<PAGE>

                                    FORM 10-Q

                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

 (Mark One)

   |X| QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

                  For the quarterly period ended June 30, 2006
                For the quarterly period ended September 30, 2006
                For the quarterly period ended December 31, 2006

                                       OR

   | | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

             For the transition period from ________ to ___________

                        Commission file number: 000-26869


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

          California                                             33-0761578
(State or other jurisdiction of                               (I.R.S. Employer
 incorporation or organization)                              Identification No.)


                     17782 Sky Park Circle, Irvine, CA 92614
                   ( Address of principle executive offices )

                                 (714) 622-5565
                              ( Telephone Number )

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.

Yes  [ ]        No       [X]

Indicate by check mark whether the registrant is an accelerated filer (as
defined in rule 12b-2 of the Exchange Act).

Yes  [ ]        No       [X]

Indicate by check mark whether the registrant is a large accelerated filer, an
accelerated filer, or a non-accelerated filer. See definition of accelerated
filer and large accelerated filer in Rule 12b-2 of the Exchange Act. (Check
one):

Large accelerated filer ___Accelerated filer ___Non-accelerated filer  [X]

Indicate by check mark whether the registrant is a shell company (as defined in
Rule 12b-2 of the Exchange Act).

Yes  [ ]        No       [X]

<PAGE>
<TABLE>
<S>     <C>

                           WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                                 (A CALIFORNIA LIMITED PARTNERSHIP)

                                         INDEX TO FORM 10-Q

                  FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006
                                        AND DECEMBER 31, 2006


PART I. FINANCIAL INFORMATION

     Item 1. Financial Statements

     Balance Sheets
           As of June 30, 2006, September 30, 2006, December 31, 2006 and March 31, 2006...........3

     Statements of Operations
              For the Three Months Ended June 30, 2006 and 2005....................................4
              For the Three and Six Months Ended September 30, 2006 and 2005.......................5
              For the Three and Nine Months Ended December 31, 2006 and 2005.......................6

     Statement of Partners' Equity (Deficit)
              For the Three Months Ended June 30, 2006 ............................................7
              For the Six Months Ended September 30, 2006 .........................................7
              For the Nine Months Ended December 31, 2006 .........................................7

     Statements of Cash Flows
              For the Three Months Ended June 30, 2006 and 2005....................................8
              For the Six Months Ended September 30, 2006 and 2005.................................9
              For the Nine Months Ended December 31, 2006 and 2005................................10

        Notes to Financial Statements.............................................................11

        Item 2. Management's Discussion and Analysis of Financial
                Condition and Results of Operations...............................................21

        Item 3. Quantitative and Qualitative Disclosures About Market Risk........................23

        Item 4. Controls and Procedures  .........................................................23

PART II. OTHER INFORMATION

     Item 1. Legal Proceedings....................................................................24

     Item 2.  Unregistered Sales of Equity Securities and Use of Proceeds.........................24

     Item 3.  Defaults Upon Senior Securities.....................................................24

     Item 4.  Submission of Matters to a Vote of Security Holders.................................24

     Item 5.  Other Information...................................................................24

     Item 6. Exhibits.............................................................................24

     Signatures...................................................................................25
</TABLE>

                                                 2
<PAGE>
<TABLE>

                                          WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                                                (A California Limited Partnership)

                                                          BALANCE SHEETS
                                                            (UNAUDITED)

                                                                    JUNE 30,       SEPTEMBER 30,      DECEMBER 31,       MARCH 31,
                                                                      2006              2006              2006             2006
                                                                  -----------       -----------       -----------       -----------
<S>                                                               <C>               <C>               <C>               <C>
ASSETS

Cash and cash equivalents                                         $   336,826       $   311,615       $   297,003       $   349,942

Investments in Local Limited Partnerships, net (Note 2)             7,886,240         7,662,502         7,431,064         9,162,119
Other assets                                                              160               160               160               160
                                                                  -----------       -----------       -----------       -----------

Total Assets                                                      $ 8,223,226       $ 7,974,277       $ 7,728,227       $ 9,512,221
                                                                  ===========       ===========       ===========       ===========

LIABILITIES AND PARTNERS' EQUITY (DEFICIT)

Liabilities:

  Payables to Local Limited Partnership (Note 4)                  $    52,570       $    52,570       $    52,570       $    52,570

  Accrued fees and expenses due to

    General Partner and affiliates (Note 3)                            84,718            68,998            70,795            81,478
                                                                  -----------       -----------       -----------       -----------

Total liabilities                                                     137,288           121,568           123,365           134,048
                                                                  -----------       -----------       -----------       -----------

Partners' equity (deficit):
  General Partner                                                    (123,619)         (125,952)         (128,430)         (110,697)
  Limited Partners (25,000 Partnership Units authorized;
    20,500 Partnership Units issued and outstanding)                8,209,557         7,978,661         7,733,292         9,488,870
                                                                  -----------       -----------       -----------       -----------

                 Total Partners' Equity                             8,085,938         7,852,709         7,604,862         9,378,173
                                                                  -----------       -----------       -----------       -----------
                      Total Liabilities and Partners' Equity      $ 8,223,226       $ 7,974,277       $ 7,728,227       $ 9,512,221
                                                                  ===========       ===========       ===========       ===========


                                          See accompanying notes to financial statements

                                                                3
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                            STATEMENTS OF OPERATIONS
                FOR THE THREE MONTHS ENDED JUNE 30, 2006 AND 2005
                                   (UNAUDITED)


                                                    2006                2005
                                                -----------         -----------
                                                THREE MONTHS        THREE MONTHS
                                                -----------         -----------
Reporting fee                                   $        --         $       750

Operating expenses:
  Amortization (Note 2)                              12,127              12,127
  Asset management fees (Note 3)                     15,973              15,973
  Impairment loss                                 1,054,872           1,010,154
  Legal and accounting fees                             234                  --
  Other                                                 549               1,460
                                                -----------         -----------

    Total operating expenses                      1,083,755           1,039,714
                                                -----------         -----------

Loss from operations                             (1,083,755)         (1,038,964)

Equity in losses of Local
 Limited Partnerships (Note 2)                     (208,880)           (238,918)

Interest income                                         400                 521
                                                -----------         -----------

Net loss                                        $(1,292,235)        $(1,277,361)
                                                ===========         ===========

Net loss allocated to:
  General Partner                               $   (12,922)        $   (12,774)
                                                ===========         ===========

  Limited Partners                              $(1,279,313)        $(1,264,587)
                                                ===========         ===========

Net loss per
  Partnership  Unit                             $       (62)        $       (62)
                                                ===========         ===========

Outstanding weighted
  Partnership  Units                                 20,500              20,500
                                                ===========         ===========

                 See accompanying notes to financial statements

                                       4
<PAGE>

                                WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                                      (A California Limited Partnership)

                                           STATEMENTS OF OPERATIONS
                                   FOR THE THREE MONTHS AND SIX MONTHS ENDED
                                          SEPTEMBER 30, 2006 AND 2005
                                                  (UNAUDITED)


                                                  2006                                2005
                                      -----------------------------       -----------------------------
                                         THREE              SIX              THREE              SIX
                                         MONTHS            MONTHS            MONTHS            MONTHS
                                      -----------       -----------       -----------       -----------

