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                                                                   EXHIBIT 10.22

                          LOAN MODIFICATION AGREEMENT

     This Loan Modification Agreement is entered into as of January 26, 2000, by
and between Crossworlds Software, Inc. ("Borrower") and Silicon Valley Bank
("Bank").

1.   DESCRIPTION OF EXISTING INDEBTEDNESS:  Among other indebtedness which may
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be owing by Borrower to Bank, Borrower is indebted to Bank pursuant to, among
other documents, a Loan and Security Agreement, dated December 10, 1996, as may
be amended from time to time, (the "Loan Agreement").  The Loan Agreement
provided for, among other things, a Revolving Committed Line in the original
principal amount of One Million Five Hundred Thousand Dollars ($1,500,000). The
Loan Agreement was amended pursuant to, among other documents, a Second
Amendment to Loan and Security Agreement, dated October 28, 1998 pursuant to
which, among other things, the Revolving Committed Line was amended to Ten
Million Dollars ($10,000,000).  Defined terms used but not otherwise defined
herein shall have the same meanings as in the Loan Agreement.

Hereinafter, all indebtedness owing by Borrower to Bank shall be referred to as
the "Indebtedness."

2.   DESCRIPTION OF COLLATERAL AND GUARANTIES.  Repayment of the Indebtedness is
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secured by the Collateral as described in the Loan Agreement and in that certain
Intellectual Property Security Agreement, dated October 28, 1998, by and between
Borrower and Bank.

Hereinafter, the above-described security documents and guaranties, together
with all other documents securing repayment of the Indebtedness shall be
referred to as the "Security Documents". Hereinafter, the Security Documents,
together with all other documents evidencing or securing the Indebtedness shall
be referred to as the "Existing Loan Documents".

3.   DESCRIPTION OF CHANGE IN TERMS.
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     A.   Modification(s) to Loan Agreement.
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          1.   The following terms as defined in Section 1.1 entitled
               "Definitions" are hereby amended to read as follows:

               Item "6" under "Eligible Accounts" means: Accounts for which the
               account debtor does not have its principal place of business in
               the United States except for Accounts pre-approved in writing by
               Bank, provided such Accounts do not, in the aggregate, exceed 25%
               of the Borrowing Base.

               "Revolving Maturity Date" means April 30, 2000.

          2.   Section 2.1.2(a) entitled "Advances" is hereby amended to read as
               follows:

               Subject to and upon the terms and conditions of this Agreement,
               Bank agrees to make Revolving Advances to Borrower in an
               aggregate amount not to exceed (i) the lesser of (A) the
               Revolving Committed Line minus the Cash Management Sublimit or
               (B) the Borrowing Base, minus the sum of the following amounts:
               (ii) the face amount of all outstanding Letters of Credit
               (including drawn but unreimbursed Letters of Credit) and (iii)
               the Foreign Exchange Reserve.  For purposes of this Agreement,
               "Borrowing Base" shall mean an amount equal to 75% of Eligible
               Accounts (the advance rate against Eligible Accounts may be
               increased or decreased at Bank's sole discretion).  Subject to
               the terms and conditions of this Agreement, amounts borrowed
               pursuant to this Section 2.1.2 may be repaid and reborrowed at
               any time prior to the Revolving Maturity Date.  Notwithstanding
               the terms and conditions stated in this Section 2.1.2, any
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               Advances requested by Borrower pursuant to Sections 2.1.2.1
               entitled "Letters of Credit" and 2.1.2.2 entitled "Foreign
               Exchange Contract, Foreign Exchange Settlements" shall be subject
               to the Borrowing Base.

          3.   Section 2.1.4 entitled "Overadvances" is hereby amended to read
               as follows:

               Overadvances.  If Borrower's Obligations under Section 2.1.2,
               2.1.2.1 and 2.1.2.2 exceed the lesser of either (i) the Revolving
               Committed Line minus the Cash Management Sublimit or (ii) the
               Borrowing Base, Borrower must immediately pay in cash to Bank the
               excess.

          4.   Notwithstanding the terms and conditions contained in item "(1)"
               under Section 2.2(a) entitled "Interest Rate", effective as of
               the date hereof, all Revolving Advances shall bear interest, on
               the average Daily Balance thereof, at a rate equal to one-half of
               one percentage point (0.50%) above the Prime Rate.

