<PAGE>   1
                                                                   EXHIBIT 10.25


                     FINANCIAL PROJECT MANAGEMENT AGREEMENT

                  This Financial Project Management Agreement (the "Agreement"),
dated this 20th day of January, 2000, and effective as of November 15, 1999, is
entered into by and between EQUINET, INC., a New York corporation (the "Project
Manager"), and ibiz Technology Corp., a Florida corporation (the "Company"). The
Project Manager and the Company may each be referred to as a "Party" and
together the Project Manager and the Company may be referred to as the
"Parties."

                  WHEREAS, Company desires to increase its shareholder value and
growth through increased capitalization or a business combination; and

                  WHEREAS, after reviewing the Company's business plan with
management, Project Manager is sufficiently confident that management's
objectives can be achieved;

                  NOW THEREFORE, in consideration of the premises and covenants
contained herein, the Parties hereto agree as follows:

                  1) Responsibilities of Project Manager. Project Manager agrees
to implement a program to promote the growth of, or increase the shareholder
value of the Company (the "Program"). It is understood that this Program may
involve the Company seeking third-party equity funding (the "Funding"), or
possible business combination or joint venture (the "Transaction") (collectively
the "Corporate Goal"). The Project Manager shall provide the Company with its
opinion and recommendations with respect to the most appropriate means of
meeting the Corporate Goal, however, the implementation of such recommendations
and the acceptance of the Funding and the consummation of any Transaction shall
be at the sole and exclusive option of the Board of Directors of the Company.

                           a) Analysis and Review. Project Manager agrees to
         provide the following services, and such other related services as may
         be appropriate and required to assist in the Company's efforts to meet
         the Corporate Goal:

                                    i) Conduct summary due diligence and
                  analysis of the Company's operation and financial status to
                  ascertain the legality and feasibility of the Program (the
                  "Recommendation"). Such analysis shall include a critical
                  evaluation of the Information, financial projections and
                  documents delivered to the Project Manager by the Company
                  prior to implementation of the Program, and;

                                    ii) Provide the Company with a formal
                  recommendation for implementation of the Program.

                           b) Program Implementation. Upon receipt of formal
         approval and written authorization from the Company to proceed with the
         Program ("Program Authorization"), Project Manager shall:
<PAGE>   2
                                    i)  Advise the Company with respect to the
                  form and structure of the Program;

                                    ii) Advise the Company with respect to
                  professional assistance that may be necessary and desirable
                  for the implementation of the Program;

                                    iii) Advise the Company with respect to
                  methods of generating public awareness of its business and
                  products and to heighten investor awareness of the Company;

                                    iv) Advise the Company with respect to
                  certain corporate partners who may be of strategic importance
                  in the further development of the Company's business;

                                    v) Advise the Company with respect to
                  personnel who may be of strategic importance in the further
                  development of the Company's business;

                                    vi) Identify and introduce the Company to
                  institutional and other investors who may contribute all or a
                  portion of the Funding or identify potential candidates for
                  the Transaction; and

                                    vii) Assist the Company wherever possible
                  with the implementation of each of the above-enumerated steps.

                  2) Responsibilities of the Company. In connection with the
above activities, which will be undertaken by Project Manager on the Company's
behalf, the Company shall fully cooperate with the Project Manager in the
fulfillment of its duties hereunder, and agrees to the following until such time
as a Termination Date has been set:

                           a) Project Manager Introductions. Any investment in
         the Company from the time of engagement until its expiration will be
         considered as a result of the work done by the Project Manager if
         Project Manager first introduced the investors to the Company.

                           b) Access to Information. Furnish all information and
         data concerning the Company, the transaction, any prior transactions
         and the Funding (collectively the "Information"), which the Project
         Manager may request.

                           c) Access to Company Officers and Professionals.
         Company will provide the Project Manager complete access to the
         Company's officers, directors, employees, accountants, counsel and
         other key persons.

