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UNITED
    STATES SECURITIES AND EXCHANGE COMMISSIONWashington, D.C.
    20549
      Form 10-K
 (Mark One)þ

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE ACT OF 1934For the fiscal
    year ended December 31,
    2009oro

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE ACT OF 1934For the transition period
    from          to   Commission file number
    33-03094
      MetLife Insurance Company of
    Connecticut
 (Exact name of registrant as
    specified in its charter)
  Connecticut

06-0566090(State or other jurisdiction
    of
    incorporation or organization)

(I.R.S. Employer
    Identification No.)1300 Hall Boulevard, Bloomfield, Connecticut(Address of principal
    executive offices)

06002(Zip Code)(860) 656-3000(Registrants telephone
    number, including area code)Securities registered pursuant to
    Section 12(b) of the Act: None
    Securities registered pursuant to  Section 12(g) of the
    Act: None   o þ
  o þ
  þ o
  Regulation S-T o o
  Regulation S-K Form 10-K Form 10-K. þ
  Rule 12b-2
  Large accelerated
    filer o

Accelerated
    filer oNon-accelerated
    filer þ  (Do
    not check if a smaller reporting company)

Smaller reporting
    company o   Rule 12b-2 o þ
    REDUCED
    DISCLOSURE FORMAT
  The registrant meets the conditions set forth in General
    Instruction I(1)(a) and (b) of
    Form 10-K
    and is therefore filing this Form with the reduced disclosure
    format.
  DOCUMENTS
    INCORPORATED BY REFERENCE: NONE




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Table Of
    Contents
  PageNumberPart IItem 1.


Business


4Item 1A.


Risk Factors


15Item 1B.


Unresolved Staff Comments


39Item 2.


Properties


39Item 3.


Legal Proceedings


39Item 4.


Reserved


39Part IIItem 5.


Market for Registrants Common Equity,
    Related Stockholder Matters and Issuer Purchases of Equity
    Securities


40Item 6.


Selected Financial Data


40Item 7.


Managements Discussion and Analysis of
    Financial Condition and Results of Operations


40Item 7A.


Quantitative and Qualitative Disclosures About
    Market Risk


57Item 8.


Financial Statements and Supplementary Data


65Item 9.


Changes in and Disagreements With Accountants on
    Accounting and Financial Disclosure


66Item 9A(T).


Controls and Procedures


66Item 9B.


Other Information


66Part IIIItem 10.


Directors, Executive Officers and Corporate
    Governance


67Item 11.


Executive Compensation


67Item 12.


Security Ownership of Certain Beneficial Owners
    and Management and Related Stockholder Matters


67Item 13.


Certain Relationships and Related Transactions,
    and Director Independence


67Item 14.


Principal Accountant Fees and Services


67Part IVItem 15.


Exhibits and Financial Statement Schedules


69Signatures


70Exhibit Index


E-1EX-31.1EX-31.2EX-32.1EX-32.2




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As used in this
    Form 10-K,
    MICC, the Company, we,
    our and us refer to MetLife Insurance
    Company of Connecticut, a Connecticut corporation incorporated
    in 1863, and its subsidiaries, including MetLife Investors USA
    Insurance Company (MLI-USA). MetLife Insurance
    Company of Connecticut is a wholly-owned subsidiary of MetLife,
    Inc. (MetLife).
  Note
    Regarding Forward-Looking Statements
  Form 10-K,
  and/or
 2




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Note
    Regarding Reliance on Statements in Our Contracts
  Form 10-K,
  
    should not in all instances be treated as categorical statements
    of fact, but rather as a way of allocating the risk to one of
    the parties if those statements prove to be inaccurate;
    have been qualified by disclosures that were made to the other
    party in connection with the negotiation of the applicable
    agreement, which disclosures are not necessarily reflected in
    the agreement;
    may apply standards of materiality in a way that is different
    from what may be viewed as material to investors; and
    were made only as of the date of the applicable agreement or
    such other date or dates as may be specified in the agreement
    and are subject to more recent developments.  Form 10-K
 3




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Part I  Item 1.
    Business  Form 10-K,
      start-up
    Sales
    Distribution
    Individual
    Sales Distribution
       4




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Group
    Sales Distribution
          Policyholder
    Liabilities
             5




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Underwriting
    and Pricing
  Underwriting
           6




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Pricing
          Reinsurance
    Activity
     7




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Regulation
  Insurance
    Regulation
   8




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Holding Company Regulation.
    Guaranty Associations and Similar
    Arrangements.
    Statutory Insurance Examination.
    Policy and Contract Reserve Sufficiency
    Analysis.
 9




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Surplus and Capital.
  Risk-Based Capital (RBC).
    Regulation of Investments.
  Federal Initiatives.
  Legislative Developments.
  
    Federal banking regulatory agencies have issued a joint policy
    statement on funding and liquidity risk management that applies
    to MetLife as a bank holding company. 10




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
    The proposals under consideration in Congress include special
    regulatory and insolvency regimes, including even higher capital
    and liquidity standards, for financial institutions that are
    deemed to be systemically significant. These insolvency regimes
    could vary from the resolution regimes currently applicable to
    some subsidiaries of such companies and could include
    assessments on financial companies to provide for a systemic
    resolution fund.
    The Obama administration, members of Congress and Federal
    banking regulators have suggested new or increased taxes or
    assessments on banks and financial firms to mitigate the costs
    to taxpayers of various government programs established to
    address the financial crisis and to offset the costs of
    potential future crisis.
    The proposed legislation also includes new conditions on the
    writing and trading of certain standardized and non-standardized
    derivatives.    Governmental
    Responses to Extraordinary Market Conditions
  U.S. Federal Governmental
    Responses.
  
    expanding the types of institutions that have access to the
    Federal Reserve Bank of New Yorks discount window;
    providing asset guarantees and emergency loans to particular
    distressed companies;
    a temporary ban on short selling of shares of certain financial
    institutions;
    programs intended to reduce the volume of mortgage foreclosures
    by modifying the terms of mortgage loans for distressed
    borrowers;
    temporarily guaranteeing money market funds; and
    programs to support the mortgage-backed securities market and
    mortgage lending.     11




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State Insurance Regulatory Responses.
       12




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Foreign Governmental Responses.
  Broker-Dealer
    and Securities Regulation
  sub-accounts,
      Environmental
    Considerations
    Employee
    Retirement Income Security Act of 1974 (ERISA)
    Considerations
   13




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John Hancock Mutual Life Insurance Company v. Harris Trust and Savings Bank (1993),
    Company
    Ratings
    Rating
    Stability Indicators
    Rating
    Actions
   14




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##### Table of Contents



Insurer
    Financial Strength Ratings
  A.M. Best (1)*

Fitch (2)

Moodys (3)**

S&P (4)***MetLife Insurance Company of Connecticut

A+

AA−

Aa3

AA−MetLife Investors USA Insurance Company

A+

AA−

Aa3

AA−     *
    
    Under Review with negative implications**
    
    Negative outlook***
    
    CreditWatch negative  (1)
    
    A.M. Best financial strength ratings range from A++
    (superior) to S (Suspended). A Rating of
    A+ is in the superior category.(2)
    
    Fitch insurer financial strength ratings range from AAA
    (exceptionally strong) to C (ceased or interrupted
    payments imminent). A + or −
    may be appended to ratings from AA to
    CCC to indicate relative position within a category.
    A rating of AA is in the very strong
    category.(3)
    
    Moodys insurance financial strength ratings range from
    Aaa (exceptional) to C (extremely poor).
    A numeric modifier may be appended to ratings from
    Aa to Caa to indicate relative position
    within a category, with 1 being the highest and 3 being the
    lowest. A rating of Aa is in the
    excellent category.(4)
    
    S&P long-term insurer financial strength ratings range from
    AAA (extremely strong) to R (under regulatory
    supervision). A + or − may
    be appended to ratings from AA to CCC to
    indicate relative position within a category. A rating of
    AA is in the very strong category.      Item 1A.
    Risk
    Factors  Difficult
    Conditions in the Global Capital Markets and the Economy
    Generally May Materially Adversely Affect Our Business and
    Results of Operations and These Conditions May Not Improve in
    the Near Future
  sub-prime
 15




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Adverse
    Capital and Credit Market Conditions May Significantly Affect
    Our Ability to Meet Liquidity Needs, Access to Capital and Cost
    of Capital
       16




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Actions
    of the U.S. Government, Federal Reserve Bank of New York and
    Other Governmental and Regulatory Bodies for the Purpose of
    Stabilizing and Revitalizing the Financial Markets and
    Protecting Investors and Consumers May Not Achieve the Intended
    Effect or Could Adversely Affect the Competitive Position of
    MetLife, Inc. and its Subsidiaries, Including Us
       17




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Our
    Insurance Businesses Are Heavily Regulated, and Changes in
    Regulation May Reduce Our Profitability and Limit Our
    Growth
  non-U.S. insurance
    
    licensing companies and agents to transact business;
    calculating the value of assets to determine compliance with
    statutory requirements;
    mandating certain insurance benefits;
    regulating certain premium rates;
    reviewing and approving policy forms;
    regulating unfair trade and claims practices, including through
    the imposition of restrictions on marketing and sales practices,
    distribution arrangements and payment of inducements;
    regulating advertising;
    protecting privacy;
    establishing statutory capital and reserve requirements and
    solvency standards;
    fixing maximum interest rates on insurance policy loans and
    minimum rates for guaranteed crediting rates on life insurance
    policies and annuity contracts;
    approving changes in control of insurance companies;
    restricting the payment of dividends and other transactions
    between affiliates; and
    regulating the types, amounts and valuation of investments.   18




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and/or
      
    The Obama Administration and Congress have made various
    proposals that would change the capital and liquidity
    requirements, credit exposure concentrations and similar
    prudential matters for bank holding companies, banks and other
    financial firms.
    Federal banking regulatory agencies have issued a joint policy
    statement on funding and liquidity risk management that applies
    to MetLife as a bank holding company.
    The proposals under consideration in Congress include special
    regulatory and insolvency regimes, including even higher capital
    and liquidity standards, for financial institutions that are
    deemed to be systemically significant. These insolvency regimes
    could vary from the resolution regimes currently applicable to
    some subsidiaries of such companies and could include
    assessments on financial companies to provide for a systemic
    resolution fund.
    The Obama Administration, members of Congress and Federal
    banking regulators have suggested new or increased taxes or
    assessments on banks and financial firms to mitigate the costs
    to taxpayers of various government programs established to
    address the financial crisis and to offset the costs of
    potential future crises. See  Actions of the
    U.S. Government, Federal Reserve Bank of New York and Other
    Governmental and Regulatory Bodies for the Purpose of
    Stabilizing and Revitalizing the Financial Markets and
    Protecting Investors and Consumers May Not Achieve the Intended
    Effect or Could Adversely Affect the Competitive Position of
    MetLife, Inc. and its Subsidiaries, Including Us.
    The proposed legislation also includes new conditions on the
    writing and trading of certain standardized and non-standardized
    derivatives.   19




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We Are
    Exposed to Significant Financial and Capital Markets Risk Which
    May Adversely Affect Our Results of Operations, Financial
    Condition and Liquidity, and Our Net Investment Income Can Vary
    from Period to Period
     20




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other-than-temporary
      and/or
 21




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Changes
    in Market Interest Rates May Significantly Affect Our
    Profitability
     22




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Some
    of Our Investments Are Relatively Illiquid and Are in Asset
    Classes that Have Been Experiencing Significant Market Valuation
    Fluctuations
        Our
    Participation in a Securities Lending Program Subjects Us to
    Potential Liquidity and Other Risks
     23




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Our
    Requirements to Pledge Collateral Related to Declines in
    Estimated Fair Value of Specified Assets May Adversely Affect
    Our Liquidity and Expose Us to Counterparty Credit
    Risk
    Gross
    Unrealized Losses on Fixed Maturity and Equity Securities May be
    Realized or Result in Future Impairments, Resulting in a
    Reduction in Our Net Income
  available-for-sale available-for-sale available-for-sale other-than-temporary
  The
    Determination of the Amount of Allowances and Impairments Taken
    on Our Investments is Highly Subjective and Could Materially
    Impact Our Results of Operations or Financial
    Position
    other-than-temporary case-by-case
   24




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sub-sector;
  Defaults
    on Our Mortgage Loans and Volatility in Performance May
    Adversely Affect Our Profitability
  loan-to-value held-for-investment
    The
    Impairment of Other Financial Institutions Could Adversely
    Affect Us
   25




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We
    Face Unforeseen Liabilities or Asset Impairments or Rating
    Actions Arising from Possible Acquisitions and Dispositions of
    Businesses or Difficulties Integrating Such
    Businesses
  and/or
  day-to-day
  Fluctuations
    in Foreign Currency Exchange Rates and Foreign Securities
    Markets Could Negatively Affect Our Profitability
  non-U.S. Dollar non-U.S. Dollar non-U.S. Dollar non-U.S. Dollar
      Our
    International Operations Face Political, Legal, Operational and
    Other Risks that Could Negatively Affect Those Operations or Our
    Profitability
   26




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start-up
  A
    Downgrade or a Potential Downgrade in Our Financial Strength
    Ratings or those of MetLifes Other Insurance Subsidiaries,
    or MetLifes Credit Ratings Could Result in a Loss of
    Business and Materially Adversely Affect Our Financial Condition
    and Results of Operations
      
    reducing new sales of insurance products, annuities and other
    investment products;
    adversely affecting our relationships with our sales force and
    independent sales intermediaries;
    materially increasing the number or amount of policy surrenders
    and withdrawals by contractholders and policyholders;
    requiring us to reduce prices for many of our products and
    services to remain competitive; and
    adversely affecting our ability to obtain reinsurance at
    reasonable prices or at all.     27




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An
    Inability to Access MetLifes Credit Facilities Could
    Result in a Reduction in Our Liquidity and Lead to Downgrades in
    Our Credit and Financial Strength Ratings
        Defaults,
    Downgrades or Other Events Impairing the Carrying Value of Our
    Fixed Maturity or Equity Securities Portfolio May Reduce Our
    Earnings
    MetLifes
    Risk Management Policies and Procedures May Leave Us Exposed to
    Unidentified or Unanticipated Risk, Which Could Negatively
    Affect Our Business
   28




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up-to-date
  Reinsurance
    May Not Be Available, Affordable or Adequate to Protect Us
    Against Losses
    If the
    Counterparties to Our Reinsurance or Indemnification
    Arrangements or to the Derivative Instruments We Use to Hedge
    Our Business Risks Default or Fail to Perform, We May Be Exposed
    to Risks We Had Sought to Mitigate, Which Could Materially
    Adversely Affect Our Financial Condition and Results of
    Operations
      Differences
    Between Actual Claims Experience and Underwriting and Reserving
    Assumptions May Adversely Affect Our Financial
    Results
     29




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Catastrophes
    May Adversely Impact Liabilities for Policyholder Claims and
    Reinsurance Availability
           30




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Competitive
    Factors May Adversely Affect Our Market Share and
    Profitability
  e-business
        Industry
    Trends Could Adversely Affect the Profitability of Our
    Business
    Consolidation
    of Distributors of Insurance Products May Adversely Affect the
    Insurance Industry and the Profitability of Our
    Business
  and/or
 31




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Our
    Investments are Reflected Within the Consolidated Financial
    Statements Utilizing Different Accounting Bases and Accordingly
    We May Have Recognized Differences, Which May Be Significant,
    Between Cost and Estimated Fair Value in our Consolidated
    Financial Statements
    
    Fixed maturity and equity securities are classified as
    available-for-sale
    and are reported at their estimated fair value. Unrealized
    investment gains and losses are recorded as a separate component
    of other comprehensive income (loss), net of policyholder
    related amounts and deferred income taxes.
    Trading securities are recorded at estimated fair value with
    subsequent changes in estimated fair value recognized in net
    investment income.
    Short-term investments include investments with remaining
    maturities of one year or less, but greater than three months,
    at the time of acquisition. Short-term investments that meet the
    definition of a security are stated at estimated fair value, and
    short-term investments that do not meet the definition of a
    security are stated at amortized cost, which approximates
    estimated fair value.
    The carrying value of mortgage loans is stated at original cost
    net of repayments, amortization of premiums, accretion of
    discounts and valuation allowances.
    Policy loans are stated at unpaid principal balances.
    Real estate
    held-for-investment,
    including related improvements, is stated at cost, less
    accumulated depreciation.
    Real estate joint ventures and other limited partnership
    interests in which we have more than a minor equity interest or
    more than a minor influence over the joint ventures or
    partnerships operations, but where we do not have a
    controlling interest and are not the primary beneficiary, are
    carried using the equity method of accounting. We use the cost
    method of accounting for investments in real estate joint
    ventures and other limited partnership interests in which we
    have a minor equity investment and virtually no influence over
    the joint ventures or the partnerships operations.
    Other invested assets consist principally of freestanding
    derivatives with positive estimated fair values. Freestanding
    derivatives are carried at estimated fair value with changes in
    estimated fair value reflected in income for both non-qualifying
    derivatives and derivatives in fair value hedging relationships.
    Changes in estimated fair value of derivatives in cash flow
    hedging relationships are reflected as a separate component of
    other comprehensive income (loss).  held-for-investment,
  Our
    Valuation of Fixed Maturity, Equity and Trading Securities and
    Short-Term Investments May Include Methodologies, Estimations
    and Assumptions Which Are Subject to Differing Interpretations
    and Could Result in Changes to Investment Valuations that May
    Materially Adversely Affect Our Results of Operations or
    Financial Condition
   32




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Level 1
    Unadjusted quoted prices in active markets for identical assets
    or liabilities. We define active markets based on average
    trading volume for equity securities. The size of the bid/ask
    spread is used as an indicator of market activity for fixed
    maturity securities.Level 2
    Quoted prices in markets that are not active or inputs that are
    observable either directly or indirectly. Level 2 inputs
    include quoted prices for similar assets or liabilities other
    than quoted prices in Level 1; quoted prices in markets
    that are not active; or other inputs that are observable or can
    be derived principally from or corroborated by observable market
    data for substantially the full term of the assets or
    liabilities.Level 3
    Unobservable inputs that are supported by little or no market
    activity and are significant to the fair value of the assets or
    liabilities. Unobservable inputs reflect the reporting
    entitys own assumptions about the assumptions that market
    participants would use in pricing the asset or liability.
    Level 3 assets and liabilities include financial
    instruments whose values are determined using pricing models,
    discounted cash flow methodologies, or similar techniques, as
    well as instruments for which the determination of fair value
    requires significant management judgment or estimation.  sub-prime
      sub-prime
 33




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and/or period-to-period
  If Our
    Business Does Not Perform Well, We May Be Required to Recognize
    an Impairment of Our Goodwill or Other Long-Lived Assets or to
    Establish a Valuation Allowance Against the Deferred Income Tax
    Asset, Which Could Adversely Affect Our Results of Operations or
    Financial Condition
          If Our
    Business Does Not Perform Well or if Actual Experience Versus
    Estimates Used in Valuing and Amortizing DAC and VOBA Vary
    Significantly, We May Be Required to Accelerate the Amortization
    and/or Impair the DAC and VOBA Which Could Adversely Affect Our
    Results of Operations or Financial Condition
   34




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Changes
    in Accounting Standards Issued by the Financial Accounting
    Standards Board or Other
    Standard-Setting
    Bodies May Adversely Affect Our Financial
    Statements
  and/or Form 10-K Form 10-Q.
  Changes
    in Discount Rate, Expected Rate of Return and Expected
    Compensation Increase Assumptions for Pension and Other
    Postretirement Benefit Plans For Employees and Retirees of
    MetLife and its Subsidiaries May Result in Increased Expenses
    and Reduce Our Profitability
    Guarantees
    Within Certain of Our Variable Annuity Guarantee Benefits that
    Protect Policyholders Against Significant Downturns in Equity
    Markets May Increase the Volatility of Our Results Related to
    the Inclusion of an Own Credit Adjustment in the Estimated Fair
    Value of the Liability for These Guaranteed
    Benefits
   35




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Guarantees
    Within Certain of Our Products that Protect Policyholders
    Against Significant Downturns in Equity Markets May Decrease Our
    Earnings, Increase the Volatility of Our Results if Hedging or
    Risk Management Strategies Prove Ineffective, Result in Higher
    Hedging Costs and Expose Us to Increased Counterparty
    Risk
    Litigation
    and Regulatory Investigations Are Increasingly Common in Our
    Businesses and May Result in Significant Financial Losses and
    Harm to Our Reputation
     36




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Proposals
    to Regulate Compensation, if Implemented, Could Hinder or
    Prevent Us From Attracting and Retaining Management and Other
    Employees with the Talent and Experience to Manage and Conduct
    Our Business Effectively
    Changes
    in U.S. Federal and State Securities Laws and Regulations May
    Affect Our Operations and Our Profitability
  sub-accounts,
   37




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Changes
    in Tax Laws, Tax Regulations, or Interpretations of Such Laws or
    Regulations Could Increase Our Corporate Taxes; Changes in Tax
    Laws Could Make Some of Our Products Less Attractive to
    Consumers
        We May
    be Unable to Attract and Retain Sales Representatives for Our
    Products
    The
    Continued Threat of Terrorism and Ongoing Military Actions May
    Adversely Affect the Level of Claim Losses We Incur and the
    Value of Our Investment Portfolio
   38




