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<PAGE>

                                                                    EXHIBIT 32.2


  CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO 18 U.S.C. SECTION 1350,
      AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


I, Ann Massey, Chief Financial Officer (principal financial officer) of
Cover-All Technologies Inc. ("Cover-All"), for the purposes of section 1350 of
chapter 63 of title 18 of the United States Code, as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002, certify, that, to my knowledge, Amendment
No. 1 to the Annual Report of Cover-All on Form 10-K/A for the period ended
December 31, 2003, fully complies with the requirements of Section 13(a) of the
Securities Exchange Act of 1934 and that the information contained in such
report fairly presents, in all material respects, the financial condition and
results of operation of Cover-All. This written statement is being furnished to
the Securities and Exchange Commission as an exhibit to such Form 10-K. A signed
original of this statement has been provided to Cover-All and will be retained
by Cover-All and furnished to the Securities and Exchange Commission or its
staff upon request.

Date: August 17, 2004


By: /s/ Ann F. Massey
    --------------------------------
Name:  Ann F. Massey
Title: Chief Financial Officer
# 

# CATERPILLAR FINANCIAL SERVICES CORPORATION

POWERNOTES (SM)

With Maturities of 9 months or more from Date of Issue

Registration No.  333-97047

Filed Pursuant to Rule 424 (b) (3)

PRICING SUPPLEMENT NO.  366                                                                   Trade Date:  11/24/03

(To Prospectus Supplement dated August 15, 2002 &

  Prospectus dated August  8,2002)                                                                Issue Date:   11/28/03

The Date of this Pricing SupplementNovember 24, 2003

SUBJECT TO REDEMPTION OR REPAYMENT

 CUSIP                                                                                                                                   Date and terms of redemption or

     or       Stated                                                                   Interest                                       repayment (includingany

Common  Interest                      Price to  Discounts &        Payment     Survivors                  applicable regular or special

  Code      Rate (1)   Maturity  Public (2) Commissions       Frequency       Option  Yes/No     record dates)

14911QRF0   5.35%         11/15/18           100%              1.45%                 Quarterly                      YES          YES               Callable at 100% beginning 11/15/06

                                                                                                                                                                                                                       and quarterly thereafter.  

 

Principal                                                                                 1st Payment             Day         

Amount                  Proceeds                  Dealer                           Date                   Count

$2,176,000.00         $2,144,448.00         ABN AMRO Inc.        02/15/04                               30/360    

Original Issue DiscountNote:                                                                          Total Amount of OID:

____  Yes                X   No                                                                                  N/A

The interest rates on the PowerNotes (SM) may be changed by Caterpillar Financial Services Corporation from time to time, but any such change will not affect the interest rate on any PowerNotes (SM) offered prior to the effective date of the change.  Prior to the date of this Pricing Supplement, $361.509 mm principal amount of the PowerNotes (SM) were sold at interest rates then in effect.  Subsequent offerings of PowerNotes (SM) will be made under the Prospectus Supplement and Prospectus dated August 8,2002.

Expressed as a percentage of aggregate principal amount.  Actual Price to Public may be less, and will be determined by prevailing market prices at the time of purchase as set forth in the confirmation sheet.
<TABLE> <S> <C>



<ARTICLE> 9
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                       1,984,701
<INT-BEARING-DEPOSITS>                         967,974
<FED-FUNDS-SOLD>                             5,521,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 20,842,417
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     63,953,357
<ALLOWANCE>                                    793,976
<TOTAL-ASSETS>                              97,660,861
<DEPOSITS>                                  86,644,677
<SHORT-TERM>                                    97,361
<LIABILITIES-OTHER>                          1,173,341
<LONG-TERM>                                     90,529
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       270,500
<OTHER-SE>                                   9,384,453
<TOTAL-LIABILITIES-AND-EQUITY>              97,660,861
<INTEREST-LOAN>                              1,388,410
<INTEREST-INVEST>                              269,052
<INTEREST-OTHER>                                86,759
<INTEREST-TOTAL>                             1,744,221
<INTEREST-DEPOSIT>                             888,110
<INTEREST-EXPENSE>                             891,628
<INTEREST-INCOME-NET>                          852,593
<LOAN-LOSSES>                                   30,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                706,171
<INCOME-PRETAX>                                372,615
<INCOME-PRE-EXTRAORDINARY>                     372,615
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   274,774
<EPS-PRIMARY>                                     1.13
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    3.83
<LOANS-NON>                                    316,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               773,116
<CHARGE-OFFS>                                   13,619
<RECOVERIES>                                     4,479
<ALLOWANCE-CLOSE>                              793,976
<ALLOWANCE-DOMESTIC>                           676,763
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        117,213
        



