCE: 2790-70, unless specified.**                             |   |
|--------|--------------------------------------------------------------------|--------|
|   | **PART 3 - INFORMATION REGARDING INSTALLMENT   CERTIFICATES** |   |

 

**Totals must agree to Part 1**

 
| ** **                          | ** ** | ** **         | ** ** | ** **                       | ** ** | ** **                      | ** ** | ** **                      | ** ** | ** **                      | ** ** | ** **                            | ** ** | ** **  | ** ** | **SEC 5** | ** ** | **SEC 6** | ** ** |
|-------------------------------------|------------|--------------------|------------|----------------------------------|------------|---------------------------------|------------|---------------------------------|------------|---------------------------------|------------|---------------------------------------|------------|-------------|------------|----------------|------------|----------------|------------|
| ** **                          | ** ** | ** **         | ** ** | **NUMBER OF ACCOUNTS** | ** ** | **AMOUNT OF**              | ** ** | ** **                      | ** ** | ** **                      | ** ** | **DEDUCTION FROM RESERVES** | ** ** |
| ** **                          | ** ** | ** **         | ** ** | **WITH CERTIFICATE**        | ** ** | **MATURITY**                    | ** ** | **AMOUNT OF**              | ** ** | **CASH SURRENDERS**        | ** ** |
| ** **                          | ** ** | ** **         | ** ** | **HOLDERS**                      | ** ** | **VALUE**                       | ** ** | **RESERVES**                    | ** ** | **PRIOR TO MATURITY** | ** ** |
| ** **                          | ** ** | ** **         | ** ** | **December 31, 2008**  | ** ** | **December 31, 2008** | ** ** | **December 31, 2008** | ** ** | **SURRENDER**                   | ** ** | **OTHER**                             | ** ** |
| **CERT SERIES**                | ** ** | **MOS. PAID** | ** ** | **2007**                         | ** ** | **2008**                        | ** ** | **2007**                        | ** ** | **2008**                        | ** ** | **2007**                              | ** ** | **2008**    | ** ** | **2008**       | ** ** | **2008**       | ** ** |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **15 INC EXT**                      |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 0.00000                          |       | 0                               |       | 0.00000                         |       | 0.00000                         |       | 0.00000                               |       | 0.00000     |       | 0.00000        |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **20 INC EXT**                      |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 0.00000                          |       | 0                               |       | 0.00000                         |       | 0.00000                         |       | 0.00000                               |       | 0.00000     |       | 0.00000        |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **15 A INC EXT**                    |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 0.00000                          |       | 0                               |       | 0.00000                         |       | 0.00000                         |       | 0.00000                               |       | 0.00000     |       | 0.00000        |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **22A INC EXT**                     |       | 157-168            |       | 1.00000                          |       |                            |       | 18.75000                        |       |                            |       | 9.60032                               |       |        |       | 9.75518        |       |           |       |
|                                |       | 169-180            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 181-192            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 193-204            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 205-216            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 217-228            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 229-240            |       | 2.00000                          |       |                            |       | 33.75000                        |       |                            |       | 28.75968                              |       |        |       | 15.93907       |       |           |       |
|                                |       | 241-252            |       |                             |       | 1                               |       |                            |       | 15.00000                        |       |                                  |       | 13.75820    |       |           |       |           |       |
|                                |       | 253-264            |       | 1.00000                          |       | 1                               |       | 15.00000                        |       | 15.00000                        |       | 14.58921                              |       | 14.83493    |       |           |       |           |       |
|                                |       | 265-276            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 277-288            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 289-300            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 301-312            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 313-324            |       | 1.00000                          |       |                            |       | 16.23870                        |       |                            |       | 12.49413                              |       |        |       |           |       |           |       |
|                                |       | 325-336            |       |                             |       | 1                               |       |                            |       | 16.23870                        |       |                                  |       | 13.18569    |       |           |       |           |       |
|                                |       | 337-348            |       | 1.00000                          |       |                            |       | 19.48644                        |       |                            |       | 16.55509                              |       |        |       |           |       |           |       |
|                                |       | 349-360            |       | 4.00000                          |       | 1                               |       | 373.49010                       |       | 19.48644                        |       | 336.15126                             |       | 17.43112    |       |           |       |           |       |
|                                |       | 361-372            |       |                             |       | 4                               |       |                            |       | 373.49010                       |       |                                  |       | 353.57253   |       |           |       |           |       |
|                                |       | 373-384            |       | 14.00000                         |       | 1                               |       | 279.30564                       |       | 12.99096                        |       | 278.14199                             |       | 12.99096    |       |           |       | 103.74215      |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 24.00000                         |       | 9                               |       | 756.02088                       |       | 452.20620                       |       | 696.29168                             |       | 425.77343   |       | 25.69425       |       | 103.74215      |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **I-76**                            |       | 265-276            |       | 3.00000                          |       |                            |       | 64.58361                        |       |                            |       | 41.93834                              |       |        |       |           |       |           |       |
|                                |       | 277-288            |       |                             |       | 2                               |       |                            |       | 39.98033                        |       |                                  |       | 27.37785    |       | 16.48535       |       |           |       |
| ** **                          |       | 289-300            |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| ** **                          |       | 301-312            |       | 2.00000                          |       |                            |       | 61.50820                        |       |                            |       | 48.46885                              |       |        |       |           |       |           |       |
| ** **                          |       | 313-324            |       | 22.00000                         |       | 2                               |       | 612.00659                       |       | 61.50820                        |       | 506.25022                             |       | 51.38709    |       | 10.20406       |       | 12.88844       |       |
|                                |       | 325-336            |       | 29.00000                         |       | 19                              |       | 781.15414                       |       | 522.81970                       |       | 683.64058                             |       | 456.98422   |       | 67.31887       |       |           |       |
|                                |       | 337-348            |       | 31.00000                         |       | 26                              |       | 673.51479                       |       | 716.57053                       |       | 621.82581                             |       | 663.44120   |       | 75.70683       |       | 13.96830       |       |
|                                |       | 349-360            |       | 41.00000                         |       | 27                              |       | 710.41971                       |       | 608.93118                       |       | 690.91022                             |       | 593.77002   |       | 50.86063       |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 128.00000                        |       | 76                              |       | 2,903.18704                     |       | 1,949.80994                     |       | 2,593.03402                           |       | 1,792.96038 |       | 220.57574      |       | 26.85674       |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **RES+FP**                          |       | 289-300            |       | 1.00000                          |       |                            |       | 6.00000                         |       |                            |       | 2.82079                               |       |        |       |           |       |           |       |
| **New Line**                        |       | 301-312            |       |                             |       | 1                               |       |                            |       | 6.00000                         |       |                                  |       | 2.83669     |       |           |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 1.00000                          |       | 1                               |       | 6.00000                         |       | 6.00000                         |       | 2.82079                               |       | 2.83669     |       | 0.00000        |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **IC-Q-INST**                       |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 0.00000                          |       | 0                               |       | 0.00000                         |       | 0.00000                         |       | 0.00000                               |       | 0.00000     |       | 0.00000        |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **IC-Q-IN**                         |       | 181-192            |       | 6.00000                          |       |                            |       | 54.00000                        |       |                            |       | 30.10811                              |       |        |       |           |       |           |       |
|                                |       | 193-204            |       | 17.00000                         |       | 5                               |       | 182.40000                       |       | 48.00000                        |       | 70.25230                              |       | 18.69602    |       | 7.70000        |       |           |       |
|                                |       | 205-216            |       | 9.00000                          |       | 16                              |       | 72.00000                        |       | 158.40000                       |       | 40.59385                              |       | 66.28175    |       | 13.12249       |       |           |       |
|                                |       | 217-228            |       | 9.00000                          |       | 7                               |       | 128.40000                       |       | 48.00000                        |       | 12.81703                              |       | 31.88326    |       | 12.99616       |       |           |       |
|                                |       | 229-240            |       | 13.00000                         |       | 8                               |       | 116.40000                       |       | 114.00000                       |       | 55.20059                              |       | 11.48908    |       | 4.48269        |       |           |       |
|                                |       | 241-252            |       | 1.00000                          |       | 5                               |       | 6.00000                         |       | 42.00000                        |       | 5.41450                               |       | 33.12645    |       | 2.64000        |       |           |       |
| **New Line**                        |       | 253-264            |       |                             |       | 1                               |       |                            |       | 6.00000                         |       |                                  |       | 5.43144     |       |           |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 55.00000                         |       | 42                              |       | 559.20000                       |       | 416.40000                       |       | 214.38638                             |       | 166.90800   |       | 40.94134       |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **IC-IN-EMP**                       |       | 205-216            |       | 1.00000                          |       |                            |       | 6.00000                         |       |                            |       | 3.48549                               |       |        |       |           |       |           |       |
| **New Line**                        |       | 217-228            |       |                             |       | 1                               |       |                            |       | 6.00000                         |       |                                  |       | 0.89163     |       | 3.20000        |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 1.00000                          |       | 1                               |       | 6.00000                         |       | 6.00000                         |       | 3.48549                               |       | 0.89163     |       | 3.20000        |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **IC-I**                            |       | 25-36              |       | 4.00000                          |       |                            |       | 49.20000                        |       |                            |       | 19.61995                              |       |        |       |           |       |           |       |
|                                |       | 37-48              |       | 2.00000                          |       | 4                               |       | 24.97100                        |       | 49.20000                        |       | 8.89253                               |       | 25.29003    |       |           |       |           |       |
|                                |       | 49-60              |       | 2.00000                          |       | 2                               |       | 81.00000                        |       | 24.97100                        |       | 17.61631                              |       | 2.87728     |       |           |       |           |       |
|                                |       | 61-72              |       |                             |       | 1                               |       |                            |       | 21.00000                        |       |                                  |       | 8.95011     |       | 10.98507       |       |           |       |
|                                |       | 73-84              |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 85-96              |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 97-108             |       | 4.00000                          |       |                            |       | 33.00000                        |       |                            |       | 28.44345                              |       |        |       |           |       |           |       |
|                                |       | 109-120            |       | 1.00000                          |       | 2                               |       | 24.00000                        |       | 18.00000                        |       | 23.42107                              |       | 25.04704    |       | 6.04764        |       |           |       |
|                                |       | 121-132            |       | 8.00000                          |       |                            |       | 118.08000                       |       |                            |       | 57.30992                              |       |        |       |           |       |           |       |
| ** **                          |       | 133-144            |       | 11.00000                         |       | 8                               |       | 186.00000                       |       | 118.08000                       |       | 144.09086                             |       | 65.02444    |       |           |       |           |       |
| ** **                          |       | 145-156            |       | 17.00000                         |       | 8                               |       | 259.75200                       |       | 150.00000                       |       | 171.09203                             |       | 118.99948   |       | 17.11841       |       |           |       |
| ** **                          |       | 157-168            |       | 15.00000                         |       | 13                              |       | 228.00000                       |       | 220.75200                       |       | 107.74896                             |       | 148.65800   |       | 19.97571       |       |           |       |
| ** **                          |       | 169-180            |       | 11.00000                         |       | 12                              |       | 102.00000                       |       | 174.00000                       |       | 94.86407                              |       | 84.27798    |       | 1.95385        |       |           |       |
|                                |       | 181-192            |       | 11.00000                         |       | 10                              |       | 101.40000                       |       | 90.00000                        |       | 90.63305                              |       | 98.33941    |       |           |       |           |       |
| **New Line**                        | ** ** | **193-204**        |       |                             |       | 11                              |       |                            |       | 101.40000                       |       |                                  |       | 93.64014    |       |           |       |           |       |
| ACC Maturity Value & Count |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| TOTAL                               |       |               |       | 86.00000                         |       | 71                              |       | 1,207.40300                     |       | 967.40300                       |       | 763.73220                             |       | 671.10391   |       | 56.08068       |       | 0.00000        |       |
|                                |       |               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
| **IC-I-EMP**                        |       | 1-12               |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 13-24              |       | 1.00000                          |       |                            |       | 6.00000                         |       |                            |       | 2.58056                               |       |        |       |           |       |           |       |
|                                |       | 25-36              |       |                             |       | 1                               |       |                            |       | 6.00000                         |       |                                  |       | 3.97019     |       |           |       |           |       |
|                                |       | 37-48              |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 49-60              |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 61-72              |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |
|                                |       | 73-84              |       |                             |       |                            |       |                            |       |                            |       |                                  |       |        |       |           |       |           |       |

 

Confiddential: For Internal Use Only.

 

F-55

----

Table of Contents

 
|                                            |         | 85-96        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
|-------------------------------------------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|---------------|--------------|
|                                            |         | 97-108       |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
|                                            |         | 109-120      |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
|                                            |         | 121-132      |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| ** **                                      |         | 133-144      |         | 2.00000      |         |         |         | 72.24000     |         |         |         | 24.22070     |         |         |         |         |         |          |         |
| ** **                                      |         | 145-156      |         |         |         | 2            |         |         |         | 72.24000     |         |         |         | 22.93904     |         |         |         |          |         |
| ** **                                      |         | 157-168      |         | 2.00000      |         |         |         | 18.00000     |         |         |         | 9.50464      |         |         |         |         |         |          |         |
|                                            |         | 169-180      |         |         |         | 2            |         |         |         | 18.00000     |         |         |         | 9.78252      |         |         |         |          |         |
|                                            |         | 181-192      |         | 1.00000      |         |         |         | 120.00000    |         |         |         | 1,163.99559  |         |         |         |         |         |          |         |
| **New Line**                                    | ** **   | **193-204**  |         |         |         | 1            |         |         |         | 120.00000    |         |         |         | 485.48809    |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 6.00000      |         | 6            |         | 216.24000    |         | 216.24000    |         | 1,200.30149  |         | 522.17984    |         | 0.00000      |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **IC-I95**                                      |         | 1-12         |         | 629.00000    |         | 807          |         |         |         |         |         | 889.12770    |         | 1,269.14584  |         | 83.08395     |         |          |         |
|                                            |         | 13-24        |         | 619.00000    |         | 502          |         |         |         |         |         | 1,888.03539  |         | 1,453.01105  |         | 98.66945     |         |          |         |
|                                            |         | 25-36        |         | 901.00000    |         | 552          |         |         |         |         |         | 4,123.34015  |         | 2,565.52997  |         | 142.27061    |         |          |         |
|                                            |         | 37-48        |         | 1,266.00000  |         | 777          |         |         |         |         |         | 7,380.57107  |         | 4,802.13745  |         | 469.62969    |         |          |         |
|                                            |         | 49-60        |         | 1,264.00000  |         | 1,121        |         |         |         |         |         | 9,334.35358  |         | 8,013.70853  |         | 579.93064    |         |          |         |
|                                            |         | 61-72        |         | 985.00000    |         | 1,098        |         |         |         |         |         | 7,962.38574  |         | 9,629.74172  |         | 870.77426    |         |          |         |
| ** **                                      |         | 73-84        |         | 512.00000    |         | 684          |         |         |         |         |         | 3,847.82421  |         | 5,692.10506  |         | 2,836.52711  |         |          |         |
| ** **                                      |         | 85-96        |         | 431.00000    |         | 400          |         |         |         |         |         | 3,102.22810  |         | 3,072.37629  |         | 937.76371    |         |          |         |
| ** **                                      |         | 97-108       |         | 555.00000    |         | 362          |         |         |         |         |         | 3,987.76542  |         | 2,722.27902  |         | 528.35701    |         |          |         |
|                                            |         | 109-120      |         | 605.00000    |         | 460          |         |         |         |         |         | 4,776.95813  |         | 3,381.64762  |         | 446.50136    |         |          |         |
|                                            |         | 121-132      |         | 4.00000      |         | 4            |         |         |         |         |         | 8.72477      |         | 28.01811     |         | 965.14512    |         |          |         |
| **New Line**                                    | ** **   | **133-144**  |         |         |         | 4            |         |         |         |         |         |         |         | 8.89503      |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 7,771.00000  |         | 6,771        |         | 0.00000      |         | 0.00000      |         | 47,301.31426 |         | 42,638.59569 |         | 7,958.65291  |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **IC-I95-E**                                    |         | 1-12         |         | 7.00000      |         | 7            |         |         |         |         |         | 3.22067      |         | 5.76329      |         | 0.65125      |         |          |         |
|                                            |         | 13-24        |         | 4.00000      |         | 3            |         |         |         |         |         | 5.94115      |         | 13.00209     |         | 2.71421      |         |          |         |
|                                            |         | 25-36        |         | 4.00000      |         | 3            |         |         |         |         |         | 9.94499      |         | 7.82519      |         | 1.13676      |         |          |         |
|                                            |         | 37-48        |         | 14.00000     |         | 4            |         |         |         |         |         | 113.04128    |         | 14.16983     |         |         |         |          |         |
|                                            |         | 49-60        |         | 4.00000      |         | 12           |         |         |         |         |         | 21.10539     |         | 107.63879    |         | 17.86244     |         |          |         |
|                                            |         | 61-72        |         | 5.00000      |         | 2            |         |         |         |         |         | 47.53577     |         | 8.96017      |         | 5.93105      |         |          |         |
| ** **                                      |         | 73-84        |         |         |         | 1            |         |         |         |         |         |         |         | 1.68343      |         | 26.12566     |         |          |         |
| ** **                                      |         | 85-96        |         | 2.00000      |         |         |         |         |         |         |         | 9.80723      |         |         |         |         |         |          |         |
| ** **                                      |         | 97-108       |         | 2.00000      |         | 1            |         |         |         |         |         | 14.18587     |         | 6.19187      |         | 4.41452      |         |          |         |
|                                            |         | 109-120      |         | 2.00000      |         | 2            |         |         |         |         |         | 16.21914     |         | 15.88291     |         |         |         |          |         |
| **New Line**                                    | ** **   | **121-132**  |         |         |         |         |         |         |         |         |         |         |         |         |         | 11.17827     |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 44.00000     |         | 35           |         | 0.00000      |         | 0.00000      |         | 241.00149    |         | 181.11757    |         | 70.01416     |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **RP-Q-INST**                                   |         | 253-264      |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| ** **                                      |         | 265-276      |         | 6.00000      |         |         |         | 72.00000     |         |         |         | 24.88065     |         |         |         |         |         |          |         |
| ** **                                      |         | 277-288      |         |         |         | 5            |         |         |         | 52.20000     |         |         |         | 23.29712     |         | 1.49216      |         |          |         |
|                                            |         | 289-300      |         | 3.00000      |         |         |         | 21.60000     |         |         |         | 11.13016     |         |         |         |         |         |          |         |
|                                            |         | 301-312      |         | 1.00000      |         | 2            |         | 12.00000     |         | 12.00000     |         | 38.10769     |         | 7.96444      |         | 3.20537      |         |          |         |
| **New Line**                                    | ** **   | **313-324**  |         |         |         | 1            |         |         |         | 12.00000     |         |         |         | 38.32248     |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 10.00000     |         | 8            |         | 105.60000    |         | 76.20000     |         | 74.11850     |         | 69.58404     |         | 4.69753      |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| RP-Q-FP                                         |         | 241-252      |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
|                                            |         | 253-264      |         | 2.00000      |         |         |         | 31.80000     |         |         |         | 12.52001     |         |         |         |         |         |          |         |
| **New Line**                                    | ** **   | **265-276**  |         |         |         | 2            |         |         |         | 31.80000     |         |         |         | 11.86819     |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 2.00000      |         | 2            |         | 31.80000     |         | 31.80000     |         | 12.52001     |         | 11.86819     |         | 0.00000      |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **RP-Q-IN**                                     |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| ** **                                      |         | 205-216      |         | 2.00000      |         |         |         | 12.00000     |         |         |         | 2.40448      |         |         |         |         |         |          |         |
|                                            |         | 217-228      |         | 1.00000      |         | 2            |         | 12.00000     |         | 12.00000     |         | 0.40825      |         | 2.39298      |         |         |         |          |         |
| **New Line**                                    | ** **   | **229-240**  |         |         |         | 1            |         |         |         | 12.00000     |         |         |         | 0.41235      |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 3.00000      |         | 3            |         | 24.00000     |         | 24.00000     |         | 2.81273      |         | 2.80533      |         | 0.00000      |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **RP-IN-EMP**                                   |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 0.00000      |         | 0            |         | 0.00000      |         | 0.00000      |         | 0.00000      |         | 0.00000      |         | 0.00000      |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **RP-I**                                        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         | * *     | * *     | * *     | * *     |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 0.00000      |         | 0            |         | 0.00000      |         | 0.00000      |         | 0.00000      |         | 0.00000      |         | 0.00000      |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **RP-I-EMP - Use C2790-26**                     |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| ***TOTAL (Don’t include in Part 1)*** | *** *** | *** *** | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | ** **   | **0.00000**  | *** *** | ***0.00000*** | *** *** |
| *** ***                                    | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** ***  | *** *** |
| **Inst-R (RP-I95)**                             |         | 1-12         |         | 26.00000     |         | 80           |         | 798.87000    |         | 18,072.44520 |         | 83.98235     |         | 228.94446    |         | 1.34961      |         |          |         |
| Note: Use C2790-26                              |         | 13-24        |         | 23.00000     |         | 22           |         | 536.62920    |         | 763.57440    |         | 76.65083     |         | 100.93630    |         | 0.11267      |         |          |         |
|                                            |         | 25-36        |         | 47.00000     |         | 16           |         | 2,462.88480  |         | 483.00000    |         | 239.97215    |         | 100.78332    |         | 3.19938      |         |          |         |
|                                            |         | 37-48        |         | 44.00000     |         | 39           |         | 1,870.13160  |         | 2,226.92160  |         | 232.94368    |         | 227.33396    |         | 28.14165     |         |          |         |
|                                            |         | 49-60        |         | 60.00000     |         | 37           |         | 8,762.57880  |         | 1,555.61520  |         | 577.77482    |         | 265.22279    |         | 18.66606     |         |          |         |
|                                            |         | 61-72        |         | 40.00000     |         | 48           |         | 1,280.08200  |         | 8,290.76040  |         | 370.22601    |         | 548.58372    |         | 100.10774    |         |          |         |
|                                            |         | 73-84        |         | 8.00000      |         | 30           |         | 488.07240    |         | 1,135.29480  |         | 55.04109     |         | 250.54412    |         | 101.51605    |         |          |         |
|                                            |         | 85-96        |         | 5.00000      |         | 6            |         | 1,912.37040  |         | 422.07240    |         | 51.40190     |         | 33.14535     |         | 8.67777      |         |          |         |
|                                            |         | 97-108       |         | 3.00000      |         | 1            |         | 268.00080    |         | 59.99760     |         | 14.49259     |         | 5.97552      |         |         |         |          |         |
|                                            |         | 109-120      |         |         |         |         |         |         |         |         |         |         |         |         |         | 2.90852      |         |          |         |
|                                            |         | 121-132      |         |         |         |         |         |         |         |         |         |         |         |         |         | 3.04986      |         |          |         |
| ACC Maturity Value & Count             |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 256.00000    |         | 279          |         | 18,379.62000 |         | 33,009.68160 |         | 1,702.48542  |         | 1,761.46954  |         | 267.72931    |         | 0.00000       |         |
|                                            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| **Inst-R-E - Use C2790-26**                     |         | 1-12         |         | 2.00000      |         |         |         | 30.00000     |         |         |         | 8.52658      |         |         |         |         |         |          |         |
| **(Install R)**                                 |         | 13-24        |         | 2.00000      |         | 2            |         | 12.00000     |         | 30.00000     |         | 1.52665      |         | 10.36531     |         |         |         |          |         |
|                                            |         | 25-36        |         | 2.00000      |         | 2            |         | 612.00000    |         | 12.00000     |         | 12.18003     |         | 2.74951      |         |         |         |          |         |
|                                            |         | 37-48        |         |         |         | 2            |         |         |         | 612.00000    |         |         |         | 6.91708      |         |         |         |          |         |
|                                            |         | 49-60        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
|                                            |         | 61-72        |         | 1.00000      |         |         |         | 240.00000    |         |         |         | 2.14100      |         |         |         |         |         |          |         |
|                                            |         | 73-84        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
|                                            |         | 85-96        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| AECC Maturity Value & Count            |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |          |         |
| TOTAL                                           |         |         |         | 7.00000      |         | 6            |         | 894.00000    |         | 654.00000    |         | 24.37426     |         | 20.03190     |         | 0.00000      |         | 0.00000       |         |