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The
    Occurrence of Events Unanticipated In MetLifes Disaster
    Recovery Systems and Management Continuity Planning Could Impair
    Our Ability to Conduct Business Effectively
    Our
    Associates May Take Excessive Risks Which Could Negatively
    Affect Our Financial Condition and Business
    Item 1B.
    Unresolved
    Staff Comments    Item 2.
    Properties      Item 3.
    Legal
    Proceedings    Item 4.
    Reserved 39




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Part II  Item 5.
    Market
    for Registrants Common Equity, Related Stockholder Matters
    and Issuer Purchases of Equity Securities          Item 6.
    Selected
    Financial Data  Form 10-K.
  Item 7.
    Managements
    Discussion and Analysis of Financial Condition and Results of
    Operations  Form 10-K.
 40




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Summary
    of Critical Accounting Estimates
    (i)
    the estimated fair value of investments in the absence of quoted
    market values;(ii)
    investment impairments;  (iii)
    the recognition of income on certain investment entities and the
    application of the consolidation rules to certain investments;  (iv)
    the estimated fair value of and accounting for freestanding
    derivatives and the existence and estimated fair value of
    embedded derivatives requiring bifurcation;(v)
    the capitalization and amortization of DAC and the establishment
    and amortization of VOBA;(vi)
    the measurement of goodwill and related impairment, if any;(vii)
    the liability for future policyholder benefits and the
    accounting for reinsurance contracts; 41




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(viii)
    accounting for income taxes and the valuation of deferred tax
    assets;(ix)
    the liability for litigation and regulatory matters.    Fair
    Value
    Level 1
    Unadjusted quoted prices in active markets for identical assets
    or liabilities. The Company defines active markets based on
    average trading volume for equity securities. The size of the
    bid/ask spread is used as an indicator of market activity for
    fixed maturity securities.Level 2
    Quoted prices in markets that are not active or inputs that are
    observable either directly or indirectly. Level 2 inputs
    include quoted prices for similar assets or liabilities other
    than quoted prices in Level 1; quoted prices in markets
    that are not active; or other significant inputs that are
    observable or can be derived principally from or corroborated by
    observable market data for substantially the full term of the
    assets or liabilities.Level 3
    Unobservable inputs that are supported by little or no market
    activity and are significant to the estimated fair value of the
    assets or liabilities. Unobservable inputs reflect the reporting
    entitys own assumptions about the assumptions that market
    participants would use in pricing the asset or liability.
    Level 3 assets and liabilities include financial
    instruments whose values are determined using pricing models,
    discounted cash flow methodologies, or similar techniques, as
    well as instruments for which the determination of estimated
    fair value requires significant management judgment or
    estimation.    Estimated
    Fair Value of Investments
   42




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Investment
    Impairments
  available-for-sale other-than-temporary
  case-by-case
   43




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(i)
    the length of time and the extent to which the estimated fair
    value has been below cost or amortized cost;(ii)
    the potential for impairments of securities when the issuer is
    experiencing significant financial difficulties;(iii)
    the potential for impairments in an entire industry sector or
    sub-sector;(iv)
    the potential for impairments in certain economically depressed
    geographic locations;(v)
    the potential for impairments of securities where the issuer,
    series of issuers or industry has suffered a catastrophic type
    of loss or has exhausted natural resources;(vi)
    with respect to fixed maturity securities, whether the Company
    has the intent to sell or will more likely than not be required
    to sell a particular security before recovery of the decline in
    estimated fair value below cost or amortized cost;(vii)
    with respect to equity securities, whether the Companys
    ability and intent to hold the security for a period of time
    sufficient to allow for the recovery of its value to an amount
    equal to or greater than cost;(viii)
    unfavorable changes in forecasted cash flows on mortgage-backed
    and asset-backed securities; and(ix)
    other subjective factors, including concentrations and
    information obtained from regulators and rating agencies.      Recognition
    of Income on Certain Investment Entities
    Application
    of the Consolidation Rules to Certain Investments
   44




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Derivative
    Financial Instruments
    over-the-counter over-the-counter
    Embedded
    Derivatives
   45




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Deferred
    Policy Acquisition Costs and Value of Business
    Acquired
       46




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##### Table of Contents



Goodwill
           47




---



##### Table of Contents



Liability
    for Future Policy Benefits
           48




---



##### Table of Contents



Reinsurance
    Income
    Taxes
      (i)
    future taxable income exclusive of reversing temporary
    differences and carryforwards;(ii)
    future reversals of existing taxable temporary differences;(iii)
    taxable income in prior carryback years; and(iv)
    tax planning strategies.   49




---



##### Table of Contents



Litigation
    Contingencies
    Economic
    Capital
    Consolidated
    Results of Operations
  Year
    Ended December 31, 2009 compared with the Year Ended
    December 31, 2008
   50




---



##### Table of Contents



Years Ended December 31,2009


2008


Change


% Change(In millions)RevenuesPremiums

$
1,312


$
634


$
678



106.9
%Universal life and investment-type product policy fees


1,380



1,378



2



0.1
%Net investment income


2,335



2,494



(159
)


(6.4)
%Other revenues


598



230



368



160.0
%Net investment gains (losses)


(1,866
)


549



(2,415
)


(439.9)
%Total revenues


3,759



5,285



(1,526
)


(28.9)
%ExpensesPolicyholder benefits and claims


2,065



1,446



619



42.8
%Interest credited to policyholder account balances


1,301



1,130



171



15.1
%Capitalization of DAC


(851
)


(835
)


(16
)


(1.9)
%Amortization of DAC and VOBA


294



1,163



(869
)


(74.7)
%Interest expense


71



72



(1
)


(1.4)
%Other expenses


1,693



1,533



160



10.4
%Total expenses


4,573



4,509



64



1.4
%Income (loss) before provision for income tax


(814
)


776



(1,590
)


(204.9)
%Provision for income tax expense (benefit)


(368
)


203



(571
)


(281.3)
%Net income (loss)

$
(446
)

$
573


$
(1,019
)


(177.8)
%        51




---



##### Table of Contents



Reconciliation
    of net income (loss) to operating earnings
  Years Ended December 31,2009


2008(In millions)Net income (loss)

$
(446
)

$
573Less: Net investment gains (losses)


(1,866
)


549Less: Other adjustments


239



(198
)Less: Provision for income tax (expense) benefit


571



(122
)Operating earnings

$
610


$
344  52




---



##### Table of Contents



Reconciliation
    of GAAP revenues to operating revenues and GAAP expenses to
    operating expenses
  Years Ended December 31,2009


2008(In millions)Total revenues

$
3,759


$
5,285Less: Net investment gains (losses)


(1,866
)


549Less: Adjustments related to net investment gains (losses)


(20
)


17Less: Other adjustments to revenues


(31
)


(24
)Total operating revenues

$
5,676


$
4,743Total expenses

$
4,573


$
4,509Less: Adjustments related to net investment gains (losses)


(311
)


225Less: Other adjustments to expenses


21



(34
)Total operating expenses

$
4,863


$
4,318          53




---



##### Table of Contents



Effects
    of Inflation
      Off-Balance
    Sheet Arrangements
  Commitments
    to Fund Partnership Investments
   54




---



##### Table of Contents



Mortgage
    Loan Commitments
    Commitments
    to Fund Bank Credit Facilities and Private Corporate Bond
    Investments
    Lease
    Commitments
    Other
    Commitments
      Guarantees
   55




---



##### Table of Contents



Collateral
    for Securities Lending
    Liquidity
    and Capital Resources
    Liquidity Management.
 56




---



##### Table of Contents



Insurance Liabilities.
  Securities Lending.
  Derivatives and Collateral.
  Global Funding Sources.
  Adoption
    of New Accounting Pronouncements
    Future
    Adoption of New Accounting Pronouncements
    Item 7A.
    Quantitative
    and Qualitative Disclosures About Market Risk  Risk
    Management
   57




---



##### Table of Contents



Enterprise Risk Management.
    
    implementing a MetLife, Inc. Board of Directors approved
    corporate risk framework, which outlines the Companys
    approach for managing risk on an enterprise-wide basis;
    developing policies and procedures for managing, measuring,
    monitoring and controlling those risks identified in the
    corporate risk framework;
    establishing appropriate corporate risk tolerance levels;
    deploying capital on an economic capital basis; and
    reporting on a periodic basis to MetLifes Finance and
    MetLifes Risk Policy Committee of MetLifes Board of
    Directors and various financial and non-financial senior
    management committees.    Asset/Liability Management
    (ALM).
    Market
    Risk Exposures
    Interest Rates.
 58




---



##### Table of Contents



Foreign Currency Exchange Rates. non-U.S. Dollar
  Equity Prices.
  Management
    of Market Risk Exposures
    Interest Rate Risk Management.
   59




---



##### Table of Contents



Foreign Currency Exchange Rate Risk
    Management.
  
    MetLifes Treasury Department is responsible for managing
    the exposure to investments in foreign subsidiaries. Limits to
    exposures are established and monitored by MetLifes
    Treasury Department and managed by MetLifes Investment
    Department.
    MetLifes Investment Department is responsible for managing
    the exposure to foreign currency investments. Exposure limits to
    unhedged foreign currency investments are incorporated into the
    standing authorizations granted to management by MetLifes
    Board of Directors and are reported to MetLifes Board of
    Directors on a periodic basis.
    The lines of business are responsible for establishing limits
    and managing any foreign exchange rate exposure caused by the
    sale or issuance of insurance products.    Equity Price Risk Management.
  Hedging Activities.
  
    Risks Related to Living Guarantee Benefits  The
    Company uses a wide range of derivative contracts to hedge the
    risk associated with variable annuity living guarantee benefits.
    These hedges include equity and interest rate futures, interest
    rate, currency and equity variance swaps, interest rate and
    currency forwards, and interest rate option contracts.
    Minimum Interest Rate Guarantees  For certain Company
    liability contracts, the Company provides the contractholder a
    guaranteed minimum interest rate. These contracts include
    certain fixed annuities and other insurance liabilities. The
    Company purchases interest rate floors to reduce risk associated
    with these liability guarantees.
    Reinvestment Risk in Long Duration Liability Contracts
     Derivatives are used to hedge interest rate risk
    related to certain long duration liability contracts such as
    long-term care. Hedges include zero coupon interest rate swaps
    and swaptions. 60




---



##### Table of Contents




    Foreign Currency Risk  The Company uses currency
    swaps and forwards to hedge foreign currency risk. These hedges
    primarily swap foreign currency denominated bonds or equity
    exposures to U.S. Dollars.
    General ALM Hedging Strategies  In the ordinary
    course of managing the Companys asset/liability risks, the
    Company uses interest rate futures, interest rate swaps,
    interest rate caps, interest rate floors and inflation swaps.
    These hedges are designed to reduce interest rate risk or
    inflation risk related to the existing assets or liabilities or
    related to expected future cash flows.  Risk
    Measurement: Sensitivity Analysis
    
    the net present values of its interest rate sensitive exposures
    resulting from a 10% change (increase or decrease) in interest
    rates;
    the U.S. Dollar equivalent estimated fair values of the
    Companys foreign currency exposures due to a 10% change
    (increase or decrease) in foreign currency exchange
    rates; and
    the estimated fair value of its equity positions due to a 10%
    change (increase or decrease) in equity market prices.    
    the market risk information is limited by the assumptions and
    parameters established in creating the related sensitivity
    analysis, including the impact of prepayment rates on mortgages;
    the derivatives that qualify as hedges, the impact on reported
    earnings may be materially different from the change in market
    values;
    the analysis excludes other significant real estate holdings and
    liabilities pursuant to insurance contracts; and
    the model assumes that the composition of assets and liabilities
    remains unchanged throughout the period.    December 31, 2009(In millions)Non-trading:Interest rate risk

$
866Foreign currency exchange rate risk

$
42Equity price risk

$
123Trading:Interest rate risk

$
1  61




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##### Table of Contents



Sensitivity Analysis: Interest Rates.
  December 31, 2009Assuming aEstimated


10% IncreaseNotional


Fair


in the YieldAmount


Value (3)


Curve(In millions)Assets:Fixed maturity securities





$
41,275


$
(773
)Equity securities






459



Trading securities






938



(1
)Mortgage loans, net






4,345



(22
)Policy loans






1,243



(9
)Real estate joint ventures (1)






62



Other limited partnership interests (1)






151



Short-term investments






1,775



Cash and cash equivalents






2,574



Accrued investment income






516



Premiums and other receivables






4,032



(79
)Net embedded derivatives within asset host contracts (2)






724



(245
)Mortgage loan commitments

$
131



(5
)


Commitments to fund bank credit facilities and private corporate
    bond investments

$
445



(29
)


Total Assets









$
(1,129
)Liabilities:Policyholder account balances





$
24,233


$
209Long-term debt  affiliated






1,003



36Payables for collateral under securities loaned and other
    transactions






7,169



Other






188



Net embedded derivatives within liability host contracts (2)






279



83Total Liabilities









$
328Derivative Instruments:Interest rate swaps

$
5,261


$
355


$
(61
)Interest rate floors

$
7,986



44



(7
)Interest rate caps

$
4,003



15



6Interest rate futures

$
835



1



6Foreign currency swaps

$
2,678



596



Foreign currency forwards

$
79



3



(6
)Credit default swaps

$
966



(19
)


Credit forwards

$
90



(3
)


Equity futures

$
81



1



Equity options

$
775



112



(4
)Variance swaps

$
1,081



18



Total Derivative Instruments









$
(66
)Net Change









$
(867
)     (1)
    
    Represents only those investments accounted for using the cost
    method.(2)
    
    Embedded derivatives are recognized in the consolidated balance
    sheet in the same caption as the host contract.(3)
    
    Separate account assets and liabilities which are interest rate
    sensitive are not included herein as any interest rate risk is
    borne by the holder of the separate account. 62




---



##### Table of Contents



Sensitivity Analysis:  Foreign Currency Exchange
    Rates.
  December 31, 2009Assuming aEstimated


10% DecreaseNotional


Fair


in the ForeignAmount


Value (1)


Exchange Rate(In millions)Assets:Fixed maturity securities





$
41,275


$
(79
)Total Assets









$
(79
)Liabilities:Policyholder account balances





$
24,233


$
195Total Liabilities









$
195Derivative Instruments:Interest rate swaps

$
5,261


$
355


$
1Interest rate floors

$
7,986



44



Interest rate caps

$
4,003



15



Interest rate futures

$
835



1



Foreign currency swaps

$
2,678



596



(167
)Foreign currency forwards

$
79



3



8Credit default swaps

$
966



(19
)


Credit forwards

$
90



(3
)


Equity futures

$
81



1



Equity options

$
775



112



Variance swaps

$
1,081



18



Total Derivative Instruments









$
(158
)Net Change









$
(42
)     (1)
    
    Estimated fair value presented in the table above represents the
    fair value of all financial instruments within this financial
    statement caption not necessarily those solely subject to
    foreign exchange risk.   63




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##### Table of Contents



Sensitivity Analysis: Equity Prices.
  December 31, 2009Assuming aEstimated


10% IncreaseNotional


Fair


in EquityAmount


Value (1)


Prices(In millions)Assets:Equity securities





$
459


$
20Net embedded derivatives within asset host contracts (2)






724



(173
)Total Assets









$
(153
)Liabilities:Policyholder account balances





$
24,233


$
Net embedded derivatives within asset host contracts (2)






279



55Total Liabilities









$
55Derivative Instruments:Interest rate swaps

$
5,261


$
355


$
Interest rate floors

$
7,986



44



Interest rate caps

$
4,003



15



Interest rate futures

$
835



1



Foreign currency swaps

$
2,678



596



Foreign currency forwards

$
79



3



Credit default swaps

$
966



(19
)


Credit forwards

$
90



(3
)


Equity futures

$
81



1



(5
)Equity options

$
775



112



(21
)Variance swaps

$
1,081



18



1Total Derivative Instruments









$
(25
)Net Change









$
(123
)     (1)
    
    Estimated fair value presented in the table above represents the
    fair value of all financial instruments within this financial
    statement caption not necessarily those solely subject to
    foreign exchange risk.(2)
    
    Embedded derivatives are recognized in the consolidated balance
    sheet in the same caption as the host contract.   64




---



##### 



Item 8.
    Financial
    Statements and Supplementary Data  Index to
    the Consolidated Financial Statements and Schedules
  
  PageReport of Independent Registered Public
    Accounting Firm


F-1Financial Statements at December 31, 2009 and 2008 and for
    the Years Ended December 31, 2009, 2008 and 2007:Consolidated Balance Sheets


F-2Consolidated Statements of Operations


F-3Consolidated Statements of Stockholders
    Equity


F-4Consolidated Statements of Cash Flows


F-5Notes to the Consolidated Financial Statements


F-6Financial Statement Schedules at December 31, 2009 and 2008
    and for the Years Ended December 31, 2009, 2008 and 2007:Schedule I  Consolidated Summary
    of Investments  Other Than Investments in Related
    Parties


F-115Schedule II  Condensed Financial
    Information of Registrant


F-116Schedule III  Consolidated
    Supplementary Insurance Information


F-120Schedule IV  Consolidated
    Reinsurance


F-122   65




---



##### Table of Contents



Report of
    Independent Registered Public Accounting Firm           other-than-temporary
  
    F-1




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Balance SheetsDecember 31, 2009 and 2008
    (In millions, except share and per share data)
  2009


2008AssetsInvestments:Fixed maturity securities
    available-for-sale,
    at estimated fair value (amortized cost: $42,435 and $39,601,
    respectively)

$
41,275


$
34,846Equity securities
    available-for-sale,
    at estimated fair value (cost: $494 and $673, respectively)


459



474Trading securities, at estimated fair value (cost: $868 and
    $251, respectively)


938



232Mortgage loans (net of valuation allowances of $77 and $46,
    respectively)


4,748



4,447Policy loans


1,189



1,192Real estate and real estate joint ventures


445



608Other limited partnership interests


1,236



1,249Short-term investments


1,775



3,127Other invested assets


1,498



2,297Total investments


53,563



48,472Cash and cash equivalents


2,574



5,656Accrued investment income


516



487Premiums and other receivables


13,444



12,463Deferred policy acquisition costs and value of business acquired


5,244



5,440Current income tax recoverable






66Deferred income tax assets


1,147



1,843Goodwill


953



953Other assets


799



752Separate account assets


49,449



35,892Total assets

$
127,689


$
112,024Liabilities and Stockholders EquityLiabilitiesFuture policy benefits

$
21,621


$
20,213Policyholder account balances


37,442



37,175Other policyholder funds


2,297



2,085Payables for collateral under securities loaned and other
    transactions


7,169



7,871Short-term debt






300Long-term debt  affiliated


950



950Current income tax payable


23



Other liabilities


2,177



2,604Separate account liabilities


49,449



35,892Total liabilities


121,128



107,090Contingencies, Commitments and Guarantees (Note 11)Stockholders EquityCommon stock, par value $2.50 per share; 40,000,000 shares
    authorized; 34,595,317 shares issued and outstanding at
    December 31, 2009 and 2008


86



86Additional paid-in capital


6,719



6,719Retained earnings


541



965Accumulated other comprehensive loss


(785
)


(2,836
)Total stockholders equity


6,561



4,934Total liabilities and stockholders equity

$
127,689


$
112,024   See accompanying notes to the consolidated financial
    statements.
 F-2




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Statements of
    OperationsFor the Years Ended December 31, 2009, 2008 and 2007
    (In millions)
  2009


2008


2007RevenuesPremiums

$
1,312


$
634


$
353Universal life and investment-type product policy fees


1,380



1,378



1,411Net investment income


2,335



2,494



2,893Other revenues


598



230



251Net investment gains (losses):Other-than-temporary
    impairments on fixed maturity securities


(552
)


(401
)


(28
)Other-than-temporary
    impairments on fixed maturity securities transferred to other
    comprehensive loss


165







Other net investment gains (losses), net


(1,479
)


950



(114
)Total net investment gains (losses)


(1,866
)


549



(142
)Total revenues


3,759



5,285



4,766ExpensesPolicyholder benefits and claims


2,065



1,446



978Interest credited to policyholder account balances


1,301



1,130



1,299Other expenses


1,207



1,933



1,446Total expenses


4,573



4,509



3,723Income (loss) from continuing operations before provision for
    income tax


(814
)


776



1,043Provision for income tax expense (benefit)


(368
)


203



303Income (loss) from continuing operations, net of income tax


(446
)


573



740Income (loss) from discontinued operations, net of income tax










4Net income (loss)

$
(446
)

$
573


$
744   See accompanying notes to the consolidated financial
    statements.
 F-3




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Statements of
    Stockholders EquityFor the Years Ended December 31, 2009, 2008 and 2007
    (In millions)
  Accumulated Other Comprehensive LossNet





ForeignAdditional





Unrealized


Other-Than-


CurrencyCommon


Paid-in


Retained


Investment


Temporary


Translation


TotalStock


Capital


Earnings


Gains (Losses)


Impairments


Adjustments


EquityBalance at December 31, 2006

$
86


$
7,123


$
520


$
(314
)

$



$



$
7,415Cumulative effect of change in accounting principle, net of
    income tax (Note 1)










(86
)














(86
)Balance at January 1, 2007


86



7,123



434



(314
)










7,329Dividend paid to MetLife






(404
)


(286
)














(690
)Comprehensive income (loss):Net income










744















744Other comprehensive income (loss):Unrealized gains (losses) on derivative instruments, net of
    income tax














(2
)