Reporting fees                        $     7,883       $     7,883       $     8,500       $     9,250
Distribution income                            79                79                --                --
                                      -----------       -----------       -----------       -----------
Total operating income                      7,962             7,962             8,500             9,250
Operating expenses:
  Amortization (Note 2)                    12,127            24,254            12,127            24,254
  Asset management fees (Note 3)           15,973            31,946            15,973            31,946
  Impairment loss (Note 2)                     --         1,054,872                --         1,010,154
  Legal and accounting Fees                 2,625             2,859               198               198
  Asset management expenses                   459               767             1,017             1,017
  Other                                     1,487             1,728               108             1,568
                                      -----------       -----------       -----------       -----------

    Total operating expenses               32,671         1,116,426            29,423         1,069,137
                                      -----------       -----------       -----------       -----------

Loss from operations                      (24,709)       (1,108,464)          (20,923)       (1,059,887)

Equity in losses of Local
 Limited Partnerships (Note 2)           (208,880)         (417,760)         (204,701)         (443,619)

Interest income                               360               760               498             1,019
                                      -----------       -----------       -----------       -----------
Net loss                              $  (233,229)      $(1,525,464)      $  (225,126)      $(1,502,487)
                                      ===========       ===========       ===========       ===========

Net loss allocated to:
  General Partner                     $    (2,332)      $   (15,255)      $    (2,251)      $   (15,025)
                                      ===========       ===========       ===========       ===========

  Limited Partners                    $  (230,897)      $(1,510,209)      $  (222,875)      $(1,487,462)
                                      ===========       ===========       ===========       ===========

Net loss per
  Partnership Unit                    $       (11)      $       (74)      $       (11)      $       (73)
                                      ===========       ===========       ===========       ===========

Outstanding weighted
  Partnership Units                        20,500            20,500            20,500            20,500
                                      ===========       ===========       ===========       ===========

                                See accompanying notes to financial statements

                                                      5
<PAGE>

                           WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                                 (A California Limited Partnership)

                                      STATEMENTS OF OPERATIONS
                FOR THE THREE MONTHS AND NINE MONTHS ENDED DECEMBER 31, 2006 AND 2005
                                             (UNAUDITED)


                                                2006                                2005
                                    -----------------------------       -----------------------------
                                        THREE             NINE             THREE              NINE
                                       MONTHS            MONTHS            MONTHS            MONTHS
                                    -----------       -----------       -----------       -----------

Reporting fees                      $        --       $     7,883       $        --       $     9,250
Distribution income                          --                79                --                --
                                    -----------       -----------       -----------       -----------
Total operating income                       --             7,962                --             9,250
Operating expenses:
  Amortization (Note 2)                  12,127            36,381            12,127            36,381
  Asset management fees
    (Note 3)                             15,973            47,919            15,973            47,919
  Impairment loss (Note 2)                   --         1,054,872                --         1,010,154
  Legal and accounting fees                 108             2,967             5,000             5,198
  Bad debt expense                           --                --            11,416            11,416
  Asset management expenses                  --               767               473             1,490
  Other                                     686             2,414               449             2,017
                                    -----------       -----------       -----------       -----------

    Total operating expenses             28,894         1,145,320            45,438         1,114,575
                                    -----------       -----------       -----------       -----------

Loss from operations                    (28,894)       (1,137,358)          (45,438)       (1,105,325)

Equity in losses of Local
 Limited Partnerships (Note 2)         (219,311)         (637,071)         (204,701)         (648,320)

Interest income                             358             1,118               465             1,484
                                    -----------       -----------       -----------       -----------

Net loss                            $  (247,847)      $(1,773,311)      $  (249,674)      $(1,752,161)
                                    ===========       ===========       ===========       ===========

Net loss allocated to:
  General Partner                   $    (2,478)      $   (17,733)      $    (2,497)      $   (17,522)
                                    ===========       ===========       ===========       ===========

  Limited Partners                  $  (245,369)      $(1,755,578)      $  (247,177)      $(1,734,639)
                                    ===========       ===========       ===========       ===========

Net loss per
  Partnerships Units                $       (12)      $       (86)      $       (12)      $       (85)
                                    ===========       ===========       ===========       ===========

Outstanding weighted
  Partnership Units                      20,500            20,500            20,500            20,500
                                    ===========       ===========       ===========       ===========

                           See accompanying notes to financial statements

                                                 6
<PAGE>

                           WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                                 (A California Limited Partnership)

                                   STATEMENTS OF PARTNERS' EQUITY
            FOR THE THREE MONTHS ENDED JUNE 30, 2006, SIX MONTHS ENDED SEPTEMBER 30, 2006
                               AND NINE MONTHS ENDED DECEMBER 31, 2006
                                             (UNAUDITED)


                              FOR THE THREE MONTHS ENDED JUNE 30, 2006
                                                     GENERAL           LIMITED
                                                     PARTNER           PARTNERS             TOTAL
                                                   -----------       -----------       -----------

Partners' equity (deficit) at March 31, 2006       $  (110,697)      $ 9,488,870       $ 9,378,173

Net loss                                               (12,922)       (1,279,313)       (1,292,235)
                                                   -----------       -----------       -----------

Partners' equity (deficit) at June 30, 2006        $  (123,619)      $ 8,209,557       $ 8,085,938
                                                   ===========       ===========       ===========



                             FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2006
                                                     GENERAL           LIMITED
                                                     PARTNER           PARTNERS             TOTAL
                                                   -----------       -----------       -----------

Partners' equity (deficit) at March 31, 2006       $  (110,697)      $ 9,488,870       $ 9,378,173

Net loss                                               (15,255)       (1,510,209)       (1,525,464)
                                                   -----------       -----------       -----------

Partners' equity (deficit) at September 30, 2006   $  (125,952)      $ 7,978,661       $ 7,852,709
                                                   ===========       ===========       ===========



                             FOR THE NINE MONTHS ENDED DECEMBER 31, 2006
                                                     GENERAL           LIMITED
                                                     PARTNER           PARTNERS             TOTAL
                                                   -----------       -----------       -----------

Partners' equity (deficit) at March 31, 2006       $  (110,697)      $ 9,488,870       $ 9,378,173

Net loss                                               (17,733)       (1,755,578)       (1,773,311)
                                                   -----------       -----------       -----------

Partners' equity (deficit) at December 31, 2006    $  (128,430)      $ 7,733,292       $ 7,604,862
                                                   ===========       ===========       ===========

                           See accompanying notes to financial statements

                                                 7
<PAGE>

                      WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                            (A California Limited Partnership)

                                 STATEMENTS OF CASH FLOWS
                     FOR THE THREE MONTHS ENDED JUNE 30, 2006 AND 2005
                                        (UNAUDITED)

                                                               2006               2005
                                                            -----------       -----------
Cash flows from operating activities:
  Net loss                                                  $(1,292,235)      $(1,277,361)
    Adjustments to reconcile net loss to net
      cash used in operating activities:
        Amortization                                             12,127            12,127
        Equity in losses of Local Limited Partnerships          208,880           238,918
        Impairment loss                                       1,054,872         1,010,154
        Change in accrued  fees and expenses due to
           General Partner and affiliates                         3,240           (14,702)
                                                            -----------       -----------
        Net cash used in operating activities                   (13,116)          (30,864)
                                                            -----------       -----------

