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      EnglishEspañolFrançaisKreyòlTiếng Việt简体中文한국어  Rumor: I don’t need flood insurance if I can get disaster assistance from FEMA.
Fact
This is not true. A flood insurance policy covers you during different flood events. FEMA disaster assistance is only available when a federal disaster is declared by the president.  Additionally, grants provided by FEMA are not always enough to cover all losses.



Visit theNational Flood Insurance Program page for more information.
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Last updated August 18, 2023

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