(2
)Unrealized investment gains (losses), net of related offsets and
    income tax














(45
)










(45
)Foreign currency translation adjustments, net of income tax






















12



12Other comprehensive loss


























(35
)Comprehensive income


























709Balance at December 31, 2007


86



6,719



892



(361
)






12



7,348Dividend paid to MetLife










(500
)














(500
)Comprehensive income (loss):Net income










573















573Other comprehensive income (loss):Unrealized gains (losses) on derivative instruments, net of
    income tax














21











21Unrealized investment gains (losses), net of related offsets and
    income tax














(2,342
)










(2,342
)Foreign currency translation adjustments, net of income tax






















(166
)


(166
)Other comprehensive loss


























(2,487
)Comprehensive loss


























(1,914
)Balance at December 31, 2008


86



6,719



965



(2,682
)






(154
)


4,934Cumulative effect of changes in accounting principle, net of
    income tax (Note 1)










22







(22
)






Comprehensive income (loss):Net loss










(446
)














(446
)Other comprehensive income (loss):Unrealized gains (losses) on derivative instruments, net of
    income tax














(14
)










(14
)Unrealized investment gains (losses), net of related offsets and
    income tax














2,103



(61
)






2,042Foreign currency translation adjustments, net of income tax






















45



45Other comprehensive income


























2,073Comprehensive income


























1,627Balance at December 31, 2009

$
86


$
6,719


$
541


$
(593
)

$
(83
)

$
(109
)

$
6,561   See accompanying notes to the consolidated financial
    statements.
 F-4




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Statements of Cash Flows For the Years Ended December 31,
    2009, 2008 and 2007
    (In millions)
  2009


2008


2007Cash flows from operating activitiesNet income (loss)

$
(446
)

$
573


$
744Adjustments to reconcile net income (loss) to net cash (used in)
    provided by operating activities:Depreciation and amortization expenses


29



29



26Amortization of premiums and accretion of discounts associated
    with investments, net


(198
)


(18
)


11(Gains) losses from sales of investments and businesses, net


1,866



(546
)


145Gain from recapture of ceded reinsurance










(22
)Undistributed equity earnings of real estate joint ventures and
    other limited partnership interests


98



97



(121
)Interest credited to policyholder account balances


1,301



1,130



1,299Universal life and investment-type product policy fees


(1,380
)


(1,378
)


(1,411
)Change in accrued investment income


(29
)


150



(35
)Change in premiums and other receivables


(2,307
)


(2,561
)


360Change in deferred policy acquisition costs, net


(559
)


330



61Change in insurance-related liabilities


1,648



997



71Change in trading securities


(597
)


(218
)


Change in income tax recoverable (payable)


(303
)


262



308Change in other assets


449



598



675Change in other liabilities


(166
)


1,176



234Other, net


32



38



Net cash (used in) provided by operating activities


(562
)


659



2,345Cash flows from investing activitiesSales, maturities and repayments of:Fixed maturity securities


13,076



20,183



21,546Equity securities


141



126



146Mortgage loans


444



522



1,208Real estate and real estate joint ventures


4



15



155Other limited partnership interests


142



203



465Purchases of:Fixed maturity securities


(16,192
)


(14,027
)


(19,365
)Equity securities


(74
)


(65
)


(357
)Mortgage loans


(783
)


(621
)


(2,030
)Real estate and real estate joint ventures


(31
)


(102
)


(458
)Other limited partnership interests


(203
)


(458
)


(515
)Net change in short-term investments


1,445



(1,887
)


(558
)Net change in other invested assets


(194
)


445



(175
)Net change in policy loans


3



(279
)


5Other, net


(2
)






16Net cash (used in) provided by investing activities


(2,224
)


4,055



83Cash flows from financing activitiesPolicyholder account balances:Deposits


20,783



7,146



11,395Withdrawals


(20,067
)


(5,307
)


(13,563
)Net change in payables for collateral under securities loaned
    and other transactions


(702
)


(2,600
)


1,316Net change in short-term debt


(300
)


300



Long-term debt issued  affiliated






750



200Long-term debt repaid  affiliated






(435
)


Debt issuance costs






(8
)


Financing element on certain derivative instruments


(53
)


(46
)


33Dividends on common stock






(500
)


(690
)Net cash used in financing activities


(339
)


(700
)


(1,309
)Effect of change in foreign currency exchange rates on cash
    balances


43



(132
)


6Change in cash and cash equivalents


(3,082
)


3,882



1,125Cash and cash equivalents, beginning of year


5,656



1,774



649Cash and cash equivalents, end of year

$
2,574


$
5,656


$
1,774Supplemental disclosures of cash flow information:Net cash paid (received) during the year for:Interest

$
73


$
64


$
33Income tax

$
(63
)

$
(48
)

$
(6
)Non-cash transactions during the year:Contribution of equity securities to MetLife Foundation

$



$



$
12   See accompanying notes to the consolidated financial
    statements.
 F-5




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial Statements  1.
    Business,
    Basis of Presentation and Summary of Significant Accounting
    Policies  Business
      Basis
    of Presentation
      Summary
    of Significant Accounting Policies and Critical Accounting
    Estimates
      FASB Accounting Standards
    Codification
  Fair
    Value
   F-6




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Level 1
    Unadjusted quoted prices in active markets for identical assets
    or liabilities. The Company defines active markets based on
    average trading volume for equity securities. The size of the
    bid/ask spread is used as an indicator of market activity for
    fixed maturity securities.Level 2
    Quoted prices in markets that are not active or inputs that are
    observable either directly or indirectly. Level 2 inputs
    include quoted prices for similar assets or liabilities other
    than quoted prices in Level 1; quoted prices in markets
    that are not active; or other significant inputs that are
    observable or can be derived principally from or corroborated by
    observable market data for substantially the full term of the
    assets or liabilities.Level 3
    Unobservable inputs that are supported by little or no market
    activity and are significant to the estimated fair value of the
    assets or liabilities. Unobservable inputs reflect the reporting
    entitys own assumptions about the assumptions that market
    participants would use in pricing the asset or liability.
    Level 3 assets and liabilities include financial
    instruments whose values are determined using pricing models,
    discounted cash flow methodologies, or similar techniques, as
    well as instruments for which the determination of estimated
    fair value requires significant management judgment or
    estimation.    Investments
    Fixed Maturity and Equity Securities. available-for-sale
     F-7




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    case-by-case
  sub-sector;
  other-than-temporary
 F-8




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      other-than-temporarily
      (i)
    The Company calculates the recovery value of fixed maturity
    securities by performing a discounted cash flow analysis based
    on the present value of future cash flows expected to be
    received. The discount rate is generally the effective interest
    rate of the fixed maturity security prior to impairment.(ii)
    When determining the collectability and the period over which
    the fixed maturity security is expected to recover, the Company
    applies the same considerations utilized in its overall
    impairment evaluation process which incorporates information
    regarding the specific security, fundamentals of the industry
    and geographic area in which the security issuer operates, and
    overall macroeconomic conditions. Projected future cash flows
    are estimated using assumptions derived from managements
    best estimates of likely scenario-based outcomes after giving
    consideration to a variety of variables that include, but are
    not limited to: general payment terms of the security; the
    likelihood that the issuer can service the scheduled interest
    and principal payments; the quality and amount of any credit
    enhancements; the securitys position within the capital
    structure of the issuer; possible F-9




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  corporate restructurings or asset sales by the issuer; and
    changes to the rating of the security or the issuer by rating
    agencies.  (iii)
    Additional considerations are made when assessing the unique
    features that apply to certain structured securities such as
    residential mortgage-backed securities (RMBS),
    commercial mortgage-backed securities (CMBS) and
    asset-backed securities (ABS). These additional
    factors for structured securities include, but are not limited
    to: the quality of underlying collateral; expected prepayment
    speeds; current and forecasted loss severity; consideration of
    the payment terms of the underlying assets backing a particular
    security; and the payment priority within the tranche structure
    of the security.(iv)
    When determining the amount of the credit loss for U.S. and
    foreign corporate securities, foreign government securities and
    state and political subdivision securities, management considers
    the estimated fair value as the recovery value when available
    information does not indicate that another value is more
    appropriate. When information is identified that indicates a
    recovery value other than estimated fair value, management
    considers in the determination of recovery value the same
    considerations utilized in its overall impairment evaluation
    process which incorporates available information and
    managements best estimate of scenarios-based outcomes
    regarding the specific security and issuer; possible corporate
    restructurings or asset sales by the issuer; the quality and
    amount of any credit enhancements; the securitys position
    within the capital structure of the issuer; fundamentals of the
    industry and geographic area in which the security issuer
    operates, and the overall macroeconomic conditions.        Trading Securities.
  Securities Lending.
 F-10




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Mortgage Loans. loan-to-value, and/or and/or
  Policy Loans.
  Real Estate. held-for-investment, held-for-sale held-for-sale held-for-sale held-for-sale. held-for-investment
 F-11




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Real Estate Joint Ventures and Other Limited Partnership
    Interests. other-than-temporarily
  Short-term Investments.
  Other Invested Assets.
       F-12




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                   F-13




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Derivative
    Financial Instruments
  over-the-counter
  over-the-counter
       F-14




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                 F-15




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Cash and
    Cash Equivalents
    Property,
    Equipment, Leasehold Improvements and Computer
    Software
      Deferred
    Policy Acquisition Costs and Value of Business
    Acquired
     F-16




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
           F-17




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Sales
    Inducements
    Value of
    Distribution Agreements and Customer Relationships
    Acquired
    Goodwill
         F-18




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
            Liability
    for Future Policy Benefits and Policyholder Account
    Balances
         F-19




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        
    Guaranteed minimum death benefit (GMDB) liabilities
    are determined by estimating the expected value of death
    benefits in excess of the projected account balance and
    recognizing the excess ratably over the accumulation period
    based on total expected assessments. The Company regularly
    evaluates estimates used and adjusts the additional liability
    balance, with a related charge or credit to benefit expense, if
    actual experience or other evidence suggests that earlier
    assumptions should be revised. The assumptions used in
    estimating the GMDB liabilities are consistent with those used
    for amortizing DAC, and are thus subject to the same variability
    and risk. The assumptions of investment performance and
    volatility are consistent with the historical experience of the
    Standard & Poors (S&P) 500
    Index. The benefit assumptions used in calculating the
    liabilities are based on the average benefits payable over a
    range of scenarios.
    Guaranteed minimum income benefit (GMIB) liabilities
    are determined by estimating the expected value of the income
    benefits in excess of the projected account balance at any
    future date of annuitization and recognizing the excess ratably
    over the accumulation period based on total expected
    assessments. The Company regularly evaluates estimates used and
    adjusts the additional liability balance, with a related charge
    or credit to benefit expense, if actual experience or other
    evidence suggests that earlier assumptions should be revised.
    The assumptions used for estimating the GMIB liabilities are
    consistent with those used for estimating the GMDB liabilities.
    In addition, the calculation of guaranteed annuitization benefit
    liabilities incorporates an assumption for the percentage of the
    potential annuitizations that may be elected by the
    contractholder. Certain GMIBs have settlement features that
    result in a portion of that guarantee being accounted for as an
    embedded derivative and are recorded in policyholder account
    balances as described below.      
    Guaranteed minimum withdrawal benefits (GMWB)
    guarantee the contractholder a return of their purchase payment
    via partial withdrawals, even if the account value is reduced to
    zero, provided that the contractholders cumulative
    withdrawals in a contract year do not exceed a certain limit.
    The initial guaranteed withdrawal amount is equal to the initial
    benefit base as defined in the contract (typically, the F-20




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  initial purchase payments plus applicable bonus amounts). The
    GMWB is an embedded derivative, which is measured at estimated
    fair value separately from the host variable annuity product.  
    Guaranteed minimum accumulation benefits (GMAB) and
    settlement features in certain GMIB described above provide the
    contractholder, after a specified period of time determined at
    the time of issuance of the variable annuity contract, with a
    minimum accumulation of their purchase payments even if the
    account value is reduced to zero. The initial guaranteed
    accumulation amount is equal to the initial benefit base as
    defined in the contract (typically, the initial purchase
    payments plus applicable bonus amounts). The GMAB is an embedded
    derivative, which is measured at estimated fair value separately
    from the host variable annuity product.  and/or
             F-21




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        Other
    Policyholder Funds
        Recognition
    of Insurance Revenue and Related Benefits
     F-22




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        Other
    Revenues
    Income
    Taxes
          (i)
    future taxable income exclusive of reversing temporary
    differences and carryforwards;(ii)
    future reversals of existing taxable temporary differences;(iii)
    taxable income in prior carryback years; and(iv)
    tax planning strategies.     F-23




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Reinsurance
                   F-24




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Employee
    Benefit Plans
    Foreign
    Currency
    Discontinued
    Operations
  held-for-sale
  Litigation
    Contingencies
    Separate
    Accounts
   F-25




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  line-by-line
    Adoption
    of New Accounting Pronouncements
  Financial
    Instruments
            
    Effective January 1, 2009, the Company adopted
    prospectively an update on accounting for transfers of financial
    assets and repurchase financing transactions. This update
    provides guidance for evaluating whether to account for a
    transfer of a financial asset and repurchase financing as a
    single transaction or as two separate transactions.
    Effective December 31, 2008, the Company adopted new
    guidance on the recognition of interest income and impairment on
    purchased beneficial interests and beneficial interests that
    continue to be held by a transferor in securitized financial
    assets. This new guidance more closely aligns the determination
    of whether an OTTI has occurred for a beneficial interest in a
    securitized financial asset with the original guidance for fixed
    maturity securities classified as
    available-for-sale
    or
    held-to-maturity.
    Effective January 1, 2008, the Company adopted new guidance
    relating to application of the shortcut method of accounting for
    derivative instruments and hedging activities. This guidance
    permits interest rate swaps to F-26




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  have a non-zero fair value at inception when applying the
    shortcut method of assessing hedge effectiveness as long as the
    difference between the transaction price (zero) and the fair
    value (exit price), as defined by current accounting guidance on
    fair value measurements, is solely attributable to a bid-ask
    spread. In addition, entities are not precluded from applying
    the shortcut method of assessing hedge effectiveness in a
    hedging relationship of interest rate risk involving an interest
    bearing asset or liability in situations where the hedged item
    is not recognized for accounting purposes until settlement date
    as long as the period between trade date and settlement date of
    the hedged item is consistent with generally established
    conventions in the marketplace.  
    Effective January 1, 2008, the Company adopted new guidance
    that permits a reporting entity to offset fair value amounts
    recognized for the right to reclaim cash collateral (a
    receivable) or the obligation to return cash collateral (a
    payable) against fair value amounts recognized for derivative
    instruments executed with the same counterparty under the same
    master netting arrangement that have been offset. This new
    guidance also includes certain terminology modifications. Upon
    adoption of this guidance, the Company did not change its
    accounting policy of not offsetting fair value amounts
    recognized for derivative instruments under master netting
    arrangements.  Business
    Combinations and Noncontrolling Interests
    
    All business combinations (whether full, partial or
    step acquisitions) result in all assets and
    liabilities of an acquired business being recorded at fair
    value, with limited exceptions.
    Acquisition costs are generally expensed as incurred;
    restructuring costs associated with a business combination are
    generally expensed as incurred subsequent to the acquisition
    date.
    The fair value of the purchase price, including the issuance of
    equity securities, is determined on the acquisition date.
    Assets acquired and liabilities assumed in a business
    combination that arise from contingencies are recognized at fair
    value if the acquisition-date fair value can be reasonably
    determined. If the fair value is not estimable, an asset or
    liability is recorded if existence or incurrence at the
    acquisition date is probable and its amount is reasonably
    estimable.
    Changes in deferred income tax asset valuation allowances and
    income tax uncertainties after the acquisition date generally
    affect income tax expense.
    Noncontrolling interests (formerly known as minority
    interests) are valued at fair value at the acquisition
    date and are presented as equity rather than liabilities.
    Net income (loss) includes amounts attributable to
    noncontrolling interests.
    When control is attained on previously noncontrolling interests,
    the previously held equity interests are remeasured at fair
    value and a gain or loss is recognized.
    Purchases or sales of equity interests that do not result in a
    change in control are accounted for as equity transactions.
    When control is lost in a partial disposition, realized gains or
    losses are recorded on equity ownership sold and the remaining
    ownership interest is remeasured and holding gains or losses are
    recognized.   F-27




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Fair
    Value
        
    In February 2007, the FASB issued guidance related to the fair
    value option for financial assets and financial liabilities.
    This guidance permits entities the option to measure most
    financial instruments and certain other items at fair value at
    specified election dates and to recognize related unrealized
    gains and losses in earnings. The fair value option is applied
    on an
    instrument-by-instrument
    basis upon adoption of the standard, upon the acquisition of an
    eligible financial asset, financial liability or firm commitment
    or when certain specified reconsideration events occur. The fair
    value election is an irrevocable election. Effective
    January 1, 2008, the Company did not elect the fair value
    option for any instruments. F-28




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   
    Effective September 30, 2008, the Company adopted new
    guidance relating to the fair value measurements of financial
    assets when the market for those assets is not active. It
    provides guidance on how a companys internal cash flow and
    discount rate assumptions should be considered in the
    measurement of fair value when relevant market data does not
    exist, how observable market information in an inactive market
    affects fair value measurement and how the use of market quotes
    should be considered when assessing the relevance of observable
    and unobservable data available to measure fair value.
    Effective January 1, 2009, the Company implemented fair
    value measurements guidance for certain nonfinancial assets and
    liabilities that are recorded at fair value on a non-recurring
    basis. This guidance applies to such items as:
    (i) nonfinancial assets and nonfinancial liabilities
    initially measured at estimated fair value in a business
    combination; (ii) reporting units measured at estimated
    fair value in the first step of a goodwill impairment test; and
    (iii) indefinite-lived intangible assets measured at
    estimated fair value for impairment assessment.
    Effective January 1, 2009, the Company adopted
    prospectively guidance on issuers accounting for
    liabilities measured at fair value with a third-party credit
    enhancement. This guidance states that an issuer of a liability
    with a third-party credit enhancement should not include the
    effect of the credit enhancement in the fair value measurement
    of the liability. In addition, it requires disclosures about the
    existence of any third-party credit enhancement related to
    liabilities that are measured at fair value.
    Effective December 31, 2009, the Company adopted new
    guidance on: (i) measuring the fair value of investments in
    certain entities that calculate NAV per share; (ii) how
    investments within its scope would be classified in the fair
    value hierarchy; and (iii) enhanced disclosure
    requirements, for both interim and annual periods, about the
    nature and risks of investments measured at fair value on a
    recurring or non-recurring basis.
    Effective December 31, 2009, the Company adopted new
    guidance on measuring liabilities at fair value. This guidance
    provides clarification for measuring fair value in circumstances
    in which a quoted price in an active market for the identical
    liability is not available. In such circumstances a company is
    required to measure fair value using either a valuation
    technique that uses: (i) the quoted price of the identical
    liability when traded as an asset; or (ii) quoted prices
    for similar liabilities or similar liabilities when traded as
    assets; or (iii) another valuation technique that is
    consistent with the principles of fair value measurement such as
    an income approach (e.g., present value technique) or a market
    approach (e.g., entry value technique).  Other
    Pronouncements
     F-29




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      
    Effective January 1, 2008, the Company prospectively
    adopted new guidance on the sale of real estate when the
    agreement includes a buy-sell clause. This guidance addresses
    whether the existence of a buy-sell arrangement would preclude
    partial sales treatment when real estate is sold to a jointly
    owned entity and concludes that the existence of a buy-sell
    clause does not necessarily preclude partial sale treatment
    under current guidance.
    Effective January 1, 2007, the Company adopted new guidance
    on income taxes. This guidance clarifies the accounting for
    uncertainty in income tax recognized in a companys
    financial statements. It requires companies to determine whether
    it is more likely than not that a tax position will
    be sustained upon examination by the appropriate taxing
    authorities before any part of the benefit can be recorded in
    the financial statements. It also provides guidance on the
    recognition, measurement and classification of income tax
    uncertainties, along with any related interest and penalties.
    Previously recorded income tax benefits that no longer meet this
    standard are required to be charged to earnings in the period
    that such determination is made.  Future
    Adoption of New Accounting Pronouncements
  and/or 2010-06, Fair Value Measurements and Disclosures (Topic 820):
    Improving Disclosures about Fair Value Measurements
  2009-16, Transfers and Servicing (Topic 860): Accounting for Transfers
    of Financial Assets) 2009-17, Consolidations (Topic 810): Improvements to Financial
    Reporting by Enterprises Involved with Variable Interest
    Entities)
  
    The financial instrument transfer guidance eliminates the
    concept of a QSPE, eliminates the guaranteed
    mortgage securitization exception, changes the criteria for
    achieving sale accounting when transferring a financial asset
    and changes the initial recognition of retained beneficial
    interests. The guidance also requires additional disclosures
    about transfers of financial assets, including securitized
    transactions, as well as a F-30




