<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the December
31, 1997 restated consolidated financial statements and management's discussion
and analysis of financial condition and results of operations contained in the
Form 8-K dated May 5, 1998 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                           6,474
<INT-BEARING-DEPOSITS>                             858
<FED-FUNDS-SOLD>                                 1,772
<TRADING-ASSETS>                                   237
<INVESTMENTS-HELD-FOR-SALE>                      7,503
<INVESTMENTS-CARRYING>                           1,177
<INVESTMENTS-MARKET>                             1,172
<LOANS>                                         59,861
<ALLOWANCE>                                      1,488
<TOTAL-ASSETS>                                  89,650
<DEPOSITS>                                      67,071
<SHORT-TERM>                                     7,274
<LIABILITIES-OTHER>                              2,401
<LONG-TERM>                                      5,114
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        953
<COMMON>                                         3,226
<OTHER-SE>                                       3,611
<TOTAL-LIABILITIES-AND-EQUITY>                  89,650
<INTEREST-LOAN>                                  5,169
<INTEREST-INVEST>                                  723
<INTEREST-OTHER>                                   136
<INTEREST-TOTAL>                                 6,028
<INTEREST-DEPOSIT>                               1,754
<INTEREST-EXPENSE>                               2,566
<INTEREST-INCOME-NET>                            3,462
<LOAN-LOSSES>                                      213
<SECURITIES-GAINS>                                  43
<EXPENSE-OTHER>                                  3,512
<INCOME-PRETAX>                                  2,070
<INCOME-PRE-EXTRAORDINARY>                       2,070
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,221
<EPS-PRIMARY>                                     2.02
<EPS-DILUTED>                                     1.98
<YIELD-ACTUAL>                                    4.68
<LOANS-NON>                                        696
<LOANS-PAST>                                       247
<LOANS-TROUBLED>                                     9
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,321
<CHARGE-OFFS>                                      484
<RECOVERIES>                                       114
<ALLOWANCE-CLOSE>                                1,488
<ALLOWANCE-DOMESTIC>                             1,488
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            213
        

</TABLE>