**Exhibit 14****CODE OF ETHICS FOR CEO AND SENIOR FINANCIAL OFFICERS***     Birmingham Bloomfield Bancshares, Inc. (“Company”) has a Code of Business Conduct and Ethicsapplicable to all directors and employees of the Company. The Chief Executive Officer and allsenior financial officers, including the Chief Financial Officer and principal accounting officer,are bound by the provisions set forth therein relating to ethical conduct, conflicts of interestand compliance with law. In addition to the Code of Business Conduct and Ethics, the ChiefExecutive Officer and senior financial officers are subject to the following additional specificpolicies: 1. The Chief Executive Officer and all senior financial officers are responsiblefor full, fair, accurate, timely and understandable disclosure in the periodic reportsrequired to be filed by the Company with the SEC. Accordingly, it is theresponsibility of the Chief Executive Officer and each senior financial officerpromptly to bring to the attention of the Audit Committee any material information ofwhich he or she may become aware that affects the disclosures made by the Company inits public filings or otherwise assist the Audit Committee in fulfilling itsresponsibilities as specified in the Company’s Audit Committee Policy.  2. The Chief Executive Officer and each senior financial officer shall promptlybring to the attention of the Audit Committee any information he or she may haveconcerning (a) significant deficiencies in the design or operation of internalcontrols which could adversely affect the Company’s ability to record, process,summarize and report financial data or (b) any fraud, whether or not material, thatinvolves management or other employees who have a significant role in the Company’sfinancial reporting, disclosures or internal controls.  3. The Chief Executive Officer and each senior financial officer shall promptlybring to the attention of the General Counsel or the Chief Executive Officer and tothe Audit Committee any information he or she may have concerning any violation of theCompany’s Code of Business Conduct and Ethics, including any actual or apparentconflicts of interest between personal and professional relationships, involving anymanagement or other employees who have a significant role in the Company’s financialreporting, disclosures or internal controls.  4. The Chief Executive Officer and each senior financial officer shall promptlybring to the attention of the Audit Committee any information he or she may haveconcerning evidence of a material violation of the securities or other laws, rules orregulations applicable to the Company and the operation of its business, by theCompany or any agent thereof, or of violation of the Code of Business Conduct andEthics or of these additional procedures.  5. The Board of Directors shall determine, or designate appropriate persons todetermine, appropriate actions to be taken in the event of violations of the Code ofBusiness Conduct and Ethics or of these additional procedures by the Chief ExecutiveOfficer and the Company’s senior financial officers. Such actions shall be reasonablydesigned to deter wrongdoing and to promote accountability for adherence to the Codeof Business Conduct and Ethics and to these additional procedures, and shall includewritten notices to the individual involved that the Board has determined that therehas been a violation censure by the Board, demotion or re-assignment of the individualinvolved, suspension with or without pay or benefits (as determined by the Board) andtermination of the individual’s employment. In determining what action is appropriatein a particular case, the Board of Directors or such designee shall take into accountall relevant information, including the nature and severity of the violation, whetherthe violation was a single occurrence or repeated occurrences, whether the violationappears to have beenintentional or inadvertent, whether the individual in question had been advisedprior to the violation as to the proper course of action and whether or not theindividual in question had committed other violations in the past.