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  companys continuing involvement in transferred financial
    assets. The Company does not expect the adoption of the new
    guidance to have a material impact on the Companys
    consolidated financial statements.  
    The consolidation guidance relating to VIEs changes the
    determination of the primary beneficiary of a VIE from a
    quantitative model to a qualitative model. Under the new
    qualitative model, the primary beneficiary must have both the
    ability to direct the activities of the VIE and the obligation
    to absorb either losses or gains that could be significant to
    the VIE. The guidance also changes when reassessment is needed,
    as well as requires enhanced disclosures, including the effects
    of a companys involvement with VIEs on its financial
    statements. The Company does not expect the adoption of the new
    guidance to have a material impact on the Companys
    consolidated financial statements. Subsequently, this guidance
    was indefinitely deferred for an interest in an entity that has
    the attributes of an investment company or for which it is
    industry practice to apply measurement principles for financial
    reporting purposes that are consistent with those followed by
    investment companies (ASU
    2010-10,
    Consolidation (Topic 810): Amendments to Statement 167 for
    Certain Investment Funds).  2.
    Investments  Fixed
    Maturity and Equity Securities
    Available-for-Sale
    December 31, 2009Cost or


Gross Unrealized


EstimatedAmortized





Temporary


OTTI


Fair


% ofCost


Gain


Loss


Loss


Value


Total(In millions)Fixed Maturity Securities:U.S. corporate securities

$
15,598


$
441


$
639


$
2


$
15,398



37.3
%Foreign corporate securities


7,292



307



255



6



7,338



17.8U.S. Treasury and agency securities


6,503



35



281







6,257



15.2RMBS


6,183



153



402



82



5,852



14.2CMBS


2,808



43



216



18



2,617



6.3ABS


2,152



33



163



33



1,989



4.8State and political subdivision securities


1,291



12



124







1,179



2.8Foreign government securities


608



46



9







645



1.6Total fixed maturity securities (1), (2)

$
42,435


$
1,070


$
2,089


$
141


$
41,275



100.0
%Equity Securities:Non-redeemable preferred stock (1)

$
351


$
10


$
55


$



$
306



66.7
%Common stock


143



11



1







153



33.3Total equity securities (3)

$
494


$
21


$
56


$



$
459



100.0
%   F-31




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  December 31, 2008Cost or








EstimatedAmortized


Gross Unrealized


Fair


% ofCost


Gain


Loss


Value


Total(In millions)Fixed Maturity Securities:U.S. corporate securities

$
15,440


$
126


$
2,335


$
13,231



38.0
%Foreign corporate securities


6,157



41



1,136



5,062



14.5U.S. Treasury and agency securities


3,407



926







4,333



12.4RMBS


7,901



124



932



7,093



20.4CMBS


2,933



6



665



2,274



6.5ABS


2,429



1



703



1,727



5.0State and political subdivision securities


880



2



225



657



1.9Foreign government securities


454



48



33



469



1.3Total fixed maturity securities (1), (2)

$
39,601


$
1,274


$
6,029


$
34,846



100.0
%Equity Securities:Non-redeemable preferred stock (1)

$
551


$
1


$
196


$
356



75.1
%Common stock


122



1



5



118



24.9Total equity securities (3)

$
673


$
2


$
201


$
474



100.0
%     (1)
    
    At time of acquisition, the Company classifies perpetual
    securities that have attributes of both debt and equity as fixed
    maturity securities if the security has a punitive interest rate
    step-up
    feature, as it believes in most instances this feature will
    compel the issuer to redeem the security at the specified call
    date. Perpetual securities that do not have a punitive interest
    rate step-up
    feature are classified as equity securities within
    non-redeemable preferred stock. Many of such securities have
    been issued by
    non-U.S.
    financial institutions that are accorded Tier 1 and Upper
    Tier 2 capital treatment by their respective regulatory
    bodies and are commonly referred to as perpetual hybrid
    securities. The following table presents the perpetual
    hybrid securities held by the Company at:  December 31,2009

2008Estimated

EstimatedClassification

Fair

FairConsolidated Balance Sheets

Sector Table

Primary Issuers

Value

Value(In millions)Equity securities

Non-redeemable preferred stock

Non-U.S. financial institutions

$
237


$
304Equity securities

Non-redeemable preferred stock

U.S. financial institutions

$
43


$
52Fixed maturity securities

Foreign corporate securities

Non-U.S. financial institutions

$
580


$
425Fixed maturity securities

U.S. corporate securities

U.S. financial institutions

$
17


$
16     (2)
    
    The Company held $513 million and $385 million at
    estimated fair value of redeemable preferred stock which have
    stated maturity dates at December 31, 2009 and 2008,
    respectively. These securities, commonly referred to as
    capital securities, are primarily issued by U.S.
    financial institutions, have cumulative interest deferral
    features and are included in the U.S. corporate securities
    sector within fixed maturity securities.(3)
    
    Equity securities primarily consist of investments in common and
    preferred stocks, including certain perpetual hybrid securities
    and mutual fund interests. Privately-held equity securities
    represented $82 million and $102 million at estimated
    fair value at December 31, 2009 and 2008, respectively. F-32




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
       December 31,2009


2008(In millions)Below investment grade or non-rated fixed maturity securities
    (1):Estimated fair value

$
3,866


$
2,559Net unrealized loss

$
467


$
1,130Non-income producing fixed maturity securities (1):Estimated fair value

$
67


$
17Net unrealized gain (loss)

$
2


$
(2
)Fixed maturity securities credit enhanced by financial guarantor
    insurers  by sector  at estimated fair
    value:State and political subdivision securities

$
493


$
415U.S. corporate securities


458



525ABS


107



145RMBS


7



8CMBS


3



3Total fixed maturity securities credit enhanced by financial
    guarantor insurers

$
1,068


$
1,096Ratings of the financial guarantor insurers providing the credit
    enhancement:Portion rated Aa/AA


25
%


20
%Portion rated A



%



%Portion rated Baa/BBB


39
%


65
%     (1)
    
    Based on rating agency designations and equivalent ratings of
    the National Association of Insurance Commissioners
    (NAIC), with the exception of non-agency RMBS held
    by MetLife Insurance Company of Connecticut and its domestic
    insurance subsidiary, MLI-USA. Non-agency RMBS held by MetLife
    Insurance Company of Connecticut and its domestic insurance
    subsidiary, MLI-USA, at December 31, 2009 are included
    based on final ratings from the revised NAIC rating methodology
    which became effective December 31, 2009 (which may not
    correspond to rating agency designations).  Concentrations of Credit Risk (Fixed Maturity
    Securities) Summary.
    Concentrations of Credit Risk Fixed Maturity
    Securities) U.S. and Foreign Corporate
    Securities.
 F-33




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)Corporate fixed maturity securities  by industry type:Foreign (1)

$
7,338



32.3
%

$
5,062



27.6
%Consumer


3,507



15.4



2,666



14.6Utility


3,328



14.6



2,810



15.4Finance


3,145



13.8



3,397



18.6Industrial


3,047



13.4



1,775



9.7Communications


1,669



7.4



1,305



7.1Other


702



3.1



1,278



7.0Total

$
22,736



100.0
%

$
18,293



100.0
%     (1)
    
    Includes U.S. Dollar-denominated debt obligations of foreign
    obligors and other foreign fixed maturity security investments.  December 31,2009

2008Estimated



EstimatedFair

% of Total

Fair

% of TotalValue

Investments

Value

Investments(In millions)Concentrations within corporate fixed maturity securities:Largest exposure to a single issuer

$
204



0.4
%

$
313



0.6
%Holdings in ten issuers with the largest exposures

$
1,695



3.2
%

$
1,732



3.6
%  F-34




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Concentrations of Credit Risk (Fixed Maturity
    Securities)   RMBS.
  December 31,2009


2008Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)By security type:Collateralized mortgage obligations

$
3,646



62.3
%

$
5,028



70.9
%Pass-through securities


2,206



37.7



2,065



29.1Total RMBS

$
5,852



100.0
%

$
7,093



100.0
%By risk profile:Agency

$
4,095



70.0
%

$
4,856



68.4
%Prime


1,118



19.1



1,531



21.6Alternative residential mortgage loans


639



10.9



706



10.0Total RMBS

$
5,852



100.0
%

$
7,093



100.0
%Portion rated Aaa/AAA (1)

$
4,347



74.3
%

$
6,514



91.8
%Portion rated NAIC 1 (2)

$
4,835



82.6
%

$
6,753



95.2
%     (1)
    
    Based on rating agency designations, without adjustment for the
    revised NAIC methodology which became effective
    December 31, 2009.(2)
    
    Based on rating agency designations and equivalent ratings of
    the NAIC, with the exception of non-agency RMBS held by MetLife
    Insurance Company of Connecticut and its domestic insurance
    subsidiary, MLI-USA. Non-agency RMBS held by MetLife Insurance
    Company of Connecticut and its domestic insurance subsidiary,
    MLI-USA, at December 31, 2009 are included based on final
    ratings from the revised NAIC rating methodology which became
    effective December 31, 2009 (which may not correspond to
    rating agency designations).    sub-prime. Sub-prime
 F-35




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)Vintage Year:2004 & Prior

$
15



2.3
%

$
51



7.2
%2005


336



52.6



387



54.82006


83



13.0



102



14.52007


205



32.1



166



23.52008














2009














Total

$
639



100.0
%

$
706



100.0
%   December 31,2009


2008% of





% ofAmount


Total


Amount


Total(In millions)Net unrealized loss

$
235






$
376Rated Aa/AA or better (1)






2.3
%






64.9
%Rated NAIC 1 (2)






16.6
%






66.6
%Fixed rate






95.6
%






96.4
%Hybrid ARM






4.4







3.6Total Alt-A RMBS






100.0
%






100.0
%     (1)
    
    Based on rating agency designations, without adjustment for the
    revised NAIC methodology which became effective
    December 31, 2009.(2)
    
    Based on rating agency designations and equivalent ratings of
    the NAIC, with the exception of non-agency RMBS held by MetLife
    Insurance Company of Connecticut and its domestic insurance
    subsidiary, MLI-USA. Non-agency RMBS held by MetLife Insurance
    Company of Connecticut and its domestic insurance subsidiary,
    MLI-USA, at December 31, 2009 are included based on final
    ratings from the revised NAIC rating methodology which became
    effective December 31, 2009 (which may not correspond to
    rating agency designations).  Concentrations of Credit Risk (Fixed Maturity
    Securities)  CMBS.
 F-36




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)Vintage Year:2003 & Prior

$
1,202



45.9
%

$
915



40.2
%2004


512



19.6



559



24.62005


472



18.0



438



19.32006


407



15.6



341



15.02007


24



0.9



21



0.92008














2009














Total

$
2,617



100.0
%

$
2,274



100.0
%   December 31,2009

2008% of



% ofAmount

Total

Amount

Total(In millions)Net unrealized loss

$
191






$
659Rated Aaa/AAA






83
%






90
%   Concentrations of Credit Risk (Fixed Maturity
    Securities)  ABS.
 F-37




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)By collateral type:Credit card loans

$
920



46.3
%

$
706



40.9
%RMBS backed by
    sub-prime
    mortgage loans


247



12.4



335



19.4Automobile loans


205



10.3



206



11.9Student loans


158



7.9



100



5.8Other loans


459



23.1



380



22.0Total

$
1,989



100.0
%

$
1,727



100.0
%Portion rated Aaa/AAA (1)

$
1,292



65.0
%

$
1,110



64.3
%Portion rated NAIC 1 (2)

$
1,767



88.8
%

$
1,512



87.6
%RMBS backed by
    sub-prime
    mortgage loans  portion credit enhanced by financial
    guarantor insurers






20.6
%






18.0
%Of the 20.6% and 18.0% credit enhanced, the financial guarantor
    insurers were rated as follows:By financial guarantor insurers rated Aa/AA






0.7
%






1.0
%By financial guarantor insurers rated A






0.2
%







%By financial guarantor insurers rated Baa/BBB







%






52.1
%     (1)
    
    Based on rating agency designations, without adjustment for the
    revised NAIC methodology which became effective
    December 31, 2009.(2)
    
    Based on rating agency designations and equivalent ratings of
    the NAIC, with the exception of non-agency RMBS backed by
    sub-prime
    mortgage loans held by MetLife Insurance Company of Connecticut
    and its domestic insurance subsidiary, MLI-USA. Non-agency RMBS
    backed by
    sub-prime
    mortgage loans held by MetLife Insurance Company of Connecticut
    and its domestic insurance subsidiary, MLI-USA, at
    December 31, 2009 are included based on final ratings from
    the revised NAIC rating methodology which became effective
    December 31, 2009 (which may not correspond to rating
    agency designations).  Concentrations of Credit Risk (Equity
    Securities).
 F-38




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Maturities of Fixed Maturity Securities.
  December 31,2009


2008Estimated





EstimatedAmortized


Fair


Amortized


FairCost


Value


Cost


Value(In millions)Due in one year or less

$
1,023


$
1,029


$
993


$
966Due after one year through five years


9,048



9,202



6,337



5,755Due after five years through ten years


7,882



7,980



7,329



6,195Due after ten years


13,339



12,606



11,679



10,836Subtotal


31,292



30,817



26,338



23,752RMBS, CMBS and ABS


11,143



10,458



13,263



11,094Total fixed maturity securities

$
42,435


$
41,275


$
39,601


$
34,846     Evaluating
    Available-for-Sale
    Securities for
    Other-Than-Temporary
    Impairment
  security-by-security available-for-sale other-than-temporarily
  other-than-temporarily other-than-temporarily
 F-39




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Net
    Unrealized Investment Gains (Losses)
    Years Ended December 31,2009


2008


2007(In millions)Fixed maturity securities that were temporarily impaired

$
(1,019
)

$
(4,755
)

$
(593
)Fixed maturity securities with noncredit OTTI losses in other
    comprehensive loss


(141
)






Total fixed maturity securities


(1,160
)


(4,755
)


(593
)Equity securities


(35
)


(199
)


(40
)Derivatives


(4
)


12



(16
)Short-term investments


(10
)


(100
)


Other


(3
)


(3
)


Subtotal


(1,212
)


(5,045
)


(649
)Amounts allocated from:DAC and VOBA on which noncredit OTTI losses have been recognized


12







DAC and VOBA


151



916



93Subtotal


163



916



93Deferred income tax benefit (expense) on which noncredit OTTI
    losses have been recognized


46







Deferred income tax benefit (expense)


327



1,447



195Net unrealized investment gains (losses)

$
(676
)

$
(2,682
)

$
(361
)    F-40




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2009


2008


2007(In millions)Balance, beginning of period

$
(2,682
)

$
(361
)

$
(314
)Cumulative effect of changes in accounting principle, net of
    income tax


(22
)






Fixed maturity securities on which noncredit OTTI losses have
    been recognized


(105
)






Unrealized investment gains (losses) during the year


3,974



(4,396
)


(98
)Unrealized investment gains (losses) relating to:DAC and VOBA on which noncredit OTTI losses have been recognized


10







DAC and VOBA


(765
)


823



27Deferred income tax benefit (expense) on which noncredit OTTI
    losses have been recognized


34







Deferred income tax benefit (expense)


(1,120
)


1,252



24Balance, end of period

$
(676
)

$
(2,682
)

$
(361
)Change in net unrealized investment gains (losses)

$
2,006


$
(2,321
)

$
(47
)   Continuous
    Gross Unrealized Loss and OTTI Loss for Fixed Maturity and
    Equity Securities
    Available-for-Sale
    by Sector
   F-41




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31, 2009Equal to or GreaterLess than 12 Months


than 12 Months


TotalEstimated


Gross


Estimated


Gross


Estimated


GrossFair


Unrealized


Fair


Unrealized


Fair


UnrealizedValue


Loss


Value


Loss


Value


Loss(In millions, except number of securities)Fixed Maturity Securities:U.S. corporate securities

$
2,164


$
87


$
4,314


$
554


$
6,478


$
641Foreign corporate securities


759



27



1,488



234



2,247



261U.S. Treasury and agency securities


5,265



271



26



10



5,291



281RMBS


703



12



1,910



472



2,613



484CMBS


334



3



1,054



231



1,388



234ABS


125



11



821



185



946



196State and political subdivision securities


413



16



433



108



846



124Foreign government securities


132



4



25



5



157



9Total fixed maturity securities

$
9,895


$
431


$
10,071


$
1,799


$
19,966


$
2,230Equity Securities:Non-redeemable preferred stock

$
21


$
9


$
198


$
46


$
219


$
55Common stock


3



1



3







6



1Total equity securities

$
24


$
10


$
201


$
46


$
225


$
56Total number of securities in an unrealized loss position


708







1,236   December 31, 2008Equal to or GreaterLess than 12 Months


than 12 Months


TotalEstimated


Gross


Estimated


Gross


Estimated


GrossFair


Unrealized


Fair


Unrealized


Fair


UnrealizedValue


Loss


Value


Loss


Value


Loss(In millions, except number of securities)Fixed Maturity Securities:U.S. corporate securities

$
6,302


$
1,001


$
4,823


$
1,334


$
11,125


$
2,335Foreign corporate securities


2,684



517



1,530



619



4,214



1,136U.S. Treasury and agency securities


34















34



RMBS


1,740



501



934



431



2,674



932CMBS


1,485



289



679



376



2,164



665ABS


961



221



699



482



1,660



703State and political subdivision securities


348



91



220



134



568



225Foreign government securities


229



21



20



12



249



33Total fixed maturity securities

$
13,783


$
2,641


$
8,905


$
3,388


$
22,688


$
6,029Equity securities

$
124


$
59


$
191


$
142


$
315


$
201Total number of securities in an unrealized loss position


2,634







1,340  F-42




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Aging
    of Gross Unrealized Loss and OTTI Loss for Fixed Maturity and
    Equity Securities
    Available-for-Sale
    December 31, 2009Cost or Amortized Cost


Gross Unrealized Loss


Number of SecuritiesLess than


20% or


Less than


20% or


Less than


20% or20%


more


20%


more


20%


more(In millions, except number of securities)Fixed Maturity Securities:Less than six months

$
8,310


$
790


$
173


$
199



609



74Six months or greater but less than nine months


1,084



132



114



37



33



24Nine months or greater but less than twelve months


694



362



74



102



30



29Twelve months or greater


8,478



2,346



737



794



867



260Total

$
18,566


$
3,630


$
1,098


$
1,132Percentage of cost or amortized cost










6
%


31
%Equity Securities:Less than six months

$
3


$
9


$



$
3



7



3Six months or greater but less than nine months






















Nine months or greater but less than twelve months


10



20



1



8



2



3Twelve months or greater


161



78



21



23



17



6Total

$
174


$
107


$
22


$
34Percentage of cost










13
%


32
%   F-43




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  December 31, 2008Cost or Amortized Cost


Gross Unrealized Loss


Number of SecuritiesLess than


20% or


Less than


20% or


Less than


20% or20%


more


20%


more


20%


more(In millions, except number of securities)Fixed Maturity Securities:Less than six months

$
5,444


$
9,799


$
392


$
3,547



1,314



1,089Six months or greater but less than nine months


2,737



542



213



271



349



54Nine months or greater but less than twelve months


3,554



810



392



470



342



95Twelve months or greater


5,639



192



614



130



642



28Total

$
17,374


$
11,343


$
1,611


$
4,418Percentage of cost or amortized cost










9
%


39
%Equity Securities:Less than six months

$
23


$
298


$
3


$
130



13



50Six months or greater but less than nine months


18



53



3



20



2



5Nine months or greater but less than twelve months






102







43







9Twelve months or greater


22







2







6



Total

$
63


$
453


$
8


$
193Percentage of cost










13
%


43
%   Evaluating
    Temporarily Impaired Available for Sale Securities
 F-44




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Concentration
    of Gross Unrealized Loss and OTTI Loss for Fixed Maturity and
    Equity Securities
    Available-for-Sale
    December 31,2009


2008Sector:U.S. corporate securities


28
%


37
%RMBS


21



15U.S. Treasury and agency securities


12



Foreign corporate securities


11



18CMBS


10



11ABS


9



11State and political subdivision securities


5



4Other


4



4Total


100
%


100
%Industry:Mortgage-backed


31
%


26
%Finance


22



25U.S. Treasury and agency securities


12



Asset-backed


9



11Consumer


6



10State and political subdivision securities


5



4Utility


4



9Communications


3



7Industrial


2



4Other


6



4Total


100
%


100
%  F-45




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Evaluating
    Temporarily Impaired
    Available-for-Sale
    Securities
    December 31,2009

2008Fixed



FixedMaturity

Equity

Maturity

EquitySecurities

Securities

Securities

Securities(In millions, except number of securities)Number of securities


33







103



6Total gross unrealized loss

$
510


$



$
1,758


$
84Percentage of total gross unrealized loss


23
%



%


29
%


42
%   other-than-temporarily
    available-for-sale
  Non-Redeemable Preferred StockAll Types ofAll Equity


Non-Redeemable


Investment GradeSecurities


Preferred Stock


All Industries


Financial Services IndustryGross


Gross


% of All


Gross


% of All


Gross





% AUnrealized


Unrealized


Equity


Unrealized


Non-Redeemable


Unrealized


% of All


RatedLoss


Loss


Securities


Loss


Preferred Stock


Loss


Industries


or Better(In millions)Less than six months

$
3


$
1



33
%

$
1



100
%

$
1



100
%



%Six months or greater but less than twelve months


8



8



100
%


8



100
%


8



100
%


100
%Twelve months or greater


23



23



100
%


23



100
%


23



100
%


28
%All equity securities with a gross unrealized loss of 20% or more

$
34


$
32



94
%

$
32



100
%

$
32



100
%


44
%    F-46




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      other-than-temporary other-than-temporary
  Net
    Investment Gains (Losses)
      Years Ended December 31,2009


