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Cross-Servicing
          A program of the Bureau of the Fiscal ServiceCross-Servicing Menu
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Administrative Wage Garnishment
Background
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      Wage Garnishment Computation Calculator
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Cross-Servicing Incident Form
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      Cross-Servicing Resources for Agencies
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FAQs
Cross-Servicing
      Collection of Federal Nontax Debts through the Cross-Servicing Program during COVID-19
      Cross-Servicing Recently Asked Questions
      Administrative Wage Garnishment
Contact UsRelated Links
            Debt Management
TOP (Treasury Offset Program)
CRS (Centralized Receivables Service)
DNP (Do Not Pay home)**Tip:** To get back to the Fiscal Service home page, click or tap the logo in the upper left corner.

          

          Fiscal Service A-Z Index
                This A–Z Index lists all Fiscal Service content. You can also view just the Programs & Services.A
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                  ZA

                      About the Fiscal Service

                        Accessibility Statement

                        ACH - Automated Clearing House

                        ACH Payment Schedule: Recurring Benefits and Military Active Duty, Reserves, and Benefits

                        AWG - Administrative Wage Garnishment

                        ARM -  Agency Relationship Management
						
						APG - Agency Priority Goal
                        
                        America's  Finance Guide

                        Annual Fiscal Service Letters

                        Annual Report, United States Government

                        Anti-Harassment Policy Statement

                        ASAP - Automated Standard Application for Payment

                B

                      Bank Management System
                        Budget Surplus/Deficit Publications

                        Bulk Data Formats for Salary and Vendor/Miscellaneous Payments

                        Business & Institutions, Services for

                C

                      CAS - Card Acquiring Service

                        Careers

                        CMIA - Cash Management Improvement Act

                        CARS - Central Accounting Reporting System

                        CRS - Centralized Receivables Service
						
						Certifying Officer Training

                        CFS - Consolidated Financial Statements of the United States Government

                        Check Claims

                        Check Payment Formats

                        Check Reclamation Guide: The Gold Book

                        CIR - Collections Information Repository

                        Circular 176: Depositaries and Financial Agents of the Federal Government (31 CFR 202)

                        Circular 570: Treasury’s Approved Listing of Sureties

                        Collateral

                        Combined Statement of Receipts, Outlays, and Balances of the United States Government

                        Contact the Fiscal Service

                        Credit Gateway

                        Credit Reform Accounting

                        Cross-Servicing (Debt Collection)

                        Current Value of Funds Rate

                D

                      Data Transparency
                        DCIA - Debt Collection Improvement Act (1996)

                        DDM - Debt Management

                        DNP – Do Not Pay

                        DTS - Daily Treasury Statement

                        Debit Card

                        Debit Gateway

                        Direct Deposit (Electronic Funds Transfer)

                        Direct Express®

                E

                      EagleCash

                        eCollections

                        eCommerce Collections
						
						Electronic Check Processing

                        EFTPS - Electronic Federal Tax Payment System

                        Electronic Funds Transfer

                        EEO Complaint Process

                        EEO/Diversity Policy Statement

                        EFT Payment Formats

                        E-Mail Notification Service

                        Exchange Rates (Treasury Reporting Rates of Exchange)

                        EZPay

                        Events

                F

                      FAST - Federal Accounts Symbols and Titles (FAST Book)

                        FEDInvest – FedInvest - Federal Investments Program

                        Federal Borrowings Program

                        Federal Disbursement Services

                        Federal Tax Application

                        Federal Tax Collection Service
						
						FIT - Financial Innovation and Transformation

                        Financial Management and Standardization
						
						Financial Management Standards
                        
                        FM QSMO – Financial Management Quality Service Management Office
						
						FMSC – Financial Management Standards Committee

                        Financial Report of the United States Government
						
						Fiscal Service Data Registry

                        Fiscal Service Locations
						
						FM Vision
						
 						FOIA - Freedom of Information Act
                        Foreign Claims (Unpaid)

                        Forms

                        Franchise Services

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                G

                      G-Invoicing
                        General Fund

                        General Lockbox Network

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                        Gold Book (Reclamations Procedures)

