Stress Test Results Data Dictionary 

For further information on each variable, refer to the stress test results document for each exercise.

Variable Mnemonic Description

Exercise name exercise_name Exercise name

Effective date of the exercise dt_exercise_quarter Effective date of the exercise

RSSD identifier id_rssd A unique identifier assigned to institutions by the Federal 

Reserve System

Bank name or bank group disclosure_legal_name Bank name or bank group

Scenario identifier scenario_id

Scenario identifier:

2 is Supervisory Adverse

3 is Supervisory Severely Adverse

30 is Supervisory Alternative Severe

Scenario name scenario_name Scenario name

Tier 1 common ratio, actual tier1_common_actual_rat

Actual tier 1 common ratio as of the effective date of the 

exercise; banks are not subject to this capital 

requirement as of 1/1/2015

Tier 1 common ratio, ending tier1_common_end_rat

Projected tier 1 common ratio at the end of the projection

horizon; banks are not subject to this capital requirement 

as of 1/1/2015

Tier 1 common ratio, minimum tier1_common_min_rat

Projected minimum tier 1 common ratio over the 

projection horizon; banks are not subject to this capital 

requirement as of 1/1/2015

Common equity tier 1 capital ratio, actual common_equity_tier1_actual_rat

Actual common equity tier 1 capital ratio as of the 

effective date of the exercise; banks are subject to this 

capital requirement as of 1/1/2015

Common equity tier 1 capital ratio, ending common_equity_tier1_end_rat

Projected common equity tier 1 capital ratio at the end of 

the projection horizon; banks are subject to this capital 

requirement as of 1/1/2015

Common equity tier 1 capital ratio, minimum common_equity_tier1_min_rat

Projected minimum common equity tier 1 capital ratio 

over the projection horizon; banks are subject to this 

capital requirement as of 1/1/2015

Tier 1 capital ratio, actual (2016 stress test and onward)

Tier 1 risk-based capital ratio, actual (prior to the 2016 stress 

test)

tier1_capital_actual_rat Actual tier 1 capital ratio as of the effective date of the 

exercise

Tier 1 capital ratio, ending (2016 stress test and onward)

Tier 1 risk-based capital ratio, ending (prior to the 2016 stress 

test)

tier1_capital_end_rat Projected tier 1 capital ratio at the end of the projection

horizon
Variable Mnemonic Description

Tier 1 capital ratio, minimum (2016 stress test and onward)

Tier 1 risk-based capital ratio, minimum (prior to the 2016

stress test)

tier1_capital_min_rat Projected minimum tier 1 capital ratio over the projection

horizon

Total capital ratio, actual (2016 stress test and onward)

Total risk-based capital ratio, actual (prior to the 2016 stress 

test)

total_capital_actual_rat Actual total capital ratio as of the effective date of the 

exercise

Total capital ratio, ending (2016 stress test and onward)

Total risk-based capital ratio, ending (prior to the 2016 stress 

test)

total_capital_end_rat Projected total capital ratio at the end of the projection

horizon

Total capital ratio, minimum (2016 stress test and onward)

Total risk-based capital ratio, minimum (prior to the 2016 stress 

test)

total_capital_min_rat Projected minimum total capital ratio over the projection

horizon

Tier 1 leverage ratio, actual tier1_leverage_actual_rat Actual tier 1 leverage ratio as of the effective date of the 

exercise

Tier 1 leverage ratio, ending tier1_leverage_end_rat Projected tier 1 leverage ratio at the end of the projection

horizon

Tier 1 leverage ratio, minimum tier1_leverage_min_rat Projected minimum tier 1 leverage ratio over the 

projection horizon

Supplementary leverage ratio, actual supp_leverage_actual_rat

Actual supplementary leverage ratio as of the effective 

date of the exercise

Banks subject to Category I, II, or III standards are 

subject to this capital requirement as of 1/1/2020; 