                           d) Truthful Representations. The Company represents
         and warrants that all information (i) made available to the Project
         Manager and any prospective financing source, or (ii) contained in any
         materials prepared by the Company will, at all times during this
         engagement be true, accurate and complete in all material respects and
         will not contain any untrue statement of a material fact or omit to
         state therein any fact necessary to make the statements therein not
         misleading in light of the circumstances under which they are made. The
         Company further represents that any projections provided to the Project
         Manager or contained in any materials prepared by or on behalf of the
         Company with respect to the subject matter thereof will have been
         prepared in good
<PAGE>   3
         faith and will be based on assumptions which in light of the
         circumstances under which they are made at that time were in Company's
         determination reasonable.

                           e) Responsibility for Representations. The Company
         acknowledges and agrees that in rendering its services as agreed
         hereunder, the Project Manager will be using and relying on the
         Information (and information available from public sources and other
         sources deemed to be reliable) without independent verification thereof
         and without independent appraisal of any of the Company's assets. The
         Project Manager does not assume responsibility for the accuracy or
         completeness of the Information or any other information regarding the
         Company the financing the transaction or the Investment Funds. Any
         advice rendered by the Project Manager pursuant to this agreement may
         not be disclosed privately or publicly by the Project Manager without
         the Company's prior written consent.

                           f) Indemnification of Project Manager. If, in
         connection with the services or matters that are the subject of this
         Agreement, the Project Manager becomes involved in any capacity in any
         action or legal proceeding, due to the actions, information, position,
         assertions, or affirmations put forth by the Company or by the Project
         Manager at the direction of the Company or in reliance upon material or
         the Information furnished by the Company, the Company agrees to
         indemnify and hold harmless the Project Manager as the case may be for
         the reasonable legal fees of counsel, court costs and other expenses
         (including the costs of investigation and preparation) incurred. The
         Company also agrees to hold harmless the Project Manager against any
         losses, claims, damages or liabilities, joint services or matters which
         are the subject of this Agreement; provided however that the Company
         shall not be liable in respect of any loss, claim damages or liability
         to the extent and only to the extent that such loss claim damage or
         liability resulted from the gross negligence or willful misconduct of
         the Project Manager. The provisions of this paragraph shall survive the
         expiration of the period of this agreement including any extensions
         their of set forth herein.

                           g) Implementation of Program. In the event that
         Company provides Program Authorization to Project Manager, Company
         agrees to:

                                    i) Allocate the services of its Chief
                  Executive Officer and Chief Financial Officer, and engage such
                  other outside professionals as are required to the
                  successfully implement and complete each task associated with
                  the Program, pursuant to the Project Manager's recommendation,
                  unless modified in writing by the mutual consent of the
                  Parties; and

                                    ii) Issue such compensation as is required
                  by Project Manager and such other outside professionals as
                  engaged pursuant to this Agreement, so as to cause timely
                  implementation of the Program pursuant to the Project
                  Manager's recommendation, unless modified in writing by the
                  mutual consent of the Parties.

                  3) Compensation. In consideration for the services that are to
be provided by Project Manager under this Agreement, the Company agrees to
compensate the Project Manager as follows:
<PAGE>   4
                           a) Analysis and Review Services. Customer will pay to
         the Project Manager a non-refundable engagement fee of Zero Dollars
         ($0) payable upon the execution of this Agreement, and Zero Dollars
         ($0) payable upon presentation of the Recommendations to the Company by
         Project Manager.

                           b) Program Implementation: Funding Scenario. In the
         event that the Program entails Funding originating from investors first
         introduced by Project Manager, and upon receipt and acceptance of the
         Funding by Company, and concurrent to all other closing fees, the
         Company shall pay the Project Manager a fee described in the tables
         below:

<TABLE>
<CAPTION>
         -------------------------------------------------------------------------------
         Amount of Funding                       Fee rate         Maximum fee
         -------------------------------------------------------------------------------
<S>                                              <C>              <C>
         Up to $2,100,000                        10%              $210,000
         $2,100,001 to $5,000,000                6%               $300,000
         $5,000,001 to $20,000,000               5%               $1,000,000
         $20,000,001 to $50,000,000              3%               $1,500,000
         Above $50,000,000                       1%               N/A
         -------------------------------------------------------------------------------
</TABLE>

                           c) [Reserved].

