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Performance and Accountability Report ​
This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
FHFA Values​​​​​                ​​Fairness​​​We value varied perspectives and thoughts and treat others with impartiality.​​​​Accountability​We are responsible for carrying out our work with transparency and professional excellence.​Integrity​We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.​Respect​We treat others with dignity, share information and resources, and collaborate. 
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Annual Report to Congress
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Plans and Reports​​​                                    We Want to Hear From You
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.​
 
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                    -  Conservatorship- History of Fannie Mae & Freddie Mac Conservatorships 
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Conservatorship of Fannie Mae       and Freddie Mac​​
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness. 
Conservatorship ​Performance Goals​
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Op​​erate the bu​​sines​s in a safe a​nd sound manner.

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​​​​​​​​​​Prom​ote su​​stainable and equitable access to affordable housing.
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2023 Scorecard​
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Downloadable Data ​& Data Reports​​
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.​ 
House Price Index Rele​ase Dates​​​See HPI Release Dates for​ 2023 and 2024​​​ 
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FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...​
 
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                                                                                    Data Sets                                                    Data GovernanceDataBorrower Assistance MapConforming Loan Limit ValuesDuty to Serve Eligibility DataDuty to Serve Performance DataEnterprise Housing GoalsFair Lending DataFederal Home Loan Bank Member DataFederal Home Loan Bank Stress Tests for Market and Credit RiskFHFA House Price IndexMarket DataMIRS Transition IndexNational Mortgage Database (NMDB) Aggregate StatisticsNational Survey of Mortgage Originations (NSMO) Public Use FileOMWI Annual Report to Congress DashboardsPublic Use DatabasesUnderserved Areas DataUniform Appraisal Dataset Aggregate StatisticsUniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF)DeveloperToolsReportsFHFA Stats Blog**Shawn Bucholtz****Chief Data Officer****Senior Associate Director****Shawn.Bucholtz@FHFA.gov​**Home / Data & Tools / DataData Sets
​Contact FHFA regarding Data and Research or with general questions or feedback.  
​Borrower Assistance Map
Borrower Assistance Map provides data on the performance of the Enterprises’ single-family loans and the level of assistance being provided to distressed borrowers including home retention and foreclosure alternative actions by state.
​Conforming Loan Limit Values
Fannie Mae and Freddie Mac single-family maximum allowable mortgage origination balances by county. 
Duty to Serve Data
Data on “rural areas," “Indian areas,” “high opportunity areas,” and "areas of concentrated poverty" as defined by the Duty to Serve Regulation. The Duty to Serve regulation governs the statutory obligation of Fannie Mae and Freddie Mac to serve very low-, low-, and moderate-income families in three underserved markets: manufactured housing, affordable housing preservation, and rural housing. This statutory obligation is included in the Federal Housing Enterprises Financial Safety and Soundness Act of 1992.
Enterprise Housing Goals
FHFA establishes annual single-family and multifamily housing goals for mortgages purchased by Fannie Mae and Freddie Mac. The Enterprise Housing Goals include separate categories for single-family mortgages on housing that is affordable to low-income and very low-income families, as well as refinanced mortgages for low-income borrowers. FHFA also establishes separate annual goals for multifamily housing. ​
Fair Lending Data
Fair lending data on single-family automated underwriting system applications and loans acquired by the Enterprises subset by race and ethnicity. 
Federal Home Loan Bank Member Data
Federal Home Loan Bank members include thrift institutions, commercial banks, credit unions and insurance companies.
Federal Home Loan Bank Stress Tests for Market and Credit Risk
FHFA developed stress tests that are used to estimate potential future losses under stressful economic conditions. The estimates of potential future stress losses represent the amount of capital a Bank should have available to cover certain risks posed by changing economic conditions.  There are two separate stress tests, one subjecting the entire Bank portfolio to market risk shocks, and one subjecting Bank held mortgage assets to credit risk shocks.
House Price Index
The FHFA House Price Index (FHFA HPI®) is a broad measure of the movement of single-family house prices in the United States. The HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. This information is obtained by reviewing repeat mortgage transactions on single-family properties whose mortgages have been purchased or securitized by Fannie Mae or Freddie Mac since January 1975.
Market DataResidential Mortgage Debt Outstanding – Enterprise Share, 1990 - 2010 
Total mortgages held or securitized by Fannie Mae and Freddie Mac as a Percentage of Residential Mortgage Debt Outstanding, 1990-2010
 Single-Family Mortgages Originated and Outstanding, 1990 - 2011 Q2
 Statistics for conventional and government-insured or -guaranteed loans and, within each of those sectors, for fixed-rate and adjustable-rate mortgages. Conventional loans are also divided into jumbo and non-jumbo loans.
 Treasury and Federal Reserve Purchase Programs for GSE and Mortgage-Related Securities 
Data on activities by the Department of the Treasury and the Federal Reserve System to support mortgage markets through purchases of securities issued by Fannie Mae, Freddie Mac, and the Federal Home Loan Banks and by Ginnie Mae, a federal agency that guarantees securities backed by mortgages insured or guaranteed by the Federal Housing Administration, the Department of Veterans Affairs, and other federal agencies.
Monthly Interest Rate Survey (discontinued as of 5/29/2019)
The survey provided monthly information on interest rates, loan terms, and house prices by property type (all, new, previously occupied), by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks, and savings banks), as well as information on 15-year and 30-year fixed-rate loans. In addition the survey provided quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district.

