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                                        <div class="ExternalClass6DC2371817DB46999F3C8325668A21D7"><h3>Performance and<br> Accountability Report</h3> ​<a href="/AboutUs/reportsplans/Pages/All-Reports.aspx#0154543c-431f-47c7-bbcf-c828383bfa6d=%7b%22k%22%3a%22%22%2c%22r%22%3a%5b%7b%22n%22%3a%22ReportPlanCategoryOWSCHCS%22%2c%22t%22%3a%5b%22%5c%22%C7%82%C7%824648464120506572666f726d616e636520616e64204163636f756e746162696c697479205265706f7274%5c%22%22%5d%2c%22o%22%3a%22and%22%2c%22k%22%3afalse%2c%22m%22%3anull%7d%5d%7d"><img alt="FHFA PAR cover thumbnail image" src="/PublishingImages/Lists/MegaMenu/MenuOrderGrouping/PAR-megamenu.png" style="margin:5px;width:81px;height:104px;box-shadow:5px 5px 3px #888888;" /></a>
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      <br> </p><p>This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.</p></div>
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                                        <div class="ExternalClassC9BBFE97FA3041119AF3F15F1EA86B29"><h3>FHFA Values​</h3><table class="ms-rteTable-default" cellspacing="0" style="width:100%;height:125px;"><tbody><tr><td class="ms-rteTable-default" style="width:76px;">​​​​ 
               <span>​​Fairness​​</span></td><td class="ms-rteTable-default">​<span style="font-size:12px;">We value varied perspectives and thoughts and treat others with impartiality.​​​</span></td></tr><tr><td class="ms-rteTable-default">​<span>Accountability</span></td><td class="ms-rteTable-default"> 
               <span style="font-size:12px;">​We are responsible for carrying out our work with transparency and professional excellence.</span></td></tr><tr><td class="ms-rteTable-default">​<span>Integrity</span></td><td class="ms-rteTable-default">​<span style="font-size:12px;">We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.</span></td></tr><tr><td class="ms-rteTable-default">​<span>Respect</span></td><td class="ms-rteTable-default">​<span style="font-size:12px;">We treat others with dignity, share information and resources, and collaborate.</span></td></tr></tbody></table></div>
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                                        <div class="ExternalClassBFF1E8893E2C4DF3903A51AC186802FC"><h3>Annual Report to Congress</h3><p>Read about the agency’s 2022 examinations <br>of Fannie Mac, Freddie Mac and <br>the Home Loan Bank System.</p>Plans and Reports​​</div>​
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				<td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1" href="https://www.fhfa.gov/PolicyProgramsResearch/Programs" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn1" style="border-style:none;font-size:1em;">Programs</a></td>
			</tr>
		</table><div id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn1Nodes" style="display:block;">
			<table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/2024-Tech-Sprint-Generative-AI-in-Housing-Finance.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn2" style="border-style:none;font-size:1em;">2024 TechSprint: Generative AI in Housing Finance</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="https://www.fhfa.gov/PolicyProgramsResearch/Programs/AffordableHousing" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn3" style="border-style:none;font-size:1em;">Affordable Housing & Community Investment</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Climate-Change-and-ESG.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn4" style="border-style:none;font-size:1em;">Climate Change and ESG</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/FHLBank-Focusing-on-the-Future.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn5" style="border-style:none;font-size:1em;">FHLBank System at 100: Focusing on the Future</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/FHLBank-System-at-100-Report-Implementation.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn6" style="border-style:none;font-size:1em;">FHLBank System at 100: Report Implementation</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Duty-to-Serve.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn7" style="border-style:none;font-size:1em;">Duty to Serve Program</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Enterprise-Housing-Goals.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn8" style="border-style:none;font-size:1em;">Enterprise Housing Goals</a></td>
