FORM 10-Q

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

 (Mark One)

|X|  QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
                                   ACT OF 1934

                  For the quarterly period ended June 30, 2004
                For the quarterly period ended September 30, 2004
                For the quarterly period ended December 31, 2004

                                       OR

[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
                                  ACT OF 1934
             For the transition period from ________ to ___________

                        Commission file number: 000-26869


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                  California                                   33-0761578
          (State or other jurisdiction of                  (I.R.S. Employer
          incorporation or organization)                  Identification No.)



                     17782 Sky Park Circle, Irvine, CA 92614
                   ( Address of principle executive offices )

                                 (714) 622-5565
                              ( Telephone Number )

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days.

Yes     No    X
   -----   ------
Indicate  by check mark  whether  the  registrant  is an  accelerated  filer (as
defined in rule 12b-2 of the Exchange Act).

Yes     No   X
   -----  -------
Indicate by check mark whether the registrant is a large  accelerated  filer, an
accelerated  filer, or a  non-accelerated  filer.  See definition of accelerated
filer and large  accelerated  filer in Rule 12b-2 of the  Exchange  Act.  (Check
one):

Large accelerated filer ___Accelerated filer ___Non-accelerated filer X
                                                                     ---
Indicate by check mark whether the  registrant is a shell company (as defined in
Rule 12b-2 of the Exchange Act).

Yes     No   X
  -----  -------
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                               INDEX TO FORM 10-Q

         For the Quarterly Periods Ended June 30, 2004,September 30, 2004
                              and December 31, 2004


PART I. FINANCIAL INFORMATION

     Item 1. Financial Statements

     Balance  Sheets
              As of June 30,  2004,  September  30,  2004, December 31, 2004
              and March 31, 2004...............................................3

     Statements of Operations
              For the Three Months Ended June 30, 2004 and 2003................4
              For the Three and Six Months Ended September 30, 2004 and 2003...5
              For the Three and Nine Months Ended December 31, 2004 and 2003...6

     Statement of Partners' Equity (Deficit)
              For the Three Months Ended June 30, 2004 ........................7
              For the Six Months Ended September 30, 2004 .....................7
              For the Nine Months Ended December 31, 2004 .....................7

     Statements of Cash Flows
              For the Three Months Ended June 30, 2004 and 2003................8
              For the Six Months Ended September 30, 2004 and 2003.............9
              For the Nine Months Ended December 31, 2004 and 2003............10

     Notes to Financial Statements............................................11

     Item 2. Management's Discussion and Analysis of Financial
             Condition and Results of Operations..............................20

     Item 3. Quantitative and Qualitative Disclosures About Market Risks......22

     Item 4.  Controls and Procedures  .......................................23

PART II. OTHER INFORMATION

     Item 1. Legal Proceedings................................................23

     Item 2. Unregistered Sales of Equity Securities and Use of Proceeds.....23

     Item 3. Defaults Upon Senior Securities..................................23

     Item 4. Submission of Matters to a Vote of Security Holders..............23

     Item 5.  Other Information...............................................23

     Item 6. Exhibits.........................................................24

     Signatures...............................................................24


<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                                 BALANCE SHEETS
                                   (unaudited)
<TABLE>
<CAPTION>
                                                                         September 30,         December 31,
                                                  June 30, 2004              2004                  2004           March 31, 2004
                                               -------------------    -------------------    ----------------    ----------------
ASSETS
<S>                                        <C>                    <C>                          <C>               <C>

Cash and cash equivalents                      $       633,849         $    605,926           $     589,427       $     659,789

Investments in Local
 Limited Partnerships, net (Note 2)                 11,964,868            11,687,783             11,410,698          12,651,097
Other assets                                               160                   160                    160                 160
                                               -------------------    -------------------    ----------------    ----------------

Total Assets                                   $    12,598,877         $  12,293,869          $  12,000,285       $  13,311,046
                                               ===================    ===================    ================    ================

LIABILITIES AND PARTNERS' EQUITY (DEFICIT)

Liabilities:
  Payables to Local Limited Partnerships       $       209,461         $     209,461          $     209,461       $     209,461
  (Note 4)
  Accrued expenses                                      14,950                18,110                 14,950              12,640
  Accrued fees and expenses due to
    General Partner and affiliates (Note 3)             63,829                52,796                 55,227              62,237
                                               -------------------    -------------------    ----------------    ----------------
Total Liabilities                                      288,240               280,367                279,638             284,338
                                               -------------------    -------------------    ----------------    ----------------

Partners' equity (deficit):
  General Partner                                      (81,372)              (84,343)               (87,272)            (74,211)
  Limited Partners
  (25,000 Partnership Units authorized;
   20,500 Partnership Units
   issued and outstanding)                          12,392,009            12,097,845             11,807,919          13,100,919
                                               -------------------    -------------------    ----------------    ----------------

    Total Partners' Equity                          12,310,637            12,013,502             11,720,647          13,026,708
                                               -------------------    --------------------   ----------------    ----------------
      Total Liabilities and Partners' Equity   $    12,598,877         $  12,293,869          $  12,000,285       $  13,311,046
                                               ===================    ====================   ================   =================
</TABLE>
                 See accompanying notes to financial statements
                                        3
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF OPERATIONS
                For the Three Months Ended June 30, 2004 and 2003
                                   (unaudited)
<TABLE>
<CAPTION>

                                        2004                        2003
                                  ----------------            -----------------
                                    Three Months                Three Months
                                  ----------------            -----------------
<S>                          <C>                              <C>
Reporting fees                   $      3,000                  $           975

Operating expenses:                    12,887                           12,887
  Amortization (Note 2)                15,973                           15,973
  Asset management fees (Note 3)      408,644                                -
  Impairment loss (Note 2)             15,475                            3,570
  Legal and accounting fees             2,714                            2,897
  Other                           ----------------            ------------------


 Total operating expenses             455,693                           35,327

Loss from operations                 (452,693)                         (34,352)

Equity in losses of Local
 Limited Partnerships (Note 2)       (264,198)                        (206,415)

Interest income                           820                            1,341
                                  ----------------            ------------------

Net loss                         $   (716,071)                 $      (239,426)
                                  ================            ==================

Net loss allocated to:
  General Partner                $     (7,161)                 $        (2,394)
                                  ================            ==================


  Limited Partners               $   (708,910)                 $      (237,032)
                                  ================            ==================


Net loss per
  Partnership  Unit              $        (35)                 $           (12)
                                  ================            ==================


Outstanding weighted
  Partnership  Units                   20,500                           20,500
                                  ================            ==================
</TABLE>
                 See Accompanying notes to Financial statements
                                        4
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF OPERATIONS
                       For the Three and Six Months Ended
                           September 30, 2004 and 2003
                                   (unaudited)

<TABLE>
<CAPTION>

                                                        2004                                       2003
                                        ---------------------------------------   ---------------------------------------
                                             Three                 Six                 Three                  Six
                                             Months               Months              Months                 Months
                                        -----------------     ---------------     ----------------      -----------------
<S>                                  <C>                   <C>                 <C>                   <C>
Reporting fees                        $             500     $         3,500      $        21,549      $          22,524

Operating expenses:
  Amortization (Note 2)                          12,887              25,774               12,887                 25,774
  Asset management fees (Note 3)                 15,973              31,946               15,974                 31,947
  Impairment loss (Note 2)                            -             408,644                    -                      -
  Legal and accounting fees                       5,227              20,702               12,324                 15,894
  Bad debt expense                                    -                   -                7,276                  7,276
  Asset management expenses                          50                 231                    -                    650
  Other                                              74               2,607                1,678                  3,925
                                        -----------------     ---------------     ----------------      -----------------

    Total operating expenses                     34,211             489,904               50,139                 85,466
                                        -----------------     ---------------     ----------------      -----------------

Loss from operations                            (33,711)           (486,404)             (28,590)               (62,942)

Equity in losses of Local
  Limited Partnerships (Note 2)                (264,198)           (528,396)            (206,415)              (412,830)

