----

**UNITED        STATES**

**SECURITIES        AND EXCHANGE COMMISSION**

**Washington,        D.C. 20549**

**FORM        10-K**

**(Mark        One)**

| **x** | **ANNUAL                  REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE                  ACT OF                  1934** |
|-------|---------------------------------------------------------------------------------------------------------------------------------------------|

**For        the fiscal year ended: June 30, 2007**

**or**

| ** ̈** | **TRANSITION                  REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE                  ACT OF                  1934** |
|------------|-------------------------------------------------------------------------------------------------------------------------------------------------|

**For        transition period                    **

|                                                                                                                      |                                                                                                                                                        |
|---------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------|
| **Commission                  File Number of issuing entity: 333-141948-02****BA                  CREDIT CARD TRUST***    | **Commission                  File Number of issuing entity: 333-141948-01****BA                  MASTER CREDIT CARD TRUST II**                             |
| **(Exact                  name of issuing entity as specified in its charter)****(Issuer                  of the Notes)** | **(Exact                  name of issuing entity as specified in its charter)****(Issuer                  of the Collateral                  Certificate)** |

**Commission        File Number of depositor: 333-141948**
**BA        CREDIT CARD FUNDING, LLC**

**(Exact        name of depositor as specified in its charter)**

**FIA        CARD SERVICES, NATIONAL ASSOCIATION**

**(Exact        name of sponsor as specified in its charter)**

|                                                                                                                                               |                                                                                                                                               |
|----------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------|
| **Delaware**                                                                                                                                       | **Delaware**                                                                                                                                       |
| **(State                  or other jurisdiction of incorporation****or                  organization of the issuing entity)**                      | **(State                  or other jurisdiction of incorporation****or                  organization of the issuing entity)**                      |
|                                                                                                                                               |                                                                                                                                               |
| **c/o                  BA Credit Card Funding, LLC****214                  North Tryon Street****Charlotte,                  NC  28255** | **c/o                  BA Credit Card Funding, LLC****214                  North Tryon Street****Charlotte,                  NC  28255** |
| **(Address                  of principal executive offices****of                  issuing entity)**                                                | **(Address                  of principal executive offices****of                  issuing entity)**                                                |
|                                                                                                                                               |                                                                                                                                               |
| **(704)                  683-4915**                                                                                                                | **(704)                  683-4915**                                                                                                                |
| **(Telephone                  number, including area code)**                                                                                       | **(Telephone                  number, including area code)**                                                                                       |
|                                                                                                                                               |                                                                                                                                               |
| **N/A**                                                                                                                                            | **N/A**                                                                                                                                            |
| **(I.R.S.                  Employer Identification No.)**                                                                                          | **(I.R.S.                  Employer Identification No.)**                                                                                          |
|                                                                                                                                               |                                                                                                                                               |
| **N/A**                                                                                                                                            | **N/A**                                                                                                                                            |
| **(Former                  name, former address, if changed since last                  report)**                                                  | **(Former                  name, former address, if changed since last                  report)**                                                  |

----

|   |
|--------|

|   |   |
|--------|--------|
|   |   |
|--------|--------|
| ***** | In                  accordance with relevant regulations of the Securities and Exchange                  Commission, the depositor files annual and other reports with the                  Commission on behalf of BA Credit Card Trust and BA Master Credit                  Card                  Trust II under the Central Index Key (CIK) number (0001128250)                  for BA                  Credit Card Trust. |
|-------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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**PART        I**

**The        following Items have been omitted in accordance with General Instruction        J to        Form 10–K:**

|                     |                                                                                   |
|--------------------------|----------------------------------------------------------------------------------------|
| Item 1:             | Business.                                                                              |
| Item 1A:            | Risk                  Factors.                                                         |
| Item                  2: | Properties.                                                                            |
| Item                  3: | Legal                  Proceedings.                                                    |
| Item                  4: | Submission                  of Matters to a Vote of Security                  Holders. |

**Item 1B.        Unresolved Staff Comments.**

**Substitute        information provided in accordance with General Instruction J to Form        10–K:**

**Item 1112(b)        of Regulation AB. Significant Obligors of Pool Assets (Financial        Information).**

**Item 1114(b)(2)        of Regulation AB: Credit Enhancement and Other Support, Except for Certain        Derivatives Instruments (Financial Information).**

**Item 1115(b)        of Regulation AB: Certain Derivatives Instruments (Financial        Information).**

**Item 1117        of Regulation AB: Legal Proceedings.**

***Industry        Developments***

----

***Litigation***

*  In Re Payment Card        Interchange Fee and Merchant Discount Anti-Trust        Litigation.*

**PART        II**

**The        following Items have been omitted in accordance with General Instruction        J to        Form 10–K:**

|          |                                                                                                                                                  |
|---------------|-------------------------------------------------------------------------------------------------------------------------------------------------------|
| Item 5:  | Market                  for Registrant’s Common Equity, Related Stockholder Matters and Issuer                  Purchases of Equity Securities. |
| Item 6:  | Selected                  Financial Data.                                                                                                             |
| Item 7:  | Management’s                  Discussion and Analysis of Financial Condition and Results of                  Operations.                        |
| Item 7A: | Quantitative                  and Qualitative Disclosures about Market Risk.                                                                          |
| Item 8:  | Financial                  Statements and Supplementary Data.                                                                                         |
| Item 9:  | Changes                  in and Disagreements with Accountants on Accounting and Financial                  Disclosure.                               |
| Item 9A: | Controls                  and Procedures.                                                                                                             |

**Item 9B:        Other Information.**

**PART        III**

**The        following Items have been omitted in accordance with General Instruction        J to        Form 10–K:**

|                      |                                                                                                                              |
|---------------------------|-----------------------------------------------------------------------------------------------------------------------------------|
| Item 10:             | Directors,                  Executive Officers and Corporate Governance.                                                          |
| Item                  11: | Executive                  Compensation.                                                                                          |
| Item                  12: | Security                  Ownership of Certain Beneficial Owners and Management and Related                  Stockholder Matters. |
| Item                  13: | Certain                  Relationships and Related Transactions, and Director                  Independence.                      |
| Item                  14: | Principal                  Accountant Fees and Services.                                                                          |

