EXHIBIT 99


               STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE
               SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350

      The undersigned, John P. Mulkerin, is the Chief Executive Officer of First
Sentinel Bancorp, Inc. (the "Company").

      This  statement is being  furnished in  connection  with the filing by the
Company of the  Company's  Quarterly  Report on Form 10-Q for the quarter  ended
June 30, 2002 (the "Report").

      By execution of this statement, I certify that:

      A)    the Report fully complies with the  requirements of Section 13(a) or
            15(d) of the  Securities  Exchange Act of 1934 (15 U.S.C.  78m(a) or
            78o(d)) and

      B)    the  information  contained in the Report  fairly  presents,  in all
            material respects, the financial condition and results of operations
            of the  Company as of the dates and for the  periods  covered by the
            Report.

      This statement is authorized to be attached as an exhibit to the Report so
that this  statement  will  accompany  the  Report at such time as the Report is
filed with the  Securities and Exchange  Commission,  pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002, 18 U.S.C.  Section 1350. It is not intended that
this statement be deemed to be filed for purposes of the Securities Exchange Act
of 1934, as amended.



August 14, 2002                                      /s/ JOHN P. MULKERIN
----------------                                     --------------------
Dated                                                John P. Mulkerin,
                                                     Chief Executive Officer



<PAGE>


EXHIBIT 99


               STATEMENT FURNISHED PURSUANT TO SECTION 906 OF THE
               SARBANES-OXLEY ACT OF 2002, 18 U.S.C. SECTION 1350

      The undersigned,  Thomas M. Lyons, is the Chief Financial Officer of First
Sentinel Bancorp, Inc. (the "Company").

      This  statement is being  furnished in  connection  with the filing by the
Company of the  Company's  Quarterly  Report on Form 10-Q for the quarter  ended
June 30, 2002 (the "Report").

      By execution of this statement, I certify that:

      C)    the Report fully complies with the  requirements of Section 13(a) or
            15(d) of the  Securities  Exchange Act of 1934 (15 U.S.C.  78m(a) or
            78o(d)) and

      D)    the  information  contained in the Report  fairly  presents,  in all
            material respects, the financial condition and results of operations
            of the  Company as of the dates and for the  periods  covered by the
            Report.

      This statement is authorized to be attached as an exhibit to the Report so
that this  statement  will  accompany  the  Report at such time as the Report is
filed with the  Securities and Exchange  Commission,  pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002, 18 U.S.C.  Section 1350. It is not intended that
this statement be deemed to be filed for purposes of the Securities Exchange Act
of 1934, as amended.



August 14, 2002                                      /s/ THOMAS M. LYONS
----------------                                     -------------------
Dated                                                Thomas M. Lyons,
                                                     Chief Financial Officer