Interest income                                     774               1,594                1,345                  2,686
                                        -----------------     ---------------     ----------------      -----------------

Net loss                              $        (297,135)    $    (1,013,206)     $      (233,660)    $         (473,086)
                                        =================     ===============     ================      =================

Net loss allocated to:

  General Partner                     $          (2,971)    $       (10,132)     $        (2,336)    $           (4,730)
                                        =================     ===============     ================      =================

  Limited Partners                    $        (294,164)    $    (1,003,074)     $      (231,324)    $         (468,356)
                                        =================     ===============     ================      =================

Net loss per

  Partnership Unit                    $             (14)    $           (49)     $           (11)    $              (23)
                                        =================     ===============     ================      =================

Outstanding weighted
  Partnership Units                               20,500              20,500              20,500                 20,500
                                        ==================    ===============     ================      =================

</TABLE>
                 See accompanying notes to financial statements
                                        5
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF OPERATIONS
                       For the Three and Nine Months Ended
                           December 31, 2004 and 2003
                                   (unaudited)

<TABLE>
<CAPTION>

                                                       2004                                       2003
                                         ----------------------------------     ----------------------------------------
                                             Three                Nine               Three                    Nine
                                            Months               Months              Months                  Months
                                         --------------       -------------     -----------------         --------------
<S>                                  <C>                   <C>                <C>                    <C>
Reporting fees                        $             -      $         3,500     $           1,714         $       24,238

Operating expenses:
  Amortization (Note 2)                        12,887               38,661                12,887                 38,661
  Asset management fees  (Note 3)              15,973               47,919                15,972                 47,919
  Impairment loss (Note 2)                          -              408,644                     -                      -
  Legal and accounting fees                         -               20,702                   455                 16,349
  Bad debt expense                                  -                    -                     -                  7,276
  Asset management expenses                       137                  368                 2,982                  3,632
  Other                                           420                3,027                   857                  4,782
                                         --------------       -------------     -----------------         --------------

    Total operating expenses                   29,417              519,321                33,153                118,619
                                         --------------       -------------     -----------------         --------------

Loss from operations                          (29,417)            (515,821)              (31,439)               (94,381)

Equity in losses of Local
 Limited Partnerships (Note 2)               (264,198)            (792,594)             (177,535)              (590,365)

Interest income                                   760                2,354                 1,311                  3,997
                                         --------------       -------------     -----------------         --------------

Net loss                              $      (292,855)     $    (1,306,061)    $        (207,663)        $     (680,749)
                                         ==============       =============     =================         ==============

Net loss allocated to:
  General Partner                     $         (2,929)    $       (13,061)    $          (2,076)        $       (6,807)
                                         ==============       =============     =================         ==============


  Limited Partners                    $       (289,926)    $    (1,293,000)    $        (205,587)        $     (673,942)
                                         ==============       =============     =================         ==============

Net loss per

  Partnerships Units                  $            (14)    $          (63)     $             (10)        $          (33)
                                         ===============       =============     =================         ==============

Outstanding weighted
  Partnership Units                             20,500              20,500                20,500                 20,500
                                         ===============       =============     =================         ==============
</TABLE>
                 See accompanying notes to financial statements
                                        6
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    STATEMENTS OF PARTNERS' EQUITY (DEFICIT)
  For the Three Months Ended June 30, 2004, Six Months Ended September 30, 2004
                        And Nine Months Ended December 31
                                   (unaudited)


                                        For the Three Months Ended June 30, 2004
<TABLE>
<CAPTION>
                                                          General               Limited
                                                          Partner               Partners                 Total
                                                       ---------------      ----------------      ------------------
<S>                                                 <C>                  <C>                   <C>
Partners' equity (deficit) at March 31, 2004         $       (74,211)     $      13,100,919     $        13,026,708

Net loss                                                      (7,161)              (708,910)              (716,071)
                                                       ---------------      ----------------      ------------------

Partners' equity (deficit) at June 30, 2004          $       (81,372)     $      12,392,009     $        12,310,637
                                                       ===============      ================      ==================
</TABLE>

<TABLE>
<CAPTION>

                                    For the Six Months Ended September 30, 2004
                                                          General               Limited
                                                          Partner              Partners                 Total
                                                       ---------------      ----------------      ------------------
<S>                                                 <C>                  <C>                  <C>
Partners' equity (deficit) at March 31, 2004         $       (74,211)     $      13,100,919     $        13,026,708

Net loss                                                     (10,132)            (1,003,074)            (1,013,206)
                                                       ---------------      ----------------      ------------------

Partners' equity (deficit) at September 30, 2004     $       (84,343)     $      12,097,845     $        12,013,502
                                                       ===============      ================      ==================
</TABLE>

<TABLE>
<CAPTION>

                                    For the Nine Months Ended December 31, 2004
                                                          General               Limited
                                                          Partner              Partners                 Total
                                                       ---------------      ----------------      ------------------
<S>                                                 <C>                  <C>                   <C>
Partners' equity (deficit) at March 31, 2004         $       (74,211)     $      13,100,919     $        13,026,708

Net loss                                                     (13,061)            (1,293,000)             (1,306,061)
                                                       ---------------      ----------------      ------------------

Partners' equity (deficit) at December 31, 2004      $       (87,272)     $      11,807,919     $        11,720,647
                                                       ===============      ================      ==================
</TABLE>
                 See accompanying notes to financial statements
                                        7
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF CASH FLOWS
                For the Three Months Ended June 30, 2004 and 2003
                                   (unaudited)
<TABLE>
<CAPTION>

                                                                              2004                 2003
                                                                        --------------      ---------------
Cash flows from operating activities:
<S>                                                                  <C>                 <C>
  Net loss                                                            $     (716,071)     $      (239,426)
    Adjustments to reconcile net loss to net
      cash used in operating activities:
        Amortization                                                          12,887               12,887
        Equity in losses of Local Limited Partnerships                       264,198              206,415
        Impairment loss                                                      408,644                    -
        Change in accrued expenses                                             2,310                    -
        Change in accrued  fees and expenses due to
           General Partner and affiliates                                      1,592               12,440
                                                                        --------------      ---------------
        Net cash used in operating activities                                (26,440)              (7,684)
                                                                        --------------      ---------------

Cash flows from investing activities:

      Distributions received from Local Limited Partnerships                     500                1,347
                                                                        --------------      ---------------

        Net cash provided by investing activities                                500                1,347
                                                                        --------------      ---------------

Net decrease in cash and cash equivalents                                    (25,940)              (6,337)

Cash and cash equivalents, beginning of period                               659,789              722,715
                                                                        --------------      ---------------

Cash and cash equivalents, end of period                              $      633,849      $       716,378
                                                                        ==============      ===============

SUPPLEMENTAL DISCLOSURE OF CASH FLOW
   INFORMATION:

   Taxes paid                                                         $            -      $             -
                                                                        ==============      ===============
</TABLE>
                  See accompanying notes to financial statements
                                        8
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF CASH FLOWS
              For the Six Months Ended September 30, 2004 and 2003
                                   (unaudited)
<TABLE>
<CAPTION>

                                                                             2004                 2003
                                                                        --------------      ---------------
Cash flows from operating activities:
<S>                                                                   <C>                 <C>
  Net loss                                                            $   (1,013,206)     $      (473,086)
    Adjustments to reconcile net loss to net
      cash used in operating activities:
        Amortization                                                          25,774               25,774
        Equity in losses of Local Limited Partnerships                       528,396              412,830
        Impairment loss                                                      408,644                    -
        Write off of advances to Local Limited Partnerships                        -                7,276
        Change in accrued expenses                                             5,470                    -
        Change in accrued  fees and expenses due to
           General Partner and affiliates                                     (9,441)               5,092
                                                                        --------------      ---------------
        Net cash used in operating activities                              (54,363)             (22,114)
                                                                        --------------      ---------------

Cash flows from investing activities:

      Distributions received from Local Limited Partnerships                     500                1,347
                                                                        --------------      ---------------