                           d) Consultation. For a period of 6 months from the
         date of this Agreement or until completion of the Program, whichever
         occurs first, Project Manager shall be entitled to a cash fee of $3,500
         per month. Such fees shall be payable upon execution of this Agreement,
         and shall be payable on the first of each month thereafter. The Company
         may accrue monthly payments until the closing of the financing
         following the signing of this agreement, which for the purpose of
         computing accrued payments shall be deemed to be December 1, 1999 (the
         "Inaugural Date").

                           e) Stock in Lieu of Cash Compensation. In the sole
         discretion of the Company, the Company may elect to compensate the
         Project Manager in common stock of the Company, which the Project
         Manager hereby agrees to accept. If the common stock of the Company at
         the time of compensation is "restricted" (as that term is defined in
         the Securities Act of 1933), then the Company shall issue that number
         of shares having a value equal to twice the value of cash compensation
         then due; and if the common stock of the Company at the time of
         compensation is "registered" (as that term is defined in the Securities
         Act of 1933), then the Company shall issue that number of shares having
         a value equal to the value of cash compensation then due. The value of
         the stock at the time of compensation shall be the average closing
         price shown on the electronic bulletin board or other public trading
         forum for the immediately preceding ten (10) business days (referred to
         herein as "Calculated Valuation Price").

                           f) Expenses. The Company shall reimburse Project
         Manager for all reasonable and customary out-of-pocket expenses
         incurred in connection with the provision of services pursuant to the
         terms of this Agreement; provided however, that no expense in excess of
         One Hundred Fifty Dollars ($150) will be incurred without the Company's
         prior approval, in which case and to the extent practicable, such
         expenses shall be paid in advance. These expenses include but are not
         limited to all printing,
<PAGE>   5
         telephone, mailing, reproduction, word processing, travel (including
         air travel), and lodging expenses. Such fees shall be calculated and
         reimbursed on a monthly basis.

                           g) Warrant Grants. In connection with first
         $5,000,000 of Funding raised by the Project Manager, the Company shall
         grant to the Project Manager warrants to purchase three (3) shares of
         the Company's common stock for each Twenty Dollars ($20) of Funding
         raised, up to a maximum of 750,000 shares. The Company shall issue the
         warrants to the Project Manager concurrently with the closing of each
         Funding. By way of example, concurrent with the closing of Funding in
         the amount of $500,000, the Company shall issue warrants to purchase
         75,000 shares to the Project Manager. The exercise price of the
         warrants shall be the Calculated Valuation Price as of the date of
         closing of the Funding. The warrants shall have a term of five (5)
         years and the common stock underlying the warrants shall have piggyback
         registration rights on the first available registration statement
         appropriate for the registration of the underlying common stock filed
         after January 31, 2000. The Company shall not be required to issue
         warrants to purchase fractional shares of common stock. As to any
         warrant to purchase a fraction of a share to which the Project Manager
         would otherwise be entitled, the Company shall pay a cash adjustment in
         respect to such final fraction in an amount equal to the same fraction
         of the Calculated Valuation Price per share of common stock on the date
         of issuance of the warrant. The number of warrants issuable to the
         Project Manager as of the date of this Agreement are listed on Schedule
         A attached hereto. When appropriate, public statements issued by the
         Company shall identify the Project Manager by name and state that: (i)
         the Company is public; and (ii) the Company has been assisted by the
         Project Manager in its transition from private to public ownership.

                  4) Confidentiality. Except to the extent necessary to perform
its obligations hereunder or to comply with any applicable law, regulation or
rule, neither Party shall disclose or divulge to any third party other than the
other Party's directors, officers, auditor, or legal project managers, either
before or after the termination of this letter agreement, any document or
information exchanged between the Parties during the term of this Agreement
without prior written consent of the other party, which consent shall not
unreasonably withheld.

