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                                                            Exhibit 10.22





                                                       NO. OF SHARES: 120,000



                          QUESTRON TECHNOLOGY, INC.

                        STOCK OPTION GRANT AGREEMENT



                  THIS AGREEMENT, made as of November 8, 1996, among QUESTRON
TECHNOLOGY, INC., a Delaware corporation ("Company"), with an address of 6400
Congress Avenue, Suite 200, Boca Raton, Florida 33487 and Gulfstream Financial
Group, Inc. ("Optionee"), with an address of 6400 Congress Avenue, Suite 200,
Boca Raton, Florida 33487.

 1.      GRANT OF OPTION

         The Company, effective November 8, 1996 ("Date of Grant"), hereby
         grants to the Optionee the right and the option ("Option") to
         purchase all or any part of an aggregate of 120,000 shares of the
         Company's Common Stock ($.001 per share par value) ("Common Stock")
         on the terms and conditions herein set forth. Dividends, subscription
         rights, etc. declared with respect to Common Stock prior to the
         exercise of the Option are not included in the Option. This Option is
         granted pursuant to an Exchange Agreement dated as of November 8,
         1996 by and among the Company, the Optionee and the other party named
         therein.

 2.      PURCHASE PRICE

         The purchase price of the shares of Common Stock subject to the
         Option shall be $3.75 per share subject to the adjustment as provided
         in Section 4 below.

 3.      TERMS OF OPTION

         A.       EXPIRATION  DATE.  Notwithstanding  anything  herein to the
                  contrary,  this option shall be  exercisable during the ten
                  (10) years from the date hereof or such shorter time as
                  prescribed herein.


         B.       EXERCISE.  This Option shall be exercised on or after May 8,
                  1997, in whole, or, from time to time, in part, by written
                  notice received by the Secretary or Treasurer of the Company
                  not later than 5:00 P.M. prevailing local time, on or prior
                  to the day the Option is to expire, specifying the number of
                  shares of Common Stock to be purchased, and accompanied by
                  full payment by certified or bank check or such other
                  instrument as the Company may accept. Payment in full or in
                  part may also be made in the form of shares of Common Stock
                  owned by the Optionee, which shall be free and clear of all
                  liens, encumbrances and restrictions of any kind whatsoever
                  and Optionee may be requested to represent and warrant to
                  such effect and to take such other steps with respect to
                  this form of payment as the Company shall require. Any such
                  exercise shall also be subject to receipt by the Company of
                  the representation and undertaking set forth in Section 4C
                  hereof. Upon such payment the Company will thereafter
                  deliver or cause to be delivered to the Optionee, at the
                  office of the Company, a certificate or certificates for the
                  number of shares with respect to which this Option is being
                  exercised, registered in the name of the Optionee; provided,
                  however, that if any law or regulation or order of the
                  Securities and Exchange Commission or other body



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                  having jurisdiction in the premises shall require the
                  Company or Optionee (or other individual or individuals) to
                  take any action in connection with the shares then being
                  purchased, the delivery of the certificate or certificates
                  for such shares shall be delayed for the period necessary to
                  take and complete such action.

         C.       SECURITIES LAW  RESTRICTIONS.  The Company is under no
                  obligation to file a registration statement under the
                  Securities Act of 1933 ("Act") with respect to the shares of
                  Common Stock subject to the Option. Unless a registration
                  statement under the Act has been filed and remains effective
                  with respect to such shares, the Company shall require that
                  the offer and sale of such shares be exempt from the
                  registration provisions of the Act. As a condition of such
                  exemption, the Company shall require a representation and
                  undertaking, in form and substance satisfactory to counsel
                  for the Company, that the Optionee is acquiring the shares
                  for the Optionee's own account for investment and not with a
                  view to the distribution or resale thereof and shall
                  otherwise require such representations and impose such
                  conditions as shall establish to the Company's satisfaction
                  that the offer and sale of such shares issuable upon the
                  exercise of the Option will not constitute a violation of
                  the Act or any similar state act affecting the offer and
                  sale. If such shares are issued in an exempt transaction,
                  such shares shall bear the following restrictive legend:

                                            "The shares represented by this
                                    certificate have not been registered under
                                    the Securities Act of 1933 and may not be
                                    sold, pledged, or otherwise transferred
                                    except pursuant to an effective
                                    registration statement under said Act,
                                    Rule 144 or an opinion of counsel
                                    acceptable to the Company that some other
                                    exemption from registration is available."