2008


2007(In millions)Total losses on fixed maturity securities:Total OTTI losses recognized

$
(552
)

$
(401
)

$
(28
)Less: Noncredit portion of OTTI losses transferred to and
    recognized in other comprehensive loss


165







Net OTTI losses on fixed maturity securities recognized in
    earnings


(387
)


(401
)


(28
)Fixed maturity securities  net gains (losses) on
    sales and disposals


(115
)


(255
)


(244
)Total losses on fixed maturity securities


(502
)


(656
)


(272
)Other net investment gains (losses):Equity securities


(119
)


(60
)


15Mortgage loans


(32
)


(44
)


(2
)Real estate and real estate joint ventures


(61
)


(1
)


1Other limited partnership interests


(72
)


(9
)


(19
)Freestanding derivatives


(717
)


558



189Embedded derivatives


(314
)


436



116Other


(49
)


325



(170
)Total net investment gains (losses)

$
(1,866
)

$
549


$
(142
)    F-47




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Fixed Maturity Securities


Equity Securities


TotalYears Ended December 31,2009


2008


2007


2009


2008


2007


2009


2008


2007(In millions)Proceeds

$
8,766


$
11,450


$
14,693


$
113


$
76


$
133


$
8,879


$
11,526


$
14,826Gross investment gains

$
180


$
126


$
120


$
6


$
15


$
26


$
186


$
141


$
146Gross investment losses


(295
)


(381
)


(364
)


(28
)


(25
)


(9
)


(323
)


(406
)


(373
)Total OTTI losses recognized in earnings:Credit-related


(348
)


(366
)


(20
)














(348
)


(366
)


(20
)Other (1)


(39
)


(35
)


(8
)


(97
)


(50
)


(2
)


(136
)


(85
)


(10
)Total OTTI losses recognized in earnings


(387
)


(401
)


(28
)


(97
)


(50
)


(2
)


(484
)


(451
)


(30
)Net investment gains (losses)

$
(502
)

$
(656
)

$
(272
)

$
(119
)

$
(60
)

$
15


$
(621
)

$
(716
)

$
(257
)     (1)
    
    Other OTTI losses recognized in earnings include impairments on
    equity securities, impairments on perpetual hybrid securities
    classified within fixed maturity securities where the primary
    reason for the impairment was the severity and/or the duration
    of an unrealized loss position and fixed maturity securities
    where there is an intent to sell or it is more likely than not
    that the Company will be required to sell the security before
    recovery of the decline in estimated fair value.      Years Ended December 31,2009


2008


2007(In millions)U.S. and foreign corporate securities:Communications

$
88


$
21


$
Finance


84



225



8Consumer


53



35



Industrial


18







2Utility


6







Other






40



17Total U.S. and foreign corporate securities


249



321



27CMBS


69



65



ABS


45



15



1RMBS


24







Total

$
387


$
401


$
28  F-48




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2009


2008


2007(In millions)Sector:Non-redeemable preferred stock

$
92


$
38


$
Common stock


5



12



2Total

$
97


$
50


$
2Industry:Financial services industry:Perpetual hybrid securities

$
72


$
9


$
Common and remaining non-redeemable preferred stock


3



34



Total financial services industry


75



43



Other


22



7



2Total

$
97


$
50


$
2   Credit
    Loss Rollforward  Rollforward of the Cumulative
    Credit Loss Component of OTTI Loss Recognized in Earnings on
    Fixed Maturity Securities Still Held for Which a Portion of the
    OTTI Loss was Recognized in Other Comprehensive
    Loss
    Year Ended December 31, 2009(In millions)Balance, beginning of period

$
Credit loss component of OTTI loss not reclassified to other
    comprehensive loss in the cumulative effect transition adjustment


92Additions:Initial impairments  credit loss OTTI recognized on
    securities not previously impaired


97Additional impairments  credit loss OTTI recognized
    on securities previously impaired


43Reductions:Due to sales (or maturities, pay downs or prepayments) during
    the period of securities previously credit loss OTTI impaired


(18
)Due to increases in cash flows  accretion of previous
    credit loss OTTI


(1
)Balance, end of period

$
213  F-49




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Net
    Investment Income
    Years Ended December 31,2009


2008


2007(In millions)Fixed maturity securities

$
2,094


$
2,455


$
2,803Equity securities


27



44



45Trading securities


97



(19
)


Mortgage loans


239



255



263Policy loans


80



64



53Real estate and real estate joint ventures


(120
)


11



81Other limited partnership interests


17



(69
)


164Cash, cash equivalents and short-term investments


16



67



104International joint ventures


(4
)


(4
)


(4
)Other


(2
)


(3
)


11Total investment income


2,444



2,801



3,520Less: Investment expenses


109



307



627Net investment income

$
2,335


$
2,494


$
2,893     Securities
    Lending
   F-50




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008(In millions)Securities on loan:Cost or amortized cost

$
6,173


$
5,638Estimated fair value

$
6,051


$
6,346Aging of cash collateral liability:Open (1)

$
1,325


$
1,222Less than thirty days


3,342



4,284Thirty days or greater but less than sixty days


1,323



901Sixty days or greater but less than ninety days






Ninety days or greater


234



Total cash collateral liability

$
6,224


$
6,407Security collateral on deposit from counterparties

$



$
153Reinvestment portfolio  estimated fair value

$
5,686


$
4,988     (1)
    
    Open  meaning that the related loaned security could
    be returned to the Company on the next business day requiring
    the Company to immediately return the cash collateral.     F-51




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Invested
    Assets on Deposit and Pledged as Collateral
    December 31,2009


2008(In millions)Invested assets on deposit:Regulatory agencies (1)

$
21


$
23Invested assets pledged as collateral:Debt and funding agreements  FHLB of Boston (2)


419



1,284Derivative transactions (3)


18



66Total invested assets on deposit and pledged as collateral

$
458


$
1,373     (1)
    
    The Company had investment assets on deposit with regulatory
    agencies consisting primarily of fixed maturity and equity
    securities.(2)
    
    The Company has pledged fixed maturity securities in support of
    its debt and funding agreements with the Federal Home Loan Bank
    of Boston (FHLB of Boston). The nature of these
    Federal Home Loan Bank arrangements is described in Note 7.(3)
    
    Certain of the Companys invested assets are pledged as
    collateral for various derivative transactions as described in
    Note 3.    Trading
    Securities
       F-52




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Mortgage
    Loans
    December 31,2009


2008Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Mortgage loans
    held-for-investment:Commercial mortgage loans

$
3,620



75.0
%

$
3,301



73.4
%Agricultural mortgage loans


1,204



25.0



1,185



26.4Consumer loans


1







7



0.2Total mortgage loans
    held-for-investment


4,825



100.0
%


4,493



100.0
%Less: Valuation allowances


77







46Total mortgage loans, net

$
4,748






$
4,447     Mortgage Loans by Geographic Region and Property
    Type
 F-53




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Region:South Atlantic

$
909



25.6
%

$
842



25.9
%Pacific


879



24.8



753



23.1Middle Atlantic


678



19.1



516



15.8New England


398



11.2



412



12.6West South Central


220



6.2



264



8.1East North Central


177



5.0



152



4.7East South Central


108



3.1



130



4.0Mountain


66



1.9



67



2.1International


57



1.6



59



1.8West North Central


14



0.4



22



0.7Other


40



1.1



40



1.2Total

$
3,546



100.0
%

$
3,257



100.0
%Property Type:Office

$
1,406



39.6
%

$
1,188



36.5
%Retail


901



25.4



760



23.3Apartments


521



14.7



553



17.0Hotel


375



10.6



396



12.2Industrial


127



3.6



151



4.6Other


216



6.1



209



6.4Total

$
3,546



100.0
%

$
3,257



100.0
%   held-for-investment
  Years Ended December 31,2009


2008


2007(In millions)Balance, January 1,

$
46


$
8


$
6Additions


36



75



7Deductions


(5
)


(37
)


(5
)Balance, December 31,

$
77


$
46


$
8  F-54




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  held-for-investment
  December 31,2009


2008(In millions)Impaired loans with valuation allowances

$
24


$
24Impaired loans without valuation allowances


12



2Subtotal


36



26Less: Valuation allowances on impaired loans


24



24Impaired loans, net

$
12


$
2     As of and for theYears Ended December 31,2009


2008


2007(In millions)Impaired loans  average investment during the period

$
32


$
42


$
21Impaired loans  interest income
    recognized  accrual basis

$



$
1


$
3Impaired loans  interest income
    recognized  cash basis

$
2


$
1


$
1Restructured loans  amount

$



$



$
Restructured loans  interest income recognized

$



$



$
Loans 90 days or more past due, interest still
    accruing  amortized cost

$
4


$



$
Loans 90 days or more past due, interest no longer
    accruing  amortized cost

$



$



$
Loans in foreclosure  amortized cost

$
6


$
1


$
   Real
    Estate Holdings
    December 31,2009


2008Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Real estate

$
88



19.8
%

$
86



14.1
%Accumulated depreciation


(17
)


(3.8
)


(16
)


(2.6
)Net real estate


71



16.0



70



11.5Real estate joint ventures and funds


374



84.0



538



88.5Total real estate holdings

$
445



100.0
%

$
608



100.0
%     held-for-sale
 F-55




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        December 31,2009


2008Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Office

$
127



28.6
%

$
252



41.5
%Real estate investment funds


96



21.6



138



22.7Apartments


72



16.2



100



16.4Land


43



9.6



32



5.3Industrial


25



5.6







Retail


16



3.6



17



2.8Agriculture


11



2.5



14



2.3Other


55



12.3



55



9.0Total real estate holdings

$
445



100.0
%

$
608



100.0
%   Other
    Limited Partnership Interests
    Other
    Invested Assets
    December 31,2009


2008Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Freestanding derivatives with positive fair values

$
1,470



98.1
%

$
2,258



98.3
%Joint venture investments


26



1.8



31



1.3Tax credit partnerships


2



0.1



4



0.2Other










4



0.2Total

$
1,498



100.0
%

$
2,297



100.0
%    F-56




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Variable
    Interest Entities
    December 31,2009


2008Maximum





MaximumCarrying


Exposure


Carrying


ExposureAmount


to Loss (1)


Amount


to Loss (1)(In millions)Other limited partnership interests

$
838


$
1,273


$
672


$
1,060Fixed maturity securities
    available-for-sale:Foreign corporate securities


304



304



152



152U.S. corporate securities


247



247



182



182Real estate joint ventures


32



39



41



41Total

$
1,421


$
1,863


$
1,047


$
1,435     (1)
    
    The maximum exposure to loss relating to the real estate joint
    ventures and other limited partnership interests is equal to the
    carrying amounts plus any unfunded commitments. The maximum
    exposure to loss relating to the fixed maturity securities
    available-for-sale
    is equal to the carrying amounts or carrying amounts of retained
    interests. Such a maximum loss would be expected to occur only
    upon bankruptcy of the issuer or investee.    Related
    Party Investment Transactions
   F-57




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2009


2008


2007(In millions)Estimated fair value of invested assets transferred to affiliates

$
717


$
27


$
628Amortized cost of invested assets transferred to affiliates

$
769


$
23


$
629Net investment gains (losses) recognized on transfers to
    affiliates

$
(52
)

$
4


$
(1
)Estimated fair value of invested assets transferred from
    affiliates

$
143


$
230


$
836     3.
    Derivative
    Financial Instruments  Accounting
    for Derivative Financial Instruments
      Primary
    Risks Managed by Derivative Financial Instruments and Non
    Derivative Financial Instruments
   F-58




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Estimated





EstimatedFair





FairPrimary Underlying



Notional


Value (1)


Notional


Value (1)Risk Exposure

Instrument Type

Amount


Assets


Liabilities


Amount


Assets


Liabilities(In millions)Interest rate

Interest rate swaps

$
5,261


$
534


$
179


$
7,074


$
736


$
347Interest rate floors


7,986



78



34



12,071



494



Interest rate caps


4,003



15







3,513



1



Interest rate futures


835



2



1



1,064



4



11Foreign currency

Foreign currency swaps


2,678



689



93



3,771



699



219Foreign currency forwards


79



3







92







9Credit

Swap spreadlocks














208







8Credit default swaps


966



12



31



648



19



8Credit forwards


90







3











Equity market

Equity futures


81



1







370







5Equity options


775



112







813



248



Variance swaps


1,081



24



6



1,081



57



Total

$
23,835


$
1,470


$
347


$
30,705


$
2,258


$
607     (1)
    
    The estimated fair value of all derivatives in an asset position
    is reported within other invested assets in the consolidated
    balance sheets and the estimated fair value of all derivatives
    in a liability position is reported within other liabilities in
    the consolidated balance sheets.    Remaining LifeAfter One Year


After Five YearsOne Year or


Through Five


Through Ten


After TenLess


Years


Years


Years


Total(In millions)Interest rate swaps

$
442


$
2,612


$
933


$
1,274


$
5,261Interest rate floors










7,986







7,986Interest rate caps


3



4,000











4,003Interest rate futures


835















835Foreign currency swaps


145



1,878



399



256



2,678Foreign currency forwards


79















79Credit default swaps






928



38







966Credit forwards


90















90Equity futures


81















81Equity options


121



577



77







775Variance swaps






519



562







1,081Total

$
1,796


$
10,514


$
9,995


$
1,530


$
23,835  F-59




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                 F-60




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                 F-61




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Hedging
    December 31,2009


2008Estimated





EstimatedFair





FairNotional


Value


Notional


ValueDerivatives Designated as Hedging Instruments

Amount


Assets


Liabilities


Amount


Assets


Liabilities(In millions)Fair Value Hedges:Foreign currency swaps

$
850


$
370


$
15


$
707


$
68


$
133Interest rate swaps


220



11



2



138







28Subtotal


1,070



381



17



845



68



161Cash Flow Hedges:Foreign currency swaps


166



15



7



486



91



Credit forwards


90







3











Subtotal


256



15



10



486



91



Total Qualifying Hedges

$
1,326


$
396


$
27


$
1,331


$
159


$
161  F-62




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Estimated





EstimatedFair





FairDerivatives Not Designated or Not

Notional


Value


Notional


ValueQualifying as Hedging Instruments

Amount


Assets


Liabilities


Amount


Assets


Liabilities(In millions)Interest rate swaps

$
5,041


$
523


$
177


$
6,936


$
736


$
319Interest rate floors


7,986



78



34



12,071



494



Interest rate caps


4,003



15







3,513



1



Interest rate futures


835



2



1



1,064



4



11Foreign currency swaps


1,662



304



71



2,578



540



86Foreign currency forwards


79



3







92







9Swap spreadlocks














208







8Credit default swaps


966



12



31



648



19



8Equity futures


81



1







370







5Equity options


775



112







813



248



Variance swaps


1,081



24



6



1,081



57



Total non-designated or non-qualifying derivatives

$
22,509


$
1,074


$
320


$
29,374


$
2,099


$
446     Years Ended December 31,2009


2008


2007(In millions)Qualifying hedges:Net investment income

$
(1
)

$
(2
)

$
Interest credited to policyholder account balances


40



6



(6
)Non-qualifying hedges:Net investment gains (losses)


(8
)


43



82Total

$
31


$
47


$
76   Fair
    Value Hedges
   F-63




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Net Investment





IneffectivenessGains (Losses)


Net Investment Gains


Recognized inDerivatives in Fair Value

Hedged Items in Fair Value

Recognized


(Losses) Recognized


Net InvestmentHedging Relationships

Hedging Relationships

for Derivatives


for Hedged Items


Gains (Losses)(In millions)For the Year Ended December 31, 2009:Interest rate swaps:

Fixed maturity securities

$
6


$
(6
)

$
Policyholder account balances (1)


(8
)


4



(4
)Foreign currency swaps:

Foreign-denominatedpolicyholder account balances (2)


111



(117
)


(6
)Total

$
109


$
(119
)

$
(10
)For the Year Ended December 31, 2008

$
(87
)

$
86


$
(1
)For the Year Ended December 31, 2007

$
18


$
(20
)

$
(2
)     (1)
    
    Fixed rate liabilities(2)
    
    Fixed rate or floating rate liabilities    Cash
    Flow Hedges
        Years Ended December 31,2009


2008


2007(In millions)Other comprehensive income (loss), balance at January 1,

$
20


$
(13
)

$
(9
)Gains (losses) deferred in other comprehensive income (loss) on
    the effective portion of cash flow hedges


(44
)


9



39Amounts reclassified to net investment gains (losses)


23



24



(43
)Other comprehensive income (loss), balance at December 31,

$
(1
)

$
20


$
(13
)  F-64




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Amount and Locationof Gains (Losses)Amount of Gains


Reclassified from(Losses) Deferred


Accumulated Other Comprehensivein Accumulated Other


Income (Loss) into Income (Loss)Derivatives in Cash Flow

Comprehensive Income


Net InvestmentHedging Relationships

(Loss) on Derivatives


Gains (Losses)(In millions)For the Year Ended December 31, 2009:Foreign currency swaps

$
(58
)

$
(36
)Interest rate forwards


17



13Credit forwards


(3
)


Total

$
(44
)

$
(23
)For the Year Ended December 31, 2008:Foreign currency swaps

$
9


$
(24
)Total

$
9


$
(24
)For the Year Ended December 31, 2007:Foreign currency swaps

$
39


$
43Total

$
39


$
43   Non-Qualifying
    Derivatives and Derivatives for Purposes Other Than
    Hedging
   F-65




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Net


NetInvestment


InvestmentGains (Losses)


Income (1)(In millions)For the Year Ended December 31, 2009:Interest rate swaps

$
(149
)

$
Interest rate floors


(265
)


Interest rate caps


4



Interest rate futures


(37
)


Equity futures


(71
)


Foreign currency swaps


(3
)


Foreign currency forwards


(4
)


Equity options


(121
)


(1
)Variance swaps


(40
)


Credit default swaps


(50
)


Total

$
(736
)

$
(1
)For the Year Ended December 31, 2008

$
514


$
For the Year Ended December 31, 2007

$
112


$
     (1)
    
    Changes in estimated fair value related to economic hedges of
    equity method investments in joint ventures.  Credit
    Derivatives
   F-66




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008Maximum








MaximumEstimated


Amount





Estimated


Amount ofFair


of Future


Weighted


Fair


Future


WeightedValue of Credit


Payments under


Average


Value of Credit


Payments under


AverageRating Agency Designation of Referenced

Default


Credit Default


Years to


Default


Credit Default


Years toCredit Obligations (1)

Swaps


Swaps (2)


Maturity (3)


Swaps


Swaps (2)


Maturity (3)(In millions)Aaa/Aa/ASingle name credit default swaps (corporate)

$
1


$
25



4.0


$



$
25



5.0Credit default swaps referencing indices


7



437



3.5



(2
)


222



4.0Subtotal


8



462



3.5



(2
)


247



4.1BaaSingle name credit default swaps (corporate)






5



4.0







10



5.0Credit default swaps referencing indices






10



5.0











Subtotal






15



4.7







10



5.0BaSingle name credit default swaps (corporate)














(1
)


20



0.7Credit default swaps referencing indices






















Subtotal














(1
)


20



0.7BSingle name credit default swaps (corporate)






















Credit default swaps referencing indices






















Subtotal






















Caa and lowerSingle name credit default swaps (corporate)






















Credit default swaps referencing indices






















Subtotal






















In or near defaultSingle name credit default swaps (corporate)






















Credit default swaps referencing indices






















Subtotal






















Total

$
8


$
477



3.5


$
(3
)

$
277



3.9     (1)
    
    The rating agency designations are based on availability and the
    midpoint of the applicable ratings among Moodys Investors
    Service, S&P and Fitch Ratings. If no rating is available
    from a rating agency, then the MetLife rating is used.(2)
    
    Assumes the value of the referenced credit obligations is zero.(3)
    
    The weighted average years to maturity of the credit default
    swaps is calculated based on weighted average notional amounts.  Credit
    Risk on Freestanding Derivatives
   F-67




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    over-the-counter
    over-the-counter and/or
  over-the-counter
  Estimated

EstimatedFair Value (1) of

Fair Value ofDerivatives in Net

CollateralLiability Position

Provided

Fair Value of Incremental CollateralDecember 31, 2009

December 31, 2009

Provided Upon:Downgrade in theOne Notch

Companys Credit RatingDowngrade

to a Level that Triggersin the

Full OvernightCompanys

Collateralization orFixed Maturity

Credit

TerminationSecurities (2)

Rating

of the Derivative Position(In millions)$42

$



$
8


$
42  F-68




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    (1)
    
    After taking into consideration the existence of netting
    agreements.(2)
    
    Included in fixed maturity securities in the consolidated
    balance sheets. The counterparties are permitted by contract to
    sell or repledge this collateral. At December 31, 2009, the
    Company did not provide any cash collateral.  over-the-counter
      Embedded
    Derivatives
      December 31,2009


2008(In millions)Net embedded derivatives within asset host contracts:Ceded guaranteed minimum benefits

$
724


$
2,062Call options in equity securities


(5
)


(36
)Net embedded derivatives within asset host contracts

$
719


$
2,026Net embedded derivatives within liability host contracts:Direct guaranteed minimum benefits

$
290


$
1,432Other


(11
)


(27
)Net embedded derivatives within liability host contracts

$
279


$
1,405  F-69




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2009

2008

2007(In millions)Net investment gains (losses) (1), (2)

$
(314
)

$
436


$
116     (1)
    
