| exercise_name          | dt_exercise_quarter | id_rssd | disclosure_legal_name                   | scenario_id | scenario_name                | tier1_common_actual_rat | tier1_common_min_orig_rat | tier1_common_min_adj_rat | common_equity_tier1_actual_rat | common_equity_tier1_min_orig_rat | common_equity_tier1_min_adj_rat | tier1_capital_actual_rat | tier1_capital_min_orig_rat | tier1_capital_min_adj_rat | total_capital_actual_rat | total_capital_min_orig_rat | total_capital_min_adj_rat | tier1_leverage_actual_rat | tier1_leverage_min_orig_rat | tier1_leverage_min_adj_rat | supp_leverage_actual_rat | supp_leverage_min_orig_rat | supp_leverage_min_adj_rat |
|------------------------|---------------------|---------|-----------------------------------------|-------------|------------------------------|-------------------------|---------------------------|--------------------------|--------------------------------|----------------------------------|---------------------------------|--------------------------|----------------------------|---------------------------|--------------------------|----------------------------|---------------------------|---------------------------|-----------------------------|----------------------------|--------------------------|----------------------------|---------------------------|
| CCAR 2013              | 9/30/2012           |         | 18 participating bank holding companies | 3           | Supervisory Severely Adverse | 11.14                   | 6.56                      | 6.58                     |                                |                                  |                                 | 12.94                    | 8.06                       | 8.17                      | 15.74                    | 10.76                      | 10.87                     | 7.96                      | 5.23                        | 5.3                        |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1275216 | American Express Company                | 3           | Supervisory Severely Adverse | 12.73                   | 4.97                      | 6.42                     |                                |                                  |                                 | 12.75                    | 4.98                       | 6.43                      | 14.7                     | 7.06                       | 8.54                      | 10.71                     | 3.99                        | 5.15                       |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse | 11.41                   | 6.04                      |                          |                                |                                  |                                 | 13.64                    | 7.2                        |                           | 17.16                    | 10.24                      |                           | 7.84                      | 4.62                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse | 10.69                   | 6.69                      |                          |                                |                                  |                                 | 12.74                    | 7.18                       |                           | 14.98                    | 9.48                       |                           | 9.88                      | 5.23                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1951350 | Citigroup Inc.                          | 3           | Supervisory Severely Adverse | 12.73                   | 8.22                      |                          |                                |                                  |                                 | 13.92                    | 9.35                       |                           | 17.12                    | 12.35                      |                           | 7.39                      | 5.38                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1039502 | JPMorgan Chase & Co.                | 3           | Supervisory Severely Adverse | 10.42                   | 5.56                      |                          |                                |                                  |                                 | 11.93                    | 6.8                        |                           | 14.69                    | 9.49                       |                           | 7.08                      | 4.1                         |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse | 13.89                   | 5.62                      |                          |                                |                                  |                                 | 16.95                    | 7.44                       |                           | 16.98                    | 8.59                       |                           | 7.18                      | 4.53                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 3587146 | The Bank of New York Mellon Corporation | 3           | Supervisory Severely Adverse | 13.28                   | 13.21                     |                          |                                |                                  |                                 | 15.29                    | 14.66                      |                           | 16.86                    | 15.31                      |                           | 5.63                      | 5.03                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 2380443 | The Goldman Sachs Group, Inc.           | 3           | Supervisory Severely Adverse | 13.12                   | 5.26                      |                          |                                |                                  |                                 | 14.98                    | 7.2                        |                           | 18.07                    | 9.96                       |                           | 7.17                      | 3.85                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1069778 | The PNC Financial Services Group, Inc.  | 3           | Supervisory Severely Adverse | 9.48                    | 8.55                      |                          |                                |                                  |                                 | 11.68                    | 10.82                      |                           | 14.49                    | 14.18                      |                           | 10.38                     | 8.63                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1119794 | U.S. Bancorp                            | 3           | Supervisory Severely Adverse | 8.97                    | 6.61                      |                          |                                |                                  |                                 | 10.91                    | 8.54                       |                           | 13.32                    | 10.54                      |                           | 9.17                      | 7.2                         |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1120754 | Wells Fargo & Company               | 3           | Supervisory Severely Adverse | 9.92                    | 5.94                      |                          |                                |                                  |                                 | 11.5                     | 7.73                       |                           | 14.51                    | 10.72                      |                           | 9.4                       | 6.18                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1562859 | Ally Financial Inc.                     | 3           | Supervisory Severely Adverse | 7.33                    | 1.78                      | 1.52                     |                                |                                  |                                 | 13.64                    | 4.07                       | 11.02                     | 14.63                    | 5.96                       | 12.59                     | 11.29                     | 3.5                         | 9.42                       |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1074156 | BB&T Corporation                    | 3           | Supervisory Severely Adverse | 9.52                    | 7.76                      |                          |                                |                                  |                                 | 10.86                    | 9.52                       |                           | 14.01                    | 11.75                      |                           | 7.9                       | 7.06                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1070345 | Fifth Third Bancorp                     | 3           | Supervisory Severely Adverse | 9.67                    | 7.5                       |                          |                                |                                  |                                 | 10.85                    | 8.55                       |                           | 14.76                    | 12.26                      |                           | 10.09                     | 8.04                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1068025 | KeyCorp                                 | 3           | Supervisory Severely Adverse | 11.3                    | 6.75                      |                          |                                |                                  |                                 | 12.1                     | 7.37                       |                           | 15.17                    | 9.98                       |                           | 11.37                     | 6.94                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 3242838 | Regions Financial Corporation           | 3           | Supervisory Severely Adverse | 10.46                   | 7                         |                          |                                |                                  |                                 | 11.48                    | 7.54                       |                           | 14.95                    | 10.52                      |                           | 9.1                       | 6                           |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1111435 | State Street Corporation                | 3           | Supervisory Severely Adverse | 17.78                   | 9.65                      |                          |                                |                                  |                                 | 19.78                    | 11.22                      |                           | 21.32                    | 13.86                      |                           | 7.6                       | 5.48                        |                            |                          |                            |                           |
| CCAR 2013              | 9/30/2012           | 1131787 | SunTrust Banks, Inc.                    | 3           | Supervisory Severely Adverse | 9.82                    | 6.91                      |                          |                                |                                  |                                 | 10.57                    | 8.61                       |                           | 12.95                    | 10.75                      |                           | 8.49                      | 6.86                        |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           |         | 30 participating bank holding companies | 2           | Supervisory Adverse          | 11.5                    | 9.3                       | 9.3                      |                                | 8.6                              | 8.6                             | 12.9                     | 9.5                        | 9.5                       | 15.6                     | 12.2                       | 12.2                      | 8.4                       | 6.5                         | 6.6                        |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1275216 | American Express Company                | 2           | Supervisory Adverse          | 12.8                    | 10.6                      |                          |                                | 10.7                             |                                 | 12.8                     | 11.9                       |                           | 14.7                     | 13.8                       |                           | 10.7                      | 9.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          | 11.1                    | 8.4                       | 8.4                      |                                | 7.9                              | 8                               | 12.3                     | 8.4                        | 8.4                       | 15.4                     | 11                         | 11.1                      | 7.8                       | 5.4                         | 5.5                        |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 2277860 | Capital One Financial Corporation       | 2           | Supervisory Adverse          | 12.7                    | 10.1                      |                          |                                | 8.8                              |                                 | 13.1                     | 9.5                        |                           | 15.3                     | 11.4                       |                           | 10.1                      | 7.7                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1951350 | Citigroup Inc.                          | 2           | Supervisory Adverse          | 12.7                    | 9.3                       |                          |                                | 10.8                             |                                 | 13.6                     | 10.8                       |                           | 16.7                     | 13.2                       |                           | 8.1                       | 6.6                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3232316 | HSBC North America Holdings Inc.        | 2           | Supervisory Adverse          | 14.7                    | 11.1                      |                          |                                | 11.6                             |                                 | 17.1                     | 12.2                       |                           | 26.5                     | 20.7                       |                           | 7.8                       | 5.6                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1039502 | JPMorgan Chase & Co.                | 2           | Supervisory Adverse          | 10.5                    | 8.3                       |                          |                                | 7.1                              |                                 | 11.7                     | 8.4                        |                           | 14.3                     | 10.5                       |                           | 6.9                       | 5.4                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 2162966 | Morgan Stanley                          | 2           | Supervisory Adverse          | 12.6                    | 8.5                       |                          |                                | 8                                |                                 | 15.3                     | 8.7                        |                           | 16.1                     | 11                         |                           | 7.3                       | 4.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1199611 | Northern Trust Corporation              | 2           | Supervisory Adverse          | 13.1                    | 11.4                      |                          |                                | 10                               |                                 | 13.6                     | 10.1                       |                           | 14.9                     | 12.7                       |                           | 8.3                       | 6.6                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1111435 | State Street Corporation                | 2           | Supervisory Adverse          | 15.5                    | 13.4                      |                          |                                | 9.7                              |                                 | 17.3                     | 11.2                       |                           | 19.8                     | 13.2                       |                           | 7.2                       | 6.1                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3587146 | The Bank of New York Mellon Corporation | 2           | Supervisory Adverse          | 14.1                    | 13.5                      |                          |                                | 11.8                             |                                 | 15.8                     | 12.8                       |                           | 16.8                     | 13.1                       |                           | 5.6                       | 5.3                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 2380443 | The Goldman Sachs Group, Inc.           | 2           | Supervisory Adverse          | 14.2                    | 7.2                       | 8                        |                                | 5.8                              | 6.5                             | 16.3                     | 7.1                        | 7.8                       | 19.4                     | 9.2                        | 9.9                       | 7.9                       | 4.4                         | 4.8                        |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1069778 | The PNC Financial Services Group, Inc.  | 2           | Supervisory Adverse          | 10.3                    | 9.9                       |                          |                                | 8.2                              |                                 | 12.2                     | 9.8                        |                           | 15.6                     | 12.9                       |                           | 11.1                      | 9.5                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1119794 | U.S. Bancorp                            | 2           | Supervisory Adverse          | 9.3                     | 8.6                       |                          |                                | 7.8                              |                                 | 11.2                     | 9.4                        |                           | 13.3                     | 11.6                       |                           | 9.6                       | 8.2                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1378434 | UnionBanCal Corporation                 | 2           | Supervisory Adverse          | 11.1                    | 11.5                      |                          |                                | 12                               |                                 | 11.2                     | 11.5                       |                           | 13.1                     | 13.8                       |                           | 10.2                      | 10.5                        |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1120754 | Wells Fargo & Company               | 2           | Supervisory Adverse          | 10.6                    | 8.7                       |                          |                                | 7.4                              |                                 | 12.1                     | 9                          |                           | 15.1                     | 13.1                       |                           | 9.8                       | 7.3                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1562859 | Ally Financial Inc.                     | 2           | Supervisory Adverse          | 7.9                     | 7.6                       |                          |                                | 8.8                              |                                 | 15.4                     | 10.6                       |                           | 16.4                     | 11.8                       |                           | 13.2                      | 8.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1074156 | BB&T Corporation                    | 2           | Supervisory Adverse          | 9.4                     | 9.1                       |                          |                                | 9.4                              |                                 | 11.3                     | 11                         |                           | 13.9                     | 13.1                       |                           | 9                         | 8.7                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1078529 | BBVA Compass Bancshares, Inc.           | 2           | Supervisory Adverse          | 11.6                    | 10.9                      |                          |                                | 10.6                             |                                 | 11.8                     | 10.6                       |                           | 14.1                     | 12.4                       |                           | 10.2                      | 9.2                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1245415 | BMO Financial Corp.                     | 2           | Supervisory Adverse          | 10.8                    | 9.9                       |                          |                                | 11.1                             |                                 | 10.8                     | 9.9                        |                           | 15.2                     | 13.6                       |                           | 7.9                       | 6.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1199844 | Comerica Incorporated                   | 2           | Supervisory Adverse          | 10.7                    | 9.7                       |                          |                                | 9.4                              |                                 | 10.7                     | 9.4                        |                           | 13.4                     | 11.3                       |                           | 10.9                      | 9.5                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3846375 | Discover Financial Services             | 2           | Supervisory Adverse          | 14.7                    | 11                        |                          |                                | 10.7                             |                                 | 15.6                     | 11.5                       |                           | 17.9                     | 13.4                       |                           | 13.7                      | 9.8                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1070345 | Fifth Third Bancorp                     | 2           | Supervisory Adverse          | 9.9                     | 8.9                       |                          |                                | 8.4                              |                                 | 11.1                     | 9.5                        |                           | 14.3                     | 12.1                       |                           | 10.6                      | 9.3                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1068191 | Huntington Bancshares Incorporated      | 2           | Supervisory Adverse          | 10.9                    | 8.6                       |                          |                                | 8.3                              |                                 | 12.4                     | 9.2                        |                           | 14.7                     | 11.5                       |                           | 10.9                      | 8.1                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1068025 | KeyCorp                                 | 2           | Supervisory Adverse          | 11.2                    | 9.8                       |                          |                                | 9.6                              |                                 | 11.9                     | 10                         |                           | 14.4                     | 12                         |                           | 11.3                      | 9.5                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1037003 | M&T Bank Corporation                | 2           | Supervisory Adverse          | 9.1                     | 8.7                       |                          |                                | 8.9                              |                                 | 11.9                     | 10.5                       |                           | 15.1                     | 13.3                       |                           | 10.7                      | 9.2                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1132449 | RBS Citizens Financial Group, Inc.      | 2           | Supervisory Adverse          | 13.9                    | 11.5                      |                          |                                | 11                               |                                 | 14                       | 11.6                       |                           | 16.3                     | 15.2                       |                           | 12.1                      | 10.2                        |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3242838 | Regions Financial Corporation           | 2           | Supervisory Adverse          | 11                      | 10.5                      |                          |                                | 10.3                             |                                 | 11.5                     | 11.1                       |                           | 14.5                     | 13.5                       |                           | 9.9                       | 9.5                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3981856 | Santander Holdings USA, Inc.            | 2           | Supervisory Adverse          | 13.7                    | 10.5                      |                          |                                | 9.2                              |                                 | 14.4                     | 13.2                       |                           | 16.5                     | 14.9                       |                           | 12.4                      | 11.7                        |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1131787 | SunTrust Banks, Inc.                    | 2           | Supervisory Adverse          | 9.9                     | 9.6                       |                          |                                | 9.5                              |                                 | 11                       | 10.1                       |                           | 13                       | 12.1                       |                           | 9.5                       | 8.8                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1027004 | Zions Bancorporation                    | 2           | Supervisory Adverse          | 10.5                    | 8.1                       |                          |                                | 8.3                              |                                 | 13.1                     | 9.7                        |                           | 14.8                     | 11.6                       |                           | 10.6                      | 7.