        Net cash provided by investing activities                                500                1,347
                                                                        --------------      ---------------


Net decrease in cash and cash equivalents                                    (53,863)             (20,767)

Cash and cash equivalents, beginning of period                               659,789              722,715
                                                                        --------------      ---------------

Cash and cash equivalents, end of period                              $      605,926      $       701,948
                                                                        ==============      ===============

SUPPLEMENTAL DISCLOSURE OF CASH FLOW
   INFORMATION:

   Taxes paid                                                         $            -      $             -
                                                                        ==============      ===============
</TABLE>
                 See accompanying notes to financial statements
                                        9
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF CASH FLOWS
              For the Nine Months Ended December 31, 2004 and 2003
                                   (unaudited)
<TABLE>
<CAPTION>

                                                                             2004                 2003

                                                                        --------------      ---------------
<S>                                                                  <C>                 <C>
Cash flows from operating activities:
  Net loss                                                            $   (1,306,061)     $      (680,749)
    Adjustments to reconcile net loss to net
      cash used in operating activities:
        Amortization                                                          38,661               38,661
        Equity in losses of Local Limited Partnerships                       792,594              590,365
        Impairment loss                                                      408,644                    -
        Write off of advances to Local Limited Partnerships                        -                7,276
        Change in accrued expenses                                             2,310                    -
        Change in accrued  fees and expenses due to
           General Partner and affiliates                                     (7,010)               5,538
                                                                        --------------      ---------------
        Net cash used in operating activities                                (70,862)             (38,909)
                                                                        --------------      ---------------


Cash flows from investing activities:

        Investments in limited Partnership, net                                    -              (23,791)
        Distributions received from Local Limited Partnerships                   500                1,347
                                                                        --------------      ---------------

        Net cash provided by (used in) investing activities                      500              (22,444)
                                                                        --------------      ---------------


Net decrease in cash  and cash equivalents                                   (70,362)             (61,353)

Cash and cash equivalents, beginning of period                               659,789              722,715
                                                                        --------------      ---------------

Cash and cash equivalents, end of period                              $      589,427      $       661,362
                                                                        ==============      ===============

SUPPLEMENTAL DISCLOSURE OF CASH FLOW
   INFORMATION:

   Taxes paid                                                         $            -      $             -
                                                                        ==============      ===============
</TABLE>
                 See accompanying notes to financial statements
                                       10
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
---------------------------------------------------
General
-------
The accompanying  condensed unaudited financial statements have been prepared in
accordance with accounting principles generally accepted in the United States of
America for interim financial information and with the instructions to Form 10-Q
for quarterly  reports under Section 13 or 15(d) of the Securities  Exchange Act
of 1934.  Accordingly,  they do not include all of the information and footnotes
required by  accounting  principles  generally  accepted in the United States of
America for complete  financial  statements.  In the opinion of management,  all
adjustments (consisting of normal recurring accruals) considered necessary for a
fair  presentation  have been included.  Operating  results for the three months
ended June 30, 2004,  six months ended  September 30, 2004 and nine months ended
December  31, 2004 are not  necessarily  indicative  of the results  that may be
expected  for the fiscal year ending March 31,  2005.  For further  information,
refer  to  the  financial  statements  and  footnotes  thereto  included  in the
Partnership's  annual  report on Form 10-K for the fiscal  year ended  March 31,
2004.

Organization
------------

WNC Housing Tax Credit Fund VI, L.P., Series 6 a California Limited  Partnership
(the  "Partnership")  was formed  under the laws of the State of  California  on
March 3, 1997 and commenced  operations on August 20, 1998. The  Partnership was
formed to invest  primarily in other limited  partnerships or limited  liability
companies  ("Local  Limited   Partnerships")   which  own  multi-family  housing
complexes ("Housing Complexes") that are eligible for Federal low-income housing
tax credits ("Low Income Housing Tax Credits").  The local general partners (the
"Local   General   Partners")   of  each  Local   Limited   Partnership   retain
responsibility for maintaining, operating and managing the Housing Complexes.

The general partner of the Partnership is WNC & Associates,  Inc. ("Associates")
or (the  "General  Partner").  The chairman  and  president  of  Associates  own
substantially  all of the outstanding  stock of Associates.  The business of the
Partnership is conducted primarily through Associates, as the Partnership has no
employees of its own.

The Partnership shall continue to be in full force and effect until December 31,
2052,  unless  terminated  prior  to  that  date,  pursuant  to the  partnership
agreement or law.

The financial  statements  include only activity relating to the business of the
Partnership,  and do not give  effect to any assets that the  partners  may have
outside of their interests in the Partnership, or to any obligations,  including
income taxes, of the partners.

The Partnership  Agreement authorized the sale of up to 25,000 Partnership Units
of Limited Partnership interest  ("Partnership Units") at $1,000 per Partnership
Unit.  The offering of  Partnership  Units has concluded and 20,500  Partnership
Units, representing subscriptions in the amount of $20,456,595, net of discounts
of  $27,305  for  volume  purchases  and dealer  discounts  of $16,100  had been
accepted. The General Partner has a 1% interest in operating profits and losses,
taxable income and losses,  cash available for distribution from the Partnership
and Low Income  Housing  Tax  Credits of the  Partnership.  The  investors  (the
"Limited  Partners")  will be  allocated  the  remaining  99% of these  items in
proportion to their respective investments.

The  proceeds  from the  disposition  of any of the  Local  Limited  Partnership
properties  will be used  first  to pay  debts  and  other  obligations  per the
respective Local Limited Partnership Agreement. Any remaining proceeds will then
be paid to the  Partnership.  The sale of a Housing  Complex  may be  subject to
other restrictions and obligations.  Accordingly, there can be no assurance that
a Local Limited Partnership will be able to sell its Housing Complex. Even if it
does so, there can be no assurance that any significant  amounts of cash will be
distributed to the  Partnership.  Should such  distributions  occur, the Limited
Partners  will be  entitled  to  receive  distributions  equal to their  capital
contributions  and their  return on  investment  (as defined in the  Partnership
Agreement)  and the General  Partner would then be entitled to receive  proceeds


                            11
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE   1   -   SUMMARY   OF   SIGNIFICANT    ACCOUNTING   POLICIES, continued
-----------------------------------------------------------------------------
equal  to  their capital contributions from the remainder. Any additional sale
or refinancing proceeds will be distributed 99% to the Limited Partners (in
proportion to their respective investments) and 1% to the General Partner.

Risks and Uncertainties
-----------------------
An investment in the  Partnership  and the  Partnership's  investments  in Local
Limited  Partnerships  and their Housing  Complexes are subject to risks.  These
risks may impact the tax benefits of an investment in the  Partnership,  and the
amount of proceeds  available for distribution to the Limited Partners,  if any,
on liquidation of the Partnership's investments. Some of those risks include the
following:

The  Low  Income   Housing  Tax  Credits   rules  are   extremely   complicated.
Noncompliance  with these rules results in the loss of future Low Income Housing
Tax  Credits  and the  fractional  recapture  of Low Income  Housing Tax Credits
already taken. In most cases the annual amount of Low Income Housing Tax Credits
that an  individual  can use is limited to the tax liability due on the person's
last $25,000 of taxable income. The Local Limited  Partnerships may be unable to
sell the Housing  Complexes  at a price which  would  result in the  Partnership
realizing cash distributions or proceeds from the transaction.  Accordingly, the
Partnership  may be unable to distribute any cash to its limited  partners.  Low
Income  Housing Tax Credits may be the only  benefit from an  investment  in the
Partnership.

