SUBSIDIARIES OF THE REGISTRANT
 Name
    
    Jurisdiction of IncorporationMitsui Sumitomo Insurance Company, Limited
    
    JapanAioi Insurance Company, Limited
    
    JapanNissay Dowa General Insurance Company, Limited
    
    JapanMitsui Sumitomo Kirameki Life Insurance Company, Limited
    
    JapanMitsui Direct General Insurance Company, Limited
    
    JapanMitsui Sumitomo MetLife Insurance Company, Limited
    
    JapanMITSUI SUMITOMO INSURANCE Venture Capital Company, Limited
    
    JapanMITSUI SUMITOMO INSURANCE Agency Service Company, Limited
    
    JapanMITSUI SUMITOMO INSURANCE Care Network Company, Limited
    
    JapanMSK Marine Service Company, Limited
    
    JapanMITSUI SUMITOMO INSURANCE Claims Adjusting Company, Limited
    
    JapanMSK Anshin-Station Company, Limited
    
    JapanMitsui Sumitomo Insurance Systems Company, Limited
    
    JapanMSK Information Service Company, Limited
    
    JapanMSK Building Service Company, Limited
    
    JapanMS&AD Staffing Service Company, Limited
    
    JapanMS Insurance Planning Company, Limited
    
    JapanMS Chiba Company, Limited
    
    JapanMS Mie Company, Limited
    
    JapanAioi Life Insurance Company, Limited
    
    JapanAioi Insurance CS-Desk Co., Ltd.
    
    JapanAioi Claim Research Co., Ltd.
    
    JapanAioi Insurance Systems Co., Ltd.
    
    JapanAioi Insurance Total Services Co., Ltd.
    
    JapanAioi Business Services Co., Ltd.
    
    JapanAioi Support Box Co., Ltd.
    
    JapanFureai Do-Life Services Co., Ltd.
    
    JapanMS&AD Research Institute Company, Limited
    
    JapanAioi Insurance Auto Technical Research Center Co., Ltd.
    
    JapanAioi Sonpo Anshin 24 Co., Ltd.
    
    JapanMobile General Insurance Planning Co., Ltd.
    
    JapanNissay Dowa Claims Research Company, Limited
    
    JapanNDI Konpyuta Sabisu Kabushikikaisha
    
    JapanNDI Bijinesu Sabisu Kabushikikaisha
    
    JapanNDI Biru Manejimento Kabushikikaisha
    
    JapanNDI Hoken Sabisu Kabushikikaisha
    
    JapanMS&AD Loan Services Company, Limited
    
    JapanAC Planning Company, Limited
    
    JapanInterRisk Research Institute & Consulting,Inc.
    
    JapanMSK Insurance Center Company, Limited
    
    JapanMSK Shoji Company, Limited
    
    JapanMITSUI SUMITOMO INSURANCE C No.6 Investment Business Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C No.1 Venture Capital Investment Limited Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C No.2 Venture Capital Investment Limited Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C No.3 Venture Capital Investment Limited Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C Academic Technology Investment Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C Global Technology Venture Capital Investment Limited Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C Campus No.1 Venture Capital Investment Limited
Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C 2005V Venture Capital Investment Limited Partnership
    
    Japan




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Name
    
    Jurisdiction of IncorporationMSIVC Buyout Investment Limited Partnership
    
    JapanMITSUI SUMITOMO INSURANCE C Campus No.2 Venture Capital Investment Limited
Partnership
    
    JapanMS Tokusima Company, Limited
    
    JapanMS Takanashi Insurance Service Company, Limited
    
    JapanMSIVC Campus No.3 Venture Capital Investment Limited Partnership
    
    JapanMSIVC 2008V Venture Capital Investment Limited Partnership
    
    JapanMS Direct investment Agency Management Company, Limited
    
    JapanMS Soutoku Company, Limited
    
    JapanMS Sapporo Company, Limited
    
    JapanMS Kagoshima Company, Limited
    
    JapanMS Iwate Company, Limited
    
    JapanShoukou Service Company, Limited
    
    JapanInter Partner Assistance Japan, Ltd.
    
    JapanMSK Hontenkanri Company, Limited
    
    JapanAmerican Appraisal Japan Co., Ltd.
    
    JapanSumitomo Mitsui Asset Management Company, Limited
    
    JapanToyota Asset Management Co., Ltd.
    
    JapanAdlick Insurance Co., Ltd.
    
    JapanSBI Insurance Co., Ltd.
    
    Japane-Net SS Insurance Co., Ltd.
    
    JapanZenkankyo Kyosaikai Company, Limited
    
    JapanMSIG Holdings (Americas), Inc.
    
    U.S.A.Mitsui Sumitomo Insurance USA Inc.
    
    U.S.A.Mitsui Sumitomo Insurance Company of America
    
    U.S.A.Mitsui Sumitomo Marine Management (U.S.A.), Inc.
    
    U.S.A.MSI Risk Management Services, Inc.
    
    U.S.A.Seven Hills Insurance Agency, LLC
    
    U.S.A.MSI Claims (USA), Inc.
    
