72480 Federal Register / Vol. 88, No. 202 / Friday, October 20, 2023 / Notices 

Form Number: N/A. 

Type of Review: New information 

collection. 

Respondents: Business or other forprofit entities, and state, local, or tribal 

government. 

Number of Respondents: 2,893 

respondents; 34,716 responses. 

Estimated Time per Response: 1 hour. 

Frequency of Response: On occasion 

reporting requirement. 

Obligation to Respond: Required to 

obtain or retain benefits. Statutory 

authority for this of information is 

contained in sections 4(i), 4(j), 227, 301, 

303, 307, and 316 of the 

Communications Act of 1934, as 

amended, 47 U.S.C. 154(i), 154(j), 227, 

301, 303, 307, and 316. 

Total Annual Burden: 34,716 hours. 

Total Annual Cost: No cost. 

Needs and Uses: This notice and 

request for comments seeks to establish 

a new information collection as it 

pertains to the Targeting and 

Eliminating Unlawful Text Messages, 

Rules and Regulations Implementing the 

Telephone Consumer Protection Act of 

1991, CG Docket No. 21–402, CG Docket 

No. 02–278, Report and Order and 

Further Notice of Proposed Rulemaking, 

FCC 23–21, (rel. Mar. 17, 2023) (Text 

Blocking Report and Order). Text 

message-based scams can include links 

to well-designed phishing websites that 

appear identical to the website of a 

legitimate company and can fool a 

victim into providing personal or 

financial information. Texted links can 

also load unwanted software onto a 

device, including malware that steals 

passwords, credentials, or other 

personal information. The Federal 

Communications Commission 

(Commission) is therefore, for the first 

time, requiring all mobile wireless 

providers to block certain text messages 

that are highly likely to be illegal, so 

that all subscribers have a basic level of 

protection. In the Text Blocking Report 

and Order, adopted on March 16, 2023 

and released on March 17, 2023, the 

Commission is requiring mobile 

wireless providers to block certain text 

messages that are highly likely to be 

illegal. The Commission is requiring 

mobile wireless providers to block—at 

the network level—texts purporting to 

be from North American Numbering 

Plan (NANP) numbers on a reasonable 

Do-Not-Originate (DNO) list, which 

include numbers that purport to be from 

invalid, unallocated, or unused 

numbers, and NANP numbers for which 

the subscriber to the number has 

requested that texts purporting to 

originate from that number be blocked. 

Text Blocking Report and Order, FCC 

23–21, para. 16. 

We adopt our proposal to require 

mobile wireless providers to block text 

messages at the network level (i.e., 

without requiring consumer opt in or 

opt out). The rule we adopt requires that 

they block texts purporting to be from 

numbers on a reasonable DNO list. As 

the Commission determined with calls, 

we find that no reasonable consumer 

would wish to receive text messages 

that spoof a number that is not in 

operation or, worse, purports to be from 

a well-known, trusted organization that 

does not send text messages and thus is 

highly likely to be a scam. Our 

requirement to block texts that purport 

to be from numbers on a reasonable 

DNO list does not include text messages 

from short codes. 

The new information collection for 

which OMB approval is sought comes 

from the affirmative obligation adopted 

in the Text Blocking Report and Order 

that all mobile wireless providers must 

block calls using a reasonable DNO list. 

Currently, the Commission requires 

gateway providers to block voice calls 

purporting to originate on a reasonable 

DNO list, under section 47 CFR 

64.1200(o) of the Commission’s rules, 

but this is the first time that the 

Commission has required mobile 

wireless providers to block texts. The 

Commission is also ensuring that any 

erroneous blocking can be quickly 

remedied by requiring mobile wireless 

providers and other entities to maintain 

a point of contact for texters to report 

erroneously blocked texts. 

Federal Communications Commission. 

Marlene Dortch, 

Secretary, Office of the Secretary. 

[FR Doc. 2023–23252 Filed 10–19–23; 8:45 am] 

BILLING CODE 6712–01–P 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

Sunshine Act Meetings 

TIME AND DATE: 3 p.m. on October 24, 

2023. 

PLACE: This Board meeting will be open 

to public observation only by webcast. 

