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​​​​​​​​Duty to Serve​ Program​​
 Duty to Serve Program Policy Programs 2024 TechSprint: Generative AI in Housing Finance Affordable Housing & Community Investment Climate Change and ESG FHLBank System at 100: Focusing on the Future FHLBank System at 100: Report Implementation Duty to Serve Program Enterprise Housing Goals Fair Lending Oversight Program Financial Technology Fraud Prevention Velocity: A Tech Sprint from the Federal Housing Finance Agency Housing Finance Examiner Commission Program Loss Mitigation National Mortgage Database Program Neighborhood Stabilization Initiative (NSI)
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 Policy, Programs & Research
 Programs
 Overview  On February 9, 2024 FHFA issued Non-Objections to the Enterprises’ modifications to their 2022-2024 Underserved Markets Plans. Under the Duty to Serve regulation and FHFA's Evaluation Guidance, an Enterprise may propose to modify its Plan at any point if future events affect its ability to achieve the Plan's original objectives.  The activities proposed by the Enterprises are subject to FHFA review and approval to ensure compliance with the Enterprises' Charter Acts, safety and soundness, and other conservatorship and regulatory requirements.  Learn more about the 
   modified Underserved Market Plans. ​​If you have any questions or concerns, please send an email to 
   DutyToServeStakeholders@FHFA.gov. ​What​'s New?​ Undersreved market plans**2​022-2024 Underserved Market Plans**
               Read More
         DTS Listening Sessions**2023 Duty to Serve Public Listening Sessions**
               Read More
         Final Rule - Colonias Census Tract Amendments**Final Rule - Colonias Census Tract Amendments**
               Read More 2022 Enterprise Annual Reports**​2023 Enterprise Annual Reports**
               Read More 
         Questions and Answers**Questions and Answers**
               Read More ​Resources​ DTS Final Rule**Final Rule**
               Read More
         Enterprise Annual Reports**Enterprise Annual Reports**
               Read More
         **Evaluation Guidance**
               Read More Annual Housing Report**Annual Housing Report​​**
               Read More
         Annual Report to Congress**Annual Report to Congress**
               Read More  ​Data and Tools​​​ Access datasets and interactive maps​ on the 
   DTS Eligibility Data Page for DTS-qualifying rural areas, Indian areas, high opportunity areas, and areas of concentrated poverty. Also, access information and dashboards on the 
   DTS Performance Data Page. 2022 DTS Single-Family Dashboard​ The Single-Family Dashboard is an interactive map that looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels. 2018-2022 DTS Multifamily Dashboard The Multifamily Dashboard is an interactive map that looks at the number of multifamily units supported by Enterprise loans that meet DTS income requirements for multifamily objectives in the Affordable Housing Preservation, Manufactured Housing, and Rural Housing markets.  ​We Want to Hear From You  Use the drop-down menus to submit comments on specific Duty to Serve requests for public comments, or to provide general input on the Duty to Serve program. You can also view previously submitted comments. Submit Your Own Input 
               Duty to Serve General Input 
         View Previous Input 
               2023 DTS Proposed Modifications RFI2023 DTS Listening Sessions InputFannie Mae LIHTC Modification RFI InputColonias Rulemaking InputDTS Program General InputView Archived Comments ​​ Explore Duty to Serve  Want to learn more about how the DTS program works? Learn about the underserved markets, process timeline, plan structure, statutory and regulatory activities, evaluation process, and more. 
             
            
            View Slideshow
            
            ​​ Archive​​ There are many resources to help you better understand the Duty to Serve program, annual processes, markets, and plans. Evaluation Guidance​
               Modified Underserved Markets Plans
               Event Materials
               Enterprise Quarterly and Annual Reports​
            Annual Housing Reports to Congress
               Questions and Answers 
               Press Releases
               ​Annual Duty to Serve Snapshots
            ​​Duty to Serve Overview Materials
               Proposed Rule​
               External Resources
               Requests for Input on Proposed Plan Modifications
 ​Meet the Team 
             
            **​****Arun Barman***Duty to Serve Senior Economist* 
                     **​****Marcea Barringer***Duty to Serve Supervisory Policy Analyst* 
                     **​****Lauren Boyd***Duty to Serve Policy Analyst***​****Rebecca Cohen***Duty to Serve Senior Policy Analyst* 
                     ​​Mike Price*Duty to Serve Senior Policy Analyst* 
                     **​****Toi Roberts***Duty to Serve Program Analyst***​****Joshua Sagartz***Duty to Serve Policy Analyst*​   Meet the Exper​ts​ 
                     ​​Contact the Duty to Serve Team
            Questions on Duty to Serve? Email us and we'll get back to you soon. Page Updated: April 4​, ​2024​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​
 
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