Cash flows from investing activities:

Distributions received from Local Limited Partnerships               --                --
                                                            -----------       -----------

Net decrease in cash and cash equivalents                       (13,116)          (30,864)

Cash and cash equivalents, beginning of period                  349,942           433,376
                                                            -----------       -----------

Cash and cash equivalents, end of period                    $   336,826       $   402,512
                                                            ===========       ===========

SUPPLEMENTAL DISCLOSURE OF CASH FLOW
   INFORMATION:

   Taxes paid                                               $        --       $        --
                                                            ===========       ===========

                      See accompanying notes to financial statements

                                             8
<PAGE>

                           WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                                 (A California Limited Partnership)

                                      STATEMENTS OF CASH FLOWS
                        FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2006 AND 2005
                                             (UNAUDITED)

                                                                       2006              2005
                                                                   -----------       -----------
Cash flows from operating activities:
  Net loss                                                         $(1,525,464)      $(1,502,487)
    Adjustments to reconcile net loss to net
      cash used in operating activities:
        Amortization                                                    24,254            24,254
        Equity in losses of Local Limited Partnerships                 417,760           443,619
        Impairment loss                                              1,054,872         1,010,154
        Advances to Local Limited Partnerships                              --           (11,416)
        Write off of advances to Local Limited Partnerships                 --            11,416
        Change in accrued  fees and expenses due to
           General Partner and affiliates                              (12,480)          (13,036)
                                                                   -----------       -----------
        Net cash used in operating activities                          (41,058)          (37,496)
                                                                   -----------       -----------

Cash flows from investing activities:

       Distributions received from Local Limited Partnerships            2,731             2,731
                                                                   -----------       -----------

Net cash provided by investing activities                                2,731             2,731
                                                                   -----------       -----------

Net decrease in cash and cash equivalents                              (38,327)          (34,765)

Cash and cash equivalents, beginning of period                         349,942           433,376
                                                                   -----------       -----------

Cash and cash equivalents, end of period                           $   311,615       $   398,611
                                                                   ===========       ===========

SUPPLEMENTAL DISCLOSURE OF CASH FLOW
   INFORMATION:

   Taxes paid                                                      $        --       $        --
                                                                   ===========       ===========

                                See accompanying notes to financial statements

                                                 9
<PAGE>

                           WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                                 (A California Limited Partnership)

                                      STATEMENTS OF CASH FLOWS
                        FOR THE NINE MONTHS ENDED DECEMBER 31, 2006 AND 2005
                                             (UNAUDITED)

                                                                      2006              2005
                                                                  -----------       -----------
Cash flows from operating activities:
  Net loss                                                        $(1,773,311)      $(1,752,161)
    Adjustments to reconcile net loss to net
      cash (used in) operating activities:
        Amortization                                                   36,381            36,381
        Equity in losses of Local Limited Partnerships                637,071           648,320
        Impairment loss                                             1,054,872         1,010,154
        Advances to Local Limited Partnerships                             --           (11,416)
        Write off of advances to Local Limited Partnerships                --            11,416
        Change in accrued expenses                                         --           (10,000)
        Change in accrued  fees and expenses due to
           General Partner and affiliates                             (10,683)           (9,248)
                                                                  -----------       -----------
        Net cash used in operating activities                         (55,670)          (76,554)
                                                                  -----------       -----------

Cash flows from investing activities:

      Distributions received from Local Limited Partnerships            2,731             2,731
                                                                  -----------       -----------

Net cash provided by investing activities                               2,731             2,731
                                                                  -----------       -----------

Net decrease in cash  and cash equivalents                            (52,939)          (73,823)

Cash and cash equivalents, beginning of period                        349,942           433,376
                                                                  -----------       -----------

Cash and cash equivalents, end of period                          $   297,003       $   359,553
                                                                  ===========       ===========

SUPPLEMENTAL DISCLOSURE OF CASH FLOW
   INFORMATION:

   Taxes paid                                                     $        --       $        --
                                                                  ===========       ===========

                                See accompanying notes to financial statements

                                                   10
</TABLE>
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
---------------------------------------------------

General
-------

The accompanying condensed unaudited financial statements have been prepared in
accordance with accounting principles generally accepted in the United States of
America for interim financial information and with the instructions to Form 10-Q
for quarterly reports under Section 13 or 15(d) of the Securities Exchange Act
of 1934. Accordingly, they do not include all of the information and footnotes
required by accounting principles generally accepted in the United States of
America for complete financial statements. In the opinion of management, all
adjustments (consisting of normal recurring accruals) considered necessary for a
fair presentation have been included. Operating results for the three months
ended June 30, 2006, six months ended September 30, 2006 and nine months ended
December 31, 2006 are not necessarily indicative of the results that may be
expected for the fiscal year ending March 31, 2007. For further information,
refer to the financial statements and footnotes thereto included in the
Partnership's annual report on Form 10-K for the fiscal year ended March 31,
2006.

Organization
------------

WNC Housing Tax Credit Fund VI, L.P., Series 6 is a California Limited
Partnership (the "Partnership") formed under the laws of the State of California
on March 3, 1997 and commenced operations on August 20, 1998. The Partnership
was formed to invest primarily in other limited partnerships or limited
liability companies ("Local Limited Partnerships") which own and operate
multi-family housing complexes ("Housing Complexes") that are eligible for
Federal low-income housing tax credits ("Low Income Housing Tax Credits"). The
local general partners (the "Local General Partners") of each Local Limited
Partnership retain responsibility for maintaining, operating and managing the
Housing Complexes.

The general partner of the Partnership is WNC & Associates, Inc. ("Associates")
or (the "General Partner"). The chairman and president of Associates own
substantially all of the outstanding stock of Associates. The business of the
Partnership is conducted primarily through Associates, as the Partnership has no
employees of its own.

The Partnership shall continue in full force and effect until December 31, 2052,
unless terminated prior to that date, pursuant to the partnership agreement or
law.

The financial statements include only activity relating to the business of the
Partnership, and do not give effect to any assets that the partners may have
outside of their interests in the Partnership, or to any obligations, including
income taxes, of the partners.

The Partnership Agreement authorized the sale of up to 25,000 Partnership Units
of Limited Partnership interest ("Partnership Units) at $1,000 per Partnership
Unit. The offering of Partnership Units has concluded and 20,500 Partnership
Units, representing subscriptions in the amount of $20,456,595, net of discounts
of $27,305 for volume purchases and dealer discounts of $16,100 had been
accepted. The General Partner has a 1% interest in operating profits and losses,
taxable income and losses, cash available for distribution from the Partnership
and Low Income Housing Tax Credits of the Partnership. The investors (the
"limited partners") will be allocated the remaining 99% of these items in
proportion to their respective investments.

