H. Res. 825 

In the House of Representatives, U. S., 

November 15, 2007. 

Resolved, That at any time after the adoption of this resolution the Speaker may, pursuant to clause 2(b) of rule 

XVIII, declare the House resolved into the Committee of the 

Whole House on the state of the Union for consideration of 

the bill (H.R. 3915) to amend the Truth in Lending Act to 

reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage 

loans, and for other purposes. The first reading of the bill 

shall be dispensed with. All points of order against consideration of the bill are waived except those arising under clause 

9 or 10 of rule XXI. General debate shall be confined to the 

bill and shall not exceed one hour equally divided and controlled by the chairman and ranking minority member of the 

Committee on Financial Services. After general debate the 

bill shall be considered for amendment under the five-minute 

rule. It shall be in order to consider as an original bill for 
2 

•HRES 825 EH 

the purpose of amendment under the five-minute rule the 

amendment in the nature of a substitute recommended by the 

Committee on Financial Services now printed in the bill. The 

committee amendment in the nature of a substitute shall be 

considered as read. All points of order against the committee 

amendment in the nature of a substitute are waived except 

those arising under clause 10 of rule XXI. Notwithstanding 

clause 11 of rule XVIII, no amendment to the committee 

amendment in the nature of a substitute shall be in order except those printed in the report of the Committee on Rules 

accompanying this resolution. Each such amendment may be 

offered only in the order printed in the report, may be offered 

only by a Member designated in the report, shall be considered as read, shall be debatable for the time specified in the 

report equally divided and controlled by the proponent and an 

opponent, shall not be subject to amendment except as specified in the report, and shall not be subject to a demand for 

division of the question in the House or in the Committee of 

the Whole. All points of order against such amendments are 

waived except those arising under clause 9 or 10 of rule XXI. 

At the conclusion of consideration of the bill for amendment 

the Committee shall rise and report the bill to the House with 

such amendments as may have been adopted. Any Member 

may demand a separate vote in the House on any amendment 

adopted in the Committee of the Whole to the bill or to the 
3 

•HRES 825 EH 

committee amendment in the nature of a substitute. The previous question shall be considered as ordered on the bill and 

amendments thereto to final passage without intervening motion except one motion to recommit with or without instructions. 

SEC. 2. During consideration in the House of H.R. 3915 

pursuant to this resolution, notwithstanding the operation of 

the previous question, the Chair may postpone further consideration of the bill to such time as may be designated by the 

Speaker. 

Attest: 

Clerk.