FORM 10-Q

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                   (Mark One)

       QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

                For the quarterly period ended September 30, 2002

                                       OR

       TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

             For the transition period from ________ to ___________

                         Commission file number: 0-26869


                 WNC HOUSING TAX CREDIT FUND VI, L.P., Series 6


                    California                                       33-0761578
                  (State or other jurisdiction of              (I.R.S. Employer
                 incorporation or organization)              Identification No.)


                         3158 Redhill Avenue, Suite 120
                              Costa Mesa, CA 92626
                    (Address of principal executive offices)

                                 (714) 662-5565
                               (Telephone number)

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days.

Yes           No      X
    ---------    ----------


Indicate  by check mark  whether  the  registrant  is an  accelerated  filer (as
defined in rule 12b-2 of the Exchange Act).

Yes           No      X
    ---------    ----------

<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)
                               INDEX TO FORM 10-Q

                    For The Quarter Ended September 30, 2002



PART I. FINANCIAL INFORMATION

Item 1.  Financial Statements

         Item 1. Financial Statements

                  Balance Sheets
                    September 30, 2002 and March 31, 2002......................3

                  Statements of Operations
                    For the Three and Six Months Ended
                    September 30, 2002 and 2001................................4

                  Statement of Partners' Equity (Deficit)
                    For the Six Months Ended September 30, 2002................5

                  Statements of Cash Flows
                    For the Six Months Ended September 30, 2002 and 2001.......6

                  Notes to Financial Statements ...............................7

         Item 2.  Management's Discussion and Analysis of Financial
                  Condition and Results of Operations.........................14

         Item 3.  Quantitative and Qualitative Disclosures about Market Risk..16

         Item 4.  Procedures and Controls.....................................16

PART II. OTHER INFORMATION

         Item 1. Legal Proceedings............................................16

         Item 5. Other Information............................................16

         Item 6. Exhibits and Reports on Form 8-K.............................16

         Signatures ..........................................................17

         Certifications ......................................................18




                                       2
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                                 BALANCE SHEETS
<TABLE>
<CAPTION>



                                                                    September 30, 2002             March 31, 2002
                                                                --------------------------      --------------------
                                                                       (unaudited)
<S>                                                           <C>                             <C>
ASSETS

Cash and cash equivalents                                     $                  768,428      $            751,327
Investments in limited partnerships, net (Note 3)                             14,018,576                14,585,268
Loan receivable (Note 2)                                                               -                    50,000
Other assets                                                                       2,049                     2,059
                                                                --------------------------      --------------------

                                                              $               14,789,053      $         15,388,654
                                                                ==========================      ====================


LIABILITIES AND PARTNERS' EQUITY (DEFICIT)

Liabilities:
 Payables to limited partnerships (Note 5)                    $                  246,175      $            246,185
 Accrued fees and expenses due to
   General Partner and affiliates (Note 4)                                        41,887                    43,577
                                                                --------------------------      --------------------

     Total liabilities                                                           288,062                   289,762
                                                                --------------------------      --------------------

Commitment and contingencies

Partners' equity (deficit):
  General partner                                                                (59,468)                  (53,489)
  Limited partners (25,000 units authorized,
   20,500 units issued and outstanding)                                       14,560,459                15,152,381
                                                                --------------------------      --------------------

Total partners' equity                                                        14,500,991                15,098,892
                                                                --------------------------      --------------------

                                                              $               14,789,053      $         15,388,654
                                                                ==========================      ====================
</TABLE>

                 See accompanying notes to financial statements
                                       3
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF OPERATIONS

         For the Three and Six Months Ended September 30, 2002 and 2001
                                   (unaudited)
<TABLE>
<CAPTION>


                                                         2002                                         2001
                                       ------------------------------------------    ---------------------------------------
                                            Three                     Six                 Three                   Six
                                            Months                  Months               Months                 Months
                                       -----------------       ------------------    ----------------       ----------------

<S>                                  <C>                     <C>                   <C>                    <C>
Interest income                      $           3,378       $            7,057    $          5,396       $         20,289
                                       -----------------       ------------------    ----------------       ----------------

Operating expenses:
  Amortization (Note 3)                         12,887                   25,774              12,887                 25,774
  Asset management fees (Note 4)                16,994                   31,946              14,952                 29,904
  Legal and accounting fees                      7,521                   11,196              13,118                 15,822
  Other                                            692                    5,582                 580                 20,995
                                       -----------------       ------------------    ----------------       ----------------

    Total operating expenses                    38,094                   74,498              41,537                 92,495
                                       -----------------       ------------------    ----------------       ----------------

Loss from operations                           (34,716)                 (67,441)            (36,141)               (72,206)

Equity in losses of
 limited partnerships (Note 3)                (265,230)                (530,460)           (189,376)              (379,266)
                                       -----------------       ------------------    ----------------       ----------------

Net loss                             $        (299,946)      $         (597,901)   $       (225,517)      $       (451,472)
                                       =================       ==================    ================       ================

Net loss allocated to:
  General Partner                    $          (2,999)      $           (5,979)   $         (2,255)      $         (4,515)
                                       =================       ==================    ================       ================

  Limited Partners                   $        (296,947)      $         (591,922)   $       (223,262)      $       (446,957)
                                       =================       ==================    ================       ================