    Effective January 1, 2008, the valuation of the
    Companys guaranteed minimum benefits includes an
    adjustment for the Companys own credit. Included in net
    investment gains (losses) for the years ended December 31,
    2009 and 2008 were gains (losses) of ($567) million and
    $738 million, respectively, in connection with this
    adjustment.(2)
    
    See Note 8 for discussion of affiliated net investment
    gains (losses) included in the table above.  4.
    Fair
    Value   F-70




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Fair
    Value of Financial Instruments
    EstimatedNotional

Carrying

FairDecember 31, 2009

Amount

Value

Value(In millions)AssetsFixed maturity securities





$
41,275


$
41,275Equity securities





$
459


$
459Trading securities





$
938


$
938Mortgage loans





$
4,748


$
4,345Policy loans





$
1,189


$
1,243Real estate joint ventures (1)





$
64


$
62Other limited partnership interests (1)





$
128


$
151Short-term investments





$
1,775


$
1,775Other invested assets (2)

$
16,580


$
1,470


$
1,470Cash and cash equivalents





$
2,574


$
2,574Accrued investment income





$
516


$
516Premiums and other receivables (1)





$
4,582


$
4,032Separate account assets





$
49,449


$
49,449Net embedded derivatives within asset host contracts (3)





$
724


$
724LiabilitiesPolicyholder account balances (1)





$
24,591


$
24,233Payables for collateral under securities loaned and other
    transactions





$
7,169


$
7,169Long-term debt  affiliated





$
950


$
1,003Other liabilities: (1)Derivative liabilities

$
7,255


$
347


$
347Other





$
188


$
188Separate account liabilities (1)





$
1,367


$
1,367Net embedded derivatives within liability host contracts (3)





$
279


$
279Commitments(4)Mortgage loan commitments

$
131


$



$
(5
)Commitments to fund bank credit facilities and private corporate
    bond investments

$
445


$



$
(29
)   F-71




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  EstimatedNotional

Carrying

FairDecember 31, 2008

Amount

Value

Value(In millions)AssetsFixed maturity securities





$
34,846


$
34,846Equity securities





$
474


$
474Trading securities





$
232


$
232Mortgage loans





$
4,447


$
4,252Policy loans





$
1,192


$
1,296Real estate joint ventures (1)





$
92


$
103Other limited partnership interests (1)





$
189


$
247Short-term investments





$
3,127


$
3,127Other invested assets (2)

$
21,395


$
2,258


$
2,258Cash and cash equivalents





$
5,656


$
5,656Accrued investment income





$
487


$
487Premiums and other receivables (1)





$
3,171


$
2,700Separate account assets





$
35,892


$
35,892Net embedded derivatives within asset host contracts (3)





$
2,062


$
2,062LiabilitiesPolicyholder account balances (1)





$
26,316


$
23,937Payables for collateral under securities loaned and other
    transactions





$
7,871


$
7,871Short-term debt





$
300


$
300Long-term debt  affiliated





$
950


$
671Other liabilities: (1)Derivative liabilities

$
9,310


$
607


$
607Other





$
158


$
158Separate account liabilities (1)





$
1,181


$
1,181Net embedded derivatives within liability host contracts (3)





$
1,405


$
1,405Commitments(4)Mortgage loan commitments

$
231


$



$
(15
)Commitments to fund bank credit facilities and private corporate
    bond investments

$
332


$



$
(101
)     (1)
    
    Carrying values presented herein differ from those presented in
    the consolidated balance sheets because certain items within the
    respective financial statement caption are not considered
    financial instruments. Financial statement captions excluded
    from the table above are not considered financial instruments.(2)
    
    Other invested assets is comprised of freestanding derivatives
    with positive estimated fair values.(3)
    
    Net embedded derivatives within asset host contracts are
    presented within premiums and other receivables. Net embedded
    derivatives within liability host contracts are presented within
    policyholder account balances and other liabilities. At
    December 31, 2009 and 2008, equity securities also included
    embedded derivatives of ($5) million and
    ($36) million, respectively.(4)
    
    Commitments are off-balance sheet obligations. Negative
    estimated fair values represent off-balance sheet liabilities. F-72




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     Fixed Maturity Securities, Equity Securities and Trading
    Securities
          Mortgage Loans
  Policy Loans
  Real Estate Joint Ventures and Other Limited Partnership
    Interests
 F-73




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Short-term Investments
  Other Invested Assets
    Cash and Cash Equivalents
  Accrued Investment Income
  Premiums and Other Receivables
   F-74




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Separate Account Assets
  Policyholder Account Balances
    Short-term and Affiliated Long-term Debt
  Payables for Collateral Under Securities Loaned and Other
    Transactions
 F-75




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Other Liabilities
      Separate Account Liabilities
      Derivatives over-the-counter
  over-the-counter over-the-counter
 F-76




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    over-the-counter
  over-the-counter
  Embedded Derivatives within Asset and Liability Host
    Contracts
     F-77




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Mortgage Loan Commitments and Commitments to Fund Bank
    Credit Facilities and Private Corporate Bond Investments
 F-78




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Assets
    and Liabilities Measured at Fair Value
  Recurring
    Fair Value Measurements
    December 31, 2009Fair Value Measurements at Reporting Date UsingQuoted Prices inActive Markets for





Significant


TotalIdentical Assets


Significant Other


Unobservable


Estimatedand Liabilities


Observable Inputs


Inputs


Fair(Level 1)


(Level 2)


(Level 3)


Value(In millions)AssetsFixed maturity securities:U.S. corporate securities

$



$
13,793


$
1,605


$
15,398Foreign corporate securities






6,344



994



7,338U.S. Treasury and agency securities


3,972



2,252



33



6,257RMBS






5,827



25



5,852CMBS






2,572



45



2,617ABS






1,452



537



1,989State and political subdivision securities






1,147



32



1,179Foreign government securities






629



16



645Total fixed maturity securities


3,972



34,016



3,287



41,275Equity securities:Non-redeemable preferred stock






48



258



306Common stock


72



70



11



153Total equity securities


72



118



269



459Trading securities


931



7







938Short-term investments (1)


1,057



703



8



1,768Derivative assets (2)


3



1,410



57



1,470Net embedded derivatives within asset host contracts (3)










724



724Separate account assets (4)


69



49,227



153



49,449Total assets

$
6,104


$
85,481


$
4,498


$
96,083LiabilitiesDerivative liabilities (2)

$
1


$
336


$
10


$
347Net embedded derivatives within liability host contracts (3)










279



279Total liabilities

$
1


$
336


$
289


$
626   F-79




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  December 31, 2008Fair Value Measurements at Reporting Date UsingQuoted Prices inActive Markets for





Significant


TotalIdentical Assets


Significant Other


Unobservable


Estimatedand Liabilities


Observable Inputs


Inputs


Fair(Level 1)


(Level 2)


(Level 3)


Value(In millions)AssetsFixed maturity securities:U.S. corporate securities

$



$
11,830


$
1,401


$
13,231Foreign corporate securities






4,136



926



5,062U.S. Treasury and agency securities


2,107



2,190



36



4,333RMBS






7,031



62



7,093CMBS






2,158



116



2,274ABS






1,169



558



1,727State and political subdivision securities






633



24



657Foreign government securities






459



10



469Total fixed maturity securities


2,107



29,606



3,133



34,846Equity securities:Non-redeemable preferred stock






38



318



356Common stock


40



70



8



118Total equity securities


40



108



326



474Trading securities


176



6



50



232Short-term investments (1)


1,171



1,952







3,123Derivative assets (2)


4



1,928



326



2,258Net embedded derivatives within asset host contracts (3)










2,062



2,062Separate account assets (4)


35,567



166



159



35,892Total assets

$
39,065


$
33,766


$
6,056


$
78,887LiabilitiesDerivative liabilities (2)

$
16


$
574


$
17


$
607Net embedded derivatives within liability host contracts (3)










1,405



1,405Total liabilities

$
16


$
574


$
1,422


$
2,012     (1)
    
    Short-term investments as presented in the tables above differ
    from the amounts presented in the consolidated balance sheets
    because certain short-term investments are not measured at
    estimated fair value (e.g. time deposits, etc.).(2)
    
    Derivative assets are presented within other invested assets and
    derivative liabilities are presented within other liabilities.
    The amounts are presented gross in the tables above to reflect
    the presentation in the consolidated balance sheets, but are
    presented net for purposes of the rollforward in the following
    tables.(3)
    
    Net embedded derivatives within asset host contracts are
    presented within premiums and other receivables. Net embedded
    derivatives within liability host contracts are presented within
    policyholder account balances and other liabilities. At
    December 31, 2009 and 2008, equity securities also included
    embedded derivatives of ($5) million and
    ($36) million, respectively.(4)
    
    Separate account assets are measured at estimated fair value.
    Investment performance related to separate account assets is
    fully offset by corresponding amounts credited to
    contractholders whose liability is reflected within separate
    account liabilities. Separate account liabilities are set equal
    to the estimated fair value of separate account assets. F-80




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     Level 1
    This category includes certain U.S. Treasury and agency
    fixed maturity securities; exchange-traded common stock; trading
    securities and certain short-term money market securities. As it
    relates to derivatives, this level includes exchange-traded
    equity and interest rate futures. Separate account assets
    classified within this level are similar in nature to those
    classified in this level for the general account.Level 2
    This category includes fixed maturity and equity securities
    priced principally by independent pricing services using
    observable inputs. Fixed maturity securities classified as
    Level 2 include most U.S. Treasury and agency
    securities, as well as the majority of U.S. and foreign
    corporate securities, RMBS, CMBS, state and political
    subdivision securities, foreign government securities, and ABS.
    Equity securities classified as Level 2 securities consist
    principally of common stock and non-redeemable preferred stock
    where market quotes are available but are not considered
    actively traded. Short-term investments and trading securities
    included within Level 2 are of a similar nature to these
    fixed maturity and equity securities. As it relates to
    derivatives, this level includes all types of derivative
    instruments utilized by the Company with the exception of
    exchange-traded futures included within Level 1 and those
    derivative instruments with unobservable inputs as described in
    Level 3. Separate account assets classified within this
    level are generally similar to those classified within this
    level for the general account, with the exception of certain
    mutual funds without readily determinable fair values given
    prices are not published publicly.Level 3
    This category includes fixed maturity securities priced
    principally through independent broker quotations or market
    standard valuation methodologies using inputs that are not
    market observable or cannot be derived principally from or
    corroborated by observable market data. This level primarily
    consists of less liquid fixed maturity securities with very
    limited trading activity or where less price transparency exists
    around the inputs to the valuation methodologies including:
    U.S. and foreign corporate securities  including
    below investment grade private placements; CMBS; and
    ABS  including all of those supported by
    sub-prime
    mortgage loans. Equity securities classified as Level 3
    securities consist principally of non-redeemable preferred stock
    and common stock of companies that are privately held or of
    companies for which there has been very limited trading activity
    or where less price transparency exists around the inputs to the
    valuation. Short-term investments and trading securities
    included within Level 3 are of a similar nature to these
    fixed maturity and equity securities. As it relates to
    derivatives, this category includes: swap spreadlocks with
    maturities which extend beyond observable periods; equity
    variance swaps with unobservable volatility inputs or that are
    priced via independent broker quotations; foreign currency swaps
    priced through independent broker quotations; interest rate
    swaps with maturities which extend beyond the observable portion
    of the yield curve; credit default swaps based upon baskets of
    credits having unobservable credit correlations; equity options
    with unobservable volatility inputs; implied volatility swaps
    with unobservable volatility inputs; credit forwards having
    unobservable repurchase rates and interest rate caps referencing
    unobservable yield curves
    and/or which
    include liquidity and volatility adjustments. Separate account
    assets classified within this level are generally similar to
    those classified within this level for the general account;
    however, they also include other limited partnership interests.
    Embedded derivatives classified within this level include
    embedded derivatives associated with certain variable annuity
    guarantees and embedded derivatives related to funds withheld on
    ceded reinsurance. F-81




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     Fair Value Measurements Using Significant Unobservable Inputs
    (Level 3) (1)Total Realized/UnrealizedGains (Losses) included in:


Purchases,Other


Sales,


Transfer InBalance,


Impact of


Balance,





Comprehensive


Issuances and


and/or Out


Balance,December 31, 2007


Adoption (2)


January 1,


Earnings (3, 4)


Income (Loss)


Settlements (5)


of Level 3 (6)


December 31,(In millions)For the Year Ended December 31, 2009:Fixed maturity securities:U.S. corporate securities









$
1,401


$
(114
)

$
192


$
(172
)

$
298


$
1,605Foreign corporate securities










926



(95
)


334



(47
)


(124
)


994U.S. Treasury and agency securities










36







(1
)


(2
)






33RMBS










62



(4
)


5



(9
)


(29
)


25CMBS










116



(42
)


50



(7
)


(72
)


45ABS










558



(51
)


171



(138
)


(3
)


537State and political subdivision securities










24







6



2







32Foreign government securities










10







1



(1
)


6



16Total fixed maturity securities









$
3,133


$
(306
)

$
758


$
(374
)

$
76


$
3,287Equity securities:Non-redeemable preferred stock









$
318


$
(101
)

$
113


$
(66
)

$
(6
)

$
258Common stock










8







(1
)


4







11Total equity securities









$
326


$
(101
)

$
112


$
(62
)

$
(6
)

$
269Trading securities









$
50


$



$



$
(50
)

$



$
Short-term investments









$



$



$



$
8


$



$
8Net derivatives (7)









$
309


$
(40
)

$
(3
)

$
(15
)

$
(204
)

$
47Separate account assets (8)









$
159


$
(7
)

$



$
1


$



$
153Net embedded derivatives (9)









$
657


$
(328
)

$



$
116


$



$
445For the Year Ended December 31, 2008:Fixed maturity securities:U.S. corporate securities

$
1,645


$



$
1,645


$
(167
)

$
(313
)

$
101


$
135


$
1,401Foreign corporate securities


1,355







1,355



(12
)


(504
)


(110
)


197



926U.S. Treasury and agency securities


19







19











34



(17
)


36RMBS


323







323



2



(46
)


(156
)


(61
)


62CMBS


258







258



(66
)


(76
)










116ABS


925







925



(20
)


(254
)


(84
)


(9
)


558State and political subdivision securities


44







44



(1
)


(19
)










24Foreign government securities


33







33



1



(2
)


(17
)


(5
)


10Total fixed maturity securities

$
4,602


$



$
4,602


$
(263
)

$
(1,214
)

$
(232
)

$
240


$
3,133Equity securities:Non-redeemable preferred stock

$
521


$



$
521


$
(44
)

$
(109
)

$
(50
)

$



$
318Common stock


35







35



(4
)


(1
)


(22
)






8Total equity securities

$
556


$



$
556


$
(48
)

$
(110
)

$
(72
)

$



$
326Trading securities

$



$



$



$



$



$
50


$



$
50Net derivatives (7)

$
108


$



$
108


$
266


$



$
(65
)

$



$
309Separate account assets (8)

$
183


$



$
183


$
(22
)

$



$



$
(2
)

$
159Net embedded derivatives (9)

$
125


$
92


$
217


$
366


$



$
74


$



$
657     (1)
    
    Amounts presented do not reflect any associated hedging
    activities. Actual earnings associated with Level 3,
    inclusive of hedging activities, could differ materially.(2)
    
    Impact of adoption of fair value measurement guidance represents
    the amount recognized in earnings as a change in estimate
    associated with Level 3 financial instruments held at
    January 1, 2008. Such amount was offset by a reduction to
    DAC of $30 million resulting in a net impact of
    $62 million. This net impact of F-82




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  $62 million along with a $3 million reduction in the
    estimated fair value of Level 2 freestanding derivatives
    resulted in a total net impact of adoption of $59 million.(3)
    
    Amortization of premium/discount is included within net
    investment income which is reported within the earnings caption
    of total gains (losses). Impairments charged to earnings are
    included within net investment gains (losses) which are reported
    within the earnings caption of total gains (losses). Lapses
    associated with embedded derivatives are included with the
    earnings caption of total gains (losses).(4)
    
    Interest and dividend accruals, as well as cash interest coupons
    and dividends received, are excluded from the rollforward.(5)
    
    The amount reported within purchases, sales, issuances and
    settlements is the purchase/issuance price (for purchases and
    issuances) and the sales/settlement proceeds (for sales and
    settlements) based upon the actual date purchased/issued or
    sold/settled. Items purchased/issued and sold/settled in the
    same period are excluded from the rollforward. For embedded
    derivatives, attributed fees are included within this caption
    along with settlements, if any.(6)
    
    Total gains and losses (in earnings and other comprehensive
    income (loss)) are calculated assuming transfers in and/or out
    of Level 3 occurred at the beginning of the period. Items
    transferred in and out in the same period are excluded from the
    rollforward.(7)
    
    Freestanding derivative assets and liabilities are presented net
    for purposes of the rollforward.(8)
    
    Investment performance related to separate account assets is
    fully offset by corresponding amounts credited to
    contractholders whose liability is reflected within separate
    account liabilities.(9)
    
    Embedded derivative assets and liabilities are presented net for
    purposes of the rollforward.    Total Gains and LossesClassification of Realized/Unrealized Gains(Losses) included in EarningsNetNet


InvestmentInvestment


GainsIncome


(Losses)


Total(In millions)For the Year Ended December 31, 2009:Fixed maturity securities:U.S. corporate securities

$
3


$
(117
)

$
(114
)Foreign corporate securities


(1
)


(94
)


(95
)RMBS






(4
)


(4
)CMBS


1



(43
)


(42
)ABS






(51
)


(51
)Total fixed maturity securities

$
3


$
(309
)

$
(306
)Equity securities:Non-redeemable preferred stock

$



$
(101
)

$
(101
)Total equity securities

$



$
(101
)

$
(101
)Net derivatives

$



$
(40
)

$
(40
)Net embedded derivatives

$



$
(328
)

$
(328
)   F-83




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Total Gains and LossesClassification of Realized/Unrealized Gains(Losses) included in EarningsNetNet


InvestmentInvestment


GainsIncome


(Losses)


Total(In millions)For the Year Ended December 31, 2008:Fixed maturity securities:U.S. corporate securities

$
5


$
(172
)

$
(167
)Foreign corporate securities


(3
)


(9
)


(12
)RMBS






2



2CMBS


4



(70
)


(66
)ABS






(20
)


(20
)State and political subdivision securities


(1
)






(1
)Foreign government securities


1







1Total fixed maturity securities

$
6


$
(269
)

$
(263
)Equity securities:Non-redeemable preferred stock

$



$
(44
)

$
(44
)Common stock






(4
)


(4
)Total equity securities

$



$
(48
)

$
(48
)Net derivatives

$



$
266


$
266Net embedded derivatives

$



$
366


$
366  F-84




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Changes in Unrealized Gains (Losses)Relating to Assets and Liabilities Held atDecember 31, 2009NetNet


InvestmentInvestment


GainsIncome


(Losses)


Total(In millions)For the Year Ended December 31, 2009:Fixed maturity securities:U.S. corporate securities

$
6


$
(105
)

$
(99
)Foreign corporate securities


(1
)


(43
)


(44
)CMBS


1



(56
)


(55
)ABS






(21
)


(21
)Total fixed maturity securities

$
6


$
(225
)

$
(219
)Equity securities:Non-redeemable preferred stock

$



$
(38
)

$
(38
)Total equity securities

$



$
(38
)

$
(38
)Net derivatives

$



$
(33
)

$
(33
)Net embedded derivatives

$



$
(332
)

$
(332
)   Changes in Unrealized Gains (Losses)Relating to Assets and Liabilities Held atDecember 31, 2008NetNet


InvestmentInvestment


GainsIncome


(Losses)


Total(In millions)For the Year Ended December 31, 2008:Fixed maturity securities:U.S. corporate securities

$
4


$
(139
)

$
(135
)Foreign corporate securities


(3
)


(6
)


(9
)CMBS


4



(69
)


(65
)ABS






(16
)


(16
)Foreign government securities


1







1Total fixed maturity securities

$
6


$
(230
)

$
(224
)Equity securities:Non-redeemable preferred stock

$



$
(29
)

$
(29
)Total equity securities

$



$
(29
)

$
(29
)Net derivatives

$



$
233


$
233Net embedded derivatives

$



$
353


$
353  F-85




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Non-Recurring
    Fair Value Measurements
    For the Years Ended December 31,2009


2008Estimated








EstimatedCarrying


Fair





Carrying


FairValue Prior to


Value After


Gains


Value Prior to


Value After


GainsImpairment


Impairment


(Losses)


Impairment


Impairment


(Losses)(In millions)Mortgage loans (1)

$



$



$



$
24


$



$
(24
)Other limited partnership interests (2)

$
110


$
44


$
(66
)

$
11


$
6


$
(5
)Real estate joint ventures (3)

$
90


$
48


$
(42
)

$



$



$
     (1)
    
    Mortgage Loans The impaired mortgage loans
    presented above were written down to their estimated fair values
    at the date the impairments were recognized. Estimated fair
    values for impaired mortgage loans are based on observable
    market prices or, if the loans are in foreclosure or are
    otherwise determined to be collateral dependent, on the
    estimated fair value of the underlying collateral, or the
    present value of the expected future cash flows. Impairments to
    estimated fair value represent non-recurring fair value
    measurements that have been categorized as Level 3 due to
    the lack of price transparency inherent in the limited markets
    for such mortgage loans.(2)
    
