<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF PEOPLE'S COMMUNITY CAPITAL CORPORATION FOR THE 3 MONTHS
ENDED MARCH 31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                      $1,828,332
<INT-BEARING-DEPOSITS>                      24,123,788
<FED-FUNDS-SOLD>                             3,600,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  7,909,203
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     24,241,414
<ALLOWANCE>                                    317,000
<TOTAL-ASSETS>                              39,818,159
<DEPOSITS>                                  30,057,477
<SHORT-TERM>                                   238,218
<LIABILITIES-OTHER>                             73,765
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         9,982
<OTHER-SE>                                   9,438,717
<TOTAL-LIABILITIES-AND-EQUITY>              39,818,159
<INTEREST-LOAN>                                508,783
<INTEREST-INVEST>                               38,510
<INTEREST-OTHER>                               127,807
<INTEREST-TOTAL>                               675,100
<INTEREST-DEPOSIT>                             212,991
<INTEREST-EXPENSE>                             215,926
<INTEREST-INCOME-NET>                          459,174
<LOAN-LOSSES>                                   32,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                410,577
<INCOME-PRETAX>                                 96,361
<INCOME-PRE-EXTRAORDINARY>                      96,361
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    59,557
<EPS-PRIMARY>                                      .06
<EPS-DILUTED>                                      .06
<YIELD-ACTUAL>                                    5.41
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               285,000
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                              317,000
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        317,000
        

</TABLE>