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| TABLE OF CONTENTS                                |
|-------------------------------------------------------|
| ARTICLE I  DEFINITIONS AND ACCOUNTING TERMS |
|                                                  | SECTION 1.01. | Certain Defined Terms |
|                                                  | SECTION 1.02. | Computation of Time Periods |
|                                                  | SECTION 1.03. | Accounting Terms |
|                                                  |   |   |
| ARTICLE II AMOUNTS AND TERMS OF THE ADVANCES          |
|                                                  | SECTION 2.01. | The Revolving Credit Advances; Allocation of Commitments |
|                                                  | SECTION 2.02. | Making the Revolving Credit Advances |
|                                                  | SECTION 2.03. | Terms of Japan Local Currency Facility |
|                                                  | SECTION 2.04. | Fees |
|                                                  | SECTION 2.05. | Reduction of the Commitments; Bank Additions |
|                                                  | SECTION 2.06. | Repayment of Advances |
|                                                  | SECTION 2.07. | Interest on Advances |
|                                                  | SECTION 2.08. | Interest Rate Determination |
|                                                  | SECTION 2.09. | Prepayments of Advances |
|                                                  | SECTION 2.10. | Increased Costs; Capital Adequacy; Illegality |
|                                                  | SECTION 2.11. | Payments and Computations |
|                                                  | SECTION 2.12. | Taxes |
|                                                  | SECTION 2.13. | Sharing of Payments, Etc. |
|                                                  | SECTION 2.14. | Tax Forms |
|                                                  | SECTION 2.15. | Market Disruption; Denomination of Amounts in Dollars |
|                                                  | SECTION 2.16. | [Reserved] |
|                                                  | SECTION 2.17. | [Reserved] |
|                                                  | SECTION 2.18. | Defaulting Banks |
|                                                  |   |   |
| ARTICLE III CONDITIONS OF LENDING                     |
|                                                  | SECTION 3.01. | Conditions Precedent to Initial Advances |
|                                                  | SECTION 3.02. | Conditions Precedent to Each Borrowing |
|                                                  | SECTION 3.03. | Conditions Precedent to Certain Borrowings |
|                                                  |   |   |
| ARTICLE IV REPRESENTATIONS AND WARRANTIES             |
|                                                  | SECTION 4.01. | Representations and Warranties of the Borrowers |
|                                                  | SECTION 4.02. | Additional Representations and Warranties of CFSC and CFC |
|                                                  |   |   |
| ARTICLE V COVENANTS OF THE BORROWERS                  |
|                                                  | SECTION 5.01. | Affirmative Covenants |
|                                                  | SECTION 5.02. | Negative Covenants |
|                                                  | SECTION 5.03. | Financial Covenant of Caterpillar |
|                                                  | SECTION 5.04. | Financial and Other Covenants of CFSC |
|                                                  |   |   |
| ARTICLE VI EVENTS OF DEFAULT                          |
|                                                  | SECTION 6.01. | Events of Default |
|                                                  |   |   |
| ARTICLE VII AGENCY                                    |
|                                                  | SECTION 7.01. | Appointment and Authority |
|                                                  | SECTION 7.02. | Agent Individually |
|                                                  | SECTION 7.03. | Duties of Agent; Exculpatory Provisions |
|                                                  | SECTION 7.04. | Reliance by Agent |
|                                                  | SECTION 7.05. | Delegation of Duties |
|                                                  | SECTION 7.06. | Resignation of Agent |
|                                                  | SECTION 7.07. | Non-Reliance on Agents and Other Banks |
|                                                  | SECTION 7.08. | No Other Duties, etc. |
|                                                  | SECTION 7.09. | Indemnification |
|                                                  |   |   |
| ARTICLE VIII MISCELLANEOUS                            |
|                                                  | SECTION 8.01. | Amendments, Etc. |
|                                                  | SECTION 8.02. | Notices; Communications, Etc. |
|                                                  | SECTION 8.03. | No Waiver; Remedies |
|                                                  | SECTION 8.04. | Costs, Expenses and Taxes |
|                                                  | SECTION 8.05. | Right of Set-off |
|                                                  | SECTION 8.06. | Binding Effect |
|                                                  | SECTION 8.07. | Assignments and Participations |
|                                                  | SECTION 8.08. | Governing Law; Submission to Jurisdiction; Service of Process |
|                                                  | SECTION 8.09. | Caterpillar as Agent for the Borrowers |
|                                                  | SECTION 8.10. | Judgment Currency |
|                                                  | SECTION 8.11. | Execution in Counterparts |
|                                                  | SECTION 8.12. | Waiver of Jury Trial |
|                                                  | SECTION 8.13. | USA Patriot Act Notification |
|                                                  | SECTION 8.14. | Confidentiality |
|                                                  | SECTION 8.15. | Treatment of Information |
|                                                  | SECTION 8.16. | Termination of Prior Agreement |
|                                                  |   |   |
| ARTICLE IX CFSC GUARANTY                              |
|                                                  | SECTION 9.01. | The Guaranty |
|                                                  | SECTION 9.02. | Guaranty Unconditional |
|                                                  | SECTION 9.03. | Discharge Only Upon Payment In Full; Reinstatement in Certain Circumstances |
|                                                  | SECTION 9.04. | Waiver by CFSC |
|                                                  | SECTION 9.05. | Subrogation |
|                                                  | SECTION 9.06. | Stay of Acceleration |