The Partnership has invested in a limited number of Local Limited  Partnerships.
Such  limited  diversity  means that the  results of  operation  of each  single
Housing  Complex  will have a greater  impact on the  Partnership.  With limited
diversity,   poor   performance   of  one  Housing   Complex  could  impair  the
Partnership's ability to satisfy its investment objectives. Each Housing Complex
is subject to mortgage  indebtedness.  If a Local Limited  Partnership failed to
pay its  mortgage,  it  could  lose  its  Housing  Complex  in  foreclosure.  If
foreclosure  were to occur during the first 15 years,  the loss of any remaining
future Low Income  Housing Tax  Credits,  a  fractional  recapture  of prior Low
Income Housing Tax Credits,  and a loss of the  Partnership's  investment in the
Housing  Complex  would  occur.  The  Partnership  is  a  limited  partner  or a
non-managing  member  of  each  Local  Limited  Partnership.   Accordingly,  the
Partnership  will have very  limited  rights with respect to  management  of the
Local  Limited  Partnerships.  The  Partnership  will rely  totally on the Local
General  Partners.  Neither  the  Partnership's  investments  in  Local  Limited
Partnerships,  nor  the  Local  Limited  Partnerships'  investments  in  Housing
Complexes,  are readily marketable.  To the extent the Housing Complexes receive
government financing or operating subsidies,  they may be subject to one or more
of the  following  risks:  difficulties  in  obtaining  tenants  for the Housing
Complexes;  difficulties  in  obtaining  rent  increases;  limitations  on  cash
distributions;  limitations  on  sales  or  refinancing  of  Housing  Complexes;
limitations on transfers of interests in Local Limited Partnerships; limitations
on removal of Local  General  Partners;  limitations  on subsidy  programs;  and
possible changes in applicable regulations. Uninsured casualties could result in
loss of property and Low Income  Housing Tax Credits and recapture of Low Income
Housing Tax  Credits  previously  taken.  The value of real estate is subject to
risks  from  fluctuating  economic   conditions,   including  employment  rates,
inflation,  tax, environmental,  land use and zoning policies, supply and demand
of similar properties, and neighborhood conditions, among others.

The  ability of Limited  Partners to claim tax losses  from the  Partnership  is
limited.  The IRS may audit the  Partnership or a Local Limited  Partnership and
challenge the tax treatment of tax items.  The amount of Low Income  Housing Tax
Credits and tax losses allocable to the limited partners could be reduced if the
IRS were  successful  in such a  challenge.  The  alternative  minimum tax could
reduce tax benefits from an investment in the  Partnership.  Changes in tax laws
could also impact the tax benefits from an investment in the Partnership  and/or
the value of the Housing Complexes.

No trading  market for the  Partnership  Units exists or is expected to develop.
Limited  Partners  may be unable to sell  their  Partnership  Units  except at a
discount  and  should  consider  their  Partnership  Units  to  be  a  long-term
investment.  Individual  Limited Partners will have no recourse if they disagree
with actions authorized by a vote of the majority of Limited Partners.

                                       12
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------
Exit Strategy
-------------
The IRS  compliance  period for  Low-Income  Housing  Tax Credit  properties  is
generally  15 years from  occupancy  following  construction  or  rehabilitation
completion.  Associates was one of the first in the industry to offer syndicated
investments  using the Low Income Housing Tax Credits.  The initial programs are
completing their compliance  periods. As of December 31, 2004, none of the Local
Limited Partnerships had completed the 15 year compliance period.

With  that in  mind,  the  Partnership  is  continuing  to  review  the  Housing
Complexes,  with special  emphasis on the more mature Housing  Complexes such as
any that have satisfied the IRS compliance  requirements.  The review  considers
many factors, including extended use requirements (such as those due to mortgage
restrictions  or state  compliance  agreements),  the  condition  of the Housing
Complexes, and the tax consequences to the Limited Partners from the sale of the
Housing Complexes.

Upon  identifying  those  Housing  Complexes  with the highest  potential  for a
successful sale, refinancing or syndication,  the Partnership expects to proceed
with  efforts to  liquidate  them.  The  objective  is to  maximize  the Limited
Partners'  return  wherever   possible  and,   ultimately,   to  wind  down  the
Partnership.  Local Limited Partnership interests may be disposed of any time by
the  General  Partner  in its  discretion.  While  liquidation  of  the  Housing
Complexes continues to be evaluated , the dissolution of the Partnership was not
imminent as of December 31, 2004.

As of December 31, 2004 none of the Limited  Partnerships  had  completed the 15
year compliance period.

Method of Accounting for Investments in Local Limited Partnerships
------------------------------------------------------------------
The Partnership accounts for its investments in Local Limited Partnerships using
the equity method of accounting,  whereby the Partnership adjusts its investment
balance for its share of the Local Limited  Partnerships'  results of operations
and for any  contributions  made and  distributions  received.  The  Partnership
reviews the  carrying  amount of an  individual  investment  in a Local  Limited
Partnership for possible  impairment whenever events or changes in circumstances
indicate that the carrying  amount of such  investment  may not be  recoverable.
Recoverability  of such investment is measured by the estimated value derived by
management,  generally  consisting of the sum of the remaining future Low Income
Housing  Tax  Credits  estimated  to be  allocated  to the  Partnership  and the
estimated  residual value to the Partnership.  If an investment is considered to
be impaired, the Partnership reduces the carrying value of its investment in any
such Local Limited  Partnership.  The  accounting  policies of the Local Limited
Partnerships,  generally,  are  expected  to be  consistent  with  those  of the
Partnership.  Costs incurred by the Partnership in acquiring the investments are
capitalized  as part of the  investment  and are being  amortized over 30 years.
(See Note 2)

"Equity in losses of Local Limited  Partnerships"  for each of the periods ended
December 31, 2004, September 30, 2004, June 30, 2004 and 2003, respectively have
been recorded by the Partnership.  Management's  estimate for the three, six and
nine-month  period is based on either actual  unaudited  results reported by the
Local Limited  Partnerships or historical  trends in the operations of the Local
Limited Partnerships.  In subsequent annual financial statements, upon receiving
the actual annual results reported by the Local Limited Partnerships, management
reverses its prior estimate and records the actual results reported by the Local
Limited Partnerships.  Equity in losses of Local Limited Partnerships  allocated
to the Partnership are not recognized to the extent that the investment  balance
would be adjusted  below zero. As soon as the investment  balance  reaches zero,
amortization  of the related costs of acquiring the investment is accelerated to
the extent of losses  available (see Note 2). If the Local Limited  Partnerships
reported net income in future years,  the  Partnership  will resume applying the
equity  method  only after its share of such net income  equals the share of net
losses not recognized during the period(s) the equity method was suspended.

                                       13
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------
The  Partnership  does not  consolidate the accounts and activities of the Local
Limited  Partnerships,  which are considered  Variable  Interest  Entities under
Financial    Accounting   Standards   Board   Interpretation   No.   46-Revised,
"Consolidation  of Variable Interest  Entities",  because the Partnership is not
considered the primary beneficiary.  The Partnership's balance in investments in
Local Limited Partnerships, plus the risk of recapture of tax credits previously
recognized  on such  investments,  represents  the  maximum  exposure to loss in
connection  with such  investments.  The  Partnership's  exposure to loss on the
Local  Limited   Partnerships  is  mitigated  by  the  condition  and  financial
performance of the underlying  Housing  Complexes as well as the strength of the
local  General  Partners  and their  guarantees  against Low Income  Housing Tax
Credit recapture.

Distributions  received from the Local Limited Partnerships are accounted for as
a  reduction  of  the  investment  balance.  Distributions  received  after  the
investment  has reached zero are  recognized  as  distribution  income.  For all
periods  presented,  no investment  accounts in Local Limited  Partnerships  had
reached a zero balance.

Use of Estimates
----------------
The preparation of financial statements in conformity with accounting principles
generally  accepted in the United States of America requires  management to make
estimates  and  assumptions  that  affect  the  reported  amounts  of assets and
liabilities  and disclosure of contingent  assets and liabilities at the date of
the  financial  statements,  and the  reported  amounts of revenues and expenses
during the reporting  period.  Actual results could materially differ from those
estimates.

Cash and Cash Equivalents
-------------------------
The  Partnership  considers  all  highly  liquid  investments  with an  original
maturity of three  months or less when  purchased  to be cash  equivalents.  The
Partnership had no cash equivalents for all periods presented.

