Federal Register / Vol. 88, No. 219 / Wednesday, November 15, 2023 / Rules and Regulations 78231 

7 5 U.S.C. 553(b)(B). 

8 5 U.S.C. 603(a), 604(a). 

9 44 U.S.C. 3506; 5 CFR part 1320. 

comment are impracticable, 

unnecessary, or contrary to the public 

interest.7 Pursuant to this final rule, in 

Regulation V, Appendix O is amended 

to update the maximum allowable 

charge for 2024 under section 612(f). 

The amendments in this final rule are 

technical and non-discretionary, as they 

merely apply the method previously 

established in Regulation V for 

determining adjustments to the 

thresholds. For these reasons, the CFPB 

has determined that publishing a notice 

of proposed rulemaking and providing 

opportunity for public comment are 

unnecessary. The amendments therefore 

are adopted in final form. 

B. Regulatory Flexibility Act 

The Regulatory Flexibility Act (RFA) 

does not apply to a rulemaking where a 

general notice of proposed rulemaking 

is not required.8 As noted previously, 

the CFPB has determined that it is 

unnecessary to publish a general notice 

of proposed rulemaking for this final 

rule. Accordingly, the RFA’s 

requirement relating to an initial and 

final regulatory flexibility analysis does 

not apply. 

C. Paperwork Reduction Act 

The information collections contained 

in Regulation V, which implements the 

FCRA, are approved by the Office of 

Management and Budget under Control 

number 3170–0002. The current 

approval for this control number expires 

on October 31, 2025. In accordance with 

the Paperwork Reduction Act of 1995,9

the CFPB reviewed this final rule. The 

CFPB has determined that this rule does 

not create any new information 

collections or substantially revise any 

existing collections. 

D. Congressional Review Act 

Pursuant to the Congressional Review 

Act (5 U.S.C. 801 et seq.), the CFPB will 

submit a report containing this rule and 

other required information to the United 

States Senate, the United States House 

of Representatives, and the Comptroller 

General of the United States prior to the 

rule taking effect. The Office of 

Information and Regulatory Affairs has 

designated this rule as not a ‘‘major 

rule’’ as defined by 5 U.S.C. 804(2). 

List of Subjects in 12 CFR Part 1022 

Banks, banking, Consumer protection, 

Credit unions, Holding companies, 

National banks, Privacy, Reporting and 

recordkeeping requirements, Savings 

associations. 

Authority and Issuance 

For the reasons set forth in the 

preamble, the CFPB amends Regulation 

V, 12 CFR part 1022, as set forth below: 

PART 1022—FAIR CREDIT 

REPORTING (REGULATION V) 

■ 1. The authority citation for part 1022 

continues to read as follows: 

Authority: 12 U.S.C. 5512, 5581; 15 U.S.C. 

1681a, 1681b, 1681c, 1681c–1, 1681e, 1681g, 

1681i, 1681j, 1681m, 1681s, 1681s–2, 1681s– 

3, and 1681t; Sec. 214, Pub. L. 108–159, 117 

Stat. 1952. 

■ 2. Appendix O is revised to read as 

follows: 

Appendix O to Part 1022—Reasonable 

Charges for Certain Disclosures 

Section 612(f) of the FCRA, 15 U.S.C. 

1681j(f), directs the Bureau to increase the 

maximum allowable charge a consumer 

reporting agency may impose for making a 

disclosure to the consumer pursuant to 

section 609 of the FCRA, 15 U.S.C. 1681g, on 

January 1 of each year, based proportionally 

on changes in the Consumer Price Index, 

with fractional changes rounded to the 

nearest fifty cents. The Bureau will publish 

notice of the maximum allowable charge 

each year by amending this appendix. For 

calendar year 2024, the maximum allowable 

charge is $15.50. For historical purposes: 

1. For calendar year 2012, the maximum 

allowable disclosure charge was $11.50. 

2. For calendar year 2013, the maximum 

allowable disclosure charge was $11.50. 

3. For calendar year 2014, the maximum 

allowable disclosure charge was $11.50. 

4. For calendar year 2015, the maximum 

allowable disclosure charge was $12.00. 

5. For calendar year 2016, the maximum 

allowable disclosure charge was $12.00. 

6. For calendar year 2017, the maximum 

allowable disclosure charge was $12.00. 

7. For calendar year 2018, the maximum 

allowable disclosure charge was $12.00. 

8. For calendar year 2019, the maximum 

allowable disclosure charge was $12.50. 

9. For calendar year 2020, the maximum 

allowable disclosure charge was $12.50. 

10. For calendar year 2021, the maximum 

allowable disclosure charge was $13.00. 

