N O T FO R PUB L ICAT IO N UNITED STATES C OUR T OF APPEALS FOR THE NINTH C IR C UIT NIC K P. TREHUB A; SANDI S. TREHUB A, Plaintiffs-Appe lla nts, v. AM E R IC AN HOM E M OR TGAGE SER VIC ING INC , De fe nda

nt, a nd OC W EN LOAN SER

V IC ING, LLC , De fe nda

nt-Appe lle e . No. 15-35080 D.C . No. 3:12-c v-05752-R B L M EM O R ANDUM *

Appe a l from

the Unite d

Stat e s Distric t C ourt for the W e ste rn Distric t of W a shington R o n a ld B . Le ighton, District Judge , Pre siding Subm itte d July 11, 2017 ** Se attle , W a s hington 

# FIL ED JUL 20 2017 M O LLYC. DW Y ER, CLERK U. S. CO URT O F APPEALS

* This disposition is not a ppropria te for public at ion a

nd is not pre c e de nt e xc e pt a s provide d

by Ninth C irc uit R

ule 36-3. ** The pa

ne l una nim ously c onc lude s this c a se is suita ble for de c ision without oral a

rgum e nt. Se e Fe d. R . App. P. 34(a)(2).B e fore : TASHIM A a nd NGUYEN, C irc uit Judge s, a nd WALTER , Distric t Judge . *** Afte r Pla intiff-Appe lla

nt Nic k Tre huba 1 (“ Tre huba ” ) a dm itte dly de fa ulte d on his m ortga ge , Fide lity

Nationa l TitleInsura

nc e C om pa ny (“ Fide lity ” ) suc c e ssfully

c onduc te d a

fore c losure sa le on Tre huba ’ s hom e . Fide lity ha d be e n a ppointe d truste e by

De fe nda nt-Appe lle e Oc w e n Loa

n Se rvic ing, LLC (“ Oc we n” ), a c ting a s a ge nt of the loa

n be ne fic ia

ry , De utsc he B ank Na

tiona l Trust C om

pa ny (“ De utsc he B ank ” ). Tre huba a lle ge s tha

t the a ppointm e nt viola

t e d W a shington’ s C onsum e r Prote c tion Ac t (“ C PA” ), W a sh. R e v. C ode § 19.86.010 e t se q , a nd furthe r c onstitute d a

m ate ria l m isre pre se ntation. The distric t c ourt did not err in c onc luding tha t Tre huba c a nnot e s ta blish the de c e ptive a c t, c a

u sation, injury or public inte re st e le m e nts of his C PA c la im . Se e Bain v . Me tro. Mortg. Grp., Inc . , 285 P.3d 34, 49 (W a sh. 2012) (e n ba nc ) (quoting Hangman Ridge

Training Stable

s, Inc . v . Safe c o Title Ins. , 719 P.2d 531 (W a sh. 1986) (e n ba

nc )). “ Fa ilure to sa

tisfy e ve n one of the e l e m e nts is fa ta l to a C PA c la im .” Sorre l v . Eagle

He althc are

, Inc . , 38 P.3d 1024, 1028 (Wa sh. C t. App.

*** The Honora

ble Dona ld E. W a lte r, Se nior Unite d State s Distric t Judge for the W e ste rn Distric t of Louisia na , sitting by

de signa t ion. 1 Sandi Tre huba

ha s be e n de c e a se d sinc e M arc h 23, 2013, a nd no m o tion to substitute he r pe rsona l re pre se ntative having be e n m a de , Sandi S. Tre huba is dism isse d a s a

pa rty to this a ppe a l. Se e Fe d. R . App. P. 43(a)(1).

22002). W a shington la w pe rm its a g e nts to repre se nt be ne fic i arie s. Se e Bain , 285 P.3d at 45. Tre huba

ha s fa ile d to pre se nt a

ny e v ide nc e tha

t Oc we n’ s a

ppointm e nt of Fide l ity

wa s de c e ptive , m

uc h le ss tha t it wa s the c a

use of a ny injury . The distric t c ourt a l so c orre c tly dism isse d

Tre huba ’ s m isre pre s e ntation c la im for fa ilure to e sta

blish tha t Tre huba re lie d upon a

ny inte ntiona l or ne g lige nt m isre pre se ntation by

Oc we n . Se e W

. C oast, Inc . v . Snohomish C ty . , 48 P.3d 997, 1000 (W a sh. C t. App. 2002) (c iting Stile y v . Bloc k, 925 P.2d 194, 204 (Wa sh. 1996) (e n ba

nc )) (va lid c la im

for inte ntiona l m isre pre s e ntation re quire s showing of pla i ntiff’ s re lia

n c e the re on); ESC

A C orp. v . K PMG Pe at Marw i c k, 959 P.2d 651, 654 (W a sh. 1998) (e n ba

nc ) (sam e for ne g lige nt m isre pre se ntation). AFFIRM E D .

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