UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 10-K

[  x  ]      Annual report pursuant to section 13 or 15(d) of the Securities
             Exchange Act of 1934 for the fiscal Year ended December 31, 2002

or

[      ]     Transition report pursuant to section 13 or 15(d) of the Securities
             Exchange Act of 1934

             Commission File Number:  333-51279-02


                          CENDANT MORTGAGE CORPORATION
                 CDMC MORTGAGE-BACKED PASS-THROUGH CERTIFICATES,
                                  SERIES 2000-8

             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)


                     New York                                    13-4147743

           (STATE OR OTHER JURISDICTION                       (I.R.S. EMPLOYER
         OF INCORPORATION OR ORGANIZATION)                   IDENTIFICATION NO.)

       c/o The Bank of New York, as Trustee
       101 Barclay Street, 8 West                                  10286
       New York, New York

          (ADDRESS OF PRINCIPAL EXECUTIVE                        (Zip Code)
                     OFFICES)



Registrant's telephone number, including area code: 212.815.4700

Securities registered pursuant to Section 12(b) of the Act:

         NONE.

Securities registered pursuant to Section 12(g) of the Act:

<PAGE>


         NONE.

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.

Yes  ___            No     ___X___

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K (229.405 of this chapter) is not contained herein, and will
not be contained, to the best of registrant's knowledge, in definitive proxy or
information statements incorporated by reference in Part III of this Form 10-K
or any amendment to this Form 10-K.

         Not applicable.

State the aggregate market value of the voting and non-voting common equity held
by non-affiliates of the registrant. The aggregate market value shall be
computed by reference to the price at which the common equity was sold, or the
average bid and asked prices of such common equity, as of a specified date
within 60 days prior to the date of filing. (See definition of affiliate in Rule
405, 17 CFR 230.405.)

         Not applicable.

Indicate the number of shares outstanding of each of the registrant's classes of
common stock, as of the latest practicable date.

         Not applicable.

List hereunder the following documents if incorporated by reference and the Part
of the Form 10-K (e.g. Part I, Part II, etc.) into which the document is
incorporated: (1)Any annual report to security holders; (2) Any proxy or
information statement; and (3)Any prospectus filed pursuant to Rule 424(b) or
(c) under the Securities Act of 1933. The listed documents should be clearly
described for identification purposes (e.g. annual report to security holders
for fiscal year ended December 24, 1980).

         Not applicable.

                                     PART I

Item 1.       Business

              Omitted.

Item 2.       Properties



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<PAGE>

         Not applicable.

Item 3.       Legal Proceedings.

The registrant knows of no material pending legal proceedings involving the
trusts created under the Pooling and Servicing Agreement (the Trusts), the
Trustee, the Servicer or the registrant with respect to the Trusts other than
routine litigation incidental to the duties of the respective parties.

Item 4.       Submission of Matters to a Vote of Security Holders.

              None.

                                     PART II

Item 5.       Market for registrant's Common Equity and Related Stockholder
              Matters.

              Records provided to the Trust by the DTC and the Trustee indicate
              that as of December 31, 2002, the number of holders of record for
              each class of Certificate were as follows:

              Class A1           1
              Class A2           1
              Class A3           1
              Class A4           1
              Class A5           1
              Class P            1
              Class X            1
              Class R            1
              Class B1           1
              Class B2           1
              Class B3           1
              Class B4           1
              Class B5           1
              Class B6           1

              Total:            14

Item 6.       Selected Financial Data.

              Omitted.

Item 7.       Management's Discussion and Analysis of Financial Condition and
              Results of Operation.



                                      -3-
<PAGE>

              Omitted.

Item 7A.      Quantitative and Qualitative Disclosures about Market Risk.

              Not applicable.

Item 8.       Financial Statements and Supplementary Data.

              See Item 14(a), Exhibits 99.1, 99.2, 99.3, for information
              provided in lieu of information required by Item 302 of Regulation
              S-K.