Concentration of Credit Risk
----------------------------
At June 30,  2004,  September  30, 2004 and  December  31, 2004 the  Partnership
maintained  cash  balances at certain  financial  institutions  in excess of the
federally  insured  maximum.  The Partnership  believes it is not exposed to any
significant financial risk on cash.

Income Taxes
------------
No provision for income taxes has been  recorded in the financial  statements as
any  liability  and or benefits  for income  taxes flows to the  partners of the
Partnership and is their obligation and/or benefit.  For income tax purposes the
Partnership reports on a calendar year basis.

Net Loss Per Partnership Unit
-----------------------------
Net loss per Partnership  Unit is calculated  pursuant to Statement of Financial
Accounting  Standards No. 128, Earnings Per Share. Net loss per Partnership Unit
includes no dilution  and is computed  by  dividing  loss  allocated  to Limited
Partners by the weighted average number of Partnership Units outstanding  during
the  period.  Calculation  of  diluted  net  loss  per  Partnership  Unit is not
required.

Impairment
-----------
A loss in value from a Local Limited  Partnership other than a temporary decline
is recorded as an  impairment  loss.  Impairment  is measured by  comparing  the
investment  carrying  amount to the sum of the total of the remaining Low Income
Housing Tax Credits  allocated to the fund and the estimated  residual  value of
the investment.

                                     14
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------
Revenue Recognition
-------------------
The  Partnership  is entitled to receive  reporting  fees from the Local Limited
Partnerships.  The  intent  of  the  reporting  fees  is  to  offset  (in  part)
administrative costs incurred by the Partnership in corresponding with the Local
Limited  Partnerships.  Due to the  uncertainty of the collection of these fees,
the Partnership recognizes reporting fees as collections are made.

NOTE 2 - INVESTMENTS IN LOCAL LIMITED PARTNERSHIPS
--------------------------------------------------
As of  period  presented,  the  Partnership  has  acquired  limited  partnership
interests in fifteen Local Limited Partnerships,  each of which owns one Housing
Complex  consisting of an aggregate of 608 apartment units. The respective Local
General  Partners  of the  Local  Limited  Partnerships  manage  the  day to day
operations  of the entities.  Significant  Local  Limited  Partnership  business
decisions, as defined,  require approval from the Partnership.  The Partnership,
as a Limited  Partner,  is generally  entitled to 99%, as specified in the Local
Limited  Partnership  agreements,  of the operating profits and losses,  taxable
income and losses, and Low tax Credits of the Local Limited Partnerships.

A loss in value from a Local Limited  Partnership other than a temporary decline
is recorded as an  impairment  loss.  Impairment  is measured by  comparing  the
investment  carrying  amount to the sum of the total amount of the remaining tax
credits  allocated  to  the  fund  and  the  estimated  residual  value  of  the
investment. Accordingly, the Partnership recorded an impairment loss of $408,644
and $0,  during the three  months  ended June 30,  2004 and 2003,  respectively.
There were no additional  impairment losses for the periods ending September 30,
2004 and 2003 and December 31, 2004 and 2003.

The following is a summary of the equity method  activity of the  investments in
Local Limited Partnerships for the periods presented below:

<TABLE>
<CAPTION>
                                                                  For the Three              For the Year
                                                                   Months Ended                  Ended
                                                                  June 30, 2004             March 31, 2004
                                                              -----------------------      ------------------
<S>                                                          <C>                        <C>
     Investments per balance sheet, beginning of period       $          12,651,097      $       13,562,908
     Impairment loss                                                       (408,644)                (55,384)
     Equity in losses of Local Limited Partnerships                        (264,198)               (790,609)
     Tax credit adjustment                                                        -                 (12,923)
     Distributions received from Local Limited Partnerships                    (500)                 (1,347)
     Amortization of capitalized acquisition fees and
     costs                                                                  (12,887)                (51,548)
                                                                ---------------------      ------------------
     Investments per balance sheet, end of period             $          11,964,868      $       12,651,097
                                                                =====================      ==================

                                                                    For the Six               For the Year
                                                                     Months Ended                  Ended
                                                                September 30, 2004           March 31, 2004
                                                              -----------------------      ------------------

     Investments per balance sheet, beginning of period       $          12,651,097      $       13,562,908
     Impairment loss                                                       (408,644)                (55,384)
     Equity in losses of Local Limited Partnerships                        (528,396)               (790,609)
     Tax credit adjustment                                                        -                 (12,923)
     Distributions received from Local Limited Partnerships                    (500)                 (1,347)
     Amortization of capitalized acquisition fees and
     costs                                                                  (25,774)                (51,548)
                                                                ---------------------      ------------------
     Investments per balance sheet, end of period             $          11,687,783      $       12,651,097
                                                                =====================      ==================
</TABLE>
                                       15
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE 2 - INVESTMENTS IN LOCAL LIMITED PARTNERSHIPS, continued
-------------------------------------------------------------
<TABLE>
<CAPTION>
                                                                   For the Nine              For the Year
                                                                   Months Ended                  Ended
                                                                December 31, 2004           March 31, 2004
                                                              -----------------------      ------------------
<S>                                                          <C>                        <C>
     Investments per balance sheet, beginning of period       $          12,651,097      $       13,562,908
     Impairment loss                                                       (408,644)                (55,384)
     Equity in losses of Local Limited Partnerships                        (792,594)               (790,609)
     Tax credit adjustment                                                        -                 (12,923)
     Distributions received from Local Limited Partnerships                    (500)                 (1,347)
     Amortization of capitalized acquisition fees and
     costs                                                                  (38,661)                (51,548)
                                                                ---------------------      ------------------
     Investments per balance sheet, end of period             $          11,410,698      $       12,651,097
                                                                =====================      ==================
</TABLE>

<TABLE>
<CAPTION>
                                                                        For the Three Months
                                                                               Ended               For the Year Ended
                                                                           June 30, 2004             March 31, 2004
                                                                       -----------------------     --------------------
<S>                                                              <C>                           <C>
Investments in Local Limited Partnerships, net                    $                10,691,491   $           11,364,833
Acquisition fees and costs, net of accumulated amortization of
$272,957 and $260,070                                                               1,273,377                1,286,264
                                                                       -----------------------     --------------------
Investments per balance sheet, end of period                      $                11,964,868   $           12,651,097
                                                                       =======================     ====================
</TABLE>

<TABLE>
<CAPTION>
                                                                         For the Six Months
                                                                               Ended               For the Year Ended
                                                                         September 30, 2004          March 31, 2004
                                                                       -----------------------     --------------------
<S>                                                              <C>                           <C>
Investments in Local Limited Partnerships, net                    $                10,427,293   $           11,364,833
Acquisition fees and costs, net of accumulated amortization of
$285,844 and $260,070                                                               1,260,490                1,286,264
                                                                       -----------------------     --------------------
Investments per balance sheet, end of period                      $                11,687,783   $           12,651,097
                                                                       =======================     ====================
</TABLE>

<TABLE>
<CAPTION>
                                                                        For the Nine Months
                                                                               Ended               For the Year Ended
                                                                         December 31, 2004           March 31, 2004
                                                                       -----------------------     --------------------
<S>                                                              <C>                           <C>
Investments in Local Limited Partnerships, net                    $                10,163,095   $           11,364,833
Acquisition fees and costs, net of accumulated amortization of
$298,731 and $260,070                                                               1,247,603                1,286,264
                                                                       -----------------------     --------------------
Investments per balance sheet, end of period                      $                11,410,698   $           12,651,097
                                                                       =======================     ====================
</TABLE>
                                       16
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE 2 - INVESTMENTS IN LOCAL LIMITED PARTNERSHIPS, continued
-------------------------------------------------------------
Selected financial information for the three months ended June 30, 2004 and 2003
from the unaudited combined condensed financial  statements of the Local Limited
Partnerships in which the Partnership has invested is as follows:

