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      EnglishEspañolFrançaisKreyòlTiếng Việt简体中文한국어  Flood Insurance
              
              
                                                                                                                                                                                                                                                                                                                                                                                                                                                      
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    

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          Flood Insurance Manuals and Handbooks
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Flood Insurance Manual



The Flood Insurance Manual is used primarily by insurers and agents selling and servicing NFIP flood insurance.



Current Editions



Effective April 1, 2024



Effective October 1, 2022



Previous Editions



2005 - 2021



NFIP Policy Issuances, Endorsements and Bulletins



These underwriting NFIP bulletins and policy issuances from 2004 through 2010, provide additional guidance for insurers and agents selling flood insurance. ****



Policy Interpretation 2010-1 – Buildings Over Water That Were Originally Constructed Over Land, February 16, 2010Acceptable Documentation for Underwriting Transactions Involving Multi-Property Letters of Map Revision (LOMR) or Letters of Map Amendment (LOMA), May 31, 2007Policy Issuance 1-2006, Re-Rating of Substantially Damaged Buildings, October 24, 2006Policy Issuance 2-2005, U.S. District Court Order Regarding the Sale of National Flood Insurance Program (NFIP) Insurance in Monroe County, Florida, October 4, 2005Policy Issuance 1-2005, Implementation of §209 of the Flood Insurance Reform Act (FIRA), May 19, 2005Effective 10/1/04 - Conversion of a Standard Rated Policy to a Preferred Risk Policy Due to a Map Revision or LOMA/LOMR, August 10, 2004NFIP Claims



Claims Manual (Effective June 29, 2023)



This manual improves clarity of flood insurance claims guidance to NFIP Write Your Own (WYO) companies, flood vendors, flood adjusters and examiners so that policyholders experience consistency and reliability of service.



The Standard Flood Insurance Policy Commentaryis a quick reference document for claims professionals to find current NFIP guidance relevant to key provisions and concepts contained within the Standard Flood Insurance Policy.Previous Manuals



Effective Oct 1. 2021Effective May 1, 2020Effective June 1, 2019Effective August 30, 2018Effective September 2, 2013 (ZIP)



Claims Handbook (Effective April 21, 2022)



This handbook provides guidance on the claims and recovery process for homeowners, renters and business owners and includes information on preparing people and property for an impending flood event.



Manual de reclamaciones del NFIPExternal Link Arrow
Last updated March 28, 2024

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