</TABLE>
From: kweissc@aol.com

To: E-OHPSCA2713.EBSA

Subject: Comment: RIN 1210-AB44

Date: Wednesday, September 07, 2011 1:00:30 PM

To Whom It May Concern:

I am writing today to ask in the strongest way possible that you rescind the unjust and coercive

mandate that all "contraceptives" and sterilization procedures be covered by private health insurance

with no co-pay to patients. If you do not reverse course I ask you to expand conscience protections for

any organizations that provide individual and group insurance and have moral or religious objections. I

strongly oppose the government forcing free insurance coverage on Americans especially for drugs and

devices that I oppose because some of these can cause an abortion (such as ella and Plan B).

I also ask you to reconsider your definition of religious employer and offer an authentic conscience

protection for any organization and business that has moral or religious objection to providing such

insurance to their employees. This legal mandate clearly violates the spirit of conscience laws which

prohibit government discrimination against those who object to various health services on moral or

religious grounds. The definition of "religious employer" in the regulation is so narrow as to only include

churches, but will still mean that a host of businesses and organizations that have conscience objections

will be required to choose between either violating their conscience or not being able to offer employees

health insurance.

Please protect the conscience rights of insurers, providers and people like me who object to being

forced by the federal government to offer or subsidize contraceptives and sterilization services, especially

when some of these drugs can take the life of early unborn children. No Americans should be forced by

the federal government to essentially subsidize services they object to. I again urge you in the strongest

way possible to reverse course and remove contraceptives and sterilizations from the list of mandatory

preventive services.

Sincerely,

Kerri Weiss

Saint Charles, IL 60175
<PAGE>   1
                                                                   EXHIBIT 3.1 

             
                 AMENDED AND RESTATED ARTICLES OF INCORPORATION
                                         OF
                        LOON MOUNTAIN RECREATION CORPORATION
                            a New Hampshire corporation

          FIRST. The name of the corporation is LOON MOUNTAIN RECREATION
CORPORATION (hereinafter, the "Corporation").

          SECOND. The total number of shares of capital stock which the
Corporation shall have authority to issue is 1,000 shares of common stock, par
value $.01 per share.

          THIRD. The address of the Corporation's registered office in the State
of New Hampshire is CT Corporation System, 9 Capitol Street, in the City of
Concord, County of Merrimack, State of New Hampshire 03301. The name of its
registered agent at such address is CT Corporation System.

          FOURTH. The capital stock will be sold or offered for sale within the
meaning of RSA 421-B of the New Hampshire Securities Act.

          FIFTH. The nature of the business of or purpose to be conducted or
promoted by the Corporation is to engage in any lawful act or activity for which
corporations may be organized under the New Hampshire Business Corporation Act.

          SIXTH. The Board of Directors is authorized to make, alter or repeal
the By-Laws of the Corporation. Election of directors need not be by written
ballot unless the By-Laws so provide.

          SEVENTH. A director of the Corporation shall not be liable to the
Corporation or its stockholders for monetary damages for breach of fiduciary
duty as a director, except to the extent such exemption from liability or
limitation thereof is not permitted under the New Hampshire Business Corporation
Act as the same exists or may hereafter be amended. Any repeal or modification
of the first sentence of this Article SEVENTH shall not adversely affect any
right or protection of a director of the Corporation existing hereunder with
respect to any act or omission occurring prior to such repeal or modification.

          EIGHTH. The Corporation reserves the right to amend, alter, change or
repeal any provision contained in these Articles of Incorporation in the manner
now or hereafter prescribed herein and by the New Hampshire Business Corporation
Act, and all rights conferred upon stockholders herein are granted subject to
this reservation.

