<!DOCTYPE html >
<html dir="ltr" lang="en-US">
    <head><meta http-equiv="X-UA-Compatible" content="IE=edge" /><meta name="viewport" content="width=device-width, maximum-scale=1.0" /><meta name="GENERATOR" content="Microsoft SharePoint" /><meta http-equiv="Content-type" content="text/html; charset=utf-8" /><meta http-equiv="Expires" content="0" />
        
        
        
        
<!--Begin Google Data Collection GA4 Script-->
<!-- Google tag (gtag.js) -->
        <script async="async" src="https://www.googletagmanager.com/gtag/js?id=G-S30MDP2GK8">//<![CDATA[//]]></script>
        <script>//<![CDATA[
              window.dataLayer = window.dataLayer || [];
              function gtag(){dataLayer.push(arguments);}
              gtag('js', new Date());
              gtag('config', 'G-S30MDP2GK8');
        //]]></script>
<!--End Google GA4 Script-->

        <script type="text/javascript" src="/SiteAssets/FHFA/js/jquery-2_0_0_min.js">//<![CDATA[















        
    
        
        
        
        
        
        //]]></script>
        
        <script type="text/javascript" src="/SiteAssets/FHFA/js/accordion.js">//<![CDATA[















        
    
        
        
        
        
        
        //]]></script>
        <script type="text/javascript" src="/SiteAssets/FHFA/js/jquery.expander.js">//<![CDATA[















        
    
        
        
        
        
        
        //]]></script>
        <script type="text/javascript" src="/SiteAssets/FHFA/js/customExpander.js">//<![CDATA[















        
    
        
        
        
        
        
        //]]></script>
        <script type="text/javascript">//<![CDATA[

        /**
	        function getCookie(name) {
			var re = new RegExp(name + "=([^;]+)");
			var value = re.exec(document.cookie);
			return (value != null) ? unescape(value[1]) : null;
		}

		$('#unselLongList').removeAttr('style');

		function detectmob() {
			if( navigator.userAgent.match(/Android/i)
			    || navigator.userAgent.match(/webOS/i)
			    || navigator.userAgent.match(/iPhone/i)
			    || navigator.userAgent.match(/iPod/i)
			    || navigator.userAgent.match(/BlackBerry/i)
			    || navigator.userAgent.match(/Windows Phone/i) ) {
				return true;
			} else {
				return false;
			}
		}

		if(detectmob()) {
			if(getCookie('mobile') != '0') document.location.href = '/mobile/';
		}

        **/













        
    
        
        
        
        
        
        //]]></script>
        <link rel="shortcut icon" href="/SiteAssets/FHFA/images/favicon.ico" type="image/vnd.microsoft.icon" id="favicon" /><title>
	
            
            
            Research
            







            | Federal Housing Finance Agency
                                                                
</title>
        <link rel="stylesheet" type="text/css" href="/_layouts/15/1033/styles/Themable/corev15.css?rev=%2Fbkgn%2FC5Z0Eqna9H15GE%2Bg%3D%3DTAG0"/>
<link rel="stylesheet" type="text/css" href="/SiteAssets/FHFA/css/style.css"/>
<link rel="stylesheet" type="text/css" href="/SiteAssets/FHFA/css/960col.css"/>
<!--[if IE]>
<link rel="stylesheet" type="text/css" href="/SiteAssets/FHFA/css/ie.css"/>
<![endif]-->
<link id="FHFAMiscCSS" rel="stylesheet" type="text/css" href="/_layouts/15/styles/FHFAMisc/FHFAMisc.css?rev=uC%2FjLk85pDEV%2B5zw93ntVw%3D%3DTAG0"/>
<link rel="stylesheet" type="text/css" href="/_layouts/15/1033/styles/Themable/searchv15.css?rev=Lyort9GAreb47O499k8%2Fnw%3D%3DTAG0"/>

        <script type="text/javascript" src="/_layouts/15/1033/initstrings.js?rev=2WxjgxyM2qXGgY9r2nHW8A%3D%3DTAG0"></script>
<script type="text/javascript" src="/_layouts/15/init.js?rev=vy3c8TaOS4BiUFYLMvgcsw%3D%3DTAG0"></script>
<script type="text/javascript" src="/ScriptResource.axd?d=i9lhKzYPFb61UGpmuDhIOIkJ47jVt8Ai0dA8E2B1yXjwnM4_af0RuqsZxU_UayTQgYkeTJqwlnA0CptZtXwQOoGyhbvzkJ_QP7f7eN_fBJWEdeZsk3IsFlDjK3PJ081JqHNs6LNN7ICmDExYnAgI28umGWo2Zg3pn9iyXsD3d-LfviDR9IrWKoCMJspxoZQa0&t=511fa37d"></script>
<script type="text/javascript" src="/_layouts/15/blank.js?rev=e1NFxcG5iP5Nok9ISSLtZg%3D%3DTAG0"></script>
<script type="text/javascript" src="/ScriptResource.axd?d=6GoSiaIBjBElQ40CBJWVDPFFxZrTodvcZ6Vzi3tZsqiilyNO51iTluRYHoDBc6Ibqs6NZY7dV4c1osaNcVx3kR8xvPlmY5BwYtH1J1cfTb5ZKSaDCOFgXYfwKHasRbWA9ND5niqPRQjYgggpWDZyiJFiU-787tN40h-G7kZLfNaMI908Q93iR3Ffdl_rhD930&t=511fa37d"></script>
<script type="text/javascript" src="/_layouts/15/1033/sp.res.js?rev=wAoMiKx7gNtLcYzRgm0ujg%3D%3DTAG0"></script>
<script type="text/javascript" src="/_layouts/15/sp.runtime.js?rev=txf3sFpJPKmi7C9pZEiJ0A%3D%3DTAG0"></script>
<script type="text/javascript" src="/_layouts/15/sp.init.js?rev=bJtrJ0NOfj%2F96OIsorJocg%3D%3DTAG0"></script>
<script type="text/javascript" src="/_layouts/15/sp.search.js?rev=HAx1PXh3dmISREk3Xv5ClQ%3D%3DTAG0"></script>
<script type="text/javascript" src="/_layouts/15/clientrenderer.js?rev=A%2BWOCW5QJpbDnroPsLWVgg%3D%3DTAG0"></script>
<script type="text/javascript" src="/_layouts/15/1033/srch.resources.js?rev=YFZFsHKXct9hchZcv%2BUURA%3D%3DTAG0"></script>
<script type="text/javascript" src="/_layouts/15/search.clientcontrols.js?rev=llkkoa8WzW2Akde91RvLUw%3D%3DTAG0"></script>
<script type="text/javascript">RegisterSod("require.js", "\u002f_layouts\u002f15\u002frequire.js?rev=4UhLIF\u00252FezOvmGnh\u00252Fs0LLpA\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("strings.js", "\u002f_layouts\u002f15\u002f1033\u002fstrings.js?rev=k\u00252FSaOdWtcHDDvsb\u00252FUFykOA\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("sp.js", "\u002f_layouts\u002f15\u002fsp.js?rev=qH\u00252B83ujHTxNeQqAjuJty\u00252BA\u00253D\u00253DTAG0");RegisterSodDep("sp.js", "sp.ui.dialog.js");</script>
<script type="text/javascript">RegisterSod("sp.ui.dialog.js", "\u002f_layouts\u002f15\u002fsp.ui.dialog.js?rev=EkefWCpLll4YEDMzznCJ6Q\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("core.js", "\u002f_layouts\u002f15\u002fcore.js?rev=ZqhqaOnzL1yApndZQIwHPA\u00253D\u00253DTAG0");RegisterSodDep("core.js", "strings.js");</script>
<script type="text/javascript">RegisterSod("menu.js", "\u002f_layouts\u002f15\u002fmenu.js?rev=tZ\u00252BgMapQSTUe2L4FHCrTWA\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("mQuery.js", "\u002f_layouts\u002f15\u002fmquery.js?rev=O7qV3\u00252Bnqs0pmUQHMX1nX3w\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("callout.js", "\u002f_layouts\u002f15\u002fcallout.js?rev=Z1\u00252BH1goEWptp14WiGhGKmw\u00253D\u00253DTAG0");RegisterSodDep("callout.js", "strings.js");RegisterSodDep("callout.js", "mQuery.js");RegisterSodDep("callout.js", "core.js");</script>
<script type="text/javascript">RegisterSod("sp.core.js", "\u002f_layouts\u002f15\u002fsp.core.js?rev=TP5vUY\u00252BKcAq4kbGAT7qFDQ\u00253D\u00253DTAG0");RegisterSodDep("sp.core.js", "strings.js");RegisterSodDep("sp.core.js", "core.js");</script>
<script type="text/javascript">RegisterSod("clienttemplates.js", "\u002f_layouts\u002f15\u002fclienttemplates.js?rev=4KV2i72ZgPaKDVSusdgLgQ\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("sharing.js", "\u002f_layouts\u002f15\u002fsharing.js?rev=irhh7yCLaR6a\u00252F9\u00252BfpRcXzg\u00253D\u00253DTAG0");RegisterSodDep("sharing.js", "strings.js");RegisterSodDep("sharing.js", "mQuery.js");RegisterSodDep("sharing.js", "clienttemplates.js");RegisterSodDep("sharing.js", "core.js");</script>
<script type="text/javascript">RegisterSod("suitelinks.js", "\u002f_layouts\u002f15\u002fsuitelinks.js?rev=qdqWJ5xKGETmNu9cpaZ93w\u00253D\u00253DTAG0");RegisterSodDep("suitelinks.js", "strings.js");RegisterSodDep("suitelinks.js", "core.js");</script>
<script type="text/javascript">RegisterSod("searchui.js", "\u002f_layouts\u002f15\u002fsearchui.js?rev=lgVG2heQeL9ZMcVLgZlNuw\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("sp.datetimeutil.js", "\u002f_layouts\u002f15\u002fsp.datetimeutil.js?rev=dPW\u00252Bc\u00252FtN0x9bI6rXPnC1DQ\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("userprofile", "\u002f_layouts\u002f15\u002fsp.userprofiles.js?rev=cx6U8sP\u00252ByP0OFLjk6ekyIg\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("profilebrowserscriptres.resx", "\u002f_layouts\u002f15\u002f1033\u002fprofilebrowserscriptres.js?rev=qwf69WaVc1mYlJLXqmZmVA\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("sp.ui.mysitecommon.js", "\u002f_layouts\u002f15\u002fsp.ui.mysitecommon.js?rev=uc0wiztunRoYkE6U\u00252BqvnsA\u00253D\u00253DTAG0");RegisterSodDep("sp.ui.mysitecommon.js", "userprofile");RegisterSodDep("sp.ui.mysitecommon.js", "profilebrowserscriptres.resx");</script>
<script type="text/javascript">RegisterSod("ajaxtoolkit.js", "\u002f_layouts\u002f15\u002fajaxtoolkit.js?rev=D\u00252BopWJT1QLPe7G8RdEG71A\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("clientforms.js", "\u002f_layouts\u002f15\u002fclientforms.js?rev=d9Sb\u00252Ba1\u00252FwC9jo\u00252B\u00252ByNNRcGw\u00253D\u00253DTAG0");RegisterSodDep("clientforms.js", "strings.js");RegisterSodDep("clientforms.js", "clienttemplates.js");</script>
<script type="text/javascript">RegisterSod("autofill.js", "\u002f_layouts\u002f15\u002fautofill.js?rev=NK4741emARH3GB0iFMRinQ\u00253D\u00253DTAG0");</script>
<script type="text/javascript">RegisterSod("clientpeoplepicker.js", "\u002f_layouts\u002f15\u002fclientpeoplepicker.js?rev=grc\u00252BxVPFAE3rounKzuw1rQ\u00253D\u00253DTAG0");RegisterSodDep("clientpeoplepicker.js", "strings.js");RegisterSodDep("clientpeoplepicker.js", "autofill.js");</script>
<script type="text/javascript">RegisterSod("followingcommon.js", "\u002f_layouts\u002f15\u002ffollowingcommon.js?rev=JCY4NYszgDbokhPS5FsbsQ\u00253D\u00253DTAG0");RegisterSodDep("followingcommon.js", "strings.js");RegisterSodDep("followingcommon.js", "sp.js");RegisterSodDep("followingcommon.js", "userprofile");RegisterSodDep("followingcommon.js", "core.js");RegisterSodDep("followingcommon.js", "mQuery.js");</script>
<script type="text/javascript">RegisterSod("browserScript", "\u002f_layouts\u002f15\u002fnon_ie.js?rev=bcseWDLiXNXl5urDvbu8gg\u00253D\u00253DTAG0");RegisterSodDep("browserScript", "strings.js");</script>
<script type="text/javascript">RegisterSod("inplview", "\u002f_layouts\u002f15\u002finplview.js?rev=YpAIx8sLPwDDjR2HM5qg4w\u00253D\u00253DTAG0");RegisterSodDep("inplview", "strings.js");RegisterSodDep("inplview", "core.js");RegisterSodDep("inplview", "clienttemplates.js");RegisterSodDep("inplview", "sp.js");</script>
<link type="text/xml" rel="alternate" href="/PolicyProgramsResearch/Research/_vti_bin/spsdisco.aspx" />
            
