FORM 10-Q

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                   (Mark One)

            x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                        SECURITIES EXCHANGE ACT OF 1934

                For the quarterly period ended September 30, 1999

                                       OR

           o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                        SECURITIES EXCHANGE ACT OF 1934

             For the transition period from ________ to ___________

                         Commission file number: 0-26869


                      WNC HOUSING TAX CREDIT FUND VI, L.P.,
                                    Series 6

California                                                           33-0391979
(State or other jurisdiction of                                (I.R.S. Employer
incorporation or organization)                               Identification No.)


              3158 Redhill Avenue, Suite 120, Costa Mesa, CA 92626

                                 (714) 662-5565


Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days. Yes X No.





<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                               INDEX TO FORM 10-Q

                    For the Quarter Ended September 30, 1999



PART I. FINANCIAL INFORMATION

  Item 1. Financial Statements

    Balance Sheets
             September 30,1999 and March 31, 1999..........................3

    Statements of Operations
             For the three and six months ended September 30, 1999.........4

    Statement of Partners' Equity
             For the six months ended September 30, 1999...................5

    Statements of Cash Flows
             For the six months ended September 30, 1999...................6

    Notes to Financial Statements..........................................7

  Item 2. Management's Discussion and Analysis of Financial
           Condition and Results of Operations.............................15

  Item 3. Quantitative and Qualitative Disclosures About Market Risk.......17

PART II. OTHER INFORMATION

  Item 1. Legal Proceedings................................................17

  Item 6. Exhibits and Reports on Form 8-K.................................17

  Signatures...............................................................18


                                       2
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                                 BALANCE SHEETS
<TABLE>
<CAPTION>


                                                             September 30, 1999       March 31, 1999
                                                             ------------------       --------------
                                                                (unaudited)
                                     ASSETS

<S>                                                      <C>                       <C>
Cash and cash equivalents                                $            7,473,012    $       2,690,665
Subscription receivable - Note 7                                         25,000              893,370
Investment in limited partnerships - Note 3                          13,908,041            7,748,624
Loans receivable - Note 2                                                     -            1,043,530
Other assets                                                             18,071                    -
                                                             ------------------       --------------

                                                         $           21,424,124    $      12,376,189
                                                             ==================       ==============


                        LIABILITIES AND PARTNERS' EQUITY

Liabilities:
Payables to limited partnerships - Note 5                $            4,542,905    $       2,137,275
 Accrued fees and expenses due to
  general partner and affiliates - Note 4                                27,869              184,291
                                                             ------------------       --------------

                                                                      4,570,774            2,321,566
                                                             ------------------       --------------

Partners' equity (deficit):
 General partner                                                        (26,363)             (13,659)
 Limited partners (25,000 units authorize, 20,500 and
  11,776 units issued and outstanding at September 30,
  and March 31, 1999)                                                16,879,713           10,068,282
                                                             ------------------       --------------

Total partners' equity                                               16,853,350           10,054,623
                                                             ------------------       --------------

                                                         $           21,424,124    $      12,376,189
                                                             ==================       ==============
</TABLE>

                 See accompanying notes to financial statements
                                        3

<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                            STATEMENTS OF OPERATIONS

              For the Three and Six Months Ended September 30, 1999
                                   (unaudited)


                                                Three                  Six
                                                Months                 Months
                                                ------                 ------

Interest income                      $          72,935    $           114,954
                                          ------------           ------------

                                                72,935                114,954
                                          ------------           ------------

Operating expenses:
Amortization                                    12,740                 19,842
Asset management fees - Note 4                   9,965                 18,609
Legal and accounting                             4,820                 11,166
Other                                           59,065                 56,315
                                          ------------           ------------

Total operating expenses                        86,590                105,932
                                          ------------           ------------

Loss from operations                           (13,655)                 9,022

Equity in loss from
 limited partnerships                          (43,977)               (31,309)
                                          ------------           ------------

Net loss                             $         (57,632)   $           (22,287)
                                          ============           ============

Net loss allocated to:
 General partner                     $            (576)   $              (223)
                                          ============           ============

 Limited partners                    $         (57,056)   $           (22,064)
                                          ============           ============