11. For calendar year 2022, the maximum 

allowable disclosure charge was $13.50. 

12. For calendar year 2023, the maximum 

allowable disclosure charge was $14.50. 

13. For calendar year 2024, the maximum 

allowable disclosure charge is $15.50. 

Brian Shearer, 

Senior Advisor, Consumer Financial 

Protection Bureau. 

[FR Doc. 2023–25172 Filed 11–14–23; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF STATE 

22 CFR Part 171 

[Public Notice: 12225] 

RIN 1400–AF57 

Privacy Act of 1974; STATE–60, 

Special Presidential Envoy for Hostage 

Affairs and Related Records 

AGENCY: Department of State. 

ACTION: Final rule. 

SUMMARY: The Department of State is 

giving notice of a publication for a 

system of records pursuant to the 

Privacy Act of 1974 for the Special 

Presidential Envoy for Hostage Affairs 

and Related Records, STATE–60; and 

this final rule, which exempts portions 

of this system of records from one or 

more provisions of the Privacy Act of 

1974. 

DATES: This rule is effective December 

15, 2023. 

FOR FURTHER INFORMATION CONTACT: Eric 

F. Stein, Senior Agency Official for 

Privacy; U.S. Department of State; Office 

of Global Information Services, A/GIS; 

Room 4534, 2201 C St. NW; 

Washington, DC 20520 or by calling 

(202) 485–2051. 

SUPPLEMENTARY INFORMATION: The 

Department of State maintains the 

Special Presidential Envoy for Hostage 

Affairs and Related Records system of 

records. The primary purpose of this 

system of records is to support 

diplomatic and consular efforts to 

secure the recovery of and provide 

assistance and support services to 

individuals taken hostage or wrongfully 

detained abroad. 

The Department concurrently 

published a notice of a new system of 

records, Special Presidential Envoy for 

Hostage Affairs and Related Records, 

STATE–60, 88 FR 23487, April 17, 

2023, and a proposed rule with a 

request for comments (88 FR 23368), 

amending 22 CFR part 171 to exempt 

portions of STATE–60 from subsections 

(c)(3); (d); (e)(1); (e)(4)(G), (H), and (I); 

and (f) of the Privacy Act pursuant to 5 

U.S.C. 552a(k)(1) and (k)(2). STATE–60 

is exempted under subsection (k)(1) to 

the extent that records within that 

system are subject to the provisions of 

5 U.S.C. 552(b)(1). STATE–60 is 

exempted under subsection (k)(2) to the 

extent that records within that system 

are comprised of investigatory material 

compiled for law enforcement purposes, 

subject to the limitations set forth in 

that section. One public comment was 

received; however, it did not pertain to 

the subject of this rulemaking. 


ddrumheller on DSK120RN23PROD with RULES1
78232 Federal Register / Vol. 88, No. 219 / Wednesday, November 15, 2023 / Rules and Regulations 

The Department is now promulgating 

a final rule with no substantive changes 

from the proposed rule. 

Regulatory Findings 

Administrative Procedure Act 

In accordance with the 

Administrative Procedure Act, this rule 

was published and 60 days provided for 

public comment. 

Other Regulatory Analyses 

This rule does not affect small 

businesses; is not subject to the 

Unfunded Mandates Act of 1995; is not 

a major rule within the meaning of the 

Congressional Review Act, or a 

significant rule within the meaning of 

Executive Order 12866; has no 

federalism or tribal implications; and 

will not create or modify any 

information collections subject to the 

Paperwork Reduction Act. 

List of Subjects in 22 CFR Part 171 

Administrative practice and 

procedure; Freedom of information; 

Privacy. 

For the reasons discussed above, the 

Department revises 22 CFR part 171 to 

read as follows: 

PART 171—PUBLIC ACCESS TO 

INFORMATION 

■ 1. The authority citation for part 171 

continues to read as follows: 

Authority: 22 U.S.C. 2651a; 5 U.S.C. 552, 

552a; 5 U.S.C. Ch. 131; E.O. 12600, 52 FR 

23781, 3 CFR, 1987 Comp., p. 235; 5 CFR part 

2634. 

■ 2. Amend § 171.26 by: 

■ a. Adding an entry, in alphabetical 

order, in Table 2 to Paragraph (b)(1) for 

‘‘Special Presidential Envoy for Hostage 

Affairs and Related Records, State-60.’’; 

and 

■ b. Adding an entry, in alphabetical 

order, in Table 3 to Paragraph (b)(2) for 

‘‘Special Presidential Envoy for Hostage 

Affairs and Related Records, State-60.’’ 

