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  KPMG
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 303 East Wacker Drive
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      Report
of Independent Registered Public Accounting Firm
  The Board of Directors of
American Home Mortgage Servicing, Inc.:
  We have examined the
compliance of American Home Mortgage Servicing, Inc., a Delaware corporation,
(the "Company") with the servicing criteria set forth in Item 1122(d) of the
Securities and Exchange Commissions Regulation AB for publicly issued
residential mortgage-backed transactions and securities issued on or after
January 1, 2006, for which the Company provides primary servicing activities, as
defined and to the extent required in the related transaction agreements,
utilizing the LSAMS servicing system (the "Platform"), except for servicing
criteria 1122(d)(1)(i), 1122(d)(3)(i)(C), 1122 (d)(3)(ii) and 1122(d)(4)(xv),
which the Company has determined are not applicable to the activities it
performs with respect to the Platform, as of June 30, 2008, and for the period
January 1, 2008 through June 30, 2008.  Appendix A to the Company's
Management Assertion of Compliance ("Management's Assertion") identifies the
individual mortgage-backed transactions and securities defined by management as
constituting the Platform.  With respect to servicing criterion
1122(d)(3)(i), Management's Assertion indicates that this servicing criterion is
applicable to the activities the Company performs with respect to the Platform
only as it relates to the Company's obligation to report information to the
Master Servicers or Trustees, as applicable, as defined in the transaction
agreements. Furthermore, with respect to applicable servicing criterion
1122(d)(4)(vi), Management's Assertion indicates there were no activities
performed as of June 30, 2008 and for the period January 1, 2008 through June
30, 2008 with respect to the Platform, because there were no occurrences of
events that would require the Company to perform such activities Management is
responsible for the Company's compliance with those servicing criteria. Our
responsibility is to express an opinion on the Company's compliance based on our
examination.
  Our examination was
conducted in accordance with the standards of the Public Company Accounting
Oversight Board (United States) and, accordingly, included examining, on a test
basis, evidence about the Company's compliance with the servicing criteria
specified above and performing such other procedures as we considered necessary
in the circumstances. Our examination included testing selected asset-backed
transactions and securities that comprise the Platform, testing selected
servicing activities related to the Platform, and determining whether the
Company processed those selected transactions and performed those selected
activities in compliance with the servicing criteria. Furthermore, our
procedures were limited to the selected transactions and servicing activities
performed by the Company during the period covered by this report. Our
procedures were not designed to determine whether errors may have occurred
either prior to or subsequent to our tests that may have affected the balances
or amounts calculated or reported by the Company during the period covered
by this report for the selected transactions or any other transactions.  We
believe that our examination provides a reasonable basis for our opinion. Our
examination does not provide a legal determination on the Company's compliance
with the servicing criteria.
  As described in the
accompanying Management Assertion of Compliance, for servicing criteria
1122(d)(4)(xi), 11122(d)(4)(xii) and 1122(d)(4)(xiii), the Company has engaged
various vendors to perform the activities required by these servicing criteria.
The Company has determined that none of these vendors is considered a "servicer"
as defined in Item 1101(j) or Regulation AB, and the Company has elected
to
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  take responsibility for
assessing compliance with the servicing criteria applicable to each vendor as
permitted by Interpretation 17.06 of the SEC Division of Corporation Finance
Manual of Publicly Available Telephone Interpretations ("Interpretation 7.06").
As permitted by Interpretation 17.06, the Company has asserted that it has
policies and procedures in place designed to provide reasonable assurance that
the vendors' activities comply in all material respects with the servicing
criteria applicable to each vendor. The Company is solely responsible for
determining that it meets the SEC requirements to apply Interpretation 17.06 for
the vendors and related criteria as described in its assertion, and we performed
no procedures with respect to the Company's eligibility to apply
Interpretation 17.06.
  Our examination disclosed
material noncompliance with servicing criteria 1122(d)(2)(i),
1122(d)(2)(vii)(D), 1122(d)(3)(i)(B), 1122(d)(3)(i)(D), 1122(d)(4)(v),
1122(d)(4)(ix) and 1122(d)(4)(xiv), as applicable to the Company during the
period January 1, 2008 through June 30, 2008 as follows:
  ·
                  With
      respect to servicing criterion 1122(d)(2)(i), certain obligor payments
      were not deposited into the appropriate custodial bank accounts within two
      business days of receipt as required by the related transaction
      agreements.·
                  With
      respect to servicing criterion 1122(d)(2)(vii)(D), certain reconciling
      items were not resolved within 90 calendar days of their original
      identification or such other number of days specified in the transaction
      agreements.·
                  With
      respect to servicing criterion 1122(d)(3)(i)(B), certain remittance
      reports sent to the Master Servicers or Trustees, as applicable, did not
      report the correct amounts.·
                  With
      respect to servicing criterion 1122(d)(3)(i)(D), certain remittance
      reports sent to the Master Servicers or Trustees, as applicable, did not
      agree to the total unpaid principal balance and number of mortgage loans
      serviced by the Company.·
                  With
      respect to servicing criterion 1122(d)(4)(v), certain unpaid principal
      balances of the investor pools remitted to the Master Servicers or
      Trustees, as applicable, did not agree to the unpaid principal balances
      per the obligor records.·
                  With
      respect to servicing criterion 1122(d)(4)(ix), certain adjustments to
      interest rates were not computed in accordance with the related mortgage
      loan documents.·
                  With
      respect to servicing criterion 1122(d)(4)(xiv), certain charge-off's were
      not recognized and recorded in accordance with the transaction
      agreements.
  In our opinion, except for
the material noncompliance described above, the Company complied, in all
material respects, with the aforementioned servicing criteria, including
servicing criteria 1122(d)(4)(xi), 1122(d)(4)(xii) and 1122(d)(4)(xiii) for
which compliance is determined based on Interpretation 17.06 as described above,
as of June 30, 2008 and for the period January 1, 2008 through June 30,
2008.
  We do not express an
opinion or any form of assurance on the section entitled Note on Management's
Remediation to Material Instances of Non-Compliance nor the sections entitled
Management Response in Appendix B to Management's Assertion.
   /s/ KMPG LLP
   Chicago, Illinois
 March 10, 2009