EXHIBIT 10.11


 


ASSIGNMENT, ASSUMPTION AND RECOGNITION
AGREEMENT


 


This is an Assignment,
Assumption and Recognition Agreement (the “Agreement”) made as of the 15th day of January 2013, among Redwood Residential
Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation
(“Depositor”), Christiana Trust, a division of Wilmington Savings Fund Society, FSB, a federal savings bank, not in
its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under
a Pooling and Servicing Agreement dated as of January 1, 2013 (the “Pooling and Servicing Agreement”), and EverBank,
a federal savings association (the “Bank”).


 


In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) now serviced by the Bank (together with its successors
and assigns, the “Servicer”) for Assignor and its successors and assigns pursuant to the Mortgage Loan Purchase Agreement
dated as of November 20, 2012, between Barclays Bank PLC and the Bank, as modified by the Assignment, Assumption and Recognition
Agreement dated the date hereof among Barclays Bank PLC, the Assignor and the Bank (the “Purchase Agreement”) and the
servicing thereof shall be subject to the terms of the Purchase Agreement as modified or supplemented by this Agreement. Unless
otherwise specified herein, capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase
Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage Loan Purchase and Sale Agreement dated the
date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the Pooling and Servicing Agreement.


 


Assignment and Assumption


 


1.          Assignor
hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the Purchase Agreement
to the extent relating to the Mortgage Loans, together with its obligations as “Purchaser” to the extent relating to
the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor and assumes such obligations.


 


2.          Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the Purchase Agreement to
the extent relating to the Mortgage Loans, together with its obligations as “Purchaser” to the extent relating to the
Mortgage Loans, Depositor is released from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment
from Depositor and assumes such obligations.


 


3.          Assignee
agrees to be bound, as “Purchaser,” by all of the terms, covenants and conditions of the Purchase Agreement relating
to the Mortgage Loans, and from and after the date hereof, Assignee assumes for the benefit of each of Assignor, Depositor and
the Bank all of Assignor's obligations as “Purchaser” thereunder in respect of the Mortgage Loans, and Assignor is
released from such obligations, other than any such obligations that have accrued prior to the date hereof.


 



    	 



    	 



    

 


4.         The Bank hereby acknowledges
the foregoing assignments and assumptions and agrees that Assignee shall be the “Purchaser” under the Purchase Agreement
with respect to the Mortgage Loans.


 


Representations and Warranties


 


5.          Assignor
warrants and represents to, and covenants with, Depositor, Assignee and the Bank as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          Assignor
is the lawful owner of its interests, rights and obligations under the Purchase Agreement to the extent of the Mortgage Loans,
free and clear from any and all claims and encumbrances whatsoever, and upon the transfer of such interests, rights and obligations
to Assignee as contemplated herein, Assignee shall have good title to all of Assignee's interests, rights and obligations under
the Purchase Agreement to the extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;


 


(c)          There
are no offsets, counterclaims or other defenses available to the Bank with respect to the Purchase Agreement;


 


(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 


(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by the other
parties hereto, will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and


 



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(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.


 


6.          Depositor
warrants and represents to, and covenants with, Assignor, Assignee and the Bank that as of the date hereof:


 


(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 


(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and


 


(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.


 


7.          Assignee
warrants and represents to, and covenants with, Assignor, Depositor and the Bank that as of the date hereof:


 


(a)          Assignee
is a federal savings bank duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization;
and


 



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(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.


 


8.          The
Bank warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          The
Bank is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has
all requisite power and authority to service the Mortgage Loans pursuant to and otherwise to perform its obligations under the
Purchase Agreement;


 


(c)          The
Bank has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of the Bank’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
the Bank’s charter or by-laws or any legal restriction, or any material agreement or instrument to which the Bank is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the
Bank or its property is subject. The execution, delivery and performance by the Bank of this Agreement and the consummation by
it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of the Bank. This
Agreement has been duly executed and delivered by the Bank and, upon the due authorization, execution and delivery by Assignor,
Assignee and the Depositor, will constitute the valid and legally binding obligation of the Bank enforceable against the Bank in
accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other
similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless
of whether enforceability is considered in a proceeding in equity or at law; and


 



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(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by the Bank in connection with the execution, delivery or performance by the Bank of this Agreement, or
the consummation by it of the transactions contemplated hereby or, if required, such consent, approval, authorization or order
has been or will be obtained prior the consummation of such transactions.


 


Restated Bank Representations and Warranties


 


9.          The
Bank hereby restates to Depositor and Assignee (a) the representations and warranties set forth in Section 8.02 of the Purchase
Agreement with respect to each Mortgage Loan as of the related Closing Date (as such term is defined in the Purchase Agreement)
and (b) the representations and warranties set forth in Section 8.01 of the Purchase Agreement as of the date hereof, in each
case as if such representations and warranties were set forth herein in full.


 


In the event of a breach
of any representations and warranties referred to in clauses (a) or (b) above as of the date specified, Assignee shall be entitled
to all the remedies under the Purchase Agreement, subject to the rights of the Controlling Holder pursuant to Section 13.


 


Repurchase by Assignor Upon Certain Breaches
of Representations and Warranties


 


10.       
(a)          Assignor hereby covenants and agrees that, if a breach of any representation
and warranty set forth in Section 8.02 of the Purchase Agreement exists on the date hereof that materially and adversely affects
the value of any Mortgage Loan or the interest of Assignee in any Mortgage Loan and such breach did not exist as of the Closing
Date of that Mortgage Loan, Assignor shall have a period of 60 days from the earlier of either discovery by or receipt of written
notice from Assignee to Assignor of such breach within which to correct or cure such breach. Each determination as to whether there
has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis. A breach of representations and warranties
in Sections 8.02(i), (jj), and (eee) of the Purchase Agreement shall be deemed to materially and adversely affect the value of
the related Mortgage Loan or the interest of the Assignee therein. Assignor hereby covenants and agrees that if any breach cannot
be corrected or cured within such 60 day period, then Assignor shall, at its option, (i) substitute a mortgage loan for the defective
Mortgage Loan in accordance with the Purchase Agreement, (ii) repurchase the related Mortgage Loan at the Repurchase Price or (iii)
except for a breach of a representation and warranty in Section 8.02(eee) of the Purchase Agreement, make an indemnification payment
in an amount equal to the reduction in value of such Mortgage Loan as a result of such breach not later than 90 days after its
discovery or receipt of notice of such breach and in the case of clauses (ii) and (iii) above, by wire transfer of immediately
available funds to such account as Assignee shall specify to Assignor.


 



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(b)          Assignor
and Assignee agree that the resolution of any controversy or claim arising out of or relating to an obligation or alleged obligation
of Assignor to repurchase a Mortgage Loan or Mortgage Loans pursuant to Section 10(a) above shall be by Arbitration administered
by the American Arbitration Association in accordance with the provisions of Exhibit H of the Purchase Agreement, with the Assignor
as the “Seller” thereunder and the Assignee as the “Purchaser.” Each party hereto agrees that if any Arbitration
arising out of or relating to an obligation or alleged obligation of the Bank to repurchase a Mortgage Loan relating to the same
representation and warranty has commenced and is continuing, then such Arbitration shall be joined with the Arbitration commenced
hereunder between Assignor and Assignee.


 


Recognition of Assignee


 


11.        (a)          From
and after the date hereof, subject to Sections 13 and 14 below, the Bank shall recognize Assignee as owner of the Mortgage Loans
and will service the Mortgage Loans and perform its obligations hereunder for the benefit of the Assignee in accordance with the
Purchase Agreement, as modified hereby or as may be amended from time to time, as if Assignee and the Bank had entered into a separate
servicing agreement for the purchase and servicing of the Mortgage Loans, the terms of which are incorporated herein by reference,
as amended by this Agreement.


 


(b)          It
is the intention of Assignor, Depositor, the Bank and Assignee that this Agreement, which includes the Purchase Agreement, shall
constitute a separate and distinct servicing agreement, and the entire servicing agreement, between the Bank and Assignee to the
extent of the Mortgage Loans and shall be binding upon and for the benefit of the respective successors and assigns of the parties
hereto.


 


Continuing Rights
and Responsibilities 


 


12.       (a)          Controlling
Holder Rights. The Bank agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in
its capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling
Holder, will assume all of Assignee's rights and all related responsibilities as Purchaser under each of the following sections
of the Purchase Agreement:


 


Purchase
Agreement:


 


	Section	 	Matter
	 	 	 
	8.03, other than the third paragraph of, 8.03	 	Remedies for Breach of Representations and Warranties
	 	 	 
	15.04	 	Purchaser’s Right to Examine Servicer Records
	 	 	 
	15.05	 	Seller and Servicer Shall Provide Access/Information as Reasonably Required


 



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(b)          Notwithstanding
Sections 1 and 2 above, Assignor reserves its rights under, and does not assign to Assignee or Depositor, the ongoing rights to
take action and the responsibilities of the Purchaser under the sections of the Purchase Agreement listed below:


 


Purchase
Agreement:


 


	Section	 	Matter
	8.05	 	
        Purchase Price Protection

        

	 	 	 
	Exhibit G	 	Compliance Requirements


 


(c)          In
addition, the Bank agrees to furnish to Assignor and to Wells Fargo Bank, N.A., as master servicer or securities administrator
under the Pooling and Servicing Agreement (the “Master Servicer”), copies of reports, notices, statements and other
communications required to be delivered to the Purchaser by the Bank pursuant to any of the sections of the Purchase Agreement
referred to above and under the following sections, at the times therein specified:


 


Purchase
Agreement:


 


	Section	 	 
	 	 	 
	7.14	 	Transfer of Accounts
	 	 	 
	14.02	 	Statements to Purchaser
	 	 	 
	Section 1.04 of Exhibit G	 	Servicer Compliance Statement
	 	 	 
	
        Section 1.05 of
Exhibit G
	 	Report on Assessment of Compliance and Attestation





 


(d)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights and responsibilities assumed by the Controlling
Holder pursuant to Section 13(a) shall terminate and revert to Assignee. Assignor will provide thirty (30) days notice to the Bank
of any such termination of which Assignor has knowledge. Upon the first exercise of an enforcement of any rights pursuant to Section
13(a), Assignee shall notify (or cause the Master Servicer to notify) the Bank that there is no longer a Controlling Holder.


 



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Amendments to Purchase Agreement


 


13.         The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:


 


 (a)           Definitions.


 


(i)          The
definitions of “Business Day,” “Eligible Account” and “Eligible Investment” set forth in Section
1.01 of the Purchase Agreement shall be deleted and replaced in their entirety as follows, and the following definitions of “Clean-up
Call,” “Controlling Holder,” “MERS Event” and “Securities Administrator” shall be added
to Section 1 of the Purchase Agreement:


 


Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Florida,
Maryland, Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Florida, Maryland,
Minnesota, Missouri or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the
New York Stock Exchange or the Federal Reserve Bank of New York is closed.


 


Clean-up
Call: The optional purchase of the mortgage loans subject to the Pooling and Servicing Agreement and all property acquired
in respect of any such mortgage loan remaining in the trust fund created pursuant to the Pooling and Servicing Agreement on any
date on which the aggregate stated principal balance is less than 10% of the aggregate stated principal balance as of January 1,
2013, in accordance with the Pooling and Servicing Agreement.


 


Controlling
Holder: At any time, the holder of the majority of the class principal amount of the most subordinate class of certificates
issued pursuant to the Pooling and Servicing Agreement or, if the class principal amount of the most subordinate class of certificates
issued pursuant to the Pooling and Servicing Agreement is zero, the holder of the majority of the class principal amount of the
second most subordinate class of certificates issued pursuant to the Pooling and Servicing Agreement. If the class principal amount
of the second most subordinate class of certificates issued pursuant to the Pooling and Servicing Agreement is zero, then no entity
will have any rights as a Controlling Holder.


 



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Eligible
Account: Any account or accounts maintained with a federal or state chartered depository institution or trust company the debt
obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding
company, the debt obligations of such holding company) satisfy each of the following criteria: (1) the short-term unsecured debt
obligations of such entity are rated in the highest rating category of Fitch, Inc. (“Fitch”) and Moody’s Investors
Service, Inc. (“Moody’s”) and the long-term unsecured debt obligations of such entity are rated in one of the
two highest rating categories of Fitch and Moody’s and (2) if the unsecured debt obligations of such entity are rated by
Kroll Bond Rating Agency, Inc. (“KBRA” and, together with Fitch and Moody’s, the “Rating Agencies”),
then the short-term unsecured debt obligations of such entity are rated in the highest rating category of KBRA and the long-term
unsecured debt obligations of such entity are rated in one of the three highest rating categories of KBRA. If the ratings no longer
satisfy each of these criteria, the funds on deposit therewith in connection with this transaction shall be transferred to an Eligible
Account within 30 days of such downgrade. Eligible Accounts may bear interest.


 


Eligible
Investments: At any time, any one or more of the following obligations and securities:


 


(i)          direct
obligations of, and obligations fully guaranteed by the United States of America or any agency or instrumentality of the United
States of America the obligations of which are backed by the full faith and credit of the United States of America;


 


(ii)         (a)
demand or time deposits, federal funds or bankers’ acceptances issued by any depository institution or trust company incorporated
under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or
state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured
debt obligations or deposits of such depository institution or trust company at the time of such investment or contractual commitment
providing for such investment are rated in the highest rating category by the Rating Agencies for long-term unsecured debt with
a maturity of more than one year or in the highest rating category with respect to short-term obligations and (b) any other demand
or time deposit or certificate of deposit that is fully insured by the FDIC;


 


(iii)        repurchase
obligations with a term not to exceed thirty (30) days and with respect to any security described in clause (i) above and entered
into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above;


 


(iv)        securities
bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or
any state thereof that are rated in the highest rating category by the Rating Agencies for long-term unsecured debt with a maturity
of more than one year or in the highest rating category with respect to short-term obligations, in each case at the time of such
investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular
corporation will not be Eligible Investments to the extent that investments therein will cause the then outstanding principal amount
of securities issued by such corporation and held as Eligible Investments to exceed 10% of the aggregate outstanding principal
balances of all of the Mortgage Loans and Eligible Investments;


 



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(v)         commercial
paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified
date not more than one year after the date of issuance thereof) that is rated in the highest rating category by the Rating Agencies
at the time of such investment; and


 


(vi)        any
money market funds rated in one of the two highest rating categories by the Rating Agencies for long-term unsecured debt with a
maturity of more than one year or in the highest rating category with respect to short-term obligations;


 


provided, however, that no instrument
or security shall be an Eligible Investment if such instrument or security evidences a right to receive only interest payments
with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest
with a yield to maturity in excess of 120% of the yield to maturity at par or if such instrument or security is purchased at a
price greater than par.


 


MERS Event:
The occurrence of any of the following events:


 


(i)          a
Monthly Payment on a MERS Designated Mortgage Loan has not been received within 60 days of its Due Date;


 


(ii)         a
court of competent jurisdiction in a particular state rules that MERS is not an appropriate, permissible or authorized system for
transferring ownership of Mortgage Loans in that state; or


 


(iii)        (A)
a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver
or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the
winding-up or liquidation of its affairs, shall have been entered against MERS, and such decree or order shall have remained in
force undischarged or unstayed for a period of 60 days; or (B) MERS shall consent to the appointment of a conservator or receiver
or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities, voluntary liquidation or similar
proceedings of or relating to MERS or of or relating to all or substantially all of its property; or (C) MERS shall admit in writing
its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or
reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations.


 



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With respect to the event described
in clause (ii), a MERS Event will be deemed to have occurred with respect to all Mortgage Loans in the related state, and with
respect to any of the events described in clause (iii), a MERS Event will be deemed to have occurred with respect to all of the
Mortgage Loans.


 


Securities
Administrator: Wells Fargo Bank, N.A., not in its individual capacity but solely as Securities Administrator under the Pooling
and Servicing Agreement, or any successor in interest, or if any successor Securities Administrator shall be appointed as provided
in the Pooling and Servicing Agreement, then such successor Securities Administrator.


 


 (b)          Servicing
Standard. In servicing the Mortgage Loans in accordance with this Agreement and Accepted Servicing Practices, the Servicer
shall service the Mortgage Loans with a view to the best interests of all holders of the Sequoia Mortgage Trust 2013-1 Mortgage
Pass-Through Certificates as a single class.


 


 (c)          Helping
Families Act Notice. The following sentence shall be added at the end of Section 6.05:


 


In connection
with any Mortgage Loan (i) repurchased by Seller from the trust created by the Pooling and Servicing Agreement (the “Trust”)
or (ii) purchased in the exercise of a Clean-up Call, Seller shall furnish to the related borrower, within thirty (30) days following
the date of such repurchase, the notice required by, and in accordance with, Section 404 of the Helping Families Act.


 


 (d)          Final
Maturity Date Limit.


 


The following sentence
shall be added at the end of the second paragraph of Section 7.01:


 


In no event
shall the Servicer extend the final maturity date past February 25, 2043 or, if such 25th day is not a Business Day, the next succeeding
Business Day.


 


(e)          Segregated
Custodial Account. The Servicer shall establish a Custodial Account pursuant to Section 7.09 of the Purchase Agreement which
shall be titled “EverBank, in trust for Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as trustee
of the Sequoia Mortgage Trust 2013-1” (the “2013-1 Custodial Account”), which shall be the Custodial Account
under this Agreement for all purposes. If the 2013-1 Custodial Account is no longer an Eligible Account, the Servicer shall transfer
the 2013-1 Custodial Account to an account that is an Eligible Account. The 2013-1 Custodial Account shall qualify as an Eligible
Account. 


 



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  (f)          Transfer
of Eligible Investments. The following sentences shall be added at the end of the last paragraph of Section 7.09:


 


			Notwithstanding anything to the contrary in this Agreement, for all Eligible Investments rated
at least "F1/A+"(short/long) that have terms greater than 60 days, in the event of a downgrade of such Eligible Investment
below "F1" (or "A+" if no short term rating) Servicer agrees to remove such Eligible Investment within 60 days
of such downgrade. Servicer acknowledges and agrees that Servicer shall bear any losses incurred with respect to removal of such
Eligible Investment following such a downgrade and that any losses shall be immediately deposited by the Servicer in the 2013-1
Custodial Account, as appropriate, out of the Servicer’s own funds, with no right to reimbursement therefor.



 


  (g)          Transfer
of Accounts. Section 7.14 shall be deleted and replaced in its entirety as follows:


 


The Servicer may transfer the Custodial Account or the
Escrow Account to a different depository institution from time to time that meets the Eligible Account requirements only with the
Purchaser’s approval, which shall not unreasonably be withheld.


 


  (h)          Foreclosure
Proceedings. The first sentence of Section 7.17 is hereby deleted and replaced in its entirety with the following:


 


In the event
that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale
shall be taken in the name of the Trust, where permitted by applicable law or regulation, and where not so permitted, in the name
of the trustee of the Trust or its nominee.


 


   (i)          REMIC
Provisions.


 


(i)          The
following definition of “REMIC Provisions” is hereby added to Section 1.01 of the Purchase Agreement:


 


REMIC Provisions:Sections
860A through 860G of the Internal Revenue Code; such other provisions of the Code as relate to an entity created thereunder; the
regulations promulgated pursuant such sections and provisions of the Code; and published guidance issued by the Internal Revenue
Service relating to such Code sections and regulations.


 



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(ii)         The
fourth paragraph of Section 7.17 shall be amended and replaced, to read in its entirety as follows:


 


If a Mortgage
Loan is held by a REMIC, the Servicer shall not acquire any real property (or personal property incident to such real property)
in respect of such Mortgage Loan except in connection with a default or imminent default of such Mortgage Loan. In the event that
a REMIC acquires any real property (or personal property incident to such real property) in connection with a default or imminent
default of a Mortgage Loan, such property shall be disposed of by the Servicer as soon as practicable in a manner that, consistent
with prudent mortgage loan servicing practices, maximizes the net present value of the recovery to the Trust, but in any event
within three years after its acquisition by such REMIC unless the Servicer provides to the Purchaser and the Securities Administrator
an Opinion of Counsel to the effect that the holding by such REMIC of such Mortgaged Property subsequent to three years after its
acquisition will not result in the imposition of taxes on “prohibited transactions” on such REMIC as defined in Section
860F of the Code or under the law of any state in which real property securing a Mortgage Loan owned by such REMIC is located or
cause such REMIC to fail to qualify as a REMIC for federal income tax purposes or for state tax purposes under the laws of any
state in which real property securing a Mortgage Loan owned by such REMIC is located at any time that any mortgage pass-through
certificates representing interests in such REMIC are outstanding. The Servicer shall conserve, protect and operate each such property
for such REMIC solely for the purpose of its prompt disposition and sale in a manner which does not cause such property to fail
to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) or result in the receipt by such REMIC
of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code or any “net
income from foreclosure property” which is subject to taxation under the REMIC Provisions. Pursuant to its efforts to sell
such property, the Servicer shall either itself or through an agent selected by the Servicer protect and conserve such property
in the same manner and to such extent as is customary in the locality where such property is located and may, incident to its conservation
and protection of the assets of the Trust, rent the same, or any part thereof, as the Servicer deems to be in the best interest
of the Trust for the period prior to the sale of such property. Additionally, the Servicer shall perform the tax withholding and
shall file information returns with respect to the receipt of mortgage interests received in a trade or business, the reports of
foreclosures and abandonments of any Mortgaged Property and the information returns relating to cancellation of indebtedness income
with respect to any Mortgaged Property required by Sections 6050H, 6050J and 6050P, respectively, of the Code, and deliver to the
Purchaser and the Securities Administrator an Officers’ Certificate on or before March 31 of each year stating that such
reports have been filed. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by Sections
6050H, 6050J and 6050P of the Code.


 



    	13



    	 



    

 


(iii)        The
following additional provisions shall be added after Section 7.17, to read in its entirety as follows:


 


Section
7.18 Compliance with REMIC Provisions. If a REMIC election has been made with respect to the arrangement under which the Mortgage
Loans and REO Property are held, the Servicer shall not take any action, cause the REMIC to take any action or fail to take (or
fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, would be reasonably
likely to (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but
not limited to the tax on “prohibited transactions” as defined in Section 860F(a)(2) of the Code and the tax on “contribution”
to a REMIC set forth in Section 860G(d) of the Code unless the Servicer has received an Opinion of Counsel (at the expense of the
party seeking to take such actions) to the effect that the contemplated action will not endanger such REMIC status or result in
the imposition of any such tax.


 


  (j)            Avoidance
of Consolidation.


 


(i)          The
following Section 7.19 shall be added at the end of Article VII, to read in its entirety as follows:


 


Section 7.19 Avoidance
of Consolidation.


 


(a)           The Servicer covenants and agrees
that it shall not hold or purchase any certificate (a “Certificate”) issued by the Trust, if its holding or purchase
of such Certificate (or interest therein) would cause the Servicer to be required to consolidate any assets of the Trust on its
financial statements under U.S. generally accepted accounting principles (“Consolidate” or “Consolidation”).
The Servicer shall be deemed to have represented by virtue of its purchase or holding of such Certificate (or interest therein)
that its holding or purchase of such Certificate (or interest therein) will not cause the Servicer to be required to Consolidate
any assets of the Trust on its financial statements.


 


If the Servicer's holding or purchase of a Certificate (or interest therein) does in fact cause
such Consolidation, then the last preceding transferee that is not required to Consolidate shall be restored, to the extent permitted
by law, to all rights and obligations as owner of such Certificate retroactive to the date of such transfer of such Certificate.
If the Servicer holds or purchases a Certificate (or interest therein) in violation of the restrictions in this Section 7.19 and
to the extent that the retroactive restoration of the rights of the owner of such Certificate as described in the immediately preceding
sentence shall be invalid, illegal or unenforceable, then the Securities Administrator shall have the right, without notice to
the owner or any prior owner of such Certificate, to sell such Certificate to a purchaser selected by the Securities Administrator
on such terms as the Securities Administrator may choose. The Servicer shall promptly endorse and deliver such Certificate (or
otherwise transfer a book-entry Certificate) in accordance with the instructions of the Securities Administrator. The proceeds
of such sale, net of the commissions (which may include commissions payable to the Securities Administrator or its Affiliates),
expenses and taxes due, if any, shall be remitted by the Securities Administrator to the Servicer. The terms and conditions of
any sale under this Section 7.19 shall be determined in the sole discretion of the Securities Administrator, and the Securities
Administrator shall not be liable to any owner of a Certificate as a result of its exercise of such discretion. The Servicer shall
indemnify and hold harmless the Depositor and the Trust from and against any and all losses, liabilities, claims, costs or expenses
incurred by such parties as a result of such holding or purchase resulting in a Consolidation.









 



    	14



    	 



    

 


(b)          The
Servicer covenants and agrees that it shall not transfer its servicing rights and duties under this Agreement and the Purchase
Agreement to an insured depository institution, as such term is
defined in the Federal Deposit Insurance Act (an “IDI”) (an IDI in such capacity, an “IDI Servicer Transferee”)
unless the Purchaser and the Servicer shall have received a representation from the IDI Servicer Transferee that the acquisition
of such servicing rights and duties will not cause the IDI Servicer Transferee to be required to Consolidate any assets of the
Trust on its financial statements. Any IDI Servicer Transferee shall be deemed to have represented by virtue of its acquisition
of such servicing rights and duties that such acquisition will not cause Consolidation. Any IDI Servicer Transferee who acquires
such servicing rights and duties without providing the representation described above or whose acquisition of such servicing rights
and duties has required it to Consolidate any assets of the Trust on its financial statements shall indemnify and hold harmless
the Servicer, the Depositor and the Trust from and against any and all losses, liabilities, claims, costs or expenses incurred
by such parties as a result of such acquisition.


 


(ii) An additional “Event of Default” shall be listed in Section 16.01, to be
inserted after clause (i), to read in its entirety as follows:







 


			or (j)(A) the purchase or holding by the Servicer of any Certificate such that the Servicer is
required to Consolidate any assets of the Trust on its financial statements, provided that such purchase or holding of a Certificate
shall not constitute an Event of Default if, within 45 days of (1) the date of such purchase or acquisition or (2) if such
requirement to Consolidate is not effective on the date of such purchase or acquisition, the date the Servicer becomes aware of
such requirement to Consolidate, the Servicer causes such requirement to Consolidate not to apply; or (B) the failure of the
Servicer to obtain from an IDI Servicer Transferee the representation described in Section 7.19(b) prior to the transfer to such
IDI Servicer Transferee of any servicing rights or duties.



 



    	15



    	 



    

 


(k)          MERS
Event. The following Section 7.20 shall be added at the end of Article VII, to read in its entirety as follows:


 


Section 7.20 MERS Event.


 


If the Controlling Holder has
knowledge of the occurrence of a MERS Event, it will send written notice of such event to the Servicer within five Business Days
of the date of its knowledge of such event. The Servicer shall prepare and submit an assignment to remove from the MERS System
each MERS Designated Mortgage Loan that is subject to such MERS Event within 10 Business Days of its receipt of notice of the occurrence
of such MERS Event. The Servicer shall notify the Master Servicer and Trustee upon the removal of a MERS Designated Mortgage Loan
from the MERS System.


 


(l)          Determination
of Breach of Representations and Warranties. The following sentence shall be added as the new third sentence of Section 8.03:


 


Each determination
as to whether there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.


 


(m)          Third
Party Claims. The first sentence of Section 13.01(d) is hereby deleted and replaced in its entirety with the following:


 


The Seller
or Servicer, as the case may be, shall immediately (i) notify the Purchaser if a claim is made by a third party with respect
to this Agreement, any Mortgage Loan and/or any REO Property, (ii) assume the defense of any such claim and pay all expenses
in connection therewith, including attorneys’ fees, and (iii) promptly pay, discharge and satisfy any judgment, award, or
decree that may be entered against it or the Purchaser in respect of such claim.


 


(n)          Form
of Monthly Report and Servicer Reports. The Servicer shall provide monthly accounting reports to the Purchaser and Master Servicer,
pursuant to Section 14.02 of the Purchase Agreement, with the information required by the monthly reporting format of the Master
Servicer as previously provided to the Servicer by Assignor. Such reports shall be provided not later than the fifth (5th)
Business Day of each calendar month. The Servicer shall provide monthly reports to the Purchaser pursuant to Section 14.02 of the
Purchase Agreement in the formats attached hereto as Exhibits 10 and 11, or in such other format as the Servicer, the Purchaser
and the Depositor shall agree in writing.


 


(o)          Assumption
Agreements. The first sentence of Section 15.01 is hereby deleted and replaced in its entirety with the following: 


 


The Servicer
will use its best efforts to enforce any “due-on-sale” provision contained in any Mortgage or Mortgage Note; provided
that, subject to the Purchaser’s prior approval for the release of liability from the original borrower, the Servicer shall
permit such assumption if so required in accordance with the terms of the Mortgage or the Mortgage Note.


 






    	16



    	 



    
 


(p)          Shorter
Cure Period for Failure to Provide Distribution Data. An additional “Event of Default” shall be listed in Section
16.01, to be inserted after clause (j) added pursuant to Section 14(j)(ii) above, to read in its entirety as follows:


 


or (k) Servicer
shall fail to provide to Purchaser the data required to be provided pursuant to the first paragraph of Section 14.02 and such failure
shall continue for three Business Days after notice of such failure has been given to Servicer by Purchaser;


 


(q)          Clean-up
Call. A new Section 18.21 shall be added to the Purchase Agreement, to read in its entirety as follows:


 


SECTION 18.21.
Clean-up Call. In the event a Clean-up Call is exercised, the purchaser of the remaining Mortgage Loans (a) shall have all
right, title and interest in, to and under the Purchase Agreement to the extent relating to such Mortgage Loans and (b) shall be
bound as “Purchaser” under the Purchase Agreement from and after the date it exercises the Clean-up Call. The remaining
Mortgage Loans shall be serviced by the Bank for such purchaser in accordance with the terms and conditions of the Purchase Agreement.         


 


(r)          Broker’s
Price Opinion. If, in accordance with the Pooling and Servicing Agreement, the Trustee has received notice that any governmental
entity intends to acquire a Mortgage Loan through the exercise of its power of eminent domain, and if there is no longer a Controlling
Holder, the Servicer, promptly upon the request and at the expense of the Trustee, shall obtain a valuation on the related Mortgaged
Property in the form of a broker’s price opinion, and provide the results of such valuation to the Trustee.


 


(s)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.


 


Miscellaneous


 


15.         All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:+


 



    	17



    	 



    

 


(a)          In
the case of the Bank,


 


EverBank


501 Riverside Avenue


Jacksonville, Florida
32202


Attention: Marc Norton


 


(b)          In
the case of Assignee,


 


Christiana Trust, a division
of Wilmington Savings Fund Society, FSB


500 Delaware Avenue,
11th Floor


Wilmington, Delaware,
19801


Attention: Corporate
Trust – Sequoia Mortgage Trust 2013-1


 


(c)          In
the case of Depositor,


 


Sequoia Residential Funding,
Inc.


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(d)          In
the case of Assignor,


 


Redwood Residential Acquisition
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(e)          In
the case of Master Servicer,


 


Wells Fargo Bank,
N.A.


9062 Old Annapolis
Road


Columbia, Maryland
21045


Telephone number:
(410) 884-2000


Facsimile number:
(410) 715-2380


Attention: Client
Manager — Sequoia Mortgage Trust 2013-1


 


(f)           In
the case of the initial Controlling Holder,


 


Sequoia Mortgage Funding
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 



    	18



    	 



    

 


16.         This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.


 


17.         No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.


 


18.         This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or the Bank may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor,
Depositor, Assignee or the Bank, respectively, hereunder.


 


19.         This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the Purchase Agreement to the extent of the Mortgage
Loans by Assignor to Depositor and by Depositor to Assignee, and the termination of the Purchase Agreement.


 


20.         This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.


 


21. The Controlling Holder under
the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and
ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. The Bank hereby
consents to such exercise and enforcement.


 


22.         It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Christiana Trust, a division of Wilmington Savings Fund Society, FSB (“Christiana Trust”)
not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred
to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed
in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Trust is made
and intended not as a personal undertaking or agreement of or by Christiana Trust but is made and intended for purposes of binding
only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Christiana Trust, individually
or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being expressly
waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances
shall Christiana Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness,
amounts or expenses owed by the Purchaser under the Purchase Agreement (such indebtedness, expenses and other amounts being payable
solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation, representation,
warranty or covenant made under this Agreement or any other related documents.


 






    	19



    	 



    
 


23.         Master
Servicer. The Bank hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer and
securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions,
authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master
Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including,
without limitation, the right to enforce the obligations of the Bank and the Servicer hereunder and under the Purchase Agreement
and the right to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement, other than the rights assumed
by the Controlling Holder assumed under Section 13(a) above.


 


The Bank shall make
all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:


 


Wells Fargo Bank, N.A.


San Francisco, California


ABA# 121-000-248


Account # 3970771416


Account Name: SAS Clearing


FFC: Account #39107500, Sequoia
Mortgage Trust 2013-1 Distribution Account


 


24.         The
Bank acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Requests for Mortgage
Loan Documents required by the Bank to perform its duties under the Purchase Agreement shall be directed to Wells Fargo Bank, N.A.,
as custodian, using the form of Request for Release in the form of Exhibit F hereto. The Bank shall provide the Custodian with
the specimen signatures of the Bank's authorized servicing representatives using the form in Exhibit D-3 hereto. The Bank shall
pay shipping expenses for any Mortgage Loan Documents if there has been a breach of any representation or warranty made with respect
to the related Mortgage Loan in Section 8.02 of the Purchase Agreement.


 



    	20



    	 



    

 


25.         Helping
Families Act Notice. Assignor hereby requests that the Bank furnish each Mortgagor with the notice described in Section 6.05
of the Purchase Agreement, in the form attached as Exhibit E thereto and using Christiana Trust, a division of Wilmington Savings
Fund Society, FSB, as trustee of the Sequoia Mortgage Trust 2013-1 as the investor name, in accordance with the terms of Section
6.05 therein, and the Bank hereby covenants that it shall furnish each Mortgagor with such notice as provided therein. Assignor
and Assignee each agree that it will not send such notices to the Mortgagors.


 


26.         Rule
17g-5 Compliance. The Bank hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination
or servicing thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic
mail at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-1” and an identification
of the type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule
17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify the Bank in writing of any change in
the identity or contact information of the Rule 17g-5 Information Provider. The Bank shall have no liability for (i) the Rule 17g-5
Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement, (ii) any
malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider or (iii) any disclosure, whether intentional
or not, of such information once sent to such address. None of the foregoing restrictions in this Section 26 prohibit or restrict
oral or written communications, or providing information, between the Bank, on the one hand, and any Rating Agency or NRSRO, on
the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to the Bank, (ii)
such Rating Agency’s or NRSRO’s approval of the Bank as a residential mortgage master, special or primary servicer,
or (iii) such Rating Agency’s or NRSRO’s evaluation of the Bank’s servicing operations in general; provided,
however, that the Bank shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection
with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are
redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.


 



    	21



    	 



    

 


IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.


 


	 	 	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	 	 	Assignor
	 	 	 
	 	 	By:	/s/ John Isbrandtsen
	 	 	Name:	John Isbrandtsen
	 	 	Title:	Authorized Officer
	 	 	 	 
	 	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	 	Depositor
	 	 	 
	 	 	By:	/s/ John Isbrandtsen
	 	 	Name:	John Isbrandtsen
	 	 	Title:	Authorized Officer
	 	 	 	 
	 	 	CHRISTIANA TRUST, A DIVISION OF WILMINGTON SAVINGS FUND SOCIETY, FSB, not in its individual capacity but solely as Trustee, Assignee
	 	 	 	 
	 	 	By:	/s/ Jeffrey R. Everhart
	 	 	Name:	Jeffrey R. Everhart
	 	 	Title:	AVP
	 	 	 	 
	 	 	EVERBANK
	 	 	 	 
	 	 	By:	/s/ Marc J. Norton
	 	 	Name:	Marc J. Norton
	 	 	Title:	Sr. Vice President
	 	 	 	 
	Accepted and agreed to by:	 	 	 
	 	 	 	 
	WELLS FARGO BANK, N.A.	 	 	 
	Master Servicer	 	 	 
	 	 	 	 
	By:	/s/ Graham M. Oglesby	 	 	 
	Name:	Graham M. Oglesby	 	 	 
	Title:	VP	 	 	 


 


Signature Page to Assignment, Assumption
and Recognition Agreement – EverBank (SEMT 2013-1)


 



    	 



    	 



    

 


ATTACHMENT 1


 


MORTGAGE LOAN SCHEDULE


 