                  5) Use of Advice and Recommendations. Neither the
Recommendations or any advice, whether oral or in writing, and no other material
prepared for Company in connection with the Project Manager' services hereunder
is to be used for any purpose other than the purpose for which such report,
advice or material was prepared, or is to be used or referred to by Company in
any public documents or otherwise publicly referred to without the Project
Manager' written consent. Notwithstanding the foregoing sentence, in the event
that Company receives a request to disclose all or any part of the Information
contained in any such report, advice or material under the terms of a valid and
effective subpoena or order issued by a court of competent jurisdiction, Company
may disclose such information provided that Company notifies the Project Manager
of the existence, terms and circumstances surrounding such request.

                  6) Non-Circumvention. The Company hereby irrevocably agree not
to circumvent, avoid or bypass the Project Manager, either directly or
indirectly, in order to avoid payments of fees or commissions, or otherwise
benefit, either financially or otherwise, from information supplied to it or
individuals and or business entities introduced to it by the Project
<PAGE>   6
Manager with regard to any financial transaction, sale of securities, business
combination or joint venture under discussion, in that the Company will not
contact persons or entities on the acknowledged Contact List. The "Contact List"
is a list of persons or entities that the Project Manager will present to the
Company on a monthly basis listing those persons with whom the Project Manager
has negotiated on behalf of the Company, which list will be effective to limit
the Company when acknowledged by the Company, which acknowledgement shall not be
unreasonably withheld. The spirit of mutual trust and confidence shall be the
underlying principle of this undertaking and the Parties agree to adhere
thereto.

                  7) Termination. Unless otherwise agreed in writing or
terminated earlier pursuant to this Section 7, this Agreement will terminate six
(6) months from the Inaugural Date (the "Expected Termination Date"). The
"Termination Date" shall be the earlier of: (i) the date set by the Parties
pursuant to this Section 7; or (ii) the Expected Termination Date.

                           a) Termination by Project Manager. It is hereby
         agreed and understood that the Project Manager shall have the right to
         interview the Company and accomplish a due diligence review with
         respect to the Company's representations and that at the Project
         Manager's sole discretion if such interviews and due diligence
         demonstrate substantive and material discrepancies from that which was
         put forth by the Company, then the Project Manager shall have the right
         to terminate this agreement and be held harmless from any claims of the
         Company for such termination as well as from any claims of third
         parties which may result from any such discrepancy. In the event that
         the Project Manager is unable to perform its responsibilities under
         this agreement due to the failure of the Company to perform its
         responsibilities hereunder the Project Manager shall be released from
         its responsibilities under this agreement and shall accept the
         compensation then due and owing in full satisfaction of Project
         Manager's claims against the Company.

                           b) Termination by Company. The Company may terminate
         this agreement at any time after (i) the submission of the
         Recommendations to the Company by the Project Manager and submission to
         Project Manager of written notice to terminate by Company; (ii) the
         Recommendations have not been successfully achieved after the period of
         one hundred and twenty (120) days has elapsed from the date that
         Program Authorization was submitted to the Project Manager; or (iii)
         for cause. In the event that at time of such termination the Company
         shall be in discussions with underwriters or investors or parties to
         the Transaction that are introduced by the Project Managers, the
         Project Manager will maintain the exclusive right to conclude the
         Funding or the Transaction with any or all of such parties, under the
         terms of this Agreement. In the event that the Company acquires the
         Funding after terminating this agreement from any party, which has been
         introduced to the Company by the Project Manager, the Company will pay
         to the Project Manager the applicable fee or fees referenced in Section
         3 hereof. In case of termination, except termination for cause, the
         Project Manager will receive full reimbursement for the entire amount
         of expenses incurred by Project Manager in connection with its services
         pursuant to this Agreement.

