<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS FILED WITH THE REGISTRANT'S QUARTERLY REPORT ON FORM 10-Q
FOR THE QUARTER ENDED JUNE 30, 1997.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                          36,385
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                              0
<ALLOWANCE>                                          0
<TOTAL-ASSETS>                                 964,838
<DEPOSITS>                                           0<F1>
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          3,014,084
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        12,792
<OTHER-SE>                                 (2,062,038)
<TOTAL-LIABILITIES-AND-EQUITY>                 964,838
<INTEREST-LOAN>                                      0
<INTEREST-INVEST>                                    0
<INTEREST-OTHER>                                   841
<INTEREST-TOTAL>                                   841
<INTEREST-DEPOSIT>                              37,482
<INTEREST-EXPENSE>                              37,482
<INTEREST-INCOME-NET>                         (36,641)
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,383,464
<INCOME-PRETAX>                            (1,420,105)
<INCOME-PRE-EXTRAORDINARY>                 (1,420,105)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                               (1,420,105)
<EPS-PRIMARY>                                   (0.52)
<EPS-DILUTED>                                   (0.52)
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>As of June 30, 1997, deposits generated by the internet banking
operations of the Company and held and serviced by CFB on behalf of
the Company were $ 43.1 million, which consisted of $ 31.8 million
in money market accounts, $ 824,000 in interest checking accounts
and $ 10.5 million in certificates of deposit.
</FN>
        

</TABLE>