	 	1	2	3	4	5	6	7	8	9	10
	 	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator
	1	1000634	0.002500	 	 	1000634	Group 1	1119124655	1	1	0
	2	1000634	0.002500	 	 	1000634	Group 1	1119125197	1	1	0
	3	1000634	0.002500	 	 	1000634	Group 1	1538108635	2	1	0
	4	1000634	0.002500	 	 	1000634	Group 1	1119124776	1	1	0
	5	1000634	0.002500	 	 	1000634	Group 1	1119072713	1	1	0
	6	1000634	0.002500	 	 	1000634	Group 1	1538010833	1	1	0
	7	1000634	0.002500	 	 	1000634	Group 1	1222011653	1	1	0
	8	1000634	0.002500	 	 	1000634	Group 1	1222005132	1	1	0
	9	1000634	0.002500	 	 	1000634	Group 1	1593026218	1	1	0
	10	1000634	0.002500	 	 	1000634	Group 1	1518000228	1	1	0
	11	1000634	0.002500	 	 	1000634	Group 2	1538110851	1	1	0
	12	1000634	0.002500	 	 	1000634	Group 1	1541025591	1	1	0
	13	1000634	0.002500	 	 	1000634	Group 1	1538109831	1	1	0
	14	1000634	0.002500	 	 	1000634	Group 1	1593026674	1	1	0
	15	1000634	0.002500	 	 	1000634	Group 1	1541023435	1	1	0
	16	1000634	0.002500	 	 	1000634	Group 1	1538102380	1	1	0
	17	1000634	0.002500	 	 	1000634	Group 1	1541021214	1	1	0
	18	1000634	0.002500	 	 	1000634	Group 1	1538110188	1	1	0
	19	1000634	0.002500	 	 	1000634	Group 1	1538102783	1	1	0
	20	1000634	0.002500	 	 	1000634	Group 1	1222029902	1	1	0
	21	1000634	0.002500	 	 	1000634	Group 1	1222038600	1	1	0
	22	1000634	0.002500	 	 	1000634	Group 1	1541028503	1	1	0
	23	1000634	0.002500	 	 	1000634	Group 1	1538107459	2	1	0
	24	1000634	0.002500	 	 	1000634	Group 1	1247000241	2	1	0
	25	1000634	0.002500	 	 	1000634	Group 1	1541029347	1	1	0
	26	1000634	0.002500	 	 	1000634	Group 1	1542027666	1	1	0
	27	1000634	0.002500	 	 	1000634	Group 1	1541027653	1	1	0
	28	1000634	0.002500	 	 	1000634	Group 1	1540081833	2	1	0
	29	1000634	0.002500	 	 	1000634	Group 1	1222040483	1	1	0
	30	1000634	0.002500	 	 	1000634	Group 1	1538131132	1	1	0
	31	1000634	0.002500	 	 	1000634	Group 1	1541025883	1	1	0
	32	1000634	0.002500	 	 	1000634	Group 1	1222034136	1	1	0
	33	1000634	0.002500	 	 	1000634	Group 1	1541021138	1	1	0
	34	1000634	0.002500	 	 	1000634	Group 1	1596039664	2	1	0
	35	1000634	0.002500	 	 	1000634	Group 1	1222038067	1	1	0
	36	1000634	0.002500	 	 	1000634	Group 1	1538109365	2	1	0
	37	1000634	0.002500	 	 	1000634	Group 1	1541023292	1	1	0
	38	1000634	0.002500	 	 	1000634	Group 1	1541019198	1	1	0
	39	1000634	0.002500	 	 	1000634	Group 1	1596035394	1	1	0
	40	1000634	0.002500	 	 	1000634	Group 1	1222035790	1	1	0
	41	1000634	0.002500	 	 	1000634	Group 1	1541021829	1	1	0
	42	1000634	0.002500	 	 	1000634	Group 1	1538094850	1	1	0
	43	1000634	0.002500	 	 	1000634	Group 1	1541029955	2	1	0
	44	1000634	0.002500	 	 	1000634	Group 1	1538109811	2	1	0
	45	1000634	0.002500	 	 	1000634	Group 1	1538095840	1	1	0
	46	1000634	0.002500	 	 	1000634	Group 1	1541027959	2	1	0
	47	1000634	0.002500	 	 	1000634	Group 1	1541019531	1	1	0
	48	1000634	0.002500	 	 	1000634	Group 1	1541022946	1	1	0
	49	1000634	0.002500	 	 	1000634	Group 1	1518000216	1	1	0
	50	1000634	0.002500	 	 	1000634	Group 1	1538108710	1	1	0
	51	1000634	0.002500	 	 	1000634	Group 1	1596036347	1	1	0
	52	1000634	0.002500	 	 	1000634	Group 1	1538094828	1	1	0
	53	1000634	0.002500	 	 	1000634	Group 1	1596039447	1	1	0
	54	1000634	0.002500	 	 	1000634	Group 2	1538110703	1	1	0
	55	1000634	0.002500	 	 	1000634	Group 1	1538018950	2	1	0
	56	1000634	0.002500	 	 	1000634	Group 1	1222036493	1	1	0
	57	1000634	0.002500	 	 	1000634	Group 1	1538109696	1	1	0
	58	1000634	0.002500	 	 	1000634	Group 1	1518000404	2	1	0
	59	1000634	0.002500	 	 	1000634	Group 2	1216000722	1	1	0
	60	1000634	0.002500	 	 	1000634	Group 1	1221053257	1	1	0
	61	1000634	0.002500	 	 	1000634	Group 2	1224000156	1	1	0
	62	1000634	0.002500	 	 	1000634	Group 1	1518000316	1	1	0
	63	1000634	0.002500	 	 	1000634	Group 1	1541025992	1	1	0
	64	1000634	0.002500	 	 	1000634	Group 1	1789000112	2	1	0
	65	1000634	0.002500	 	 	1000634	Group 1	1216000225	1	1	0
	66	1000634	0.002500	 	 	1000634	Group 1	1538108123	1	1	0
	67	1000634	0.002500	 	 	1000634	Group 1	1793000153	2	1	0
	68	1000634	0.002500	 	 	1000634	Group 1	1247000073	1	1	0
	69	1000634	0.002500	 	 	1000634	Group 1	1538107089	1	1	0
	70	1000634	0.002500	 	 	1000634	Group 1	1538109716	2	1	0
	71	1000634	0.002500	 	 	1000634	Group 1	1538102628	1	1	0
	72	1000634	0.002500	 	 	1000634	Group 1	1222010144	1	1	0
	73	1000634	0.002500	 	 	1000634	Group 1	1538110523	1	1	0
	74	1000634	0.002500	 	 	1000634	Group 1	1538095606	1	1	0
	75	1000634	0.002500	 	 	1000634	Group 2	1221053388	1	1	0
	76	1000634	0.002500	 	 	1000634	Group 1	1224000123	2	1	0
	77	1000634	0.002500	 	 	1000634	Group 1	1540082870	2	1	0
	78	1000634	0.002500	 	 	1000634	Group 1	1541024191	1	1	0
	79	1000634	0.002500	 	 	1000634	Group 2	1538110565	1	1	0
	80	1000634	0.002500	 	 	1000634	Group 1	1541027975	2	1	0
	81	1000634	0.002500	 	 	1000634	Group 1	1596035014	1	1	0
	82	1000634	0.002500	 	 	1000634	Group 1	1119124440	1	1	0
	83	1000634	0.002500	 	 	1000634	Group 1	1541023665	1	1	0
	84	1000634	0.002500	 	 	1000634	Group 1	1538108910	1	1	0
	85	1000634	0.002500	 	 	1000634	Group 1	1538108596	1	1	0
	86	1000634	0.002500	 	 	1000634	Group 2	1725000217	1	1	0
	87	1000634	0.002500	 	 	1000634	Group 2	1538110419	1	1	0
	88	1000634	0.002500	 	 	1000634	Group 1	1538015491	1	1	0
	89	1000634	0.002500	 	 	1000634	Group 1	1538109962	1	1	0
	90	1000634	0.002500	 	 	1000634	Group 1	1518000432	2	1	0
	91	1000634	0.002500	 	 	1000634	Group 1	1538097733	1	1	0
	92	1000634	0.002500	 	 	1000634	Group 2	1538110006	1	1	0
	93	1000634	0.002500	 	 	1000634	Group 1	1538109699	2	1	0
	94	1000634	0.002500	 	 	1000634	Group 1	1541029972	2	1	0
	95	1000634	0.002500	 	 	1000634	Group 2	1538110028	1	1	0
	96	1000634	0.002500	 	 	1000634	Group 2	1538110472	1	1	0
	97	1000634	0.002500	 	 	1000634	Group 1	1541025863	1	1	0
	98	1000634	0.002500	 	 	1000634	Group 1	1518000342	2	1	0
	99	1000634	0.002500	 	 	1000634	Group 2	1787000325	1	1	0
	100	1000634	0.002500	 	 	1000634	Group 1	1538094531	1	1	0
	101	1000634	0.002500	 	 	1000634	Group 2	1222037224	1	1	0
	102	1000634	0.002500	 	 	1000634	Group 1	1541030368	2	1	0
	103	1000634	0.002500	 	 	1000634	Group 1	1785000156	1	1	0
	104	1000634	0.002500	 	 	1000634	Group 1	1223001523	1	1	0
	105	1000634	0.002500	 	 	1000634	Group 1	1222011657	1	1	0
	106	1000634	0.002500	 	 	1000634	Group 1	1541029490	2	1	0
	107	1000634	0.002500	 	 	1000634	Group 2	1538110711	1	1	0
	108	1000634	0.002500	 	 	1000634	Group 1	1541028112	2	1	0
	109	1000634	0.002500	 	 	1000634	Group 1	1789000221	2	1	0
	110	1000634	0.002500	 	 	1000634	Group 2	1789000434	1	1	0
	111	1000634	0.002500	 	 	1000634	Group 1	1596036616	2	1	0
	112	1000634	0.002500	 	 	1000634	Group 2	1789000565	1	1	0
	113	1000634	0.002500	 	 	1000634	Group 2	1790000012	1	1	0
	114	1000634	0.002500	 	 	1000634	Group 1	1541025406	1	1	0
	115	1000634	0.002500	 	 	1000634	Group 2	1789000484	1	1	0
	116	1000634	0.002500	 	 	1000634	Group 1	1222007595	1	1	0
	117	1000634	0.002500	 	 	1000634	Group 1	1538104336	2	1	0
	118	1000634	0.002500	 	 	1000634	Group 1	1518000398	2	1	0
	119	1000634	0.002500	 	 	1000634	Group 1	1538108846	2	1	0
	120	1000634	0.002500	 	 	1000634	Group 2	1538110439	1	1	0
	121	1000634	0.002500	 	 	1000634	Group 1	1542031401	1	1	0
	122	1000634	0.002500	 	 	1000634	Group 1	1541030142	2	1	0
	123	1000634	0.002500	 	 	1000634	Group 1	1540076647	1	1	0
	124	1000634	0.002500	 	 	1000634	Group 1	1538040050	1	1	0
	125	1000634	0.002500	 	 	1000634	Group 1	1518000434	2	1	0
	126	1000634	0.002500	 	 	1000634	Group 1	1247000132	2	1	0
	127	1000634	0.002500	 	 	1000634	Group 1	1541018969	1	1	0
	128	1000634	0.002500	 	 	1000634	Group 2	1789000426	1	1	0
	129	1000634	0.002500	 	 	1000634	Group 1	1596033712	1	1	0
	130	1000634	0.002500	 	 	1000634	Group 1	1538110547	1	1	0
	131	1000634	0.002500	 	 	1000634	Group 1	1222038118	1	1	0
	132	1000634	0.002500	 	 	1000634	Group 1	1541019654	1	1	0
	133	1000634	0.002500	 	 	1000634	Group 1	1793000149	2	1	0
	134	1000634	0.002500	 	 	1000634	Group 1	1541019687	1	1	0
	135	1000634	0.002500	 	 	1000634	Group 1	1518000317	2	1	0
	136	1000634	0.002500	 	 	1000634	Group 1	1538106909	1	1	0
	137	1000634	0.002500	 	 	1000634	Group 1	1540080450	2	1	0
	138	1000634	0.002500	 	 	1000634	Group 2	1789000317	1	1	0
	139	1000634	0.002500	 	 	1000634	Group 1	1596037546	2	1	0
	140	1000634	0.002500	 	 	1000634	Group 2	1789000577	1	1	0
	141	1000634	0.002500	 	 	1000634	Group 1	1538107203	1	1	0
	142	1000634	0.002500	 	 	1000634	Group 1	1541019011	1	1	0
	143	1000634	0.002500	 	 	1000634	Group 1	1216000692	2	1	0
	144	1000634	0.002500	 	 	1000634	Group 1	1222030583	2	1	0
	145	1000634	0.002500	 	 	1000634	Group 1	1541024507	1	1	0
	146	1000634	0.002500	 	 	1000634	Group 2	1247000333	1	1	0
	147	1000634	0.002500	 	 	1000634	Group 1	1538095576	1	1	0
	148	1000634	0.002500	 	 	1000634	Group 1	1596037891	2	1	0
	149	1000634	0.002500	 	 	1000634	Group 1	1216000093	1	1	0
	150	1000634	0.002500	 	 	1000634	Group 1	1538110659	1	1	0
	151	1000634	0.002500	 	 	1000634	Group 2	1722000166	1	1	0
	152	1000634	0.002500	 	 	1000634	Group 1	1541028417	2	1	0
	153	1000634	0.002500	 	 	1000634	Group 1	1596038884	2	1	0
	154	1000634	0.002500	 	 	1000634	Group 1	1596037047	2	1	0
	155	1000634	0.002500	 	 	1000634	Group 2	1787000351	1	1	0
	156	1000634	0.002500	 	 	1000634	Group 1	1538107538	2	1	0
	157	1000634	0.002500	 	 	1000634	Group 1	1538108241	1	1	0
	158	1000634	0.002500	 	 	1000634	Group 1	1596039914	2	1	0
	159	1000634	0.002500	 	 	1000634	Group 2	1789000461	1	1	0
	160	1000634	0.002500	 	 	1000634	Group 1	1538110142	2	1	0
	161	1000634	0.002500	 	 	1000634	Group 1	1725000056	2	1	0
	162	1000634	0.002500	 	 	1000634	Group 1	1541029969	2	1	0
	163	1000634	0.002500	 	 	1000634	Group 1	1541020049	1	1	0
	164	1000634	0.002500	 	 	1000634	Group 1	1541024520	1	1	0
	165	1000634	0.002500	 	 	1000634	Group 1	1538109436	2	1	0
	166	1000634	0.002500	 	 	1000634	Group 1	1538022228	1	1	0
	167	1000634	0.002500	 	 	1000634	Group 1	1222001884	1	1	0
	168	1000634	0.002500	 	 	1000634	Group 1	1794000016	2	1	0
	169	1000634	0.002500	 	 	1000634	Group 1	1538108208	2	1	0
	170	1000634	0.002500	 	 	1000634	Group 1	1593027033	1	1	0
	171	1000634	0.002500	 	 	1000634	Group 1	1518000381	2	1	0
	172	1000634	0.002500	 	 	1000634	Group 1	1541026737	2	1	0
	173	1000634	0.002500	 	 	1000634	Group 1	1538108437	1	1	0
	174	1000634	0.002500	 	 	1000634	Group 1	1785000247	2	1	0
	175	1000634	0.002500	 	 	1000634	Group 1	1789000151	2	1	0
	176	1000634	0.002500	 	 	1000634	Group 1	1541028817	2	1	0
	177	1000634	0.002500	 	 	1000634	Group 1	1596039418	2	1	0
	178	1000634	0.002500	 	 	1000634	Group 1	1541028636	2	1	0
	179	1000634	0.002500	 	 	1000634	Group 2	1518000514	1	1	0
	180	1000634	0.002500	 	 	1000634	Group 1	1789000366	2	1	0
	181	1000634	0.002500	 	 	1000634	Group 1	1596041423	2	1	0
	182	1000634	0.002500	 	 	1000634	Group 1	1596038964	2	1	0
	183	1000634	0.002500	 	 	1000634	Group 1	1541024476	1	1	0
	184	1000634	0.002500	 	 	1000634	Group 1	1247000058	2	1	0
	185	1000634	0.002500	 	 	1000634	Group 1	1541029254	1	1	0
	186	1000634	0.002500	 	 	1000634	Group 1	1541021071	1	1	0
	187	1000634	0.002500	 	 	1000634	Group 1	1541020781	1	1	0
	188	1000634	0.002500	 	 	1000634	Group 2	1789000427	1	1	0
	189	1000634	0.002500	 	 	1000634	Group 1	1593027063	1	1	0
	190	1000634	0.002500	 	 	1000634	Group 1	1538102306	1	1	0
	191	1000634	0.002500	 	 	1000634	Group 1	1596036060	1	1	0
	192	1000634	0.002500	 	 	1000634	Group 2	1789000507	1	1	0
	193	1000634	0.002500	 	 	1000634	Group 1	1596037320	2	1	0
	194	1000634	0.002500	 	 	1000634	Group 2	1538110904	1	1	0
	195	1000634	0.002500	 	 	1000634	Group 1	1216000734	2	1	0
	196	1000634	0.002500	 	 	1000634	Group 2	1518000476	1	1	0
	197	1000634	0.002500	 	 	1000634	Group 1	1541020619	1	1	0
	198	1000634	0.002500	 	 	1000634	Group 1	1541028497	1	1	0
	199	1000634	0.002500	 	 	1000634	Group 1	1541026986	2	1	0
	200	1000634	0.002500	 	 	1000634	Group 2	1215000946	1	1	0
	201	1000634	0.002500	 	 	1000634	Group 2	1221052948	1	1	0


 


	 	11	12	13	14	15	16	17	18	19	20
	 	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan
 Amount(s)	Loan Type of Most
 Senior Lien
	1	9	 	 	 	 	 	1	5	0	 
	2	9	 	 	 	 	 	1	4	0	 
	3	7	 	 	 	 	 	1	1	0	 
	4	9	 	 	 	 	 	1	4	0	 
	5	9	 	 	 	 	 	1	4	0	 
	6	9	 	 	 	 	 	1	0	0	 
	7	9	 	 	 	 	 	1	4	0	 
	8	9	 	 	 	 	 	1	0	0	 
	9	9	 	 	 	 	 	2	4	0	 
	10	9	 	 	 	 	 	5	4	0	 
	11	7	 	 	 	 	 	1	4	0	 
	12	9	 	 	 	 	 	2	0	0	 
	13	9	 	 	 	 	 	1	4	0	 
	14	9	 	 	 	 	 	2	4	0	 
	15	9	 	 	 	 	 	2	0	0	 
	16	9	 	 	 	 	 	1	2	0	 
	17	3	 	 	 	 	 	2	0	0	 
	18	9	 	 	 	 	 	1	0	0	 
	19	9	 	 	 	 	 	1	4	0	 
	20	9	 	 	 	 	 	1	0	0	 
	21	9	 	 	 	 	 	1	0	0	 
	22	9	 	 	 	 	 	2	0	0	 
	23	7	 	 	 	 	 	1	4	0	 
	24	7	 	 	 	 	 	1	0	0	 
	25	9	 	 	 	 	 	2	4	0	 
	26	9	 	 	 	 	 	2	0	0	 
	27	3	 	 	 	 	 	2	0	0	 
	28	9	 	 	 	 	 	2	0	0	 
	29	9	 	 	 	 	 	1	0	0	 
	30	9	 	 	 	 	 	1	4	0	 
	31	9	 	 	 	 	 	2	0	0	 
	32	9	 	 	 	 	 	1	4	0	 
	33	9	 	 	 	 	 	2	0	0	 
	34	9	 	 	 	 	 	2	0	0	 
	35	9	 	 	 	 	 	1	0	0	 
	36	9	 	 	 	 	 	1	0	0	 
	37	9	 	 	 	 	 	2	0	0	 
	38	9	 	 	 	 	 	2	0	0	 
	39	9	 	 	 	 	 	2	4	0	 
	40	9	 	 	 	 	 	1	4	0	 
	41	9	 	 	 	 	 	2	0	0	 
	42	9	 	 	 	 	 	1	4	0	 
	43	9	 	 	 	 	 	2	0	0	 
	44	9	 	 	 	 	 	1	0	0	 
	45	9	 	 	 	 	 	1	0	0	 
	46	9	 	 	 	 	 	2	4	0	 
	47	9	 	 	 	 	 	2	5	0	 
	48	9	 	 	 	 	 	2	0	0	 
	49	9	 	 	 	 	 	5	0	0	 
	50	9	 	 	 	 	 	1	0	0	 
	51	9	 	 	 	 	 	2	0	0	 
	52	9	 	 	 	 	 	1	0	0	 
	53	9	 	 	 	 	 	2	4	0	 
	54	9	 	 	 	 	 	1	0	0	 
	55	7	 	 	 	 	 	1	0	0	 
	56	9	 	 	 	 	 	1	0	0	 
	57	9	 	 	 	 	 	1	0	0	 
	58	7	 	 	 	 	 	5	0	0	 
	59	7	 	 	 	 	 	1	4	0	 
	60	9	 	 	 	 	 	1	4	0	 
	61	7	 	 	 	 	 	1	0	0	 
	62	9	 	 	 	 	 	5	0	0	 
	63	9	 	 	 	 	 	2	0	0	 
	64	9	 	 	 	 	 	1	1	0	 
	65	9	 	 	 	 	 	1	4	0	 
	66	6	 	 	 	 	 	1	4	0	 
	67	7	 	 	 	 	 	1	4	0	 
	68	9	 	 	 	 	 	1	4	0	 
	69	9	 	 	 	 	 	1	0	0	 
	70	9	 	 	 	 	 	1	4	0	 
	71	9	 	 	 	 	 	1	4	0	 
	72	9	 	 	 	 	 	1	0	0	 
	73	9	 	 	 	 	 	1	4	0	 
	74	9	 	 	 	 	 	1	0	0	 
	75	7	 	 	 	 	 	1	4	0	 
	76	7	 	 	 	 	 	1	0	0	 
	77	9	 	 	 	 	 	2	0	0	 
	78	9	 	 	 	 	 	2	0	0	 
	79	9	 	 	 	 	 	1	5	0	 
	80	7	 	 	 	 	 	2	0	0	 
	81	9	 	 	 	 	 	2	4	0	 
	82	9	 	 	 	 	 	1	4	0	 
	83	9	 	 	 	 	 	2	0	0	 
	84	9	 	 	 	 	 	1	4	0	 
	85	9	 	 	 	 	 	1	0	0	 
	86	9	 	 	 	 	 	1	0	0	 
	87	9	 	 	 	 	 	1	0	0	 
	88	3	 	 	 	 	 	1	0	0	 
	89	9	 	 	 	 	 	1	0	0	 
	90	9	 	 	 	 	 	5	0	0	 
	91	9	 	 	 	 	 	1	0	0	 
	92	7	 	 	 	 	 	1	4	0	 
	93	9	 	 	 	 	 	1	0	0	 
	94	7	 	 	 	 	 	2	4	0	 
	95	9	 	 	 	 	 	1	4	0	 
	96	9	 	 	 	 	 	1	0	0	 
	97	9	 	 	 	 	 	2	0	0	 
	98	7	 	 	 	 	 	5	0	0	 
	99	9	 	 	 	 	 	1	0	0	 
	100	3	 	 	 	 	 	1	4	0	 
	101	9	 	 	 	 	 	1	0	0	 
	102	9	 	 	 	 	 	2	0	0	 
	103	9	 	 	 	 	 	1	0	0	 
	104	7	 	 	 	 	 	1	0	0	 
	105	9	 	 	 	 	 	1	4	0	 
	106	9	 	 	 	 	 	2	4	0	 
	107	7	 	 	 	 	 	1	0	0	 
	108	7	 	 	 	 	 	2	0	0	 
	109	9	 	 	 	 	 	1	0	0	 
	110	9	 	 	 	 	 	1	0	0	 
	111	9	 	 	 	 	 	2	0	0	 
	112	7	 	 	 	 	 	1	0	0	 
	113	7	 	 	 	 	 	1	4	0	 
	114	9	 	 	 	 	 	2	4	0	 
	115	9	 	 	 	 	 	1	0	0	 
	116	9	 	 	 	 	 	1	0	0	 
	117	7	 	 	 	 	 	1	0	0	 
	118	6	 	 	 	 	 	5	0	0	 
	119	9	 	 	 	 	 	1	0	0	 
	120	7	 	 	 	 	 	1	0	0	 
	121	9	 	 	 	 	 	2	0	0	 
	122	7	 	 	 	 	 	2	0	0	 
	123	9	 	 	 	 	 	2	0	0	 
	124	9	 	 	 	 	 	1	0	0	 
	125	7	 	 	 	 	 	5	4	0	 
	126	9	 	 	 	 	 	1	0	0	 
	127	9	 	 	 	 	 	2	0	0	 
	128	9	 	 	 	 	 	1	0	0	 
	129	9	 	 	 	 	 	2	4	0	 
	130	9	 	 	 	 	 	1	4	0	 
	131	9	 	 	 	 	 	1	0	0	 
	132	3	 	 	 	 	 	2	0	0	 
	133	7	 	 	 	 	 	1	4	0	 
	134	7	 	 	 	 	 	2	4	0	 
	135	9	 	 	 	 	 	5	0	0	 
	136	9	 	 	 	 	 	1	0	0	 
	137	9	 	 	 	 	 	2	0	0	 
	138	6	 	 	 	 	 	1	0	0	 
	139	7	 	 	 	 	 	2	0	0	 
	140	9	 	 	 	 	 	1	0	0	 
	141	9	 	 	 	 	 	1	99	0	 
	142	9	 	 	 	 	 	2	0	0	 
	143	7	 	 	 	 	 	1	0	0	 
	144	9	 	 	 	 	 	1	4	0	 
	145	7	 	 	 	 	 	2	0	0	 
	146	7	 	 	 	 	 	1	0	0	 
	147	7	 	 	 	 	 	1	0	0	 
	148	7	 	 	 	 	 	2	0	0	 
	149	9	 	 	 	 	 	1	4	0	 
	150	9	 	 	 	 	 	1	0	0	 
	151	9	 	 	 	 	 	1	0	0	 
	152	7	 	 	 	 	 	2	0	0	 
	153	9	 	 	 	 	 	2	0	0	 
	154	7	 	 	 	 	 	2	4	0	 
	155	9	 	 	 	 	 	1	0	0	 
	156	9	 	 	 	 	 	1	0	0	 
	157	9	 	 	 	 	 	1	0	0	 
	158	9	 	 	 	 	 	2	4	0	 
	159	9	 	 	 	 	 	1	0	0	 
	160	9	 	 	 	 	 	1	0	0	 
	161	7	 	 	 	 	 	1	0	0	 
	162	7	 	 	 	 	 	2	4	0	 
	163	9	 	 	 	 	 	2	0	0	 
	164	7	 	 	 	 	 	2	4	0	 
	165	9	 	 	 	 	 	1	0	0	 
	166	3	 	 	 	 	 	1	0	0	 
	167	9	 	 	 	 	 	1	0	0	 
	168	9	 	 	 	 	 	1	4	0	 
	169	9	 	 	 	 	 	1	4	0	 
	170	9	 	 	 	 	 	2	4	0	 
	171	9	 	 	 	 	 	5	0	0	 
	172	7	 	 	 	 	 	2	4	0	 
	173	9	 	 	 	 	 	1	0	0	 
	174	9	 	 	 	 	 	1	0	0	 
	175	7	 	 	 	 	 	1	0	0	 
	176	7	 	 	 	 	 	2	4	0	 
	177	7	 	 	 	 	 	2	4	0	 
	178	7	 	 	 	 	 	2	0	0	 
	179	7	 	 	 	 	 	5	0	0	 
	180	9	 	 	 	 	 	1	0	0	 
	181	7	 	 	 	 	 	2	0	0	 
	182	7	 	 	 	 	 	2	0	0	 
	183	3	 	 	 	 	 	2	0	0	 
	184	7	 	 	 	 	 	1	0	0	 
	185	9	 	 	 	 	 	2	0	0	 
	186	9	 	 	 	 	 	2	0	0	 
	187	7	 	 	 	 	 	2	0	0	 
	188	9	 	 	 	 	 	1	0	0	 
	189	9	 	 	 	 	 	2	4	0	 
	190	9	 	 	 	 	 	1	0	0	 
	191	9	 	 	 	 	 	2	0	0	 
	192	9	 	 	 	 	 	1	0	0	 
	193	7	 	 	 	 	 	2	0	0	 
	194	9	 	 	 	 	 	1	0	0	 
	195	3	 	 	 	 	 	1	0	0	 
	196	7	 	 	 	 	 	5	0	0	 
	197	3	 	 	 	 	 	2	0	0	 
	198	9	 	 	 	 	 	2	0	0	 
	199	9	 	 	 	 	 	2	0	0	 
	200	7	 	 	 	 	 	1	0	0	 
	201	7	 	 	 	 	 	1	0	0	 


 


	 	21	22	23	24	25	26	27	28	29	30
	 	Hybrid Period of
 Most Senior Lien (in
 months)	Neg Am Limit of
 Most Senior Lien	Junior Mortgage
 Balance	Origination Date of
 Most Senior Lien	Origination Date	Original Loan
 Amount	Original Interest
 Rate	Original
 Amortization Term	Original Term to
 Maturity	First Payment Date
 of Loan
	1	 	 	0.00	 	20110110	77400.00	0.038750	180	180	20110301
	2	 	 	0.00	 	20110118	67500.00	0.043750	180	180	20110301
	3	 	 	0.00	 	20120531	139000.00	0.036250	360	360	20120701
	4	 	 	0.00	 	20110107	153500.00	0.041250	180	180	20110301
	5	 	 	0.00	 	20110131	285000.00	0.042500	180	180	20110301
	6	 	 	0.00	 	20110331	530600.00	0.046250	180	180	20110501
	7	 	 	0.00	 	20111220	404000.00	0.041250	180	180	20120201
	8	 	 	0.00	 	20110831	464000.00	0.043750	180	180	20111001
	9	 	 	0.00	 	20110110	484000.00	0.041250	180	180	20110301
	10	 	 	0.00	 	20111129	472000.00	0.041250	180	180	20120101
	11	 	 	0.00	 	20120917	452000.00	0.038750	360	360	20121101
	12	 	 	0.00	 	20120308	479000.00	0.041250	180	180	20120501
	13	 	 	0.00	 	20120821	485000.00	0.036250	180	180	20121001
	14	 	 	0.00	 	20110207	525000.00	0.048750	180	180	20110401
	15	 	 	0.00	 	20111128	511600.00	0.043750	180	180	20120101
	16	 	 	37726.00	 	20111230	522000.00	0.040000	180	180	20120201
	17	 	 	0.00	 	20110829	522000.00	0.045000	180	180	20111001
	18	 	 	0.00	 	20120830	507000.00	0.033750	180	180	20121001
	19	 	 	0.00	 	20111122	526500.00	0.040000	180	180	20120101
	20	 	 	0.00	 	20120612	521600.00	0.032500	120	120	20120801
	21	 	 	0.00	 	20120905	520000.00	0.032500	180	180	20121101
	22	 	 	0.00	 	20120615	520850.00	0.041250	180	180	20120801
	23	 	 	0.00	 	20120517	520000.00	0.037500	360	360	20120701
	24	 	 	0.00	 	20120817	1230000.00	0.035000	360	360	20121001
	25	 	 	0.00	 	20120718	532000.00	0.038750	180	180	20120901
	26	 	 	0.00	 	20110315	570000.00	0.047500	180	180	20110501
	27	 	 	0.00	 	20120509	538600.00	0.040000	180	180	20120701
	28	 	 	70000.00	 	20120803	523500.00	0.038750	360	360	20121001
	29	 	 	0.00	 	20120905	533000.00	0.032500	180	180	20121101
	30	 	 	0.00	 	20120106	554100.00	0.040000	180	180	20120301
	31	 	 	198500.00	 	20120309	550000.00	0.038750	180	180	20120501
	32	 	 	144000.00	 	20120820	539000.00	0.036250	180	180	20121001
	33	 	 	0.00	 	20110729	570000.00	0.045000	180	180	20110901
	34	 	 	0.00	 	20120823	534000.00	0.041250	360	360	20121001
	35	 	 	0.00	 	20120830	545500.00	0.033750	180	180	20121001
	36	 	 	0.00	 	20120813	540000.00	0.035000	360	360	20121001
	37	 	 	0.00	 	20111108	570000.00	0.042500	180	180	20120101
	38	 	 	0.00	 	20110126	600000.00	0.045000	180	180	20110301
	39	 	 	0.00	 	20120319	566300.00	0.038750	180	180	20120501
	40	 	 	0.00	 	20120830	555000.00	0.036250	180	180	20121001
	41	 	 	0.00	 	20110826	607050.00	0.046250	180	180	20111001
	42	 	 	0.00	 	20110316	600000.00	0.045000	180	180	20110501
	43	 	 	0.00	 	20120730	552800.00	0.036250	360	360	20121001
	44	 	 	0.00	 	20120820	553650.00	0.036250	360	360	20121001
	45	 	 	0.00	 	20110310	614600.00	0.045000	180	180	20110501
	46	 	 	0.00	 	20120608	560000.00	0.037500	360	360	20120801
	47	 	 	0.00	 	20110510	600000.00	0.048750	180	180	20110701
	48	 	 	0.00	 	20111129	587000.00	0.045000	180	180	20120101
	49	 	 	0.00	 	20110916	598000.00	0.041250	180	180	20111101
	50	 	 	0.00	 	20120630	572600.00	0.037500	180	180	20120801
	51	 	 	120000.00	 	20120620	594000.00	0.032500	120	120	20120801
	52	 	 	0.00	 	20110121	624500.00	0.043750	180	180	20110301
	53	 	 	0.00	 	20120625	580000.00	0.038750	180	180	20120801
	54	 	 	0.00	 	20120829	569000.00	0.038750	360	360	20121001
	55	 	 	0.00	 	20120625	577500.00	0.036250	360	360	20120801
	56	 	 	0.00	 	20120810	592150.00	0.032500	120	120	20121001
	57	 	 	0.00	 	20120912	583000.00	0.036250	180	180	20121101
	58	 	 	0.00	 	20120813	580000.00	0.036250	360	360	20121001
	59	 	 	0.00	 	20120817	580000.00	0.041250	360	360	20121001
	60	 	 	0.00	 	20120827	592000.00	0.035000	180	180	20121001
	61	 	 	0.00	 	20120830	588000.00	0.041250	360	360	20121001
	62	 	 	0.00	 	20120628	600000.00	0.041250	180	180	20120801
	63	 	 	0.00	 	20120402	610000.00	0.042500	180	180	20120601
	64	 	 	25000.00	 	20120618	595000.00	0.041250	360	360	20120801
	65	 	 	0.00	 	20111116	628000.00	0.042500	180	180	20120101
	66	 	 	0.00	 	20120622	619500.00	0.032500	120	120	20120801
	67	 	 	0.00	 	20120706	600000.00	0.036250	360	360	20120901
	68	 	 	0.00	 	20120326	619000.00	0.041250	180	180	20120501
	69	 	 	0.00	 	20120319	622000.00	0.036250	180	180	20120501
	70	 	 	0.00	 	20120731	605000.00	0.033750	360	360	20120901
	71	 	 	0.00	 	20111021	638600.00	0.040000	180	180	20111201
	72	 	 	0.00	 	20120128	630000.00	0.041250	180	180	20120301
	73	 	 	0.00	 	20120831	622500.00	0.031250	180	180	20121001
	74	 	 	0.00	 	20110312	665000.00	0.043750	180	180	20110501
	75	 	 	0.00	 	20120824	616000.00	0.040000	360	360	20121001
	76	 	 	0.00	 	20120723	617500.00	0.035000	360	360	20120901
	77	 	 	0.00	 	20120810	619000.00	0.037500	360	360	20121001
	78	 	 	0.00	 	20111215	655300.00	0.046250	180	180	20120201
	79	 	 	0.00	 	20120830	628000.00	0.038750	360	360	20121001
	80	 	 	0.00	 	20120625	635000.00	0.040000	360	360	20120801
	81	 	 	0.00	 	20120327	665000.00	0.045000	180	180	20120501
	82	 	 	0.00	 	20110119	705000.00	0.041250	180	180	20110301
	83	 	 	0.00	 	20111202	671700.00	0.042500	180	180	20120201
	84	 	 	0.00	 	20120627	656000.00	0.037500	180	180	20120801
	85	 	 	0.00	 	20120601	656400.00	0.038750	180	180	20120801
	86	 	 	0.00	 	20120824	644000.00	0.041250	360	360	20121001
	87	 	 	0.00	 	20120822	645000.00	0.038750	360	360	20121001
	88	 	 	0.00	 	20111123	680000.00	0.043750	180	180	20120101
	89	 	 	0.00	 	20120822	660000.00	0.035000	180	180	20121001
	90	 	 	0.00	 	20120816	653350.00	0.037500	360	360	20121001
	91	 	 	0.00	 	20110617	700000.00	0.047500	180	180	20110801
	92	 	 	0.00	 	20120727	656000.00	0.042500	360	360	20120901
	93	 	 	155400.00	 	20120808	660000.00	0.035000	360	360	20121001
	94	 	 	0.00	 	20120727	668000.00	0.038750	360	360	20120901
	95	 	 	0.00	 	20120726	670000.00	0.042500	360	360	20120901
	96	 	 	0.00	 	20120815	670000.00	0.038750	360	360	20121001
	97	 	 	0.00	 	20120315	694000.00	0.041250	180	180	20120501
	98	 	 	0.00	 	20120719	675000.00	0.036250	360	360	20120901
	99	 	 	0.00	 	20120829	677600.00	0.042500	360	360	20121001
	100	 	 	0.00	 	20110112	746250.00	0.042500	180	180	20110301
	101	 	 	0.00	 	20120814	681800.00	0.042500	360	360	20121001
	102	 	 	0.00	 	20120821	684000.00	0.038750	360	360	20121001
	103	 	 	0.00	 	20120525	700000.00	0.038750	180	180	20120701
	104	 	 	0.00	 	20120817	693750.00	0.031250	180	180	20121001
	105	 	 	0.00	 	20111219	720000.00	0.036250	180	180	20120201
	106	 	 	0.00	 	20120820	700000.00	0.036250	360	360	20121001
	107	 	 	0.00	 	20120831	700000.00	0.038750	360	360	20121001
	108	 	 	0.00	 	20120601	700000.00	0.040000	360	360	20120801
	109	 	 	0.00	 	20120622	700000.00	0.041250	360	360	20120801
	110	 	 	0.00	 	20120726	706000.00	0.042500	360	360	20120901
	111	 	 	0.00	 	20120612	707000.00	0.040000	360	360	20120801
	112	 	 	0.00	 	20120810	715000.00	0.038750	360	360	20121001
	113	 	 	0.00	 	20120802	716000.00	0.042500	360	360	20120901
	114	 	 	0.00	 	20120329	750000.00	0.040000	180	180	20120601
	115	 	 	0.00	 	20120827	726000.00	0.042500	360	360	20121001
	116	 	 	0.00	 	20111012	780000.00	0.040000	180	180	20111201
	117	 	 	0.00	 	20120515	740000.00	0.037500	360	360	20120701
	118	 	 	0.00	 	20120817	737600.00	0.036250	360	360	20121001
	119	 	 	0.00	 	20120618	741500.00	0.035000	360	360	20120801
	120	 	 	0.00	 	20120816	739600.00	0.038750	360	360	20121001
	121	 	 	0.00	 	20120319	772000.00	0.043750	180	180	20120501
	122	 	 	0.00	 	20120731	752000.00	0.038750	360	360	20121001
	123	 	 	0.00	 	20120111	783750.00	0.042500	180	180	20120301
	124	 	 	0.00	 	20110127	831000.00	0.042500	180	180	20110301
	125	 	 	0.00	 	20120731	762000.00	0.030000	360	360	20120901
	126	 	 	0.00	 	20120605	757250.00	0.042500	360	360	20120801
	127	 	 	0.00	 	20110106	844000.00	0.043750	180	180	20110301
	128	 	 	0.00	 	20120831	771000.00	0.042500	360	360	20121001
	129	 	 	0.00	 	20120211	800000.00	0.040000	180	180	20120401
	130	 	 	0.00	 	20120829	790000.00	0.028750	120	120	20121001
	131	 	 	0.00	 	20120831	786100.00	0.033750	180	180	20121001
	132	 	 	0.00	 	20110317	848000.00	0.048750	180	180	20110501
	133	 	 	0.00	 	20120628	796000.00	0.036250	360	360	20120801
	134	 	 	0.00	 	20110317	865000.00	0.041250	180	180	20110501
	135	 	 	1000000.00	 	20120612	800000.00	0.040000	360	360	20120801
	136	 	 	0.00	 	20120305	825000.00	0.037500	180	180	20120501
	137	 	 	0.00	 	20120619	810000.00	0.037500	360	360	20120801
	138	 	 	115295.00	 	20120910	807069.00	0.041250	360	360	20121101
	139	 	 	0.00	 	20120501	812000.00	0.043750	360	360	20120701
	140	 	 	0.00	 	20120824	813000.00	0.042500	360	360	20121001
	141	 	 	0.00	 	20120426	840000.00	0.036250	180	180	20120601
	142	 	 	0.00	 	20110107	917800.00	0.043750	180	180	20110301
	143	 	 	0.00	 	20120712	841700.00	0.033750	360	360	20120901
	144	 	 	75000.00	 	20120810	845000.00	0.035000	360	360	20121001
	145	 	 	0.00	 	20111228	885000.00	0.040000	180	180	20120201
	146	 	 	0.00	 	20120830	848000.00	0.041250	360	360	20121001
	147	 	 	0.00	 	20110228	928000.00	0.045000	180	180	20110401
	148	 	 	0.00	 	20120524	856000.00	0.040000	360	360	20120701
	149	 	 	200000.00	 	20111125	906000.00	0.042500	180	180	20120101
	150	 	 	0.00	 	20120830	875000.00	0.032500	180	180	20121001
	151	 	 	0.00	 	20120823	870000.00	0.042500	360	360	20121001
	152	 	 	0.00	 	20120529	880000.00	0.041250	360	360	20120701
	153	 	 	0.00	 	20120523	876000.00	0.043750	360	360	20120701
	154	 	 	0.00	 	20120508	885000.00	0.042500	360	360	20120701
	155	 	 	0.00	 	20120827	882536.00	0.041250	360	360	20121001
	156	 	 	250000.00	 	20120525	890000.00	0.035000	360	360	20120701
	157	 	 	0.00	 	20120524	907000.00	0.038750	180	180	20120701
	158	 	 	0.00	 	20120710	897500.00	0.038750	360	360	20120901
	159	 	 	0.00	 	20120802	897000.00	0.042500	360	360	20121001
	160	 	 	0.00	 	20120810	897500.00	0.033750	360	360	20121001
	161	 	 	0.00	 	20120606	900000.00	0.036250	360	360	20120801
	162	 	 	0.00	 	20120817	899000.00	0.038750	360	360	20121001
	163	 	 	445528.00	 	20110429	981000.00	0.050000	180	180	20110601
	164	 	 	0.00	 	20111219	962500.00	0.038750	180	180	20120201
	165	 	 	0.00	 	20120727	928000.00	0.035000	360	360	20120901
	166	 	 	0.00	 	20110629	1000000.00	0.045000	180	180	20110801
	167	 	 	0.00	 	20110818	1000000.00	0.043750	180	180	20111001
	168	 	 	520000.00	 	20120525	943000.00	0.036250	360	360	20120701
	169	 	 	0.00	 	20120524	945000.00	0.032500	360	360	20120701
	170	 	 	0.00	 	20110413	1100000.00	0.048750	180	180	20110601
	171	 	 	0.00	 	20120719	956000.00	0.037500	360	360	20120901
	172	 	 	0.00	 	20120518	960000.00	0.042500	360	360	20120701
	173	 	 	0.00	 	20120608	1000000.00	0.036250	120	120	20120801
	174	 	 	0.00	 	20120721	988000.00	0.037500	360	360	20120901
	175	 	 	0.00	 	20120509	999995.00	0.038750	360	360	20120701
	176	 	 	0.00	 	20120613	1000000.00	0.038750	360	360	20120801
	177	 	 	0.00	 	20120702	1000000.00	0.035000	360	360	20120901
	178	 	 	0.00	 	20120712	1000000.00	0.035000	360	360	20120901
	179	 	 	0.00	 	20120829	1000000.00	0.041250	360	360	20121001
	180	 	 	0.00	 	20120815	999800.00	0.037500	360	360	20121001
	181	 	 	0.00	 	20120808	1015000.00	0.038750	360	360	20121001
	182	 	 	0.00	 	20120518	1050000.00	0.040000	360	360	20120701
	183	 	 	0.00	 	20111209	1140000.00	0.042500	180	180	20120201
	184	 	 	0.00	 	20120531	1140000.00	0.033750	360	360	20120701
	185	 	 	0.00	 	20120726	1135700.00	0.040000	180	180	20120901
	186	 	 	0.00	 	20110722	1280000.00	0.047500	180	180	20110901
	187	 	 	0.00	 	20110606	1284500.00	0.046250	180	180	20110801
	188	 	 	0.00	 	20120829	1215000.00	0.042500	360	360	20121001
	189	 	 	0.00	 	20110523	1324000.00	0.047500	180	180	20110701
	190	 	 	0.00	 	20111110	1341000.00	0.040000	180	180	20120101
	191	 	 	0.00	 	20120404	1350000.00	0.041250	180	180	20120601
	192	 	 	0.00	 	20120810	1315000.00	0.042500	360	360	20121001
	193	 	 	0.00	 	20120511	1400000.00	0.043750	360	360	20120701
	194	 	 	0.00	 	20120911	1456700.00	0.040000	360	360	20121101
	195	 	 	0.00	 	20120824	1500000.00	0.036250	360	360	20121001
	196	 	 	0.00	 	20120826	1492000.00	0.042500	360	360	20121001
	197	 	 	0.00	 	20110719	1725000.00	0.048750	180	180	20110901
	198	 	 	0.00	 	20120702	1659775.00	0.043750	180	180	20120901
	199	 	 	0.00	 	20120806	2800000.00	0.040000	360	360	20121001
	200	 	 	0.00	 	20120914	550000.00	0.038750	360	360	20121101
	201	 	 	0.00	 	20120815	493500.00	0.040000	360	360	20121001


 


