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[Congressional Bills 118th Congress]
[From the U.S. Government Publishing Office]
[S. 3932 Introduced in Senate (IS)]

<DOC>

118th CONGRESS
  2d Session
                                S. 3932

 To prohibit the Secretary of Health and Human Services, the Secretary 
  of Labor, and the Secretary of the Treasury from finalizing a rule 
proposing restrictions on short-term limited duration insurance, and to 
   amend title XXVII of the Public Health Service Act to define such 
                               insurance.

_______________________________________________________________________

                   IN THE SENATE OF THE UNITED STATES

                             March 12, 2024

  Mr. Kennedy introduced the following bill; which was read twice and 
  referred to the Committee on Health, Education, Labor, and Pensions

_______________________________________________________________________

                                 A BILL

 
 To prohibit the Secretary of Health and Human Services, the Secretary 
  of Labor, and the Secretary of the Treasury from finalizing a rule 
proposing restrictions on short-term limited duration insurance, and to 
   amend title XXVII of the Public Health Service Act to define such 
                               insurance.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Patient's Choice Act of 2024''.

SEC. 2. PROHIBITION ON FINALIZING PROPOSED RULE TO RESTRICT SHORT-TERM 
              LIMITED DURATION INSURANCE.

    The Secretary of Health and Human Services, the Secretary of Labor, 
and the Secretary of the Treasury may not take any action to implement, 
enforce, or otherwise give effect to the proposed rule issued by the 
Internal Revenue Service, the Employee Benefits Security 
Administration, and the Centers for Medicare & Medicaid Services titled 
``Short-Term, Limited-Duration Insurance; Independent, Noncoordinated 
Excepted Benefits Coverage; Level-Funded Plan Arrangements; and Tax 
Treatment of Certain Accident and Health Insurance'' (88 Fed. Reg. 
44596 (July 12, 2023)) and may not promulgate, implement, enforce, or 
otherwise give effect to any other substantially similar rule that 
would reduce the maximum term length or duration for short-term limited 
duration insurance plans from the duration allowed as of the date of 
the enactment of this Act.

SEC. 3. SHORT-TERM LIMITED DURATION INSURANCE DEFINED.

    Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg-
91(b)) is amended by adding at the end the following new paragraph:
            ``(6) Short-term limited duration insurance.--The term 
        `short-term limited duration insurance' means health insurance 
        coverage provided under a contract with a health insurance 
        issuer that--
                    ``(A) has an expiration date specified in the 
                contract that is less than 12 months after the original 
                effective date of the contract; and
                    ``(B) has a duration of not more than 36 months 
                (taking into account renewals or extensions) after the 
                original effective date of the contract.''.
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