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| 1. | Bank of America, National Association (the “Asserting Party” or “BANA”), for itself and on behalf of its affiliated servicing participants, is responsible for assessing                        compliance as of and for the year ended December 31, 2018, with the servicing criteria applicable to the Asserting Party under paragraph (d) of Item 1122 of Regulation AB, as set forth in Appendix A hereto (such servicing criteria,                        excluding the criteria listed in the column titled “Inapplicable Servicing Criteria” on Appendix A hereto, the “Applicable Servicing Criteria”).  The transactions covered by this report include all asset-backed securities                        transactions backed by credit card receivables issued by the BA Credit Card Trust on or before December 31, 2018, for which transactions the Asserting Party acted as servicer, that were registered with the Securities and Exchange                        Commission pursuant to the Securities Act of 1933, as amended, where the related asset-backed securities were outstanding during the period from January 1, 2018 to December 31, 2018 (the “Platform”), as listed in Appendix B hereto; |
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| 2. | The Asserting Party has engaged two vendors (each, a “Vendor”), each of which is not considered a “servicer” as defined in Item 1101(j) of Regulation AB, to perform                        specific, limited or scripted activities, and the Asserting Party elects to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to each such Vendor’s activities as                        set forth in Appendix A hereto.  The Asserting Party has policies and procedures in place designed to provide reasonable assurance that each Vendor’s activities comply in all material respects with the servicing criteria applicable                        to each Vendor; |
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| 3. | Except as set forth in paragraph 4 below, the Asserting Party used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance by the                        Asserting Party with the Applicable Servicing Criteria as of and for the year ended December 31, 2018 with respect to the Platform taken as a whole; |
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| 4. | The criteria listed in the column titled “Inapplicable Servicing Criteria” on Appendix A hereto are inapplicable to the Asserting Party based on the activities it                        performs with respect to the Platform; |
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| 5. | The Asserting Party has complied, in all material respects, with the Applicable Servicing Criteria as of and for the year ended December 31, 2018 with respect to the                        Platform taken as a whole; |
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| 6. | The Asserting Party has not identified and is not aware of any material instance of noncompliance by either Vendor with the Applicable Servicing Criteria as of and for                        the year ended December 31, 2018 with respect to the Platform taken as a whole; |
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| 7. | The Asserting Party has not identified any material deficiency in its policies and procedures to monitor the compliance by each Vendor with the Applicable Servicing                        Criteria as of and for the year ended December 31, 2018 with respect to the Platform taken as a whole; and |
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| 8. | PricewaterhouseCoopers LLP, an independent registered public accounting firm, has issued an attestation report for the Platform on the Asserting Party’s assessment of                        compliance with the Applicable Servicing Criteria as of and for the year ended December 31, 2018. |
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|   | By:    | /s/ Joseph L. Lombardi |   |
|--------|--------|------------------------|--------|
|   |   | Joseph L. Lombardi     |   |
|   |   | Vice President         |   |

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|            | SERVICING CRITERIA | APPLICABLESERVICING CRITERIA                                                                                                                                                                                                                                                                                                                                                                                   | INAPPLICABLESERVICINGCRITERIA                                          |
|-----------------|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------|
| Reference       | Criteria           | PerformedDirectlybyAsserting Party                                                                                                                                                                                                                                                                                                                                                                             | Performed byVendor(s) for which Asserting Party is theResponsibleParty |   |
|            |               | General Servicing Considerations                                                                                                                                                                                                                                                                                                                                                                               |                                                                   |   |   |
| 1122(d)(1)(i)   |               | Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the                    transaction agreements.                                                                                                                                                                                                                                    | X                                                                      |   |   |
| 1122(d)(1)(ii)  |               | If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third                    party’s performance and compliance with such servicing activities.                                                                                                                                                                                  | X                                                                      |   |   |
| 1122(d)(1)(iii) |               | Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.                                                                                                                                                                                                                                                                                              |                                                                   |   | X |
| 1122(d)(1)(iv)  |               | A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the                    reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.                                                                                                                           | X                                                                      |   |   |
| 1122(d)(1)(v)   |               | Aggregation of information, as applicable, is mathematically accurate and the information conveyed accurately reflects the information.                                                                                                                                                                                                                                                                        | X1&2                                                               | X1&2 |   |
|            |               | Cash Collection and Administration                                                                                                                                                                                                                                                                                                                                                                             |                                                                   |   |   |
| 1122(d)(2)(i)   |               | Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two                    business days following receipt, or such other number of days specified in the transaction agreements.                                                                                                                                               | X1&2                                                               | X1&2 |   |
| 1122(d)(2)(ii)  |               | Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.                                                                                                                                                                                                                                                                                          |                                                                   |   | X |
| 1122(d)(2)(iii) |               | Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such                    advances, are made, reviewed and approved as specified in the transaction agreements.                                                                                                                                                                   |                                                                   |   | X |
| 1122(d)(2)(iv)  |               | The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are                    separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.                                                                                                                                       | X                                                                      |   |   |
| 1122(d)(2)(v)   |               | Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For                    purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. | X                                                                      |   |   |
| 1122(d)(2)(vi)  |               | Unissued checks are safeguarded so as to prevent unauthorized access.                                                                                                                                                                                                                                                                                                                                          |                                                                   |   | X |

