Our examination was conducted in accordance with the standards of the Public Company AccountingOversight Board (United States) and, accordingly, included examining, on a test basis, evidenceabout the Company*‘*s compliance with the servicing criteria specified above andperforming such other procedures as we considered necessary in the circumstances. Our examinationincluded testing selected asset-backed transactions and securities that comprise the Platform,testing selected servicing activities related to the Platform, and determining whether the Companyprocessed those selected transactions and performed those selected activities in compliance withthe servicing criteria. Furthermore, our procedures were limited to the selected transactions andservicing activities performed by the Company during the period covered by this report. Ourprocedures were not designed to determine whether errors may have occurred either prior to orsubsequent to our tests that may have affected the balances or amounts calculated or reported bythe Company during the period covered by this report for the selected transactions or any othertransactions. We believe that our examination provides a reasonable basis for our opinion. Ourexamination does not provide a legal determination on the Company’s compliance with the servicingcriteria.As described in the accompanying Management’s Assertion of Compliance for servicing criteria1122(d)(2)(i), 1122(d)(4)(i) and 1122(d)(4)(ii), the Company has engaged various vendors to performthe activities required by these servicing criteria. The Company has determined that none of thesevendors is considered a “servicer” as defined in Item 1101(j) of Regulation AB, and the Company haselected to take responsibility for assessing compliance with the servicing criteria applicable toeach vendor as permitted by Interpretation 17.06 of the SEC Division of Corporation Finance Manualof Publicly Available Telephone Interpretations (“Interpretation 17.06”). As permitted byInterpretation 17.06, the Company has asserted that it has policies and procedures in placedesigned to provide reasonable assurance that the vendors’ activities comply in all materialrespects with the servicing criteria applicable to each vendor. The Company is solely responsiblefor determining that it meets the SEC requirements to apply Interpretation 17.06 for the vendorsand related criteria as described in its assertion, and we performed no procedures with respect tothe Company’s eligibility to apply Interpretation 17.06.Our examination disclosed the following material noncompliance with servicing criterion1122(d)(1)(i), as applicable to the Company during the year ended December 31, 2008. Policies andprocedures were not instituted to monitor certain events of default in that notification of theevent of default was not provided to the certificate holders within the timeframe required by thetransaction agreements.In our opinion, except for the material noncompliance described above, the Company complied, in allmaterial respects, with the aforementioned servicing criteria, including servicing criteria1122(d)(2)(i), 1122(d)(4)(i) and 1122(d)(4)(ii) for which compliance is determined based onInterpretation 17.06 as described above, as of and for the year ended December 31, 2008.(Signed) KPMG LLPChicago, Illinois