##### 



LEASE AGREEMENT
 TIFFANY POINTE
One Tiffany Pointe
Bloomingdale, IL 60108
 
 TENANT: royal american bank
 TERM: 5 YEAR with(2) 5 year options
 DATE: OCTOBER 28, 1996




---



##### 



PAGEADDITIONAL RENT AND RENT ADJUSTMENTS
    
    
    2ALTERATIONS
    
    
    18ASSIGNMENT AND SUBLETTING
    
    
    29ATTORMENT
    
    
    32BASE RENT
    
    
    1BROKERS
    
    
    35CERTAIN RIGHTS RESERVED BY LANDLORD
    
    
    13CONDEMNATION
    
    
    26CONDITION OF PREMISES
    
    
    8CONVENANT AGAINST LIENS
    
    
    34DELIVERY OF POSSESSION; IMPROVEMENTS TO BE MADE BY LANDLORD
TO THE PREMISES PRIOR TO THE BEGINNING OF TERM
    
    
    8DEMISED PREMISES
    
    
    1ESTOPPEL CERTIFICATE
    
    
    32EXPENSES OF ENFORCEMENT
    
    
    35HOLDOVER
    
    
    28INSURANCE
    
    
    25LANDLORDS LIEN
    
    
    35LANDLORDS REMEDIES
    
    
    27MISCELLANEOUS PROVISIONS
    
    
    36NO SOLICITATION
    
    
    36NONWAIVER
    
    
    35NOTICE
    
    
    33OCCUPANCY PRIOR TO BEGINNING OF THE LEASE TERM
    
    
    9PARKING AND CONTROL OF COMMON AREAS BY LANDLORD
    
    
    33REPAIRS
    
    
    17RIDERS
    
    
    39RULES AND REGULATIONS
    
    
    21SECURITY DEPOSIT
    
    
    7SERVICES
    
    
    10SURRENDER OF POSSESSION
    
    
    19TERM
    
    
    1TRUSTEE CLAUSE
    
    
    39UNTENANTABILITY  FIRE AND CASUALTY
    
    
    25USE OF PREMISES BY TENANT
    
    
    20WAIVER OF CLAIMS
    
    
    31




---



##### 



TIFFANY POINTE
OFFICE LEASE
  WITNESSETH
 DEMISED
PREMISES
 TERM
 BASE
RENT




---



##### 



ADDITIONAL RENT AND RENT ADJUSTMENTS
   2




---



##### 



3




---



##### 



4




---



##### 



5




---



##### 



6




---



##### 



7




---



##### 



CONDITION OF PREMISES
 DELIVERY OF POSSESSION; IMPROVEMENTS TO BE MADE BY
LANDLORD TO THE PREMISES PRIOR TO THE BEGINNING OF THE TERM
    8




---



##### 



OCCUPANCY PRIOR TO BEGINNING OF THE LEASE TERM
 9




---



##### 



SERVICES
    10




---



##### 



11




---



##### 



12




---



##### 



CERTAIN RIGHTS RESERVED BY LANDLORD
  13




---



##### 



.
   14




---



##### 



15




---



##### 



16




---



##### 



REPAIRS
  17




---



##### 



ALTERATIONS
  18




---



##### 



SURRENDER OF POSSESSION
 19




---



##### 



USE OF PREMISES BY TENANT
 20




---



##### 



RULES AND REGULATIONS
  21




---



##### 



22




---



##### 



.
    23




---



##### 



24




---



##### 



INSURANCE
 UNTENANTABILITY  FIRE AND CASUALTY
 25




---



##### 



CONDEMNATION
 26




---



##### 



LANDLORDS REMEDIES
  27




---



##### 



HOLDOVER
 28




---



##### 



ASSIGNMENT AND SUBLETTING
  29




---



##### 



30




---



##### 



WAIVER OF CLAIMS
 31




---



##### 



ATTORMENT
 ESTOPPEL CERTIFICATE
 32




---



##### 



NOTICE
 if to Landlord, then to:
    
    TIFFANY POINTE, INC.
One Tiffany Pointe
Bloomingdale, IL 60108
  PARKING AND CONTROL OF COMMON AREAS BY LANDLORD
 33