	 	31	32	33	34	35	36	37	38	39	40
	 	Interest Type
 Indicator	Original Interest
 Only Term	Buy Down Period	HELOC Draw Period	Current Loan
 Amount	Current Interest
 Rate	Current Payment
 Amount Due	Interest Paid
 Through Date	Current Payment
 Status	Index Type
	1	1	0	0	 	34446.34	0.038750	567.68	20130101	0	 
	2	1	0	0	 	59006.51	0.043750	512.07	20130101	0	 
	3	1	0	0	 	137488.26	0.036250	633.91	20130101	0	39
	4	1	0	0	 	138749.61	0.041250	1145.06	20130101	0	 
	5	1	0	0	 	175737.28	0.042500	2143.99	20130101	0	 
	6	1	0	0	 	212016.27	0.046250	4093.03	20130101	0	 
	7	1	0	0	 	345888.98	0.041250	3013.71	20130101	0	 
	8	1	0	0	 	433932.99	0.043750	3520.00	20130101	0	 
	9	1	0	0	 	437345.36	0.041250	3610.48	20130101	0	 
	10	1	0	0	 	446804.38	0.041250	3520.97	20130101	0	 
	11	1	0	0	 	449995.88	0.038750	2125.47	20130101	0	 
	12	1	0	0	 	461420.09	0.041250	3573.18	20130101	0	 
	13	1	0	0	 	476159.23	0.036250	3497.03	20130101	0	 
	14	1	0	0	 	477500.98	0.048750	4117.56	20130101	0	 
	15	1	0	0	 	483482.93	0.043750	3881.10	20130101	0	 
	16	1	0	0	 	486881.95	0.040000	3861.17	20130101	0	 
	17	1	0	0	 	488145.18	0.045000	3993.26	20130101	0	 
	18	1	0	0	 	496985.86	0.033750	3593.41	20130101	0	 
	19	1	0	0	 	498123.90	0.040000	3894.46	20130101	0	 
	20	1	0	0	 	499343.66	0.032500	5097.02	20130101	0	 
	21	1	0	0	 	501837.43	0.032500	3653.88	20130101	0	 
	22	1	0	0	 	508171.79	0.041250	3885.37	20130101	0	 
	23	1	0	0	 	514465.93	0.037500	2408.20	20130101	0	39
	24	1	0	0	 	516080.18	0.035000	5523.25	20130101	0	39
	25	1	0	0	 	521009.33	0.038750	3901.90	20130101	0	 
	26	1	0	0	 	521701.77	0.047500	4433.64	20130101	0	 
	27	1	0	0	 	523125.55	0.040000	3983.96	20130101	0	 
	28	1	120	0	 	523500.00	0.038750	1690.47	20130101	0	39
	29	1	0	0	 	526076.25	0.032500	3745.22	20130101	0	 
	30	1	0	0	 	528915.32	0.040000	4098.61	20130101	0	 
	31	1	0	0	 	529414.64	0.038750	4033.92	20130101	0	 
	32	1	0	0	 	529926.35	0.036250	3886.39	20130101	0	 
	33	1	0	0	 	531054.44	0.045000	4360.46	20130101	0	 
	34	1	120	0	 	534000.00	0.041250	1835.63	20130101	0	39
	35	1	0	0	 	536132.29	0.033750	3866.29	20130101	0	 
	36	1	0	0	 	536585.74	0.035000	2424.84	20130101	0	39
	37	1	0	0	 	539864.78	0.042500	4287.99	20130101	0	 
	38	1	0	0	 	543901.51	0.045000	4589.96	20130101	0	 
	39	1	0	0	 	545104.57	0.038750	4153.47	20130101	0	 
	40	1	0	0	 	545657.02	0.036250	4001.75	20130101	0	 
	41	1	0	0	 	548885.13	0.046250	4682.77	20130101	0	 
	42	1	0	0	 	548973.62	0.045000	4589.96	20130101	0	 
	43	1	0	0	 	549380.02	0.036250	2521.05	20130101	0	39
	44	1	0	0	 	550224.74	0.036250	2524.93	20130101	0	39
	45	1	0	0	 	551174.46	0.045000	4701.65	20130101	0	 
	46	1	0	0	 	554899.60	0.037500	2593.45	20130101	0	39
	47	1	0	0	 	555290.07	0.048750	4705.78	20130101	0	 
	48	1	0	0	 	556560.73	0.045000	4490.51	20130101	0	 
	49	1	0	0	 	556652.89	0.041250	4460.89	20130101	0	 
	50	1	0	0	 	558239.99	0.037500	4164.08	20130101	0	 
	51	1	0	0	 	559788.84	0.032500	5804.51	20130101	0	 
	52	1	0	0	 	565573.80	0.043750	4737.58	20130101	0	 
	53	1	0	0	 	565597.97	0.038750	4253.95	20130101	0	 
	54	1	0	0	 	565630.71	0.038750	2675.65	20130101	0	 
	55	1	0	0	 	571320.61	0.036250	2633.70	20130101	0	39
	56	1	0	0	 	575351.14	0.032500	5786.43	20130101	0	 
	57	1	0	0	 	575650.37	0.036250	4203.64	20130101	0	 
	58	1	0	0	 	576411.72	0.036250	2645.10	20130101	0	39
	59	1	0	0	 	576714.22	0.041250	2810.97	20130101	0	 
	60	1	0	0	 	579820.32	0.035000	4232.10	20130101	0	 
	61	1	0	0	 	584668.91	0.041250	2849.74	20130101	0	 
	62	1	0	0	 	585395.14	0.041250	4475.81	20130101	0	 
	63	1	0	0	 	589917.04	0.042500	4588.90	20130101	0	 
	64	1	0	0	 	589926.43	0.041250	2883.67	20130101	0	39
	65	1	0	0	 	591829.94	0.042500	4724.31	20130101	0	 
	66	1	0	0	 	593066.31	0.032500	6053.69	20130101	0	 
	67	1	0	0	 	595352.96	0.036250	2736.31	20130101	0	39
	68	1	0	0	 	596281.87	0.041250	4617.54	20130101	0	 
	69	1	0	0	 	598133.14	0.036250	4484.85	20130101	0	 
	70	1	0	0	 	599905.56	0.033750	2674.68	20130101	0	39
	71	1	0	0	 	601472.50	0.040000	4723.65	20130101	0	 
	72	1	0	0	 	601642.21	0.041250	4699.60	20130101	0	 
	73	1	0	0	 	605557.17	0.031250	4336.39	20130101	0	 
	74	1	0	0	 	607649.04	0.043750	5044.83	20130101	0	 
	75	1	0	0	 	612432.02	0.040000	2940.88	20130101	0	 
	76	1	0	0	 	612612.52	0.035000	2772.85	20130101	0	39
	77	1	0	0	 	615253.23	0.037500	2866.69	20130101	0	39
	78	1	0	0	 	619218.74	0.046250	5054.97	20130101	0	 
	79	1	0	0	 	624281.35	0.038750	2953.09	20130101	0	 
	80	1	0	0	 	629464.53	0.040000	3031.59	20130101	0	39
	81	1	0	0	 	629496.46	0.045000	5087.21	20130101	0	 
	82	1	0	0	 	637215.75	0.041250	5259.07	20130101	0	 
	83	1	0	0	 	638978.14	0.042500	5053.05	20130101	0	 
	84	1	0	0	 	639548.45	0.037500	4770.58	20130101	0	 
	85	1	0	0	 	640100.87	0.038750	4814.30	20130101	0	 
	86	1	0	0	 	640351.68	0.041250	3121.14	20130101	0	 
	87	1	0	0	 	641180.68	0.038750	3033.03	20130101	0	 
	88	1	0	0	 	643271.32	0.043750	5158.62	20130101	0	 
	89	1	0	0	 	643794.38	0.035000	4718.22	20130101	0	 
	90	1	0	0	 	649395.30	0.037500	3025.77	20130101	0	39
	91	1	0	0	 	650214.09	0.047500	5444.82	20130101	0	 
	92	1	0	0	 	651448.89	0.042500	3227.13	20130101	0	 
	93	1	120	0	 	655261.21	0.035000	1911.17	20130101	0	39
	94	1	0	0	 	663047.64	0.038750	3141.18	20130101	0	39
	95	1	0	0	 	665351.78	0.042500	3296.00	20130101	0	 
	96	1	0	0	 	666032.64	0.038750	3150.59	20130101	0	 
	97	1	0	0	 	668529.23	0.041250	5177.02	20130101	0	 
	98	1	0	0	 	669772.07	0.036250	3078.35	20130101	0	39
	99	1	0	0	 	672020.30	0.042500	3333.38	20130101	0	 
	100	1	0	0	 	675189.84	0.042500	5613.88	20130101	0	 
	101	1	0	0	 	678022.62	0.042500	3354.05	20130101	0	 
	102	1	0	0	 	678088.66	0.038750	3216.42	20130101	0	39
	103	1	0	0	 	679354.55	0.038750	5134.08	20130101	0	 
	104	1	0	0	 	681598.28	0.031250	4832.73	20130101	0	 
	105	1	0	0	 	683194.98	0.036250	5191.46	20130101	0	 
	106	1	0	0	 	695669.32	0.036250	3192.36	20130101	0	39
	107	1	0	0	 	695838.25	0.038750	3291.66	20130101	0	 
	108	1	120	0	 	699997.98	0.040000	2333.33	20130101	0	39
	109	1	120	0	 	700000.00	0.041250	2406.25	20130101	0	39
	110	1	0	0	 	700796.66	0.042500	3473.10	20130101	0	 
	111	1	0	0	 	700836.87	0.040000	3375.33	20130101	0	39
	112	1	0	0	 	710766.16	0.038750	3362.20	20130101	0	 
	113	1	0	0	 	711032.65	0.042500	3522.29	20130101	0	 
	114	1	0	0	 	721068.93	0.040000	5547.66	20130101	0	 
	115	1	0	0	 	721977.77	0.042500	3571.48	20130101	0	 
	116	1	0	0	 	723290.21	0.040000	5769.57	20130101	0	 
	117	1	0	0	 	731755.28	0.037500	3427.06	20130101	0	39
	118	1	0	0	 	733036.72	0.036250	3363.83	20130101	0	39
	119	1	0	0	 	734446.97	0.035000	3329.67	20130101	0	39
	120	1	0	0	 	735220.52	0.038750	3477.87	20130101	0	 
	121	1	0	0	 	744219.62	0.043750	5856.55	20130101	0	 
	122	1	0	0	 	747547.11	0.038750	3536.18	20130101	0	39
	123	1	0	0	 	748813.52	0.042500	5895.98	20130101	0	 
	124	1	0	0	 	751869.81	0.042500	6251.43	20130101	0	 
	125	1	0	0	 	755429.12	0.030000	3212.62	20130101	0	39
	126	1	120	0	 	757250.00	0.042500	2681.93	20130101	0	39
	127	1	0	0	 	764362.12	0.043750	6402.76	20130101	0	 
	128	1	0	0	 	766728.44	0.042500	3792.86	20130101	0	 
	129	1	0	0	 	766999.68	0.040000	5917.50	20130101	0	 
	130	1	0	0	 	767157.71	0.028750	7582.80	20130101	0	 
	131	1	0	0	 	772600.57	0.033750	5571.56	20130101	0	 
	132	1	0	0	 	777870.71	0.048750	6650.84	20130101	0	 
	133	1	0	0	 	782303.80	0.036250	3630.17	20130101	0	39
	134	1	0	0	 	789370.10	0.041250	6452.62	20130101	0	 
	135	1	0	0	 	793026.19	0.040000	3819.32	20130101	0	39
	136	1	0	0	 	793819.10	0.037500	5999.59	20130101	0	 
	137	1	0	0	 	798470.03	0.037500	3751.24	20130101	0	39
	138	1	0	0	 	803645.78	0.041250	3911.46	20130101	0	 
	139	1	0	0	 	804259.27	0.043750	4054.20	20130101	0	39
	140	1	0	0	 	805061.78	0.042500	3999.47	20130101	0	 
	141	1	0	0	 	805522.69	0.036250	6056.71	20130101	0	 
	142	1	0	0	 	811532.92	0.043750	6962.62	20130101	0	 
	143	1	0	0	 	834892.63	0.033750	3721.12	20130101	0	39
	144	1	0	0	 	839657.28	0.035000	3794.43	20130101	0	39
	145	1	0	0	 	841045.07	0.040000	6546.24	20130101	0	 
	146	1	0	0	 	843195.98	0.041250	4109.83	20130101	0	 
	147	1	0	0	 	845164.06	0.045000	7099.14	20130101	0	 
	148	1	0	0	 	847279.83	0.040000	4086.67	20130101	0	39
	149	1	0	0	 	858100.98	0.042500	6815.64	20130101	0	 
	150	1	0	0	 	859824.26	0.032500	6148.35	20130101	0	 
	151	1	0	0	 	863131.21	0.042500	4279.88	20130101	0	 
	152	1	0	0	 	871230.54	0.041250	4264.92	20130101	0	39
	153	1	120	0	 	876000.00	0.043750	3193.75	20130101	0	39
	154	1	0	0	 	876373.71	0.042500	4353.67	20130101	0	39
	155	1	0	0	 	877080.11	0.041250	4277.21	20130101	0	 
	156	1	0	0	 	880109.12	0.035000	3996.50	20130101	0	39
	157	1	0	0	 	880682.03	0.038750	6652.30	20130101	0	 
	158	1	0	0	 	890846.16	0.038750	4220.38	20130101	0	39
	159	1	0	0	 	891023.28	0.042500	4412.70	20130101	0	 
	160	1	0	0	 	891604.12	0.033750	3967.81	20130101	0	39
	161	1	0	0	 	891622.69	0.036250	4104.46	20130101	0	39
	162	1	0	0	 	893676.64	0.038750	4227.43	20130101	0	39
	163	1	0	0	 	904616.70	0.050000	7757.69	20130101	0	 
	164	1	0	0	 	914233.30	0.038750	7059.36	20130101	0	 
	165	1	0	0	 	920654.97	0.035000	4167.13	20130101	0	39
	166	1	0	0	 	927505.60	0.045000	7649.93	20130101	0	 
	167	1	0	0	 	929210.23	0.043750	7586.20	20130101	0	 
	168	1	0	0	 	932744.03	0.036250	4300.56	20130101	0	39
	169	1	0	0	 	934037.96	0.032500	4112.70	20130101	0	39
	170	1	0	0	 	944119.68	0.048750	8627.27	20130101	0	 
	171	1	0	0	 	948755.42	0.037500	4427.39	20130101	0	39
	172	1	0	0	 	950642.71	0.042500	4722.62	20130101	0	39
	173	1	0	0	 	958126.37	0.036250	9947.25	20130101	0	 
	174	1	0	0	 	980512.95	0.037500	4575.58	20130101	0	39
	175	1	0	0	 	989582.16	0.038750	4702.35	20130101	0	39
	176	1	0	0	 	991089.13	0.038750	4702.37	20130101	0	39
	177	1	0	0	 	991957.67	0.035000	4490.45	20130101	0	39
	178	1	0	0	 	992085.06	0.035000	4490.45	20130101	0	39
	179	1	0	0	 	994180.32	0.041250	4846.50	20130101	0	 
	180	1	120	0	 	999499.39	0.037500	3123.44	20130101	0	39
	181	1	120	0	 	1015000.00	0.038750	3277.60	20130101	0	39
	182	1	0	0	 	1039303.50	0.040000	5012.86	20130101	0	39
	183	1	0	0	 	1084464.88	0.042500	8575.97	20130101	0	 
	184	1	0	0	 	1104873.76	0.033750	5039.90	20130101	0	39
	185	1	0	0	 	1112470.79	0.040000	8400.64	20130101	0	 
	186	1	0	0	 	1136772.06	0.047500	9956.25	20130101	0	 
	187	1	0	0	 	1192272.79	0.046250	9908.60	20130101	0	 
	188	1	0	0	 	1208268.58	0.042500	5977.07	20130101	0	 
	189	1	0	0	 	1224403.09	0.047500	10298.49	20130101	0	 
	190	1	0	0	 	1268725.88	0.040000	9919.22	20130101	0	 
	191	1	0	0	 	1306034.29	0.041250	10070.56	20130101	0	 
	192	1	0	0	 	1307562.40	0.042500	6469.01	20130101	0	 
	193	1	0	0	 	1386653.97	0.043750	6989.99	20130101	0	39
	194	1	0	0	 	1450382.46	0.040000	6954.51	20130101	0	 
	195	1	120	0	 	1483544.14	0.036250	4481.49	20130101	0	39
	196	1	0	0	 	1483733.93	0.042500	7339.74	20130101	0	 
	197	1	0	0	 	1610460.34	0.048750	13529.13	20130101	0	 
	198	1	0	0	 	1623802.12	0.043750	12591.39	20130101	0	 
	199	1	0	0	 	2783781.94	0.040000	13367.63	20130101	0	39
	200	1	0	0	 	547561.37	0.038750	2586.30	20130101	0	 
	201	1	0	0	 	490641.59	0.040000	2356.04	20130101	0	 


 


	 	41	42	43	44	45	46	47	48	49	50
	 	
        ARM Look-back

        Days
	Gross Margin	ARM Round Flag	ARM Round Factor	
        Initial Fixed Rate

        Period
	
        Initial Interest Rate

        Cap (Change Up)
	
        Initial Interest Rate

        Cap (Change Down)
	
        Subsequent Interest

        Rate Reset Period
	
        Subsequent Interest

        Rate Cap (Change Down)
	
        Subsequent Interest

        Rate Cap (Change

        Up)

	1	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 
	3	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	4	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 
	23	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	24	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	25	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 
	28	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	29	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 
	34	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	35	 	 	 	 	 	 	 	 	 	 
	36	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	37	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 
	43	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	44	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	45	 	 	 	 	 	 	 	 	 	 
	46	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	47	 	 	 	 	 	 	 	 	 	 
	48	 	 	 	 	 	 	 	 	 	 
	49	 	 	 	 	 	 	 	 	 	 
	50	 	 	 	 	 	 	 	 	 	 
	51	 	 	 	 	 	 	 	 	 	 
	52	 	 	 	 	 	 	 	 	 	 
	53	 	 	 	 	 	 	 	 	 	 
	54	 	 	 	 	 	 	 	 	 	 
	55	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	56	 	 	 	 	 	 	 	 	 	 
	57	 	 	 	 	 	 	 	 	 	 
	58	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	59	 	 	 	 	 	 	 	 	 	 
	60	 	 	 	 	 	 	 	 	 	 
	61	 	 	 	 	 	 	 	 	 	 
	62	 	 	 	 	 	 	 	 	 	 
	63	 	 	 	 	 	 	 	 	 	 
	64	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	65	 	 	 	 	 	 	 	 	 	 
	66	 	 	 	 	 	 	 	 	 	 
	67	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	68	 	 	 	 	 	 	 	 	 	 
	69	 	 	 	 	 	 	 	 	 	 
	70	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	71	 	 	 	 	 	 	 	 	 	 
	72	 	 	 	 	 	 	 	 	 	 
	73	 	 	 	 	 	 	 	 	 	 
	74	 	 	 	 	 	 	 	 	 	 
	75	 	 	 	 	 	 	 	 	 	 
	76	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	77	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	78	 	 	 	 	 	 	 	 	 	 
	79	 	 	 	 	 	 	 	 	 	 
	80	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	81	 	 	 	 	 	 	 	 	 	 
	82	 	 	 	 	 	 	 	 	 	 
	83	 	 	 	 	 	 	 	 	 	 
	84	 	 	 	 	 	 	 	 	 	 
	85	 	 	 	 	 	 	 	 	 	 
	86	 	 	 	 	 	 	 	 	 	 
	87	 	 	 	 	 	 	 	 	 	 
	88	 	 	 	 	 	 	 	 	 	 
	89	 	 	 	 	 	 	 	 	 	 
	90	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	91	 	 	 	 	 	 	 	 	 	 
	92	 	 	 	 	 	 	 	 	 	 
	93	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	94	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	95	 	 	 	 	 	 	 	 	 	 
	96	 	 	 	 	 	 	 	 	 	 
	97	 	 	 	 	 	 	 	 	 	 
	98	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	99	 	 	 	 	 	 	 	 	 	 
	100	 	 	 	 	 	 	 	 	 	 
	101	 	 	 	 	 	 	 	 	 	 
	102	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	103	 	 	 	 	 	 	 	 	 	 
	104	 	 	 	 	 	 	 	 	 	 
	105	 	 	 	 	 	 	 	 	 	 
	106	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	107	 	 	 	 	 	 	 	 	 	 
	108	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	109	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	110	 	 	 	 	 	 	 	 	 	 
	111	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	112	 	 	 	 	 	 	 	 	 	 
	113	 	 	 	 	 	 	 	 	 	 
	114	 	 	 	 	 	 	 	 	 	 
	115	 	 	 	 	 	 	 	 	 	 
	116	 	 	 	 	 	 	 	 	 	 
	117	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	118	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	119	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	120	 	 	 	 	 	 	 	 	 	 
	121	 	 	 	 	 	 	 	 	 	 
	122	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	123	 	 	 	 	 	 	 	 	 	 
	124	 	 	 	 	 	 	 	 	 	 
	125	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	126	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	127	 	 	 	 	 	 	 	 	 	 
	128	 	 	 	 	 	 	 	 	 	 
	129	 	 	 	 	 	 	 	 	 	 
	130	 	 	 	 	 	 	 	 	 	 
	131	 	 	 	 	 	 	 	 	 	 
	132	 	 	 	 	 	 	 	 	 	 
	133	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	134	 	 	 	 	 	 	 	 	 	 
	135	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	136	 	 	 	 	 	 	 	 	 	 
	137	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	138	 	 	 	 	 	 	 	 	 	 
	139	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	140	 	 	 	 	 	 	 	 	 	 
	141	 	 	 	 	 	 	 	 	 	 
	142	 	 	 	 	 	 	 	 	 	 
	143	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	144	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	145	 	 	 	 	 	 	 	 	 	 
	146	 	 	 	 	 	 	 	 	 	 
	147	 	 	 	 	 	 	 	 	 	 
	148	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	149	 	 	 	 	 	 	 	 	 	 
	150	 	 	 	 	 	 	 	 	 	 
	151	 	 	 	 	 	 	 	 	 	 
	152	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	153	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	154	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	155	 	 	 	 	 	 	 	 	 	 
	156	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	157	 	 	 	 	 	 	 	 	 	 
	158	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	159	 	 	 	 	 	 	 	 	 	 
	160	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	161	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	162	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	163	 	 	 	 	 	 	 	 	 	 
	164	 	 	 	 	 	 	 	 	 	 
	165	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	166	 	 	 	 	 	 	 	 	 	 
	167	 	 	 	 	 	 	 	 	 	 
	168	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	169	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	170	 	 	 	 	 	 	 	 	 	 
	171	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	172	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	173	 	 	 	 	 	 	 	 	 	 
	174	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	175	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	176	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	177	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	178	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	179	 	 	 	 	 	 	 	 	 	 
	180	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	181	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	182	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	183	 	 	 	 	 	 	 	 	 	 
	184	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	185	 	 	 	 	 	 	 	 	 	 
	186	 	 	 	 	 	 	 	 	 	 
	187	 	 	 	 	 	 	 	 	 	 
	188	 	 	 	 	 	 	 	 	 	 
	189	 	 	 	 	 	 	 	 	 	 
	190	 	 	 	 	 	 	 	 	 	 
	191	 	 	 	 	 	 	 	 	 	 
	192	 	 	 	 	 	 	 	 	 	 
	193	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	194	 	 	 	 	 	 	 	 	 	 
	195	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	196	 	 	 	 	 	 	 	 	 	 
	197	 	 	 	 	 	 	 	 	 	 
	198	 	 	 	 	 	 	 	 	 	 
	199	45	0.022500	3	0.001250	120	0.050000	0.050000	12	0.020000	0.020000
	200	 	 	 	 	 	 	 	 	 	 
	201	 	 	 	 	 	 	 	 	 	 


 


	 	51	52	53	54	55	56	57	58	59	60
	 	Lifetime Maximum
 Rate (Ceiling)	Lifetime Minimum
 Rate (Floor)	Negative
 Amortization Limit	Initial Negative
 Amortization Recast
 Period	Subsequent
 Negative
 Amortization Recast
 Period	Initial Fixed
 Payment Period	Subsequent
 Payment Reset
 Period	Initial Periodic
 Payment Cap	Subsequent
 Periodic Payment
 Cap	Initial Minimum
 Payment Reset
 Period
	1	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 
	3	0.086250	0.022500	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 
	23	0.087500	0.022500	 	 	 	 	 	 	 	 
	24	0.085000	0.022500	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 
	28	0.088750	0.022500	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 
	34	0.091250	0.022500	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 
	36	0.085000	0.022500	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 
	43	0.086250	0.022500	 	 	 	 	 	 	 	 
	44	0.086250	0.022500	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 	 
	46	0.087500	0.022500	 	 	 	 	 	 	 	 
	47	 	 	 	 	 	 	 	 	 	 
	48	 	 	 	 	 	 	 	 	 	 
	49	 	 	 	 	 	 	 	 	 	 
	50	 	 	 	 	 	 	 	 	 	 
	51	 	 	 	 	 	 	 	 	 	 
	52	 	 	 	 	 	 	 	 	 	 
	53	 	 	 	 	 	 	 	 	 	 
	54	 	 	 	 	 	 	 	 	 	 
	55	0.086250	0.022500	 	 	 	 	 	 	 	 
	56	 	 	 	 	 	 	 	 	 	 
	57	 	 	 	 	 	 	 	 	 	 
	58	0.086250	0.022500	 	 	 	 	 	 	 	 
	59	 	 	 	 	 	 	 	 	 	 
	60	 	 	 	 	 	 	 	 	 	 
	61	 	 	 	 	 	 	 	 	 	 
	62	 	 	 	 	 	 	 	 	 	 
	63	 	 	 	 	 	 	 	 	 	 
	64	0.091250	0.022500	 	 	 	 	 	 	 	 
	65	 	 	 	 	 	 	 	 	 	 
	66	 	 	 	 	 	 	 	 	 	 
	67	0.086250	0.022500	 	 	 	 	 	 	 	 
	68	 	 	 	 	 	 	 	 	 	 
	69	 	 	 	 	 	 	 	 	 	 
	70	0.083750	0.022500	 	 	 	 	 	 	 	 
	71	 	 	 	 	 	 	 	 	 	 
	72	 	 	 	 	 	 	 	 	 	 
	73	 	 	 	 	 	 	 	 	 	 
	74	 	 	 	 	 	 	 	 	 	 
	75	 	 	 	 	 	 	 	 	 	 
	76	0.085000	0.022500	 	 	 	 	 	 	 	 
	77	0.087500	0.022500	 	 	 	 	 	 	 	 
	78	 	 	 	 	 	 	 	 	 	 
	79	 	 	 	 	 	 	 	 	 	 
	80	0.090000	0.022500	 	 	 	 	 	 	 	 
	81	 	 	 	 	 	 	 	 	 	 
	82	 	 	 	 	 	 	 	 	 	 
	83	 	 	 	 	 	 	 	 	 	 
	84	 	 	 	 	 	 	 	 	 	 
	85	 	 	 	 	 	 	 	 	 	 
	86	 	 	 	 	 	 	 	 	 	 
	87	 	 	 	 	 	 	 	 	 	 
	88	 	 	 	 	 	 	 	 	 	 
	89	 	 	 	 	 	 	 	 	 	 
	90	0.087500	0.022500	 	 	 	 	 	 	 	 
	91	 	 	 	 	 	 	 	 	 	 
	92	 	 	 	 	 	 	 	 	 	 
	93	0.085000	0.022500	 	 	 	 	 	 	 	 
	94	0.088750	0.022500	 	 	 	 	 	 	 	 
	95	 	 	 	 	 	 	 	 	 	 
	96	 	 	 	 	 	 	 	 	 	 
	97	 	 	 	 	 	 	 	 	 	 
	98	0.086250	0.022500	 	 	 	 	 	 	 	 
	99	 	 	 	 	 	 	 	 	 	 
	100	 	 	 	 	 	 	 	 	 	 
	101	 	 	 	 	 	 	 	 	 	 
	102	0.088750	0.022500	 	 	 	 	 	 	 	 
	103	 	 	 	 	 	 	 	 	 	 
	104	 	 	 	 	 	 	 	 	 	 
	105	 	 	 	 	 	 	 	 	 	 
	106	0.086250	0.022500	 	 	 	 	 	 	 	 
	107	 	 	 	 	 	 	 	 	 	 
	108	0.090000	0.022500	 	 	 	 	 	 	 	 
	109	0.091250	0.022500	 	 	 	 	 	 	 	 
	110	 	 	 	 	 	 	 	 	 	 
	111	0.090000	0.022500	 	 	 	 	 	 	 	 
	112	 	 	 	 	 	 	 	 	 	 
	113	 	 	 	 	 	 	 	 	 	 
	114	 	 	 	 	 	 	 	 	 	 
	115	 	 	 	 	 	 	 	 	 	 
	116	 	 	 	 	 	 	 	 	 	 
	117	0.087500	0.022500	 	 	 	 	 	 	 	 
	118	0.086250	0.022500	 	 	 	 	 	 	 	 
	119	0.085000	0.022500	 	 	 	 	 	 	 	 
	120	 	 	 	 	 	 	 	 	 	 
	121	 	 	 	 	 	 	 	 	 	 
	122	0.088750	0.022500	 	 	 	 	 	 	 	 
	123	 	 	 	 	 	 	 	 	 	 
	124	 	 	 	 	 	 	 	 	 	 
	125	0.080000	0.022500	 	 	 	 	 	 	 	 
	126	0.092500	0.022500	 	 	 	 	 	 	 	 
	127	 	 	 	 	 	 	 	 	 	 
	128	 	 	 	 	 	 	 	 	 	 
	129	 	 	 	 	 	 	 	 	 	 
	130	 	 	 	 	 	 	 	 	 	 
	131	 	 	 	 	 	 	 	 	 	 
	132	 	 	 	 	 	 	 	 	 	 
	133	0.086250	0.022500	 	 	 	 	 	 	 	 
	134	 	 	 	 	 	 	 	 	 	 
	135	0.090000	0.022500	 	 	 	 	 	 	 	 
	136	 	 	 	 	 	 	 	 	 	 
	137	0.087500	0.022500	 	 	 	 	 	 	 	 
	138	 	 	 	 	 	 	 	 	 	 
	139	0.093750	0.022500	 	 	 	 	 	 	 	 
	140	 	 	 	 	 	 	 	 	 	 
	141	 	 	 	 	 	 	 	 	 	 
	142	 	 	 	 	 	 	 	 	 	 
	143	0.083750	0.022500	 	 	 	 	 	 	 	 
	144	0.085000	0.022500	 	 	 	 	 	 	 	 
	145	 	 	 	 	 	 	 	 	 	 
	146	 	 	 	 	 	 	 	 	 	 
	147	 	 	 	 	 	 	 	 	 	 
	148	0.090000	0.022500	 	 	 	 	 	 	 	 
	149	 	 	 	 	 	 	 	 	 	 
	150	 	 	 	 	 	 	 	 	 	 
	151	 	 	 	 	 	 	 	 	 	 
	152	0.091250	0.022500	 	 	 	 	 	 	 	 
	153	0.093750	0.022500	 	 	 	 	 	 	 	 
	154	0.092500	0.022500	 	 	 	 	 	 	 	 
	155	 	 	 	 	 	 	 	 	 	 
	156	0.085000	0.022500	 	 	 	 	 	 	 	 
	157	 	 	 	 	 	 	 	 	 	 
	158	0.088750	0.022500	 	 	 	 	 	 	 	 
	159	 	 	 	 	 	 	 	 	 	 
	160	0.083750	0.022500	 	 	 	 	 	 	 	 
	161	0.086250	0.022500	 	 	 	 	 	 	 	 
	162	0.088750	0.022500	 	 	 	 	 	 	 	 
	163	 	 	 	 	 	 	 	 	 	 
	164	 	 	 	 	 	 	 	 	 	 
	165	0.085000	0.022500	 	 	 	 	 	 	 	 
	166	 	 	 	 	 	 	 	 	 	 
	167	 	 	 	 	 	 	 	 	 	 
	168	0.086250	0.022500	 	 	 	 	 	 	 	 
	169	0.082500	0.022500	 	 	 	 	 	 	 	 
	170	 	 	 	 	 	 	 	 	 	 
	171	0.087500	0.022500	 	 	 	 	 	 	 	 
	172	0.092500	0.022500	 	 	 	 	 	 	 	 
	173	 	 	 	 	 	 	 	 	 	 
	174	0.087500	0.022500	 	 	 	 	 	 	 	 
	175	0.088750	0.022500	 	 	 	 	 	 	 	 
	176	0.088750	0.022500	 	 	 	 	 	 	 	 
	177	0.085000	0.022500	 	 	 	 	 	 	 	 
	178	0.085000	0.022500	 	 	 	 	 	 	 	 
	179	 	 	 	 	 	 	 	 	 	 
	180	0.087500	0.022500	 	 	 	 	 	 	 	 
	181	0.088750	0.022500	 	 	 	 	 	 	 	 
	182	0.090000	0.022500	 	 	 	 	 	 	 	 
	183	 	 	 	 	 	 	 	 	 	 
	184	0.083750	0.022500	 	 	 	 	 	 	 	 
	185	 	 	 	 	 	 	 	 	 	 
	186	 	 	 	 	 	 	 	 	 	 
	187	 	 	 	 	 	 	 	 	 	 
	188	 	 	 	 	 	 	 	 	 	 
	189	 	 	 	 	 	 	 	 	 	 
	190	 	 	 	 	 	 	 	 	 	 
	191	 	 	 	 	 	 	 	 	 	 
	192	 	 	 	 	 	 	 	 	 	 
	193	0.093750	0.022500	 	 	 	 	 	 	 	 
	194	 	 	 	 	 	 	 	 	 	 
	195	0.086250	0.022500	 	 	 	 	 	 	 	 
	196	 	 	 	 	 	 	 	 	 	 
	197	 	 	 	 	 	 	 	 	 	 
	198	 	 	 	 	 	 	 	 	 	 
	199	0.090000	0.022500	 	 	 	 	 	 	 	 
	200	 	 	 	 	 	 	 	 	 	 
	201	 	 	 	 	 	 	 	 	 	 


 


	 	61	62	63	64	65	66	67	68	69	70
	 	Subsequent
 Minimum Payment
 Reset Period	Option ARM
 Indicator	Options at Recast	Initial Minimum
 Payment	Current Minimum
 Payment	Prepayment Penalty
 Calculation	Prepayment Penalty
 Type	Prepayment Penalty
 Total Term	Prepayment Penalty
 Hard Term	Primary Borrower ID
	1	 	 	 	 	 	 	 	0	 	238
	2	 	 	 	 	 	 	 	0	 	50
	3	 	 	 	 	 	 	 	0	 	154
	4	 	 	 	 	 	 	 	0	 	311
	5	 	 	 	 	 	 	 	0	 	42
	6	 	 	 	 	 	 	 	0	 	163
	7	 	 	 	 	 	 	 	0	 	56
	8	 	 	 	 	 	 	 	0	 	248
	9	 	 	 	 	 	 	 	0	 	268
	10	 	 	 	 	 	 	 	0	 	329
	11	 	 	 	 	 	 	 	0	 	169
	12	 	 	 	 	 	 	 	0	 	319
	13	 	 	 	 	 	 	 	0	 	177
	14	 	 	 	 	 	 	 	0	 	262
	15	 	 	 	 	 	 	 	0	 	247
	16	 	 	 	 	 	 	 	0	 	6
	17	 	 	 	 	 	 	 	0	 	274
	18	 	 	 	 	 	 	 	0	 	181
	19	 	 	 	 	 	 	 	0	 	158
	20	 	 	 	 	 	 	 	0	 	235
	21	 	 	 	 	 	 	 	0	 	351
	22	 	 	 	 	 	 	 	0	 	522
	23	 	 	 	 	 	 	 	0	 	43
	24	 	 	 	 	 	 	 	0	 	110
	25	 	 	 	 	 	 	 	0	 	276
	26	 	 	 	 	 	 	 	0	 	191
	27	 	 	 	 	 	 	 	0	 	263
	28	 	 	 	 	 	 	 	0	 	296
	29	 	 	 	 	 	 	 	0	 	141
	30	 	 	 	 	 	 	 	0	 	502
	31	 	 	 	 	 	 	 	0	 	182
	32	 	 	 	 	 	 	 	0	 	118
	33	 	 	 	 	 	 	 	0	 	216
	34	 	 	 	 	 	 	 	0	 	434
	35	 	 	 	 	 	 	 	0	 	482
	36	 	 	 	 	 	 	 	0	 	162
	37	 	 	 	 	 	 	 	0	 	71
	38	 	 	 	 	 	 	 	0	 	484
	39	 	 	 	 	 	 	 	0	 	355
	40	 	 	 	 	 	 	 	0	 	342
	41	 	 	 	 	 	 	 	0	 	246
	42	 	 	 	 	 	 	 	0	 	78
	43	 	 	 	 	 	 	 	0	 	285
	44	 	 	 	 	 	 	 	0	 	209
	45	 	 	 	 	 	 	 	0	 	233
	46	 	 	 	 	 	 	 	0	 	185
	47	 	 	 	 	 	 	 	0	 	271
	48	 	 	 	 	 	 	 	0	 	287
	49	 	 	 	 	 	 	 	0	 	45
	50	 	 	 	 	 	 	 	0	 	222
	51	 	 	 	 	 	 	 	0	 	332
	52	 	 	 	 	 	 	 	0	 	267
	53	 	 	 	 	 	 	 	0	 	363
	54	 	 	 	 	 	 	 	0	 	151
	55	 	 	 	 	 	 	 	0	 	464
	56	 	 	 	 	 	 	 	0	 	117
	57	 	 	 	 	 	 	 	0	 	244
	58	 	 	 	 	 	 	 	0	 	17
	59	 	 	 	 	 	 	 	0	 	155
	60	 	 	 	 	 	 	 	0	 	70
	61	 	 	 	 	 	 	 	0	 	207
	62	 	 	 	 	 	 	 	0	 	228
	63	 	 	 	 	 	 	 	0	 	524
	64	 	 	 	 	 	 	 	0	 	39
	65	 	 	 	 	 	 	 	0	 	159
	66	 	 	 	 	 	 	 	0	 	389
	67	 	 	 	 	 	 	 	0	 	320
	68	 	 	 	 	 	 	 	0	 	105
	69	 	 	 	 	 	 	 	0	 	164
	70	 	 	 	 	 	 	 	0	 	129
	71	 	 	 	 	 	 	 	0	 	80
	72	 	 	 	 	 	 	 	0	 	87
	73	 	 	 	 	 	 	 	0	 	448
	74	 	 	 	 	 	 	 	0	 	156
	75	 	 	 	 	 	 	 	0	 	152
	76	 	 	 	 	 	 	 	0	 	119
	77	 	 	 	 	 	 	 	0	 	333
	78	 	 	 	 	 	 	 	0	 	79
	79	 	 	 	 	 	 	 	0	 	112
	80	 	 	 	 	 	 	 	0	 	288
	81	 	 	 	 	 	 	 	0	 	370
	82	 	 	 	 	 	 	 	0	 	187
	83	 	 	 	 	 	 	 	0	 	365
	84	 	 	 	 	 	 	 	0	 	396
	85	 	 	 	 	 	 	 	0	 	388
	86	 	 	 	 	 	 	 	0	 	176
	87	 	 	 	 	 	 	 	0	 	120
	88	 	 	 	 	 	 	 	0	 	280
	89	 	 	 	 	 	 	 	0	 	309
	90	 	 	 	 	 	 	 	0	 	245
	91	 	 	 	 	 	 	 	0	 	144
	92	 	 	 	 	 	 	 	0	 	392
	93	 	 	 	 	 	 	 	0	 	488
	94	 	 	 	 	 	 	 	0	 	116
	95	 	 	 	 	 	 	 	0	 	325
	96	 	 	 	 	 	 	 	0	 	226
	97	 	 	 	 	 	 	 	0	 	317
	98	 	 	 	 	 	 	 	0	 	210
	99	 	 	 	 	 	 	 	0	 	499
	100	 	 	 	 	 	 	 	0	 	123
	101	 	 	 	 	 	 	 	0	 	413
	102	 	 	 	 	 	 	 	0	 	165
	103	 	 	 	 	 	 	 	0	 	195
	104	 	 	 	 	 	 	 	0	 	142
	105	 	 	 	 	 	 	 	0	 	371
	106	 	 	 	 	 	 	 	0	 	132
	107	 	 	 	 	 	 	 	0	 	157
	108	 	 	 	 	 	 	 	0	 	4
	109	 	 	 	 	 	 	 	0	 	498
	110	 	 	 	 	 	 	 	0	 	61
	111	 	 	 	 	 	 	 	0	 	381
	112	 	 	 	 	 	 	 	0	 	366
	113	 	 	 	 	 	 	 	0	 	102
	114	 	 	 	 	 	 	 	0	 	37
	115	 	 	 	 	 	 	 	0	 	111
	116	 	 	 	 	 	 	 	0	 	298
	117	 	 	 	 	 	 	 	0	 	197
	118	 	 	 	 	 	 	 	0	 	520
	119	 	 	 	 	 	 	 	0	 	283
	120	 	 	 	 	 	 	 	0	 	196
	121	 	 	 	 	 	 	 	0	 	168
	122	 	 	 	 	 	 	 	0	 	237
	123	 	 	 	 	 	 	 	0	 	145
	124	 	 	 	 	 	 	 	0	 	229
	125	 	 	 	 	 	 	 	0	 	331
	126	 	 	 	 	 	 	 	0	 	161
	127	 	 	 	 	 	 	 	0	 	321
	128	 	 	 	 	 	 	 	0	 	90
	129	 	 	 	 	 	 	 	0	 	349
	130	 	 	 	 	 	 	 	0	 	505
	131	 	 	 	 	 	 	 	0	 	107
	132	 	 	 	 	 	 	 	0	 	253
	133	 	 	 	 	 	 	 	0	 	66
	134	 	 	 	 	 	 	 	0	 	99
	135	 	 	 	 	 	 	 	0	 	452
	136	 	 	 	 	 	 	 	0	 	447
	137	 	 	 	 	 	 	 	0	 	131
	138	 	 	 	 	 	 	 	0	 	479
	139	 	 	 	 	 	 	 	0	 	443
	140	 	 	 	 	 	 	 	0	 	428
	141	 	 	 	 	 	 	 	0	 	160
	142	 	 	 	 	 	 	 	0	 	81
	143	 	 	 	 	 	 	 	0	 	180
	144	 	 	 	 	 	 	 	0	 	41
	145	 	 	 	 	 	 	 	0	 	515
	146	 	 	 	 	 	 	 	0	 	95
	147	 	 	 	 	 	 	 	0	 	250
	148	 	 	 	 	 	 	 	0	 	492
	149	 	 	 	 	 	 	 	0	 	481
	150	 	 	 	 	 	 	 	0	 	433
	151	 	 	 	 	 	 	 	0	 	93
	152	 	 	 	 	 	 	 	0	 	208
	153	 	 	 	 	 	 	 	0	 	189
	154	 	 	 	 	 	 	 	0	 	473
	155	 	 	 	 	 	 	 	0	 	220
	156	 	 	 	 	 	 	 	0	 	458
	157	 	 	 	 	 	 	 	0	 	100
	158	 	 	 	 	 	 	 	0	 	354
	159	 	 	 	 	 	 	 	0	 	496
	160	 	 	 	 	 	 	 	0	 	86
	161	 	 	 	 	 	 	 	0	 	400
	162	 	 	 	 	 	 	 	0	 	292
	163	 	 	 	 	 	 	 	0	 	265
	164	 	 	 	 	 	 	 	0	 	67
	165	 	 	 	 	 	 	 	0	 	214
	166	 	 	 	 	 	 	 	0	 	299
	167	 	 	 	 	 	 	 	0	 	188
	168	 	 	 	 	 	 	 	0	 	115
	169	 	 	 	 	 	 	 	0	 	438
	170	 	 	 	 	 	 	 	0	 	20
	171	 	 	 	 	 	 	 	0	 	323
	172	 	 	 	 	 	 	 	0	 	305
	173	 	 	 	 	 	 	 	0	 	272
	174	 	 	 	 	 	 	 	0	 	408
	175	 	 	 	 	 	 	 	0	 	167
	176	 	 	 	 	 	 	 	0	 	255
	177	 	 	 	 	 	 	 	0	 	372
	178	 	 	 	 	 	 	 	0	 	312
	179	 	 	 	 	 	 	 	0	 	401
	180	 	 	 	 	 	 	 	0	 	84
	181	 	 	 	 	 	 	 	0	 	491
	182	 	 	 	 	 	 	 	0	 	512
	183	 	 	 	 	 	 	 	0	 	270
	184	 	 	 	 	 	 	 	0	 	51
	185	 	 	 	 	 	 	 	0	 	260
	186	 	 	 	 	 	 	 	0	 	252
	187	 	 	 	 	 	 	 	0	 	254
	188	 	 	 	 	 	 	 	0	 	510
	189	 	 	 	 	 	 	 	0	 	328
	190	 	 	 	 	 	 	 	0	 	106
	191	 	 	 	 	 	 	 	0	 	377
	192	 	 	 	 	 	 	 	0	 	348
	193	 	 	 	 	 	 	 	0	 	436
	194	 	 	 	 	 	 	 	0	 	48
	195	 	 	 	 	 	 	 	0	 	83
	196	 	 	 	 	 	 	 	0	 	183
	197	 	 	 	 	 	 	 	0	 	264
	198	 	 	 	 	 	 	 	0	 	40
	199	 	 	 	 	 	 	 	0	 	259
	200	 	 	 	 	 	 	 	0	 	2
	201	 	 	 	 	 	 	 	0	 	1


 


	 	71	72	73	74	75	76	77	78	79	80
	 	
        Number of

        Mortgaged

        Properties
	
        Total Number of

        Borrowers
	
        Self-employment

        Flag
	
        Current ‘Other’

        Monthly Payment
	
        Length of

        Employment:

