exhibit41formofstockcert






Exhibit 4.1     INCORPORATED UNDER THE LAWS OF THE COMMONWEALTH OF PENNSYLVANIA        UNIVEST FINANCIAL CORPORATION                  CUSIP: 915271100    FULLY PAID AND NON-ASSESSABLE  PAR VALUE $5.00 PER SHARE       THE SHARES REPRESENTED BY THIS   CERTIFICATE ARE SUBJECT TO   RESTRICTIONS, SEE REVERSE SIDE    THIS CERTIFIES that  is the owner of    SHARES OF COMMON STOCK  of  Univest Financial Corporation  a Pennsylvania corporation       The shares evidenced by this certificate are transferable only on the books of Univest Financial Corporation by the holder hereof, in person or by  attorney, upon surrender of this certificate properly endorsed.   THE CAPITAL STOCK EVIDENCED HEREBY IS NOT AN ACCOUNT OF AN  INSURABLE TYPE AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER FEDERAL  OR STATE GOVERNMENTAL AGENCY.     IN WITNESS WHEREOF, Univest Financial Corporation has caused this certificate to be executed by the facsimile signatures of its duly  authorized officers and has caused a facsimile of its seal to be hereunto affixed.      By:   [SEAL] By:     MEGAN DURYEA SANTANA    JEFFREY M. SCHWEITZER   CORPORATE SECRETARY    PRESIDENT AND CHIEF EXECUTIVE       OFFICER No.    Shares    





 






Exhibit 4.1     The Board of Directors of Univest Financial Corporation (the “Company”) is authorized by resolution or resolutions,  from time to time adopted, to provide for the issuance of more than one class of stock, including preferred stock in series, and to  fix and state the voting powers, designations, preferences, limitations and restrictions thereof.  The Company will furnish to any  stockholder upon request and without charge a full description of each class of stock and any series thereof.    The shares represented by this certificate may not be cumulatively voted on any matter.  The Articles of Incorporation  requires that, with limited exceptions, no amendment, addition, alteration, change or repeal of the Articles of Incorporation shall  be made, unless such is first approved by the Board of Directors of the Company and approved by the stockholders by a majority  of the total shares entitled to vote, or in certain circumstances approved by the affirmative vote of up to 75% of the shares entitled  to vote.      The following abbreviations when used in the inscription on the face of this certificate shall be construed as though they  were written out in full according to applicable laws or regulations.    TEN COM - as tenants in common UNIF GIFT MIN ACT - _________ Custodian __________   (Cust) (Minor)  TEN ENT - as tenants by the entireties     Under Uniform Gifts to Minors Act  JT TEN - as joint tenants with right     of survivorship and not as           tenants in common     (State)    Additional abbreviations may also be used though not in the above list    For value received,      hereby sell, assign and transfer unto      PLEASE INSERT SOCIAL SECURITY NUMBER OR OTHER IDENTIFYING NUMBER                (please print or typewrite name and address including postal zip code of assignee)     Shares of   the Common Stock represented by the within Certificate, and do hereby irrevocably constitute and  appoint ________________________________________________________________________ Attorney to transfer the said  shares on the books of the within named corporation with full power of substitution in the premises.    Dated,         In the presence of      Signature:                       NOTE:  THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME OF THE STOCKHOLDER(S)  AS WRITTEN UPON THE FACE OF THE CERTIFICATE, IN EVERY PARTICULAR, WITHOUT ALTERATION OR  ENLARGEMENT, OR ANY CHANGE WHATSOEVER.