■ 3. The additions read as follows: 

§ 171.26 Exemptions. 

* * * * * 

(b) * * * 

(1) * * * 

TABLE 2 TO PARAGRAPH (b)(1) 

Title Number 

* * * * * 

Special Presidential Envoy for 

Hostage Affairs ..................... STATE–60 

* * * * * 

(2) * * * 

TABLE 3 TO PARAGRAPH (b)(2) 

Title Number 

* * * * * 

Special Presidential Envoy for 

Hostage Affairs ..................... STATE–60 

* * * * * 

* * * * * 

Kevin E. Bryant, 

Deputy Director, Office of Directives 

Management, Department of State. 

[FR Doc. 2023–25018 Filed 11–14–23; 8:45 am] 

BILLING CODE 4710–05–P 

ENVIRONMENTAL PROTECTION 

AGENCY 

40 CFR Part 52 

[EPA–R04–OAR–2022–0409; FRL–8790–01– 

R4] 

Air Plan Approval; Kentucky; Update 

to Materials Incorporated by Reference 

AGENCY: Environmental Protection 

Agency (EPA). 

ACTION: Final rule; notice of 

administrative change. 

SUMMARY: The Environmental Protection 

Agency (EPA) is updating the materials 

that are incorporated by reference (IBR) 

into the Commonwealth of Kentucky’s 

(Commonwealth’s) State 

Implementation Plan (SIP). The 

regulations affected by this update have 

been previously submitted by the 

Commonwealth and approved by EPA. 

In this notice, EPA is also notifying the 

public of corrections and clarifying 

changes to the Code of Federal 

Regulations (CFR) tables that identify 

material incorporated by reference into 

the Commonwealth’s SIP. This update 

affects the materials that are available 

for public inspection at the National 

Archives and Records Administration 

(NARA) and the EPA Regional Office. 

DATES: This rule is effective November 

15, 2023. 

ADDRESSES: The SIP materials whose 

incorporation by reference into 40 CFR 

part 52 is finalized through this action 

are available for inspection at the 

following locations: Environmental 

Protection Agency, Region 4, 61 Forsyth 

Street SW, Atlanta, GA 30303; and 

www.regulations.gov. To view the 

materials at the Region 4 Office, EPA 

requests that you email the contact 

listed in the FOR FURTHER INFORMATION

CONTACT section to schedule your 

inspection. The Regional Office’s 

official hours of business are Monday 

through Friday 8:30 a.m. to 4:30 p.m., 

excluding Federal holidays. 

FOR FURTHER INFORMATION CONTACT: 

Sarah LaRocca, Air Planning and 

Implementation Branch, Air and 

Radiation Division, U.S. Environmental 

Protection Agency, Region 4, 61 Forsyth 

Street SW, Atlanta, Georgia 30303–8960. 

Ms. LaRocca can be reached via 

telephone at (404) 562–8994 or via 

electronic mail at larocca.sarah@

epa.gov. 

SUPPLEMENTARY INFORMATION: 

I. Background 

Each State has a SIP containing the 

control measures and strategies used to 

attain and maintain the national 

ambient air quality standards (NAAQS). 

The SIP is extensive, containing such 

elements as air pollution control 

regulations, emission inventories, 

monitoring networks, attainment 

demonstrations, and enforcement 

mechanisms. 

Each State must formally adopt the 

control measures and strategies in the 

SIP after the public has had an 

opportunity to comment on them and 

then submit the proposed SIP revisions 

to EPA. Once these control measures 

and strategies are approved by EPA, and 

after notice and comment, they are 

incorporated into the federallyapproved SIP and are identified in part 

52—‘‘Approval and Promulgation of 

Implementation Plans,’’ Title 40 of the 

Code of Federal Regulations (40 CFR 

part 52). The full text of the State 

regulation approved by EPA is not 

reproduced in its entirety in 40 CFR part 

52 but is ‘‘incorporated by reference.’’ 

This means that EPA has approved a 

given State regulation or specified 

changes to a given regulation with a 

specific effective date. The public is 

referred to the location of the full text 

version should they want to know 

which measures are contained in the 

SIP. The information provided allows 

EPA and the public to monitor the 

extent to which a State implements a 

SIP to attain and maintain the NAAQS 

and to take enforcement action for 

violations of the SIP. 

The SIP is a living document which 

the State can revise as necessary to 

address the unique air pollution 

problems in the State. Therefore, EPA 

from time to time must take action on 

proposed revisions containing new or 

revised regulations. A submission from 

a State can revise one or more rules in 

their entirety or portions of rules. The 

State indicates the changes in the 

submission (such as by using redline/ 

strikethrough text), and EPA then takes 


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