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                                                                   EXHIBIT 10(F)

                                                                           DRAFT
                                                                       (3-13-00)



                             BANK ONE CORPORATION
                   SUPPLEMENTAL SAVINGS AND INVESTMENT PLAN
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              (As Amended and Restated Effective January 1, 2000)
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                             BANK ONE CORPORATION
                   SUPPLEMENTAL SAVINGS AND INVESTMENT PLAN
                   ----------------------------------------
              (As Amended and Restated Effective January 1, 2000)


          1.    Purpose.  The purpose of the BANK ONE CORPORATION Supplemental
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Savings and Investment Plan ("Supplemental Plan") is to provide supplemental
benefits to certain employees described in Section 3 below of BANK ONE
CORPORATION, a Delaware corporation and any successors thereto (the
"Corporation") and of its subsidiaries and related entities (each an "Employer";
collectively, the "Employers") who are participants in the BANK ONE CORPORATION
Savings and Investment Plan ("SIP") and whose ability to make contributions to
the SIP is limited by operation of Section 401(a)(17), 401(k)(3), 401(m), 402(g)
or 415 of the Internal Revenue Code of 1986, as amended (the "Code") (which Code
Sections, as used in this Supplemental Plan, shall include any comparable
section or sections of any future legislation that amend, supplement or
supersede those sections).  This Supplemental Plan is an amendment and
restatement of the First Chicago NBD Corporation Supplemental Savings and
Investment Plan ("FCN Supplemental Plan") and the BANK ONE CORPORATION 401(k)
Restoration Plan (the "BOC Supplemental Plan"), and is intended to be the
Corporation's sole vehicle, effective January 1, 2000, for providing benefits
that would otherwise be provided under the SIP but for the aforementioned
limitations of the Code.   The rights and benefits of any participant whose
employment terminated prior to January 1, 2000 will be governed by the terms of
the FCN Supplemental Plan or the BOC Supplemental Plan, as applicable, as in
effect on the date of the participant's termination of employment.

          2.    Definitions.  Unless the context clearly implies or indicates
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the contrary, a word, term or phrase used or defined in the SIP is similarly
used or defined in the Supplemental Plan.  The masculine pronoun whenever used
herein is deemed to include the feminine and the singular shall be deemed to
include the plural whenever the context requires.

          3.    Eligibility.  A participant in the FCN Supplemental Plan or the
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BOC Supplemental Plan on December 31, 1999, who remains employed by an Employer
on January 1, 2000 shall become a participant hereunder, and his account under
either such plan shall be transferred to and become subject to the terms of the
Supplemental Plan.  Each other individual who, on or after January 1, 2000, is a
participant in the SIP and whose contributions thereto are limited because of
the application of Section 401(a)(17), 401(k)(3), 401(m), 402(g) or 415 of the
Code shall be eligible to participate in the Supplemental Plan.

          4.    Participation.  An individual eligible to participate pursuant
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to Section 3 above shall participate in the Supplemental Plan automatically
pursuant to his election under the SIP and shall participate in the same manner
with the same rights and under the same terms and conditions as his
participation under the SIP, except as may otherwise be prescribed herein.  The
Committee or its designee shall notify each participant of his automatic
participation.

          5.    Supplemental Benefit.  An allocation shall be made to the
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Supplemental Plan account of a participant whenever the amount of Before-Tax
Contributions and/or Matching Contributions that would have otherwise been made
under the SIP on his behalf are limited by
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operation of Section 401(a)(17), 401(k)(3), 401(m), 402(g) or 415 of the Code.
Such allocation shall equal the amount of Before-Tax Contributions and/or
Matching Contributions that are so limited, adjusted for the investment results
attributable to such contributions had such contributions been invested in the
Investment Funds in the same manner and proportions as contributions made on his
behalf to the SIP were invested under the SIP.

          6.    Distribution of Account Balances-  Normal Form.  Except as
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provided in Sections 7, 8, 9 or 10 below, a participant's account hereunder
shall be distributed in cash in one lump sum payment as soon as practicable
after the close of the calendar year in which the participant's termination of
employment occurs.

          7.    Optional Forms of Payment.  Instead of a lump sum payment under
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Section 6 above, a participant whose account balance exceeds $5,000 (or such
larger amount established by the Committee from time to time) may, by making a
written election prior to the date his employment terminates in accordance with
rules established by the Committee, elect to have his account under the
Supplemental Plan: (i) paid in the form of annual or more frequent installments
over a period not less than three nor more than fifteen years, commencing as
soon as practicable after the close of the calendar year in which the
participant's termination of employment occurs; or (ii) transferred as soon as
practicable following his termination of employment to the BANK ONE CORPORATION
Deferred Compensation Plan, provided that he: (A) has attained age 55 and
completed at least fifteen Years of Service on the date his employment
terminates; (B) is eligible to participate in the BANK ONE CORPORATION Deferred
Compensation Plan; and (C) satisfies any requirements established by the
Committee or its designee as to minimum account balances.  The Committee or its
designee shall have complete discretion to establish, change or eliminate forms
of distribution and rules pertaining to the election and timing of such
distributions.

          8.    Survivor's Benefits.  In the case of a participant's death
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before distribution of his entire account balance under the Supplemental Plan,
any remaining account balance will be distributed to the participant's
Designated Beneficiary in a lump sum as soon as practicable following the
participant's death.  If the participant has no Designated Beneficiary, benefits
under the Supplemental Plan shall be distributed to the individual identified in
accordance with procedures established under the PPAP for similarly situated
participants.