The proceeds from the disposition of any of the Local Limited Partnership
properties will be used first to pay debts and other obligations per the
respective Local Limited Partnership Agreement. Any remaining proceeds will then
be paid to the Partnership. The sale of a Housing Complex may be subject to
other restrictions and obligations. Accordingly, there can be no assurance that
a Local Limited Partnership will be able to sell its Housing Complex. Even if it
does so, there can be no assurance that any significant amounts of cash will be
distributed to the Partnership. Should such distributions occur, the Limited
Partners will be entitled to receive distributions equal to their capital
contributions and their return on investment (as defined in the Partnership


                                       11
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED
--------------------------------------------------------------


Agreement) and the General Partner would then be entitled to receive proceeds
equal to their capital contributions from the remainder. Any additional sale or
refinancing proceeds will be distributed 99% to the Limited Partners (in
proportion to their respective investments) and 1% to the General Partner.

Risks and Uncertainties
-----------------------

An investment in the Partnership and the Partnership's investments in Local
Limited Partnerships and their Housing Complexes are subject to risks. These
risks may impact the tax benefits of an investment in the Partnership, and the
amount of proceeds available for distribution to the Limited Partners, if any,
on liquidation of the Partnership's investments. Some of those risks include the
following:

The Low Income Housing Tax Credits rules are extremely complicated.
Noncompliance with these rules results in the loss of future Low Income Housing
Tax Credits and the fractional recapture of Low Income Housing Tax Credits
already taken. In most cases the annual amount of Low Income Housing Tax Credits
that an individual can use is limited to the tax liability due on the person's
last $25,000 of taxable income. The Local Limited Partnerships may be unable to
sell the Housing Complexes at a price which would result in the Partnership
realizing cash distributions or proceeds from the transaction. Accordingly, the
Partnership may be unable to distribute any cash to its limited partners. Low
Income Housing Tax Credits may be the only benefit from an investment in the
Partnership.

The Partnership has invested in a limited number of Local Limited Partnerships.
Such limited diversity means that the results of operation of each single
Housing Complex will have a greater impact on the Partnership. With limited
diversity, poor performance of one Housing Complex could impair the
Partnership's ability to satisfy its investment objectives. Each Housing Complex
is subject to mortgage indebtedness. If a Local Limited Partnership failed to
pay its mortgage, it could lose its Housing Complex in foreclosure. If
foreclosure were to occur during the first 15 years, the loss of any remaining
future Low Income Housing Tax Credits, a fractional recapture of prior Low
Income Housing Tax Credits, and a loss of the Partnership's investment in the
Housing Complex would occur. The Partnership is a limited partner or a
non-managing member of each Local Limited Partnership. Accordingly, the
Partnership will have very limited rights with respect to management of the
Local Limited Partnerships. The Partnership will rely totally on the Local
General Partners. Neither the Partnership's investments in Local Limited
Partnerships, nor the Local Limited Partnerships' investments in Housing
Complexes, are readily marketable. To the extent the Housing Complexes receive
government financing or operating subsidies, they may be subject to one or more
of the following risks: difficulties in obtaining tenants for the Housing
Complexes; difficulties in obtaining rent increases; limitations on cash
distributions; limitations on sales or refinancing of Housing Complexes;
limitations on transfers of interests in Local Limited Partnerships; limitations
on removal of Local General Partners; limitations on subsidy programs; and
possible changes in applicable regulations. Uninsured casualties could result in
loss of property and Low Income Housing Tax Credits and recapture of Low Income
Housing Tax Credits previously taken. The value of real estate is subject to
risks from fluctuating economic conditions, including employment rates,
inflation, tax, environmental, land use and zoning policies, supply and demand
of similar properties, and neighborhood conditions, among others.

The ability of Limited Partners to claim tax losses from the Partnership is
limited. The IRS may audit the Partnership or a Local Limited Partnership and
challenge the tax treatment of tax items. The amount of Low Income Housing Tax
Credits and tax losses allocable to the limited partners could be reduced if the
IRS were successful in such a challenge. The alternative minimum tax could
reduce tax benefits from an investment in the Partnership. Changes in tax laws
could also impact the tax benefits from an investment in the Partnership and/or
the value of the Housing Complexes.

No trading market for the Partnership Units exists or is expected to develop.
Limited Partners may be unable to sell their Partnership Units except at a
discount and should consider their Partnership Units to be a long-term
investment. Individual Limited Partners will have no recourse if they disagree
with actions authorized by a vote of the majority of Limited Partners.


                                       12
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED
--------------------------------------------------------------

Exit Strategy
-------------

The IRS compliance period for Low-Income Housing Tax Credit properties is
generally 15 years from occupancy following construction or rehabilitation
completion. Associates was one of the first in the industry to offer syndicated
investments using the Low Income Housing Tax Credits. The initial programs are
completing their compliance periods. As of December 31, 2006, none of the Local
Limited Partnerships had completed the 15 year compliance period.

With that in mind, the Partnership is continuing to review the Housing
Complexes, with special emphasis on the more mature Housing Complexes such as
any that have satisfied the IRS compliance requirements. The review considers
many factors, including extended use requirements (such as those due to mortgage
restrictions or state compliance agreements), the condition of the Housing
Complexes, and the tax consequences to the Limited Partners from the sale of the
Housing Complexes.

Upon identifying those Housing Complexes with the highest potential for a
successful sale, refinancing or syndication, the Partnership expects to proceed
with efforts to liquidate them. The objective is to maximize the Limited
Partners' return wherever possible and, ultimately, to wind down the
Partnership. Local Limited Partnership interests may be disposed of any time by
the General Partner in its discretion. While liquidation of the Housing
Complexes continues to be evaluated , the dissolution of the Partnership was not
imminent as of December 31, 2006 .

Method of Accounting for Investments in Local Limited Partnerships
------------------------------------------------------------------

The Partnership accounts for its investments in Local Limited Partnerships using
the equity method of accounting, whereby the Partnership adjusts its investment
balance for its share of the Local Limited Partnerships' results of operations
and for any contributions made and distributions received. The Partnership
reviews the carrying amount of an individual investment in a Local Limited
Partnership for possible impairment whenever events or changes in circumstances
indicate that the carrying amount of such investment may not be recoverable.
Recoverability of such investment is measured by the estimated value derived by
management, generally consisting of the sum of the remaining future Low Income
Housing Tax Credits estimated to be allocable to the Partnership and the
estimated residual value to the Partnership. If an investment is considered to
be impaired, the Partnership reduces the carrying value of its investment in any
such Local Limited Partnership. The accounting policies of the Local Limited
Partnerships, generally, are expected to be consistent with those of the
Partnership. Costs incurred by the Partnership in acquiring the investments are
capitalized as part of the investment and are being amortized over 30 years.
(See Note 2)

Equity in losses of Local Limited Partnerships" for each of the periods ended
December 31, 2006, September 30, 2006, June 30, 2006 and 2005 have been recorded
by the Partnership. Management's estimate for the three, sin and nine-month
period is based on either actual unaudited results reported by the Local Limited
Partnerships or historical trends in the operations of the Local Limited
Partnerships. In subsequent annual financial statements, upon receiving the
actual annual results reported by the Local Limited Partnerships, management
reverses its prior estimate and records the actual results reported by the Local
Limited Partnerships. Equity in losses from the Local Limited Partnerships
allocated to the Partnership are not recognized to the extent that the
investment balance would be adjusted below zero. As soon as the investment
balance reaches zero, the related costs of acquiring the investment are impaired
(see Note 2). If the Local Limited Partnerships reported net income in future
years, the Partnership will resume applying the equity method only after its
share of such net income equals the share of net losses not recognized during
the period(s) the equity method was suspended (see Note 2).


