<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-2001
<PERIOD-START>                             JUL-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           1,856
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     23,423
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         89,528
<ALLOWANCE>                                        411
<TOTAL-ASSETS>                                 116,881
<DEPOSITS>                                      65,799
<SHORT-TERM>                                     4,400
<LIABILITIES-OTHER>                                810
<LONG-TERM>                                     26,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      19,872
<TOTAL-LIABILITIES-AND-EQUITY>                 116,881
<INTEREST-LOAN>                                  1,923
<INTEREST-INVEST>                                  389
<INTEREST-OTHER>                                     1
<INTEREST-TOTAL>                                 2,313
<INTEREST-DEPOSIT>                                 735
<INTEREST-EXPENSE>                               1,159
<INTEREST-INCOME-NET>                            1,154
<LOAN-LOSSES>                                       15
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    678
<INCOME-PRETAX>                                    530
<INCOME-PRE-EXTRAORDINARY>                         336
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       336
<EPS-BASIC>                                        .20
<EPS-DILUTED>                                      .20
<YIELD-ACTUAL>                                    4.12
<LOANS-NON>                                          0
<LOANS-PAST>                                       506
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   405
<CHARGE-OFFS>                                        9
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  411
<ALLOWANCE-DOMESTIC>                               394
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             17


</TABLE>