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			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Fair-Lending-Oversight-Program.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn9" style="border-style:none;font-size:1em;">Fair Lending Oversight Program</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/FinancialTechnology.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn10" style="border-style:none;font-size:1em;">Financial Technology</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Fraud-Prevention.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn11" style="border-style:none;font-size:1em;">Fraud Prevention</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Velocity-Tech-Sprint.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn12" style="border-style:none;font-size:1em;">Velocity: A Tech Sprint from the Federal Housing Finance Agency</a></td>
				</tr>
			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Housing-Finance-.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn13" style="border-style:none;font-size:1em;">Housing Finance Examiner Commission Program</a></td>
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				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Loss-Mitigation.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn14" style="border-style:none;font-size:1em;">Loss Mitigation</a></td>
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			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/National-Mortgage-Database.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn15" style="border-style:none;font-size:1em;">National Mortgage Database Program</a></td>
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			</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
				<tr>
					<td><div style="width:20px;height:1px"></div></td><td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Programs/Pages/Neighborhood-Stabilization-Initiative.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn16" style="border-style:none;font-size:1em;">Neighborhood Stabilization Initiative (NSI)</a></td>
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			</table>
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				<td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="/PolicyProgramsResearch/Pages/Meet-the-Experts.aspx" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn17" style="border-style:none;font-size:1em;">Meet the Experts</a></td>
			</tr>
		</table><table cellpadding="0" cellspacing="0" style="border-width:0;">
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				<td class="custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_2 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_6" onmouseover="TreeView_HoverNode(ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data, this)" onmouseout="TreeView_UnhoverNode(this)" style="white-space:nowrap;"><a class="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_0 custom-node ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_1 custom-leaf ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_5" href="https://www.fhfa.gov/PolicyProgramsResearch/Research" id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNavn18" style="border-style:none;font-size:1em;">Research</a></td>
			</tr>
		</table>
	</div><a id="ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_SkipLink"></a>
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   <h3 style="padding-bottom: 12px !important; padding-top: 0px !important; margin-top: 0px !important; color: #276598 !important; font-size: 24px !important;">About the Office of Financial Technology<br/></h3>
   <h3 style="padding-bottom: 6px !important; margin-bottom: 0px !important; padding-top: 12px !important; color: #276598 !important; font-weight: 600 !important;">Introduction: Fint​ech in Housing Finance and FHFA​​<br/></h3> 
   <p style="text-align: left;">FHFA’s Office of Financial Technology (Fintech) supports the Agency’s efforts to understand technology-driven developments in housing finance and the associated risks, and to facilitate the development of re​sponsible innovation in FHFA’s regulated entities, which include Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Bank System. The Fintech Office serves as a centralized information clearinghouse and resource for the Agency on mortgage-related innovations, general trends, and emerging risks in the use of fintech.</p>
   <p>FHFA views fintech as the application of new technologies to the production or provision of fina​ncial products and services. Fintech in the mortgage finance space can include, among other things, the application of new technologies and digital processes to:</p>
