<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-START>                             JUL-01-1999
<PERIOD-END>                               MAR-31-2000
<CASH>                                           2,460
<INT-BEARING-DEPOSITS>                             129
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     23,683
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         82,610
<ALLOWANCE>                                        412
<TOTAL-ASSETS>                                 111,258
<DEPOSITS>                                      61,436
<SHORT-TERM>                                     5,900
<LIABILITIES-OTHER>                                575
<LONG-TERM>                                     24,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      19,346
<TOTAL-LIABILITIES-AND-EQUITY>                 111,258
<INTEREST-LOAN>                                  4,845
<INTEREST-INVEST>                                1,211
<INTEREST-OTHER>                                    23
<INTEREST-TOTAL>                                 6,078
<INTEREST-DEPOSIT>                               1,777
<INTEREST-EXPENSE>                               2,989
<INTEREST-INCOME-NET>                            3,089
<LOAN-LOSSES>                                       90
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,014
<INCOME-PRETAX>                                  1,177
<INCOME-PRE-EXTRAORDINARY>                         751
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       751
<EPS-BASIC>                                        .44
<EPS-DILUTED>                                      .44
<YIELD-ACTUAL>                                    3.97
<LOANS-NON>                                          0
<LOANS-PAST>                                        50
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   323
<CHARGE-OFFS>                                        1
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  412
<ALLOWANCE-DOMESTIC>                               306
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            106


</TABLE>