EXHIBIT 31.1

           CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER
                  PURSUANT TO EXCHANGE ACT RULES
            13A-14(A)/15D-14(A) AS ADDED BY SECTION 302
                OF THE SARBANES-OXLEY ACT OF 2002
                        CERTIFICATION

I, Mark D. Gainer, Chairman/President/CEO, certify, that:

     1.  I have reviewed this quarterly report on Form 10-Q of
       Union National Financial Corporation.

     2.  Based on my knowledge, the quarterly report does not
      contain any untrue statement of a material fact or omit
      to state a material fact necessary to make the
statements made, in light of the circumstances under
which such statements were made, not misleading with
respect to the period covered by this quarterly report.

     3.  Based on my knowledge, the financial statements, and
      other financial information included in this quarterly
     report, fairly present in all material respects the
 financial condition, results of operations and cash
flows of the registrant as of, and for, the periods
presented in this quarterly report.

     4.  Union National's other certifying officer and I are
     responsible for establishing and maintaining disclosure
     controls and procedures (as defined in Exchange Act
 Rules 13a-15(e) and 15d-15(e) for the registrant and we
 have:

         (a)  designed such disclosure controls and procedures,
             or caused such disclosure controls and procedures
            to be designed under our supervision, to ensure
         that material information relating to the
registrant, including its consolidated
subsidiaries, is made known to us by others within
those entities, particularly during the period in
which this quarterly report is being prepared;

         (b)  evaluated the effectiveness of the registrant's
           disclosure controls and procedures and presented
         in this report our conclusions about the
effectiveness of the disclosure controls and
procedures as of the end of the period covered by
this quarterly report based on such evaluation;
and

         (c)  disclosed in this report any change in the
      registrant's internal control over financial
reporting that occurred during the registrant's
most recent fiscal quarter that has materially
affected, or is reasonably likely to materially
affect, the registrant's internal control over
financial reporting; and

     5.  Union National's other certifying officer and I have
      disclosed, based on our most recent evaluation of
internal control over financial reporting, to the
registrant's auditors and the audit committee of
registrant's board of directors (or persons performing
the equivalent function):

         (a)  all significant deficiencies and material
     weaknesses in the design or operation of the
internal control over financial reporting which
are reasonably likely to adversely affect the
registrant's ability to record, process, summarize
and report financial information; and

         (b)  any fraud, whether or not material, that involves
             management or other employees who have a
   significant role in the registrant's internal
controls over financial reporting.


                               By  /s/ Mark D. Gainer
                                   __________________
                                   Chairman/President/CEO

                                   Date: August 14, 2006