**Substitute        information provided in accordance with General Instruction J to Form        10–K:**

**Item 1119        of Regulation AB: Affiliations and Certain Relationships and Related        Transactions**
*.*

**Item 1122        of Regulation AB: Compliance with Applicable Servicing        Criteria.**

*Item 1122 Reports:*

----

*Exceptions:*

*The        Bank of New York:*

*Platform-Level        Reports:*

*Other Reports:*

----

**Item 1123        of Regulation AB: Servicer Compliance Statement.**

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**PART        IV**

**Item 15.        Exhibits and Financial Statement Schedules.**

|   | (a)(1) | Not                  Applicable. |
|--------|--------|----------------------------------|

|   | (a)(2) | Not                  Applicable. |
|--------|--------|----------------------------------|

|   | (a)(3) | Not                  Applicable. |
|--------|--------|----------------------------------|

|   | (b) | Exhibits |
|--------|-----|----------|

|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|-------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| **Exhibit** |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| **Number**  | **Description**                                                                                                                                                                                                                                                                                                                                                                                                                                      |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 3.1         | Composite                  Articles of Association of FIA Card Services, National Association                  (included in Exhibit 3.1 to the registrant’s Form 8-K, as filed with the                  Securities and Exchange Commission on June 13, 2006, which is incorporated                  herein by reference).                                                                                                                     |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 3.2         | Composite                  Bylaws of FIA Card Services, National Association (included in                  Exhibit 3.2                  to the registrant’s Form 8-K, as filed with the Securities and Exchange                  Commission on June 13, 2006, which is incorporated herein by                  reference).                                                                                                                     |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.1         | Second                  Amended and Restated Pooling and Servicing Agreement, dated as                  of October                  20, 2006 (included in Exhibit 4.3 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on October 20, 2006,                  which is                  incorporated herein by reference).                                                                   |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.2         | Second                  Amended and Restated Series 2001-D Supplement to Amended and Restated                  Pooling and Servicing Agreement, dated as of October 20, 2006 (included                  in                  Exhibit 4.4 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 20, 2006, which is incorporated                  herein by                  reference). |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.3         | BA                  Credit Card Trust Third Amended and Restated Trust Agreement, dated                  as of                  October 20, 2006 (included in Exhibit 4.5 to the registrant’s Form 8-K, as                  filed with the Securities and Exchange Commission on October 20,                  2006,                  which is incorporated herein by reference).                                                               |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.4         | Second                  Amended and Restated Indenture, dated as of October 20, 2006 (included                  in                  Exhibit 4.6 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 20, 2006, which is incorporated                  herein by                  reference).                                                                                         |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.5         | Amended                  and Restated BAseries Indenture Supplement, dated as of June 10,                  2006                  (included in Exhibit 4.5 to the registrant’s Form 8-K, as filed with the                  Securities and Exchange Commission on June 13, 2006, which is incorporated                  herein by reference).                                                                                                   |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.1       | Class                  C(2001-3) Terms Document, dated as of July 25, 2001 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2001, which is incorporated herein                  by                  reference).                                                                                                    |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.2       | Class                  A(2001-2) Terms Document, dated as of July 26, 2001 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2001, which is incorporated herein                  by                  reference).                                                                                                    |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.3       | First                  Amendment to Class A(2001-2) Terms Document, dated as of August                  8, 2001                  (included in Exhibit 4.4 to the registrant’s Form 8-K, as filed with the                  Securities and Exchange Commission on August 14, 2001, which is                  incorporated herein by reference).                                                                                                 |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.4       | Class                  A(2001-3) Terms Document, dated as of August 8, 2001 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 14, 2001, which is incorporated                  herein by                  reference).                                                                                                |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|  4.6.5 |  Class                B(2001-2) Terms Document, dated as of September 6, 2001 (included                in                Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                Exchange Commission on October 12, 2001, which is incorporated herein                by                reference).                                                                                                     |

----

| 4.6.6  | Class                  C(2001-4) Terms Document, dated as of September 6, 2001 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 12, 2001, which is incorporated                  herein by                  reference).   |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.7  | Class                  A(2001-5) Terms Document, dated as of November 8, 2001 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 14, 2001, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.8  | Class                  C(2001-5) Terms Document, dated as of December 11, 2001 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 14, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.9  | Class                  A(2002-1) Terms Document, dated as of January 31, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 14, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.10 | Class                  B(2002-1) Terms Document, dated as of February 28, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 14, 2002, which is incorporated herein                  by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.11 | Class                  C(2002-1) Terms Document, dated as of February 28, 2002 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 14, 2002, which is incorporated herein                  by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.12 | Class                  A(2002-3) Terms Document, dated as of April 24, 2002 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 14, 2002, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.13 | Class                  A(2002-4) Terms Document, dated as of May 9, 2002 (included in                  Exhibit 4.1                  to the registrant’s Form 8-K, as filed with the Securities and Exchange                  Commission on June 14, 2002, which is incorporated herein by                  reference).                             |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.14 | Class                  A(2002-5) Terms Document, dated as of May 30, 2002 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 14, 2002, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.15 | Class                  B(2002-2) Terms Document, dated as of June 12, 2002 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 15, 2002, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.16 | Class                  C(2002-3) Terms Document, dated as of June 12, 2002 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 15, 2002, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.17 | Class                  A(2002-8) Terms Document, dated as of July 31, 2002 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2002, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.18 | Class                  A(2002-9) Terms Document, dated as of July 31, 2002 (included in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2002, which is incorporated herein                  by reference).                                |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.19 | Class                  C(2002-4) Terms Document, dated as of August 29, 2002 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 13, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.20 | Class                  A(2002-10) Terms Document, dated as of September 19, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 18, 2002, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.21 | Class                  B(2002-4) Terms Document, dated as of October 29, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 19, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.22 | Class                  C(2002-6) Terms Document, dated as of October 29, 2002 (included                  in                  Exhibit 4.2 to the registrant’s Form                                                                                                                                                                                  |

