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  <xsd:element abstract="true" id="fnlc_AccumulatedNetGainLossonSecuritiesTransferredfromAvailableforSaletoHeldtoMaturityMember" name="AccumulatedNetGainLossonSecuritiesTransferredfromAvailableforSaletoHeldtoMaturityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_AccumulatedOtherComprehensiveIncomeDefinedBenefitPlansTaxDeferredTaxBenefit" name="AccumulatedOtherComprehensiveIncomeDefinedBenefitPlansTaxDeferredTaxBenefit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_AccumulatedPostRetirementBenefitObligationAndFundedStatusTableTextBlock" name="AccumulatedPostRetirementBenefitObligationAndFundedStatusTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ActivityInAllowanceForLoanLossesByPortfolioAndSegmentTableTextBlock" name="ActivityInAllowanceForLoanLossesByPortfolioAndSegmentTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_Actuarialgainloss" name="Actuarialgainloss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_AllowanceforLoanLossesofTotalLoansPercentage" name="AllowanceforLoanLossesofTotalLoansPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_AllowanceforLoanandLeaseLossesRelatedLoansPercentage" name="AllowanceforLoanandLeaseLossesRelatedLoansPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_AllowanceforLoanandLeaseLossesRelatedLoansPeriodIncreaseDecrease" name="AllowanceforLoanandLeaseLossesRelatedLoansPeriodIncreaseDecrease" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_AmortizationofIntangibleAssetsYearlyExpensetillFullyAmortized" name="AmortizationofIntangibleAssetsYearlyExpensetillFullyAmortized" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_AtmAndDebitCardIncomeMember" name="AtmAndDebitCardIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_AtmAndInterchangeExpense" name="AtmAndInterchangeExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_AvailableforSaleSecuritiesTransferredSecurityatCarryingValue" name="AvailableforSaleSecuritiesTransferredSecurityatCarryingValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_AvailableforSaleSecuritiesTransferredSecurityatFairValue" name="AvailableforSaleSecuritiesTransferredSecurityatFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesAccumulatedUnrealizedGainLoss" name="AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesAccumulatedUnrealizedGainLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesTransferredAmount" name="AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesTransferredAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesUnrealizedGainLoss" name="AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesUnrealizedGainLoss" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_Average4Member" name="Average4Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_Averagequarterlydiscountrate" name="Averagequarterlydiscountrate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_BankAcquisitionsFromCamdenNationalBankMember" name="BankAcquisitionsFromCamdenNationalBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_BookValuePerCommonShare" name="BookValuePerCommonShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_BorrowedFundsAbstract" name="BorrowedFundsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_CapitalConservationBufferPhaseinMaximum" name="CapitalConservationBufferPhaseinMaximum" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CapitalConservationBufferPhaseinMinimum" name="CapitalConservationBufferPhaseinMinimum" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CapitalLeaseReceivables.FutureMinimumPaymentsDueinYearTwo" name="CapitalLeaseReceivables.FutureMinimumPaymentsDueinYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CapitalLeaseReceivablesFutureMinimumPaymentsDueNextTwelveMonths" name="CapitalLeaseReceivablesFutureMinimumPaymentsDueNextTwelveMonths" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CapitalLeaseReceivablesFutureMinimumPaymentsDueinYearFour" name="CapitalLeaseReceivablesFutureMinimumPaymentsDueinYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CapitalLeaseReceivablesFutureMinimumPaymentsDueinYearThree" name="CapitalLeaseReceivablesFutureMinimumPaymentsDueinYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_CapitalPurchaseProgramMember" name="CapitalPurchaseProgramMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ChangeInAllowanceForLossesFromOtherRealEstateOwnedTableTextBlock" name="ChangeInAllowanceForLossesFromOtherRealEstateOwnedTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ClassofWarrantorRightTerm" name="ClassofWarrantorRightTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_CollateralizedConsumerLoansToIndividualsLoanToValueMaximumRangeHigh" name="CollateralizedConsumerLoansToIndividualsLoanToValueMaximumRangeHigh" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CollateralizedConsumerLoansToIndividualsLoanToValueMaximumRangeLow" name="CollateralizedConsumerLoansToIndividualsLoanToValueMaximumRangeLow" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