         If said shares were registered under the Act, to the extent that
         Optionee is an "affiliate" of the Company, any reoffers or resales of
         Common Stock acquired pursuant to the Plan, must be held indefinitely
         unless (i) distribution of said Stock has been made registered under
         the Act, (ii) a sale of said Stock is made in conformity with the
         provisions of Rule 144 issued by the Securities and Exchange
         Commission under the Act, or (iii) in the opinion of counsel
         acceptable to the Company some other exemption from registration is
         available.


 4.      ADJUSTMENTS

         In the event of any merger, reorganization, consolidation,
         recapitalization (including but not limited to the issuance of Common
         Stock or any securities convertible into Common Stock in exchange for
         securities of the Company), stock dividend, stock split or reverse
         stock split, extraordinary distribution with respect to the Common
         Stock or other similar change in corporate structure affecting the
         Common Stock, such substitution or adjustments shall be made in the
         aggregate number of shares of Common Stock then subject to the Option
         and in the Option price as may be determined to be appropriate by the
         Board of Directors of the Company, in its sole discretion; provided,
         however, that the number of shares of Common Stock subject to this
         Option shall always be a whole number.

 5.      TAXES

         The Company's obligation to deliver shares of Common Stock upon
         exercise of this Option in whole or in part, shall be subject to
         satisfaction of any applicable federal, state and local tax
         obligations.

 6.      ACCEPTANCE OF PROVISIONS

         The execution of this Agreement by the Optionee shall constitute the
         Optionee's acceptance of and agreement to all of the terms and
         conditions of this Agreement.

 7.      NOTICES



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         All notices and other communications required or permitted under this
         Agreement shall be in writing and shall be given either by (i)
         personal delivery or regular mail or, (ii) first class registered or
         certified mail, return receipt requested. Except as otherwise
         provided in Section 4B hereof on the exercise, in whole or in part,
         of the Option, any such communication shall be deemed to have been
         given on the date of receipt in the cases referred to in clause (i)
         of the preceding sentence and on the second day after the date of
         mailing in the cases referred to in clause (ii) of the preceding
         sentence. All such communications to the Company shall be addressed
         to it, to the attention of its Secretary or Treasurer, at its the
         principal office at the address first set forth above, and to the
         Optionee at its addresses first set forth above, or, in each case, to
         such other person or address as may be designated by like notice
         hereunder.

 8.      SHARES RESERVED

         The Company shall at all times during the term of this Agreement
         reserve and keep available such number of shares of its Common Stock
         as will be sufficient to satisfy the requirements of this Agreement,
         and shall pay all original issue taxes on the exercise of this
         Option, and all other fees and expenses necessarily incurred by the
         Company in connection therewith.

 9.      SUCCESSORS

         This Agreement shall be binding upon any successor of the Company.

10.      MISCELLANEOUS

         This Agreement contains a complete statement of all the arrangements
         between the parties with respect to its subject matter, and this
         Agreement shall be governed by and construed in accordance with the
         laws of the State of Delaware applicable to agreements made and to be
         performed exclusively in Delaware. The headings in this Agreement are
         solely for convenience of reference and shall not affect its meaning
         or interpretation.


QUESTRON TECHNOLOGY, INC.              OPTIONEE

                                       GULFSTREAM FINANCIAL GROUP, INC.



By:                                    By:
   --------------------                   ---------------------
         President                              President


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