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| Local Currency Bank Name                               | Local Currency Commitment | Same Day LocalCurrency Commitment |
|--------------------------------------------------------|---------------------------|-----------------------------------|
| Citibank, N.A.                                         | US $17,500,000            | US $17,500,000                    |
| JPMorgan Chase Bank, N.A.                              | US $17,500,000            | US $17,500,000                    |
| Barclays Bank PLC                                      | US $15,500,000            | US $15,500,000                    |
| Société Générale                   | US $13,500,000            | US $13,500,000                    |
| The Royal Bank of Scotland plc                         | US $13,500,000            | US $13,500,000                    |
| Royal Bank of Canada, acting through its London Branch | US $7,500,000             | US $7,500,000                     |
| Lloyds TSB Bank, plc                                   | US $5,000,000             | US $5,000,000                     |
| Commerzbank AG, New York and Grand Cayman Branches     | US $5,000,000             | US $5,000,000                     |
| KBC Bank NV, New York Branch                           | US $2,500,000             | US $2,500,000                     |
| WestLB AG, New York Branch                             | US $2,500,000             | US$ 2,500,000                     |

|   |  Total Local Currency Commitment: |  US $100,000,000 |  Total Same Day Local Currency Sub-Facility: |  US $100,000,000 |
|--------|----------------------------------------|-----------------------|---------------------------------------------------|-----------------------|

| Local Currency Bank Name                     | Applicable Local Currency Lending Office                                                                                           |
|---------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------|
| Citibank, N.A.                                    | Citibank International plcCitigroup Centre5th FloorCanary WharfLondon, United KingdomE14 5LB                                  |
| Barclays Bank PLC                            | Barclays Bank PLC745 7th Avenue, 26th FloorNew York, NY  10019                                                      |
| Société Générale              | Societe Generale190 S. La Salle St., Suite 3850Chicago, IL 60603Attention:  Kimberly Metzger                        |
| The Royal Bank of Scotland plc                    | The Royal Bank of Scotland plcBankside 390-100 Southwark StreetLondon SE1 0SWUnited Kingdom                                   |
| Royal Bank of Canada                              | Royal Bank of Canada71 Queen Victoria StreetLondon, United KingdomEC4V 4DE                                                    |
| Lloyds TSB Bank, plc                              | Lloyds TSB Bank, plcWholesale Loans Servicing,Bank House,Wine Street,Bristol BS1 2ANAttention: Mike Wilson                    |
| Commerzbank AG, New York andGrand Cayman Branches | Commerzbank AG, New York andGrand Cayman Branches2 World Financial CenterNew York, NY 10281-1050Attention: Patrick Hartweger  |
| KBC Bank, New York Branch                    | KBC Bank - New York Branch,1177 Avenue of the Americas, 8th FloorNew York, NY 10036                                           |
| WESTLB AG, New York Branch                   | WESTLB AG, New York Branch7 World Trade Center250 Greenwich StreetNew York, NY 10007                                               |

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| 1. | Business Day Definition: “Business Day”:  Same as Credit Agreement. |
|----|------------------------------------------------------------------------------------------------|

| 2.   | Interest Payment Dates:  Same as Credit Agreement.  (See Section 2.07 of Credit Agreement). |
|----------------|-----------------------------------------------------------------------------------------------------------------|

| 3.  | Interest Periods:  Same as Credit Agreement.  (See definition of “Interest Period”, Section 1.01, and Section 2.07(d) of Credit Agreement). |
|----------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.   | Interest Rates: Each Local Currency Advance shall bear interest from and including the first day of the Interest Period applicable thereto to (but not including) the last day of such Interest Period at a rate per annum equal to the sum of (i) the Eurocurrency Base Rate for such Local Currency Advance for such Interest Period plus (ii) the Applicable Margin as in effect from time to time during such Interest Period plus (iii) the Associated Cost Rate (as set forth on Annex I hereto) for such Local Currency Advance for such Interest Period; provided, however, after the occurrence and during the continuance of an Event of Default or an event that would constitute an Event of Default but for the requirement that notice be given or time elapse or both, the provisions of Section 2.07(d) of the Credit Agreement shall be applicable. |
|----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 5.   | Other: Additional Conditions Precedent:  None Current Termination Date for Addendum: The “Current Termination Date” under the Credit Agreement. Extended Termination Date for Addendum: The “Extended Termination Date” under the Credit Agreement. Term Loan Repayment Date:  The “Term Loan Repayment Date” under the Credit Agreement. Prepayment Notices:  CIF shall be permitted to prepay a Local Currency Advance subject to the provisions of Section 8.04(b) of the Credit Agreement, on any Business Day, provided, in the case of any prepayment, notice thereof is given to the Local Currency Agent not later than 10:00 a.m. (London time) at least three (3) Business Days prior to the date of such prepayment. |
|----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|   | SCHEDULE III |
|--------|--------------|

|   | to Local Currency Addendum |
|--------|----------------------------|

|   | OTHER PROVISIONS |
|--------|------------------|

| 1.   | Borrowing Procedures: |
|----------------|-----------------------|

|   | (a)  | Notice of Local Currency Borrowing shall be given by CIF to the Local Currency Agent not later than 11:00 a.m. (London time) on the third Business Day prior to the date of the proposed Local Currency Borrowing (or not later than 10:00 a.m. (London time) on the Business Day of the proposed Local Currency Borrowing, in the case of a Local Currency Borrowing consisting of Same Day Local Currency Advances), and the Local Currency Agent shall give each Local Currency Bank prompt notice thereof in accordance with Section 4.03. |
|--------|-----------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (b)  | Each Notice of Local Currency Borrowing shall be addressed to the Local Currency Agent at its address set forth in Section 4.03 and shall specify the bank account to which the Local Currency Advances are to be made. |
|--------|-----------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.   | Funding Arrangements: Minimum amounts/increments for Local Currency Borrowings, repayments and prepayments: Same as Credit Agreement. |
|----------------|-------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.   | Promissory Notes:  None required. |
|----------------|---------------------------------------------|