        Borrower
	
        Length of

        Employment: Co-

        Borrower
	Years in Home	FICO Model Used	
        Most Recent FICO

        Date
	
        Primary Wage

        Earner Original

        FICO: Equifax

	1	1	 	0	 	3.6	 	3	1	20120928	 
	2	1	 	0	 	12.1	 	14	1	20120928	 
	3	1	 	0	 	8.1	 	0	1	20120928	 
	4	1	 	0	 	6.5	2.7	2	1	20120928	 
	5	1	 	0	 	21.1	 	6	1	20120928	 
	6	4	 	1	 	6.1	8.1	3.8	1	20120928	 
	7	2	 	0	 	3	3.1	0	1	20120928	 
	8	1	 	0	 	6.1	 	7	1	20120928	 
	9	3	 	1	 	30	8	3.5	1	20120928	 
	10	1	 	0	 	17	 	3	1	20120928	 
	11	1	 	0	 	1.3	10.7	0	1	20120928	 
	12	1	 	0	 	23	 	8	1	20120928	 
	13	1	 	0	 	 	15.2	6	1	20120928	 
	14	1	 	0	 	14	2.5	5	1	20120928	 
	15	1	 	1	 	21	 	13	1	20120928	 
	16	1	 	0	 	19.7	 	7	1	20120928	 
	17	1	 	0	 	24	 	21	1	20120928	 
	18	1	 	0	 	11.6	 	9	1	20120928	 
	19	1	 	0	 	9.1	18.1	8	1	20120928	 
	20	1	 	0	 	20.4	 	2	1	20120928	 
	21	1	 	0	 	1.8	6.3	10	1	20120928	 
	22	2	 	0	 	20	18	0	1	20120928	 
	23	1	 	0	 	22.4	14.4	0	1	20120928	 
	24	1	 	1	 	12	 	0	1	20120928	 
	25	2	 	0	 	10	 	7	1	20120928	 
	26	1	 	0	 	3	 	0	1	20120928	 
	27	1	 	0	 	15	 	16	1	20120928	 
	28	1	 	0	 	31	 	17	1	20120928	 
	29	2	 	1	 	17.7	17.7	8.6	1	20120928	 
	30	1	 	0	 	3.4	 	6	1	20120928	 
	31	4	 	0	 	21	21	1	1	20120928	 
	32	1	 	0	 	4.4	 	3	1	20120928	 
	33	2	 	0	 	6	 	7	1	20120928	 
	34	1	 	0	 	 	 	25	1	20120928	 
	35	1	 	0	 	 	28.7	6.5	1	20120928	 
	36	1	 	0	 	2	2	15	1	20120928	 
	37	1	 	0	 	13	6	5	1	20120928	 
	38	1	 	0	 	5	 	3	1	20120928	 
	39	1	 	0	 	0	0	9.25	1	20120928	 
	40	2	 	1	 	6.4	12.3	0	1	20120928	 
	41	1	 	1	 	5	8	10	1	20120928	 
	42	1	 	0	 	13.9	 	3	1	20120928	 
	43	1	 	0	 	5	 	3	1	20120928	 
	44	2	 	1	 	11.2	 	1.5	1	20120928	 
	45	2	 	1	 	5.6	1	0.9	1	20120928	 
	46	3	 	0	 	40	 	1.75	1	20120928	 
	47	1	 	1	 	16	12	2	1	20120928	 
	48	1	 	1	 	24	 	6	1	20120928	 
	49	1	 	0	 	3	2	2	1	20120928	 
	50	1	 	0	 	1.3	 	0.8	1	20120928	 
	51	2	 	0	 	30	33	7.75	1	20120928	 
	52	1	 	0	 	25	 	3	1	20120928	 
	53	1	 	0	 	10	4	17	1	20120928	 
	54	1	 	1	 	17	 	5	1	20120928	 
	55	3	 	0	 	22.4	20.4	0	1	20120928	 
	56	1	 	1	 	23.6	23.6	14	1	20120928	 
	57	1	 	0	 	10.7	 	2	1	20120928	 
	58	2	 	0	 	1	 	0	1	20120928	 
	59	0	 	1	 	1.3	 	0	1	20120928	 
	60	1	 	1	 	3.9	 	3	1	20120928	 
	61	2	 	0	 	2.1	 	0	1	20120928	 
	62	1	 	0	 	11	11	11	1	20120928	 
	63	2	 	0	 	6	9	5	1	20120928	 
	64	3	 	1	 	11	16	0	1	20120928	 
	65	2	 	1	 	7	 	14	1	20120928	 
	66	0	 	1	 	26.2	 	0	1	20120928	 
	67	2	 	0	 	18	12	0	1	20120928	 
	68	1	 	0	 	23	 	13	1	20120928	 
	69	1	 	1	 	5.1	5.1	1	1	20120928	 
	70	1	 	0	 	7.2	 	1	1	20120928	 
	71	1	 	0	 	9.5	10.8	5	1	20120928	 
	72	2	 	0	 	11.7	 	10	1	20120928	 
	73	1	 	0	 	2.1	5.1	5	1	20120928	 
	74	2	 	1	 	21.9	 	3	1	20120928	 
	75	1	 	0	 	5.7	 	0	1	20120928	 
	76	2	 	1	 	14.11	 	0	1	20120928	 
	77	1	 	0	 	1.5	 	9	1	20120928	 
	78	2	 	1	 	21	 	4	1	20120928	 
	79	2	 	0	 	5.1	3.1	2	1	20120928	 
	80	0	 	0	 	12	 	0	1	20120928	 
	81	4	 	1	 	30	 	0	1	20120928	 
	82	1	 	1	 	14.8	 	7	1	20120928	 
	83	1	 	1	 	2	 	2	1	20120928	 
	84	1	 	0	 	25.7	7.1	5.8	1	20120928	 
	85	1	 	0	 	1.3	 	6	1	20120928	 
	86	1	 	0	 	40	 	5	1	20120928	 
	87	1	 	0	 	9.1	 	1.5	1	20120928	 
	88	3	 	0	 	3.2	 	20.6	1	20120928	 
	89	1	 	0	 	7.6	 	7	1	20120928	 
	90	2	 	1	 	14	 	1	1	20120928	 
	91	2	 	0	 	18.2	 	0	1	20120928	 
	92	2	 	0	 	0.2	4.7	0	1	20120928	 
	93	1	 	0	 	11.2	 	7	1	20120928	 
	94	2	 	0	 	19	 	0	1	20120928	 
	95	1	 	0	 	9.6	 	2	1	20120928	 
	96	1	 	0	 	5.8	 	5	1	20120928	 
	97	1	 	0	 	25	 	12	1	20120928	 
	98	2	 	0	 	1	 	0	1	20120928	 
	99	4	 	0	 	7	0.8	5	1	20120928	 
	100	1	 	0	 	4.1	 	14	1	20120928	 
	101	1	 	0	 	10.8	 	8	1	20120928	 
	102	1	 	0	 	7	2	1	1	20120928	 
	103	4	 	1	 	8	10	0	1	20120928	 
	104	2	 	0	 	 	 	0	1	20120928	 
	105	2	 	1	 	23	 	2	1	20120928	 
	106	1	 	0	 	3	3	6	1	20120928	 
	107	2	 	0	 	6	1.3	0	1	20120928	 
	108	2	 	0	 	13	 	0	1	20120928	 
	109	2	 	0	 	2.3	3	5	1	20120928	 
	110	1	 	0	 	6.6	9	3	1	20120928	 
	111	4	 	0	 	19	19	25	1	20120928	 
	112	0	 	0	 	12	9	0	1	20120928	 
	113	2	 	0	 	12	5	0	1	20120928	 
	114	2	 	0	 	19	17	7	1	20120928	 
	115	1	 	0	 	9	 	4	1	20120928	 
	116	1	 	1	 	10.1	 	5	1	20120928	 
	117	1	 	0	 	1.4	11.6	0	1	20120928	 
	118	1	 	0	 	4	 	0	1	20120928	 
	119	1	 	0	 	15.1	0.9	0.8	1	20120928	 
	120	2	 	0	 	3.3	2.7	0	1	20120928	 
	121	2	 	0	 	4.75	5.75	5.25	1	20120928	 
	122	1	 	0	 	0.4	 	0	1	20120928	 
	123	2	 	0	 	8	 	6	1	20120928	 
	124	1	 	1	 	1.7	 	2.8	1	20120928	 
	125	3	 	1	 	9	 	0	1	20120928	 
	126	3	 	1	 	17	1	6	1	20120928	 
	127	1	 	0	 	13	 	5	1	20120928	 
	128	3	 	0	 	2.9	 	6	1	20120928	 
	129	1	 	0	 	15	0.8	16	1	20120928	 
	130	1	 	0	 	5.6	 	13.5	1	20120928	 
	131	1	 	0	 	10.1	 	9	1	20120928	 
	132	1	 	1	 	15	 	6	1	20120928	 
	133	8	 	0	 	5.01	15.1	0	1	20120928	 
	134	1	 	0	 	23	 	0	1	20120928	 
	135	3	 	0	 	17	8	3	1	20120928	 
	136	1	 	0	 	20.7	5.8	10	1	20120928	 
	137	2	 	1	 	1.7	 	4	1	20120928	 
	138	0	 	0	 	0.8	 	0	1	20120928	 
	139	1	 	0	 	12	 	0	1	20120928	 
	140	1	 	0	 	13.6	1.5	6	1	20120928	 
	141	1	 	1	 	25.2	 	14.8	1	20120928	 
	142	1	 	0	 	8	6	3	1	20120928	 
	143	2	 	0	 	0.7	0.8	0	1	20120928	 
	144	1	 	0	 	0.8	 	8	1	20120928	 
	145	2	 	1	 	15	14	0	1	20120928	 
	146	1	 	0	 	5	 	0	1	20120928	 
	147	0	 	1	 	22.9	 	0	1	20120928	 
	148	2	 	1	 	12	 	0	1	20120928	 
	149	3	 	1	 	17.4	11.9	10	1	20120928	 
	150	1	 	0	 	9.1	0.9	5	1	20120928	 
	151	1	 	0	 	9	8	3	1	20120928	 
	152	2	 	0	 	20	 	0	1	20120928	 
	153	1	 	0	 	57	 	37	1	20120928	 
	154	4	 	1	 	0	23	0	1	20120928	 
	155	1	 	0	 	3	0.6	1	1	20120928	 
	156	2	 	0	 	0.9	5.3	5	1	20120928	 
	157	2	 	0	 	15.1	 	1.7	1	20120928	 
	158	1	 	0	 	8	 	1	1	20120928	 
	159	1	 	0	 	14	4	6	1	20120928	 
	160	2	 	1	 	8.5	 	7	1	20120928	 
	161	2	 	0	 	4	 	0	1	20120928	 
	162	4	 	1	 	8	 	0	1	20120928	 
	163	1	 	1	 	14	11	3	1	20120928	 
	164	7	 	1	 	10	 	0	1	20120928	 
	165	2	 	1	 	13.6	 	12	1	20120928	 
	166	2	 	1	 	15.2	 	10	1	20120928	 
	167	1	 	0	 	3.2	 	4	1	20120928	 
	168	1	 	0	 	13	15	9	1	20120928	 
	169	2	 	0	 	3.1	2.1	18	1	20120928	 
	170	1	 	1	 	3	11.75	1	1	20120928	 
	171	1	 	1	 	15	 	15	1	20120928	 
	172	1	 	0	 	20	16	0	1	20120928	 
	173	1	 	1	 	20.4	 	1.2	1	20120928	 
	174	1	 	1	 	17	17	8	1	20120928	 
	175	5	 	0	 	2.5	 	0	1	20120928	 
	176	1	 	0	 	10	 	0	1	20120928	 
	177	2	 	1	 	9	 	0	1	20120928	 
	178	1	 	0	 	8	 	0	1	20120928	 
	179	3	 	1	 	8	7	0	1	20120928	 
	180	1	 	0	 	2.6	 	11	1	20120928	 
	181	2	 	0	 	2	6	0	1	20120928	 
	182	2	 	0	 	15	 	0	1	20120928	 
	183	1	 	1	 	28	10	9	1	20120928	 
	184	5	 	0	 	8	 	0	1	20120928	 
	185	1	 	1	 	22	 	16	1	20120928	 
	186	1	 	0	 	0	10	3	1	20120928	 
	187	1	 	0	 	21	 	0	1	20120928	 
	188	2	 	0	 	14	13	3	1	20120928	 
	189	1	 	0	 	11	 	3	1	20120928	 
	190	1	 	1	 	5.4	4.4	3	1	20120928	 
	191	1	 	1	 	20	 	0	1	20120928	 
	192	1	 	0	 	7.6	9.1	5	1	20120928	 
	193	3	 	1	 	20	5	0	1	20120928	 
	194	1	 	0	 	13.2	8.7	2	1	20120928	 
	195	1	 	0	 	5.4	 	2.4	1	20120928	 
	196	2	 	1	 	4.3	 	0	1	20120928	 
	197	1	 	1	 	11	11	7	1	20120928	 
	198	1	 	1	 	26	26	4	1	20120928	 
	199	5	 	1	 	22	 	14	1	20120928	 
	200	1	 	1	 	 	 	0	1	 	 
	201	2	 	1	 	 	 	0	1	 	 


 


	 	81	82	83	84	85	86	87	88	89	90
	 	
        Primary Wage

        Earner Original

        FICO: Experian
	
        Primary Wage

        Earner Original

        FICO: TransUnion
	
        Secondary Wage

        Earner Original

        FICO: Equifax
	
        Secondary Wage

        Earner Original

        FICO: Experian
	
        Secondary Wage

        Earner Original

        FICO: TransUnion
	
        Original

        Primary Borrower

        FICO
	
        Most Recent

        Primary Borrower

        FICO
	
        Most Recent Co-

        Borrower FICO
	
        Most Recent FICO

        Method
	
        VantageScore:

        Primary Borrower

	1	 	 	 	 	 	801	807	 	2	 
	2	 	 	 	 	 	756	771	 	2	 
	3	 	 	 	 	 	796	795	 	2	 
	4	 	 	 	 	 	795	779	 	2	 
	5	 	 	 	 	 	715	745	 	2	 
	6	 	 	 	 	 	773	779	 	2	 
	7	 	 	 	 	 	810	811	 	2	 
	8	 	 	 	 	 	775	769	 	2	 
	9	 	 	 	 	 	768	776	 	2	 
	10	 	 	 	 	 	808	771	 	2	 
	11	 	 	 	 	 	794	716	 	2	 
	12	 	 	 	 	 	737	745	 	2	 
	13	 	 	 	 	 	802	768	 	2	 
	14	 	 	 	 	 	796	781	 	2	 
	15	 	 	 	 	 	727	745	 	2	 
	16	 	 	 	 	 	815	813	 	2	 
	17	 	 	 	 	 	715	654	 	2	 
	18	 	 	 	 	 	794	779	 	2	 
	19	 	 	 	 	 	684	778	 	2	 
	20	 	 	 	 	 	782	770	 	2	 
	21	 	 	 	 	 	777	776	 	2	 
	22	 	 	 	 	 	791	767	 	2	 
	23	 	 	 	 	 	750	702	 	2	 
	24	 	 	 	 	 	768	754	 	2	 
	25	 	 	 	 	 	792	784	 	2	 
	26	 	 	 	 	 	777	783	 	2	 
	27	 	 	 	 	 	763	743	 	2	 
	28	 	 	 	 	 	792	777	 	2	 
	29	 	 	 	 	 	777	774	 	2	 
	30	 	 	 	 	 	794	680	 	2	 
	31	 	 	 	 	 	784	783	 	2	 
	32	 	 	 	 	 	793	794	 	2	 
	33	 	 	 	 	 	782	781	 	2	 
	34	 	 	 	 	 	772	793	 	2	 
	35	 	 	 	 	 	773	762	 	2	 
	36	 	 	 	 	 	786	663	 	2	 
	37	 	 	 	 	 	670	708	 	2	 
	38	 	 	 	 	 	791	760	 	2	 
	39	 	 	 	 	 	807	802	 	2	 
	40	 	 	 	 	 	788	753	 	2	 
	41	 	 	 	 	 	724	724	 	2	 
	42	 	 	 	 	 	791	797	 	2	 
	43	 	 	 	 	 	788	771	 	2	 
	44	 	 	 	 	 	809	778	 	2	 
	45	 	 	 	 	 	744	764	 	2	 
	46	 	 	 	 	 	785	784	 	2	 
	47	 	 	 	 	 	786	764	 	2	 
	48	 	 	 	 	 	820	825	 	2	 
	49	 	 	 	 	 	800	782	 	2	 
	50	 	 	 	 	 	785	778	 	2	 
	51	 	 	 	 	 	734	691	 	2	 
	52	 	 	 	 	 	771	755	 	2	 
	53	 	 	 	 	 	774	765	 	2	 
	54	 	 	 	 	 	784	773	 	2	 
	55	 	 	 	 	 	795	773	 	2	 
	56	 	 	 	 	 	786	788	 	2	 
	57	 	 	 	 	 	761	760	 	2	 
	58	 	 	 	 	 	786	691	 	2	 
	59	 	 	 	 	 	784	789	 	2	 
	60	 	 	 	 	 	673	760	 	2	 
	61	 	 	 	 	 	727	652	 	2	 
	62	 	 	 	 	 	732	702	 	2	 
	63	 	 	 	 	 	704	696	 	2	 
	64	 	 	 	 	 	786	743	 	2	 
	65	 	 	 	 	 	751	755	 	2	 
	66	 	 	 	 	 	804	799	 	2	 
	67	 	 	 	 	 	802	775	 	2	 
	68	 	 	 	 	 	785	771	 	2	 
	69	 	 	 	 	 	786	812	 	2	 
	70	 	 	 	 	 	784	788	 	2	 
	71	 	 	 	 	 	799	794	 	2	 
	72	 	 	 	 	 	777	739	 	2	 
	73	 	 	 	 	 	812	786	 	2	 
	74	 	 	 	 	 	775	761	 	2	 
	75	 	 	 	 	 	677	690	 	2	 
	76	 	 	 	 	 	692	695	 	2	 
	77	 	 	 	 	 	763	747	 	2	 
	78	 	 	 	 	 	796	771	 	2	 
	79	 	 	 	 	 	788	758	 	2	 
	80	 	 	 	 	 	809	781	 	2	 
	81	 	 	 	 	 	736	733	 	2	 
	82	 	 	 	 	 	738	759	 	2	 
	83	 	 	 	 	 	782	723	 	2	 
	84	 	 	 	 	 	761	774	 	2	 
	85	 	 	 	 	 	804	791	 	2	 
	86	 	 	 	 	 	813	782	 	2	 
	87	 	 	 	 	 	796	797	 	2	 
	88	 	 	 	 	 	718	718	 	2	 
	89	 	 	 	 	 	778	786	 	2	 
	90	 	 	 	 	 	795	798	 	2	 
	91	 	 	 	 	 	805	835	 	2	 
	92	 	 	 	 	 	800	761	 	2	 
	93	 	 	 	 	 	779	725	 	2	 
	94	 	 	 	 	 	765	737	 	2	 
	95	 	 	 	 	 	791	748	 	2	 
	96	 	 	 	 	 	806	766	 	2	 
	97	 	 	 	 	 	800	802	 	2	 
	98	 	 	 	 	 	735	767	 	2	 
	99	 	 	 	 	 	796	746	 	2	 
	100	 	 	 	 	 	783	769	 	2	 
	101	 	 	 	 	 	785	759	 	2	 
	102	 	 	 	 	 	781	767	 	2	 
	103	 	 	 	 	 	782	771	 	2	 
	104	 	 	 	 	 	796	765	 	2	 
	105	 	 	 	 	 	675	692	 	2	 
	106	 	 	 	 	 	823	801	 	2	 
	107	 	 	 	 	 	784	750	 	2	 
	108	 	 	 	 	 	770	716	 	2	 
	109	 	 	 	 	 	751	732	 	2	 
	110	 	 	 	 	 	795	771	 	2	 
	111	 	 	 	 	 	810	774	 	2	 
	112	 	 	 	 	 	732	711	 	2	 
	113	 	 	 	 	 	767	777	 	2	 
	114	 	 	 	 	 	704	690	 	2	 
	115	 	 	 	 	 	738	783	 	2	 
	116	 	 	 	 	 	794	777	 	2	 
	117	 	 	 	 	 	806	770	 	2	 
	118	 	 	 	 	 	745	703	 	2	 
	119	 	 	 	 	 	801	794	 	2	 
	120	 	 	 	 	 	764	761	 	2	 
	121	 	 	 	 	 	780	778	 	2	 
	122	 	 	 	 	 	793	753	 	2	 
	123	 	 	 	 	 	763	772	 	2	 
	124	 	 	 	 	 	777	760	 	2	 
	125	 	 	 	 	 	797	686	 	2	 
	126	 	 	 	 	 	707	695	 	2	 
	127	 	 	 	 	 	781	787	 	2	 
	128	 	 	 	 	 	795	754	 	2	 
	129	 	 	 	 	 	773	755	 	2	 
	130	 	 	 	 	 	801	799	 	2	 
	131	 	 	 	 	 	762	759	 	2	 
	132	 	 	 	 	 	742	690	 	2	 
	133	 	 	 	 	 	800	791	 	2	 
	134	 	 	 	 	 	777	780	 	2	 
	135	 	 	 	 	 	775	721	 	2	 
	136	 	 	 	 	 	788	776	 	2	 
	137	 	 	 	 	 	778	771	 	2	 
	138	 	 	 	 	 	734	671	 	2	 
	139	 	 	 	 	 	728	778	 	2	 
	140	 	 	 	 	 	798	794	 	2	 
	141	 	 	 	 	 	798	800	 	2	 
	142	 	 	 	 	 	770	732	 	2	 
	143	 	 	 	 	 	773	758	 	2	 
	144	 	 	 	 	 	771	767	 	2	 
	145	 	 	 	 	 	767	777	 	2	 
	146	 	 	 	 	 	743	743	 	2	 
	147	 	 	 	 	 	787	775	 	2	 
	148	 	 	 	 	 	717	715	 	2	 
	149	 	 	 	 	 	698	668	 	2	 
	150	 	 	 	 	 	759	754	 	2	 
	151	 	 	 	 	 	739	703	 	2	 
	152	 	 	 	 	 	697	690	 	2	 
	153	 	 	 	 	 	812	787	 	2	 
	154	 	 	 	 	 	801	750	 	2	 
	155	 	 	 	 	 	798	768	 	2	 
	156	 	 	 	 	 	774	724	 	2	 
	157	 	 	 	 	 	750	745	 	2	 
	158	 	 	 	 	 	783	779	 	2	 
	159	 	 	 	 	 	808	779	 	2	 
	160	 	 	 	 	 	799	819	 	2	 
	161	 	 	 	 	 	708	739	 	2	 
	162	 	 	 	 	 	732	704	 	2	 
	163	 	 	 	 	 	707	695	 	2	 
	164	 	 	 	 	 	802	783	 	2	 
	165	 	 	 	 	 	773	717	 	2	 
	166	 	 	 	 	 	690	668	 	2	 
	167	 	 	 	 	 	764	769	 	2	 
	168	 	 	 	 	 	714	688	 	2	 
	169	 	 	 	 	 	756	753	 	2	 
	170	 	 	 	 	 	814	778	 	2	 
	171	 	 	 	 	 	773	781	 	2	 
	172	 	 	 	 	 	789	727	 	2	 
	173	 	 	 	 	 	773	775	 	2	 
	174	 	 	 	 	 	744	709	 	2	 
	175	 	 	 	 	 	802	791	 	2	 
	176	 	 	 	 	 	767	762	 	2	 
	177	 	 	 	 	 	782	773	 	2	 
	178	 	 	 	 	 	780	758	 	2	 
	179	 	 	 	 	 	807	766	 	2	 
	180	 	 	 	 	 	798	794	 	2	 
	181	 	 	 	 	 	725	681	 	2	 
	182	 	 	 	 	 	700	690	 	2	 
	183	 	 	 	 	 	796	768	 	2	 
	184	 	 	 	 	 	790	758	 	2	 
	185	 	 	 	 	 	781	801	 	2	 
	186	 	 	 	 	 	727	825	 	2	 
	187	 	 	 	 	 	805	777	 	2	 
	188	 	 	 	 	 	798	783	 	2	 
	189	 	 	 	 	 	814	748	 	2	 
	190	 	 	 	 	 	808	771	 	2	 
	191	 	 	 	 	 	773	755	 	2	 
	192	 	 	 	 	 	788	766	 	2	 
	193	 	 	 	 	 	764	699	 	2	 
	194	 	 	 	 	 	787	754	 	2	 
	195	 	 	 	 	 	768	708	 	2	 
	196	 	 	 	 	 	807	690	 	2	 
	197	 	 	 	 	 	724	707	 	2	 
	198	 	 	 	 	 	785	734	 	2	 
	199	 	 	 	 	 	711	694	 	2	 
	200	 	 	 	 	 	774	 	 	 	 
	201	 	 	 	 	 	745	 	 	 	 


 


	 	91	92	93	94	95	96	97	98	99	100
	 	VantageScore: Co-
 Borrower	Most Recent
 VantageScore
 Method	VantageScore Date	Credit Report:
 Longest Trade Line	Credit Report:
 Maximum Trade
 Line	Credit Report:
 Number of Trade
 Lines	Credit Line Usage
 Ratio	Most Recent 12-
 month Pay History	Months Bankruptcy	Months Foreclosure
	1	 	 	 	 	 	 	 	000000000000	 	 
	2	 	 	 	 	 	 	 	000000000000	 	 
	3	 	 	 	 	 	 	 	000000000000	 	 
	4	 	 	 	 	 	 	 	000000000000	 	 
	5	 	 	 	 	 	 	 	000000000000	 	 
	6	 	 	 	 	 	 	 	000000000000	 	 
	7	 	 	 	 	 	 	 	000000000000	 	 
	8	 	 	 	 	 	 	 	000000000000	 	 
	9	 	 	 	 	 	 	 	000000000000	 	 
	10	 	 	 	 	 	 	 	000000000000	 	 
	11	 	 	 	 	 	 	 	000000000000	 	 
	12	 	 	 	 	 	 	 	000000000000	 	 
	13	 	 	 	 	 	 	 	000000000000	 	 
	14	 	 	 	 	 	 	 	000000000000	 	 
	15	 	 	 	 	 	 	 	000000000000	 	 
	16	 	 	 	 	 	 	 	000000000000	 	 
	17	 	 	 	 	 	 	 	000000000000	 	 
	18	 	 	 	 	 	 	 	000000000000	 	 
	19	 	 	 	 	 	 	 	000000000000	 	 
	20	 	 	 	 	 	 	 	000000000000	 	 
	21	 	 	 	 	 	 	 	000000000000	 	 
	22	 	 	 	 	 	 	 	000000000000	 	 
	23	 	 	 	 	 	 	 	000000000000	 	 
	24	 	 	 	 	 	 	 	000000000000	 	 
	25	 	 	 	 	 	 	 	000000000000	 	 
	26	 	 	 	 	 	 	 	000000000000	 	 
	27	 	 	 	 	 	 	 	000000000000	 	 
	28	 	 	 	 	 	 	 	000000000000	 	 
	29	 	 	 	 	 	 	 	000000000000	 	 
	30	 	 	 	 	 	 	 	000000000000	 	 
	31	 	 	 	 	 	 	 	000000000000	 	 
	32	 	 	 	 	 	 	 	000000000000	 	 
	33	 	 	 	 	 	 	 	000000000000	 	 
	34	 	 	 	 	 	 	 	000000000000	 	 
	35	 	 	 	 	 	 	 	000000000000	 	 
	36	 	 	 	 	 	 	 	000000000000	 	 
	37	 	 	 	 	 	 	 	000000000000	 	 
	38	 	 	 	 	 	 	 	000000000000	 	 
	39	 	 	 	 	 	 	 	000000000000	 	 
	40	 	 	 	 	 	 	 	000000000000	 	 
	41	 	 	 	 	 	 	 	000000000000	 	 
	42	 	 	 	 	 	 	 	000000000000	 	 
	43	 	 	 	 	 	 	 	000000000000	 	 
	44	 	 	 	 	 	 	 	000000000000	 	 
	45	 	 	 	 	 	 	 	000000000000	 	 
	46	 	 	 	 	 	 	 	000000000000	 	 
	47	 	 	 	 	 	 	 	000000000000	 	 
	48	 	 	 	 	 	 	 	000000000000	 	 
	49	 	 	 	 	 	 	 	000000000000	 	 
	50	 	 	 	 	 	 	 	000000000000	 	 
	51	 	 	 	 	 	 	 	000000000000	 	 
	52	 	 	 	 	 	 	 	000000000000	 	 
	53	 	 	 	 	 	 	 	000000000000	 	 
	54	 	 	 	 	 	 	 	000000000000	 	 
	55	 	 	 	 	 	 	 	000000000000	 	 
	56	 	 	 	 	 	 	 	000000000000	 	 
	57	 	 	 	 	 	 	 	000000000000	 	 
	58	 	 	 	 	 	 	 	000000000000	 	 
	59	 	 	 	 	 	 	 	000000000000	 	 
	60	 	 	 	 	 	 	 	000000000000	 	 
	61	 	 	 	 	 	 	 	000000000000	 	 
	62	 	 	 	 	 	 	 	000000000000	 	 
	63	 	 	 	 	 	 	 	000000000000	 	 
	64	 	 	 	 	 	 	 	000000000000	 	 
	65	 	 	 	 	 	 	 	000000000000	 	 
	66	 	 	 	 	 	 	 	000000000000	 	 
	67	 	 	 	 	 	 	 	000000000000	 	 
	68	 	 	 	 	 	 	 	000000000000	 	 
	69	 	 	 	 	 	 	 	000000000000	 	 
	70	 	 	 	 	 	 	 	000000000000	 	 
	71	 	 	 	 	 	 	 	000000000000	 	 
	72	 	 	 	 	 	 	 	000000000000	 	 
	73	 	 	 	 	 	 	 	000000000000	 	 
	74	 	 	 	 	 	 	 	000000000000	 	 
	75	 	 	 	 	 	 	 	000000000000	 	 
	76	 	 	 	 	 	 	 	000000000000	 	 
	77	 	 	 	 	 	 	 	000000000000	 	 
	78	 	 	 	 	 	 	 	000000000000	 	 
	79	 	 	 	 	 	 	 	000000000000	 	 
	80	 	 	 	 	 	 	 	000000000000	 	 
	81	 	 	 	 	 	 	 	000000000000	 	 
	82	 	 	 	 	 	 	 	000000000000	 	 
	83	 	 	 	 	 	 	 	000000000000	 	 
	84	 	 	 	 	 	 	 	000000000000	 	 
	85	 	 	 	 	 	 	 	000000000000	 	 
	86	 	 	 	 	 	 	 	000000000000	 	 
	87	 	 	 	 	 	 	 	000000000000	 	 
	88	 	 	 	 	 	 	 	000000000000	 	 
	89	 	 	 	 	 	 	 	000000000000	 	 
	90	 	 	 	 	 	 	 	000000000000	 	 
	91	 	 	 	 	 	 	 	000000000000	 	 
	92	 	 	 	 	 	 	 	000000000000	 	 
	93	 	 	 	 	 	 	 	000000000000	 	 
	94	 	 	 	 	 	 	 	000000000000	 	 
	95	 	 	 	 	 	 	 	000000000000	 	 
	96	 	 	 	 	 	 	 	000000000000	 	 
	97	 	 	 	 	 	 	 	000000000000	 	 
	98	 	 	 	 	 	 	 	000000000000	 	 
	99	 	 	 	 	 	 	 	000000000000	 	 
	100	 	 	 	 	 	 	 	000000000000	 	 
	101	 	 	 	 	 	 	 	000000000000	 	 
	102	 	 	 	 	 	 	 	000000000000	 	 
	103	 	 	 	 	 	 	 	000000000000	 	 
	104	 	 	 	 	 	 	 	000000000000	 	 
	105	 	 	 	 	 	 	 	000000000000	 	 
	106	 	 	 	 	 	 	 	000000000000	 	 
	107	 	 	 	 	 	 	 	000000000000	 	 
	108	 	 	 	 	 	 	 	000000000000	 	 
	109	 	 	 	 	 	 	 	000000000000	 	 
	110	 	 	 	 	 	 	 	000000000000	 	 
	111	 	 	 	 	 	 	 	000000000000	 	 
	112	 	 	 	 	 	 	 	000000000000	 	 
	113	 	 	 	 	 	 	 	000000000000	 	 
	114	 	 	 	 	 	 	 	000000000000	 	 
	115	 	 	 	 	 	 	 	000000000000	 	 
	116	 	 	 	 	 	 	 	000000000000	 	 
	117	 	 	 	 	 	 	 	000000000000	 	 
	118	 	 	 	 	 	 	 	000000000000	 	 
	119	 	 	 	 	 	 	 	000000000000	 	 
	120	 	 	 	 	 	 	 	000000000000	 	 
	121	 	 	 	 	 	 	 	000000000000	 	 
	122	 	 	 	 	 	 	 	000000000000	 	 
	123	 	 	 	 	 	 	 	000000000000	 	 
	124	 	 	 	 	 	 	 	000000000000	 	 
	125	 	 	 	 	 	 	 	000000000000	 	 
	126	 	 	 	 	 	 	 	000000000000	 	 
	127	 	 	 	 	 	 	 	000000000000	 	 
	128	 	 	 	 	 	 	 	000000000000	 	 
	129	 	 	 	 	 	 	 	000000000000	 	 
	130	 	 	 	 	 	 	 	000000000000	 	 
	131	 	 	 	 	 	 	 	000000000000	 	 
	132	 	 	 	 	 	 	 	000000000000	 	 
	133	 	 	 	 	 	 	 	000000000000	 	 
	134	 	 	 	 	 	 	 	000000000000	 	 
	135	 	 	 	 	 	 	 	000000000000	 	 
	136	 	 	 	 	 	 	 	000000000000	 	 
	137	 	 	 	 	 	 	 	000000000000	 	 
	138	 	 	 	 	 	 	 	000000000000	 	 
	139	 	 	 	 	 	 	 	000000000000	 	 
	140	 	 	 	 	 	 	 	000000000000	 	 
	141	 	 	 	 	 	 	 	000000000000	 	 
	142	 	 	 	 	 	 	 	000000000000	 	 
	143	 	 	 	 	 	 	 	000000000000	 	 
	144	 	 	 	 	 	 	 	000000000000	 	 
	145	 	 	 	 	 	 	 	000000000000	 	 
	146	 	 	 	 	 	 	 	000000000000	 	 
	147	 	 	 	 	 	 	 	000000000000	 	 
	148	 	 	 	 	 	 	 	000000000000	 	 
	149	 	 	 	 	 	 	 	000000000000	 	 
	150	 	 	 	 	 	 	 	000000000000	 	 
	151	 	 	 	 	 	 	 	000000000000	 	 
	152	 	 	 	 	 	 	 	000000000000	 	 
	153	 	 	 	 	 	 	 	000000000000	 	 
	154	 	 	 	 	 	 	 	000000000000	 	 
	155	 	 	 	 	 	 	 	000000000000	 	 
	156	 	 	 	 	 	 	 	000000000000	 	 
	157	 	 	 	 	 	 	 	000000000000	 	 
	158	 	 	 	 	 	 	 	000000000000	 	 
	159	 	 	 	 	 	 	 	000000000000	 	 
	160	 	 	 	 	 	 	 	000000000000	 	 
	161	 	 	 	 	 	 	 	000000000000	 	 
	162	 	 	 	 	 	 	 	000000000000	 	 
	163	 	 	 	 	 	 	 	000000000000	 	 
	164	 	 	 	 	 	 	 	000000000000	 	 
	165	 	 	 	 	 	 	 	000000000000	 	 
	166	 	 	 	 	 	 	 	000000000000	 	 
	167	 	 	 	 	 	 	 	000000000000	 	 
	168	 	 	 	 	 	 	 	000000000000	 	 
	169	 	 	 	 	 	 	 	000000000000	 	 
	170	 	 	 	 	 	 	 	000000000000	 	 
	171	 	 	 	 	 	 	 	000000000000	 	 
	172	 	 	 	 	 	 	 	000000000000	 	 
	173	 	 	 	 	 	 	 	000000000000	 	 
	174	 	 	 	 	 	 	 	000000000000	 	 
	175	 	 	 	 	 	 	 	000000000000	 	 
	176	 	 	 	 	 	 	 	000000000000	 	 
	177	 	 	 	 	 	 	 	000000000000	 	 
	178	 	 	 	 	 	 	 	000000000000	 	 
	179	 	 	 	 	 	 	 	000000000000	 	 
	180	 	 	 	 	 	 	 	000000000000	 	 
	181	 	 	 	 	 	 	 	000000000000	 	 
	182	 	 	 	 	 	 	 	000000000000	 	 
	183	 	 	 	 	 	 	 	000000000000	 	 
	184	 	 	 	 	 	 	 	000000000000	 	 
	185	 	 	 	 	 	 	 	000000000000	 	 
	186	 	 	 	 	 	 	 	000000000000	 	 
	187	 	 	 	 	 	 	 	000000000000	 	 
	188	 	 	 	 	 	 	 	000000000000	 	 
	189	 	 	 	 	 	 	 	000000000000	 	 
	190	 	 	 	 	 	 	 	000000000000	 	 
	191	 	 	 	 	 	 	 	000000000000	 	 
	192	 	 	 	 	 	 	 	000000000000	 	 
	193	 	 	 	 	 	 	 	000000000000	 	 
	194	 	 	 	 	 	 	 	000000000000	 	 
	195	 	 	 	 	 	 	 	000000000000	 	 
	196	 	 	 	 	 	 	 	000000000000	 	 
	197	 	 	 	 	 	 	 	000000000000	 	 
	198	 	 	 	 	 	 	 	000000000000	 	 
	199	 	 	 	 	 	 	 	000000000000	 	 
	200	 	 	 	 	 	 	 	000000000000	 	 
	201	 	 	 	 	 	 	 	000000000000	 	 


 