----

|   |  8-K,                as filed with the Securities and Exchange Commission on November                19, 2002,                which is incorporated herein by reference).                                                                                                                                                                          |
|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.23 | Class                  C(2002-7) Terms Document, dated as of October 29, 2002 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 19, 2002, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.24 | Class                  A(2002-13) Terms Document, dated as of December 18, 2002 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 24, 2003, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.25 | Class                  C(2003-1) Terms Document, dated as of February 4, 2003 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.26 | Class                  C(2003-2) Terms Document, dated as of February 12, 2003 (included                  in                  Exhibit 4.4 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.27 | Class                  B(2003-1) Terms Document, dated as of February 20, 2003 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.28 | Class                  A(2003-1) Terms Document, dated as of February 27, 2003 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.29 | Class                  A(2003-3) Terms Document, dated as of April 10, 2003 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 14, 2003, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.30 | Class                  A(2003-4) Terms Document, dated as of April 24, 2003 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 14, 2003, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.31 | Class                  C(2003-3) Terms Document, dated as of May 8, 2003 (included in                  Exhibit 4.1                  to the registrant’s Form 8-K, as filed with the Securities and Exchange                  Commission on June 16, 2003, which is incorporated herein by                  reference).                            |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.32 | Class                  A(2003-6) Terms Document, dated as of June 4, 2003 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 14, 2003, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.33 | Class                  B(2003-2) Terms Document, dated as of June 12, 2003 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 14, 2003, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.34 | Class                  C(2003-5) Terms Document, dated as of July 2, 2003 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2003, which is incorporated herein                  by reference).                                |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.35 | Class                  A(2003-7) Terms Document, dated as of July 8, 2003 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2003, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.36 | Class                  C(2003-6) Terms Document, dated as of July 30, 2003 (included in                  Exhibit                  4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2003, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.37 | Class                  A(2003-8) Terms Document, dated as of August 5, 2003 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 15, 2003, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.38 | Class                  B(2003-3) Terms Document, dated as of August 20, 2003 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 15, 2003, which is incorporated                  herein by                  reference).  |

----

|   |                                                                                                                                                                                                                                                                                                                                                      |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 4.6.39 | Class                  A(2003-9) Terms Document, dated as of September 24, 2003 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 16, 2003, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.40 | Class                  B(2003-5) Terms Document, dated as of October 2, 2003 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 17, 2003, which is incorporated                  herein by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.41 | Class                  A(2003-10) Terms Document, dated as of October 15, 2003 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 17, 2003, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.42 | Class                  C(2003-7) Terms Document, dated as of November 5, 2003 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 15, 2003, which is incorporated                  herein by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.43 | Class                  A(2003-11) Terms Document, dated as of November 6, 2003 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 15, 2003, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.44 | Class                  A(2003-12) Terms Document, dated as of December 18, 2003 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 19, 2003, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.45 | Class                  A(2004-2) Terms Document, dated as of February 25, 2004 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 25, 2004, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.46 | Class                  C(2004-1) Terms Document, dated as of March 16, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 16, 2004, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.47 | Class                  A(2004-3) Terms Document, dated as of March 17, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2004, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.48 | Class                  B(2004-1) Terms Document, dated as of April 1, 2004 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 1, 2004, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.49 | Class                  A(2004-4) Terms Document, dated as of April 15, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 15, 2004, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.50 | Class                  A(2004-6) Terms Document, dated as of June 17, 2004 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 17, 2004, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.51 | Class                  C(2004-2) Terms Document, dated as of July 1, 2004 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 1, 2004, which is incorporated herein by                  reference).                                     |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.52 | Class                  A(2004-7) Terms Document, dated as of July 28, 2004 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 28, 2004, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.53 | Class                  B(2004-2) Terms Document, dated as of August 11, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 11, 2004, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.54 | Class                  A(2004-8) Terms Document, dated as of September 14, 2004 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 14, 2004, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.55 | Class                  A(2004-10) Terms Document, dated as of October 27, 2004 (included                  in                  Exhibit 4.1 to the registrant’s                                                                                                                                                                                       |

----

|   |  Form                8-K, as filed with the Securities and Exchange Commission on October                27,                2004, which is incorporated herein by reference).                                                                                                                                                                        |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.56 | Class                  A(2005-1) Terms Document, dated as of April 20, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 20, 2005, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.57 | Class                  A(2005-2) Terms Document, dated as of May 19, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 19, 2005, which is incorporated herein                  by                  reference).             |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.58 | Class                  C(2005-1) Terms Document, dated as of June 1, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 2, 2005, which is incorporated herein                  by                  reference).             |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.59 | Class                  A(2005-3) Terms Document, dated as of June 14, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 14, 2005, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.60 | Class                  B(2005-1) Terms Document, dated as of June 22, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 22, 2005, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.61 | Class                  A(2005-4) Terms Document, dated as of July 7, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 7, 2005, which is incorporated herein                  by                  reference).             |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.62 | Class                  B(2005-2) Terms Document, dated as of August 11, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 11, 2005, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.63 | Class                  A(2005-5) Terms Document, dated as of August 11, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 11, 2005, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.64 | Class                  A(2005-6) Terms Document, dated as of August 25, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 25, 2005, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.65 | Class                  C(2005-2) Terms Document, dated as of September 22, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 23, 2005, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.66 | Class                  A(2005-7) Terms Document, dated as of September 29, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 30, 2005, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.67 | Class                  A(2005-8) Terms Document, dated as of October 12, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 12, 2005, which is incorporated                  herein by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.68 | Class                  C(2005-3) Terms Document, dated as of October 20, 2005 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 20, 2005, which is incorporated herein                  by reference).                             |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.69 | Class                  B(2005-4) Terms Document, dated as of November 2, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 2, 2005, which is incorporated                  herein by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.70 | Class                  A(2005-9) Terms Document, dated as of November 17, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 17, 2005, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.71 | Class                  A(2005-10) Terms Document, dated as of November 29, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 29, 2005, which is incorporated                                                          |