Net loss per weighted limited
 partner unit (20,500 units issued
 and outstanding)                    $              (3)   $                (1)
                                          ============           ============

                 See accompanying notes to financial statements
                                        4

<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                          STATEMENT OF PARTNERS' EQUITY

                   For the Six Months Ended September 30, 1999
                                   (unaudited)

<TABLE>
<CAPTION>

                                                          General                Limited
                                                          Partner                Partners                    Total
                                                          -------                --------                    -----

<S>                                               <C>                 <C>                     <C>
Partners' equity (deficit), March 31, 1999        $       (13,659)    $        10,068,282     $         10,054,623

Sale of limited partnership units,
 Net of discounts                                               -               8,718,260                8,718,260

Sale of limited partnership units issued
 for promissory receivable - Note 7                             -                (717,000)                (717,000)

Collection of notes receivable - Note 7                         -                  67,900                   67,900

Offering expense                                          (12,481)             (1,235,665)              (1,248,146)

Net loss for the six months ended
 September 30, 1999                                          (223)                (22,064)                 (22,287)
                                                     ------------          --------------            -------------

Partners' equity (deficit), September 30,
 1999                                             $       (26,363)    $        16,879,713     $         16,853,350
                                                     ============          ==============            =============


</TABLE>


                 See accompanying notes to financial statements
                                        5
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                            STATEMENTS OF CASH FLOWS

                   For the Six Months Ended September 30, 1999
                                   (unaudited)


Cash flows from operating activities:
 Net loss                                               $        (22,287)
 Adjustments to reconcile net loss to net
  cash used in operating activities:
  Equity in loss from limited partnerships                        31,309
  Amortization                                                    19,842
  Asset management fees                                             (491)
  Change in other assets                                         (13,076)
  Accrued fees and expense due to
   general partner and affiliates                                 (2,780)
                                                            ------------

Net cash provided by operating activities                         12,517
                                                            ------------

Cash flows from investing activities:
 Investment in limited partners                               (1,440,048)
 Payable to limited partnerships                                (617,478)
 Capitalized acquisition fees and costs                         (703,882)
 Acquisition fees payable                                        (68,330)
 Advances for acquisition costs                                    9,538)
                                                            ------------

Net cash used by investing activities                         (2,839,276)
                                                            ------------

Cash flows from financing activities:
 Sale of limited partner units, net of discounts               8,044,160
 Subscriptions receivable                                        888,375
 Offering expenses                                            (1,248,146)
 Payables for offering expense                                   (75,283)
                                                            ------------

Net cash provided by financing activities                      7,609,106
                                                            ------------

Net decrease in cash and cash equivalents                      4,782,347
                                                            ------------

Cash and cash equivalents, beginning of period                 2,690,665
                                                            ------------

Cash and cash equivalents, end of period                $      7,473,012
                                                            ============

                 See accompanying notes to financial statements
                                        6
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                       STATEMENTS OF CASH FLOWS- CONTINUED

                   For the Six Months Ended September 30, 1999
                                   (unaudited)


SUPPLEMENTAL DISCLOSURE OF NONCASH FINANCING AND INVESTING ACTIVITIES:
<TABLE>
<CAPTION>
<S>                                                                                   <C>
The Partnership has incurred but did not pay-
 Capital contributions in connection with investments in limited partnerships         $   3,023,108
                                                                                        ===========

A loan receivable was applied to a note payable in connection with investments
 in limited partnerships                                                              $   1,043,530
                                                                                        ===========

The Partnership has incurred but did not pay -
 Acquisition fees and cost in connection with investments in limited partnerships     $      18,191
                                                                                        ===========

The Partnership has received subscriptions for Units                                  $      25,000
                                                                                        ===========

The Partnership has received notes for Units                                          $     649,100
                                                                                        ===========

The Partnership has received discounts for Units                                      $       5,740
                                                                                        ===========
</TABLE>

                 See accompanying notes to financial statements
                                        7

<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS

                               September 30, 1999
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

General

The information  contained in the following notes to the financial statements is
condensed  from that  which  would  appear in the annual  financial  statements;
accordingly,  the  financial  statements  included  herein should be reviewed in
conjunction  with the audited  financial  statements  and related  notes thereto
contained  in  the  WNC  Housing  Tax  Credit  Fund  VI,  L.P.,  Series  6  (the
"Partnership")  Annual  Report  for the  year  end  March  31,  1999  (audited).
Accounting  measurements at interim dates inherently involve greater reliance on
estimates  than at year end. The results of  operations  for the interim  period
presented are not necessarily indicative of the results for the entire year.