          5.   Section 6.3 entitled "Financial Statements, Reports,
               Certificates" is hereby amended to read as follows:

                    (a)  Borrower will deliver to Bank: (i) as soon as
               available, but no later than 30 days after the last day of each
               month, a company prepared consolidated balance sheet and income
               statement covering Borrower's consolidated operations during the
               period, in a form acceptable to Bank and certified by a
               Responsible Officer; (ii) as soon as available, but no later than
               120 days after the end of Borrower's fiscal year, audited,
               consolidated financial statements prepared under GAAP,
               consistently applied, together with an unqualified opinion on the
               financial statements from an independent certified public
               accounting firm acceptable to Bank; (iii) within 5 days of
               filing, copies of all statements, reports and notices made
               available to Borrower's security holders or to any holders of
               Subordinated Debt and all reports on Form 10-K, 10-Q and 8-K
               filed with the Securities and Exchange Commission; (iv) a prompt
               report of any legal actions pending or threatened against
               Borrower or any Subsidiary that could result in damages or costs
               to Borrower or any Subsidiary of $100,000 or more; (v) prompt
               notice of any material change in the composition of the
               Intellectual Property, including any subsequent ownership right
               of Borrower in or to any Copyright, Patent or Trademark not shown
               in any intellectual property security agreement between Borrower
               and Bank or knowledge of an event that materially adversely
               affects the value of the Intellectual Property; and (vi) budgets,
               sales projections, operating plans or other financial information
               Bank requests.

                    (b)  Within 30 days after the last day of each month,
               Borrower will deliver to Bank a Borrowing Base Certificate signed
               by a Responsible Officer in the form of Exhibit C, with aged
               listings of accounts receivable and accounts payable.

                    (c)  Within 30 days after the last day of each month,
               Borrower will deliver to Bank with the monthly financial
               statements a Compliance Certificate signed by a Responsible
               Officer in the form of Exhibit D.

                    (d)  Bank has the right to audit Borrower's Accounts at
               Borrower's expense prior to the initial Revolving Advance under
               the Revolving Committed Line and at such times as an Event of
               Default has occurred and is continuing.

4.   CONSISTENT CHANGES.  The Existing Loan Documents are hereby amended
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wherever necessary to reflect the changes described above.

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5.   PAYMENT OF LOAN FEE.   Borrower shall pay to Bank a fee in the amount of
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Fifty Thousand Dollars ($50,000) (the "Loan Fee"), plus all out-of-pocket
expenses.

6.   NO DEFENSES OF BORROWER.  Borrower (and each guarantor and pledgor signing
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below) agrees that, as of the date hereof, to the best of its knowledge, it has
no defenses against the obligations to pay any amounts under the Indebtedness.

7.   CONTINUING VALIDITY.  Borrower (and each guarantor and pledgor signing
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below) understands and agrees that in modifying the existing Indebtedness, Bank
is relying upon Borrower's representations, warranties, and agreements, as set
forth in the Existing Loan Documents.  Except as expressly modified pursuant to
this Loan Modification Agreement, the terms of the Existing Loan Documents
remain unchanged and in full force and effect.  Bank's agreement to
modifications to the existing Indebtedness pursuant to this Loan Modification
Agreement in no way shall obligate Bank to make any future modifications to the
Indebtedness.  Nothing in this Loan Modification Agreement shall constitute a
satisfaction of the Indebtedness.  It is the intention of Bank and Borrower to
retain as liable parties all makers and endorsers of Existing Loan Documents,
unless the party is expressly released by Bank in writing.  No maker, endorser,
or guarantor will be released by virtue of this Loan Modification Agreement.
The terms of this paragraph apply not only to this Loan Modification Agreement,
but also to all subsequent loan modification agreements.

8.   CONDITION.  The effectiveness of this Loan Modification Agreement is
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conditioned upon payment of the Loan Fee.

     This Loan Modification Agreement is executed as of the date first written
above.

BORROWER:                                BANK:

CROSSWORLDS SOFTWARE, INC.               SILICON VALLEY BANK

By:____________________________          By:____________________________
Name:__________________________          Name:__________________________
Title:_________________________          Title:_________________________

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                              SILICON VALLEY BANK


                       PRO FORMA INVOICE FOR LOAN CHARGES


BORROWER:           Crossworlds Software, Inc.

LOAN OFFICER:       Mark Schoenrock

DATE:               January 26, 2000

                    Loan Fee                   $50,000.00
                    Documentation Fee              250.00

                    TOTAL FEE DUE              $50,250.00
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Please indicate the method of payment:

     [ ]  A check for the total amount is attached.

     [ ]  Debit DDA # __________________ for the total amount.

     [ ]  Loan proceeds



_________________________________
Borrower                   (Date)


_________________________________
Silicon Valley Bank        (Date)
Account Officer's Signature