----

|   |  herein                by reference).                                                                                                                                                                                                                                                                                                               |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.72 | Class                  A(2005-11) Terms Document, dated as of December 16, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 16, 2005, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.73 | Class                  A(2006-1) Terms Document, dated as of February 15, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 21, 2006, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.74 | Class                  C(2006-1) Terms Document, dated as of February 17, 2006 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 21, 2006, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.75 | Class                  B(2006-1) Terms Document, dated as of March 3, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 3, 2006, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.76 | Class                  A(2006-2) Terms Document, dated as of March 7, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 7, 2006, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.77 | Class                  C(2006-2) Terms Document, dated as of March 17, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2006, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.78 | Class                  A(2006-3) Terms Document, dated as of March 30, 2006 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 30, 2006, which is incorporated herein                  by                  reference).                    |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.79 | Class                  C(2006-3) Terms Document, dated as of May 31, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 31, 2006, which is incorporated herein                  by                  reference).            |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.80 | Class                  A(2006-4) Terms Document, dated as of May 31, 2006 (included in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 1, 2006, which is incorporated herein                  by                  reference).                             |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.81 | Class                  A(2006-5) Terms Document, dated as of June 9, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 9, 2006, which is incorporated herein                  by                  reference).            |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.82 | Class                  C(2006-4) Terms Document, dated as of June 15, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 16, 2006, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.83 | Class                  A(2006-6) Terms Document, dated as of July 20, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 20, 2006, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.84 | Class                  A(2006-7) Terms Document, dated as of July 28, 2006 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 31, 2006, which is incorporated herein by                  reference).                                  |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.85 | Class                  A(2006-8) Terms Document, dated as of August 9, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 10, 2006, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.86 | Class                  C(2006-5) Terms Document, dated as of August 15, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 15, 2006, which is incorporated herein                  by                  reference).      |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.87 | Class                  B(2006-3) Terms Document, dated as of August 22, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 23, 2006, which is incorporated herein                  by                  reference).      |

----

| 4.6.88  | Class                  A(2006-9) Terms Document, dated as of August 30, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 30, 2006, which is incorporated herein                  by                  reference).               |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.89  | Class                  A(2006-10) Terms Document, dated as of September 19, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 19, 2006, which is incorporated                  herein by                  reference).        |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.90  | Class                  A(2006-11) Terms Document, dated as of September 26, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 26, 2006, which is incorporated                  herein by                  reference).        |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.91  | Class                  A(2006-12) Terms Document, dated as of October 16, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 16, 2006, which is incorporated                  herein by                  reference).            |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.92  | Class                  C(2006-7) Terms Document, dated as of October 16, 2006 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 16, 2006, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.93  | Class                  A(2006-13) Terms Document, dated as of November 14, 2006 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 14, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.94  | Class                  B(2006-4) Terms Document, dated as of November 14, 2006 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 14, 2006, which is incorporated                  herein by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.95  | Class                  A(2006-14) Terms Document, dated as of November 28, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 28, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.96  | Class                  A(2006-15) Terms Document, dated as of December 13, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 13, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.97  | Class                  A(2006-16) Terms Document, dated as of December 19, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 19, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.98  | Omnibus                  Amendment to the Class A Terms Documents, dated as of  January                  8, 2007 (included in Exhibit 4.1 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on January 8, 2007,                  which is                  incorporated herein by reference).   |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.99  | Class                  A(2007-1) Terms Document, dated as of January 18, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 18, 2007, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.100 | Omnibus                  Amendment to the Class B Terms Documents, dated as of  January                  25, 2007 (included in Exhibit 4.1 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on January 25, 2007,                  which is                  incorporated herein by reference). |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.101 | Class                  B(2007-1) Terms Document, dated as of January 26, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 26, 2007, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.102 | Class                  C(2007-1) Terms Document, dated as of January 26, 2007 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 26, 2007, which is incorporated                  herein by                  reference).             |

----

| 4.6.103 | Class                  B(2007-2) Terms Document, dated as of January 31, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 31, 2007, which is incorporated                  herein by                  reference).   |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.104 | Class                  A(2007-2) Terms Document, dated as of February 16, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 16, 2007, which is incorporated                  herein by                  reference). |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.105 | Class                  A(2007-3) Terms Document, dated as of March 20, 2007 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 20, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.106 | Class                  A(2007-4) Terms Document, dated as of March 20, 2007 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 20, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.107 | Class                  B(2007-3) Terms Document, dated as of March 30, 2007 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 30, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.108 | Class                  A(2007-6) Terms Document, dated as of April 12, 2007 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 12, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.109 | Class                  B(2007-4) Terms Document, dated as of May 15, 2007 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 16, 2007, which is incorporated herein                  by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.110 | Class                  C(2007-2) Terms Document, dated as of May 15, 2007 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 16, 2007, which is incorporated herein                  by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.111 | Class                  A(2007-7) Terms Document, dated as of May 16, 2007 (included in                  Exhibit                  4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 16, 2007, which is incorporated herein                  by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.112 | Class                  A(2007-8) Terms Document, dated as of June 22, 2007 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 22, 2007, which is incorporated herein                  by                  reference).         |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.113 | Class                  B(2007-4) Supplemental Indenture, dated as of June 22, 2007 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 22, 2007, which is incorporated herein                  by                  reference). |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 31.1    | Certification                  pursuant to Section 302 of the Sarbanes-Oxley Act of                  2002.                                                                                                                                                                                                                                              |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 33.1    | Report                  on Assessment of Compliance with Servicing Criteria for FIA Card                  Services,                  National Association and its affiliated servicing                  participants.                                                                                                                                   |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 33.2.1  | Report                  on Assessment of Compliance with Servicing Criteria for The Bank                  of New                  York as of, and for the twelve months ended, March 31,                  2007.                                                                                                                                         |

|   |                                                                                                                                                                                                                                                                                     |
|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 33.2.2 | Report                  on Assessment of Compliance with Servicing Criteria for The Bank                  of New                  York as of, and for the six months ended, June 30,                  2007.                                                                              |
|   |                                                                                                                                                                                                                                                                                     |
| 34.1   | Attestation                  Report of PricewaterhouseCoopers LLP on Assessment of Compliance                  with                  Servicing Criteria relating to FIA Card Services, National Association                  and                  its affiliated servicing participants. |
|   |                                                                                                                                                                                                                                                                                     |

