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   This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
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               ​​Fairness​​​We value varied perspectives and thoughts and treat others with impartiality.​​​​Accountability​We are responsible for carrying out our work with transparency and professional excellence.​Integrity​We are committed to the highest ethical and professional standards to inspire trust and confidence in our work.​Respect​We treat others with dignity, share information and resources, and collaborate.          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
                          
            
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      and Freddie Mac​​As conservator, FHFA is focused on ensuring that each Enterprise builds capital and improves its safety and soundness.
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               Op​​erate the bu​​sines​s in a safe a​nd sound manner.​2.​​​​​​​​​​​Prom​ote su​​stainable and equitable access to affordable housing.​2023 Scorecard​​​​          
            
                          
            
                          
            
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 Home
 Homeowners & Homebuyers
 Get smart on the housing market. 
 Whether you are a first-time homebuyer, a seasoned homebuyer or already own a home, you may want to learn more about the financial impact and process of buying and owning a home. In this section, you will find helpful resources to better help you navigate the mortgage market. From shopping for a mortgage to understanding federal rules, 
         Tips for Homebuyers will provide the groundwork for those buying a property. But even after a home purchase has been made, there may be more questions and a personal financial situation may change that jeopardizes your home. 
         Tips for Homeowners includes resources to help you understand your mortgage and prevent foreclosures. Unfortunately, many good programs and opportunities are abused by scam artists. You will find tips to help you avoid scams and resources if you encounter or already are a victim of a scam under 
         Avoid Scams.  To learn how to prevent scams, visit the 
         Fraud Prevention page. The mortgage market is a complex field. Homeowners and homebuyers deal with the primary mortgage market, but FHFA regulates and supervises elements of the secondary mortgage market.
 Page Last Updated: November 1, 2023​​​​​​​​​​
 
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