                                COMBINED CONDENSED STATEMENTS OF OPERATIONS
<TABLE>
<CAPTION>
                                                                       2004                       2003
                                                               ----------------------      ------------------
<S>                                                         <C>                         <C>
        Revenues                                             $               730,000     $           736,000
                                                               ----------------------      ------------------
        Expenses:
          Interest expense                                                   167,000                 170,000
          Depreciation and amortization                                      309,000                 313,000
          Operating expenses                                                 524,000                 460,000
                                                               ----------------------      ------------------
            Total expenses                                                 1,000,000                 943,000
                                                               ----------------------      ------------------

        Net loss                                             $              (270,000)     $         (207,000)
                                                               ======================      ==================
                                                             $              (264,000)     $         (206,000)
        Net loss allocable to the Partnership
                                                               ======================      ==================
        Net loss recorded by the Partnership                 $              (264,000)     $         (206,000)
                                                               ======================      ==================
</TABLE>
                                       17
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

Selected  financial  information for the six months ended September 30, 2004 and
2003 from the unaudited  combined  condensed  financial  statements of the Local
Limited Partnerships in which the Partnership has invested is as follows:

                                     COMBINED CONDENSED STATEMENTS OF OPERATIONS
<TABLE>
<CAPTION>
                                                                               2004                    2003
                                                                        -------------------    ---------------------
<S>                                                                  <C>                     <C>
                Revenues                                              $          1,460,000   $            1,473,000
                                                                        -------------------    ---------------------
                Expenses:
                  Interest expense                                                 334,000                  340,000
                  Depreciation and amortization                                    617,000                  626,000
                  Operating expenses                                             1,048,000                  920,000
                                                                        -------------------    ---------------------
                Total expenses                                                   1,999,000                1,886,000
                                                                        -------------------    ---------------------

                Net loss                                              $           (539,000)   $            (413,000)
                                                                        ===================    =====================
                                                                      $           (529,000)   $            (413,000)
                Net loss allocable to the Partnership
                                                                        ===================    =====================
                Net loss recorded by the Partnership                  $           (528,000)   $            (413,000)
                                                                        ===================    =====================
</TABLE>
Selected  financial  information for the nine months ended December 31, 2004 and
2003 from the unaudited  combined  condensed  financial  statements of the Local
Limited Partnerships in which the Partnership has invested is as follows:

                                COMBINED CONDENSED STATEMENTS OF OPERATIONS
<TABLE>
<CAPTION>
                                                                        2004                     2003
                                                               ----------------------      ------------------
<S>                                                         <C>                         <C>
        Revenues                                             $             2,190,000     $         2,231,000
                                                               ----------------------      ------------------
        Expenses:
          Interest expense                                                   500,000                 511,000
          Depreciation and amortization                                      926,000                 939,000
          Operating expenses                                               1,573,000               1,372,000
                                                               ----------------------      ------------------
        Total expenses                                                     2,999,000               2,822,000
                                                               ----------------------      ------------------

        Net loss                                             $              (809,000)    $          (591,000)
                                                               ======================      ==================
                                                             $              (793,000)    $          (590,000)
        Net loss allocable to the Partnership
                                                               ======================      ==================
        Net loss recorded by the Partnership                 $              (793,000)    $          (590,000)
                                                               ======================      ==================
</TABLE>
Certain Local Limited  Partnerships have incurred  significant  operating losses
and/or have  working  capital  deficiencies.  In the event  these Local  Limited
Partnerships continue to incur significant operating losses,  additional capital
contributions  by the  Partnership  and/or  the Local  General  Partners  may be
required  to sustain  the  operations  of such Local  Limited  Partnerships.  If
additional  capital  contributions  are not made  when  they are  required,  the
Partnership's  investment in certain of such Local Limited Partnerships could be
impaired, and the loss and recapture of the related tax credits could occur.

                                       18
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      For the Quarterly Periods Ended June 30, 2004, September 30, 2004 and
                                December 31, 2004
                                   (unaudited)

NOTE 3 - RELATED PARTY TRANSACTIONS
-----------------------------------
Under the terms of the  Partnership  Agreement,  the  Partnership has paid or is
obligated to the General Partner or its affiliates the following fees:

(a)       Annual asset  management  fee. An annual asset  management  fee not to
          exceed 0.2% of the  Invested  Assets of the  Partnership,  as defined.
          "Invested  Assets"  means the sum of the  Partnership's  Investment in
          Local Limited  Partnerships and the  Partnership's  allocable share of
          the amount of the  mortgage  loans on and other debts  related to, the
          Apartment  Complexes owned by such Local Limited  Partnerships.  Asset
          management  fees of $15,973  were  incurred  during  each of the three
          months  ended  June  30,  2004  and  2003.  For the six  months  ended
          September 30, 2004 and 2003, the Partnership incurred asset management
          fees of $31,946 and $31,947, respectively.  Management fees of $47,919
          were incurred  during each of the nine months ended  December 31, 2004
          and 2003. The  Partnership  paid the General Partner or its affiliates
          $13,516 and $10,000 of those fees during the three  months  ended June
          30, 2004 and 2003,  respectively.  For the six months ended  September
          30,  2004  and  2003  the   Partnership   paid  $40,508  and  $30,000,
          respectively.  For the nine months  ended  December 31, 2004 and 2003,
          the Partnership paid $54,064 and $43,516, respectively.

(b)       Subordinated  disposition  fee. A subordinated  disposition  fee is an
          amount equal to 1% of the sales price of real estate sold.  Payment of
          this fee is subordinated to the Limited Partners receiving a preferred
          return of 12% through  December 31, 2008 and 6% thereafter (as defined
          in the  Partnership  Agreement)  and is  payable  only if the  General
          Partner or its  affiliates  render  services in the sales  effort.  No
          disposition fees have been earned and/or paid to the Partnership.

(c)       The  Partnership  reimburses the General Partner or its affiliates for
          operating  expenses  incurred on behalf of the Partnership.  Operating
          expense  reimbursements  were approximately  $16,700 and $0 during the
          three months ended June 30, 2004 and 2003,  respectively.  For the six
          months ended  September 30, 2004 and 2003 the  Partnership  reimbursed
          operating expenses of approximately $18,900 and $17,300, respectively.
          For the nine  months  ended  December  31,  2004 and  2003,  operating
          expense reimbursements were $22,700 and $26,800, respectively.

The accrued fees and expenses due to General Partner and affiliates consisted of
the following at:
<TABLE>
<CAPTION>
                                               June 30, 2004       September 30,         December 31,        March 31, 2004
                                                                        2004                 2004
                                              ----------------    -----------------    -----------------     ---------------
<S>                                       <C>                 <C>                 <C>                    <C>

       Accrued asset management fees       $           55,829  $            44,770  $            47,227   $          53,372
       Expenses paid by the General
       Partners or an affiliates
       on behalf of the
       Partnership                                      8,000                8,026                8,000               8,865
                                              ----------------    -----------------    -----------------     --------------
       Total                               $           63,829  $            52,796  $            55,227   $          62,237
                                              ================    =================    =================     ===============
</TABLE>

The General  Partner and/or its affiliates do not anticipate  that these accrued
fees will be paid in full until such time as capital  reserves  are in excess of
future foreseeable working capital requirements of the Partnership.

NOTE 4 - PAYABLES TO LOCAL LIMITED PARTNERSHIPS
-----------------------------------------------
Payables  to Local  Limited  Partnerships  represent  amounts  which  are due at
various  times based on conditions  specified in the Local  Limited  Partnership
agreements.  These  contributions  are payable in installments and are generally
due  upon  the  Local  Limited  Partnerships  achieving  certain  operating  and
development  benchmarks (generally within two years of the Partnership's initial
investment).

                                       19
<PAGE>

Item 2. Management's  Discussion and Analysis of Financial Condition and Results
of Operations

Forward Looking Statements

With the exception of the  discussion  regarding  historical  information,  this
"Management's  Discussion  and  Analysis of Financial  Condition  and Results of
Operations"  and other  discussions  elsewhere in this Form 10-Q contain forward
looking statements. Such statements are based on current expectations subject to
uncertainties  and other  factors which may involve known and unknown risks that
could  cause  actual  results  of  operations  to differ  materially  from those
projected or implied. Further, certain forward-looking statements are based upon
assumptions about future events which may not prove to be accurate.