previously, advanced approaches banks were subject to

this requirement starting in 1/1/2018

Supplementary leverage ratio, ending supp_leverage_end_rat

Projected supplementary leverage ratio at the end of the 

projection horizon

Banks subject to Category I, II, or III standards are 

subject to this capital requirement as of 1/1/2020; 

previously, advanced approaches banks were subject to

this requirement starting in 1/1/2018

Supplementary leverage ratio, minimum supp_leverage_min_rat

Projected minimum supplementary leverage ratio over 

the projection horizon

Banks subject to Category I, II, or III standards are 

subject to this capital requirement as of 1/1/2020; 

previously, advanced approaches banks were subject to

this requirement starting in 1/1/2018

Risk-weighted assets, general approach, actual rwa_general_appr_actual_amt

Actual risk-weighted assets in billions of dollars as of the 

effective date of the exercise calculated using the 

general risk-based capital approach (available for the 

2015 stress test and prior)

Risk-weighted assets, general approach, ending rwa_general_appr_end_amt Projected risk-weighted assets in billions of dollars at the 

end of the projection horizon calculated using the 
Variable Mnemonic Description

general risk-based capital approach (available for the 

2015 stress test and prior)

Risk-weighted assets, standardized approach, actual rwa_standardized_appr_actual_amt

Actual risk-weighted assets in billions of dollars as of the 

effective date of the exercise calculated using the 

standardized capital risk-based approach

Risk-weighted assets, standardized approach, ending rwa_standardized_appr_end_amt

Projected risk-weighted assets in billions of dollars at the 

end of the projection horizon calculated using the 

standardized capital risk-based approach

Loan losses, total loss_total_loan_amt

Projected total loan losses in billions of dollars over the 

projection horizon; excludes loans held for sale, loans 

held for investment under the fair-value option, and 

Paycheck Protection Program (PPP) loans

Loan loss rate, total loss_total_loan_rate

Projected total loan losses as a percent of projected 

average total loan balances over the projection horizon; 

excludes loans held for sale, loans held for investment 

under the fair-value option, and Paycheck Protection 

Program (PPP) loans

Loan losses, first-lien mortgages, domestic loss_dom_first_mtg_amt

Projected domestic first-lien mortgage losses in billions 

of dollars over the projection horizon; excludes loans 

held for sale, loans held for investment under the fairvalue option, and Paycheck Protection Program (PPP)

loans

Loan loss rate, first-lien mortgages, domestic loss_dom_first_mtg_rate

Projected domestic first-lien mortgage losses as a 

percent of projected average domestic first-lien 

mortgage balances over the projection horizon; excludes 

loans held for sale, loans held for investment under the 

fair-value option, and Paycheck Protection Program 

(PPP) loans

Loan losses, junior liens and HELOCs, domestic loss_dom_jr_lien_heloc_amt

Projected domestic second-lien mortgages and domestic 

home equity lines of credit (HELOCs) losses in billions of 

dollars over the projection horizon; excludes loans held 

for sale, loans held for investment under the fair-value 

option, and Paycheck Protection Program (PPP) loans

Loan loss rate, junior liens and HELOCs, domestic loss_dom_jr_lien_heloc_rate

Projected domestic second-lien mortgages and domestic 

home equity lines of credit (HELOCs) losses as a 

percent of projected average domestic second-lien 

mortgage and HELOC balances over the projection

horizon; excludes loans held for sale, loans held for 

investment under the fair-value option, and Paycheck 

Protection Program (PPP) loans

Loan losses, commercial and industrial loss_comml_ind_loan_amt

Projected commercial and industrial loan losses in 

billions of dollars over the projection horizon; excludes 

loans held for sale, loans held for investment under the 

fair-value option, and Paycheck Protection Program 

(PPP) loans
Variable Mnemonic Description

Includes:

Commercial and industrial loans

Corporate and business cards

Small business loans

Loan loss rate, commercial and industrial loss_comml_ind_loan_rate

Projected commercial and industrial loan losses as a 

percent of projected average commercial and industrial 

loan balances over the projection horizon; excludes 

loans held for sale, loans held for investment under the 

fair-value option, and Paycheck Protection Program 

(PPP) loans

Includes:

Commercial and industrial loans

Corporate and business cards

Small business loans

Loan losses, commercial real estate, domestic loss_dom_cre_loan_amt

Projected commercial real estate (CRE) loan losses in 

billions of dollars over the projection horizon; excludes 

loans held for sale, loans held for investment under the 

fair-value option, and Paycheck Protection Program 

(PPP) loans

Includes:

Domestic owner-occupied CRE loans

Domestic construction loans

Domestic multifamily loans

Domestic non-owner occupied CRE loans

Loan loss rate, commercial real estate, domestic loss_dom_cre_loan_rate

Projected CRE loan losses as a percent of projected 

average CRE loan balances over the projection horizon; 

excludes loans held for sale, loans held for investment 

under the fair-value option, and Paycheck Protection 

Program (PPP) loans

Includes:

Domestic owner-occupied CRE loans

Domestic construction loans

Domestic multifamily loans

Domestic non-owner occupied CRE loans

Loan losses, credit cards loss_credit_card_loan_amt

Projected domestic and international credit card loan 

losses in billions of dollars over the projection horizon; 

excludes loans held for sale, loans held for investment 

under the fair-value option, and Paycheck Protection 

Program (PPP) loans

Loan loss rate, credit cards loss_credit_card_loan_rate

Projected domestic and international credit card loan 

losses as a percent of projected average domestic and 

international credit card loan balances over the 

projection horizon; excludes loans held for sale, loans 
Variable Mnemonic Description

held for investment under the fair-value option, and 

Paycheck Protection Program (PPP) loans

Loan losses, other consumer loss_other_consumer_loan_amt

Projected other consumer loan losses in billions of 

dollars over the projection horizon; excludes loans held 

for sale, loans held for investment under the fair-value 

option, and Paycheck Protection Program (PPP) loans

Includes:

Student loans

Domestic auto loans

International auto loans

Domestic other consumer loans

International other consumer loans

Loan loss rate, other consumer loss_other_consumer_loan_rate

Projected other consumer loan losses as a percent of 

projected average other consumer loan balances over 

the projection horizon; excludes loans held for sale, 

loans held for investment under the fair-value option, 

and Paycheck Protection Program (PPP) loans

Includes:

Student loans

Domestic auto loans

International auto loans

Domestic other consumer loans

International other consumer loans

Loan losses, other loans loss_other_loan_amt

Projected other loan losses in billions of dollars over the 

projection horizon; excludes loans held for sale, loans 

held for investment under the fair-value option, and 

Paycheck Protection Program (PPP) loans

Includes:

Agricultural loans

Domestic farm loans

International farm loans

International owner-occupied CRE loans

International construction loans

International multifamily loans

International non-owner occupied CRE loans

International first-lien mortgages

International second-lien mortgages

Loans to foreign governments

Loans to financial institutions

Loans for purchasing and carrying securities

Other non-consumer loans

Other leases

Loan loss rate, other loans loss_other_loan_rate Projected other loan losses as a percent of projected 

average other loan balances over the projection horizon; 

excludes loans held for sale, loans held for investment 
Variable Mnemonic Description

under the fair-value option, and Paycheck Protection 

Program (PPP) loans

Includes:

Agricultural loans

Domestic farm loans

International farm loans

International owner-occupied CRE loans

International construction loans

International multifamily loans

International non-owner occupied CRE loans

International first-lien mortgages

International second-lien mortgages

Loans to foreign governments

Loans to financial institutions

Loans for purchasing and carrying securities

Other non-consumer loans

Other leases

Pre-provision net revenue revenue_preprovision_net_amt Projected pre-provision net revenue in billions of dollars 

over the projection horizon

Pre-provision net revenue rate revenue_preprovision_net_rate

Projected pre-provision net revenue as a percent of 

projected average total assets over the projection

horizon

Net interest income income_net_interest_amt

Projected net interest income in billions of dollars over 

the projection horizon (available for the 2019 stress test

and onward)