----

|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 34.2.1 | Attestation                  Report of Ernst & Young LLP on Assessment of Compliance with Servicing                  Criteria relating to The Bank of New York filed as Exhibit                  33.2.1.                                                                                                                                                                                                                                                                                                                                                       |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 34.2.2 | Attestation                  Report of KPMG LLP on Assessment of Compliance with Servicing Criteria                  relating to The Bank of New York filed as Exhibit                  33.2.2.                                                                                                                                                                                                                                                                                                                                                                    |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 35.1   | Servicer                  Compliance Statement of FIA Card Services, National                  Association.                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 35.2   | Servicer                  Compliance Statement of MBNA Technology, Inc.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 35.3   | Servicer                  Compliance Statement of Banc of America Card Servicing                  Corporation.                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 99.1   | Report                  of PricewaterhouseCoopers LLP pursuant to Section 3.06 of the Pooling                  and                  Servicing Agreement with regard to FIA Card Services, National                  Association                  (including the related assertion letter of FIA regarding its internal                  controls, delivered pursuant to Section 3.06 of the Pooling and                  Servicing                  Agreement).                                                                                                    |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 99.2   | Service                  Agreement, dated as of May 1, 1993, between FIA Card Services,                  National                  Association (formerly known as MBNA America Bank, National Association)                  and MBNA Technology, Inc. (formerly known as MBNA Information Services,                  Inc.) (included in Exhibit 99.1 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on September 8, 2006,                  which is                  incorporated herein by reference). |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 99.3   | Amended                  and Restated Delegation of Servicing Agreement, dated as of October                  20,                  2006, between FIA Card Services, National Association and Banc                  of America                  Card Servicing Corporation (included in Exhibit 99.1 to the registrant’s                  Form 8-K, as filed with the Securities and Exchange Commission                  on October                  20, 2006, which is incorporated herein by reference).                                                   |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |

|   | (c) | Not                  Applicable. |
|--------|-----|----------------------------------|

----

**SIGNATURES**

|   |  **BA                Credit Card Trust**                                                                                                                                                                                                                                               |
|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                        |
|   |  By:  FIA                Card Services, National Association,                                                                                                                                                                                                                |
|   |  as                  Servicer                                                                                                                                                                                                                                                          |
|   |                                                                                                                                                                                                                                                                                        |
|   |                                                                                                                                                                                                                                                                                        |
|   |  By:                 /s/ Elizabeth S.                Buie                                     |
|   |  Name:  Elizabeth                  S. Buie                                                                                                                                                                                                                                   |
|   |  Title:    Senior                  Vice President                                                                                                                                                                                                                  |
|   |                                                                                                                                                                                                                                                                                        |
|   |  (senior                  officer in charge of the servicing function)                                                                                                                                                                                                                 |
|   |                                                                                                                                                                                                                                                                                        |
|   |  Date:  September                18, 2007                                                                                                                                                                                                                                    |

----

| **Exhibit** |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|-------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| **Number**  | **Description**                                                                                                                                                                                                                                                                                                                                                                                                                                      |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 3.1         | Composite                  Articles of Association of FIA Card Services, National Association                  (included in Exhibit 3.1 to the registrant’s Form 8-K, as filed with the                  Securities and Exchange Commission on June 13, 2006, which is incorporated                  herein by reference).                                                                                                                     |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 3.2         | Composite                  Bylaws of FIA Card Services, National Association (included in                  Exhibit 3.2                  to the registrant’s Form 8-K, as filed with the Securities and Exchange                  Commission on June 13, 2006, which is incorporated herein by                  reference).                                                                                                                     |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.1         | Second                  Amended and Restated Pooling and Servicing Agreement, dated as                  of October                  20, 2006 (included in Exhibit 4.3 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on October 20, 2006,                  which is                  incorporated herein by reference).                                                                   |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.2         | Second                  Amended and Restated Series 2001-D Supplement to Amended and Restated                  Pooling and Servicing Agreement, dated as of October 20, 2006 (included                  in                  Exhibit 4.4 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 20, 2006, which is incorporated                  herein by                  reference). |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.3         | BA                  Credit Card Trust Third Amended and Restated Trust Agreement, dated                  as of                  October 20, 2006 (included in Exhibit 4.5 to the registrant’s Form 8-K, as                  filed with the Securities and Exchange Commission on October 20,                  2006,                  which is incorporated herein by reference).                                                               |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.4         | Second                  Amended and Restated Indenture, dated as of October 20, 2006 (included                  in                  Exhibit 4.6 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 20, 2006, which is incorporated                  herein by                  reference).                                                                                         |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.5         | Amended                  and Restated BAseries Indenture Supplement, dated as of June 10,                  2006                  (included in Exhibit 4.5 to the registrant’s Form 8-K, as filed with the                  Securities and Exchange Commission on June 13, 2006, which is incorporated                  herein by reference).                                                                                                   |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.1       | Class                  C(2001-3) Terms Document, dated as of July 25, 2001 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2001, which is incorporated herein                  by                  reference).                                                                                                    |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.2       | Class                  A(2001-2) Terms Document, dated as of July 26, 2001 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2001, which is incorporated herein                  by                  reference).                                                                                                    |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.3       | First                  Amendment to Class A(2001-2) Terms Document, dated as of August                  8, 2001                  (included in Exhibit 4.3 to the registrant’s Form 8-K, as filed with the                  Securities and Exchange Commission on August 14, 2001, which is                  incorporated herein by reference).                                                                                                 |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.4       | Class                  A(2001-3) Terms Document, dated as of August 8, 2001 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 14, 2001, which is incorporated                  herein by                  reference).                                                                                                |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.5       | Class                  B(2001-2) Terms Document, dated as of September 6, 2001 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 12, 2001, which is incorporated                  herein by                  reference).                                                                                               |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.6       | Class                  C(2001-4) Terms Document, dated as of September 6, 2001 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 12, 2001, which is incorporated                  herein by                  reference).                                                                                               |
|        |                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 4.6.7       | Class                  A(2001-5) Terms Document, dated as of November 8, 2001 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 14, 2001, which is incorporated                  herein by                  reference).                                                                                               |