 

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Table of Contents

 
|               |   |   |   |        |   |   |   |         |   |         |   |         |   |         |   |        |   |      |   |
|--------------------|--------|--------|--------|-------------|--------|--------|--------|--------------|--------|--------------|--------|--------------|--------|--------------|--------|-------------|--------|-----------|--------|
| TOTAL - ALL SERIES |   |   |   | 8,394.00000 |   | 7,310  |   | 25,089.07092 |   | 37,809.74074 |   | 54,832.67872 |   | 48,268.12614 |   | 8,647.58592 |   | 130.59889 |   |

 

F-57

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Table of Contents

 

| AMERIPRISE CERTIFICATE COMPANY    | ** ** | **SCHEDULE VI** |
|-----------------------------------|------------|-----------------|
| Certificate Reserves              |       |            |
| Part 1 - Summary of Changes  |       |            |
| Year ended December 31, 2009 |       |            |
| (Thousands)                       |       |            |

 
| ** **                                                                                | ** ** | ** **                 | ** ** | **Balance at beginning of period** | ** ** | **Additions** | ** ** | **Deductions** | ** ** | **Balance at close of period** | ** ** |
|-------------------------------------------------------------------------------------------|------------|----------------------------|------------|--------------------------------------------------------|------------|---------------|------------|----------------|------------|----------------------------------------------------|------------|
| ** **                                                                                | ** ** | ** **                 | ** ** | **Number**                                             | ** ** | ** **    | ** ** | ** **     | ** ** | ** **                                         | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | **Number** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | ** **                 | ** ** | **of**                                                 | ** ** | ** **    | ** ** | ** **     | ** ** | ** **                                         | ** ** | ** ** | ** ** | **Charged** | ** ** | ** ** | ** ** | ** ** | ** ** | **Credited** | ** ** | **of** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | **Yield**                  | ** ** | **accounts**                                           | ** ** | **Amount**    | ** ** | ** **     | ** ** | **Charged**                                        | ** ** | **Reserve** | ** ** | **to other** | ** ** | ** ** | ** ** | **Cash** | ** ** | **to other** | ** ** | **accounts** | ** ** | **Amount** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | **to maturity**       | ** ** | **with**                                               | ** ** | **of**        | ** ** | **Amount**     | ** ** | **to profit**                                 | ** ** | **payments by** | ** ** | **accounts** | ** ** | ** ** | ** ** | **surrenders** | ** ** | **accounts** | ** ** | **with** | ** ** | **of** | ** ** | **Amount** | ** ** |
| ** **                                                                                | ** ** | **on an annual** | ** ** | **security**                                           | ** ** | **maturity**  | ** ** | **of**         | ** ** | **and loss**                                  | ** ** | **certificate** | ** ** | **(per** | ** ** | ** ** | ** ** | **prior to** | ** ** | **(per** | ** ** | **security** | ** ** | **maturity** | ** ** | **of** | ** ** |
| **Description**                                                                           | ** ** | **payment basis**     | ** ** | **holders**                                            | ** ** | **value**     | ** ** | **reserves**   | ** ** | **or income**                                 | ** ** | **holders** | ** ** | **part 2)** | ** ** | **Maturities** | ** ** | **maturity** | ** ** | **part 2)** | ** ** | **holders** | ** ** | **value** | ** ** | **reserves** | ** ** |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Installment certificates:                                                                 |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Reserves to mature:                                                                       |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Series 15, includes extended maturities                                              |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 15,   "     "     "      |       | 2.40 Inst/2.50 Ext.        |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 20,   "     "     "      |       | 2.52 Inst/2.50 Ext.        |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 15A,   "     "     "     |       | 2.66 Inst/3.04 Ext.        |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 22A,   "     "     "     |       | 3.09                       |       | 9                                                      |       | 452           |       | 426            |       | 12                                                 |       | 0 |   | 8 |   | (15 | ) | 0 |   | 0 |   | 8 |   | 437 |   | 431 |   |
| I-76,   "     "     "    |       | 3.35                       |       | 76                                                     |       | 1,950         |       | 1,793          |       | 47                                                 |       | 26 |   | 2 |   | (431 | ) | (342 | ) | (29 | ) | 40 |   | 1,126 |   | 1,066 |   |
| Reserve Plus Flex Payment                                                                 |       | (note a)                   |       | 1                                                      |       | 6             |       | 3              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 1 |   | 6 |   | 3 |   |
| IC-Q-Installment                                                                          |       | (note a)                   |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| IC-Q-Ins                                                                                  |       | (note a)                   |       | 42                                                     |       | 416           |       | 167            |       | 0                                                  |       | 19 |   | 0 |   | (2 | ) | (42 | ) | 0 |   | 31 |   | 302 |   | 142 |   |
| IC-Q-Ins Emp                                                                              |       | (note a)                   |       | 1                                                      |       | 6             |       | 1              |       | 0                                                  |       | 1 |   | 0 |   | 0 |   | (1 | ) | 0 |   | 1 |   | 6 |   | 1 |   |
| IC-I                                                                                      |       | (note a)                   |       | 71                                                     |       | 967           |       | 671            |       | 0                                                  |       | 47 |   | 4 |   | (87 | ) | (376 | ) | 0 |   | 33 |   | 415 |   | 259 |   |
| IC-I-Emp                                                                                  |       | (note a)                   |       | 6                                                      |       | 216           |       | 523            |       | 0                                                  |       | 109 |   | 3 |   | 0 |   | (325 | ) | 0 |   | 6 |   | 216 |   | 310 |   |
| Inst                                                                                      |       | 0                          |       | 6,771                                                  |       | 0             |       | 42,644         |       | 0                                                  |       | 11,873 |   | 155 |   | (2,682 | ) | (15,723 | ) | 0 |   | 5,922 |   | 0 |   | 36,267 |   |
| Inst-E                                                                                    |       | 0                          |       | 35                                                     |       | 0             |       | 181            |       | 0                                                  |       | 81 |   | 0 |   | (1 | ) | (120 | ) | 0 |   | 37 |   | 0 |   | 141 |   |
| RP-Q-Installment                                                                          |       | (note a)                   |       | 8                                                      |       | 76            |       | 70             |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (41 | ) | 0 |   | 6 |   | 54 |   | 29 |   |
| RP-Q-Flexible Payment                                                                     |       | (note a)                   |       | 2                                                      |       | 32            |       | 12             |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (1 | ) | 0 |   | 1 |   | 12 |   | 11 |   |
| RP-Q-Ins                                                                                  |       | (note a)                   |       | 3                                                      |       | 24            |       | 3              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (0 | ) | 0 |   | 3 |   | 24 |   | 3 |   |
| RP-Q-Ins Emp                                                                              |       | (note a)                   |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| RP-I                                                                                      |       | (note a)                   |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| RP-I-EMP                                                                                  |       | (note a)                   |       | 279                                                    |       | 33,010        |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 1 |   | 0 |   |
| Inst-R & RP I95                                                                  |       | 0                          |       | 6                                                      |       | 655           |       | 1,760          |       | 0                                                  |       | 816 |   | 7 |   | (58 | ) | (554 | ) | 0 |   | 303 |   | 30,399 |   | 1,971 |   |
| Inst-R-E                                                                                  |       | 0                          |       | 0                                                      |       | 0             |       | 20             |       | 0                                                  |       | 5 |   | 0 |   | (9 | ) | (0 | ) | 0 |   | 5 |   | 648 |   | 16 |   |
| Total                                                                                     |       | 0                          |       | 7,310                                                  |       | 37,810        |       | 48,274         |       | 59                                                 |       | 12,977 |   | 179 |   | (3,285 | ) | (17,525 | ) | (29 | ) | 6,397 |   | 33,646 |   | 40,650 |   |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Payments made in advance of certificate year   requirements and accrued interest thereon: |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 15, includes ext maturities                                                               |       | 2                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | -0.00074 |   |
| 20,   "     "     "      |       | 2                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0.00074 |   |
| 15A,   "     "     "     |       | 3                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0.00175 |   |
| 22A,   "     "     "     |       | 3                          |       | 0                                                      |       | 0             |       | 27             |       | 0.67464                                            |       | -0.02 |   | 0 |   | -0.00061 |   | 0 |   | -7.85642 |   | 0 |   | 0 |   | 20.18966 |   |
| I-76,   "     "     "    |       | 3.5                        |       | 0                                                      |       | 0             |       | 110            |       | 3.70382                                            |       | 2.8089 |   | 0 |   | -8.78762 |   | -1.63401 |   | -1.69411 |   | 0 |   | 0 |   | 104.28862 |   |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                                                                     |       |                       |       | 0                                                      |       | 0             |       | 137            |       | 4                                                  |       | 3 |   | 0 |   | (9 | ) | (1 | ) | (10 | ) | 0 |   | 0 |   | 124 |   |

 

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Table of Contents

 
| Additional credits and accrued interest thereon:                                                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|-------------------------------------------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|
| "  15,   includes ext mat                                                                   |   | 2.5    |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  20,   "       "     "   |   | 2.5    |   | 0      |   | 0      |   | (1     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (1     | )      |
| "  15A,   "       "     "  |   | 3      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      |
| "  22A,   "       "     "  |   | 3      |   | 0      |   | 0      |   | 85     |   | 2      |   | 0      |   | 2      |   | (3     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 86     |   |
| "  I-76,   "       "     " |   | 3.5    |   | 0      |   | 0      |   | 372    |   | 10     |   | 0      |   | 6      |   | (97    | )      | (70    | )      | (7     | )      | 0      |   | 0      |   | 214    |   |
| "  Res   Plus Flex Pay                                                                      |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| "  IC-Q-Installment                                                                         |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  IC-Q-Ins                                                                                 |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | (0     | )      |
| "  IC-Q-Ins Emp                                                                             |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| "  IC-I                                                                                     |   |   |   | 0      |   | 0      |   | 1      |   | 4      |   | 0      |   | 0      |   | 0      |   | 0      |   | (4     | )      | 0      |   | 0      |   | 1      |   |
| "  IC-I-Emp                                                                                 |   |   |   | 0      |   | 0      |   | 0      |   | 3      |   | 0      |   | 0      |   | 0      |   | 0      |   | (3     | )      | 0      |   | 0      |   | 0      |   |
| "  Inst                                                                                     |   |   |   | 0      |   | 0      |   | 14     |   | 146    |   | 0      |   | 0      |   | 0      |   | 0      |   | (155   | )      | 0      |   | 0      |   | 5      |   |
| "  Inst-E                                                                                   |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| "  RP-Q-Installment                                                                         |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| "  RP-Q-Flexible   Pay                                                                      |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | (0     | )      |
| "  RP-Q-Ins                                                                                 |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | (0     | )      |
| "  RP-Q-Ins   Emp                                                                           |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      |
| "  RP-I                                                                                     |   |   |   | 0      |   | 0      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 1      |   |
| "  RP-I-EMP                                                                                 |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| "  Inst-R                                                                                   |   |   |   | 0      |   | 0      |   | 0      |   | 6      |   | 0      |   | 0      |   | 0      |   | 0      |   | (7     | )      | 0      |   | 0      |   | (1     | )      |
| "  Inst-R-E                                                                                 |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
|                                                                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                                                                                 |   |   |   | 0      |   | 0      |   | 472    |   | 171    |   | 0      |   | 8      |   | (100   | )      | (70    | )      | (176   | )      | 0      |   | 0      |   | 305    |   |

 

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| Res for accrued 3rd year 2113 - Installment Prod   only. |       |       |       | 0         |       | 0          |       | 675        |       | 440     |       | (594       | )          | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 521        |       |
|----------------------------------------------------------|------------|------------|------------|-----------|------------|------------|------------|------------|------------|---------|------------|------------|------------|---------|------------|------------|--------|-------------|--------|----------|--------|-----------|------------|------------|------------|------------|------------|
| Res for accrued 6th year 2114                            |       |       |       | 0         |       | 0          |       | (0         | )          | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | (0         | )          |
| Acc int - default I-76 2003/2025                         |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 2       |       | 0          |       | 0       |       | 0          |   | (0          | )      | (1       | )      | 0         |       | 0          |       | 1          |       |
| Res for add’l credits to be allowed                 |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Installment Cert-Special Add’l                      |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Credits I-76 (2105)                                      |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Accrued for add’l credits to                        |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| be allowed at next anni (2102)                           |       |       |       | 0         |       | 0          |       | 0          |       | 7       |       | 0          |       | 0       |       | 0          |   | 0           |   | (7       | )      | 0         |       | 0          |       | 0          |       |
| Reserve for death & disab (2111)                |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Res for reconversion (2104)                              |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
|                                                     |       |       |       |      |       |       |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       |       |       |
| Total                                                    |       |       |       | 0         |       | 0          |       | 675        |       | 449     |       | (594       | )          | 0       |       | 0          |   | (0          | )      | (8       | )      | 0         |       | 0          |       | 522        |       |
|                                                     |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| **Total installment certificates**                       | ** ** | ** ** | ** ** | **7,310** | ** ** | **37,810** | ** ** | **49,558** | ** ** | **683** | ** ** | **12,386** | ** ** | **187** | ** ** | **(3,394** | **)**  | **(17,596** | **)**  | **(223** | **)**  | **6,397** | ** ** | **33,646** | ** ** | **41,601** | ** ** |
|                                                     |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Fully paid certificates:                                 |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Single-Payment certificates:                             |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| SP 74 (C2740-10 Prod 40)                                 |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 75 - 50                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 76 - 60                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 77 - 70                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 78 - 80                                               |       | 3.5        |       | 0         |       | 0          |       | (0         | )          | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | (0         | )          |
| SP 79 - 90                                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 80 - 100                                              |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 81A - 110                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 82A - 111                                             |       | 3.5        |       | 1         |       | 2          |       | 2          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 1         |       | 2          |       | 2          |       |
| SP 82B - 112                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 83A - 113                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 83B - 114                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| IC-2-84 - 115, 116,117,118,119                           |       | 3.5        |       | 3         |       | 12         |       | 12         |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 3         |       | 12         |       | 12         |       |
| IC-2-85 - 120,121,122,123.124,   125,126,127,128,129,130 |       | 3.5        |       | 2         |       | 20         |       | 22         |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 2         |       | 20         |       | 22         |       |
| IC-2-86 - 131                                            |       | 3.5        |       | 1         |       | 2          |       | 3          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 1         |       | 2          |       | 3          |       |
| IC-2-87 - 132                                            |       | 3.5        |       | 2         |       | 24         |       | 31         |       | 0       |       | 0          |       | 0       |       | (26        | )      | 0           |   | 0        |   | 1         |       | 4          |       | 5          |       |
| IC-2-88 - 133                                            |       | 3.5        |       | 73        |       | 1,070      |       | 1,471      |       | 0       |       | 0          |       | 49      |       | (747       | )      | (132        | )      | (506     | )      | 15        |       | 119        |       | 135        |       |
| Reserve Plus Single Payment - 150                        |       |       |       | 4         |       | 17         |       | 19         |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 4         |       | 17         |       | 19         |       |
| Cash Reserve Single Payment - 160                        |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| IC-Flexible Savings (Variable Term) - 165                |       |       |       | 131,998   |       | 2,270,553  |       | 2,406,534  |       | 0       |       | 1,272,957  |       | 61,525  |       | (4,026     | )      | (1,780,127  | )      | 0        |   | 119,152   |       | 1,826,625  |       | 1,956,863  |       |
| IC-Flexible Savings Emp (VT) - 166                       |       |       |       | 223       |       | 2,611      |       | 3,809      |       | 0       |       | 46         |       | 84      |       | (224       | )      | (970        | )      | 0        |   | 175       |       | 1,847      |       | 2,745      |       |

 

F-60

----

Table of Contents

 
| IC-Preferred Investors - 250                     | * * | * * |   | 4       |   | 1,849     |   | 1,857     |   | 0      |   | 3,954     |   | 37     |   | 0       |   | (1,450     | )      | 0       |   | 4       |   | 4,385     |   | 4,398     |   |
|--------------------------------------------------|----------|----------|--------|---------|--------|-----------|--------|-----------|--------|--------|--------|-----------|--------|--------|--------|---------|--------|------------|--------|---------|--------|---------|--------|-----------|--------|-----------|--------|
| IC-Investors - 201, 202,203                      |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Special Deposits U.K. - 204                   |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Special Deposits HONG KONG - 205              |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-1-84 - 170, 171,172,173,174                   |     |     |   | 1       |   | 1         |   | 4         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 1       |   | 1         |   | 4         |   |
| Cash Reserve Variable Payment - 660              |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| Cash Reserve Variable PMT-3mo. - 662             |     |     |   | 21,293  |   | 115,125   |   | 123,081   |   | (0     | )      | 46,259    |   | 1,042  |   | (1,888  | )      | (71,173    | )      | 0       |   | 17,372  |   | 92,162    |   | 97,321    |   |
| IC-Future Value - 155                            |     |     |   | 2       |   | 4         |   | 4         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 2       |   | 4         |   | 4         |   |
| IC-Future Value Emp - 156                        |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Stock Market - 180                            |     |     |   | 48,150  |   | 280,635   |   | 329,279   |   | 0      |   | 83,308    |   | 3,990  |   | (3,479  | )      | (99,170    | )      | 0       |   | 43,547  |   | 277,554   |   | 313,928   |   |
| IC-MSC - 181                                     |     |     |   | 20,691  |   | 327,600   |   | 362,516   |   | 0      |   | 40,623    |   | 3,987  |   | 0       |   | (82,141    | )      | 0       |   | 19,060  |   | 296,916   |   | 324,985   |   |
| IC-EISC - 185                                    |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-AEBI Stock Market — 301, 302,303,304,305 |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
|                                             |     |     |   |    |   |      |   |      |   |   |   |      |   |   |   |    |   |       |   |    |   |    |   |      |   |      |   |
| Total                                            |     |     |   | 222,448 |   | 2,999,525 |   | 3,228,644 |   | (0     | )      | 1,447,147 |   | 70,714 |   | (10,390 | )      | (2,035,163 | )      | (506    | )      | 199,340 |   | 2,499,669 |   | 2,700,446 |   |
|                                             |     |     |   |    |   |      |   |      |   |   |   |      |   |   |   |    |   |       |   |    |   |    |   |      |   |      |   |
| Additional credits and accrued interest thereon: |     |     |   |    |   |      |   |      |   |   |   |      |   |   |   |    |   |       |   |    |   |    |   |      |   |      |   |
| SP 74 (2030/1 4022)                              |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | (1     | )      | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (1        | )      |
| SP 75                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 76                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 77                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 78                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 79                                            |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 80                                            |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 81A                                           |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 82A                                           |     | 3.5      |   | 0       |   | 0         |   | 2         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 2         |   |
| SP 82B                                           |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 83A                                           |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP 83B                                           |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-2-84                                          |     | 3.5      |   | 0       |   | 0         |   | 7         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 7         |   |
| IC-2-85                                          |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-2-86                                          |     | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-2-87                                          |     | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-2-88                                          |     | 3.5      |   | 0       |   | 0         |   | 29        |   | 25     |   | 0         |   | 0      |   | 0       |   | (1         | )      | (49     | )      | 0       |   | 0         |   | 4         |   |
| Reserve Plus SP 2004-4061                        |     |     |   | 0       |   | 0         |   | 0         |   | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | (0      | )      | 0       |   | 0         |   | 0         |   |
| Cash Reserve SP                                  |     |     |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0         |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-Flexible Savings                              |     |     |   | 0       |   | 0         |   | 3,448     |   | 62,956 |   | 0         |   | 0      |   | 0       |   | (3,246     | )      | (61,570 | )      | 0       |   | 0         |   | 1,588     |   |
| IC-Preferred Investors                           |     |     |   | 0       |   | 0         |   | 2         |   | 56     |   | 0         |   | 0      |   | 0       |   | (19        | )      | (37     | )      | 0       |   | 0         |   | 2         |   |

 

F-61

----

Table of Contents

 
| IC-FS-EMP                                                             |   |   |   | 0      |   | 0      |   | 5      |   | 98     |   | 0      |   | 0      |   | 0      |   | (18    | )      | (84     | )      | 0      |   | 0      |   | 1      |   |
|-----------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|---------|--------|--------|--------|--------|--------|--------|--------|
| IC-Investors                                                          |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-Special Deposits U.K.                                              |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-Special Deposits HONG KONG                                         |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-1-84 - 2013-4061                                                   |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | 0      |   |
| Cash Reserve VP 2004-4061                                             |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| Cash Reserve Variable Payment-3mo.                                    |   |   |   | 0      |   | 0      |   | 335    |   | 1,325  |   | (400   | )      | 0      |   | 0      |   | (11    | )      | (1,043  | )      | 0      |   | 0      |   | 206    |   |
| IC-Future Value                                                       |   |   |   | 0      |   | 0      |   | 7      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 8      |   |
| IC-Future Value Emp                                                   |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-Stk Mkt, 2004/16/31-4000/16                                        |   |   |   | 0      |   | 0      |   | 519    |   | 410    |   | (0     | )      | 0      |   | 0      |   | (38    | )      | (675    | )      | 0      |   | 0      |   | 216    |   |
| IC-MSC                                                                |   |   |   | 0      |   | 0      |   | 155    |   | 422    |   | 0      |   | 0      |   | 0      |   | (7     | )      | (501    | )      | 0      |   | 0      |   | 69     |   |
| IC - EISC                                                             |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-AEBI Stk Mkt 2004/31/19-4000/16                                    |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
|                                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Total                                                                 |   |   |   | 0      |   | 0      |   | 4,509  |   | 65,292 |   | (400   | )      | 0      |   | 0      |   | (3,340 | )      | (63,959 | )      | 0      |   | 0      |   | 2,102  |   |
|                                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Accrued for additional credits to be allowed at   next anniversaries: |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| SP 74 (2102-4070)                                                     |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 75                                                                 |   |   |   | 0      |   | 0      |   | (1     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (1     | )      |
| SP 76                                                                 |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 77                                                                 |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP 78                                                                 |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP 79                                                                 |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 80                                                                 |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 81A                                                                |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 82A                                                                |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 82B                                                                |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP 83A                                                                |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP 83B                                                                |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-84 - 2019-4061                                                   |   |   |   | 0      |   | 0      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 1      |   |
| IC-2-85                                                               |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-2-86                                                               |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-87                                                               |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-88                                                               |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | 0      |   |

 