	 	101	102	103	104	105	106	107	108	109	110
	 	
        Primary Borrower

        Wage Income
	
        Co-Borrower Wage

        Income
	
        Primary Borrower

        Other Income
	
        Co-Borrower Other

        Income
	
        All Borrower Wage

        Income
	
        All Borrower Total

        Income
	4506-T Indicator	
        Borrower Income

        Verification Level
	
        Co-Borrower

        Income Verification
	
        Borrower

        Employment

        Verification

	1	7335.00	0.00	 	 	7335.00	7335.00	1	5	 	3
	2	7551.00	0.00	 	 	7551.00	7551.00	1	5	 	3
	3	16435.00	 	 	 	16435.00	16435.00	1	5	 	3
	4	4238.00	2160.00	 	 	6398.00	6398.00	1	5	 	3
	5	13750.00	0.00	 	 	13750.00	13750.00	1	5	 	3
	6	39432.00	1477.00	 	 	40909.00	40909.00	1	5	 	3
	7	25066.00	 	 	 	25066.00	25066.00	1	5	 	3
	8	34984.00	0.00	 	 	34984.00	34984.00	1	5	 	3
	9	40575.00	0.00	 	 	40575.00	40575.00	0	5	 	3
	10	18685.00	 	-1758.00	 	18685.00	16927.00	1	5	 	3
	11	10333.00	2069.00	 	 	12402.00	12402.00	1	5	 	3
	12	17500.00	0.00	 	 	17500.00	17500.00	1	5	 	3
	13	0.00	33333.00	 	 	33333.00	33333.00	1	5	 	3
	14	19952.00	4768.00	 	 	24720.00	24720.00	1	5	 	3
	15	84197.00	0.00	 	 	84197.00	84197.00	1	5	 	3
	16	13333.00	0.00	 	 	13333.00	13333.00	1	5	 	3
	17	25299.00	0.00	 	 	25299.00	25299.00	1	5	 	3
	18	35417.00	0.00	 	 	35417.00	35417.00	1	5	 	3
	19	12534.00	10135.00	 	 	22669.00	22669.00	1	5	 	3
	20	119060.00	 	 	 	119060.00	119060.00	1	5	 	3
	21	11253.00	13476.00	 	 	24729.00	24729.00	1	5	 	3
	22	23632.00	17010.00	2576.00	 	40642.00	43218.00	1	5	 	3
	23	12500.00	14108.00	 	 	26608.00	26608.00	1	5	 	3
	24	19257.00	 	 	 	19257.00	19257.00	1	5	 	3
	25	83333.00	0.00	 	 	83333.00	83333.00	1	5	 	3
	26	23543.00	0.00	 	 	23543.00	23543.00	1	5	 	3
	27	24583.00	 	 	 	24583.00	24583.00	1	5	 	3
	28	9501.00	896.00	3216.17	 	10397.00	13613.17	1	5	 	3
	29	17467.00	1850.00	 	 	19317.00	19317.00	1	5	 	3
	30	54549.00	0.00	 	 	54549.00	54549.00	1	5	 	3
	31	15600.00	11667.00	 	 	27267.00	27267.00	1	5	 	3
	32	28000.00	0.00	 	 	28000.00	28000.00	1	5	 	3
	33	26878.00	0.00	 	 	26878.00	26878.00	0	5	 	3
	34	8472.00	 	8472.00	 	8472.00	16944.00	1	5	 	3
	35	0.00	18756.00	 	 	18756.00	18756.00	0	5	 	3
	36	 	0.00	12866.34	 	0.00	12866.34	1	5	 	3
	37	17222.00	10619.00	 	 	27841.00	27841.00	0	5	 	3
	38	25000.00	0.00	 	 	25000.00	25000.00	1	5	 	3
	39	20470.00	1009.00	20470.00	 	21479.00	41949.00	1	5	 	3
	40	57701.00	 	 	 	57701.00	57701.00	1	5	 	3
	41	30923.00	10242.00	 	 	41165.00	41165.00	1	5	 	3
	42	13056.00	 	3737.37	 	13056.00	16793.37	1	5	 	3
	43	11880.00	 	 	 	11880.00	11880.00	0	5	 	3
	44	21883.00	0.00	8168.33	 	21883.00	30051.33	1	4	 	3
	45	37360.00	2570.00	0.00	 	39930.00	39930.00	1	5	 	3
	46	38000.00	 	 	 	38000.00	38000.00	1	5	 	3
	47	19219.00	9268.00	 	 	28487.00	28487.00	1	5	 	3
	48	42066.00	 	 	 	42066.00	42066.00	1	5	 	3
	49	28302.00	8239.00	 	 	36541.00	36541.00	1	5	 	3
	50	19500.00	 	 	 	19500.00	19500.00	1	5	 	3
	51	14000.00	19250.00	 	 	33250.00	33250.00	1	5	 	3
	52	24250.00	0.00	 	 	24250.00	24250.00	1	5	 	3
	53	19849.00	7702.00	 	 	27551.00	27551.00	1	5	 	3
	54	30024.00	0.00	 	 	30024.00	30024.00	1	5	 	3
	55	25981.00	13479.00	 	 	39460.00	39460.00	1	5	 	3
	56	13059.00	23013.00	 	 	36072.00	36072.00	1	5	 	3
	57	53137.00	 	 	 	53137.00	53137.00	1	5	 	3
	58	16724.00	0.00	 	 	16724.00	16724.00	1	5	 	3
	59	17047.00	 	 	 	17047.00	17047.00	1	5	 	3
	60	36462.00	 	 	 	36462.00	36462.00	1	5	 	3
	61	21325.00	 	 	 	21325.00	21325.00	1	5	 	3
	62	6125.00	12617.00	 	 	18742.00	18742.00	1	5	 	3
	63	12923.00	6938.00	 	 	19861.00	19861.00	1	5	 	3
	64	10686.00	26058.00	 	 	36744.00	36744.00	1	5	 	3
	65	34985.00	 	 	 	34985.00	34985.00	1	5	 	3
	66	45422.00	0.00	 	 	45422.00	45422.00	1	5	 	3
	67	7939.00	3333.00	 	 	11272.00	11272.00	1	5	 	3
	68	26000.00	 	 	 	26000.00	26000.00	1	5	 	3
	69	15989.00	8000.00	 	 	23989.00	23989.00	1	5	 	3
	70	12500.00	 	 	 	12500.00	12500.00	1	5	 	3
	71	12062.00	9903.00	 	 	21965.00	21965.00	1	5	 	3
	72	60374.00	0.00	 	 	60374.00	60374.00	1	5	 	3
	73	13583.00	19406.00	 	 	32989.00	32989.00	1	5	 	3
	74	48498.00	0.00	 	 	48498.00	48498.00	1	5	 	3
	75	42420.00	 	 	 	42420.00	42420.00	1	5	 	3
	76	10926.00	 	 	 	10926.00	10926.00	1	4	 	3
	77	15417.00	 	 	 	15417.00	15417.00	1	5	 	3
	78	36512.00	 	 	 	36512.00	36512.00	1	5	 	3
	79	9458.00	8459.00	 	 	17917.00	17917.00	1	5	 	3
	80	16361.00	 	 	 	16361.00	16361.00	1	5	 	3
	81	53410.00	 	 	 	53410.00	53410.00	1	5	 	3
	82	36883.00	 	 	 	36883.00	36883.00	1	5	 	3
	83	45001.00	0.00	 	 	45001.00	45001.00	1	5	 	3
	84	13684.00	9585.00	 	 	23269.00	23269.00	1	5	 	3
	85	12771.00	 	 	 	12771.00	12771.00	1	5	 	3
	86	22206.00	 	 	 	22206.00	22206.00	1	5	 	3
	87	33955.00	 	 	 	33955.00	33955.00	1	5	 	3
	88	81760.00	 	 	 	81760.00	81760.00	0	5	 	3
	89	24263.00	0.00	 	 	24263.00	24263.00	1	5	 	3
	90	29314.00	 	 	 	29314.00	29314.00	1	5	 	3
	91	49521.00	0.00	 	 	49521.00	49521.00	1	5	 	3
	92	12925.00	11133.00	 	 	24058.00	24058.00	0	5	 	3
	93	19095.00	0.00	 	 	19095.00	19095.00	1	5	 	3
	94	29249.00	0.00	 	 	29249.00	29249.00	1	5	 	3
	95	19791.00	0.00	 	 	19791.00	19791.00	1	5	 	3
	96	14583.00	0.00	 	 	14583.00	14583.00	1	5	 	3
	97	24889.00	 	 	 	24889.00	24889.00	1	5	 	3
	98	20000.00	0.00	 	 	20000.00	20000.00	1	5	 	3
	99	13443.00	12083.00	 	 	25526.00	25526.00	1	5	 	3
	100	51986.00	0.00	 	 	51986.00	51986.00	1	5	 	3
	101	16583.00	0.00	 	 	16583.00	16583.00	1	5	 	3
	102	13821.00	12917.00	 	 	26738.00	26738.00	1	5	 	3
	103	32100.00	18041.00	 	 	50141.00	50141.00	1	5	 	3
	104	28051.00	 	 	 	28051.00	28051.00	1	5	 	3
	105	28173.00	 	0.00	 	28173.00	28173.00	1	5	 	3
	106	9480.00	3640.00	 	 	13120.00	13120.00	1	5	 	3
	107	15417.00	9167.00	 	 	24584.00	24584.00	1	5	 	3
	108	30942.00	0.00	 	 	30942.00	30942.00	1	5	 	3
	109	13109.00	5762.00	 	 	18871.00	18871.00	1	5	 	3
	110	9915.00	11500.00	 	 	21415.00	21415.00	0	5	 	3
	111	19500.00	3600.00	 	 	23100.00	23100.00	1	5	 	3
	112	9358.00	4496.00	 	 	13854.00	13854.00	1	5	 	3
	113	6863.00	18500.00	 	 	25363.00	25363.00	1	5	 	3
	114	19066.00	9254.00	 	 	28320.00	28320.00	1	5	 	3
	115	14570.00	 	 	 	14570.00	14570.00	1	5	 	3
	116	28816.00	0.00	 	 	28816.00	28816.00	1	5	 	3
	117	13542.00	10417.00	 	 	23959.00	23959.00	1	5	 	3
	118	15000.00	 	 	 	15000.00	15000.00	1	5	 	3
	119	5542.00	17917.00	 	 	23459.00	23459.00	1	5	 	3
	120	13750.00	25000.00	 	 	38750.00	38750.00	1	5	 	3
	121	23750.00	13733.00	 	 	37483.00	37483.00	1	5	 	3
	122	17500.00	 	 	 	17500.00	17500.00	1	5	 	3
	123	39848.00	0.00	 	 	39848.00	39848.00	0	5	 	3
	124	28918.00	0.00	0.00	 	28918.00	28918.00	1	5	 	3
	125	10130.00	0.00	 	 	10130.00	10130.00	0	5	 	3
	126	22429.00	0.00	 	 	22429.00	22429.00	1	5	 	3
	127	62084.00	0.00	 	 	62084.00	62084.00	0	5	 	3
	128	35000.00	0.00	 	 	35000.00	35000.00	1	5	 	3
	129	6263.00	14166.00	 	 	20429.00	20429.00	1	5	 	3
	130	22354.00	0.00	 	 	22354.00	22354.00	1	5	 	3
	131	66924.00	 	 	 	66924.00	66924.00	1	5	 	3
	132	126316.00	0.00	 	 	126316.00	126316.00	1	5	 	3
	133	12802.00	10194.00	 	 	22996.00	22996.00	1	5	 	3
	134	52251.00	0.00	 	 	52251.00	52251.00	1	5	 	3
	135	110476.00	1667.00	 	 	112143.00	112143.00	1	5	 	3
	136	32917.00	0.00	 	 	32917.00	32917.00	1	5	 	3
	137	12344.00	 	 	 	12344.00	12344.00	1	4	 	3
	138	34000.00	 	 	 	34000.00	34000.00	1	5	 	3
	139	23332.00	 	 	 	23332.00	23332.00	1	5	 	3
	140	6351.00	12930.00	 	 	19281.00	19281.00	1	5	 	3
	141	91424.00	 	 	 	91424.00	91424.00	1	5	 	3
	142	10417.00	24638.00	 	 	35055.00	35055.00	1	5	 	3
	143	16299.00	8301.00	 	 	24600.00	24600.00	1	5	 	3
	144	16667.00	0.00	 	 	16667.00	16667.00	1	5	 	3
	145	32067.00	10062.00	 	 	42129.00	42129.00	1	5	 	3
	146	15000.00	0.00	 	 	15000.00	15000.00	1	5	 	3
	147	26138.00	0.00	 	 	26138.00	26138.00	1	5	 	3
	148	43406.00	0.00	 	 	43406.00	43406.00	1	5	 	3
	149	40658.00	12501.00	 	 	53159.00	53159.00	1	5	 	3
	150	14045.00	18665.00	 	 	32710.00	32710.00	1	5	 	3
	151	9112.00	16250.00	 	 	25362.00	25362.00	1	5	 	3
	152	62242.00	 	 	 	62242.00	62242.00	1	5	 	3
	153	24330.00	 	9767.58	 	24330.00	34097.58	0	5	 	3
	154	1045.00	53793.00	1045.00	 	54838.00	55883.00	1	5	 	3
	155	31250.00	5725.00	 	 	36975.00	36975.00	1	5	 	3
	156	10190.00	11675.00	 	 	21865.00	21865.00	1	5	 	3
	157	27543.00	0.00	 	 	27543.00	27543.00	1	5	 	3
	158	41636.00	29466.00	 	 	71102.00	71102.00	0	5	 	3
	159	20000.00	23144.00	 	 	43144.00	43144.00	1	5	 	3
	160	31286.00	 	 	 	31286.00	31286.00	1	5	 	3
	161	20774.00	 	 	 	20774.00	20774.00	0	5	 	3
	162	546606.00	 	483356.00	 	546606.00	1029962.00	1	5	 	3
	163	14369.00	23184.00	 	 	37553.00	37553.00	1	5	 	3
	164	23421.00	 	 	 	23421.00	23421.00	1	5	 	3
	165	53382.00	 	 	 	53382.00	53382.00	1	5	 	3
	166	59169.00	0.00	 	 	59169.00	59169.00	1	5	 	3
	167	44396.00	0.00	 	 	44396.00	44396.00	1	5	 	3
	168	27083.00	10611.00	 	 	37694.00	37694.00	1	5	 	3
	169	20000.00	8563.00	 	 	28563.00	28563.00	0	5	 	3
	170	16572.00	19297.00	 	 	35869.00	35869.00	1	5	 	3
	171	19208.00	 	 	 	19208.00	19208.00	1	5	 	3
	172	22763.00	500.00	 	 	23263.00	23263.00	0	5	 	3
	173	45744.00	0.00	 	 	45744.00	45744.00	1	5	 	3
	174	23458.00	9914.00	 	 	33372.00	33372.00	1	5	 	3
	175	10000.00	 	1151.00	11262.51	22413.51	22413.51	1	5	 	3
	176	8333.00	16450.00	 	 	24783.00	24783.00	1	5	 	3
	177	35112.00	0.00	 	 	35112.00	35112.00	1	5	 	3
	178	73769.00	 	0.00	 	73769.00	73769.00	1	5	 	3
	179	72092.00	0.00	 	 	72092.00	72092.00	1	5	 	3
	180	20332.00	0.00	 	 	20332.00	20332.00	1	5	 	3
	181	29611.00	3847.00	 	 	33458.00	33458.00	1	5	 	3
	182	17455.00	0.00	 	 	17455.00	17455.00	1	5	 	3
	183	21541.00	12000.00	 	 	33541.00	33541.00	1	5	 	3
	184	18750.00	 	7212.00	 	25962.00	25962.00	1	5	 	3
	185	119559.00	 	 	 	119559.00	119559.00	1	5	 	3
	186	0.00	91519.00	 	 	91519.00	91519.00	1	5	 	3
	187	70224.00	0.00	0.00	 	70224.00	70224.00	1	5	 	3
	188	17343.00	12520.00	 	 	29863.00	29863.00	1	5	 	3
	189	36666.00	0.00	 	 	36666.00	36666.00	1	5	 	3
	190	24152.00	51459.00	 	 	75611.00	75611.00	1	5	 	3
	191	79480.00	0.00	 	 	79480.00	79480.00	1	5	 	3
	192	15719.00	17815.00	 	 	33534.00	33534.00	1	5	 	3
	193	11951.00	10671.00	437.00	 	22622.00	23059.00	1	5	 	3
	194	17510.00	11539.00	 	 	29049.00	29049.00	1	5	 	3
	195	64281.00	 	 	 	64281.00	64281.00	1	5	 	3
	196	97495.00	 	 	 	97495.00	97495.00	0	5	 	3
	197	89545.00	0.00	 	 	89545.00	89545.00	1	5	 	3
	198	60598.00	0.00	 	 	60598.00	60598.00	1	5	 	3
	199	78618.00	0.00	78618.00	 	78618.00	157236.00	1	5	 	3
	200	12922.00	 	 	 	12922.00	12922.00	1	5	 	3
	201	19679.00	0.00	0.00	0.00	19679.00	19679.00	1	5	 	3


 


	 	111	112	113	114	115	116	117	118	119
	 	
        Co-Borrower

        Employment

        Verification
	
        Borrower Asset

        Verification
	
        Co-Borrower Asset

        Verification
	
        Liquid / Cash

        Reserves
	
        Monthly Debt All

        Borrowers
	Originator DTI	Fully Indexed Rate	
        Qualification

        Method
	
        Percentage of Down

        Payment from

        Borrower Own

        Funds

	1	 	4	 	83002.60	1329.10	0.181275	 	 	0.000000
	2	 	4	 	108442.41	1434.69	0.190062	 	 	0.000000
	3	 	4	 	67240.56	4343.77	0.285792	 	 	100.000000
	4	 	4	 	39736.42	2211.15	0.282691	 	 	0.000000
	5	 	4	 	103000.28	4434.38	0.374168	 	 	0.000000
	6	 	4	 	388105.49	11376.79	0.378725	 	 	0.000000
	7	 	4	 	146994.15	6138.66	0.258191	 	 	0.000000
	8	 	4	 	84455.74	7797.93	0.222942	 	 	0.000000
	9	 	4	 	450678.64	6138.59	0.133107	 	 	0.000000
	10	 	4	 	362357.05	3919.95	0.212433	 	 	0.000000
	11	 	4	 	514593.87	4524.25	0.280233	 	 	100.000000
	12	 	4	 	239380.34	6986.88	0.393445	 	 	0.000000
	13	 	4	 	235007.31	4813.29	0.153677	 	 	0.000000
	14	 	4	 	290571.63	4810.26	0.195310	 	 	0.000000
	15	 	4	 	85233.56	10554.09	0.322095	 	 	0.000000
	16	 	4	 	304052.51	5385.20	0.400034	 	 	0.000000
	17	 	4	 	578993.44	9296.37	0.366516	 	 	0.000000
	18	 	4	 	108663.36	5528.59	0.156052	 	 	0.000000
	19	 	4	 	81832.93	6653.35	0.276488	 	 	0.000000
	20	 	4	 	835043.55	31038.94	0.284876	 	 	0.000000
	21	 	4	 	99935.37	5029.88	0.208374	 	 	0.000000
	22	 	4	 	416270.77	16369.68	0.378757	 	 	0.000000
	23	 	4	 	296948.23	6279.49	0.237534	 	 	100.000000
	24	 	4	 	218504.26	10369.70	0.492858	 	 	100.000000
	25	 	4	 	236569.42	11729.95	0.140756	 	 	0.000000
	26	 	4	 	380335.67	6356.85	0.295812	 	 	0.000000
	27	 	4	 	76329.90	6721.73	0.291184	 	 	0.000000
	28	 	4	 	313766.08	4813.21	0.318551	 	 	0.000000
	29	 	4	 	415270.47	7325.01	0.294159	 	 	0.000000
	30	 	4	 	98549.21	7276.84	0.144759	 	 	0.000000
	31	 	4	 	183415.32	7599.86	0.287118	 	 	0.000000
	32	 	4	 	600794.00	5359.20	0.192206	 	 	0.000000
	33	 	4	 	1112164.28	9704.57	0.343995	 	 	0.000000
	34	 	4	 	445468.02	5922.10	0.292668	 	 	0.000000
	35	 	4	 	324286.56	6438.93	0.337643	 	 	0.000000
	36	 	4	 	149314.96	4426.02	0.259560	 	 	0.000000
	37	 	4	 	535876.58	6951.34	0.266599	 	 	0.000000
	38	 	4	 	668099.49	7717.75	0.292043	 	 	0.000000
	39	 	4	 	3070130.50	10602.61	0.405631	 	 	0.000000
	40	 	4	 	314298.04	8187.77	0.086028	 	 	0.000000
	41	 	4	 	264567.00	13134.52	0.175978	 	 	0.000000
	42	 	4	 	410834.50	7471.37	0.444866	 	 	0.000000
	43	 	4	 	203690.58	4170.24	0.400193	 	 	0.000000
	44	 	4	 	2625357.88	8892.19	0.285225	 	 	0.000000
	45	 	4	 	83575.75	8768.63	0.236495	 	 	0.000000
	46	 	4	 	542456.11	6276.08	0.160460	 	 	0.000000
	47	 	4	 	799446.73	8873.99	0.335270	 	 	0.000000
	48	 	4	 	601151.28	7841.10	0.186404	 	 	0.000000
	49	 	4	 	116340.25	8700.41	0.225319	 	 	0.000000
	50	 	4	 	107011.02	6949.80	0.290726	 	 	0.000000
	51	 	4	 	1065835.42	9843.33	0.254539	 	 	0.000000
	52	 	4	 	770386.44	8618.45	0.290254	 	 	0.000000
	53	 	4	 	395901.00	5182.34	0.190637	 	 	100.000000
	54	 	4	 	75587.66	5203.16	0.211593	 	 	0.000000
	55	 	4	 	898205.35	13680.78	0.260676	 	 	100.000000
	56	 	4	 	1630188.26	7578.73	0.296602	 	 	0.000000
	57	 	4	 	68060.26	5451.86	0.102610	 	 	0.000000
	58	 	4	 	328666.89	8335.58	0.306429	 	 	100.000000
	59	 	4	 	324329.45	4829.07	0.281605	 	 	100.000000
	60	 	4	 	80277.00	7309.54	0.200467	 	 	0.000000
	61	 	4	 	85315.70	5507.18	0.266729	 	 	100.000000
	62	 	4	 	136904.40	5298.55	0.330139	 	 	0.000000
	63	 	4	 	77799.51	6506.46	0.273328	 	 	0.000000
	64	 	4	 	28654.57	13776.43	0.433494	 	 	0.000000
	65	 	4	 	296369.92	10118.71	0.307957	 	 	0.000000
	66	 	4	 	1577106.97	6795.13	0.149566	 	 	100.000000
	67	 	4	 	1176829.99	4440.15	0.308439	 	 	100.000000
	68	 	4	 	190750.94	6649.50	0.251899	 	 	0.000000
	69	 	4	 	332436.00	7304.65	0.297654	 	 	0.000000
	70	 	4	 	121689.89	3180.00	0.256299	 	 	0.000000
	71	 	4	 	143554.05	5811.94	0.254226	 	 	0.000000
	72	 	4	 	1293580.68	9309.67	0.178032	 	 	0.000000
	73	 	4	 	160503.57	6145.85	0.186798	 	 	0.000000
	74	 	4	 	657934.24	8428.95	0.157050	 	 	0.000000
	75	 	4	 	1606888.29	8542.12	0.132888	 	 	100.000000
	76	 	4	 	162547.57	4270.97	0.400095	 	 	100.000000
	77	 	4	 	287624.10	3967.56	0.257343	 	 	0.000000
	78	 	4	 	188041.40	8674.16	0.253685	 	 	0.000000
	79	 	4	 	84833.09	6883.71	0.384227	 	 	0.000000
	80	 	4	 	360202.00	4119.70	0.249709	 	 	100.000000
	81	 	4	 	924897.00	16086.56	0.327214	 	 	0.000000
	82	 	4	 	109284.45	7513.07	0.211115	 	 	0.000000
	83	 	4	 	115028.97	10637.79	0.236389	 	 	0.000000
	84	 	4	 	109223.10	6150.00	0.235624	 	 	0.000000
	85	 	4	 	187897.19	5812.08	0.346321	 	 	0.000000
	86	 	4	 	1175584.68	7763.00	0.344907	 	 	0.000000
	87	 	4	 	112345.51	11093.10	0.267324	 	 	0.000000
	88	 	4	 	186801.80	12190.42	0.139421	 	 	0.000000
	89	 	4	 	233775.62	5844.96	0.236866	 	 	0.000000
	90	 	4	 	359404.00	6320.68	0.178228	 	 	0.000000
	91	 	4	 	1525282.87	10117.14	0.198958	 	 	0.000000
	92	 	4	 	62902.95	9389.84	0.369449	 	 	100.000000
	93	 	4	 	327640.66	5054.45	0.236822	 	 	0.000000
	94	 	4	 	290559.01	13180.48	0.450342	 	 	100.000000
	95	 	4	 	146199.08	4894.31	0.301528	 	 	0.000000
	96	 	4	 	274974.12	5044.26	0.236209	 	 	0.000000
	97	 	4	 	123594.95	7176.25	0.280303	 	 	0.000000
	98	 	4	 	472890.17	6689.80	0.573405	 	 	100.000000
	99	 	4	 	254612.03	9362.68	0.180954	 	 	0.000000
	100	 	4	 	185660.00	7064.90	0.162842	 	 	0.000000
	101	 	4	 	58962.69	5021.33	0.302835	 	 	0.000000
	102	 	4	 	150839.06	6944.66	0.245951	 	 	0.000000
	103	 	4	 	1262436.99	19643.24	0.205371	 	 	0.000000
	104	 	4	 	217702.71	10776.07	0.386069	 	 	100.000000
	105	 	4	 	208386.85	6496.69	0.227956	 	 	0.000000
	106	 	4	 	188567.87	4180.43	0.306003	 	 	0.000000
	107	 	4	 	114594.60	7815.25	0.335584	 	 	100.000000
	108	 	4	 	1074295.44	11485.05	0.312858	 	 	100.000000
	109	 	4	 	328417.08	8044.14	0.262819	 	 	0.000000
	110	 	4	 	256010.55	5060.58	0.209166	 	 	0.000000
	111	 	4	 	639270.09	10791.40	0.193835	 	 	0.000000
	112	 	4	 	122067.10	5122.10	0.384596	 	 	100.000000
	113	 	4	 	211762.70	7540.17	0.341680	 	 	100.000000
	114	 	4	 	168652.59	11431.37	0.401684	 	 	0.000000
	115	 	4	 	146528.95	5005.67	0.374455	 	 	0.000000
	116	 	4	 	150642.63	8716.84	0.279574	 	 	0.000000
	117	 	4	 	244776.02	7894.49	0.325687	 	 	100.000000
	118	 	4	 	214475.83	4657.80	0.282183	 	 	100.000000
	119	 	4	 	177429.20	5329.88	0.241767	 	 	0.000000
	120	 	4	 	149923.75	7068.00	0.161552	 	 	100.000000
	121	 	4	 	239888.04	8988.05	0.248806	 	 	0.000000
	122	 	4	 	209480.87	5924.80	0.335355	 	 	100.000000
	123	 	4	 	369427.48	11028.73	0.298503	 	 	0.000000
	124	 	4	 	506341.02	7180.34	0.229655	 	 	0.000000
	125	 	4	 	360887.92	4111.16	0.326620	 	 	100.000000
	126	 	4	 	130179.99	10284.15	0.405312	 	 	0.000000
	127	 	4	 	946036.72	13356.75	0.208846	 	 	0.000000
	128	 	4	 	130243.90	7929.60	0.124770	 	 	0.000000
	129	 	4	 	143440.62	7307.45	0.357681	 	 	0.000000
	130	 	4	 	100178.15	8514.64	0.380903	 	 	0.000000
	131	 	4	 	169688.62	7937.19	0.118472	 	 	0.000000
	132	 	4	 	701077.84	11974.76	0.159357	 	 	0.000000
	133	 	4	 	113909.06	5172.49	0.226516	 	 	100.000000
	134	 	4	 	1061295.73	12368.33	0.207281	 	 	100.000000
	135	 	4	 	137283.30	18946.56	0.138627	 	 	0.000000
	136	 	4	 	94602.75	7765.12	0.189204	 	 	0.000000
	137	 	4	 	298425.24	4655.66	0.377142	 	 	0.000000
	138	 	4	 	518927.98	5451.22	0.232891	 	 	100.000000
	139	 	4	 	144568.42	7044.63	0.354106	 	 	100.000000
	140	 	4	 	103380.09	5389.43	0.277965	 	 	0.000000
	141	 	4	 	2823530.05	8200.73	0.090638	 	 	0.000000
	142	 	4	 	239491.38	12958.78	0.261318	 	 	0.000000
	143	 	4	 	180191.14	8805.57	0.220472	 	 	100.000000
	144	 	4	 	107127.12	5440.11	0.326821	 	 	0.000000
	145	 	4	 	393264.59	12995.11	0.254609	 	 	100.000000
	146	 	4	 	207267.52	6901.95	0.464867	 	 	100.000000
	147	 	4	 	1211542.16	9786.07	0.371881	 	 	100.000000
	148	 	4	 	79135.98	12161.93	0.280449	 	 	100.000000
	149	 	4	 	150364.01	19453.00	0.308287	 	 	0.000000
	150	 	4	 	659742.97	7696.66	0.235255	 	 	0.000000
	151	 	4	 	291956.18	5862.68	0.240778	 	 	0.000000
	152	 	4	 	222667.47	12045.07	0.208717	 	 	100.000000
	153	 	4	 	97978.16	8316.06	0.233118	 	 	0.000000
	154	 	4	 	411152.25	22176.05	0.378881	 	 	100.000000
	155	 	4	 	98442.09	5815.43	0.186098	 	 	0.000000
	156	 	4	 	243110.27	5754.87	0.298341	 	 	0.000000
	157	 	4	 	119457.79	11708.53	0.435813	 	 	0.000000
	158	 	4	 	285519.08	9413.19	0.172356	 	 	0.000000
	159	 	4	 	150510.90	5957.32	0.135327	 	 	0.000000
	160	 	4	 	227108.19	9695.53	0.324561	 	 	0.000000
	161	 	4	 	175575.74	7581.47	0.333681	 	 	100.000000
	162	 	4	 	427882.62	55205.96	0.263759	 	 	100.000000
	163	 	4	 	124032.30	15037.35	0.423756	 	 	0.000000
	164	 	4	 	155082.31	3804.98	0.215473	 	 	100.000000
	165	 	4	 	82184.39	12587.48	0.227973	 	 	0.000000
	166	 	4	 	401292.85	12046.81	0.191002	 	 	0.000000
	167	 	4	 	168174.26	10357.59	0.232935	 	 	0.000000
	168	 	4	 	392549.79	12574.72	0.276473	 	 	0.000000
	169	 	4	 	533729.24	9654.29	0.346241	 	 	0.000000
	170	 	4	 	476325.79	12158.16	0.335134	 	 	0.000000
	171	 	4	 	596066.44	6262.38	0.342330	 	 	0.000000
	172	 	4	 	24159.07	9049.77	0.382890	 	 	100.000000
	173	 	4	 	301855.88	13238.31	0.322720	 	 	0.000000
	174	 	4	 	67331.05	9341.16	0.234779	 	 	0.000000
	175	 	4	 	1575027.89	10113.87	0.600692	 	 	100.000000
	176	 	4	 	84354.33	7707.02	0.284876	 	 	100.000000
	177	 	4	 	330267.27	5858.79	0.264646	 	 	100.000000
	178	 	4	 	371035.64	7506.00	0.101783	 	 	100.000000
	179	 	4	 	610372.18	7846.49	0.166461	 	 	100.000000
	180	 	4	 	213238.17	7433.79	0.266668	 	 	0.000000
	181	 	4	 	136734.06	8775.36	0.301627	 	 	100.000000
	182	 	4	 	629901.53	7255.35	0.440434	 	 	100.000000
	183	 	4	 	1803268.18	11812.47	0.315512	 	 	0.000000
	184	 	4	 	128761.03	8079.63	0.418819	 	 	100.000000
	185	 	4	 	489199.62	14465.44	0.324970	 	 	0.000000
	186	 	4	 	393644.47	13392.89	0.164013	 	 	0.000000
	187	 	4	 	885268.92	19057.39	0.280798	 	 	100.000000
	188	 	4	 	151471.09	11041.55	0.369742	 	 	0.000000
	189	 	4	 	313388.45	12250.11	0.328742	 	 	0.000000
	190	 	4	 	833708.25	14086.33	0.164415	 	 	0.000000
	191	 	4	 	824885.20	20404.11	0.232274	 	 	0.000000
	192	 	4	 	199790.89	8874.44	0.255528	 	 	0.000000
	193	 	4	 	720894.77	9461.80	0.410311	 	 	100.000000
	194	 	4	 	505720.19	11186.77	0.386693	 	 	0.000000
	195	 	4	 	928973.82	12381.81	0.158408	 	 	0.000000
	196	 	4	 	1089656.97	13235.92	0.130950	 	 	100.000000
	197	 	4	 	1058143.14	32704.52	0.251264	 	 	0.000000
	198	 	4	 	1662800.74	21603.79	0.425930	 	 	0.000000
	199	 	4	 	7743940.99	51802.97	0.331972	 	 	0.000000
	200	 	4	 	198389.00	4305.21	0.333160	 	 	100.000000
	201	 	4	 	147834.00	4064.34	0.206540	 	 	100.000000


 


	 	120	121	122	123	124	125	126	127	128	129	130
	 	City	State	Postal Code	Property Type	Occupancy	Sales Price	
        Original Appraised

        Property Value
	
        Original Property

        Valuation Type
	
        Original Property

        Valuation Date
	
        Original Automated

        Valuation Model

        (AVM) Model Name
	
        Original AVM

        Confidence Score

	1	HUMBLE	TX	77346	7	1	 	190000.00	3	20101122	 	 
	2	RIDGE	NY	11961	1	1	 	290000.00	3	20101211	 	 
	3	FERNANDINA BEACH	FL	32034	3	2	239000.00	240000.00	3	20120511	 	 
	4	PIERRE	SD	57501	1	1	 	208500.00	3	20101203	 	 
	5	HOLMDEL	NJ	07733	1	1	 	675000.00	3	20101120	 	 
	6	JUPITER	FL	33477	1	1	 	758000.00	3	20110309	 	 
	7	WESTERLY	RI	02891	1	2	 	725000.00	3	20111103	 	 
	8	AUSTIN	TX	78733	7	1	 	722500.00	3	20110815	 	 
	9	Horseshoe Bay	TX	78657	7	1	 	605000.00	3	20101119	 	 
	10	La grange	KY	40031	1	1	 	590000.00	3	20111019	 	 
	11	WICHITA	KS	67230	1	1	565000.00	570000.00	3	20120807	 	 
	12	Montgomery	TX	77356	7	1	 	1100000.00	3	20120223	 	 
	13	CARMEL	IN	46032	7	1	 	615000.00	3	20120627	 	 
	14	Golden	CO	80403	1	1	 	740000.00	3	20110128	 	 
	15	Dalworthington Gardens	TX	76016	1	1	 	725000.00	3	20110930	 	 
	16	ATLANTA	GA	30324	1	1	 	860000.00	3	20110920	 	 
	17	Houston	TX	77030	7	1	 	750000.00	3	20110627	 	 
	18	RICHFIELD	OH	44286	1	1	 	850000.00	3	20120714	 	 
	19	PONTE VEDRA BEACH	FL	32082	7	1	 	710000.00	3	20111011	 	 
	20	GERMANTOWN	TN	38139	7	1	 	652000.00	3	20120517	 	 
	21	SPRING LAKE	MI	49456	1	1	 	1030000.00	3	20120814	 	 
	22	University Park	TX	75205	1	3	 	1075000.00	3	20120518	 	 
	23	CHICAGO	IL	60613	1	1	827500.00	830000.00	3	20120410	 	 
	24	WEST PALM BEACH	FL	33410	7	1	2050000.00	2200000.00	3	20120621	 	 
	25	Tulsa	OK	74105	1	1	 	730000.00	3	20120625	 	 
	26	Winnetka	IL	60093	1	1	 	1190000.00	3	20110301	 	 
	27	Dallas	TX	75218	1	1	 	720000.00	3	20120215	 	 
	28	WELLESLEY	MA	02481	1	1	 	895000.00	3	20120627	 	 
	29	MINNEAPOLIS	MN	55403	1	1	 	980000.00	3	20120814	 	 
	30	GRANGER	IN	46530	7	1	 	750000.00	3	20111128	 	 
	31	Fairview	TX	75069	7	1	 	1250000.00	3	20120223	 	 
	32	OWINGS MILLS	MD	21117	1	1	 	810000.00	3	20120618	 	 
	33	Bellaire	TX	77401	1	1	 	891000.00	3	20110715	 	 
	34	Bass Lake	CA	93604	1	1	 	1000000.00	3	20120706	 	 
	35	FORT WORTH	TX	76132	7	1	 	735000.00	3	20120730	 	 
	36	SEA RANCH LAKES	FL	33308	7	1	 	1200000.00	3	20120611	 	 
	37	Houston	TX	77025	7	1	 	790000.00	3	20111004	 	 
	38	Houston	TX	77005	1	1	 	1520000.00	3	20110118	 	 
	39	Olympia	WA	98502	1	1	 	809000.00	3	20120213	 	 
	40	FARMINGTON	NM	87401	1	1	 	1000000.00	3	20120725	 	 
	41	Dallas	TX	75209	1	1	 	775000.00	3	20110714	 	 
	42	ATLANTA	GA	30327	7	1	 	1113000.00	3	20110224	 	 
	43	Lewisville	TX	75056	7	1	 	691000.00	3	20120705	 	 
	44	KIRKLAND	WA	98033	3	1	 	1000000.00	3	20120718	 	 
	45	MOUNTAIN BROOK	AL	35209	1	1	 	895000.00	3	20110218	 	 
	46	Dallas	TX	75220	1	1	 	700000.00	3	20120515	 	 
	47	Friendswood	TX	77546	7	1	 	750000.00	3	20110302	 	 
	48	Dallas	TX	75209	1	1	 	1800000.00	3	20110911	 	 
	49	Plano	TX	75093	1	1	 	785000.00	3	20110808	 	 
	50	BETTENDORF	IA	52722	1	1	 	723000.00	3	20120615	 	 
	51	Portland	OR	97229	1	1	 	980000.00	3	20120314	 	 
	52	TOMBALL	TX	77377	1	1	 	850000.00	3	20101229	 	 
	53	Seattle	WA	98117	1	1	 	725000.00	3	20120608	 	 
	54	SPRING	TX	77382	7	1	 	760000.00	3	20120802	 	 
	55	TAHOMA	CA	96142	7	2	825000.00	825000.00	3	20120518	 	 
	56	EDGEWATER	MD	21037	1	1	 	1722000.00	3	20120703	 	 
	57	BATON ROUGE	LA	70808	1	1	 	1100000.00	3	20120625	 	 
	58	Austin	TX	78704	1	1	725000.00	735000.00	3	20120717	 	 
	59	Fort Lauderdale	FL	33301	7	1	725000.00	855000.00	3	20120717	 	 
	60	Jacksonville	FL	32225	7	1	 	800000.00	3	20120719	 	 
	61	Windermere	FL	34786	7	1	735000.00	770000.00	3	20120806	 	 
	62	CHICAGO	IL	60622	1	1	 	750000.00	3	20120527	 	 
	63	Bellaire	TX	77401	1	1	 	903000.00	3	20120306	 	 
	64	San Francisco	CA	94107	3	2	 	900000.00	3	20120516	 	 
	65	Miami	FL	33146	1	1	 	800000.00	3	20111029	 	 
	66	INCLINE VILLAGE	NV	89451	1	1	885000.00	885000.00	3	20120514	 	 
	67	Gaithersburg	MD	20878	7	1	860000.00	860000.00	3	20120607	 	 
	68	Boca Raton	FL	33486	1	1	 	790000.00	3	20120227	 	 
	69	RALEIGH	NC	27614	7	1	 	860000.00	3	20120222	 	 
	70	BOULDER	CO	80304	1	1	 	780000.00	3	20120621	 	 
	71	FOREST HILL	MD	21050	7	1	 	908000.00	3	20111005	 	 
	72	MEDIA	PA	19063	1	1	 	900000.00	3	20111022	 	 
	73	SAN DIEGO	CA	92131	7	1	 	1080000.00	3	20120727	 	 
	74	WINTER PARK	FL	32789	1	1	 	840000.00	3	20110214	 	 
	75	Jacksonville	FL	32256	7	1	770000.00	816000.00	3	20120731	 	 
	76	Longwood	FL	32779	7	1	925000.00	925000.00	3	20120621	 	 
	77	Chapel HIll	NC	27517	1	1	 	875000.00	3	20120713	 	 
	78	ARLINGTON	TX	76012	7	1	 	930800.00	3	20111123	 	 
	79	GWYNEDD VALLEY	PA	19437	1	1	 	785000.00	3	20120801	 	 
	80	Bellaire	TX	77401	1	1	935000.00	935000.00	3	20120604	 	 
	81	Del Mar	CA	92014	3	2	 	950000.00	3	20120130	 	 
	82	WILLIAMSBURG	VA	23185	7	1	 	1300000.00	3	20101220	 	 
	83	Southlake	TX	76092	7	1	 	870000.00	3	20111118	 	 
	84	BOULDER	CO	80302	7	1	 	920000.00	3	20120521	 	 
	85	VENTURA	CA	93001	1	1	 	900000.00	3	20120425	 	 
	86	Palm Springs	CA	92262	1	1	 	805000.00	3	20120619	 	 
	87	SANTA ROSA	CA	95404	1	1	 	830000.00	3	20120725	 	 
	88	HOUSTON	TX	77024	1	1	 	1600000.00	3	20110805	 	 
	89	CORVALLIS	OR	97330	1	1	 	950000.00	3	20120712	 	 
	90	AUSTIN	TX	78731	1	1	 	880000.00	3	20120626	 	 
	91	SAINT AUGUSTINE	FL	32080	1	2	 	964000.00	3	20110429	 	 
	92	DUBLIN	CA	94568	7	1	820000.00	820000.00	3	20120706	 	 
	93	PONTE VEDRA	FL	32082	1	1	 	1095000.00	3	20120618	 	 
	94	Parker	CO	80138	7	1	835000.00	875000.00	3	20120630	 	 
	95	GREENWOOD VILLAGE	CO	80121	7	1	 	965000.00	3	20120702	 	 
	96	BRYN MAWR	PA	19010	1	1	 	1000000.00	3	20120726	 	 
	97	SPICEWOOD	TX	78669	7	1	 	1275000.00	3	20120203	 	 
	98	OAK PARK	IL	60302	1	1	900000.00	920000.00	3	20120527	 	 
	99	Fremont	CA	94539	1	1	 	847000.00	3	20120725	 	 
	100	POTOMAC	MD	20854	7	1	 	995000.00	3	20101130	 	 
	101	COTO DE CAZA	CA	92679	7	1	 	1120000.00	3	20120711	 	 
	102	WILLIS	TX	77318	7	1	 	855000.00	3	20120719	 	 
	103	Chester	CA	96020	7	2	 	1750000.00	3	20120504	 	 
	104	Satellite Beach	FL	32937	7	1	925000.00	925000.00	3	20120712	 	 
	105	KETCHUM	ID	83340	1	1	 	930000.00	3	20111110	 	 
	106	Columbine Valley	CO	80123	7	1	 	890000.00	3	20120710	 	 
	107	JACKSONVILLE	FL	32226	1	1	1000000.00	1013000.00	3	20120810	 	 
	108	Katy	TX	77494	7	1	1195000.00	1195000.00	3	20120508	 	 
	109	Hillsborough	CA	94010	1	1	 	2220000.00	3	20120509	 	 
	110	Mountain View	CA	94040	1	1	 	1150000.00	3	20120716	 	 
	111	Millbrae	CA	94030	1	1	 	1325000.00	3	20120502	 	 
	112	Campbell	CA	95008	1	1	939000.00	939000.00	3	20120730	 	 
	113	Vienna	VA	22182	7	1	895000.00	900000.00	3	20120627	 	 
	114	Bellaire	TX	77401	1	1	 	1150000.00	3	20120209	 	 
	115	Pacifica	CA	94044	1	1	 	1000000.00	3	20120723	 	 
	116	JACKSONVILLE	FL	32224	7	1	 	975000.00	3	20110907	 	 
	117	CHICAGO	IL	60622	1	1	925000.00	950000.00	3	20120321	 	 
	118	San Francisco	CA	94131	1	1	922000.00	922000.00	3	20120705	 	 
	119	NORWELL	MA	02061	1	1	 	940000.00	3	20120516	 	 
	120	CHICAGO	IL	60637	1	1	924500.00	943000.00	3	20120724	 	 
	121	Hinsdale	IL	60521	1	1	 	965000.00	3	20120126	 	 
	122	Dallas	TX	75225	1	1	940000.00	962500.00	3	20120705	 	 
	123	Greenville	SC	29607	1	1	 	1045000.00	3	20111012	 	 
	124	KNOXVILLE	TN	37934	1	1	 	1625000.00	3	20101201	 	 
	125	Breckenridge	CO	80424	7	1	952500.00	970000.00	3	20120625	 	 
	126	Palm Beach Gardens	FL	33410	7	1	 	1165000.00	3	20120425	 	 
	127	Bellaire	TX	77401	1	1	 	1100000.00	3	20101230	 	 
	128	Danville	CA	94526	1	1	 	1000000.00	3	20120724	 	 
	129	MERCER ISLAND	WA	98040	1	1	 	1174000.00	3	20111108	 	 
	130	PALOS VERDES ESTATES	CA	90275	1	1	 	1150000.00	3	20120728	 	 
	131	HOLLYWOOD	CA	90068	1	1	 	2000000.00	3	20120720	 	 
	132	Austin	TX	78730	7	1	 	1060000.00	3	20110225	 	 
	133	Arlington	VA	22207	1	1	995000.00	995000.00	3	20120615	 	 
	134	Houston	TX	77027	7	1	1085000.00	1125000.00	3	20110224	 	 
	135	Kentfield	CA	94904	1	1	 	3717000.00	3	20120504	 	 
	136	ORINDA	CA	94563	1	1	 	1620000.00	3	20120218	 	 
	137	Great Falls	VA	22066	1	1	 	1020000.00	3	20120601	 	 
	138	Mountain View	CA	94041	7	1	1152955.00	1155000.00	3	20120805	 	 
	139	Los Angeles	CA	90019	1	1	1015000.00	1040000.00	3	20120404	 	 
	140	Mountain View	CA	94040	1	1	 	1300000.00	3	20120809	 	 
	141	ATLANTIC BEACH	FL	32233	1	1	 	1075000.00	3	20120217	 	 
	142	Heath	TX	75032	7	1	 	1195000.00	3	20100930	 	 
	143	Weston	FL	33327	7	1	1052125.00	1076500.00	3	20120621	 	 
	144	WESTON	MA	02493	1	1	 	1450000.00	3	20120626	 	 
	145	Houston	TX	77005	1	1	1180000.00	1200000.00	3	20111207	 	 
	146	Boca Raton	FL	33496	7	1	1060000.00	1065000.00	3	20120716	 	 
	147	NORMAN	OK	73072	7	1	1160000.00	1160000.00	3	20110128	 	 
	148	PLEASANTON	CA	94566	7	1	1070000.00	1070000.00	3	20120503	 	 
	149	Key Biscayne	FL	33149	1	1	 	1825000.00	3	20110923	 	 
	150	REDWOOD CITY	CA	94065	7	1	 	1350000.00	3	20120726	 	 
	151	Glendale	CA	91202	1	1	 	1100000.00	3	20120731	 	 
	152	Bellaire	TX	77401	1	1	1100000.00	1110000.00	3	20120515	 	 
	153	LONG BEACH	CA	90803	1	1	 	2400000.00	3	20120418	 	 
	154	LAIE	HI	96762	1	3	1475000.00	1600000.00	3	20120411	 	 
	155	Lafayette	CA	94549	1	1	 	1330000.00	3	20120727	 	 
	156	LA JOLLA	CA	92037	1	1	 	1300000.00	3	20120307	 	 
	157	NEW ORLEANS	LA	70118	1	1	 	1230000.00	3	20120214	 	 
	158	BELLEVUE	WA	98006	7	1	 	1150000.00	3	20120619	 	 
	159	Menlo Park	CA	94025	1	1	 	1665000.00	3	20120718	 	 
	160	WEST NEWTON	MA	02465	1	1	 	1485000.00	3	20120711	 	 
	161	San Diego	CA	92127	7	1	1200000.00	1200000.00	3	20120523	 	 
	162	Dallas	TX	75209	1	1	1123750.00	1200000.00	3	20120612	 	 
	163	Boerne	TX	78006	7	1	 	1890000.00	3	20110422	 	 
	164	Mooresville	NC	28117	7	1	1375000.00	1435000.00	3	20111205	 	 
	165	CYPRESS	TX	77429	7	1	 	1200000.00	3	20120628	 	 
	166	SAN CLEMENTE	CA	92672	1	1	 	1675000.00	3	20110502	 	 
	167	EVANSVILLE	IN	47715	1	1	 	1300000.00	3	20110628	 	 
	168	McLean	VA	22102	1	1	 	1690000.00	3	20120302	 	 
	169	SARATOGA	CA	95070	1	1	 	2075000.00	3	20120426	 	 
	170	Englewood	CO	80111	1	1	 	1900000.00	3	20110305	 	 
	171	BEVERLY HILLS	CA	90211	1	1	 	1775000.00	3	20120628	 	 
	172	Wildwood	MO	63038	7	1	1200000.00	1210000.00	3	20120409	 	 
	173	AUSTIN	TX	78701	4	1	 	1385000.00	3	20120505	 	 
	174	La Selva Beach	CA	95076	1	1	 	1450000.00	3	20120629	 	 
	175	Sunnyvale	CA	94087	1	1	1450000.00	1450000.00	3	20120406	 	 
	176	Houston	TX	77005	1	1	1250000.00	1250000.00	3	20120529	 	 
	177	Issaquah	WA	98027	1	1	1300000.00	1350000.00	3	20120606	 	 
	178	Dallas	TX	75229	1	1	1250000.00	1290000.00	3	20120531	 	 
	179	Santa Barbara	CA	93110	7	1	2370000.00	2370000.00	3	20120709	 	 
	180	Menlo Park	CA	94025	1	1	 	1400000.00	3	20120716	 	 
	181	PACIFIC PALISADES	CA	90272	1	1	2915000.00	3104000.00	3	20120712	 	 
	182	Los Gatos	CA	95030	1	1	1750000.00	1750000.00	3	20120514	 	 
	183	HOUSTON	TX	77024	7	1	 	2290000.00	3	20111017	 	 
	184	Boca Raton	FL	33433	7	1	1500000.00	1425000.00	3	20120309	 	 
	185	Fort Worth	TX	76107	1	1	 	3700000.00	3	20120713	 	 
	186	Boerne	TX	78006	7	1	 	1600000.00	3	20110621	 	 
	187	Houston	TX	77024	7	1	1835000.00	1875000.00	3	20110523	 	 
	188	Saratoga	CA	95070	1	1	 	1640000.00	3	20120713	 	 
	189	Dillon	CO	80435	7	1	 	1800000.00	3	20110418	 	 
	190	NAPLES	FL	34102	1	1	 	2086000.00	3	20111014	 	 
	191	Truckee	CA	96161	7	2	 	3800000.00	3	20120309	 	 
	192	Los Altos	CA	94024	1	1	 	2300000.00	3	20120720	 	 
	193	LOS ANGELES	CA	90024	1	1	2005000.00	2005000.00	3	20120410	 	 
	194	WESTON	MA	02493	1	1	 	2000000.00	3	20120814	 	 
	195	Coral Gables	FL	33143	1	1	 	2600000.00	3	20120719	 	 
	196	Los Angeles	CA	90046	1	1	1865000.00	1775000.00	3	20120812	 	 
	197	Dallas	TX	75229	1	1	 	2300000.00	3	20110616	 	 
	198	Kingwood	TX	77339	7	1	 	2500000.00	3	20120605	 	 
	199	FORT WORTH	TX	76107	1	1	 	5000000.00	3	20120711	 	 
	200	Lighthouse Point	FL	33064	1	1	839050.00	950000.00	3	20120824	 	 
	201	Jacksonville	FL	32224	7	1	658000.00	680000.00	3	20120730	 	 