| SCHEDULES            |
|----------------------|
|                 | Schedule 4.01(h) | ERISA |
|   EXHIBITS |
|                 | Exhibit A | Form of Note |
|                 | Exhibit B-1 | Notice of Revolving Credit Borrowing |
|                 | Exhibit B-2 | Notice of Japan Local Currency Borrowing |
|                 | Exhibit B-3 | Notice of Allocation |
|                 | Exhibit B-4 | Notice of Bank Addition |
|                 | Exhibit C-1 | Form of Assignment and Acceptance |
|                 | Exhibit C-2 | Form of Assumption and Acceptance |
|                 | Exhibit D | Form of Opinion of Counsel for each of Caterpillar and CFSC |
|                 | Exhibit E | Form of Opinion of Special New York Counsel to the Agent |
|                 | Exhibit F-1 | Form of Compliance Certificate (Caterpillar) |
|                 | Exhibit F-2 | Form of Compliance Certificate (CFSC) |
|                 | Exhibit G | Form of Japan Local Currency Addendum |

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ARTICLE I

ARTICLE II

| Credit Rating                                                                                             | Facility Fee Rate(rate per annum)  |
|----------------------------------------------------------------------------------------------------------------|-----------------------------------------|
| AA- or better (S&P) orAa3 or better (Moody’s)                                                   |  0.05%                        |
| Below AA- (S&P) and Aa3 (Moody’s)butA- or better (S&P) orA3 or better (Moody’s)       |    0.06%            |
| Below A- (S&P) and A3 (Moody’s)butBBB+ or better (S&P) orBaa1 or better (Moody’s)     |    0.08%            |
| Below BBB+ (S&P) and Baa1 (Moody’s)butBBB or better (S&P) orBaa2 or better (Moody’s)  |    0.10%            |
| Below BBB (S&P) and Baa2 (Moody’s)or unrated                                                    |  0.125%                       |