            
            
            
            
            
        
            <link rel="canonical" href="https://www.fhfa.gov:443/PolicyProgramsResearch/Research" />
            
            
        <span id="DeltaSPWebPartManager">
            
        </span>
        <!--[if IE 9]>
        <link rel="stylesheet" href="/SiteAssets/FHFA/css/ie9.css" type="text/css" media="screen" ms-design-css-conversion="no" />
    <![endif]-->
        <link rel="stylesheet" href="/SiteAssets/FHFA/css/print.css" type="text/css" media="print" />
        <script type="text/javascript" src="/SiteAssets/FHFA/js/jquery.hammer.min.js">//<![CDATA[

























        
    
        
        
        
        
        
        //]]></script>
        <script type="text/javascript">//<![CDATA[
var switchTo5x = true;
























        
    
        
        
        
        
        
        //]]></script>
         <script async="async" type="text/javascript" id="_fed_an_ua_tag" src="https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=FHFA&pua=UA-44118006-1">//<![CDATA[



        
    
        
        
        
        
        
        //]]></script>
        <style media="print" type="text/css">//<![CDATA[
        
        .custom-CopyrightPrint {
            display: block !important;
            text-align: center;
            margin: 10px 0 0 0;
            font-family: "Segoe UI Semilight","Segoe UI","Segoe",Tahoma,Helvetica,Arial,sans-serif;
            font-size: 12px;
        }

        .custom-CopyrightPrint[style] {
            display: block !important
        }














        //]] >
    
        
        
        
        
        
        //]]></style>
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        <script type="text/javascript">//<![CDATA[

    function ProcessImn()
    { }
    function ProcessImnMarkers()
    { }










        
    
        
        
        
        
        
        //]]></script>
        
        
        
        
        
        
        
        
        
        
        
        
        
        
        
    <style type="text/css">
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 { text-decoration:none; }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 { border-style:none; }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 {  }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_3 { border-style:none; }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_4 {  }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5 { border-style:none; }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6 {  }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_7 { border-style:none; }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_8 {  }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_9 { border-style:none; }
	.ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_10 {  }

</style></head>
    <body onhashchange="if (typeof(_spBodyOnHashChange) != 'undefined') _spBodyOnHashChange();"><div id="imgPrefetch" style="display:none">
<img src="/SiteAssets/FHFA/images/favicon.ico?rev=40" />
<img src="/_layouts/15/images/spcommon.png?rev=40" />
<img src="/PublishingImages/logo.png?rev=40" />
</div>
<form method="post" action="./Research" onsubmit="javascript:return WebForm_OnSubmit();" id="aspnetForm">
<div class="aspNetHidden">
<input type="hidden" name="_wpcmWpid" id="_wpcmWpid" value="" />
<input type="hidden" name="wpcmVal" id="wpcmVal" value="" />
<input type="hidden" name="MSOWebPartPage_PostbackSource" id="MSOWebPartPage_PostbackSource" value="" />
<input type="hidden" name="MSOTlPn_SelectedWpId" id="MSOTlPn_SelectedWpId" value="" />
<input type="hidden" name="MSOTlPn_View" id="MSOTlPn_View" value="0" />
<input type="hidden" name="MSOTlPn_ShowSettings" id="MSOTlPn_ShowSettings" value="False" />
<input type="hidden" name="MSOGallery_SelectedLibrary" id="MSOGallery_SelectedLibrary" value="" />
<input type="hidden" name="MSOGallery_FilterString" id="MSOGallery_FilterString" value="" />
<input type="hidden" name="MSOTlPn_Button" id="MSOTlPn_Button" value="none" />
<input type="hidden" name="__EVENTTARGET" id="__EVENTTARGET" value="" />
<input type="hidden" name="__EVENTARGUMENT" id="__EVENTARGUMENT" value="" />
<input type="hidden" name="__REQUESTDIGEST" id="__REQUESTDIGEST" value="noDigest" />
<input type="hidden" name="MSOSPWebPartManager_DisplayModeName" id="MSOSPWebPartManager_DisplayModeName" value="Browse" />
<input type="hidden" name="MSOSPWebPartManager_ExitingDesignMode" id="MSOSPWebPartManager_ExitingDesignMode" value="false" />
<input type="hidden" name="MSOWebPartPage_Shared" id="MSOWebPartPage_Shared" value="" />
<input type="hidden" name="MSOLayout_LayoutChanges" id="MSOLayout_LayoutChanges" value="" />
<input type="hidden" name="MSOLayout_InDesignMode" id="MSOLayout_InDesignMode" value="" />
<input type="hidden" name="_wpSelected" id="_wpSelected" value="" />
<input type="hidden" name="_wzSelected" id="_wzSelected" value="" />
<input type="hidden" name="MSOSPWebPartManager_OldDisplayModeName" id="MSOSPWebPartManager_OldDisplayModeName" value="Browse" />
<input type="hidden" name="MSOSPWebPartManager_StartWebPartEditingName" id="MSOSPWebPartManager_StartWebPartEditingName" value="false" />
<input type="hidden" name="MSOSPWebPartManager_EndWebPartEditing" id="MSOSPWebPartManager_EndWebPartEditing" value="false" />
<input type="hidden" name="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ExpandState" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ExpandState" value="nnnn" />
<input type="hidden" name="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_SelectedNode" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_SelectedNode" value="" />
<input type="hidden" name="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_PopulateLog" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_PopulateLog" value="" />
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="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" />
</div>

<script type="text/javascript">
//<![CDATA[
var theForm = document.forms['aspnetForm'];
if (!theForm) {
    theForm = document.aspnetForm;
}
function __doPostBack(eventTarget, eventArgument) {
    if (!theForm.onsubmit || (theForm.onsubmit() != false)) {
        theForm.__EVENTTARGET.value = eventTarget;
        theForm.__EVENTARGUMENT.value = eventArgument;
        theForm.submit();
    }
}
//]]>
</script>


<script src="/WebResource.axd?d=Ia9XmZVZrfrJCuA0TEYqRYWhTtjr8NLGPCAdGxMiFVwwkSkqrDghli6x8TMMmiVYdwnrVMuSxwwejI3Q1oA11Y8QAdMteHyzKUzjCWj2qqo1&t=638393069798026697" type="text/javascript"></script>


