1 of 6 **[Aurora Loan Services Logo]****Certification Regarding Compliance with Applicable Servicing Criteria**1.Aurora Loan Services LLC ("Aurora"), a wholly-owned subsidiary of Lehman Brothers Bank, FSB (the "Bank")  is responsible for assessing compliance with the servicing criteria applicable  to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period  ended  December 31, 2008 (the "Reporting Period"), as set forth in Appendix A hereto.  The transactions covered by this report (these transactions collectively referred to as the "Servicing Platform") include asset-backed securities transactions for which Aurora acted as servicer, closed on or after January 1, 2006 not sponsored by government sponsored enterprises or Government National Mortgage Association, for which  the asset type is mortgage loans that (i) are primarily categorized by the servicing designations of `conventional prime', `conventional alt-a' and 'subprime' and (ii) do not receive the benefit of insurance by the Federal Housing Administration or guarantees from the United States Department of Veterans Affairs or the Rural Housing Service; 2.Aurora has engaged certain vendors (the "Vendors") to perform specific, limited or scripted activities for the Reporting Period, and Aurora has elected to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors' activities as set forth in Appendix A hereto with the exception of certain Vendors that have provided their own reports on assessment of compliance with the applicable servicing criteria. 3.Except as set forth in paragraph 4 below,  Aurora used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria;  4.The criteria listed in the column titled "Inapplicable Servicing Criteria" on Appendix A hereto are inapplicable to Aurora based on the activities it performed, directly or through its Vendors, with respect to the Servicing Platform for the Reporting Period;  5.Aurora has complied, in all material respects, with the applicable servicing criteria as of December 31, 2008 and for the Reporting Period with respect to the Servicing Platform taken as a whole;  6.Aurora has not identified and is not aware of any material  instance of noncompliance by the Vendors  for which Aurora has elected to take responsibility for assessing compliance with the applicable servicing criteria as of  December 31, 2008 and for the Reporting Period with respect to the Servicing Platform taken as a whole;  7.Aurora has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2008 and for the Reporting Period with respect to the Servicing Platform taken as a whole ;****and  8.Ernst & Young LLP, a registered public accounting firm, has issued an attestation report on  Aurora's assessment of compliance with the applicable servicing criteria for the Reporting Period.  *Supplemental Information*9.On  September 15, 2008, Lehman Brothers Holdings Inc. ("LBHI") and certain of its subsidiaries filed for voluntary bankruptcy protection with the United States Bankruptcy Court Southern District of New York (the "Bankruptcy Court") under chapter 11 of title 11 of the United States Code. LBHI is the ultimate parent company of the Bank and Aurora and the owner of the servicing rights on the majority of the mortgage loans serviced and or master serviced by Aurora. The Bank and Aurora are not part of these bankruptcy proceedings. The Bank is a financial institution subject to the regulatory authority of the Office of Thrift Supervision (the "OTS") and its deposits are insured, as permitted by applicable regulation, by the Federal Deposit Insurance Corporation (the "FDIC"). For the year ended December 31, 2008, the Bank reported a net loss based on its unaudited quarterly Thrift Financial Reports filed with the OTS. 2 of 6 **Certification Regarding Compliance with Applicable Servicing Criteria****(continued)**10.On January 14, 2009, the OTS notified the Bank: (i) that it was undercapitalized for purposes of the prompt corrective action provisions of Section 38 of the FDIA, 12 U.S.C.  1831o, (ii) of the requirement to file a Capital Restoration Plan no later than February 13, 2009, (iii) of the restrictions and requirements imposed upon the Bank as a result of its undercapitalized status and (iv) of the OTS's intent to issue a Prompt Corrective Action Directive. On January 26, 2009, the OTS issued a Cease and Desist Order No. NE-09-02. On February 4, 2009, the OTS issued a Prompt Corrective Action Directive, Order No. NE-09-03 (together with the Cease and Desist Order, the "Enforcement Actions") notifying the Bank that it was "significantly undercapitalized". The Enforcement Actions required, among other matters, the submission to the OTS of an acceptable capital restoration plan, a strategic plan, and a liquidity management plan, and contained other regulatory directives, including but not limited to a prohibition of any new commercial  loan commitments, as well as restrictions on transactions with affiliates, brokered deposits, asset growth, capital distributions, and contractual arrangements involving compensation. On February 11, 2009, LBHI filed a motion with the Bankruptcy Court requesting approval to provide additional capital to the Bank, and on February 17, 2009, the Bankruptcy Court granted such approval. Aurora Loan Services LLC March 12, 2009 By:      /s/ Thomas Wind Name: Thomas Wind Title:   CEO, Aurora Loan Services LLC3 of 6 APPENDIX A  **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by Vendor(s) for****which Aurora****is the****Responsible****Party****Performed by****subservicer(s)****or vendor(s)****for which****Aurora is****NOT the****Responsible****Party****NOT****performed by****Aurora or by****subservicer(s)****or vendor(s)****retained by****Aurora****General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.