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OFFICE LEASE
 Lawrence R. Moats The First Chicago Trust Company of
Illinois, Royal American
Bank, Inc.
 Basic Terms
 280
 
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Real Estate Taxes
 Utilities
 Operating Expenses
  Additional Terms
  first
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(a)
    
    public liability insurance covering both Tenant and Landlord as insureds with terms
and in companies satisfactory to Landlord, with limits of not less than $1,000,000 for injury to or
death of any one person and $2,000,000 for injury or death to more than one person, in any one
occurrence for personal injury, and $300,000 for property damages for any one occurrence, and;(b)
    
    workmens compensation insurance in statutory limits.
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(a)
    
    You fail to pay any sum within five (5) days after written notice that such sum is
due;(b)
    
    You fail to cure any obligation or term of this Lease other than an obligation to pay
money within fifteen (15) days of written notice of non-compliance;(c)
    
    You vacate or abandon any portion of the Premises;(d)
    
    You fail to vacate the Premises upon termination of this Lease;(e)
    
    Any petition is filed against or by You in a bankruptcy or other court to delay
payment of or to reduce or modify Your debts:(f)
    
    A custodian, receiver or trustee is appointed to take charge of Your property or
business;(g)
    
    You fail to maintain the Premises as provided in this Lease;(h)
    
    You fail to follow the reasonable rules or regulations furnished to You and other
tenants.
 same
   (a)
    
    Terminate the Lease, and You agree to deliver possession of the Premises to Us
immediately. We may then recover damages equal to the net present value (using a 6% discount rate)
of all payments to be made under this Lease through the end of the term, plus the amounts necessary
to make the Premises suitable for sale or rent, plus the cost of performing obligations required of
You during the Lease, plus expenses of finding a new tenant, less rents and payments received;(b)
    
    Terminate Your right to possession of the Premises under the Lease without terminating
the Lease, in which case We may, but are not required to, relet the Premises for Your account and
upon such terms and conditions as We deem appropriate. You will be liable to Us for the costs to
redecorate, remodel, repair, and relet (including brokers fees), and for attorneys fees. If the
amounts received upon the reletting are insufficient, You will pay Us any deficiency on demand;(c)
    
    Enter the Premises, with due process of law, to repossess the Premises, to remove You
and any others occupying the Premises, and to remove any and all property We might find on
the
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Premises. This action shall not be a trespass, eviction or forcible entry and
detainer. By signing this Lease You waive any right to claim damages for this action, and
this action, shall not relinquish any other right We might have.
        (a)
    
    Have pass keys to the Premises;(b)
    
    Make inspections of the Premises and exhibit the Premises, to prospective purchasers,
mortgagees and other persons having a legitimate interest in viewing the same;(c)
    
    Exhibit the Premises to prospective tenants during the last year of the Lease Term;(d)
    
    Place For Sale or For Rent signs on the Land or Building;(e)
    
    Install and maintain signs on the Land and Building or within the common areas;(f)
    
    Approve the weight, size and location of safes, computers and any other heavy
articles to be situated in the Premises by You;(g)
    
    Exclude or expel any peddler, solicitor or unauthorized person at any time;(h)
    
    Perform any acts relative to safety, protection or preservation of the Building and all
tenants, and during such operations, to take into and through the Building and Premises all
materials and equipment required, and to close or suspend temporarily the use of the common areas
of the Building. All of the foregoing may be done during normal business hours, except in the event
that such work is at Your request or caused by Your negligence or the negligence of Your employees,
customers, guests, and invites. In that event, if it shall become necessary to perform such work
during other than normal business hours, You shall pay to Us the costs of over-time and other
expenses incurred.(I)
    
    Enter the Premises in the event of an emergency and take necessary action.(j)
    
    Change the street address of the Building, or change the office numbering system of
the Premises.
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625 North Court Building
c/o Moats Office Properties  PO Box 1189
Palatine, IL 60078-1189
         
 By
    
    /s/ [ILLEGIBLE]
    
    
    
    Title
    
    Agent
 
 By
    
    /s/ [ILLEGIBLE]
    
    
    
    Title
    
    Vice Chairman
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FIRST LEASE AMENDMENT
 th
  Basic Terms
  
    LANDLORD
    
    TENANTMoats Offices Properties, Inc.
    
    Royal American Bank
 By
    
    
    
    
    
    By
    
    /s/ [ILLEGIBLE]Date
    
    
    
    
    
    Date
    
    1/16/03
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SECOND LEASE AMENDMENT
 th
  Basic Terms
     LANDLORD
    
    TENANTMoats Offices Properties, Inc.
    
    Midwest Bank a Trust Company Inc.
 By
    
    
    
    
    
    By
    
    /s/ [ILLEGIBLE]Date
    
    
    
    
    
    Date
    
    10/4/06
 Page 1 of 1