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           |         | 30 participating bank holding companies | 3           | Supervisory Severely Adverse | 11.5                    | 6.5                       | 6.6                      |                                | 6.8                              | 6.9                             | 12.9                     | 7.7                        | 7.8                       | 15.6                     | 10.3                       | 10.4                      | 8.4                       | 5.3                         | 5.4                        |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1275216 | American Express Company                | 3           | Supervisory Severely Adverse | 12.8                    | 8.4                       |                          |                                | 8.9                              |                                 | 12.8                     | 10.2                       |                           | 14.7                     | 12                         |                           | 10.7                      | 8.5                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse | 11.1                    | 5                         | 5.3                      |                                | 6                                | 6.3                             | 12.3                     | 6                          | 6.3                       | 15.4                     | 8.4                        | 8.7                       | 7.8                       | 3.9                         | 4.1                        |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse | 12.7                    | 5.6                       |                          |                                | 6.1                              |                                 | 13.1                     | 7.4                        |                           | 15.3                     | 9.2                        |                           | 10.1                      | 6                           |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1951350 | Citigroup Inc.                          | 3           | Supervisory Severely Adverse | 12.7                    | 6.5                       |                          |                                | 9.1                              |                                 | 13.6                     | 9.1                        |                           | 16.7                     | 11.6                       |                           | 8.1                       | 5.6                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3232316 | HSBC North America Holdings Inc.        | 3           | Supervisory Severely Adverse | 14.7                    | 6.6                       |                          |                                | 9.4                              |                                 | 17.1                     | 9.4                        |                           | 26.5                     | 18.2                       |                           | 7.8                       | 4.4                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1039502 | JPMorgan Chase & Co.                | 3           | Supervisory Severely Adverse | 10.5                    | 5.5                       |                          |                                | 5.4                              |                                 | 11.7                     | 6.6                        |                           | 14.3                     | 8.7                        |                           | 6.9                       | 4.2                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse | 12.6                    | 5.9                       |                          |                                | 6.8                              |                                 | 15.3                     | 7.2                        |                           | 16.1                     | 9.4                        |                           | 7.3                       | 4.6                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1199611 | Northern Trust Corporation              | 3           | Supervisory Severely Adverse | 13.1                    | 10                        |                          |                                | 9.1                              |                                 | 13.6                     | 9.2                        |                           | 14.9                     | 12.1                       |                           | 8.3                       | 6                           |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1111435 | State Street Corporation                | 3           | Supervisory Severely Adverse | 15.5                    | 11.4                      |                          |                                | 9.4                              |                                 | 17.3                     | 11.5                       |                           | 19.8                     | 13.5                       |                           | 7.2                       | 6.3                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3587146 | The Bank of New York Mellon Corporation | 3           | Supervisory Severely Adverse | 14.1                    | 12.7                      |                          |                                | 12.3                             |                                 | 15.8                     | 13.3                       |                           | 16.8                     | 13.7                       |                           | 5.6                       | 5.3                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 2380443 | The Goldman Sachs Group, Inc.           | 3           | Supervisory Severely Adverse | 14.2                    | 5.7                       | 6.1                      |                                | 5                                | 5.6                             | 16.3                     | 6                          | 6.4                       | 19.4                     | 8                          | 8.4                       | 7.9                       | 3.9                         | 4.2                        |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1069778 | The PNC Financial Services Group, Inc.  | 3           | Supervisory Severely Adverse | 10.3                    | 8.1                       |                          |                                | 6.7                              |                                 | 12.2                     | 8.2                        |                           | 15.6                     | 11.4                       |                           | 11.1                      | 8                           |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1119794 | U.S. Bancorp                            | 3           | Supervisory Severely Adverse | 9.3                     | 6.6                       |                          |                                | 6                                |                                 | 11.2                     | 7.8                        |                           | 13.3                     | 10                         |                           | 9.6                       | 6.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1378434 | UnionBanCal Corporation                 | 3           | Supervisory Severely Adverse | 11.1                    | 9.7                       |                          |                                | 9.7                              |                                 | 11.2                     | 9.7                        |                           | 13.1                     | 11.9                       |                           | 10.2                      | 9                           |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1120754 | Wells Fargo & Company               | 3           | Supervisory Severely Adverse | 10.6                    | 6.1                       |                          |                                | 5.2                              |                                 | 12.1                     | 6.9                        |                           | 15.1                     | 10.9                       |                           | 9.8                       | 5.6                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1562859 | Ally Financial Inc.                     | 3           | Supervisory Severely Adverse | 7.9                     | 6.3                       |                          |                                | 7.3                              |                                 | 15.4                     | 9.1                        |                           | 16.4                     | 10.6                       |                           | 13.2                      | 7.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1074156 | BB&T Corporation                    | 3           | Supervisory Severely Adverse | 9.4                     | 8.1                       |                          |                                | 7.8                              |                                 | 11.3                     | 9.6                        |                           | 13.9                     | 12                         |                           | 9                         | 7.8                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1078529 | BBVA Compass Bancshares, Inc.           | 3           | Supervisory Severely Adverse | 11.6                    | 8.1                       |                          |                                | 8.2                              |                                 | 11.8                     | 8.2                        |                           | 14.1                     | 10.2                       |                           | 10.2                      | 7.1                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1245415 | BMO Financial Corp.                     | 3           | Supervisory Severely Adverse | 10.8                    | 7.6                       |                          |                                | 8.9                              |                                 | 10.8                     | 8.5                        |                           | 15.2                     | 12.3                       |                           | 7.9                       | 6                           |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1199844 | Comerica Incorporated                   | 3           | Supervisory Severely Adverse | 10.7                    | 7.8                       |                          |                                | 7.6                              |                                 | 10.7                     | 7.6                        |                           | 13.4                     | 10.1                       |                           | 10.9                      | 7.8                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3846375 | Discover Financial Services             | 3           | Supervisory Severely Adverse | 14.7                    | 8.7                       |                          |                                | 8.4                              |                                 | 15.6                     | 9.2                        |                           | 17.9                     | 11.2                       |                           | 13.7                      | 8                           |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1070345 | Fifth Third Bancorp                     | 3           | Supervisory Severely Adverse | 9.9                     | 7.5                       |                          |                                | 6.9                              |                                 | 11.1                     | 8                          |                           | 14.3                     | 11.1                       |                           | 10.6                      | 7.8                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1068191 | Huntington Bancshares Incorporated      | 3           | Supervisory Severely Adverse | 10.9                    | 6                         |                          |                                | 6.6                              |                                 | 12.4                     | 7.2                        |                           | 14.7                     | 9.5                        |                           | 10.9                      | 6.4                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1068025 | KeyCorp                                 | 3           | Supervisory Severely Adverse | 11.2                    | 8                         |                          |                                | 8                                |                                 | 11.9                     | 8.3                        |                           | 14.4                     | 10.6                       |                           | 11.3                      | 7.9                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1037003 | M&T Bank Corporation                | 3           | Supervisory Severely Adverse | 9.1                     | 6.7                       |                          |                                | 7.2                              |                                 | 11.9                     | 8.7                        |                           | 15.1                     | 11.5                       |                           | 10.7                      | 7.8                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1132449 | RBS Citizens Financial Group, Inc.      | 3           | Supervisory Severely Adverse | 13.9                    | 9                         |                          |                                | 9.1                              |                                 | 14                       | 10.3                       |                           | 16.3                     | 13.9                       |                           | 12.1                      | 9                           |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3242838 | Regions Financial Corporation           | 3           | Supervisory Severely Adverse | 11                      | 8.2                       |                          |                                | 8.5                              |                                 | 11.5                     | 9.1                        |                           | 14.5                     | 11.4                       |                           | 9.9                       | 7.8                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 3981856 | Santander Holdings USA, Inc.            | 3           | Supervisory Severely Adverse | 13.7                    | 7.9                       |                          |                                | 7.3                              |                                 | 14.4                     | 11.4                       |                           | 16.5                     | 13.1                       |                           | 12.4                      | 10.1                        |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1131787 | SunTrust Banks, Inc.                    | 3           | Supervisory Severely Adverse | 9.9                     | 8                         |                          |                                | 7.5                              |                                 | 11                       | 8.3                        |                           | 13                       | 10.2                       |                           | 9.5                       | 7.3                         |                            |                          |                            |                           |
| CCAR 2014              | 9/30/2013           | 1027004 | Zions Bancorporation                    | 3           | Supervisory Severely Adverse | 10.5                    | 4.4                       |                          |                                | 5.5                              |                                 | 13.1                     | 6.3                        |                           | 14.8                     | 8.1                        |                           | 10.6                      | 5.2                         |                            |                          |                            |                           |
| CCAR 2014 resubmission | 9/30/2013           | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          | 10.8                    | 8.3                       |                          |                                | 8.2                              |                                 | 12.1                     | 8.6                        |                           | 15.1                     | 11.2                       |                           | 7.6                       | 5.6                         |                            |                          |                            |                           |
| CCAR 2014 resubmission | 12/31/2013          | 1027004 | Zions Bancorporation                    | 2           | Supervisory Adverse          | 10.2                    | 8.9                       |                          |                                | 8.9                              |                                 | 12.8                     | 10.4                       |                           | 14.7                     | 12.5                       |                           | 10.5                      | 8.4                         |                            |                          |                            |                           |
| CCAR 2014 resubmission | 9/30/2013           | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse | 10.8                    | 5.4                       |                          |                                | 6.4                              |                                 | 12.1                     | 6.4                        |                           | 15.1                     | 8.8                        |                           | 7.6                       | 4.1                         |                            |                          |                            |                           |
| CCAR 2014 resubmission | 12/31/2013          | 1027004 | Zions Bancorporation                    | 3           | Supervisory Severely Adverse | 10.2                    | 5.1                       |                          |                                | 5.8                              |                                 | 12.8                     | 6.8                        |                           | 14.7                     | 8.9                        |                           | 10.5                      | 5.5                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           |         | 31 participating bank holding companies | 2           | Supervisory Adverse          | 11.9                    | 10.2                      | 10.3                     |                                | 8.5                              | 8.6                             | 13.5                     | 9.8                        | 9.9                       | 16.2                     | 12.2                       | 12.3                      | 8.8                       | 6.7                         | 6.7                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1275216 | American Express Company                | 2           | Supervisory Adverse          | 13.2                    | 10.3                      |                          | 13.6                           | 10                               |                                 | 13.6                     | 11.1                       |                           | 15.1                     | 12.8                       |                           | 11.6                      | 9.1                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          | 11.3                    | 9.9                       |                          | 12                             | 7.7                              |                                 | 12.8                     | 9.1                        |                           | 15.8                     | 12                         |                           | 7.9                       | 5.9                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 2277860 | Capital One Financial Corporation       | 2           | Supervisory Adverse          | 12.7                    | 9.2                       |                          | 12.7                           | 8.2                              |                                 | 13.3                     | 9.7                        |                           | 15.2                     | 11.8                       |                           | 10.6                      | 7.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1951350 | Citigroup Inc.                          | 2           | Supervisory Adverse          | 13.4                    | 11.1                      |                          | 15.1                           | 8.4                              |                                 | 15.1                     | 9.2                        |                           | 17.7                     | 11.9                       |                           | 9                         | 6                           |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3232316 | HSBC North America Holdings Inc.        | 2           | Supervisory Adverse          | 14                      | 13.9                      |                          | 16.3                           | 11.1                             |                                 | 17.3                     | 12.5                       |                           | 26.1                     | 17.3                       |                           | 9.4                       | 7.5                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1039502 | JPMorgan Chase & Co.                | 2           | Supervisory Adverse          | 10.9                    | 8.7                       | 9                        | 11.1                           | 7.6                              | 8.1                             | 12.6                     | 9.1                        | 9.5                       | 15                       | 11                         | 11.4                      | 7.6                       | 5.6                         | 5.9                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 2162966 | Morgan Stanley                          | 2           | Supervisory Adverse          | 15                      | 11.7                      | 11.7                     | 15.2                           | 10.2                             | 10.2                            | 17.1                     | 11.2                       | 11.4                      | 19.8                     | 12.9                       | 13.8                      | 8.2                       | 6.4                         | 6.4                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1378434 | MUFG Americas Holdings Corporation      | 2           | Supervisory Adverse          | 12.7                    | 11.3                      |                          | 12.7                           | 11.4                             |                                 | 12.7                     | 11.4                       |                           | 14.6                     | 13.3                       |                           | 11.4                      | 9.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1199611 | Northern Trust Corporation              | 2           | Supervisory Adverse          | 12.8                    | 12.3                      |                          | 12.8                           | 10.1                             |                                 | 13.6                     | 10.6                       |                           | 16                       | 12.6                       |                           | 7.9                       | 6.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1111435 | State Street Corporation                | 2           | Supervisory Adverse          | 13.9                    | 12.6                      |                          | 15                             | 7.2                              |                                 | 16.7                     | 9.3                        |                           | 19.1                     | 11.1                       |                           | 6.4                       | 4.5                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3587146 | The Bank of New York Mellon Corporation | 2           | Supervisory Adverse          | 13.9                    | 13.1                      |                          | 15.1                           | 11.5                             |                                 | 16.3                     | 13.2                       |                           | 17                       | 13.5                       |                           | 5.8                       | 4.9                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 2380443 | The Goldman Sachs Group, Inc.           | 2           | Supervisory Adverse          | 15.2                    | 11.4                      | 12.1                     | 15.1                           | 8                                | 8.5                             | 17                       | 9.5                        | 10                        | 19.8                     | 11.2                       | 11.8                      | 9                         | 6.7                         | 7.1                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1069778 | The PNC Financial Services Group, Inc.  | 2           | Supervisory Adverse          | 11                      | 9.8                       |                          | 11.1                           | 8.3                              |                                 | 12.8                     | 9.5                        |                           | 16.1                     | 12.2                       |                           | 11.1                      | 8.3                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1119794 | U.S. Bancorp                            | 2           | Supervisory Adverse          | 9.5                     | 9                         |                          | 9.7                            | 7.9                              |                                 | 11.3                     | 9.6                        |                           | 13.6                     | 11.6                       |                           | 9.4                       | 7.9                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1120754 | Wells Fargo & Company               | 2           | Supervisory Adverse          | 10.8                    | 8.7                       |                          | 11.1                           | 7                                |                                 | 12.6                     | 8.6                        |                           | 15.6                     | 11.6                       |                           | 9.6                       | 6.6                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1562859 | Ally Financial Inc.                     | 2           | Supervisory Adverse          | 9.7                     | 8.7                       |                          |                                | 8.6                              |                                 | 12.7                     | 9.8                        |                           | 13.5                     | 11.5                       |                           | 10.9                      | 8.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1074156 | BB&T Corporation                    | 2           | Supervisory Adverse          | 10.5                    | 8.5                       |                          |                                | 8.7                              |                                 | 12.4                     | 10.2                       |                           | 15.2                     | 12.5                       |                           | 9.7                       | 7.7                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1078529 | BBVA Compass Bancshares, Inc.           | 2           | Supervisory Adverse          | 11                      | 9.5                       |                          |                                | 10                               |                                 | 11.3                     | 10                         |                           | 13.3                     | 12.5                       |                           | 9.6                       | 7.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1245415 | BMO Financial Corp.                     | 2           | Supervisory Adverse          | 11.5                    | 11.5                      |                          |                                | 10.5                             |                                 | 11.5                     | 10.5                       |                           | 15.5                     | 13.9                       |                           | 8.3                       | 7.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1132449 | Citizens Financial Group, Inc.          | 2           | Supervisory Adverse          | 12.9                    | 11.3                      |                          |                                | 11.5                             |                                 | 12.9                     | 11.8                       |                           | 16.1                     | 15.4                       |                           | 10.9                      | 9.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1199844 | Comerica Incorporated                   | 2           | Supervisory Adverse          | 10.6                    | 9.8                       |                          |                                | 9.6                              |                                 | 10.6                     | 9.6                        |                           | 12.8                     | 11.6                       |                           | 10.8                      | 9.6                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1032473 | Deutsche Bank Trust Corporation         | 2           | Supervisory Adverse          | 36.6                    | 36.3                      |                          |                                | 30.2                             |                                 | 36.6                     | 30.2                       |                           | 37                       | 30.6                       |                           | 11.9                      | 11.8                        |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3846375 | Discover Financial Services             | 2           | Supervisory Adverse          | 14.8                    | 12.1                      |                          |                                | 11.6                             |                                 | 15.6                     | 12.5                       |                           | 17.8                     | 14.2                       |                           | 13.7                      | 10.7                        |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1070345 | Fifth Third Bancorp                     | 2           | Supervisory Adverse          | 9.6                     | 8.7                       |                          |                                | 8.3                              |                                 | 10.8                     | 9.3                        |                           | 14.3                     | 11.7                       |                           | 9.8                       | 8.3                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1068191 | Huntington Bancshares Incorporated      | 2           | Supervisory Adverse          | 10.3                    | 8.9                       |                          |                                | 8.7                              |                                 | 11.6                     | 9.4                        |                           | 13.7                     | 11.3                       |                           | 9.8                       | 7.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1068025 | KeyCorp                                 | 2           | Supervisory Adverse          | 11.3                    | 9.9                       |                          |                                | 9.6                              |                                 | 12                       | 9.9                        |                           | 14.1                     | 11.4                       |                           | 11.2                      | 9.2                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1037003 | M&T Bank Corporation                | 2           | Supervisory Adverse          | 9.8                     | 9                         |                          |                                | 9.3                              |                                 | 12.5                     | 10.6                       |                           | 15.4                     | 13                         |                           | 10.6                      | 7.9                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3242838 | Regions Financial Corporation           | 2           | Supervisory Adverse          | 11.8                    | 9.3                       |                          |                                | 9.3                              |                                 | 12.7                     | 10                         |                           | 15.5                     | 12.2                       |                           | 11                        | 8.3                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3981856 | Santander Holdings USA, Inc.            | 2           | Supervisory Adverse          | 11                      | 11.5                      | 11.5                     |                                | 12.2                             | 12.2                            | 13.1                     | 13                         | 13                        | 15                       | 15.2                       | 15.2                      | 12.3                      | 11.5                        | 11.5                       |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1131787 | SunTrust Banks, Inc.                    | 2           | Supervisory Adverse          | 9.6                     | 9                         |                          |                                | 9.2                              |                                 | 10.5                     | 10                         |                           | 12.3                     | 11.9                       |                           | 9.5                       | 8.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1027004 | Zions Bancorporation                    | 2           | Supervisory Adverse          | 11.9                    | 10.4                      |                          |                                | 10.2                             |                                 | 14.4                     | 11.7                       |                           | 16.3                     | 13.7                       |                           | 11.9                      | 9.3                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           |         | 31 participating bank holding companies | 3           | Supervisory Severely Adverse | 11.9                    | 7                         | 7.1                      |                                | 6.5                              | 6.6                             | 13.5                     | 7.6                        | 7.7                       | 16.2                     | 10.2                       | 10.3                      | 8.8                       | 5.2                         | 5.3                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1275216 | American Express Company                | 3           | Supervisory Severely Adverse | 13.2                    | 8.2                       |                          | 13.6                           | 8                                |                                 | 13.6                     | 9.2                        |                           | 15.1                     | 10.9                       |                           | 11.6                      | 7.6                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse | 11.3                    | 6.8                       |                          | 12                             | 6.6                              |                                 | 12.8                     | 7.7                        |                           | 15.8                     | 10.7                       |                           | 7.9                       | 5                           |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse | 12.7                    | 7                         |                          | 12.7                           | 7.1                              |                                 | 13.3                     | 8.7                        |                           | 15.2                     | 10.8                       |                           | 10.6                      | 6.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1951350 | Citigroup Inc.                          | 3           | Supervisory Severely Adverse | 13.4                    | 7.1                       |                          | 15.1                           | 6.4                              |                                 | 15.1                     | 6.6                        |                           | 17.7                     | 9.4                        |                           | 9                         | 4.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3232316 | HSBC North America Holdings Inc.        | 3           | Supervisory Severely Adverse | 14                      | 8.9                       |                          | 16.3                           | 8.9                              |                                 | 17.3                     | 10                         |                           | 26.1                     | 15.2                       |                           | 9.4                       | 6                           |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1039502 | JPMorgan Chase & Co.                | 3           | Supervisory Severely Adverse | 10.9                    | 5                         | 5.5                      | 11.1                           | 4.9                              | 5.3                             | 12.6                     | 6                          | 6.5                       | 15                       | 8.3                        | 8.8                       | 7.6                       | 3.8                         | 4.1                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse | 15                      | 5.9                       | 5.9                      | 15.2                           | 5.9                              | 5.9                             | 17.1                     | 6                          | 6.2                       | 19.8                     | 7.4                        | 8.2                       | 8.2                       | 4.2                         | 4.2                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1378434 | MUFG Americas Holdings Corporation      | 3           | Supervisory Severely Adverse | 12.7                    | 8                         |                          | 12.7                           | 8                                |                                 | 12.7                     | 8                          |                           | 14.6                     | 10.2                       |                           | 11.4                      | 7.1                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1199611 | Northern Trust Corporation              | 3           | Supervisory Severely Adverse | 12.8                    | 10.8                      |                          | 12.8                           | 9.4                              |                                 | 13.6                     | 10                         |                           | 16                       | 12.1                       |                           | 7.9                       | 6.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1111435 | State Street Corporation                | 3           | Supervisory Severely Adverse | 13.9                    | 10.8                      |                          | 15                             | 6.5                              |                                 | 16.7                     | 8.7                        |                           | 19.1                     | 10.6                       |                           | 6.4                       | 4.3                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3587146 | The Bank of New York Mellon Corporation | 3           | Supervisory Severely Adverse | 13.9                    | 11.4                      |                          | 15.1                           | 11.1                             |                                 | 16.3                     | 12.9                       |                           | 17                       | 13.3                       |                           | 5.8                       | 4.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 2380443 | The Goldman Sachs Group, Inc.           | 3           | Supervisory Severely Adverse | 15.2                    | 5.8                       | 6.4                      | 15.1                           | 4.9                              | 5.4                             | 17                       | 5.9                        | 6.4                       | 19.8                     | 7.6                        | 8.1                       | 9                         | 4.5                         | 4.8                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1069778 | The PNC Financial Services Group, Inc.  | 3           | Supervisory Severely Adverse | 11                      | 8                         |                          | 11.1                           | 7                                |                                 | 12.8                     | 8.3                        |                           | 16.1                     | 11.1                       |                           | 11.1                      | 7.3                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1119794 | U.S. Bancorp                            | 3           | Supervisory Severely Adverse | 9.5                     | 7.3                       |                          | 9.7                            | 6.8                              |                                 | 11.3                     | 8.5                        |                           | 13.6                     | 10.7                       |                           | 9.4                       | 7.1                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1120754 | Wells Fargo & Company               | 3           | Supervisory Severely Adverse | 10.8                    | 6.2                       |                          | 11.1                           | 5.5                              |                                 | 12.6                     | 7.1                        |                           | 15.6                     | 10.5                       |                           | 9.6                       | 5.6                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1562859 | Ally Financial Inc.                     | 3           | Supervisory Severely Adverse | 9.7                     | 7.1                       |                          |                                | 7.3                              |                                 | 12.7                     | 8.3                        |                           | 13.5                     | 10.1                       |                           | 10.9                      | 7.2                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1074156 | BB&T Corporation                    | 3           | Supervisory Severely Adverse | 10.5                    | 7.1                       |                          |                                | 7.1                              |                                 | 12.4                     | 8.7                        |                           | 15.2                     | 11.4                       |                           | 9.7                       | 6.6                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1078529 | BBVA Compass Bancshares, Inc.           | 3           | Supervisory Severely Adverse | 11                      | 6.3                       |                          |                                | 6.9                              |                                 | 11.3                     | 6.9                        |                           | 13.3                     | 9.6                        |                           | 9.6                       | 5.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1245415 | BMO Financial Corp.                     | 3           | Supervisory Severely Adverse | 11.5                    | 9                         |                          |                                | 7.4                              |                                 | 11.5                     | 7.4                        |                           | 15.5                     | 10.3                       |                           | 8.3                       | 5.2                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1132449 | Citizens Financial Group, Inc.          | 3           | Supervisory Severely Adverse | 12.9                    | 9.8                       |                          |                                | 10                               |                                 | 12.9                     | 10.2                       |                           | 16.1                     | 13.9                       |                           | 10.9                      | 8.2                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1199844 | Comerica Incorporated                   | 3           | Supervisory Severely Adverse | 10.6                    | 7.9                       |                          |                                | 7.6                              |                                 | 10.6                     | 7.6                        |                           | 12.8                     | 10.3                       |                           | 10.8                      | 7.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1032473 | Deutsche Bank Trust Corporation         | 3           | Supervisory Severely Adverse | 36.6                    | 34.7                      |                          |                                | 28.6                             |                                 | 36.6                     | 28.6                       |                           | 37                       | 29.8                       |                           | 11.9                      | 11                          |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3846375 | Discover Financial Services             | 3           | Supervisory Severely Adverse | 14.8                    | 10.4                      |                          |                                | 9.9                              |                                 | 15.6                     | 10.9                       |                           | 17.8                     | 12.7                       |                           | 13.7                      | 9.6                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1070345 | Fifth Third Bancorp                     | 3           | Supervisory Severely Adverse | 9.6                     | 6.9                       |                          |                                | 6.4                              |                                 | 10.8                     | 7.5                        |                           | 14.3                     | 10.5                       |                           | 9.8                       | 6.8                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1068191 | Huntington Bancshares Incorporated      | 3           | Supervisory Severely Adverse | 10.3                    | 7.9                       |                          |                                | 7.6                              |                                 | 11.6                     | 8.2                        |                           | 13.7                     | 10.4                       |                           | 9.8                       | 7                           |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1068025 | KeyCorp                                 | 3           | Supervisory Severely Adverse | 11.3                    | 8.5                       |                          |                                | 8.2                              |                                 | 12                       | 8.5                        |                           | 14.1                     | 10.4                       |                           | 11.2                      | 8                           |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1037003 | M&T Bank Corporation                | 3           | Supervisory Severely Adverse | 9.8                     | 6.9                       |                          |                                | 7                                |                                 | 12.5                     | 8.4                        |                           | 15.4                     | 10.9                       |                           | 10.6                      | 6.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3242838 | Regions Financial Corporation           | 3           | Supervisory Severely Adverse | 11.8                    | 6.8                       |                          |                                | 7                                |                                 | 12.7                     | 7.6                        |                           | 15.5                     | 9.7                        |                           | 11                        | 6.4                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 3981856 | Santander Holdings USA, Inc.            | 3           | Supervisory Severely Adverse | 11                      | 9.4                       | 9.4                      |                                | 10.3                             | 10.3                            | 13.1                     | 10.5                       | 10.6                      | 15                       | 12.7                       | 12.7                      | 12.3                      | 9.5                         | 9.5                        |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1131787 | SunTrust Banks, Inc.                    | 3           | Supervisory Severely Adverse | 9.6                     | 7.3                       |                          |                                | 7.2                              |                                 | 10.5                     | 8.2                        |                           | 12.3                     | 10.2                       |                           | 9.5                       | 6.9                         |                            |                          |                            |                           |
| CCAR 2015              | 9/30/2014           | 1027004 | Zions Bancorporation                    | 3           | Supervisory Severely Adverse | 11.9                    | 5.1                       |                          |                                | 5.9                              |                                 | 14.4                     | 6.6                        |                           | 16.3                     | 8.8                        |                           | 11.9                      | 5.4                         |                            |                          |                            |                           |
| CCAR 2015 Resubmission | 3/31/2015           | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          |                         |                           |                          | 11.1                           | 7.7                              |                                 | 12.3                     | 9.5                        |                           | 15.3                     | 12.2                       |                           | 8.4                       | 6                           |                            |                          |                            |                           |