F-62

----

Table of Contents

 
| IC-Stock Mkt - 2019/31-4061 SEC 5 from C2785-81                                 |   |   |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | (0            | )          |
|---------------------------------------------------------------------------------|--------|--------|------------|-------------|------------|---------------|------------|---------------|------------|------------|------------|---------------|------------|------------|------------|-------------|--------|----------------|--------|-------------|--------|-------------|------------|---------------|------------|---------------|------------|
| IC-Market Strategy Certificate (SEC 5 from   c2785-81)                          |   |   |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | (0            | )          |
| IC-EISC                                                                         |   |   |       | 0           |       | 0             |       | 1,194         |       | 13,043     |       | 0             |       | 0          |       | 0           |   | (53            | )      | (3,320      | )      | 0           |       | 0             |       | 10,864        |       |
| IC-AEBI Stock Market                                                            |   |   |       | 0           |       | 0             |       | 1,226         |       | 12,384     |       | 0             |       | 0          |       | 0           |   | (121           | )      | (3,490      | )      | 0           |       | 0             |       | 9,999         |       |
|                                                                            |   |   |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
|                                                                            |   |   |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | (0            | )          |
|                                                                            |   |   |       |        |       |          |       |          |       |       |       |          |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Total                                                                           |   |   |       | 0           |       | 0             |       | 2,420         |       | 25,427     |       | 0             |       | 0          |       | 0           |   | (174           | )      | (6,810      | )      | 0           |       | 0             |       | 20,863        |       |
|                                                                            |   |   |       |        |       |          |       |          |       |       |       |          |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| **Total****Single Payment - Non Qualified**                                     |   |   | ** ** | **222,448** | ** ** | **2,999,525** | ** ** | **3,235,573** | ** ** | **90,719** | ** ** | **1,446,747** | ** ** | **70,714** | ** ** | **(10,390** | **)**  | **(2,038,677** | **)**  | **(71,275** | **)**  | **199,340** | ** ** | **2,499,669** | ** ** | **2,723,411** | ** ** |
|                                                                            |   |   |       |        |       |          |       |          |       |       |       |          |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| R Series Single-Payment certificates:                                      |   |   |       |        |       |          |       |          |       |       |       |          |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| R-76 - 900                                                                      |   | 3.5    |       | 1           |       | 2             |       | 2             |       | 0          |       | 0             |       | 0          |       | 0           |   | (2             | )      | 0           |   | 0           |       | 0             |       | 0             |       |
| R-77 - 910                                                                      |   | 3.5    |       | 9           |       | 34            |       | 41            |       | 0          |       | 0             |       | 1          |       | 0           |   | (7             | )      | 0           |   | 8           |       | 28            |       | 35            |       |
| R-78 - 911                                                                      |   | 3.5    |       | 17          |       | 109           |       | 127           |       | 0          |       | 0             |       | 4          |       | 0           |   | (12            | )      | 0           |   | 16          |       | 101           |       | 119           |       |
| R-79 - 912                                                                      |   | 3.5    |       | 27          |       | 148           |       | 163           |       | 0          |       | 0             |       | 6          |       | 0           |   | (6             | )      | 0           |   | 23          |       | 143           |       | 163           |       |
| R-80 - 913                                                                      |   | 3.5    |       | 17          |       | 112           |       | 114           |       | 0          |       | 0             |       | 4          |       | 0           |   | (13            | )      | 0           |   | 16          |       | 20            |       | 105           |       |
| R-81 - 914                                                                      |   | 3.5    |       | 9           |       | 55            |       | 50            |       | 0          |       | 0             |       | 1          |       | 0           |   | (9             | )      | 0           |   | 7           |       | 45            |       | 42            |       |
| R-82A - 915                                                                     |   | 3.5    |       | 48          |       | 251           |       | 209           |       | 0          |       | 0             |       | 17         |       | 0           |   | (111           | )      | 0           |   | 26          |       | 135           |       | 115           |       |
| RP-Q - 916                                                                      |   |   |       | 89          |       | 128           |       | 373           |       | 0          |       | 0             |       | 3          |       | 0           |   | (21            | )      | 0           |   | 82          |       | 123           |       | 355           |       |
| R-II - 920                                                                      |   | 3.5    |       | 30          |       | 209           |       | 135           |       | 0          |       | 0             |       | 5          |       | 0           |   | (6             | )      | 0           |   | 29          |       | 207           |       | 134           |       |
| RP-2-84 - 921,922,923,924,925                                                   |   | 3.5    |       | 2           |       | 16            |       | 9             |       | 0          |       | 0             |       | 0          |       | 0           |   | (6             | )      | 0           |   | 1           |       | 4             |       | 3             |       |
| RP-2-85 - 926,927,928,929,930,931,   932,933,934,935,936                        |   | 3.5    |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-2-86 - 937                                                                   |   | 3.5    |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-2-87 - 938                                                                   |   | 3.5    |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-2-88 - 939                                                                   |   | 3.5    |       | 15          |       | 81            |       | 96            |       | 0          |       | 0             |       | 3          |       | (80         | )      | (10            | )      | (9          | )      | 0           |       | 0             |       | 0             |       |
| Cash Reserve RP - 970                                                           |   |   |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-Flexible Savings - 971                                                       |   |   |       | 52,569      |       | 1,246,068     |       | 1,294,596     |       | 0          |       | 774,449       |       | 35,389     |       | (1,040      | )      | (1,050,433     | )      | 0           |   | 50,023      |       | 997,000       |       | 1,052,961     |       |
| RP-Preferred Investors - 950                                                    |   |   |       | 1           |       | 440           |       | 590           |       | 0          |       | 0             |       | 0          |       | 0           |   | (592           | )      | 0           |   | 0           |       | 0             |       | (2            | )          |
| Cash Reserve RP-3 mo. - 972                                                     |   |   |       | 3,046       |       | 19,163        |       | 20,711        |       | 0          |       | 3,558         |       | 185        |       | (218        | )      | (8,812         | )      | 0           |   | 2,509       |       | 14,471        |       | 15,424        |       |
| RP-Flexible Savings Emp - 973                                                   |   |   |       | 96          |       | 979           |       | 1,475         |       | 0          |       | 8             |       | 44         |       | (16         | )      | (481           | )      | 0           |   | 74          |       | 744           |       | 1,030         |       |
| RP-Future Value - 975                                                           |   |   |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-Future Value Emp - 976                                                       |   |   |       | 0           |       | 0             |       | 0             |       | 0          |       | 0             |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-Stock Market - 960                                                           |   |   |       | 10,016      |       | 105,143       |       | 117,949       |       | (9         | )          | 45,015        |       | 1,491      |       | (307        | )      | (42,640        | )      | 0           |   | 10,161      |       | 112,835       |       | 121,499       |       |
| Market Strategy Cert - 961 (section 1-6 from   Report 2785-81-RP-STOCK-VB 2001) |   |   |       | 3,820       |       | 100,306       |       | 108,901       |       | 0          |       | 16,130        |       | 1,165      |       | 0           |   | (28,260        | )      | 0           |   | 3,642       |       | 91,607        |       | 97,936        |       |
| D-1 - sum of SERIES D on Summary page - 400 +   990-993                    |   |   |       | 54          |       | 4,166         |       | 5,640         |       | 0          |       | 201           |       | 97         |       | (214        | )      | (1,486         | )      | 0           |   | 47          |       | 3,341         |       | 4,238         |       |
|                                                                            |   |   |       |        |       |          |       |          |       |       |       |          |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Total                                                                           |   |   |       | 69,866      |       | 1,477,410     |       | 1,551,181     |       | (9         | )          | 839,361       |       | 38,415     |       | (1,875      | )      | (1,132,907     | )      | (9          | )      | 66,664      |       | 1,220,804     |       | 1,294,157     |       |

 

F-63

----

Table of Contents

 
| Additional Interest on   R-Series Single                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
|----------------------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|---------|--------|--------|--------|--------|--------|--------|--------|
| Payment Reserves:                                                                |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| R-76                                                                             |   | 3.5    |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | 0      |   |
| R-77                                                                             |   | 3.5    |   | 0      |   | 0      |   | 1      |   | 1      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (1      | )      | 0      |   | 0      |   | 1      |   |
| R-78                                                                             |   | 3.5    |   | 0      |   | 0      |   | 3      |   | 4      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (4      | )      | 0      |   | 0      |   | 3      |   |
| R-79                                                                             |   | 3.5    |   | 0      |   | 0      |   | 4      |   | 6      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (6      | )      | 0      |   | 0      |   | 4      |   |
| R-80                                                                             |   | 3.5    |   | 0      |   | 0      |   | 3      |   | 4      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (4      | )      | 0      |   | 0      |   | 3      |   |
| R-81                                                                             |   | 3.5    |   | 0      |   | 0      |   | 1      |   | 2      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (1      | )      | 0      |   | 0      |   | 2      |   |
| R-82A                                                                            |   | 3.5    |   | 0      |   | 0      |   | 6      |   | 15     |   | 0      |   | 0      |   | 0      |   | (1     | )      | (17     | )      | 0      |   | 0      |   | 3      |   |
| RP-Q                                                                             |   |   |   | 0      |   | 0      |   | 0      |   | 3      |   | 0      |   | 0      |   | 0      |   | 0      |   | (3      | )      | 0      |   | 0      |   | 0      |   |
| R-II                                                                             |   | 3.5    |   | 0      |   | 0      |   | 3      |   | 5      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (5      | )      | 0      |   | 0      |   | 3      |   |
| RP-2-84                                                                          |   | 3.5    |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-2-85                                                                          |   | 3.5    |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-2-86                                                                          |   | 3.5    |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-2-87                                                                          |   | 3.5    |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-2-88                                                                          |   | 3.5    |   | 0      |   | 0      |   | 2      |   | 2      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (3      | )      | 0      |   | 0      |   | 1      |   |
| Cash Reserve RP                                                                  |   |   |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| RP-Flexible Savings                                                              |   |   |   | 0      |   | 0      |   | 1,854  |   | 35,325 |   | 0      |   | 0      |   | 0      |   | (936   | )      | (35,389 | )      | 0      |   | 0      |   | 854    |   |
| RP-Preferred Investors                                                           |   |   |   | 0      |   | 0      |   | 1      |   | 3      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (4      | )      | 0      |   | 0      |   | 0      |   |
| Cash Reserve RP-3 mo. Plus                                                       |   |   |   | 0      |   | 0      |   | 56     |   | 242    |   | (79    | )      | 0      |   | 0      |   | (2     | )      | (185    | )      | 0      |   | 0      |   | 32     |   |
| RP-Flexible Savings Emp                                                          |   |   |   | 0      |   | 0      |   | 2      |   | 43     |   | 0      |   | 0      |   | 0      |   | (0     | )      | (44     | )      | 0      |   | 0      |   | 1      |   |
| RP-Future Value                                                                  |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-Future Value Emp                                                              |   |   |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-Stock Market                                                                  |   |   |   | 0      |   | 0      |   | 160    |   | 126    |   | 0      |   | 0      |   | 0      |   | (11    | )      | (206    | )      | 0      |   | 0      |   | 69     |   |
| Market Strategy Cert (2785-81 RP-STOCK VB 2004/4000 &   2016/2031/4016) |   |   |   | 0      |   | 0      |   | 61     |   | 146    |   | 0      |   | 0      |   | 0      |   | (0     | )      | (171    | )      | 0      |   | 0      |   | 36     |   |
| D-1 - 400                                                                        |   |   |   | 19     |   | 53     |   | 0      |   | 117    |   | 0      |   | 0      |   | 0      |   | (21    | )      | (97     | )      | 17     |   | 51     |   | (1     | )      |
|                                                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Total                                                                            |   |   |   | 19     |   | 53     |   | 2,157  |   | 36,044 |   | (79    | )      | 0      |   | 0      |   | (971   | )      | (36,140 | )      | 17     |   | 51     |   | 1,011  |   |

 

F-64

----

Table of Contents

 
| Accrued for additional credits to be allowed at   next anniversaries: |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
|-----------------------------------------------------------------------|------------|------------|------------|------------|------------|---------------|------------|---------------|------------|------------|------------|-------------|------------|------------|------------|------------|--------|----------------|--------|-------------|--------|------------|------------|---------------|------------|---------------|------------|
| RP-Stock Market                                                       |       |       |       | .          |       | 0             |       | 414           |       | 5,142      |       | 0           |       | 0          |       | 0          |   | (20            | )      | (1,285      | )      | .          |       | 0             |       | 4,251         |       |
| Market Strategy Cert (C2785-81 2019/2102/4061)                        |       |       |       | 0          |       | 0             |       | 349           |       | 3,677      |       | 0           |       | 0          |       | 0          |   | (31            | )      | (994        | )      | 0          |       | 0             |       | 3,001         |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Total                                                                 |       |       |       | 0          |       | 0             |       | 763           |       | 8,818      |       | 0           |       | 0          |       | 0          |   | (51            | )      | (2,278      | )      | 0          |       | 0             |       | 7,252         |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| **Total Single Payment - Qualified**                                  | ** ** | ** ** | ** ** | **69,885** | ** ** | **1,477,463** | ** ** | **1,554,101** | ** ** | **44,854** | ** ** | **839,282** | ** ** | **38,415** | ** ** | **(1,875** | **)**  | **(1,133,929** | **)**  | **(38,428** | **)**  | **66,681** | ** ** | **1,220,855** | ** ** | **1,302,420** | ** ** |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Paid-up certificates:                                                 |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Series 15 and 20                                                 |       | 3.25       |       | 0          |       | 0             |       | (0            | )          | 0          |       | 0           |       | 0          |       | 0          |   | 0              |   | 0           |   | 0          |       | 0             |       | (0            | )          |
| "  15A   and 22A                                            |       | 3.5        |       | 0          |       | 0             |       | 66            |       | 2          |       | 0           |       | 0          |       | 0          |   | (33            | )      | 0           |   | 0          |       | 0             |       | 35            |       |
| "  I-76   - 640                                             |       | 3.5        |       | 0          |       | (0            | )          | 1,148         |       | 33         |       | 0           |       | 37         |       | (246       | )      | (156           | )      | 0           |   | 0          |       | 0             |       | 816           |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Total                                                                 |       |       |       | 0          |       | 0             |       | 1,214         |       | 35         |       | 0           |       | 37         |       | (246       | )      | (189           | )      | 0           |   | 0          |       | 0             |       | 851           |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Additional credits and accrued interest thereon:                      |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Series 15 and 20                                                 |       | 2.5        |       | 0          |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0          |   | 0              |   | 0           |   | 0          |       | 0             |       | 0             |       |
| "  15A   and 22A                                            |       | 3          |       | 9          |       | 0             |       | 1             |       | 0          |       | 0           |       | 0          |       | 0          |   | (1             | )      | 0           |   | 8          |       | 35            |       | (0            | )          |
| "  I-76                                                     |       | 3.5        |       | 235        |       | 1,193         |       | 107           |       | 3          |       | 0           |       | 0          |       | (31        | )      | (12            | )      | 0           |   | 159        |       | 858           |       | 67            |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Total                                                                 |       |       |       | 244        |       | 1,193         |       | 108           |       | 3          |       | 0           |       | 0          |       | (31        | )      | (13            | )      | 0           |   | 167        |       | 893           |       | 67            |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Accrued for additional credits to be allowed at   next anniversaries  |       |       |       | 0          |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0          |   | 0              |   | (0          | )      | 0          |       | 0             |       | 0             |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |           |   |        |   |       |       |          |       |          |       |
| Total paid-up                                                         |       |       |       | 244        |       | 1,193         |       | 1,322         |       | 38         |       | 0           |       | 37         |       | (277       | )      | (202           | )      | (0          | )      | 167        |       | 893           |       | 918           |       |

 

F-65

----

Table of Contents

 
| Optional settlement certificates:                                 |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
|-------------------------------------------------------------------|--------|-------------------------|------------|-------------|------------|---------------|------------|---------------|------------|-------------|------------|---------------|------------|-------------|------------|-------------|--------|----------------|--------|--------------|--------|-------------|------------|---------------|------------|---------------|------------|
| Series  IST&G                                            |   | 3                       |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | (0          | )      | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Other series and conversions from Single                          |   | Source 2740-10: Options |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Payment certificates                                              |   | 2.5-3-3-3.5             |       | 0           |       | 0             |       | 49,144        |       | 1,457       |       | (0            | )          | 769         |       | (2,579      | )      | (3,528         | )      | 0            |   | 0           |       | 0             |       | 45,263        |       |
| Series R-76 thru R-82A - Prod 900                            |   | 3                       |       | 0           |       | 0             |       | 1             |       | 0           |       | 0             |       | 0           |       | (1          | )      | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Series R-II & RP-2-84 thru 88 - Prod   921          |   | 3.5                     |       | 0           |       | 0             |       | 49            |       | 2           |       | 0             |       | 9           |       | (2          | )      | (0             | )      | 0            |   | 0           |       | 0             |       | 58            |       |
| Reserve Plus Single-Payment (Prod 150)                            |   |                    |       | 0           |       | 0             |       | 85            |       | 1           |       | 0             |       | 0           |       | (1          | )      | (11            | )      | 0            |   | 0           |       | 0             |       | 74            |       |
| Reserve Plus Flex-Pay & IC-Q-Inst (Prod   650, 651, 652) |   |                    |       | 0           |       | 0             |       | 14            |       | 0           |       | 0             |       | 0           |       | 0           |   | (1             | )      | 0            |   | 0           |       | 0             |       | 13            |       |
| Series R-Installment (Prod 980, 981,982)                     |   |                    |       | 0           |       | 0             |       | 32            |       | 0           |       | 0             |       | 0           |       | (3          | )      | (5             | )      | 0            |   | 0           |       | 0             |       | 24            |       |
| Series R-Single-Payment (Prod 133)                           |   |                    |       | 0           |       | 0             |       | (0            | )          | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | (0            | )          |
| Add’l credits and accrued int. thereon                       |   | 2.5-3                   |       | 0           |       | 0             |       | 4,183         |       | 112         |       | 0             |       | 90          |       | (303        | )      | (340           | )      | (259         | )      | 0           |       | 0             |       | 3,483         |       |
| Add’l credits and accrued int. thereon-IST&G             |   | 2.5-3                   |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | (0          | )      | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Accrued for additional credits to be allowed                      |   |                    |       | 0           |       | 0             |       | 51            |       | 43          |       | 0             |       | 0           |       | (0          | )      | (0             | )      | (91          | )      | 0           |       | 0             |       | 3             |       |
| at next anniversaries                                             |   |                    |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Accrued for additional credits to be allowed                      |   |                    |       | 0           |       | 0             |       | (0            | )          | 0           |       | 0             |       | 0           |       | (0          | )      | 0              |   | (0           | )      | 0           |       | 0             |       | (0            | )          |
| at next anniversaries-R-76-R-82A & R-II                  |   |                    |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | 0            |   | 0           |       | 0             |       | 0             |       |
| Accrued for additional credits to be allowed                      |   |                    |       | 0           |       | 0             |       | 0             |       | 0           |       | 0             |       | 0           |       | 0           |   | 0              |   | (0           | )      | 0           |       | 0             |       | 0             |       |
| at next anniversaries-IST&G                                   |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
|                                                              |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
| Total optional settlement                                         |   |                    |       | 0           |       | 0             |       | 53,559        |       | 1,615       |       | (0            | )          | 868         |       | (2,889      | )      | (3,885         | )      | (350         | )      | 0           |       | 0             |       | 48,918        |       |
|                                                              |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
| Due to unlocated cert holders                                     |   |                    |       | 0           |       | 0             |       | 101           |       | 1           |       | 0             |       | 48          |       | 0           |   | (1             | )      | (18          | )      | 0           |       | 0             |       | 131           |       |
|                                                              |   |                    |       |        |       |          |       |          |       |        |       |          |       |        |       |        |   |           |   |         |   |        |       |          |       |          |       |
| Total certificate reserves                                        |   |                    | ** ** | **299,887** | ** ** | **4,515,991** | ** ** | **4,894,214** | ** ** | **137,910** | ** ** | **2,298,415** | ** ** | **110,269** | ** ** | **(18,825** | **)**  | **(3,194,290** | **)**  | **(110,294** | **)**  | **272,585** | ** ** | **3,755,063** | ** ** | **4,117,399** | ** ** |

 

F-66

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2009**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Additional credits on   installment certificates and accrued interest thereon:                                                           |       |       |       |
|------------------------------------------------------------------------------------------------------------------------------------------|------------|------------|------------|
| Other additions represent:                                                                                                               |       |       |       |
| Transfers from accruals   for additional credits to be allowed at next anniversaries                                                     |       | $          | 8          |   |
| Reconversions of paid-up   certificates-charged to paid-up reserves                                                                      |       | 10         |       |
| Transfers from maturities   to extended maturities, additional credits/interest and advance payments                                     |       | 169        |       |
|                                                                                                                                     |       | $          | 187        |   |
|                                                                                                                                     |       |       |       |
| Other deductions   represent:                                                                                                            |       |       |       |
| Transfers to reserves on a   quarterly basis for Reserve Plus Flexible- Payment, IC-Q-Installment and   R-Flexible-Payment          |       | $          | 169        |   |
| Conversions to optional   settlement certificates-credited to optional settlement reserves                                               |       | 0          |       |
| Conversions to paid-up   certificates-credited to paid-up reserves                                                                       |       | 36         |       |
| Transfers to extended maturities   at maturity                                                                                           |       | 0          |       |
|                                                                                                                                     |       | $          | 205        |   |
| Accrual for additional   credits to be allowed on installment certificates at next anniversaries:                                        | ** ** | ** ** | ** ** |
| Other deductions   represent:                                                                                                            |       |       |       |
| Transfers to reserves for   additional credits on installment certificates                                                               |       | $          | 6          |   |
|                                                                                                                                     |       |       |       |
| Reserve for death and   disability refund options:                                                                                       |       |       |       |
| Other deductions   represent:                                                                                                            |       |       |       |
| Payments, in excess of   installment reserves, made to certificate holders who exercised the death and   disability refund options.      |       | $          | 0          |   |
|                                                                                                                                     |       |       |       |
| Reserve for reconversions   of paid-up certificates:                                                                                     |       |       |       |
| The amount shown as   charged to profit and loss has been deducted from reserve recoveries in the   accompanying Statement of Operations |       | $          | 0          |   |
|                                                                                                                                     |       |       |       |
| Other deductions   represent:                                                                                                            |       |       |       |
| Amounts credited to   installment certificate reserves to mature, on reconversions of paid-up   certificates.                            |       | $          | 10         |   |
|                                                                                                                                     |       |       |       |
| Paid-up certificates:                                                                                                                    |       |       |       |
| Other additions represent:                                                                                                               |       |       |       |
| Conversions from   installment certificates (charged to installment reserves less surrender   charges)                                   |       | $          | 37         |   |
| Transfers from accrual for   additional credits to be allowed at next anniversaries                                                      |       | 0          |       |
|                                                                                                                                     |       | $          | 37         |   |
| Other deductions   represent:                                                                                                            |       |       |       |
| Transfers credited to   installment reserves on reconversions to installment certificates                                                |       | $          | 0          |   |
| Transfers for accrual for   additional credits and accrued interest thereon                                                              |       | 0          |       |
| Transfers to settlement   options                                                                                                        |       | 0          |       |
|                                                                                                                                     |       | $          | 0          |   |

 

