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UNITED
    STATES SECURITIES AND EXCHANGE COMMISSIONWashington, D.C.
    20549
      Form 10-K
 (Mark One)þ

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE ACT OF 1934For the fiscal
    year ended December 31,
    2010oro

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
    THE
    SECURITIES EXCHANGE ACT OF 1934For the transition period
    from          to   Commission file number:
    33-03094
      MetLife Insurance Company of
    Connecticut
 (Exact name of registrant as
    specified in its charter)
  Connecticut

06-0566090(State or other jurisdiction
    of
    incorporation or organization)

(I.R.S. Employer
    Identification No.)1300 Hall Boulevard, Bloomfield, Connecticut(Address of principal
    executive offices)

06002(Zip Code)(860) 656-3000(Registrants telephone
    number, including area code)Securities registered pursuant to
    Section 12(b) of the Act: None
    Securities registered pursuant to Section 12(g) of the Act:
    None   o þ
  o þ
  þ o
  Regulation S-T o o
  Regulation S-K Form 10-K Form 10-K. þ
  Rule 12b-2
  Large accelerated
    filer o

Accelerated
    filer oNon-accelerated
    filer þ  (Do
    not check if a smaller reporting company)

Smaller reporting
    company o   Rule 12b-2 o þ
    REDUCED
    DISCLOSURE FORMAT
  The registrant meets the conditions set forth in General
    Instruction I(1)(a) and (b) of
    Form 10-K
    and is therefore filing this Form with the reduced disclosure
    format.
  DOCUMENTS
    INCORPORATED BY REFERENCE: NONE




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Table of
    Contents
  PageNumberPART IItem 1.

Business


4Item 1A.

Risk Factors


14Item 1B.

Unresolved Staff Comments


41Item 2.

Properties


42Item 3.

Legal Proceedings


42Item 4.

(Removed and Reserved)


42PART IIItem 5.

Market for Registrants Common Equity,
    Related Stockholder Matters and Issuer Purchases of Equity
    Securities


43Item 6.

Selected Financial Data


43Item 7.

Managements Discussion and Analysis of
    Financial Condition and Results of Operations


44Item 7A.

Quantitative and Qualitative Disclosures About
    Market Risk


60Item 8.

Financial Statements and Supplementary Data


68Item 9.

Changes in and Disagreements With Accountants on
    Accounting and Financial Disclosure


69Item 9A.

Controls and Procedures


69Item 9B.

Other Information


69PART IIIItem 10.

Directors, Executive Officers and Corporate
    Governance


70Item 11.

Executive Compensation


70Item 12.

Security Ownership of Certain Beneficial Owners
    and Management and Related Stockholder Matters


70Item 13.

Certain Relationships and Related Transactions,
    and Director Independence


70Item 14.

Principal Accountant Fees and Services


70PART IVItem 15.

Exhibits and Financial Statement Schedules


72Signatures


73Exhibit Index


E-1EX-3.1EX-3.2EX-3.4EX-31.1EX-31.2EX-32.1EX-32.2




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As used in this
    Form 10-K,
    MICC, the Company, we,
    our and us refer to MetLife Insurance
    Company of Connecticut, a Connecticut corporation incorporated
    in 1863, and its subsidiaries, including MetLife Investors USA
    Insurance Company (MLI-USA). MetLife Insurance
    Company of Connecticut is a wholly-owned subsidiary of MetLife,
    Inc. (MetLife).
  Note
    Regarding Forward-Looking Statements
  Form 10-K,
  and/or
 2




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Note
    Regarding Reliance on Statements in Our Contracts
  Form 10-K,
  
    should not in all instances be treated as categorical statements
    of fact, but rather as a way of allocating the risk to one of
    the parties if those statements prove to be inaccurate;
    have been qualified by disclosures that were made to the other
    party in connection with the negotiation of the applicable
    agreement, which disclosures are not necessarily reflected in
    the agreement;
    may apply standards of materiality in a way that is different
    from what may be viewed as material to investors; and
    were made only as of the date of the applicable agreement or
    such other date or dates as may be specified in the agreement
    and are subject to more recent developments.  Form 10-K
 3




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Part I  Item 1.
    Business  Form 10-K,
      start-up
    Sales
    Distribution
    Individual
    Distribution
       4




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Group
    Distribution
          Policyholder
    Liabilities
             5




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Underwriting
    and Pricing
  Underwriting
           6




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Pricing
          Reinsurance
    Activity
       7




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U.S.
    Business
          Corporate &
    Other
    Catastrophe
    Coverage
    Reinsurance
    Recoverables
    Regulation
  Insurance
    Regulation
   8




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Holding Company Regulation.
    Guaranty Associations and Similar
    Arrangements.
    Statutory Insurance Examination.
   9




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Policy and Contract Reserve Sufficiency
    Analysis.
  Surplus and Capital.
  Risk-Based Capital (RBC).
  Statutory Accounting Principles.
  Regulation of Investments.
   10




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Federal Initiatives.
  Securities,
    Broker-Dealer and Investment Adviser Regulation
  sub-accounts,
      Environmental
    Considerations
    Employee
    Retirement Income Security Act of 1974 (ERISA)
    Considerations
   11




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John Hancock Mutual Life Insurance Company v. Harris Trust and Savings Bank (1993),
    Legislative
    and Regulatory Developments
      Governmental
    Responses to Extraordinary Market Conditions
  U.S.
    Federal Governmental Responses
   12




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
    expanding the types of institutions that have access to the
    Federal Reserve Bank of New Yorks discount window;
    providing asset guarantees and emergency loans to particular
    distressed companies;
    a temporary ban on short selling of shares of certain financial
    institutions (including, for a period, MetLife);
    programs intended to reduce the volume of mortgage foreclosures
    by modifying the terms of mortgage loans for distressed
    borrowers;
    temporarily guaranteeing money market funds; and
    programs to support the mortgage-backed securities market and
    mortgage lending.      State
    Insurance Regulatory Responses
         13




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Foreign
    Governmental and Intergovernmental Responses
  and/or
  Item 1A.
    Risk
    Factors  Difficult
    Conditions in the Global Capital Markets and the Economy
    Generally May Materially Adversely Affect Our Business and
    Results of Operations and These Conditions May Not Improve in
    the Near Future
    and/or
     14




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Adverse
    Capital and Credit Market Conditions May Significantly Affect
    Our Ability to Meet Liquidity Needs, Access to Capital and Cost
    of Capital
           15




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Actions
    of the U.S. Government, Federal Reserve Bank of New York and
    Other Governmental and Regulatory Bodies for the Purpose of
    Stabilizing and Revitalizing the Financial Markets and
    Protecting Investors and Consumers May Not Achieve the Intended
    Effect or Could Adversely Affect the Competitive Position of
    MetLife, Inc. and Its Subsidiaries, Including Us
        Our
    Insurance and Brokerage Businesses Are Heavily Regulated, and
    Changes in Regulation May Reduce Our Profitability and
    Limit Our Growth
  non-U.S. insurance
    
    licensing companies and agents to transact business;
    calculating the value of assets to determine compliance with
    statutory requirements;
    mandating certain insurance benefits;
    regulating certain premium rates;
    reviewing and approving policy forms;
    regulating unfair trade and claims practices, including through
    the imposition of restrictions on marketing and sales practices,
    distribution arrangements and payment of inducements; 16




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
    regulating advertising;
    protecting privacy;
    establishing statutory capital and reserve requirements and
    solvency standards;
    fixing maximum interest rates on insurance policy loans and
    minimum rates for guaranteed crediting rates on life insurance
    policies and annuity contracts;
    approving changes in control of insurance companies;
    restricting the payment of dividends and other transactions
    between affiliates; and
    regulating the types, amounts and valuation of investments.               17




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Various
    Aspects of Dodd-Frank Could Impact Our Business Operations,
    Capital Requirements and Profitability and Limit Our
    Growth
    
    As a large, interconnected bank holding company with assets of
    $50 billion or more, or possibly as an otherwise
    systemically important financial company, MetLife including
    possibly its subsidiaries, will be subject to enhanced
    prudential standards imposed on systemically significant
    financial companies. Enhanced standards will be applied to RBC,
    liquidity, leverage (unless another, similar, standard is
    appropriate), resolution plan and credit exposure reporting,
    concentration limits, and risk management. Off-balance sheet
    activities are required to be accounted for in meeting capital
    requirements. In addition, if it were determined that MetLife
    posed a substantial threat to U.S. financial stability, the
    applicable federal regulators would have the right to require it
    to take one or more other mitigating actions to reduce that
    risk, including limiting its ability to merge with or acquire
    another company, terminating activities, restricting its ability
    to offer financial products or requiring it to sell assets or
    off-balance sheet items to unaffiliated entities. Enhanced
    standards would also permit, but not require, regulators to
    establish requirements with respect to contingent capital,
    enhanced public disclosures and short-term debt limits. These
    standards are described as being more stringent than those
    otherwise imposed on bank holding companies; however, the
    Federal Reserve Board is permitted to apply them on an
    institution-by-institution
    basis, depending on its determination of the institutions
    riskiness. In addition, under Dodd-Frank, all bank holding
    companies that have elected to be treated as financial holding
    companies, such as MetLife, Inc. will be required to be
    well capitalized and well managed as
    defined by the Federal Reserve Board, on a consolidated basis
    and not just at their depository institution(s), a higher
    standard than was applicable to financial holding companies
    before Dodd-Frank. These requirements could restrict the amount
    of capital available to MetLifes subsidiaries, including
    us.
    MetLife, as a bank holding company, will have to meet minimum
    leverage ratio and RBC requirements on a consolidated basis to
    be established by the Federal Reserve Board that are not less
    than those applicable to insured depository institutions under
    so-called prompt corrective action regulations as in effect on
    the date of the enactment of Dodd-Frank. As a subsidiary of a
    bank holding company, we, as well as MetLife, Inc., could be
    subject to other heightened standards, even if MetLife is not
    deemed to be a systemically significant company.
    Under the provisions of Dodd-Frank relating to the resolution or
    liquidation of certain types of financial institutions,
    including bank holding companies, if MetLife, Inc. were to
    become insolvent or were in danger of defaulting on its
    obligations, it could be compelled to undergo liquidation with
    the FDIC as receiver. For this new regime to be applicable, a
    number of determinations would have to be made, including that a
    default by the affected company would have serious adverse
    effects on financial stability in the U.S. If the FDIC were
    to be appointed as the receiver for such a company, the
    liquidation of that company would occur under the provisions of
    the new liquidation authority, and not under the Bankruptcy
    Code. In such a liquidation, the holders of such companys
    debt could in certain a respects be treated differently than
    under the Bankruptcy Code. In particular, unsecured creditors
    and shareholders are intended to bear the losses of the company
    being liquidated. The FDIC is authorized to establish rules for
    the priority of creditors claims and, under certain
    circumstances, to treat similarly situated creditors
    differently. These provisions could apply to some financial
    institutions whose outstanding debt securities we hold in our
    investment portfolios. Dodd-Frank also provides for the
    assessment of bank holding companies with assets of
    $50.0 billion or more, non-bank financial companies
    supervised by the Federal Reserve Bank, and other financial
    companies with assets of $50.0 billion or more to cover the
    costs of liquidating any financial company subject to the new
    liquidation 18