  


	 	131	132	133	134	135	136	137	138	139	140
	 	
        Most Recent

        Property Value2
	
        Most Recent

        Property Valuation

        Type
	
        Most Recent

        Property Valuation

        Date
	
        Most Recent AVM

        Model Name
	
        Most Recent AVM

        Confidence Score
	Original CLTV	Original LTV	
        Original Pledged

        Assets
	
        Mortgage Insurance

        Company Name
	
        Mortgage Insurance

        Percent

	1	170000	10	20120909	 	 	0.407300	0.407300	0	0	0
	2	270000	10	20120907	 	 	0.232700	0.232700	0	0	0
	3	 	 	 	 	 	0.581500	0.581500	0	0	0
	4	225000	10	20120909	 	 	0.736200	0.736200	0	0	0
	5	650000	10	20120907	 	 	0.422200	0.422200	0	0	0
	6	560000	5	20121201	 	 	0.700000	0.700000	0	0	0
	7	725000	9	20120829	 	 	0.557200	0.557200	0	0	0
	8	722500	9	20120829	 	 	0.642200	0.642200	0	0	0
	9	 	 	 	 	 	0.800000	0.800000	0	0	0
	10	535000	98	20120906	 	 	0.800000	0.800000	0	0	0
	11	 	 	 	 	 	0.800000	0.800000	0	0	0
	12	 	 	 	 	 	0.435400	0.435400	0	0	0
	13	 	 	 	 	 	0.788600	0.788600	0	0	0
	14	625000	5	20121201	 	 	0.709400	0.709400	0	0	0
	15	725000	9	20120828	 	 	0.705600	0.705600	0	0	0
	16	860000	9	20120828	 	 	0.650800	0.606900	0	0	0
	17	750000	9	20120828	 	 	0.696000	0.696000	0	0	0
	18	 	 	 	 	 	0.596400	0.596400	0	0	0
	19	660000	98	20120904	 	 	0.741500	0.741500	0	0	0
	20	 	 	 	 	 	0.800000	0.800000	0	0	0
	21	 	 	 	 	 	0.504800	0.504800	0	0	0
	22	 	 	 	 	 	0.484500	0.484500	0	0	0
	23	 	 	 	 	 	0.628300	0.628300	0	0	0
	24	 	 	 	 	 	0.600000	0.600000	0	0	0
	25	 	 	 	 	 	0.728700	0.728700	0	0	0
	26	1000000	5	20121201	 	 	0.478900	0.478900	0	0	0
	27	 	 	 	 	 	0.748000	0.748000	0	0	0
	28	 	 	 	 	 	0.663100	0.584900	0	0	0
	29	 	 	 	 	 	0.543800	0.543800	0	0	0
	30	750000	9	20120828	 	 	0.738800	0.738800	0	0	0
	31	 	 	 	 	 	0.598800	0.440000	0	0	0
	32	 	 	 	 	 	0.843200	0.665400	0	0	0
	33	891000	9	20121008	 	 	0.639700	0.639700	0	0	0
	34	 	 	 	 	 	0.534000	0.534000	0	0	0
	35	 	 	 	 	 	0.742100	0.742100	0	0	0
	36	 	 	 	 	 	0.450000	0.450000	0	0	0
	37	790000	9	20120828	 	 	0.721500	0.721500	0	0	0
	38	1195000	5	20121201	 	 	0.394700	0.394700	0	0	0
	39	 	 	 	 	 	0.700000	0.700000	0	0	0
	40	 	 	 	 	 	0.555000	0.555000	0	0	0
	41	700000	9	20120829	 	 	0.783200	0.783200	0	0	0
	42	770000	5	20121201	 	 	0.539000	0.539000	0	0	0
	43	 	 	 	 	 	0.800000	0.800000	0	0	0
	44	 	 	 	 	 	0.553600	0.553600	0	0	0
	45	690000	5	20121201	 	 	0.686700	0.686700	0	0	0
	46	 	 	 	 	 	0.800000	0.800000	0	0	0
	47	850000	5	20121201	 	 	0.800000	0.800000	0	0	0
	48	1800000	9	20120828	 	 	0.326100	0.326100	0	0	0
	49	785000	9	20120828	 	 	0.761700	0.761700	0	0	0
	50	 	 	 	 	 	0.791900	0.791900	0	0	0
	51	 	 	 	 	 	0.728500	0.606100	0	0	0
	52	784000	10	20120907	 	 	0.734700	0.734700	0	0	0
	53	 	 	 	 	 	0.800000	0.800000	0	0	0
	54	 	 	 	 	 	0.748600	0.748600	0	0	0
	55	 	 	 	 	 	0.700000	0.700000	0	0	0
	56	 	 	 	 	 	0.343800	0.343800	0	0	0
	57	 	 	 	 	 	0.530000	0.530000	0	0	0
	58	 	 	 	 	 	0.800000	0.800000	0	0	0
	59	 	 	 	 	 	0.800000	0.800000	0	0	0
	60	 	 	 	 	 	0.740000	0.740000	0	0	0
	61	 	 	 	 	 	0.800000	0.800000	0	0	0
	62	 	 	 	 	 	0.800000	0.800000	0	0	0
	63	 	 	 	 	 	0.675500	0.675500	0	0	0
	64	 	 	 	 	 	0.688800	0.661100	0	0	0
	65	800000	9	20120828	 	 	0.785000	0.785000	0	0	0
	66	 	 	 	 	 	0.700000	0.700000	0	0	0
	67	 	 	 	 	 	0.697600	0.697600	0	0	0
	68	 	 	 	 	 	0.783500	0.783500	0	0	0
	69	 	 	 	 	 	0.723200	0.723200	0	0	0
	70	 	 	 	 	 	0.775600	0.775600	0	0	0
	71	908000	9	20120829	 	 	0.703300	0.703300	0	0	0
	72	 	 	 	 	 	0.700000	0.700000	0	0	0
	73	 	 	 	 	 	0.576300	0.576300	0	0	0
	74	832875	10	20120907	 	 	0.791600	0.791600	0	0	0
	75	 	 	 	 	 	0.800000	0.800000	0	0	0
	76	 	 	 	 	 	0.667500	0.667500	0	0	0
	77	 	 	 	 	 	0.707400	0.707400	0	0	0
	78	930800	98	20120902	 	 	0.704000	0.704000	0	0	0
	79	 	 	 	 	 	0.800000	0.800000	0	0	0
	80	 	 	 	 	 	0.679100	0.679100	0	0	0
	81	 	 	 	 	 	0.700000	0.700000	0	0	0
	82	 	 	 	 	 	0.542300	0.542300	0	0	0
	83	870000	9	20120828	 	 	0.772000	0.772000	0	0	0
	84	 	 	 	 	 	0.713000	0.713000	0	0	0
	85	 	 	 	 	 	0.729300	0.729300	0	0	0
	86	 	 	 	 	 	0.800000	0.800000	0	0	0
	87	 	 	 	 	 	0.777100	0.777100	0	0	0
	88	1600000	9	20120829	 	 	0.425000	0.425000	0	0	0
	89	 	 	 	 	 	0.694700	0.694700	0	0	0
	90	 	 	 	 	 	0.742400	0.742400	0	0	0
	91	932500	5	20121201	 	 	0.726100	0.726100	0	0	0
	92	 	 	 	 	 	0.800000	0.800000	0	0	0
	93	 	 	 	 	 	0.744600	0.602700	0	0	0
	94	 	 	 	 	 	0.800000	0.800000	0	0	0
	95	 	 	 	 	 	0.694300	0.694300	0	0	0
	96	 	 	 	 	 	0.670000	0.670000	0	0	0
	97	 	 	 	 	 	0.544300	0.544300	0	0	0
	98	 	 	 	 	 	0.750000	0.750000	0	0	0
	99	 	 	 	 	 	0.800000	0.800000	0	0	0
	100	990000	10	20120910	 	 	0.750000	0.750000	0	0	0
	101	 	 	 	 	 	0.608700	0.608700	0	0	0
	102	 	 	 	 	 	0.800000	0.800000	0	0	0
	103	 	 	 	 	 	0.400000	0.400000	0	0	0
	104	 	 	 	 	 	0.750000	0.750000	0	0	0
	105	930000	9	20120830	 	 	0.774100	0.774100	0	0	0
	106	 	 	 	 	 	0.786500	0.786500	0	0	0
	107	 	 	 	 	 	0.700000	0.700000	0	0	0
	108	 	 	 	 	 	0.585700	0.585700	0	0	0
	109	 	 	 	 	 	0.315300	0.315300	0	0	0
	110	 	 	 	 	 	0.613900	0.613900	0	0	0
	111	 	 	 	 	 	0.533500	0.533500	0	0	0
	112	 	 	 	 	 	0.761400	0.761400	0	0	0
	113	 	 	 	 	 	0.800000	0.800000	0	0	0
	114	 	 	 	 	 	0.652100	0.652100	0	0	0
	115	 	 	 	 	 	0.726000	0.726000	0	0	0
	116	975000	9	20120828	 	 	0.800000	0.800000	0	0	0
	117	 	 	 	 	 	0.800000	0.800000	0	0	0
	118	 	 	 	 	 	0.800000	0.800000	0	0	0
	119	 	 	 	 	 	0.788800	0.788800	0	0	0
	120	 	 	 	 	 	0.800000	0.800000	0	0	0
	121	 	 	 	 	 	0.800000	0.800000	0	0	0
	122	 	 	 	 	 	0.800000	0.800000	0	0	0
	123	1045000	98	20120904	 	 	0.750000	0.750000	0	0	0
	124	1400000	10	20120910	 	 	0.511300	0.511300	0	0	0
	125	 	 	 	 	 	0.800000	0.800000	0	0	0
	126	 	 	 	 	 	0.650000	0.650000	0	0	0
	127	1150000	10	20120909	 	 	0.767200	0.767200	0	0	0
	128	 	 	 	 	 	0.771000	0.771000	0	0	0
	129	 	 	 	 	 	0.681400	0.681400	0	0	0
	130	 	 	 	 	 	0.686900	0.686900	0	0	0
	131	 	 	 	 	 	0.393000	0.393000	0	0	0
	132	1099000	10	20120907	 	 	0.800000	0.800000	0	0	0
	133	 	 	 	 	 	0.800000	0.800000	0	0	0
	134	1250000	10	20120910	 	 	0.797200	0.797200	0	0	0
	135	 	 	 	 	 	0.484200	0.215200	0	0	0
	136	 	 	 	 	 	0.509200	0.509200	0	0	0
	137	 	 	 	 	 	0.794100	0.794100	0	0	0
	138	 	 	 	 	 	0.800000	0.700000	0	0	0
	139	 	 	 	 	 	0.800000	0.800000	0	0	0
	140	 	 	 	 	 	0.625300	0.625300	0	0	0
	141	 	 	 	 	 	0.781300	0.781300	0	0	0
	142	850000	5	20121201	 	 	0.768000	0.768000	0	0	0
	143	 	 	 	 	 	0.800000	0.800000	0	0	0
	144	 	 	 	 	 	0.634400	0.582700	0	0	0
	145	1200000	9	20120828	 	 	0.750000	0.750000	0	0	0
	146	 	 	 	 	 	0.800000	0.800000	0	0	0
	147	950000	5	20121201	 	 	0.800000	0.800000	0	0	0
	148	 	 	 	 	 	0.800000	0.800000	0	0	0
	149	1700000	9	20120828	 	 	0.606000	0.496400	0	0	0
	150	 	 	 	 	 	0.648100	0.648100	0	0	0
	151	 	 	 	 	 	0.790900	0.790900	0	0	0
	152	 	 	 	 	 	0.800000	0.800000	0	0	0
	153	 	 	 	 	 	0.365000	0.365000	0	0	0
	154	 	 	 	 	 	0.600000	0.600000	0	0	0
	155	 	 	 	 	 	0.663500	0.663500	0	0	0
	156	 	 	 	 	 	0.876900	0.684600	0	0	0
	157	 	 	 	 	 	0.737300	0.737300	0	0	0
	158	 	 	 	 	 	0.780400	0.780400	0	0	0
	159	 	 	 	 	 	0.538700	0.538700	0	0	0
	160	 	 	 	 	 	0.604300	0.604300	0	0	0
	161	 	 	 	 	 	0.750000	0.750000	0	0	0
	162	 	 	 	 	 	0.800000	0.800000	0	0	0
	163	 	 	 	 	 	0.754700	0.519000	0	0	0
	164	1375000	9	20120828	 	 	0.700000	0.700000	0	0	0
	165	 	 	 	 	 	0.773300	0.773300	0	0	0
	166	 	 	 	 	 	0.597000	0.597000	0	0	0
	167	1300000	9	20120829	 	 	0.769200	0.769200	0	0	0
	168	 	 	 	 	 	0.865600	0.557900	0	0	0
	169	 	 	 	 	 	0.455400	0.455400	0	0	0
	170	1900000	10	20120907	 	 	0.578900	0.578900	0	0	0
	171	 	 	 	 	 	0.538500	0.538500	0	0	0
	172	 	 	 	 	 	0.800000	0.800000	0	0	0
	173	 	 	 	 	 	0.722000	0.722000	0	0	0
	174	 	 	 	 	 	0.681300	0.681300	0	0	0
	175	 	 	 	 	 	0.689600	0.689600	0	0	0
	176	 	 	 	 	 	0.800000	0.800000	0	0	0
	177	 	 	 	 	 	0.769200	0.769200	0	0	0
	178	 	 	 	 	 	0.800000	0.800000	0	0	0
	179	 	 	 	 	 	0.421900	0.421900	0	0	0
	180	 	 	 	 	 	0.714100	0.714100	0	0	0
	181	 	 	 	 	 	0.348100	0.348100	0	0	0
	182	 	 	 	 	 	0.600000	0.600000	0	0	0
	183	2290000	9	20120829	 	 	0.497800	0.497800	0	0	0
	184	 	 	 	 	 	0.800000	0.800000	0	0	0
	185	 	 	 	 	 	0.306900	0.306900	0	0	0
	186	1400000	10	20120908	 	 	0.800000	0.800000	0	0	0
	187	1850000	10	20120910	 	 	0.700000	0.700000	0	0	0
	188	 	 	 	 	 	0.740800	0.740800	0	0	0
	189	 	 	 	 	 	0.735500	0.735500	0	0	0
	190	2150000	98	20120904	 	 	0.642800	0.642800	0	0	0
	191	 	 	 	 	 	0.355200	0.355200	0	0	0
	192	 	 	 	 	 	0.571700	0.571700	0	0	0
	193	 	 	 	 	 	0.698200	0.698200	0	0	0
	194	 	 	 	 	 	0.728300	0.728300	0	0	0
	195	 	 	 	 	 	0.576900	0.576900	0	0	0
	196	 	 	 	 	 	0.840500	0.840500	0	0	0
	197	2345000	5	20121201	 	 	0.750000	0.750000	0	0	0
	198	 	 	 	 	 	0.663900	0.663900	0	0	0
	199	 	 	 	 	 	0.560000	0.560000	0	0	0
	200	 	 	 	 	 	0.655500	0.655500	0	0	0
	201	 	 	 	 	 	0.750000	0.750000	0	0	0


 


	 	141	142	143	144	145	146	147	148	149	150
	 	MI: Lender or
 Borrower Paid?	Pool Insurance Co.
 Name	Pool Insurance Stop
 Loss %	MI Certificate
 Number	Updated DTI
 (Front-end)	Updated DTI
 (Back-end)	Modification
 Effective Payment
 Date	Total Capitalized
 Amount	Total Deferred
 Amount	Pre-Modification
 Interest (Note) Rate
	1	 	 	 	 	 	 	 	 	 	 
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	155	 	 	 	 	 	 	 	 	 	 
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	157	 	 	 	 	 	 	 	 	 	 
	158	 	 	 	 	 	 	 	 	 	 
	159	 	 	 	 	 	 	 	 	 	 
	160	 	 	 	 	 	 	 	 	 	 
	161	 	 	 	 	 	 	 	 	 	 
	162	 	 	 	 	 	 	 	 	 	 
	163	 	 	 	 	 	 	 	 	 	 
	164	 	 	 	 	 	 	 	 	 	 
	165	 	 	 	 	 	 	 	 	 	 
	166	 	 	 	 	 	 	 	 	 	 
	167	 	 	 	 	 	 	 	 	 	 
	168	 	 	 	 	 	 	 	 	 	 
	169	 	 	 	 	 	 	 	 	 	 
	170	 	 	 	 	 	 	 	 	 	 
	171	 	 	 	 	 	 	 	 	 	 
	172	 	 	 	 	 	 	 	 	 	 
	173	 	 	 	 	 	 	 	 	 	 
	174	 	 	 	 	 	 	 	 	 	 
	175	 	 	 	 	 	 	 	 	 	 
	176	 	 	 	 	 	 	 	 	 	 
	177	 	 	 	 	 	 	 	 	 	 
	178	 	 	 	 	 	 	 	 	 	 
	179	 	 	 	 	 	 	 	 	 	 
	180	 	 	 	 	 	 	 	 	 	 
	181	 	 	 	 	 	 	 	 	 	 
	182	 	 	 	 	 	 	 	 	 	 
	183	 	 	 	 	 	 	 	 	 	 
	184	 	 	 	 	 	 	 	 	 	 
	185	 	 	 	 	 	 	 	 	 	 
	186	 	 	 	 	 	 	 	 	 	 
	187	 	 	 	 	 	 	 	 	 	 
	188	 	 	 	 	 	 	 	 	 	 
	189	 	 	 	 	 	 	 	 	 	 
	190	 	 	 	 	 	 	 	 	 	 
	191	 	 	 	 	 	 	 	 	 	 
	192	 	 	 	 	 	 	 	 	 	 
	193	 	 	 	 	 	 	 	 	 	 
	194	 	 	 	 	 	 	 	 	 	 
	195	 	 	 	 	 	 	 	 	 	 
	196	 	 	 	 	 	 	 	 	 	 
	197	 	 	 	 	 	 	 	 	 	 
	198	 	 	 	 	 	 	 	 	 	 
	199	 	 	 	 	 	 	 	 	 	 
	200	 	 	 	 	 	 	 	 	 	 
	201	 	 	 	 	 	 	 	 	 	 


 


 


	 	151	152	153	154	155	156	157	158	159	160
	 	Pre-Modification P&I
 Payment	Pre-Modification
 Initial Interest Rate
 Change Downward
 Cap	Pre-Modification
 Subsequent Interest
 Rate Cap	Pre-Modification
 Next Interest Rate
 Change Date	Pre-Modification I/O
 Term	Forgiven Principal
 Amount	Forgiven Interest
 Amount	Number of
 Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry
	1	 	 	 	 	 	 	 	 	 	3
	2	 	 	 	 	 	 	 	 	 	12
	3	 	 	 	 	 	 	 	 	 	8.1
	4	 	 	 	 	 	 	 	 	 	18
	5	 	 	 	 	 	 	 	 	 	24
	6	 	 	 	 	 	 	 	 	 	6.1
	7	 	 	 	 	 	 	 	 	 	3.3
	8	 	 	 	 	 	 	 	 	 	34
	9	 	 	 	 	 	 	 	 	 	30
	10	 	 	 	 	 	 	 	 	 	23
	11	 	 	 	 	 	 	 	 	 	14
	12	 	 	 	 	 	 	 	 	 	23
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	18
	15	 	 	 	 	 	 	 	 	 	21
	16	 	 	 	 	 	 	 	 	 	19
	17	 	 	 	 	 	 	 	 	 	23
	18	 	 	 	 	 	 	 	 	 	12
	19	 	 	 	 	 	 	 	 	 	28
	20	 	 	 	 	 	 	 	 	 	20.4
	21	 	 	 	 	 	 	 	 	 	2
	22	 	 	 	 	 	 	 	 	 	20
	23	 	 	 	 	 	 	 	 	 	23
	24	 	 	 	 	 	 	 	 	 	12
	25	 	 	 	 	 	 	 	 	 	25
	26	 	 	 	 	 	 	 	 	 	25
	27	 	 	 	 	 	 	 	 	 	15
	28	 	 	 	 	 	 	 	 	 	31
	29	 	 	 	 	 	 	 	 	 	17.7
	30	 	 	 	 	 	 	 	 	 	13
	31	 	 	 	 	 	 	 	 	 	21
	32	 	 	 	 	 	 	 	 	 	4.4
	33	 	 	 	 	 	 	 	 	 	25
	34	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	2
	37	 	 	 	 	 	 	 	 	 	19
	38	 	 	 	 	 	 	 	 	 	10
	39	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	16
	41	 	 	 	 	 	 	 	 	 	5
	42	 	 	 	 	 	 	 	 	 	13.9
	43	 	 	 	 	 	 	 	 	 	17
	44	 	 	 	 	 	 	 	 	 	11.2
	45	 	 	 	 	 	 	 	 	 	5.6
	46	 	 	 	 	 	 	 	 	 	40
	47	 	 	 	 	 	 	 	 	 	16
	48	 	 	 	 	 	 	 	 	 	24
	49	 	 	 	 	 	 	 	 	 	15
	50	 	 	 	 	 	 	 	 	 	1
	51	 	 	 	 	 	 	 	 	 	30
	52	 	 	 	 	 	 	 	 	 	25
	53	 	 	 	 	 	 	 	 	 	10
	54	 	 	 	 	 	 	 	 	 	17
	55	 	 	 	 	 	 	 	 	 	25
	56	 	 	 	 	 	 	 	 	 	23
	57	 	 	 	 	 	 	 	 	 	10.7
	58	 	 	 	 	 	 	 	 	 	14
	59	 	 	 	 	 	 	 	 	 	5
	60	 	 	 	 	 	 	 	 	 	10
	61	 	 	 	 	 	 	 	 	 	10
	62	 	 	 	 	 	 	 	 	 	11
	63	 	 	 	 	 	 	 	 	 	6
	64	 	 	 	 	 	 	 	 	 	20
	65	 	 	 	 	 	 	 	 	 	25
	66	 	 	 	 	 	 	 	 	 	25
	67	 	 	 	 	 	 	 	 	 	24
	68	 	 	 	 	 	 	 	 	 	23
	69	 	 	 	 	 	 	 	 	 	5.1
	70	 	 	 	 	 	 	 	 	 	7
	71	 	 	 	 	 	 	 	 	 	9.5
	72	 	 	 	 	 	 	 	 	 	11.7
	73	 	 	 	 	 	 	 	 	 	3
	74	 	 	 	 	 	 	 	 	 	21.9
	75	 	 	 	 	 	 	 	 	 	10
	76	 	 	 	 	 	 	 	 	 	15
	77	 	 	 	 	 	 	 	 	 	20
	78	 	 	 	 	 	 	 	 	 	21
	79	 	 	 	 	 	 	 	 	 	5
	80	 	 	 	 	 	 	 	 	 	12
	81	 	 	 	 	 	 	 	 	 	7
	82	 	 	 	 	 	 	 	 	 	15
	83	 	 	 	 	 	 	 	 	 	2
	84	 	 	 	 	 	 	 	 	 	25.7
	85	 	 	 	 	 	 	 	 	 	2
	86	 	 	 	 	 	 	 	 	 	40
	87	 	 	 	 	 	 	 	 	 	10
	88	 	 	 	 	 	 	 	 	 	33
	89	 	 	 	 	 	 	 	 	 	22
	90	 	 	 	 	 	 	 	 	 	17
	91	 	 	 	 	 	 	 	 	 	25
	92	 	 	 	 	 	 	 	 	 	0.2
	93	 	 	 	 	 	 	 	 	 	11.2
	94	 	 	 	 	 	 	 	 	 	19
	95	 	 	 	 	 	 	 	 	 	17
	96	 	 	 	 	 	 	 	 	 	16
	97	 	 	 	 	 	 	 	 	 	25
	98	 	 	 	 	 	 	 	 	 	15
	99	 	 	 	 	 	 	 	 	 	13
	100	 	 	 	 	 	 	 	 	 	4.1
	101	 	 	 	 	 	 	 	 	 	22
	102	 	 	 	 	 	 	 	 	 	10
	103	 	 	 	 	 	 	 	 	 	44
	104	 	 	 	 	 	 	 	 	 	 
	105	 	 	 	 	 	 	 	 	 	23
	106	 	 	 	 	 	 	 	 	 	3
	107	 	 	 	 	 	 	 	 	 	6
	108	 	 	 	 	 	 	 	 	 	13
	109	 	 	 	 	 	 	 	 	 	22
	110	 	 	 	 	 	 	 	 	 	13
	111	 	 	 	 	 	 	 	 	 	30
	112	 	 	 	 	 	 	 	 	 	12
	113	 	 	 	 	 	 	 	 	 	12
	114	 	 	 	 	 	 	 	 	 	19
	115	 	 	 	 	 	 	 	 	 	17
	116	 	 	 	 	 	 	 	 	 	10.1
	117	 	 	 	 	 	 	 	 	 	16
	118	 	 	 	 	 	 	 	 	 	8
	119	 	 	 	 	 	 	 	 	 	15
	120	 	 	 	 	 	 	 	 	 	3
	121	 	 	 	 	 	 	 	 	 	12
	122	 	 	 	 	 	 	 	 	 	21
	123	 	 	 	 	 	 	 	 	 	20
	124	 	 	 	 	 	 	 	 	 	6
	125	 	 	 	 	 	 	 	 	 	9
	126	 	 	 	 	 	 	 	 	 	31
	127	 	 	 	 	 	 	 	 	 	14
	128	 	 	 	 	 	 	 	 	 	11
	129	 	 	 	 	 	 	 	 	 	19
	130	 	 	 	 	 	 	 	 	 	5
	131	 	 	 	 	 	 	 	 	 	21
	132	 	 	 	 	 	 	 	 	 	15
	133	 	 	 	 	 	 	 	 	 	20
	134	 	 	 	 	 	 	 	 	 	31
	135	 	 	 	 	 	 	 	 	 	20
	136	 	 	 	 	 	 	 	 	 	15
	137	 	 	 	 	 	 	 	 	 	9
	138	 	 	 	 	 	 	 	 	 	27
	139	 	 	 	 	 	 	 	 	 	13
	140	 	 	 	 	 	 	 	 	 	14
	141	 	 	 	 	 	 	 	 	 	25.2
	142	 	 	 	 	 	 	 	 	 	8
	143	 	 	 	 	 	 	 	 	 	15
	144	 	 	 	 	 	 	 	 	 	2
	145	 	 	 	 	 	 	 	 	 	15
	146	 	 	 	 	 	 	 	 	 	7
	147	 	 	 	 	 	 	 	 	 	22
	148	 	 	 	 	 	 	 	 	 	25
	149	 	 	 	 	 	 	 	 	 	25
	150	 	 	 	 	 	 	 	 	 	9
	151	 	 	 	 	 	 	 	 	 	25
	152	 	 	 	 	 	 	 	 	 	20
	153	 	 	 	 	 	 	 	 	 	57
	154	 	 	 	 	 	 	 	 	 	 
	155	 	 	 	 	 	 	 	 	 	3
	156	 	 	 	 	 	 	 	 	 	20
	157	 	 	 	 	 	 	 	 	 	15
	158	 	 	 	 	 	 	 	 	 	8
	159	 	 	 	 	 	 	 	 	 	16
	160	 	 	 	 	 	 	 	 	 	19
	161	 	 	 	 	 	 	 	 	 	4
	162	 	 	 	 	 	 	 	 	 	8
	163	 	 	 	 	 	 	 	 	 	18
	164	 	 	 	 	 	 	 	 	 	10
	165	 	 	 	 	 	 	 	 	 	13.5
	166	 	 	 	 	 	 	 	 	 	15
	167	 	 	 	 	 	 	 	 	 	15
	168	 	 	 	 	 	 	 	 	 	25
	169	 	 	 	 	 	 	 	 	 	25
	170	 	 	 	 	 	 	 	 	 	21
	171	 	 	 	 	 	 	 	 	 	30
	172	 	 	 	 	 	 	 	 	 	20
	173	 	 	 	 	 	 	 	 	 	20.4
	174	 	 	 	 	 	 	 	 	 	37
	175	 	 	 	 	 	 	 	 	 	10
	176	 	 	 	 	 	 	 	 	 	10
	177	 	 	 	 	 	 	 	 	 	16
	178	 	 	 	 	 	 	 	 	 	8
	179	 	 	 	 	 	 	 	 	 	17
	180	 	 	 	 	 	 	 	 	 	15
	181	 	 	 	 	 	 	 	 	 	11
	182	 	 	 	 	 	 	 	 	 	20
	183	 	 	 	 	 	 	 	 	 	28
	184	 	 	 	 	 	 	 	 	 	8
	185	 	 	 	 	 	 	 	 	 	22
	186	 	 	 	 	 	 	 	 	 	NA
	187	 	 	 	 	 	 	 	 	 	21
	188	 	 	 	 	 	 	 	 	 	16
	189	 	 	 	 	 	 	 	 	 	30
	190	 	 	 	 	 	 	 	 	 	5.4
	191	 	 	 	 	 	 	 	 	 	20
	192	 	 	 	 	 	 	 	 	 	16
	193	 	 	 	 	 	 	 	 	 	20
	194	 	 	 	 	 	 	 	 	 	13
	195	 	 	 	 	 	 	 	 	 	15
	196	 	 	 	 	 	 	 	 	 	4
	197	 	 	 	 	 	 	 	 	 	23
	198	 	 	 	 	 	 	 	 	 	26
	199	 	 	 	 	 	 	 	 	 	22
	200	 	 	 	 	 	 	 	 	 	 
	201	 	 	 	 	 	 	 	 	 	 


 


	 	161	162	163	164	165	166	167
	 	CoBrrw - Yrs at in Industry	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)
	1	 	0	20260201	7334.86	 	 	 
	2	 	0	20260201	7550.8	 	 	 
	3	 	0	20420601	7639	2468	6328	 
	4	4	0	20260201	4237.56	 	 	2160
	5	 	0	20260201	13750	 	 	 
	6	8.1	0	20260401	40894.29	1476.53	 	 
	7	3.1	0	20270101	25066.16	 	 	37500
	8	 	0	20260901	14213.76	20770.03	 	 
	9	8	0	20260201	40575	 	 	0
	10	 	0	20261201	20443	 	 	 
	11	11	0	20421001	8333.34	 	2000	2069
	12	 	0	20270401	17500	 	 	 
	13	15	0	20270901	 	 	 	33333.32
	14	15	0	20260301	19952	 	 	4768
	15	 	0	20261201	84196.71	 	 	 
	16	 	37726	20270101	13333.33	 	 	 
	17	NA	0	20260901	25299	 	 	 
	18	 	0	20270901	35416.66	 	 	 
	19	25	0	20261201	12533.84	 	 	10135.02
	20	 	0	20220701	119059.99	 	 	 
	21	6.3	0	20271001	11253.2	 	 	13475.82
	22	18	0	20270701	19833.33	1223	 	15950
	23	14	0	20420601	12500	 	 	14107.76
	24	 	0	20420901	13000	0	0	 
	25	 	0	20270801	83333	 	 	 
	26	 	0	20260401	15833	7710	 	 
	27	 	0	20270601	24583	 	 	 
	28	NA	70000	20420901	6284.74	 	 	 
	29	17.7	0	20271001	17466.79	 	 	1850
	30	 	0	20270201	54548.52	 	 	 
	31	21	200000	20270401	15600	11666.66	 	 
	32	 	144000	20270901	28000	 	 	 
	33	NA	0	20260801	19732	7146	 	 
	34	 	0	20420901	 	 	 	 
	35	28.7	0	20270901	 	 	 	18755.91
	36	2	0	20420901	13577	 	 	 
	37	18	0	20261201	17222.22	 	 	10618.58
	38	NA	0	20260201	25000	 	 	 
	39	 	0	20270401	 	 	 	 
	40	 	0	20270901	57700.53	 	 	 
	41	8	0	20260901	30992.98	 	 	10241.66
	42	 	0	20260401	8514.82	804.23	 	 
	43	 	0	20420901	11880.48	 	 	 
	44	 	0	20420901	13715	 	 	 
	45	6	0	20260401	37360.16	 	 	2569.83
	46	 	0	20420701	27466	10362	 	 
	47	12	0	20260601	19219.33	 	 	9266.13
	48	NA	0	20261201	42066	 	 	 
	49	16	0	20261001	28302	8238	 	 
	50	 	0	20270701	19500	 	 	 
	51	33	97120	20220701	14000	 	 	19250
	52	 	0	20260201	24250	 	 	 
	53	10	0	20270701	 	 	19849	7702
	54	 	0	20420901	30024	 	 	 
	55	26	0	20420701	25981	 	 	13478.59
	56	23	0	20220901	13059.18	 	 	23012.95
	57	 	0	20271001	53136.73	 	 	 
	58	 	0	20420901	12500	4224	 	 
	59	 	0	20420901	17046.83	 	 	 
	60	 	0	20270901	36462	 	 	 
	61	 	0	20420901	1999	15119	6823	 
	62	11	0	20270701	6125	12617	 	 
	63	9	0	20270501	12923	6938.07	 	 
	64	16	25000	20420701	8485	 	 	26058
	65	 	0	20261201	34984.92	 	 	 
	66	 	0	20220701	45422.38	 	 	 
	67	12	0	20420801	7939.25	 	 	3333.33
	68	 	0	20270401	26000	 	 	 
	69	5.1	0	20270401	15989	 	 	8000
	70	 	0	20420801	12500	 	 	 
	71	10.8	0	20261101	12061.71	 	 	9902.53
	72	 	0	20270201	8333.33	52041	 	 
	73	6	0	20270901	13583.33	 	 	19045.25
	74	 	0	20260401	48498.38	 	 	 
	75	 	0	20420901	42419	 	 	 
	76	 	0	20420801	10675.25	 	 	 
	77	NA	0	20420901	15416.67	 	 	 
	78	 	0	20270101	36512.25	 	 	 
	79	3	0	20420901	9458	 	 	8459
	80	 	0	20420701	16360.82	 	 	 
	81	 	0	20270401	53410	 	 	 
	82	 	0	20260201	36883.33	 	 	 
	83	 	0	20270101	45001	 	 	 
	84	7.1	0	20270701	13684	 	 	9585
	85	 	0	20270701	12771	 	 	 
	86	 	0	20420901	22206	 	 	 
	87	 	0	20420901	33955	 	 	 
	88	 	0	20261201	12158.59	69601	 	 
	89	 	0	20270901	24262.82	 	 	 
	90	 	0	20420901	29314	 	 	 
	91	 	0	20260701	49521	 	 	 
	92	5	0	20420801	12924.82	 	 	11132.57
	93	 	155400	20420901	19095	 	 	 
	94	 	0	20420801	17874.28	11374.67	 	 
	95	8	0	20420801	12158.34	7632.45	 	 
	96	 	0	20420901	14583.34	 	 	 
	97	 	0	20270401	10419.99	14469	 	 
	98	 	0	20420801	12500	7500	 	 
	99	18	0	20420901	13442	 	 	12083
	100	 	0	20260201	6666	7143	38177	 
	101	 	0	20420901	16583	 	 	 
	102	16	0	20420901	13820.84	 	 	12916.66
	103	37	0	20270601	32195	 	 	18041
	104	 	0	20270901	 	 	 	 
	105	 	0	20270101	28173	 	 	 
	106	3	0	20420901	9479.6	3640	 	 
	107	1.3	0	20420901	15416.66	 	 	9166.66
	108	 	0	20420701	30942	 	 	 
	109	30	0	20420701	14166.66	-1058.08	 	5762
	110	10	0	20420801	9914.75	 	 	11500
	111	30	0	20420701	19500	 	 	3600
	112	11	0	20420901	7825.3	1532.45	 	4496.1
	113	10	0	20420801	6863.37	 	 	18499.99
	114	17	0	20270501	19066	 	 	9254
	115	 	0	20420901	12333.34	2236.38	 	 
	116	 	0	20261101	28816	 	 	 
	117	14	0	20420601	13541.66	 	 	10416.67
	118	 	0	20420901	15000.31	 	 	 
	119	10	0	20420701	5541.66	 	 	17916.67
	120	3	0	20420901	13750	 	 	25000
	121	12	0	20270401	23750	 	 	13733
	122	 	0	20420901	17500	 	 	 
	123	NA	0	20270201	34999	4849	 	 
	124	 	0	20260201	28918.24	 	 	 
	125	 	0	20420801	 	 	10129.75	 
	126	1	0	20420701	22680	 	 	0
	127	NA	0	20260201	62083.51	 	 	 
	128	 	0	20420901	9999.99	25000	 	 
	129	21	0	20270301	6263	 	 	14166
	130	 	0	20220901	22354	 	 	 
	131	 	0	20270901	20000	46924	 	 
	132	NA	0	20260401	126316	 	 	 
	133	11	0	20420701	12802.4	 	 	10193.73
	134	NA	0	20260401	26184	26067	 	 
	135	8	1000000	20420701	35639	1666	 	 
	136	7	0	20270401	23333.33	9586.33	 	 
	137	NA	0	20420701	12333	 	 	 
	138	 	115295	20421001	34000	 	 	 
	139	 	0	20420601	23332	 	 	 
	140	12	0	20420901	4500	 	1851.19	12930
	141	 	0	20270501	91423.83	 	 	 
	142	6	0	20260201	10416.66	 	 	24637.51
	143	15	0	20420801	16299	 	 	8301
	144	 	75000	20420901	16666.66	 	 	 
	145	14	0	20270101	32067	 	 	10062
	146	 	0	20420901	 	 	 	 
	147	 	0	20260301	26138.04	 	 	 
	148	 	0	20420601	43406	 	 	 
	149	15	200000	20261201	40658.33	 	 	12501.46
	150	8	0	20270901	 	 	 	 
	151	25	0	20420901	9111	 	 	16250
	152	 	0	20420601	62242	 	 	 
	153	 	0	20420601	1456.22	 	 	 
	154	23	0	20420601	 	 	 	 
	155	5	0	20420901	31250	 	 	5725
	156	5.3	250000	20420601	10190	 	 	11675.1
	157	9	0	20270601	15937.83	11605.56	 	 
	158	 	0	20420801	41636	 	 	 
	159	14	0	20420901	20000	 	 	23144
	160	 	0	20420901	31285.87	 	 	 
	161	 	0	20420701	20773.67	 	 	 
	162	 	0	20420901	63250	 	 	 
	163	18	445528	20260501	14369	23184	 	 
	164	 	0	20270101	23421.13	 	 	 
	165	 	0	20420801	53382	 	 	 
	166	 	0	20260701	59168.83	 	 	 
	167	 	0	20260901	44395.67	 	 	 
	168	28	520000	20420601	27083	 	 	10611
	169	20	0	20420601	20000	 	 	8563.25
	170	21	0	20260501	16572	 	 	19297
	171	 	0	20420801	19208	 	 	 
	172	 	0	20420601	18000	 	 	 
	173	 	0	20220701	45744	 	 	 
	174	32	0	20420801	23458	 	 	9913
	175	 	0	20420601	10000	1151	 	11262.51
	176	15	0	20420701	8333	 	 	16450
	177	 	0	20420801	35112	 	 	 
	178	 	0	20420801	 	 	73769.36	 
	179	15	0	20420901	72092	 	 	 
	180	 	0	20420901	17484.68	2847.04	 	 
	181	10	0	20420901	20000	9611	 	3847
	182	 	0	20420601	15000	2455	 	 
	183	10	0	20270101	13208	 	 	12000
	184	 	0	20420601	18750	 	 	 
	185	 	0	20270801	119559	 	 	 
	186	20	0	20260801	 	 	 	25415
	187	NA	0	20260701	70224.17	 	 	 
	188	14	0	20420901	17343.25	 	 	12519.92
	189	 	0	20260601	36666	 	 	 
	190	4.4	0	20261201	22045	2104	 	51459
	191	 	0	20270501	79480	 	 	 
	192	14	0	20420901	15719	 	 	17815
	193	5	0	20420601	11514	 	 	9752
	194	12	0	20421001	17510	 	 	11539.42
	195	 	0	20420901	10416.66	 	53864	 
	196	 	0	20420901	97495	 	 	 
	197	NA	0	20260801	12915	 	 	 
	198	26	0	20270801	60598	 	 	 
	199	 	0	20420901	78618	 	 	 
	200	 	0	20421001	 	 	 	 
	201	 	0	20420901	 	 	 	 


