<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF
INCOME FILED AS PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-START>                             JUL-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                           1,600
<INT-BEARING-DEPOSITS>                             886
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      4,899
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         52,919
<ALLOWANCE>                                        175
<TOTAL-ASSETS>                                  61,324
<DEPOSITS>                                      48,587
<SHORT-TERM>                                     1,000
<LIABILITIES-OTHER>                                935
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      10,802
<TOTAL-LIABILITIES-AND-EQUITY>                  61,324
<INTEREST-LOAN>                                  2,317
<INTEREST-INVEST>                                  156
<INTEREST-OTHER>                                    51
<INTEREST-TOTAL>                                 2,524
<INTEREST-DEPOSIT>                               1,039
<INTEREST-EXPENSE>                                   7
<INTEREST-INCOME-NET>                            1,046
<LOAN-LOSSES>                                       60
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    845
<INCOME-PRETAX>                                    659
<INCOME-PRE-EXTRAORDINARY>                         422
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       422
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    5.09
<LOANS-NON>                                          0
<LOANS-PAST>                                        38
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   119
<CHARGE-OFFS>                                        5
<RECOVERIES>                                         1
<ALLOWANCE-CLOSE>                                  175
<ALLOWANCE-DOMESTIC>                               175
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>