<script type="text/javascript">
//<![CDATA[
var MSOWebPartPageFormName = 'aspnetForm';
var g_presenceEnabled = true;
var g_wsaEnabled = false;

var g_correlationId = '906a1fa1-143f-a055-81d4-60b5a206aefe';
var g_wsaQoSEnabled = false;
var g_wsaQoSDataPoints = [];
var g_wsaRUMEnabled = false;
var g_wsaLCID = 1033;
var g_wsaListTemplateId = 850;
var g_wsaSiteTemplateId = 'CMSPUBLISHING#0';
var _fV4UI=true;var _spPageContextInfo = {webServerRelativeUrl: "\u002fPolicyProgramsResearch\u002fResearch", webAbsoluteUrl: "https:\u002f\u002fwww.fhfa.gov\u002fPolicyProgramsResearch\u002fResearch", siteAbsoluteUrl: "https:\u002f\u002fwww.fhfa.gov", serverRequestPath: "\u002fPolicyProgramsResearch\u002fResearch\u002fPages\u002fdefault.aspx", layoutsUrl: "_layouts\u002f15", webTitle: "Research", webTemplate: "39", tenantAppVersion: "0", isAppWeb: false, Has2019Era: true, webLogoUrl: "\u002fPublishingImages\u002flogo.png", webLanguage: 1033, currentLanguage: 1033, currentUICultureName: "en-US", currentCultureName: "en-US", clientServerTimeDelta: new Date("2024-04-16T01:18:46.8002847Z") - new Date(), updateFormDigestPageLoaded: new Date("2024-04-16T01:18:46.8002847Z"), siteClientTag: "7574$$16.0.5439.1000", crossDomainPhotosEnabled:false, webUIVersion:15, webPermMasks:{High:0,Low:196705},pageListId:"{ab365bc8-25b7-4ca6-ac39-9001776836f7}",pageItemId:1, pagePersonalizationScope:1, alertsEnabled:true, customMarkupInCalculatedFieldDisabled: true, siteServerRelativeUrl: "\u002f", allowSilverlightPrompt:'True', isSiteAdmin: false};document.onreadystatechange=fnRemoveAllStatus; function fnRemoveAllStatus(){removeAllStatus(true)};Flighting.ExpFeatures = [480215056,1880287568,1561350208,302071836,3212816,69472768,4194310,-2113396707,268502022,-872284160,1049232,-2147421952,65536,65536,2097472,917504,-2147474174,1372324107,67108882,0,0,-2147483648,2097152,0,0,32768,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,32768]; (function()
{
    if(typeof(window.SP) == "undefined") window.SP = {};
    if(typeof(window.SP.YammerSwitch) == "undefined") window.SP.YammerSwitch = {};

    var ysObj = window.SP.YammerSwitch;
    ysObj.IsEnabled = false;
    ysObj.TargetYammerHostName = "www.yammer.com";
} )(); var _spWebPartComponents = new Object();//]]>
</script>

<script src="/ScriptResource.axd?d=xYph96NFyeztIoz1yRGvRNNQuX9TiLGlh_KDc3KbvsdMF5C8uzYWgDxkCty3fPeeXjtSeTx3UYk7MF78q2h2VsqO3dJHU2YRJiuwyTpzYnHlVRCK02qsjD3JGrIq6h3xVJAdj2xEV-OpJehyUIUFrgKxSfyg-c_b0kCmzO0W0y01&t=3e1b2a62" type="text/javascript"></script>
<script type="text/javascript">
//<![CDATA[

    function TreeView_PopulateNodeDoCallBack(context,param) {
        WebForm_DoCallback(context.data.treeViewID,param,TreeView_ProcessNodeData,context,TreeView_ProcessNodeData,false);
    }
var ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data = null;//]]>
</script>

<script src="/_layouts/15/blank.js?rev=e1NFxcG5iP5Nok9ISSLtZg%3D%3DTAG0" type="text/javascript"></script>
<script type="text/javascript">
//<![CDATA[
(function(){

        if (typeof(_spBodyOnLoadFunctions) === 'undefined' || _spBodyOnLoadFunctions === null) {
            return;
        }
        _spBodyOnLoadFunctions.push(function() {
            SP.SOD.executeFunc('core.js', 'FollowingDocument', function() { FollowingDocument(); });
        });
    })();(function(){

        if (typeof(_spBodyOnLoadFunctions) === 'undefined' || _spBodyOnLoadFunctions === null) {
            return;
        }
        _spBodyOnLoadFunctions.push(function() {
            SP.SOD.executeFunc('core.js', 'FollowingCallout', function() { FollowingCallout(); });
        });
    })();var _spRegionalSettings={adjustHijriDays:0,calendarType:1,firstDayOfWeek:0,firstWeekOfYear:0,localeId:1033,currentDateInLocalCalendar: new Date(2024, 3, 15),showWeeks:0,timeZone:'-04:00:00.0008873',timeZoneInHours:-4,workDayEnd:1020,workDayStart:480,workDays:'0111110',time24:0};Sys.CultureInfo.CurrentCulture = (function(a){return new Sys.CultureInfo(a.name,a.numberFormat,a.dateTimeFormat)})({"dateTimeFormat":{"AMDesignator":"AM","AbbreviatedDayNames":["S","M","T","W","T","F","S"],"AbbreviatedLeapMonthNames":null,"AbbreviatedMonthGenitiveNames":["Jan","Feb","Mar","Apr","May","Jun","Jul","Aug","Sep","Oct","Nov","Dec",""],"AbbreviatedMonthNames":["Jan","Feb","Mar","Apr","May","Jun","Jul","Aug","Sep","Oct","Nov","Dec",""],"Calendar":{"AlgorithmType":1,"CalendarType":1,"Eras":[1],"IsReadOnly":false,"MaxSupportedDateTime":"\/Date(253402300799999)\/","MinSupportedDateTime":"\/Date(-62135596800000)\/","TwoDigitYearMax":2029},"CalendarWeekRule":0,"DateSeparator":"\/","DayNames":["Sunday","Monday","Tuesday","Wednesday","Thursday","Friday","Saturday"],"FirstDayOfWeek":0,"FullDateTimePattern":"dddd, MMMM d, yyyy h:mm:ss tt","IsReadOnly":true,"LeapMonthNames":null,"LongDatePattern":"dddd, MMMM d, yyyy","LongTimePattern":"h:mm:ss tt","MonthDayPattern":"MMMM d","MonthGenitiveNames":["January","February","March","April","May","June","July","August","September","October","November","December",""],"MonthNames":["January","February","March","April","May","June","July","August","September","October","November","December",""],"NativeCalendarName":"Gregorian Calendar","PMDesignator":"PM","RFC1123Pattern":"ddd, dd MMM yyyy HH':'mm':'ss 'GMT'","ShortDatePattern":"M\/d\/yyyy","ShortTimePattern":"h:mm tt","ShortestDayNames":["S","M","T","W","T","F","S"],"SortableDateTimePattern":"yyyy'-'MM'-'dd'T'HH':'mm':'ss","TimeSeparator":":","UniversalSortableDateTimePattern":"yyyy'-'MM'-'dd HH':'mm':'ss'Z'","YearMonthPattern":"MMMM yyyy","eras":[1,"A.D.","AD",0]},"name":"en-US","numberFormat":{"CurrencyDecimalDigits":2,"CurrencyDecimalSeparator":".","CurrencyGroupSeparator":",","CurrencyGroupSizes":[3],"CurrencyNegativePattern":0,"CurrencyPositivePattern":0,"CurrencySymbol":"$","DigitSubstitution":1,"IsReadOnly":true,"NaNSymbol":"NaN","NativeDigits":["0","1","2","3","4","5","6","7","8","9"],"NegativeInfinitySymbol":"-∞","NegativeSign":"-","NumberDecimalDigits":2,"NumberDecimalSeparator":".","NumberGroupSeparator":",","NumberGroupSizes":[3],"NumberNegativePattern":1,"PerMilleSymbol":"‰","PercentDecimalDigits":2,"PercentDecimalSeparator":".","PercentGroupSeparator":",","PercentGroupSizes":[3],"PercentNegativePattern":0,"PercentPositivePattern":0,"PercentSymbol":"%","PositiveInfinitySymbol":"∞","PositiveSign":"+"}});if (typeof(DeferWebFormInitCallback) == 'function') DeferWebFormInitCallback();function WebForm_OnSubmit() {
UpdateFormDigest('\u002fPolicyProgramsResearch\u002fResearch', 720000);if (typeof(_spFormOnSubmitWrapper) != 'undefined') {return _spFormOnSubmitWrapper();} else {return true;};
return true;
}
//]]>
</script>

<div class="aspNetHidden">

	<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="BAB98CB3" />
</div><script type="text/javascript">
//<![CDATA[
Sys.WebForms.PageRequestManager._initialize('ctl00$ScriptManager', 'aspnetForm', [], [], [], 90, 'ctl00');
//]]>
</script>

        <div class="custom-printLogo2">
            <img src="/SiteAssets/FHFA/images/logoEmbargo.png" alt="Federal Housing Finance Agency Print" />
        </div>
        
        
        
        <div>
	
            <div id="TurnOnAccessibility" style="display:none" class="s4-notdlg noindex">
                <a id="linkTurnOnAcc" href="#" class="ms-accessible ms-acc-button" onclick="SetIsAccessibilityFeatureEnabled(true);UpdateAccessibilityUI();document.getElementById('linkTurnOffAcc').focus();return false;">
                    Turn on more accessible mode
                </a>
            </div>
            <div id="TurnOffAccessibility" style="display:none" class="s4-notdlg noindex">
                <a id="linkTurnOffAcc" href="#" class="ms-accessible ms-acc-button" onclick="SetIsAccessibilityFeatureEnabled(false);UpdateAccessibilityUI();document.getElementById('linkTurnOnAcc').focus();return false;">
                    Turn off more accessible mode
                </a>
            </div>
        
</div>
        <div id="ms-designer-ribbon">
            <div>
	
	<div id="s4-ribbonrow" style="visibility:hidden;display:none"></div>

</div>


            
        </div>
        
        <div id="s4-workspace">
            <div id="s4-bodyContainer">
                <div class="custom-header custom-container">
                    <!--[if lt IE 8]>
                    <div class="custom-noticeIE8">
                        Your browser has been detected as Internet Explorer 7 or below. To have the optimal<br/>
                        experience of this site you may want to update your browser to Internet Explorer 9 or above.
                    </div>
                <![endif]-->
                    <div id="custom-topBar" class="clearfix">
                        <div class="custom-topNav">
                            <h1>
                            Get Started Here:




















                        
                            
                            
                            
                            
                            
                            </h1>
                            <ul>
                                <li>
                                    <a href="/Homeownersbuyer">
                                    Homeowners & Homebuyers




















                                
                                    
                                    
                                    
                                    
                                    