----

|   |                                                                                                                                                                                                                                                                                                                                                     |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 4.6.8  | Class                  C(2001-5) Terms Document, dated as of December 11, 2001 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 14, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.9  | Class                  A(2002-1) Terms Document, dated as of January 31, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 14, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.10 | Class                  B(2002-1) Terms Document, dated as of February 28, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 14, 2002, which is incorporated herein                  by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.11 | Class                  C(2002-1) Terms Document, dated as of February 28, 2002 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 14, 2002, which is incorporated herein                  by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.12 | Class                  A(2002-3) Terms Document, dated as of April 24, 2002 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 14, 2002, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.13 | Class                  A(2002-4) Terms Document, dated as of May 9, 2002 (included in                  Exhibit 4.1                  to the registrant’s Form 8-K, as filed with the Securities and Exchange                  Commission on June 14, 2002, which is incorporated herein by                  reference).                             |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.14 | Class                  A(2002-5) Terms Document, dated as of May 30, 2002 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 14, 2002, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.15 | Class                  B(2002-2) Terms Document, dated as of June 12, 2002 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 15, 2002, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.16 | Class                  C(2002-3) Terms Document, dated as of June 12, 2002 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 15, 2002, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.17 | Class                  A(2002-8) Terms Document, dated as of July 31, 2002 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2002, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.18 | Class                  A(2002-9) Terms Document, dated as of July 31, 2002 (included in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2002, which is incorporated herein                  by reference).                                |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.19 | Class                  C(2002-4) Terms Document, dated as of August 29, 2002 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 13, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.20 | Class                  A(2002-10) Terms Document, dated as of September 19, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 18, 2002, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.21 | Class                  B(2002-4) Terms Document, dated as of October 29, 2002 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 19, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.22 | Class                  C(2002-6) Terms Document, dated as of October 29, 2002 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 19, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.23 | Class                  C(2002-7) Terms Document, dated as of October 29, 2002 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 19, 2002, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                     |
| 4.6.24 | Class                  A(2002-13) Terms Document, dated as of December 18, 2002 (included                  in                  Exhibit 4.3 to the registrant’s                                                                                                                                                                                     |

----

|   |  Form                8-K, as filed with the Securities and Exchange Commission on January                24,                2003, which is incorporated herein by reference).                                                                                                                                                                      |
|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.25 | Class                  C(2003-1) Terms Document, dated as of February 4, 2003 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.26 | Class                  C(2003-2) Terms Document, dated as of February 12, 2003 (included                  in                  Exhibit 4.4 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.27 | Class                  B(2003-1) Terms Document, dated as of February 20, 2003 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.28 | Class                  A(2003-1) Terms Document, dated as of February 27, 2003 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2003, which is incorporated herein                  by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.29 | Class                  A(2003-3) Terms Document, dated as of April 10, 2003 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 14, 2003, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.30 | Class                  A(2003-4) Terms Document, dated as of April 24, 2003 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 14, 2003, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.31 | Class                  C(2003-3) Terms Document, dated as of May 8, 2003 (included in                  Exhibit 4.1                  to the registrant’s Form 8-K, as filed with the Securities and Exchange                  Commission on June 16, 2003, which is incorporated herein by                  reference).                            |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.32 | Class                  A(2003-6) Terms Document, dated as of June 4, 2003 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 14, 2003, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.33 | Class                  B(2003-2) Terms Document, dated as of June 12, 2003 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 14, 2003, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.34 | Class                  C(2003-5) Terms Document, dated as of July 2, 2003 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2003, which is incorporated herein                  by reference).                                |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.35 | Class                  A(2003-7) Terms Document, dated as of July 8, 2003 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2003, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.36 | Class                  C(2003-6) Terms Document, dated as of July 30, 2003 (included in                  Exhibit                  4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 14, 2003, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.37 | Class                  A(2003-8) Terms Document, dated as of August 5, 2003 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 15, 2003, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.38 | Class                  B(2003-3) Terms Document, dated as of August 20, 2003 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 15, 2003, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.39 | Class                  A(2003-9) Terms Document, dated as of September 24, 2003 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 16, 2003, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.40 | Class                  B(2003-5) Terms Document, dated as of October 2, 2003 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 17, 2003, which is incorporated                  herein by                  reference).   |

----

|   |                                                                                                                                                                                                                                                                                                                                                      |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 4.6.41 | Class                  A(2003-10) Terms Document, dated as of October 15, 2003 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 17, 2003, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.42 | Class                  C(2003-7) Terms Document, dated as of November 5, 2003 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 15, 2003, which is incorporated                  herein by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.43 | Class                  A(2003-11) Terms Document, dated as of November 6, 2003 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 15, 2003, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.44 | Class                  A(2003-12) Terms Document, dated as of December 18, 2003 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 19, 2003, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.45 | Class                  A(2004-2) Terms Document, dated as of February 25, 2004 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 25, 2004, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.46 | Class                  C(2004-1) Terms Document, dated as of March 16, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 16, 2004, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.47 | Class                  A(2004-3) Terms Document, dated as of March 17, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2004, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.48 | Class                  B(2004-1) Terms Document, dated as of April 1, 2004 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 1, 2004, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.49 | Class                  A(2004-4) Terms Document, dated as of April 15, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 15, 2004, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.50 | Class                  A(2004-6) Terms Document, dated as of June 17, 2004 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 17, 2004, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.51 | Class                  C(2004-2) Terms Document, dated as of July 1, 2004 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 1, 2004, which is incorporated herein by                  reference).                                     |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.52 | Class                  A(2004-7) Terms Document, dated as of July 28, 2004 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 28, 2004, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.53 | Class                  B(2004-2) Terms Document, dated as of August 11, 2004 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 11, 2004, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.54 | Class                  A(2004-8) Terms Document, dated as of September 14, 2004 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 14, 2004, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.55 | Class                  A(2004-10) Terms Document, dated as of October 27, 2004 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 27, 2004, which is incorporated                  herein by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.56 | Class                  A(2005-1) Terms Document, dated as of April 20, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 20, 2005, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.57 | Class                  A(2005-2) Terms Document, dated as of May 19, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form                                                                                                                                                                                       |

