<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE DECEMBER
31, 1995 CONSOLIDATD FINANCIAL STATEMENTS AND MANAGEMENT'S DISCUSSION AN
ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS CONTAINED IN THE FORM
10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                           4,344
<INT-BEARING-DEPOSITS>                             161
<FED-FUNDS-SOLD>                                    61
<TRADING-ASSETS>                                    64
<INVESTMENTS-HELD-FOR-SALE>                     18,533
<INVESTMENTS-CARRYING>                             798
<INVESTMENTS-MARKET>                               782
<LOANS>                                         51,525
<ALLOWANCE>                                      1,321
<TOTAL-ASSETS>                                  84,432
<DEPOSITS>                                      57,122
<SHORT-TERM>                                    12,569
<LIABILITIES-OTHER>                              1,895
<LONG-TERM>                                      6,481
<PREFERRED-MANDATORY>                              399
<PREFERRED>                                          0
<COMMON>                                         3,152
<OTHER-SE>                                       2,814
<TOTAL-LIABILITIES-AND-EQUITY>                  84,432
<INTEREST-LOAN>                                  4,721
<INTEREST-INVEST>                                1,304
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 6,025
<INTEREST-DEPOSIT>                               1,726
<INTEREST-EXPENSE>                               3,005
<INTEREST-INCOME-NET>                            3,020
<LOAN-LOSSES>                                      101
<SECURITIES-GAINS>                                  32
<EXPENSE-OTHER>                                  3,740
<INCOME-PRETAX>                                  1,034
<INCOME-PRE-EXTRAORDINARY>                       1,034
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       610
<EPS-PRIMARY>                                     1.57
<EPS-DILUTED>                                     1.57
<YIELD-ACTUAL>                                    4.12
<LOANS-NON>                                        499
<LOANS-PAST>                                       198
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,496
<CHARGE-OFFS>                                      418
<RECOVERIES>                                       116
<ALLOWANCE-CLOSE>                                1,321
<ALLOWANCE-DOMESTIC>                             1,321
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            236
        

</TABLE>