                                       13
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED
--------------------------------------------------------------

The Partnership does not consolidate the accounts and activities of the Local
Limited Partnerships, which are considered Variable Interest Entities under
Financial Accounting Standards Board Interpretation No. 46-Revised,
"Consolidation of Variable Interest Entities", because the Partnership is not
considered the primary beneficiary. The Partnership's balance in investments in
Local Limited Partnerships, plus the risk of recapture of tax credits previously
recognized on such investments, represents the maximum exposure to loss in
connection with such investments. The Partnership's exposure to loss on the
Local Limited Partnerships is mitigated by the condition and financial
performance of the underlying Housing Complexes as well as the strength of the
local General Partners and their guarantees against Low Income Housing Tax
Credit recapture.

Distributions received by the Partnership are accounted for as a reduction of
the investment balance. Distributions received after the investment has reached
zero are recognized as distribution income. For all periods presented two
investment accounts in Local Limited Partnerships had reached a zero balance.

Use of Estimates
----------------

The preparation of financial statements in conformity with accounting principles
generally accepted in the United States of America requires management to make
estimates and assumptions that affect the reported amounts of assets and
liabilities and disclosure of contingent assets and liabilities at the date of
the financial statements, and the reported amounts of revenues and expenses
during the reporting period. Actual results could materially differ from those
estimates.

Cash and Cash Equivalents
-------------------------

The Partnership considers all highly liquid investments with original maturities
of three months or less when purchased to be cash equivalents. For all periods
presented, the Partnership had no cash equivalents.

Concentration of Credit Risk
----------------------------

For all periods presented, the Partnership maintained cash balances at certain
financial institutions in excess of the federally insured maximum. The
Partnership believes it is not exposed to any significant financial risk on
cash.

Income Taxes
------------

No provision for income taxes has been recorded in the financial statements as
any liability and or benefits for income taxes flows to the partners of the
Partnership and is their obligation and/or benefit. For income tax purposes the
Partnership reports on a calendar year basis.

Net Loss Per Partnership Unit
-----------------------------

Net loss per Partnership Unit is calculated pursuant to Statement of Financial
Accounting Standards No. 128, Earnings Per Share. Net loss per Partnership Unit
includes no dilution and is computed by dividing loss allocated to Limited
Partners by the weighted average number of Partnership Units outstanding during
the period. Calculation of diluted net loss per Partnership Unit is not
required.

Impairment
----------

A loss in value from Local Limited Partnership other than a temporary decline is
recorded as an impairment loss. Impairment is measured by comparing the
investment carrying amount to the sum of the total of the remaining tax credits
allocated to the fund and the estimated residual value of the investment.


                                       14
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED
--------------------------------------------------------------

Revenue Recognition
-------------------

The Partnership is entitled to receive reporting fees from the Local Limited
Partnerships. The intent of the reporting fees is to offset (in part)
administrative costs incurred by the Partnership in corresponding with the Local
Limited Partnerships. Due to the uncertainty of the collection of these fees,
the Partnership recognizes reporting fees as collections are made.

NOTE 2 - INVESTMENTS IN LOCAL LIMITED PARTNERSHIPS
--------------------------------------------------

As of the periods presented, the Partnership had acquired limited partnership
interests in fifteen Local Limited Partnerships, each of which owns one Housing
Complex consisting of an aggregate of 608 apartment units. The respective Local
General Partners of the Local Limited Partnerships manage the day to day
operations of the entities. Significant Local Limited Partnership business
decisions, as defined, require approval from the Partnership. The Partnership,
as a Limited Partner, is generally entitled to 99%, as specified in the Local
Limited Partnership agreements, of the operating profits and losses, taxable
income and losses, and tax credits of the Local Limited Partnerships.

A loss in value from a Local Limited  Partnership other than a temporary decline
is recorded as an  impairment  loss.  Impairment  is measured by  comparing  the
investment  carrying  amount to the sum of the total amount of the remaining tax
credits  allocated  to  the  fund  and  the  estimated  residual  value  of  the
investment.   Accordingly,  the  Partnership  recorded  an  impairment  loss  of
$1,054,872 and $1,010,154, during the three months ended June 30, 2006 and 2005,
respectively.  There were no additional  impairment losses for the periods ended
September 30, 2006 and 2005 and December 31, 2006 and 2005.

The following is a summary of the equity method activity of the investments in
Local Limited Partnerships for the periods presented below:

<TABLE>
                                                                 FOR THE THREE     FOR THE YEAR
                                                                 MONTHS ENDED           ENDED
                                                                 JUNE 30, 2006     MARCH 31, 2006
                                                                 ------------       ------------
<S>                                                              <C>                <C>
     Investments per balance sheet, beginning of period          $  9,162,119       $ 11,080,713
     Impairment loss                                               (1,054,872)        (1,010,154)
     Equity in losses of Local Limited Partnerships                  (208,880)          (857,201)
     Distributions received from Local Limited Partnerships                --             (2,731)
     Amortization of capitalized acquisition fees and
     costs                                                            (12,127)           (48,508)
                                                                 ------------       ------------
     Investments per balance sheet, end of period                $  7,886,240       $  9,162,119
                                                                 ============       ============


                                       15
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 2 - INVESTMENTS IN LOCAL LIMITED PARTNERSHIPS, CONTINUED
-------------------------------------------------------------

                                                                  FOR THE SIX      FOR THE YEAR
                                                                  MONTHS ENDED          ENDED
                                                               SEPTEMBER 30, 2006  MARCH 31, 2006
                                                                 ------------       ------------
     Investments per balance sheet, beginning of period          $  9,162,119       $ 11,080,713
     Impairment loss                                               (1,054,872)        (1,010,154)
     Equity in losses of Local Limited Partnerships                  (417,760)          (857,201)
     Distributions received from Local Limited Partnerships            (2,731)            (2,731)
     Amortization of capitalized acquisition fees and
     costs                                                            (24,254)           (48,508)
                                                                 ------------       ------------
     Investments per balance sheet, end of period                $  7,662,502       $  9,162,119
                                                                 ============       ============

                                                                 FOR THE NINE       FOR THE YEAR
                                                                 MONTHS ENDED          ENDED
                                                               DECEMBER 31, 2006   MARCH 31, 2006
                                                                 ------------       ------------
     Investments per balance sheet, beginning of period          $  9,162,119       $ 11,080,713
     Impairment loss                                               (1,054,872)        (1,010,154)
     Equity in losses of Local Limited Partnerships                  (637,071)          (857,201)
     Distributions received from Local Limited Partnerships            (2,731)            (2,731)
     Amortization of capitalized acquisition fees and
     costs                                                            (36,381)           (48,508)
                                                                 ------------       ------------
     Investments per balance sheet, end of period                $  7,431,064       $  9,162,119
                                                                 ============       ============