Net loss per weighted limited
  partner unit                       $             (14)      $              (29)   $            (11)      $            (22)
                                       =================       ==================    ================       ================

Outstanding weighted limited
  partner units                                 20,500                   20,500              20,500                 20,500
                                       =================       ==================    ================       ================
</TABLE>
                 See accompanying notes to financial statements
                                       4
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                     STATEMENT OF PARTNERS' EQUITY (DEFICIT)

                   For the Six Months Ended September 30, 2002
                                   (unaudited)

<TABLE>
<CAPTION>


                                                         General          Limited
                                                         Partner          Partners              Total
                                                       ------------    ---------------     ----------------

<S>                                                  <C>             <C>                 <C>
Partners' equity (deficit) at March 31, 2002         $    (53,489)   $    15,152,381     $     15,098,892

Net loss                                                   (5,979)          (591,922)            (597,901)
                                                       ------------    ---------------     ----------------

Partners' equity (deficit) at September 30, 2002     $    (59,468)   $    14,560,459  $        14,500,991
                                                       ============    ===============     ================
</TABLE>
                 See accompanying notes to financial statements

                                       5
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF CASH FLOWS

              For the Six Months Ended September 30, 2002 and 2001
                                   (unaudited)
<TABLE>
<CAPTION>

                                                                         2002                            2001
                                                                  --------------------            -------------------
<S>                                                             <C>                            <C>
Cash flows from operating activities:
  Net loss                                                      $           (597,901)          $           (451,472)
Adjustments to reconcile net loss to
  cash used in operating activities:
  Amortization                                                                25,774                         25,774
  Equity in losses of limited partnerships                                   530,460                        379,266
  Accrued fees and expenses due to
    General Partner and affiliates                                            (1,680)                        10,237
                                                                                                  -------------------
                                                                  --------------------

 Net cash used in operating activities                                       (43,347)                       (36,195)
                                                                  --------------------            -------------------

Cash flows from investing activities:
   Investments in limited partnerships, net                                      (10)                             -
   Loans receivable                                                           50,000                              -
   Distributions received                                                     10,458                          9,216
                                                                  --------------------            -------------------

Net cash provided by investing activities                                     60,448                          9,216
                                                                  --------------------            -------------------

Net increase (decrease) in cash and cash equivalents                          17,101                        (26,979)

Cash and cash equivalents, beginning of period                               751,327                      1,152,887
                                                                  --------------------            -------------------

Cash and cash equivalent, end of period                         $            768,428           $          1,125,908
                                                                  ====================            ===================


Supplemental Disclosure of
  Cash Flow Information

Taxes Paid                                                      $                800           $                800
                                                                  ====================            ===================
</TABLE>
                 See accompanying notes to financial statements
                                        6


<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS

                    For the Quarter Ended September 30, 2002
                                   (unaudited)



NOTE 1 -SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
--------------------------------------------------

General
-------

The accompanying  condensed unaudited financial statements have been prepared in
accordance with accounting principles generally accepted in the United States of
America for interim financial information and with the instructions to Form 10-Q
for quarterly  reports under Section 13 or 15(d) of the Securities  Exchange Act
of 1934.  Accordingly,  they do not include all of the information and footnotes
required by  accounting  principles  generally  accepted in the United States of
America for complete  financial  statements.  In the opinion of management,  all
adjustments (consisting of normal recurring accruals) considered necessary for a
fair  presentation  have been included.  Operating results for the three and six
months ended  September 30, 2002 are not  necessarily  indicative of the results
that may be  expected  for the fiscal year ending  March 31,  2003.  For further
information, refer to the financial statements and footnotes thereto included in
the Partnership's annual report on Form 10-K for the fiscal year ended March 31,
2002.

Organization
------------

WNC Housing Tax Credit Fund VI, L.P., Series 6 (the "Partnership") was formed on
March  3,  1997  under  the  laws of the  State  of  California,  and  commenced
operations on August 20, 1998.  Prior to August 20, 1998,  the  Partnership  was
considered a development-stage  enterprise. The Partnership was formed to invest
primarily in other limited partnerships ("the Local Limited Partnerships") which
own and operate  multi-family  housing complexes (the "Housing  Complexes") that
are eligible for low-income housing tax credits. The local general partners (the
"Local   General   Partners")   of  each  Local   Limited   Partnership   retain
responsibility for developing, constructing, maintaining, operating and managing
the Housing Complex.

The general partner is WNC & Associates,  Inc. ("WNC" or the "General Partner").
The chairman and president own  substantially  all the outstanding stock of WNC.
The  business of the  Partnership  is  conducted  primarily  through WNC, as the
Partnership has no employees of its own.

The Partnership  shall continue in full force and effect until December 31, 2052
unless terminated prior to that date,  pursuant to the partnership  agreement or
law.

The financial  statements  include only activity relating to the business of the
Partnership,  and do not give  effect to any assets that the  partners  may have
outside of their interests in the Partnership, or to any obligations,  including
income taxes, of the partners.