Risks and uncertainties  inherent in forward looking statements include, but are
not  limited  to,  our  future  cash  flows and  ability  to  obtain  sufficient
financing, level of operating expenses, conditions in the Low Income Housing Tax
Credit property market and the economy in general, as well as legal proceedings.
Historical  results are not necessarily  indicative of the operating results for
any future period.

Subsequent  written and oral  forward  looking  statements  attributable  to the
Partnership  or persons  acting on its behalf are  expressly  qualified in their
entirety by  cautionary  statements in this Form 10-Q and in other reports filed
with the Securities and Exchange Commission.  The following discussion should be
read in conjunction with the Financial Statements and the Notes thereto included
elsewhere in this filing.

The following discussion and analysis compares the results of operations for the
three  months  ended  June 30,  2004 and 2003,  the three and six  months  ended
September  30, 2004 and 2003,  and the three and nine months ended  December 31,
2004 and 2003, and should be read in conjunction with the condensed consolidated
financial statements and accompanying notes included within this report.

Financial Condition

The  Partnership's  assets at June 30, 2004  consisted  primarily of $634,000 in
cash and aggregate  investments  in the fifteen Local  Limited  Partnerships  of
$11,965,000. Liabilities at June 30, 2004 primarily consisted of $209,000 due to
Local Limited Partnerships,  $64,000 of accrued annual asset management fees and
reimbursement for expenses paid by the General Partner and/or its affiliates and
$15,000 of accrued expenses.

The Partnership's  assets at September 30, 2004 consisted  primarily of $606,000
in cash and aggregate  investments in the fifteen Local Limited  Partnerships of
$11,688,000.  Liabilities at September 30, 2004 primarily  consisted of $209,000
due to Local Limited  Partnerships,  $53,000 of accrued annual asset  management
fees and  reimbursement  for  expenses  paid by the General  Partner  and/or its
affiliates and $18,000 of accrued expenses.

The Partnership's assets at December 31, 2004 consisted primarily of $589,000 in
cash and aggregate  investments  in the fifteen Local  Limited  Partnerships  of
$11,411,000.  Liabilities at December 31, 2004  primarily  consisted of $209,000
due to Local Limited  Partnerships,  $55,000 of accrued annual asset  management
fees and  reimbursement  for  expenses  paid by the General  Partner  and/or its
affiliates and $15,000 of accrued expenses.

Results of Operations

Three Months  Ended June 30, 2004  Compared to Three Months Ended June 30, 2003.
The  Partnership's  net loss  for the  three  months  ended  June  30,  2004 was
$(716,000), reflecting an increase of approximately $(477,000) from the net loss
of $(239,000) for the three months ended June 30, 2003. The increase in net loss
was  primarily  due to the  increase  in  impairment  loss  of  $(409,000).  The
Partnership  used to access  impairment in the fourth quarter and as of June 30,
2004 the  Partnership  access  and  recorded  an  impairment  loss in the  first
quarter,  as such there is an increase in the impairment loss. There was also an
increase  of equity  in  losses  of  limited  partnerships  which  increased  by
$(58,000) to $(264,000) for the three months ended June 30, 2004 from $(206,000)
for the three  months  ended June 30,  2003.  The equity in losses can vary each
year  depending on the  operations  of each of the Local  Limited  Partnerships.
Additionally  the accounting  and legal expenses  increased by $(10,000) for the
three  months  ended June 30, 2004  compared to the three  months ended June 30,
2003 due to a timing issue of accounting work being performed.

                                       20
<PAGE>

Three  Months  Ended  September  30,  2004  Compared to the Three  Months  Ended
September  30,  2003  The  Partnership's  net loss for the  three  months  ended
September  30, 2004 was  $(297,000),  reflecting  an  increase of  approximately
$(63,000) from the net loss of $(234,000)  for the three months ended  September
30,  2003.  There was an  increase  of equity in losses of limited  partnerships
which  increased by $(58,000) to $(264,000) for the three months ended September
30, 2004 from  $(206,000)  for the three months ended  September  30, 2003.  The
equity in losses can vary each year  depending on the  operations of each of the
Local Limited  Partnerships.  Additionally the reporting fee income decreased by
$(20,000)  for the three months ended  September  30, 2004 compared to the three
months ended September 30, 2003 due to the fact that Local Limited  Partnerships
pay the reporting fee to the  Partnership  when the Local Limited  Partnership's
cash flow will allow for the payment.  During the three  months ended  September
30, 2003 there was three Local Limited  Partnerships whose cash flow allowed for
reporting fee income to be paid to the  Partnership.  The  accounting  and legal
expenses  decreased  by $7,000 for the three  months  ended  September  30, 2004
compared to the three months ended  September 30, 2003, as discussed  above with
the June  comparison  the  accounting  expense  difference  is a  timing  issue.
Additionally,  there was a decrease of $7,000 in bad debt  expense for the three
months ended  September  30, 2004 due to an advance  being made during the three
months ended September 30, 2003 and reserved for in the same quarter.  There was
also $1,000 decrease in other expenses.

Six Months Ended  September 30, 2004 Compared to the Six Months Ended  September
30, 2003 The  Partnership's net loss for the six months ended September 30, 2004
was  $(1,013,000),  reflecting an increase of approximately  $(540,000) from the
net loss of $(473,000) for the six months ended September 30, 2003. The increase
in net loss was primarily due to the increase in impairment  loss of $(409,000).
The Partnership  used to access  impairment in the fourth quarter and as of June
30, 2004 the Partnership started accessing and recording  impairment loss in the
first quarter,  as such there is an increase in the impairment  loss.  There was
also an increase of equity in losses of limited  partnerships which increased by
$(115,000)  to  $(528,000)  for the six months  ended  September  30,  2004 from
$(413,000) for the six months ended September 30, 2003. The equity in losses can
vary  each  year  depending  on the  operations  of  each of the  Local  Limited
Partnerships. The reporting fee income decreased by $(19,000) for the six months
ended September 30, 2004 compared to the six months ended September 30, 2003 due
to the  fact  that  Local  Limited  Partnerships  pay the  reporting  fee to the
Partnership  when the Local Limited  Partnership's  cash flow will allow for the
payment.  During the six months ended  September  30, 2003 there was three Local
Limited Partnerships whose cash flow allowed for reporting fee income to be paid
to the  Partnership.  Additionally,  there was a decrease  of $7,000 in bad debt
expense for the six months ended September 30, 2004 due to an advance being made
during the six months  ended  September  30, 2003 and  reserved  for in the same
quarter.  Additionally  the accounting and legal expenses  increased by $(5,000)
for the six months  ended  September  30, 2004  compared to the six months ended
September 30, 2003 due to the timing issue of accounting  work being  performed.
There was also $1,000 decrease in other expenses.

Three Months Ended December 31, 2004 Compared to the Three Months Ended December
31, 2003 The Partnership's net loss for the three months ended December 31, 2004
was $(293,000),  reflecting an increase of approximately  $(85,000) from the net
loss of $(208,000) for the three months ended December 31, 2003. The increase is
largely  due to an increase  of equity in losses of limited  partnerships  which
increased  by $(87,000) to  $(264,000)  for the three months ended  December 31,
2004 from $(177,000) for the three months ended December 31, 2003. The equity in
losses  can vary  each year  depending  on the  operations  of each of the Local
Limited Partnerships.  Additionally,  the asset management expenses decreased by
$2,000 for the three months ended December 31, 2004 compared to the three months
ended  December 31, 2003 due to the fact that each Local Limited  Partnership is
visited  bi-annually  and the  expenses can vary  year-to-year  depending on the
timing of those site visits.