_CollectionsForeclosuresOtherRealEstateOwnedExpenseMember" name="CollectionsForeclosuresOtherRealEstateOwnedExpenseMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_CommercialAndMunicipalRiskRatedLoansReceivable" name="CommercialAndMunicipalRiskRatedLoansReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CommercialRealEstateLoansMaximumLoanToValue" name="CommercialRealEstateLoansMaximumLoanToValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CommonEquityTierOneCapitalRequiredforCapitalAdequacyPurposes" name="CommonEquityTierOneCapitalRequiredforCapitalAdequacyPurposes" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CommonEquityTierOneCapitaltoRiskWeightedAssets" name="CommonEquityTierOneCapitaltoRiskWeightedAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CommonEquityTierOneRiskBasedCapital" name="CommonEquityTierOneRiskBasedCapital" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CommonEquityTierOneRiskBasedCapitalRequiredforCapitalAdequacytoRiskWeightedAssets" name="CommonEquityTierOneRiskBasedCapitalRequiredforCapitalAdequacytoRiskWeightedAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CommonEquityTierOneRiskBasedCapitalRequiredtobeWellCapitalized" name="CommonEquityTierOneRiskBasedCapitalRequiredtobeWellCapitalized" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CommonEquityTierOneRiskedBasedCapitalRequiredtobeWellCapitalizedtoRiskWeightedAssets" name="CommonEquityTierOneRiskedBasedCapitalRequiredtobeWellCapitalizedtoRiskWeightedAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_ComponentOfOtherOperatingIncomeAndExpenseAxis" name="ComponentOfOtherOperatingIncomeAndExpenseAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ComponentOfOtherOperatingIncomeAndExpenseDomain" name="ComponentOfOtherOperatingIncomeAndExpenseDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ComponentOfOtherOperatingIncomeAndExpenseLineItems" name="ComponentOfOtherOperatingIncomeAndExpenseLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ComponentOfOtherOperatingIncomeAndExpenseTable" name="ComponentOfOtherOperatingIncomeAndExpenseTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_CondensedFinancialInformationForParentTableTextBlock" name="CondensedFinancialInformationForParentTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ConsolidatedMember" name="ConsolidatedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ConstructionAndNonOwnerOccupiedCommercialRealEstateLoansMaximumLoanPortfolioToCompanyCapital" name="ConstructionAndNonOwnerOccupiedCommercialRealEstateLoansMaximumLoanPortfolioToCompanyCapital" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ConstructionAndNonOwnerOccupiedCommercialRealEstateLoansPortfolioToCompanyCapital" name="ConstructionAndNonOwnerOccupiedCommercialRealEstateLoansPortfolioToCompanyCapital" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ConstructionLoanPortfolioMaximumToCompanyCapital" name="ConstructionLoanPortfolioMaximumToCompanyCapital" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ConstructionLoansActualLoanPortfolioToCompanyCapital" name="ConstructionLoansActualLoanPortfolioToCompanyCapital" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_CreditFacilityWithFederalReserveBankOfBoston" name="CreditFacilityWithFederalReserveBankOfBoston" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DeferredTaxAssetIntangibleLiabilities" name="DeferredTaxAssetIntangibleLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DeferredTaxAssetRestrictedStockGrants" name="DeferredTaxAssetRestrictedStockGrants" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DeferredTaxAssetSecuritiesTransferedfromAFStoHTM" name="DeferredTaxAssetSecuritiesTransferedfromAFStoHTM" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DeferredTaxAssetsInvestmentinLimitedPartnership" name="DeferredTaxAssetsInvestmentinLimitedPartnership" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DeferredTaxAssetsOtherRealEstateOwned" name="DeferredTaxAssetsOtherRealEstateOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefitsAndPension" name="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefitsAndPension" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DefinedBenefitPlanAmortizationofGain" name="DefinedBenefitPlanAmortizationofGain" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_DefinedBenefitPlanFutureDeferredTaxBenefit" name="DefinedBenefitPlanFutureDeferredTaxBenefit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_DefinedContributionPlanAbstract" name="DefinedContributionPlanAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_DefinedContributionPlanEmployerMaximumPercentageMatchOfEmployeeAnnualSalary" name="DefinedContributionPlanEmployerMaximumPercentageMatchOfEmployeeAnnualSalary" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DefinedContributionPlanEmployerMaximumProfitSharingContributions" name="DefinedContributionPlanEmployerMaximumProfitSharingContributions" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