The  Partnership  agreement  authorized the sale of up to 25,000 units at $1,000
per Unit ("Units").  As of September 30, 2002 and March 31, 2002,  20,500 units,
representing  subscriptions  in the amount of  $20,456,595,  net of discounts of
$27,305 for volume  purchases and dealer discounts of $16,100 had been accepted.
The General  Partner has 1% interest in  operating  profits and losses,  taxable
income and losses,  cash available for distribution from the Partnership and tax
credits of the Partnership. The limited partners will be allocated the remaining
99% of these items in proportion to their respective investments.

After the limited  partners  have received  proceeds from a sale or  refinancing
equal to their capital  contributions and their return on investment (as defined
in the  Partnership  Agreement)  and the General  Partner has received  proceeds
equal  to its  capital  contribution  and a  subordinated  disposition  fee  (as
described in Note 4) from the  remainder,  any  additional  sale or  refinancing
proceeds will be distributed 90% to the limited partners (in proportion to their
respective investments) and 10% to the General Partner.



                                       7
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                   NOTES TO FINANCIAL STATEMENTS - CONTINIUED

                    For the Quarter Ended September 30, 2002
                                   (unaudited)


                                       19

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------

Risks and Uncertainties
-----------------------

The Partnership's  investments in Local Limited  Partnerships are subject to the
risks incident to the management and ownership of low-income  housing and to the
management and ownership of multi-unit  residential  real estate.  Some of these
risks  are that the  low-income  housing  credit  could be  recaptured  and that
neither the  Partnership's  investments  nor the Housing  Complexes owned by the
Local Limited Partnerships will be readily marketable. To the extent the Housing
Complexes  receive  government  financing  or operating  subsidies,  they may be
subject to one or more of the following risks: difficulties in obtaining tenants
for the Housing Complexes; difficulties in obtaining rent increases; limitations
on cash distributions; limitations on sales or refinancing of Housing Complexes;
limitations on transfers of Local Limited Partnership Interests;  limitations on
removal of Local General Partners; limitations on subsidy programs; and possible
changes in applicable regulations.  The Housing Complexes are or will be subject
to  mortgage  indebtedness.  If a Local  Limited  Partnership  does not make its
mortgage payments, the lender could foreclose resulting in a loss of the Housing
Complex  and  low-income  housing  credits.  As a limited  partner  of the Local
Limited Partnerships, the Partnership will have very limited rights with respect
to management of the Local  Limited  Partnerships,  and will rely totally on the
Local General  Partners of the Local Limited  Partnerships for management of the
Local Limited Partnerships.  The value of the Partnership's  investments will be
subject  to  changes  in  national  and  local  economic  conditions,  including
unemployment  conditions,  which could adversely  impact vacancy levels,  rental
payment  defaults and operating  expenses.  This, in turn,  could  substantially
increase  the  risk of  operating  losses  for  the  Housing  Complexes  and the
Partnership.  In addition,  each Local Limited  Partnership  is subject to risks
relating  to  environmental  hazards  and  natural  disasters,  which  might  be
uninsurable. Because the Partnership's operations will depend on these and other
factors  beyond  the  control  of the  General  Partner  and the  Local  General
Partners,  there can be no assurance  that the  anticipated  low-income  housing
credits will be available to Limited Partners.

In addition,  Limited  Partners are subject to risks in that the rules governing
the  low-income  housing credit are  complicated,  and the use of credits can be
limited.  The only  material  benefit  from an  investment  in Units  may be the
low-income  housing credits.  There are limits on the  transferability of Units,
and it is  unlikely  that a  market  for  Units  will  develop.  All  management
decisions will be made by the General Partner.

Method of Accounting For Investments in Local Limited Partnerships
------------------------------------------------------------------

The Partnership  accounts for its investments in Limited  Partnerships using the
equity method of  accounting,  whereby the  Partnership  adjusts its  investment
balance for its share of the Local Limited  Partnership's  results of operations
and for any distributions received. The accounting policies of the Local Limited
Partnerships  are  consistent  with  the  Partnership.  Costs  incurred  by  the
Partnership  in  acquiring  the  investments  are  capitalized  as  part  of the
investment and amortized over 30 years (see Note 3).

Offering Expenses
-----------------

Offering  expenses consist of underwriting  commissions,  legal fees,  printing,
filing and  recordation  fees,  and other  costs  incurred  with the  selling of
limited  partnership  interests  in the  Partnership.  The  General  Partner  is
obligated  to pay all  offering  and  organization  costs  in  excess  of  14.5%
(including sales commissions) of the total offering proceeds.  Offering expenses
are  reflected  as a reduction  of limited  partners'  capital  and  amounted to
$2,817,761 as of September 30, 2002 and March 31, 2002.


                                       8
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                   NOTES TO FINANCIAL STATEMENTS - CONTINIUED

                    For the Quarter Ended September 30, 2002
                                   (unaudited)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------

Use of Estimates
----------------

The preparation of financial statements in conformity with accounting principles
generally  accepted in the United States of America requires  management to make
estimates  and  assumptions  that  affect  the  reported  amounts  of assets and
liabilities  and disclosure of contingent  assets and liabilities at the date of
the  financial  statements,  and the  reported  amounts of revenues and expenses
during the reporting  period.  Actual results could materially differ from those
estimates.