   <div style="margin-left: 20px !important; margin-right: 20px !important; padding: 0px 10px 10px !important;"> 
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                  <p style="font-weight: 600 !important; margin: 0px !important; padding: 0px 0px 0px 10px !important;">​mortgage tec​h​​<br/></p>
               </td>
               <td style="background-color: #ffffff !important;">
                  <p style="margin: 0px !important; padding: 0px !important;">mortgage origination, underwriting, servicing, investment, and other associated business activities, also known as “mortgage tech”;</p>
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                  <p style="font-weight: 600 !important; margin: 0px !important; padding: 0px 0px 0px 10px !important;">proptech</p>
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               <td style="background-color: #ffffff !important;">
                  <p style="margin: 0px !important; padding: 0px !important;">researching, transacting, and managing real estate, also known as “proptech”; and</p>
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                  <hr/> 
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                  <p style="font-weight: 600 !important; margin: 0px !important; padding: 0px 0px 0px 10px !important;">regtech</p>
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               <td style="background-color: #ffffff !important;">
                  <p style="margin: 0px !important; padding: 0px !important;">​regulation and compliance, also known as “regtech”.</p>
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   <p style="padding-top: 16px !important;">The Office of Financial Technology incorporates the principle of “responsible innovation” into its activities, balancing the value of new ideas, products, and operational approaches with the need for effective risk management and governance. The Fintech Office engages internally through the FHFA Fintech Working Group, consisting of Agency leadership and experts across divisions and offices. The Fintech Office engages in external outreach with market participants, including industry firms, non-profits, trade associations, consumer advocacy organizations and academia to support responsible innovation in mortgage finance and an ongoing dialogue on opportunities and barriers to innovation in the mortgage ecosystem.<br/></p>
   <h3 style="padding-bottom: 6px !important; margin-bottom: 0px !important; padding-top: 18px !important; color: #276598 !important; font-weight: 600 !important;">​​<a name="TechSprint">FHFA’s Housing Finance TechSprints</a><br/></h3>
   <div align="center">​<img src="/PolicyProgramsResearch/Programs/PublishingImages/fin-tech/Generative-AI.jpg" alt="Generative AI" style="width: 700px; height: 255px;"/></div>
   <p style="text-align: left;">In July 2024, FHFA will hold its second TechSprint. This year’s TechSprint, titled “Generative AI in Housing Finance,” will be a team-based problem-solving event bringing together experts and practitioners from the technology and housing finance sectors to solve a common challenge: 
      <span style="font-weight: 700; font-style: italic;">How might the responsible use of generative AI promote a transparent, fair, equitable, and inclusive housing finance system while fostering sustainable homeownership and rental opportunities?</span></p>
   <p>Learn more at the 
      Generative AI in Housing Finance TechSprint webpage. </p> 
   <p>Learn more about FHFA’s 2023 Velocity TechSprint at the 
      Velocity TechSprint webpage. </p>
   <h3 style="padding-bottom: 6px !important; margin-bottom: 0px !important; padding-top: 18px !important; color: #276598 !important; font-weight: 600 !important;">​​<a name="PLS">Public Listening Session</a><br/></h3>
   <p style="text-align: left;">On Thursday, October 6, 2022, FHFA’s Fintech Office hosted a virtual public listening session to solicit public input on the role of technology in housing finance and how the Agency can most constructively interact with other stakeholders to facilitate responsible innovation. Video and materials from the listening session are available through the links below. </p>
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            <td style="padding-left: 20px; font-size: 14px; line-height: 20px; font-weight: 400; width: 33% !important; font-family: "source sans pro", sans-serif !important;"> 