Item 9.       Changes in and Disagreements with Accountants on Accounting and
              Financial Disclosure.

              None.

                                    PART III

Item 10.      Directors and Executive Officers of the Registrant.

              Not applicable.

Item 11.      Executive Compensation.

              Not applicable.

Item 12.      Security Ownership of Certain Beneficial Owners and Management.

              Not applicable.

Item 13.      Certain Relationships and Related Transactions.

              Not applicable.

                                     PART IV

Item 14.      Exhibits, Financial Statement Schedules, and Reports on Form 8-K.

              (a) Exhibits

              (99.1) Annual Independent Accountants' Servicing Reports
              concerning servicing activities for the year ended December 31,
              2002

              a) Cendant Mortgage Corporation


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<PAGE>

              (99.2) Report of Management as to Compliance with Minimum
              Servicing Standards for the year ended December 31, 2002.

              a) Cendant Mortgage Corporation

              (99.3) Annual Statements of Compliance under the Pooling and
              Servicing Agreements for the year ended December 31, 2002.

              a) Cendant Mortgage Corporation

              (99.4) Aggregate Statement of Principal and Interest Distributions
              to Certificate Holders.

              (b) Reports on Form 8-K, dated as of October 31, 2002, November
              30, 2002, and December 31, 2002, were filed by the Company in
              order to provide the statements for the monthly distributions to
              holders of the Certificates. No other reports on Form 8-K have
              been filed during the last quarter of the period covered by this
              report.

              (c) Not applicable.

              (d) Omitted.



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<PAGE>


                                   SIGNATURES

         Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized:

                                       STRUCTURED ASSET MORTGAGE INVESTMENTS INC
                                                                    (Registrant)


                                                      By: /s/ Jeffrey Mayer
                                                         -----------------------
                                                      Name:   Jeffrey Mayer
                                                      Title:  President

                                                      Dated:  March 31, 2003





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<PAGE>


                                  CERTIFICATION

I, Jeffrey Mayer, certify that:

l. I have reviewed this annual report on Form 10-K, and all reports on Form 8-K
containing distribution or servicing reports filed in respect of periods
included in the year covered by this annual report, of CDMC Trust 2000-8, CDMC
Mortgage-Backed Pass-Through Certificates, Series 2000-8.

2. Based on my knowledge, the information in these reports, taken as a whole,
does not contain any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading as of the
last day of the period covered by this annual report;

3. Based on my knowledge, the distribution or servicing information required to
be provided to the trustee by the servicer under the pooling and servicing, or
similar, agreement, for inclusion in these reports is included in these reports;

4. Based on my knowledge and upon the annual compliance statement included in
the report and required to be delivered to the trustee in accordance with the
terms of the pooling and servicing, or similar agreement, and except as
disclosed in the reports, the servicer has fulfilled its obligations under the
servicing agreement; and

5. The reports disclose all significant deficiencies relating to the servicer's
compliance with the minimum servicing standards based upon the report provided
by an independent public accountant, after conducting a review in compliance
with the Uniform Single Attestation Program for Mortgage Bankers or similar
procedure as set forth in the pooling and servicing, or similar, agreement, that
is included in these reports.

In giving the certifications above, I have reasonably relied on information
provided to me by the following unaffiliated parties:

Bank of New York as Trustee
Cendant Mortgage Corporation, as Servicer

Date: March 31, 2003



                                              By:  /s/ Jeffrey Mayer
                                                  ------------------------------
                                              Name:    Jeffrey Mayer
                                              Company: Structured Asset Mortgage
                                                       Investments Inc.
                                              Title:   President


                                      -7-
<PAGE>



Ex.-99.1 a)

INDEPENDENT ACCOUNTANTS' REPORT

To Cendant Mortgage Corporation:

We have examined management's assertion about Cendant Mortgage Corporation's
compliance with the minimum servicing standards identified in the Mortgage
Bankers Association of America's UNIFORM SINGLE ATTESTATION PROGRAM FOR MORTGAGE
BANKERS (USAP) as of and for the year ended December 31, 2002 included in the
accompanying management assertion. Management is responsible for Cendant
Mortgage Corporation's compliance with those minimum servicing standards. Our
responsibility is to express an opinion on management's assertion about the
entity's compliance based on our examination.