                            [signature page follows]

<PAGE>   2








          IN WITNESS WHEREOF, the undersigned has executed this Amended and
Restated Articles of Incorporation this 26th day of February, 1998.

                                 LOON MOUNTAIN RECREATION
                                 CORPORATION

                                 By: /s/ George N. Gillett, Jr.
                                     --------------------------------
                                 Name: George N. Gillett, Jr.
                                 Title: Chairman
From: suejing3@yahoo.com

To: E-OHPSCA2713.EBSA

Subject: Comment: RIN 1210-AB44

Date: Wednesday, September 07, 2011 2:27:49 PM

To Whom It May Concern:

I am writing today to ask in the strongest way possible that you rescind the unjust and coercive

mandate that all "contraceptives" and sterilization procedures be covered by private health insurance

with no co-pay to patients. If you do not reverse course I ask you to expand conscience protections for

any organizations that provide individual and group insurance and have moral or religious objections. I

strongly oppose the government forcing free insurance coverage on Americans especially for drugs and

devices that I oppose because some of these can cause an abortion (such as ella and Plan B).

I also ask you to reconsider your definition of religious employer and offer an authentic conscience

protection for any organization and business that has moral or religious objection to providing such

insurance to their employees. This legal mandate clearly violates the spirit of conscience laws which

prohibit government discrimination against those who object to various health services on moral or

religious grounds. The definition of "religious employer" in the regulation is so narrow as to only include

churches, but will still mean that a host of businesses and organizations that have conscience objections

will be required to choose between either violating their conscience or not being able to offer employees

health insurance.

Please protect the conscience rights of insurers, providers and people like me who object to being

forced by the federal government to offer or subsidize contraceptives and sterilization services, especially

when some of these drugs can take the life of early unborn children. No Americans should be forced by

the federal government to essentially subsidize services they object to. I again urge you in the strongest

way possible to reverse course and remove contraceptives and sterilizations from the list of mandatory

preventive services.

Sincerely,

Jane Kautzer

Sheboygan, WI 53083
EXHIBIT 31

CERTIFICATION

I, Mark Bradley, certify that:

> 
1. I have reviewed this report on Form 10-QSB of The Players Network;

2. Based on my knowledge, this quarterly report does not contain any	untrue statement of a material fact or omit to state a material fact	necessary to make the statements made, in light of the circumstances under	which such statements were made, not misleading with respect to the period	covered by this report;

3. Based on my knowledge, the financial statements, and other financial	information included in this quarterly report, fairly present in all	material respects the financial condition, results of operations and cash	flows of the small business issuer as of, and for, the periods presented in	this quarterly report;

4. The small business issuer's other certifying officers and I am	responsible for establishing and maintaining disclosure controls and	procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for	the small business issuer and have:

(a) Designed such disclosure controls and procedures, or caused such		disclosure controls and procedures to be designed under my supervision,		to ensure that material information relating to the small business		issuer, including its consolidated subsidiaries, is made known to me by		others within those entities, particularly during the period in which		this report is being prepared;

(b) Evaluated the effectiveness of the small business issuer		disclosure controls and procedures and presented in this report my		conclusions about the effectiveness of the disclosure controls and		procedures, as of the end of the period covered by this report based on		such evaluation; and

(c) Disclosed in this report any change in the small business		issuer's internal control over financial reporting that occurred during		the small business issuer's most recent fiscal quarter (the small		business issuer's fourth fiscal quarter in the case of an annual report)		that has materially affected, or is reasonably likely to materially		affect, the small business issuer's internal control over financial		reporting; and

5. The small business issuer's other certifying officers and I have	disclosed, based on our most recent evaluation of internal control over	financial reporting, to the small business issuer's auditors of the small	business issuer's board of directors (or persons performing the equivalent	functions):

(a) All significant deficiencies and material weaknesses in the		design or operation of internal control over financial reporting which		are reasonably likely to adversely affect the small business issuer's		ability to record, process, summarize and report financial information;		and

(b) Any fraud, whether or not material, that involves management or		other employees who have a significant role in the small business		issuer's internal control over financial reporting.