F-67

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Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2009**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Default interest on   installment certificates:                                                                                                                                       |   |   |    |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|---------|
| Other additions represent:                                                                                                                                                            |   |   |    |
| Reconversions of paid-up   certificates charged to paid-up reserves                                                                                                                   |   | $      | 0       |   |
|                                                                                                                                                                                  |   |   |    |
| Other deductions   represent:                                                                                                                                                         |   |   |    |
| Conversions to paid-up   certificates - credited to paid-up reserves                                                                                                                  |   | $      | 0       |   |
| Transfers to advance   payments as late payments are credited to certificates                                                                                                         |   | (1     | )       |
|                                                                                                                                                                                  |   | $      | (1      | ) |
| Optional settlement   certificates:                                                                                                                                                   |   |   |    |
| Other additions represent:                                                                                                                                                            |   |   |    |
| Transfers from installment   certificate reserves (less surrender charges), single-payment and   Series D certificate reserves upon election of optional settlement   privileges |   | $      | 777     |   |
| Transfers from paid-up   certificate reserves                                                                                                                                         |   | 0      |    |
| Transfers from accruals   for additional credits to be allowed at next anniversaries                                                                                                  |   | 91     |    |
|                                                                                                                                                                                  |   | $      | 868     |   |
| Other deductions   represent:                                                                                                                                                         |   |   |    |
| Transfers to reserve for   additional credits and accrued interest thereon                                                                                                            |   | $      | 91      |   |
| Transfers to optional   settlement reserves                                                                                                                                           |   | 263    |    |
|                                                                                                                                                                                  |   | $      | 354     |   |
| Single-Payment   certificates:                                                                                                                                                        |   |   |    |
| Other additions represent:                                                                                                                                                            |   |   |    |
| Transfers from accruals   for additional credits to be allowed at next anniversaries                                                                                                  |   | $      | 0       |   |
| Transfers from accruals on   a quarterly basis on:                                                                                                                                    |   | 0      |    |
| Reserve Plus   Single-Payment                                                                                                                                                         |   | 0      |    |
| Cash Reserve   Single-Payment                                                                                                                                                         |   | 0      |    |
| Flexible Savings                                                                                                                                                                      |   | 61,525 |    |
| Flexible Savings-Emp                                                                                                                                                                  |   | 84     |    |
| Preferred Investors                                                                                                                                                                   |   | 37     |    |
| Investors                                                                                                                                                                             |   | 0      |    |
| Special Deposits                                                                                                                                                                      |   | 0      |    |
| Cash Reserve                                                                                                                                                                          |   | 0      |    |
| Cash Reserve-3mo                                                                                                                                                                      |   | 1,042  |    |
| Future Value                                                                                                                                                                          |   | 0      |    |
| Stock Market                                                                                                                                                                          |   | 3,990  |    |
| Market Strategy                                                                                                                                                                       |   | 3,987  |    |
| AEBI Stock Market                                                                                                                                                                     |   | 0      |    |
| Equity Index Stock   Certificate                                                                                                                                                      |   | 0      |    |
| RP-Q                                                                                                                                                                                  |   | 3      |    |
| Cash Reserve-RP                                                                                                                                                                       |   | 0      |    |
| Cash Reserve-RP-3mo                                                                                                                                                                   |   | 185    |    |
| Flexible Saving-RP                                                                                                                                                                    |   | 35,389 |    |
| Flexible Savings-RP-Emp                                                                                                                                                               |   | 44     |    |
| Preferred Investors-RP                                                                                                                                                                |   | 0      |    |
| Stock Market-RP                                                                                                                                                                       |   | 1,491  |    |
| Market Strategy-RP                                                                                                                                                                    |   | 1,165  |    |
| Transfers from accruals at   anniversaries maintained in a separate reserve account.                                                                                                  |   | 187    |    |
|                                                                                                                                                                                  |   | $      | 109,129 |   |

 

F-68

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2009**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Single-Payment   certificates continued:                                          |   |   |     |
|-----------------------------------------------------------------------------------|--------|--------|----------|
|                                                                              |   |   |     |
| Other deductions   represent:                                                     |   |   |     |
| Transfers to optional   settlement reserves:                                      |   |   |     |
| Single-Payment                                                                    |   | $      | 8,937    |   |
| R Single-Payment                                                                  |   | 9      |     |
| Transfers to reserves for   additional credits and accrued interest thereon       |   | (187   | )        |
| Transfers to a separate   reserve account from the accrual account                |   | — |     |
| Transfers to reserves on a   quarterly basis:                                     |   |   |     |
| Reserve Plus   Single-Payment                                                     |   | — |     |
| Cash Reserve   Single-Payment                                                     |   | — |     |
| Flexible Savings                                                                  |   | 61,616 |     |
| Flexible Savings-Emp                                                              |   | — |     |
| Preferred Investors                                                               |   | 37     |     |
| Investors                                                                         |   | — |     |
| Special Deposits                                                                  |   | — |     |
| Cash Reserve                                                                      |   | — |     |
| Cash Reserve-3mo                                                                  |   | 1,044  |     |
| Stock Market                                                                      |   | 680    |     |
| AEBI Stock Market                                                                 |   | 501    |     |
| RP-Q                                                                              |   | 3      |     |
| Cash Reserve-RP                                                                   |   | — |     |
| Cash Reserve-RP-3mo                                                               |   | 185    |     |
| Flexible Saving-RP                                                                |   | 35,389 |     |
| Flexible Savings-RP-Emp                                                           |   | 44     |     |
| Preferred Investors-RP                                                            |   | 4      |     |
| Stock Market-RP                                                                   |   | 1,491  |     |
| Transfers to Federal tax   withholding                                            |   | (51    | )        |
|                                                                              |   | $      | 1,09,702 |   |
| Due to unlocated   certificate holders:                                           |   |   |     |
| Other additions represent:                                                        |   |   |     |
| Amounts equivalent to   payments due certificate holders who could not be located |   | $      | 48       |   |
|                                                                              |   |   |     |
| Other deductions   represent:                                                     |   |   |     |
| Payments to certificate   holders credited to cash                                |   | $      | 18       |   |

 

F-69

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Table of Contents

 
| **AMERIPRISE CERTIFICATE COMPANY, INC.**                                                        | ** ** | CERTIFICATE RESERVES | ** ** | SCHEDULE VI                                                        | ** ** | **Balance   to SEC**            | ** ** | **Balance   to SEC**            | ** ** |
|------------------------------------------------------------------------------------------------------|------------|----------------------|------------|--------------------------------------------------------------------|------------|---------------------------------|------------|---------------------------------|------------|
| **Sources:  C2790-70,   C2790-20, C2790-21, C2790-26, C2740-10 —    Tie to C2785-10** | ** ** | ** **           | ** ** | ** **                                                         | ** ** | ** **                      | ** ** | ** **                      | ** ** | **5 on   Part 1** | ** ** | **6 on   Part 1** | ** ** |
| **December 2009**                                                                               | ** ** | ** **           | ** ** | ** **                                                         | ** ** | ** **                      | ** ** | ** **                      | ** ** | **2790-70** | ** ** | **2790-70** | ** ** |
| ** **                                                                                           | ** ** | ** **           | ** ** | ** **                                                         | ** ** | ** **                      | ** ** | ** **                      | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| DATE PRINTED                                                                                         | ** ** | ** **           | ** ** | **SOURCE:  2790-70, unless specified.**                       | ** ** | ** **                      | ** ** | ** **                      | ** ** | SEC 5 | ** ** | SEC 6 | ** ** |
| 02/15/10                                                                                             | ** ** | ** **           | ** ** | **PART 3   - INFORMATION REGARDING INSTALLMENT CERTIFICATES** | ** ** | ** **                      | ** ** | ** **                      | ** ** | ** ** | ** ** |
| ** **                                                                                           | ** ** | ** **           | ** ** | **NUMBER   OF ACCOUNTS**                                           | ** ** | **AMOUNT OF**                   | ** ** | ** **                      | ** ** | DEDUCTION FROM RESERVES | ** ** |
| **Totals   must agree to Part 1**                                                               | ** ** | ** **           | ** ** | **WITH CERTIFICATE**                                               | ** ** | **MATURITY**                    | ** ** | AMOUNT OF                       | ** ** | CASH SURRENDERS | ** ** |
| ** **                                                                                           | ** ** | ** **           | ** ** | **HOLDERS**                                                        | ** ** | **VALUE**                       | ** ** | RESERVES                        | ** ** | PRIOR TO MATURITY | ** ** |
| ** **                                                                                           | ** ** | ** **           | ** ** | ** **                                                         | ** ** | ** **                      | ** ** |                            | ** ** |   | ** ** |
| **CERT SERIES**                                                                                 | ** ** | **MOS. PAID**   | ** ** | **December 31, 2009**                                    | ** ** | **December 31, 2009** | ** ** | **December 31, 2009** | ** ** | **SURRENDER** | ** ** | **OTHER** | ** ** |
| ** **                                                                                           | ** ** | ** **           | ** ** | **2008**                                                           | ** ** | **2009**                        | ** ** | **2008**                        | ** ** | **2009** | ** ** | **2008** | ** ** | **2009** | ** ** | **2009** | ** ** | **2009** | ** ** |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **15 INC EXT**                                                                                       |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 0                                                                  |       | 0                               |       | 0.00000                         |       | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **20 INC EXT**                                                                                       |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 0                                                                  |       | 0                               |       | 0.00000                         |       | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **15 A INC EXT**                                                                                     |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 0                                                                  |       | 0                               |       | 0.00000                         |       | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **22A INC EXT**                                                                                      |       | 157-168              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   | 0.00000 |   |   |   |
|                                                                                                 |       | 169-180              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 181-192              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 193-204              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 205-216              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 217-228              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 229-240              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   | 0.00000 |   |   |   |
|                                                                                                 |       | 241-252              |       | 1.00000                                                            |       | 0                               |       | 15.00000                        |       | 0.00000 |   | 13.75820 |   | 0.00000 |   |   |   |   |   |
|                                                                                                 |       | 253-264              |       | 1.00000                                                            |       | 1                               |       | 15.00000                        |       | 15.00000 |   | 14.83493 |   | 14.7160 |   |   |   |   |   |
|                                                                                                 |       | 265-276              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 277-288              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 289-300              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 301-312              |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 313-324              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 325-336              |       | 1.00000                                                            |       | 0                               |       | 16.23870                        |       | 0.00000 |   | 13.18569 |   | 0.00000 |   |   |   |   |   |
|                                                                                                 |       | 337-348              |       | 0.00000                                                            |       | 1                               |       | 0.00000                         |       | 16.23870 |   | 0.00000 |   | 13.89888 |   |   |   |   |   |
|                                                                                                 |       | 349-360              |       | 1.00000                                                            |       | 0                               |       | 19.48644                        |       | 0.00000 |   | 17.43112 |   | 0.00000 |   |   |   |   |   |
|                                                                                                 |       | 361-372              |       | 4.00000                                                            |       | 1                               |       | 373.49010                       |       | 19.48644 |   | 353.57253 |   | 18.33450 |   |   |   |   |   |
|                                                                                                 |       | 373-384              |       | 1.00000                                                            |       | 5                               |       | 12.99096                        |       | 386.48106 |   | 12.99096 |   | 384.52978 |   |   |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 9                                                                  |       | 8                               |       | 452.2062                        |       | 437.20620 |   | 425.77343 |   | 431.47917 |   | 0.00000 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **I-76**                                                                                             |       | 265-276              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 277-288              |       | 2.00000                                                            |       | 0                               |       | 39.98033                        |       | 0.00000 |   | 27.37785 |   | 0.00000 |   | 0.00000 |   |   |   |
| ** **                                                                                           |       | 289-300              |       |                                                               |       | 1                               |       |                            |       | 24.60328 |   |   |   | 17.64586 |   | 11.33212 |   |   |   |
| ** **                                                                                           |       | 301-312              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
| ** **                                                                                           |       | 313-324              |       | 2.00000                                                            |       | 0                               |       | 61.50820                        |       | 0.00000 |   | 51.38709 |   | 0.00000 |   | 39.03840 |   | 0.00000 |   |
|                                                                                                 |       | 325-336              |       | 19.00000                                                           |       | 1                               |       | 522.81970                       |       | 15.37705 |   | 456.98422 |   | 13.51471 |   | 37.82454 |   | 10.91618 |   |
|                                                                                                 |       | 337-348              |       | 26.00000                                                           |       | 16                              |       | 716.57053                       |       | 467.46232 |   | 663.44120 |   | 432.16502 |   | 23.05688 |   | 0.00000 |   |
|                                                                                                 |       | 349-360              |       | 27.00000                                                           |       | 22                              |       | 608.93118                       |       | 618.15741 |   | 593.77002 |   | 602.47018 |   | 230.56546 |   | 18.28701 |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 76                                                                 |       | 40                              |       | 1,949.81                        |       | 1,125.60006 |   | 1,792.96038 |   | 1,065.79577 |   | 341.81740 |   | 29.20319 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **RES+FP**                                                                                           |       | 289-300              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 301-312              |       | 1.00000                                                            |       | 0                               |       | 6.00000                         |       | 0.00000 |   | 2.83669 |   | 0.00000 |   |   |   |   |   |
| **New Line**                                                                                         |       | 313-324              |       |                                                               |       | 1                               |       |                            |       | 6.00000 |   |   |   | 2.84983 |   |   |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 1                                                                  |       | 1                               |       | 6.00000                         |       | 6.00000 |   | 2.83669 |   | 2.84983 |   | 0.00000 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **IC-Q-INST**                                                                                        |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 0                                                                  |       | 0                               |       | 0.00000                         |       | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **IC-Q-IN**                                                                                          |       | 181-192              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 193-204              |       | 5.00000                                                            |       | 0                               |       | 48.00000                        |       | 0.00000 |   | 18.69602 |   | 0.00000 |   | 0.00000 |   |   |   |
|                                                                                                 |       | 205-216              |       | 16.00000                                                           |       | 5                               |       | 158.40000                       |       | 48.00000 |   | 66.28175 |   | 19.72712 |   | 1.40000 |   |   |   |
|                                                                                                 |       | 217-228              |       | 7.00000                                                            |       | 10                              |       | 48.00000                        |       | 104.40000 |   | 31.88326 |   | 45.61720 |   | 29.67144 |   |   |   |
|                                                                                                 |       | 229-240              |       | 8.00000                                                            |       | 7                               |       | 114.00000                       |       | 48.00000 |   | 11.48908 |   | 35.18391 |   | 0.85000 |   |   |   |
|                                                                                                 |       | 241-252              |       | 5.00000                                                            |       | 4                               |       | 42.00000                        |       | 66.00000 |   | 33.12645 |   | 8.56272 |   | 2.65935 |   |   |   |
|                                                                                                 |       | 253-264              |       | 1.00000                                                            |       | 4                               |       | 6.00000                         |       | 30.00000 |   | 5.43144 |   | 27.20877 |   | 7.88137 |   |   |   |
| **New Line**                                                                                         |       | 265-276              |       |                                                               |       | 1                               |       |                            |       | 6.00000 |   |   |   | 5.44299 |   |   |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 42                                                                 |       | 31                              |       | 416.40000                       |       | 302.40000 |   | 166.90800 |   | 141.74271 |   | 42.46216 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **IC-IN-EMP**                                                                                        |       | 205-216              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 217-228              |       | 1.00000                                                            |       | 0                               |       | 6.00000                         |       | 0.00000 |   | 0.89163 |   | 0.00000 |   | 0.00000 |   |   |   |
| **New Line**                                                                                         |       | 229-240              |       |                                                               |       | 1                               |       |                            |       | 6.00000 |   |   |   | 0.59672 |   | 0.90000 |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 1                                                                  |       | 1                               |       | 6.00000                         |       | 6.00000 |   | 0.89163 |   | 0.59672 |   | 0.90000 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **IC-I**                                                                                             |       | 25-36                |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 37-48                |       | 4.00000                                                            |       | 0                               |       | 49.20000                        |       | 0.00000 |   | 25.29003 |   | 0.00000 |   |   |   |   |   |
|                                                                                                 |       | 49-60                |       | 2.00000                                                            |       | 3                               |       | 24.97100                        |       | 43.20000 |   | 2.87728 |   | 28.23562 |   | 2.55090 |   |   |   |
|                                                                                                 |       | 61-72                |       | 1.00000                                                            |       | 2                               |       | 21.00000                        |       | 24.97100 |   | 8.95011 |   | 2.81877 |   | 0.00000 |   |   |   |
|                                                                                                 |       | 73-84                |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   | 1.84916 |   |   |   |
|                                                                                                 |       | 85-96                |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 97-108               |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 109-120              |       | 2.00000                                                            |       | 0                               |       | 18.00000                        |       | 0.00000 |   | 25.04704 |   | 0.00000 |   | 0.00000 |   |   |   |
|                                                                                                 |       | 121-132              |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
| ** **                                                                                           |       | 133-144              |       | 8.00000                                                            |       | 0                               |       | 118.08000                       |       | 0.00000 |   | 65.02444 |   | 0.00000 |   |   |   |   |   |
| ** **                                                                                           |       | 145-156              |       | 8.00000                                                            |       | 3                               |       | 150.00000                       |       | 30.00000 |   | 118.99948 |   | 23.32006 |   | 41.04140 |   |   |   |
| ** **                                                                                           |       | 157-168              |       | 13.00000                                                           |       | 2                               |       | 220.75200                       |       | 36.00000 |   | 148.65800 |   | 19.32708 |   | 76.35817 |   |   |   |
| ** **                                                                                           |       | 169-180              |       | 12.00000                                                           |       | 7                               |       | 174.00000                       |       | 100.75200 |   | 84.27798 |   | 70.84077 |   | 40.06355 |   |   |   |
|                                                                                                 |       | 181-192              |       | 10.00000                                                           |       | 8                               |       | 90.00000                        |       | 108.00000 |   | 98.33941 |   | 48.44713 |   | 12.71553 |   |   |   |
|                                                                                                 | ** ** | **193-204**          |       | 11.00000                                                           |       | 6                               |       | 101.40000                       |       | 60.00000 |   | 93.64014 |   | 56.67770 |   | 39.42426 |   |   |   |
| **New Line**                                                                                         | ** ** | **205-216**          |       |                                                               |       | 2                               |       |                            |       | 12.00000 |   |   |   | 9.11443 |   | 68.49399 |   |   |   |
| ACC   Maturity Value & Count                                                                |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| TOTAL                                                                                                |       |                 |       | 71                                                                 |       | 33                              |       | 967.40300                       |       | 414.92300 |   | 671.10391 |   | 258.78156 |   | 282.49696 |   | 0.00000 |   |
|                                                                                                 |       |                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
| **IC-I-EMP**                                                                                         |       | 1-12                 |       |                                                               |       |                            |       |                            |       |   |   |   |   |   |   |   |   |   |   |
|                                                                                                 |       | 13-24                |       | 0.00000                                                            |       |                            |       | 0.00000                         |       |   |   | 0.00000 |   |   |   |   |   |   |   |
|                                                                                                 |       | 25-36                |       | 1.00000                                                            |       | 0                               |       | 6.00000                         |       | 0.00000 |   | 3.97019 |   | 0.00000 |   |   |   |   |   |

 

Confiddential: For Internal Use Only.

 