Cash and Cash Equivalents
-------------------------

The Partnership  considers all highly liquid investments with remaining maturity
of three months or less when purchased to be cash  equivalents.  As of September
30, 2002 and March 31, 2002 the Partnership had no cash equivalents.

Net Income Per Limited Partner Unit
-----------------------------------

Net income per limited  partner  unit is  calculated  pursuant to  Statement  of
Financial  Accounting Standards No. 128, Earnings Per Share. Net income per unit
includes no dilution  and is computed by dividing  income  available  to limited
partners by the weighted average number of units outstanding  during the period.
Calculation of diluted net income per unit is not required.

Concentration of Credit Risk
----------------------------

At  September  30, 2002 and March 31,  2002,  the  Partnership  maintained  cash
balances at certain  financial  institutions in excess of the federally  insured
maximum.

Reporting Comprehensive Income
------------------------------

The  Statement of Financial  Accounting  Standards  ("SFAS") No. 130,  Reporting
Comprehensive  Income  established  standards  for the  reporting and display of
comprehensive  income (loss) and its components in a full set of general-purpose
financial statements. The Partnership had no items of other comprehensive income
for all periods presented, as defined by SFAS No. 130.

New Accounting Pronouncements
-----------------------------

In October 2001, the FASB issued Statement of Financial Accounting Standards No.
144,  "Accounting  for the  Impairment or Disposal of Long-Lived  Assets" ("SFAS
144"), which addresses  accounting and financial reporting for the impairment or
disposal of long-lived assets.  SFAS 144 is effective for fiscal years beginning
after  December 15, 2001,  and generally,  is to be applied  prospectively.  The
Partnership  does  not  expect  SFAS  144  to  have  a  material  impact  on the
Partnership's financial position or results of operations.

In June 2002,  the FASB issued SFAS No. 146,  "Accounting  for Costs  Associated
with  Exit or  Disposal  Activities."  SFAS No.  146  addresses  accounting  and
reporting for costs  associated  with exit or disposal  activities and nullifies
Emerging  Issues Task Force Issue No. 94-3,  "Liability  Recognition for Certain
Employee  Termination  Benefits  and Other Costs to Exit an Activity  (Including
Certain  Costs  Incurred  in a  Restructuring)."  SFAS No. 146  requires  that a
liability for a cost associated with an exit or disposal  activity be recognized
and measured  initially at fair value when the  liability is incurred.  SFAS No.
146 is  effective  for exit or  disposal  activities  that are  initiated  after
December 31, 2002, with early application  encouraged.  The Partnership does not
expect  SFAS  146 to  have a  material  impact  on the  Partnership's  financial
position or results of operations.

Reclassification
----------------

Certain  prior  period  balances  have  been  reclassified  to  conform  to  the
presentation for the six months ended September 30, 2002.

                                       9
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                   NOTES TO FINANCIAL STATEMENTS - CONTINIUED

                    For the Quarter Ended September 30, 2002
                                   (unaudited)

NOTE 2 - LOAN RECEIVABLE
------------------------

Loans  receivable  represent  amounts loaned by the Partnership to certain Local
Limited  Partnerships  in which the  Partnership  may  invest.  These  loans are
generally applied against the first capital  contribution due if the Partnership
ultimately invests in such entities.  In the event that the Partnership does not
invest in such  entities,  the loans are to be repaid  with  interest  at a rate
which is equal to the rate  charged to the holder  (11.5% and 11.5% at March 31,
2002 and 2001,  respectively).  A loan  receivable  with a balance of $50,000 at
March 31, 2002 and 2001 was due from one Local Limited Partnership,  in which an
interest was not acquired. On April 11, 2002, the loan was repaid.

NOTE 3 - INVESTMENTS IN LIMITED PARTNERSHIPS
--------------------------------------------

As of  September  30, 2002 and March 31,  2002,  the  Partnership  had  acquired
Limited  Partnership  interests in fifteen  Local Limited  Partnerships  each of
which owns one Housing Complex,  except for one Local Limited  Partnership which
owns six Housing  Complexes,  consisting of an aggregate of 608 apartment units.
As of September 30, 2002,  construction or  rehabilitation of one of the Housing
Complexes was still in process.  The  respective  general  partners of the Local
Limited  Partnerships  manage  the  day  to  day  operations  of  the  entities.
Significant Local Limited  Partnership  business decisions require approval from
the Partnership. The Partnership, as a limited partner, is generally entitled to
99.9%,  as  specified  in  the  Local  Limited  Partnership  agreements,  of the
operating  profits and losses,  taxable income and losses and tax credits of the
Local Limited Partnerships.

As of November 20, 2002,  the  Partnership  had not obtained  audited  financial
statements for one of its investments,  Cotton Mill Elderly Living Center,  L.P.
("Cotton  Mill"),  as of and for the year ended  December 31, 2001. As a result,
the Partnership has not included the financial information of Cotton Mill in the
combined condensed  statement of operations  presented herein. The Partnership's
investment in Cotton Mill totaled  $670,000  (unaudited)  at September 30, 2002.
The  Partnership's  estimate of its  interest in the  results of  operations  of
Cotton Mill totaled  $(100,000)  (unaudited)  for the period ended September 30,
2002.  The combined  condensed  statement  of  operations  presented  herein for
September 30, 2001 previously  included a net loss of $(12,000) for Cotton Mill.
The combined condensed financial information presented in this footnote for 2001
has been restated to exclude the accounts of Cotton Mill.