| CCAR 2015 Resubmission | 3/31/2015           | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.1                           | 6.1                              |                                 | 12.3                     | 7.7                        |                           | 15.3                     | 10.8                       |                           | 8.4                       | 4.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          |         | 33 participating bank holding companies | 2           | Supervisory Adverse          |                         |                           |                          | 12.3                           | 9.2                              | 9.2                             | 13.5                     | 10.7                       | 10.7                      | 16.2                     | 13.1                       | 13.1                      | 9.2                       | 7.3                         | 7.3                        |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1275216 | American Express Company                | 2           | Supervisory Adverse          |                         |                           |                          | 12.4                           | 9                                |                                 | 13.5                     | 10.1                       |                           | 15.2                     | 11.8                       |                           | 11.7                      | 8.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          |                         |                           |                          | 11.6                           | 9.5                              |                                 | 12.9                     | 11.2                       |                           | 15.7                     | 13.6                       |                           | 8.6                       | 7.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 2277860 | Capital One Financial Corporation       | 2           | Supervisory Adverse          |                         |                           |                          | 11.1                           | 8.2                              |                                 | 12.4                     | 9.7                        |                           | 14.6                     | 12.7                       |                           | 10.6                      | 8.3                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1951350 | Citigroup Inc.                          | 2           | Supervisory Adverse          |                         |                           |                          | 15.3                           | 9.8                              |                                 | 15.5                     | 11.2                       |                           | 18.5                     | 14.2                       |                           | 10.2                      | 7.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3232316 | HSBC North America Holdings Inc.        | 2           | Supervisory Adverse          |                         |                           |                          | 15.7                           | 8.2                              |                                 | 17.3                     | 10.3                       |                           | 22.6                     | 13.8                       |                           | 10                        | 5.8                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1039502 | JPMorgan Chase & Co.                | 2           | Supervisory Adverse          |                         |                           |                          | 12                             | 9.1                              |                                 | 13.7                     | 11.2                       |                           | 16                       | 13.1                       |                           | 8.5                       | 6.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 2162966 | Morgan Stanley                          | 2           | Supervisory Adverse          |                         |                           |                          | 16.4                           | 10.6                             |                                 | 18.4                     | 12.8                       |                           | 22                       | 15.4                       |                           | 8.3                       | 6                           |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1199611 | Northern Trust Corporation              | 2           | Supervisory Adverse          |                         |                           |                          | 10.8                           | 9.6                              |                                 | 11.4                     | 10.7                       |                           | 13.2                     | 12.6                       |                           | 7.5                       | 6.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1111435 | State Street Corporation                | 2           | Supervisory Adverse          |                         |                           |                          | 13                             | 7.6                              |                                 | 15.9                     | 11.2                       |                           | 18.2                     | 12.3                       |                           | 6.9                       | 4.7                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3606542 | TD Group US Holdings LLC                | 2           | Supervisory Adverse          |                         |                           |                          | 13.1                           | 12                               |                                 | 13.2                     | 12                         |                           | 14.3                     | 13.2                       |                           | 8.3                       | 7.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3587146 | The Bank of New York Mellon Corporation | 2           | Supervisory Adverse          |                         |                           |                          | 11.5                           | 9.7                              |                                 | 13.1                     | 11.5                       |                           | 13.5                     | 12                         |                           | 6                         | 5.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 2380443 | The Goldman Sachs Group, Inc.           | 2           | Supervisory Adverse          |                         |                           |                          | 13.6                           | 9.8                              |                                 | 15.6                     | 11.2                       |                           | 18.7                     | 13.7                       |                           | 9.3                       | 6.7                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1069778 | The PNC Financial Services Group, Inc.  | 2           | Supervisory Adverse          |                         |                           |                          | 10.6                           | 7.7                              |                                 | 12                       | 9.1                        |                           | 14.6                     | 11                         |                           | 10.2                      | 7.7                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1119794 | U.S. Bancorp                            | 2           | Supervisory Adverse          |                         |                           |                          | 9.6                            | 7.9                              |                                 | 11.3                     | 9.4                        |                           | 13.3                     | 11.7                       |                           | 9.5                       | 7.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1120754 | Wells Fargo & Company               | 2           | Supervisory Adverse          |                         |                           |                          | 11.1                           | 8.1                              |                                 | 12.6                     | 9.7                        |                           | 15.8                     | 12.6                       |                           | 9.4                       | 7.3                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1562859 | Ally Financial Inc.                     | 2           | Supervisory Adverse          |                         |                           |                          | 9.2                            | 7.2                              |                                 | 11.1                     | 8.8                        |                           | 12.5                     | 10.7                       |                           | 9.7                       | 7.7                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1025608 | BancWest Corporation                    | 2           | Supervisory Adverse          |                         |                           |                          | 12.3                           | 11.6                             |                                 | 12.3                     | 11.6                       |                           | 14.6                     | 14                         |                           | 10.1                      | 9.4                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1074156 | BB&T Corporation                    | 2           | Supervisory Adverse          |                         |                           |                          | 10.3                           | 8.1                              |                                 | 11.8                     | 9.7                        |                           | 14.3                     | 11.6                       |                           | 9.8                       | 7.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1078529 | BBVA Compass Bancshares, Inc.           | 2           | Supervisory Adverse          |                         |                           |                          | 10.7                           | 9                                |                                 | 11.1                     | 9.3                        |                           | 13.7                     | 11.4                       |                           | 9                         | 7.4                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1245415 | BMO Financial Corp.                     | 2           | Supervisory Adverse          |                         |                           |                          | 11.9                           | 8.5                              |                                 | 11.9                     | 8.9                        |                           | 14.9                     | 12                         |                           | 9.3                       | 6.8                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1132449 | Citizens Financial Group, Inc.          | 2           | Supervisory Adverse          |                         |                           |                          | 11.7                           | 9.7                              |                                 | 12                       | 9.9                        |                           | 15.3                     | 12.4                       |                           | 10.5                      | 8.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1199844 | Comerica Incorporated                   | 2           | Supervisory Adverse          |                         |                           |                          | 10.5                           | 8.5                              |                                 | 10.5                     | 8.5                        |                           | 12.7                     | 10.4                       |                           | 10.2                      | 8.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1032473 | Deutsche Bank Trust Corporation         | 2           | Supervisory Adverse          |                         |                           |                          | 34.1                           | 31.9                             |                                 | 34.1                     | 31.9                       |                           | 34.3                     | 32.5                       |                           | 13.9                      | 12.8                        |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3846375 | Discover Financial Services             | 2           | Supervisory Adverse          |                         |                           |                          | 13.9                           | 10.7                             |                                 | 14.7                     | 11.4                       |                           | 16.5                     | 12.9                       |                           | 12.9                      | 9.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1070345 | Fifth Third Bancorp                     | 2           | Supervisory Adverse          |                         |                           |                          | 9.8                            | 8.1                              |                                 | 10.9                     | 9.4                        |                           | 14.1                     | 12.2                       |                           | 9.5                       | 8.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1068191 | Huntington Bancshares Incorporated      | 2           | Supervisory Adverse          |                         |                           |                          | 9.8                            | 7.7                              |                                 | 10.5                     | 8.9                        |                           | 12.6                     | 11.1                       |                           | 8.8                       | 7                           |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1068025 | KeyCorp                                 | 2           | Supervisory Adverse          |                         |                           |                          | 10.9                           | 8.3                              |                                 | 11.4                     | 9.2                        |                           | 13                       | 11                         |                           | 10.7                      | 8.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1037003 | M&T Bank Corporation                | 2           | Supervisory Adverse          |                         |                           |                          | 11.1                           | 7.3                              | 7.7                             | 12.7                     | 8                          | 8.9                       | 14.9                     | 9.9                        | 10.8                      | 10.9                      | 6.7                         | 7.5                        |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1378434 | MUFG Americas Holdings Corporation      | 2           | Supervisory Adverse          |                         |                           |                          | 13.6                           | 12.6                             |                                 | 13.6                     | 12.6                       |                           | 15.6                     | 14                         |                           | 11.4                      | 8.7                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3242838 | Regions Financial Corporation           | 2           | Supervisory Adverse          |                         |                           |                          | 10.9                           | 8.5                              |                                 | 11.7                     | 9.9                        |                           | 13.9                     | 12.2                       |                           | 10.3                      | 8.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3981856 | Santander Holdings USA, Inc.            | 2           | Supervisory Adverse          |                         |                           |                          | 12                             | 12.2                             |                                 | 13.5                     | 13.4                       |                           | 15.3                     | 15.1                       |                           | 11.6                      | 11.3                        |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1131787 | SunTrust Banks, Inc.                    | 2           | Supervisory Adverse          |                         |                           |                          | 10                             | 8.1                              |                                 | 10.8                     | 9.2                        |                           | 12.5                     | 11.4                       |                           | 9.7                       | 8.2                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1027004 | Zions Bancorporation                    | 2           | Supervisory Adverse          |                         |                           |                          | 12.2                           | 9.4                              |                                 | 14.1                     | 10.5                       |                           | 16.1                     | 12.1                       |                           | 11.3                      | 8.3                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          |         | 33 participating bank holding companies | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.3                           | 7.1                              | 7.1                             | 13.5                     | 8.6                        | 8.6                       | 16.2                     | 11.4                       | 11.4                      | 9.2                       | 5.9                         | 5.9                        |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1275216 | American Express Company                | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.4                           | 6.6                              |                                 | 13.5                     | 7.7                        |                           | 15.2                     | 9.4                        |                           | 11.7                      | 6.3                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.6                           | 7.1                              |                                 | 12.9                     | 8.8                        |                           | 15.7                     | 11.9                       |                           | 8.6                       | 5.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.1                           | 6.4                              |                                 | 12.4                     | 7.9                        |                           | 14.6                     | 10.9                       |                           | 10.6                      | 6.8                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1951350 | Citigroup Inc.                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 15.3                           | 7.7                              |                                 | 15.5                     | 9.2                        |                           | 18.5                     | 12.4                       |                           | 10.2                      | 6.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3232316 | HSBC North America Holdings Inc.        | 3           | Supervisory Severely Adverse |                         |                           |                          | 15.7                           | 7                                |                                 | 17.3                     | 8.8                        |                           | 22.6                     | 13                         |                           | 10                        | 5                           |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1039502 | JPMorgan Chase & Co.                | 3           | Supervisory Severely Adverse |                         |                           |                          | 12                             | 6.8                              |                                 | 13.7                     | 8.9                        |                           | 16                       | 11.2                       |                           | 8.5                       | 5.6                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 16.4                           | 7.7                              |                                 | 18.4                     | 9.3                        |                           | 22                       | 12.2                       |                           | 8.3                       | 4.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1199611 | Northern Trust Corporation              | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.8                           | 8.7                              |                                 | 11.4                     | 9.8                        |                           | 13.2                     | 12                         |                           | 7.5                       | 6.3                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1111435 | State Street Corporation                | 3           | Supervisory Severely Adverse |                         |                           |                          | 13                             | 6.6                              |                                 | 15.9                     | 10.3                       |                           | 18.2                     | 11.4                       |                           | 6.9                       | 4.3                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3606542 | TD Group US Holdings LLC                | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.1                           | 8.7                              |                                 | 13.2                     | 8.7                        |                           | 14.3                     | 10                         |                           | 8.3                       | 5.2                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3587146 | The Bank of New York Mellon Corporation | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.5                           | 8.4                              |                                 | 13.1                     | 10.2                       |                           | 13.5                     | 11                         |                           | 6                         | 4.6                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 2380443 | The Goldman Sachs Group, Inc.           | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.6                           | 7.6                              |                                 | 15.6                     | 9                          |                           | 18.7                     | 11.7                       |                           | 9.3                       | 5.8                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1069778 | The PNC Financial Services Group, Inc.  | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.6                           | 6.1                              |                                 | 12                       | 7.5                        |                           | 14.6                     | 9.8                        |                           | 10.2                      | 6.4                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1119794 | U.S. Bancorp                            | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.6                            | 6.2                              |                                 | 11.3                     | 7.8                        |                           | 13.3                     | 10.2                       |                           | 9.5                       | 6.6                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1120754 | Wells Fargo & Company               | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.1                           | 6.1                              |                                 | 12.6                     | 7.7                        |                           | 15.8                     | 11                         |                           | 9.4                       | 5.8                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1562859 | Ally Financial Inc.                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.2                            | 5.2                              |                                 | 11.1                     | 6.8                        |                           | 12.5                     | 8.8                        |                           | 9.7                       | 5.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1025608 | BancWest Corporation                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.3                           | 9                                |                                 | 12.3                     | 9                          |                           | 14.6                     | 11.5                       |                           | 10.1                      | 7.4                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1074156 | BB&T Corporation                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.3                           | 6.1                              |                                 | 11.8                     | 7.8                        |                           | 14.3                     | 10.1                       |                           | 9.8                       | 6.4                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1078529 | BBVA Compass Bancshares, Inc.           | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.7                           | 6.4                              |                                 | 11.1                     | 6.7                        |                           | 13.7                     | 9.3                        |                           | 9                         | 5.4                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1245415 | BMO Financial Corp.                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.9                           | 5.9                              |                                 | 11.9                     | 6.4                        |                           | 14.9                     | 9.6                        |                           | 9.3                       | 4.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1132449 | Citizens Financial Group, Inc.          | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.7                           | 7.7                              |                                 | 12                       | 7.9                        |                           | 15.3                     | 10.6                       |                           | 10.5                      | 6.9                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1199844 | Comerica Incorporated                   | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.5                           | 6.8                              |                                 | 10.5                     | 6.8                        |                           | 12.7                     | 9.1                        |                           | 10.2                      | 6.