               Listening Session Agenda</td>
            <td style="padding-left: 20px; font-size: 14px; line-height: 20px; font-weight: 400; width: 33% !important; font-family: "source sans pro", sans-serif !important;"> 
               Listening Session Video</td>
            <td style="padding-left: 20px; font-size: 14px; line-height: 20px; font-weight: 400; width: 33% !important; font-family: "source sans pro", sans-serif !important;"> 
               Listening Session Transcript</td>
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      <br/>
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   <p>
      <span style="color: #276598; font-family: lato, sans-serif; font-size: 20px; font-weight: 600;">Request for Information</span><br/></p> 
   <p style="text-align: left;">In July 2022, and in conjunction with the establishment of the Fintech Office, FHFA solicited public input on the role of technology in housing finance, broadly seeking to understand the current landscape of potential innovations throughout the mortgage lifecycle and related processes, risks, and opportunities. FHFA also sought input on how the Agency could most constructively interact with other stakeholders to facilitate responsible innovation, including the identification of any barriers to or challenges in implementing fintech in the housing finance ecosystem, while also focusing on supporting equity in housing finance for both homeowners and renters.</p>
   <p> ​​RFI: Fintech in Housing Finance <span class="ms-rteThemeForeColor-2-0" style="text-decoration: none solid #0072c6;"><strong style="text-decoration: none solid #1d603f;"><em style="text-decoration: none solid #1d603f;">(closed 10/31/2022)</em></strong></span><br/></p> 
   <p> 
      View Input Provided here​ - select <span style="color: #404040; font-family: "source sans pro", sans-serif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400;"> “2</span><span style="color: #404040; font-family: "source sans pro", sans-serif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400;">022 Fintech in Housing Finance RFI" in dropdo</span><span style="color: #404040; font-family: "source sans pro", sans-serif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400;">wn menu</span><br/></p> 
   <p>
      View Summary Responses to the Request for Information on Fintech in Housing Finance ​<br/></p> 
   <h3 style="padding-bottom: 6px !important; margin-bottom: 0px !important; color: #276598 !important; font-weight: 600 !important; margin-top: 28px !important;">News</h3>
   <p> 
      <span style="font-weight: 700 !important; color: #cc0000 !important;">New! </span>
      FHFA Announces 2024 Generative AI in Housing Finance TechSprint (3/20/2024)​<br/></p>
   <p>
      FHFA Velocity TechSprint webpage<br/></p>
   <p>
      <a href="https://www.youtube.com/playlist?list=PLhnt50YUxHmNwKpgXo0nFdcvGWxaD1gpl" class="external-link">Videos from FHFA Velocity TechSprint</a></p>
   <p> 
      Summary of Key Themes from FHFA’s Velocity TechSprint (12/22/2023)<br/></p> 
   <p> 
      Blog Post from FHFA Deputy Director Jason Cave on the FHFA Velocity TechSprint (10/20/2023)​<br/></p>
   <p>
      FHFA Announces Inaugural Housing Finance TechSprint​ (4/4/2023)<br/></p> 
   <p>
      FHFA Extends Deadline to October 31 on RFI on Fintech in Housing Finance​ (10/14/2022)<br/></p> 
   <p> 
      Press Release: FHFA Announces Office of Financial Technology (7/18/2022)<br/></p>
   <h3 style="padding-bottom: 6px !important; margin-bottom: 0px !important; color: #276598 !important; font-weight: 600 !important; margin-top: 24px !important;">Meet the Team</h3> 
   <table class="FHFA-Table" style="width: 100% !important;">
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            <td style="padding-right: 0px; margin-right: 0px; padding-top: 5px !important;">
               <strong>Anne Marie Pippin</strong><br/>​Deputy Director<br/>Division of Conservatorship Oversight and Readiness (DCOR)</td> 
            <td style="padding-right: 0px; margin-right: 0px; padding-top: 5px !important;">
               <strong>Tracy Step​han</strong><br/>Chief Artificial Intelligence Officer<br/>Supervisory Financial Technology and Innovation Specialist, DCOR<br/>Office of Governance and Strategic Initiatives<br/>Office of Financial Technology </td>
         </tr> 
         <tr> 
            <td style="padding-top: 16px !important;">
               <strong>Lawrence Mak</strong><br/>Senior Strategic Analyst, DCOR<br/>Office of Governance and Strategic Initiatives<br/>Office of Financial Technology</td>