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| 1.   | The Associated Cost Rate is an addition to the interest rate to compensate the Local Currency Banks for the cost of compliance with (a) the requirements of the Bank of England and/or the Financial Services Authority (or, in either case, any other authority which replaces all or any of its functions) or (b) the requirements of the European Central Bank. |
|----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.   | On the first day of each Interest Period (or as soon as possible thereafter) the Local Currency Agent shall calculate, as a percentage rate, a rate (the "Associated Cost Rate") for the Alternate Currency Banks, in accordance with the paragraphs set out below.  The Associated Cost Rate so determined by the Local Currency Agent shall be the weighted average of the Additional Cost Rates of each of the Local Currency Banks, weighted in proportion that the Local Currency Commitment of each such Local Currency Bank bears to the Total Local Currency Commitment.  The Associated Cost Rate will be expressed as a percentage rate per annum. |
|----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.   | The Associated Cost Rate for a Local Currency Bank lending from a lending installation in a member state of the European Communities that adopts or has adopted the Euro as its lawful currency in accordance with legislation of the European Union relating to European Monetary Union, will be the cost (stated as a percentage) of complying with the minimum reserve requirements of the European Central Bank. |
|----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.   | The Associated Cost Rate for a Local Currency Bank lending from a lending installation in the United Kingdom will be calculated by the Local Currency Agent as follows: |
|----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | A | is the percentage of Eligible Liabilities (assuming these to be in excess of any stated minimum) which the Local Currency Bank is from time to time required to maintain as an interest free cash ratio deposit with the Bank of England to comply with cash ratio requirements.  |
|--------|---|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | B | is the percentage rate of interest (excluding the Applicable Margin and the Associated Cost Rate) payable for the relevant Interest Period on the Advance.  |
|--------|---|------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | C | is the percentage (if any) of Eligible Liabilities which the Local Currency Bank is required from time to time to maintain as interest bearing Special Deposits with the Bank of England.  |
|--------|---|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | D | is the percentage rate per annum payable by the Bank of England to the Local Currency Bank on interest bearing Special Deposits.  |
|--------|---|----------------------------------------------------------------------------------------------------------------------------------------|

|   | E | is the rate of charge payable by the Local Currency Bank to the Financial Services Authority pursuant to the Fees Regulations (but, for this purpose, ignoring any minimum fee required pursuant to the Fees Regulations) and expressed in Pounds Sterling per £1,000,000 of the Fee Base of the Local Currency Bank. |
|--------|---|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 5.  | For the purposes of this Schedule: |
|----------|------------------------------------|

|   | (a) | “Eligible Liabilities” and “Special Deposits” have the meanings given to them from time to time under or pursuant to the Bank of England Act 1998 or (as may be appropriate) by the Bank of England; |
|--------|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (b) | “Fees Regulations” means the Banking Supervision (Fees) Regulations 1999 or such other law or regulation as may be in force from time to time in respect of the payment of fees for banking supervision; and |
|--------|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (c) | “Fee Base” has the meaning given to it, and will be calculated in accordance with, the Fees Regulations. |
|--------|-----|----------------------------------------------------------------------------------------------------------------------|

| 6. | In application of the above formulae, A, B, C and D will be included in the formulae as percentages (i.e., 5 percent will be included in the formula as 5 and not as 0.05).  A negative result obtained by subtracting D from B shall be taken as zero.  The resulting figures shall be rounded to four decimal places. |
|----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 7. | In particular, but without limitation, each Local Currency Bank shall supply to the Agent and the Local Currency Agent the following information in writing on or prior to the date on which it becomes a Local Currency Bank: |
|----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | (a) | its jurisdiction of incorporation and the jurisdiction of its lending installation; and |
|--------|-----|-----------------------------------------------------------------------------------------|

|   | (b) | any other information that the Agent and the Local Currency Agent may reasonably require for such purpose. |
|--------|-----|------------------------------------------------------------------------------------------------------------|

| 8. | The percentages or rates of charge of a Local Currency Bank for the purpose of A, C and E above shall be determined by such Local Currency Bank based upon the information supplied by it pursuant to paragraph 7 above and on the assumption that, unless the Local Currency Bank notifies the Local Currency Agent to the contrary, the Local Currency Bank’s obligations in relation to cash ratio deposits, Special Deposits and the Fees Regulations are the same as those of a typical bank from its jurisdiction of incorporation with a lending installation in the same jurisdiction as its lending installation. |
|----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 9. | The Local Currency Agent shall have no liability to any person if such determination results in an Associated Cost Rate which over or under compensates a Local Currency Bank and shall be entitled to assume that the information provided by a Local Currency Bank pursuant to paragraphs 3 and 7 above is true and correct in all respects. |
|----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 10. | Any determination by the Local Currency Agent pursuant to this Schedule in relation to a formula, the Associated Cost Rate or any amount payable to the Local Currency Banks shall, in the absence of manifest error, be conclusive and binding on all of the parties to this Addendum. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|