**EXHIBIT      31.2**

**CERTIFICATION      OF PRINCIPAL FINANCIAL OFFICER **

**PURSUANT      TO EXCHANGE ACT RULES **

**13A-14(A)/15D-14(A)      AS ADDED BY SECTION 302 **

**OF      THE SARBANES-OXLEY ACT OF 2002**

**CERTIFICATION**

|  | 1. | I                have reviewed this report on Form 10-Q of Union National Financial                Corporation. |
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|  | 2. | Based                on my knowledge, the report does not contain any untrue statement                of a                material fact or omit to state a material fact necessary to make                the                statements made, in light of the circumstances under which such statements                were made, not misleading with respect to the period covered by this                report. |
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|  | 3. | Based                on my knowledge, the financial statements, and other financial information                included in this report, fairly present in all material respects                the                financial condition, results of operations and cash flows of the                registrant as of, and for, the periods presented in this                report. |
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|  | 4. | Union                National's other certifying officer and I are responsible for establishing                and maintaining disclosure controls and procedures (as defined in                Exchange                Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial                reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))                for                the registrant and we have: |
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|  | (a) | designed                such disclosure controls and procedures, or caused such disclosure                controls and procedures to be  designed                under our supervision, to ensure that material information relating                to the                registrant, including its  consolidated                subsidiaries, is made known to us by others within those entities,                particularly during the  period                in which this report is being                prepared; |
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|  | (b) | designed                such internal control over financial reporting, or caused such internal                control over financial reporting                to be designed under our supervision, to provide reasonable assurance                regarding the reliability of financial reporting and the preparation                of                financial statements for external purposes in accordance with generally                accepted accounting principles; |
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|   | (c) | evaluated                the effectiveness of the registrant's disclosure controls and procedures                and presented in this report our conclusions about the effectiveness                of                the disclosure controls and procedures as of the end of the period                covered                by this report based on such evaluation; and |
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|   | (d) | disclosed                in this report any change in the registrant’s internal control over                financial reporting that occurred during the registrant’s most recent                fiscal quarter that has materially affected, or is reasonably likely                to                materially affect, the registrant’s internal control over financial                reporting; and |
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|  | 5. | Union                National's other certifying officer and I have disclosed, based on                our                most recent evaluation of internal control over financial reporting,                to                the registrant's auditors and the audit committee of registrant's                board of                directors (or persons performing the equivalent                function): |
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|   | (a) | all                significant deficiencies and material weaknesses in the design or                operation of the internal control over financial reporting which                are                reasonably likely to adversely affect the registrant’s ability to record,                process, summarize and report financial information; and |
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|   | (b) | any                fraud, whether or not material, that involves management or other                employees who have a significant role in the registrant's internal                controls over financial reporting. |
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| By                                     | /s/                Michael D. Peduzzi                            |
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|                                   | Senior                Vice President and Chief Financial Officer |
|                                   |                                                             |
| Date:                November 14, 2008 |

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