----

|   |  8-K,                as filed with the Securities and Exchange Commission on May 19, 2005,                which is incorporated herein by reference).                                                                                                                                                                                                |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.58 | Class                  C(2005-1) Terms Document, dated as of June 1, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 2, 2005, which is incorporated herein                  by                  reference).             |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.59 | Class                  A(2005-3) Terms Document, dated as of June 14, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 14, 2005, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.60 | Class                  B(2005-1) Terms Document, dated as of June 22, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 22, 2005, which is incorporated herein                  by                  reference).           |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.61 | Class                  A(2005-4) Terms Document, dated as of July 7, 2005 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 7, 2005, which is incorporated herein                  by                  reference).             |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.62 | Class                  B(2005-2) Terms Document, dated as of August 11, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 11, 2005, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.63 | Class                  A(2005-5) Terms Document, dated as of August 11, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 11, 2005, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.64 | Class                  A(2005-6) Terms Document, dated as of August 25, 2005 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 25, 2005, which is incorporated herein                  by                  reference).       |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.65 | Class                  C(2005-2) Terms Document, dated as of September 22, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 23, 2005, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.66 | Class                  A(2005-7) Terms Document, dated as of September 29, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 30, 2005, which is incorporated                  herein by                  reference). |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.67 | Class                  A(2005-8) Terms Document, dated as of October 12, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 12, 2005, which is incorporated                  herein by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.68 | Class                  C(2005-3) Terms Document, dated as of October 20, 2005 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 20, 2005, which is incorporated herein                  by reference).                             |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.69 | Class                  B(2005-4) Terms Document, dated as of November 2, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 2, 2005, which is incorporated                  herein by                  reference).     |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.70 | Class                  A(2005-9) Terms Document, dated as of November 17, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 17, 2005, which is incorporated                  herein by                  reference).   |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.71 | Class                  A(2005-10) Terms Document, dated as of November 29, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 29, 2005, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.72 | Class                  A(2005-11) Terms Document, dated as of December 16, 2005 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 16, 2005, which is incorporated                  herein by                  reference).  |
|   |                                                                                                                                                                                                                                                                                                                                                      |
| 4.6.73 | Class                  A(2006-1) Terms Document, dated as of February 15, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 21, 2006, which is                  incorporated                                          |

----

|   |                  herein by reference).                                                                                                                                                                                                                                                                                                                |
|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.74 | Class                  C(2006-1) Terms Document, dated as of February 17, 2006 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 21, 2006, which is incorporated                  herein by                  reference).    |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.75 | Class                  B(2006-1) Terms Document, dated as of March 3, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 3, 2006, which is incorporated herein                  by                  reference).            |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.76 | Class                  A(2006-2) Terms Document, dated as of March 7, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 7, 2006, which is incorporated herein                  by                  reference).            |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.77 | Class                  C(2006-2) Terms Document, dated as of March 17, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 17, 2006, which is incorporated herein                  by                  reference).          |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.78 | Class                  A(2006-3) Terms Document, dated as of March 30, 2006 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 30, 2006, which is incorporated herein                  by                  reference).                      |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.79 | Class                  C(2006-3) Terms Document, dated as of May 31, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 31, 2006, which is incorporated herein                  by                  reference).              |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.80 | Class                  A(2006-4) Terms Document, dated as of May 31, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 1, 2006, which is incorporated herein                  by                  reference).              |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.81 | Class                  A(2006-5) Terms Document, dated as of June 9, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 9, 2006, which is incorporated herein                  by                  reference).              |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.82 | Class                  C(2006-4) Terms Document, dated as of June 15, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 16, 2006, which is incorporated herein                  by                  reference).            |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.83 | Class                  A(2006-6) Terms Document, dated as of July 20, 2006 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 20, 2006, which is incorporated herein                  by                  reference).            |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.84 | Class                  A(2006-7) Terms Document, dated as of July 28, 2006 (included in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on July 31, 2006, which is incorporated herein by                  reference).                                    |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.85 | Class                  A(2006-8) Terms Document, dated as of August 9, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 10, 2006, which is incorporated herein                  by                  reference).         |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.86 | Class                  C(2006-5) Terms Document, dated as of August 15, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 15, 2006, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.87 | Class                  B(2006-3) Terms Document, dated as of August 22, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 23, 2006, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.88 | Class                  A(2006-9) Terms Document, dated as of August 30, 2006 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on August 30, 2006, which is incorporated herein                  by                  reference).        |
|   |                                                                                                                                                                                                                                                                                                                                                       |
| 4.6.89 | Class                  A(2006-10) Terms Document, dated as of September 19, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 19, 2006, which is incorporated                  herein by                  reference). |