Equity  in  losses  of the  Local  Limited  Partnerships  is  recognized  in the
financial  statements until the related  investment account is reduced to a zero
balance. Losses incurred after the investment account is reduced to zero are not
recognized. If the Local Limited Partnerships report net income in future years,
the  Partnership  will resume applying the equity method only after its share of
such net  income  equals  the share of net  losses  not  recognized  during  the
period(s) the equity method was suspended.

                                       10

<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                   NOTES TO FINANCIAL STATEMENTS - CONTINIUED

                    For the Quarter Ended September 30, 2002
                                   (unaudited)

NOTE 3 - INVESTMENTS IN LIMITED PARTNERSHIPS, continued
-------------------------------------------------------

Distributions  received by limited  partners are accounted for as a reduction of
the investment balance.  Distributions received after the investment has reached
zero are recognized as income. As of September 30, 2002, no investment  accounts
in Local Limited Partnerships had reached a zero balance.

Following  is a summary of the equity  method  activity  of the  investments  in
limited partnerships as of:
<TABLE>
<CAPTION>

                                                                    For the Six Months
                                                                          Ended                  For the Year Ended
                                                                    September 30, 2002             March 31, 2002
                                                                  -----------------------       ---------------------

<S>                                                             <C>                           <C>
      Investments per balance sheet, beginning of period        $            14,585,268       $          15,439,696
      Capital contributions paid, net                                                 -                     298,125
      Capital contributions to be paid                                                -                      52,605
      Equity in losses of limited partnerships                                 (530,460)                 (1,136,238)
      Tax credit adjustments                                                          -                      (7,537)
      Amortization of capitalized acquisition fees and costs                    (25,774)                    (51,548)
      Distributions received from limited partnerships                          (10,458)                     (9,835)
                                                                  -----------------------       ---------------------

      Investments in  limited partnerships, end of period       $            14,018,576       $          14,585,268
                                                                  =======================       =====================
</TABLE>

                                       11
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                   NOTES TO FINANCIAL STATEMENTS - CONTINIUED

                    For the Quarter Ended September 30, 2002
                                   (unaudited)


NOTE 3 - INVESTMENTS IN LIMITED PARTNERSHIPS, continued
-------------------------------------------------------

Selected  financial  information for the six months ended September 30, 2002 and
2001 from the unaudited combined condensed  financial  statements of the limited
partnerships in which the Partnership has invested as follows:

                   COMBINED CONDENSED STATEMENTS OF OPERATIONS
<TABLE>
<CAPTION>

                                                                           2002                         2001
                                                                  -----------------------       ---------------------
                                                                                                     (Restated)

<S>                                                             <C>                           <C>
      Revenues                                                  $             1,193,000       $           1,065,000
                                                                  -----------------------       ---------------------
      Expenses:
        Interest expense                                                        304,000                     301,000
        Depreciation and amortization                                           543,000                     490,000
        Operating expenses                                                      786,000                     650,000
                                                                  -----------------------       ---------------------
      Total expenses                                                          1,633,000                   1,441,000
                                                                  -----------------------       ---------------------

      Net loss                                                  $              (440,000)      $            (376,000)
                                                                  =======================       =====================
      Net loss allocable to the Partnership,                    $              (440,000)      $            (376,000)
        before equity in losses of Cotton Mill
                                                                  =======================       =====================
      Net loss recorded by the Partnership,                                    (430,000)                   (367,000)
        before equity in losses of Cotton Mill
      Net loss of Cotton Mill recorded
        by the Partnership (unaudited)                                         (100,000)                    (12,000)
                                                                  -----------------------       ---------------------

      Net loss recorded by the Partnership                      $              (530,000)      $            (379,000)
                                                                  =======================       =====================
</TABLE>

Certain Local Limited  Partnerships have incurred  significant  operating losses
and  have  working  capital  deficiencies.  In the  event  these  Local  Limited
Partnerships continue to incur significant operating losses,  additional capital
contributions  by the  Partnership  and/or  the  Local  General  Partner  may be
required  to sustain  the  operations  of such Local  Limited  Partnerships.  If
additional  capital  contributions  are not made  when  they are  required,  the
Partnership's  investment in certain of such Local Limited Partnerships could be
impaired, and the loss and recapture of the related tax credits could occur.

                                       12
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                   NOTES TO FINANCIAL STATEMENTS - CONTINIUED

                    For the Quarter Ended September 30, 2002
                                   (unaudited)

NOTE 4 - RELATED PARTY TRANSACTIONS
-----------------------------------

Under the terms of the  Partnership  Agreement,  the  Partnership has paid or is
obligated to the General Partner or its affiliates for the following items:

     (a)  An annual  asset  management  fee not to exceed  0.2% of the  Invested
          Assets  (defined  as  the  Partnership's  capital  contributions  plus
          reserves of the  Partnership  of up to 5% of gross  proceeds  plus its
          allocable  percentage  of the mortgage  debt  encumbering  the Housing
          Complexes)  of the  Local  Limited  Partnerships.  Management  fees of
          $31,946  and  $29,904  were  incurred  during  the  six  months  ended
          September  30,  2002 and  2001,  respectively,  of which  $40,468  and
          $29,527 were paid during the six months ended  September  30, 2002 and
          2001, respectively.