In the opinion of the General  Partner,  the  accompanying  unaudited  financial
statements  contain  all  adjustments   (consisting  of  only  normal  recurring
accruals) necessary to present fairly the financial position as of September 30,
1999 and the results of operations  and changes in cash flows for the six months
ended.

Organization

WNC Housing Tax Credit Fund VI, L.P., Series 6 (the "Partnership") was formed on
March  3,  1997  under  the  laws of the  State  of  California,  and  commenced
operations on August 20, 1998.  Prior to August 20, 1998,  the  Partnership  was
considered a development-stage  enterprise. The Partnership was formed to invest
primarily in other limited partnerships ("the Local Limited Partnerships") which
own and operate  multi-family  housing complexes (the "Housing  Complexes") that
are eligible for low income housing tax credits. The local general partners (the
"Local   General   Partners")   of  each  Local   Limited   Partnership   retain
responsibility for developing, constructing, maintaining, operating and managing
the Housing Complex.

The general partner is WNC & Associates,  Inc. ("WNC" or the "General Partner").
Wilfred N. Cooper,  Sr., through the Cooper  Revocable Trust,  owns 66.8% of the
outstanding stock of WNC. John B. Lester, Jr. is the original limited partner of
the  Partnership  and  owns,  through  the  Lester  Family  Trust,  28.6% of the
outstanding stock of WNC.

The  Partnership  agreement  authorized the sale of up to 25,000 units at $1,000
per Unit  ("Units").  As of  September  30,  1999,  20,500  Units,  representing
subscriptions  in the amount of  $20,456,595,  net of  discounts of $ 27,305 for
volume  purchases and dealer  discounts of $16,100,  had been accepted (see Note
7). As of March 31, 1999, 11,776 Units, representing subscriptions in the amount
of  $11,738,335,  net of  discounts of $27,305 for volume  purchases  and dealer
discounts of $10,360,  had been accepted.  The General Partner has a 1% interest
in operating profits and losses,  taxable income and losses,  cash available for
distribution  from the  Partnership  and tax  credits  of the  Partnership.  The
limited  partners  will  be  allocated  the  remaining  99% of  these  items  in
proportion to their respective investments.

After the limited  partners  have received  proceeds from a sale or  refinancing
equal to their capital  contributions and their return on investment (as defined
in the  Partnership  Agreement)  and the General  Partner has received  proceeds
equal  to its  capital  contribution  and a  subordinated  disposition  fee  (as
described in Note 4) from the  remainder,  any  additional  sale or  refinancing
proceeds will be distributed 90% to the limited partners (in proportion to their
respective investments) and 10% to the General Partner.