                           c) Termination for Cause. For the purposes of this
         engagement, notwithstanding anything to the contrary hereto, "Cause"
         shall mean (i) misrepresentation
<PAGE>   7
         of a material fact in connection with the duties to be preformed by the
         Project Manager; (ii) continuing inattention to or neglect of the
         duties to be preformed by the Project Manager which remains unremedied
         for fifteen business days following written notice by certified mail
         from Company to the Project Manager; (iii) an adjudication in a civil
         or criminal proceeding or an arbitral decision that the Project
         Manager, or any of its officers or directors, has committed a fraud or
         felony; (iv) a breach of this Agreement by the Project Manager; or (v)
         gross negligence or willful misconduct by the Project Manager. If the
         Company terminates this Agreement for Cause, the Project Manager will
         not be entitled to any further fees of any character from the Company
         under any circumstances.

                  8) Securities Laws. The Parties to this agreement mutually
agree to comply with any and all applicable securities laws in their efforts to
secure funds for the Company.

                  9)       Miscellaneous Provisions.

                           a) Notices. All notices, requests, demands and other
         communications to be given hereunder shall be in writing and shall be
         deemed to have been duly given on the date of personal service or
         transmission by fax if such transmission is received during the normal
         business hours of the addressee, or on the first business day after
         sending the same by overnight courier service or by telegram, or on the
         third business day after mailing the same by first class mail, or on
         the day of receipt if sent by certified or registered mail, addressed
         as set forth below, or at such other address as any Party may hereafter
         indicate by notice delivered as set forth in this Section 9(a):


                  If to the Project Manager:  EQUINET, INC.
                                              305 W. 50th Street, Suite 2
                                              New York, New York  10019
                                              Attention:  Gregg Davis

                  If to the Company:          IBIZ TECHNOLOGY CORP.
                                              1919 West Lone Cactus
                                              Phoenix, Arizona  85021
                                              Attention:  Kenneth Schilling


                           b) Binding Agreement; Assignment. This Agreement
         shall constitute the binding agreement of the Parties hereto,
         enforceable against each of them in accordance with its terms. This
         Agreement may not be assigned except by the express written consent of
         the Company.

                           c) Entire Agreement. This Agreement constitutes the
         entire and final agreement and understanding between the Parties with
         respect to the subject matter hereof and the transactions contemplated
         hereby, and supersedes any and all prior oral or written agreements,
         statements, representations, warranties or understandings between the
         Parties, all of which are merged herein and superseded hereby.
         Notwithstanding the foregoing, the Company and the Project Manager
         agree and acknowledge that the transactions contemplated by this
         Agreement shall be subject to the terms of those certain
<PAGE>   8
         Securities Purchase Agreements dated November 9, 1999 and December 29,
         1999, and their respective related agreements, between the Company and
         Globe United Holdings, Inc.

                           d) Waiver. No waiver of any provision of this
         Agreement shall be deemed to be or shall constitute a waiver of any
         other provision, whether or not similar, nor shall any waiver
         constitute a continuing waiver. No waiver shall be binding unless
         executed in writing by the Party making the waiver.

                           e) Headings. The headings provided herein are for
         convenience only and shall have no force or effect upon the
         construction or interpretation of any provision hereof.

                           f) Counterparts. This Agreement may be executed in
         one or more counterparts, each of which shall be deemed an original,
         but all of which together shall constitute one and the same instrument.

                           g) Further Documents and Acts. Each Party agrees to
         execute such other and further documents and to perform such other and
         further acts as may be reasonably necessary to carry out the purposes
         and provisions of this Agreement.