                                                                       FOR THE THREE      FOR THE YEAR
                                                                        MONTHS ENDED         ENDED
                                                                       JUNE 30, 2006     MARCH 31, 2006
                                                                         ----------        ----------
     Investments in Local Limited Partnerships, net                      $6,784,972        $8,048,724
     Acquisition fees and costs, net of accumulated amortization of
     $445,066 and $432,939                                                1,101,268         1,113,395
                                                                         ----------        ----------
     Investments per balance sheet, end of period                        $7,886,240        $9,162,119
                                                                         ==========        ==========

                                                                       FOR THE SIX         OR THE YEAR
                                                                       MONTHS ENDED           ENDED
                                                                     SEPTEMBER 30, 2006   MARCH 31, 2006
                                                                         ----------        ----------
     Investments in Local Limited Partnerships, net                      $6,573,361        $8,048,724
     Acquisition fees and costs, net of accumulated amortization of
     $457,193 and $432,939                                                1,089,141         1,113,395
                                                                         ----------        ----------
     Investments per balance sheet, end of period                        $7,662,502        $9,162,119
                                                                         ==========        ==========



                                       16
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 2 - INVESTMENTS IN LOCAL LIMITED PARTNERSHIPS, CONTINUED
-------------------------------------------------------------

                                                                    FOR THE NINE      FOR THE YEAR
                                                                    MONTHS ENDED          ENDED
                                                                 DECEMBER 31, 2006   MARCH 31, 2006
                                                                    ----------        ----------
Investments in Local Limited Partnerships, net                      $6,371,878        $8,048,724
Acquisition fees and costs, net of accumulated amortization of
$487,148 and $432,939                                                1,059,186         1,113,395
                                                                    ----------        ----------
Investments per balance sheet, end of period                        $7,431,064        $9,162,119
                                                                    ==========        ==========
</TABLE>

Selected financial information for the three months ended June 30, 2006 and 2005
from the unaudited combined condensed financial statements of the Local Limited
Partnerships in which the Partnership has invested is as follows:

                   COMBINED CONDENSED STATEMENTS OF OPERATIONS

                                                    2006              2005
                                                -----------       -----------
     Revenues                                   $   779,000       $   733,000
                                                -----------       -----------
     Expenses:
       Interest expense                             164,000           171,000
       Depreciation and amortization                292,000           298,000
       Operating expenses                           563,000           489,000
                                                -----------       -----------
         Total expenses                           1,019,000           958,000
                                                -----------       -----------

     Net loss                                   $  (240,000)      $  (225,000)
                                                ===========       ===========
     Net loss allocable to the Partnership      $  (235,000)      $  (240,000)
                                                ===========       ===========
     Net loss recorded by the Partnership       $  (209,000)      $  (239,000)
                                                ===========       ===========


                                       17
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 2 - INVESTMENTS IN LOCAL LIMITED PARTNERSHIPS, CONTINUED
-------------------------------------------------------------

Selected financial information for the six months ended September 30, 2006 and
2005 from the unaudited combined condensed financial statements of the Local
Limited Partnerships in which the Partnership has invested is as follows:

                   COMBINED CONDENSED STATEMENTS OF OPERATIONS

                                                    2006              2005
                                                -----------       -----------
     Revenues                                   $ 1,558,000       $ 1,466,000
                                                -----------       -----------
     Expenses:
       Interest expense                             328,000           342,000
       Depreciation and amortization                583,000           596,000
       Operating expenses                         1,127,000           978,000
                                                -----------       -----------
     Total expenses                               2,038,000         1,916,000
                                                -----------       -----------

     Net loss                                   $  (480,000)         (450,000)
                                                ===========       ===========
     Net loss allocable to the Partnership      $  (469,000)      $  (481,000)
                                                ===========       ===========
     Net loss recorded by the Partnership       $  (418,000)      $  (444,000)
                                                ===========       ===========

Selected financial information for the nine months ended December 31, 2006 and
2005 from the unaudited combined condensed financial statements of the Local
Limited Partnerships in which the Partnership has invested is as follows:

                   COMBINED CONDENSED STATEMENTS OF OPERATIONS

                                                    2006              2005
                                                -----------       -----------
     Revenues                                   $ 2,336,000       $ 2,199,000
                                                -----------       -----------
     Expenses:
       Interest expense                             492,000           514,000
       Depreciation and amortization                875,000           894,000
       Operating expenses                         1,690,000         1,467,000
                                                -----------       -----------
     Total expenses                               3,057,000         2,875,000
                                                -----------       -----------

     Net loss                                   $  (721,000)         (676,000)
                                                ===========       ===========
                                                $  (704,000)      $  (721,000)
     Net loss allocable to the Partnership
                                                ===========       ===========
     Net loss recorded by the Partnership       $  (637,000)      $  (648,000)
                                                ===========       ===========

Certain Local Limited Partnerships incurred operating losses
and/or have working capital deficiencies. In the event these Local Limited
Partnerships continue to incur significant operating losses, additional capital
contributions by the Partnership and/or the Local General Partners may be
required to sustain the operations of such Local Limited Partnerships. If
additional capital contributions are not made when they are required, the
Partnership's investment in certain of such Local Limited Partnerships could be
impaired, and the loss and recapture of the related tax credits could occur.


                                       18
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 3 - RELATED PARTY TRANSACTIONS
-----------------------------------

Under the terms of the Partnership Agreement, the Partnership has paid or is
obligated to the General Partner or its affiliates for the following fees:

         (a)      Annual asset management fee. An annual asset management fee is
                  an amount equal to 0.2% of the Invested Assets of the
                  Partnership, as defined. "Invested Assets" means the sum of
                  the Partnership's Investment in Local Limited Partnerships and
                  the Partnership's allocable share of the amount of the
                  mortgage loans on and other debts related to, the Housing
                  Complexes owned by such Local Limited Partnerships. Asset
                  management fees of $15,973 were incurred during each of the
                  three months ended June 30, 2006 and 2005. For each of the six
                  months ended September 30, 2006 and 2005, the Partnership
                  incurred asset management fees of $31,946. Management fees of
                  $47,919 were incurred during each of the nine months ended
                  December 31, 2006 and 2005. The Partnership paid the General
                  Partner or its affiliates $13,516 and $27,032 of those fees
                  during the three months ended June 30, 2006 and 2005,
                  respectively. For the six months ended September 30, 2006 and
                  2005 the Partnership paid $27,032 and $40,548, respectively,
                  of those fees. For the nine months ended December 31, 2006 and
                  2005, the Partnership paid $37,032 and $54,064, respectively,
                  of those fees.

         (b)      Subordinated disposition fee. A subordinated disposition fee
                  is an amount equal to 1% of the sales price of any real estate
                  sold. Payment of this fee is subordinated to the limited
                  partners who receive a preferred return of 12% through
                  December 31, 2008 and 6% thereafter (as defined in the
                  Partnership Agreement) and is payable only if the General
                  Partner or its affiliates render services in the sales effort.
                  No such fees were earned for the periods presented.