                                       8
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS

                               September 30, 1999
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED

Risks and Uncertainties

The Partnership's  investments in Local Limited  Partnerships are subject to the
risks incident to the management and ownership of low-income  housing and to the
management and ownership of multi-unit  residential  real estate.  Some of these
risks  are that the low  income  housing  credit  could be  recaptured  and that
neither the  Partnership's  investments  nor the Housing  Complexes owned by the
Local Limited Partnerships will be readily marketable. To the extent the Housing
Complexes  receive  government  financing  or operating  subsidies,  they may be
subject to one or more of the following risks: difficulties in obtaining tenants
for the Housing Complexes; difficulties in obtaining rent increases; limitations
on cash distributions; limitations on sales or refinancing of Housing Complexes;
limitations on transfers of Local Limited Partnership Interests;  limitations on
removal of Local General Partners; limitations on subsidy programs; and possible
changes in applicable regulations.  The Housing Complexes are or will be subject
to  mortgage  indebtedness.  If a Local  Limited  Partnership  does not make its
mortgage payments, the lender could foreclose resulting in a loss of the Housing
Complex  and low  income  housing  credits.  As a limited  partner  of the Local
Limited Partnerships, the Partnership will have very limited rights with respect
to management of the Local  Limited  Partnerships,  and will rely totally on the
Local General  Partners of the Local Limited  Partnerships for management of the
Local Limited Partnerships.  The value of the Partnership's  investments will be
subject  to  changes  in  national  and  local  economic  conditions,  including
unemployment  conditions,  which could adversely  impact vacancy levels,  rental
payment  defaults and operating  expenses.  This, in turn,  could  substantially
increase  the  risk of  operating  losses  for  the  Housing  Complexes  and the
Partnership.  In addition,  each Local Limited  Partnership  is subject to risks
relating  to  environmental   hazards  and  natural  disasters  which  might  be
uninsurable. Because the Partnership's operations will depend on these and other
factors  beyond  the  control  of the  General  Partner  and the  Local  General
Partners,  there can be no assurance  that the  anticipated  low income  housing
credits will be available to Limited Partners.

In addition,  Limited  Partners are subject to risks in that the rules governing
the low income  housing  credit are  complicated,  and the use of credits can be
limited.  The only  material  benefit from an investment in Units may be the low
income housing credits. There are limits on the transferability of Units, and it
is unlikely that a market for Units will develop.  All management decisions will
be made by the General Partner.

Method of Accounting For Investments in Limited Partnerships

The Partnership  accounts for its investments in limited  partnerships using the
equity method of  accounting,  whereby the  Partnership  adjusts its  investment
balance for its share of the Local Limited  Partnership's  results of operations
and for any distributions received. The accounting policies of the Local Limited
Partnerships are consistent with those of the Partnership. Costs incurred by the
Partnership  in  acquiring  the  investments  are  capitalized  as  part  of the
investment account and are being amortized over 30 years.

                                       9
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS

                               September 30, 1999
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, CONTINUED

Offering Expenses

Offering  expenses consist of underwriting  commissions,  legal fees,  printing,
filing and  recordation  fees,  and other costs  incurred  with selling  limited
partnership  interests in the  Partnership.  The General Partner is obligated to
pay all  offering and  organization  costs in excess of 14.5%  (including  sales
commissions) of the total offering proceeds.  Offering expenses are reflected as
a reduction of partners' capital and amounted to $2,727,081 and $1,478,935 as of
September 30, 1999 and March 31, 1999, respectively

Use of Estimates

The preparation of financial  statements in conformity  with generally  accepted
accounting principles requires management to make estimates and assumptions that
affect  the  reported  amounts  of assets  and  liabilities  and  disclosure  of
contingent assets and liabilities at the date of the financial  statements,  and
the  reported  amounts of revenues  and expenses  during the  reporting  period.
Actual results could materially differ from those estimates.

Cash and Cash Equivalents

The  Partnership   considers  all  highly  liquid   investments  with  remaining
maturities of three months or less when purchased to be cash equivalents.

Net Loss Per Limited Partner Unit

Net loss per limited  partnership  unit is  calculated  pursuant to Statement of
Financial  Accounting  Standards No. 128,  Earnings Per Share. Net loss per unit
includes no dilution  and is computed  by  dividing  loss  available  to limited
partners by the weighted average number of units outstanding  during the period.
Calculation of diluted net income per unit is not required.

NOTE 2 - LOANS RECEIVABLE

Loans  receivable  represent  amounts  advanced by the  Partnership to two Local
Limited  Partnerships.  The  Partnership  at September 30, 1999, has applied the
advances  against the first capital  contributions  due upon the purchase of the
Local Limited Partnership in July 1999.

