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          Fiscal Service A-Z Index
                This A–Z Index lists all Fiscal Service content. You can also view just the Programs & Services.A
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                      About the Fiscal Service

                        Accessibility Statement

                        ACH - Automated Clearing House

                        ACH Payment Schedule: Recurring Benefits and Military Active Duty, Reserves, and Benefits

                        AWG - Administrative Wage Garnishment

                        ARM -  Agency Relationship Management
						
						APG - Agency Priority Goal
                        
                        America's  Finance Guide

                        Annual Fiscal Service Letters

                        Annual Report, United States Government

                        Anti-Harassment Policy Statement

                        ASAP - Automated Standard Application for Payment

                B

                      Bank Management System
                        Budget Surplus/Deficit Publications

                        Bulk Data Formats for Salary and Vendor/Miscellaneous Payments

                        Business & Institutions, Services for

                C

                      CAS - Card Acquiring Service

                        Careers

                        CMIA - Cash Management Improvement Act

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                        CRS - Centralized Receivables Service
						
						Certifying Officer Training

                        CFS - Consolidated Financial Statements of the United States Government

                        Check Claims

                        Check Payment Formats

                        Check Reclamation Guide: The Gold Book

                        CIR - Collections Information Repository

                        Circular 176: Depositaries and Financial Agents of the Federal Government (31 CFR 202)

                        Circular 570: Treasury’s Approved Listing of Sureties

                        Collateral

                        Combined Statement of Receipts, Outlays, and Balances of the United States Government

                        Contact the Fiscal Service

                        Credit Gateway

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                D

                      Data Transparency
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                        DDM - Debt Management

                        DNP – Do Not Pay

                        DTS - Daily Treasury Statement

                        Debit Card

                        Debit Gateway

                        Direct Deposit (Electronic Funds Transfer)

                        Direct Express®

                E

                      EagleCash

                        eCollections

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                F

                      FAST - Federal Accounts Symbols and Titles (FAST Book)

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                      IFCS - Intragovernmental Fiduciary Confirmation System

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                J

                      Judgment Fund

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                      LPA - Legislative and Public Affairs

                M

                      MBDP - Minority Bank Deposit Program

                        MMC - Military Meal Checks Program

                        Modernization, Innovation, and Payment Resolution (now Payment Integrity and Resolution Services)

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                N

                      National Payment Center of Excellence (NPCE)(now Federal Disbursement Services)

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                O

                      OTCnet

                P

                      PIRS - Payment Integrity and Resolution Services

                        PACER - Payments, Claims and Enhanced Reconciliation

                        PAM - Payment Automation Manager

                        PICOE - Payment Integrity Center
						
						PFC - Philadelphia Financial Center (now Payment Integrity and Resolution Services)
						
                        Pay.gov

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                R

                      Rates & Sureties			                       

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                        RFC - Regional Financial Center 

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                S

                      SAM - Shared Accounting Module

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                        SPS - Secure Payment System

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                        Stored Value Card
                        SDA – Summary Debt Accounting

                        Surety Bonds

                        Systems Access

                T

                      TIN - Taxpayer Identifying Number

                        TRO - Tax Refund Offset

                        Tax Refund Offset FAQ                        

                        Training Opportunities
						
						TAS - Treasury Account Symbol
						
                        TAR - Treasury Annual Report Appendix 
						
						Treasury Bank Mentor-Protégé Program

                        Treasury Bulletin

                        TCIS - Treasury Check Information System

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                        TCMM - Treasury Collateral Management & Monitoring

                        TFM - Treasury Financial Manual

                        TMA - Treasury Managed Accounts
						
                        TOP - Treasury Offset Program

                        TROR - Treasury Report on Receivables

                        TGA - Treasury General Account

                        Treasury Securities and Programs

                        TSS - Treasury Securities Services

                U

                      Unclaimed Assets, FAQ

                        U.S. Debit Card

                        USA Spending

                        USSGL - United States Standard General Ledger

                        Unpaid Foreign Claims
                V
                      
                      Vendor Payment Guidance


# Direct Express®

The Direct Express® Debit Mastercard® card is a way to get your federal benefits, even if you do not have a bank account. No need to cash a check or carry cash. No credit check to get the card. No need to keep a minimum balance on the card.