                        Go Direct

                        Gold Report

                        Government Agencies, Services for

                        GWA – Governmentwide Accounting

                        GFRS – Governmentwide Financial Report System

                        GTAS – Governmentwide Treasury Account Symbol Adjusted Trial Balance System

                        Governmentwide Debt Collection

                        Green Book

                H

                      History of the Fiscal Service

                        Human Resources

                I

                      IFCS - Intragovernmental Fiduciary Confirmation System

                        IPAC - Intragovernmental Payment and Collection System

                        IPP - Invoice Processing Platform

                        Imprest Fund

                        IRS Lockbox

                        Interest Calculators

                        International Treasury Services (ITS.gov)

                J

                      Judgment Fund

                K

                      KFC - Kansas City Financial Center (now Federal Disbursement Services)
                        KFC Dispatch (now Payment News)

                L

                      LPA - Legislative and Public Affairs

                M

                      MBDP - Minority Bank Deposit Program

                        MMC - Military Meal Checks Program

                        Modernization, Innovation, and Payment Resolution (now Payment Integrity and Resolution Services)

                        MSPD - Monthly Statement of the Public Debt

                        MTS - Monthly Treasury Statement

                N

                      National Payment Center of Excellence (NPCE)(now Federal Disbursement Services)

					    National Payment Integrity and Resolution Center(now Payment Integrity and Resolution Services)

					    NPCE Payment News(now Federal Disbursement Services)

                        Navy Cash/Marine Cash

                        News from the Fiscal Service

                O

                      OTCnet

                P

                      PIRS - Payment Integrity and Resolution Services

                        PACER - Payments, Claims and Enhanced Reconciliation

                        PAM - Payment Automation Manager

                        PICOE - Payment Integrity Center
						
						PFC - Philadelphia Financial Center (now Payment Integrity and Resolution Services)
						
                        Pay.gov

                        Payment Formats

                        PIR - Payment Information Repository

                        PFC Journal

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                        Private Relief Act

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                        Prompt Payment

                        Public Affairs, Legislative and (LPA)

                        Public, Services for the

                        Publications, Fiscal Service

                R

                      Rates & Sureties			                       

                        Reclamations, Checks

                        Reference & Guidance

                        RFC - Regional Financial Center 

                        Reports

                S

                      SAM - Shared Accounting Module

                        SGL/USSGL - United States Standard General Ledger

                        SLGS – State and Local Government Securities

                        SPS - Secure Payment System

                        Savings Bonds

                        Shared Services

                        Standard General Ledger, United States (USSGL)

                        State and Local Government Securities Overview

                        State and Local Tax Withholding

                        Statements

                        Status Report of U.S. Treasury-Owned Gold

                        Stored Value Card
                        SDA – Summary Debt Accounting

                        Surety Bonds

                        Systems Access

                T

                      TIN - Taxpayer Identifying Number

                        TRO - Tax Refund Offset

                        Tax Refund Offset FAQ                        

                        Training Opportunities
						
						TAS - Treasury Account Symbol
						
                        TAR - Treasury Annual Report Appendix 
						
						Treasury Bank Mentor-Protégé Program

                        Treasury Bulletin

                        TCIS - Treasury Check Information System

                        Treasury Check Security Features

                        TCMM - Treasury Collateral Management & Monitoring

                        TFM - Treasury Financial Manual

                        TMA - Treasury Managed Accounts
						
                        TOP - Treasury Offset Program

                        TROR - Treasury Report on Receivables

                        TGA - Treasury General Account

                        Treasury Securities and Programs

                        TSS - Treasury Securities Services

                U

                      Unclaimed Assets, FAQ

                        U.S. Debit Card

                        USA Spending

                        USSGL - United States Standard General Ledger

                        Unpaid Foreign Claims
                V
                      
                      Vendor Payment Guidance


- Bureau of the Fiscal Service
- Cross-Servicing
- Administrative Wage Garnishment Background

# Administrative Wage Garnishment Background

Administrative Wage  Garnishment (AWG) is a debt collection process that allows a federal agency to  order a non-federal employer to withhold up to 15 percent of an employee's  disposable income to pay a delinquent non-tax debt owed to the agency.

