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EXHIBIT34.1
 
 
    
 To the Board of Directors of Bank of America, National Association
 
 We have examined management’s assertion, included in the accompanying Certification



          Regarding Compliance with Applicable Servicing Criteria, that Bank of America, National Association(the “Company”) complied with the servicing
        criteria set forth in Item 1122(d) of the Securities and Exchange Commission's Regulation AB for the asset-backed securities transactions backed by credit card receivables issued by the BA Credit Card Trust on or before December 31, 2018, for which
        transactions the Company acted as servicer, that were registered with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, where the related asset-backed securities were outstanding during the period from
        January 1, 2018 to December 31, 2018 (the “Platform”), as of December 31, 2018 and for the year then ended, excluding the criteria noted in Appendix A to management’s assertion, which the Company has determined are not applicable to the servicing
        activities performed by it with respect to the Platform. Appendix B to management's assertion identifies the individual asset-backed transactions and securities defined by management as constituting the Platform. Bank of America, National
        Association’s management is responsible for its assertion and for the Company's compliance with the applicable servicing criteria.  Our responsibility is to express an opinion on management's assertion about the Company’s compliance with the
        applicable servicing criteria based on our examination.
 
 Our examination was conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) and in accordance with
        attestation standards established by the American Institute of Certified Public Accountants.  Those standards require that we plan and perform the examination to obtain reasonable assurance about whether management’s assertion about compliance with
        the applicable servicing criteria is fairly stated, in all material respects, and, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the applicable servicing criteria and performing such other procedures
        as we considered necessary in the circumstances.  Our examination included testing of selected asset-backed transactions and securities that comprise the Platform, testing of selected servicing activities related to the Platform, and determining
        whether the Company processed those selected transactions and performed those selected activities in compliance with the applicable servicing criteria.  Our procedures were limited to the selected transactions and servicing activities performed by
        the Company during the period covered by this report.  Our procedures were not designed to detect noncompliance arising from errors that may have occurred prior to or subsequent to our tests that may have affected the balances or amounts calculated
        or reported by the Company during the period covered by this report.  We believe that our examination provides, and that the evidence we obtained is sufficient and appropriate to provide, a reasonable basis for our opinion.  Our examination does
        not provide a legal determination on the Company’s compliance with the servicing criteria.
 
 In our opinion, management’s assertion that Bank of America, National Association complied with the aforementioned applicable servicing criteria as of and for
        the year ended December 31, 2018 for the Platform is fairly stated, in all material respects.
 
 
 /s/ PricewaterhouseCoopers LLP
 Charlotte, North Carolina
 March 26, 2019
 
 
 PricewaterhouseCoopers LLP, 214 N. Tryon Street, Charlotte, NC 28202
 T: (704) 344 7500, F: (704) 344 4100, www.pwc.com/us