---



##### 



COVENANT AGAINST LIENS
 34




---



##### 



NONWAIVER
 EXPENSES OF ENFORCEMENT
 LANDLORDS LIEN
 BROKERS.
 35




---



##### 



NO SOLICITATION.
 MISCELLANEOUS PROVISIONS.
     36




---



##### 



37




---



##### 



38




---



##### 



TRUSTEE CLAUSE
 RIDERS
 39




---



##### 



SEE
EXCULPATORY RIDER ATTACHED HERTO AND MADE A PART HEREOF
  TENANT:
    
    LESSOR:
    
    Harris Bank Palatine, N.A. as SuccessorTrustee to Harris Bank Roselle
 Royal American Bank
    
    HARRIS BANK ROSELLE, notindividually, but as Trustee underTrust Agreement dated November 17, 1986and known as Trust //12555 as aforesaid.
 By:
    
    J.J. Frito
    
    
    
    By:
    
    /s/ Mary E. Rooney

MARY E. ROONEY/s/ [ILLEGIBLE]
    
    
    
    
    
    EXEC. V.P. & SR. TRUST OFFICER[ILLEGIBLE]
    
    
    

    Attest: /s/ Donna Guenther,Donna Guenther,  Trust officer
  Philip Prather
 /s/ [ILLEGIBLE]Secretary
  
 /s/ Pamela MackPamela MackPresident




---



##### 



DATE: 10/28/96TENANT: Royal American Bank
    
    Lessor:
    
    /s/ Mary B. RooneyMARY B. ROONEYEXEC.V.P. & SR. TRUST OFFICER/s/
[ILLEGIBLE][ILLEGIBLE]
    
    
    
    /s/ Donna GuentherAttest: Donna Guenther, Trust Officer




---



##### 








---



##### 



SEE
EXCULPATORY RIDER ATTACHED HERTO AND MADE A PART HEREOF
         TENANT:
    
    LESSOR:Royal American Bank
    
    HARRIS BANK ROSELLE, Harris Bank
Palatine, N.A. as Successor Trustee to Harris Bank Roselle not
individually, but as Trustee under Trust Agreement dated November 17, 1986 and known as
Trust # 12555 as aforesaid.
 /s/
[ILLEGIBLE]     President
    
    By:
    
    /s/ Mary E. Rooney

MARY E. ROONEYBy:
[ILLEGIBLE]
    
    
    
    EXEC.V.P. & SR. TRUST OFFICERAttest : /s/ Dolnna GuentherDonna
Guenther, Trust Officer




---



##### 



,




---



##### 








---



##### 



Signature page for Rider 2
 Harris Bank Palatine, N.A. as
SuccessorTENANT:
    
    
    
    LESSOR:
    Trustee to Harris Bank RoselleRoyal American Bank
    
    
    
    HARRIS BANK ROSELLE, not
individually, but as Trustee under Trust Agreement
dated November 17, 1986 and known
as Trust #12555 as aforsaid:BY:
    
    /s/[ILLEGIBLE]
    
    
    
    BY:
    
    /s/ Mary E RooneyMARY E ROONEY[ILLEGIBLE ]
    
    
    
    
    

EXEC. V.P. & SR. TRUST OFFICERAttest/s/ Donna Guenther

Donna Guenther Trust Officer




---



##### 



EXCULPATORY RIDER




---



##### 



ADDENDUM
Extended Term Option
 October 28, 1996 Royal American Bank (TENANT) /Harris Bank Roselle not Individually but as Trustee (LANDLORD).
 Five (5) Years December 1, 2001 through November
30, 2006 based upon the same terms, covenants and conditions of the original lease. monthly base rental rate $3,845.00/$46,140.00 annually.
 DATE:
 TENANT:Royal American Bank
    
    
    
    LANDLORD:Tiffany Pointe Inc.By:
    
    /s/ Philip Prather
    
    
    
    By:
    
    /s/ Pamela MackPhilip Prather
    
    
    
    
    
Pamela MackVice Chairman
    
    
    
    
    
SIGNATURE REALTY CORP.AS AGENT FOR THE AFORESAID




---



##### 



October 28, 1996 Midwest Bank and Trust
Company formerly Royal American Bank/ (TENANT) /Marquette Bank not Individually but as Trustee (LANDLORD).
 (2) Two Months December 1, 2006
through January 31, 2007 based upon the same terms, covenants and conditions of the original lease
 DATE: 8/13/06TENANT:Midwest Bank and Trust Company/s/ [ILLEGIBLE]By:
 Marquette
Bank not Individually but as Trustee (LANDLORD).
 
 By: