©2023 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC EPPR0003 - 0123

PRIVACY NOTICE TO CALIFORNIA RESIDENTS

Last Updated: January 1, 2023 Effective Date: January 1, 2023

Changes to Our California Privacy Notice

PNC will update this notice in response to changing legal, technology, or business developments. We will post the most up-to-date notice 

on https://www.navycash.com/#/privacyPolicy. You can see when the notice was last updated by checking the “last updated” date 

displayed at the top. For questions, please contact PNC as noted below. 

The California Consumer Privacy Act (CCPA) and the regulations promulgated thereto, each as amended, including 

pursuant to the California Privacy Rights Act of 2020 (CPRA) requires us to notify California residents (unless an exemption 

applies) of the categories of personal information we collect about them, with reference to the categories set forth under the 

CCPA, and the purposes for which we will use such categories of personal information. 

Categories of Personal Information Collected: The relevant categories of personal information PNC may collect about 

California residents includes:

• Identifiers: such as real name, alias, postal address, unique personal identifier, online identifier, Internet 

Protocol (IP) address, email address, account name, Social Security Number, driver's license number, passport 

number, or other similar identifiers.

• Customer records: such as paper and electronic customer records containing personal information, such as 

name, signature, Social Security Number, physical characteristics or description, etc.

• Protected classifications under California or federal law: such as age, race, color, ancestry, national origin, 

citizenship, religion or creed, marital status, sex (including gender identity or expression, sexual orientation),

medical condition, veteran or military status, physical or mental disability, etc. 

• Commercial information: such as records of personal property, products or services purchased, obtained, or 

considered, or other purchasing or consuming histories or tendencies.

• Biometric information: such as genetic, biological characteristics, etc. such as, fingerprints.

• Internet or other electronic network activity information: such as browsing history, search history, website 

interaction, etc.

• Geolocation data: such as precise physical location or movements within 1850 feet.

• Sensory data: such as audio, electronic, visual, thermal, olfactory, or similar information.

• Employment information: such as current or past job history or performance evaluations.

• Education Information: Non-public education information (per the Family Educational Rights and Privacy Act 

(20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). This category of PII is not collected by PNC.

• Profiles or inferences: such as profiles reflecting a person's preferences, characteristics, psychological trends, 

predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

• Sensitive Personal Information: Personal information that reveals a consumer’s social security, driver’s 

license, state identification card, or passport number; account log-in, financial account, debit card, or credit card 

number in combination with any required security or access code, password, or credentials allowing access to an 

account; precise geolocation; racial or ethnic origin, religious or philosophical beliefs, or union membership; 

contents of a consumer’s mail, email, and text messages unless the business is the intended recipient of the 

communication; or genetic data.

Purposes of Collection, Use, and Disclosure: We may collect, use, and disclose the above categories of personal 

information as follows:

• To provide the services for which the information was provided, including to maintain and administer any 

accounts you open with us and to process transactions and payments.

• For authentication, identity verification, and fraud prevention and detection.

• To process and respond to or address your questions and investigate and resolve any issues.

• To personalize your experience using our websites and services.

• To communicate with you, including transactional and account-related information as well as news, updates, and 

marketing communications.
©2023 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC EPPR0003 - 0123

• To improve and develop products and services and for other research and analytics purposes.

• To respond to authorized regulatory, compliance, and legal process.

• To evaluate or conduct a merger or to sell or transfer some or all of PNC’s assets.

• To protect and defend our rights and interests and those of third parties, including in defense of litigation and 

other claims against us.

Not covered by this Notice: This Notice does not address or apply to any of the nonpublic information we collect about 

consumers, pursuant to the Gramm-Leach-Bliley Act (GLBA) or otherwise subject to an exemption under CPRA Section 

1798.145. For information, please review our Privacy Notice.

This CCPA notice does not apply to the U.S. Department of the Treasury as the designating agency for Navy Cash® Card 

and Navy Cash® Visitor Card.

For more details and information about the personal information we collect and how we collect, use and disclose such 

personal information (as defined by the CPRA) and your rights regarding such personal information, please call 1-888-PNCBANK (1-888-762-2265) or visit us at https://www.navycash.com/#/privacyPolicy.