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authority. Although it is not possible to assess the full impact
    of the liquidation authority at this time, it could affect the
    funding costs of large bank holding companies or financial
    companies that might be viewed as systemically significant,
    which could directly or indirectly affect the funding costs of
    respective subsidiaries. It could also lead to an increase in
    secured financings.  
    Dodd-Frank also includes a new framework of regulation of the
    over-the-counter
    (OTC) derivatives markets which will require
    clearing of certain types of transactions currently traded OTC
    and could potentially impose additional costs, including new
    capital, reporting and margin requirements and additional
    regulation on the Company. Increased margin requirements on our
    part and a smaller universe of securities that will qualify as
    eligible collateral could reduce our liquidity and require an
    increase in our holdings of cash and government securities with
    lower yields causing a reduction in income. However, increased
    margin requirements and the expanded ability to transfer trades
    between our counterparties could reduce our exposure to our
    counterparties default. We use derivatives to mitigate a
    wide range of risks in connection with its businesses, including
    the impact of increased benefit exposures from our annuity
    products that offer guaranteed benefits. The derivative clearing
    requirements of Dodd-Frank could increase the cost of our risk
    mitigation and expose us to the risk of a default by a
    clearinghouse or one of its members. In addition, we are subject
    to the risk that hedging and other management procedures prove
    ineffective in reducing the risks to which insurance policies
    expose us or that unanticipated policyholder behavior or
    mortality, combined with adverse market events, produces
    economic losses beyond the scope of the risk management
    techniques employed. Any such losses could be increased by any
    higher costs of writing derivatives (including customized
    derivatives) that might result from the enactment of Dodd-Frank.
    Dodd-Frank restricts the ability of insured depository
    institutions and of companies, such as MetLife, Inc., that
    control an insured depository institution and their affiliates,
    to engage in proprietary trading and to sponsor or invest in
    funds (hedge funds and private equity funds) that rely on
    certain exemptions from the Investment Company Act. Dodd-Frank
    provides an exemption for investment activity by a regulated
    insurance company or its affiliates solely for the general
    account of such insurance company if such activity is in
    compliance with the insurance company investments laws of the
    state or jurisdiction in which such company is domiciled and the
    appropriate Federal regulators after consultation with relevant
    insurance commissioners have not jointly determined such laws to
    be insufficient to protect the safety and soundness of the
    institution or the financial stability of the
    U.S. Notwithstanding the foregoing, the appropriate Federal
    regulatory authorities are permitted under the legislation to
    impose, as part of rulemaking, additional capital requirements
    and other restrictions on any exempted activity. Dodd-Frank
    provides for a period of study (which has been completed) and
    rule making during which the effects of the statutory language
    may be clarified. Among other considerations, the study is to
    assess and include recommendations so as to appropriately
    accommodate the business of insurance within an insurance
    company subject to regulation in accordance with relevant
    insurance company investments laws. While these provisions of
    Dodd-Frank are supposed to accommodate the business of
    insurance, until the rulemaking is complete, it is unclear
    whether we may have to alter any of our future investment
    activities to comply.
    Until various studies are completed and final regulations are
    promulgated pursuant to Dodd-Frank, the full impact of
    Dodd-Frank on the investments and investment activities and
    insurance and annuity products of MetLife, Inc. and its
    subsidiaries, including us, remains unclear. For example,
    besides directly limiting our future investment activities,
    Dodd-Frank could potentially negatively impact the market for,
    the returns from, or liquidity in, primary and secondary
    investments in private equity funds and hedge funds that are
    connected to (either through a fund sponsorship or investor
    relationship) an insured depository institution. The number of
    sponsors of such funds going forward may diminish, which may
    impact our available fund investment opportunities. Although
    Dodd-Frank provides for various transition periods for coming
    into compliance, fund sponsors that are subject to Dodd-Frank,
    and whose funds we have invested in, may have to spin off their
    funds business or reduce their ownership stakes in their funds,
    thereby potentially impacting our related investments in such
    funds. In addition, should such funds be required or choose to
    liquidate or sell their underlying assets, the market value and
    liquidity of such assets or the broader related asset classes
    could negatively be affected, including securities and real
    estate assets that MetLife, Inc. and its subsidiaries hold or
    may plan to sell. Secondary sales of fund interests at
    significant discounts by banking institutions and their 19




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affiliates, which are not fund sponsors but nevertheless are
    subject to the divestment requirements of Dodd-Frank, could
    reduce the returns realized by investors such as MetLife, Inc.
    and its subsidiaries seeking to access liquidity by selling
    their fund interests. Reduced income to MetLife, Inc. from such
    investment activities could affect its ability to provide
    funding to us. In addition, our existing derivatives
    counterparties and the financial institutions subject to
    Dodd-Frank in which we have invested also could be negatively
    impacted by Dodd-Frank. See also  New and
    Impending Compensation and Corporate Governance Regulations
    Could Hinder or Prevent MetLife and Its Affiliates From
    Attracting and Retaining Management and Other Employees with the
    Talent and Experience to Manage and Conduct Our Business
    Effectively.      The
    Resolution of Several Issues Affecting the Financial Services
    Industry Could Have a Negative Impact on Our Reported Results or
    on Our Relations with Current and Potential
    Customers
    We Are
    Exposed to Significant Financial and Capital Markets Risk Which
    May Adversely Affect Our Results of Operations, Financial
    Condition and Liquidity, and May Cause Our Net Investment Income
    to Vary from Period to Period
     20




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other-than-temporary
     21




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and/or
          Changes
    in Market Interest Rates May Significantly Affect Our
    Profitability
   22




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Some
    of Our Investments Are Relatively Illiquid and Are in Asset
    Classes That Have Been Experiencing Significant Market
    Valuation Fluctuations
   23




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Our
    Participation in a Securities Lending Program Subjects Us to
    Potential Liquidity and Other Risks
    Our
    Requirements to Pledge Collateral Related to Declines in
    Estimated Fair Value of Specified Assets May Adversely Affect
    Our Liquidity and Expose Us to Counterparty Credit
    Risk
    Gross
    Unrealized Losses on Fixed Maturity and Equity Securities May Be
    Realized or Result in Future Impairments, Resulting in a
    Reduction in Our Net Income
  available-for-sale available-for-sale available-for-sale other-than-temporary
  The
    Determination of the Amount of Allowances and Impairments Taken
    on Our Investments is Highly Subjective and Could Materially
    Impact Our Results of Operations or Financial
    Position
    other-than-temporary. case-by-case
 24




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sub-sector;
  Defaults
    on Our Mortgage Loans and Volatility in Performance May
    Adversely Affect Our Profitability
  loan-to-value held-for-investment
    The
    Impairment of Other Financial Institutions Could Adversely
    Affect Us
   25




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We
    Face Unforeseen Liabilities, Asset Impairments or Rating Actions
    Arising from Acquisitions and Dispositions of Businesses or
    Difficulties Integrating and Managing Growth of Such
    Businesses
      and/or
  day-to-day
    
    Loss of key personnel or higher than expected employee attrition
    rates could adversely affect the performance of the acquired
    business and our ability to integrate it successfully.
    Customers of the acquired business may reduce, delay or defer
    decisions concerning their use of its products and services as a
    result of the acquisition or uncertainty related to the
    consummation of the acquisition, including, for example,
    potential unfamiliarity with the MetLife brand in regions where
    we did not have a market presence prior to the acquisition.
    If the acquired business relies upon independent distributors to
    distribute its products, these distributors may not continue to
    generate the same volume of business after the acquisition.
    Independent distributors may reexamine the scope of their
    relationship with the acquired business or us as a result of the
    acquisition and decide to curtail or eliminate distribution of
    our products. 26




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
    Integrating acquired operations with our existing operations may
    require us to coordinate geographically separated organizations,
    address possible differences in corporate culture and management
    philosophies, merge financial processes and risk and compliance
    procedures, combine separate information technology platforms
    and integrate operations that were previously closely tied to
    the former parent of the acquired business or other service
    providers.
    In cases where we or an acquired business operates in certain
    markets through joint ventures, the acquisition may affect the
    continued success and prospects of the joint venture. Our
    ability to exercise management control or influence over these
    joint venture operations and our investment in them will depend
    on the continued cooperation between the joint venture
    participants and on the terms of the joint venture agreements,
    which allocate control among the joint venture participants. We
    may face financial or other exposure in the event that any of
    these joint venture partners fail to meet their obligations
    under the joint venture, encounter financial difficulty or elect
    to alter, modify or terminate the relationship.
    We may incur significant costs in connection with any
    acquisition and the related integration. The costs and
    liabilities actually incurred in connection with an acquisition
    and subsequent integration process may exceed those anticipated.    Fluctuations
    in Foreign Currency Exchange Rates Could Negatively Affect Our
    Profitability
  non-U.S. dollar non-U.S. dollar non-U.S. dollar
      Our
    International Operations Face Political, Legal, Operational and
    Other Risks, Including Exposure to Local and Regional Economic
    Conditions, That Could Negatively Affect Those Operations or Our
    Profitability
   27




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start-up
  A
    Downgrade or a Potential Downgrade in Our Financial Strength
    Ratings or those of MetLifes Other Insurance Subsidiaries,
    or MetLifes Credit Ratings Could Result in a Loss of
    Business and Materially Adversely Affect Our Financial Condition
    and Results of Operations
      
    reducing new sales of insurance products, annuities and other
    investment products;
    adversely affecting our relationships with our sales force and
    independent sales intermediaries;
    materially increasing the number or amount of policy surrenders
    and withdrawals by contractholders and policyholders;
    requiring us to reduce prices for many of our products and
    services to remain competitive; and
    adversely affecting our ability to obtain reinsurance at
    reasonable prices or at all.     28