                                    </a>
                                </li>
                                <li>
                                    <a href="/Media">
                                    Media




















                                
                                    
                                    
                                    
                                    
                                    
                                    </a>
                                </li>
                                <li>
                                    <a href="/Industry">
                                    Industry




















                                
                                    
                                    
                                    
                                    
                                    
                                    </a>
                                </li>
                                <li>
                                    <a href="/Government">
                                    Government




















                                
                                    
                                    
                                    
                                    
                                    
                                    </a>
                                </li>
                            </ul>
                        </div>
                        <div class="custom-topNav custom-subscribeTop">
                            <div class="custom-formSubscribe">
                                <label for="inputEmail" id="lblsubEmail" style="display: none;">
                                jdoe@email.com


                            
                                
                                
                                
                                
                                
                                </label>
                                <input type="text" class="custom-inputEmail" id="inputEmail" name="emailAddress" value="jdoe@email.com" />
                                <input type="submit" class="custom-btnSubmit" id="subEmailSubscription" value="Subscribe" />
                            </div>
                        </div>
                        <div id="custom-formSearch">
                            
                            
                            <div class="ms-webpart-chrome ms-webpart-chrome-fullWidth ">
	<div WebPartID="00000000-0000-0000-0000-000000000000" HasPers="true" id="WebPartWPQ1" width="100%" class="ms-WPBody noindex " OnlyForMePart="true" allowMinimize="false" allowRemove="false" allowDelete="false" style="" ><div componentid="ctl00_ctl51_csr" id="ctl00_ctl51_csr"><div id="SearchBox" name="Control"><div class="ms-srch-sb ms-srch-sb-border" id="ctl00_ctl51_csr_sboxdiv"><input type="text" value="Search" maxlength="2048" accessKey="S" title="Search" id="ctl00_ctl51_csr_sbox" autocomplete="off" autocorrect="off" onkeypress="EnsureScriptFunc('Search.ClientControls.js', 'Srch.U', function() {if (Srch.U.isEnterKey(String.fromCharCode(event.keyCode))) {$find('ctl00_ctl51_csr').search($get('ctl00_ctl51_csr_sbox').value);return Srch.U.cancelEvent(event);}})" onkeydown="EnsureScriptFunc('Search.ClientControls.js', 'Srch.U', function() {var ctl = $find('ctl00_ctl51_csr');ctl.activateDefaultQuerySuggestionBehavior();})" onfocus="EnsureScriptFunc('Search.ClientControls.js', 'Srch.U', function() {var ctl = $find('ctl00_ctl51_csr');ctl.hidePrompt();ctl.setBorder(true);})" onblur="EnsureScriptFunc('Search.ClientControls.js', 'Srch.U', function() {var ctl = $find('ctl00_ctl51_csr'); if (ctl){ ctl.showPrompt(); ctl.setBorder(false);}})" class="ms-textSmall ms-srch-sb-prompt ms-helperText"/><a title="Search" role="button" class="ms-srch-sb-searchLink" id="ctl00_ctl51_csr_SearchLink" onclick="EnsureScriptFunc('Search.ClientControls.js', 'Srch.U', function() {$find('ctl00_ctl51_csr').search($get('ctl00_ctl51_csr_sbox').value);})" href="javascript: {}" ><img src="/_layouts/15/images/searchresultui.png?rev=40" class="ms-srch-sb-searchImg" id="searchImg" alt="Search" /></a></div></div></div><noscript><div id="ctl00_ctl51_noscript">It looks like your browser does not have JavaScript enabled. Please turn on JavaScript and try again.</div></noscript><div id="ctl00_ctl51">
		
                                
                            
	</div><div class="ms-clear"></div></div>
</div>
                            
                        </div>
                    </div>
                    <div class="custom-borderTop">
                        <div id="custom-header" class="custom-container">
                            <div class="clearfix">
                                <div data-name="SiteLogo" class="custom-logo">
                                    
                                    
                                    <div>
	
                                        
                                        <a id="ctl00_x70df46af05ab421b9b28bc96f8d9ef8a" class="ms-siteicon-a" href="/">
                                            
                                            <img id="ctl00_xb2484f0919fa4434a3c75eda899ce530" class="ms-siteicon-img" name="onetidHeadbnnr0" src="/PublishingImages/logo.png" alt="FHFA Logo" />
                                            
                                        </a>
                                        
                                    
</div>
                                    
                                </div>
                                
                                
                                <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee" __MarkupType="vsattributemarkup" __WebPartId="{84964b9b-fd4d-451b-87f2-173ed18b0eee}" WebPart="true" IsClosed="false">
	

<div class="custom-MainMenu noindex">
    <ul id="custom-MainMenu-TopNav">
        
                <li class="custom-MainMenu-TopNav-li">
                    <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_pnlItem" class="noindex" dir="ltr">
		
                        <span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_lblParentLinkUrl" class="custom-Mainmenu-TopNav-Text noindex"><a href='/AboutUs'>About Us</a></span>
                        <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_pnlSubItems" class="custom-MainMenu-Container noindex" dir="ltr">
			
                            <div class="custom-MainMenu-SubNav-FirstCol noindex">
                                <ul class="custom-MainMenu-SubNav">
                                    
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl00_lblSubNavLinks" class="noindex"><a href='/AboutUs/Pages/Leadership-Organization.aspx'>Leadership & Organization </a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl01_lblSubNavLinks" class="noindex"><a href='/AboutUs/reportsplans'>Reports & Plans</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl02_lblSubNavLinks" class="noindex"><a href='/AboutUs/Careers'>Careers</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl03_lblSubNavLinks" class="noindex"><a href='/AboutUs/Business'>Do Business with Us</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl04_lblSubNavLinks" class="noindex"><a href='/AboutUs/DiversityInclusion '>Diversity, Equity, and Inclusion</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl05_lblSubNavLinks" class="noindex"><a href='/AboutUs/Pages/Equal-Employment-Opportunity.aspx'>Equal Employment Opportunity / No FEAR Act</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl06_lblSubNavLinks" class="noindex"><a href='/AboutUs/FOIAPrivacy '>FOIA & Privacy</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl07_lblSubNavLinks" class="noindex"><a href='/AboutUs/InformationQuality'>Information Quality</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl08_lblSubNavLinks" class="noindex"><a href='/AboutUs/Pages/Budget--Performance.aspx'>Budget, Finances, and Performance</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl09_lblSubNavLinks" class="noindex"><a href='/AboutUs/Pages/About-The-Ombudsman.aspx'>Ombudsman</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl10_lblSubNavLinks" class="noindex"><a href='/AboutUs/Pages/Workforce-Ombuds.aspx'>Workforce Ombuds</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl11_lblSubNavLinks" class="noindex"><a href='/AboutUs/Policies'>FHFA Policies </a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_rptSubNav_ctl12_lblSubNavLinks" class="noindex"><a href='/AboutUs/Contact'>Contact Us</a></span></li>
                                        
                                </ul>
                            </div>
                            <div class="custom-MainMenu-SubNav-SecondCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_fvSecondCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass6DC2371817DB46999F3C8325668A21D7"><h3>Performance and<br> Accountability Report</h3> ​<a href="/AboutUs/reportsplans/Pages/All-Reports.aspx#0154543c-431f-47c7-bbcf-c828383bfa6d=%7b%22k%22%3a%22%22%2c%22r%22%3a%5b%7b%22n%22%3a%22ReportPlanCategoryOWSCHCS%22%2c%22t%22%3a%5b%22%5c%22%C7%82%C7%824648464120506572666f726d616e636520616e64204163636f756e746162696c697479205265706f7274%5c%22%22%5d%2c%22o%22%3a%22and%22%2c%22k%22%3afalse%2c%22m%22%3anull%7d%5d%7d"><img alt="FHFA PAR cover thumbnail image" src="/PublishingImages/Lists/MegaMenu/MenuOrderGrouping/PAR-megamenu.png" style="margin:5px;width:81px;height:104px;box-shadow:5px 5px 3px #888888;" /></a>
   <p>
      <br> </p><p>This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.</p></div>
                                    </td>
				</tr>
			</table>
                            </div>
                            <div class="custom-MainMenu-SubNav-ThirdCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl00_fvThirdCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClassC9BBFE97FA3041119AF3F15F1EA86B29"><h3>FHFA Values​</h3><table class="ms-rteTable-default" cellspacing="0" style="width:100%;height:125px;"><tbody><tr><td class="ms-rteTable-default" style="width:76px;">​​​​ 
               <span>​​Fairness​​</span></td><td class="ms-rteTable-default">​<span style="font-size:12px;">We value varied perspectives and thoughts and treat others with impartiality.​​​</span></td></tr><tr><td class="ms-rteTable-default">​<span>Accountability</span></td><td class="ms-rteTable-default"> 
               <span style="font-size:12px;">​We are responsible for carrying out our work with transparency and professional excellence.</span></td></tr><tr><td class="ms-rteTable-default">​<span>Integrity</span></td><td class="ms-rteTable-default">​<span style="font-size:12px;">We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.</span></td></tr><tr><td class="ms-rteTable-default">​<span>Respect</span></td><td class="ms-rteTable-default">​<span style="font-size:12px;">We treat others with dignity, share information and resources, and collaborate.</span></td></tr></tbody></table></div>
                                    </td>
				</tr>
			</table>
                            </div>
                        
		</div>
                    
	</div>  
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                    <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_pnlItem" class="noindex" dir="ltr">
		
                        <span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_lblParentLinkUrl" class="custom-Mainmenu-TopNav-Text noindex"><a href='/SupervisionRegulation'>Supervision<br />& Regulation</a></span>
                        <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_pnlSubItems" class="custom-MainMenu-Container noindex" dir="ltr">
			
                            <div class="custom-MainMenu-SubNav-FirstCol noindex">
                                <ul class="custom-MainMenu-SubNav">
                                    