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1032473 | Deutsche Bank Trust Corporation         | 3           | Supervisory Severely Adverse |                         |                           |                          | 34.1                           | 30.1                             |                                 | 34.1                     | 30.1                       |                           | 34.3                     | 31.2                       |                           | 13.9                      | 12.2                        |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3846375 | Discover Financial Services             | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.9                           | 8.7                              |                                 | 14.7                     | 9.4                        |                           | 16.5                     | 11.2                       |                           | 12.9                      | 8.2                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1070345 | Fifth Third Bancorp                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.8                            | 5.9                              |                                 | 10.9                     | 7.2                        |                           | 14.1                     | 10.6                       |                           | 9.5                       | 6.3                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1068191 | Huntington Bancshares Incorporated      | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.8                            | 5.6                              |                                 | 10.5                     | 6.9                        |                           | 12.6                     | 9.2                        |                           | 8.8                       | 5.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1068025 | KeyCorp                                 | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.9                           | 6.4                              |                                 | 11.4                     | 7.3                        |                           | 13                       | 9.4                        |                           | 10.7                      | 6.4                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1037003 | M&T Bank Corporation                | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.1                           | 4.6                              | 5                               | 12.7                     | 5.3                        | 6.2                       | 14.9                     | 7.5                        | 8.4                       | 10.9                      | 4.5                         | 5.3                        |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1378434 | MUFG Americas Holdings Corporation      | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.6                           | 10.2                             |                                 | 13.6                     | 10.2                       |                           | 15.6                     | 12.3                       |                           | 11.4                      | 7.1                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3242838 | Regions Financial Corporation           | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.9                           | 6.2                              |                                 | 11.7                     | 7.5                        |                           | 13.9                     | 10.2                       |                           | 10.3                      | 6.5                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 3981856 | Santander Holdings USA, Inc.            | 3           | Supervisory Severely Adverse |                         |                           |                          | 12                             | 11.9                             |                                 | 13.5                     | 12.9                       |                           | 15.3                     | 14.7                       |                           | 11.6                      | 10.1                        |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1131787 | SunTrust Banks, Inc.                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 10                             | 6.4                              |                                 | 10.8                     | 7.5                        |                           | 12.5                     | 10                         |                           | 9.7                       | 6.8                         |                            |                          |                            |                           |
| CCAR 2016              | 12/31/2015          | 1027004 | Zions Bancorporation                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.2                           | 6                                |                                 | 14.1                     | 7.1                        |                           | 16.1                     | 8.9                        |                           | 11.3                      | 5.6                         |                            |                          |                            |                           |
| CCAR 2016 Resubmission | 6/30/2016           | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 17.5                           | 7                                |                                 | 19.5                     | 9.5                        |                           | 23.4                     | 12.6                       |                           | 8.3                       | 4                           |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          |         | 34 participating bank holding companies | 2           | Supervisory Adverse          |                         |                           |                          | 12.5                           | 9.2                              | 9.2                             | 13.9                     | 10.6                       | 10.6                      | 16.5                     | 12.9                       | 12.9                      | 9.2                       | 6.9                         | 6.9                        |                          | 5.3                        | 5.3                       |
| CCAR 2017              | 12/31/2016          | 1275216 | American Express Company                | 2           | Supervisory Adverse          |                         |                           |                          | 12.3                           | 7.5                              | 7.8                             | 13.5                     | 8.6                        | 8.9                       | 15.2                     | 10.3                       | 10.6                      | 11.6                      | 7.3                         | 7.6                        |                          | 6.3                        | 6.5                       |
| CCAR 2017              | 12/31/2016          | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          |                         |                           |                          | 12.1                           | 9                                |                                 | 13.6                     | 10.6                       |                           | 16.3                     | 12.7                       |                           | 8.9                       | 6.9                         |                            |                          | 5.4                        |                           |
| CCAR 2017              | 12/31/2016          | 2277860 | Capital One Financial Corporation       | 2           | Supervisory Adverse          |                         |                           |                          | 10.1                           | 7.8                              | 8.1                             | 11.6                     | 9.2                        | 9.5                       | 14.3                     | 11.6                       | 11.9                      | 9.9                       | 7.9                         | 8.1                        |                          | 6.8                        | 7                         |
| CCAR 2017              | 12/31/2016          | 1951350 | Citigroup Inc.                          | 2           | Supervisory Adverse          |                         |                           |                          | 14.9                           | 10.1                             |                                 | 15.8                     | 11.5                       |                           | 19.1                     | 14.4                       |                           | 10.1                      | 7.3                         |                            |                          | 5.5                        |                           |
| CCAR 2017              | 12/31/2016          | 3232316 | HSBC North America Holdings Inc.        | 2           | Supervisory Adverse          |                         |                           |                          | 17.9                           | 9.5                              |                                 | 20.1                     | 12.1                       |                           | 25.3                     | 15.2                       |                           | 9.6                       | 5.5                         |                            |                          | 4.2                        |                           |
| CCAR 2017              | 12/31/2016          | 1039502 | JPMorgan Chase & Co.                | 2           | Supervisory Adverse          |                         |                           |                          | 12.5                           | 8.7                              |                                 | 14.2                     | 10.2                       |                           | 16.4                     | 12.2                       |                           | 8.4                       | 5.9                         |                            |                          | 4.6                        |                           |
| CCAR 2017              | 12/31/2016          | 2162966 | Morgan Stanley                          | 2           | Supervisory Adverse          |                         |                           |                          | 17.8                           | 11.3                             |                                 | 20                       | 13.6                       |                           | 23.2                     | 16.2                       |                           | 8.4                       | 5.5                         |                            |                          | 4.2                        |                           |
| CCAR 2017              | 12/31/2016          | 1199611 | Northern Trust Corporation              | 2           | Supervisory Adverse          |                         |                           |                          | 11.8                           | 9.9                              |                                 | 12.9                     | 11                         |                           | 14.5                     | 12.8                       |                           | 8                         | 6.6                         |                            |                          | 5.6                        |                           |
| CCAR 2017              | 12/31/2016          | 1111435 | State Street Corporation                | 2           | Supervisory Adverse          |                         |                           |                          | 11.6                           | 7.3                              |                                 | 14.7                     | 10.4                       |                           | 16                       | 11.3                       |                           | 6.5                       | 4.5                         |                            |                          | 4.1                        |                           |
| CCAR 2017              | 12/31/2016          | 3606542 | TD Group US Holdings LLC                | 2           | Supervisory Adverse          |                         |                           |                          | 13.6                           | 13.2                             |                                 | 13.7                     | 13.2                       |                           | 14.8                     | 14.2                       |                           | 7.8                       | 7.4                         |                            |                          | 6.8                        |                           |
| CCAR 2017              | 12/31/2016          | 3587146 | The Bank of New York Mellon Corporation | 2           | Supervisory Adverse          |                         |                           |                          | 12.3                           | 9.5                              |                                 | 14.5                     | 12                         |                           | 15.2                     | 12.9                       |                           | 6.6                       | 5.3                         |                            |                          | 4.9                        |                           |
| CCAR 2017              | 12/31/2016          | 2380443 | The Goldman Sachs Group, Inc.           | 2           | Supervisory Adverse          |                         |                           |                          | 14.5                           | 8.3                              |                                 | 16.6                     | 10.4                       |                           | 19.8                     | 12.9                       |                           | 9.4                       | 5.7                         |                            |                          | 3.9                        |                           |
| CCAR 2017              | 12/31/2016          | 1069778 | The PNC Financial Services Group, Inc.  | 2           | Supervisory Adverse          |                         |                           |                          | 10.6                           | 7.5                              |                                 | 12                       | 8.8                        |                           | 14.3                     | 10.4                       |                           | 10.1                      | 7.4                         |                            |                          | 6.2                        |                           |
| CCAR 2017              | 12/31/2016          | 1119794 | U.S. Bancorp                            | 2           | Supervisory Adverse          |                         |                           |                          | 9.4                            | 7.7                              |                                 | 11                       | 9.3                        |                           | 13.2                     | 11.3                       |                           | 9                         | 7.6                         |                            |                          | 6.1                        |                           |
| CCAR 2017              | 12/31/2016          | 1120754 | Wells Fargo & Company               | 2           | Supervisory Adverse          |                         |                           |                          | 11.1                           | 9.1                              |                                 | 12.8                     | 10.7                       |                           | 16.1                     | 13.4                       |                           | 8.9                       | 7.3                         |                            |                          | 6.3                        |                           |
| CCAR 2017              | 12/31/2016          | 1562859 | Ally Financial Inc.                     | 2           | Supervisory Adverse          |                         |                           |                          | 9.4                            | 7.4                              |                                 | 10.9                     | 8.9                        |                           | 12.6                     | 10.9                       |                           | 9.5                       | 7.7                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 5005998 | BancWest Corporation                    | 2           | Supervisory Adverse          |                         |                           |                          | 13.1                           | 8.9                              |                                 | 13.4                     | 9.4                        |                           | 15.3                     | 11.5                       |                           | 11.1                      | 7.7                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1074156 | BB&T Corporation                    | 2           | Supervisory Adverse          |                         |                           |                          | 10.2                           | 7.9                              |                                 | 12                       | 9.5                        |                           | 14.1                     | 12.1                       |                           | 10                        | 7.8                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1078529 | BBVA Compass Bancshares, Inc.           | 2           | Supervisory Adverse          |                         |                           |                          | 11.5                           | 9.9                              |                                 | 11.9                     | 10.2                       |                           | 14.3                     | 12.3                       |                           | 9.5                       | 7.9                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1245415 | BMO Financial Corp.                     | 2           | Supervisory Adverse          |                         |                           |                          | 12.5                           | 10.4                             |                                 | 12.8                     | 11                         |                           | 15.7                     | 13.6                       |                           | 9.5                       | 8                           |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1036967 | CIT Group Inc.                          | 2           | Supervisory Adverse          |                         |                           |                          | 14                             | 8.1                              |                                 | 14                       | 9.5                        |                           | 14.8                     | 10.8                       |                           | 13.9                      | 7.8                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1132449 | Citizens Financial Group, Inc.          | 2           | Supervisory Adverse          |                         |                           |                          | 11.2                           | 8.6                              |                                 | 11.4                     | 9                          |                           | 14                       | 11.4                       |                           | 9.9                       | 7.7                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1199844 | Comerica Incorporated                   | 2           | Supervisory Adverse          |                         |                           |                          | 11.1                           | 8.8                              |                                 | 11.1                     | 8.8                        |                           | 13.3                     | 10.5                       |                           | 10.2                      | 7.9                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1032473 | Deutsche Bank Trust Corporation         | 2           | Supervisory Adverse          |                         |                           |                          | 64.4                           | 58.5                             |                                 | 64.4                     | 58.5                       |                           | 64.7                     | 59.2                       |                           | 14.6                      | 12.9                        |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 3846375 | Discover Financial Services             | 2           | Supervisory Adverse          |                         |                           |                          | 13.2                           | 9.1                              |                                 | 13.9                     | 9.7                        |                           | 15.5                     | 11.2                       |                           | 12.3                      | 8.5                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1070345 | Fifth Third Bancorp                     | 2           | Supervisory Adverse          |                         |                           |                          | 10.4                           | 8.2                              |                                 | 11.5                     | 9.1                        |                           | 15                       | 11.7                       |                           | 9.9                       | 7.7                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1068191 | Huntington Bancshares Incorporated      | 2           | Supervisory Adverse          |                         |                           |                          | 9.6                            | 7.6                              |                                 | 10.9                     | 8.9                        |                           | 13.1                     | 11                         |                           | 8.7                       | 6.9                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1068025 | KeyCorp                                 | 2           | Supervisory Adverse          |                         |                           |                          | 9.5                            | 7.3                              |                                 | 10.9                     | 8.4                        |                           | 12.9                     | 10.2                       |                           | 9.9                       | 7.5                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1037003 | M&T Bank Corporation                | 2           | Supervisory Adverse          |                         |                           |                          | 10.7                           | 8                                |                                 | 11.9                     | 9.1                        |                           | 14.1                     | 11.2                       |                           | 10                        | 7.4                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1378434 | MUFG Americas Holdings Corporation      | 2           | Supervisory Adverse          |                         |                           |                          | 14.8                           | 13.4                             |                                 | 14.8                     | 13.4                       |                           | 16.4                     | 14.1                       |                           | 9.9                       | 8.8                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 3242838 | Regions Financial Corporation           | 2           | Supervisory Adverse          |                         |                           |                          | 11.2                           | 7.9                              |                                 | 12                       | 9.4                        |                           | 14.2                     | 11.2                       |                           | 10.2                      | 7.8                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 3981856 | Santander Holdings USA, Inc.            | 2           | Supervisory Adverse          |                         |                           |                          | 14.5                           | 14.3                             |                                 | 16.1                     | 15.9                       |                           | 18                       | 17.7                       |                           | 12.5                      | 12.2                        |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1131787 | SunTrust Banks, Inc.                    | 2           | Supervisory Adverse          |                         |                           |                          | 9.6                            | 7                                |                                 | 10.3                     | 8.4                        |                           | 12.3                     | 10.4                       |                           | 9.2                       | 7.4                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1027004 | Zions Bancorporation                    | 2           | Supervisory Adverse          |                         |                           |                          | 12.1                           | 9.2                              |                                 | 13.5                     | 10.2                       |                           | 15.2                     | 12                         |                           | 11.1                      | 8.2                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          |         | 34 participating bank holding companies | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.5                           | 7.2                              | 7.2                             | 13.9                     | 8.7                        | 8.7                       | 16.5                     | 11.3                       | 11.3                      | 9.2                       | 5.7                         | 5.7                        |                          | 4.4                        | 4.4                       |
| CCAR 2017              | 12/31/2016          | 1275216 | American Express Company                | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.3                           | 5                                | 5.3                             | 13.5                     | 6.1                        | 6.4                       | 15.2                     | 7.8                        | 8.1                       | 11.6                      | 5.3                         | 5.5                        |                          | 4.5                        | 4.8                       |