_DelinquentPeriodBeforeConsumerLoansChargedOff" name="DelinquentPeriodBeforeConsumerLoansChargedOff" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_DelinquentPeriodBeforeResidentialLoansPlacedOnNonAccrualStatus" name="DelinquentPeriodBeforeResidentialLoansPlacedOnNonAccrualStatus" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_DelinquentPeriodforLoansChargedOff" name="DelinquentPeriodforLoansChargedOff" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_DelinquentPeriodforLoansChargedOffPeriodAfterReceiptofNotificationfromBankruptcyCourt" name="DelinquentPeriodforLoansChargedOffPeriodAfterReceiptofNotificationfromBankruptcyCourt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_EmployeeBenefitPlanRequisiteMinimumAge" name="EmployeeBenefitPlanRequisiteMinimumAge" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_EquityInEarningsOfBankAbstract" name="EquityInEarningsOfBankAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_EquityInRemittedEarningsFromSubsidiary" name="EquityInRemittedEarningsFromSubsidiary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_EquityInUnremittedEarningsFromSubsidiary" name="EquityInUnremittedEarningsFromSubsidiary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueThereafter" name="FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueThereafter" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinNextTwelveMonths" name="FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinNextTwelveMonths" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearFive" name="FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearFive" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearFour" name="FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearFour" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearThree" name="FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearThree" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearTwo" name="FederalHomeLoanBankAdvancesInterestRateMaturitiesSummaryDueinYearTwo" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FederalHomeLoanBankAndFederalReserveBankStockAtCost" name="FederalHomeLoanBankAndFederalReserveBankStockAtCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_FederalHomeLoanBankStockMember" name="FederalHomeLoanBankStockMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_FederalReserveBankStockMember" name="FederalReserveBankStockMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_FinancingReceivableInformationByTypeOfReserveAxis" name="FinancingReceivableInformationByTypeOfReserveAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_FinancingReceivableInformationByTypeOfReserveDomain" name="FinancingReceivableInformationByTypeOfReserveDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FinancingReceivableLoansClassifiedAsTroubledDebtRestructuringsThatAreInvolvedInBankruptcy" name="FinancingReceivableLoansClassifiedAsTroubledDebtRestructuringsThatAreInvolvedInBankruptcy" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_FinancingReceivableLoansClassifiedAsTroubledDebtRestructuringsThatWereOnNonAccrualStatus" name="FinancingReceivableLoansClassifiedAsTroubledDebtRestructuringsThatWereOnNonAccrualStatus" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_FinancingReceivableModificationsNumberOfContractsDuringPeriod" name="FinancingReceivableModificationsNumberOfContractsDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FinancingReceivableModificationsNumberOfContractsGreaterThan30DaysPastDuePlaceInTDRInPrevious12Months" name="FinancingReceivableModificationsNumberOfContractsGreaterThan30DaysPastDuePlaceInTDRInPrevious12Months" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_FinancingReceivableModificationsPreModificationRecordedInvestmentDuringPeriod" name="FinancingReceivableModificationsPreModificationRecordedInvestmentDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_FinancingReceivableNumberOfLoansClassifiedAsTroubledDebtRestructuringsInvolvedInForeclosure" name="FinancingReceivableNumberOfLoansClassifiedAsTroubledDebtRestructuringsInvolvedInForeclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_FinancingReceivableNumberOfLoansClassifiedAsTroubledDebtRestructuringsThatWereOnNonAccrualStatus" name="FinancingReceivableNumberOfLoansClassifiedAsTroubledDebtRestructuringsThatWereOnNonAccrualStatus" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_FinancingReceivableRecordedInvestmentGreaterThan30DaysPastDue" name="FinancingReceivableRecordedInvestmentGreaterThan30DaysPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_FinancingReceivableRecordedInvestmentGreaterThan30DaysPastDuePlacedInTDRInPrevious12Months" name="FinancingReceivableRecordedInvestmentGreaterThan30DaysPastDuePlacedInTDRInPrevious12Months" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_FinancingReceivableRecordedInvestmentGreaterthan30DaysPastDuePlacedinTDRinPrevious12monthsSpecificAllowanceduringPeriod" name="FinancingReceivableRecordedInvestmentGreaterthan30DaysPastDuePlacedinTDRinPrevious12monthsSpecificAllowanceduringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_FiveYearsMember" name="FiveYearsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_FnbBanksharesMember" name="FnbBanksharesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_GeneralReservesBasedOnHistoricalLossExperienceMember" name="GeneralReservesBasedOnHistoricalLossExperienceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_GreaterThan100000Member" name="GreaterThan100000Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_HomeEquityLIneofCreditPortfolioMember" name="HomeEquityLIneofCreditPortfolioMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ImpairedFinancingReceivableRelatedAllowanceMeasuredatFairValue" name="ImpairedFinancingReceivableRelatedAllowanceMeasuredatFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ImpairedFinancingReceivableWithAllowance" name="ImpairedFinancingReceivableWithAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ImpairedFinancingReceivableWithNoAllowance" name="ImpairedFinancingReceivableWithNoAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ImpairedLoansFairValueDisclosure" name="ImpairedLoansFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ImpairedLoansInformationTableTextBlock" name="ImpairedLoansInformationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_InMoneyMember" name="InMoneyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_IncomeLossBeforeBankEarnings" name="IncomeLossBeforeBankEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_Increasedecreasedividendspayable" name="Increasedecreasedividendspayable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_Interest-InterestBearingDepositsInOtherBanks" name="Interest-InterestBearingDepositsInOtherBanks" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_InterestIncomeandFeesonLoansTaxExempt" name="InterestIncomeandFeesonLoansTaxExempt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_InterestRateSwapJune272016Member" name="InterestRateSwapJune272016Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_InterestRateSwapJune282016Member" name="InterestRateSwapJune282016Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_Investmentinflowthroughentities" name="Investmentinflowthroughentities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LegalFeesAndExpenses" name="LegalFeesAndExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LengthOfTimeSecuritiesTemporarilyImpaired" name="LengthOfTimeSecuritiesTemporarilyImpaired" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_LessThan100000Member" name="LessThan100000Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LimitedPartnershipEntityEntityMaximumLossExposureAmount" name="LimitedPartnershipEntityEntityMaximumLossExposureAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_LimitedPartnershipsAbstract" name="LimitedPartnershipsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LimitedPartnershipsHeldAsInvestments" name="LimitedPartnershipsHeldAsInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LineOfCreditWithCorrespondentBanks" name="LineOfCreditWithCorrespondentBanks" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LoanLossesByLoanSegmentAndAllowanceElementTableTextBlock" name="LoanLossesByLoanSegmentAndAllowanceElementTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LoansAndLeaseReceivableNet" name="LoansAndLeaseReceivableNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LoansClassifiedAsTroubledDebtRestructuringsThatAreInvolvedInForeclosure" name="LoansClassifiedAsTroubledDebtRestructuringsThatAreInvolvedInForeclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_LoansNetOfAllowanceForLoanLossesAbstract" name="LoansNetOfAllowanceForLoanLossesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LoansToDirectorsOfficersAndEmployeesWhichExceed60000TableTextBlock" name="LoansToDirectorsOfficersAndEmployeesWhichExceed60000TableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LoansandLeasesReceivableAmortizationTerm" name="LoansandLeasesReceivableAmortizationTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LoansandLeasesReceivableCommercialNumberofLoanClasses" name="LoansandLeasesReceivableCommercialNumberofLoanClasses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LoansandLeasesReceivableLoantoValueRatio" name="LoansandLeasesReceivableLoantoValueRatio" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LoansandLeasesReceivableNumberofLoanClasses" name="LoansandLeasesReceivableNumberofLoanClasses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LoansandLeasesReceivableResidentialNumberofLoanClasses" name="LoansandLeasesReceivableResidentialNumberofLoanClasses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_LoansandLeasesReceivableTerm" name="LoansandLeasesReceivableTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LoansandLeasesReceivablesRelatedPartiesAdditionsAggregatedOver60000Dollars" name="LoansandLeasesReceivablesRelatedPartiesAdditionsAggregatedOver