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An
    Inability to Access MetLifes Credit Facilities Could
    Result in a Reduction in Our Liquidity and Lead to Downgrades in
    Our Credit and Financial Strength Ratings
  364-day
      Defaults,
    Downgrades or Other Events Impairing the Carrying Value of Our
    Fixed Maturity or Equity Securities Portfolio May Reduce Our
    Earnings
  other-than-temporary
 29




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MetLifes
    Risk Management Policies and Procedures May Leave Us Exposed to
    Unidentified or Unanticipated Risk, Which Could Negatively
    Affect Our Business
  up-to-date
  Reinsurance
    May Not Be Available, Affordable or Adequate to Protect Us
    Against Losses
    If the
    Counterparties to Our Reinsurance or Indemnification
    Arrangements or to the Derivative Instruments We Use to Hedge
    Our Business Risks Default or Fail to Perform, We May Be Exposed
    to Risks We Had Sought to Mitigate, Which Could Materially
    Adversely Affect Our Financial Condition and Results of
    Operations
      Differences
    Between Actual Claims Experience and Underwriting and Reserving
    Assumptions May Adversely Affect Our Financial
    Results
   30




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Catastrophes
    May Adversely Impact Liabilities for Policyholder Claims and
    Reinsurance Availability
         31




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Competitive
    Factors May Adversely Affect Our Market Share and
    Profitability
  e-business
    Industry
    Trends Could Adversely Affect the Profitability of Our
    Business
    Consolidation
    of Distributors of Insurance Products May Adversely Affect the
    Insurance Industry and the Profitability of Our
    Business
  and/or
 32




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Our
    Valuation of Fixed Maturity, Equity and Other Securities and
    Short-Term Investments May Include Methodologies, Estimations
    and Assumptions Which Are Subject to Differing Interpretations
    and Could Result in Changes to Investment Valuations That May
    Materially Adversely Affect Our Results of Operations or
    Financial Condition
      Level 1 
    Unadjusted quoted prices in active markets for identical assets
    or liabilities. We define active markets based on average
    trading volume for equity securities. The size of the bid/ask
    spread is used as an indicator of market activity for fixed
    maturity securities.Level 2 
    Quoted prices in markets that are not active or inputs that are
    observable either directly or indirectly. Level 2 inputs
    include quoted prices for similar assets or liabilities other
    than quoted prices in Level 1; quoted prices in markets
    that are not active; or other significant inputs that are
    observable or can be derived principally from or corroborated by
    observable market data for substantially the full term of the
    assets or liabilities.Level 3 
    Unobservable inputs that are supported by little or no market
    activity and are significant to the estimated fair value of the
    assets or liabilities. Unobservable inputs reflect the reporting
    entitys own assumptions about the assumptions that market
    participants would use in pricing the asset or liability.
    Level 3 assets and liabilities include financial
    instruments whose values are determined using pricing models,
    discounted cash flow methodologies, or similar techniques, as
    well as instruments for which the determination of the estimated
    fair value requires significant management judgment or
    estimation.  sub-prime
   33




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sub-prime and/or period-to-period
  If Our
    Business Does Not Perform Well, We May Be Required to Recognize
    an Impairment of Our Goodwill or Other Long-Lived Assets or to
    Establish a Valuation Allowance Against the Deferred Income Tax
    Asset, Which Could Adversely Affect Our Results of Operations or
    Financial Condition
       34




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If Our
    Business Does Not Perform Well or if Actual Experience Versus
    Estimates Used in Valuing and Amortizing DAC, Deferred Sales
    Inducements (DSI) and VOBA Vary Significantly, We
    May Be Required to Accelerate the Amortization and/or Impair the
    DAC, DSI and VOBA Which Could Adversely Affect Our Results of
    Operations or Financial Condition
        Changes
    in Accounting Standards Issued by the Financial Accounting
    Standards Board or Other Standard-Setting Bodies May Adversely
    Affect Our Financial Statements
  and/or Form 10-K Form 10-Q.
 35




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Changes
    in Discount Rate, Expected Rate of Return and Expected
    Compensation Increase Assumptions for Pension and Other
    Postretirement Benefit Plans For Employees and Retirees of
    MetLife and Its Subsidiaries May Result in Increased Expenses
    and Reduce Our Profitability
    Guarantees
    Within Certain of Our Products that Protect Policyholders
    Against Significant Downturns in Equity Markets May Decrease Our
    Earnings, Increase the Volatility of Our Results if Hedging or
    Risk Management Strategies Prove Ineffective, Result in Higher
    Hedging Costs and Expose Us to Increased Counterparty
    Risk
  and/or
    Litigation
    and Regulatory Investigations Are Increasingly Common in Our
    Businesses and May Result in Significant Financial Losses and/or
    Harm to Our Reputation
     36




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We May
    Not be Able to Protect Our Intellectual Property and May be
    Subject to Infringement Claims
     37




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New
    and Impending Compensation and Corporate Governance Regulations
    Could Hinder or Prevent MetLife and Its Affiliates From
    Attracting and Retaining Management and Other Employees with the
    Talent and Experience to Manage and Conduct Our Business
    Effectively
    Legislative
    and Regulatory Activity in Health Care and Other Employee
    Benefits Could Increase the Costs or Administrative Burdens of
    Providing Benefits to Employees Who Conduct Our Business or
    Hinder or Prevent MetLife and its Affiliates From Attracting and
    Retaining Employees, or Affect our Profitability As a Provider
    of Life Insurance, Annuities, and Non-Medical Health Insurance
    Benefit Products
       38




---



##### Table of Contents



and/or and/or
  Changes
    in U.S. Federal and State Securities Laws and Regulations, and
    State Insurance Regulations Regarding Suitability of Annuity
    Product Sales, May Affect Our Operations and Our
    Profitability
  sub-accounts,
        Changes
    in Tax Laws, Tax Regulations, or Interpretations of Such Laws or
    Regulations Could Increase Our Corporate Taxes; Changes in Tax
    Laws Could Make Some of Our Products Less Attractive to
    Consumers
   39




---



##### Table of Contents



Changes
    to Regulations Under the Employee Retirement Income Security Act
    of 1974 Could Adversely Affect Our Distribution Model by
    Restricting Our Ability to Provide Customers With
    Advice
        We May
    Be Unable to Attract and Retain Sales Representatives for Our
    Products
     40




---



##### Table of Contents



The
    Continued Threat of Terrorism and Ongoing Military Actions May
    Adversely Affect the Level of Claim Losses We Incur and the
    Value of Our Investment Portfolio
    The
    Occurrence of Events Unanticipated in MetLifes Disaster
    Recovery Systems and Management Continuity Planning Could Impair
    Our Ability to Conduct Business Effectively
    Our
    Associates May Take Excessive Risks Which Could Negatively
    Affect Our Financial Condition and Business
    Item 1B.
    Unresolved
    Staff Comments   41




---



##### Table of Contents



Item 2.
    Properties      Item 3.
    Legal
    Proceedings    Item 4.
    (Removed
    and Reserved) 42




---



##### Table of Contents



Part II  Item 5.
    Market
    for Registrants Common Equity, Related Stockholder Matters
    and Issuer Purchases of Equity Securities          Item 6.
    Selected
    Financial Data  Form 10-K.
 43




---



##### Table of Contents



Item 7.
    Managements
    Discussion and Analysis of Financial Condition and Results of
    Operations  Form 10-K.
               44




---



##### Table of Contents



Summary
    of Critical Accounting Estimates
    (i)
    the estimated fair value of investments in the absence of quoted
    market values;(ii)
    investment impairments;(iii)
    the recognition of income on certain investment entities and the
    application of the consolidation rules to certain investments;(iv)
    the estimated fair value of and accounting for freestanding
    derivatives and the existence and estimated fair value of
    embedded derivatives requiring bifurcation;(v)
    the capitalization and amortization of DAC and the establishment
    and amortization of VOBA;(vi)
    the measurement of goodwill and related impairment, if any;(vii)
    the liability for future policyholder benefits and the
    accounting for reinsurance contracts;(viii)
    accounting for income taxes and the valuation of deferred tax
    assets; and(ix)
    the liability for litigation and regulatory matters.    Fair
    Value
    Level 1
    Unadjusted quoted prices in active markets for identical assets
    or liabilities. The Company defines active markets based on
    average trading volume for equity securities. The size of the
    bid/ask spread is used as an indicator of market activity for
    fixed maturity securities.Level 2
    Quoted prices in markets that are not active or inputs that are
    observable either directly or indirectly. Level 2 inputs
    include quoted prices for similar assets or liabilities other
    than quoted prices in Level 1; quoted prices in markets
    that are not active; or other significant inputs that are
    observable or can be derived principally from or corroborated by
    observable market data for substantially the full term of the
    assets or liabilities. 45




---



##### Table of Contents



Level 3
    Unobservable inputs that are supported by little or no market
    activity and are significant to the estimated fair value of the
    assets or liabilities. Unobservable inputs reflect the reporting
    entitys own assumptions about the assumptions that market
    participants would use in pricing the asset or liability.
    Level 3 assets and liabilities include financial
    instruments whose values are determined using pricing models,
    discounted cash flow methodologies, or similar techniques, as
    well as instruments for which the determination of estimated
    fair value requires significant management judgment or
    estimation.      Estimated
    Fair Value of Investments
             46




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##### Table of Contents



Investment
    Impairments
  available-for-sale case-by-case and/or
    (i)
    the length of time and the extent to which the estimated fair
    value has been below cost or amortized cost;(ii)
    the potential for impairments of securities when the issuer is
    experiencing significant financial difficulties;(iii)
    the potential for impairments in an entire industry sector or
    sub-sector;(iv)
    the potential for impairments in certain economically depressed
    geographic locations;(v)
    the potential for impairments of securities where the issuer,
    series of issuers or industry has suffered a catastrophic type
    of loss or has exhausted natural resources;(vi)
    with respect to fixed maturity securities, whether the Company
    has the intent to sell or will more likely than not be required
    to sell a particular security before recovery of the decline in
    estimated fair value below cost or amortized cost;(vii)
    with respect to equity securities, whether the Companys
    ability and intent to hold the security for a period of time
    sufficient to allow for the recovery of its value to an amount
    equal to or greater than cost;(viii)
    unfavorable changes in projected cash flows on mortgage-backed
    and asset-backed securities (ABS); and(ix)
    other subjective factors, including concentrations and
    information obtained from regulators and rating agencies.  Other-Than-Temporary
 47




