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Report
of Independent Registered Public Accounting Firm








To the
Board of Directors of Bank of America, National
Association:
 
 We have
examined management’s assertion, included in the accompanying Report on
Assessment of Compliance with Servicing Criteria (the "Compliance Statement"),
that Bank of America, National Association (the "Company"), as successor by
merger to LaSalle Bank National Association, complied with the servicing
criteria set forth in Item 1122(d) of the Securities and Exchange Commission's
Regulation AB for the residential mortgage-backed securities for which the
Company, as master servicer, performed servicing activities, which transactions
were initially closed on or after January 1, 2006, and that were registered with
the Securities and Exchange Commission pursuant to the Securities Act of 1933,
as well as transactions that were exempt from registration but required an
assessment of compliance with the servicing criteria applicable to it under
Regulation AB as prescribed in applicable transaction agreements (the
"Platform"), as of December 31, 2008 and for the year then ended, excluding
criteria 1122(d)(1)(iii), 1122(d)(4)(i), 1122(d)(4)(ii), 1122(d)(4)(iv),
1122(d)(4)(v), 1122(d)(4)(viii), 1122(d)(4)(x)-(xiii)
and 1122(d)(4)(xv), which the Company has determined are not applicable to the
servicing activities performed by it with respect to the Platform. Management is
responsible for the Company's compliance with the servicing criteria. Our
responsibility is to express an opinion on management's assertion based on our
examination.
 
 Our
examination was conducted in accordance with standards of the Public Company
Accounting Oversight
Board (United States) and, accordingly, included examining, on a test basis,
evidence about the Company’s compliance with the applicable servicing criteria
and performing such other procedures as we considered necessary in the
circumstances. Our examination included testing of selected asset-backed
transactions and securities that comprise the Platform, testing of selected
servicing activities related to the Platform, and determining whether the
Company processed those selected transactions and performed those selected
activities in compliance with the applicable servicing criteria. Our procedures
were limited to the selected transactions and servicing activities performed by
the Company during the period covered by this report. Our procedures were not
designed to detect noncompliance arising from errors that may have occurred
prior to or subsequent to our tests that may have affected the balances or
amounts calculated or reported by the Company during the period covered by this
report. We believe that our examination provides a reasonable basis for our
opinion. Our examination does not provide a legal determination on the Company’s
compliance with the servicing criteria.
  In our
opinion, management’s assertion that Bank of America, National Association
complied with the aforementioned applicable servicing criteria as of and for the
year ended December 31, 2008 for the Platform is fairly stated, in all material
respects.
 
 
 /s/
PricewaterhouseCoopers LLP
 
 February
25, 2009