## Garnishment Process

Fiscal Service, on  behalf of a federal agency, may issue a wage garnishment order to a non-federal  employer to collect a delinquent federal non-tax debt. A court order does not  need to be obtained. The order will require the employer to withhold and send  the amounts deducted to Fiscal Service for payment to the federal agency. The  AWG process is governed by federal law. State laws do not apply.

If the debtor requests  a hearing within 15 business days following the mailing of the written notice  to the debtor, a hearing must be held before Fiscal Service issues a wage  garnishment order. If the debtor requests a hearing more than 15 business days  after the notice, a hearing will still be provided; however, Fiscal Service  will issue the garnishment order before the hearing concludes. A hearing may be  requested on the existence or amount of the debt, or the terms of the proposed  repayment schedule under the garnishment order (hardship).

If you have filed for  bankruptcy and an automatic bankruptcy stay is in effect, please notify  us.  We will not garnish your pay while  the stay is in effect.  Your requirement  to notify us is complete upon receipt of a phone call or written notice  providing details of the bankruptcy. Also, inform us if you have not held your  current job for at least 12 months, and you were involuntarily separated from  your last job.  Contact Fiscal Service  using the contact information below.

The hearing official will  determine whether the hearing will be oral or written. If the official determines  that an oral hearing is appropriate, the debtor will be notified of when and  where the hearing will be held, and whether the hearing will be in-person or by  telephone. The debtor will have to pay any travel expenses for an in-person  hearing.

## Legal Authorities

The AWG process is  authorized by 31 U.S.C. 3720D and the corresponding regulation at 31 CFS 285.11.  Federal agencies must use Standard  Form 329 (SF-329) to issue AWG orders.

Fiscal Service and its private collection agencies (PCAs) will  assist the federal agencies by identifying debtors eligible for AWG. A federal  agency may not garnish wages if a debtor has not been in their current job for  at least 12 months and was involuntarily separated from their previous job. In  addition, Fiscal Service and its PCAs will monitor collections under the AWG order to  ensure employer compliance.

All federal agencies  are required to participate  in AWG through Fiscal Service's Cross-Servicing program. Federal agencies must publish AWG  regulations and establish hearing procedures before they are eligible to  participate in the AWG program. Federal agencies have the option of conducting  the hearings in-house or allowing Fiscal Service to conduct AWG hearings on their behalf.

## Fiscal Service Contact Information

- Debt Recovery Analyst: 1-888-826-3127
- Federal Relay Service for hearing impaired (TDD): 1-800-877-8339
- AWGQuestions@fiscal.treasury.gov
- U.S. Department of  the Treasury
              P.O. Box 830794
              Birmingham, AL  35283-0794

To see what other pages are  available in the Cross Servicing section of the website, either select the Menu  icon at the top of the page or scroll down on this page.

Last modified 10/04/23

Cross-Servicing

A program of the Bureau of the Fiscal Service



- Home
- Administrative Wage Garnishment
Background
      For Individuals
      For Agencies
      For Employers
      Wage Garnishment Computation Calculator
- Background
- For Individuals
- For Agencies
- For Employers
- Wage Garnishment Computation Calculator
- Private Collection Agencies
- Resources
Cross-Servicing Incident Form
      Cross-Servicing Glossary of Terms
      Cross-Servicing Resources for Agencies
      Downloads & Forms
      Legal Authorities
      Make a Payment
- Cross-Servicing Incident Form
- Cross-Servicing Glossary of Terms
- Cross-Servicing Resources for Agencies
- Downloads & Forms
- Legal Authorities
- Make a Payment
- FAQs
Cross-Servicing
      Collection of Federal Nontax Debts through the Cross-Servicing Program during COVID-19
      Cross-Servicing Recently Asked Questions
      Administrative Wage Garnishment
- Cross-Servicing
- Collection of Federal Nontax Debts through the Cross-Servicing Program during COVID-19
- Cross-Servicing Recently Asked Questions
- Administrative Wage Garnishment
- Contact Us



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- TOP (Treasury Offset Program)
- CRS (Centralized Receivables Service)
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