Visit https://www.fdic.gov/news/boardmatters/video.html for a link to the 

webcast. FDIC Board Members and staff 

will participate from FDIC 

Headquarters, 550 17th Street NW, 

Washington, DC. 

Observers requiring auxiliary aids 

(e.g., sign language interpretation) for 

this meeting should email 

DisabilityProgram@fdic.gov to make 

necessary arrangements. 

STATUS: Open to public observation via 

webcast. 

MATTERS TO BE CONSIDERED: The Federal 

Deposit Insurance Corporation’s Board 

of Directors will meet to consider the 

following matters: 

Discussion Agenda 

Memorandum and resolution re: Final 

Rule on Community Reinvestment Act 

Regulations. 

Memorandum and resolution re: 

Interagency Policy Statement on 

Principles for Climate-Related Financial 

Risk Management for Large Financial 

Institutions. 

Summary Agenda 

No substantive discussion of the 

following items is anticipated. The 

Board will resolve these matters with a 

single vote unless a member of the 

Board of Directors requests that an item 

be moved to the discussion agenda. 

Memorandum and Resolution re: 

Notice of Proposed Rulemaking to 

Implement Revisions to Section 19 

under the Fair Hiring in Banking Act. 

Report of actions taken pursuant to 

authority delegated by the Board of 

Directors. 

CONTACT PERSON FOR MORE INFORMATION: 

Direct requests for further information 

concerning the meeting to Debra A. 

Decker, Executive Secretary of the 

Corporation, at 202–898–8748. 

(Authority: 5 U.S.C. 552b) 

Dated at Washington, DC, on October 17, 

2023. 

Federal Deposit Insurance Corporation. 

James P. Sheesley, 

Assistant Executive Secretary. 

[FR Doc. 2023–23309 Filed 10–18–23; 11:15 am] 

BILLING CODE 6714–01–P 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The public portions of the 

applications listed below, as well as 

other related filings required by the 

Board, if any, are available for 

immediate inspection at the Federal 


ddrumheller on DSK120RN23PROD with NOTICES1
Federal Register / Vol. 88, No. 202 / Friday, October 20, 2023 / Notices 72481 

Reserve Bank(s) indicated below and at 

the offices of the Board of Governors. 

This information may also be obtained 

on an expedited basis, upon request, by 

contacting the appropriate Federal 

Reserve Bank and from the Board’s 

Freedom of Information Office at 

https://www.federalreserve.gov/foia/ 

request.htm. Interested persons may 

express their views in writing on the 

standards enumerated in the BHC Act 

(12 U.S.C. 1842(c)). If the proposal also 

involves the acquisition of a nonbanking 

company, the review also includes 

whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843), and interested persons 

may express their views in writing on 

the standards enumerated in section 4. 

Unless otherwise noted, nonbanking 

activities will be conducted throughout 

the United States. 

Comments regarding each of these 

applications must be received at the 

Reserve Bank indicated or the offices of 

the Board of Governors, Ann E. 

Misback, Secretary of the Board, 20th 

Street and Constitution Avenue NW, 

Washington, DC 20551–0001, not later 

than November 20, 2023. 

A. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414. 

Comments can also be sent 

electronically to 

Comments.applications@chi.frb.org: 

1. Libertyville Savings Bank Employee 

Stock Ownership Trust, Fairfield, Iowa; 

to become a bank holding company by 

acquiring 27.02 percent of the voting 

shares of Village Investment Company, 

and thereby indirectly acquiring voting 

shares of The Libertyville Savings Bank, 

both of Fairfield, Iowa. In addition, 

Village Investment Company to engage 

de novo in extending credit and 

servicing loans pursuant to section 

225.28(b)(1) of the Board’s Regulation Y. 

Board of Governors of the Federal Reserve 

System. 

Michele Taylor Fennell, 

Deputy Associate Secretary of the Board. 

[FR Doc. 2023–23270 Filed 10–19–23; 8:45 am] 

BILLING CODE P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Administration for Children and 

Families 

Privacy Act of 1974; System of 

Records 

AGENCY: Administration for Children 

and Families, Department of Health and 

Human Services. 