NOTE 3 - INVESTMENTS IN LIMITED PARTNERSHIPS

As of the September 30, 1999 and March 31, 1999,  the  Partnership  had acquired
limited  partnership  interests  in ten  and  six  Local  Limited  Partnerships,
respectively,  each of which owns one Housing Complex except one that owns three
Housing Complexes. These twelve Housing Complexes consist of an aggregate of 401
apartment  units. As of the September 30, 1999 and March 31, 1999,  construction
or rehabilitation  of seven of the Housing  Complexes was still in process.  The
respective  general  partners  of the  Local  Limited  Partnerships  manage  the

                                       10
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS

                               September 30, 1999
                                   (unaudited)

NOTE 3 - INVESTMENT IN LIMITED PARTNERSHIPS,  CONTINUED

day-to-day  operations of the entities.  Significant  Local Limited  Partnership
business  decisions,  as defined,  require the approval of the Partnership.  The
Partnership, as a limited partner, is generally entitled to 99%, as specified in
the Local Limited Partnership  agreements,  of the operating profits and losses,
taxable income and losses and tax credits of the Local Limited Partnerships.

Equity  in  losses  of the  Local  Limited  Partnerships  is  recognized  in the
financial  statements until the related  investment account is reduced to a zero
balance. Losses incurred after the investment account is reduced to zero are not
recognized. If the Local Limited Partnerships report net income in future years,
the  Partnership  will resume applying the equity method only after its share of
such net  income  equals  the share of net  losses  not  recognized  during  the
period(s) the equity method was suspended.

Equity  in  losses  of the  Local  Limited  Partnerships  is  recognized  in the
financial  statements until the related  investment account is reduced to a zero
balance. Losses incurred after the investment account is reduced to zero are not
recognized. If the Local Limited Partnerships report net income in future years,
the  Partnership  will resume applying the equity method only after its share of
such net  income  equals  the share of net  losses  not  recognized  during  the
period(s) the equity method was suspended.

The  following is a summary of the equity method  activity of the  investment in
Local Limited  Partnerships  for the six months ended September 30, 1999 and the
three months ended March 31, 1999:

                                           September 30, 1999   March 31, 1999
                                           ------------------   --------------
Investment balance, beginning of period          $  7,748,624   $    6,440,762
Capital contribution paid,                          1,440,048          514,697
Capital contribution payable                        3,023,108          402,848
Loan receivable applied                             1,043,530                -
Equity in income (loss) from limited partnerships     (31,309)          47,263
Capitalized acquisition fees and costs                703,882          348,261
Amortization of acquisition costs                     (19,842)          (5,207)
                                                  -----------    -------------

Investment per balance sheet, end of period      $ 13,908,041   $    7,748,624
                                                  ===========    =============

                                       11
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS

                               September 30, 1999
                                   (unaudited)

NOTE 3 - INVESTMENT IN LIMITED PARTNERSHIPS,  CONTINUED

Selected financial  information for the six months ended September 30, 1999 from
the  combined  financial  statements  of the limited  partnerships  in which the
partnership has invested is as follows:
                                                                 1999
                                                                 ----
        Total revenue                             $           299,285
                                                      ---------------

        Interest expense                                       82,100
        Depreciation                                           57,300
        Operating expenses                                    191,200
                                                      ---------------

        Total Expenses                                        330,600
                                                      ---------------

        Net loss                                  $           (31,300)
                                                      ===============

        Net loss allocable to the Partnership     $           (31,309)
                                                      ===============

        Net loss recognized by the
         Partnership                              $           (31,309)
                                                      ===============

NOTE 4 - RELATED PARTY TRANSACTIONS

The Partnership has no officers,  employees,  or directors.  However,  under the
terms of the  Partnership  Agreement the Partnership is obligated to the General
Partner or its affiliates for the following fees:

(a)  Organization and Offering Expenses.  The Partnership accrued or paid to the
     General  Partner or its  affiliates  as of September 30, 1999 and March 30,
     1999  approximately  $2,727,081 and $1,478,935,  respectively,  for selling
     commissions  and other fees and expenses of the  Partnership's  offering of
     Units.  Of  the  total  accrued  or  paid,   approximately  $2,112,081  and
     $1,125,655 as of September 30, 1999 and March 30, 1999,  respectively,  was
     paid  or  to  be  paid  to  unaffiliated   persons   participating  in  the
     Partnership's  offering or rendering  other services in connection with the
     Partnership's offering.