Net interest income rate income_net_interest_rate

Projected net interest income as a percent of projected 

average total assets over the projection horizon

(available for the 2019 stress test and onward)

Noninterest income income_noninterest_amt

Projected noninterest income in billions of dollars over 

the projection horizon (available for the 2019 stress test

and onward)

Noninterest income rate income_noninterest_rate

Projected noninterest income as a percent of projected 

average total assets over the projection horizon

(available for the 2019 stress test and onward)

Noninterest expense expense_noninterest_amt

Projected noninterest expense in billions of dollars over 

the projection horizon (available for 2019 stress test and 

onward)

Noninterest expense rate expense_noninterest_rate

Projected noninterest expense as a percent of projected 

average total assets over the projection horizon

(available for the 2019 stress test and onward)

Other Revenue revenue_other_amt

Projected other revenue in billions of dollars over the 

projection horizon; includes one-time income and 

expense items not included in pre-provision net revenue
Variable Mnemonic Description

Provisions for loan and lease losses (June 2020 stress test and 

onward)

Provisions (prior to the June 2020 stress test)

provision_amt

In the June 2020 stress test and onward, projected

provisions in loan and lease losses in billions of dollars 

over the projection horizon.

Prior to the June 2020 stress test, projected provisions in 

billions of dollars over the projection horizon

Credit losses on investment securities (AFS/HTM) – June 2020

stress test and onward

Realized losses/gains on investment securities (AFS/HTM) –

prior to the June 2020 stress test

loss_securities_amt

In the June 2020 stress test and onward, projected credit 

losses on available-for-sale (AFS) and held-to-maturity 

(HTM) securities in billions of dollars over the projection

horizon. For banks that have adopted ASU 2016-13, the 

Federal Reserve incorporated its projection of expected 

credit losses on securities in the allowance for credit 

losses.

Prior to the June 2020 stress test, projected realized 

losses/gains on available-for-sale (AFS) and held-tomaturity (HTM) securities in billions of dollars over the 

projection horizon

Trading and counterparty losses loss_trading_counterparty_amt

Projected trading and counterparty losses in billions of 

dollars over the projection horizon; includes mark-tomarket and credit valuation adjustment (CVA) losses 

and losses arising from the counterparty default scenario 

component applied to derivatives, securities lending, and 

repurchase agreement activities

Other losses/gains loss_other_amt

In the 2022 stress test and onward, projected other 

losses in billions of dollars over the projection horizon; 

includes projected change in fair value of loans held for 

sale and loans held for investment measured under the 

fair-value option, losses/gains on hedges on loans 

measured at fair value or amortized cost, and goodwill 

impairment losses

Prior to the 2022 stress test, projected other losses in 

billions of dollars over the projection horizon; includes 

projected change in fair value of loans held for sale and 

loans held for investment measured under the fair-value 

option, and goodwill impairment losses

Net income before taxes income_pretax_net_amt Projected net income before taxes in billions of dollars 

over the projection horizon

Net income before taxes rate income_pretax_net_rate

Projected net income before taxes as a percent of 

projected average total assets over the projection

horizon

Other comprehensive income income_other_comprehensive_amt

Projected other comprehensive income (OCI) in billions 

of dollars over the projection horizon 

In the June 2020 stress test and onwards, other 

comprehensive income is only calculated for banks 

subject to Category I or II standards or banks that opt-in 
Variable Mnemonic Description

to including accumulated other comprehensive income 

(AOCI) in their calculation of capital

Prior to the June 2020 stress test, advanced approaches 

banks and banks that opted into the advanced 

approaches treatment of accumulated other 

comprehensive income were subject to this requirement

AOCI included in capital, actual aoci_incl_capital_actual_amt Actual AOCI in billions of dollars as of the effective date 

of the exercise

AOCI included in capital, ending aoci_incl_capital_end_amt Projected AOCI in billions of dollars at the end of the 

projection horizon