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|      | SERVICING CRITERIA | APPLICABLESERVICING CRITERIA       | INAPPLICABLESERVICINGCRITERIA                                          |
|-----------|--------------------|------------------------------------|------------------------------------------------------------------------|
| Reference | Criteria           | PerformedDirectlybyAsserting Party | Performed byVendor(s) for which Asserting Party is theResponsibleParty |   |

| 1122(d)(2)(vii) |   | Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and                    related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C)                    reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification,                    or such other number of days specified in the transaction agreements. | X      |   |   |
|-----------------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|--------|
|            |   | Investor Remittances and Reporting                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |   |   |
| 1122(d)(3)(i)   |   | Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and                    applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms                    specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of pool                    assets serviced by the Servicer.                                  | X      |   |   |
| 1122(d)(3)(ii)  |   | Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in                    the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | X      |   |   |
| 1122(d)(3)(iii) |   | Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days                    specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   |   | X      |
| 1122(d)(3)(iv)  |   | Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank                    statements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |   | X      |
|            |   | Pool Asset Administration                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |   |   |   |
| 1122(d)(4)(i)   |   | Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |   |   | X      |
| 1122(d)(4)(ii)  |   | Pool assets and related documents are safeguarded as required by the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | X      |   |   |
| 1122(d)(4)(iii) |   | Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or                    requirements in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | X      |   |   |
| 1122(d)(4)(iv)  |   | Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s                    obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the                    related pool asset documents.                                                                                                                                                                                                                                                                                                      | X2     | X2     |   |

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|      | SERVICING CRITERIA | APPLICABLESERVICING CRITERIA       | INAPPLICABLESERVICINGCRITERIA                                          |
|-----------|--------------------|------------------------------------|------------------------------------------------------------------------|
| Reference | Criteria           | PerformedDirectlybyAsserting Party | Performed byVendor(s) for which Asserting Party is theResponsibleParty |   |

| 1122(d)(4)(v)  |   | The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal                    balance.                                                                                                   | X2 | X2     |   |
|----------------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----|--------|--------|
| 1122(d)(4)(vi) |   | Changes with respect to the terms or status of an obligor’s pool assets (e.g., loan modifications or re-agings) are made, reviewed and                    approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. | X  |   |   |
| 1122(d)(4)(vii)  |   | Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and                    repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.                                                                                                                                                                                                                                                                                                        | X      |   |   |
|------------------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|--------|
| 1122(d)(4)(viii) |   | Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction                    agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone                    calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).                                                                       | X      |   |   |
| 1122(d)(4)(ix)   |   | Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset                    documents.                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | X      |   |   |
| 1122(d)(4)(x)    |   | Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the                    obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents                    and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements. |   |   | X      |
| 1122(d)(4)(xi)   |   | Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates,                    as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction                    agreements.                                                                                                                                                                                            |   |   | X      |
| 1122(d)(4)(xii)  |   | Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not                    charged to the obligor, unless the late payment was due to the obligor’s error or omission.                                                                                                                                                                                                                                                                                                                                                               |   |   | X      |
| 1122(d)(4)(xiii) |   | Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Servicer, or                    such other number of days specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                               |   |   | X      |
| 1122(d)(4)(xiv)  |   | Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | X2     | X2     |   |
| 1122(d)(4)(xv)   |   | Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set                    forth in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                 | X      |   |   |

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|   | · | BANA has engaged one vendor – FiServ Solutions Inc. (“Fiserv”) – as an obligor payment processor. Fiserv performed specific and limited payment processing activities                        addressed by criterion 1122(d)(2)(i) during the twelve-month period ended December 31, 2018. |
|--------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | FiServ conveyed data relevant to the aforementioned activity – which is addressed by criterion 1122(d)(1)(v) during the twelve-month period ended December 31, 2018. |
|--------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | BANA has engaged one vendor – Total System Services, Inc. (“TSYS”) - as a technology provider for the consumer credit card processing platform/system of record. TSYS                        performed transaction processing, clearing and settlement, and posting and billing services for US Consumer Credit Cards – activities addressed by criteria 1122(d)(2)(i), 1122(d)(4)(iv), 1122(d)(4)(v), and 1122(d)(4)(xiv) during the                        twelve-month period ended December 31, 2018. |
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|   | · | TSYS aggregated and conveyed data relevant to the aforementioned activities – which is addressed by criterion 1122(d)(1)(v) during the twelve-month period ended                        December 31, 2018. |
|--------|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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| Tranche of Notes          | Date of Applicable Indenture Supplement | Issuance Date     |
|---------------------------|-----------------------------------------|-------------------|
| BAseries Class A (2004-3) | December 17, 2015                       | March 17, 2004    |
| BAseries Class A (2014-1) | December 17, 2015                       | February 13, 2014 |
| BAseries Class A (2015-1) | December 17, 2015                       | February 6, 2015  |
| BAseries Class A (2015-2) | December 17, 2015                       | April 29, 2015    |
| BAseries Class A (2016-1) | December 17, 2015                       | June 10, 2016     |
| BAseries Class A (2017-1) | December 17, 2015                       | March 30, 2017    |
| BAseries Class A (2017-2) | December 17, 2015                       | August 24, 2017   |
| BAseries Class A (2018-1) | December 17, 2015                       | February 23, 2018 |
| BAseries Class A (2018-2) | December 17, 2015                       | May 17, 2018      |
| BAseries Class A (2018-3) | December 17, 2015                       | August 16, 2018   |

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