     (b)  A subordinated  disposition  fee in an amount equal to 1% of the sales
          price of real estate sold.  Payment of this fee is subordinated to the
          limited partners  receiving a preferred return of 12% through December
          31, 2008 and 6% thereafter (as defined in the  Partnership  Agreement)
          and is payable only if the General  Partner or its  affiliates  render
          services in the sales effort. No disposition fees have been paid.

Accrued fees and expenses due to the General Partner and affiliates consisted of
the following:
<TABLE>
<CAPTION>

                                                                    September 30, 2002          March 31, 2002
                                                                   ---------------------     ---------------------

<S>                                                              <C>                       <C>
     Asset management fees payable                               $              25,690     $               34,212
     Reimbursement for expenses paid by the General Partner
      or  an affiliate                                                          16,197                      9,365
                                                                   ---------------------     ---------------------

      Total                                                      $              41,887     $               43,577
                                                                   =====================     =====================
</TABLE>

NOTE 5 - PAYABLES TO LIMITED PARTNERSHIPS
-----------------------------------------

Payables to limited  partnerships  represent  amounts,  which are due at various
times based on conditions specified in the limited partnership agreements. These
contributions  are payable in  installments  and are due upon the Local  Limited
Partnerships  achieving certain operating and development  benchmarks (generally
within two years of the Partnership's initial investment).

NOTE 6 - INCOME TAXES
---------------------

No provision  for income taxes has been recorded in the  accompanying  financial
statement,  as any liability for income taxes is the  obligation of the partners
of the Partnership.



                                       13
<PAGE>



Item 2. Management's  Discussion and Analysis of Financial Condition and Results
of Operations

Forward-Looking Statements

With  the  exception  of  the  discussion  regarding   historical   information,
"Management's  Discussion  and  Analysis of Financial  Condition  and Results of
Operations"  and  other   discussions   elsewhere  in  this  Form  10-Q  contain
forward-looking  statements.  Such statements are based on current  expectations
subject to uncertainties and other factors,  which may involve known and unknown
risks that could cause actual  results of operations to differ  materially  from
those  projected or implied.  Further,  certain  forward-looking  statements are
based upon assumptions about future events, which may not prove to be accurate.

Risks and uncertainties inherent in forward-looking  statements include, but are
not  limited  to,  our  future  cash  flows and  ability  to  obtain  sufficient
financing, level of operating expenses, conditions in the low-income housing tax
credit property market and the economy in general, as well as legal proceedings.
Historical  results are not necessarily  indicative of the operating results for
any future period.

Subsequent  written and oral  forward-looking  statements  attributable to us or
persons  acting on our behalf  are  expressly  qualified  in their  entirety  by
cautionary  statements  in this Form 10-Q and in other reports we filed with the
Securities and Exchange  Commission.  The following discussion should be read in
conjunction  with  the  Financial  Statements  and the  Notes  thereto  included
elsewhere in this filing.

The following discussion and analysis compares the results of operations for the
six months ended  September 30, 2002 and 2001, and should be read in conjunction
with the condensed  financial  statements and accompanying notes included within
this report.

Financial Condition

The Partnership's  assets at September 30, 2002 consisted  primarily of $768,000
in cash, net  investments in fifteen Local Limited  Partnerships  of $14,019,000
and  $2,000  in other  assets.  Liabilities  at  September  30,  2002  primarily
consisted of $246,000 of capital contributions due to Local Limited Partnerships
and  $42,000  of  accrued  fees and  advances  due to the  General  Partner  and
affiliates.

Results of Operations

Three Months Ended  September 30, 2002 Compared to Three Months Ended  September
30, 2001. The  Partnership's  net loss for the three months ended  September 30,
2002 was $(300,000),  reflecting an increase of approximately $(75,000) from the
net loss of  $(225,000)  for the three months  ended  September  30,  2001.  The
increase  in net  loss  was  primarily  due  to  equity  in  losses  of  limited
partnerships  which  increased by $(76,000) to  $(265,000)  for the three months
ended  September 30, 2002 from  $(189,000) for the three months ended  September
30, 2001. The increase in equity in losses of limited partnerships was offset by
loss from  operations,  which  decreased by $(1,000) to $(35,000)  for the three
months  ended  September  30, 2002 from  $(36,000)  for the three  months  ended
September 30, 2001.

Six Months Ended  September 30, 2002 Compared to Six Months Ended  September 30,
2001. The Partnership's net loss for the six months ended September 30, 2002 was
$(598,000), reflecting an increase of approximately $(146,000) from the net loss
of $(452,000)  for the six months ended  September 30, 2001. The increase in net
loss was  primarily  due to  equity  in losses  of  limited  partnerships  which
increased by  $(151,000) to  $(530,000)  for the six months ended  September 30,
2002 from  $(379,000) for the six months ended  September 30, 2001. The increase
in equity in losses of limited  partnerships was offset by loss from operations,
which  decreased by $(5,000) to $(67,000) for the six months ended September 30,
2002 from $(72,000) for the six months ended September 30, 2001. The decrease in
loss from operations was due a decrease in interest income of $13,000, which was
offset by a decrease  in  operating  expenses  of $18,000 to $75,000 for the six
months ended  September 30, 2002 from  approximately  $93,000 for the six months
ended September 30, 2001. The decrease in operating  expenses was  substantially
due to a decrease in legal and accounting fees and other  operating  expenses of
$(20,000) for the six months ended September 30, 2002.