---



##### Table of Contents



Recognition
    of Income on Certain Investment Entities
    Application
    of the Consolidation Rules to Certain Investments
      Derivative
    Financial Instruments
    over-the-counter
   48




---



##### Table of Contents



Embedded
    Derivatives
               49




---



##### Table of Contents



Deferred
    Policy Acquisition Costs and Value of Business
    Acquired
            Goodwill
   50




---



##### Table of Contents



Liability
    for Future Policy Benefits
       51




---



##### Table of Contents



Reinsurance
    Income
    Taxes
      (i)
    future taxable income exclusive of reversing temporary
    differences and carryforwards;(ii)
    future reversals of existing taxable temporary differences;(iii)
    taxable income in prior carryback years; and(iv)
    tax planning strategies. 52




---



##### Table of Contents



Litigation
    Contingencies
    Economic
    Capital
    Results
    of Operations
  Year
    Ended December 31, 2010 compared with the Year Ended
    December 31, 2009
   53




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##### Table of Contents



Years Ended December 31,2010


2009


Change


% Change(In millions)RevenuesPremiums

$
1,067


$
1,312


$
(245
)


(18.7)
%Universal life and investment-type product policy fees


1,639



1,380



259



18.8
%Net investment income


3,157



2,335



822



35.2
%Other revenues


503



598



(95
)


(15.9)
%Net investment gains (losses)


150



(835
)


985



118.0
%Net derivative gains (losses)


58



(1,031
)


1,089



105.6
%Total revenues


6,574



3,759



2,815



74.9
%ExpensesPolicyholder benefits and claims


1,905



2,065



(160
)


(7.7)
%Interest credited to policyholder account balances


1,271



1,301



(30
)


(2.3)
%Capitalization of DAC


(978
)


(851
)


(127
)


(14.9)
%Amortization of DAC and VOBA


839



294



545



185.4
%Interest expense on debt


472



71



401



564.8
%Other expenses


1,988



1,693



295



17.4
%Total expenses


5,497



4,573



924



20.2
%Income (loss) before provision for income tax


1,077



(814
)


1,891



232.3
%Provision for income tax expense (benefit)


320



(368
)


688



187.0
%Net income (loss)

$
757


$
(446
)

$
1,203



269.7
%        54




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##### Table of Contents



55




---



##### Table of Contents



Reconciliation
    of net income (loss) to operating earnings
  Years Ended December 31,2010


2009(In millions)Net income (loss)

$
757


$
(446
)Less: Net investment gains (losses)


150



(835
)Less: Net derivative gains (losses)


58



(1,031
)Less: Adjustments to net income (loss) (1)


(122
)


239Less: Provision for income tax (expense) benefit


(30
)


571Operating earnings

$
701


$
610     (1)
    
    See definitions of operating revenues and operating expenses for
    the components of such adjustments. 56




---



##### Table of Contents



Reconciliation
    of GAAP revenues to operating revenues and GAAP expenses to
    operating expenses
  Years Ended December 31,2010


2009(In millions)Total revenues

$
6,574


$
3,759Less: Net investment gains (losses)


150



(835
)Less: Net derivative gains (losses)


58



(1,031
)Less: Adjustments related to net investment gains (losses) and
    net derivative gains (losses)


(1
)


(20
)Less: Other adjustments to revenues (1)


423



(31
)Total operating revenues

$
5,944


$
5,676Total expenses

$
5,497


$
4,573Less: Adjustments related to net investment gains (losses) and
    net derivative gains (losses)


84



(311
)Less: Other adjustments to expenses (1)


460



21Total operating expenses

$
4,953


$
4,863     (1)
    
    See definitions of operating revenues and operating expenses for
    the components of such adjustments.           57




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##### Table of Contents



Effects
    of Inflation
      Off-Balance
    Sheet Arrangements
  Commitments
    to Fund Partnership Investments
    Mortgage
    Loan Commitments
  held-for-investment
 58




---



##### Table of Contents



Commitments
    to Fund Bank Credit Facilities and Private Corporate Bond
    Investments
      Lease
    Commitments
    Other
    Commitments
    Guarantees
    Liquidity
    and Capital Resources
    Liquidity Management.
  Insurance Liabilities.
 59




---



##### Table of Contents



Securities Lending.
  Derivatives and Collateral.
  Short-term Funding Agreements.
  Support Agreements.
  Adoption
    of New Accounting Pronouncements
    Future
    Adoption of New Accounting Pronouncements
    Item 7A.
    Quantitative
    and Qualitative Disclosures About Market Risk  Risk
    Management
      Enterprise Risk Management.
 60




---



##### Table of Contents




    implementing a corporate risk framework, which outlines the
    Companys approach for managing risk on an enterprise-wide
    basis;
    developing policies and procedures for managing, measuring,
    monitoring and controlling those risks identified in the
    corporate risk framework;
    establishing appropriate corporate risk tolerance levels;
    deploying capital on an economic capital basis; and
    reporting on a periodic basis to the Finance and Risk Committee
    of MetLifes Board of Directors; with respect to credit
    risk, to the Investment Committee of MetLifes Board of
    Directors; and, reporting on various aspects of risks, to
    financial and non-financial senior management committees.  Asset/Liability Management.
    Market
    Risk Exposures
    Interest Rates.
  Foreign Currency Exchange Rates. non-U.S. dollar
 61




---



##### Table of Contents



Equity Markets.
  Management
    of Market Risk Exposures
    Interest Rate Risk Management.
    Foreign Currency Exchange Rate Risk
    Management.
  
    MetLifes Treasury Department is responsible for managing
    the exposure to investments in foreign subsidiaries. Limits to
    exposures are established and monitored by MetLifes
    Treasury Department and managed by MetLifes Investment
    Department. 62




---



##### Table of Contents




    MetLifes Investment Department is responsible for managing
    the exposure to foreign currency investments. Exposure limits to
    unhedged foreign currency investments are incorporated into the
    standing authorizations granted to management by MetLifes
    Board of Directors and are reported to MetLifes Board of
    Directors on a periodic basis.
    The lines of business are responsible for establishing limits
    and managing any foreign exchange rate exposure caused by the
    sale or issuance of insurance products.    Equity Market Risk Management.
  Hedging Activities.
  
    Risks Related to Living Guarantee Benefits  The
    Company uses a wide range of derivative contracts to hedge the
    risk associated with variable annuity living guarantee benefits.
    These hedges include equity and interest rate futures, interest
    rate, currency and equity variance swaps, interest rate and
    currency forwards, and interest rate option contracts.
    Minimum Interest Rate Guarantees  For certain Company
    liability contracts, the Company provides the contractholder a
    guaranteed minimum interest rate. These contracts include
    certain fixed annuities and other insurance liabilities. The
    Company purchases interest rate floors to reduce risk associated
    with these liability guarantees.
    Reinvestment Risk in Long Duration Liability
    Contracts  Derivatives are used to hedge interest
    rate risk related to certain long duration liability contracts
    such as deferred annuities. Hedges include zero coupon interest
    rate swaps and swaptions.
    Foreign Currency Risk  The Company uses currency
    swaps and forwards to hedge foreign currency risk. These hedges
    primarily swap foreign currency denominated bonds or equity
    exposures to U.S. dollars.
    General ALM Hedging Strategies  In the ordinary
    course of managing the Companys asset/liability risks, the
    Company uses interest rate futures, interest rate swaps,
    interest rate caps, interest rate floors and inflation swaps.
    These hedges are designed to reduce interest rate risk or
    inflation risk related to the existing assets or liabilities or
    related to expected future cash flows. 63




---



##### Table of Contents



Risk
    Measurement: Sensitivity Analysis
    
    the net present values of its interest rate sensitive exposures
    resulting from a 10% change (increase or decrease) in interest
    rates;
    the U.S. dollar equivalent estimated fair values of the
    Companys foreign currency exposures due to a 10% change
    (increase or decrease) in foreign currency exchange
    rates; and
    the estimated fair value of its equity positions due to a 10%
    change (increase or decrease) in equity market prices.    
    the market risk information is limited by the assumptions and
    parameters established in creating the related sensitivity
    analysis, including the impact of prepayment rates on mortgages;
    for the derivatives that qualify as hedges, the impact on
    reported earnings may be materially different from the change in
    market values;
    the analysis excludes other significant real estate holdings and
    liabilities pursuant to insurance contracts; and
    the model assumes that the composition of assets and liabilities
    remains unchanged throughout the period.    December 31, 2010(In millions)Non-trading:Interest rate risk

$
1,277Foreign currency exchange rate risk

$
38Equity market risk

$
78  64




---



##### Table of Contents



Sensitivity Analysis: Interest Rates.
  December 31, 2010Assuming aEstimated


10% IncreaseNotional


Fair


in the YieldAmount


Value (3)


Curve(In millions)Assets:Fixed maturity securities





$
44,924


$
(995
)Equity securities






405



Other securities






2,247



Mortgage loans, net






12,862



(48
)Policy loans






1,260



(8
)Real estate joint ventures (1)






102



Other limited partnership interests (1)






116



Short-term investments






88



Cash and cash equivalents






1,928



Accrued investment income






559



Premiums and other receivables






6,164



(103
)Net embedded derivatives within asset host contracts (2)






936



(314
)Mortgage loan commitments

$
270



(2
)


(4
)Commitments to fund bank credit facilities and private corporate
    bond investments

$
315



(12
)


Total Assets









$
(1,472
)Liabilities:Policyholder account balances





$
26,061


$
188Long-term debt  affiliated






930



39Payables for collateral under securities loaned and other
    transactions






8,103



Other






294



Net embedded derivatives within liability host contracts (2)






259



163Total Liabilities









$
390Derivative Instruments:Interest rate swaps

$
9,102


$
406


$
(146
)Interest rate floors

$
7,986



65



(11
)Interest rate caps

$
7,158



28



7Interest rate futures

$
1,966



(2
)


4Interest rate forwards

$
695



(71
)


(44
)Foreign currency swaps

$
2,561



517



(4
)Foreign currency forwards

$
151



3



Credit default swaps

$
1,324



(7
)


Credit forwards

$








Equity futures

$
93







Equity options

$
733



77



(1
)Variance swaps

$
1,081



12



Total Derivative Instruments









$
(195
)Net Change









$
(1,277
)     (1)
    
    Represents only those investments accounted for using the cost
    method.(2)
    
    Embedded derivatives are recognized in the consolidated balance
    sheet in the same caption as the host contract.(3)
    
    Separate account assets and liabilities which are interest rate
    sensitive are not included herein as any interest rate risk is
    borne by the holder of the separate account. 65