Federal benefit payments, such as Social Security, Supplemental Security Income (SSI) and Veterans, are required to receive your payment electronically. You must either have the money deposited directly to a bank or credit union account or get your money each month on a DirectExpress® prepaid debit card.

If you do not have a bank account, the FDIC website  offers information to help you open an account online or at a local bank branch.

## How does the Direct Express® card work?

Each month, your money is automatically deposited to your Direct Express® card account on your payment date. You can go to any bank, credit union, or ATM that shows the Mastercard® logo, even if you do not have a bank account.

- buy from any place that accepts debit card payments
- get cash from any ATM, bank, or credit union that shows the Mastercard® logo
- pay your bills online or over the phone

## How Do I Get My Direct Express® card?

Contact our Enrollment Center between the hours of 9:00 a.m. to 7:00 p.m. ET, Monday thru Friday.

Call 800-333-1795 or enroll online at https://www.godirect.gov/gpw/enrollment

## Benefits of the Direct Express® card

No need to have a bank account or carry cash

You get your money on time, every month

No need to worry about checks

## Safe & Secure

The Direct Express® card is very safe.

- The Federal Deposit Insurance Corporation (FDIC) insures your money up to the maximum that the law allows.
- You get a Personal Identification Number (PIN) that you use at ATMs, online, and in stores.
- You choose the PIN when you activate your card. Your PIN is a four-digit number that you enter on the keypad at ATMs and retail locations when you use your card.
- If your card is lost or stolen, it will be replaced by Direct Express customer service

## No Cost and No Fees

For most of the ways you will use the card, there are no fees.

- No cost to sign up
- No monthly fees or overdraft fees
- No fee to use the card wherever Mastercard® is accepted
- No fee to get extra cash back with purchases
- No fee to get cash from a bank or credit union
- One free ATM cash withdrawal for each deposit posted to your card account each month. (If you use an ATM that is not part of the Direct Express® network, the bank or credit union that owns that ATM may charge a fee.)

## Even More Benefits

You also get these services for free:

- Find out how much money you have left on your card
- Get a message when money is deposited to your card
- Get a message when your balance falls below a certain amount
- Get help whenever you need it by phone or online
- Download the DX® Mobile App for free

A few other services you may choose to use with your card do have small fees. For information about these other services and what they cost, visit Direct Express FAQs.

## Fiscal Service Financial Agent Selection Process (FASP) for the Direct Express Program Closed February 26, 2024

The Bureau of the Fiscal Service Financial Agent Selection Process (FASP) for the Direct Express Program closed on February 26, 2024, which was the deadline for all applications to be submitted.

For media inquiries, please contact the Bureau of the Fiscal Service, Legislative and Public Affairs Office at (202)504-3535 or media.relations@fiscal.treasury.gov.



## Contact Direct Express®

If you have questions or need assistance with your **Direct Express® card**, contact **Direct Express®** customer service 24 hours a day, 7 days a week, by calling the number on the back of your card.  Call 1-888-741-1115 if your card starts with 5332 or, call 886-606-3311 if your card starts with 5115.

For card account information, visit directexpress.com

Direct Express® and the Direct Express® logo are registered marks of the U.S. Department of the Treasury, Bureau of the Fiscal Service.

The Comerica Bank issues the DirectExpress® Debit Mastercard® under a license from Mastercard International Incorporated. Mastercard® and the Mastercard® Brand Mark are registered trademarks of Mastercard International Incorporated.

Last modified 02/28/24

Direct Express®

A program of the Bureau of the Fiscal Service



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