Nine Months Ended  December 31, 2004 Compared to Nine Months Ended  December 31,
2003 The  Partnership's net loss for the nine months ended December 31, 2004 was
$(1,306,000),  reflecting an increase of  approximately  $(625,000) from the net
loss of $(681,000)  for the nine months ended December 31, 2003. The increase in
net loss was primarily due to the increase in impairment loss of $(409,000). The
Partnership  used to access  impairment in the fourth quarter and as of June 30,
2004 the  Partnership  started  accessing and recording  impairment  loss in the
first quarter,  as such there is an increase in the impairment  loss.  There was
also an increase of equity in losses of limited  partnerships which increased by
$(203,000)  to  $(793,000)  for the nine  months  ended  December  31, 2004 from
$(590,000) for the nine months ended December 31, 2003. The equity in losses can
vary  each  year  depending  on the  operations  of  each of the  Local  Limited
Partnerships.  The  reporting  fee income  decreased by  $(21,000)  for the nine
months ended  December 31, 2004  compared to the nine months ended  December 31,
2003 due to the fact that Local  Limited  Partnerships  pay the reporting fee to


                                     21
<PAGE>


the Partnership  when the Local Limited  Partnership's  cash flow will allow for
the  payment.  During the nine months  ended  December  31, 2003 there was three
Local Limited  Partnerships  whose cash flow allowed for reporting fee income to
be paid to the Partnership.  Additionally, there was a decrease of $7,000 in bad
debt expense for the nine months ended December 31, 2004 due to an advance being
made during the nine months ended December 31, 2003 and reserved for in the same
quarter.  The accounting  and legal expenses  increased by $(5,000) for the nine
months ended  December 31, 2004  compared to the nine months ended  December 31,
2003 due to the timing issue of accounting work being performed.  There was also
$2,000  decrease  in  other  expenses  along  with a  $3,000  decrease  in asset
management expenses.  Interest income decreased by approximately $(1,000) due to
the Partnerships cash balances decreasing.

Cash Flows

Three  Months  Ended June 30, 2004  Compared to Three Months Ended June 30, 2003
Net cash used  during  the  three  months  ended  June 30,  2004 was  $(26,000),
compared  to net cash  used  during  the three  months  ended  June 30,  2003 of
$(6,000),  reflecting a change of $(20,000).  This change was primarily due to a
$(19,000)  increase in cash used for operating  activities  primarily due to the
change in accrued  fees and  expensed  due to  General  Partner  and  affiliates
decreased by $(11,000),  which represents an increase in the amount of cash paid
to reimburse the General partner for expenses it paid on the Partnerships behalf
along with accrued  asset  management  fees paid.  There was also an  additional
$(6,000) of expenses  incurred  during the three months ended June 30, 2004 that
was reimbursed.  There was also an increase of $3,000 in accrued  expenses which
represented  accounting  fees  accrued  but not yet paid.  The cash  provided by
investing  activities  decreased by $(1,000) due to a decrease in  distributions
received Local Limited Partnerships.

Six Months Ended  September 30, 2004 Compared to Six Months Ended  September 30,
2003 Net cash used during the six months ended September 30, 2004 was $(54,000),
compared  to net cash used  during the six months  ended  September  30, 2003 of
$(21,000),  reflecting a change of $(33,000). This change was primarily due to a
$(32,000)  increase in cash used for operating  activities  primarily due to the
change in accrued  fees and  expensed  due to  General  Partner  and  affiliates
decreased by $(15,000),  which represents an increase in the amount of cash paid
to reimburse the General partner for expenses it paid on the Partnerships behalf
along  with  accrued  asset  management  fees  paid.  The  reporting  fee income
decreased  by  $(19,000)  which  contributed  to the  increase  in cash  used in
operating  activities.  There was also an increase of $6,000 in accrued expenses
which represented accounting fees accrued but not yet paid. The cash provided by
investing  activities  decreased by $(1,000) due to a decrease in  distributions
received Local Limited Partnerships.

Nine Months Ended  December 31, 2004 Compared to Nine Months Ended  December 31,
2003 Net cash used during the nine months ended December 31, 2004 was $(71,000),
compared  to net cash used  during the nine months  ended  December  31, 2003 of
$(61,000),  reflecting a change of $(10,000). This change was due to a $(32,000)
increase in cash used for  operating  activities  primarily due to the change in
accrued  fees and expensed due to General  Partner and  affiliates  decreased by
$(13,000),  which represents an increase in the amount of cash paid to reimburse
the General partner for expenses it paid on the  Partnerships  behalf along with
accrued  asset  management  fees paid.  There was also an  increase of $3,000 in
accrued expenses which represented accounting fees accrued but not yet paid. The
reporting fee income decreased by $(21,000) which contributed to the increase in
cash used in operating  activities.  During the nine months  ended  December 31,
2004 the cash provided by investing  activities was $1,000  compared to the cash
used for the nine months ended December 31, 2003 of $(22,000) the difference was
largely due to a note payable to a Local Limited Partnership was paid during the
nine months  ended  December 31, 2003  compared to no payments to Local  Limited
Partnerships for the nine months ended December 31, 2004.

The Partnership  expects its future cash flows,  together with its net available
assets at December 31, 2004, to be sufficient to meet all currently  foreseeable
future cash  requirements.  This  excludes  amounts  owed to  Associates  by the
Partnership.

Item 3. Quantitative and Qualitative Disclosures About Market Risk

         NOT APPLICABLE

Item 4.  Controls and Procedures

          As of the end of the period covered by this report,  the Partnership's
          General Partner,  under the supervision and with the  participation of
          the Chief Executive  Officer and Chief Financial Officer of Associates


                                       22
<PAGE>

           carried  out  an evaluation  of  the   effectiveness  of  the  Fund's
          "disclosure controls and procedures" as defined in Securities Exchange
          Act of 1934 Rule  13a-15 and  15d-15.  Based on that  evaluation,  the
          Chief  Executive  Officer and Chief  Financial  Officer have concluded
          that  as of  the  end  of the  period  covered  by  this  report,  the
          Partnership's  disclosure  controls and  procedures  were adequate and
          effective in timely alerting them to material  information relating to
          the Partnership required to be included in the Partnership's  periodic
          SEC filings.


          Changes  in   internal   controls.   There  were  no  changes  in  the
          Partnership's  internal control over financial reporting that occurred
          during  the  quarters  ended June 30,  2004,  September  30,  2004 and
          December 31, 2004 that materially  affected,  or are reasonably likely
          to  materially  affect,   the  Partnership's   internal  control  over
          financial reporting.

Part II. Other Information

Item 1.  Legal Proceedings

         NONE

Item 2.  Unregistered Sales of Equity Securities and Use of Proceeds

         NONE

Item 3.  Defaults Upon Senior Securities

         NONE

Item 4.  Submission of Matters to a Vote of Security Holders

         NONE

Item 5.  Other Information

         NONE

                                       23
<PAGE>

Item 6.   Exhibits

31.1      Certification  of the  Principal  Executive  Officer  pursuant to Rule
          13a-14  and  15d-14,  as  adopted  pursuant  to  section  312  of  the
          Sarbanes-Oxley Act of 2003. (filed herewith)

31.2       Certification  of the  Principal  Financial  Officer  pursuant toRule
          13a-14  and  15d-14,  as  adopted  pursuant  to  section  312  of  the
          Sarbanes-Oxley Act of 2003. (filed herewith)

32.1      Section 1350  Certification  of the Chief  Executive  Officer.  (filed
          herewith)

32.2      Section 1350  Certification  of the Chief  Financial  Officer.  (filed
          herewith)


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

WNC HOUSING TAX CREDITS VI, L.P., SERIES 6


By:  WNC & ASSOCIATES, INC.                 General Partner





By: /s/ Wilfred N. Cooper, Jr.
------------------------------

Wilfred N. Cooper, Jr.
President and Chief Executive Officer of WNC & Associates, Inc.

Date: February 15, 2008





By:  /s/ Thomas J. Riha
-----------------------

Thomas J. Riha
Senior Vice-President - Chief Financial Officer of WNC & Associates, Inc.

Date: February 15, 2008

                                       24