60000Dollars" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_LoansandLeasesReceivablesRelatedPartiesCollectionsAggregatedOver60000Dollars" name="LoansandLeasesReceivablesRelatedPartiesCollectionsAggregatedOver60000Dollars" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_MajorTypesOfRestrictedEquitySecuritiesDomain" name="MajorTypesOfRestrictedEquitySecuritiesDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_MaturitiesOfCertificatesOfDepositLineItems" name="MaturitiesOfCertificatesOfDepositLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_MaturitiesOfCertificatesOfDepositTable" name="MaturitiesOfCertificatesOfDepositTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_MaturitiesOfCertificatesOfDepositsByBalanceAxis" name="MaturitiesOfCertificatesOfDepositsByBalanceAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_MaturityOfCertificatesOfDepositByBalanceDomain" name="MaturityOfCertificatesOfDepositByBalanceDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_MortgageLoansinProcessofForeclosureNumber" name="MortgageLoansinProcessofForeclosureNumber" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_MortgageServicingRightsGross" name="MortgageServicingRightsGross" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_MortgageServicingRightsNet" name="MortgageServicingRightsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_Movingaverageofweeklyprepaymentdata" name="Movingaverageofweeklyprepaymentdata" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_MunicipalPortfolioMember" name="MunicipalPortfolioMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_NationalCertificatesOfDeposit" name="NationalCertificatesOfDeposit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NetGainFromSaleOfLoans" name="NetGainFromSaleOfLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_NonConsolidatedMember" name="NonConsolidatedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_NumberOfActiveEmployeesAged50AndOver" name="NumberOfActiveEmployeesAged50AndOver" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfPostRetirementBenefitPlans" name="NumberOfPostRetirementBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfSecuritiesTemporarilyImpaired" name="NumberOfSecuritiesTemporarilyImpaired" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfSecuritiesTemporarilyImpairedTwelveMonths" name="NumberOfSecuritiesTemporarilyImpairedTwelveMonths" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfSharesAvailableForFutureUseUnderEmployeeSavingsAndInvestmentPlan" name="NumberOfSharesAvailableForFutureUseUnderEmployeeSavingsAndInvestmentPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfSharesAvailableForGrantUnderEmployeeSavingsAndInvestmentPlan" name="NumberOfSharesAvailableForGrantUnderEmployeeSavingsAndInvestmentPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfSharesIssuedUnderEmployeeSavingsAndInvestmentPlan" name="NumberOfSharesIssuedUnderEmployeeSavingsAndInvestmentPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfSharesRegisteredPursuantToDividendReinvestmentPlan" name="NumberOfSharesRegisteredPursuantToDividendReinvestmentPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_NumberOfStatesInNewEnglandWhereFhlbServe" name="NumberOfStatesInNewEnglandWhereFhlbServe" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_Numberoftradingdays" name="Numberoftradingdays" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_Oaem6Member" name="Oaem6Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_OccupancyExpenses" name="OccupancyExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_OffBalanceSheetFinancialInstrumentsTableTextBlock" name="OffBalanceSheetFinancialInstrumentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_OtherComprehensiveIncomeLossAccumulatedUnrealizedGainLossonTransferofAvailableforsaleSecuritiestoHeldtomaturity" name="OtherComprehensiveIncomeLossAccumulatedUnrealizedGainLossonTransferofAvailableforsaleSecuritiestoHeldtomaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_OtherLoansMember" name="OtherLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_OtherOperatingExpenseAbstract" name="OtherOperatingExpenseAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_OtherOperatingIncomeAbstract" name="OtherOperatingIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_OtherRealEstateOwnedFairValueDisclosure" name="OtherRealEstateOwnedFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_OtherRealEstateOwnedTableTextBlock" name="OtherRealEstateOwnedTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_OutOfMoneyMember" name="OutOfMoneyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_OutstandingLoansAndCommitmentsSubjectByIndependentConsultingFirm" name="OutstandingLoansAndCommitmentsSubjectByIndependentConsultingFirm" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_PercentageOfLoansReceivableByType" name="PercentageOfLoansReceivableByType" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_PercentageOfOptionsVestingFiveYears" name