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Federal Register                                                                                                                                                                                                                                                                        Fannie Mae & Freddie MacFederal Home Loan Bank SystemExaminer ResourcesLegal Documents & SuspensionsRulemaking and Federal RegisterAdvisory BulletinsDodd-Frank Act Stress TestsLIBOR TransitionHome / Supervision & Regulation / Federal Register / Stress Testing of Regulated Entities                                                                                                                        Stress Testing of Regulated Entities                                                                            Open Date:                                                                                                                                                                                                                                                                                                                                                                                                                                            		Open for                                                                                         comment                                                                                        Deadline:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                All                                                                                                                 comments are                                                                                                                 due by 			                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Type:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Final Rule                                        Number:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         RIN-2590–AB05                                        Group:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Fannie Mae; FHLBanks; Freddie Mac                                                                                    Document Number:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        FR Doc. 2020–05476                                        CFR:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        12 CFR Part 1238                                        CFR Description:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        STRESS TESTING OF REGULATED ENTITIES                                        Federal Register 									Publish Date:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        3/24/2020                                            Federal Register Citation:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                85 FR 16528https://www.govinfo.gov/content/pkg/FR-2020-03-24/pdf/2020-05476.pdfView Document:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 Contact Information:                                                                                                                                                                                                                                                                                                                                                                                                                RulemakingContact
**FOR FURTHER INFORMATION CONTACT:**  Naa Awaa Tagoe, Senior Associate Director, Office of Financial Analysis, Modeling and Simulations, (202) 649-3140,    naaawaa.tagoe@fhfa.gov; Karen Heidel, Assistant General Counsel, Office of General Counsel, (202) 649-3073,    karen.heidel@fhfa.gov; or Mark D. Laponsky, Deputy General Counsel, Office of General Counsel, (202) 649-3054,    mark.laponsky@fhfa.gov.  *If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. Additionally, the TDD 1-(800) number referenced in Rulemaking documents attached to this page is obsolete and the 7-1-1 number should be used.*
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Submit Comments                                                                                                                                                                                                                                                                                                                                                                                                                                                        View Comments                                                                                                                                                                                                                                                                                                                                                                                                                                                        PageContent
**​SUMMARY:**  The Federal Housing Finance Agency (FHFA) isadopting a final rule that amends its stress testing rule, consistent withsection 401 of the Economic Growth, Regulatory Relief, and Consumer ProtectionAct (EGRRCPA).  These amendments adoptthe proposed amendments without change to modify the minimum threshold for theregulated entities to conduct stress tests increased from $10 billion to $250billion; removal of the requirements for Federal Home Loan Banks (Banks) subjectto stress testing; and removal of the adverse scenario from the list ofrequired scenarios.  These amendmentsalign FHFA’s rule with rules adopted by other financial institution regulatorsthat implement the Dodd-Frank Wall Street Reform and Consumer Protection Act(Dodd-Frank Act) stress testing requirements, as amended by EGRRCPA. 

**DATES: **This rule is effective March 24, 2020.

Thank you for your submission to FHFA.
Submit a CommentFirst NameLast NameAddressAddressCityStateStateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingZIP CodeTelephone NumberFax NumberEmail AddressOrganization NameSubmitter's RepresentativeGovernment AgencyGovernment Agency TypeGovernment Agency TypeFederalStateLocalTribalRegionalCommentsCommentsPlease upload files relevant to your commentsNOTE:  To ensure file attachments are received, make certain file names do NOT include characters such as ~  # % & * { } \ :  ? / |, that file names are short and concise, and that the file does not exceed 50MB. If you have trouble submitting input or uploading documents to attach to your input, please contact FHFAwebmaster@FHFA.gov or call (202) 649-3031 for assistance.Enter numbers or words providedEnter numbers or words provided.**Privacy Act Notice**
                            	This notice is provided pursuant to the Privacy Act of 1974 (Privacy Act), as amended, 5 U.S.C. 552a. The collection of information is to process and/or respond to your complaint, appeal, inquiry, request for information, to review and post comments on proposed rules/regulations, to review feedback received on FHFA proposed or implemented initiatives, and to compile a list of potential vendors and contractors. The records are used in accordance with Systems of Records Notices (SORN), FHFA-3 Correspondence Tracking System, FHFA-20 Telecommunications System, and FHFA-22 Online Forms. You can view these SORNs by clicking                                                                 here                                                                 and                                                                 here                                                                 and                                                                 here                                                                . Although providing this information is voluntary, failure to provide the requested information may result in your complaint, appeal, inquiry, request, comment, or feedback not being processed and may make it more difficult for FHFA to respond to you.                                                                                    
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