**X**************1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance wit h such servicing activities. **X**************1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained. **************X**1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. **X****************Cash Collection and Administration******************1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days of receipt, or such other number of days specified in the transaction agreements.  **X****X**********1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. **X**************1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. **X**************1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of  overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.**X**************1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of  240.13k-1(b)(1) of this chapter.**X**************1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. **X**************4 of 6 **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by****Vendor(s) for****which Aurora****is the****Responsibl e****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party****NOT****performed by****Aurora or by****subservicer(s)****or vendor(s)****retained by****Aurora**1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations: (A) Are mathematically accurate; (B) Are prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) Are reviewed and approved by someone other than the person who prepared the reconciliation; and (D) Contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in  the transaction agreements. **X****************Investor Remittances and Reporting******************1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports: (A) Are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) Provide information calculated in accordance with the terms specified in the transaction agreements; (C) Are filed with the Commission as required by its rules and regulations; and (D) Agree with investors' or the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the servicer. **X****1,2****************X****1******1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. **X****2******************1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the servicer's investor records, or such other number of days specified in the transaction agreements. **X****2******************1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.  **X****2********************Pool Asset Administration******************1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. **X**************1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements. **X**************1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.  **X**************1 For criteria 1122(3)(i)(C), Aurora did not perform the activity described in this criterion for December 31, 2008 and for the Reporting Period. No assessment of compliance is therefore necessary.2Aurora defines "Investors" as parties to whom Aurora reports and remits under the applicable transaction agreements.5 of 6 **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by****Vendor(s) for****which Aurora****is the****Responsibl e****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party****NOT****performed by****Aurora or by****subservicer(s)****or vendor(s)****retained by****Aurora**1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the applicable servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. **X****X**********1122(d)(4)(v) The servicer's records regarding the pool assets agree with the servicer's records with respect to an obligor's unpaid principal balance. **X**************1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. **X**************1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other  requirements established by the transaction agreements. **X****X**********1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). **X**************1122(d)(4)(ix) Adjustments to interest rates  or rates of return for pool assets with variable rates are computed based on the related pool asset documents.**X**************1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) Such funds are analyzed, in accordance with t he obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) Interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) Such funds are returned to the obligor within 30 calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements. **X**************1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. **********X******1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. **********X**********6 of 6 **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA****Reference****Criteria****Performed****Directly****by****Aurora****Performed by****Vendor(s) for****which Aurora****is the****Responsibl e****Party****Performed by subservicer(s)****or vendor(s)****for which Aurora is****NOT the****Responsible****Party****NOT****performed by****Aurora or by****subservicer(s)****or vendor(s)****retained by****Aurora**1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements. **X**************1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. **X**************1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of this Regulation AB, is maintained as set forth in the transaction agreements. **************X**