F-70

----

Table of Contents

 
|                                            |         | 37-48        |       |        |       | 1       |       |         |       | 6.00000      |       |         |       | 5.43586      |       |        |         |          |         |
|-------------------------------------------------|--------------|--------------|------------|-------------|------------|---------|------------|--------------|------------|--------------|------------|--------------|------------|--------------|------------|-------------|--------------|---------------|--------------|
|                                            |         | 49-60        |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         | 61-72        |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         | 73-84        |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         | 85-96        |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         | 97-108       |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         | 109-120      |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         | 121-132      |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| ** **                                      |         | 133-144      |       | 0.00000     |       |    |       | 0.00000      |       |         |       | 0.00000      |       |         |       |        |         |          |         |
| ** **                                      |         | 145-156      |       | 2.00000     |       | 0       |       | 72.24000     |       | 0.00000      |       | 22.93904     |       | 0.00000      |       |        |         |          |         |
| ** **                                      |         | 157-168      |       | 0.00000     |       | 2       |       | 0.00000      |       | 72.24000     |       | 0.00000      |       | 23.09643     |       |        |         |          |         |
|                                            |         | 169-180      |       | 2.00000     |       | 0       |       | 18.00000     |       | 0.00000      |       | 9.78252      |       | 0.00000      |       |        |         |          |         |
|                                            |         | 181-192      |       | 0.00000     |       | 2       |       | 0.00000      |       | 18.00000     |       | 0.00000      |       | 9.34167      |       |        |         |          |         |
|                                            | ** **   | **193-204**  |       | 1.00000     |       | 0       |       | 120.00000    |       | 0.00000      |       | 485.48809    |       | 0.00000      |       |        |         |          |         |
| **New Line**                                    | ** **   | **205-216**  |       |        |       | 1       |       |         |       | 120.00000    |       |         |       | 271.87199    |       |        |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 6           |       | 6       |       | 216.24000    |       | 216.24000    |       | 522.17984    |       | 309.74595    |       | 0.00000     |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **IC-I95**                                      |         | 1-12         |       | 807.00000   |       | 828     |       |         |       |         |       | 1,269.14584  |       | 2,007.78792  |       | 120.77211   |         |          |         |
|                                            |         | 13-24        |       | 502.00000   |       | 621     |       |         |       |         |       | 1,453.01105  |       | 1,982.18791  |       | 139.50641   |         |          |         |
|                                            |         | 25-36        |       | 552.00000   |       | 448     |       |         |       |         |       | 2,565.52997  |       | 1,933.55262  |       | 148.12430   |         |          |         |
|                                            |         | 37-48        |       | 777.00000   |       | 484     |       |         |       |         |       | 4,802.13745  |       | 3,095.90363  |       | 294.29430   |         |          |         |
|                                            |         | 49-60        |       | 1,121.00000 |       | 707     |       |         |       |         |       | 8,013.70853  |       | 5,379.29281  |       | 325.32106   |         |          |         |
|                                            |         | 61-72        |       | 1,098.00000 |       | 954     |       |         |       |         |       | 9,635.74172  |       | 7,546.26867  |       | 1,012.08259 |         |          |         |
| ** **                                      |         | 73-84        |       | 684.00000   |       | 765     |       |         |       |         |       | 5,692.10506  |       | 6,016.78453  |       | 3,656.89174 |         |          |         |
| ** **                                      |         | 85-96        |       | 400.00000   |       | 519     |       |         |       |         |       | 3,072.37629  |       | 4,057.57201  |       | 1,522.02103 |         |          |         |
| ** **                                      |         | 97-108       |       | 362.00000   |       | 317     |       |         |       |         |       | 2,722.27902  |       | 2,384.76880  |       | 667.49708   |         |          |         |
|                                            |         | 109-120      |       | 460.00000   |       | 274     |       |         |       |         |       | 3,381.64762  |       | 1,832.35618  |       | 710.91238   |         |          |         |
|                                            |         | 121-132      |       | 4.00000     |       | 2       |       |         |       |         |       | 28.01811     |       | 7.82101      |       | 711.02241   |         |          |         |
|                                            | ** **   | **133-144**  |       | 4.00000     |       | 2       |       |         |       |         |       | 8.89503      |       | 22.37665     |       | 7.81028     |         |          |         |
| **New Line**                                    | ** **   | **145-156**  |       |        |       | 1       |       |         |       |         |       |         |       | 1.48764      |       | 6.76631     |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 6,771       |       | 5,922   |       | 0.00000      |       | 0.00000      |       | 42,644.59569 |       | 36,268.16038 |       | 9,323.02200 |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **IC-I95-E**                                    |         | 1-12         |       | 7.00000     |       | 8       |       |         |       |         |       | 5.76329      |       | 23.32703     |       | 5.85048     |         |          |         |
|                                            |         | 13-24        |       | 3.00000     |       | 7       |       |         |       |         |       | 13.00209     |       | 8.45029      |       | 0.00000     |         |          |         |
|                                            |         | 25-36        |       | 3.00000     |       | 3       |       |         |       |         |       | 7.82519      |       | 28.53217     |       | 0.00000     |         |          |         |
|                                            |         | 37-48        |       | 4.00000     |       | 3       |       |         |       |         |       | 14.16983     |       | 11.77608     |       |        |         |          |         |
|                                            |         | 49-60        |       | 12.00000    |       | 4       |       |         |       |         |       | 107.63879    |       | 18.56114     |       | 0.00000     |         |          |         |
|                                            |         | 61-72        |       | 2.00000     |       | 10      |       |         |       |         |       | 8.96017      |       | 47.16142     |       | 37.66556    |         |          |         |
| ** **                                      |         | 73-84        |       | 1.00000     |       | 1       |       |         |       |         |       | 1.68343      |       | 1.47559      |       | 8.63237     |         |          |         |
| ** **                                      |         | 85-96        |       | 0.00000     |       | 1       |       |         |       |         |       | 0.00000      |       | 1.73432      |       |        |         |          |         |
| ** **                                      |         | 97-108       |       | 1.00000     |       | 0       |       |         |       |         |       | 6.19187      |       | 0.00000      |       | 0.00000     |         |          |         |
|                                            |         | 109-120      |       | 2.00000     |       | 0       |       |         |       |         |       | 15.88291     |       | 0.00000      |       | 6.42028     |         |          |         |
| **New Line**                                    | ** **   | **121-132**  |       |        |       |    |       |         |       |         |       |         |       |         |       | 13.73036    |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 35          |       | 37      |       | 0.00000      |       | 0.00000      |       | 181.11757    |       | 141.01804    |       | 72.29905    |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **RP-Q-INST**                                   |         | 253-264      |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| ** **                                      |         | 265-276      |       | 0.00000     |       |    |       | 0.00000      |       |         |       | 0.00000      |       |         |       |        |         |          |         |
| ** **                                      |         | 277-288      |       | 5.00000     |       | 0       |       | 52.20000     |       | 0.00000      |       | 23.29712     |       | 0.00000      |       | 0.00000     |         |          |         |
|                                            |         | 289-300      |       | 0.00000     |       | 4       |       | 0.00000      |       | 42.00000     |       | 0.00000      |       | 21.33165     |       | 1.99302     |         |          |         |
|                                            |         | 301-312      |       | 2.00000     |       | 0       |       | 12.00000     |       | 0.00000      |       | 7.96444      |       | 0.00000      |       | 0.00000     |         |          |         |
|                                            | ** **   | **313-324**  |       | 1.00000     |       | 2       |       | 12.00000     |       | 12.00000     |       | 38.32248     |       | 7.98227      |       |        |         |          |         |
| **New Line**                                    | ** **   | **325-336**  |       |        |       |    |       |         |       |         |       |         |       |         |       | 38.41834    |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 8           |       | 6       |       | 76.20000     |       | 54.00000     |       | 69.58404     |       | 29.31392     |       | 40.41136    |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| RP-Q-FP                                         |         | 241-252      |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         | 253-264      |       | 0.00000     |       |    |       | 0.00000      |       |         |       | 0.00000      |       |         |       |        |         |          |         |
|                                            | ** **   | **265-276**  |       | 2.00000     |       | 0       |       | 31.80000     |       | 0.00000      |       | 11.86819     |       | 0.00000      |       |        |         |          |         |
| **New Line**                                    | ** **   | **277-288**  |       |        |       | 1       |       |         |       | 12.00000     |       |         |       | 10.83746     |       | 0.84816     |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 2           |       | 1       |       | 31.80000     |       | 12.00000     |       | 11.86819     |       | 10.83746     |       | 0.84816     |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **RP-Q-IN**                                     |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| ** **                                      |         | 205-216      |       | 0.00000     |       |    |       | 0.00000      |       |         |       | 0.00000      |       |         |       |        |         |          |         |
|                                            |         | 217-228      |       | 2.00000     |       | 0       |       | 12.00000     |       | 0.00000      |       | 2.39298      |       | 0.00000      |       |        |         |          |         |
|                                            | ** **   | **229-240**  |       | 1.00000     |       | 2       |       | 12.00000     |       | 12.00000     |       | 0.41235      |       | 2.37907      |       |        |         |          |         |
| **New Line**                                    | ** **   | **241-252**  |       |        |       | 1       |       |         |       | 12.00000     |       |         |       | 0.41649      |       |        |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 3           |       | 3       |       | 24.00000     |       | 24.00000     |       | 2.80533      |       | 2.79556      |       | 0.00000     |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **RP-IN-EMP**                                   |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 0           |       | 0       |       | 0.00000      |       | 0.00000      |       | 0.00000      |       | 0.00000      |       | 0.00000     |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **RP-I**                                        |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    | * *   | * *     | * *   | * *     |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 0           |       | 0       |       | 0.00000      |       | 0.00000      |       | 0.00000      |       | 0.00000      |       | 0.00000     |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **RP-I-EMP - Use C2790-26**                     |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| ***TOTAL (Don’t include in Part 1)*** | *** *** | *** *** | ** ** | **0.0**     | ** ** | **0.0** | ** ** | **0.00000**  | ** ** | **0.00000**  | ** ** | **0.00000**  | ** ** | **0.00000**  | ** ** | **0.00000** | *** *** | ***0.00000*** | *** *** |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **Inst-R (RP-I95)**                             |         | 1-12         |       | 80.00000    |       | 98      |       | 18,072.44520 |       | 13,914.51480 |       | 228.94446    |       | 289.98108    |       | 21.32722    |         |          |         |
| Note:   Use C2790-26                            |         | 13-24        |       | 22.00000    |       | 53      |       | 763.57440    |       | 3,455.29680  |       | 100.93630    |       | 125.53665    |       | 94.56657    |         |          |         |
|                                            |         | 25-36        |       | 16.00000    |       | 15      |       | 483.00000    |       | 703.49040    |       | 100.78332    |       | 66.50967     |       | 4.20092     |         |          |         |
|                                            |         | 37-48        |       | 39.00000    |       | 14      |       | 2,226.92160  |       | 471.00000    |       | 227.33396    |       | 139.41679    |       | 4.31416     |         |          |         |
|                                            |         | 49-60        |       | 37.00000    |       | 36      |       | 1,555.61520  |       | 2,205.99840  |       | 265.22279    |       | 256.81884    |       | 3.44757     |         |          |         |
|                                            |         | 61-72        |       | 48.00000    |       | 35      |       | 8,290.76040  |       | 1,129.61520  |       | 548.58372    |       | 310.86000    |       | 7.05199     |         |          |         |
|                                            |         | 73-84        |       | 30.00000    |       | 33      |       | 1,135.29480  |       | 7,953.56040  |       | 250.54412    |       | 630.48680    |       | 147.93494   |         |          |         |
|                                            |         | 85-96        |       | 6.00000     |       | 19      |       | 422.07240    |       | 565.85160    |       | 33.14535     |       | 152.02085    |       | 88.50452    |         |          |         |
|                                            |         | 97-108       |       | 1.00000     |       | 0       |       | 59.99760     |       | 0.00000      |       | 5.97552      |       | 0.00000      |       | 6.69815     |         |          |         |
|                                            |         | 109-120      |       |        |       | 0       |       |         |       |         |       |         |       | 0.00000      |       | 36.07403    |         |          |         |
|                                            |         | 121-132      |       |        |       |    |       |         |       |         |       |         |       |         |       | 10.80080    |         |          |         |
| ACC   Maturity Value & Count           |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| TOTAL                                           |         |         |       | 279         |       | 303     |       | 33,009.68160 |       | 30,399.32760 |       | 1,761.46954  |       | 1,971.63068  |       | 424.92087   |         | 0.00000       |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
|                                            |         |         |       |        |       |    |       |         |       |         |       |         |       |         |       |        |         |          |         |
| **Inst-R-E - Use C2790-26**                     |         | 1-12         |       |        |       | 0       |       |         |       | 0.00000      |       |         |       | 0.00000      |       |        |         |          |         |

 

F-71

----

Table of Contents

 
| **(Install R)**                        |   | 13-24  |   | 2.00000 |   | 0      |   | 30.00000  |   | 0.00000   |         | 10.36531 |   | 0.00000      |   |    |         |    |   |
|----------------------------------------|--------|--------|--------|---------|--------|--------|--------|-----------|--------|-----------|--------------|----------|--------|--------------|--------|---------|--------------|---------|--------|
|                                   |   | 25-36  |   | 2.00000 |   | 1      |   | 12.00000  |   | 24.00000  |         | 2.74951  |   | 1.61307      |   |    |         |    |   |
|                                   |   | 37-48  |   | 2.00000 |   | 2      |   | 612.00000 |   | 12.00000  |         | 6.91708  |   | 4.20962      |   |    |         |    |   |
|                                   |   | 49-60  |   |    |   | 2      |   |      |   | 612.00000 |         |     |   | 9.76637      |   |    |         |    |   |
|                                   |   | 61-72  |   | 0.00000 |   |   |   | 0.00000   |   |      |         | 0.00000  |   |         |   |    |         |    |   |
|                                   |   | 73-84  |   |    |   |   |   |      |   |      |         |     |   |         |   |    |         |    |   |
|                                   |   | 85-96  |   |    |   |   |   |      |   |      |         |     |   |         |   |    |         |    |   |
| AECC   Maturity Value & Count |   |   |   |    |   |   |   |      |   |      |         |     |   |         |   |    |         |    |   |
| TOTAL                                  |   |   |   | 6       |   | 5      |   | 654.00000 |   | 648.00000 |         | 20.03190 |   | 15.58906     |   | 0.00000 |         | 0.00000 |   |
|                                   |   |   |   |    |   |   |   |      |   |      |         |     |   |         |   |    |         |    |   |
| Total   - All Series                   |   |   |   |    | 7,310  |   |   | 6,397     |   | $         | 37,809.74074 |     | $      | 33,645.69686 |   | $       | 48,274.12614 |    | $      | 40,650.3381 |   | $ | 10,529.17796 |   | $ | 29.20319 |   |
|                                        |        |        |        |         |        |        |        |           |        |           |              |          |        |              |        |         |              |         |        |  |  |  |  |  |  |  |  |

 

F-72

----

Table of Contents

 

**SCHEDULE VI**

 
| AMERIPRISE   CERTIFICATE COMPANY                                                          |       |                       |       |                                                   |       |          |       |           |       |                                               |       |
|-------------------------------------------------------------------------------------------|------------|----------------------------|------------|--------------------------------------------------------|------------|---------------|------------|----------------|------------|----------------------------------------------------|------------|
| Certificate   Reserves                                                                    |       |                       |       |                                                   |       |          |       |           |       |                                               |       |
| Part 1 -   Summary of Changes                                                        |       |                       |       |                                                   |       |          |       |           |       |                                               |       |
| Year ended   December 31, 2010                                                       |       |                       |       |                                                   |       |          |       |           |       |                                               |       |
| (Thousands)                                                                               |       |                       |       |                                                   |       |          |       |           |       |                                               |       |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |
| ** **                                                                                | ** ** | ** **                 | ** ** | **Balance at beginning of period** | ** ** | **Additions** | ** ** | **Deductions** | ** ** | **Balance at close of period** | ** ** |
| ** **                                                                                | ** ** | ** **                 | ** ** | **Number**                                             | ** ** | ** **    | ** ** | ** **     | ** ** | ** **                                         | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | **Number** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | ** **                 | ** ** | **of**                                                 | ** ** | ** **    | ** ** | ** **     | ** ** | ** **                                         | ** ** | ** ** | ** ** | **Charged** | ** ** | ** ** | ** ** | ** ** | ** ** | **Credited** | ** ** | **of** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | **Yield**                  | ** ** | **accounts**                                           | ** ** | **Amount**    | ** ** | ** **     | ** ** | **Charged**                                        | ** ** | **Reserve** | ** ** | **to other** | ** ** | ** ** | ** ** | **Cash** | ** ** | **to other** | ** ** | **accounts** | ** ** | **Amount** | ** ** | ** ** | ** ** |
| ** **                                                                                | ** ** | **to maturity**       | ** ** | **with**                                               | ** ** | **of**        | ** ** | **Amount**     | ** ** | **to profit**                                 | ** ** | **payments by** | ** ** | **accounts** | ** ** | ** ** | ** ** | **surrenders** | ** ** | **accounts** | ** ** | **with** | ** ** | **of** | ** ** | **Amount** | ** ** |
| ** **                                                                                | ** ** | **on an annual** | ** ** | **security**                                           | ** ** | **maturity**  | ** ** | **of**         | ** ** | **and loss**                                  | ** ** | **certificate** | ** ** | **(per** | ** ** | ** ** | ** ** | **prior to** | ** ** | **(per** | ** ** | **security** | ** ** | **maturity** | ** ** | **of** | ** ** |
| **Description**                                                                           | ** ** | **payment basis**     | ** ** | **holders**                                            | ** ** | **value**     | ** ** | **reserves**   | ** ** | **or income**                                 | ** ** | **holders** | ** ** | **part 2)** | ** ** | **Maturities** | ** ** | **maturity** | ** ** | **part 2)** | ** ** | **holders** | ** ** | **value** | ** ** | **reserves** | ** ** |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Installment   certificates:                                                               |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Reserves   to mature:                                                                     |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Series 15,   includes extended maturities                                            |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 15,   “   “   “                              |       | 2.40 Inst/2.50   Ext.      |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 20,   “   “   “                              |       | 2.52 Inst/2.50   Ext.      |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 15A,   “   “   “                             |       | 2.66 Inst/3.04   Ext.      |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 22A,   “   “   “                             |       | 3.09 Inst/3.10   Ext.      |       | 8                                                      |       | 437           |       | 431            |       | 3                                                  |       | 0 |   | 1 |   | (15 | ) | (44 | ) | (357 | ) | 1 |   | 19 |   | 19 |   |
| I-76,     “     “   “                        |       | 3.35                       |       | 40                                                     |       | 1,126         |       | 1,066          |       | 23                                                 |       | 13 |   | 1 |   | (354 | ) | (204 | ) | (86 | ) | 17 |   | 477 |   | 459 |   |
| Reserve   Plus Flex Payment                                                               |       | (note a)                   |       | 1                                                      |       | 6             |       | 3              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 1 |   | 6 |   | 3 |   |
| IC-Q-Installment                                                                          |       | (note a)                   |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| IC-Q-Ins                                                                                  |       | (note a)                   |       | 31                                                     |       | 302           |       | 142            |       | 0                                                  |       | 9 |   | 0 |   | (8 | ) | (64 | ) | 0 |   | 15 |   | 142 |   | 79 |   |
| IC-Q-Ins   Emp                                                                            |       | (note a)                   |       | 1                                                      |       | 6             |       | 1              |       | 0                                                  |       | 0 |   | 0 |   | (1 | ) | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| IC-I                                                                                      |       | (note a)                   |       | 33                                                     |       | 415           |       | 259            |       | 0                                                  |       | 9 |   | 1 |   | (22 | ) | (134 | ) | 0 |   | 15 |   | 216 |   | 113 |   |
| IC-I-Emp                                                                                  |       | (note a)                   |       | 6                                                      |       | 216           |       | 310            |       | 0                                                  |       | 1 |   | 0 |   | 0 |   | (273 | ) | 0 |   | 4 |   | 90 |   | 38 |   |
| Inst                                                                                      |       |                       |       | 5,922                                                  |       | 0             |       | 36,267         |       | (0                                                 | )          | 10,044 |   | 100 |   | (1,532 | ) | (13,063 | ) | 0 |   | 4,994 |   | 0 |   | 31,816 |   |
| Inst-E                                                                                    |       |                       |       | 37                                                     |       | 0             |       | 141            |       | 0                                                  |       | 81 |   | 0 |   | 0 |   | (51 | ) | 0 |   | 30 |   | 0 |   | 171 |   |
| RP-Q-Installment                                                                          |       | (note a)                   |       | 6                                                      |       | 54            |       | 29             |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (18 | ) | 0 |   | 4 |   | 28 |   | 11 |   |
| RP-Q-Flexible   Payment                                                                   |       | (note a)                   |       | 1                                                      |       | 12            |       | 11             |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 1 |   | 12 |   | 11 |   |
| RP-Q-Ins                                                                                  |       | (note a)                   |       | 3                                                      |       | 24            |       | 3              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | (0 | ) | 0 |   | 2 |   | 12 |   | 3 |   |
| RP-Q-Ins   Emp                                                                            |       | (note a)                   |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| RP-I                                                                                      |       | (note a)                   |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| RP-I-EMP                                                                                  |       | (note a)                   |       | 0                                                      |       | 1             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| Inst-R &   RP I95                                                                |       |                       |       | 303                                                    |       | 30,399        |       | 1,971          |       | 0                                                  |       | 767 |   | 6 |   | (4 | ) | (773 | ) | 0 |   | 290 |   | 52,414 |   | 1,967 |   |
| Inst-R-E                                                                                  |       |                       |       | 5                                                      |       | 648           |       | 16             |       | 0                                                  |       | 6 |   | 0 |   | 0 |   | (4 | ) | 0 |   | 5 |   | 648 |   | 18 |   |
| Total                                                                                     |       |                       |       | 6,397                                                  |       | 33,646        |       | 40,650         |       | 26                                                 |       | 10,930 |   | 109 |   | (1,936 | ) | (14,628 | ) | (443 | ) | 5,379 |   | 54,064 |   | 34,708 |   |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Payments   made in advance of certificate year requirements and accrued interest thereon: |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 15,   includes ext maturities                                                             |       | 2                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | (0 | ) |
| 20,   “   “   “                              |       | 2                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 15A,   “   “   “                             |       | 3                          |       | 0                                                      |       | 0             |       | 0              |       | 0                                                  |       | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   | 0 |   |
| 22A,   “   “   “                             |       | 3                          |       | 0                                                      |       | 0             |       | 20             |       | 0                                                  |       | 0 |   | 0 |   | (2 | ) | (6 | ) | (10 | ) | 0 |   | 0 |   | 2 |   |
| I-76,     “     “   “                        |       | 3.5                        |       | 0                                                      |       | 0             |       | 104            |       | 3                                                  |       | 2 |   | 0 |   | (22 | ) | (7 | ) | (1 | ) | 0 |   | 0 |   | 79 |   |
|                                                                                      |       |                       |       |                                                   |       |          |       |           |       |                                               |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                                                                     |       |                       |       | 0                                                      |       | 0             |       | 124            |       | 3                                                  |       | 2 |   | 0 |   | (24 | ) | (13 | ) | (11 | ) | 0 |   | 0 |   | 81 |   |

 

F-73

----

Table of Contents

 
| Additional   credits and accrued interest thereon:                          |   |     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|-----------------------------------------------------------------------------|--------|----------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|
| “  15, includes ext mat                                           |   | 2.5      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| “  20,   “   “   “   |   | 2.5      |   | 0      |   | 0      |   | (1     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (1     | )      |
| “  15A,   “   “   “  |   | 3        |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| “  22A,   “   “   “  |   | 3        |   | 0      |   | 0      |   | 86     |   | 1      |   | 0      |   | 2      |   | (2     | )      | (10    | )      | (74    | )      | 0      |   | 0      |   | 3      |   |
| “  I-76,   “   “   “ |   | 3.5      |   | 0      |   | 0      |   | 214    |   | 4      |   | 0      |   | 3      |   | (82    | )      | (41    | )      | (21    | )      | 0      |   | 0      |   | 77     |   |
| “  Res Plus Flex Pay                                              |   | (note a) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| “  IC-Q-Installment                                               |   | (note a) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| “  IC-Q-Ins                                                       |   | (note a) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| “  IC-Q-Ins Emp                                                   |   | (note a) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| “  IC-I                                                           |   |     |   | 0      |   | 0      |   | 1      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | (1     | )      | 0      |   | 0      |   | 1      |   |
| “  IC-I-Emp                                                       |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| “  Inst                                                           |   |     |   | 0      |   | 0      |   | 5      |   | 100    |   | 0      |   | 0      |   | 0      |   | 0      |   | (100   | )      | 0      |   | 0      |   | 5      |   |
| “  Inst-E                                                         |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| “  RP-Q-Installment                                               |   | (note a) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| “  RP-Q-Flexible Pay                                              |   | (note a) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
| “  RP-Q-Ins                                                       |   | (note a) |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | (0     | )      |
| “  RP-Q-Ins Emp                                                   |   | (note a) |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      |
| “  RP-I                                                           |   |     |   | 0      |   | 0      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 1      |   |
| “  RP-I-EMP                                                       |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   |
| “  Inst-R                                                         |   |     |   | 0      |   | 0      |   | (1     | )      | 6      |   | 0      |   | 0      |   | 0      |   | 0      |   | (6     | )      | 0      |   | 0      |   | (1     | )      |
| “  Inst-R-E                                                       |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   |
|                                                                        |   |     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                                                                       |   |     |   | 0      |   | 0      |   | 305    |   | 112    |   | 0      |   | 5      |   | (84    | )      | (51    | )      | (202   | )      | 0      |   | 0      |   | 86     |   |

 

F-74

----

Table of Contents

 
| Res   for accrued 3rd year 2113 - Installment Prod only. |       |       |       | 0         |       | 0          |       | 521        |       | 287     |       | (436       | )          | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 372        |       |
|----------------------------------------------------------|------------|------------|------------|-----------|------------|------------|------------|------------|------------|---------|------------|------------|------------|---------|------------|------------|--------|-------------|--------|----------|--------|-----------|------------|------------|------------|------------|------------|
| Res   for accrued 6th year 2114                          |       |       |       | 0         |       | 0          |       | (0         | )          | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | (0         | )          |
| Acc   int — default I-76 2003/2025                  |       | 3.5        |       | 0         |       | 0          |       | 1          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | (1       | )      | 0         |       | 0          |       | 0          |       |
| Res   for add’l credits to be allowed               |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Installment   Cert-Special Add’l                    |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Credits   I-76 (2105)                                    |       |       |       | 0         |       | 0          |       | (0         | )          | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | (0         | )          |
| Accrued   for add’l credits to                      |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| be   allowed at next anni (2102)                    |       |       |       | 0         |       | 0          |       | 0          |       | 3       |       | 0          |       | 0       |       | 0          |   | 0           |   | (6       | )      | 0         |       | 0          |       | 1          |       |
| Reserve   for death & disab (2111)              |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| Res   for reconversion (2104)                            |       |       |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
|                                                     |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Total                                                    |       |       |       | 0         |       | 0          |       | 522        |       | 290     |       | (436       | )          | 0       |       | 0          |   | 0           |   | (7       | )      | 0         |       | 0          |       | 373        |       |
|                                                     |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| **Total installment certificates**                       | ** ** | ** ** | ** ** | **6,397** | ** ** | **33,646** | ** ** | **41,601** | ** ** | **431** | ** ** | **10,496** | ** ** | **114** | ** ** | **(2,044** | **)**  | **(14,692** | **)**  | **(663** | **)**  | **5,379** | ** ** | **54,064** | ** ** | **35,247** | ** ** |
|                                                     |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Fully   paid certificates:                               |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| Single-Payment   certificates:                           |       |       |       |      |       |       |       |       |       |    |       |       |       |    |       |       |   |        |   |     |   |      |       |       |       |       |       |
| SP 74   (C2740-10 Prod 40)                               |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 75   - 50                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 76   - 60                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 77   - 70                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 78   - 80                                             |       | 3.5        |       | 0         |       | 0          |       | (0         | )          | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | (0         | )          |
| SP 79   - 90                                             |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP 80   - 100                                            |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP   81A - 110                                           |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP   82A - 111                                           |       | 3.5        |       | 1         |       | 2          |       | 2          |       | 0       |       | 0          |       | 0       |       | 0          |   | (2          | )      | 0        |   | 0         |       | 0          |       | 0          |       |
| SP   82B - 112                                           |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP   83A - 113                                           |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| SP   83B - 114                                           |       | 3.5        |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| IC-2-84   - 115, 116,117,118,119                         |       | 3.5        |       | 3         |       | 12         |       | 12         |       | 0       |       | 0          |       | 0       |       | (8         | )      | 0           |   | 0        |   | 2         |       | 0          |       | 4          |       |
| IC-2-85   - 120,121,122,123.124,125, 126,127,128,129,130 |       | 3.5        |       | 2         |       | 20         |       | 22         |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 2         |       | 10         |       | 22         |       |
| IC-2-86   - 131                                          |       | 3.5        |       | 1         |       | 2          |       | 3          |       | 0       |       | 0          |       | 0       |       | 0          |   | (3          | )      | 0        |   | 0         |       | 0          |       | 0          |       |
| IC-2-87   - 132                                          |       | 3.5        |       | 1         |       | 4          |       | 5          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 1         |       | 2          |       | 5          |       |
| IC-2-88   - 133                                          |       | 3.5        |       | 15        |       | 119        |       | 135        |       | 0       |       | 0          |       | 5       |       | (105       | )      | (7          | )      | (28      | )      | 0         |       | 0          |       | 0          |       |
| Reserve   Plus Single Payment - 150                      |       | (note a)   |       | 4         |       | 17         |       | 19         |       | 0       |       | 0          |       | 0       |       | (15        | )      | (2          | )      | 0        |   | 1         |       | 0          |       | 2          |       |
| Cash   Reserve Single Payment - 160                      |       | (note b)   |       | 0         |       | 0          |       | 0          |       | 0       |       | 0          |       | 0       |       | 0          |   | 0           |   | 0        |   | 0         |       | 0          |       | 0          |       |
| IC-Flexible   Savings (Variable Term) - 165              |       | (note d)   |       | 119,152   |       | 1,826,625  |       | 1,956,863  |       | 0       |       | 412,776    |       | 24,346  |       | (3,249     | )      | (966,958    | )      | 0        |   | 94,928    |       | 1,309,802  |       | 1,423,778  |       |
| IC-Flexible   Savings Emp (VT) - 166                     |       | (note d)   |       | 175       |       | 1,847      |       | 2,745      |       | 0       |       | 14         |       | 38      |       | (311       | )      | (488        | )      | 0        |   | 128       |       | 1,376      |       | 1,998      |       |