---



##### Table of Contents



Sensitivity Analysis: Foreign Currency Exchange
    Rates.
  December 31, 2010Assuming aEstimated


10% IncreaseNotional


Fair


in the ForeignAmount


Value (1)


Exchange Rate(In millions)Assets:Fixed maturity securities





$
44,924


$
(80
)Equity securities





$
405


$
(3
)Total Assets









$
(83
)Liabilities:Policyholder account balances





$
26,061


$
181Total Liabilities









$
181Derivative Instruments:Interest rate swaps

$
9,102


$
406


$
1Interest rate floors

$
7,986



65



Interest rate caps

$
7,158



28



Interest rate futures

$
1,966



(2
)


Interest rate forwards

$
695



(71
)


Foreign currency swaps

$
2,561



517



(150
)Foreign currency forwards

$
151



3



13Credit default swaps

$
1,324



(7
)


Credit forwards

$








Equity futures

$
93







Equity options

$
733



77



Variance swaps

$
1,081



12



Total Derivative Instruments









$
(136
)Net Change









$
(38
)     (1)
    
    Estimated fair value presented in the table above represents the
    estimated fair value of all financial instruments within this
    financial statement caption not necessarily those solely subject
    to foreign currency exchange risk.   66




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##### Table of Contents



Sensitivity Analysis: Equity Market
    Prices.
  December 31, 2010Assuming aEstimated


10% IncreaseNotional


Fair


in EquityAmount


Value (1)


Prices(In millions)Assets:Equity securities





$
44,924


$
15Net embedded derivatives within asset host contracts (2)






936



(230
)Total Assets









$
(215
)Liabilities:Policyholder account balances





$
26,061


$
Net embedded derivatives within liability host contracts (2)






259



146Total Liabilities









$
146Derivative Instruments:Interest rate swaps

$
9,102


$
406


$
Interest rate floors

$
7,986



65



Interest rate caps

$
7,158



28



Interest rate futures

$
1,966



(2
)


Interest rate forwards

$
695



(71
)


Foreign currency swaps

$
2,561



517



Foreign currency forwards

$
151



3



Credit default swaps

$
1,324



(7
)


Credit forwards

$








Equity futures

$
93







4Equity options

$
733



77



(13
)Variance swaps

$
1,081



12



Total Derivative Instruments









$
(9
)Net Change









$
(78
)     (1)
    
    Estimated fair value presented in the table above represents the
    estimated fair value of all financial instruments within this
    financial statement caption not necessarily those solely subject
    to equity market risk.(2)
    
    Embedded derivatives are recognized in the consolidated balance
    sheet in the same caption as the host contract.   67




---



##### 



Item 8.
    Financial
    Statements and Supplementary Data  Index to
    Consolidated Financial Statements and Schedules
  
  PageReport of Independent Registered Public
    Accounting Firm


F-1Financial Statements at December 31, 2010 and 2009 and for
    the Years Ended December 31, 2010, 2009, and 2008:Consolidated Balance Sheets


F-2Consolidated Statements of Operations


F-3Consolidated Statements of Stockholders
    Equity


F-4Consolidated Statements of Cash Flows


F-5Notes to the Consolidated Financial Statements


F-6Financial Statement Schedules at December 31, 2010 and 2009
    and for the Years Ended December 31, 2010, 2009, and 2008:Schedule I  Consolidated Summary
    of Investments  Other Than Investments in Related
    Parties


F-134Schedule II  Condensed Financial
    Information of Registrant


F-135Schedule III  Consolidated
    Supplementary Insurance Information


F-139Schedule IV  Consolidated
    Reinsurance


F-141   68




---



##### Table of Contents



Report of
    Independent Registered Public Accounting Firm           other-than-temporary
  
     F-1




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Balance SheetsDecember 31, 2010 and 2009
    (In millions, except share and per share data)
  2010


2009AssetsInvestments:Fixed maturity securities
    available-for-sale,
    at estimated fair value (amortized cost: $44,132 and $42,435,
    respectively)

$
44,924


$
41,275Equity securities
    available-for-sale,
    at estimated fair value (cost: $427 and $494, respectively)


405



459Other securities, at estimated fair value


2,247



938Mortgage loans (net of valuation allowances of $87 and $77,
    respectively; includes $6,840 and $0, respectively, at estimated
    fair value relating to variable interest entities)


12,730



4,748Policy loans


1,190



1,189Real estate and real estate joint ventures


501



445Other limited partnership interests


1,538



1,236Short-term investments, principally at estimated fair value


1,235



1,775Other invested assets, principally at estimated fair value


1,716



1,498Total investments


66,486



53,563Cash and cash equivalents, principally at estimated fair value


1,928



2,574Accrued investment income (includes $31 and $0, respectively,
    relating to variable interest entities)


559



516Premiums, reinsurance and other receivables


17,008



13,444Deferred policy acquisition costs and value of business acquired


5,099



5,244Current income tax recoverable


38



Deferred income tax assets


356



1,147Goodwill


953



953Other assets


839



799Separate account assets


61,619



49,449Total assets

$
154,885


$
127,689Liabilities and Stockholders EquityLiabilitiesFuture policy benefits

$
23,198


$
21,621Policyholder account balances


39,291



37,442Other policy-related balances


2,652



2,297Payables for collateral under securities loaned and other
    transactions


8,103



7,169Long-term debt (includes $6,773 and $0, respectively, at
    estimated fair value relating to variable interest entities)


7,568



950Current income tax payable






23Other liabilities (includes $31 and $0, respectively, relating
    to variable interest entities)


4,503



2,177Separate account liabilities


61,619



49,449Total liabilities


146,934



121,128Contingencies, Commitments and Guarantees (Note 11)Stockholders EquityCommon stock, par value $2.50 per share; 40,000,000 shares
    authorized; 34,595,317 shares issued and outstanding at
    December 31, 2010 and 2009


86



86Additional paid-in capital


6,719



6,719Retained earnings


934



541Accumulated other comprehensive income (loss)


212



(785
)Total stockholders equity


7,951



6,561Total liabilities and stockholders equity

$
154,885


$
127,689   See accompanying notes to the consolidated financial
    statements.
 F-2




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Statements of
    OperationsFor the Years Ended December 31, 2010, 2009 and 2008
    (In millions)
  2010


2009


2008RevenuesPremiums

$
1,067


$
1,312


$
634Universal life and investment-type product policy fees


1,639



1,380



1,378Net investment income


3,157



2,335



2,494Other revenues


503



598



230Net investment gains (losses):Other-than-temporary
    impairments on fixed maturity securities


(103
)


(552
)


(401
)Other-than-temporary
    impairments on fixed maturity securities transferred to other
    comprehensive income (loss)


53



165



Other net investment gains (losses)


200



(448
)


(44
)Total net investment gains (losses)


150



(835
)


(445
)Net derivative gains (losses)


58



(1,031
)


994Total revenues


6,574



3,759



5,285ExpensesPolicyholder benefits and claims


1,905



2,065



1,446Interest credited to policyholder account balances


1,271



1,301



1,130Other expenses


2,321



1,207



1,933Total expenses


5,497



4,573



4,509Income (loss) before provision for income tax


1,077



(814
)


776Provision for income tax expense (benefit)


320



(368
)


203Net income (loss)

$
757


$
(446
)

$
573   See accompanying notes to the consolidated financial
    statements.
 F-3




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Statements of
    Stockholders Equity For the Years Ended December 31,
    2010, 2009 and 2008
    (In millions)
  Accumulated OtherComprehensive Income (Loss)Net





ForeignAdditional





Unrealized


Other-Than-


CurrencyCommon


Paid-in


Retained


Investment


Temporary


Translation


TotalStock


Capital


Earnings


Gains (Losses)


Impairments


Adjustments


EquityBalance at December 31, 2007

$
86


$
6,719


$
892


$
(361
)

$



$
12


$
7,348Dividend paid to MetLife










(500
)














(500
)Comprehensive income (loss):Net income










573















573Other comprehensive income (loss):Unrealized gains (losses) on derivative instruments, net of
    income tax














21











21Unrealized investment gains (losses), net of related offsets and
    income tax














(2,342
)










(2,342
)Foreign currency translation adjustments, net of income tax






















(166
)


(166
)Other comprehensive income (loss)


























(2,487
)Comprehensive income (loss)


























(1,914
)Balance at December 31, 2008


86



6,719



965



(2,682
)






(154
)


4,934Cumulative effect of change in accounting principle, net of
    income tax (Note 1)










22







(22
)






Comprehensive income (loss):Net loss










(446
)














(446
)Other comprehensive income (loss):Unrealized gains (losses) on derivative instruments, net of
    income tax














(14
)










(14
)Unrealized investment gains (losses), net of related offsets and
    income tax














2,103



(61
)






2,042Foreign currency translation adjustments, net of income tax






















45



45Other comprehensive income (loss)


























2,073Comprehensive income (loss)


























1,627Balance at December 31, 2009


86



6,719



541



(593
)


(83
)


(109
)


6,561Cumulative effect of change in accounting principle, net of
    income tax (Note 1)










(34
)


23



11







Balance at January 1, 2010


86



6,719



507



(570
)


(72
)


(109
)


6,561Dividend paid to MetLife










(330
)














(330
)Comprehensive income (loss):Net income










757















757Other comprehensive income (loss):Unrealized gains (losses) on derivative instruments, net of
    income tax














(70
)










(70
)Unrealized investment gains (losses), net of related offsets and
    income tax














1,028



21







1,049Foreign currency translation adjustments, net of income tax






















(16
)


(16
)Other comprehensive income (loss)


























963Comprehensive income (loss)


























1,720Balance at December 31, 2010

$
86


$
6,719


$
934


$
388


$
(51
)

$
(125
)

$
7,951   See accompanying notes to the consolidated financial
    statements.
 F-4




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)Consolidated Statements of Cash Flows For the Years Ended December 31,
    2010, 2009 and 2008
    (In millions)
  2010


2009


2008Cash flows from operating activitiesNet income (loss)

$
757


$
(446
)

$
573Adjustments to reconcile net income (loss) to net cash provided
    by (used in) operating activities:Depreciation and amortization expenses


41



29



29Amortization of premiums and accretion of discounts associated
    with investments, net


(259
)


(198
)


(18
)(Gains) losses on investments and derivatives and from sales of
    businesses, net


(300
)


1,866



(546
)Undistributed equity earnings of real estate joint ventures and
    other limited partnership interests


(130
)


98



97Interest credited to policyholder account balances


1,271



1,301



1,130Universal life and investment-type product policy fees


(1,639
)