 


	 	168	169	170	171	172
	 	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
	1	 	 	Full	Two Years	Two Months
	2	 	 	Full	Two Years	Two Months
	3	 	 	Full	Two Years	Two Months
	4	 	 	Full	Two Years	Two Months
	5	 	 	Full	Two Years	Two Months
	6	 	 	Full	Two Years	Two Months
	7	 	 	Full	Two Years	Two Months
	8	 	 	Full	Two Years	Two Months
	9	 	 	Full	Two Years	Two Months
	10	 	 	Full	Two Years	Two Months
	11	 	 	Full	Two Years	Two Months
	12	 	 	Full	Two Years	Two Months
	13	 	 	Full	Two Years	Two Months
	14	 	 	Full	Two Years	Two Months
	15	 	 	Full	Two Years	Two Months
	16	 	 	Full	Two Years	Two Months
	17	 	 	Full	Two Years	Two Months
	18	 	 	Full	Two Years	Two Months
	19	 	 	Full	Two Years	Two Months
	20	 	 	Full	Two Years	Two Months
	21	 	 	Full	Two Years	Two Months
	22	1060	 	Full	Two Years	Two Months
	23	 	 	Full	Two Years	Two Months
	24	 	 	Full	Two Years	Two Months
	25	 	 	Full	Two Years	Two Months
	26	 	 	Full	Two Years	Two Months
	27	 	 	Full	Two Years	Two Months
	28	 	 	Full	Two Years	Two Months
	29	 	 	Full	Two Years	Two Months
	30	 	 	Full	Two Years	Two Months
	31	 	 	Full	Two Years	Two Months
	32	 	 	Full	Two Years	Two Months
	33	 	 	Full	Two Years	Two Months
	34	 	 	Full	Two Years	Two Months
	35	 	 	Full	Two Years	Two Months
	36	 	 	Full	Two Years	Two Months
	37	 	 	Full	Two Years	Two Months
	38	 	 	Full	Two Years	Two Months
	39	 	 	Full	Two Years	Two Months
	40	 	 	Full	Two Years	Two Months
	41	 	 	Full	Two Years	Two Months
	42	 	 	Full	Two Years	Two Months
	43	 	 	Full	Two Years	Two Months
	44	 	 	Full	Two Years	Two Months
	45	 	 	Full	Two Years	Two Months
	46	 	 	Full	Two Years	Two Months
	47	 	 	Full	Two Years	Two Months
	48	 	 	Full	Two Years	Two Months
	49	 	 	Full	Two Years	Two Months
	50	 	 	Full	Two Years	Two Months
	51	 	 	Full	Two Years	Two Months
	52	 	 	Full	Two Years	Two Months
	53	 	 	Full	Two Years	Two Months
	54	 	 	Full	Two Years	Two Months
	55	 	 	Full	Two Years	Two Months
	56	 	 	Full	Two Years	Two Months
	57	 	 	Full	Two Years	Two Months
	58	 	 	Full	Two Years	Two Months
	59	 	 	Full	Two Years	Two Months
	60	 	 	Full	Two Years	Two Months
	61	 	 	Full	Two Years	Two Months
	62	 	 	Full	Two Years	Two Months
	63	 	 	Full	Two Years	Two Months
	64	 	 	Full	Two Years	Two Months
	65	 	 	Full	Two Years	Two Months
	66	 	 	Full	Two Years	Two Months
	67	 	 	Full	Two Years	Two Months
	68	 	 	Full	Two Years	Two Months
	69	 	 	Full	Two Years	Two Months
	70	 	 	Full	Two Years	Two Months
	71	 	 	Full	Two Years	Two Months
	72	 	 	Full	Two Years	Two Months
	73	 	 	Full	Two Years	Two Months
	74	 	 	Full	Two Years	Two Months
	75	 	 	Full	Two Years	Two Months
	76	 	 	Full	Two Years	Two Months
	77	 	 	Full	Two Years	Two Months
	78	 	 	Full	Two Years	Two Months
	79	 	 	Full	Two Years	Two Months
	80	 	 	Full	Two Years	Two Months
	81	 	 	Full	Two Years	Two Months
	82	 	 	Full	Two Years	Two Months
	83	 	 	Full	Two Years	Two Months
	84	 	 	Full	Two Years	Two Months
	85	 	 	Full	Two Years	Two Months
	86	 	 	Full	Two Years	Two Months
	87	 	 	Full	Two Years	Two Months
	88	 	 	Full	Two Years	Two Months
	89	 	 	Full	Two Years	Two Months
	90	 	 	Full	Two Years	Two Months
	91	 	 	Full	Two Years	Two Months
	92	 	 	Full	Two Years	Two Months
	93	 	 	Full	Two Years	Two Months
	94	 	 	Full	Two Years	Two Months
	95	 	 	Full	Two Years	Two Months
	96	 	 	Full	Two Years	Two Months
	97	 	 	Full	Two Years	Two Months
	98	 	 	Full	Two Years	Two Months
	99	 	 	Full	Two Years	Two Months
	100	 	 	Full	Two Years	Two Months
	101	 	 	Full	Two Years	Two Months
	102	 	 	Full	Two Years	Two Months
	103	 	 	Full	Two Years	Two Months
	104	 	 	Full	Two Years	Two Months
	105	 	 	Full	Two Years	Two Months
	106	 	 	Full	Two Years	Two Months
	107	 	 	Full	Two Years	Two Months
	108	 	 	Full	Two Years	Two Months
	109	 	 	Full	Two Years	Two Months
	110	 	 	Full	Two Years	Two Months
	111	 	 	Full	Two Years	Two Months
	112	 	 	Full	Two Years	Two Months
	113	 	 	Full	Two Years	Two Months
	114	 	 	Full	Two Years	Two Months
	115	 	 	Full	Two Years	Two Months
	116	 	 	Full	Two Years	Two Months
	117	 	 	Full	Two Years	Two Months
	118	 	 	Full	Two Years	Two Months
	119	 	 	Full	Two Years	Two Months
	120	 	 	Full	Two Years	Two Months
	121	 	 	Full	Two Years	Two Months
	122	 	 	Full	Two Years	Two Months
	123	 	 	Full	Two Years	Two Months
	124	 	 	Full	Two Years	Two Months
	125	 	 	Full	Two Years	Two Months
	126	0	0	Full	Two Years	Two Months
	127	 	 	Full	Two Years	Two Months
	128	 	 	Full	Two Years	Two Months
	129	 	 	Full	Two Years	Two Months
	130	 	 	Full	Two Years	Two Months
	131	 	 	Full	Two Years	Two Months
	132	 	 	Full	Two Years	Two Months
	133	 	 	Full	Two Years	Two Months
	134	 	 	Full	Two Years	Two Months
	135	 	 	Full	Two Years	Two Months
	136	 	 	Full	Two Years	Two Months
	137	 	 	Full	Two Years	Two Months
	138	 	 	Full	Two Years	Two Months
	139	 	 	Full	Two Years	Two Months
	140	 	 	Full	Two Years	Two Months
	141	 	 	Full	Two Years	Two Months
	142	 	 	Full	Two Years	Two Months
	143	 	 	Full	Two Years	Two Months
	144	 	 	Full	Two Years	Two Months
	145	 	 	Full	Two Years	Two Months
	146	 	 	Full	Two Years	Two Months
	147	 	 	Full	Two Years	Two Months
	148	 	 	Full	Two Years	Two Months
	149	 	 	Full	Two Years	Two Months
	150	 	 	Full	Two Years	Two Months
	151	 	 	Full	Two Years	Two Months
	152	 	 	Full	Two Years	Two Months
	153	 	 	Full	Two Years	Two Months
	154	 	53020	Full	Two Years	Two Months
	155	 	 	Full	Two Years	Two Months
	156	 	 	Full	Two Years	Two Months
	157	 	 	Full	Two Years	Two Months
	158	 	 	Full	Two Years	Two Months
	159	 	 	Full	Two Years	Two Months
	160	 	 	Full	Two Years	Two Months
	161	 	 	Full	Two Years	Two Months
	162	 	 	Full	Two Years	Two Months
	163	 	 	Full	Two Years	Two Months
	164	 	 	Full	Two Years	Two Months
	165	 	 	Full	Two Years	Two Months
	166	 	 	Full	Two Years	Two Months
	167	 	 	Full	Two Years	Two Months
	168	 	 	Full	Two Years	Two Months
	169	 	 	Full	Two Years	Two Months
	170	 	 	Full	Two Years	Two Months
	171	 	 	Full	Two Years	Two Months
	172	 	 	Full	Two Years	Two Months
	173	 	 	Full	Two Years	Two Months
	174	 	 	Full	Two Years	Two Months
	175	 	 	Full	Two Years	Two Months
	176	 	 	Full	Two Years	Two Months
	177	 	 	Full	Two Years	Two Months
	178	 	 	Full	Two Years	Two Months
	179	 	 	Full	Two Years	Two Months
	180	 	 	Full	Two Years	Two Months
	181	 	 	Full	Two Years	Two Months
	182	 	 	Full	Two Years	Two Months
	183	 	 	Full	Two Years	Two Months
	184	 	 	Full	Two Years	Two Months
	185	 	 	Full	Two Years	Two Months
	186	66104	 	Full	Two Years	Two Months
	187	 	 	Full	Two Years	Two Months
	188	 	 	Full	Two Years	Two Months
	189	 	 	Full	Two Years	Two Months
	190	 	 	Full	Two Years	Two Months
	191	 	 	Full	Two Years	Two Months
	192	 	 	Full	Two Years	Two Months
	193	 	 	Full	Two Years	Two Months
	194	 	 	Full	Two Years	Two Months
	195	 	 	Full	Two Years	Two Months
	196	 	 	Full	Two Years	Two Months
	197	 	 	Full	Two Years	Two Months
	198	 	 	Full	Two Years	Two Months
	199	 	 	Full	Two Years	Two Months
	200	 	 	Full	Two Years	Two Months
	201	 	 	Full	Two Years	Two Months







 



    	 



    	 



    

 











ASF RMBS DISCLOSURE PACKAGE


  
















	
Field


Number

	
Field Name

	
Field Description

	
Type of


Field

	
Data Type

	
Sample Data

	
Format

	
When


Applicable?

	
Valid Values

	
Proposed


Unique


Coding

	
Notes


	
1

	
Primary Servicer

	
The MERS Organization ID of the company that has or will have the right to service the loan.

	
General Information

	
Numeric – Integer

	
2351805

	
9(7)

	
Always

	
”9999999” if Unknown

	  	  
	
2

	
Servicing Fee—Percentage

	
Aggregate monthly fee paid to all servicers, stated in decimal form.

	
General Information

	
Numeric - Decimal

	
0.0025

	
9.999999

	
Loans without flat-dollar servicing fees

	
>= 0 and < 1

	  	
Must be populated if Field 3 is Null


	
3

	
Servicing Fee—Flat-dollar

	
Aggregate monthly fee paid to all servicers, stated as a dollar amount.

	
General Information

	
Numeric – Decimal

	
7.5

	
9(3).99

	
Loans with flat-dollar servicing fees

	
>= 0 and


<= 999

	  	
Must be populated if 2 is Null


	
4

	
Servicing Advance Methodology

	
The manner in which principal and/or interest are to be advanced by the servicer.

	
General Information

	
Numeric – Integer

	
2

	
99

	
Always

	
See Coding

	
1 = Scheduled Interest, Scheduled Principal


2 = Actual Interest, Actual Principal


3 = Scheduled Interest, Actual Principal


99 = Unknown

	  
	
5

	
Originator

	
The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral.

	
General Information

	
Numeric – Integer

	
5938671

	
9(7)

	
Always

	
”9999999” if Unknown

	  	  
	
6

	
Loan Group

	
Indicates the collateral group number in which the loan falls (for structures with multiple collateral groups). Use “1” if there is only one loan group.

	
General Information

	
Text

	
1A

	
XXXX

	
Always

	
“UNK” if Unknown

	  	  
	
7

	
Loan Number

	
Unique National Mortgage Loan ID Number (Vendor TBD).

	
General Information

	
Numeric – Integer

	
TBD

	
TBD

	
Always

	
TBD

	  	
Details to be provided by Vendor


	
8

	
Amortization Type

	
Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable).

	
Loan Type

	
Numeric – Integer

	
2

	
99

	
Always

	
See Coding

	
1 = Fixed


2 = Adjustable


99 = Unknown

	  
	
9

	
Lien Position

	
A number indicating the loan’s lien position (1 = first lien, etc.).

	
Loan Type

	
Numeric – Integer

	
1

	
99

	
Always

	
>0

	
99 = Unknown

	  
	
10

	
HELOC Indicator

	
Indicates whether the loan is a home equity line of credit.

	
Loan Type

	
Numeric – Integer

	
1

	
99

	
Always

	
See Coding

	
0 = No


1 = Yes


99 = Unknown

	  
	
11

	
Loan Purpose

	
Indicates the purpose of the loan.

	
Loan Type

	
Numeric – Integer

	
9

	
99

	
Always

	
See Coding

	
See Appendix A

	  
	
12

	
Cash Out Amount

	
For “Cash-out” loans (see Glossary):


 


[NEW LOAN AMOUNT] – [PAID-OFF FIRST MORTGAGE LOAN AMOUNT] – [PAID-OFF SECOND MORTGAGE LOAN AMOUNT (if Second was used to purchase the property)] – [CLOSING COSTS].

	
Loan Type

	
Numeric – Decimal

	
72476.5

	
9(10).99

	
Always

	
>= 0

	  	  
	
13

	
Total Origination and Discount Points (in dollars)

	
Amount paid to the lender to increase the lender’s effective yield and, in the case of discount points, to reduce the interest rate paid by the borrower.

	
Loan Type

	
Numeric – Decimal

	
5250

	
9(10).99

	
Always

	
>= 0

	  	
Typically Lines 801 and 802 of HUD Settlement Statement


	
14

	
Covered/High Cost Loan Indicator

	
Indicates whether the loan is categorized as “high cost” or “covered” according to state or federal statutes or regulations.

	
Loan Type

	
Numeric – Integer

	
1

	
99

	
Always

	
See Coding

	
0 = No


1 = Yes


99 = Unknown

	  
	
15

	
Relocation Loan Indicator

	
Indicates whether the loan is part of a corporate relocation program.

	
Loan Type

	
Numeric – Integer

	
1

	
99

	
Always

	
See Coding

	
0 = No


1 = Yes


99 = Unknown

	  
	
16

	
Broker Indicator

	
Indicates whether a broker took the application.

	
Loan Type

	
Numeric – Integer

	
1

	
99

	
Always

	
See Coding

	
0 = No


1 = Yes


99 = Unknown

	  
	
17

	
Channel

	
Code indicating the source (channel) from which the Issuer obtained the mortgage loan.

	
Loan Type

	
Numeric – Integer

	
2

	
99

	
Always

	
See Coding

	
1 = Retail


2 = Broker


3 = Correspondent Bulk


4 = Correspondent Flow with delegated underwriting


5 = Correspondent Flow without delegated underwriting


99 = Unknown

	  
	
18

	
Escrow Indicator

	
Indicates whether various homeownership expenses are paid by the borrower directly or through an escrow account (as of securitization cut-off date).

	
Loan Type

	
Numeric – Integer

	
3

	
99

	
Always

	
See Coding

	
0 = No Escrows


1 = Taxes


2 = Insurance


3 = HOA dues


4 = Taxes and Insurance


5 = All


99 =Unknown

	  
	
19

	
Senior Loan Amount(s)

	
For non-first mortgages, the sum of the balances of all associated senior mortgages at the time of origination of the subordinate lien.

	
Mortgage Lien Info

	
Numeric – Decimal

	
611004.25

	
9(10).99

	
If Lien Position > 1

	
>= 0

	  	  
	
20

	
Loan Type of Most Senior Lien

	
For non-first mortgages, indicates whether the associated first mortgage is a Fixed, ARM, Hybrid, or negative amortization loan.

	
Mortgage Lien Info

	
Numeric – Integer

	
2

	
99

	
If Lien Position > 1

	
See Coding

	
1 = Fixed Rate


2 = ARM


3 = Hybrid


4 = Neg Am


99 = Unknown

	  
	
21

	
Hybrid Period of Most Senior Lien (in months)

	
For non-first mortgages where the associated first mortgage is a hybrid ARM, the number of months remaining in the initial fixed interest rate period for the hybrid first mortgage.

	
Mortgage Lien Info

	
Numeric – Integer

	
23

	
999

	
If Lien Position > 1


AND the most senior lien is a hybrid ARM (see Field 20)

	
>= 0

	  	  
	
22

	
Neg Am Limit of Most Senior Lien

	
For non-first mortgages where the associated first mortgage features negative amortization, the maximum percentage by which the negatively amortizing balance may increase (expressed as a proportion of the senior lien’s original balance).

	
Mortgage Lien Info

	
Numeric – Decimal

	
1.25

	
9.999999

	
If Lien Position > 1


AND the senior lien is Neg Am (see Field 20)

	
>= 1 and <= 2

	  	  
	
23

	
Junior Mortgage Balance

	
For first mortgages with subordinate liens at the time of origination, the combined balance of the subordinate liens (if known).

	
Mortgage Lien Info

	
Numeric – Decimal

	
51775.12

	
9(10).99

	
If Lien Position = 1 and there is a 2nd lien on the subject property

	
>= 0

	  	
Subject to Regulatory Confirmation


	
24

	
Origination Date of Most Senior Lien

	
For non-first mortgages, the origination date of the associated first mortgage.

	
Mortgage Lien Info

	
Date

	
20090914

	
YYYYMMDD

	
If Lien Position > 1 and there is a 2nd lien on the subject property

	
“19010101” if unknown

	  	  
	
25

	
Origination Date

	
The date of the Mortgage Note and Mortgage/Deed of Trust

	
Loan Term and Amortization Type

	
Date

	
20090914

	
YYYYMMDD

	
Always

	
“19010101” if unknown

	  	  
	
26

	
Original Loan Amount

	
The dollar amount of the mortgage loan, as specified on the mortgage note at the time of the loan’s origination. For HELOCs, the maximum available line of credit.

	
Loan Term and Amortization Type

	
Numeric – Decimal

	
150000

	
9(10).99

	
Always

	
>0

	  	  
	
27

	
Original Interest Rate

	
The original note rate as indicated on the mortgage note.

	
Loan Term and Amortization Type

	
Numeric – Decimal

	
0.0475

	
9.999999

	
Always

	
> 0 and <= 1

	  	  
	
28

	
Original Amortization Term

	
The number of months in which the loan would be retired if the amortizing principal and interest payment were to be paid each month.

	
Loan Term and Amortization Type

	
Numeric – Integer

	
360

	
999

	
Always

	
>= 60

	  	  
	
29

	
Original Term to Maturity

	
The initial number of months between loan origination and the loan maturity date, as specified on the mortgage note.

	
Loan Term and Amortization Type

	
Numeric – Integer

	
60

	
999

	
Always

	
>0

	
N/A

	  
	
30

	
First Payment Date of Loan

	
The date of the first scheduled mortgage payment to be made by the borrower as specified on the mortgage note.

	
Loan Term and Amortization Type

	
Date

	
20090914

	
YYYYMMDD

	
Always

	
“19010101” if unknown

	
N/A

	  
	
31

	
Interest Type Indicator

	
Indicates whether the interest rate calculation method is simple or actuarial.

	
Loan Term and Amortization Type

	
Numeric – Integer

	
2

	
99

	
Always

	
See Coding

	
1= Simple


2 = Actuarial


99 = Unknown

	  
	
32

	
Original Interest Only Term

	
Original interest-only term for a loan in months (including NegAm Loans).

	
Loan Term and Amortization Type

	
Numeric – Integer

	
60

	
999

	
Always

	
>= 0 and <= 240


Unknown = Blank;


No Interest Only Term = 0

	  	  
	
33

	
Buy Down Period

	
The total number of months during which any buy down is in effect, representing the accumulation of all buy down periods.

	
Loan Term and Amortization Type

	
Numeric – Integer

	
65

	
999

	
Always

	
>= 0 and <= 100


Unknown = Blank;


No Buy Down = 0

	  	  
	
34

	
HELOC Draw Period

	
The original number of months during which the borrower may draw funds against the HELOC account.

	
Loan Term and Amortization Type

	
Numeric – Integer

	
24

	
999

	
HELOCs Only

	
>= 12 and <= 120

	  	  
	
35

	
Scheduled Loan Amount

	
Mortgage loan scheduled principal balance as of cut-off date. For HELOCs, the current drawn amount.

	
Loan Term and Amortization Type

	
Numeric – Decimal

	
248951.19

	
9(10).99

	
Always

	
>= 0

	  	  
	
36

	
Current Interest Rate

	
The interest rate used to calculate the current P&I or I/O payment.

	
Loan Term and Amortization Type

	
Numeric – Decimal

	
0.05875

	
9.999999

	
Always

	
> 0 and <= 1

	  	  
	
37

	
Current Payment Amount Due

	
Next Total Payment due to be collected (including principal, interest or both—but Exclude Escrow Amounts).

	
Loan Term and Amortization Type

	
Numeric – Decimal

	
1250.15

	
9(10).99

	
Always

	
> 0

	  	  
	
38

	
Scheduled Interest Paid


Through Date

	  	
Loan Term and Amortization Type

	
Date

	
20090429

	
YYYYMMDD

	
Always

	
“19010101” if unknown

	  	  
	
39

	
Current Payment Status

	
Number of payments the borrower is past due as of the securitization cut-off date.

	
Loan Term and Amortization Type

	
Numeric – Integer

	
3

	
99

	
Always

	
>= 0

	  	  
	
40

	
Index Type

	
Specifies the type of index to be used to determine the interest rate at each adjustment.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Integer

	
18

	
99

	
ARMs Only

	
See Coding

	
See Appendix B

	  
	
41

	
ARM Look-back Days

	
The number of days prior to the interest rate adjustment date to retrieve the index value.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Integer

	
45

	
99

	
ARMs Only

	
>= 0 to <=99

	  	  
	
42

	
Gross Margin

	
The percentage stated on the mortgage note representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner prescribed on the mortgage note.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.03

	
9.999999

	
ARMs Only

	
>0 and <= 1

	  	  
	
43

	
ARM Round Flag

	
An indicator of whether an adjusted interest rate is rounded to the next higher ARM round factor, to the next lower round factor, or to the nearest round factor.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Integer

	
3

	
9

	
ARMs Only

	
See Coding

	
0 = No Rounding


1 = Up


2 = Down


3 = Nearest


99=Unknown

	  
	
44

	
ARM Round Factor

	
The percentage to which an adjusted interest rate is to be rounded.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.0025 or 0.00125

	
9.999999

	
ARMs Only


Where ARM Round Flag = 1, 2, or 3

	
>= 0 and < 1

	  	  
	
45

	
Initial Fixed Rate Period

	
For hybrid ARMs, the period between the first payment date of the mortgage and the first interest rate adjustment date.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Integer

	
60

	
999

	
Hybrid ARMs Only

	
>= 1 to <=240

	  	  
	
46

	
Initial Interest Rate Cap (Change Up)

	
The maximum percentage by which the mortgage note rate may increase at the first interest rate adjustment date.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.02

	
9.999999

	
ARMs Only

	
>= 0 and <= 1

	
99=no cap

	  
	
47

	
Initial Interest Rate  Cap (Change Down)

	
The maximum percentage by which the mortgage note rate may decrease at the first interest rate adjustment date.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.02

	
9.999999

	
ARMs Only

	
>= 0 and <= 1

	
99=no cap

	  
	
48

	
Subsequent Interest Rate Reset Period

	
The number of months between subsequent rate adjustments.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Integer

	
60

	
999

	
ARMs Only

	
>=0 and <= 120

	  	
0 = Loan does not adjust after initial reset


	
49

	
Subsequent Interest Rate (Change Down)

	
The maximum percentage by which the interest rate may decrease at each rate adjustment date after the initial adjustment.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.02

	
9.999999

	
ARMs Only

	
>= 0 and <= 1

	
99=no cap

	  
	
50

	
Subsequent Interest Rate Cap (Change Up)

	
The maximum percentage by which the interest rate may increase at each rate adjustment date after the initial adjustment.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.02

	
9.999999

	
ARMs Only

	
>= 0 and <= 1

	
99=no cap

	  
	
51

	
Lifetime Maximum Rate (Ceiling)

	
The maximum interest rate that can be in effect during the life of the loan.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.125

	
9.999999

	
ARMs Only

	
>= 0 and <= 1

	  	
=1 if no ceiling specified


	 
	 
	
52

	
Lifetime Minimum Rate (Floor)

	
The minimum interest rate that can be in effect during the life of the loan.

	
Adjustable Rate Mortgages (ARMs)

	
Numeric – Decimal

	
0.015

	
9.999999

	
ARMs Only

	
>= 0 and <= 1

	  	
If no floor is specified enter the greater of the margin or 0.


	
53

	
Negative Amortization Limit

	
The maximum amount of negative amortization allowed before recast is required. (Expressed as a percentage of the original unpaid principal balance.)

	
Negative Amortization

	
Numeric – Decimal

	
1.25

	
9.999999

	
Negatively Amortizing ARMs Only

	
>=0, and <2

	  	  
	
54

	
Initial Negative Amortization Recast Period

	
The number of months in which the payment is required to recast if the loan does not reach the prescribed maximum balance earlier.

	
Negative Amortization

	
Numeric – Integer

	
60

	
999

	
Negatively Amortizing ARMs Only

	
>=0

	  	  
	
55

	
Subsequent Negative Amortization Recast Period

	
The number of months after which the payment is required to recast AFTER the first recast period.

	
Negative Amortization

	
Numeric – Integer

	
48

	
999

	
Negatively Amortizing ARMs Only

	
>=0

	  	  
	
56

	
Initial Fixed Payment Period

	
Number of months after origination during which the payment is fixed.

	
Negative Amortization

	
Numeric – Integer

	
60

	
999

	
Negatively Amortizing Hybrid ARMs Only

	
>= 0 to <=120

	  	  
	
57

	
Subsequent Payment Reset Period

	
Number of months between payment adjustments after first payment reset.

	
Negative Amortization

	
Numeric – Integer

	
12

	
999

	
Negatively Amortizing ARMs Only

	
>= 0 to <=120

	  	  
	
58

	
Initial Periodic Payment Cap

	
The maximum percentage by which a payment can change (increase or decrease) in the first period.

	
Negative Amortization

	
Numeric – Decimal

	
0.075

	
9.999999

	
Negatively Amortizing ARMs Only

	
>= 0 and < 1

	  	  
	
59

	
Subsequent Periodic Payment Cap

	
The maximum percentage by which a payment can change (increase or decrease) in one period after the initial cap.

	
Negative Amortization

	
Numeric – Decimal

	
0.075

	
9.999999

	
Negatively Amortizing ARMs Only

	
>= 0 and < 1

	  	  
	
60

	
Initial Minimum Payment Reset Period

	
The maximum number of months a borrower can initially pay the minimum payment before a new minimum payment is determined.

	
Negative Amortization

	
Numeric – Integer

	
12

	
999

	
Negatively Amortizing ARMs Only

	
>= 0 to <=120

	  	  
	
61

	
Subsequent Minimum Payment Reset Period

	
The maximum number of months (after the initial period) a borrower can pay the minimum payment before a new minimum payment is determined after the initial period.

	
Negative Amortization

	
Numeric – Integer

	
12

	
999

	
Negatively Amortizing ARMs Only

	
>= 0 to <=120

	  	  
	
62

	
Option ARM Indicator

	
An indicator of whether the loan is an Option ARM.

	
Negative Amortization

	
Numeric – Integer

	
1

	
99

	
ARMs Only

	
See Coding

	
0 = No


1 = Yes


99 = Unknown

	  
	
63

	
Options at Recast

	
The means of computing the lowest monthly payment available to the borrower after recast.

	
Option ARM

	
Numeric – Integer

	
2

	
99

	
Option ARMs Only

	
N/A

	
1= Fully amortizing 30 year


2= Fully amortizing 15 year


3=Fully amortizing 40 year


4 = Interest-Only


5 = Minimum Payment


99= Unknown

	  
	
64

	
Initial Minimum Payment

	
The initial minimum payment the borrower is permitted to make.

	
Option ARM

	
Numeric – Decimal

	
879.52

	
99

	
Option ARMs Only

	
>=0

	  	  
	
65

	
Current Minimum Payment

	
Current Minimum Payment (in dollars).

	
Negative Amortization

	
Numeric – Decimal

	
250

	
9(10).99

	
Option ARMs Only

	
>= 0

	  	  
	
66

	
Prepayment Penalty Calculation

	
A description of how the prepayment penalty would be calculated during each phase of the prepayment penalty term.

	
Prepayment Penalties

	
Numeric – Integer

	
12

	
99

	
Always

	
See Coding

	
See Appendix C

	  
	
67

	
Prepayment Penalty Type

	
• Hard: The prepayment penalty is incurred regardless of the reason the loan is prepaid in full.


• Hybrid: The prepayment penalty can be characterized as hard for a certain amount of time and as soft during another period.


 

	
Prepayment Penalties

	
Numeric – Integer

	
1

	
99

	
All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)

	
See Coding

	
1 = Hard


2 = Soft


3 = Hybrid


99 = Unknown

	  
	
68

	
Prepayment Penalty Total Term

	
The total number of months that the prepayment penalty may be in effect.

	
Prepayment Penalties

	
Numeric – Integer

	
60

	
999

	
All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)

	
>0 to <=120

	  	  
	
69

	
Prepayment Penalty Hard Term

	
For hybrid prepayment penalties, the number of months during which a “hard” prepayment penalty applies.

	
Prepayment Penalties

	
Numeric – Integer

	
12

	
999

	
Loans with Hybrid Prepayment Penalties (i.e., loans for which Field 67 = “3”)

	
>= 0 to <=120

	  	  
	
70

	
Primary Borrower ID

	
A lender-generated ID number for the primary borrower on the mortgage

	
Borrower

	
Numeric—Integer

	
123456789

	
999999999

	
Always

	
>0

	  	
Used to identify the number of times a single borrower appears in a given deal.


	
71

	
Number of Mortgaged Properties

	
The number of residential properties owned by the borrower that currently secure mortgage loans.

	
Borrower

	
Numeric – Integer

	
1

	
99

	
Always

	
> 0

	  	  
	
72

	
Total Number of Borrowers

	
The number of Borrowers who are obligated to repay the mortgage note.

	
Borrower

	
Numeric – Integers

	
2

	
99

	
Always

	
> 0

	  	  
	
73

	
Self-employment Flag

	
An indicator of whether the primary borrower is self-employed.

	
Borrower

	
Numeric – Integer

	
1

	
99

	
Always

	
See Coding

	
0 = No


1 = Yes


99 = Unknown

	  
	
74

	
Current ‘Other’ Monthly Payment

	
The aggregate of all payments pertaining to the subject property other than principal and interest (includes common charges, condo fees, T&I, HOA, etc.), whether escrowed or not.

	
Loan Term and Amortization Type

	
Numeric – Decimal

	
1789.25

	
9(10).99

	
Always

	
> 0

	  	  
	
75

	
Length of Employment: Borrower

	
The number of years of service with the borrower’s current employer as of the date of the loan.

	
Borrower Qualification

	
Numeric – Decimal

	
3.5

	
99.99

	
Always

	
>=0

	
99 = Retired, None employment income soure (social security, trust income, dividends, etc.)

	  
	
76

	
Length of Employment: Co-Borrower

	
The number of years of service with the co-borrower’s current employer as of the date of the loan.

	
Borrower Qualification

	
Numeric – Decimal

	
3.5

	
99.99

	
If “Total Number of Borrowers” > 1

	
>= 0

	
99 = Retired, None employment income soure (social security, trust income, dividends, etc.)

	  
	
77

	
Years in Home

	
Length of time that the borrower has been at current address.

	
Borrower Qualification

	
Numeric – Decimal

	
14.5

	
99.99

	
Refinances of Primary Residences Only (Loan Purpose = 1, 2, 3, 4, 8 or 9)

	
> 0

	  	  
	
78

	
FICO Model Used

	
Indicates whether the FICO score was calculated using the Classic, Classic 08, or Next Generation model.

	
Borrower Qualification

	
Numeric – Integer

	
1

	
99

	
If a FICO score was obtained

	
See Coding

	
1 = Classic


2 = Classic 08


3 = Next Generation


99 = Unknown

	  
	
79

	
Most Recent FICO Date

	
Specifies the date on which the most recent FICO score was obtained

	
Borrower Qualification

	
Date

	
20090914

	
YYYYMMDD

	
If a FICO score was obtained

	
“19010101” if unknown

	  	
Issuers unable to Provide may Rep and Warrant that the FICO score used for underwriting was not more than 4 months old at the date of issuance.


	
80

	
Primary Wage Earner Original FICO:  Equifax

	
Equifax FICO score for primary borrower (if applicable).

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If a FICO score was obtained

	
>= 350 and <= 850

	  	  
	
81

	
Primary Wage Earner Original FICO:  Experian

	
Experian FICO score for primary borrower (if applicable).

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If a FICO score was obtained

	
>= 350 and <= 850

	  	  
	
82

	
Primary Wage Earner Original FICO:  TransUnion

	
TransUnion FICO score for primary borrower (if applicable).

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If a FICO score was obtained

	
>= 350 and <= 850

	  	  
	
83

	
Secondary Wage Earner Original FICO:  Equifax

	
Equifax FICO score for Co-borrower (if applicable).

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If “Total Number of Borrowers” > 1

	
>= 350 and <= 850

	  	  
	
84

	
Secondary Wage Earner Original FICO:  Experian

	
Experian FICO score for Co-borrower (if applicable).

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If “Total Number of Borrowers” > 1

	
>= 350 and <= 850

	  	  
	
85

	
Secondary Wage Earner Original FICO: TransUnion

	
TransUnion FICO score for Co-borrower (if applicable).

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If “Total Number of Borrowers” > 1

	
>= 350 and <= 850

	  	  
	
86

	
Most Recent Primary Borrower FICO

	
Most Recent Primary Borrower FICO score used by the lender to approve the loan.

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If a FICO score was obtained

	
>= 350 and <= 850

	  	  
	
87

	
Most Recent Co-Borrower FICO

	
Most Recent Co-Borrower FICO score used by the lender to approve the loan.

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If “Total Number of Borrowers” > 1

	
>= 350 and <= 850

	  	  
	
88

	
Most Recent FICO Method

	
Number of credit repositories used to update the FICO Score.

	
Borrower Qualification

	
Numeric – Integer

	
2

	
9

	
If a FICO score was obtained

	
>0

	  	  
	
89

	
VantageScore: Primary Borrower

	
Credit Score for the Primary Borrower used to approve the loan and obtained using the Vantage credit evaluation model.

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If a Vantage Credit Score was obtained

	
>= 501 and <= 990

	  	  
	
90

	
VantageScore: Co-Borrower

	
Credit Score for the Co-borrower used to approve the loan and obtained using the Vantage credit evaluation model.

	
Borrower Qualification

	
Numeric – Integer

	
720

	
9999

	
If a VantageScore was obtained AND “Total Number of Borrowers” > 1

	
>= 501 and <= 990

	  	  
	
91

	
Most Recent VantageScore Method

	
Number of credit repositories used to update the Vantage Score.

	
Borrower Qualification

	
Numeric – Integer

	
2

	
9

	
If a Vantage Credit Score was obtained

	
>0

	  	  
	
92

	
VantageScore Date

	
Date Vantage Credit Score was obtained.

	
Borrower Qualification

	
Date

	
20090914

	
YYYYMMDD

	
If a Vantage Credit Score was obtained

	
“19010101” if unknown

	  	  
	
93

	
Credit Report: Longest Trade Line

	
The length of time in months that the oldest active trade line, installment or revolving, has been outstanding. For a loan with more than one borrower, populate field based on status for the primary borrower.

	
Borrower Qualification

	
Numeric – Integer

	
999

	
999

	
Always

	
> =0

	  	
Subject to Regulatory Confirmation


	
94

	
Credit Report: Maximum Trade Line

	
The dollar amount for the trade line, installment or revolving, with the largest unpaid balance. For revolving lines of credit, e.g. credit card, the dollar amount reported should reflect the maximum amount of credit available under the credit line whether used or not. For a loan with more than one borrower, populate field based on status for the primary borrower.

	
Borrower Qualification

	
Numeric – Decimal

	
339420.19

	
9(10).99

	
Always

	
>=0

	  	
Subject to Regulatory Confirmation


	
95

	
Credit Report: Number of Trade Lines

	
A count of non-derogatory, currently open and active, consumer trade lines (installment or revolving) for the borrower. For a loan with more than one borrower, populate field based on status for the primary borrower.

	
Borrower Qualification

	
Numeric – Integer

	
57

	
999

	
Always

	
>=0

	  	
Subject to Regulatory Confirmation


	
96

	
Credit Line Usage Ratio

	
Sum of credit balances divided by sum of total open credit available.

	
Borrower Qualification

	
Numeric – Decimal

	
0.27

	
9.999999

	
Always

	
>= 0 and <= 1

	  	
Subject to Regulatory Confirmation


	
97

	
Most Recent 12-month Pay History

	
String indicating the payment status per month listed from oldest to most recent.

	
Borrower Qualification

	
Text

	
77X123200001

	
X(12)

	
Always

	
See Coding

	
0 = Current


1 = 30-59 days delinquent


2 = 60-89 days delinquent


3 = 90-119 days delinquent


4 = 120+ days delinquent


5 = Foreclosure


6 = REO


7 = Loan did not exist in period


X = Unavailable

	  
	
98

	
Months Bankruptcy

	
Number of months since any borrower was discharged from bankruptcy. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program—have passed since most recent discharge from bankruptcy.)

	
Borrower Qualification

	
Numeric – Integer

	
12

	
999

	
If Borrower has ever been in Bankruptcy

	
>= 0

	  	
Blank = Borrower is not known to have been in bankruptcy


	
99

	
Months Foreclosure

	
Number of months since foreclosure sale date. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program— have passed since most recent foreclosure.)

	
Borrower Qualification

	
Numeric – Integer

	
12

	
999

	
If Borrower has ever been in Foreclosure

	
>= 0

	  	
Blank = Borrower is not known to have been in foreclosure


	
100

	
Primary Borrower Wage Income

	
Monthly base wage income for primary borrower.

	
Borrower Qualification

	
Numeric – Decimal

	
9000

	
9(9).99

	
Always

	
>= 0

	  	  
	
101

	
Co-Borrower Wage Income

	
Monthly base wage income for all other borrowers.

	
Borrower Qualification

	
Numeric – Decimal

	
9000

	
9(9).99

	
If “Total Number of Borrowers” > 1

	
>= 0

	  	  
	
102

	
Primary Borrower Other Income

	
Monthly Other (non-wage) income for primary borrower. (This figure should include net rental income and be reduced by any net rental loss.)

	
Borrower Qualification

	
Numeric – Decimal

	
9000

	
9(9).99

	
Always

	
>= 0

	  	  
	
103

	
Co-Borrower Other Income

	
Monthly Other (non-wage) income for all other borrowers. (This figure should include net rental income and be reduced by any net rental loss.)

	
Borrower Qualification

	
Numeric – Decimal

	
9000

	
9(9).99

	
If “Total Number of Borrowers” > 1

	
>= 0

	  	  
	
104

	
All Borrower Wage Income

	
Monthly income of all borrowers derived from base salary only.

	
Borrower Qualification

	
Numeric – Decimal

	
9000

	
9(9).99

	
Always

	
>= 0

	  	  
	
105

	
All Borrower Total Income

	
Monthly income of all borrowers derived from base salary, commission, tips and gratuities, overtime and bonuses, part-time or second-job earnings, alimony, child support, interest and dividend income, notes receivable, trust income, net rental income, retirement income, social security, veterans income, military income, foster care income, and self-employed income.

	
Borrower Qualification

	
Numeric – Decimal

	
9000

	
9(9).99

	
Always

	
>= 0

	  	  
	
106

	
4506-T Indicator

	
A yes/no indicator of whether a Transcript of Tax Return (received pursuant to the filing of IRS Form 4506-T) was obtained and considered.

	
Borrower Qualification

	
Numeric – Integer

	
1

	
99

	
Always

	
See Coding

	
0 = No


1 = Yes


99 = Unknown

	  
	
107

	
Borrower Income Verification Level

	
A code indicating the extent to which the borrower’s income has been verified:


Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried)


Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**)


*For self-employed borrowers:  Level 4 Income Verification:


• 2 Years Tax Returns


• Self-prepared tax returns (regardless of 4506 and tax transcripts)


 


** For self-employed borrowers: Level 5 Income Verification:


• 2 Years tax returns


• Tax returns prepared and not executed by a CPA, with


          o CPA name & phone number shown on the Preparer section of the tax return


          o Executed 4506 and tax transcripts (matching returns in file)


• Tax returns prepared and executed by a CPA  (regardless of 4506 and tax transcripts)

	
Borrower Qualification

	
Numeric – Integer

	
1

	
9

	
Always

	
See Coding

	
1 = Not Stated, Not Verified


2 = Stated, Not Verified


3 = Stated, “Partially” Verified


4 = Stated, “Level 4” Verified  (as defined)


5 = Stated, “Level 5” Verified  (as defined)


 

	  
	
108

	
Co-Borrower Income Verification

	
A code indicating the extent to which the co-borrower’s income has been verified:


 


Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried)


 


Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**)


*For self-employed borrowers:  Level 4 Income Verification:


• 2 Years Tax Returns


• Self-prepared tax returns (regardless of 4506 and tax transcripts)


 


** For self-employed borrowers: Level 5 Income Verification:


• 2 Years tax returns


• Tax returns prepared and not executed by a CPA, with


          o CPA name & phone number shown on the Preparer section of the tax return


          o Executed 4506 and tax transcripts (matching returns in file)


• Tax returns prepared and executed by a CPA  (regardless of 4506 and tax transcripts)

	
Borrower Qualification

	
Numeric – Integer

	
2

	
9

	
If “Total Number of Borrowers” > 1

	
See Coding

	
1 = Not Stated, Not Verified


2 = Stated, Not Verified


3 = Stated, “Partially” Verified


4 = Stated, “Level 4” Verified  (as defined)


5 = Stated, “Level 5” Verified  (as defined)


 

	  
	
109

	
Borrower Employment Verification

	
A code indicating the extent to which the primary borrower’s employment has been verified:


 


Level 3 Verified = Direct Independent Verification with a third party of the borrower’s current employment.