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl00_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/FannieMaeandFreddieMac'>Fannie Mae & Freddie Mac</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl01_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/FederalHomeLoanBanks'>Federal Home Loan Bank System</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl02_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/ExaminerResources'>Examiner Resources</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl03_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/LegalDocuments'>Legal Documents & Suspensions</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl04_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/RegulationFederalRegister'>Rulemaking & Federal Register</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl05_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/AdvisoryBulletins'>Advisory Bulletins </a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl06_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/DoddFrankActStressTests'>Dodd-Frank Act Stress Tests</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_rptSubNav_ctl07_lblSubNavLinks" class="noindex"><a href='/SupervisionRegulation/LIBORTransition'>LIBOR Transition</a></span></li>
                                        
                                </ul>
                            </div>
                            <div class="custom-MainMenu-SubNav-SecondCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_fvSecondCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClassBFF1E8893E2C4DF3903A51AC186802FC"><h3>Annual Report to Congress</h3><p>Read about the agency’s 2022 examinations <br>of Fannie Mac, Freddie Mac and <br>the Home Loan Bank System.</p>Plans and Reports​​</div>​
                                    </td>
				</tr>
			</table>
                            </div>
                            <div class="custom-MainMenu-SubNav-ThirdCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl14_fvThirdCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass78726545295743E4886C1D08177D8691"><h3>We Want to Hear From You</h3><p>Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.​</p></div><br>
                                    </td>
				</tr>
			</table>
                            </div>
                        
		</div>
                    
	</div>  
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                    <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl23_pnlItem" class="noindex" dir="ltr">
		
                        <span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl23_lblParentLinkUrl" class="custom-Mainmenu-TopNav-Text noindex"><a href='/Conservatorship'>Conservatorship</a></span>
                        <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl23_pnlSubItems" class="custom-MainMenu-Container noindex" dir="ltr">
			
                            <div class="custom-MainMenu-SubNav-FirstCol noindex">
                                <ul class="custom-MainMenu-SubNav">
                                    
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl23_rptSubNav_ctl00_lblSubNavLinks" class="noindex"><a href='/Conservatorship/Pages/History-of-Fannie-Mae--Freddie-Conservatorships.aspx'>History of Fannie Mae & Freddie Mac Conservatorships </a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl23_rptSubNav_ctl01_lblSubNavLinks" class="noindex"><a href='/Conservatorship/Pages/Senior-Preferred-Stock-Purchase-Agreements.aspx'>Senior Preferred Stock Purchase Agreements </a></span></li>
                                        
                                </ul>
                            </div>
                            <div class="custom-MainMenu-SubNav-SecondCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl23_fvSecondCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass996871AE9E08411C97E1DBAB11CB6AE1"><h3>Conservatorship of Fannie Mae 
      <br>and Freddie Mac​​<br></h3><p>As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness. </p></div>
                                    </td>
				</tr>
			</table>
                            </div>
                            <div class="custom-MainMenu-SubNav-ThirdCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl23_fvThirdCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClassE425B90FD976426DA4658640CE28B5B1"><h3>Conservatorship ​<br>Performance Goals​<br></h3><table><tbody><tr><td style="vertical-align:top;text-align:left !important;width:15px !important;"><p style="display:inline !important;">1.  </p></td><td style="vertical-align:top;text-align:left !important;">​​​
               <p style="display:inline !important;">Op​​erate the bu​​sines​s in a safe a​nd sound manner.</p></td></tr><tr><td style="vertical-align:top;text-align:left !important;width:15px !important;"><p style="display:inline !important;">​2.​  </p></td><td style="vertical-align:top;text-align:left !important;">
               <p style="display:inline;">​​​​​​​​​​Prom​ote su​​stainable and equitable access to affordable housing.</p>​<br></td></tr></tbody></table><p style="padding-top:6px !important;">2023 Scorecard​<br></p>​​<br></div>​<br>
                                    </td>
				</tr>
			</table>
                            </div>
                        
		</div>
                    
	</div>  
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                    <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_pnlItem" class="noindex" dir="ltr">
		
                        <span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_lblParentLinkUrl" class="custom-Mainmenu-TopNav-Text noindex"><a href='/DataTools'>Data & Tools</a></span>
                        <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_pnlSubItems" class="custom-MainMenu-Container noindex" dir="ltr">
			
                            <div class="custom-MainMenu-SubNav-FirstCol noindex">
                                <ul class="custom-MainMenu-SubNav">
                                    
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_rptSubNav_ctl00_lblSubNavLinks" class="noindex"><a href='/DataTools/Downloads'>Data</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_rptSubNav_ctl01_lblSubNavLinks" class="noindex"><a href='/DataTools/Pages/Developer.aspx'>Developer</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_rptSubNav_ctl02_lblSubNavLinks" class="noindex"><a href='/DataTools/Tools'>Tools</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_rptSubNav_ctl03_lblSubNavLinks" class="noindex"><a href='/AboutUs/reportsplans'>Reports</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_rptSubNav_ctl04_lblSubNavLinks" class="noindex"><a href='/DataTools/Pages/FHFA-Stats-Blog.aspx'>FHFA Stats Blog</a></span></li>
                                        
                                </ul>
                            </div>
                            <div class="custom-MainMenu-SubNav-SecondCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_fvSecondCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClassD7943AD9D82B4548AF56095278CA8E8A"><h3><a href="/DataTools/Downloads">Downloadable Data ​<br>& Data Reports​​</a></h3><p>FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.​ </p></div>
                                    </td>
				</tr>
			</table>
                            </div>
                            <div class="custom-MainMenu-SubNav-ThirdCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl26_fvThirdCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass82D1F357FD4749D68375912BF2D527AF"><h3>House Price Index Rele​ase Dates​​​<br></h3><table class="MsoTableGrid" border="0" cellspacing="0" cellpadding="0" style="text-align:center;"><tbody></tbody></table> 
   See HPI Release Dates for​ 2023 and 2024<table class="MsoTableGrid" border="0" cellspacing="0" cellpadding="0"><tbody><tr></tr></tbody></table>​<br></div>​<br>​<br>
                                    </td>
				</tr>
			</table>
                            </div>
                        
		</div>
                    
	</div>  
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                    <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_pnlItem" class="noindex" dir="ltr">
		
                        <span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_lblParentLinkUrl" class="custom-Mainmenu-TopNav-Text noindex"><a href='/PolicyProgramsResearch'>Policy, Programs & Research</a></span>
                        <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_pnlSubItems" class="custom-MainMenu-Container noindex" dir="ltr">
			
                            <div class="custom-MainMenu-SubNav-FirstCol noindex">
                                <ul class="custom-MainMenu-SubNav">
                                    
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_rptSubNav_ctl00_lblSubNavLinks" class="noindex"><a href='/PolicyProgramsResearch/Policy'>Policy</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_rptSubNav_ctl01_lblSubNavLinks" class="noindex"><a href='/PolicyProgramsResearch/Programs'>Programs</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_rptSubNav_ctl02_lblSubNavLinks" class="noindex"><a href='/PolicyProgramsResearch/Pages/Meet-the-Experts.aspx'>Meet the Experts</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_rptSubNav_ctl03_lblSubNavLinks" class="noindex"><a href='/PolicyProgramsResearch/Research'>Research</a></span></li>
                                        
                                </ul>
                            </div>
                            <div class="custom-MainMenu-SubNav-SecondCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_fvSecondCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass82ED0ED8BF0D433086AB818F8141FAEE"><p>​S<span style="color:#262626;font-family:"segoe ui semilight", "segoe ui", segoe, tahoma, helvetica, arial, sans-serif;font-size:1.15em;">ource: FHFA​​</span></p><p>FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...​<br></p><p><br></p></div>
                                    </td>
				</tr>
			</table>
                            </div>
                            <div class="custom-MainMenu-SubNav-ThirdCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl32_fvThirdCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass6AC86AAEF22A43EF941B3A7B01534B93"><div><h3> <br></h3></div></div>
                                    </td>
				</tr>
			</table>
                            </div>
                        
		</div>
                    
	</div>  
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                    <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_pnlItem" class="noindex" dir="ltr">
		
                        <span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_lblParentLinkUrl" class="custom-Mainmenu-TopNav-Text noindex"><a href='/MortgageTranslations'>Mortgage Translations</a></span>
                        <div id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_pnlSubItems" class="custom-MainMenu-Container noindex" dir="ltr">
			
                            <div class="custom-MainMenu-SubNav-FirstCol noindex">
                                <ul class="custom-MainMenu-SubNav">
                                    
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl00_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/Home.aspx'>Mortgage Translations Home</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl01_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/search.aspx'>Search or Browse Documents</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl02_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/glossary.aspx'>Glossaries</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl03_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/COVID-Resources.aspx'>COVID-19 Resources</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl04_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/EducationMaterials.aspx'>Borrower Education Materials</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl05_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/Interpretive-Services.aspx'>Interpretive Services</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl06_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/disclosure.aspx'>Language Translation Disclosure</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl07_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/About.aspx'>Learn More</a></span></li>
                                        
                                            <li class="custom-MainMenu-SubNav-li noindex"><span id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_rptSubNav_ctl08_lblSubNavLinks" class="noindex"><a href='/MortgageTranslations/Pages/ContactUs.aspx'>Contact Us</a></span></li>
                                        
                                </ul>
                            </div>
                            <div class="custom-MainMenu-SubNav-SecondCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_fvSecondCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass64789150306D4F59ABDCE2E55E67978A"><div style="margin:0px auto;text-align:center;overflow:hidden;"><div> 
         <a href="/MortgageTranslations/">
            <img alt="FHFA_MortgageTranslations_logo" src="/MortgageTranslations/Logos/FHFA_MortgageTranslations_Logo_SM-390x390.jpg" style="margin:0px;width:303px;height:303px;" /></a> </div><div> 
         Mortgage Translations<br></div></div></div>
                                    </td>
				</tr>
			</table>
                            </div>
                            <div class="custom-MainMenu-SubNav-ThirdCol custom-SubNavContent noindex">
                                <table cellspacing="0" id="ctl00_g_84964b9b_fd4d_451b_87f2_173ed18b0eee_rptNav_ctl37_fvThirdCol" style="border-collapse:collapse;">
				<tr>
					<td colspan="2">
                                        <div class="ExternalClass653001922094425BA0A3EB982BD08660"><p> </p><p> </p><p>
      Glossaries<br></p><p> 
      <br>  </p><p> 
      COVID-19 Resources​<br></p></div>
                                    </td>
				</tr>
			</table>
                            </div>
                        