(1,380
)


(1,378
)Change in other securities


(1,199
)


(597
)


(218
)Change in accrued investment income


31



(29
)


150Change in premiums, reinsurance and other receivables


(3,284
)


(2,307
)


(2,561
)Change in deferred policy acquisition costs, net


(138
)


(559
)


330Change in income tax recoverable (payable)


208



(303
)


262Change in other assets


1,041



449



598Change in insurance-related liabilities and policy-related
    balances


1,952



1,648



997Change in other liabilities


2,072



(166
)


1,176Other, net


94



32



38Net cash provided by (used in) operating activities


518



(562
)


659Cash flows from investing activitiesSales, maturities and repayments of:Fixed maturity securities


17,748



13,076



20,183Equity securities


131



141



126Mortgage loans


964



444



522Real estate and real estate joint ventures


18



4



15Other limited partnership interests


123



142



203Purchases of:Fixed maturity securities


(19,342
)


(16,192
)


(14,027
)Equity securities


(39
)


(74
)


(65
)Mortgage loans


(1,468
)


(783
)


(621
)Real estate and real estate joint ventures


(117
)


(31
)


(102
)Other limited partnership interests


(363
)


(203
)


(458
)Cash received in connection with freestanding derivatives


97



239



142Cash paid in connection with freestanding derivatives


(155
)


(449
)


(228
)Net change in policy loans


(1
)


3



(279
)Net change in short-term investments


554



1,445



(1,887
)Net change in other invested assets


(194
)


16



531Other, net






(2
)


Net cash (used in) provided by investing activities


(2,044
)


(2,224
)


4,055Cash flows from financing activitiesPolicyholder account balances:Deposits


24,910



20,783



7,146Withdrawals


(23,700
)


(20,067
)


(5,307
)Net change in payables for collateral under securities loaned
    and other transactions


934



(702
)


(2,600
)Net change in short-term debt






(300
)


300Long-term debt issued  affiliated










750Long-term debt repaid  affiliated


(878
)






(435
)Debt issuance costs










(8
)Financing element on certain derivative instruments


(44
)


(53
)


(46
)Dividends on common stock


(330
)






(500
)Net cash provided by (used in) financing activities


892



(339
)


(700
)Effect of change in foreign currency exchange rates on cash and
    cash equivalents balances


(12
)


43



(132
)Change in cash and cash equivalents


(646
)


(3,082
)


3,882Cash and cash equivalents, beginning of year


2,574



5,656



1,774Cash and cash equivalents, end of year

$
1,928


$
2,574


$
5,656Supplemental disclosures of cash flow information:Net cash paid (received) during the year for:Interest

$
479


$
73


$
64Income tax

$
122


$
(63
)

$
(48
)Non-cash transactions during the year:Real estate and real estate joint ventures acquired in
    satisfaction of debt

$
28


$



$
Long-term debt issued in exchange for certain other invested
    assets

$
45


$



$
   See accompanying notes to the consolidated financial
    statements.
 F-5




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial Statements  1.
    Business,
    Basis of Presentation and Summary of Significant Accounting
    Policies  Business
    Basis
    of Presentation
      
    Reclassification from other net investment gains (losses) of
    ($1,031) million and $994 million to net derivative
    gains (losses) in the consolidated statements of operations for
    the years ended December 31, 2009 and 2008,
    respectively; and
    Reclassification from net change in other invested assets of
    $239 million and $142 million to cash received in
    connection with freestanding derivatives and ($449) million
    and ($228) million to cash paid in connection with
    freestanding derivatives, all within cash flows from investing
    activities, in the consolidated statements of cash flows for the
    years ended December 31, 2009 and 2008, respectively.    Summary
    of Significant Accounting Policies and Critical Accounting
    Estimates
      Fair
    Value
   F-6




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Level 1
    Unadjusted quoted prices in active markets for identical assets
    or liabilities. The Company defines active markets based on
    average trading volume for equity securities. The size of the
    bid/ask spread is used as an indicator of market activity for
    fixed maturity securities.Level 2
    Quoted prices in markets that are not active or inputs that are
    observable either directly or indirectly. Level 2 inputs
    include quoted prices for similar assets or liabilities other
    than quoted prices in Level 1; quoted prices in markets
    that are not active; or other significant inputs that are
    observable or can be derived principally from or corroborated by
    observable market data for substantially the full term of the
    assets or liabilities.Level 3
    Unobservable inputs that are supported by little or no market
    activity and are significant to the estimated fair value of the
    assets or liabilities. Unobservable inputs reflect the reporting
    entitys own assumptions about the assumptions that market
    participants would use in pricing the asset or liability.
    Level 3 assets and liabilities include financial
    instruments whose values are determined using pricing models,
    discounted cash flow methodologies, or similar techniques, as
    well as instruments for which the determination of estimated
    fair value requires significant management judgment or
    estimation.      Investments
    Fixed Maturity and Equity Securities. available-for-sale
     F-7




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    case-by-case and/or Available-for-Sale.
  sub-sector;
  other-than-temporary
 F-8




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      other-than-temporarily
      (i)
    The Company calculates the recovery value by performing a
    discounted cash flow analysis based on the present value of
    future cash flows expected to be received. The discount rate is
    generally the effective interest rate of the fixed maturity
    security prior to impairment.(ii)
    When determining the collectability and the period over which
    value is expected to recover, the Company applies the same
    considerations utilized in its overall impairment evaluation
    process which incorporates information regarding the specific
    security, fundamentals of the industry and geographic area in
    which the security issuer operates, and overall macroeconomic
    conditions. Projected future cash flows are estimated using
    assumptions derived from managements best estimates of
    likely scenario-based outcomes after giving consideration to a
    variety of variables that include, but are not limited to:
    general payment terms of the security; the likelihood that the
    issuer can service the scheduled interest and principal
    payments; the quality and amount of any credit enhancements; the
    securitys position within the capital structure of the
    issuer; possible corporate restructurings or asset sales by the
    issuer; and changes to the rating of the security or the issuer
    by rating agencies. F-9




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   (iii)
    Additional considerations are made when assessing the unique
    features that apply to certain structured securities such as
    residential mortgage-backed securities (RMBS),
    commercial mortgage-backed securities (CMBS) and
    ABS. These additional factors for structured securities include,
    but are not limited to: the quality of underlying collateral;
    expected prepayment speeds; current and forecasted loss
    severity; consideration of the payment terms of the underlying
    assets backing a particular security; and the payment priority
    within the tranche structure of the security.(iv)
    When determining the amount of the credit loss for United States
    (U.S.) and foreign corporate securities, foreign
    government securities and state and political subdivision
    securities, management considers the estimated fair value as the
    recovery value when available information does not indicate that
    another value is more appropriate. When information is
    identified that indicates a recovery value other than estimated
    fair value, management considers in the determination of
    recovery value the same considerations utilized in its overall
    impairment evaluation process which incorporates available
    information and managements best estimate of
    scenarios-based outcomes regarding the specific security and
    issuer; possible corporate restructurings or asset sales by the
    issuer; the quality and amount of any credit enhancements; the
    securitys position within the capital structure of the
    issuer; fundamentals of the industry and geographic area in
    which the security issuer operates, and the overall
    macroeconomic conditions.        Other Securities. held-for-investment
  Securities Lending.
 F-10




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Mortgage Loans.
  and/or and/or
    loan-to-value
 F-11




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  loan-to-value
    loan-to-value Loan-to-value loan-to-value loan-to-value loan-to-value
    Policy Loans.
  Real Estate. held-for-investment, held-for-sale held-for-sale held-for-sale held-for-sale. held-for-investment
 F-12




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Real Estate Joint Ventures and Other Limited Partnership
    Interests. other-than-temporarily
  Short-term Investments.
  Other Invested Assets.
       F-13




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Investments Risks and Uncertainties.
                 F-14




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Derivative
    Financial Instruments
  and/or over-the-counter
  over-the-counter
       F-15




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                 F-16




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Cash and
    Cash Equivalents
    Property,
    Equipment, Leasehold Improvements and Computer
    Software
      Deferred
    Policy Acquisition Costs (DAC) and Value of Business
    Acquired (VOBA)
   F-17




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
           F-18




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Sales
    Inducements
    Value of
    Distribution Agreements and Customer Relationships
    Acquired
    Goodwill
       F-19




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
              Liability
    for Future Policy Benefits and Policyholder Account
    Balances
     F-20




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
            
    Guaranteed minimum death benefit (GMDB) liabilities
    are determined by estimating the expected value of death
    benefits in excess of the projected account balance and
    recognizing the excess ratably over the accumulation period
    based on total expected assessments. The Company regularly
    evaluates estimates used and adjusts the additional liability
    balance, with a related charge or credit to benefit expense, if
    actual experience or other evidence suggests that earlier
    assumptions should be revised. The assumptions used in
    estimating the GMDB liabilities are consistent with those used
    for amortizing DAC, and are thus subject to the same variability
    and risk. The assumptions of investment performance and
    volatility are consistent with the historical experience of the
    appropriate underlying equity index, such as the
    Standard & Poors (S&P) 500
    Index. The benefit assumptions used in calculating the
    liabilities are based on the average benefits payable over a
    range of scenarios.
    Guaranteed minimum income benefits (GMIB)
    liabilities are determined by estimating the expected value of
    the income benefits in excess of the projected account balance
    at any future date of annuitization and recognizing the excess
    ratably over the accumulation period based on total expected
    assessments. The Company regularly evaluates estimates used and
    adjusts the additional liability balance, with a related charge
    or credit to benefit expense, if actual experience or other
    evidence suggests that earlier assumptions should be revised.
    The assumptions used for estimating the GMIB liabilities are
    consistent with those used for estimating the GMDB liabilities.
    In addition, the calculation of guaranteed annuitization benefit
    liabilities incorporates an assumption for the percentage of the
    potential annuitizations that may be elected by the
    contractholder. Certain GMIBs have settlement features that
    result in a portion of that guarantee being accounted for as an
    embedded derivative and are recorded in policyholder account
    balances as described below.   F-21