FHFA discontinued the Monthly Interest Rate Survey due to dwindling participation. The final MIRS release was on 5/29/2019.

FHFA is designating an adjusted version of Freddie Mac’s 30-yr FRM Primary Mortgage Market Survey (PMMS), called “PMMS+,” as the replacement for the MIRS ARM Index. FHFA will be announcing this index value on the final Thursday of every month.
National Mortgage Database Aggregate Data
Publication of the aggregate data from the National Mortgage Database (NMDB®) is a step towards implementing the statutory requirements of section 1324(c) of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by the Housing and Economic Recovery Act of 2008.
National Survey of Mortgage Originations Public Use File
This is the public use file for the National Survey of Mortgage Originations (NSMO), a component of the National Mortgage Database (NMDB®) Program. NSMO is jointly funded and managed by FHFA and the Bureau of Consumer Financial Protection (BCFP). The survey is administered quarterly to borrowers associated with a nationally representative sample of newly originated closed-end first-lien residential mortgages.
​OMWI Annual Report to Congress Dashboards 
FHFA's workforce and supplier diversity data from the 2023 OMWI Annual Report to Congress.
-  2023 OMWI ​Annual Report to Congress (PDF)
-  2023 OMWI Annual Report to Congress Tables (XLSX) 
-  2023 OMWI Annual Report to Congress Dashboards (Tableau)
Public Use Databases 
The public use databases include data from Fannie Mae and Freddie Mac as well as the Federal Home Loan Bank System data. Data sets include: 
Fannie Mae and Freddie Mac Data
**Single Family Data** includes income, race, gender of the borrower as well as the census tract location of the property, loan-to-value ratio, age of mortgage note, and affordability of the mortgage.

**Multifamily Data** includes size of the property, unpaid principal balance, and type of seller/servicer from which Fannie Mae or Freddie Mac acquired the mortgage.

**Multifamily Unit-Class Data** includes a linkage to the property record in the Multifamily Data Set and information on the number and affordability of the units in the property. 
Federal Home Loan Bank Data
HERA Section 1212 requires the Director to make available to the public, in a form that is useful to the public (including forms accessible electronically), and to the extent practicable, census tract level data relating to mortgages purchased by each Federal Home Loan Bank.
Underserved Areas Data
Underserved area designations for census tracts in Metropolitan Statistical Areas (MSAs) and nonmetropolitan parts of states. These designations are utilized for scoring mortgage purchases toward location-based housing goals.​​​​​​​​​​​​
Uniform Appraisal Dataset (UAD) Aggregate Statistics
The Uniform Appraisal Dataset (UAD) Aggregate Statistics Data File includes summary statistics on Enterprise Single Family appraisals derived from aggregating UAD appraisal records, which are available for multiple geographic areas.
Uniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF)
The Uniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF) is the nation’s first publicly available appraisal-level dataset of appraisal records, giving the public new access to a selected set of data fields found in appraisal reports.​​​​​​​​​​​​​​​​​​
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