Federal Register / Vol. 88, No. 199 / Tuesday, October 17, 2023 / Notices 71539 

25Bulletin 2022–06: Unfair Returned Deposited 

Item Fee Assessment Practices, available at: https:// 

files.consumerfinance.gov/f/documents/cfpb_

returned-deposited-item-fee-assessment-practice_

compliance-bulletin_2022-10.pdf. 

26Advisory Opinion on Debt Collectors’ 

Collection of Pay-to-Pay Fees, available at: https:// 

www.consumerfinance.gov/compliance/advisoryopinion-program/. 

27Consumer Financial Protection Bureau v. 

USASF Servicing, LLC. The complaint is available 

at: https://www.consumerfinance.gov/about-us/ 

newsroom/cfpb-sues-usasf-servicing-for-illegallydisabling-vehicles-and-for-improper-double-billingpractices/. 

4.1.2 CFPB Issued a Bulletin on Unfair 

Returned Deposited Item Fee 

Assessment Practices 

As described above, on October 26, 

2022, the CFPB issued a bulletin 25

stating that blanket policies of charging 

returned deposited item fees to 

consumers for all returned transactions 

irrespective of the circumstances or 

patterns of behavior on the account are 

likely unfair under the CFPA. 

4.1.3 CFPB Issued an Advisory 

Opinion on Debt Collectors Collection of 

Pay To Pay Fees 

On June 29, 2022, the CFPB issued an 

advisory opinion 26 affirming that 

Federal law often prohibits debt 

collectors from charging ‘‘pay-to-pay’’ 

fees. These charges, commonly 

described by debt collectors as 

‘‘convenience fees,’’ are imposed on 

consumers who want to make a 

payment in a particular way, such as 

online or by phone. 

5. Remedial Actions 

5.1 USASF Servicing 

On August 2, 2023, the CFPB filed a 

lawsuit in Federal court against auto 

loan servicer USASF Servicing, alleging 

USASF engaged in a host of illegal 

practices that harmed individuals with 

auto loans.27 These alleged practices 

include wrongfully disabling borrowers’ 

vehicles, wrongfully activating late 

payment warning tones, improperly 

repossessing vehicles, double-billing 

borrowers for insurance premiums, 

misallocating consumer payments, and 

failing to return millions of dollars in 

unearned GAP premiums to consumers. 

The CFPB is seeking redress for 

consumers, civil money penalties, and 

to stop any future violations. 

Rohit Chopra, 

Director, Consumer Financial Protection 

Bureau. 

[FR Doc. 2023–22869 Filed 10–16–23; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF EDUCATION 

Membership of the Performance 

Review Board 

AGENCY: Office of Finance and 

Operations, Department of Education. 

ACTION: Notice. 

SUMMARY: The Secretary publishes a list 

of persons named to serve on the 

Performance Review Board that oversees 

the evaluation of performance 

appraisals for Senior Executive Service 

members of the Department of 

Education (Department). 

DATES: These appointments are effective 

on October 17, 2023. 

FOR FURTHER INFORMATION CONTACT: 

Jennifer Geldhof, Director, Executive 

Resources Division, Office of Human 

Resources, Office of Finance and 

Operations, U.S. Department of 

Education, 400 Maryland Avenue SW, 

Room 210–00, LBJ, Washington, DC 

20202–4573. Telephone: (202) 580– 

9669. Email: Jennifer.Geldhof@ed.gov. 

If you use a telecommunications 

device for the deaf (TDD), or text 

telephone (TTY), call the Federal Relay 

Service (FRS), toll free, at 1–800–877– 

8339. 

SUPPLEMENTARY INFORMATION: 

Membership 

Under the Civil Service Reform Act of 

1978, Public Law 95–454 (5 U.S.C. 

4314(c)(4)), the Department must 

publish in the Federal Register a list of 

persons named to serve on the 

Performance Review Board that oversees 

the evaluation of performance 

appraisals for Senior Executive Service 

members of the Department. The 

following persons are named to serve on 

the Performance Review Board: 

Chapman, Christopher D. 

Clay, Jacqueline J. 

Eliadis, Pamela D. 

Juengst, Phillip R. 

Mitchell, Calvin J. 

St. Pierre, Tracey 

Toney, Lawanda 

Alternate: 

Burse, Tiwanda M. 

Accessible Format: On request to the 

program contact person listed under FOR

FURTHER INFORMATION CONTACT, 

individuals with disabilities can obtain 

this document in an accessible format. 

The Department will provide the 

requestor with an accessible format that 

may include Rich Text Format (RTF) or 

text format (txt), a thumb drive, an MP3 

file, braille, large print, audiotape, or 

compact disc, or other accessible format. 

Electronic Access to This Document: 

The official version of this document is 

the document published in the Federal 

Register. You may access the official 

edition of the Federal Register and the 

Code of Federal Regulations at 

www.govinfo.gov. At this site you can 

view this document, as well as all other 

documents of this Department 

published in the Federal Register, in 

text or Portable Document Format 

(PDF). To use PDF you must have 

Adobe Acrobat Reader, which is 

available free at the site. 

You may also access documents of the 

Department published in the Federal 

Register by using the article search 

feature at www.federalregister.gov. 

Specifically, through the advanced 

search feature at this site, you can limit 

your search to documents published by 

the Department. 

Miguel A. Cardona, 

Secretary of Education. 

[FR Doc. 2023–22825 Filed 10–16–23; 8:45 am] 

BILLING CODE 4000–01–P 

DEPARTMENT OF EDUCATION 

[Docket ID ED–2023–IES–0182] 

Request for Information on Potential 

New Program, From Seedlings to Scale 

(S2S); Correction 

AGENCY: Institute of Education Sciences, 

Department of Education. 

ACTION: Notice; correction. 

SUMMARY: On October 12, 2023, the 

Department of Education (Department) 

published in the Federal Register a 

request for information (RFI) on a 

potential new program, From Seedlings 

to Scale (S2S). We are correcting the 

docket identification number. All other 

information in the RFI remains the 

same. 

DATES: This correction is applicable 

October 17, 2023. 

FOR FURTHER INFORMATION CONTACT: Erin 

Higgins, U.S. Department of Education, 

400 Maryland Avenue SW, Washington, 

DC 20202. Telephone: (202) 987–1531. 

Email: Erin.Higgins@ed.gov. 

If you are deaf, hard of hearing, or 

have a speech disability and wish to 

access telecommunications relay 

services, please dial 7–1–1. 

SUPPLEMENTARY INFORMATION: On 

October 12, 2023, the Department 

published a RFI on S2S, a potential new 

program. (88 FR 70652). We are 

correcting the docket identification 

number. 

Accessible Format: On request to the 

contact person listed under FOR FURTHER

INFORMATION CONTACT, individuals with 

disabilities can obtain this document in 


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