(b)  Acquisition Fees.  Acquisition fees in an amount equal to 7.0% of the gross
     proceeds  of  the  Partnership's   offering  ("Gross  Proceeds").   Through
     September 30, 1999 and March 31, 1999, the aggregate  amount of acquisition
     fees  paid  or  accrued  was   approximately   $1,435,000   and   $789,740,
     respectively.

(c)  Acquisition  Expense.  The  Partnership  accrued to or paid to the  General
     Partner or its affiliates for acquisition  expense expended by such persons
     on behalf of the  Partnership of  approximately  $110,470 and $51,849 as of
     September  30,  1999 and March 31,  1999,  respectively.  The limit on this
     reimbursement is 1.5% of Gross Proceeds.

                                       12
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS

                               September 30, 1999
                                   (unaudited)

NOTE 4 - RELATED PARTY TRANSACTIONS, CONTINUED

(d)  Annual Asset  Management  Fee. An annual asset  management fee in an amount
     equal to 0.2% of the Invested  Assets.  "Invested  Assets" means the sum of
     the  Partnership's   Investment  in  Local  Limited  Partnerships  and  the
     Partnership's  allocable share of mortgage loans on and other debts related
     to the Housing Complexes owned by such Local Limited Partnerships.  Fees of
     $18,609 and $8,096 were incurred  during the six months ended September 30,
     1999 and three months March 31, 1999, respectively, of which $19,100 and $0
     was paid during the six months  ended  September  31, 1999 and three months
     ended March 31, 1999, respectively.

(e)  Subordinated  Disposition Fee. A subordinated  disposition fee in an amount
     equal to 1% of the  sale  price  received  in  connection  with the sale or
     disposition of a Housing  Complex.  Subordinated  disposition  fees will be
     subordinated  to  the  prior  return  of  the  Limited   Partners'  capital
     contributions  and  payment  of the  Return on  Investment  to the  Limited
     Partners.  "Return  on  Investment"  means an  annual,  cumulative  but not
     compounded,  "return" to the Limited Partners (including Low Income Housing
     Credits) as a class on their adjusted capital contributions  commencing for
     each Limited  Partner on the last day of the calendar  quarter during which
     the Limited Partner's capital  contribution is received by the Partnership,
     calculated at the following  rates:  (i) 12% through December 31, 2008, and
     (ii) 6% for the balance of the Partnerships  term. No disposition fees have
     been paid.

(f)  Interest  in  Partnership.  The  General  Partner  will  receive  1% of the
     Partnership's  allocated Low Income Housing Credits.  No Low Income Housing
     Credits  have been  allocated.  The  General  Partner is also  entitled  to
     receive 1% of cash distributions.  There have been no distributions of cash
     to the General Partner.

The accrued fees and expenses due to the General Partner and affiliates  consist
of the following:

                                       September 30, 1999     March 31, 1999
                                       ------------------     --------------

Acquisition fees                        $               -   $         68,330
Asset management fee payable                        7,605              8,096
Commissions payable to affiliate                        -             29,129
Reimbursement for expenses paid
 by an affiliate                                    2,073             78,736
Acquisition expense reimbursement
 due to affiliate                                  18,191                  -
                                          ---------------     --------------

                                        $          27,869   $        184,291
                                          ===============     ==============

                                       13
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 6

                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED

                               September 30, 1999
                                   (unaudited)

NOTE 5 - PAYABLES TO LIMITED PARTNERSHIPS

Payables  to limited  partnerships  represent  amounts  which are due at various
times based on conditions specified in the limited partnership agreements. These
contributions  are payable in  installments  and are due upon the Local  Limited
Partnerships  achieving certain operating and development  benchmarks (generally
within two years of the Partnership's initial investment).

NOTE 6 - INCOME TAXES

No provision for income taxes has been made as the liability for income taxes is
an obligation of the partners of the Partnership.

NOTE 7 - SUBSCRIPTIONS AND NOTES RECEIVABLE

During the six months period ending September 30, 1999, the Partnership received
subscriptions  for  8,724  Units  which  included  subscriptions  receivable  of
$25,000, net of dealer discounts, and promissory notes receivable of $649,100.