          9.    Disability Distribution.   A participant who is disabled, within
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the meaning of Code Section 401(k)(2)(B), may elect an immediate distribution of
his account balance under the Supplemental Plan.

          10.   Change of Control.  In the event of a "Change of Control" of the
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Corporation, as defined in the BANK ONE CORPORATION Stock Performance Plan, a
participant shall have his account balance distributed to him in cash in a lump
sum (whether or not his employment has terminated) as soon as practicable
following such Change of Control.

          11.   No Right to Withdrawal or Receive Loans During Employment.
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Except as provided in Sections 9 and 10 above, a participant hereunder shall
have no right to

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receive any form of distribution, including withdrawals or loans, from the
Supplemental Plan while he is employed by an Employer.

          12.   Prohibition of Alienation.  Except as to debts owing to the
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Corporation or any of its subsidiaries, benefits under the Supplemental Plan may
not be anticipated, alienated, assigned or encumbered and any attempt to do so
shall be void.

          13.   Facility of Payment.  When, in the Committee's opinion, a
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participant or beneficiary is under a legal disability or incapacitated in any
way so as to be unable to manage the his or her financial affairs, the Committee
or its designee may direct that amounts payable under the Supplemental Plan to
such participant or beneficiary be applied for his or her benefit in any way the
Committee or its designee considers advisable, including making payments to the
legal representative of the incapacitated participant or beneficiary.

          14.   Administration.  The Supplemental Plan shall be administered by
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the Committee in its sole and absolute discretion, and its decision on any
matter involving the administration and interpretation of the Supplemental Plan
(including, without limitation, all questions of eligibility to participate in
the Supplemental Plan, the right of any individual to receive Supplemental Plan
benefits and the amount and/or form of such benefits) shall be final and binding
on all parties; provided, however, that a Committee member may not take any
action with respect to any benefits payable to him under the Supplemental Plan
unless he could take such action even if he were not a Committee member.  The
Committee may delegate its duties under the Supplemental Plan to the extent it
deems necessary and appropriate.

          15.   Amendment and Termination.  The Corporation, action by the
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Organization, Compensation and Nominating Committee of the  Board of Directors
or by anyone authorized by the Board of Directors, may amend or terminate the
Supplemental Plan in whole or in part at any time, retroactively or
prospectively; provided, however, that, except as may otherwise be required by
law, no such amendment to or termination of the Supplemental Plan shall reduce
the amount of the benefit to which a participant (or his Designated Beneficiary)
is entitled under the Supplemental Plan as of the date of such amendment or
termination.

          16.   Financing of Supplemental Plan Benefits.  Any benefits payable
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to a participant under the Supplemental Plan shall be financed from the general
assets of his Employer, and no participant, or group of participants, shall
acquire any claim upon any specific asset of an Employer solely by reason of his
being a participant in the Supplemental Plan.  Notwithstanding the foregoing,
the provisions of this section shall not prohibit the Corporation from
transferring assets to a grantor trust for the purpose of providing the benefits
described hereunder, which grantor trust shall remain subject to the claims of
the Corporation's creditors.

          17.   Expenses.  All expenses of administering the Supplemental Plan
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shall be borne by the Corporation.

          18.   Benefits Intended for Select Group of Management or Highly
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Compensated Employees.  This Supplemental Plan is intended to be maintained
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primarily for the

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purpose of providing deferred compensation for a select group of management or
highly compensated employees and shall be interpreted and administered
accordingly.

          19.   Controlling Laws.  To the extent not superseded by Federal law,
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the internal laws of Illinois (and not its laws of conflicts) shall be
controlling in all matters relating to the Supplemental Plan.

          20.   Severability.  The Supplemental Plan is intended to comply in
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all aspects with applicable law and regulation.  If any provision of the
Supplemental Plan shall be held invalid, illegal or unenforceable in any respect
under applicable law and regulation, the validity, legality and enforceability
of the remaining provisions shall not in any way be affected or impaired
thereby, and the invalid, illegal or unenforceable provision shall be deemed
null and void; provided however, that, to the extent permissible by law, any
provision which could be deemed null and void shall first be construed,
interpreted or revised retroactively to permit the Plan to comply with all
applicable laws.

          21.   Records.  All records held by the Corporation's Human Resources
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Department with respect to an employee shall be binding upon everyone for
purposes of the Supplemental Plan.

          22.   Litigation by Participants or Other Persons.  To the extent
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permitted by law, if a legal action begun against the Corporation, its
employees, its Board of Directors or any member thereof, by or on behalf of any
person results adversely to that person, or if a legal action arises because of
conflicting claims to a grant payable to a participant or beneficiary under the
Supplemental Plan, the cost to the Corporation or employee, Board or director
thereof, of defending the action will be charged to the extent possible to the
sums, if any, that were involved in the action or were payable to, or on account
of, the participant or beneficiary concerned.

          23.   Indemnification.  Any person who is or was a director, officer,
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or employee of the Corporation and each member of the Board of Directors shall
be indemnified and saved harmless by the Corporation from and against any and
all liability or claims of liability to which such person may be subjected by
reason of any act done or omitted to be done in good faith with respect to the
administration of the Supplemental Plan, including all expenses reasonably
incurred in the event that the Corporation fails to provide a defense.

          24.   Rights to Employment.  Participation in the Supplemental Plan
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shall not confer upon any participant any right with respect to continued
employment by the Corporation.

          25.   Other Plans.  Nothing contained herein shall prevent the
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Corporation from establishing or maintaining other plans in which participants
in the Supplemental Plan may also participate.

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