    U.S.A.Taisho Realty America Corporation
    
    U.S.A.Mitsui Sumitomo Insurance Company (Europe), Limited
    
    U.K.Mitsui Sumitomo Insurance (London) Limited
    
    U.K.Mitsui Sumitomo Insurance (London Management) Ltd
    
    U.K.MSI Corporate Capital Limited
    
    U.K.MSIG Corporate Services (Europe) Limited
    
    U.K.MSIG Holdings (Europe) Limited
    
    U.K.MSIS PTE. LTD.
    
    SingaporeMSI Management (Singapore) Pte Ltd
    
    SingaporeMS Frontier Reinsurance Limited
    
    BermudaSPAC Insurance (Bermuda) Limited
    
    BermudaMSIHK Company Limited
    
    Hong KongOriental Management Services Limited
    
    Hong KongM & H Insurance Agency Limited
    
    Hong KongPT. Asuransi MSIG Indonesia
    
    IndonesiaMitsui Sumitomo Seguros S/A.
    
    BrazilMitsui Sumitomo Insurance Company Limited-Escritório de Representação no Brasil Ltda.
    
    BrazilMitsui Sumitomo Reinsurance Limited
    
    IrelandMSI Holding (Thailand) Company Limited
    
    ThailandCalm Sea Service Company Limited
    
    ThailandMSIG Service and Adjusting (Thailand) Company Limited
    
    ThailandMBTS Life Insurance Broker Co., Ltd.
    
    ThailandMSIG Insurance (Singapore) Pte. Ltd.
    
    SingaporeMSIG Insurance (Thailand) Co., Ltd.
    
    ThailandUeang Mai Co., Ltd.
    
    Thailand




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Name
    
    Jurisdiction of IncorporationYardhimar Company Limited
    
    ThailandMSIG Insurance (Hong Kong) Limited
    
    Hong KongPT. PAI Insurance
    
    IndonesiaMSIG Mingtai Insurance Co., Ltd.
    
    TaiwanMSIG Berhad
    
    MalaysiaMSIG German Services GmbH
    
    GermanyMitsui Sumitomo Insurance Underwriting at Lloyds Limited
    
    U.K.MSI GuaranteedWeather, LLC
    
    U.S.A.MSI GuaranteedWeather Trading Limited
    
    BermudaMSIG Insurance (Malaysia) Bhd.
    
    MalaysiaMSIG Holdings (Asia) Pte. Ltd.
    
    SingaporeMitsui Sumitomo Insurance (China) Company Limited
    
    ChinaVortex Insurance Agency, LLC
    
    U.S.AMS Frontier Re Modeling Research Pte. Ltd.
    
    SingaporeMSIG Insurance (Vietnam) Company Limited
    
    VietnamMSIG Insurance (Lao) Co., Ltd.
    
    LaosMSMR Parkview LLC
    
    U.S.A.MSMR Franklin LLC
    
    U.S.A.Aioi Motor and General Insurance Company of Europe Limited
    
    U.K.Toyota Insurance Management Limited
    
    U.K.Aioi Insurance Management Limited
    
    U.K.Aioi Life Insurance of Europe AG
    
    GermanyAioi Insurance Company (China) Limited
    
    ChinaAioi Insurance Company of America
    
    U.S.A.DTRIC Insurance Company,Limited
    
    U.S.A.DTRIC Insurance Underwriters,Limited
    
    U.S.A.Aioi Nissay Dowa Insurance Agency Singapore Pte. Ltd.
    
    SingaporePT.Asuransi Aioi Indonesia
    
    IndonesiaAioi Management New Zealand Limited
    
    New ZealandAioi Management Australia Pty.Ltd
    
    AustraliaDowa Insurance Company (Europe) Ltd
    
    U.K.Interisk Asia Pte Ltd
    
    SingaporeInterisk Global Management (Bermuda) Limited
    
    BermudaMSI Risk Consultancy Services (Malaysia) Sdn Bhd
    
    MalaysiaMSC Corporation
    
    CaymanInterRisk Consulting (Shanghai) Co.,Ltd
    
    ChinaDRD LLP
    
    U.S.A.HI-TECH INSURANCE SYSTEMS DEVELOPMENT LLP
    
    U.S.A.BPI/MS Insurance Corporation
    
    The PhilippinesFLT Prime Insurance Corporation
    
    The PhilippinesMBTS Broking Services Company Limited
    
    ThailandSumitomo Mitsui Asset Management (New York) Inc.
    
    U.S.A.Sumitomo Mitsui Asset Management (London) Limited
    
    U.K.Sumitomo Mitsui Asset Management (Hong Kong) Limited
    
    Hong KongSansei Capital Management Cayman Ltd.
    
    CaymanSLI Cayman Limited
    
    CaymanCholamandalam MS General Insurance Company Limited
    
    IndiaAsia Insurance (Cambodia) Plc.
    
    CambodiaCholamandalam MS Risk Services Limited
    
    IndiaPT. Auto Management Services
    
    IndonesiaSMA MSI AS
    
    NorwayBangkok Chayoratn Company, Limited
    
    ThailandAioi Bangkok Insurance Company, Limited
    
    Thailand




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Name
    
    Jurisdiction of IncorporationGuangzhou Guang Ai Insurance Brokers Co., Ltd.
    
    ChinaBangkok Chayolife Company, Limited
    
    ThailandKawasaki-Dowa Agency Ltd.
    
    ThailandMSIVC Asia Fund I
    
    Japan