 

F-75

----

Table of Contents

 
| IC-Preferred   Investors - 250                     |   | (note d) |   | 4       |   | 4,385     |   | 4,398     |   | 0      |   | 295     |   | 32     |   | 0       |   | (2,834     | )      | 0       |   | 3       |   | 1,877     |   | 1,891     |   |
|----------------------------------------------------|--------|----------|--------|---------|--------|-----------|--------|-----------|--------|--------|--------|---------|--------|--------|--------|---------|--------|------------|--------|---------|--------|---------|--------|-----------|--------|-----------|--------|
| IC-Investors   - 201, 202,203                      |   | (note d) |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Special   Deposits U.K. - 204                   |   | (note d) |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Special   Deposits HONG KONG - 205              |   | 0        |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-1-84   - 170, 171,172,173,174                   |   | (note c) |   | 1       |   | 1         |   | 4         |   | 0      |   | 0       |   | 0      |   | 0       |   | (4         | )      | 0       |   | 0       |   | 0         |   | 0         |   |
| Cash   Reserve Variable Payment - 660              |   | (note b) |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| Cash   Reserve Variable PMT-3mo. - 662             |   | (note e) |   | 17,372  |   | 92,162    |   | 97,321    |   | 0      |   | 35,283  |   | 176    |   | (1,516  | )      | (52,763    | )      | 0       |   | 14,236  |   | 74,485    |   | 78,501    |   |
| IC-Future   Value - 155                            |   | (note f) |   | 2       |   | 4         |   | 4         |   | 0      |   | 0       |   | 0      |   | 0       |   | (2         | )      | 0       |   | 1       |   | 3         |   | 2         |   |
| IC-Future   Value Emp - 156                        |   | (note f) |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-Stock   Market - 180                            |   | (note g) |   | 43,547  |   | 277,554   |   | 313,928   |   | 0      |   | 65,345  |   | 11,868 |   | (5,372  | )      | (95,396    | )      | 0       |   | 37,696  |   | 255,521   |   | 290,373   |   |
| IC-MSC   - 181                                     |   | (note g) |   | 19,060  |   | 296,916   |   | 324,985   |   | 0      |   | 35,964  |   | 10,588 |   | 0       |   | (68,784    | )      | 0       |   | 17,238  |   | 272,617   |   | 302,753   |   |
| IC-EISC   - 185                                    |   | 0        |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-AEBI   Stock Market — 301, 302,303,304,305 |   | (note g) |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
|                                               |   |     |   |    |   |      |   |      |   |   |   |    |   |   |   |    |   |       |   |    |   |    |   |      |   |      |   |
| Total                                              |   |     |   | 199,340 |   | 2,499,669 |   | 2,700,446 |   | 0      |   | 549,677 |   | 47,053 |   | (10,576 | )      | (1,187,243 | )      | (28     | )      | 164,236 |   | 1,915,693 |   | 2,099,331 |   |
|                                               |   |     |   |    |   |      |   |      |   |   |   |    |   |   |   |    |   |       |   |    |   |    |   |      |   |      |   |
| Additional   credits and accrued interest thereon: |   |     |   |    |   |      |   |      |   |   |   |    |   |   |   |    |   |       |   |    |   |    |   |      |   |      |   |
| SP 74   (2030/1 4022)                              |   | 3.5      |   | 0       |   | 0         |   | (1        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (1        | )      |
| SP 75                                              |   | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 76                                              |   | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 77                                              |   | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 78                                              |   | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 79                                              |   | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| SP 80                                              |   | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP   81A                                           |   | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP   82A                                           |   | 3.5      |   | 0       |   | 0         |   | 2         |   | 0      |   | 0       |   | 0      |   | 0       |   | (2         | )      | 0       |   | 0       |   | 0         |   | 0         |   |
| SP   82B                                           |   | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP   83A                                           |   | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| SP   83B                                           |   | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-2-84                                            |   | 3.5      |   | 0       |   | 0         |   | 7         |   | 0      |   | 0       |   | 0      |   | (5      | )      | 0          |   | 0       |   | 0       |   | 0         |   | 2         |   |
| IC-2-85                                            |   | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-2-86                                            |   | 3.5      |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-2-87                                            |   | 3.5      |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | 0         |   |
| IC-2-88                                            |   | 3.5      |   | 0       |   | 0         |   | 4         |   | 1      |   | 0       |   | 0      |   | 0       |   | 0          |   | (5      | )      | 0       |   | 0         |   | (0        | )      |
| Reserve   Plus SP 2004-4061                        |   | (note a) |   | 0       |   | 0         |   | 0         |   | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | (0      | )      | 0       |   | 0         |   | 0         |   |
| Cash   Reserve SP                                  |   | (note b) |   | 0       |   | 0         |   | (0        | )      | 0      |   | 0       |   | 0      |   | 0       |   | 0          |   | 0       |   | 0       |   | 0         |   | (0        | )      |
| IC-Flexible   Savings                              |   | (note d) |   | 0       |   | 0         |   | 1,588     |   | 24,956 |   | 0       |   | 0      |   | 0       |   | (1,461     | )      | (24,360 | )      | 0       |   | 0         |   | 723       |   |
| IC-Preferred   Investors                           |   | (note d) |   | 0       |   | 0         |   | 2         |   | 43     |   | 0       |   | 0      |   | 0       |   | (11        | )      | (32     | )      | 0       |   | 0         |   | 2         |   |

 

F-76

----

Table of Contents

 
| IC-FS-EMP                                                             |   | (note d) |   | 0      |   | 0      |   | 1      |   | 46     |   | 0      |   | 0      |   | 0      |   | (9     | )      | (38     | )      | 0      |   | 0      |   | 0      |   |
|-----------------------------------------------------------------------|--------|----------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|---------|--------|--------|--------|--------|--------|--------|--------|
| IC-Investors                                                          |   | (note d) |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-Special   Deposits U.K.                                            |   | (note d) |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-Special   Deposits HONG KONG                                       |   | 0        |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-1-84   - 2013-4061                                                 |   | (note c) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (0      | )      | 0      |   | 0      |   | 0      |   |
| Cash   Reserve VP 2004-4061                                           |   | (note b) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| Cash   Reserve Variable Payment-3mo.                                  |   | (note e) |   | 0      |   | 0      |   | 206    |   | 393    |   | (319   | )      | 0      |   | 0      |   | (2     | )      | (176    | )      | 0      |   | 0      |   | 102    |   |
| IC-Future   Value                                                     |   | (note f) |   | 0      |   | 0      |   | 8      |   | (1     | )      | 0      |   | 0      |   | 0      |   | (1     | )      | 0       |   | 0      |   | 0      |   | 6      |   |
| IC-Future   Value Emp                                                 |   | (note f) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-Stk   Mkt, 2004/16/31-4000/16                                      |   | (note g) |   | 0      |   | 0      |   | 216    |   | 148    |   | (0     | )      | 0      |   | 0      |   | (8     | )      | (282    | )      | 0      |   | 0      |   | 74     |   |
| IC-MSC                                                                |   | (note g) |   | 0      |   | 0      |   | 69     |   | 88     |   | 0      |   | 0      |   | 0      |   | (3     | )      | (134    | )      | 0      |   | 0      |   | 20     |   |
| IC -   EISC                                                           |   | 0        |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-AEBI   Stk Mkt 2004/31/19-4000/16                                  |   | (note g) |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
|                                                                  |   |     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Total                                                                 |   |     |   | 0      |   | 0      |   | 2,102  |   | 25,674 |   | (319   | )      | 0      |   | (5     | )      | (1,497 | )      | (25,027 | )      | 0      |   | 0      |   | 928    |   |
|                                                                  |   |     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Accrued   for additional credits to be allowed at next anniversaries: |   |     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| SP 74   (2102-4070)                                                   |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 75                                                                 |   |     |   | 0      |   | 0      |   | (1     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (1     | )      |
| SP 76                                                                 |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 77                                                                 |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 78                                                                 |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 79                                                                 |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP 80                                                                 |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP   81A                                                              |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP   82A                                                              |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| SP   82B                                                              |   |     |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP   83A                                                              |   |     |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| SP   83B                                                              |   |     |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-84   - 2019-4061                                                 |   |     |   | 0      |   | 0      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 1      |   |
| IC-2-85                                                               |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| IC-2-86                                                               |   |     |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-87                                                               |   |     |   | 0      |   | 0      |   | (0     | )      | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | (0     | )      |
| IC-2-88                                                               |   |     |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | 0      |   |

 

F-77

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Table of Contents

 
| IC-Stock   Mkt - 2019/31-4061 SEC 5 from C2785-81                                           |   |     |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
|---------------------------------------------------------------------------------------------|--------|----------|------------|-------------|------------|---------------|------------|---------------|------------|------------|------------|-------------|------------|------------|------------|-------------|--------|----------------|--------|-------------|--------|-------------|------------|---------------|------------|---------------|------------|
| IC-Market   Strategy Certificate (SEC 5 from c2785-81)                            |   |     |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| IC-EISC                                                                                     |   |     |       | 0           |       | 0             |       | 10,864        |       | 7,316      |       | 0           |       | 0          |       | 0           |   | (149           | )      | (11,596     | )      | 0           |       | 0             |       | 6,435         |       |
| IC-AEBI   Stock Market                                                                      |   |     |       | 0           |       | 0             |       | 9,999         |       | 6,725      |       | 0           |       | 0          |       | 0           |   | (359           | )      | (10,461     | )      | 0           |       | 0             |       | 5,904         |       |
|                                                                                        |   |     |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Total                                                                                       |   |     |       | 0           |       | 0             |       | 20,863        |       | 14,041     |       | 0           |       | 0          |       | 0           |   | (508           | )      | (22,057     | )      | 0           |       | 0             |       | 12,339        |       |
|                                                                                        |   |     |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| **Total Single Payment - Non Qualified**                                                    |   |     | ** ** | **199,340** | ** ** | **2,499,669** | ** ** | **2,723,411** | ** ** | **39,715** | ** ** | **549,358** | ** ** | **47,053** | ** ** | **(10,581** | **)**  | **(1,189,248** | **)**  | **(47,112** | **)**  | **164,236** | ** ** | **1,915,693** | ** ** | **2,112,598** | ** ** |
|                                                                                        |   |     |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| R   Series Single-Payment certificates:                                                |   |     |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| R-76   - 900                                                                                |   | 3.5      |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| R-77   - 910                                                                                |   | 3.5      |       | 8           |       | 28            |       | 35            |       | 0          |       | 0           |       | 2          |       | 0           |   | (9             | )      | 0           |   | 6           |       | 22            |       | 28            |       |
| R-78   - 911                                                                                |   | 3.5      |       | 16          |       | 101           |       | 119           |       | 0          |       | 0           |       | 6          |       | 0           |   | (19            | )      | 0           |   | 14          |       | 86            |       | 106           |       |
| R-79   - 912                                                                                |   | 3.5      |       | 23          |       | 143           |       | 163           |       | 0          |       | 0           |       | 12         |       | 0           |   | (78            | )      | 0           |   | 14          |       | 83            |       | 97            |       |
| R-80   - 913                                                                                |   | 3.5      |       | 16          |       | 20            |       | 105           |       | 0          |       | 0           |       | 4          |       | 0           |   | (7             | )      | 0           |   | 13          |       | 95            |       | 102           |       |
| R-81   - 914                                                                                |   | 3.5      |       | 7           |       | 45            |       | 42            |       | 0          |       | 0           |       | 2          |       | 0           |   | (1             | )      | 0           |   | 7           |       | 44            |       | 43            |       |
| R-82A   - 915                                                                               |   | 3.5      |       | 26          |       | 135           |       | 115           |       | 0          |       | 0           |       | 7          |       | 0           |   | (47            | )      | 0           |   | 20          |       | 87            |       | 75            |       |
| RP-Q   - 916                                                                                |   | (note a) |       | 82          |       | 123           |       | 355           |       | 0          |       | 0           |       | 1          |       | 0           |   | (47            | )      | 0           |   | 73          |       | 106           |       | 309           |       |
| R-II   - 920                                                                                |   | 3.5      |       | 29          |       | 207           |       | 134           |       | 0          |       | 0           |       | 6          |       | 0           |   | (22            | )      | 0           |   | 26          |       | 174           |       | 118           |       |
| RP-2-84   - 921,922,923,924,925                                                             |   | 3.5      |       | 1           |       | 4             |       | 3             |       | (0         | )          | 0           |       | 0          |       | 0           |   | (2             | )      | 0           |   | 0           |       | 0             |       | 1             |       |
| RP-2-85   - 926,927,928,929,930,931, 932,933,934,935,936                                    |   | 3.5      |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-2-86   - 937                                                                             |   | 3.5      |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-2-87   - 938                                                                             |   | 3.5      |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-2-88   - 939                                                                             |   | 3.5      |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| Cash   Reserve RP - 970                                                                     |   | (note b) |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-Flexible   Savings - 971                                                                 |   | (note d) |       | 50,023      |       | 997,000       |       | 1,052,961     |       | 0          |       | 244,523     |       | 13,634     |       | (416        | )      | (551,905       | )      | 0           |   | 38,769      |       | 710,726       |       | 758,797       |       |
| RP-Preferred   Investors - 950                                                              |   | (note d) |       | 0           |       | 0             |       | (2            | )          | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | (2            | )          |
| Cash   Reserve RP-3 mo. - 972                                                               |   | (note e) |       | 2,509       |       | 14,471        |       | 15,424        |       | 0          |       | 2,250       |       | 33         |       | (187        | )      | (5,448         | )      | 0           |   | 2,068       |       | 11,273        |       | 12,072        |       |
| RP-Flexible   Savings Emp - 973                                                             |   | (note d) |       | 74          |       | 744           |       | 1,030         |       | 0          |       | 16          |       | 17         |       | (6          | )      | (326           | )      | 0           |   | 53          |       | 531           |       | 731           |       |
| RP-Future   Value - 975                                                                     |   | (note f) |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-Future   Value Emp - 976                                                                 |   | (note f) |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| RP-Stock   Market - 960                                                                     |   | (note g) |       | 10,161      |       | 112,835       |       | 121,499       |       | 0          |       | 28,497      |       | 4,671      |       | (559        | )      | (45,557        | )      | 0           |   | 9,231       |       | 99,682        |       | 108,551       |       |
| Market   Strategy Cert - 961 (section 1-6 from Report 2785-81-RP-STOCK-VB   2001) |   | 0        |       | 3,642       |       | 91,607        |       | 97,936        |       | 0          |       | 12,159      |       | 3,228      |       | 0           |   | (20,740        | )      | 0           |   | 3,452       |       | 85,733        |       | 92,583        |       |
| D-1 -   sum of SERIES D on Summary page - 400 + 990-993                                |   | (note a) |       | 47          |       | 3,341         |       | 4,238         |       | 0          |       | 125         |       | 39         |       | (16         | )      | (792           | )      | 0           |   | 36          |       | 2,844         |       | 3,594         |       |
|                                                                                        |   |     |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Total                                                                                       |   |     |       | 66,664      |       | 1,220,804     |       | 1,294,157     |       | (0         | )          | 287,570     |       | 21,662     |       | (1,184      | )      | (625,000       | )      | 0           |   | 53,782      |       | 911,486       |       | 977,205       |       |

 

F-78

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Table of Contents

 
| Additional Interest on R-Series Single Payment   Reserves:                       |   |     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
|----------------------------------------------------------------------------------|--------|----------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|--------|---------|--------|--------|--------|--------|--------|--------|--------|
| R-76                                                                             |   | 3.5      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| R-77                                                                             |   | 3.5      |   | 0      |   | 0      |   | 1      |   | 2      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (2      | )      | 0      |   | 0      |   | 1      |   |
| R-78                                                                             |   | 3.5      |   | 0      |   | 0      |   | 3      |   | 6      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (6      | )      | 0      |   | 0      |   | 3      |   |
| R-79                                                                             |   | 3.5      |   | 0      |   | 0      |   | 4      |   | 12     |   | 0      |   | 0      |   | 0      |   | (2     | )      | (12     | )      | 0      |   | 0      |   | 2      |   |
| R-80                                                                             |   | 3.5      |   | 0      |   | 0      |   | 3      |   | 4      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (4      | )      | 0      |   | 0      |   | 3      |   |
| R-81                                                                             |   | 3.5      |   | 0      |   | 0      |   | 2      |   | 2      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (2      | )      | 0      |   | 0      |   | 2      |   |
| R-82A                                                                            |   | 3.5      |   | 0      |   | 0      |   | 3      |   | 6      |   | 0      |   | 0      |   | 0      |   | (1     | )      | (7      | )      | 0      |   | 0      |   | 1      |   |
| RP-Q                                                                             |   | (note a) |   | 0      |   | 0      |   | 0      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | (1      | )      | 0      |   | 0      |   | 0      |   |
| R-II                                                                             |   | 3.5      |   | 0      |   | 0      |   | 3      |   | 6      |   | 0      |   | 0      |   | 0      |   | (0     | )      | (6      | )      | 0      |   | 0      |   | 3      |   |
| RP-2-84                                                                          |   | 3.5      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | (0      | )      | 0      |   | 0      |   | 0      |   |
| RP-2-85                                                                          |   | 3.5      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-2-86                                                                          |   | 3.5      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-2-87                                                                          |   | 3.5      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-2-88                                                                          |   | 3.5      |   | 0      |   | 0      |   | 1      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 1      |   |
| Cash Reserve RP                                                                  |   | (note b) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-Flexible Savings                                                              |   | (note d) |   | 0      |   | 0      |   | 854    |   | 13,598 |   | 0      |   | 0      |   | 0      |   | (439   | )      | (13,634 | )      | 0      |   | 0      |   | 379    |   |
| RP-Preferred Investors                                                           |   | (note d) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| Cash Reserve RP-3 mo. Plus                                                       |   | (note e) |   | 0      |   | 0      |   | 32     |   | 76     |   | (61    | )      | 0      |   | 0      |   | (0     | )      | (33     | )      | 0      |   | 0      |   | 14     |   |
| RP-Flexible Savings Emp                                                          |   | (note d) |   | 0      |   | 0      |   | 1      |   | 16     |   | 0      |   | 0      |   | 0      |   | 0      |   | (17     | )      | 0      |   | 0      |   | 0      |   |
| RP-Future Value                                                                  |   | (note f) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-Future Value Emp                                                              |   | (note f) |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0      |   | 0       |   | 0      |   | 0      |   | 0      |   |
| RP-Stock Market                                                                  |   | (note g) |   | 0      |   | 0      |   | 69     |   | 47     |   | 0      |   | 0      |   | 0      |   | (4     | )      | (89     | )      | 0      |   | 0      |   | 23     |   |
| Market Strategy Cert (2785-81 RP-STOCK VB   2004/4000 & 2016/2031/4016) |   | 0        |   | 0      |   | 0      |   | 34     |   | 34     |   | 0      |   | 0      |   | 0      |   | (0     | )      | (58     | )      | 0      |   | 0      |   | 12     |   |
| D-1 - 400                                                                        |   | (note a) |   | 17     |   | 51     |   | (1     | )      | 49     |   | 0      |   | 0      |   | 0      |   | (9     | )      | (39     | )      | 14     |   | 49     |   | (0     | )      |
|                                                                             |   |     |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |
| Total                                                                            |   |     |   | 17     |   | 51     |   | 1,011  |   | 13,859 |   | (61    | )      | 0      |   | 0      |   | (455   | )      | (13,910 | )      | 14     |   | 49     |   | 444    |   |

 

F-79

----

Table of Contents

 
| Accrued   for additional credits to be allowed at next anniversaries: |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
|-----------------------------------------------------------------------|------------|------------|------------|------------|------------|---------------|------------|---------------|------------|------------|------------|-------------|------------|------------|------------|------------|--------|--------------|--------|-------------|--------|------------|------------|-------------|------------|-------------|------------|
| RP-Stock   Market                                                     |       |       |       | 0          |       | 0             |       | 4,251         |       | 2,780      |       | 0           |       | 0          |       | 0          |   | (32          | )      | (4,582      | )      | 0          |       | 0           |       | 2,417       |       |
| Market   Strategy Cert (C2785-81 2019/2102/4061)                      |       |       |       | 0          |       | 0             |       | 3,001         |       | 2,058      |       | 0           |       | 0          |       | 0          |   | (85          | )      | (3,170      | )      | 0          |       | 0           |       | 1,804       |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Total                                                                 |       |       |       | 0          |       | 0             |       | 7,252         |       | 4,838      |       | 0           |       | 0          |       | 0          |   | (117         | )      | (7,752      | )      | 0          |       | 0           |       | 4,221       |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| **Total Single Payment - Qualified**                                  | ** ** | ** ** | ** ** | **66,681** | ** ** | **1,220,855** | ** ** | **1,302,420** | ** ** | **18,696** | ** ** | **287,509** | ** ** | **21,662** | ** ** | **(1,184** | **)**  | **(625,572** | **)**  | **(21,662** | **)**  | **53,796** | ** ** | **911,535** | ** ** | **981,870** | ** ** |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Paid-up   certificates:                                               |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Series 15   and 20                                               |       | 3.25       |       | 0          |       | 0             |       | (0            | )          | 0          |       | 0           |       | 0          |       | 0          |   | 0            |   | 0           |   | 0          |       | 0           |       | (0          | )          |
| “ 15A   and 22A                                                  |       | 3.5        |       | 0          |       | 0             |       | 35            |       | 1          |       | 0           |       | 0          |       | 0          |   | (12          | )      | (7          | )      | 0          |       | 0           |       | 17          |       |
| “   I-76 - 640                                                   |       | 3.5        |       | 0          |       | 0             |       | 816           |       | 20         |       | 0           |       | 92         |       | (396       | )      | (132         | )      | 0           |   | 0          |       | 0           |       | 400         |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Total                                                                 |       |       |       | 0          |       | 0             |       | 851           |       | 21         |       | 0           |       | 92         |       | (396       | )      | (144         | )      | (7          | )      | 0          |       | 0           |       | 417         |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Additional   credits and accrued interest thereon:                    |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Series 15   and 20                                               |       | 2.5        |       | 0          |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0          |   | 0            |   | 0           |   | 0          |       | 0           |       | 0           |       |
| “ 15A   and 22A                                                  |       | 3          |       | 8          |       | 35            |       | (0            | )          | 0          |       | 0           |       | 0          |       | 0          |   | 0            |   | (0          | )      | 3          |       | 17          |       | 0           |       |
| “   I-76                                                         |       | 3.5        |       | 159        |       | 858           |       | 67            |       | 2          |       | 0           |       | 0          |       | (27        | )      | (6           | )      | 0           |   | 89         |       | 418         |       | 36          |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Total                                                                 |       |       |       | 167        |       | 893           |       | 67            |       | 2          |       | 0           |       | 0          |       | (27        | )      | (6           | )      | (0          | )      | 92         |       | 435         |       | 36          |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Accrued   for additional credits to be allowed at next anniversaries  |       |       |       | 0          |       | 0             |       | (0            | )          | 0          |       | 0           |       | 0          |       | 0          |   | 0            |   | (0          | )      | 0          |       | 0           |       | 0           |       |
|                                                                  |       |       |       |       |       |          |       |          |       |       |       |        |       |       |       |       |   |         |   |        |   |       |       |        |       |        |       |
| Total   paid-up                                                       |       |       | ** ** | **167**    | ** ** | **893**       | ** ** | **918**       | ** ** | **23**     | ** ** | **0**       | ** ** | **92**     | ** ** | **(423**   | **)**  | **(150**     | **)**  | **(7**      | **)**  | **92**     | ** ** | **435**     | ** ** | **453**     | ** ** |