Date: May 23, 2005

 

/s/ Mark Bradley                             

Mark Bradley,

Chief Executive Officer and 

Principal Accounting Officer
IV 

110TH CONGRESS 

1ST SESSION H. RES. 17 

Expressing the sense of the House of Representatives that there should 

be established a National Inflammatory Skin Disease Awareness Month. 

IN THE HOUSE OF REPRESENTATIVES 

JANUARY 4, 2007 

Mrs. JO ANN DAVIS of Virginia submitted the following resolution; which was 

referred to the Committee on Oversight and Government Reform 

RESOLUTION 

Expressing the sense of the House of Representatives that 

there should be established a National Inflammatory 

Skin Disease Awareness Month. 

Whereas inflammatory skin diseases affect men, women, and 

children of all ages and races; 

Whereas these diseases can be very distressing to those who 

have them, causing great discomfort and emotional 

stress; 

Whereas inflammatory skin diseases include a wide range of 

symptoms and a broad category of skin conditions, including eczema, acne, poison ivy, contact dermatitis, and 

psoriasis, among others; 

Whereas inflammatory skin disease affects citizens across the 

United States; 


sroberts on PROD1PC70 with BILLS
2 

•HRES 17 IH 

Whereas it is essential to educate the public on the symptoms, treatments, and cures related to inflammatory skin 

diseases; and 

Whereas December would be an appropriate month to establish a National Inflammatory Skin Disease Awareness 

Month: Now, therefore, be it 

1 Resolved, That it is the sense of the House of Rep2 resentatives that there should be established a National 

3 Inflammatory Skin Disease Awareness Month. 

Æ 


sroberts on PROD1PC70 with BILLS
EX-99.B11-ufpwcon

                       Consent of Independent Accountants

We hereby consent to the use in the Statement of Additional Information
constituting part of this Post-Effective Amendment No. 119 to the registration
statement on Form N-1A (the "Registration Statement") of our report dated
February 8, 1996, relating to the statement of changes in net assets for the
year ended December 31, 1995 and the financial highlights for each of the nine
years in the period ended December 31, 1995 of United Funds, Inc., which appears
in such Statement of Additional Information, and to the incorporation by
reference of our report into the Class A Shares Prospectus and the Class Y
Shares Prospectus which constitutes part of this Registration Statement.  We
also consent to the reference to us under the heading "Financial Highlights" in
the Class A Shares Prospectus and the Class Y Shares Prospectus.



Price Waterhouse LLP
Kansas City, Missouri
March 26, 1997
From: megwood@gmail.com

To: E-OHPSCA2713.EBSA

Subject: Comment: RIN 1210-AB44

Date: Wednesday, September 07, 2011 2:31:26 PM

To Whom It May Concern:

I am writing today to ask in the strongest way possible that you rescind the unjust and coercive

mandate that all "contraceptives" and sterilization procedures be covered by private health insurance

with no co-pay to patients. If you do not reverse course I ask you to expand conscience protections for

any organizations that provide individual and group insurance and have moral or religious objections. I

strongly oppose the government forcing free insurance coverage on Americans especially for drugs and

devices that I oppose because some of these can cause an abortion (such as ella and Plan B).

I also ask you to reconsider your definition of religious employer and offer an authentic conscience

protection for any organization and business that has moral or religious objection to providing such

insurance to their employees. This legal mandate clearly violates the spirit of conscience laws which

prohibit government discrimination against those who object to various health services on moral or

religious grounds. The definition of "religious employer" in the regulation is so narrow as to only include

churches, but will still mean that a host of businesses and organizations that have conscience objections

will be required to choose between either violating their conscience or not being able to offer employees

health insurance.

Please protect the conscience rights of insurers, providers and people like me who object to being

forced by the federal government to offer or subsidize contraceptives and sterilization services, especially

when some of these drugs can take the life of early unborn children. No Americans should be forced by

the federal government to essentially subsidize services they object to. I again urge you in the strongest

way possible to reverse course and remove contraceptives and sterilizations from the list of mandatory

preventive services.

Sincerely,

Megan Wood

Petaluma, CA 94952