	
Borrower Qualification

	
Numeric – Integer

	
2

	
9

	
Always

	
See Coding

	
1 = Not Stated, Not Verified


2 = Stated, Not Verified


3 = Stated, Level 3 Verified (as defined)

	  
	
110

	
Co-Borrower Employment Verification

	
A code indicating the extent to which the co-borrower’s employment has been verified:


 


Level 3 Verified = Direct Independent Verification with a third party of the co-borrower’s current employment.

	
Borrower Qualification

	
Numeric – Integer

	
1

	
9

	
If “Total Number of Borrowers” > 1

	
See Coding

	
1 = Not Stated, Not Verified


2 = Stated, Not Verified


3 = Stated, Level 3 Verified (as defined)

	  
	
111

	
Borrower Asset Verification

	
A code indicating the extent to which the primary borrower’s assets used to qualify the loan have been verified:


 


Level 4 Verified = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).


 

	
Borrower Qualification

	
Numeric – Integer

	
3

	
9

	
Always

	
See Coding

	
1 = Not Stated, Not Verified


2 = Stated, Not Verified


3 = Stated, “Partially” Verified


4 = Stated, Level 4 Verified  (as defined)

	  
	
112

	
Co-Borrower Asset Verification

	
A code indicating the extent to which the co-borrower’s assets used to qualify the loan have been verified:


 


Level 4 = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).


 

	
Borrower Qualification

	
Numeric – Integer

	
2

	
9

	
If “Total Number of Borrowers” > 1

	
See Coding

	
1 = Not Stated, Not Verified


2 = Stated, Not Verified


3 = Stated, “Partially” Verified


4 = Stated, Level 4 Verified  (as defined)

	  
	
113

	
Liquid / Cash Reserves

	
The actual dollar amount of remaining verified liquid assets after settlement. (This should not include cash out amount of subject loan.)

	
Borrower Qualification

	
Numeric – Decimal

	
3242.76

	
9(9).99

	
Always

	
>= 0

	  	  
	
114

	
Monthly Debt All Borrowers

	
The aggregate monthly payment due on other debt (excluding only installment loans with fewer than 10 payments remaining and other real estate loans used to compute net rental income— which is added/subtracted in the income fields).

	
Borrower Qualification

	
Numeric – Decimal

	
3472.43

	
9(9).99

	
Always

	
>= 0

	  	  
	
115

	
Originator DTI

	
Total Debt to income ratio used by the originator to qualify the loan.

	
Borrower Qualification

	
Numeric – Decimal

	
0.35

	
9.999999

	
Always

	
>= 0 and >= 1

	  	  
	
116

	
Fully Indexed Rate

	
The fully indexed interest rate as of securitization cut-off.

	
Borrower Qualification

	
Numeric – Decimal

	
0.0975

	
9.999999

	
ARMs Only

	
>= 0 and >= 1

	  	  
	
117

	
Qualification Method

	
Type of mortgage payment used to qualify the borrower for the loan.

	
Borrower Qualification

	
Numeric – Integer

	
3

	
99

	
Always

	
See Coding

	
1 = Start Rate


2 = First Year Cap Rate


3 = I/O Amount


4 = Fully Indexed


5 = Min Payment


98 = Other


99 = Unknown

	  
	
118

	
Percentage of Down Payment from Borrower Own Funds

	
Include only borrower funds, do not include any gift or borrowed funds. (Issuers may provide the actual percentage for each loan, or the guideline percentage and note departure concentration on the transaction summary.)

	
Borrower Qualification

	
Numeric – Decimal

	
0.5

	
9.999999

	
Purchase Loans Only

	
>= 0 and >= 1

	  	  
	
119

	
City

	
The name of the city.

	
Subject Property

	
Text

	
New York

	
X(45)

	
Always

	
Unk=Unknown

	  	  
	
120

	
State

	
The name of the state as a 2-digit Abbreviation.

	
Subject Property

	
Text

	
NY

	
XX

	
Always

	
See Coding

	
See Appendix H

	  
	
121

	
Postal Code

	
The postal code (zip code in the US) where the subject property is located.

	
Subject Property

	
Text

	
10022

	
X(5)

	
Always

	
Unk=Unknown

	  	  
	
122

	
Property Type

	
Specifies the type of property being used to secure the loan.

	
Subject Property

	
Numeric – Integer

	
11

	
99

	
Always

	
See Coding

	
See Appendix D

	  
	
123

	
Occupancy

	
Specifies the property occupancy status (e.g., owner-occupied, investment property, second home, etc.).

	
Subject Property

	
Numeric – Integer

	
4

	
9

	
Always

	
See Coding

	
See Appendix E

	  
	
124

	
Sales Price

	
The negotiated price of a given property between the buyer and seller.

	
Subject Property

	
Numeric – Decimal

	
450000.23

	
9(10).99

	
Purchase Loans Only

	
> 0

	  	  
	
125

	
Original Appraised Property Value

	
The appraised value of the property used to approve the loan.

	
Subject Property

	
Numeric – Decimal

	
550000.23

	
9(10).99

	
Always

	
> 0

	  	  
	
126

	
Original Property Valuation Type

	
Specifies the method by which the property value (at the time of underwriting) was reported.

	
Subject Property

	
Numeric – Integer

	
8

	
99

	
Always

	
See Coding

	
See Appendix F

	  
	
127

	
Original Property Valuation Date

	
Specifies the date on which the original property value (at the time of underwriting) was reported. (Issuers unable to provide may Rep and Warrant that the appraisal used for underwriting was not more than x days old at time of loan closing.)

	
Subject Property

	
Date

	
20090914

	
YYYYMMDD

	
Always

	
“19010101” if unknown

	  	  
	
128

	
Original Automated Valuation Model (AVM) Model Name

	
The name of the AVM Vendor if an AVM was used to determine the original property valuation.

	
Subject Property

	
Numeric – Integer

	
1

	
99

	
Always

	
See Appendix I

	
See Appendix I

	  
	
129

	
Original AVM Confidence Score

	
The confidence range presented on the AVM report.

	
Subject Property

	
Numeric – Decimal

	
0.74

	
9.999999

	
If AVM Model Name (Field 127) > 0

	
>= 0 to <= 1

	  	  
	
130

	
Most Recent Property Value[1]

	
If a valuation was obtained subsequent to the valuation used to calculate LTV, the most recent property value.

	
Subject Property

	
Numeric – Decimal

	
500000

	
9(10).99

	
If updated value was obtained subsequent to loan approval

	
> 0

	  	  
	
131

	
Most Recent Property Valuation Type

	
If an additional property valuation was obtained after the valuation used for underwriting purposes, the method by which the property value was reported.

	
Subject Property

	
Numeric – Integer

	
6

	
9

	
If updated value was obtained subsequent to loan approval

	
See Coding

	
See Appendix F

	  
	
132

	
Most Recent Property Valuation Date

	
Specifies the date on which the updated property value was reported.

	
Subject Property

	
Date

	
20090914

	
YYYYMMDD

	
If updated value was obtained subsequent to loan approval

	
“19010101” if unknown

	  	  
	
133

	
Most Recent AVM Model Name

	
The name of the AVM Vendor if an AVM was used to determine the updated property valuation.

	
Subject Property

	
Numeric – Integer

	
19

	
99

	
If updated value was obtained subsequent to loan approval

	
See Coding

	
See Appendix I

	  
	
134

	
Most Recent AVM Confidence Score

	
If AVM used to determine the updated property valuation, the confidence range presented on the AVM report.

	
Subject Property

	
Numeric – Decimal

	
0.85

	
9.999999

	
If “Most Recent AVM Model Name” > 0

	
>= 0 to <= 1

	  	  
	
135

	
Original CLTV

	
The ratio obtained by dividing the amount of all known outstanding mortgage liens on a property at origination by the lesser of the appraised value or the sales price.

	
Loan-to-Value (LTV)

	
Numeric – Decimal

	
0.96

	
9.999999

	
Always

	
>= 0 and <= 1.5

	  	  
	
136

	
Original LTV

	
The ratio obtained by dividing the original mortgage loan amount on the note date by the lesser of the mortgaged property’s appraised value on the note date or its purchase price.

	
Loan-to-Value (LTV)

	
Numeric – Decimal

	
0.8

	
9.999999

	
Always

	
>= 0 and <= 1.25

	  	  
	
137

	
Original Pledged Assets

	
The total value of assets pledged as collateral for the loan at the time of origination. Pledged assets may include cash or marketable securities.

	
Loan-to-Value (LTV)

	
Numeric – Decimal

	
75000

	
9(10).99

	
Always

	
>=0

	  	  
	
138

	
Mortgage Insurance Company Name

	
The name of the entity providing mortgage insurance for a loan.

	
Mortgage Insurance

	
Numeric – Integer

	
3

	
99

	
Always

	
See Coding

	
See Appendix G

	  
	
139

	
Mortgage Insurance Percent

	
Mortgage Insurance coverage percentage.

	
Mortgage Insurance

	
Numeric – Decimal

	
0.25

	
9.999999

	
“Mortgage Insurance Company Name” > 0

	
>= 0 to <= 1

	  	  
	
140

	
MI: Lender or Borrower Paid?

	
An indicator of whether mortgage insurance is paid by the borrower or the lender.

	
Mortgage Insurance

	
Numeric – Integer

	
1

	
99

	
“Mortgage Insurance Company Name” > 0

	
See Coding

	
1 = Borrower-Paid


2 = Lender- Paid


99 = Unknown

	  
	
141

	
Pool Insurance Co. Name

	
Name of pool insurance provider.

	
Mortgage Insurance

	
Numeric – Integer

	
8

	
99

	
Always

	
See Coding

	
See Appendix G

	  
	
142

	
Pool Insurance Stop Loss %

	
The aggregate amount that a pool insurer will pay, calculated as a percentage of the pool balance.

	
Mortgage Insurance

	
Numeric – Decimal

	
0.25

	
9.999999

	
Pool MI Company > 0

	
>= 0 to <= 1

	  	  
	
143

	
MI Certificate Number

	
The unique number assigned to each individual loan insured under an MI policy.

	
Mortgage Insurance

	
Text

	
123456789G

	
X(20)

	
MI Company


> 0

	
UNK = Unknown

	  	  
	
144

	
Updated DTI


(Front-end)

	
Updated front-end DTI ratio (total monthly housing expense divided by total monthly income) used to qualify the loan modification.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
0.35

	
9.999999

	
Modified Loans Only

	
>= 0 and >= 1

	  	  
	
145

	
Updated DTI


(Back-end)

	
Updated back-end DTI ratio (total monthly debt expense divided by total monthly income) used to qualify the loan modification.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
0.35

	
9.999999

	
Modified Loans Only

	
>= 0 and >= 1

	  	  
	
146

	
Modification Effective Payment Date

	
Date of first payment due post modification.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Date

	
20090914

	
YYYYMMDD

	
Modified Loans Only

	
“19010101” if unknown

	  	  
	
147

	
Total Capitalized Amount

	
Amount added to the principal balance of a loan due to the modification.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
12000

	
9(10).99

	
Modified Loans Only

	
>= 0

	  	  
	
148

	
Total Deferred Amount

	
Any non-interest-bearing deferred amount (e.g., principal, interest and fees).

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
12000

	
9(10).99

	
Modified Loans Only

	
>= 0

	  	  
	
149

	
Pre-Modification Interest (Note) Rate

	
Scheduled Interest Rate Of The Loan Immediately Preceding The Modification Effective Payment Date.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
0.075

	
9.999999

	
Modified Loans Only

	
>= 0 to <= 1

	  	  
	
150

	
Pre-Modification P&I Payment

	
Scheduled Total Principal And Interest Payment Amount Preceding The Modification Effective Payment Date – or if servicer is no longer advancing P&I, the payment that would be in effect if the loan were current.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
2310.57

	
9(10).99

	
Modified Loans Only

	
> 0

	  	  
	
151

	
Pre-Modification Initial Interest Rate Change Downward Cap

	
Maximum amount the rate can adjust downward on the first interest rate adjustment date (prior to modification) – Only provide if the rate floor is modified.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
0.015

	
9.999999

	
Modified Loans Only

	
>= 0 to <= 1

	  	  
	
152

	
Pre-Modification Subsequent Interest Rate Cap

	
Maximum increment the rate can adjust upward AFTER the initial rate adjustment (prior to modification) – Only provide if the Cap is modified.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
0.015

	
9.999999

	
Modified Loans Only

	
>= 0 to <= 1

	  	  
	
153

	
Pre-Modification Next Interest Rate Change Date

	
Next Interest Reset Date Under The Original Terms Of The Loan (one month prior to new payment due date).

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Date

	
20090914

	
YYYYMMDD

	
Modified Loans Only

	
“19010101” if unknown

	  	  
	
154

	
Pre-Modification I/O Term

	
Interest Only Term (in months) preceding The Modification Effective Payment Date.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Integer

	
36

	
999

	
Modified Loans Only

	
>= 0 to <= 120

	  	  
	
155

	
Forgiven Principal Amount

	
The sum total of all principal balance reductions (as a result of loan modification) over the life of the loan.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
12000

	
9(10).99

	
Modified Loans Only

	
>= 0

	  	  
	
156

	
Forgiven Interest Amount

	
The sum total of all interest incurred and forgiven (as a result of loan modification) over the life of the loan.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Decimal

	
12000

	
9(10).99

	
Modified Loans Only

	
>= 0

	  	  
	
157

	
Number of Modifications

	
The number of times the loan has been modified.

	
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)

	
Numeric – Integer

	
1

	
9

	
Modified Loans Only

	
>= 0

	  	  
	
MH-1

	
Real Estate Interest

	
Indicates whether the property on which the manufactured home is situated is owned outright or subject to the terms of a short- or long-term lease. (A long-term lease is defined as a lease whose term is greater than or equal to the loan term.)

	
Manufactured Housing

	
Numeric – Integer

	
2

	
99

	
Manufactured Housing Loans Only

	
See Coding

	
1 = Owned


2 = Short-term lease


3 = Long-term lease


99 = Unavailable

	  
	
MH-2

	
Community Ownership Structure

	
If the manufactured home is situated in a community, a means of classifying ownership of the community.

	
Manufactured Housing

	
Numeric – Integer

	
2

	
99

	
Manufactured Housing Loans Only

	
See Coding

	
1 = Public Institutional


2 = Public Non-Institutional


3 = Private Institutional


4 = Private Non-Institutional


5 = HOA-Owned


6 = Non-Community


99 = Unavailable

	  
	
MH-3

	
Year of Manufacture

	
The year in which the home was manufactured (Model Year — YYYY Format). Required only in cases where a full appraisal is not provided.

	
Manufactured Housing

	
Numeric – Integer

	
2006

	
YYYY

	
Manufactured Housing Loans Only

	
1901 = Unavailable

	  	  
	
MH-4

	
HUD Code Compliance  Indicator (Y/N)

	
Indicates whether the home was constructed in accordance with the 1976 HUD code. In general, homes manufactured after 1976 comply with this code.

	
Manufactured Housing

	
Numeric – Integer

	
1

	
9

	
Manufactured Housing Loans Only

	
See Codes

	
0 = No


1 = Yes


99 = Unavailable

	  
	
MH-5

	
Gross Manufacturer’s Invoice Price

	
The total amount that appears on the manufacturer’s invoice (typically includes intangible costs such as transportation, association, on-site setup, service and warranty costs, taxes, dealer incentives, and other fees).

	
Manufactured Housing

	
Numeric – Decimal

	
72570.62

	
9(10).99

	
Manufactured Housing Loans Only

	
>= 0

	  	  
	
MH-6

	
LTI (Loan-to-Invoice) Gross

	
The ratio of the loan amount divided by the Gross Manufacturer’s Invoice Price (Field MH-5).

	
Manufactured Housing

	
Numeric – Decimal

	
0.75

	
9.999999

	
Manufactured Housing Loans Only

	
>= 0 to <= 1

	  	  
	
MH-7

	
Net Manufacturer’s Invoice Price

	
The Gross Manufacturer’s Invoice Price (Field MH-5) minus intangible costs, including: transportation, association, on-site setup, service, and warranty costs, taxes, dealer incentives, and other fees.

	
Manufactured Housing

	
Numeric – Decimal

	
61570.62

	
9(10).99

	
Manufactured Housing Loans Only

	
>= 0

	  	  
	
MH-8

	
LTI (Net)

	
The ratio of the loan amount divided by the Net Manufacturer’s Invoice Price (Field MH-7).

	
Manufactured Housing

	
Numeric – Decimal

	
0.62

	
9.999999

	
Manufactured Housing Loans Only

	
>= 0 to <= 1

	  	  
	
MH-9

	
Manufacturer Name

	
The manufacturer of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)

	
Manufactured Housing

	
Text

	
“XYZ Corp”

	
Char (100)

	
Manufactured Housing Loans Only (where no appraised value is provided)

	
MH Manufacturer name in double quotation marks

	  	  
	
MH-10

	
Model Name

	
The model name of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)

	
Manufactured Housing

	
Text

	
“DX5-916-X”

	
Char (100)

	
Manufactured Housing Loans Only (where no appraised value is provided)

	
MH Model name in double quotation marks

	  	  
	
MH-11

	
Down Payment Source

	
An indicator of the source of the down payment used by the borrower to acquire the property and qualify for the mortgage.

	
Manufactured Housing

	
Numeric – Integer

	
2

	
99

	
Manufactured Housing Loans Only

	
See Codes

	
1 = Cash


2 = Proceeds from trade in


3 = Land in Lieu


4 = Other


99 = Unavailable

	  
	
MH-12

	
Community/Related Party Lender (Y/N)

	
An indicator of whether the loan was made by the community owner, an affiliate of the community owner or the owner of the real estate upon which the collateral is located.

	
Manufactured Housing

	
Numeric – Integer

	
1

	
99

	
Manufactured Housing Loans Only

	
See Codes

	
0 = No


1 = Yes


99 = Unavailable

	  
	
MH-13

	
Defined Underwriting Criteria (Y/N)

	
An indicator of whether the loan was made in accordance with a defined and/or standardized set of underwriting criteria.

	
Manufactured Housing

	
Numeric – Integer

	
1

	
99

	
Manufactured Housing Loans Only

	
See Codes

	
0 = No


1 = Yes


99 = Unavailable

	  
	
MH-14

	
Chattel Indicator

	
An Indicator of whether the secured property is classified as chattel or Real Estate.

	
Manufactured Housing

	
Numeric – Integer

	
1

	
99

	
Manufactured Housing Loans Only

	
See Codes

	
0 = Real Estate


1 = Chattel


99 = Unavailable

	  










    	 



    	 



    

 



 


ATTACHMENT 2


 


PURCHASE AGREEMENT


 



    	 



    	 



    

 


EXHIBIT D-3


 


INITIAL AUTHORIZED REPRESENTATIVES
OF THE SERVICER


   


	Name	 	Title	 	Specimen Signature
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 
	 	 	 	 	 


 



    	 



    	 



    

 


 






  


EXHIBIT F


 


REQUEST FOR RELEASE OF DOCUMENTS


 


	To:	Wells Fargo Bank, N.A.	Date:  _______________
	 	751 Kasota Avenue	 
	 	Minneapolis, MN  55414	 
	 	Attn:  WFDC Release Department.	 


 


		Re:	Custodial Agreement, dated as of January 1, 2013, among Christiana Trust, a division of Wilmington Savings Fund Society, FSB,
as Trustee, Wells Fargo Bank, N.A., as Custodian, Sequoia Residential Funding, Inc., as Depositor, and Redwood Residential Acquisition
Corporation, as Seller



 


In connection with the administration
of the Mortgage Loans held by you as Custodian for the Trustee pursuant to the above-captioned Custodial Agreement, we request
the release of the Custodian’s Mortgage File for the Mortgage Loan described below, for the reason indicated.


 


	Mortgage Loan Number:	 	Investor Number:


 


	Mortgagor Name, Address & Zip Code:	 	Pool Number:


 


Reason for Requesting Documents (check one):


 


	_______ 1. Mortgage Paid in Full	 
	 	 
	_______ 2. Foreclosure	 
	 	 
	_______ 3.  Substitution	 
	 	 
	_______  4. Other Liquidation	 
	 	 
	_______ 5. Non-liquidation	Reason: ______________________
	 	 
	 	For CMI Use Only: _________________


 


	By:	 	 
	 	(Authorized Signature)	 


 


	Printed Name	 	 
	 	 	 
	Servicer Name:	 	 
	 	 	 
	Ship To Address:	 	 
	 	 	 
	 	 	 


 



    	 



    	 



    

 


	Phone:	 	 


 


Custodian


 


Please acknowledge the execution of the above request by
your signature and date below:


 


	 	 	Date
	Signature	 	 
	 	 	 
	Documents returned to Custodian:	 	 
	 	 	 
	 	 	Date
	Custodian	 	 


 



    	 



    	 



    

 


EXHIBIT 10


 


FORM OF MONTHLY LOSS REPORT


 



    	 



    	 



    

 





Exhibit
: Calculation of Realized Loss/Gain Form 332– Instruction Sheet







NOTE: Do not net or combine items. Show all expenses
individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may
result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval
and /or resolution of any disputed items. 


 


The numbers on the 332 form correspond with
the numbers listed below.


 


Liquidation and Acquisition Expenses:


		1.	The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default
through liquidation breaking out the net interest and servicing fees advanced is required.



 


		2.	The Total Interest Due less the aggregate amount of servicing fee that would have been earned if
all delinquent payments had been made as agreed. For documentation, an Amortization Schedule from date of default through liquidation
breaking out the net interest and servicing fees advanced is required.



		3.	Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated
on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest
and servicing fees advanced is required.



		4-12.	Complete as applicable. Required documentation:



		*	For taxes and insurance advances – see page 2 of
332 form - breakdown required showing period of coverage, base tax, interest, penalty. Advances prior to default require evidence
of servicer efforts to recover advances.



		*	For escrow advances - complete payment history (to
calculate advances from last positive escrow balance forward)



		*	Other expenses -  copies of corporate advance
history showing all payments



		*	REO repairs > $1500 require explanation



		*	REO repairs >$3000 require evidence of at least
2 bids.



		*	Short Sale or Charge Off require P&L supporting
the decision and WFB’s approved Officer Certificate



		*	Unusual or extraordinary items may require further
documentation.



		13.	The total of lines 1 through 12.



 


Credits: 


		14-21.	Complete as applicable. Required documentation:



		*	Copy of the HUD 1 from the REO sale. If a 3rd
Party Sale, bid instructions and Escrow Agent / Attorney



			Letter of Proceeds Breakdown.



		*	Copy of EOB for any MI or gov't guarantee



		*	All other credits need to be clearly defined on the
332 form



		22.	The total of lines 14 through 21.



 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 1 of 5



    	 



    

  


		Please Note:	For
HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b) for Part B/Supplemental proceeds.



 


Total Realized Loss (or Amount
of Any Gain)


		23.	The total derived from subtracting line 22 from 13. If the amount
represents a realized gain, show the amount in parenthesis ( ).






	 







 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


Contact us with Reporting Questions: CTSDefaultSRG@WellsFargo.com


 






    	Page 2 of 5



    	 



    
 


Exhibit
3A: Calculation of Realized Loss/Gain Form 332


 


	Prepared by:  __________________	Date:  _______________
	Phone:  ______________________	Email Address:_____________________





	
        Servicer Loan No.

         
	 	
        Servicer Name

         
	 	
        Servicer Address

         

         



 


WELLS FARGO BANK, N.A. Loan No._____________________________


 


Borrower's Name: _________________________________________________________


Property Address: _________________________________________________________


 


	Liquidation Type:  REO Sale	3rd Party Sale	Short Sale	Charge Off


 


	Was this loan granted a Bankruptcy deficiency or cramdown	Yes	No





	If “Yes”, provide deficiency or cramdown amount ____________________________________________


 








	Liquidation and Acquisition Expenses:	 	 	 	 
	(1)	 	Actual Unpaid Principal Balance of Mortgage Loan	 	$	 	 
	 	 	(1)	 	 	 	 
	(2)	 	Interest accrued at Net Rate	 	 	 	 
	 	 	(2)	 	 	 	 
	(3)	 	Accrued Servicing Fees	 	 	 	 
	 	 	(3)	 	 	 	 
	(4)	 	Attorney's Fees	 	 	 	 
	 	 	(4)	 	 	 	 
	(5)	 	Taxes (see page 2)	 	 	 	 
	 	 	(5)	 	 	 	 
	(6)	 	Property Maintenance	 	 	 	 
	 	 	(6)	 	 	 	 
	(7)	 	MI/Hazard Insurance Premiums (see page 2)	 	 	 	 
	 	 	(7)	 	 	 	 
	(8)	 	Utility Expenses	 	 	 	 
	 	 	(8)	 	 	 	 
	(9)	 	Appraisal/BPO	 	 	 	 
	 	 	(9)	 	 	 	 
	(10)	 	Property Inspections	 	 	 	 
	 	 	(10)	 	 	 	 
	(11)	 	FC Costs/Other Legal Expenses	 	 	 	 
	 	 	(11)	 	 	 	 
	(12)	 	Other (itemize)	 	 	 	 
	 	 	(12)	 	 	 	 




 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 3 of 5



    	 



    

 


	 	 	Cash for Keys _____________________	 	 	 	 
	 	 	(12)	 	 	 	 
	 	 	HOA/Condo Fees __________________	 	 	 	 
	 	 	(12)	 	 	 	 
	 	 	________________________________	 	 	 	 
	 	 	(12)	 	 	 	 
	 	 	 	 	 	 	 
	 	 	Total Expenses	 	$	 	 
	 	 	(13)	 	 	 	 
	Credits:	 	 	 	 
	(14)	 	Escrow Balance	 	$	 	 
	 	 	(14)	 	 	 	 
	(15)	 	HIP Refund	 	 	 	 
	 	 	(15)	 	 	 	 
	(16)	 	Rental Receipts	 	 	 	 
	 	 	(16)	 	 	 	 
	(17)	 	Hazard Loss Proceeds	 	 	 	 
	 	 	(17)	 	 	 	 
	(18)	 	Primary Mortgage Insurance / Gov’t Insurance	 	 	 	 
	 	 	(18a) HUD Part A	 	 	 	 
	 	 	 	 	 	 	 
	(18b)	 	HUD Part B	 	 	 	 
	(19)	 	Pool Insurance Proceeds	 	 	 	 
	 	 	(19)	 	 	 	 
	(20)	 	Proceeds from Sale of Acquired Property	 	 	 	 
	 	 	(20)	 	 	 	 
	(21)	 	Other (itemize)	 	 	 	 
	 	 	(21)	 	 	 	 
	 	 	___________________________________	 	 	 	 
	 	 	(21)	 	 	 	 
	 	 	 	 	 	 	 
	 	 	Total Credits	 	$	 	 
	 	 	(22)	 	 	 	 
	Total Realized Loss (or Amount of Gain)	 	$	 	 
	 	 	(23)	 	 	 	 


 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 4 of 5



    	 



    

 


Escrow Disbursement Detail


 


	Type
 (Tax
 /Ins.)	Date
 Paid	Period of
 Coverage	Total
 Paid	Base
 Amount	Penalties	Interest
	



 	 	 	 	 	 	 
	



 	 	 	 	 	 	 
	



 	 	 	 	 	 	 
	



 	 	 	 	 	 	 
	



 	 	 	 	 	 	 
	



 	 	 	 	 	 	 
	 	



 	 	 	 	 	 
	



 	 	 	 	 	 	 


 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


Contact us with Reporting Questions: CTSDefaultSRG@WellsFargo.com


 



    	Page 5 of 5



    	 



    

 


EXHIBIT 11


 


FORM OF DELINQUENCY REPORTING


 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


Contact us with Reporting Questions: CTSDefaultSRG@WellsFargo.com


 



    	Page 1 of 8



    	 



    

Exhibit
: Standard File Layout – Delinquency Reporting


 


*The column/header names in bold are the minimum fields
Wells Fargo must receive from every Servicer


 





	Column/Header Name	Description	Decimal	Format

    Comment
	 	 	 	 
	SERVICER_LOAN_NBR	A
    unique number assigned to a loan by the Servicer.

    This may be different than the LOAN_NBR	 	 
	 	 	 	 
	LOAN_NBR	A
    unique identifier assigned to each loan by the originator.	 	 
	 	 	 	 
	CLIENT_NBR	Servicer
    Client Number	 	 
	 	 	 	 
	SERV_INVESTOR_NBR	Contains
    a unique number as assigned by an

    external servicer to identify a group of loans in their system.	 	 
	 	 	 	 
	BORROWER_FIRST_NAME	First
    Name of the Borrower.	 	 
	 	 	 	 
	BORROWER_LAST_NAME	Last
    name of the borrower.	 	 
	 	 	 	 
	PROP_ADDRESS	Street
    Name and Number of Property	 	 
	 	 	 	 
	PROP_STATE	The
    state where the  property located.	 	 
	 	 	 	 
	PROP_ZIP	Zip
    code where the property is located.	 	 
	 	 	 	 
	BORR_NEXT_PAY_DUE_DATE	The
    date that the borrower's next payment is due

    to the servicer at the end of processing cycle, as

    reported by Servicer.	 	MM/DD/YYYY
	 	 	 	 
	LOAN_TYPE	Loan
    Type (i.e. FHA, VA, Conv)	 	 
	 	 	 	 
	BANKRUPTCY_FILED_DATE	The
    date a particular bankruptcy claim was filed.	 	MM/DD/YYYY
	 	 	 	 
	BANKRUPTCY_CHAPTER_CODE	The
    chapter under which the bankruptcy was filed.	 	 
	 	 	 	 
	BANKRUPTCY_CASE_NBR	The
    case number assigned by the court to the bankruptcy filing.	 	 
	 	 	 	 
	POST_PETITION_DUE_DATE	The
    payment due date once the bankruptcy has been approved by the courts	 	MM/DD/YYYY
	 	 	 	 
	BANKRUPTCY_DCHRG_DISM_DATE	The
    Date The Loan Is Removed From Bankruptcy. Either by Dismissal, Discharged and/or a Motion For Relief Was Granted.	 	MM/DD/YYYY
	 	 	 	 
	LOSS_MIT_APPR_DATE	The
    Date The Loss Mitigation Was Approved By The Servicer	 	MM/DD/YYYY
	 	 	 	 
	LOSS_MIT_TYPE	The
    Type Of Loss Mitigation Approved For A Loan Such As;	 	 
	 	 	 	 
	LOSS_MIT_EST_COMP_DATE	The
    Date The Loss Mitigation /Plan Is Scheduled To End/Close	 	MM/DD/YYYY
	 	 	 	 
	LOSS_MIT_ACT_COMP_DATE	The
    Date The Loss Mitigation Is Actually Completed	 	MM/DD/YYYY
	 	 	 	 







 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 2 of 8



    	 



    

 





	FRCLSR_APPROVED_DATE	The
    date DA Admin sends a letter to the servicer with instructions to begin foreclosure proceedings.	 	MM/DD/YYYY
	 	 	 	 
	ATTORNEY_REFERRAL_DATE	Date
    File Was Referred To Attorney to Pursue Foreclosure	 	MM/DD/YYYY
	 	 	 	 
	FIRST_LEGAL_DATE	Notice
    of 1st legal filed by an Attorney in a Foreclosure Action	 	MM/DD/YYYY
	 	 	 	 
	FRCLSR_SALE_EXPECTED_DATE	The
    date by which a foreclosure sale is expected to occur.	 	MM/DD/YYYY
	 	 	 	 
	FRCLSR_SALE_DATE	The
    actual date of the foreclosure sale.	 	MM/DD/YYYY
	 	 	 	 
	FRCLSR_SALE_AMT	The
    amount a property sold for at the foreclosure sale.	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	EVICTION_START_DATE	The
    date the servicer initiates eviction of the borrower.	 	MM/DD/YYYY
	 	 	 	 
	EVICTION_COMPLETED_DATE	The
    date the court revokes legal possession of the property from the borrower.	 	MM/DD/YYYY
	 	 	 	 
	LIST_PRICE	The
    price at which an REO property is marketed.	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	LIST_DATE	The
    date an REO property is listed at a particular price.	 	MM/DD/YYYY
	 	 	 	 
	OFFER_AMT	The
    dollar value of an offer for an REO property.	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	OFFER_DATE_TIME	The
    date an offer is received by DA Admin or by the Servicer.	 	MM/DD/YYYY
	 	 	 	 
	REO_CLOSING_DATE	The
    date the REO sale of the property is scheduled to close.	 	MM/DD/YYYY
	 	 	 	 
	REO_ACTUAL_CLOSING_DATE	Actual
    Date Of REO Sale	 	MM/DD/YYYY
	 	 	 	 
	OCCUPANT_CODE	Classification
    of how the property is occupied.	 	 
	 	 	 	 
	PROP_CONDITION_CODE	A
    code that indicates the condition of the property.	 	 
	 	 	 	 
	PROP_INSPECTION_DATE	The
    date a  property inspection is performed.	 	MM/DD/YYYY
	 	 	 	 
	APPRAISAL_DATE	The
    date the appraisal was done.	 	MM/DD/YYYY
	 	 	 	 
	CURR_PROP_VAL	 The
    current "as is" value of the property based on brokers price opinion or appraisal.	2	 
	 	 	 	 
	REPAIRED_PROP_VAL	The
    amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal.	2	 
	 	 	 	 







 


 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 3 of 8



    	 



    

 





	If
    applicable:	 	 	 
	 	 	 	 
	DELINQ_STATUS_CODE	FNMA
    Code Describing Status of Loan	 	 
	 	 	 	 
	DELINQ_REASON_CODE	The
    circumstances which caused a borrower to stop paying on a loan.   Code indicates the reason why the loan is in default
    for this cycle.	 	 
	 	 	 	 
	MI_CLAIM_FILED_DATE	Date
    Mortgage Insurance Claim Was Filed With Mortgage Insurance Company.	 	MM/DD/YYYY
	 	 	 	 
	MI_CLAIM_AMT	Amount
    of Mortgage Insurance Claim Filed	 	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	MI_CLAIM_PAID_DATE	Date
    Mortgage Insurance Company Disbursed Claim Payment	 	MM/DD/YYYY
	 	 	 	 
	MI_CLAIM_AMT_PAID	Amount
    Mortgage Insurance Company Paid On Claim	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	POOL_CLAIM_FILED_DATE	Date
    Claim Was Filed With Pool Insurance Company	 	MM/DD/YYYY
	 	 	 	 
	POOL_CLAIM_AMT	Amount
    of Claim Filed With Pool Insurance Company	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	POOL_CLAIM_PAID_DATE	Date
    Claim Was Settled and The Check Was Issued By The Pool Insurer	 	MM/DD/YYYY
	 	 	 	 
	POOL_CLAIM_AMT_PAID	Amount
    Paid On Claim By Pool Insurance Company	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	FHA_PART_A_CLAIM_FILED_DATE	 Date
    FHA Part A Claim Was Filed With HUD	 	MM/DD/YYYY
	 	 	 	 
	FHA_PART_A_CLAIM_AMT	 Amount
    of FHA Part A Claim Filed	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	FHA_PART_A_CLAIM_PAID_DATE	 Date
    HUD Disbursed Part A Claim Payment	 	MM/DD/YYYY
	 	 	 	 
	FHA_PART_A_CLAIM_PAID_AMT	 Amount
    HUD Paid on Part A Claim	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	FHA_PART_B_CLAIM_FILED_DATE	  Date
    FHA Part B Claim Was Filed With HUD	 	MM/DD/YYYY
	 	 	 	 
	FHA_PART_B_CLAIM_AMT	  Amount
    of FHA Part B Claim Filed	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	FHA_PART_B_CLAIM_PAID_DATE	   Date
    HUD Disbursed Part B Claim Payment	 	MM/DD/YYYY
	 	 	 	 
	FHA_PART_B_CLAIM_PAID_AMT	 Amount
    HUD Paid on Part B Claim	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 







 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


Contact us with Reporting Questions: CTSDefaultSRG@WellsFargo.com



  



    	Page 4 of 8



    	 



    

 


 





	VA_CLAIM_FILED_DATE	 Date
    VA Claim Was Filed With the Veterans Admin	 	MM/DD/YYYY
	 	 	 	 
	VA_CLAIM_PAID_DATE	 Date
    Veterans Admin. Disbursed VA Claim Payment	 	MM/DD/YYYY
	 	 	 	 
	VA_CLAIM_PAID_AMT	 Amount
    Veterans Admin. Paid on VA Claim	2	No
    commas(,)

    or dollar

    signs ($)
	 	 	 	 
	MOTION_FOR_RELIEF_DATE	The date the Motion for Relief
    was filed	10	MM/DD/YYYY
	 	 	 	 
	FRCLSR_BID_AMT	The foreclosure sale bid amount	11	No commas(,) or dollar signs ($)
	 	 	 	 
	FRCLSR_SALE_TYPE	The foreclosure sales results:
    REO, Third Party, Conveyance to HUD/VA	 	 
	 	 	 	 
	REO_PROCEEDS	The net proceeds from the sale
    of the REO property. 	 	No commas(,) or dollar signs ($)
	 	 	 	 
	BPO_DATE	The date the BPO was done.	 	 
	 	 	 	 
	CURRENT_FICO	The current FICO score	 	 
	 	 	 	 
	HAZARD_CLAIM_FILED_DATE	The date the Hazard Claim was
    filed with the Hazard Insurance Company.	10	MM/DD/YYYY
	 	 	 	 
	HAZARD_CLAIM_AMT	The amount of the Hazard Insurance
    Claim filed.	11	No commas(,) or dollar signs ($)
	 	 	 	 
	HAZARD_CLAIM_PAID_DATE	The date the Hazard Insurance
    Company disbursed the claim payment.	10	MM/DD/YYYY
	 	 	 	 
	HAZARD_CLAIM_PAID_AMT	The amount the Hazard Insurance
    Company paid on the claim.	11	No commas(,) or dollar signs ($)
	 	 	 	 
	ACTION_CODE	Indicates loan status	 	Number
	 	 	 	 
	NOD_DATE	 	 	MM/DD/YYYY
	 	 	 	 
	NOI_DATE	 	 	MM/DD/YYYY
	 	 	 	 
	ACTUAL_PAYMENT_PLAN_START_DATE	 	 	MM/DD/YYYY
	 	 	 	 
	ACTUAL_PAYMENT_
    PLAN_END_DATE	 	 	 
	 	 	 	 
	ACTUAL_REO_START_DATE	 	 	MM/DD/YYYY
	 	 	 	 
	REO_SALES_PRICE	 	 	Number
	 	 	 	 
	REALIZED_LOSS/GAIN	As defined in the Servicing Agreement	 	Number
	 	 	 	 







 


Exhibit
2: Standard File Codes – Delinquency Reporting


 


The Loss Mit Type field should show the approved
Loss Mitigation Code as follows:


		·	ASUM-Approved
Assumption



		·	BAP-    Borrower
Assistance Program



		·	CO-
      Charge Off



		·	DIL-
     Deed-in-Lieu



		·	FFA-
    Formal Forbearance Agreement



		·	MOD- 
Loan Modification



		·	PRE-
    Pre-Sale



 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 5 of 8



    	 



    

 


		·	SS-
       Short Sale



		·	MISC- Anything
else approved by the PMI or Pool Insurer



 


NOTE: Wells Fargo Bank will accept alternative
Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other
than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior
to sending the file.


 


The Occupant Code field should show the current
status of the property code as follows:


		·	Mortgagor



		·	Tenant



		·	Unknown 



		·	Vacant



 


The Property Condition field should show the last
reported condition of the property as follows:


		·	Damaged



		·	Excellent



		·	Fair



		·	Gone



		·	Good



		·	Poor



		·	Special Hazard



		·	Unknown



 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 6 of 8



    	 



    

 


Exhibit
2: Standard File Codes – Delinquency Reporting, Continued


 


The FNMA Delinquent Reason Code field should show
the Reason for Delinquency as follows:


 


 





	Delinquency
 Code	Delinquency Description
	001	FNMA-Death of principal mortgagor
	002	FNMA-Illness of principal mortgagor
	003	FNMA-Illness of mortgagor’s family member
	004	FNMA-Death of mortgagor’s family member
	005	FNMA-Marital difficulties
	006	FNMA-Curtailment of income
	007	FNMA-Excessive Obligation
	008	FNMA-Abandonment of property
	009	FNMA-Distant employee transfer
	011	FNMA-Property problem
	012	FNMA-Inability to sell property
	013	FNMA-Inability to rent property
	014	FNMA-Military Service
	015	FNMA-Other
	016	FNMA-Unemployment
	017	FNMA-Business failure
	019	FNMA-Casualty loss
	022	FNMA-Energy environment costs
	023	FNMA-Servicing problems
	026	FNMA-Payment adjustment
	027	FNMA-Payment dispute
	029	FNMA-Transfer of ownership pending
	030	FNMA-Fraud
	031	FNMA-Unable to contact borrower
	INC	FNMA-Incarceration







 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 7 of 8



    	 



    

 


Exhibit
2: Standard File Codes – Delinquency Reporting, Continued


 


The FNMA Delinquent Status Code field should show
the Status of Default as follows:


 





	Status Code	Status Description
	09	Forbearance
	17	Pre-foreclosure Sale Closing Plan Accepted
	24	Government Seizure
	26	Refinance
	27	Assumption
	28	Modification
	29	Charge-Off
	30	Third Party Sale
	31	Probate
	32	Military Indulgence
	43	Foreclosure Started
	44	Deed-in-Lieu Started
	49	Assignment Completed
	61	Second Lien Considerations
	62	Veteran’s Affairs-No Bid
	63	Veteran’s Affairs-Refund
	64	Veteran’s Affairs-Buydown
	65	Chapter 7 Bankruptcy
	66	Chapter 11 Bankruptcy
	67	Chapter 13 Bankruptcy










 


Please be advised that failure to comply
with ANY or all of the guidelines entailed herein may result in issuance of late reporting fees.


© Copyright Wells Fargo Bank, Corporate
Trust Services


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    	Page 8 of 8