| CCAR 2017              | 12/31/2016          | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.1                           | 6.8                              |                                 | 13.6                     | 8.4                        |                           | 16.3                     | 11                         |                           | 8.9                       | 5.4                         |                            |                          | 4.3                        |                           |
| CCAR 2017              | 12/31/2016          | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.1                           | 5.6                              | 5.9                             | 11.6                     | 7.1                        | 7.4                       | 14.3                     | 9.9                        | 10.1                      | 9.9                       | 6.2                         | 6.4                        |                          | 5.4                        | 5.6                       |
| CCAR 2017              | 12/31/2016          | 1951350 | Citigroup Inc.                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 14.9                           | 8                                |                                 | 15.8                     | 9.5                        |                           | 19.1                     | 12.8                       |                           | 10.1                      | 6.1                         |                            |                          | 4.5                        |                           |
| CCAR 2017              | 12/31/2016          | 3232316 | HSBC North America Holdings Inc.        | 3           | Supervisory Severely Adverse |                         |                           |                          | 17.9                           | 8.9                              |                                 | 20.1                     | 11.6                       |                           | 25.3                     | 15.2                       |                           | 9.6                       | 5.2                         |                            |                          | 4                          |                           |
| CCAR 2017              | 12/31/2016          | 1039502 | JPMorgan Chase & Co.                | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.5                           | 6.9                              |                                 | 14.2                     | 8.4                        |                           | 16.4                     | 10.8                       |                           | 8.4                       | 5                           |                            |                          | 3.9                        |                           |
| CCAR 2017              | 12/31/2016          | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 17.8                           | 7.9                              |                                 | 20                       | 10.3                       |                           | 23.2                     | 13.4                       |                           | 8.4                       | 4.2                         |                            |                          | 3.2                        |                           |
| CCAR 2017              | 12/31/2016          | 1199611 | Northern Trust Corporation              | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.8                           | 9.1                              |                                 | 12.9                     | 10.2                       |                           | 14.5                     | 12.3                       |                           | 8                         | 6.2                         |                            |                          | 5.3                        |                           |
| CCAR 2017              | 12/31/2016          | 1111435 | State Street Corporation                | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.6                           | 6                                |                                 | 14.7                     | 9.1                        |                           | 16                       | 10.2                       |                           | 6.5                       | 4                           |                            |                          | 3.6                        |                           |
| CCAR 2017              | 12/31/2016          | 3606542 | TD Group US Holdings LLC                | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.6                           | 11.3                             |                                 | 13.7                     | 11.3                       |                           | 14.8                     | 12.6                       |                           | 7.8                       | 6.4                         |                            |                          | 5.8                        |                           |
| CCAR 2017              | 12/31/2016          | 3587146 | The Bank of New York Mellon Corporation | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.3                           | 9.1                              |                                 | 14.5                     | 11.6                       |                           | 15.2                     | 12.6                       |                           | 6.6                       | 5.2                         |                            |                          | 4.8                        |                           |
| CCAR 2017              | 12/31/2016          | 2380443 | The Goldman Sachs Group, Inc.           | 3           | Supervisory Severely Adverse |                         |                           |                          | 14.5                           | 6                                |                                 | 16.6                     | 8.2                        |                           | 19.8                     | 10.9                       |                           | 9.4                       | 4.5                         |                            |                          | 3.1                        |                           |
| CCAR 2017              | 12/31/2016          | 1069778 | The PNC Financial Services Group, Inc.  | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.6                           | 6.3                              |                                 | 12                       | 7.6                        |                           | 14.3                     | 9.6                        |                           | 10.1                      | 6.4                         |                            |                          | 5.4                        |                           |
| CCAR 2017              | 12/31/2016          | 1119794 | U.S. Bancorp                            | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.4                            | 6.3                              |                                 | 11                       | 7.9                        |                           | 13.2                     | 10.2                       |                           | 9                         | 6.5                         |                            |                          | 5.2                        |                           |
| CCAR 2017              | 12/31/2016          | 1120754 | Wells Fargo & Company               | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.1                           | 7.4                              |                                 | 12.8                     | 9                          |                           | 16.1                     | 12.1                       |                           | 8.9                       | 6.3                         |                            |                          | 5.3                        |                           |
| CCAR 2017              | 12/31/2016          | 1562859 | Ally Financial Inc.                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.4                            | 5.2                              |                                 | 10.9                     | 6.9                        |                           | 12.6                     | 8.8                        |                           | 9.5                       | 5.9                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 5005998 | BancWest Corporation                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.1                           | 6.1                              |                                 | 13.4                     | 6.6                        |                           | 15.3                     | 8.7                        |                           | 11.1                      | 5.5                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1074156 | BB&T Corporation                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.2                           | 6.3                              |                                 | 12                       | 7.9                        |                           | 14.1                     | 11                         |                           | 10                        | 6.6                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1078529 | BBVA Compass Bancshares, Inc.           | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.5                           | 7.4                              |                                 | 11.9                     | 7.7                        |                           | 14.3                     | 10.1                       |                           | 9.5                       | 6.1                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1245415 | BMO Financial Corp.                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.5                           | 8                                |                                 | 12.8                     | 8.7                        |                           | 15.7                     | 11.7                       |                           | 9.5                       | 6.4                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1036967 | CIT Group Inc.                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 14                             | 5.4                              |                                 | 14                       | 6.8                        |                           | 14.8                     | 8.1                        |                           | 13.9                      | 5.6                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1132449 | Citizens Financial Group, Inc.          | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.2                           | 6.5                              |                                 | 11.4                     | 6.9                        |                           | 14                       | 9.5                        |                           | 9.9                       | 6                           |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1199844 | Comerica Incorporated                   | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.1                           | 7.5                              |                                 | 11.1                     | 7.5                        |                           | 13.3                     | 9.5                        |                           | 10.2                      | 6.7                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1032473 | Deutsche Bank Trust Corporation         | 3           | Supervisory Severely Adverse |                         |                           |                          | 64.4                           | 58                               |                                 | 64.4                     | 58                         |                           | 64.7                     | 59                         |                           | 14.6                      | 13                          |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 3846375 | Discover Financial Services             | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.2                           | 6.9                              |                                 | 13.9                     | 7.5                        |                           | 15.5                     | 9.3                        |                           | 12.3                      | 6.6                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1070345 | Fifth Third Bancorp                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.4                           | 6.3                              |                                 | 11.5                     | 7.2                        |                           | 15                       | 10.3                       |                           | 9.9                       | 6.2                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1068191 | Huntington Bancshares Incorporated      | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.6                            | 6                                |                                 | 10.9                     | 7.3                        |                           | 13.1                     | 9.7                        |                           | 8.7                       | 5.8                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1068025 | KeyCorp                                 | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.5                            | 5.5                              |                                 | 10.9                     | 6.5                        |                           | 12.9                     | 8.7                        |                           | 9.9                       | 5.9                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1037003 | M&T Bank Corporation                | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.7                           | 6.2                              |                                 | 11.9                     | 7.3                        |                           | 14.1                     | 9.8                        |                           | 10                        | 6.1                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1378434 | MUFG Americas Holdings Corporation      | 3           | Supervisory Severely Adverse |                         |                           |                          | 14.8                           | 11.5                             |                                 | 14.8                     | 11.5                       |                           | 16.4                     | 12.6                       |                           | 9.9                       | 7.6                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 3242838 | Regions Financial Corporation           | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.2                           | 6                                |                                 | 12                       | 7.4                        |                           | 14.2                     | 9.5                        |                           | 10.2                      | 6.3                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 3981856 | Santander Holdings USA, Inc.            | 3           | Supervisory Severely Adverse |                         |                           |                          | 14.5                           | 12.8                             |                                 | 16.1                     | 13.7                       |                           | 18                       | 15.2                       |                           | 12.5                      | 10.6                        |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1131787 | SunTrust Banks, Inc.                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.6                            | 5.4                              |                                 | 10.3                     | 6.8                        |                           | 12.3                     | 9.2                        |                           | 9.2                       | 6.1                         |                            |                          |                            |                           |
| CCAR 2017              | 12/31/2016          | 1027004 | Zions Bancorporation                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.1                           | 6.6                              |                                 | 13.5                     | 7.7                        |                           | 15.2                     | 9.8                        |                           | 11.1                      | 6.3                         |                            |                          |                            |                           |
| CCAR 2017 Resubmission | 6/30/2017           | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.7                           | 6.3                              |                                 | 12.2                     | 7.8                        |                           | 14.9                     | 10.3                       |                           | 10.3                      | 6.8                         |                            |                          | 5.8                        |                           |
| CCAR 2018              | 12/31/2017          |         | 35 participating firms                  | 2           | Supervisory Adverse          |                         |                           |                          | 12.3                           | 8.9                              | 9                               | 13.9                     | 10.5                       | 10.6                      | 16.3                     | 12.7                       | 12.8                      | 8.8                       | 6.6                         | 6.6                        |                          | 5.2                        | 5.2                       |
| CCAR 2018              | 12/31/2017          | 1275216 | American Express Company                | 2           | Supervisory Adverse          |                         |                           |                          | 9                              | 6.6                              | 7.2                             | 10.1                     | 7.9                        | 8.4                       | 11.8                     | 9.7                        | 10.2                      | 8.6                       | 6.6                         | 7.1                        |                          | 5.7                        | 6.1                       |
| CCAR 2018              | 12/31/2017          | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          |                         |                           |                          | 11.9                           | 8.1                              |                                 | 13.4                     | 9.8                        |                           | 15.9                     | 11.9                       |                           | 8.6                       | 6.2                         |                            |                          | 5                          |                           |
| CCAR 2018              | 12/31/2017          | 5006575 | Barclays US LLC                         | 2           | Supervisory Adverse          |                         |                           |                          | 13.1                           | 11.2                             |                                 | 15.7                     | 13.7                       |                           | 18.8                     | 16                         |                           | 8.2                       | 7.3                         |                            |                          | 5.9                        |                           |
| CCAR 2018              | 12/31/2017          | 2277860 | Capital One Financial Corporation       | 2           | Supervisory Adverse          |                         |                           |                          | 10.3                           | 8.2                              |                                 | 11.8                     | 9.6                        |                           | 14.4                     | 12                         |                           | 9.9                       | 8.1                         |                            |                          | 6.9                        |                           |
| CCAR 2018              | 12/31/2017          | 1951350 | Citigroup Inc.                          | 2           | Supervisory Adverse          |                         |                           |                          | 13                             | 9.3                              |                                 | 14.5                     | 10.8                       |                           | 17.8                     | 13.7                       |                           | 8.8                       | 6.5                         |                            |                          | 5                          |                           |
| CCAR 2018              | 12/31/2017          | 1574834 | Credit Suisse Holdings (USA), Inc.      | 2           | Supervisory Adverse          |                         |                           |                          | 24.7                           | 19.6                             |                                 | 24.7                     | 20.2                       |                           | 24.8                     | 20.2                       |                           | 7.3                       | 7.9                         |                            |                          | 7.7                        |                           |
| CCAR 2018              | 12/31/2017          | 2816906 | DB USA Corporation                      | 2           | Supervisory Adverse          |                         |                           |                          | 16.5                           | 13.3                             |                                 | 25.9                     | 22.2                       |                           | 25.9                     | 22.4                       |                           | 7.2                       | 6                           |                            |                          | 5.5                        |                           |
| CCAR 2018              | 12/31/2017          | 3232316 | HSBC North America Holdings Inc.        | 2           | Supervisory Adverse          |                         |                           |                          | 15.5                           | 10.6                             |                                 | 18.3                     | 12.2                       |                           | 22.8                     | 15.2                       |                           | 8.9                       | 5.8                         |                            |                          | 4.5                        |                           |
| CCAR 2018              | 12/31/2017          | 1039502 | JPMorgan Chase & Co.                | 2           | Supervisory Adverse          |                         |                           |                          | 12.2                           | 7.9                              | 8                               | 13.9                     | 9.5                        | 9.9                       | 15.9                     | 11.5                       | 11.8                      | 8.3                       | 5.6                         | 5.8                        |                          | 4.4                        | 4.6                       |
| CCAR 2018              | 12/31/2017          | 2162966 | Morgan Stanley                          | 2           | Supervisory Adverse          |                         |                           |                          | 16.5                           | 10                               | 10.5                            | 18.9                     | 12.4                       | 13                        | 21.7                     | 14.7                       | 15.2                      | 8.3                       | 5.5                         | 5.7                        |                          | 4.2                        | 4.4                       |
| CCAR 2018              | 12/31/2017          | 1199611 | Northern Trust Corporation              | 2           | Supervisory Adverse          |                         |                           |                          | 12.6                           | 9.6                              |                                 | 13.8                     | 10.8                       |                           | 15.8                     | 12.8                       |                           | 7.8                       | 5.9                         |                            |                          | 5.2                        |                           |
| CCAR 2018              | 12/31/2017          | 1111435 | State Street Corporation                | 2           | Supervisory Adverse          |                         |                           |                          | 11.9                           | 8.4                              |                                 | 15                       | 11.9                       |                           | 16                       | 12.6                       |                           | 7.3                       | 5.4                         |                            |                          | 4.8                        |                           |
| CCAR 2018              | 12/31/2017          | 3606542 | TD Group US Holdings LLC                | 2           | Supervisory Adverse          |                         |                           |                          | 16                             | 13.2                             |                                 | 16                       | 13.2                       |                           | 17                       | 14.2                       |                           | 8.8                       | 7.4                         |                            |                          | 6.6                        |                           |
| CCAR 2018              | 12/31/2017          | 3587146 | The Bank of New York Mellon Corporation | 2           | Supervisory Adverse          |                         |                           |                          | 11.9                           | 10.9                             |                                 | 14.2                     | 13                         |                           | 15.1                     | 14.3                       |                           | 6.6                       | 5.9                         |                            |                          | 5.4                        |                           |
| CCAR 2018              | 12/31/2017          | 2380443 | The Goldman Sachs Group, Inc.           | 2           | Supervisory Adverse          |                         |                           |                          | 12.1                           | 8.2                              | 8.3                             | 14.1                     | 10                         | 10.2                      | 16.8                     | 12.5                       | 12.6                      | 8.4                       | 6                           | 6.1                        |                          | 4.2                        | 4.2                       |