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| 4.6.90  | Class                  A(2006-11) Terms Document, dated as of September 26, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on September 26, 2006, which is incorporated                  herein by                  reference).        |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.91  | Class                  A(2006-12) Terms Document, dated as of October 16, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 16, 2006, which is incorporated                  herein by                  reference).            |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.92  | Class                  C(2006-7) Terms Document, dated as of October 16, 2006 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on October 16, 2006, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.93  | Class                  A(2006-13) Terms Document, dated as of November 14, 2006 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 14, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.94  | Class                  B(2006-4) Terms Document, dated as of November 14, 2006 (included                  in                  Exhibit 4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 14, 2006, which is incorporated                  herein by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.95  | Class                  A(2006-14) Terms Document, dated as of November 28, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on November 28, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.96  | Class                  A(2006-15) Terms Document, dated as of December 13, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 13, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.97  | Class                  A(2006-16) Terms Document, dated as of December 19, 2006 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on December 19, 2006, which is incorporated                  herein by                  reference).          |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.98  | Omnibus                  Amendment to the Class A Terms Documents, dated as of  January                  8, 2007 (included in Exhibit 4.1 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on January 8, 2007,                  which is                  incorporated herein by reference).   |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.99  | Class                  A(2007-1) Terms Document, dated as of January 18, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 18, 2007, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.100 | Omnibus                  Amendment to the Class B Terms Documents, dated as of  January                  25, 2007 (included in Exhibit 4.1 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on January 25, 2007,                  which is                  incorporated herein by reference). |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.101 | Class                  B(2007-1) Terms Document, dated as of January 26, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 26, 2007, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.102 | Class                  C(2007-1) Terms Document, dated as of January 26, 2007 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 26, 2007, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.103 | Class                  B(2007-2) Terms Document, dated as of January 31, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on January 31, 2007, which is incorporated                  herein by                  reference).             |
|    |                                                                                                                                                                                                                                                                                                                                                              |
| 4.6.104 | Class                  A(2007-2) Terms Document, dated as of February 16, 2007 (included                  in                  Exhibit 4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on February 16, 2007, which is incorporated                                                                   |

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|    |  herein                by reference).                                                                                                                                                                                                                                                                                                              |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.105 | Class                  A(2007-3) Terms Document, dated as of March 20, 2007 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 20, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.106 | Class                  A(2007-4) Terms Document, dated as of March 20, 2007 (included                  in Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 20, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.107 | Class                  B(2007-3) Terms Document, dated as of March 30, 2007 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on March 30, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.108 | Class                  A(2007-6) Terms Document, dated as of April 12, 2007 (included                  in Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on April 12, 2007, which is incorporated herein                  by                  reference).       |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.109 | Class                  B(2007-4) Terms Document, dated as of May 15, 2007 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 16, 2007, which is incorporated herein                  by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.110 | Class                  C(2007-2) Terms Document, dated as of May 15, 2007 (included in                  Exhibit                  4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 16, 2007, which is incorporated herein                  by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.111 | Class                  A(2007-7) Terms Document, dated as of May 16, 2007 (included in                  Exhibit                  4.3 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on May 16, 2007, which is incorporated herein                  by                  reference).           |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.112 | Class                  A(2007-8) Terms Document, dated as of June 22, 2007 (included in                  Exhibit                  4.1 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 22, 2007, which is incorporated herein                  by                  reference).         |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 4.6.113 | Class                  B(2007-4) Supplemental Indenture, dated as of June 22, 2007 (included                  in                  Exhibit 4.2 to the registrant’s Form 8-K, as filed with the Securities and                  Exchange Commission on June 22, 2007, which is incorporated herein                  by                  reference). |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 31.1    | Certification                  pursuant to Section 302 of the Sarbanes-Oxley Act of                  2002.                                                                                                                                                                                                                                              |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 33.1    | Report                  on Assessment of Compliance with Servicing Criteria for FIA Card                  Services,                  National Association and its affiliated servicing                  participants.                                                                                                                                   |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 33.2.1  | Report                  on Assessment of Compliance with Servicing Criteria for The Bank                  of New                  York as of, and for the twelve months ended, March 31,                  2007.                                                                                                                                         |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 33.2.2  | Report                  on Assessment of Compliance with Servicing Criteria for The Bank                  of New                  York as of, and for the six months ended, June 30,                  2007.                                                                                                                                             |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 34.1    | Attestation                  Report of PricewaterhouseCoopers LLP on Assessment of Compliance                  with                  Servicing Criteria relating to FIA Card Services, National Association                  and                  its affiliated servicing participants.                                                                |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 34.2.1  | Attestation                  Report of Ernst & Young LLP on Assessment of Compliance with Servicing                  Criteria relating to The Bank of New York filed as Exhibit                  33.2.1.                                                                                                                                            |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 34.2.2  | Attestation                  Report of KPMG LLP on Assessment of Compliance with Servicing Criteria                  relating to The Bank of New York filed as Exhibit                  33.2.2.                                                                                                                                                         |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 35.1    | Servicer                  Compliance Statement of FIA Card Services, National                  Association.                                                                                                                                                                                                                                             |
|    |                                                                                                                                                                                                                                                                                                                                                    |
| 35.2    | Servicer                  Compliance Statement of MBNA Technology,                  Inc.                                                                                                                                                                                                                                                                |

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| 35.3   | Servicer                  Compliance Statement of Banc of America Card Servicing                  Corporation.                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 99.1   | Report                  of PricewaterhouseCoopers LLP dated pursuant to Section 3.06 of                  the                  Pooling and Servicing Agreement with regard to FIA Card Services,                  National                  Association (including the related assertion letter of FIA regarding                  its                  internal controls, delivered pursuant to Section 3.06 of the Pooling                  and                  Servicing Agreement).                                                                             |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 99.2   | Service                  Agreement, dated as of May 1, 1993, between FIA Card Services,                  National                  Association (formerly known as MBNA America Bank, National Association)                  and MBNA Technology, Inc. (formerly known as MBNA Information Services,                  Inc.) (included in Exhibit 99.1 to the registrant’s Form 8-K, as filed                  with the Securities and Exchange Commission on September 8, 2006,                  which is                  incorporated herein by reference). |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| 99.3   | Amended                  and Restated Delegation of Servicing Agreement, dated as of October                  20,                  2006, between FIA Card Services, National Association and Banc                  of America                  Card Servicing Corporation (included in Exhibit 99.1 to the registrant’s                  Form 8-K, as filed with the Securities and Exchange Commission                  on October                  20, 2006, which is incorporated herein by reference).                                                   |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |

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