ARTICLE III

ARTICLE IV

ARTICLE V

ARTICLE VI

ARTICLE VII

ARTICLE VIII

|  (a) | (i)  Each Bank may, upon not less than one (1) Business Day’s prior notice to the Agent and with the prior written consent of the Agent, Caterpillar and CFSC (which consents shall not be unreasonably withheld or delayed; provided, that each of Caterpillar and CFSC shall be deemed to have consented to any assignment unless such Borrowers shall object thereto by written notice to the Agent within ten (10) Business Days after having received notice thereof; provided, further, that no consent of Caterpillar or CFSC shall be required in connection with any assignment (x) to a Bank or a Bank’s Affiliate or (y) to an Eligible Financial Institution if an Event of Default has occurred and is continuing) assign to one or more of such Bank’s Affiliates or to one or more other Banks (or to any Affiliate of such Bank) or to one or more banks or other entities all or a portion of its rights and obligations under this Agreement (including, without limitation, all or a portion of its Commitment, Revolving Credit Commitment, its Japan Local Currency Commitment, if applicable, the Advances owing to it and any Note or Notes held by it); provided, however, that (A) each such assignment shall be of a constant, and not a varying, percentage of all of the assigning Bank’s rights and obligations under this Agreement, and shall be in an amount not less than the lesser of (x) $5,000,000 and (y) the remaining amount of the assigning Bank’s Commitment (calculated as at the date of such assignment) or outstanding Advances (if such Bank’s Commitment has been terminated), (B) no such assignment shall result in any Bank having a Commitment which is more than 20% of the Total Commitment, (C) the parties to each such assignment shall execute and deliver to the Agent, for its acceptance (but not consent), an Assignment and Acceptance, together with any Note or Notes subject to such assignment and, other than in connection with assignments to a Bank’s Affiliate, a processing and recordation fee of $3,500, and (D) no such assignment shall be made to any Borrower or any of such Borrower’s Affiliates or Subsidiaries. |
|-----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (ii)  Upon such execution, delivery and acceptance of any such Assignment and Acceptance, from and after the effective date specified in such Assignment and Acceptance, (x) the assignee thereunder shall, in addition to the rights and obligations hereunder held by it immediately prior to such effective date (if any), have the rights and obligations hereunder that have been assigned to it pursuant to such Assignment and Acceptance and (y) the Bank assignor thereunder shall, to the extent that rights and obligations hereunder have been assigned by it pursuant to such Assignment and Acceptance, relinquish its rights and be released from its obligations under this Agreement and the Japan Local Currency Addendum, if applicable (and, in the case of an Assignment and Acceptance covering all or the remaining portion of an assigning Bank’s rights and obligations under this Agreement and the Japan Local Currency Addendum, if applicable, such Bank shall cease to be a party hereto and thereto).  Notwithstanding any assignment, each assigning Bank shall continue to have the benefits and obligations of a “Bank” under Section 2.12, Section 8.04 and Section 8.14 hereof to the extent of any Commitments or Advances assigned in accordance herewith. |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

ARTICLE IX

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|    Date |   Type ofAdvance |  Currency andAmount ofAdvance |   Maturity ofAdvance | Amount ofPrincipalPaidor Prepaid |  UnpaidPrincipalBalance |   NotationMade By |
|------------------------|----------------------------|------------------------------------|--------------------------------|----------------------------------|------------------------------|-----------------------------|
|                   |                       |                               |                           |                             |                         |                        |

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1

2

3

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2           To be included in Notices of Revolving Credit Borrowing pursuant to Section 3.03.

3           To be included in Notices of Revolving Credit Borrowing from CFSC.

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4

5

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5           To be included in Notices of Borrowing pursuant to Section 3.03.

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6

7

8

9

10

11

12

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7        Applicable if Assignor is a Japan Local Currency Bank.

8        Applicable if Assignor is a Japan Local Currency Bank.

9        Applicable if Assignor is a Japan Local Currency Bank.

10       Applicable if Assignor is a Japan Local Currency Bank.

11       Applicable if Assignor is a Japan Local Currency Bank.

12       Applicable if Assignor is a Japan Local Currency Bank.

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13

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14

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15

16

17

18

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16           To be used if the Added Bank is already a Bank under the Credit Agreement.

17           To be used if the Added Bank is not already a Bank under the Credit Agreement.

18           To be used if the Added Bank is already a Bank under the Credit Agreement.

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19

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20

21

22

23

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21           For CFSC opinion.

22           For CFSC opinion.

23           For CFSC opinion.

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24

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| Japan Local Currency Bank Name         | Japan Local Currency Commitment |
|----------------------------------------|---------------------------------|
| The Bank of Tokyo-Mitsubishi UFJ, Ltd. | US $75,000,000                  |

| Total Japan Local Currency Commitment: |  US $75,000,000 |
|----------------------------------------|----------------------|

| Japan Local Currency Bank Name    | Applicable Japan Local Currency Lending Office                                                                                                                                                                                                                                                          |
|----------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| The Bank of Tokyo-Mitsubishi UFJ, Ltd. | The Bank of Tokyo-Mitsubishi UFJ, Ltd.,Corporate Banking Division No. 3, Corporate Banking Group7-1, Marunouchi 2-chome, Chiyoda-ku, Tokyo, JapanAttention:  Mr. Shu Ohsuga(Telephone No.:  03-3240-2512 / 81-3-3240-2512)(Facsimile No.:  03-3240-8885 / 81-3-3240-8885) |

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