 

F-80

----

Table of Contents

 
| Optional   settlement certificates:                                                               |   |        |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
|---------------------------------------------------------------------------------------------------|--------|-------------|------------|-------------|------------|---------------|------------|---------------|------------|------------|------------|-------------|------------|------------|------------|-------------|--------|----------------|--------|-------------|--------|-------------|------------|---------------|------------|---------------|------------|
| Series    IST&G                                                                          |   | 2.5 - 3     |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | (0          | )      | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| Other   series and conversions from Single                                                        |   | 2.5-3-3-3.5 |       | 0           |       | 0             |       | 45,263        |       | 1,317      |       | 0           |       | 604        |       | (2,936      | )      | (10,450        | )      | 0           |   | 0           |       | 0             |       | 33,796        |       |
| Payment   certificates                                                                            |   |        |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Series R-76   thru R-82A - Prod 900                                                          |   | 3           |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| Series R-II &   RP-2-84 thru 88 - Prod 921                                          |   | 3.5         |       | 0           |       | 0             |       | 58            |       | 2          |       | 0           |       | 1          |       | (0          | )      | (18            | )      | 0           |   | 0           |       | 0             |       | 43            |       |
| Reserve   Plus Single-Payment (Prod 150)                                                          |   | (note a)    |       | 0           |       | 0             |       | 74            |       | 0          |       | 0           |       | 0          |       | (0          | )      | (6             | )      | 0           |   | 0           |       | 0             |       | 68            |       |
| Reserve   Plus Flex-Pay & IC-Q-Inst (Prod 650, 651, 652)                                 |   | (note a)    |       | 0           |       | 0             |       | 13            |       | 0          |       | 0           |       | 0          |       | 0           |   | (2             | )      | 0           |   | 0           |       | 0             |       | 11            |       |
| Series R-Installment   (Prod 980, 981,982)                                                   |   | (note a)    |       | 0           |       | 0             |       | 24            |       | 0          |       | 0           |       | 0          |       | (3          | )      | (0             | )      | 0           |   | 0           |       | 0             |       | 21            |       |
| Series R-Single-Payment   (Prod 133)                                                         |   | (note a)    |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | 0           |   | 0           |       | 0             |       | (0            | )          |
| Add’l   credits and accrued int. thereon                                                     |   | 2.5 - 3     |       | 0           |       | 0             |       | 3,483         |       | 94         |       | 0           |       | 4          |       | (272        | )      | (781           | )      | (112        | )      | 0           |       | 0             |       | 2,416         |       |
| Add’l   credits and accrued int. thereon-IST&G                                           |   | 2.5 - 3     |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | (0          | )      | 0              |   | 0           |   | 0           |       | 0             |       | 0             |       |
| Accrued   for additional credits to be allowed at next anniversaries                              |   |        |       | 0           |       | 0             |       | 3             |       | 3          |       | 0           |       | 0          |       | (0          | )      | (0             | )      | (4          | )      | 0           |       | 0             |       | 2             |       |
| Accrued   for additional credits to be allowed at next   anniversaries-R-76-R-82A & R-II |   |        |       | 0           |       | 0             |       | (0            | )          | 0          |       | 0           |       | 0          |       | (0          | )      | (0             | )      | (0          | )      | 0           |       | 0             |       | (0            | )          |
| Accrued   for additional credits to be allowed at next anniversaries-IST&G                    |   |        |       | 0           |       | 0             |       | 0             |       | 0          |       | 0           |       | 0          |       | 0           |   | 0              |   | (0          | )      | 0           |       | 0             |       | 0             |       |
|                                                                                              |   |        |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Total   optional settlement                                                                       |   |        |       | 0           |       | 0             |       | 48,918        |       | 1,416      |       | 0           |       | 609        |       | (3,211      | )      | (11,257        | )      | (116        | )      | 0           |       | 0             |       | 36,357        |       |
|                                                                                              |   |        |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Due   to unlocated cert holders                                                                   |   |        |       | 0           |       | 0             |       | 131           |       | 0          |       | 0           |       | 32         |       | 0           |   | (2             | )      | (13         | )      | 0           |       | 0             |       | 148           |       |
|                                                                                              |   |        |       |        |       |          |       |          |       |       |       |        |       |       |       |        |   |           |   |        |   |        |       |          |       |          |       |
| Total   certificate reserves                                                                      |   |        | ** ** | **272,585** | ** ** | **3,755,063** | ** ** | **4,117,398** | ** ** | **60,281** | ** ** | **847,363** | ** ** | **69,562** | ** ** | **(17,443** | **)**  | **(1,840,921** | **)**  | **(69,573** | **)**  | **223,503** | ** ** | **2,881,727** | ** ** | **3,166,673** | ** ** |

 

F-81

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2010**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Additional credits on   installment certificates and accrued interest thereon:                                                           |       |       |       |
|------------------------------------------------------------------------------------------------------------------------------------------|------------|------------|------------|
| Other additions represent:                                                                                                               |       |       |       |
| Transfers from accruals   for additional credits to be allowed at next anniversaries                                                     |       | $          | 6          |   |
| Reconversions of paid-up   certificates-charged to paid-up reserves                                                                      |       | 2          |       |
| Transfers from maturities   to extended maturities, additional credits/interest and advance payments                                     |       | 107        |       |
|                                                                                                                                     |       | $          | 115        |   |
|                                                                                                                                     |       |       |       |
| Other deductions   represent:                                                                                                            |       |       |       |
| Transfers to reserves on a   quarterly basis for Reserve Plus Flexible-Payment, IC-Q-Installment and   R-Flexible-Payment           |       | $          | 107        |   |
| Conversions to optional   settlement certificates-credited to optional settlement reserves                                               |       | 447        |       |
| Conversions to paid-up   certificates-credited to paid-up reserves                                                                       |       | 100        |       |
| Transfers to extended maturities   at maturity                                                                                           |       | 0          |       |
|                                                                                                                                     |       | $          | 654        |   |
| Accrual for additional   credits to be allowed on installment certificates at next anniversaries:                                        | ** ** | ** ** | ** ** |
| Other deductions   represent:                                                                                                            |       |       |       |
| Transfers to reserves for   additional credits on installment certificates                                                               |       | $          | 4          |   |
|                                                                                                                                     |       |       |       |
| Reserve for death and   disability refund options:                                                                                       |       |       |       |
| Other deductions   represent:                                                                                                            |       |       |       |
| Payments, in excess of   installment reserves, made to certificate holders who exercised the death and   disability refund options.      |       | $          | 0          |   |
|                                                                                                                                     |       |       |       |
| Reserve for reconversions   of paid-up certificates:                                                                                     |       |       |       |
| The amount shown as   charged to profit and loss has been deducted from reserve recoveries in the   accompanying Statement of Operations |       | $          | 0          |   |
|                                                                                                                                     |       |       |       |
| Other deductions   represent:                                                                                                            |       |       |       |
| Amounts credited to   installment certificate reserves to mature, on reconversions of paid-up   certificates.                            |       | $          | 2          |   |
|                                                                                                                                     |       |       |       |
| Paid-up certificates:                                                                                                                    |       |       |       |
| Other additions represent:                                                                                                               |       |       |       |
| Conversions from   installment certificates (charged to installment reserves less surrender   charges)                                   |       | $          | 92         |   |
| Transfers from accrual for   additional credits to be allowed at next anniversaries                                                      |       | 0          |       |
|                                                                                                                                     |       | $          | 92         |   |
| Other deductions   represent:                                                                                                            |       |       |       |
| Transfers credited to   installment reserves on reconversions to installment certificates                                                |       | $          | 0          |   |
| Transfers for accrual for   additional credits and accrued interest thereon                                                              |       | 0          |       |
| Transfers to settlement   options                                                                                                        |       | 7          |       |
|                                                                                                                                     |       | $          | 7          |   |

 

F-82

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2010**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Default interest on   installment certificates:                                                                                                                                       |   |   |   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|--------|
| Other additions represent:                                                                                                                                                            |   |   |   |
| Reconversions of paid-up   certificates charged to paid-up reserves                                                                                                                   |   | $      | 0      |   |
|                                                                                                                                                                                  |   |   |   |
| Other deductions   represent:                                                                                                                                                         |   |   |   |
| Conversions to paid-up   certificates - credited to paid-up reserves                                                                                                                  |   | $      | 0      |   |
| Transfers to advance   payments as late payments are credited to certificates                                                                                                         |   | 1      |   |
|                                                                                                                                                                                  |   | $      | 1      |   |
| Optional settlement   certificates:                                                                                                                                                   |   |   |   |
| Other additions represent:                                                                                                                                                            |   |   |   |
| Transfers from installment   certificate reserves (less surrender charges), single-payment and   Series D certificate reserves upon election of optional settlement   privileges |   | $      | 597    |   |
| Transfers from paid-up   certificate reserves                                                                                                                                         |   | 7      |   |
| Transfers from accruals   for additional credits to be allowed at next anniversaries                                                                                                  |   | 4      |   |
|                                                                                                                                                                                  |   | $      | 608    |   |
| Other deductions   represent:                                                                                                                                                         |   |   |   |
| Transfers to reserve for   additional credits and accrued interest thereon                                                                                                            |   | $      | 4      |   |
| Transfers to optional   settlement reserves                                                                                                                                           |   | 113    |   |
|                                                                                                                                                                                  |   | $      | 117    |   |
| Single-Payment   certificates:                                                                                                                                                        |   |   |   |
| Other additions represent:                                                                                                                                                            |   |   |   |
| Transfers from accruals   for additional credits to be allowed at next anniversaries                                                                                                  |   | $      | 0      |   |
| Transfers from accruals on   a quarterly basis on:                                                                                                                                    |   | 0      |   |
| Reserve Plus   Single-Payment                                                                                                                                                         |   | 0      |   |
| Cash Reserve   Single-Payment                                                                                                                                                         |   | 0      |   |
| Flexible Savings                                                                                                                                                                      |   | 0      |   |
| Flexible Savings-Emp                                                                                                                                                                  |   | 24,346 |   |
| Preferred Investors                                                                                                                                                                   |   | 38     |   |
| Investors                                                                                                                                                                             |   | 32     |   |
| Special Deposits                                                                                                                                                                      |   | 0      |   |
| Cash Reserve                                                                                                                                                                          |   | 0      |   |
| Cash Reserve-3mo                                                                                                                                                                      |   | 176    |   |
| Future Value                                                                                                                                                                          |   | 0      |   |
| Stock Market                                                                                                                                                                          |   | 11,868 |   |
| Market Strategy                                                                                                                                                                       |   | 10,588 |   |
| AEBI Stock Market                                                                                                                                                                     |   | 0      |   |
| Equity Index Stock   Certificate                                                                                                                                                      |   | 0      |   |
| RP-Q                                                                                                                                                                                  |   | 1      |   |
| Cash Reserve-RP                                                                                                                                                                       |   | 0      |   |
| Cash Reserve-RP-3mo                                                                                                                                                                   |   | 33     |   |
| Flexible Saving-RP                                                                                                                                                                    |   | 13,634 |   |
| Flexible Savings-RP-Emp                                                                                                                                                               |   | 17     |   |
| Preferred Investors-RP                                                                                                                                                                |   | 0      |   |
| Stock Market-RP                                                                                                                                                                       |   | 4,671  |   |
| Market Strategy-RP                                                                                                                                                                    |   | 3,228  |   |
| Transfers from accruals at   anniversaries maintained in a separate reserve account.                                                                                                  |   | 83     |   |
|                                                                                                                                                                                  |   | $      | 68,715 |   |

 

F-83

----

Table of Contents

 

**Certificate Reserves**

**(In thousands)**

**December 31, 2010**

 

Part 2 - Descriptions of Additions to Reserves Charged to Other Accounts and Deductions from Reserves Credited to Other Accounts

 
| Single-Payment   certificates continued:                                          |   |   |   |
|-----------------------------------------------------------------------------------|--------|--------|--------|
|                                                                              |   |   |   |
| Other deductions   represent:                                                     |   |   |   |
| Transfers to optional   settlement reserves:                                      |   |   |   |
| Single-Payment                                                                    |   | $      | 25,445 |   |
| R Single-Payment                                                                  |   | 0      |   |
| Transfers to reserves for   additional credits and accrued interest thereon       |   | (83    | )      |
| Transfers to a separate   reserve account from the accrual account                |   | 0      |   |
| Transfers to reserves on a   quarterly basis:                                     |   |   |   |
| Reserve Plus   Single-Payment                                                     |   | 0      |   |
| Cash Reserve   Single-Payment                                                     |   | 0      |   |
| Flexible Savings                                                                  |   | 24,376 |   |
| Flexible Savings-Emp                                                              |   | 38     |   |
| Preferred Investors                                                               |   | 32     |   |
| Investors                                                                         |   | 32     |   |
| Special Deposits                                                                  |   | 0      |   |
| Cash Reserve                                                                      |   | 0      |   |
| Cash Reserve-3mo                                                                  |   | 177    |   |
| Stock Market                                                                      |   | 10     |   |
| Market Strategy Cert                                                              |   | 283    |   |
| AEBI Stock Market                                                                 |   | 134    |   |
| RP-Q                                                                              |   | 1      |   |
| Cash Reserve-RP                                                                   |   | 0      |   |
| Cash Reserve-RP-3mo                                                               |   | 33     |   |
| Flexible Saving-RP                                                                |   | 13,634 |   |
| Flexible Savings-RP-Emp                                                           |   | 17     |   |
| Preferred Investors-RP                                                            |   | 0      |   |
| Stock Market-RP                                                                   |   | 4,671  |   |
| Transfers to Federal tax   withholding                                            |   | (25    | )      |
|                                                                              |   | $      | 68,775 |   |
|                                                                              |   |   |   |
| Due to unlocated   certificate holders:                                           |   |   |   |
| Other additions represent:                                                        |   |   |   |
| Amounts equivalent to   payments due certificate holders who could not be located |   | $      | 32     |   |
|                                                                              |   |   |   |
| Other deductions   represent:                                                     |   |   |   |
| Payments to certificate   holders credited to cash                                |   | $      | 13     |   |

 

F-84

----

Table of Contents

 
| **AMERIPRISE CERTIFICATE COMPANY, INC.** | **CERTIFICATE   RESERVES SCHEDULE VI** | ** ** |
|-----------------------------------------------|----------------------------------------|------------|
| **PART 3**                               | ** **                             | ** ** |
| **December 31, 2010**                    | ** **                             | ** ** |
|                                          |                                   |       |
| DATE PRINTED                                  | ** **                             | ** ** |
| 02/21/11                                      | ** **                             | ** ** |

 

**PART 3 - INFORMATION REGARDING INSTALLMENT CERTIFICATES**

 

**Totals must agree to Part 1**

 
| ** **                            | ** ** | ** **              | ** ** | ** **                                                          | ** ** | ** **                                  | ** ** | ** **                       | ** ** | ** **                                                                                          | ** ** | ** **             | ** ** | ** ** | ** ** | **SEC 5** | ** ** | ** ** | ** ** |
|---------------------------------------|------------|-------------------------|------------|---------------------------------------------------------------------|------------|---------------------------------------------|------------|----------------------------------|------------|-----------------------------------------------------------------------------------------------------|------------|------------------------|------------|------------|------------|----------------|------------|------------|------------|
| ** **                            | ** ** | ** **              | ** ** | **NUMBER OF ACCOUNTS W/   CERTIFICATE HOLDERS** | ** ** | **AMOUNT OF MATURITY VALUE** | ** ** | **AMOUNT OF RESERVES** | ** ** | **DEDUCTION FROM   RESERVES CASH   SURRENDERS PRIOR   TO MATURITY   SURRENDER** | ** ** | **SEC 6   OTHER** | ** ** |
| **CERT SERIES**                  | ** ** | **MO’s PAID** | ** ** | **2009**                                                            | ** ** | **2010**                                    | ** ** | **2009**                         | ** ** | **2010**                                                                                            | ** ** | **2009**               | ** ** | **2010**   | ** ** | **2010**       | ** ** | **2010**   | ** ** |
| ** **                            |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **15 INC   EXT**                      |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 0                                                                   |       | 0                                           |       | $                                | —     |                                                                                                | $          | —                 |       | $          | —     |           | $          | —     |       | $ | — |   | $ | — |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **20 INC   EXT**                      |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 0                                                                   |       | 0                                           |       | $                                | —     |                                                                                                | $          | —                 |       | $          | —     |           | $          | —     |       | $ | — |   | $ | — |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **15 A INC   EXT**                    |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 0                                                                   |       | 0                                           |       | $                                | —     |                                                                                                | $          | —                 |       | $          | —     |           | $          | —     |       | $ | — |   | $ | — |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **22A INC   EXT**                     |       | 157-168                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 169-180                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 181-192                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 193-204                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 205-216                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 217-228                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 229-240                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 241-252                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 253-264                 |       | 1                                                                   |       |                                        |       | 15.00                            |       |                                                                                                |       | 14.72                  |       |       |       |           |       |       |       |
|                                  |       | 265-276                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 277-288                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 289-300                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 301-312                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 313-324                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 325-336                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 337-348                 |       | 1                                                                   |       |                                        |       | 16.24                            |       |                                                                                                |       | 13.90                  |       |       |       |           |       |       |       |
|                                  |       | 349-360                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       | 14.54          |       |       |       |
|                                  |       | 361-372                 |       | 1                                                                   |       |                                        |       | 19.49                            |       |                                                                                                |       | 18.33                  |       |       |       |           |       |       |       |
|                                  |       | 373-384                 |       | 5                                                                   |       | 1                                           |       | 386.48                           |       | 19.49                                                                                               |       | 384.53                 |       | 19.27      |       | 29.13          |       | 357.25     |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 8                                                                   |       | 1                                           |       | $                                | 437.21     |                                                                                                | $          | 19.49                  |       | $          | 431.48     |           | $          | 19.27      |       | $ | 43.67 |   | $ | 357.25 |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **I-76**                              |       | 265-276                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 277-288                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ** **                            |       | 289-300                 |       | 1                                                                   |       |                                        |       | 24.60                            |       |                                                                                                |       | 17.65                  |       |       |       |           |       |       |       |
| ** **                            |       | 301-312                 |       |                                                                |       | 1                                           |       |                             |       | 24.60                                                                                               |       |                   |       | 18.75      |       |           |       |       |       |
| ** **                            |       | 313-324                 |       | 0                                                                   |       |                                        |       | 0.00                             |       |                                                                                                |       | 0.00                   |       |       |       |           |       |       |       |
|                                  |       | 325-336                 |       | 1                                                                   |       |                                        |       | 15.38                            |       |                                                                                                |       | 13.51                  |       |       |       |           |       |       |       |
|                                  |       | 337-348                 |       | 16                                                                  |       | 1                                           |       | 467.46                           |       | 15.38                                                                                               |       | 432.17                 |       | 14.29      |       |           |       |       |       |
|                                  |       | 349-360                 |       | 22                                                                  |       | 15                                          |       | 618.16                           |       | 436.71                                                                                              |       | 602.47                 |       | 426.04     |       | 204.26         |       | 85.78      |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 40                                                                  |       | 17                                          |       | $                                | 1,125.60   |                                                                                                | $          | 476.69                 |       | $          | 1,065.80   |           | $          | 459.08     |       | $ | 204.26 |   | $ | 85.78 |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **RES+FP**                            |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ** **                            |       | 313-324                 |       | 1                                                                   |       |                                        |       | 6.00                             |       |                                                                                                |       | 2.85                   |       |       |       |           |       |       |       |
| ** **                            |       | 325-336                 |       |                                                                |       | 1                                           |       |                             |       | 6.00                                                                                                |       |                   |       | 2.86       |       |           |       |       |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 1                                                                   |       | 1                                           |       | $                                | 6.00       |                                                                                                | $          | 6.00                   |       | $          | 2.85       |           | $          | 2.86       |       | $ | — |   | $ | — |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **IC-Q-INST**                         |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ACC Maturity Value &   Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 0                                                                   |       | 0                                           |       | $                                | —     |                                                                                                | $          | —                 |       | $          | —     |           | $          | —     |       | $ | — |   | $ | — |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **IC-Q-IN**                           |       | 181-192                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 193-204                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 205-216                 |       | 5                                                                   |       |                                        |       | 48.00                            |       |                                                                                                |       | 19.73                  |       |       |       |           |       |       |       |
|                                  |       | 217-228                 |       | 10                                                                  |       | 5                                           |       | 104.40                           |       | 48.00                                                                                               |       | 45.62                  |       | 21.14      |       | 1.00           |       |       |       |
|                                  |       | 229-240                 |       | 7                                                                   |       | 7                                           |       | 48.00                            |       | 76.20                                                                                               |       | 35.18                  |       | 32.82      |       | 15.52          |       |       |       |
|                                  |       | 241-252                 |       | 4                                                                   |       |                                        |       | 66.00                            |       |                                                                                                |       | 8.56                   |       |       |       | 30.52          |       |       |       |
|                                  |       | 253-264                 |       | 4                                                                   |       |                                        |       | 30.00                            |       |                                                                                                |       | 27.21                  |       |       |       | 8.56           |       |       |       |
| ** **                            |       | 265-276                 |       | 1                                                                   |       | 2                                           |       | 6.00                             |       | 12.00                                                                                               |       | 5.44                   |       | 19.11      |       | 8.82           |       |       |       |
| ** **                            |       | 277-288                 |       |                                                                |       | 1                                           |       |                             |       | 6.00                                                                                                |       |                   |       | 5.45       |       |           |       |       |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 31                                                                  |       | 15                                          |       | $                                | 302.40     |                                                                                                | $          | 142.20                 |       | $          | 141.74     |           | $          | 78.51      |       | $ | 64.42 |   | $ | — |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **IC-IN-EMP**                         |       | 205-216                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 217-228                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ** **                            |       | 229-240                 |       | 1                                                                   |       |                                        |       | 6.00                             |       |                                                                                                |       | 0.60                   |       |       |       |           |       |       |       |
| ACC Maturity   Value & Count |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| TOTAL                                 |       |                    |       | 1                                                                   |       | 0                                           |       | $                                | 6.00       |                                                                                                | $          | —                 |       | $          | 0.60       |           | $          | —     |       | $ | — |   | $ | — |   |
|                                  |       |                    |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| **IC-I**                              |       | 25-36                   |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 37-48                   |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 49-60                   |       | 3                                                                   |       |                                        |       | 43.20                            |       |                                                                                                |       | 28.24                  |       |       |       |           |       |       |       |
|                                  |       | 61-72                   |       | 2                                                                   |       | 3                                           |       | 24.97                            |       | 43.20                                                                                               |       | 2.82                   |       | 33.68      |       |           |       |       |       |
|                                  |       | 73-84                   |       |                                                                |       | 2                                           |       |                             |       | 24.97                                                                                               |       |                   |       | 0.53       |       |           |       |       |       |
|                                  |       | 85-96                   |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 97-108                  |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 109-120                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
|                                  |       | 121-132                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ** **                            |       | 133-144                 |       |                                                                |       |                                        |       |                             |       |                                                                                                |       |                   |       |       |       |           |       |       |       |
| ** **                            |       | 145-156                 |       | 3                                                                   |       |                                        |       | 30.00                            |       |                                                                                                |       | 23.32                  |       |       |       |           |       |       |       |
| ** **                            |       | 157-168                 |       | 2                                                                   |       |                                        |       | 36.00                            |       |                                                                                                |       | 19.33                  |       |       |       | 23.35          |       |       |       |

 

Confiddential: For Internal Use Only.