		</div>
                    
	</div>  
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
                <li class="custom-MainMenu-TopNav-li">
                      
                </li>          
            
    </ul>
</div>


</div>
                                
                            </div>
                        </div>
                    </div>
                </div>
                <!-- end header -->
                <!-- start body -->
                <div class="custom-contentBorderLeft">
                    <div class="custom-contentBorderRight">
                        <div class="custom-contentBorderBottom">
                            <div data-name="ContentPlaceHolderMain">
                                
                                
                                <span id="DeltaPlaceHolderMain">
                                    
            <div id="custom-contentArea" class="custom-layout2col custom-layoutNoHeader custom-container">
                <div class="custom-container custom-clearfix">
                    <div class="custom-grid_3 custom-leftColumn">
                        <h2 data-name="Page Field: Title">
                            
                            
                            Research
                            
                        </h2>
                        <div class="custom-layout2colBorder">
                            
                            
                            <div id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33" __MarkupType="vsattributemarkup" __WebPartId="{1b76115b-8ae5-45ab-be19-1321722f4c33}" WebPart="true" IsClosed="false">
	

<div class="custom-leftNav">
    <a href="#ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_SkipLink"><img alt="Skip Navigation Links." src="/WebResource.axd?d=BglECZJ8uvh2o9MdRTPkZIGepiu535-MsQ9eT7H4fCOy80l2QkZa_ZCgOVJD5UUP51PLgaKO5j6jVr0tqbYNR-m3k_kfur4QnNj6Dmsxe2E1&t=638393069798026697" width="0" height="0" style="border-width:0px;" /></a><div id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav">
		<table cellpadding="0" cellspacing="0" style="border-width:0;">
			<tr>
				<td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="https://www.fhfa.gov/PolicyProgramsResearch/Policy" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn0" style="border-style:none;font-size:1em;">Policy</a></td>
			</tr>
		</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
			<tr>
				<td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="https://www.fhfa.gov/PolicyProgramsResearch/Programs" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn1" style="border-style:none;font-size:1em;">Programs</a></td>
			</tr>
		</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
			<tr>
				<td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Pages/Meet-the-Experts.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn2" style="border-style:none;font-size:1em;">Meet the Experts</a></td>
			</tr>
		</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
			<tr>
				<td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="https://www.fhfa.gov/PolicyProgramsResearch/Research" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn3" style="border-style:none;font-size:1em;">Research</a></td>
			</tr>
		</table>
	</div><a id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_SkipLink"></a>
</div>

</div>
                            
                            <div data-name="WebPartZone">
                                
                                
                                <div>
                                    <div class="ms-webpart-zone ms-fullWidth">
	<div id="MSOZoneCell_WebPartWPQ3" class="s4-wpcell-plain ms-webpartzone-cell ms-webpart-cell-vertical ms-fullWidth ">
		<div class="ms-webpart-chrome ms-webpart-chrome-vertical ms-webpart-chrome-fullWidth ">
			<div WebPartID="a21a02dd-f8a4-4030-9fa2-53cf06a2dd48" HasPers="false" id="WebPartWPQ3" width="100%" class="ms-WPBody noindex " allowDelete="false" style="" ><div componentid="ctl00_ctl41_g_a21a02dd_f8a4_4030_9fa2_53cf06a2dd48_csr" id="ctl00_ctl41_g_a21a02dd_f8a4_4030_9fa2_53cf06a2dd48_csr"></div><noscript><div id="ctl00_ctl41_g_a21a02dd_f8a4_4030_9fa2_53cf06a2dd48_noscript">It looks like your browser does not have JavaScript enabled. Please turn on JavaScript and try again.</div></noscript><div id="ctl00_ctl41_g_a21a02dd_f8a4_4030_9fa2_53cf06a2dd48">

			</div><div class="ms-clear"></div></div>
		</div>
	</div>
</div>
                                </div>
                                
                            </div>
                        </div>
                    </div>
                    <div class="custom-grid_9 custom-rightColumn">
                        <img src="/SiteAssets/FHFA/images/logoEmbargo.png" alt="Federal Housing Finance Agency Print" class="custom-printLogo" style="display: none" />
                        
                        
                        <div id="ctl00_PlaceHolderMain_g_e7ff82a0_f376_4f36_9e8e_b416d49b8955" __MarkupType="vsattributemarkup" __WebPartId="{e7ff82a0-f376-4f36-9e8e-b416d49b8955}" WebPart="true" IsClosed="false">
	

<div class="custom-subpageTrails">
    
            <span id="ctl00_PlaceHolderMain_g_e7ff82a0_f376_4f36_9e8e_b416d49b8955_rptBreadCrumb_ctl00_lblBreadCrumb" class="custom-pageName"><a href='https://www.fhfa.gov'>Home</a> / </span>
        
            <span id="ctl00_PlaceHolderMain_g_e7ff82a0_f376_4f36_9e8e_b416d49b8955_rptBreadCrumb_ctl01_lblBreadCrumb" class="custom-pageName"><a href='https://www.fhfa.gov/PolicyProgramsResearch'>Policy, Programs & Research</a> / </span>
        
            <span id="ctl00_PlaceHolderMain_g_e7ff82a0_f376_4f36_9e8e_b416d49b8955_rptBreadCrumb_ctl02_lblBreadCrumb" class="custom-pageName"><span class='custom-subpageName'>Research</span></span>
        
</div>

</div>
                        
                        <div data-name="WebPartZone">
                            
                            
                            <div>
                                <div class="ms-webpart-zone ms-fullWidth">
	<div id="MSOZoneCell_WebPartWPQ4" class="s4-wpcell-plain ms-webpartzone-cell ms-webpart-cell-vertical ms-fullWidth ">
		<div class="ms-webpart-chrome ms-webpart-chrome-vertical ms-webpart-chrome-fullWidth ">
			<div WebPartID="be58fc54-7193-4160-9285-1f82334b044a" HasPers="false" id="WebPartWPQ4" width="100%" class="ms-WPBody noindex " allowDelete="false" style="" ><div class="ms-rtestate-field"><h1>​Research</h1><p> </p><p>Our economists conduct research on a range of topics in housing finance, including analyzing data and uncovering emerging trends.  In addition to presenting their research to policy makers, they share their research at academic conferences and publish in journals and other scholarly outlets.  Our work enables those interested in housing finance to make decisions based on the best information available.</p><p>In particular, our researchers focused on housing trends in house prices, housing market conditions, and mortgage lending activity.  In addition, we analyze the risk and capital adequacy of the housing government-sponsored enterprises and publish papers aimed at improving public understanding of the mortgage finance system.</p><p>See FHFA's Copyright and Permissions Notice.</p><p></p></div><div class="ms-clear"></div></div>
		</div><div class="ms-PartSpacingVertical"></div>
	</div><div id="MSOZoneCell_WebPartWPQ2" class="s4-wpcell-plain ms-webpartzone-cell ms-webpart-cell-vertical ms-fullWidth ">
		<div class="ms-webpart-chrome ms-webpart-chrome-vertical ms-webpart-chrome-fullWidth ">
			<div class="ms-webpart-chrome-title" id="WebPartWPQ2_ChromeTitle">
				<span title="Papers - Displays the search results and the properties associated with them." id="WebPartTitleWPQ2" class="js-webpart-titleCell"><h2 style="text-align:justify;" class="ms-webpart-titleText"> <span>Papers</span><span id="WebPartCaptionWPQ2"></span></h2></span>
			</div><div WebPartID="548da28d-ad3d-4fba-8850-72ae8130cd34" HasPers="false" id="WebPartWPQ2" width="100%" class="ms-WPBody noindex ms-wpContentDivSpace " allowDelete="false" style="" ><div componentid="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_csr" id="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_csr"></div><noscript><div id="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_noscript">It looks like your browser does not have JavaScript enabled. Please turn on JavaScript and try again.</div></noscript><div id="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34">
				<div class="ms-webpart-chrome ms-webpart-chrome-fullWidth ">
					<div class="ms-webpart-chrome-title" id="WebPartWPQ5_ChromeTitle">
						<span title="" id="WebPartTitleWPQ5" class="js-webpart-titleCell"><h2 style="text-align:justify;" class="ms-webpart-titleText"> <span></span><span id="WebPartCaptionWPQ5"></span></h2></span>
					</div><div WebPartID="00000000-0000-0000-0000-000000000000" HasPers="true" id="WebPartWPQ5" width="100%" class="ms-WPBody ms-WPBorder noindex ms-wpContentDivSpace " OnlyForMePart="true" allowDelete="false" style="" ><div componentid="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_ctl00_csr" id="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_ctl00_csr"></div><noscript><div id="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_ctl00_noscript">It looks like your browser does not have JavaScript enabled. Please turn on JavaScript and try again.</div></noscript><div id="ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_ctl00">

					</div><div class="ms-clear"></div></div>
				</div>
			</div><div class="ms-clear"></div></div>
		</div>
	</div>
</div>
                            </div>
                            
                        </div>
                    </div>
                </div>
            </div>
        <div style='display:none' id='hidZone'><menu class="ms-hide">
	<ie:menuitem id="MSOMenu_Help" iconsrc="/_layouts/15/images/HelpIcon.gif" onmenuclick="MSOWebPartPage_SetNewWindowLocation(MenuWebPart.getAttribute('helpLink'), MenuWebPart.getAttribute('helpMode'))" text="Help" type="option" style="display:none">

	</ie:menuitem>
</menu></div>
                                </span>
                                
                            </div>
                        </div>
                    </div>
                </div>
                <!-- end body -->
                <div class="custom-CopyrightPrint"> <span>©</span> 2024 Federal Housing Finance Agency















            
                
                
                
                
                
                </div>
                <div class="custom-footer">
                    <div class="custom-social">
                        <a href="https://twitter.com/FHFA" class="twitter" target="_blank">
                        Twitter


























                    
                        
                        
                        
                        
                        
                        </a>
                        <a href="https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw" class="youtube" target="_blank">
                        Youtube


