    Other Limited Partnership Interests The
    impaired investments presented above were accounted for using
    the cost basis. Impairments on these cost basis investments were
    recognized at estimated fair value determined from information
    provided in the financial statements of the underlying entities
    in the period in which the impairment was incurred. These
    impairments to estimated fair value represent non-recurring fair
    value measurements that have been classified as Level 3 due
    to the limited activity and price transparency inherent in the
    market for such investments. This category includes several
    private equity and debt funds that typically invest primarily in
    a diversified pool of investments across certain investment
    strategies including domestic and international leveraged buyout
    funds; power, energy, timber and infrastructure development
    funds; venture capital funds; below investment grade debt and
    mezzanine debt funds. The estimated fair values of these
    investments have been determined using the NAV of the
    Companys ownership interest in the partners capital.
    Distributions from these investments will be generated from
    investment gains, from operating income from the underlying
    investments of the funds, and from liquidation of the underlying
    assets of the funds. It is estimated that the underlying assets
    of the funds will be liquidated over the next 2 to
    10 years. Unfunded commitments for these investments were
    $32 million as of December 31, 2009.(3)
    
    Real Estate Joint Ventures The impaired
    investments presented above were accounted for using the cost
    basis. Impairments on these cost basis investments were
    recognized at estimated fair value determined from information
    provided in the financial statements of the underlying entities
    in the period in which the impairment was incurred. These
    impairments to estimated fair value represent non-recurring fair
    value measurements that have been classified as Level 3 due
    to the limited activity and price transparency inherent in the
    market for such investments. This category includes several real
    estate funds that typically invest primarily in commercial real
    estate. The estimated fair values of these investments have been
    determined using the NAV of the Companys ownership
    interest in the partners capital. Distributions from these
    investments will be generated from investment gains, from
    operating income from the underlying investments of the funds,
    and from liquidation of the underlying assets of the funds. It
    is estimated that the underlying assets of the funds will be
    liquidated over the next 2 to 10 years. Unfunded
    commitments for these investments were $40 million as of
    December 31, 2009. F-86




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   5.
    Deferred
    Policy Acquisition Costs and Value of Business
    Acquired    DAC


VOBA


Total(In millions)Balance at January 1, 2007

$
1,991


$
3,120


$
5,111Effect of adoption of new accounting principle


(7
)


(125
)


(132
)Capitalizations


682







682Subtotal


2,666



2,995



5,661Less: Amortization related to:Net investment gains (losses)


44



(16
)


28Other expenses


388



324



712Total amortization


432



308



740Less: Unrealized investment gains (losses)


(18
)


(9
)


(27
)Balance at December 31, 2007


2,252



2,696



4,948Capitalizations


835







835Subtotal


3,087



2,696



5,783Less: Amortization related to:Net investment gains (losses)


190



35



225Other expenses


504



434



938Total amortization


694



469



1,163Less: Unrealized investment gains (losses)


(389
)


(434
)


(823
)Less: Other


3







3Balance at December 31, 2008


2,779



2,661



5,440Capitalizations


851







851Subtotal


3,630



2,661



6,291Less: Amortization related to:Net investment gains (losses)


(225
)


(86
)


(311
)Other expenses


408



197



605Total amortization


183



111



294Less: Unrealized investment gains (losses)


322



433



755Less: Other


(2
)






(2
)Balance at December 31, 2009

$
3,127


$
2,117


$
5,244      F-87




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    DAC


VOBA


TotalDecember 31,2009


2008


2009


2008


2009


2008(In millions)Retirement Products

$
1,785


$
1,416


$
1,275


$
1,755


$
3,060


$
3,171Corporate Benefit Funding


6



5



1



3



7



8Insurance Products


1,292



1,351



841



903



2,133



2,254Corporate & Other


44



7











44



7Total

$
3,127


$
2,779


$
2,117


$
2,661


$
5,244


$
5,440   6.
    Goodwill    December 31,2009


2008(In millions)Retirement Products

$
219


$
219Corporate Benefit Funding


307



307Insurance Products:Non-medical health


5



5Individual life


17



17Total Insurance Products


22



22Corporate & Other


405



405Total

$
953


$
953        F-88




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   7.
    Insurance  Insurance
    Liabilities
    Future PolicyBenefits


Policyholder Account Balances


Other Policyholder FundsDecember 31,2009


2008


2009


2008


2009


2008(In millions)Retirement Products

$
1,435


$
1,215


$
21,059


$
18,905


$
19


$
30Corporate Benefit Funding


12,697



12,043



9,393



12,553



5



5Insurance Products


2,391



2,123



6,052



5,531



1,997



1,848Corporate & Other


5,098



4,832



938



186



276



202Total

$
21,621


$
20,213


$
37,442


$
37,175


$
2,297


$
2,085     Value
    of Distribution Agreements and Customer Relationships
    Acquired
    Years Ended December 31,2009


2008


2007(In millions)Balance at January 1,

$
224


$
232


$
237Amortization


(9
)


(8
)


(5
)Balance at December 31,

$
215


$
224


$
232     Sales
    Inducements
    Years Ended December 31,2009


2008


2007(In millions)Balance at January 1,

$
422


$
403


$
330Capitalization


124



111



124Amortization


(53
)


(92
)


(51
)Balance at December 31,

$
493


$
422


$
403   Separate
    Accounts
   F-89




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Obligations
    Under Funding Agreements
     F-90




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Liabilities
    for Unpaid Claims and Claim Expenses
    Years Ended December 31,2009


2008


2007(In millions)Balance at January 1,

$
691


$
612


$
551Less: Reinsurance recoverables


(589
)


(463
)


(403
)Net balance at January 1,


102



149



148Incurred related to:Current year


26



8



32Prior years


(17
)


(29
)


(5
)9



(21
)


27Paid related to:Current year


(1
)


(2
)


(2
)Prior years


(11
)


(24
)


(24
)(12
)


(26
)


(26
)Net balance at December 31,


99



102



149Add: Reinsurance recoverables


706



589



463Balance at December 31,

$
805


$
691


$
612     Guarantees
     F-91




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008In the


At


In the


AtEvent of Death


Annuitization


Event of Death


Annuitization(In millions)Annuity Contracts (1)Return of Net DepositsSeparate account value

$
15,705



N/A


$
9,721



N/ANet amount at risk (2)

$
1,018
(3)


N/A


$
2,813
(3)


N/AAverage attained age of contractholders


62 years



N/A



62 years



N/AAnniversary Contract Value or Minimum ReturnSeparate account value

$
35,687


$
22,157


$
27,572


$
13,217Net amount at risk (2)

$
5,093
(3)

$
4,158
(4)

$
9,876
(3)

$
6,323
(4)Average attained age of contractholders


60 years



61 years



58 years



61 years   December 31,2009


2008Secondary


SecondaryGuarantees


Guarantees(In millions)Universal and Variable Life Contracts (1)Account value (general and separate account)

$
3,805


$
2,917Net amount at risk (2)

$
58,134
(3)

$
43,237
(3)Average attained age of policyholders


58 years



58 years     (1)
    
    The Companys annuity and life contracts with guarantees
    may offer more than one type of guarantee in each contract.
    Therefore, the amounts listed above may not be mutually
    exclusive.(2)
    
    The net amount at risk is based on the direct amount at risk
    (excluding reinsurance).(3)
    
    The net amount at risk for guarantees of amounts in the event of
    death is defined as the current GMDB in excess of the current
    account balance at the balance sheet date.(4)
    
    The net amount at risk for guarantees of amounts at
    annuitization is defined as the present value of the minimum
    guaranteed annuity payments available to the contractholder
    determined in accordance with the terms of the contract in
    excess of the current account balance. F-92




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     Universal andVariable LifeAnnuity Contracts


ContractsGuaranteed


GuaranteedDeath


Annuitization


SecondaryBenefits


Benefits


Guarantees


Total(In millions)Direct:Balance at January 1, 2007

$
24


$
17


$
31


$
72Incurred guaranteed benefits


16



28



34



78Paid guaranteed benefits


(10
)










(10
)Balance at December 31, 2007


30



45



65



140Incurred guaranteed benefits


118



176



43



337Paid guaranteed benefits


(50
)










(50
)Balance at December 31, 2008


98



221



108



427Incurred guaranteed benefits


48



(6
)


187



229Paid guaranteed benefits


(89
)










(89
)Balance at December 31, 2009

$
57


$
215


$
295


$
567Ceded:Balance at January 1, 2007

$
24


$
17


$



$
41Incurred guaranteed benefits


10











10Paid guaranteed benefits


(6
)










(6
)Balance at December 31, 2007


28



17







45Incurred guaranteed benefits


94



55







149Paid guaranteed benefits


(36
)










(36
)Balance at December 31, 2008


86



72







158Incurred guaranteed benefits


38



2



142



182Paid guaranteed benefits


(68
)










(68
)Balance at December 31, 2009

$
56


$
74


$
142


$
272Net:Balance at January 1, 2007

$



$



$
31


$
31Incurred guaranteed benefits


6



28



34



68Paid guaranteed benefits


(4
)










(4
)Balance at December 31, 2007


2



28



65



95Incurred guaranteed benefits


24



121



43



188Paid guaranteed benefits


(14
)










(14
)Balance at December 31, 2008


12



149



108



269Incurred guaranteed benefits


10



(8
)


45



47Paid guaranteed benefits


(21
)










(21
)Balance at December 31, 2009

$
1


$
141


$
153


$
295  F-93




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008(In millions)Fund Groupings:Equity

$
27,202


$
21,738Balanced


14,693



6,971Bond


2,682



2,280Money Market


1,454



1,715Specialty


824



228Total

$
46,855


$
32,932   8.
    Reinsurance             F-94




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
              Years Ended December 31,2009


2008


2007(In millions)Premiums:Direct premiums

$
1,782


$
1,042


$
654Reinsurance assumed


14



15



17Reinsurance ceded


(484
)


(423
)


(318
)Net premiums

$
1,312


$
634


$
353Universal life and investment-type product policy fees:Direct universal life and investment-type product policy fees

$
1,681


$
1,710


$
1,680Reinsurance assumed


115



197



119Reinsurance ceded


(416
)


(529
)


(388
)Net universal life and investment-type product policy fees

$
1,380


$
1,378


$
1,411Policyholder benefits and claims:Direct policyholder benefits and claims

$
3,314


$
2,775


$
1,722Reinsurance assumed


10



23



22Reinsurance ceded


(1,259
)


(1,352
)


(766
)Net policyholder benefits and claims

$
2,065


$
1,446


$
978  F-95




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31, 2009TotalBalance








Total, Net ofSheet


Assumed


Ceded


Reinsurance(In millions)Assets:Premiums and other receivables

$
13,444


$
30


$
13,135


$
279Deferred policy acquisition costs and value of business acquired


5,244



230



(414
)


5,428Total assets

$
18,688


$
260


$
12,721


$
5,707Liabilities:Future policy benefits

$
21,621


$
80


$



$
21,541Policyholder account balances


37,442











37,442Other policyholder funds


2,297



1,393



294



610Other liabilities


2,177



10



1,332



835Total liabilities

$
63,537


$
1,483


$
1,626


$
60,428   December 31, 2008TotalBalance








Total, Net ofSheet


Assumed


Ceded


Reinsurance(In millions)Assets:Premiums and other receivables

$
12,463


$
48


$
12,073


$
342Deferred policy acquisition costs and value of business acquired


5,440



312



(292
)


5,420Total assets

$
17,903


$
360


$
11,781


$
5,762Liabilities:Future policy benefits

$
20,213


$
87


$



$
20,126Policyholder account balances


37,175







(19
)


37,194Other policyholder funds


2,085



1,369



172



544Other liabilities


2,604



10



1,061



1,533Total liabilities

$
62,077


$
1,466


$
1,214


$
59,397    F-96




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2009


2008


2007(In millions)Premiums:Reinsurance assumed

$
14


$
15


$
17Reinsurance ceded (1)


(166
)


(116
)


(20
)Net premiums

$
(152
)

$
(101
)

$
(3
)Universal life and investment-type product policy fees:Reinsurance assumed

$
115


$
197


$
119Reinsurance ceded (1)


(168
)


(278
)


(166
)Net universal life and investment-type product policy fees

$
(53
)

$
(81
)

$
(47
)Other revenues:Reinsurance assumed

$



$



$
Reinsurance ceded


477



83



85Net other revenues

$
477


$
83


$
85Policyholder benefits and claims:Reinsurance assumed

$
8


$
19


$
18Reinsurance ceded (1)


(239
)


(274
)


(43
)Net policyholder benefits and claims

$
(231
)

$
(255
)

$
(25
)Interest credited to policyholder account balances:Reinsurance assumed

$
64


$
57


$
53Reinsurance ceded


(33
)


(22
)


Net interest credited to policyholder account balances

$
31


$
35


$
53Other expenses:Reinsurance assumed

$
105


$
97


$
39Reinsurance ceded (1)


102



76



35Net other expenses

$
207


$
173


$
74     (1)
    
    In September 2008, MICCs parent, MetLife, completed a
    tax-free split-off of its majority owned subsidiary, Reinsurance
    Group of America, Incorporated (RGA). After the
    split-off, reinsurance transactions with RGA were no longer
    considered affiliated transactions. For purposes of comparison,
    the 2008 affiliated transactions with RGA have been removed from
    the presentation in the table above. Affiliated transactions
    with RGA at December 31, 2008 include ceded premiums, ceded
    fees, ceded benefits and ceded interest costs of
    $9 million, $36 million, $47 million and
    ($1) million, respectively, and at December 31, 2007
    include ceded premiums, ceded fees, ceded benefits and ceded
    interest costs of $12 million, $50 million,
    $52 million and ($2) million, respectively. F-97




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     December 31,2009


2008Assumed


Ceded


Assumed


Ceded(In millions)Assets:Premiums and other receivables

$
30


$
7,157


$
34


$
6,547Deferred policy acquisition costs and value of business acquired


230



(399
)


312



(279
)Total assets

$
260


$
6,758


$
346


$
6,268Liabilities:Future policy benefits

$
27


$



$
25


$
Other policyholder funds


1,393



284



1,368



168Other liabilities


9



1,150



8



890Total liabilities

$
1,429


$
1,434


$
1,401


$
1,058          F-98




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        9.
    Debt    December 31,2009


2008(In millions)Surplus notes, interest rate 8.595%, due 2038

$
750


$
750Surplus notes, interest rate
    3-month
    LIBOR plus 1.15%, maturity date 2009






200Surplus notes, interest rate
    6-month
    LIBOR plus 1.80%, maturity date 2011


200



Total long-term debt  affiliated


950



950Total short-term debt






300Total

$
950


$
1,250   6-month
   F-99




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
            Short-term
    Debt
    10.
    Income
    Tax    Years Ended December 31,2009


2008


2007(In millions)Current:Federal

$
24


$
(50
)

$
9State and local


1



(2
)


4Foreign


(4
)






1Subtotal


21



(52
)


14Deferred:Federal


(380
)


260



306Foreign


(9
)


(5
)


(17
)Subtotal


(389
)


255



289Provision for income tax expense (benefit)

$
(368
)

$
203


$
303  F-100




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2009


2008


2007(In millions)Tax provision at U.S. statutory rate

$
(285
)

$
273


$
365Tax effect of:Tax-exempt investment income


(69
)


(65
)


(65
)Prior year tax


(17
)


(4
)


9Foreign tax rate differential and change in valuation allowance


3







(7
)State tax, net of federal benefit






(1
)


3Other, net










(2
)Provision for income tax expense (benefit)

$
(368
)

$
203


$
303     December 31,2009


2008(In millions)Deferred income tax assets:Benefit, reinsurance and other reserves

$
1,574


$
1,548Net operating loss carryforwards


111



94Net unrealized investment losses


372



1,447Operating lease reserves


4



8Capital loss carryforwards


423



269Investments, including derivatives


304



Tax credit carryforwards


102



45Other


16



242,906



3,435Deferred income tax liabilities:Investments, including derivatives






113DAC and VOBA


1,748



1,479Other


11



1,759



1,592Net deferred income tax asset

$
1,147


$
1,843      F-101




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                    Years Ended December 31,2009


2008


2007(In millions)Balance at beginning of the period

$
48


$
53


$
64Additions for tax positions of prior years


2







Reductions for tax positions of prior years










(2
)Additions for tax positions of current year






2



5Reductions for tax positions of current year


(6
)


(7
)


(8
)Settlements with tax authorities










(6
)Balance at end of the period

$
44


$
48


$
53  F-102




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        true-up
  11.
    Contingencies,
    Commitments and Guarantees  Contingencies
  Litigation
  and/or
     F-103




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Travelers Ins. Co., et al. v. Banc of America Securities
    LLC (S.D.N.Y., filed December 13, 2001).
      and/or and/or
  Insolvency
    Assessments
   F-104




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2009


2008(In millions)Other Assets:Premium tax offset for future undiscounted assessments

$
8


$
6Premium tax offsets currently available for paid assessments


1



1$
9


$
7Other Liabilities:Insolvency assessments

$
13


$
10     Commitments
  Leases
    GrossRental

RentalIncome

Payments(In millions)2010

$
3


$
62011

$
3


$
62012

$
3


$
2013

$
3


$
2014

$
3


$
Thereafter

$
73


$
   Commitments
    to Fund Partnership Investments
    Mortgage
    Loan Commitments
   F-105




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Commitments
    to Fund Bank Credit Facilities and Private Corporate Bond
    Investments
    Other
    Commitments
    Guarantees
       F-106




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   12.
    Equity  Common
    Stock
    Statutory
    Equity and Income
  MLI-USA
            Dividend
    Restrictions
   F-107




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    MLI-USA
 F-108




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Other
    Comprehensive Income (Loss)
    Years Ended December 31,2009


2008


2007(In millions)Holding gains (losses) on investments arising during the year

$
3,365


$
(5,022
)

$
(358
)Income tax effect of holding gains (losses)


(1,174
)


1,760



122Reclassification adjustments:Recognized holding (gains) losses included in current year income


588



674



260Amortization of premiums and accretion of discounts associated
    with investments


(83
)


(48
)


Income tax effect


(176
)


(220
)


(88
)Allocation of holding (gains) losses on investments relating to
    other policyholder amounts


(755
)


823



27Income tax effect of allocation of holding (gains) losses to
    other policyholder amounts


263



(288
)


(10
)Net unrealized investment gains (losses), net of income tax


2,028



(2,321
)


(47
)Foreign currency translation adjustment, net of income tax


45



(166
)


12Other comprehensive income (loss), excluding cumulative effect
    of change in accounting principle


2,073



(2,487
)


(35
)Cumulative effect of change in accounting principle, net of
    income tax of $12 million, effective April 1, 2009
    (See Note 1)


(22
)






Other comprehensive income (loss)

$
2,051


$
(2,487
)

$
(35
)   13.
    Other
    Expenses    Years Ended December 31,2009


2008


2007(In millions)Compensation

$
148


$
118


$
121Commissions


794



733



633Interest and debt issue costs


72



74



35Affiliated interest costs on ceded reinsurance


107



96



31Amortization of DAC and VOBA


294



1,163



740Capitalization of DAC


(851
)


(835
)


(682
)Rent


4



4



5Insurance tax


45



38



44Other


594



542



519Total other expenses

$
1,207


$
1,933


$
1,446  F-109




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Interest
    and Debt Issue Costs
    Amortization
    and Capitalization of DAC and VOBA
    Affiliated
    Expenses
      14.
    Business
    Segment Information      start-up
         F-110




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Operating EarningsCorporateRetirement


Benefit


Insurance


Corporate








TotalYear Ended December 31, 2009:

Products


Funding


Products


& Other


Total


Adjustments


Consolidated(In millions)RevenuesPremiums

$
339


$
849


$
124


$



$
1,312


$



$
1,312Universal life and investment-type product policy fees


748



29



618



5



1,400



(20
)


1,380Net investment income


884



1,061



381



40



2,366



(31
)


2,335Other revenues


264



6



328







598







598Net investment gains (losses)






















(1,866
)


(1,866
)Total revenues


2,235



1,945



1,451



45



5,676



(1,917
)


3,759Benefits and ExpensesPolicyholder benefits and claims


420



1,360



223



1



2,004



61



2,065Interest credited to policyholder account balances


741



265



243



91



1,340



(39
)


1,301Capitalization of DAC


(528
)


(2
)


(285
)


(36
)


(851
)






(851
)Amortization of DAC and VOBA


329



3



271



2



605



(311
)


294Interest expense






2







69



71







71Other expenses


928



34



648



84



1,694



(1
)


1,693Total benefits and expenses


1,890



1,662



1,100



211



4,863



(290
)


4,573Provision for income tax expense (benefit)


121



97



123



(138
)


203



(571
)


(368
)Operating earnings

$
224


$
186


$
228


$
(28
)


610Adjustments to:Total revenues


(1,917
)Total benefits and expenses


290Provision for income tax (expense) benefit


571Income (loss) from continuing operations, net of income tax

$
(446
)





$
(446
)   CorporateRetirement


Benefit


Insurance


CorporateAt December 31, 2009:

Products


Funding


Products


& Other


Total(In millions)Total assets

$
73,840


$
28,046


$
13,647


$
12,156


$
127,689Separate account assets

$
47,000


$
1,502


$
947


$



$
49,449Separate account liabilities

$
47,000


$
1,502


$
947


$



$
49,449   F-111




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Operating EarningsCorporateRetirement