            <td style="padding-top: 16px !important;">
               <strong>Leah Price</strong><br/>Financial Technology and Innovation Specialist, DCOR<br/>Office of Governance and Strategic Initiatives<br/>Office of Financial Technology</td> 
         </tr>
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   </table>
   <h3 style="font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; line-height: 1.4; margin-top: 28px !important; color: #276598 !important; padding-bottom: 6px !important;"> 
      <span style="color: #276598; font-family: lato, sans-serif; font-size: 20px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 600;">Connect with Us</span></h3> 
   <p style="text-align: left;">To ask questions or request a meeting with the FHFA Office of Financial Technology, please email us at the address below:   </p> 
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                  <strong>E​mail: Fintech@fhfa.gov</strong></p> 
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   <p style="padding-top: 60px !important;">
      <em style="color: #404040; font-family: "source sans pro", sans-serif; font-size: 14px; font-weight: 400;">​​Page last updated: April 10​, 2024​​​​​​​​​​​​​​​​​​​​​​​​​​​</em>​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​</p>
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_spBodyOnLoadFunctionNames.push("__RegisterWebPartPageCUI");var __wpmExportWarning='This Web Part Page has been personalized. As a result, one or more Web Part properties may contain confidential information. Make sure the properties contain information that is safe for others to read. After exporting this Web Part, view properties in the Web Part description file (.WebPart) by using a text editor such as Microsoft Notepad.';var __wpmCloseProviderWarning='You are about to close this Web Part.  It is currently providing data to other Web Parts, and these connections will be deleted if this Web Part is closed.  To close this Web Part, click OK.  To keep this Web Part, click Cancel.';var __wpmDeleteWarning='You are about to permanently delete this Web Part.  Are you sure you want to do this?  To delete this Web Part, click OK.  To keep this Web Part, click Cancel.';g_spPreFetchKeys.push('sp.core.js');function _cUpdxb2484f0919fa4434a3c75eda899ce530(){var myd = null; if (typeof(dataxb2484f0919fa4434a3c75eda899ce530) != 'undefined') {myd = dataxb2484f0919fa4434a3c75eda899ce530;} var myc = document.getElementById('ctl00_xb2484f0919fa4434a3c75eda899ce530');_cUpdcxb2484f0919fa4434a3c75eda899ce530(myd, myc);}function _cUpdcxb2484f0919fa4434a3c75eda899ce530(data, ctrl){SiteLogoImagePageUpdate(ctrl, data);}
var callBackFrameUrl='/WebResource.axd?d=MKxYwzsbNXTkXqz_SuMcUzQSkPrWuYRNZZ3urQctdCOoRfnErTxTlBqz7FWof34NCoDxpdP095iTxSoun9WmshWx3Ei3ZfurlAkSQS9fbiI1&t=638393069798026697';
WebForm_InitCallback();var ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data = new Object();
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.images = ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ImageArray;
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.collapseToolTip = "Collapse {0}";
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.expandToolTip = "Expand {0}";
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.expandState = theForm.elements['ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ExpandState'];
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.selectedNodeID = theForm.elements['ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_SelectedNode'];
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.hoverClass = 'ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_10 custom-hover';
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.hoverHyperLinkClass = 'ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_9 custom-hover';
(function() {
  for (var i=0;i<6;i++) {
  var preLoad = new Image();
  if (ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ImageArray[i].length > 0)
    preLoad.src = ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_ImageArray[i];
  }
})();
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.lastIndex = 19;
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.populateLog = theForm.elements['ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_PopulateLog'];
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.treeViewID = 'ctl00$PlaceHolderMain$g_1b76115b_8ae5_45ab_be19_1321722f4c33$tvLeftNav';
ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data.name = 'ctl00_PlaceHolderMain_g_1b76115b_8ae5_45ab_be19_1321722f4c33_tvLeftNav_Data';

            ExecuteOrDelayUntilScriptLoaded(
                function() 
                {                    
                    Srch.ScriptApplicationManager.get_current().states = {"webUILanguageName":"en-US","webDefaultLanguageName":"en-US","contextUrl":"https://www.fhfa.gov/PolicyProgramsResearch/Programs","contextTitle":"Programs","supportedLanguages":[{"id":1025,"label":"Arabic"},{"id":1093,"label":"Bangla"},{"id":1026,"label":"Bulgarian"},{"id":1027,"label":"Catalan"},{"id":2052,"label":"Chinese (Simplified)"},{"id":1028,"label":"Chinese (Traditional)"},{"id":1050,"label":"Croatian"},{"id":1029,"label":"Czech"},{"id":1030,"label":"Danish"},{"id":1043,"label":"Dutch"},{"id":1033,"label":"English"},{"id":1035,"label":"Finnish"},{"id":1036,"label":"French"},{"id":1031,"label":"German"},{"id":1032,"label":"Greek"},{"id":1095,"label":"Gujarati"},{"id":1037,"label":"Hebrew"},{"id":1081,"label":"Hindi"},{"id":1038,"label":"Hungarian"},{"id":1039,"label":"Icelandic"},{"id":1057,"label":"Indonesian"},{"id":1040,"label":"Italian"},{"id":1041,"label":"Japanese"},{"id":1099,"label":"Kannada"},{"id":1042,"label":"Korean"},{"id":1062,"label":"Latvian"},{"id":1063,"label":"Lithuanian"},{"id":1086,"label":"Malay"},{"id":1100,"label":"Malayalam"},{"id":1102,"label":"Marathi"},{"id":1044,"label":"Norwegian"},{"id":1045,"label":"Polish"},{"id":1046,"label":"Portuguese (Brazil)"},{"id":2070,"label":"Portuguese (Portugal)"},{"id":1094,"label":"Punjabi"},{"id":1048,"label":"Romanian"},{"id":1049,"label":"Russian"},{"id":3098,"label":"Serbian (Cyrillic)"},{"id":2074,"label":"Serbian (Latin)"},{"id":1051,"label":"Slovak"},{"id":1060,"label":"Slovenian"},{"id":3082,"label":"Spanish (Spain)"},{"id":2058,"label":"Spanish (Mexico)"},{"id":1053,"label":"Swedish"},{"id":1097,"label":"Tamil"},{"id":1098,"label":"Telugu"},{"id":1054,"label":"Thai"},{"id":1055,"label":"Turkish"},{"id":1058,"label":"Ukrainian"},{"id":1056,"label":"Urdu"},{"id":1066,"label":"Vietnamese"}],"navigationNodes":[{"id":1001,"name":"Everything","url":"{searchcenterurl}/results.aspx","promptString":"Search everything"},{"id":1002,"name":"People","url":"{searchcenterurl}/peopleresults.aspx","promptString":"Search people"},{"id":1003,"name":"Conversations","url":"{searchcenterurl}/conversationresults.aspx","promptString":"Search conversations"},{"id":0,"name":"This Site","url":"~site/_layouts/15/osssearchresults.aspx?u={contexturl}","promptString":"Search this site"}],"webUILanguageDirectory":"en-US","showAdminDetails":false,"defaultPagesListName":"Pages","isSPFSKU":false,"defaultQueryProperties":{"culture":1033,"uiLanguage":1033,"summaryLength":180,"desiredSnippetLength":90,"enableStemming":true,"enablePhonetic":false,"enableNicknames":false,"trimDuplicates":true,"bypassResultTypes":false,"enableInterleaving":true,"enableQueryRules":true,"processBestBets":true,"enableOrderingHitHighlightedProperty":false,"hitHighlightedMultivaluePropertyLimit":-1,"processPersonalFavorites":true}};
                    Srch.U.trace(null, 'SerializeToClient', 'ScriptApplicationManager state initialized.');
                }, 'Search.ClientControls.js');var g_clientIdDeltaPlaceHolderMain = "DeltaPlaceHolderMain";
var g_clientIdDeltaPlaceHolderUtilityContent = "DeltaPlaceHolderUtilityContent";

                    ExecuteOrDelayUntilScriptLoaded(
                        function() 
                        {
                            if ($isNull($find('ctl00_ctl51_csr')))
                            {
                                var sb = $create(Srch.SearchBox, {"delayLoadTemplateScripts":true,"initialPrompt":"Search","messages":[],"queryGroupNames":["Default"],"renderTemplateId":"~sitecollection/_catalogs/masterpage/Display Templates/Search/Control_SearchBox.js","resultsPageAddress":"{SearchCenterURL}/allresults.aspx","serverInitialRender":true,"showDataErrors":true,"showQuerySuggestions":false,"states":{},"tryInplaceQuery":false,"updatePageTitle":false}, null, null, $get("ctl00_ctl51_csr"));
                                sb.activate('Search', 'ctl00_ctl51_csr_sbox', 'ctl00_ctl51_csr_sboxdiv', 'ctl00_ctl51_csr_NavButton', 'ctl00_ctl51_csr_AutoCompList', 'ctl00_ctl51_csr_NavDropdownList', 'ctl00_ctl51_csr_SearchLink', 'ms-srch-sbprogress', 'ms-srch-sb-prompt ms-helperText');
                            }
                        }, 'Search.ClientControls.js');//]]>
</script>
</form><span id="DeltaPlaceHolderUtilityContent"></span></body>
</html>