NOTE 8 - COMMITMENTS AND CONTINGENCIES

During the six months period ending September 30, 1999, the Partnership acquired
four  limited  partnerships   interests  which  required  capital  contributions
totaling approximately  $5,506,686,  of which $1,043,530 has been advanced as of
March 31, 1999 and has been  reflected in loans  receivable in the balance sheet
(see Note 2) and  $1,440,425 had been  contributed  during the six months period
ending September 30, 1999.








                                       14

<PAGE>
Item 2. Management's  Discussion and Analysis of Financial Condition and Results
of Operations

Financial Condition

The Partnership's assets at September 30, 1999 consisted primarily of $7,473,000
in cash and  aggregate  investments  in the ten Local  Limited  Partnerships  of
$13,908,000. Liabilities at September 30, 1999 primarily consisted of $4,543,000
and $28,000 of payable to limited partnerships and accrued fees and expenses due
to the General Partner, respectively.

Results of Operations

Three Months Ended  September 30, 1999 Compared to Three Months Ended  September
30, 1998. The  Partnership's  net loss for the three months ended  September 30,
1999 was  $(58,000),  consisting  of  interest  income  of  $73,000,  offset  by
operating  expenses of $(87,000) and loss in equity of limited  partnerships  of
(44,000).  No operations  were  reported for the six months ended  September 30,
1998 as the Partnership started operations on August 20, 1998.

Six Months Ended  September 30, 1999 Compared to Six Months Ended  September 30,
1998. The Partnership's net loss for the six months ended September 30, 1999 was
$(22,000),  consisting  of  interest  income of  $115,000,  offset by  operating
expenses of $106,000 and loss in equity of limited partnerships of (31,000).  No
operations  were  reported  for the six months ended  September  30, 1998 as the
Partnership started operations on August 20, 1998.

Cash Flows

Six Months Ended  September 30, 1999 Compared to Six Months Ended  September 30,
1998.  Net  cash  used  during  the six  months  ended  September  30,  1999 was
$(4,782,000).  No  statement  of cash flow was reported for the six months ended
September 30, 1998 as the Partnership started operations on August 20, 1998. The
cash flow consists of cash provided by  operations  and financing  activities of
$13,000 and 7,609,000 offset by cash used by investing activities. Cash provided
by financing  primarily  was  generated by the sale of Units and  collection  of
subscriptions  receivable  offset by  offering  costs.  Cash  used by  investing
activities resulted from the purchase of interest in Local Limited  Partnerships
and the associated acquisitions cost and fees.

During the six months ended September 30, 1999, accrued payables,  consisting of
accrued offering, acquision, and management fees decreased by $156,000, .

The Partnership  expects its future cash flows,  together with its net available
assets at September 30, 1999, to be sufficient to meet all currently foreseeable
future cash requirements.





                                       15

<PAGE>
Impact of Year 2000

WNC & Associates, Inc.

Status of Readiness

Information Technology (IT) Systems. The Partnership relies on the IT systems of
WNC, its general partner. IT systems include computer hardware and software used
to produce  financial  reports and tax return  information.  This information is
then used to generate  reports to investors and regulatory  agencies,  including
the Internal Revenue Service and the Securities and Exchange Commission.  The IT
systems of WNC are year 2000 compliant.

Non-IT Systems. The Partnership also relies on the non-IT systems of WNC. Non-IT
systems  include  machinery and  equipment  such as  telephones,  voice mail and
electronic  postage  equipment.  Except  for one  telephone  system,  the non-IT
systems of WNC are year 2000  compliant.  The one telephone  system will require
the replacement of one computer and one software application, both of which will
be completed on or before December 15, 1999.

Service  Providers.  WNC also  relies on the IT and  non-IT  systems  of service
providers. Service providers include utility companies,  financial institutions,
telecommunications carriers,  municipalities, and other outside vendors. WNC has
obtained verbal assurances from its material service providers (electrical power
provider,  financial institutions and telecommunications carriers) that their IT
and non-IT systems are year 2000 compliant.  There can be no assurance that this
compliance  information  is  correct.  There also can be no  assurance  that the
systems of other,  less-important  service providers and outside vendors will be
year 2000 compliant.