         (c)      The Partnership reimburses the General Partner or its
                  affiliates for operating expenses incurred on behalf of the
                  Partnership. Operating expense reimbursements were
                  approximately $0 and $5,100 during the three months ended June
                  30, 2006 and 2005, respectively. For the six months ended
                  September 30, 2006 and 2005 the Partnership reimbursed
                  operating expenses of approximately $22,700 and $7,200,
                  respectively. For the nine months ended December 31, 2006 and
                  2005, operating expense reimbursements were $27,700 and
                  $13,800, respectively.

The accrued fees and expenses due to General Partner and affiliates consisted of
the following at:

<TABLE>
                                            JUNE 30,     SEPTEMBER 30,  DECEMBER 31,    MARCH 31,
                                             2006           2006            2006           2006
                                            -------        -------        -------        -------
<S>                                         <C>            <C>            <C>            <C>
         Accrued asset management fees      $61,970        $64,426        $70,399        $59,512
         Expenses paid by the General
         Partners or an affiliates
         on behalf of the Partnership        22,748          4,572            396         21,966
                                            -------        -------        -------        -------
         Total                              $84,718        $68,998        $70,795        $81,478
                                            =======        =======        =======        =======
</TABLE>

The General Partner and/or its affiliates do not anticipate that these accrued
fees will be paid in full until such time as capital reserves are in excess of
future foreseeable working capital requirements of the Partnership.


                                       19
<PAGE>

                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
      FOR THE QUARTERLY PERIODS ENDED JUNE 30, 2006, SEPTEMBER 30, 2006 AND
                                DECEMBER 31, 2006
                                   (UNAUDITED)


NOTE 4 - PAYABLES TO LOCAL LIMITED PARTNERSHIPS
-----------------------------------------------

Payables to Local Limited Partnerships represent amounts which are due at
various times based on conditions specified in the Local Limited Partnership
agreements. These contributions are payable in installments and are generally
due upon the Local Limited Partnerships achieving certain operating and
development benchmarks (generally within two years of the Partnership's initial
investment).


























                                       20
<PAGE>

ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
        OF OPERATIONS

FORWARD LOOKING STATEMENTS

With the exception of the discussion regarding historical information, this
"Management's Discussion and Analysis of Financial Condition and Results of
Operations" and other discussions elsewhere in this Form 10-Q contain forward
looking statements. Such statements are based on current expectations subject to
uncertainties and other factors which may involve known and unknown risks that
could cause actual results of operations to differ materially from those
projected or implied. Further, certain forward-looking statements are based upon
assumptions about future events which may not prove to be accurate.

Risks and uncertainties inherent in forward looking statements include, but are
not limited to, our future cash flows and ability to obtain sufficient
financing, level of operating expenses, conditions in the Low Income Housing Tax
Credit property market and the economy in general, as well as legal proceedings.
Historical results are not necessarily indicative of the operating results for
any future period.

Subsequent written and oral forward looking statements attributable to the
Partnership or persons acting on its behalf are expressly qualified in their
entirety by cautionary statements in this Form 10-Q and in other reports filed
with the Securities and Exchange Commission. The following discussion should be
read in conjunction with the Financial Statements and the Notes thereto included
elsewhere in this filing.

The following discussion and analysis compares the results of operations for the
three months ended June 30, 2006 and 2005, the three and six months ended
September 30, 2006 and 2005, and the three and nine months ended December 31,
2006 and 2005, and should be read in conjunction with the condensed consolidated
financial statements and accompanying notes included within this report.

FINANCIAL CONDITION

The Partnership's assets at June 30, 2006 consisted primarily of $337,000 in
cash and aggregate investments in the fifteen Local Limited Partnerships of
$7,886,000. Liabilities at June 30, 2006 primarily consisted of $53,000 due to a
Local Limited Partnership, $85,000 of accrued annual asset management fees and
reimbursement for expenses paid by the General Partner and/or its affiliates.

The Partnership's assets at September 30, 2006 consisted primarily of $312,000
in cash and aggregate investments in the fifteen Local Limited Partnerships of
$7,663,000. Liabilities at September 30, 2006 primarily consisted of $53,000 due
to a Local Limited Partnership, $69,000 of accrued annual asset management fees
and reimbursement for expenses paid by the General Partner and/or its
affiliates.

The Partnership's assets at December 31, 2006 consisted primarily of $297,000 in
cash and aggregate investments in the fifteen Local Limited Partnerships of
$7,431,000. Liabilities at December 31, 2006 primarily consisted of $53,000 due
to a Local Limited Partnership, $71,000 of accrued annual asset management fees
and reimbursement for expenses paid by the General Partner and/or its
affiliates.

RESULTS OF OPERATIONS

THREE MONTHS ENDED JUNE 30, 2006 COMPARED TO THREE MONTHS ENDED JUNE 30, 2005.
The Partnership's net loss for the three months ended June 30, 2006 was
$(1,292,000), reflecting an increase of approximately $(15,000) from the net
loss of $(1,277,000) for the three months ended June 30, 2005. The increase
was due to the increase in impairment loss of $(45,000). The impairment loss can
vary each year depending on the annual decrease in tax credits allocated to the
fund and the current estimated residual value of the investments compared to the
current carrying value of each of the investments. Offset by a decrease of
equity in losses of limited partnerships of $30,000 to $(209,000) for the three
months ended June 30, 2006 from $(239,000) for the three months ended June 30,
2005. The equity in losses can vary each year depending on the operations of
each of the Local Limited Partnerships.


                                       21
<PAGE>

THREE MONTHS ENDED SEPTEMBER 30, 2006 COMPARED TO THE THREE MONTHS ENDED
SEPTEMBER 30, 2005 The Partnership's net loss for the three months ended
September 30, 2006 was $(233,000), reflecting an increase of approximately
$(8,000) from the net loss of $(225,000) for the three months ended September
30, 2005. There was an increase of equity in losses of limited partnerships of
$(4,000) to $(209,000) for the three months ended September 30, 2006 from
$(205,000) for the three months ended September 30, 2005. The equity in losses
can vary each year depending on the operations of each of the Local Limited
Partnerships. The accounting and legal expenses increased by $(2,000) for the
three months ended September 30, 2006 compared to the three months ended
September 30, 2005, as discussed above with the June comparison the accounting
expense difference is a timing issue. The other operating expenses increased by
$(1,000) and the reporting fee income decreased by $(1,000).

SIX MONTHS ENDED SEPTEMBER 30, 2006 COMPARED TO THE SIX MONTHS ENDED SEPTEMBER
30, 2005 The Partnership's net loss for the six months ended September 30, 2006
was $(1,525,000), reflecting an increase of approximately $(23,000) from the net
loss of $(1,502,000) for the six months ended September 30, 2005. The increase
in net loss was due to the increase in impairment loss of $(45,000). The
impairment loss can vary each year depending on the annual decrease in tax
credits allocated to the fund and the current estimated residual value of the
investments compared to the current carrying value of each of the investments.
The increase in impairment loss was offset by a decrease of equity in losses of
limited partnerships of $26,000 to $(418,000) for the six months ended September
30, 2006 from $(444,000) for the six months ended September 30, 2005. The equity
in losses can vary each year depending on the operations of each of the Local
Limited Partnerships. The total operating income decreased by $(1,000) for the
six months ended September 30, 2006 compared to the six months ended September
30, 2005 due to the fact that Local Limited Partnerships pay the reporting fee
to the Partnership when the Local Limited Partnership's cash flow will allow for
the payment. Additionally the accounting and legal expenses increased by
$(3,000) for the six months ended September 30, 2006 compared to the six months
ended September 30, 2005 due to the timing issue of accounting work being
performed.