| CCAR 2018              | 12/31/2017          | 1069778 | The PNC Financial Services Group, Inc.  | 2           | Supervisory Adverse          |                         |                           |                          | 10.4                           | 7.9                              |                                 | 11.6                     | 9.3                        |                           | 13.7                     | 11.2                       |                           | 9.9                       | 7.9                         |                            |                          | 6.6                        |                           |
| CCAR 2018              | 12/31/2017          | 1119794 | U.S. Bancorp                            | 2           | Supervisory Adverse          |                         |                           |                          | 9.3                            | 7.7                              |                                 | 10.8                     | 9.3                        |                           | 12.9                     | 11.1                       |                           | 8.9                       | 7.6                         |                            |                          | 6.1                        |                           |
| CCAR 2018              | 12/31/2017          | 1120754 | Wells Fargo & Company               | 2           | Supervisory Adverse          |                         |                           |                          | 12.3                           | 9.4                              |                                 | 14.1                     | 11                         |                           | 17.5                     | 13.7                       |                           | 9.4                       | 7.2                         |                            |                          | 6.1                        |                           |
| CCAR 2018              | 12/31/2017          | 1562859 | Ally Financial Inc.                     | 2           | Supervisory Adverse          |                         |                           |                          | 9.5                            | 6.4                              |                                 | 11.2                     | 8                          |                           | 12.9                     | 10                         |                           | 9.5                       | 6.6                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1074156 | BB&T Corporation                    | 2           | Supervisory Adverse          |                         |                           |                          | 10.2                           | 7.4                              |                                 | 11.9                     | 9                          |                           | 13.9                     | 11                         |                           | 9.9                       | 7.3                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1078529 | BBVA Compass Bancshares, Inc.           | 2           | Supervisory Adverse          |                         |                           |                          | 11.8                           | 9.7                              |                                 | 12.1                     | 10                         |                           | 14.4                     | 12.2                       |                           | 10                        | 7.9                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1245415 | BMO Financial Corp.                     | 2           | Supervisory Adverse          |                         |                           |                          | 12.1                           | 9.9                              |                                 | 12.6                     | 10.6                       |                           | 15.3                     | 13.4                       |                           | 9.8                       | 7.9                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1575569 | BNP Paribas USA, Inc.                   | 2           | Supervisory Adverse          |                         |                           |                          | 12.4                           | 10                               |                                 | 12.8                     | 10.5                       |                           | 15                       | 12.9                       |                           | 9.3                       | 7.4                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1132449 | Citizens Financial Group, Inc.          | 2           | Supervisory Adverse          |                         |                           |                          | 11.2                           | 7.1                              |                                 | 11.4                     | 8.3                        |                           | 13.9                     | 10.6                       |                           | 10                        | 7.1                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3846375 | Discover Financial Services             | 2           | Supervisory Adverse          |                         |                           |                          | 11.6                           | 8.5                              |                                 | 12.3                     | 9.2                        |                           | 13.8                     | 11                         |                           | 10.8                      | 8                           |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1070345 | Fifth Third Bancorp                     | 2           | Supervisory Adverse          |                         |                           |                          | 10.6                           | 7.4                              |                                 | 11.7                     | 8.6                        |                           | 15.2                     | 11.7                       |                           | 10                        | 7.2                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1068191 | Huntington Bancshares Incorporated      | 2           | Supervisory Adverse          |                         |                           |                          | 10                             | 6.8                              |                                 | 11.3                     | 8.2                        |                           | 13.4                     | 10.4                       |                           | 9.1                       | 6.4                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1068025 | KeyCorp                                 | 2           | Supervisory Adverse          |                         |                           |                          | 10.2                           | 6.4                              | 6.5                             | 11                       | 7.7                        | 7.8                       | 12.9                     | 9.4                        | 9.5                       | 9.7                       | 6.6                         | 6.7                        |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1037003 | M&T Bank Corporation                | 2           | Supervisory Adverse          |                         |                           |                          | 11                             | 6.3                              | 7.3                             | 12.3                     | 7.5                        | 8.5                       | 14.8                     | 9.7                        | 10.6                      | 10.3                      | 6.1                         | 6.9                        |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1378434 | MUFG Americas Holdings Corporation      | 2           | Supervisory Adverse          |                         |                           |                          | 16.3                           | 12.5                             |                                 | 16.3                     | 12.5                       |                           | 17.8                     | 13.3                       |                           | 10.1                      | 7.5                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3226762 | RBC USA Holdco Corporation              | 2           | Supervisory Adverse          |                         |                           |                          | 15.6                           | 13.4                             |                                 | 15.6                     | 13.4                       |                           | 16.8                     | 14.4                       |                           | 7.9                       | 7.3                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3242838 | Regions Financial Corporation           | 2           | Supervisory Adverse          |                         |                           |                          | 11.1                           | 6.9                              |                                 | 11.9                     | 8.4                        |                           | 13.8                     | 10.4                       |                           | 10                        | 7                           |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3981856 | Santander Holdings USA, Inc.            | 2           | Supervisory Adverse          |                         |                           |                          | 16.4                           | 16.5                             |                                 | 17.8                     | 17.7                       |                           | 19.5                     | 19.2                       |                           | 14.2                      | 13.8                        |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1131787 | SunTrust Banks, Inc.                    | 2           | Supervisory Adverse          |                         |                           |                          | 9.7                            | 6.4                              |                                 | 11.2                     | 7.9                        |                           | 13.1                     | 10                         |                           | 9.8                       | 6.8                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 4846998 | UBS Americas Holding LLC                | 2           | Supervisory Adverse          |                         |                           |                          | 21.9                           | 17.6                             |                                 | 24.3                     | 21.8                       |                           | 25.8                     | 23.5                       |                           | 8.9                       | 7.9                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          |         | 35 participating firms                  | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.3                           | 6.2                              | 6.3                             | 13.9                     | 7.9                        | 8                         | 16.3                     | 10.4                       | 10.5                      | 8.8                       | 5                           | 5                          |                          | 3.8                        | 3.8                       |
| CCAR 2018              | 12/31/2017          | 1275216 | American Express Company                | 3           | Supervisory Severely Adverse |                         |                           |                          | 9                              | 4.4                              | 5                               | 10.1                     | 5.7                        | 6.3                       | 11.8                     | 7.6                        | 8.2                       | 8.6                       | 4.8                         | 5.3                        |                          | 4.1                        | 4.6                       |
| CCAR 2018              | 12/31/2017          | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.9                           | 5.4                              |                                 | 13.4                     | 7.1                        |                           | 15.9                     | 9.5                        |                           | 8.6                       | 4.5                         |                            |                          | 3.6                        |                           |
| CCAR 2018              | 12/31/2017          | 5006575 | Barclays US LLC                         | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.1                           | 9.6                              |                                 | 15.7                     | 12.1                       |                           | 18.8                     | 14.8                       |                           | 8.2                       | 6.5                         |                            |                          | 5.3                        |                           |
| CCAR 2018              | 12/31/2017          | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.3                           | 4.6                              |                                 | 11.8                     | 6.1                        |                           | 14.4                     | 8.5                        |                           | 9.9                       | 5.1                         |                            |                          | 4.4                        |                           |
| CCAR 2018              | 12/31/2017          | 1951350 | Citigroup Inc.                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 13                             | 5.6                              |                                 | 14.5                     | 7.2                        |                           | 17.8                     | 10.4                       |                           | 8.8                       | 4.4                         |                            |                          | 3.4                        |                           |
| CCAR 2018              | 12/31/2017          | 1574834 | Credit Suisse Holdings (USA), Inc.      | 3           | Supervisory Severely Adverse |                         |                           |                          | 24.7                           | 17.2                             |                                 | 24.7                     | 17.8                       |                           | 24.8                     | 17.8                       |                           | 7.3                       | 6.7                         |                            |                          | 6.6                        |                           |
| CCAR 2018              | 12/31/2017          | 2816906 | DB USA Corporation                      | 3           | Supervisory Severely Adverse |                         |                           |                          | 16.5                           | 12.2                             |                                 | 25.9                     | 21.7                       |                           | 25.9                     | 22                         |                           | 7.2                       | 5.7                         |                            |                          | 5.2                        |                           |
| CCAR 2018              | 12/31/2017          | 3232316 | HSBC North America Holdings Inc.        | 3           | Supervisory Severely Adverse |                         |                           |                          | 15.5                           | 7.8                              |                                 | 18.3                     | 9.5                        |                           | 22.8                     | 13                         |                           | 8.9                       | 4.5                         |                            |                          | 3.5                        |                           |
| CCAR 2018              | 12/31/2017          | 1039502 | JPMorgan Chase & Co.                | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.2                           | 4.9                              | 5                               | 13.9                     | 6.6                        | 6.9                       | 15.9                     | 8.9                        | 9.2                       | 8.3                       | 3.9                         | 4.1                        |                          | 3                          | 3.2                       |
| CCAR 2018              | 12/31/2017          | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 16.5                           | 5                                | 5.5                             | 18.9                     | 7.3                        | 7.7                       | 21.7                     | 10                         | 10.4                      | 8.3                       | 3.2                         | 3.4                        |                          | 2.5                        | 2.6                       |
| CCAR 2018              | 12/31/2017          | 1199611 | Northern Trust Corporation              | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.6                           | 9.4                              |                                 | 13.8                     | 10.7                       |                           | 15.8                     | 13                         |                           | 7.8                       | 5.9                         |                            |                          | 5.2                        |                           |
| CCAR 2018              | 12/31/2017          | 1111435 | State Street Corporation                | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.9                           | 4                                |                                 | 15                       | 7.6                        |                           | 16                       | 8.7                        |                           | 7.3                       | 3.5                         |                            |                          | 3.2                        |                           |
| CCAR 2018              | 12/31/2017          | 3606542 | TD Group US Holdings LLC                | 3           | Supervisory Severely Adverse |                         |                           |                          | 16                             | 10.6                             |                                 | 16                       | 10.6                       |                           | 17                       | 11.9                       |                           | 8.8                       | 6                           |                            |                          | 5.3                        |                           |
| CCAR 2018              | 12/31/2017          | 3587146 | The Bank of New York Mellon Corporation | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.9                           | 8.3                              |                                 | 14.2                     | 10.5                       |                           | 15.1                     | 11.7                       |                           | 6.6                       | 4.9                         |                            |                          | 4.5                        |                           |
| CCAR 2018              | 12/31/2017          | 2380443 | The Goldman Sachs Group, Inc.           | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.1                           | 4.6                              | 4.8                             | 14.1                     | 6.4                        | 6.6                       | 16.8                     | 9.2                        | 9.4                       | 8.4                       | 3.8                         | 3.9                        |                          | 2.6                        | 2.7                       |
| CCAR 2018              | 12/31/2017          | 1069778 | The PNC Financial Services Group, Inc.  | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.4                           | 5.3                              |                                 | 11.6                     | 6.5                        |                           | 13.7                     | 9                          |                           | 9.9                       | 5.6                         |                            |                          | 4.6                        |                           |
| CCAR 2018              | 12/31/2017          | 1119794 | U.S. Bancorp                            | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.3                            | 6                                |                                 | 10.8                     | 7.6                        |                           | 12.9                     | 9.8                        |                           | 8.9                       | 6.3                         |                            |                          | 5                          |                           |
| CCAR 2018              | 12/31/2017          | 1120754 | Wells Fargo & Company               | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.3                           | 6.5                              |                                 | 14.1                     | 8.1                        |                           | 17.5                     | 11.4                       |                           | 9.4                       | 5.3                         |                            |                          | 4.5                        |                           |
| CCAR 2018              | 12/31/2017          | 1562859 | Ally Financial Inc.                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.5                            | 5.4                              |                                 | 11.2                     | 7.1                        |                           | 12.9                     | 9.1                        |                           | 9.5                       | 5.8                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1074156 | BB&T Corporation                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.2                           | 6                                |                                 | 11.9                     | 7.6                        |                           | 13.9                     | 10                         |                           | 9.9                       | 6.2                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1078529 | BBVA Compass Bancshares, Inc.           | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.8                           | 7.2                              |                                 | 12.1                     | 7.5                        |                           | 14.4                     | 9.9                        |                           | 10                        | 6                           |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1245415 | BMO Financial Corp.                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.1                           | 8.3                              |                                 | 12.6                     | 8.9                        |                           | 15.3                     | 12                         |                           | 9.8                       | 6.8                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1575569 | BNP Paribas USA, Inc.                   | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.4                           | 7.9                              |                                 | 12.8                     | 8.4                        |                           | 15                       | 10.9                       |                           | 9.3                       | 5.9                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1132449 | Citizens Financial Group, Inc.          | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.2                           | 5.4                              |                                 | 11.4                     | 6.7                        |                           | 13.9                     | 9                          |                           | 10                        | 5.7                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3846375 | Discover Financial Services             | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.6                           | 5.8                              |                                 | 12.3                     | 6.8                        |                           | 13.8                     | 8.6                        |                           | 10.8                      | 6                           |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1070345 | Fifth Third Bancorp                     | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.6                           | 5.5                              |                                 | 11.7                     | 6.9                        |                           | 15.2                     | 10.2                       |                           | 10                        | 5.8                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1068191 | Huntington Bancshares Incorporated      | 3           | Supervisory Severely Adverse |                         |                           |                          | 10                             | 5.8                              |                                 | 11.3                     | 7.2                        |                           | 13.4                     | 9.8                        |                           | 9.1                       | 5.7                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1068025 | KeyCorp                                 | 3           | Supervisory Severely Adverse |                         |                           |                          | 10.2                           | 4.6                              | 4.8                             | 11                       | 5.9                        | 6                         | 12.9                     | 8.2                        | 8.3                       | 9.7                       | 5.2                         | 5.2                        |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1037003 | M&T Bank Corporation                | 3           | Supervisory Severely Adverse |                         |                           |                          | 11                             | 4                                | 4.9                             | 12.3                     | 5.2                        | 6.2                       | 14.8                     | 7.5                        | 8.5                       | 10.3                      | 4.2                         | 5                          |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1378434 | MUFG Americas Holdings Corporation      | 3           | Supervisory Severely Adverse |                         |                           |                          | 16.3                           | 10.4                             |                                 | 16.3                     | 10.4                       |                           | 17.8                     | 11.7                       |                           | 10.1                      | 6.3                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3226762 | RBC USA Holdco Corporation              | 3           | Supervisory Severely Adverse |                         |                           |                          | 15.6                           | 11.2                             |                                 | 15.6                     | 11.2                       |                           | 16.8                     | 12.6                       |                           | 7.9                       | 6                           |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3242838 | Regions Financial Corporation           | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.1                           | 5.2                              |                                 | 11.9                     | 6.9                        |                           | 13.8                     | 9                          |                           | 10                        | 5.7                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 3981856 | Santander Holdings USA, Inc.            | 3           | Supervisory Severely Adverse |                         |                           |                          | 16.4                           | 14.8                             |                                 | 17.8                     | 15.7                       |                           | 19.5                     | 17.1                       |                           | 14.2                      | 12.3                        |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 1131787 | SunTrust Banks, Inc.                    | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.7                            | 4.7                              |                                 | 11.2                     | 6.2                        |                           | 13.1                     | 8.5                        |                           | 9.8                       | 5.3                         |                            |                          |                            |                           |
