<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     THE SCHEDULE  CONTAINS  SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
QUARTERLY  REPORT ON FORM 10-QSB FOR THE QUARTER ENDED SEPTEMBER 30, 2000 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                   0001037190
<NAME>                                         Montgomery Financial Corporation
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars


<S>                          <C>
<PERIOD-TYPE>                3-MOS
<FISCAL-YEAR-END>                              JUN-30-2001
<PERIOD-START>                                 JUL-01-2000
<PERIOD-END>                                   SEP-30-2000
<EXCHANGE-RATE>                                1.000
<CASH>                                         1,087,298
<INT-BEARING-DEPOSITS>                         12,097,531
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    588,945
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        119,202,948
<ALLOWANCE>                                    226,000
<TOTAL-ASSETS>                                 140,718,594
<DEPOSITS>                                     98,630,072
<SHORT-TERM>                                   23,241,258
<LIABILITIES-OTHER>                            1,731,169
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       12,448
<OTHER-SE>                                     17,103,647
<TOTAL-LIABILITIES-AND-EQUITY>                 140,718,594
<INTEREST-LOAN>                                2,360,812
<INTEREST-INVEST>                              5,518
<INTEREST-OTHER>                               237,819
<INTEREST-TOTAL>                               2,604,149
<INTEREST-DEPOSIT>                             1,327,277
<INTEREST-EXPENSE>                             1,735,695
<INTEREST-INCOME-NET>                          868,454
<LOAN-LOSSES>                                  0
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                742,230
<INCOME-PRETAX>                                161,759
<INCOME-PRE-EXTRAORDINARY>                     106,874
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   106,874
<EPS-BASIC>                                    0.10
<EPS-DILUTED>                                  0.10
<YIELD-ACTUAL>                                 7.74
<LOANS-NON>                                    514,878
<LOANS-PAST>                                   58,312
<LOANS-TROUBLED>                               655,000
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               226,000
<CHARGE-OFFS>                                  0
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              226,000
<ALLOWANCE-DOMESTIC>                           185,000
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        41,000



</TABLE>