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                      SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                   FORM 10K/A

               Annual Report Pursuant to Section 13 OR 15(d) of
                     the Securities Exchange Act of 1934

    For the fiscal year ended                      Commission file
       December 31, 1999                           Number 0-13203

                              Amendment Number 1

                               LNB Bancorp, Inc.
         (Exact name of the registrant as specified in its Charter)

                    Ohio                          34-1406303
          (State of incorporation)    (I.R.S. Employer Identification No.)
         457 Broadway, Lorain, Ohio               44052-1769
    (Address of principal executive offices)       (Zip Code)

                               (440) 244 - 6000
           (Registrant's telephone number, including area code)

           SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE
                      SECURITIES EXCHANGE ACT OF 1934:

    Title of Each Class       Name of Each Exchange on Which Registered
        Common Stock, Par Value $1.00               NASDAQ - OTC
             Per Share

Indicate by check mark whether the Registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the Securities
Exchange Act of 1934 during the preceding 12 months (or for such
shorter period that the Registrant was required to file such reports),
and (2) has been subject to such filing requirements for the past 90 days.

YES [X]  NO [ ]

Indicate by check mark if disclosure of delinquent filers pursuant to
Item 405 of Regulation S-K is not contained herein, and will not be
contained, to the best of registrant's knowledge, in definitive proxy or
information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. [X]

The aggregate market value of the voting stock held by non-affiliates
of the Registrant at May 31, 2000 was approximately $100,833,000.

The number of shares of Registrant's Common Stock outstanding on
May 31, 2000 was 4,127,261.











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   The undersigned registrant hereby amends the following items of its
Annual Report pursuant to Section 13 or 15(d) of the Securities Exchange
Act of 1934 on Form 10-K for the fiscal year ended December 31, 1999 for
the purpose of furnishing financial statements for The Lorain National
Bank Employee Stock Ownership Plan and The Lorain National Bank Stock
Purchase Plan:

PART II

ITEM 14 - EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K

     (3)  Exhibits:

          (99.1) Annual report on Form 11-K of The Lorain National Bank
                 Employee Stock Ownership Plan (registration number
                 33-65034) for the plan year ended December 31, 1999.

          (99.2) Annual report on Form 11-K of The Lorain National Bank
                 Stock Purchase Plan (registration number 33-65034)
                 for the plan year ended December 31, 1999.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities
and Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned, thereunto duly authorized.

                                       LNB Bancorp, Inc.
                                       (Registrant)

Date: June 28, 2000                  By: /s/ Gregory D. Friedman
      -------------                      -----------------------
                                         Gregory D. Friedman
                                         Executive Vice President and
                                         Chief Financial Officer



                                         /s/ Mitchell J. Fallis
                                         -----------------------
                                         Mitchell J. Fallis
                                         Vice President and
                                         Chief Accounting Officer
















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                               LNB Bancorp, Inc.
                                  Form 10K/A

                                 Appendix Index
                    Pursuant to Item 601 (a) of Regulation S-K

S-K Reference                       Appendix
   Number

   (99.1)        Annual report on Form 11-K of The Lorain National Bank
                 Employee Stock Ownership Plan (registration number
                 33-65034) for the plan year ended December 31, 1999.

   (99.2)        Annual report on Form 11-K of The Lorain National Bank
                 Stock Purchase Plan (registration number 33-65034)
                 for the plan year ended December 31, 1999.