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Performance and Accountability Report ​
This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
FHFA Values​​​​​                ​​Fairness​​​We value varied perspectives and thoughts and treat others with impartiality.​​​​Accountability​We are responsible for carrying out our work with transparency and professional excellence.​Integrity​We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.​Respect​We treat others with dignity, share information and resources, and collaborate. 
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Annual Report to Congress
Read about the agency’s 2022 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
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Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.​
 
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Conservatorship of Fannie Mae       and Freddie Mac​​
As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness. 
Conservatorship ​Performance Goals​
1.  
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Op​​erate the bu​​sines​s in a safe a​nd sound manner.

​2.​  

​​​​​​​​​​Prom​ote su​​stainable and equitable access to affordable housing.
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2023 Scorecard​
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FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.​ 
House Price Index Rele​ase Dates​​​See HPI Release Dates for​ 2023 and 2024​​​ 
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​Source: FHFA​​

FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...​
 
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FHFA provides public information and access to resources for those creating and enforcing policies, regulations and rules, to help Americans make better housing finance decisions and strengthen the U.S. housing market.
 
                                                                                    Government                                                    Home / Government
Welcome to the Government page of FHFA’s website.  This page provides consolidated resources for federal, state and local government personnel who are interested in the nation’s housing finance system.
I want to:-  Read FHFA's latest          Annual Report to Congress. 
-  Read the latest          Strategic Plan for Conservatorships or the latest Scorecard. 
-  Read recent          Research. 
-  Download          Data. 
-  Read recent          Speeches or          Testimony. 

 

Find what you were looking for? If not, send us a note about what you would like added to this page. Complete a    **general feedback form by clicking here**.

 
Key Legislation
 

**Short Title (Citation)**

**Document**

**FEDERAL HOME LOAN BANKS**
Federal Home Loan Bank Act
12 U.S.C. 1421 et seq.(Public Law 72-304 (1932))*Established the Federal Home Loan Bank System.*
GPO Text /              PDF
**FEDERAL HOUSING FINANCE AGENCY CHARTER**
Federal Housing Enterprises Financial Safety and Soundness Act of 1992
12 U.S.C. 4501 et seq.(Public Law 102-550 (1992))*Primary statutory authorization for FHFA’s regulation of Fannie Mae, Freddie Mac and the Federal Home Loan Bank System, including supervision of housing mission and goals and actions as conservator or receiver for Fannie Mae, Freddie Mac or any Federal Home Loan Bank*.
Housing and Economic Recovery Act of 2008
(Public Law 110-289 (2008))

*Amended the Safety and Soundness Act to create FHFA, place regulation of Fannie Mae, Freddie Mac and the Bank System under one regulator, enhance supervision of these regulated entities, and enhance FHFA's authorities as conservator or receiver. *
GPO​ Text /              PDF              GPO Text  /              PDF
**FREDDIE MAC CHARTER**
Federal Home Loan Mortgage Corporation Act
12 U.S.C. 1451 et seq.(Public Law 91-351 (1970))*Created Freddie Mac and provided authority for Freddie Mac’s activities.*
GPO Text /              PDF
**FANNIE MAE CHARTER**
Federal National Mortgage Association Charter Act
12 U.S.C. 1716 et seq.(Public Law 84-345,National Housing Act, Title III (1934), as amended by the Housing and Urban Development Act of 1968)*Created Fannie Mae and provided authority for Fannie Mae’s activities. Amendment in 1968 created the Government National Mortgage Association (Ginnie Mae), supervised by the Department of Housing and Urban Development.*
GPO Text  /              PDF
Find regulations pertaining to FHFA supervision at       eCFR. 

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