THREE MONTHS ENDED DECEMBER 31, 2006 COMPARED TO THE THREE MONTHS ENDED DECEMBER
31, 2005 The Partnership's net loss for the three months ended December 31, 2006
was $(248,000), reflecting a decrease of approximately $2,000 from the net loss
of $(250,000) for the three months ended December 31, 2005. There was a $16,000
decrease in loss from operations largely due to a decrease of $11,000 in bad
debt expense for the three months ended December 31, 2006 due to an advance
being made during the three months ended December 30, 2005 and reserved for in
the same three month period. The accounting and legal expenses decreased by
$5,000 for the three months ended December 31, 2006 compared to the three months
ended December 31, 2005, the accounting expense difference is a timing issue.
That decrease was off-set by a $(14,000) increase in equity in losses of limited
partnerships for the three months ended December 31, 2006 compared to the three
months ended December 31, 2005. The equity in losses can vary each year
depending on the operations of each of the Local Limited Partnerships.

NINE MONTHS ENDED DECEMBER 31, 2006 COMPARED TO NINE MONTHS ENDED DECEMBER 31,
2005 The Partnership's net loss for the nine months ended December 31, 2006 was
$(1,773,000), reflecting an increase of approximately $(21,000) from the net
loss of $(1,752,000) for the nine months ended December 31, 2005. The increase
in net loss was primarily due to the $(31,000) increase in loss from operations
that increase consisted of an increase in impairment loss of $(45,000). The
impairment loss can vary each year depending on the annual decrease in tax
credits allocated to the fund and the current estimated residual value of the
investments compared to the current carrying value of each of the investments.
There was also a decrease of $11,000 in bad debt expense for the nine months
ended December 31, 2006 due to an advance being made during the nine months
ended December 31, 2005 and reserved for in the same nine month period. The
accounting and legal expenses decreased by $2,000 for the nine months ended
December 31, 2006 compared to the nine months ended December 31, 2005 due to the
timing issue of accounting work being performed. The reporting fee income
decreased by $(1,000) for the nine months ended December 31, 2006 compared to
the nine months ended December 31, 2005 due to the fact that Local Limited
Partnerships pay the reporting fee to the Partnership when the Local Limited
Partnership's cash flow will allow for the payment. There was a decrease of
equity in losses of limited partnerships by $11,000 to $(637,000) for the nine
months ended December 31, 2006 from $(648,000) for the nine months ended
December 31, 2005. The equity in losses can vary each year depending on the
operations of each of the Local Limited Partnerships.


                                       22
<PAGE>

CASH FLOWS

THREE MONTHS ENDED JUNE 30, 2006 COMPARED TO THREE MONTHS ENDED JUNE 30, 2005
Net cash used during the three months ended June 30, 2006 was $(13,000),
compared to net cash used during the three months ended June 30, 2005 of
$(31,000), reflecting a change of $18,000 due to the change in accrued fees and
expensed due to General Partner and affiliates. This change is due to the timing
of when the Partnership reimburses the General Partner for accrued fees and
expense.

SIX MONTHS ENDED SEPTEMBER 30, 2006 COMPARED TO SIX MONTHS ENDED SEPTEMBER 30,
2005 Net cash used during the six months ended September 30, 2006 was $(38,000),
compared to net cash used during the six months ended September 30, 2005 of
$(35,000), reflecting a change of $(3,000). The change in accrued fees and
expenses due to the General Partner and affiliates did not change but the
expenses increased by $(2,000) contributing to the increase in cash used in
operating activities. The reporting fee income decreased by $(1,000) which also
contributed to the increase in cash used in operating activities.

NINE MONTHS ENDED DECEMBER 31, 2006 COMPARED TO NINE MONTHS ENDED DECEMBER 31,
2005 Net cash used during the nine months ended December 31, 2006 was $(53,000),
compared to net cash used during the nine months ended December 31, 2005 of
$(74,000), reflecting a change of $21,000. This change was due to a $21,000
decrease in cash used for operating activities that was due to a decrease in
payments for accrued expenses of $10,000 from December 31, 2005 to December 31,
2006.

The Partnership expects its future cash flows, together with its net available
assets at December 31, 2006, to be sufficient to meet all currently foreseeable
future cash requirements. This excludes amounts owed to Associates by the
Partnership.

ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

         NOT APPLICABLE

ITEM 4.  CONTROLS AND PROCEDURES

         As of the end of the period covered by this report, the Partnership's
         General Partner, under the supervision and with the participation of
         the Chief Executive Officer and Chief Financial Officer of Associates
         carried out an evaluation of the effectiveness of the Fund's
         "disclosure controls and procedures" as defined in Securities Exchange
         Act of 1934 Rule 13a-15 and 15d-15. Based on that evaluation, the Chief
         Executive Officer and Chief Financial Officer have concluded that as of
         the end of the period covered by this report, the Partnership's
         disclosure controls and procedures were adequate and effective in
         timely alerting them to material information relating to the
         Partnership required to be included in the Partnership's periodic SEC
         filings.

         Changes in internal controls. There were no changes in the
         Partnership's internal control over financial reporting that occurred
         during the quarters ended June 30, 2006, September 30, 2006 and
         December 31, 2006 that materially affected, or are reasonably likely to
         materially affect, the Partnership's internal control over financial
         reporting.

                                       23
<PAGE>

PART II. OTHER INFORMATION

ITEM 1.  LEGAL PROCEEDINGS

         NONE

ITEM 2.  UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS

         NONE

ITEM 3.  DEFAULTS UPON SENIOR SECURITIES

         NONE

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

         NONE

ITEM 5.  OTHER INFORMATION

         NONE

ITEM 6.   EXHIBITS

31.1     Certification of the Principal Executive Officer pursuant to Rule
         13a-14 and 15d-14, as adopted pursuant to section 302 of the
         Sarbanes-Oxley Act of 2002. (filed herewith)


31.2     Certification of the Principal Financial Officer pursuant to Rule
         13a-14 and 15d-14, as adopted pursuant to section 302 of the
         Sarbanes-Oxley Act of 2002. (filed herewith)

32.1     Section 1350 Certification of the Chief Executive Officer. (filed
         herewith)

32.2     Section 1350 Certification of the Chief Financial Officer. (filed
         herewith)


                                       24
<PAGE>

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

WNC HOUSING TAX CREDITS VI, L.P., SERIES 6


By:  WNC & ASSOCIATES, INC.                 General Partner





By: /s/ Wilfred N. Cooper, Jr.
    --------------------------
Wilfred N. Cooper, Jr.
President and Chief Executive Officer of WNC & Associates, Inc.

Date: February 15, 2008





By:  /s/ Thomas J. Riha
     ------------------
Thomas J. Riha
Senior Vice-President - Chief Financial Officer of WNC & Associates, Inc.

Date: February 15, 2008




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