                                       14
<PAGE>



Item 2. Management's  Discussion and Analysis of Financial Condition and Results
of Operations, continued

Cash Flows

Six months Ended  September 30, 2002 Compared to Six months Ended  September 30,
2001.  Net increase in cash during the six months ended  September  30, 2002 was
$17,000  compared to net cash  decrease for the six months ended  September  30,
2001 of $(27,000),  reflecting an increase of $44,000. The increase is primarily
due to an increase in cash provided by net investing activities of approximately
$51,000 from $9,000 for the six months ended  September  30, 2001 to $60,000 for
the six months ended September 30, 2002 due to the receipt of proceeds on a note
receivable.  This was offset by an increase of approximately  $7,000 in net cash
used in operating  activities  from $(36,000) for the six months ended September
30, 2001, to $(43,000) for the six months ended September 30, 2002.

The Partnership  expects its future cash flows,  together with its net available
assets  at  September  30,  2002,  to be  sufficient  to meet  all  future  cash
requirements.

Impact of New Accounting Pronouncements

In October 2001, the FASB issued Statement of Financial Accounting Standards No.
144,  "Accounting  for the  Impairment or Disposal of Long-Lived  Assets" ("SFAS
144"), which addresses  accounting and financial reporting for the impairment or
disposal of long-lived assets.  SFAS 144 is effective for fiscal years beginning
after  December 15, 2001,  and generally,  is to be applied  prospectively.  The
Partnership  does  not  expect  SFAS  144  to  have  a  material  impact  on the
Partnership's financial position or results of operations.

In June 2002,  the FASB issued SFAS No. 146,  "Accounting  for Costs  Associated
with  Exit or  Disposal  Activities."  SFAS No.  146  addresses  accounting  and
reporting for costs  associated  with exit or disposal  activities and nullifies
Emerging  Issues Task Force Issue No. 94-3,  "Liability  Recognition for Certain
Employee  Termination  Benefits  and Other Costs to Exit an Activity  (Including
Certain  Costs  Incurred  in a  Restructuring)."  SFAS No. 146  requires  that a
liability for a cost associated with an exit or disposal  activity be recognized
and measured  initially at fair value when the  liability is incurred.  SFAS No.
146 is  effective  for exit or  disposal  activities  that are  initiated  after
December 31, 2002, with early application  encouraged.  The Partnership does not
expect  SFAS  146 to  have a  material  impact  on the  Partnership's  financial
position or results of operations.

                                       15

<PAGE>



Item 3:   Quantitative and Qualitative Disclosures Above Market Risks

          NOT APPLICABLE

Item 4.   Procedures and Controls

          Within  the 90 days  prior to the  date of this  report,  the  Company
          carried  out  an  evaluation,  under  the  supervision  and  with  the
          participation  of the  Company's  management,  including the Company's
          Chief  Executive   Officer  and  Chief  Financial   Officer,   of  the
          effectiveness of the design and operation of the Company's  disclosure
          controls and  procedures  pursuant to Exchange Act Rule 13a- 14. Based
          upon that evaluation,  the Chief Executive Officer and Chief Financial
          Officer   concluded  that  the  Company's   disclosure   controls  and
          procedures  are effective.  Three were no  significant  changes in the
          Company's   internal   controls  or  in  other   factors   that  could
          significantly  affect these  controls  subsequent to the date of their
          evaluation.

PART II.  OTHER INFORMATION

Item 1.   Legal Proceedings

          NONE

Item 5.   Other Information

          Wilfred N. Cooper, Jr. has assumed the role of Chief Executive Officer
          of WNC & Associates.  Wilfred N. Cooper,  Sr. who previously  held the
          role of Chief Executive Officer remains the Chairman of The Board.

Item 6.   Exhibits and Reports on Form 8-K

(a)       Reports on Form 8-K.
          ---------------------

1.        NONE

(b)       Exhibits.
          ----------

99.1      Certification  pursuant to 18 U.S.C.  Section 1350 as adapted pursuant
          to Section 906 of the Sarbanes-Oxley Act of 2002.

                                       16
<PAGE>


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

WNC HOUSING TAX CREDIT FUND VI, L.P., Series 6

By:   WNC & Associates, Inc.        General Partner of the Registrant




By:  /s/ Wilfred N. Cooper, Jr.
-------------------------------
Wilfred N. Cooper, Jr.
President and Chief Operating Officer of WNC & Associates, Inc.

Date:  December 4, 2002




By:  /s/ Thomas J. Riha
-----------------------
Thomas J. Riha
Vice President and Chief Financial Officer of WNC & Associates, Inc.

