| COMPUTATION      OF RATIO OF EARNINGS TO FIXED CHARGES             |   |
|--------------------------------------------------------------------|--------|
| (In      Thousands, Except Ratios)                                 |   |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                               |   | Twelve      months |   |   | Twelve      months |   |   | Twelve      months |   |   | Twelve      months |   |   | Twelve      months |   |
|                                                               |   | Ended |   |   | Ended |   |   | Ended |   |   | Ended |   |   | Ended |   |
|                                                               |   | December      31, |   |   | December      31, |   |   | December      31, |   |   | December      31, |   |   | December      31, |   |
|                                                               |   | 2009 |   |   | 2008 |   |   | 2007 |   |   | 2006 |   |   | 2005 |   |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Earnings:      (1)                                                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net      income (2)                                                |   | $ | 107,428 |   |   | $ | 111,136 |   |   | $ | 106,506 |   |   | $ | 91,377 |   |   | $ | 95,128 |   |
| Income      taxes                                                  |   |   | 59,244 |   |   |   | 67,560 |   |   |   | 66,741 |   |   |   | 47,691 |   |   |   | 57,500 |   |
| Fixed      Charges (See below) (3)                                 |   |   | 80,107 |   |   |   | 80,611 |   |   |   | 81,145 |   |   |   | 78,345 |   |   |   | 71,007 |   |
| Less:  Preferred      stock dividend                     |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 4 |   |
|     Total      adjusted earnings               |   | $ | 246,779 |   |   | $ | 259,307 |   |   | $ | 254,392 |   |   | $ | 217,413 |   |   | $ | 223,631 |   |
| Fixed      charges: (3)                                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|     Total      interest expense                |   | $ | 79,203 |   |   | $ | 79,877 |   |   | $ | 80,576 |   |   | $ | 77,538 |   |   | $ | 69,942 |   |
|     Interest      component of rents           |   |   | 904 |   |   |   | 734 |   |   |   | 569 |   |   |   | 807 |   |   |   | 1,061 |   |
|     Preferred stock      dividend              |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 4 |   |
|        Total fixed      charges |   | $ | 80,107 |   |   | $ | 80,611 |   |   | $ | 81,145 |   |   | $ | 78,345 |   |   | $ | 71,007 |   |
|                                                               |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ratio      of earnings to fixed charges                            |   |   | 3.1 |   |   |   | 3.2 |   |   |   | 3.1 |   |   |   | 2.8 |   |   |   | 3.1 |   |