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      
    Guaranteed minimum withdrawal benefits (GMWB)
    guarantee the contractholder a return of their purchase payment
    via partial withdrawals, even if the account value is reduced to
    zero, provided that the contractholders cumulative
    withdrawals in a contract year do not exceed a certain limit.
    The initial guaranteed withdrawal amount is equal to the initial
    benefit base as defined in the contract (typically, the initial
    purchase payments plus applicable bonus amounts). The GMWB is an
    embedded derivative, which is measured at estimated fair value
    separately from the host variable annuity product.
    Guaranteed minimum accumulation benefits (GMAB) and
    settlement features in certain GMIB described above provide the
    contractholder, after a specified period of time determined at
    the time of issuance of the variable annuity contract, with a
    minimum accumulation of their purchase payments even if the
    account value is reduced to zero. The initial guaranteed
    accumulation amount is equal to the initial benefit base as
    defined in the contract (typically, the initial purchase
    payments plus applicable bonus amounts). The GMAB is an embedded
    derivative, which is measured at estimated fair value separately
    from the host variable annuity product.  and/or
         F-22




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
            Other
    Policy-Related Balances
        Recognition
    of Insurance Revenue and Related Benefits
   F-23




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
          Other
    Revenues
    Income
    Taxes
          (i)
    future taxable income exclusive of reversing temporary
    differences and carryforwards;(ii)
    future reversals of existing taxable temporary differences;(iii)
    taxable income in prior carryback years; and(iv)
    tax planning strategies.   F-24




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        Reinsurance
               F-25




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        Employee
    Benefit Plans
    Foreign
    Currency
    Discontinued
    Operations
  held-for-sale
  Litigation
    Contingencies
   F-26




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Separate
    Accounts
  line-by-line
    Adoption
    of New Accounting Pronouncements
  Financial
    Instruments
       F-27




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                  
    Effective January 1, 2009, the Company adopted
    prospectively an update on accounting for transfers of financial
    assets and repurchase financing transactions. This update
    provides guidance for evaluating whether F-28




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  to account for a transfer of a financial asset and repurchase
    financing as a single transaction or as two separate
    transactions.  
    Effective December 31, 2008, the Company adopted guidance
    on the recognition of interest income and impairment on
    purchased beneficial interests and beneficial interests that
    continue to be held by a transferor in securitized financial
    assets. This new guidance more closely aligns the determination
    of whether an OTTI has occurred for a beneficial interest in a
    securitized financial asset with the original guidance for fixed
    maturity securities classified as
    available-for-sale
    or
    held-to-maturity.
    Effective January 1, 2008, the Company adopted guidance
    relating to application of the shortcut method of accounting for
    derivative instruments and hedging activities. This guidance
    permits interest rate swaps to have a non-zero fair value at
    inception when applying the shortcut method of assessing hedge
    effectiveness as long as the difference between the transaction
    price (zero) and the fair value (exit price), as defined by
    current accounting guidance on fair value measurements, is
    solely attributable to a bid-ask spread. In addition, entities
    are not precluded from applying the shortcut method of assessing
    hedge effectiveness in a hedging relationship of interest rate
    risk involving an interest bearing asset or liability in
    situations where the hedged item is not recognized for
    accounting purposes until settlement date as long as the period
    between trade date and settlement date of the hedged item is
    consistent with generally established conventions in the
    marketplace.
    Effective January 1, 2008, the Company adopted guidance
    that permits a reporting entity to offset fair value amounts
    recognized for the right to reclaim cash collateral (a
    receivable) or the obligation to return cash collateral (a
    payable) against fair value amounts recognized for derivative
    instruments executed with the same counterparty under the same
    master netting arrangement that have been offset. This guidance
    also includes certain terminology modifications. Upon adoption
    of this guidance, the Company did not change its accounting
    policy of not offsetting fair value amounts recognized for
    derivative instruments under master netting arrangements.  Business
    Combinations and Noncontrolling Interests
    
    All business combinations (whether full, partial or
    step acquisitions) result in all assets and
    liabilities of an acquired business being recorded at fair
    value, with limited exceptions.
    Acquisition costs are generally expensed as incurred;
    restructuring costs associated with a business combination are
    generally expensed as incurred subsequent to the acquisition
    date.
    The fair value of the purchase price, including the issuance of
    equity securities, is determined on the acquisition date.
    Assets acquired and liabilities assumed in a business
    combination that arise from contingencies are recognized at fair
    value if the acquisition date fair value can be reasonably
    determined. If the fair value is not estimable, an asset or
    liability is recorded if existence or incurrence at the
    acquisition date is probable and its amount is reasonably
    estimable.
    Changes in deferred income tax asset valuation allowances and
    income tax uncertainties after the acquisition date generally
    affect income tax expense.
    Noncontrolling interests (formerly known as minority
    interests) are valued at fair value at the acquisition
    date and are presented as equity rather than liabilities.
    Net income (loss) includes amounts attributable to
    noncontrolling interests. F-29




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   
    When control is attained on previously noncontrolling interests,
    the previously held equity interests are remeasured at fair
    value and a gain or loss is recognized.
    Purchases or sales of equity interests that do not result in a
    change in control are accounted for as equity transactions.
    When control is lost in a partial disposition, realized gains or
    losses are recorded on equity ownership sold and the remaining
    ownership interest is remeasured and holding gains or losses are
    recognized.      Fair
    Value
  and/or
   F-30




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    
    Effective September 30, 2008, the Company adopted guidance
    relating to the fair value measurements of financial assets when
    the market for those assets is not active. It provides guidance
    on how a companys internal cash flow and discount rate
    assumptions should be considered in the measurement of fair
    value when relevant market data does not exist, how observable
    market information in an inactive market affects fair value
    measurement and how the use of market quotes should be
    considered when assessing the relevance of observable and
    unobservable data available to measure fair value.
    Effective January 1, 2009, the Company implemented fair
    value measurements guidance for certain nonfinancial assets and
    liabilities that are recorded at fair value on a non-recurring
    basis. This guidance applies to such items as:
    (i) nonfinancial assets and nonfinancial liabilities
    initially measured at estimated fair value in a business
    combination; (ii) reporting units measured at estimated
    fair value in the first step of a goodwill impairment test; and
    (iii) indefinite-lived intangible assets measured at
    estimated fair value for impairment assessment.
    Effective January 1, 2009, the Company adopted
    prospectively guidance on issuers accounting for
    liabilities measured at fair value with a third-party credit
    enhancement. This guidance states that an issuer of a liability
    with a third-party credit enhancement should not include the
    effect of the credit enhancement in the fair value measurement
    of the liability. In addition, it requires disclosures about the
    existence of any third-party credit enhancement related to
    liabilities that are measured at fair value.
    Effective April 1, 2009, the Company adopted guidance on:
    (i) estimating the fair value of an asset or liability if
    there was a significant decrease in the volume and level of
    trading activity for these assets or liabilities; and
    (ii) identifying transactions that are not orderly. The
    Company has provided all of the material disclosures in its
    consolidated financial statements.
    Effective December 31, 2009, the Company adopted guidance
    on: (i) measuring the fair value of investments in certain
    entities that calculate NAV per share; (ii) how investments
    within its scope would be classified in the fair value
    hierarchy; and (iii) enhanced disclosure requirements, for
    both interim and annual periods, about the nature and risks of
    investments measured at fair value on a recurring or
    non-recurring basis.
    Effective December 31, 2009, the Company adopted guidance
    on measuring liabilities at fair value. This guidance provides
    clarification for measuring fair value in circumstances in which
    a quoted price in an active market for the identical liability
    is not available. In such circumstances a company is required to
    measure fair value using either a valuation technique that uses:
    (i) the quoted price of the identical liability when traded
    as an asset; or (ii) quoted prices for similar liabilities
    or similar liabilities when traded as assets; or
    (iii) another valuation technique that is consistent with
    the principles of fair value measurement such as an income
    approach (e.g., present value technique) or a market approach
    (e.g., entry value technique).  Other
    Pronouncements
     F-31




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Future
    Adoption of New Accounting Pronouncements
  2010-29, Business Combinations (Topic 805): Disclosure of
    Supplementary Pro Forma Information for Business
    Combinations
  2010-28, Intangibles  Goodwill and Other (Topic 350): When
    to Perform Step 2 of the Goodwill Impairment Test for Reporting
    Units with Zero or Negative Carrying Amounts
  2010-26, Accounting for Costs Associated with Acquiring or Renewing
    Insurance Contracts
  2010-15, How Investments Held through Separate Accounts Affect an
    Insurers Consolidation Analysis of Those Investments
 F-32




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  2.
    Investments  Fixed
    Maturity and Equity Securities
    Available-for-Sale
    December 31, 2010Cost or


Gross Unrealized


EstimatedAmortized





Temporary


OTTI


Fair


% ofCost


Gain


Loss


Loss


Value


Total(In millions)Fixed Maturity Securities:U.S. corporate securities

$
14,860


$
816


$
302


$



$
15,374



34.2
%Foreign corporate securities


8,095



502



127







8,470



18.8U.S. Treasury and agency securities


7,665



143



132







7,676



17.1RMBS


6,803



203



218



79



6,709



14.9CMBS


2,203



113



39







2,277



5.1ABS


1,927



44



95



7



1,869



4.2State and political subdivision securities


1,755



22



131







1,646



3.7Foreign government securities


824



81



2







903



2.0Total fixed maturity securities (1), (2)

$
44,132


$
1,924


$
1,046


$
86


$
44,924



100.0
%Equity Securities:Non-redeemable preferred stock (1)

$
306


$
9


$
47


$



$
268



66.2
%Common stock


121



17



1







137



33.8Total equity securities (3)

$
427


$
26


$
48


$



$
405



100.0
%   F-33




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  December 31, 2009Cost or


Gross Unrealized


EstimatedAmortized





Temporary


OTTI


Fair


% ofCost


Gain


Loss


Loss


Value


Total(In millions)Fixed Maturity Securities:U.S. corporate securities

$
15,598


$
441


$
639


$
2


$
15,398



37.3
%Foreign corporate securities


7,292



307



255



6



7,338



17.8U.S. Treasury and agency securities


6,503



35



281







6,257



15.2RMBS


6,183



153



402



82



5,852



14.2CMBS


2,808



43



216



18



2,617



6.3ABS


2,152



33



163



33



1,989



4.8State and political subdivision securities


1,291



12



124







1,179



2.8Foreign government securities


608



46



9







645



1.6Total fixed maturity securities (1), (2)

$
42,435


$
1,070


$
2,089


$
141


$
41,275



100.0
%Equity Securities:Non-redeemable preferred stock (1)

$
351


$
10


$
55


$



$
306



66.7
%Common stock


143



11



1







153



33.3Total equity securities (3)

$
494


$
21


$
56


$



$
459



100.0
%     (1)
    
