UNITED STATES DISTRICT COURT 

EASTERN DISTRICT OF PENNSYLVANIA 

________________________________________ 

GENERAL REFRACTORIES COMPANY, 

Plaintiff, 

-againstFIRST STATE INSURANCE CO., WESTPORT 

INSURANCE CORPORATION, f/k/a or successor 

to Puritan Insurance Company, LEXINGTON 

INSURANCE COMPANY, CENTENNIAL 

INSURANCE COMPANY, GRANITE STATE 

INSURANCE COMPANY, POTOMAC 

INSURANCE COMPANY OF ILLINOIS, 

HARTFORD ACCIDENT AND INDEMNITY CO., 

GOVERNMENT EMPLOYEES INSURANCE CO., 

REPUBLIC INSURANCE COMPANY, SENTRY 

INSURANCE COMPANY, f/k/a or successor to 

Vanliner Insurance Company and f/k/a or successor 

to Great SW Fire Insurance Co., AMERICAN 

INTERNATIONAL INS. CO., AIU INSURANCE 

COMPANY, HARBOR INSURANCE COMPANY, 

ST. PAUL TRAVELERS f/k/a or successor to Aetna 

Casualty and Surety Company, AMERICAN 

EMPIRE INSURANCE CO. AND ACE USA, 

Defendants. 

CIVIL ACTION NO. 04-3509 

DEFENDANT SENTRY 

INSURANCE COMPANY’S 

ANSWER TO CROSSCLAIM BY ONEBEACON

AMERICA INSURANCE

COMPANY (SUCCESSOR 

TO POTOMAC 

INSURANCE COMPANY)

_________________________________________ 

 Defendant, SENTRY INSURANCE A MUTUAL COMPANY, s/h/a SENTRY 

INSURANCE COMPANY f/k/a or successor to Vanliner Insurance Company and f/k/a 

or successor to Great SW Fire Insurance Co., (“Sentry”), by its attorneys, Koch & 

Corboy and Rivkin Radler, LLP, hereby answers defendant OneBeacon’s Cross-Claim 

as follows: 

Case 2:04-cv-03509-EL Document 33 Filed 10/12/04 Page 1 of 5
2

CROSS-CLAIM

1. Sentry denies having sufficient knowledge or information to form a belief as 

to the truth of the allegations contained in paragraph 1 of the Cross-Claim. 

2. Sentry denies having sufficient knowledge or information to form a belief as 

to the truth of the allegations contained in paragraph 2 of the Cross-Claim. 

3. To the extent that the allegations in paragraph 2 constitute conclusions of 

law, no response is required and none is made. To the extent that paragraph 2 

contains factual allegations, Sentry denies them and demands strict proof thereof. 

 WHEREFORE, Sentry respectfully requests that: 

The Court dismiss the defendant OneBeacon’s Cross-Claim with prejudice, 

together with attorneys’ fees and costs in this action and award Sentry such other and 

further relief as the Court deems just and proper. 

 By: Wendy H. Koch 

 Wendy H. Koch 

 I.D. 19503 

 KOCH & CORBOY 

 101 Greenwood Ave,, Suite 460 

 Jenkintown, Pennsylvania 19046 

 (215) 881-2280 

wkoch@kochcorboy.com 

M. Paul Gorfinkel 

Tara L. Stagg 

RIVKIN RADLER, LLP 

EAB Plaza 

Uniondale , New York 11556-0111 

(516) 357-3000 

Attorneys for Defendant 

Sentry Insurance Company 

 Dated: October 12, 2004 

Case 2:04-cv-03509-EL Document 33 Filed 10/12/04 Page 2 of 5
3

CERTIFICATION OF SERVICE

 I, Wendy H. Koch, hereby certify that a true and correct copy of the Answer of 

Defendant, Sentry Insurance a Mutual Company, to Cross-Claims of OneBeacon 

America Insurance Company (successor to Potomac Insurance Company) was sent by 

United States Mail, postage pre-paid, to all counsel and parties listed below: 

Barry L. Katz, Esquire 

225 City Ave., Suite 14 

Bala Cynwyd, PA 19004 

Law Offices of Suzanne H. Gross 

Suzanne H. Gross, Esquire 

225 City Ave., Suite 14 

Bala Cynwyd, PA 19004 

(610) 660-8814 

Counsel for Plaintiff 

Howard M. Cyr, Esquire 

Harvey Pennington Cabot Griffith 

 & Renneisen, Ltd. 11 

Penn Center 

1835 Market Street 

29th Floor 

Philadelphia, PA 19103 

Counsel for Defendant First State Insurance Co. 

Counsel for Defendant Hartford Insurance Co. 

C. Lawrence Holmes, Esquire 

Dilworth, Paxson, LLP 

3200 The Mellon Bank Center 

1735 Market Street 

Philadelphia, PA 19103-7595 

Counsel for Defendant Westport Insurance Corporation 

Daniel G. Cedrone, Esquire 

Bradley Mortensen, Esquire 

Christie, Pabarue, Mortensen & Young 

1880 J.F.K. Boulevard, 10th Floor 

Philadelphia, PA 19103 

Counsel for Defendant Potomac Insurance Co. of Illinois 

Case 2:04-cv-03509-EL Document 33 Filed 10/12/04 Page 3 of 5
4

Neil M. Day, Esquire 

Coughlin Duffy Kelly Lisovicz Midlige & Wolff 

350 Mt. Kemble Avenue 

P.O. Box 1917 

Morristown, NJ 07962-1917 

Counsel for Defendant Centennial Insurance Company

Samuel J. Area, Jr., Esquire 

Kimberly A. Hendrix, Esquire 

Stradley Ronon Stevens & Young 

2600 One Commerce Square 

Philadelphia, PA 19103-7098 

215-564-8000 

215-564-8120 – Fax 

Counsel for Defendant, Travelers Casualty and Surety 

Company f/k/a The Aetna Casualty & Surety Company 

(incorrectly designated as St. Paul Travelers 

Marjorie A. Weiss, Esquire 

White & Williams 

1800 One Liberty Place 

1650 Market Street 

Philadelphia, PA 19103 

Counsel for Defendant, Republic Insurance Company 

Paul M. Hummer, Esquire 

Saul Ewing LLP 

Centre Square West 

1500 Market Street 

38th Floor 

Philadelphia, PA 19102-2186 

215-972-7788 

215-972-1851 – Fax 

 and 

Daniel I. Schlessinger, Esquire 

Lord, Bissell & Brook LLP 

115 South LaSalle Street 

Suite 2900 

Chicago, IL 60603 

312-443-0600 

312-443-6446 – fax 

Counsel for Defendant, American Empire Surplus 

Lines Insurance Company 

Case 2:04-cv-03509-EL Document 33 Filed 10/12/04 Page 4 of 5
5

Lexington Insurance Company 

100 Summer Street 

Boston, MA 02110-2135 

Granite State Insurance Company 

70 Pine Street, 3rd Floor 

New York, NY 10270 

Government Employees Insurance Co. 

One GEICO Plaza 

Washington, D.C. 20076 

American International Ins. Co. 

70 Pine Street 

New York, NY 10270 

AIU Insurance Company 

70 Pine Street, 3rd Floor 

New York, NY 10270 

 Wendy H. Koch 

 WENDY H. KOCH 

DATED: October 12, 2004

Case 2:04-cv-03509-EL Document 33 Filed 10/12/04 Page 5 of 5