="PercentageOfOptionsVestingFiveYears" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_PercentageOfOptionsVestingTwoYears" name="PercentageOfOptionsVestingTwoYears" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_PercentageofTotalReserveAllowanceaccountedforbyLoanLossAllowances" name="PercentageofTotalReserveAllowanceaccountedforbyLoanLossAllowances" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_PeriodOneMember" name="PeriodOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_Plan1995Member" name="Plan1995Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_Plan2010Member" name="Plan2010Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_PostEmploymentPlanPeriodofNonqualifiedCompensationPayable" name="PostEmploymentPlanPeriodofNonqualifiedCompensationPayable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_PostEmploymentPlanSupplementalBenefitsPaymentPeriodUponRetirementOrDeath" name="PostEmploymentPlanSupplementalBenefitsPaymentPeriodUponRetirementOrDeath" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_PostRetirementBenefitPlanHealthInsuranceSubsidyRangeMaximum" name="PostRetirementBenefitPlanHealthInsuranceSubsidyRangeMaximum" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_PostRetirementBenefitPlanHealthInsuranceSubsidyRangeMinimum" name="PostRetirementBenefitPlanHealthInsuranceSubsidyRangeMinimum" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_PriceLevelOfOptionsAndWarrantsAxis" name="PriceLevelOfOptionsAndWarrantsAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_PriceLevelOfOptionsAndWarrantsDomain" name="PriceLevelOfOptionsAndWarrantsDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ReconciliationOfMortgageServicingRightsTableTextBlock" name="ReconciliationOfMortgageServicingRightsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_RedemptionOfRestrictedEquitySecurities" name="RedemptionOfRestrictedEquitySecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_RelatedPartyLoanReceivableAggregatedOver60000Dollars" name="RelatedPartyLoanReceivableAggregatedOver60000Dollars" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_RepurchaseAgreementCounterpartyMaturityofAgreements" name="RepurchaseAgreementCounterpartyMaturityofAgreements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ReserveForImpairmentOfMortgageServicingRights" name="ReserveForImpairmentOfMortgageServicingRights" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_ReserveForQualitativeFactorsMember" name="ReserveForQualitativeFactorsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ResidentialLoansTypicalLoanToValueRangeHigh" name="ResidentialLoansTypicalLoanToValueRangeHigh" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ResidentialLoansTypicalLoanToValueRangeLow" name="ResidentialLoansTypicalLoanToValueRangeLow" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_ResidentialMortgageLoansServicedForOthersOutstandingPrincipal" name="ResidentialMortgageLoansServicedForOthersOutstandingPrincipal" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_RestrictedEquitySecuritiesAbstract" name="RestrictedEquitySecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_RestrictedEquitySecuritiesAmortizedCost" name="RestrictedEquitySecuritiesAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_RestrictedEquitySecuritiesAtCost" name="RestrictedEquitySecuritiesAtCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_RestrictedEquitySecuritiesFairValueEstimated" name="RestrictedEquitySecuritiesFairValueEstimated" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_RestrictedEquitySecuritiesUnrealizedGains" name="RestrictedEquitySecuritiesUnrealizedGains" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_RestrictedEquitySecuritiesUnrealizedLosses" name="RestrictedEquitySecuritiesUnrealizedLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_RetainedEarningsFromPriorTwoYearsAvailableForDividends" name="RetainedEarningsFromPriorTwoYearsAvailableForDividends" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_Satisfactory3Member" name="Satisfactory3Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ScheduleOfAvailableForSaleHeldToMaturityAndNonMarketableSecuritiesTableTextBlock" name="ScheduleOfAvailableForSaleHeldToMaturityAndNonMarketableSecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ScheduleOfBorrowedFundsOfMaturitiesAndRangeOfInterestRatesTableTextBlock" name="ScheduleOfBorrowedFundsOfMaturitiesAndRangeOfInterestRatesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfCommonStockIssuedOrRepurchasedLineItems" name="ScheduleOfCommonStockIssuedOrRepurchasedLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfCommonStockIssuedOrRepurchasedTable" name="ScheduleOfCommonStockIssuedOrRepurchasedTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ScheduleOfCompositionOfLoanPortfolioTableTextBlock" name="ScheduleOfCompositionOfLoanPortfolioTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfFinancingReceivablesLineItems" name="ScheduleOfFinancingReceivablesