<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1999
<PERIOD-START>                             JUL-01-1998
<PERIOD-END>                               MAR-31-1999
<CASH>                                           1,603
<INT-BEARING-DEPOSITS>                             366
<FED-FUNDS-SOLD>                                 2,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     29,041
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         69,255
<ALLOWANCE>                                        297
<TOTAL-ASSETS>                                 105,308
<DEPOSITS>                                      53,895
<SHORT-TERM>                                     3,000
<LIABILITIES-OTHER>                                618
<LONG-TERM>                                     17,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      30,795
<TOTAL-LIABILITIES-AND-EQUITY>                 105,308
<INTEREST-LOAN>                                  4,067
<INTEREST-INVEST>                                  631
<INTEREST-OTHER>                                   278
<INTEREST-TOTAL>                                 4,976
<INTEREST-DEPOSIT>                               1,597
<INTEREST-EXPENSE>                               1,763
<INTEREST-INCOME-NET>                            3,213
<LOAN-LOSSES>                                       90
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,615
<INCOME-PRETAX>                                  1,650
<INCOME-PRE-EXTRAORDINARY>                       1,049
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,049
<EPS-PRIMARY>                                      .52
<EPS-DILUTED>                                      .51
<YIELD-ACTUAL>                                    5.10
<LOANS-NON>                                          0
<LOANS-PAST>                                        17
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   223
<CHARGE-OFFS>                                       18
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                  297
<ALLOWANCE-DOMESTIC>                               297
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             65
        

</TABLE>