<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE SARASOTA
BANCORPORATION, INC. UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD
ENDED SEPTEMBER 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<EXCHANGE-RATE>                                      1
<CASH>                                       2,331,959
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             1,258,000
<TRADING-ASSETS>                             1,243,852
<INVESTMENTS-HELD-FOR-SALE>                 16,833,670
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     51,675,511
<ALLOWANCE>                                   (521,576)
<TOTAL-ASSETS>                              72,821,416
<DEPOSITS>                                  62,928,892
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          3,771,411
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,591
<OTHER-SE>                                   6,115,522
<TOTAL-LIABILITIES-AND-EQUITY>              72,821,416
<INTEREST-LOAN>                              3,482,073
<INTEREST-INVEST>                              664,637
<INTEREST-OTHER>                               172,638
<INTEREST-TOTAL>                             4,319,348
<INTEREST-DEPOSIT>                           2,012,448
<INTEREST-EXPENSE>                           2,077,576
<INTEREST-INCOME-NET>                        2,241,772
<LOAN-LOSSES>                                   67,700
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,491,815
<INCOME-PRETAX>                                876,236
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                332,379
<CHANGES>                                            0
<NET-INCOME>                                   543,857
<EPS-PRIMARY>                                     1.01
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    8.85
<LOANS-NON>                                    157,000
<LOANS-PAST>                                    21,000
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                275,381
<ALLOWANCE-OPEN>                               482,398
<CHARGE-OFFS>                                  (61,501)
<RECOVERIES>                                    32,979
<ALLOWANCE-CLOSE>                              521,576
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>