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfFinancingReceivablesTable" name="ScheduleOfFinancingReceivablesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ScheduleOfMaturitiesOfTimeDepositsTableTextBlock" name="ScheduleOfMaturitiesOfTimeDepositsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ScheduleOfNumberOfOptionsAndWarrantsOutstandingTableTextBlock" name="ScheduleOfNumberOfOptionsAndWarrantsOutstandingTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ScheduleOfOtherOperatingIncomeAndExpenseTableTextBlock" name="ScheduleOfOtherOperatingIncomeAndExpenseTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfOutstandingOptionsAndWarrantsLineItems" name="ScheduleOfOutstandingOptionsAndWarrantsLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfOutstandingOptionsAndWarrantsTable" name="ScheduleOfOutstandingOptionsAndWarrantsTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfRestrictedEquitySecuritiesAxis" name="ScheduleOfRestrictedEquitySecuritiesAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfRestrictedEquitySecuritiesLineItems" name="ScheduleOfRestrictedEquitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfRestrictedEquitySecuritiesTable" name="ScheduleOfRestrictedEquitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAxis" name="ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_SecuritiesSoldunderAgreementstoRepurchaseStatedRate" name="SecuritiesSoldunderAgreementstoRepurchaseStatedRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRateAdjustmentFactor" name="ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueDiscountRateAdjustmentFactor" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeDomain" name="ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_SpecificReservesEvaluatedIndividuallyForImpairmentMember" name="SpecificReservesEvaluatedIndividuallyForImpairmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_StockRemainingunderPlanSharesDividendReinvestmentPlan" name="StockRemainingunderPlanSharesDividendReinvestmentPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_Strong1Member" name="Strong1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_SummaryOtherRealEstateOwnedAbstract" name="SummaryOtherRealEstateOwnedAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_TangibleBookValuePerCommonShare" name="TangibleBookValuePerCommonShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_TermLoanMember" name="TermLoanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_TimeDeposits250000OrMore" name="TimeDeposits250000OrMore" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_TimeDepositsGreaterThan100000AndLessThan250000" name="TimeDepositsGreaterThan100000AndLessThan250000" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_TimeDepositsTableTextBlock" name="TimeDepositsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_TotalDilutiveSecurities" name="TotalDilutiveSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_TotalExpense" name="TotalExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_TotalFederalHomeLoanBankAdvancesTreasuryTaxNotesAndRepurchaseAgreements" name="TotalFederalHomeLoanBankAdvancesTreasuryTaxNotesAndRepurchaseAgreements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="fnlc_TotalIncome" name="TotalIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_TroubledDebtRestructuredPolicyTextBlock" name="TroubledDebtRestructuredPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_TroubledDebtRestructuringLoansAndLeasesReceivableSpecificAllowanceCurrentPeriod" name="TroubledDebtRestructuringLoansAndLeasesReceivableSpecificAllowanceCurrentPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="fnlc_TroubledDebtRestructuringLoansAndLeasesReceivableSpecificAllowanceDuringPeriod" name="TroubledDebtRestructuringLoansAndLeasesReceivableSpecificAllowanceDuringPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_UnallocatedReservesMember" name="UnallocatedReservesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_UnamortizedPriorServiceCost" name="UnamortizedPriorServiceCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="fnlc_UnusedLinesOfCreditResidentialMortgagesMember" name="UnusedLinesOfCreditResidentialMortgagesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_VestingTermForFinalTrancheOfOptionsAwarded" name="VestingTermForFinalTrancheOfOptionsAwarded" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_VestingTermForFirstTrancheOfOptionsAwarded" name="VestingTermForFirstTrancheOfOptionsAwarded" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="fnlc_Watch5Member" name="Watch5Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="fnlc_WeightedAverageDiscountRateAsOfDecember31" name="WeightedAverageDiscountRateAsOfDecember31" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="instant" />
  <xsd:element id="fnlc_WeightedAverageDiscountRateForNetPeriodicCost" name="WeightedAverageDiscountRateForNetPeriodicCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="instant" />
</xsd:schema>
</XBRL>