 

F-85

----

Table of Contents

 
|                                |   | 169-180 |   | 7      |   | 1      |   | 100.75 |   | 30.00  |   | 70.84    |   | 9.94     |      | 9.51     |   |      |   |
|-------------------------------------|--------|---------|--------|--------|--------|--------|--------|--------|--------|--------|--------|----------|--------|----------|-----------|----------|--------|-----------|--------|
|                                |   | 181-192 |   | 8      |   | 4      |   | 108.00 |   | 51.67  |   | 48.45    |   | 36.38    |      | 21.62    |   |      |   |
|                                |   | 193-204 |   | 6      |   | 3      |   | 60.00  |   | 54.00  |   | 56.68    |   | 25.23    |      | 13.42    |   |      |   |
| ** **                          |   | 205-216 |   | 2      |   | 1      |   | 12.00  |   | 6.00   |   | 9.11     |   | 0.98     |      | 41.91    |   |      |   |
| ** **                          |   | 217-228 |   |   |   | 1      |   |   |   | 6.00   |   |     |   | 6.59     |      | 2.58     |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 33     |   | 15     |   | $      | 414.92 |   | $      | 215.84   |   | $        | 258.78    |     | $      | 113.33    |   | $ | 112.39 |   | $ | — |   |
|                                |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| **IC-I-EMP**                        |   | 1-12    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 13-24   |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 25-36   |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 37-48   |   | 1      |   |   |   | 6.00   |   |   |   | 5.44     |   |     |      |     |   |      |   |
|                                |   | 49-60   |   |   |   | 1      |   |   |   | 6.00   |   |     |   | 6.87     |      |     |   |      |   |
|                                |   | 61-72   |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 73-84   |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 85-96   |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 97-108  |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 109-120 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 121-132 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ** **                          |   | 133-144 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ** **                          |   | 145-156 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ** **                          |   | 157-168 |   | 2      |   |   |   | 72.24  |   |   |   | 23.10    |   |     |      |     |   |      |   |
|                                |   | 169-180 |   |   |   | 2      |   |   |   | 72.24  |   |     |   | 23.23    |      |     |   |      |   |
|                                |   | 181-192 |   | 2      |   |   |   | 18.00  |   |   |   | 9.34     |   |     |      |     |   |      |   |
|                                |   | 193-204 |   |   |   | 1      |   |   |   | 12.00  |   |     |   | 8.74     |      | 0.66     |   |      |   |
| ** **                          |   | 205-216 |   | 1      |   |   |   | 120.00 |   |   |   | 271.87   |   |     |      |     |   |      |   |
| ** **                          |   | 217-228 |   |   |   |   |   |   |   |   |   |     |   |     |      | 271.87   |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 6      |   | 4      |   | $      | 216.24 |   | $      | 90.24    |   | $        | 309.75    |     | $      | 38.84     |   | $ | 272.53 |   | $ | — |   |
|                                |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| **IC-I95**                          |   | 1-12    |   | 828    |   | 319    |   |   |   |   |   | 2,007.79 |   | 640.36   |      | 229.83   |   |      |   |
|                                |   | 13-24   |   | 621    |   | 689    |   |   |   |   |   | 1,982.19 |   | 2,864.52 |      | 420.49   |   |      |   |
|                                |   | 25-36   |   | 448    |   | 545    |   |   |   |   |   | 1,933.55 |   | 2,662.91 |      | 181.10   |   |      |   |
|                                |   | 37-48   |   | 484    |   | 407    |   |   |   |   |   | 3,095.90 |   | 2,250.54 |      | 145.23   |   |      |   |
|                                |   | 49-60   |   | 707    |   | 414    |   |   |   |   |   | 5,379.29 |   | 3,181.32 |      | 261.58   |   |      |   |
|                                |   | 61-72   |   | 954    |   | 619    |   |   |   |   |   | 7,540.27 |   | 5,133.74 |      | 501.83   |   |      |   |
| ** **                          |   | 73-84   |   | 765    |   | 726    |   |   |   |   |   | 6,022.78 |   | 5,406.55 |      | 2,276.47 |   |      |   |
| ** **                          |   | 85-96   |   | 519    |   | 603    |   |   |   |   |   | 4,057.57 |   | 4,687.97 |      | 1,375.93 |   |      |   |
| ** **                          |   | 97-108  |   | 317    |   | 413    |   |   |   |   |   | 2,384.77 |   | 3,113.11 |      | 843.35   |   |      |   |
|                                |   | 109-120 |   | 274    |   | 257    |   |   |   |   |   | 1,832.36 |   | 1,872.83 |      | 370.95   |   |      |   |
|                                |   | 121-132 |   | 2      |   |   |   |   |   |   |   | 7.82     |   |     |      | 348.66   |   |      |   |
|                                |   | 133-144 |   | 2      |   | 1      |   |   |   |   |   | 22.38    |   | 0.73     |      | 7.31     |   |      |   |
| ** **                          |   | 145-156 |   | 1      |   |   |   |   |   |   |   | 1.49     |   |     |      | 15.22    |   |      |   |
| ** **                          |   | 157-168 |   |   |   | 1      |   |   |   |   |   |     |   | 1.49     |      |     |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 5,922  |   | 4,994  |   | $      | — |   | $      | —   |   | $        | 36,268.16 |     | $      | 31,816.07 |   | $ | 6,977.96 |   | $ | — |   |
|                                |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| **IC-I95-E**                        |   | 1-12    |   | 8      |   | 3      |   |   |   |   |   | 23.33    |   | 25.10    |      | 0.15     |   |      |   |
|                                |   | 13-24   |   | 7      |   | 7      |   |   |   |   |   | 8.45     |   | 36.52    |      | 0.45     |   |      |   |
|                                |   | 25-36   |   | 3      |   | 4      |   |   |   |   |   | 28.53    |   | 13.89    |      | 1.08     |   |      |   |
|                                |   | 37-48   |   | 3      |   | 3      |   |   |   |   |   | 11.78    |   | 38.84    |      |     |   |      |   |
|                                |   | 49-60   |   | 4      |   | 3      |   |   |   |   |   | 18.56    |   | 15.74    |      |     |   |      |   |
|                                |   | 61-72   |   | 10     |   | 4      |   |   |   |   |   | 47.16    |   | 23.56    |      |     |   |      |   |
| ** **                          |   | 73-84   |   | 1      |   | 6      |   |   |   |   |   | 1.48     |   | 17.28    |      | 24.51    |   |      |   |
| ** **                          |   | 85-96   |   | 1      |   |   |   |   |   |   |   | 1.73     |   |     |      | 1.48     |   |      |   |
| ** **                          |   | 97-108  |   |   |   |   |   |   |   |   |   |     |   |     |      | 1.74     |   |      |   |
|                                |   | 109-120 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ** **                          |   | 121-132 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 37     |   | 30     |   | $      | — |   | $      | —   |   | $        | 141.02    |     | $      | 170.93    |   | $ | 29.40 |   | $ | — |   |
|                                |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| **RP-Q-INST**                       |   | 253-264 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ** **                          |   | 265-276 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ** **                          |   | 277-288 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 289-300 |   | 4      |   |   |   | 42.00  |   |   |   | 21.33    |   |     |      |     |   |      |   |
|                                |   | 301-312 |   |   |   | 2      |   |   |   | 16.20  |   |     |   | 3.57     |      | 17.74    |   |      |   |
|                                |   | 313-324 |   | 2      |   |   |   | 12.00  |   |   |   | 7.98     |   |     |      |     |   |      |   |
| ** **                          |   | 325-336 |   |   |   | 2      |   |   |   | 12.00  |   |     |   | 7.99     |      |     |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 6      |   | 4      |   | $      | 54.00  |   | $      | 28.20    |   | $        | 29.31     |     | $      | 11.56     |   | $ | 17.74 |   | $ | — |   |
|                                |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| **RP-Q-FP**                         |   | 241-252 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 253-264 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 265-276 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ** **                          |   | 277-288 |   | 1      |   |   |   | 12.00  |   |   |   | 10.84    |   |     |      |     |   |      |   |
| ** **                          |   | 289-300 |   |   |   | 1      |   |   |   | 12.00  |   |     |   | 10.87    |      |     |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 1      |   | 1      |   | $      | 12.00  |   | $      | 12.00    |   | $        | 10.84     |     | $      | 10.87     |   | $ | — |   | $ | — |   |
|                                |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| **RP-Q-IN**                         |   | 205-216 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 217-228 |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
|                                |   | 229-240 |   | 2      |   |   |   | 12.00  |   |   |   | 2.38     |   |     |      |     |   |      |   |
| ** **                          |   | 241-252 |   | 1      |   | 2      |   | 12.00  |   | 12.00  |   | 0.42     |   | 2.36     |      |     |   |      |   |
| ** **                          |   | 253-264 |   |   |   |   |   |   |   |   |   |     |   |     |      | 0.35     |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 3      |   | 2      |   | $      | 24.00  |   | $      | 12.00    |   | $        | 2.80      |     | $      | 2.36      |   | $ | 0.35 |   | $ | — |   |
|                                |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| **RP-IN-EMP**                       |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| ACC Maturity Value & Count |   |    |   |   |   |   |   |   |   |   |   |     |   |     |      |     |   |      |   |
| TOTAL                               |   |    |   | 0      |   | 0      |   | $      | — |   | $      | —   |   | $        | —    |     | $      | —    |   | $ | — |   | $ | — |   |

 

F-86

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Table of Contents

 
| **RP-I**                                          |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
|---------------------------------------------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|--------------|
| ACC Maturity Value & Count               |         |         |         |         |         |         | * *     | * *     | * *     | * *     |         |         |         |         |         |         |         |         |         |
| TOTAL                                             |         |         |         | 0            |         | 0            |         | $            | —       |         | $            | —       |         | $            | —       |         | $            | —       |         | $ | — |   | $ | — |   |
|                                              |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| **RP-I-EMP**                                      |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| ACC Maturity Value & Count               |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| ***TOTAL (Don’t   include in Part 1)*** | *** *** | *** *** | ** **   | **0**        | ** **   | **0**        | ** **   | **$**        | **—**   | ** **   | **$**        | **—**   | ** **   | **$**        | **—**   | ** **   | **$**        | **—**   | ** **   | **$** | **—** | *** *** | ***$*** | ***—*** | *** *** |
| *** ***                                      | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** | *** *** |
| **Inst-R (RP-I95)**                               |         | 1-12         |         | 98           |         | 59           |         | 13,914.51    |         | 29,733.54    |         | 289.98       |         | 411.45       |         | 18.40        |         |         |         |
|                                              |         | 13-24        |         | 53           |         | 86           |         | 3,455.30     |         | 9,278.45     |         | 125.54       |         | 366.40       |         | 38.88        |         |         |         |
|                                              |         | 25-36        |         | 15           |         | 45           |         | 703.49       |         | 3,158.18     |         | 66.51        |         | 130.73       |         | 10.90        |         |         |         |
|                                              |         | 37-48        |         | 14           |         | 12           |         | 471.00       |         | 680.07       |         | 139.42       |         | 89.10        |         | 2.47         |         |         |         |
|                                              |         | 49-60        |         | 36           |         | 14           |         | 2,206.00     |         | 471.00       |         | 256.82       |         | 177.14       |         |         |         |         |         |
|                                              |         | 61-72        |         | 35           |         | 30           |         | 1,129.62     |         | 1,085.06     |         | 310.86       |         | 259.59       |         | 30.88        |         |         |         |
|                                              |         | 73-84        |         | 33           |         | 18           |         | 7,953.56     |         | 536.22       |         | 630.49       |         | 101.94       |         | 237.03       |         |         |         |
|                                              |         | 85-96        |         | 19           |         | 22           |         | 565.85       |         | 7,415.76     |         | 152.02       |         | 416.32       |         | 131.34       |         |         |         |
|                                              |         | 97-108       |         |         |         | 4            |         |         |         | 55.80        |         |         |         | 14.29        |         | 82.08        |         |         |         |
|                                              |         | 109-120      |         |         |         |         |         |         |         |         |         |         |         |         |         | 14.53        |         |         |         |
|                                              |         | 121-132      |         |         |         |         |         |         |         |         |         |         |         |         |         | 17.86        |         |         |         |
| ACC Maturity Value & Count               |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| TOTAL                                             |         |         |         | 303          |         | 290          |         | $            | 30,399.33    |         | $            | 52,414.06    |         | $            | 1,971.63     |         | $            | 1,966.95     |         | $ | 584.37 |   | $ | — |   |
|                                              |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| **Inst-R-E**                                      |         | 1-12         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| **(Install R)**                                   |         | 13-24        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
|                                              |         | 25-36        |         | 1            |         |         |         | 24.00        |         |         |         | 1.61         |         | 2.58         |         |         |         |         |         |
|                                              |         | 37-48        |         | 2            |         | 1            |         | 12.00        |         | 24.00        |         | 4.21         |         | 5.61         |         |         |         |         |         |
|                                              |         | 49-60        |         | 2            |         | 2            |         | 612.00       |         | 12.00        |         | 9.77         |         | 8.91         |         |         |         |         |         |
|                                              |         | 61-72        |         |         |         | 2            |         |         |         | 612.00       |         |         |         |         |         |         |         |         |         |
|                                              |         | 73-84        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
|                                              |         | 85-96        |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| AECC Maturity Value & Count              |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| TOTAL                                             |         |         |         | 5            |         | 5            |         | $            | 648.00       |         | $            | 648.00       |         | $            | 15.59        |         | $            | 17.10        |         | $ | — |   | $ | — |   |
|                                              |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |         |
| TOTAL - ALL SERIES                                |         |         |         | 6,397        |         | 5,379        |         | $            | 33,645.70    |         | $            | 54,064.72    |         | $            | 40,650.34    |         | $            | 34,707.73    |         | $ | 8,307.08 |   | $ | 443.03 |   |

 

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Table of Contents

 
| **Ameriprise Certificate Company**                    | **SCHEDULE VII** |
|-------------------------------------------------------|------------------|
| **Valuation and Qualifying Accounts**                 |             |
| **Years ended December 31, 2010, 2009 and 2008** |             |
| **($ thousands)**                                |             |
|                                                  |             |
| **Year ended December 31, 2010**                 |             |

 
| ** **                                        | ** ** | ** **         | ** ** | **Additions**     | ** ** | ** ** | ** ** | ** **                           | ** ** |
|---------------------------------------------------|------------|--------------------|------------|-------------------|------------|------------|------------|--------------------------------------|------------|
| **Reserves**                                      | ** ** | **Balance**        | ** ** | **Charged**       | ** ** | ** ** | ** ** | ** **                           | ** ** | **Balance** | ** ** |
| **deducted from**                            | ** ** | **at**             | ** ** | **to costs** | ** ** | ** ** | ** ** | **Change in**                   | ** ** | **at** | ** ** |
| **assets to**                                | ** ** | **beginning**      | ** ** | **and**           | ** ** | ** ** | ** ** | **reserves/writedowns**              | ** ** | **end** | ** ** |
| **which they apply**                    | ** ** | **of period** | ** ** | **expenses**      | ** ** | **Other**  | ** ** | **From 2009 to 2010** | ** ** | **of period** | ** ** |
|                                              |       |               |       |              |       |       |       |                                 |       |   |   |
| Allowance for losses:                             |       |               |       |              |       |       |       |                                 |       |   |   |
| Conventional first mortgage loans and other loans |       | 15,602             |       | 0                 |       | 0          |       | 7,745                                |       | 7,857 |   |

 

**Year ended December 31, 2009**

 
| ** **                                        | ** ** | ** **         | ** ** | **Additions**     | ** ** | ** ** | ** ** | ** **                           | ** ** |
|---------------------------------------------------|------------|--------------------|------------|-------------------|------------|------------|------------|--------------------------------------|------------|
| **Reserves**                                      | ** ** | **Balance**        | ** ** | **Charged**       | ** ** | ** ** | ** ** | ** **                           | ** ** | **Balance** | ** ** |
| **deducted from **                      | ** ** | **at**             | ** ** | **to costs** | ** ** | ** ** | ** ** | **Change in**                   | ** ** | **at** | ** ** |
| **assets to **                          | ** ** | **beginning**      | ** ** | **and**           | ** ** | ** ** | ** ** | **reserves/writedowns**              | ** ** | **end** | ** ** |
| **which they apply**                    | ** ** | **of period** | ** ** | **expenses**      | ** ** | **Other**  | ** ** | **From 2008 to 2009** | ** ** | **of period** | ** ** |
|                                              |       |               |       |              |       |       |       |                                 |       |   |   |
| Allowance for losses:                             |       |               |       |              |       |       |       |                                 |       |   |   |
| Conventional first mortgage loans and other loans |       | 15,440             |       | 0                 |       | 0          |       | (162                                 | )          | 15,602 |   |

 

**Year ended December 31, 2008**

 
| ** **                                        | ** ** | ** **         | ** ** | **Additions**     | ** ** | ** ** | ** ** | ** **                           | ** ** |
|---------------------------------------------------|------------|--------------------|------------|-------------------|------------|------------|------------|--------------------------------------|------------|
| **Reserves**                                      | ** ** | **Balance**        | ** ** | **Charged**       | ** ** | ** ** | ** ** | ** **                           | ** ** | **Balance** | ** ** |
| **deducted from **                      | ** ** | **at**             | ** ** | **to costs** | ** ** | ** ** | ** ** | **Change in**                   | ** ** | **at** | ** ** |
| **assets to **                          | ** ** | **beginning**      | ** ** | **and**           | ** ** | ** ** | ** ** | **reserves/writedowns**              | ** ** | **end** | ** ** |
| **which they apply**                    | ** ** | **of period** | ** ** | **expenses**      | ** ** | **Other**  | ** ** | **From 2007 to 2008** | ** ** | **of period** | ** ** |
|                                              |       |               |       |              |       |       |       |                                 |       |   |   |
| Allowance for losses:                             |       |               |       |              |       |       |       |                                 |       |   |   |
| Conventional first mortgage loans and other loans |       | 4,836              |       | 0                 |       | 0          |       | (10,604                              | )          | 15,440 |   |

 

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Table of Contents

 

**EXHIBIT INDEX**

 

The following exhibits are filed as part of this Annual Report:

 
| **Exhibit** | ** ** | **Description**                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|-------------|------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|        |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
| 3(a)        |       | Amended   and Restated Certificate of Incorporation of American Express Certificate   Company, dated Aug. 1, 2005, filed electronically on or about   March 10, 2006 as Exhibit 3(a) to Registrant’s   Form 10-K is incorporated by reference.                                                                                                                                                                   |
| 3(b)        |       | By-Laws   of Ameriprise Certificate Company, filed electronically on or about   November 5, 2010 as Exhibit 3(b) to Registrant’s   Form 10-Q, are incorporated herein by reference.                                                                                                                                                                                                                                                  |
| 10(a)       |       | Investment   Advisory and Services Agreement, dated Dec. 31, 2006, between   Registrant and RiverSource Investments, LLC, now known as Columbia Management   Investment Advisers, LLC, filed electronically on or about Feb 26, 2007   as Exhibit 10(a) to Post-Effective Amendment No. 35 to   Registration Statement No. 2-95577 for Ameriprise Flexible Savings   Certificate is incorporated herein by reference. |
| 10(b)       |       | Distribution   Agreement, dated Dec. 31, 2006, between Registrant and Ameriprise   Financial Services, Inc. filed electronically on or about   Feb. 26, 2007 as Exhibit 1 to Post-Effective Amendment   No. 35 to Registration Statement No. 2-95577 for Ameriprise   Flexible Savings Certificate is incorporated herein by reference.                                                                               |
| 10(c)       |       | Depositary   and Custodial Agreement, dated Dec. 31, 2006, between Registrant   and Ameriprise Trust Company, filed electronically on or about   Feb. 26, 2007 as Exhibit 10(c) to Post-Effective   Amendment No. 35 to Registration Statement No. 2-95577 for   Ameriprise Flexible Savings Certificate is incorporated herein by reference.                                                                         |
| 10(d)       |       | Transfer   Agent Agreement, dated Dec. 31, 2006 between Registrant and   RiverSource Client Service Corporation, now known as Columbia Management   Investment Services Corp., filed electronically on or about   Feb. 26, 2007 as Exhibit 10(e) to Post-Effective   Amendment No. 35 to Registration Statement No. 2-95577 for   Ameriprise Flexible Savings Certificate is incorporated herein by reference.        |
| 10(e)       |       | Administration   and Services Agreement, dated October 1, 2005 between RiverSource   Investments, LLC, now known as Columbia Management Investment Advisers, LLC,   and Ameriprise Financial, Inc. filed electronically on or about   March 10, 2006 as Exhibit 10(s) to Registrant’s   Form 10-K is incorporated by reference.                                                                                  |
| 10(f)       |       | Capital   Support Agreement by and between Ameriprise Financial, Inc. and   Ameriprise Certificate Company, dated as of March 2, 2009, filed   electronically on or about March 3, 2009 as Exhibit 10(f) to   Registrant’s Form 10-K is incorporated by reference.                                                                                                                                                         |
| 14(a)       |       | Code   of Ethics under rule 17j-1 for Ameriprise Certificate Company, filed   electronically as Exhibit 10 (p)(1) to Pre-Effective Amendment   No. 1 to Registration Statement No. 333-34982, is incorporated   herein by reference.                                                                                                                                                                                                 |
| *14(b)      |       | Code   of Ethics adopted under Rule 17j-1 for Registrant’s investment adviser   and principal underwriter, dated May 1, 2010, is filed electronically   herewith as Exhibit (14)(b) to Registrant’s Form 10-K.                                                                                                                                                                                                             |
| *24(a)      |       | Directors’   Power of Attorney, dated March 2, 2010, is filed electronically   herewith as Exhibit 24 (a) to Registrant’s Form 10-K.                                                                                                                                                                                                                                                                                  |
| 24(b)       |       | Officers’   Power of Attorney, dated Feb. 24, 2009, filed electronically on or   about March 3, 2009 as Exhibit 24 (b) to Registrant’s   Form 10-K is incorporated by reference.                                                                                                                                                                                                                                 |
| 24(c)       |       | Director’s   and Officer’s Power of Attorney, dated Feb. 24, 2009, filed   electronically on or about March 3, 2009 as   Exhibit 24 (c) to Registrant’s Form 10-K is incorporated   by reference.                                                                                                                                                                                                      |
| *24(d)      |       | Director’s   Power of Attorney, dated Feb. 14, 2011, is filed electronically   herewith as Exhibit 24(d) to Registrant’s Form 10-K.                                                                                                                                                                                                                                                                                        |
| *31.1       |       | Certification   of William F. Truscott pursuant to Rule 13a-14(a) promulgated under   the Securities Exchange Act of 1934, as amended.                                                                                                                                                                                                                                                                                                              |
| *31.2       |       | Certification   of Ross P. Palacios pursuant to Rule 13a-14(a) promulgated under   the Securities Exchange Act of 1934, as amended.                                                                                                                                                                                                                                                                                                                 |
| *32.1       |       | Certification   of William F. Truscott and Ross P. Palacios pursuant to 18 U.S.C.   Section 1350, as adopted pursuant to Section 906 of the   Sarbanes-Oxley Act of 2002.                                                                                                                                                                                                                                                                      |

 

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*Filed electronically herewith

 

E-1

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