                    
                        
                        
                        
                        
                        
                        </a>
                        <a href="https://www.linkedin.com/company/354523" class="linkedin" target="_blank">
                        LinkedIn


























                    
                        
                        
                        
                        
                        
                        </a>
                        <a class="facebook" href="https://www.facebook.com/FHFA" target="_blank">
                        Facebook





























                    
                        
                        
                        
                        
                        
                        </a>
                    </div>
                    <div class="custom-container">
                        <div class="custom-grid_5">
                            
                            
                            <div id="ctl00_g_c3e25bbf_201a_4168_8c25_5d16ef561352" __MarkupType="vsattributemarkup" __WebPartId="{c3e25bbf-201a-4168-8c25-5d16ef561352}" WebPart="true" IsClosed="false">
	

<div class="custom-footerNav">
    CareersSitemapAccessibilityOIGFOIA & PrivacyWebsite PrivacyEEO / No FEAR ActUSA.govBudget, Finances, and PerformanceTerms of UsePlain WritingData.govDo Business with UsSecurity PolicyOpen GovernmentRegulations.gov
</div>

</div>
                            
                        </div>
                        <div class="custom-grid_2">
                            <div class="custom-centerNav">
                                <a href="/AboutUs/Contact">
                                Contact Us























                            
                                
                                
                                
                                
                                
                                </a>
                                <a href="/" class="custom-lnkToMobile">
                                Mobile























                            
                                
                                
                                
                                
                                
                                </a>
                            </div>
                        </div>
                        <div class="custom-formSubscribe custom-grid_5">
                            <h2>
                            Want to Subscribe?























                        
                            
                            
                            
                            
                            
                            </h2>
                            <label for="inputEmail" id="lblsubEmail" style="display: none;">
                            jdoe@email.com























                        
                            
                            
                            
                            
                            
                            </label>
                            <input type="text" class="custom-inputEmail" id="inputEmail" name="emailAddress" value="jdoe@email.com" />
                            <input type="submit" class="custom-btnSubmit" id="subEmailSubscription" value="Subscribe" />
                        </div>
                        <div class="custom-clear">
                        </div>
                        <div class="custom-logo">
                            <img src="/SiteAssets/FHFA/images/FHFA.png" alt="Federal Housing Finance Agency Text" height="94" width="314" />
                        </div>
                        <p class="custom-copyright"> <span>©</span> 2024 Federal Housing Finance Agency

                            
                           
                        
                        
                        
                        
                        </p>
                    </div>
                </div>
                <!-- end footer-->
            </div>
        </div>
        <script type="text/javascript">//<![CDATA[
	// this only works in the staging envoirment
	// this won't work in the dev envoirment
	 
	  (function(){ var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function(){ acsbJS.init({ statementLink : '', footerHtml : '', hideMobile : false, hideTrigger : false, disableBgProcess : false, language : 'en', position : 'right', leadColor : '#146FF8', triggerColor : '#146FF8', triggerRadius : '50%', triggerPositionX : 'right', triggerPositionY : 'bottom', triggerIcon : 'people', triggerSize : 'bottom', triggerOffsetX : 20, triggerOffsetY : 20, mobile : { triggerSize : 'small', triggerPositionX : 'right', triggerPositionY : 'bottom', triggerOffsetX : 20, triggerOffsetY : 20, triggerRadius : '20' } }); }; h.appendChild(s); })();
	 
	
	
        
        
        
        
        
        //]]></script>
        <script type="text/javascript" src="/SiteAssets/FHFA/js/scripts.js">//<![CDATA[






























        
    
        
        
        
        
        
        //]]></script>
        <div data-name="ContentPlaceHolderMain2">
            
            
            <span id="DeltaPlaceHolderMain2">
                
                
            </span>
            
        </div>
    <div id="DeltaFormDigest">
<script type="text/javascript">//<![CDATA[
        var formDigestElement = document.getElementsByName('__REQUESTDIGEST')[0];
        if (!((formDigestElement == null) || (formDigestElement.tagName.toLowerCase() != 'input') || (formDigestElement.type.toLowerCase() != 'hidden') ||
            (formDigestElement.value == null) || (formDigestElement.value.length <= 0)))
        {
            formDigestElement.value = '0x39F80F7F33668ACA39294453F85981FF06F14542C62BE6FAC9BFFFF55D0B6B9E50173F4A3B2EABF3C4137D4ED22E03E0BCCCEA614FC2EA8A3A499312AB9EF3D0,16 Apr 2024 01:18:48 -0000';_spPageContextInfo.updateFormDigestPageLoaded = new Date();
        }
        //]]>
        </script>
</div>
<script type="text/javascript">
//<![CDATA[
var ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ImageArray =  new Array('', '', '', '/WebResource.axd?d=o4cIXi9ZKwU6Gf_rBkNQd5wj6UICDcaLu0p76e2AGi3-JrfqsOF6dmkIT6ZF7DwNAFQPntiLMIz7BpUtR8BZz37Ytim2RCbhqUZCNrCgCIeX9akq3hU4dn87DC8G3ToR0&t=638393069798026697', '/WebResource.axd?d=K-lTfsb42WU3HMu9B5Q_jzPOpoAiUuwUbTAQf0sTkM7DkJMnV8_Xfc5qwG7JUQcbBtGlfDqLyIyA6U0dwfEOhVDxfTQHwu2nbpiJ5Ss7bA-Q5n3F68STagaLGykvMi-s0&t=638393069798026697', '/WebResource.axd?d=RQKINpD-LaI_R7r46NBFotHtO_jkNhzvvOZzO1PRoa8fuhxLF4vQrJQUwo7SBP6FaRZKKFERdARPyACIxZYRvenRvsMWnKiuXCY9vVBzIw-05SN6YJNjPrCIS3_gtc6U0&t=638393069798026697');
//]]>
</script>


<script type="text/javascript">
//<![CDATA[
var sdpWPQ5=$get('WebPartWPQ5');
                            if (sdpWPQ5 != null) { // webpart body div
                                sdpWPQ5 = sdpWPQ5.parentNode;
                                if (sdpWPQ5 != null) { // webpart div
                                    sdpWPQ5.className='display-none';
                                }
                            }var _spFormDigestRefreshInterval = 720000; IsSPSocialSwitchEnabled = function() { return true; };var _fV4UI = true;
function _RegisterWebPartPageCUI()
{
    var initInfo = {editable: false,isEditMode: false,allowWebPartAdder: false,listId: "{ab365bc8-25b7-4ca6-ac39-9001776836f7}",itemId: 1,recycleBinEnabled: true,enableMinorVersioning: true,enableModeration: true,forceCheckout: true,rootFolderUrl: "\u002fPolicyProgramsResearch\u002fResearch\u002fPages",itemPermissions:{High:0,Low:196705}};
    SP.Ribbon.WebPartComponent.registerWithPageManager(initInfo);
    var wpcomp = SP.Ribbon.WebPartComponent.get_instance();
    var hid;
    hid = document.getElementById("_wpSelected");
    if (hid != null)
    {
        var wpid = hid.value;
        if (wpid.length > 0)
        {
            var zc = document.getElementById(wpid);
            if (zc != null)
                wpcomp.selectWebPart(zc, false);
        }
    }
    hid = document.getElementById("_wzSelected");
    if (hid != null)
    {
        var wzid = hid.value;
        if (wzid.length > 0)
        {
            wpcomp.selectWebPartZone(null, wzid);
        }
    }
};
function __RegisterWebPartPageCUI() {
ExecuteOrDelayUntilScriptLoaded(_RegisterWebPartPageCUI, "sp.ribbon.js");}
_spBodyOnLoadFunctionNames.push("__RegisterWebPartPageCUI");var __wpmExportWarning='This Web Part Page has been personalized. As a result, one or more Web Part properties may contain confidential information. Make sure the properties contain information that is safe for others to read. After exporting this Web Part, view properties in the Web Part description file (.WebPart) by using a text editor such as Microsoft Notepad.';var __wpmCloseProviderWarning='You are about to close this Web Part.  It is currently providing data to other Web Parts, and these connections will be deleted if this Web Part is closed.  To close this Web Part, click OK.  To keep this Web Part, click Cancel.';var __wpmDeleteWarning='You are about to permanently delete this Web Part.  Are you sure you want to do this?  To delete this Web Part, click OK.  To keep this Web Part, click Cancel.';g_spPreFetchKeys.push('sp.core.js');function _cUpdxb2484f0919fa4434a3c75eda899ce530(){var myd = null; if (typeof(dataxb2484f0919fa4434a3c75eda899ce530) != 'undefined') {myd = dataxb2484f0919fa4434a3c75eda899ce530;} var myc = document.getElementById('ctl00_xb2484f0919fa4434a3c75eda899ce530');_cUpdcxb2484f0919fa4434a3c75eda899ce530(myd, myc);}function _cUpdcxb2484f0919fa4434a3c75eda899ce530(data, ctrl){SiteLogoImagePageUpdate(ctrl, data);}
var callBackFrameUrl='/WebResource.axd?d=MKxYwzsbNXTkXqz_SuMcUzQSkPrWuYRNZZ3urQctdCOoRfnErTxTlBqz7FWof34NCoDxpdP095iTxSoun9WmshWx3Ei3ZfurlAkSQS9fbiI1&t=638393069798026697';
WebForm_InitCallback();var ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data = new Object();
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.images = ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ImageArray;
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.collapseToolTip = "Collapse {0}";
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.expandToolTip = "Expand {0}";
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.expandState = theForm.elements['ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ExpandState'];
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.selectedNodeID = theForm.elements['ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_SelectedNode'];
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.hoverClass = 'ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_10 custom-hover';
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.hoverHyperLinkClass = 'ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_9 custom-hover';
(function() {
  for (var i=0;i<6;i++) {
  var preLoad = new Image();
  if (ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ImageArray[i].length > 0)
    preLoad.src = ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ImageArray[i];
  }
})();
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.lastIndex = 4;
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.populateLog = theForm.elements['ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_PopulateLog'];
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.treeViewID = 'ctl00$PlaceHolderMain$g_1b76115b_8ae5_45ab_be19_1321722f4c33$tvLeftNav';
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.name = 'ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data';