Benefit


Insurance


Corporate








TotalYear Ended December 31, 2008:

Products


Funding


Products


& Other


Total


Adjustments


Consolidated(In millions)RevenuesPremiums

$
118


$
415


$
90


$
11


$
634


$



$
634Universal life and investment-type product policy fees


831



41



486



3



1,361



17



1,378Net investment income


788



1,334



337



59



2,518



(24
)


2,494Other revenues


160



9



55



6



230







230Net investment gains (losses)






















549



549Total revenues


1,897



1,799



968



79



4,743



542



5,285Benefits and ExpensesPolicyholder benefits and claims


384



893



193



29



1,499



(53
)


1,446Interest credited to policyholder account balances


479



430



223



(21
)


1,111



19



1,130Capitalization of DAC


(474
)


(5
)


(347
)


(9
)


(835
)






(835
)Amortization of DAC and VOBA


640



13



283



2



938



225



1,163Interest expense


1



2







69



72







72Other expenses


769



36



683



45



1,533







1,533Total benefits and expenses


1,799



1,369



1,035



115



4,318



191



4,509Provision for income tax expense (benefit)


34



150



(24
)


(79
)


81



122



203Operating earnings

$
64


$
280


$
(43
)

$
43



344Adjustments to:Total revenues


542Total benefits and expenses


(191
)Provision for income tax (expense) benefit


(122
)Income (loss) from continuing operations, net of income
    tax

$
573






$
573   CorporateRetirement


Benefit


Insurance


CorporateAt December 31, 2008:

Products


Funding


Products


& Other


Total(In millions)Total assets

$
57,743


$
28,796


$
12,217


$
13,268


$
112,024Separate account assets

$
33,763


$
1,398


$
731


$



$
35,892Separate account liabilities

$
33,763


$
1,398


$
731


$



$
35,892   F-112




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Operating EarningsCorporateRetirement


Benefit


Insurance


Corporate








TotalYear Ended December 31, 2007:

Products


Funding


Products


& Other


Total


Adjustments


Consolidated(In millions)RevenuesPremiums

$
136


$
25


$
168


$
24


$
353


$



$
353Universal life and investment-type product policy fees


885



39



496



2



1,422



(11
)


1,411Net investment income


801



1,528



320



293



2,942



(49
)


2,893Other revenues


173



14



64







251







251Net investment gains (losses)






















(142
)


(142
)Total revenues


1,995



1,606



1,048



319



4,968



(202
)


4,766Benefits and ExpensesPolicyholder benefits and claims


239



492



239



33



1,003



(25
)


978Interest credited to policyholder account balances


447



604



214







1,265



34



1,299Capitalization of DAC


(493
)


(8
)


(179
)


(2
)


(682
)






(682
)Amortization of DAC and VOBA


475



23



214







712



28



740Interest expense


2







1



30



33







33Other expenses


798



33



485



39



1,355







1,355Total benefits and expenses


1,468



1,144



974



100



3,686



37



3,723Provision for income tax expense (benefit)


187



158



27



17



389



(86
)


303Operating earnings

$
340


$
304


$
47


$
202



893Adjustments to:Total revenues


(202
)Total benefits and expenses


(37
)Provision for income tax (expense) benefit


86Income (loss) from continuing operations, net of income
    tax

$
740






$
740       15.
    Discontinued
    Operations  held-for-sale
   F-113




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   16.
    Related
    Party Transactions  Service
    Agreements
                17.
    Subsequent
    Event   F-114




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
 Schedule I  Consolidated
    Summary of Investments  
    Other Than Investments in Related Parties
    December 31, 2009
    (In millions)
  Estimated


Amount atCost or


Fair


Which Shown onType of Investments

Amortized Cost (1)


Value


Balance SheetFixed maturity securities:Bonds:U.S. Treasury and agency securities

$
6,503


$
6,257


$
6,257Foreign government securities


608



645



645Public utilities


2,380



2,396



2,396State and political subdivision securities


1,291



1,179



1,179All other corporate bonds


19,186



19,230



19,230Total bonds


29,968



29,707



29,707Mortgage-backed and asset-backed securities


11,143



10,458



10,458Redeemable preferred stock


1,324



1,110



1,110Total fixed maturity securities


42,435



41,275



41,275Trading securities


868



938



938Equity securities:Non-redeemable preferred stock


351



306



306Common stock:Industrial, miscellaneous and all other


143



153



153Total equity securities


494



459



459Mortgage loans


4,748







4,748Policy loans


1,189







1,189Real estate and real estate joint ventures


445







445Other limited partnership interests


1,236







1,236Short-term investments


1,775







1,775Other invested assets


1,498







1,498Total investments

$
54,688






$
53,563     (1)
    
    The Companys trading securities portfolio is mainly
    comprised of fixed maturity and equity securities. Cost or
    amortized cost for fixed maturity securities and mortgage loans
    represents original cost reduced by repayments, valuation
    allowances and impairments from
    other-than-temporary
    declines in estimated fair value that are charged to earnings
    and adjusted for amortization of premiums or discounts; for
    equity securities, cost represents original cost reduced by
    impairments from
    other-than-temporary
    declines in estimated fair value; for real estate, cost
    represents original cost reduced by impairments and adjusted for
    valuation allowances and depreciation; for real estate joint
    ventures and other limited partnership interests cost represents
    original cost reduced for
    other-than-temporary
    impairments or original cost adjusted for equity in earnings and
    distributions. F-115




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
 Schedule II  Condensed
    Financial Information of Registrant
    December 31, 2009 and 2008
    (In millions, except share and per share data)
  2009


2008Condensed Balance SheetsAssetsInvestments:Fixed maturity securities
    available-for-sale,
    at estimated fair value (amortized cost: $33,325 and $34,567,
    respectively)

$
32,132


$
30,172Equity securities
    available-for-sale,
    at estimated fair value (cost: $484 and $662, respectively)


448



467Trading securities, at estimated fair value (cost: $0 and $50,
    respectively)






50Mortgage loans (net of valuation allowances of $52 and $19,
    respectively)


4,122



4,060Policy loans


1,139



1,151Real estate and real estate joint ventures


278



367Other limited partnership interests


925



947Short-term investments


923



1,539Investment in subsidiaries


4,131



3,411Other invested assets


1,467



2,136Total investments


45,565



44,300Cash and cash equivalents


1,817



4,753Accrued investment income


397



421Premiums and other receivables


5,827



5,501Receivables from subsidiaries


627



348Deferred policy acquisition costs and value of business acquired


2,640



3,344Deferred income tax assets


1,513



2,272Goodwill


885



885Other assets


162



167Separate account assets


19,491



17,375Total assets

$
78,924


$
79,366Liabilities and Stockholders EquityLiabilitiesFuture policy benefits

$
19,036


$
18,993Policyholder account balances


26,127



28,283Other policyholder funds


466



415Payables for collateral under securities loaned and other
    transactions


5,562



6,983Short-term debt






300Long-term debt  affiliated


950



950Current income tax payable


7



64Other liabilities


724



1,069Separate account liabilities


19,491



17,375Total liabilities


72,363



74,432Stockholders EquityCommon stock, par value $2.50 per share; 40,000,000 shares
    authorized; 34,595,317 shares issued and outstanding at
    December 31, 2009 and 2008, respectively


86



86Additional paid-in capital


6,719



6,719Retained earnings


541



965Accumulated other comprehensive loss


(785
)


(2,836
)Total stockholders equity


6,561



4,934Total liabilities and stockholders equity

$
78,924


$
79,366    F-116




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
  Schedule II
    Condensed Financial Information of Registrant 
    (Continued)
    For the Years Ended December 31, 2009, 2008 and 2007
    (In millions)
  2009


2008


2007Condensed Statements of OperationsRevenuesPremiums

$
141


$
110


$
177Universal life and investment-type product policy fees


631



741



841Net investment income


1,895



2,226



2,588Equity in earnings from subsidiaries


(316
)


278



248Other income


328



60



66Net investment gains (losses):Other-than-temporary
    impairments on fixed maturity securities


(534
)


(386
)


(28
)Other-than-temporary
    impairments on fixed maturity securities transferred to other
    comprehensive loss


160







Other net investment gains (losses), net


(823
)


207



(317
)Total net investment gains (losses)


(1,197
)


(179
)


(345
)Total revenues


1,482



3,236



3,575ExpensesPolicyholder benefits and claims


801



682



741Interest credited to policyholder account balances


801



896



1,057Other expenses


494



1,006



796Total expenses


2,096



2,584



2,594Income (loss) from continuing operations before provision for
    income tax


(614
)


652



981Provision for income tax expense (benefit)


(168
)


79



241Income (loss) from continuing operations


(446
)


573



740Income (loss) from discontinued operations, net of income tax










4Net income (loss)

$
(446
)

$
573


$
744    F-117




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
  Schedule II
    Condensed Financial Information of Registrant 
    (Continued)
    For the Years Ended December 31, 2009, 2008 and 2007
    (In millions)
  2009


2008


2007Condensed Statements of Cash FlowsCash flows from operating activitiesNet cash provided by operating activities

$
993


$
856


$
2,333Cash flows from investing activitiesSales, maturities and repayments of:Fixed maturity securities


10,125



18,221



19,995Equity securities


129



119



172Mortgage loans


429



458



1,103Real estate and real estate joint ventures


3



15



117Other limited partnership interests


94



181



423Purchases of:Fixed maturity securities


(9,247
)


(11,263
)


(17,608
)Equity securities


(61
)


(65
)


(277
)Mortgage loans


(531
)


(560
)


(1,996
)Real estate and real estate joint ventures


(19
)


(47
)


(241
)Other limited partnership interests


(127
)


(340
)


(325
)Net change in short-term investments


619



(934
)


(320
)Net change in other invested assets


(1,150
)


(66
)


(984
)Net change in policy loans


12



(277
)


6Other, net










2Net cash provided by investing activities


276



5,442



67Cash flows from financing activitiesPolicyholder account balances:Deposits


15,236



3,275



2,830Withdrawals


(17,667
)


(4,008
)


(5,330
)Net change in payables for collateral under securities loaned
    and other transactions


(1,421
)


(2,560
)


1,288Net change in short-term debt


(300
)


300



Long-term debt issued  affiliated






750



200Debt issuance costs






(8
)


Financing element on certain derivative instruments


(53
)


(46
)


33Dividends on common stock






(500
)


(690
)Net cash used in financing activities


(4,205
)


(2,797
)


(1,669
)Change in cash and cash equivalents


(2,936
)


3,501



731Cash and cash equivalents, beginning of year


4,753



1,252



521Cash and cash equivalents, end of year

$
1,817


$
4,753


$
1,252Supplemental disclosures of cash flow information:Net cash paid (received) during the year for:Interest

$
73


$
44


$
1Income tax

$
76


$
(41
)

$
79Non-cash transactions during the year:Contribution of equity securities to MetLife Foundation

$



$



$
12    F-118




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
  Schedule II
  Notes to
    the Condensed Financial Information of Registrant
     F-119




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
  Schedule III  Consolidated
    Supplementary Insurance Information
    December 31, 2009, 2008 and 2007
    (In millions)
  DAC


Future Policy


Policyholderand


Benefits and Other


Account


UnearnedSegment

VOBA


Policyholder Funds


Balances


Revenue (1)2009Retirement Products

$
3,060


$
1,454


$
21,059


$
Corporate Benefit Funding


7



12,702



9,393



Insurance Products


2,133



4,388



6,052



286Corporate & Other


44



5,374



938



14Total

$
5,244


$
23,918


$
37,442


$
3002008Retirement Products

$
3,171


$
1,245


$
18,905


$
Corporate Benefit Funding


8



12,048



12,553



Insurance Products


2,254



3,971



5,531



545Corporate & Other


7



5,034



186



3Total

$
5,440


$
22,298


$
37,175


$
5482007Retirement Products

$
2,983


$
979


$
15,059


$
Corporate Benefit Funding


16



12,044



13,543



Insurance Products


1,947



3,569



5,041



342Corporate & Other


2



4,761



172



1Total

$
4,948


$
21,353


$
33,815


$
343     (1)
    
    Amounts are included within the future policy benefits and other
    policyholder funds. F-120




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
  Schedule III
    Consolidated Supplementary Insurance Information 
    (Continued)
    December 31, 2009, 2008 and 2007
    (In millions)
  Amortization ofPremium


Net


Policyholder


DAC and VOBA


OtherRevenue and


Investment


Benefits and


Charged to


Operating


Premiums WrittenSegment

Policy Charges


Income


Interest Credited


Other Expenses


Expenses (1)


(Excluding Life)2009Retirement Products

$
1,087


$
854


$
1,161


$
77


$
399


$
Corporate Benefit Funding


878



1,069



1,647



3



34



Insurance Products


722



375



466



213



362



4Corporate & Other


5



37



92



1



118



Total

$
2,692


$
2,335


$
3,366


$
294


$
913


$
42008Retirement Products

$
949


$
773


$
863


$
860


$
296


$
Corporate Benefit Funding


456



1,334



1,289



13



33



Insurance Products


593



333



416



288



336



5Corporate & Other


14



54



8



2



105



12Total

$
2,012


$
2,494


$
2,576


$
1,163


$
770


$
172007Retirement Products

$
1,021


$
783


$
686


$
524


$
306


$
Corporate Benefit Funding


64



1,497



1,105



23



25



Insurance Products


653



320



453



193



308



7Corporate & Other


26



293



33







67



25Total

$
1,764


$
2,893


$
2,277


$
740


$
706


$
32     (1)
    
    Includes other expenses, excluding amortization of DAC and VOBA
    charged to other expenses. F-121




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
  Schedule IV  Consolidated
    Reinsurance
    December 31, 2009, 2008 and 2007
    (In millions)
  % AmountAssumedGross Amount


Ceded


Assumed


Net Amount


to Net2009Life insurance in-force

$
278,335


$
242,647


$
9,044


$
44,732



20.2
%Insurance premiumLife insurance

$
1,525


$
235


$
14


$
1,304



1.1
%Accident and health


257



249







8




%Total insurance premium

$
1,782


$
484


$
14


$
1,312



1.1
%2008Life insurance in-force

$
226,418


$
191,146


$
8,800


$
44,072



20.0
%Insurance premiumLife insurance

$
779


$
181


$
15


$
613



2.4
%Accident and health


263



242







21




%Total insurance premium

$
1,042


$
423


$
15


$
634



2.4
%2007Life insurance in-force

$
189,630


$
152,943


$
13,934


$
50,621



27.5
%Insurance premiumLife insurance

$
384


$
82


$
17


$
319



5.3
%Accident and health


270



236







34




%Total insurance premium

$
654


$
318


$
17


$
353



4.8
%    F-122




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##### Table of Contents



Item 9.
    Changes
    in and Disagreements With Accountants on Accounting and
    Financial Disclosure    Item 9A(T).
    Controls
    and Procedures  Rule 15d-15(e)
  Rule 15d-15(f)
  Managements
    Annual Report on Internal Control Over Financial
    Reporting
        Form 10-K
  Form 10-K page F-1.
  Item 9B.
    Other
    Information   66




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##### Table of Contents



Part III  Item 10.
    Directors,
    Executive Officers and Corporate Governance  Form 10-K.
  Item 11.
    Executive
    Compensation  Form 10-K.
  Item 12.
    Security
    Ownership of Certain Beneficial Owners and Management and
    Related Stockholder Matters  Form 10-K.
  Item 13.
    Certain
    Relationships and Related Transactions, and Director
    Independence  Form 10-K.
  Item 14.
    Principal
    Accountant Fees and Services  Independent
    Auditors Fees for 2009 and 2008
  2009


2008(In millions)Audit Fees (1)

$
5.52


$
5.95Audit-Related Fees (2)

$
0.12


$
0.11Tax Fees (3)

$



$
0.02All Other Fees (4)

$



$
     (1)
    
    Fees for services to perform an audit or review in accordance
    with auditing standards of the Public Company Accounting
    Oversight Board and services that generally only the
    Companys independent auditor can reasonably provide, such
    as comfort letters, statutory audits, attest services, consents
    and assistance with and review of documents filed with the U.S.
    Securities and Exchange Commission (SEC).(2)
    
    Fees for assurance and related services that are traditionally
    performed by the Companys independent auditor, such as
    audit and related services for due diligence related to mergers
    and acquisitions, accounting consultations and audits in
    connection with proposed or consummated acquisitions, control
    reviews, attest services not required by statute or regulation,
    and consultation concerning financial accounting and reporting
    standards.(3)
    
    Fees for tax compliance, consultation and planning services. Tax
    compliance generally involves preparation of original and
    amended tax returns, claims for refunds and tax payment planning
    services. Tax consultation and tax planning encompass a diverse
    range of services, including assistance in connection with tax
    audits and filing appeals, tax advice related to mergers and
    acquisitions, advice related to employee benefit plans and
    requests for rulings or technical advice from taxing authorities.(4)
    
    Fees for other types of permitted services.  Approval
    of Fees
   67




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##### Table of Contents



68




---



##### Table of Contents



Part IV  Item 15.
    Exhibits
    and Financial Statement Schedules              page E-1.
 69




---



##### Table of Contents



Signatures        By:
    /s/  Michael
    K. Farrell   Title:
    Chairman of the Board, President
    and Chief Executive Officer    Signature

Title

Date/s/  Maria
    R. MorrisMaria
    R. Morris

Director

March 24, 2010/s/  Robert
    E. Sollmann, Jr.Robert
    E. Sollmann, Jr.

Director

March 24, 2010/s/  Michael
    K. FarrellMichael
    K. Farrell

Chairman of the Board, President and Chief Executive Officer
    (Principal Executive Officer)

March 24, 2010/s/  Stanley
    J. TalbiStanley
    J. Talbi

Executive Vice President and Chief Financial Officer
    (Principal Financial Officer)

March 24, 2010/s/  Peter
    M. CarlsonPeter
    M. Carlson

Executive Vice President and Chief Accounting Officer
    (Principal Accounting Officer)

March 24, 2010   Supplemental Information to be Furnished With Reports Filed
    Pursuant to Section 15(d) of the Act by Registrants Which
    Have Not Registered Securities Pursuant to Section 12 of
    the Act:
   70




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##### Table of Contents



Exhibit Index  (Note Regarding Reliance on Statements in Our
    Contracts:In reviewing the agreements included
    as exhibits to this Annual Report on
    Form 10-K,
    please remember that they are included to provide you with
    information regarding their terms and are not intended to
    provide any other factual or disclosure information about
    MetLife Insurance Company of Connecticut, its subsidiaries or
    the other parties to the agreements. The agreements contain
    representations and warranties by each of the parties to the
    applicable agreement. These representations and warranties have
    been made solely for the benefit of the other parties to the
    applicable agreement and (i) should not in all instances be
    treated as categorical statements of fact, but rather as a way
    of allocating the risk to one of the parties if those statements
    prove to be inaccurate; (ii) have been qualified by
    disclosures that were made to the other party in connection with
    the negotiation of the applicable agreement, which disclosures
    are not necessarily reflected in the agreement; (iii) may
    apply standards of materiality in a way that is different from
    what may be viewed as material to investors; and (iv) were
    made only as of the date of the applicable agreement or such
    other date or dates as may be specified in the agreement and are
    subject to more recent developments. Accordingly, these
    representations and warranties may not describe the actual state
    of affairs as of the date they were made or at any other time.
    Additional information about MetLife Insurance Company of
    Connecticut and its subsidiaries may be found elsewhere in this
    Annual Report on
    Form 10-K
    and MetLife Insurance Company of Connecticuts other public
    filings, which are available without charge through the
    SECs website at www.sec.gov.)
  ExhibitNo.

Description2
.1


Acquisition Agreement between MetLife, Inc. and Citigroup Inc.,
    dated as of January 31, 2005 (Incorporated by reference to
    Exhibit 2.3 to MetLife, Inc.s Annual Report on
    Form 10-K
    for the fiscal year ended December 31, 2009)3
.1


Charter of The Travelers Insurance Company (now MetLife
    Insurance Company of Connecticut), as effective October 19,
    1994 (Incorporated by reference to Exhibit 3.1 to MetLife
    Insurance Company of Connecticuts Annual Report on
    Form 10-K
    for the fiscal year ended December 31, 2005 (the 2005
    Annual Report))3
.2


Certificate of Amendment of the Charter as Amended and Restated
    of MetLife Insurance Company of Connecticut, as effective
    May 1, 2006 (the Certificate of Amendment)
    (Incorporated by reference to Exhibit 3.2 to the 2005
    Annual Report)3
.3


Certificate of Correction to the Certificate of Amendment. Filed
    April 9, 2007 (Incorporated by reference to
    Exhibit 3.3 to MetLife Insurance Company of
    Connecticuts Quarterly Report on
    Form 10-Q
    for the quarter ended June 30, 2007)3
.4


By-laws of MetLife Insurance Company of Connecticut, as
    effective October 20, 1994 (Incorporated by reference to
    Exhibit 3.3 to the 2005 Annual Report)31
.1


Certification of Chief Executive Officer pursuant to
    Section 302 of the Sarbanes-Oxley Act of 200231
.2


Certification of Chief Financial Officer pursuant to
    Section 302 of the Sarbanes-Oxley Act of 200232
.1


Certification of Chief Executive Officer pursuant to
    Section 906 of the Sarbanes-Oxley Act of 200232
.2


Certification of Chief Financial Officer pursuant to
    Section 906 of the Sarbanes-Oxley Act of 2002  E-1