<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Sarasota
Bancorporation, Inc.'s Unaudited Consolidated Financial Statements for the
period ended September 30, 1996 and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               SEP-30-1996
<EXCHANGE-RATE>                                      1
<CASH>                                       1,740,967
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             2,366,000
<TRADING-ASSETS>                               991,588
<INVESTMENTS-HELD-FOR-SALE>                 10,255,464
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     29,370,383
<ALLOWANCE>                                  (294,639)
<TOTAL-ASSETS>                              44,429,763
<DEPOSITS>                                  38,500,878
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          2,341,827
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         4,715
<OTHER-SE>                                   3,582,343
<TOTAL-LIABILITIES-AND-EQUITY>              44,429,763
<INTEREST-LOAN>                              1,822,482
<INTEREST-INVEST>                              479,302
<INTEREST-OTHER>                                46,917
<INTEREST-TOTAL>                             2,348,701
<INTEREST-DEPOSIT>                           1,007,848
<INTEREST-EXPENSE>                           1,071,572
<INTEREST-INCOME-NET>                        1,277,129
<LOAN-LOSSES>                                   79,150
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,037,849
<INCOME-PRETAX>                                274,557
<INCOME-PRE-EXTRAORDINARY>                     274,557
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   274,557
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    8.51
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                131,411
<ALLOWANCE-OPEN>                               225,950
<CHARGE-OFFS>                                   22,263
<RECOVERIES>                                    11,801
<ALLOWANCE-CLOSE>                              294,640
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>