                           h) Governing Law; Venue. THIS AGREEMENT, INCLUDING
         WITHOUT LIMITATION ENFORCEMENT thereof, SHALL BE INTERPRETED IN
         ACCORDANCE WITH THE INTERNAL LAWS (AND NOT THE CONFLICT OF LAWS RULES)
         OF THE STATE OF ARIZONA GOVERNING CONTRACTS TO BE PERFORMED ENTIRELY
         WITHIN SUCH STATE. PROJECT MANAGER HEREBY CONSENTS TO THE EXCLUSIVE
         JURISDICTION OF ANY STATE OR FEDERAL COURT LOCATED WITHIN THE COUNTY OF
         MARICOPA IN THE STATE OF ARIZONA OR, AT THE SOLE OPTION OF THE COMPANY,
         IN ANY OTHER COURT IN WHICH THE COMPANY SHALL INITIATE LEGAL OR
         EQUITABLE PROCEEDINGS AND WHICH HAS SUBJECT MATTER JURISDICTION OVER
         THE MATTER IN CONTROVERSY. PROJECT MANAGER WAIVES ANY OBJECTION OF
         FORUM NON CONVENIENS AND VENUE. PROJECT MANAGER FURTHER WAIVES PERSONAL
         SERVICE OF ANY AND ALL PROCESS UPON IT, AND CONSENTS THAT ALL SUCH
         SERVICE OF PROCESS BE MADE BY MESSENGER, CERTIFIED MAIL OR REGISTERED
         MAIL DIRECTED TO PROJECT MANAGER AT THE ADDRESS SET FORTH BELOW ITS
         SIGNATURE HERETO AND SERVICE SO MADE SHALL BE DEEMED TO BE COMPLETED
         UPON THE EARLIER OF ACTUAL RECEIPT OR THREE (3) DAYS AFTER THE SAME
         SHALL HAVE BEEN POSTED TO PROJECT MANAGER'S ADDRESS. PROJECT MANAGER
         FURTHER WAIVES ANY RIGHT IT MAY OTHERWISE HAVE TO COLLATERALLY ATTACK
         ANY JUDGMENT ENTERED AGAINST IT.

                           i) Attorneys; Drafting. The Project Manager has not
         retained any independent professionals to review or comment on this
         Agreement or otherwise protect the interests of the Company. Each Party
         further agrees and acknowledges that this Agreement represents the
         respective understandings of such Parties as negotiated between
<PAGE>   9
         them, and no ambiguity or other aspect of this Agreement shall be
         construed against any Party solely by virtue of the drafting or
         presentment of this Agreement. Each Party has been advised to speak
         with legal and accounting professionals to understand the legal and tax
         implications and impact of the transactions contemplated hereby, and
         neither Party has relied upon the other, the Company, or their
         respective counsel in connection therewith.

                           j) Severable Provisions. The provisions of this
         Agreement are severable, and if any one or more provisions is
         determined to be illegal, indefinite, invalid or otherwise
         unenforceable, in whole or in part, by any court of competent
         jurisdiction, then the remaining provisions of this Agreement and any
         partially unenforceable provisions to the extent enforceable in the
         pertinent jurisdiction, shall continue in full force and effect and
         shall be binding and enforceable on the Parties.

                           k) Survival. Neither termination nor completion shall
         affect the provisions of paragraphs 2(d), 2(f), 4, 5, 6, 8 AND 9 hereof
         and the indemnification and non-circumvention provisions which are
         incorporated therein, which shall remain operative and in full force
         and effect for a period of two years subsequent to the Termination
         Date.

                           l) Facsimile Copies. It is agreed that an executed
         facsimile or copy of this document is a legal and biding contract with
         the same force and effect as the original.
                         [Signatures on following page]

         IN WITNESS WHEREOF, the Parties hereto have executed this Agreement as
of the date and year first above written.

         PROJECT MANAGER         EQUINET, Inc., a New York corporation


                                 By:
                                    --------------------------------------------
                                                Greg Davis, President

         THE COMPANY             iBIZ TECHNOLOGY CORP., a  Florida corporation

                                 By:
                                    --------------------------------------------

                                 Name:
                                      ------------------------------------------

                                 Its:
                                     -------------------------------------------
<PAGE>   10
                                   SCHEDULE A

                    WARRANTS ISSUABLE AS OF JANUARY 20, 2000

<TABLE>
<CAPTION>
Funding Source                                 Funding Amount             Warrant Shares               Exercise Price
--------------                                 --------------             --------------               --------------
<S>                                            <C>                        <C>                          <C>
Globe United Holdings, Inc.                       $600,000                    90,000                        $0.99
                                                 $1,000,000                   150,000                       $1.46
Blaine Ruzycki                                    $275,000                    41,250                        $1.45
</TABLE>