            ExecuteOrDelayUntilScriptLoaded(
                function() 
                {                    
                    Srch.ScriptApplicationManager.get_current().states = {"webUILanguageName":"en-US","webDefaultLanguageName":"en-US","contextUrl":"https://www.fhfa.gov/PolicyProgramsResearch/Research","contextTitle":"Research","supportedLanguages":[{"id":1025,"label":"Arabic"},{"id":1093,"label":"Bangla"},{"id":1026,"label":"Bulgarian"},{"id":1027,"label":"Catalan"},{"id":2052,"label":"Chinese (Simplified)"},{"id":1028,"label":"Chinese (Traditional)"},{"id":1050,"label":"Croatian"},{"id":1029,"label":"Czech"},{"id":1030,"label":"Danish"},{"id":1043,"label":"Dutch"},{"id":1033,"label":"English"},{"id":1035,"label":"Finnish"},{"id":1036,"label":"French"},{"id":1031,"label":"German"},{"id":1032,"label":"Greek"},{"id":1095,"label":"Gujarati"},{"id":1037,"label":"Hebrew"},{"id":1081,"label":"Hindi"},{"id":1038,"label":"Hungarian"},{"id":1039,"label":"Icelandic"},{"id":1057,"label":"Indonesian"},{"id":1040,"label":"Italian"},{"id":1041,"label":"Japanese"},{"id":1099,"label":"Kannada"},{"id":1042,"label":"Korean"},{"id":1062,"label":"Latvian"},{"id":1063,"label":"Lithuanian"},{"id":1086,"label":"Malay"},{"id":1100,"label":"Malayalam"},{"id":1102,"label":"Marathi"},{"id":1044,"label":"Norwegian"},{"id":1045,"label":"Polish"},{"id":1046,"label":"Portuguese (Brazil)"},{"id":2070,"label":"Portuguese (Portugal)"},{"id":1094,"label":"Punjabi"},{"id":1048,"label":"Romanian"},{"id":1049,"label":"Russian"},{"id":3098,"label":"Serbian (Cyrillic)"},{"id":2074,"label":"Serbian (Latin)"},{"id":1051,"label":"Slovak"},{"id":1060,"label":"Slovenian"},{"id":3082,"label":"Spanish (Spain)"},{"id":2058,"label":"Spanish (Mexico)"},{"id":1053,"label":"Swedish"},{"id":1097,"label":"Tamil"},{"id":1098,"label":"Telugu"},{"id":1054,"label":"Thai"},{"id":1055,"label":"Turkish"},{"id":1058,"label":"Ukrainian"},{"id":1056,"label":"Urdu"},{"id":1066,"label":"Vietnamese"}],"navigationNodes":[{"id":1001,"name":"Everything","url":"{searchcenterurl}/results.aspx","promptString":"Search everything"},{"id":1002,"name":"People","url":"{searchcenterurl}/peopleresults.aspx","promptString":"Search people"},{"id":1003,"name":"Conversations","url":"{searchcenterurl}/conversationresults.aspx","promptString":"Search conversations"},{"id":0,"name":"This Site","url":"~site/_layouts/15/osssearchresults.aspx?u={contexturl}","promptString":"Search this site"}],"webUILanguageDirectory":"en-US","showAdminDetails":false,"defaultPagesListName":"Pages","isSPFSKU":false,"defaultQueryProperties":{"culture":1033,"uiLanguage":1033,"summaryLength":180,"desiredSnippetLength":90,"enableStemming":true,"enablePhonetic":false,"enableNicknames":false,"trimDuplicates":true,"bypassResultTypes":false,"enableInterleaving":true,"enableQueryRules":true,"processBestBets":true,"enableOrderingHitHighlightedProperty":false,"hitHighlightedMultivaluePropertyLimit":-1,"processPersonalFavorites":true},"showSuggestions":true,"showPersonalResults":true,"openDocumentsInClient":false};
                    Srch.U.trace(null, 'SerializeToClient', 'ScriptApplicationManager state initialized.');
                }, 'Search.ClientControls.js');var g_clientIdDeltaPlaceHolderMain = "DeltaPlaceHolderMain";
var g_clientIdDeltaPlaceHolderUtilityContent = "DeltaPlaceHolderUtilityContent";

                    ExecuteOrDelayUntilScriptLoaded(
                        function() 
                        {
                            if ($isNull($find('ctl00_ctl51_csr')))
                            {
                                var sb = $create(Srch.SearchBox, {"delayLoadTemplateScripts":true,"initialPrompt":"Search","messages":[],"queryGroupNames":["Default"],"renderTemplateId":"~sitecollection/_catalogs/masterpage/Display Templates/Search/Control_SearchBox.js","resultsPageAddress":"{SearchCenterURL}/allresults.aspx","serverInitialRender":true,"showDataErrors":true,"showQuerySuggestions":false,"states":{},"tryInplaceQuery":false,"updatePageTitle":false}, null, null, $get("ctl00_ctl51_csr"));
                                sb.activate('Search', 'ctl00_ctl51_csr_sbox', 'ctl00_ctl51_csr_sboxdiv', 'ctl00_ctl51_csr_NavButton', 'ctl00_ctl51_csr_AutoCompList', 'ctl00_ctl51_csr_NavDropdownList', 'ctl00_ctl51_csr_SearchLink', 'ms-srch-sbprogress', 'ms-srch-sb-prompt ms-helperText');
                            }
                        }, 'Search.ClientControls.js');Sys.Application.add_init(function() {
    $create(Srch.Refinement, {"delayLoadTemplateScripts":true,"hideApplyForMultiValueFilter":false,"messages":[{"serverTypeId":"{D3DFEF63-4D44-497D-B936-047135645AD7}","header":null,"level":0,"code":-1,"type":"DataProviderMessage","messageDetails":"\u003cstrong\u003eShared Results:\u003c/strong\u003e This Web Part shares results from the \"Papers\" Web Part.","messageDetailsForViewers":"","stackTrace":"","correlationID":null,"showInEditModeOnly":true,"showForViewerUsers":false,"encodeDetails":false}],"queryGroupName":"0154543c-431f-47c7-bbcf-c828383bfa6d","renderTemplateId":"~sitecollection/_catalogs/masterpage/Display Templates/Filters/Control_Refinement.js","selectedRefinementControls":[{"propertyName":"PaperCategoryOWSCHCS","spec":"(deephits=100000,sort=name/ascending,filter=15/0/*)","renderTemplateId":"~sitecollection/_catalogs/masterpage/Display Templates/Filters/Filter_Default.js","countDisplay":"Both","useDefaultDateIntervals":false,"overrideDisplayName":"Paper Category","deepHits":100000}],"states":{},"useManagedNavigationRefiners":false}, null, null, $get("ctl00_ctl41_g_a21a02dd_f8a4_4030_9fa2_53cf06a2dd48_csr"));
});
Sys.Application.add_init(function() {
    $create(Srch.Result, {"delayLoadTemplateScripts":true,"itemBodyTemplateId":"~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_CommonItem_Body.js","itemTemplateId":"~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_Papers.js","messages":[],"preloadedItemTemplateIds":["~sitecollection/_catalogs/masterpage/Display Templates/Search/Group_Default.js","~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_Default.js","~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_Site.js","~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_Word.js","~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_PowerPoint.js","~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_Person_CompactHorizontal.js","~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_BestBet.js","~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_WebPage.js"],"queryGroupName":"0154543c-431f-47c7-bbcf-c828383bfa6d","renderTemplateId":"~sitecollection/_catalogs/masterpage/Display Templates/Search/Control_SearchResults.js","showAdvancedLink":false,"showAlertMe":false,"showBestBets":false,"showDataErrors":true,"showDidYouMean":false,"showLanguageOptions":false,"showPersonalFavorites":false,"showPreferencesLink":false,"showResultCount":false,"states":{}}, null, null, $get("ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_csr"));
});
Sys.Application.add_init(function() {
    $create(Srch.DataProvider, {"availableSorts":[],"bypassResultTypes":true,"collapseSpecification":"","delayLoadTemplateScripts":true,"fallbackSort":[{"p":"Date-of-Paper-PublicationOWSDATE","d":1}],"hitHighlightedProperties":["Title","Path","Author","SectionNames","SiteDescription"],"initialQueryState":{"k":"","o":null,"s":0,"r":null,"l":0,"m":"","d":0,"x":null,"e":-1},"maxPagesAfterCurrent":1,"messages":[],"processBestBets":false,"processPersonalFavorites":false,"properties":{"FillIn":"false","ContentTypeId":"0x010100C568DB52D9D0A14D9B2FDCC96666E9F2007948130EC3DB064584E219954237AF39007574BB65C222A341B220E6DB724831FB*","ListId":"ab365bc8-25b7-4ca6-ac39-9001776836f7","ListItemId":1},"queryGroupName":"0154543c-431f-47c7-bbcf-c828383bfa6d","queryPropertiesTemplateUrl":"querygroup://webroot/Pages/default.aspx?groupname=0154543c%2D431f%2D47c7%2Dbbcf%2Dc828383bfa6d","queryTemplate":"ContentType:FHFA-Paper","renderTemplateId":"DefaultDataProvider","selectedProperties":["Title","Path","PageContentOWSHTML","Description","EditorOWSUSER","LastModifiedTime","CollapsingStatus","DocId","HitHighlightedSummary","HitHighlightedProperties","FileExtension","ViewsLifeTime","ParentLink","FileType","IsContainer","SecondaryFileExtension","DisplayAuthor"],"selectedRefiners":["PaperCategoryOWSCHCS(deephits=100000,sort=name/ascending,filter=15/0/*)"],"sourceID":"500d664a-fd74-4feb-bb18-616fb3d4e9af","sourceLevel":"SPSite","sourceName":"Papers","states":{},"timeZoneId":10,"trimDuplicates":false}, null, null, $get("ctl00_ctl41_g_548da28d_ad3d_4fba_8850_72ae8130cd34_ctl00_csr"));
});
//]]>
</script>
</form><span id="DeltaPlaceHolderUtilityContent"></span></body>
</html>