Our examination was made in accordance with standards established by the
American Institute of Certified Public Accountants and, accordingly, included
examining, on a test basis, evidence about Cendant Mortgage Corporation's
compliance with the minimum servicing standards and performing such other
procedures as we considered necessary in the circumstances. We believe that our
examination provides a reasonable basis for our opinion. Our examination does
not provide a legal determination on Cendant Mortgage Corporation's compliance
with the minimum servicing standards.

In our opinion, management's assertion that Cendant Mortgage Corporation
complied with the aforementioned minimum servicing standards as of and for the
year ended December 31, 2002 is fairly stated, in all material respects.

/s/ Deloitte & Touche

February 21, 2003




Ex-99.2 a)


As of and for the year ended December 31, 2002, Cendant Mortgage Corporation
(the Company) has complied in all material respects with the minimum servicing
standards set forth in the Mortgage Bankers Association of America's UNIFORM
SINGLE ATTESTATION PROGRAM FOR MORTGAGE BANKERS. As of and for this same period,
the Company had in effect a fidelity bond and errors and omissions policy in the
amount of $120 million and $20 million, respectively.

Cendant Mortgage Corporation




<PAGE>

/s/ Terence W. Edwards
----------------------
Terence W. Edwards
President and Chief Executive Officer



/s/ Mark Danahy
----------------------
Mark Danahy
Senior Vice President & Chief Financial Officer



/s/ Martin L. Foster
----------------------
Martin L. Foster
Senior Vice President - Loan Servicing



Ex-99.3 a)


March 11, 2003

The Bank of New York
101 Barclay Street, SW
New York, NY 10286

Attn:  Diane Pickett

RE:  Officer's Certificate - Annual Certification

Dear Master Servicer:

The undersigned officer certifies the following for Cendant Mortgage Corp. for
the 2002 calendar year. To the best of our knowledge:

a)       The activities and performances of the Servicer during the preceding
         fiscal year under the terms of the Servicing Agreement, Trust
         Agreement, Pooling and Servicing Agreement and/or Servicer Guide and to
         the best of my knowledge, the Servicer has fulfilled all of its duties,
         responsibilities or obligations under these Agreements throughout such
         year, or if there has been a default or failure of the Servicer to
         perform any such duties, responsibilities or obligations, a description
         of each default or failure and the nature and status thereof has been
         reported to Bank of NY;

b)       The Servicer is currently an approved FNMA or FHLMC Servicer in good
         standing;


<PAGE>

c)       The Fidelity Bond, the Errors and Omissions Insurance Policy and any
         other bonds required under the terms of the Servicing Agreement, Trust
         Agreement, Pooling and Servicing Agreement and/or Servicer Guide are in
         full force and effect;

d)       All premiums for each Hazard insurance Policy, Flood insurance Policy
         (if applicable) and Primary Mortgage Insurance Policy (if applicable),
         with respect to each Mortgaged Property, have been paid and that such
         insurance policies are in full force and effect;

e)       All real estate taxes, governmental assessments and any other expenses
         accrued and due, that if not paid could result in a lien or encumbrance
         on any Mortgage Property, have been paid, or if any such costs or
         expenses have been paid with respect to any Mortgaged Property, the
         reason for the non-payment has been reported to Bank of NY;

f)       All Custodial Accounts have been reconciled and are properly funded;
         and

g)       All annual reports of Foreclosure and Abandonment of Mortgaged Property
         required per section 6050J and 6050P of the Internal Revenue Code,
         respectively, have been prepared and filed.

Certified by:



/s/ Marc Hinkle
-------------------------------
Officer - Marc J. Hinkle



Vice President - Loan Servicing
-------------------------------
Title



3/11/2003
---------
Date