ACTION: Notice of a modified system of 

records. 

SUMMARY: In accordance with the 

requirements of the Privacy Act of 1974, 

as amended, the Department of Health 

and Human Services (HHS) is altering 

an existing department wide system of 

records, ‘‘Records About Restricted 

Dataset Requesters,’’ System Number 

09–90–1401, to add records maintained 

by HHS’ Administration for Children 

and Families (ACF) and to make other 

changes, including changing the system 

of records name to ‘‘Records About 

Requesters of Restricted Datasets.’’ This 

system of records covers records about 

individuals within and outside HHS 

who request restricted datasets and 

software products from HHS (e.g., for 

health-related scientific research and 

study purposes), when HHS maintains 

the requester records in a system from 

which they are retrieved directly by an 

individual requester’s name or other 

personal identifier. 

DATES: In accordance with 5 U.S.C. 

552a(e)(4) and (11), this modified 

system of records is effective October 

20, 2023, subject to a 30-day comment 

period on the revised routine use 

described below. Please submit any 

comments by November 20, 2023. 

ADDRESSES: The public should submit 

written comments, by mail or email, to 

Anita Alford, Senior Official for Privacy, 

Administration for Children and 

Families, 330 C Street SW, Washington, 

DC 20201, or anita.alford@hhs.gov. 

FOR FURTHER INFORMATION CONTACT: 

General questions about the system of 

records should be submitted by mail or 

email to Beth Kramer, HHS Privacy Act 

Officer, at 200 Independence Ave. SW— 

Suite 729H, Washington, DC 20201, or 

beth.kramer@hhs.gov, or (202) 690– 

6941. 

SUPPLEMENTARY INFORMATION: This 

departmentwide system of records 

covers records about individuals within 

and outside HHS who request restricted 

datasets and software products from 

HHS, when HHS maintains the 

requester records in a record system 

they are retrieved directly by an 

individual requester’s name or other 

personal identifier. It currently includes 

records maintained by four HHS 

Operating Divisions. It is being revised 

to add records maintained by a fifth 

Operating Division, the Administration 

for Children and Families (ACF), and to 

make other changes, as explained 

below: 

• The system of records name has 

been changed to ‘‘Records About 

Requesters of Restricted Datasets.’’ 

• The alterations made to add ACF’s 

records affect the System Location, 

System Manager(s), Authorities, 

Categories of Records, and Retention 

sections of the System of Records Notice 

(SORN). 

• Centers for Medicare and Medicaid 

Services (CMS) and Substance Abuse 

and Mental Health Services 

Administration (SAMHSA) System 

Manager information has been updated. 

• In the Categories of Records section, 

additional examples of records (license 

application, data protection plan, and 

Institutional Review Board (IRB) 

approval records) have been added. 

• Routine use 6, authorizes 

disclosures to the U.S. Department of 

Justice (DOJ) or a court in litigation, has 

been revised to change ‘‘litigation’’ to 

‘‘litigation or other proceedings’’ and to 

remove wording that required the 

disclosures to be compatible with the 

purpose the original disclosed 

information was collected, which is 

redundant because it repeats part of the 

definition of a routine use. 

• The sections specifying procedures 

for making access, amendment, and 

notification requests have been revised 

to reference HHS’ Privacy Act 

regulations in 45 CFR; to state that the 

requests must contain the requester’s 

full name, address, date of birth, and 

signature; and to require identity 

verification in the Contesting Records 

Procedures section and state that the 

right to contest records is limited to 

information that is factually inaccurate, 

incomplete, irrelevant, or untimely 

(obsolete). 

‘‘Restricted’’ datasets and software 

products are those that HHS makes 

affirmatively available to qualified 

members of the public but provides 

subject to restrictions, because they 

contain identifiable data and/or 

anonymized data that has the potential, 

when combined with other data, to 

identify the particular individuals, such 

as patients or providers, whose 

information is represented in the data; 

or because they contain other types of 

data that require confidentiality 

protection (for example, proprietary 

business data submitted to HHS with 

restrictions imposed by the submitting 

entity). The datasets and products are 


ddrumheller on DSK120RN23PROD with NOTICES1