| CCAR 2018              | 12/31/2017          | 4846998 | UBS Americas Holding LLC                | 3           | Supervisory Severely Adverse |                         |                           |                          | 21.9                           | 16.2                             |                                 | 24.3                     | 20.4                       |                           | 25.8                     | 22.7                       |                           | 8.9                       | 7.4                         |                            |                          |                            |                           |
| CCAR 2019              | 12/31/2018          |         | 18 participating firms                  | 2           | Supervisory Adverse          |                         |                           |                          | 12.3                           | 9.1                              | 9.1                             | 14                       | 10.8                       | 10.9                      | 16.4                     | 12.8                       | 12.9                      | 8.6                       | 6.7                         | 6.7                        | 6.9                      | 5.3                        | 5.4                       |
| CCAR 2019              | 12/31/2018          | 1073757 | Bank of America Corporation             | 2           | Supervisory Adverse          |                         |                           |                          | 11.6                           | 7.9                              |                                 | 13.2                     | 9.3                        |                           | 15.4                     | 11.3                       |                           | 8.4                       | 5.9                         |                            | 6.8                      | 4.8                        |                           |
| CCAR 2019              | 12/31/2018          | 5006575 | Barclays US LLC                         | 2           | Supervisory Adverse          |                         |                           |                          | 14.5                           | 13                               |                                 | 17.6                     | 15.9                       |                           | 21                       | 18.3                       |                           | 8.9                       | 8.2                         |                            | 7.3                      | 6.7                        |                           |
| CCAR 2019              | 12/31/2018          | 2277860 | Capital One Financial Corporation       | 2           | Supervisory Adverse          |                         |                           |                          | 11.2                           | 8.5                              | 9.1                             | 12.7                     | 10                         | 10.6                      | 15.1                     | 12.1                       | 12.8                      | 10.7                      | 8.8                         | 9.3                        | 9                        | 7.4                        | 7.9                       |
| CCAR 2019              | 12/31/2018          | 1951350 | Citigroup Inc.                          | 2           | Supervisory Adverse          |                         |                           |                          | 11.9                           | 9.5                              |                                 | 13.5                     | 11.1                       |                           | 16.6                     | 13.5                       |                           | 8.3                       | 6.9                         |                            | 6.4                      | 5.3                        |                           |
| CCAR 2019              | 12/31/2018          | 1574834 | Credit Suisse Holdings (USA), Inc.      | 2           | Supervisory Adverse          |                         |                           |                          | 25.8                           | 19.1                             |                                 | 26.5                     | 19.9                       |                           | 26.6                     | 20                         |                           | 12.9                      | 8.9                         |                            | 11.3                     | 7.8                        |                           |
| CCAR 2019              | 12/31/2018          | 2816906 | DB USA Corporation                      | 2           | Supervisory Adverse          |                         |                           |                          | 22.9                           | 17.6                             |                                 | 34.4                     | 28.6                       |                           | 34.4                     | 28.8                       |                           | 9.2                       | 7.7                         |                            | 8.4                      | 7.1                        |                           |
| CCAR 2019              | 12/31/2018          | 3232316 | HSBC North America Holdings Inc.        | 2           | Supervisory Adverse          |                         |                           |                          | 12.6                           | 9.3                              |                                 | 14.2                     | 10.8                       |                           | 18                       | 13.7                       |                           | 7.5                       | 5.6                         |                            | 5.6                      | 4.1                        |                           |
| CCAR 2019              | 12/31/2018          | 1039502 | JPMorgan Chase & Co.                | 2           | Supervisory Adverse          |                         |                           |                          | 12                             | 7.2                              | 7.3                             | 13.7                     | 9.1                        | 9.5                       | 15.5                     | 10.6                       | 11.1                      | 8.1                       | 5.4                         | 5.7                        | 6.4                      | 4.3                        | 4.5                       |
| CCAR 2019              | 12/31/2018          | 2162966 | Morgan Stanley                          | 2           | Supervisory Adverse          |                         |                           |                          | 16.9                           | 11.2                             |                                 | 19.2                     | 13.9                       |                           | 21.8                     | 15.9                       |                           | 8.4                       | 6                           |                            | 6.5                      | 4.6                        |                           |
| CCAR 2019              | 12/31/2018          | 1199611 | Northern Trust Corporation              | 2           | Supervisory Adverse          |                         |                           |                          | 12.9                           | 9.5                              |                                 | 14.1                     | 10.7                       |                           | 16.1                     | 12.6                       |                           | 8                         | 6.1                         |                            | 7                        | 5.3                        |                           |
| CCAR 2019              | 12/31/2018          | 1111435 | State Street Corporation                | 2           | Supervisory Adverse          |                         |                           |                          | 11.7                           | 8.9                              |                                 | 15.5                     | 12.5                       |                           | 16.3                     | 13.1                       |                           | 7.2                       | 5.8                         |                            | 6.3                      | 5.1                        |                           |
| CCAR 2019              | 12/31/2018          | 3606542 | TD Group US Holdings LLC                | 2           | Supervisory Adverse          |                         |                           |                          | 16.3                           | 14.4                             |                                 | 16.3                     | 14.4                       |                           | 17.3                     | 15.5                       |                           | 9.2                       | 8.3                         |                            | 8.3                      | 7.4                        |                           |
| CCAR 2019              | 12/31/2018          | 3587146 | The Bank of New York Mellon Corporation | 2           | Supervisory Adverse          |                         |                           |                          | 11.7                           | 9.1                              |                                 | 14.1                     | 11.3                       |                           | 15.1                     | 12.3                       |                           | 6.6                       | 5.3                         |                            | 6                        | 4.8                        |                           |
| CCAR 2019              | 12/31/2018          | 2380443 | The Goldman Sachs Group, Inc.           | 2           | Supervisory Adverse          |                         |                           |                          | 13.3                           | 10.5                             |                                 | 15.3                     | 12.4                       |                           | 18                       | 14.8                       |                           | 8.9                       | 7.2                         |                            | 6.2                      | 5                          |                           |
| CCAR 2019              | 12/31/2018          | 1069778 | The PNC Financial Services Group, Inc.  | 2           | Supervisory Adverse          |                         |                           |                          | 9.6                            | 7.6                              |                                 | 10.8                     | 9.1                        |                           | 13                       | 11                         |                           | 9.4                       | 7.9                         |                            | 7.8                      | 6.6                        |                           |
| CCAR 2019              | 12/31/2018          | 1119794 | U.S. Bancorp                            | 2           | Supervisory Adverse          |                         |                           |                          | 9.1                            | 8.3                              |                                 | 10.7                     | 10                         |                           | 12.6                     | 11.9                       |                           | 9                         | 8.5                         |                            | 7.2                      | 6.8                        |                           |
| CCAR 2019              | 12/31/2018          | 4846998 | UBS Americas Holding LLC                | 2           | Supervisory Adverse          |                         |                           |                          | 21.7                           | 14.3                             |                                 | 25.7                     | 19.8                       |                           | 27                       | 21.5                       |                           | 11.3                      | 8.7                         |                            |                          |                            |                           |
| CCAR 2019              | 12/31/2018          | 1120754 | Wells Fargo & Company               | 2           | Supervisory Adverse          |                         |                           |                          | 11.7                           | 9.4                              |                                 | 13.5                     | 11                         |                           | 16.6                     | 13.7                       |                           | 9.1                       | 7.5                         |                            | 7.7                      | 6.3                        |                           |
| CCAR 2019              | 12/31/2018          |         | 18 participating firms                  | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.3                           | 6.5                              | 6.6                             | 14                       | 8.3                        | 8.4                       | 16.4                     | 10.6                       | 10.7                      | 8.6                       | 5.1                         | 5.1                        | 6.9                      | 4                          | 4.1                       |
| CCAR 2019              | 12/31/2018          | 1073757 | Bank of America Corporation             | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.6                           | 5.6                              |                                 | 13.2                     | 7.1                        |                           | 15.4                     | 9.4                        |                           | 8.4                       | 4.5                         |                            | 6.8                      | 3.7                        |                           |
| CCAR 2019              | 12/31/2018          | 5006575 | Barclays US LLC                         | 3           | Supervisory Severely Adverse |                         |                           |                          | 14.5                           | 11.1                             |                                 | 17.6                     | 14                         |                           | 21                       | 16.1                       |                           | 8.9                       | 7.2                         |                            | 7.3                      | 5.9                        |                           |
| CCAR 2019              | 12/31/2018          | 2277860 | Capital One Financial Corporation       | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.2                           | 3.9                              | 4.6                             | 12.7                     | 5.5                        | 6.2                       | 15.1                     | 7.7                        | 8.4                       | 10.7                      | 4.8                         | 5.4                        | 9                        | 4                          | 4.6                       |
| CCAR 2019              | 12/31/2018          | 1951350 | Citigroup Inc.                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.9                           | 6.9                              |                                 | 13.5                     | 8.4                        |                           | 16.6                     | 11.2                       |                           | 8.3                       | 5.2                         |                            | 6.4                      | 4                          |                           |
| CCAR 2019              | 12/31/2018          | 1574834 | Credit Suisse Holdings (USA), Inc.      | 3           | Supervisory Severely Adverse |                         |                           |                          | 25.8                           | 16.2                             |                                 | 26.5                     | 17                         |                           | 26.6                     | 17.1                       |                           | 12.9                      | 7.5                         |                            | 11.3                     | 6.5                        |                           |
| CCAR 2019              | 12/31/2018          | 2816906 | DB USA Corporation                      | 3           | Supervisory Severely Adverse |                         |                           |                          | 22.9                           | 14.8                             |                                 | 34.4                     | 26.2                       |                           | 34.4                     | 26.6                       |                           | 9.2                       | 6.9                         |                            | 8.4                      | 6.3                        |                           |
| CCAR 2019              | 12/31/2018          | 3232316 | HSBC North America Holdings Inc.        | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.6                           | 6.8                              |                                 | 14.2                     | 8.4                        |                           | 18                       | 11.7                       |                           | 7.5                       | 4.3                         |                            | 5.6                      | 3.2                        |                           |
| CCAR 2019              | 12/31/2018          | 1039502 | JPMorgan Chase & Co.                | 3           | Supervisory Severely Adverse |                         |                           |                          | 12                             | 4.4                              | 4.6                             | 13.7                     | 6.3                        | 6.8                       | 15.5                     | 8.3                        | 8.7                       | 8.1                       | 3.8                         | 4                          | 6.4                      | 3                          | 3.2                       |
| CCAR 2019              | 12/31/2018          | 2162966 | Morgan Stanley                          | 3           | Supervisory Severely Adverse |                         |                           |                          | 16.9                           | 7.7                              |                                 | 19.2                     | 10                         |                           | 21.8                     | 12.5                       |                           | 8.4                       | 4.4                         |                            | 6.5                      | 3.4                        |                           |
| CCAR 2019              | 12/31/2018          | 1199611 | Northern Trust Corporation              | 3           | Supervisory Severely Adverse |                         |                           |                          | 12.9                           | 9                                |                                 | 14.1                     | 10.3                       |                           | 16.1                     | 12.3                       |                           | 8                         | 5.8                         |                            | 7                        | 5.1                        |                           |
| CCAR 2019              | 12/31/2018          | 1111435 | State Street Corporation                | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.7                           | 8.2                              |                                 | 15.5                     | 11.8                       |                           | 16.3                     | 12.5                       |                           | 7.2                       | 5.5                         |                            | 6.3                      | 4.8                        |                           |
| CCAR 2019              | 12/31/2018          | 3606542 | TD Group US Holdings LLC                | 3           | Supervisory Severely Adverse |                         |                           |                          | 16.3                           | 12.4                             |                                 | 16.3                     | 12.4                       |                           | 17.3                     | 13.6                       |                           | 9.2                       | 7.1                         |                            | 8.3                      | 6.4                        |                           |
| CCAR 2019              | 12/31/2018          | 3587146 | The Bank of New York Mellon Corporation | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.7                           | 8.2                              |                                 | 14.1                     | 10.5                       |                           | 15.1                     | 11.6                       |                           | 6.6                       | 4.9                         |                            | 6                        | 4.5                        |                           |
| CCAR 2019              | 12/31/2018          | 2380443 | The Goldman Sachs Group, Inc.           | 3           | Supervisory Severely Adverse |                         |                           |                          | 13.3                           | 6.7                              |                                 | 15.3                     | 8.6                        |                           | 18                       | 11.5                       |                           | 8.9                       | 5                           |                            | 6.2                      | 3.5                        |                           |
| CCAR 2019              | 12/31/2018          | 1069778 | The PNC Financial Services Group, Inc.  | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.6                            | 5.8                              |                                 | 10.8                     | 7.3                        |                           | 13                       | 9.6                        |                           | 9.4                       | 6.3                         |                            | 7.8                      | 5.3                        |                           |
| CCAR 2019              | 12/31/2018          | 1119794 | U.S. Bancorp                            | 3           | Supervisory Severely Adverse |                         |                           |                          | 9.1                            | 6.5                              |                                 | 10.7                     | 8.2                        |                           | 12.6                     | 10.4                       |                           | 9                         | 7                           |                            | 7.2                      | 5.6                        |                           |
| CCAR 2019              | 12/31/2018          | 4846998 | UBS Americas Holding LLC                | 3           | Supervisory Severely Adverse |                         |                           |                          | 21.7                           | 11                               |                                 | 25.7                     | 16.6                       |                           | 27                       | 18.6                       |                           | 11.3                      | 7.2                         |                            |                          |                            |                           |
| CCAR 2019              | 12/31/2018          | 1120754 | Wells Fargo & Company               | 3           | Supervisory Severely Adverse |                         |                           |                          | 11.7                           | 7                                |                                 | 13.5                     | 8.6                        |                           | 16.6                     | 11.7                       |                           | 9.1                       | 5.8                         |                            | 7.7                      | 4.9                        |                           |