Costs to Address Year 2000 Issues

The cost to address  year 2000  issues for WNC has been less than  $20,000.  The
cost to replace the telephone  system noted above will be less than $5,000.  The
cost to deal with potential year 2000 issues of other outside  vendors cannot be
estimated at this time.

Risk of Year 2000 Issues

The most  reasonable and likely result from non-year 2000  compliance of systems
of the service  providers  noted above will be the disruption of normal business
operations for WNC. This disruption would, in turn, lead to delays in performing
reporting and fiduciary responsibilities on behalf of the Partnership. The worst
case scenario would be the replacement of a service provider. These delays would
likely  be  temporary  and  would  likely  not  have a  material  effect  on the
Partnership or WNC.

Local Limited Partnerships

Status of Readiness

WNC is in the  process of  obtaining  year 2000  certifications  from each Local
General Partner of each Local Limited  Partnership.  Those  certifications  will
represent  to the  Partnership  that the IT and non-IT  systems  critical to the
operation of the Housing Complexes and investor reporting to the Partnership are
year 2000 compliant. These certifications will also represent to the Partnership
that the IT and non-IT  systems of property  management  companies,  independent
accountants,    electrical   power   providers,   financial   institutions   and
telecommunications  carriers used by the Local Limited Partnership are year 2000
compliant.

There can be no assurance that the representations in the certifications will be
correct.   There  also  can  be  no   assurance   that  the  systems  of  other,
less-important  service  providers  and  outside  vendors,  upon which the Local
Limited Partnerships rely, will be year 2000 compliant.


                                       16
<PAGE>
Costs to Address Year 2000 Issues

There  will be no cost to the  Partnership  as a result of  assessing  year 2000
issues for the Local Limited Partnerships.  The cost to deal with potential year
2000 issues of the Local Limited Partnerships cannot be estimated at this time.

Risk of Year 2000 Issues

There may be Local  General  Partners who indicate  that they or their  property
management  company are not year 2000  compliant and do not have plans to become
year 2000  compliant  before the end of 1999.  There may be other Local  General
Partners who are  unwilling to respond to the  certification  request.  The most
likely result of either non-compliance or failure to respond will be the removal
and  replacement  of the property  management  company  and/or the Local General
Partner with year 2000 compliant operators.

Despite the efforts to obtain certifications, there can be no assurance that the
Partnership  will be unaffected  by year 2000 issues.  The most  reasonable  and
likely  result from non-year 2000  compliance  will be the  disruption of normal
business  operations  for the  Local  Limited  Partnerships,  including  but not
limited  to the  possible  failure  to  properly  collect  rents and meet  their
obligations in a timely manner.  This disruption  would, in turn, lead to delays
by  the  Local  Limited  Partnerships  in  performing  reporting  and  fiduciary
responsibilities  on behalf of the  Partnership.  The worst-case  scenario would
include the  initiation of  foreclosure  proceedings on the property by mortgage
debt holders. Under these circumstances, WNC or its affiliates will take actions
necessary  to  minimize  the risk of  foreclosure,  including  the  removal  and
replacement of a Local General  Partner by the  Partnership.  These delays would
likely  be  temporary  and  would  likely  not  have a  material  effect  on the
Partnership or WNC.

Item 3.  Quantitative and Qualitative Disclosures About Market Risks

         NONE

Part II. Other Information

Item 1.  Legal Proceedings

         NONE

Item 6.  Exhibits and Reports on Form 8-K

         Form 8K - Current report dated July 16, 1999
         Form 8K - Amended  Current Report dated September 16, 1999

                                       17
<PAGE>
Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

WNC HOUSING TAX CREDIT FUND II, L.P.

By:  WNC Financial Group, L.P.      General Partner

By:  WNC & Associates, Inc.         General Partner



By: /s/ John B. Lester, Jr.

John B. Lester, Jr., President
WNC & Associates, Inc.

Date: November 22, 1999



By:  /s/ Michael L. Dickenson

Michael L. Dickenson, Vice-President - Chief Financial Officer
WNC & Associates, Inc.

Date: November 22, 1999









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