Date:  December 4, 2002


<PAGE>




                                 CERTIFICATIONS

I, Wilfred N. Cooper, Jr., certify that:

     1.   I have reviewed this quarterly  report on Form 10-Q of WNC Housing Tax
          Credit Fund VI, L.P. Series 6;

     2.   Based on my  knowledge,  this  quarterly  report  does not contain any
          untrue  statement of a material  fact or omit to state a material fact
          necessary to make the statements  made, in light of the  circumstances
          under which such  statements were made, not misleading with respect to
          the period covered by this quarterly report;

     3.   Based on my knowledge,  the financial statements,  and other financial
          information  included in this quarterly report,  fairly present in all
          material respects the financial  condition,  results of operations and
          cash flows of the registrant as of, and for, the periods  presented in
          this quarterly report;

     4.   The registrant's  other certifying  officers and I are responsible for
          establishing  and maintaining  disclosure  controls and procedures (as
          defined in Exchange  Act Rules  13a-14 and 15d-14) for the  registrant
          and we have:

          (a)  designed such  disclosure  controls and procedures to ensure that
               material  information  relating to the registrant,  including its
               consolidated  subsidiaries,  is made known to us by others within
               those  entities,  particularly  during  the  period in which this
               quarterly report is being prepared;

          (b)  evaluated  the  effectiveness  of  the  registrant's   disclosure
               controls and  procedures as of a date within 90 days prior to the
               filing date of this quarterly report (the "Evaluation Date"); and

          (c)  presented  in this  quarterly  report our  conclusions  about the
               effectiveness of the disclosure  controls and procedures based on
               our evaluation as of the Evaluation Date;

     5.   The registrant's other certifying officers and I have disclosed, based
          on our most recent  evaluation,  to the registrant's  auditors and the
          audit  committee  of  registrant's  board  of  directors  (or  persons
          performing the equivalent function):

          (a)  all  significant  deficiencies  in the  design  or  operation  of
               internal  controls which could adversely  affect the registrant's
               ability to record,  process,  summarize and report financial data
               and have  identified for the  registrant's  auditors any material
               weaknesses in internal controls; and

          (b)  any fraud,  whether or not material,  that involves management or
               other employees who have a significant  role in the  registrant's
               internal controls; and

     6.   The  registrant's  other  certifying  officers and I have indicated in
          this quarterly report whether or not there were significant changes in
          internal controls or in other factors that could significantly  affect
          internal   controls   subsequent  to  the  date  of  our  most  recent
          evaluation,   including   any   corrective   actions  with  regard  to
          significant deficiencies and material weaknesses.

Date: December 4, 2002


/s/ Wilfred N. Cooper, Jr.
--------------------------
[Signature]

President and Chief Executive Officer of WNC & Associates, Inc.

                                       18
<PAGE>


                                 CERTIFICATIONS

     I,   Thomas J. Riha, certify that:

     1.   I have reviewed this quarterly  report on Form 10-Q of WNC Housing Tax
          Credit Fund VI, L.P. Series 6;

     2.   Based on my  knowledge,  this  quarterly  report  does not contain any
          untrue  statement of a material  fact or omit to state a material fact
          necessary to make the statements  made, in light of the  circumstances
          under which such  statements were made, not misleading with respect to
          the period covered by this quarterly report;

     3.   Based on my knowledge,  the financial statements,  and other financial
          information  included in this quarterly report,  fairly present in all
          material respects the financial  condition,  results of operations and
          cash flows of the registrant as of, and for, the periods  presented in
          this quarterly report;

     4.   The registrant's  other certifying  officers and I are responsible for
          establishing  and maintaining  disclosure  controls and procedures (as
          defined in Exchange  Act Rules  13a-14 and 15d-14) for the  registrant
          and we have:

          (a)  designed such  disclosure  controls and procedures to ensure that
               material  information  relating to the registrant,  including its
               consolidated  subsidiaries,  is made known to us by others within
               those  entities,  particularly  during  the  period in which this
               quarterly report is being prepared;

          (b)  evaluated  the  effectiveness  of  the  registrant's   disclosure
               controls and  procedures as of a date within 90 days prior to the
               filing date of this quarterly report (the "Evaluation Date"); and

          (c)  presented  in this  quarterly  report our  conclusions  about the
               effectiveness of the disclosure  controls and procedures based on
               our evaluation as of the Evaluation Date;

     5.   The registrant's other certifying officers and I have disclosed, based
          on our most recent  evaluation,  to the registrant's  auditors and the
          audit  committee  of  registrant's  board  of  directors  (or  persons
          performing the equivalent function):

          (a)  all  significant  deficiencies  in the  design  or  operation  of
               internal  controls which could adversely  affect the registrant's
               ability to record,  process,  summarize and report financial data
               and have  identified for the  registrant's  auditors any material
               weaknesses in internal controls; and

          (b)  any fraud,  whether or not material,  that involves management or
               other employees who have a significant  role in the  registrant's
               internal controls; and

     6.   The  registrant's  other  certifying  officers and I have indicated in
          this quarterly report whether or not there were significant changes in
          internal controls or in other factors that could significantly  affect
          internal   controls   subsequent  to  the  date  of  our  most  recent
          evaluation,   including   any   corrective   actions  with  regard  to
          significant deficiencies and material weaknesses.

Date: December 4, 2002


/s/ Thomas J. Riha
-------------------
[Signature]

Vice-President and Chief Financial Officer of WNC & Associates, Inc.


                                       19