    Upon acquisition, the Company classifies perpetual securities
    that have attributes of both debt and equity as fixed maturity
    securities if the security has an interest rate
    step-up
    feature which, when combined with other qualitative factors,
    indicates that the security has more debt-like characteristics.
    The Company classifies perpetual securities with an interest
    rate step-up
    feature which, when combined with other qualitative factors,
    indicates that the security has more equity-like
    characteristics, as equity securities within non-redeemable
    preferred stock. Many of such securities have been issued by
    non-U.S.
    financial institutions that are accorded Tier 1 and Upper
    Tier 2 capital treatment by their respective regulatory
    bodies and are commonly referred to as perpetual hybrid
    securities. The following table presents the perpetual
    hybrid securities held by the Company at:  December 31,2010


2009Estimated


EstimatedClassification

Fair


FairConsolidated Balance Sheets

Sector Table

Primary Issuers

Value


Value(In millions)Equity securities

Non-redeemable preferred stock

Non-U.S. financial institutions

$
202


$
237Equity securities

Non-redeemable preferred stock

U.S. financial institutions

$
35


$
43Fixed maturity securities

Foreign corporate securities

Non-U.S. financial institutions

$
450


$
580Fixed maturity securities

U.S. corporate securities

U.S. financial institutions

$
10


$
17     (2)
    
    The Companys holdings in redeemable preferred stock with
    stated maturity dates, commonly referred to as capital
    securities, were primarily issued by U.S. financial
    institutions and have cumulative interest deferral features. The
    Company held $645 million and $513 million at
    estimated fair value of such securities at December 31,
    2010 and 2009, respectively, which are included in the U.S. and
    foreign corporate securities sectors within fixed maturity
    securities. F-34




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   (3)
    
    Equity securities primarily consist of investments in common and
    preferred stocks, including certain perpetual hybrid securities
    and mutual fund interests. Privately-held equity securities were
    $100 million and $82 million at estimated fair value
    at December 31, 2010 and 2009, respectively.    sub-prime sub-prime
    December 31,2010


2009(In millions)Below investment grade or non-rated fixed maturity securities:Estimated fair value

$
4,027


$
3,866Net unrealized gain (loss)

$
(125
)

$
(467
)Non-income producing fixed maturity securities:Estimated fair value

$
36


$
67Net unrealized gain (loss)

$
2


$
2   Concentrations of Credit Risk (Fixed Maturity
    Securities) Summary.
    Concentrations of Credit Risk Fixed Maturity
    Securities) U.S. and Foreign Corporate
    Securities.
 F-35




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)Corporate fixed maturity securities  by sector:Foreign corporate fixed maturity securities (1)

$
8,470



35.5
%

$
7,338



32.3
%U.S. corporate fixed maturity securities  by industry:Consumer


3,893



16.3



3,507



15.4Utility


3,379



14.2



3,328



14.6Industrial


3,282



13.7



3,047



13.4Finance


2,569



10.8



3,145



13.8Communications


1,444



6.1



1,669



7.4Other


807



3.4



702



3.1Total

$
23,844



100.0
%

$
22,736



100.0
%     (1)
    
    Includes U.S. dollar-denominated debt obligations of foreign
    obligors and other foreign fixed maturity securities.  December 31,2010


2009Estimated





EstimatedFair


% of Total


Fair


% of TotalValue


Investments


Value


Investments(In millions)Concentrations within corporate fixed maturity securities:Largest exposure to a single issuer

$
252



0.4
%

$
204



0.4
%Holdings in ten issuers with the largest exposures

$
1,683



2.5
%

$
1,695



3.2
%  F-36




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Concentrations of Credit Risk (Fixed Maturity
    Securities)  RMBS.
  December 31,2010


2009Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)By security type:Pass-through securities

$
3,466



51.7
%

$
2,206



37.7
%Collateralized mortgage obligations


3,243



48.3



3,646



62.3Total RMBS

$
6,709



100.0
%

$
5,852



100.0
%By risk profile:Agency

$
5,080



75.7
%

$
4,095



70.0
%Prime


1,023



15.3



1,118



19.1Alternative residential mortgage loans


606



9.0



639



10.9Total RMBS

$
6,709



100.0
%

$
5,852



100.0
%Portion rated Aaa/AAA

$
5,254



78.3
%

$
4,347



74.3
%Portion rated NAIC 1

$
5,618



83.7
%

$
4,835



82.6
%     sub-prime. Sub-prime
 F-37




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)Vintage Year:2004 & Prior

$
9



1.5
%

$
15



2.3
%2005


302



49.8



336



52.62006


88



14.6



83



13.02007


207



34.1



205



32.12008 to 2010














Total

$
606



100.0
%

$
639



100.0
%   December 31,2010


2009% of





% ofAmount


Total


Amount


Total(In millions)Net unrealized gain (loss)

$
(141
)





$
(235
)Rated Aa/AA or better






1.5
%






2.3
%Rated NAIC 1






14.9
%






16.6
%Distribution of holdings  at estimated fair
    value  by collateral type:Fixed rate mortgage loans collateral






96.1
%






95.6
%Hybrid adjustable rate mortgage loans collateral






3.9







4.4Total Alt-A RMBS






100.0
%






100.0
%   Concentrations of Credit Risk (Fixed Maturity
    Securities)  CMBS.
 F-38




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)Vintage Year:2003 & Prior

$
947



41.6
%

$
1,202



45.9
%2004


442



19.4



512



19.62005


431



18.9



472



18.02006


442



19.4



407



15.62007


15



0.7



24



0.92008 to 2010














Total

$
2,277



100.0
%

$
2,617



100.0
%   December 31,2010


2009% of





% ofAmount


Total


Amount


Total(In millions)Net unrealized gain (loss)

$
74






$
(191
)Rated Aaa/AAA






88
%






83
%Rated NAIC 1






95
%






93
%     Concentrations of Credit Risk (Fixed Maturity
    Securities)  ABS.
 F-39




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009Estimated





EstimatedFair


% of


Fair


% ofValue


Total


Value


Total(In millions)By collateral type:Credit card loans

$
753



40.3
%

$
920



46.3
%RMBS backed by
    sub-prime
    mortgage loans


247



13.2



247



12.4Student loans


174



9.3



158



7.9Automobile loans


98



5.3



205



10.3Other loans


597



31.9



459



23.1Total

$
1,869



100.0
%

$
1,989



100.0
%Portion rated Aaa/AAA

$
1,251



66.9
%

$
1,292



65.0
%Portion rated NAIC 1

$
1,699



90.9
%

$
1,767



88.8
%   Concentrations of Credit Risk (Equity
    Securities).
  Maturities of Fixed Maturity Securities.
  December 31,2010


2009Estimated





EstimatedAmortized


Fair


Amortized


FairCost


Value


Cost


Value(In millions)Due in one year or less

$
1,874


$
1,889


$
1,023


$
1,029Due after one year through five years


9,340



9,672



9,048



9,202Due after five years through ten years


7,829



8,333



7,882



7,980Due after ten years


14,156



14,175



13,339



12,606Subtotal


33,199



34,069



31,292



30,817RMBS, CMBS and ABS


10,933



10,855



11,143



10,458Total fixed maturity securities

$
44,132


$
44,924


$
42,435


$
41,275     Evaluating
    Available-for-Sale
    Securities for
    Other-Than-Temporary
    Impairment
  security-by-security available-for-sale
 F-40




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  other-than-temporarily
  Net
    Unrealized Investment Gains (Losses)
    Years Ended December 31,2010


2009


2008(In millions)Fixed maturity securities

$
878


$
(1,019
)

$
(4,755
)Fixed maturity securities with noncredit OTTI losses in
    accumulated other comprehensive income (loss)


(86
)


(141
)


Total fixed maturity securities


792



(1,160
)


(4,755
)Equity securities


(21
)


(35
)


(199
)Derivatives


(109
)


(4
)


12Short-term investments


(2
)


(10
)


(100
)Other


(3
)


(3
)


(3
)Subtotal


657



(1,212
)


(5,045
)Amounts allocated from:Insurance liability loss recognition


(33
)






DAC and VOBA related to noncredit OTTI losses recognized in
    accumulated other comprehensive income (loss)


5



12



DAC and VOBA


(126
)


151



916Subtotal


(154
)


163



916Deferred income tax benefit (expense) related to noncredit OTTI
    losses recognized in accumulated other comprehensive income
    (loss)


30



46



Deferred income tax benefit (expense)


(196
)


327



1,447Net unrealized investment gains (losses)

$
337


$
(676
)

$
(2,682
)      F-41




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Years Ended December 31,2010


2009


2008(In millions)Balance, beginning of period

$
(676
)

$
(2,682
)

$
(361
)Cumulative effect of change in accounting principles, net of
    income tax


34



(22
)


Fixed maturity securities on which noncredit OTTI losses have
    been recognized


39



(105
)


Unrealized investment gains (losses) during the year


1,778



3,974



(4,396
)Unrealized investment gains (losses) relating to:Insurance liability gain (loss) recognition


(33
)






DAC and VOBA related to noncredit OTTI losses recognized in
    accumulated other comprehensive income (loss)


(7
)


10



DAC and VOBA


(277
)


(765
)


823Deferred income tax benefit (expense) related to noncredit OTTI
    losses recognized in accumulated other comprehensive income
    (loss)


(11
)


34



Deferred income tax benefit (expense)


(510
)


(1,120
)


1,252Balance, end of period

$
337


$
(676
)

$
(2,682
)Change in net unrealized investment gains (losses)

$
1,013


$
2,006


$
(2,321
)  F-42




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Continuous
    Gross Unrealized Loss and OTTI Loss for Fixed Maturity and
    Equity Securities
    Available-for-Sale
    by Sector
    December 31, 2010Equal to or GreaterLess than 12 Months


than 12 Months


TotalEstimated


Gross


Estimated


Gross


Estimated


GrossFair


Unrealized


Fair


Unrealized


Fair


UnrealizedValue


Loss


Value


Loss


Value


Loss(In millions, except number of securities)Fixed Maturity Securities:U.S. corporate securities

$
1,956


$
56


$
1,800


$
246


$
3,756


$
302Foreign corporate securities


727



24



816



103



1,543



127U.S. Treasury and agency securities


2,857



113



85



19



2,942



132RMBS


2,228



59



1,368



238



3,596



297CMBS


68



1



237



38



305



39ABS


245



5



590



97



835



102State and political subdivision securities


716



36



352



95



1,068



131Foreign government securities


49



1



9



1



58



2Total fixed maturity securities

$
8,846


$
295


$
5,257


$
837


$
14,103


$
1,132Equity Securities:Non-redeemable preferred stock

$
26


$
5


$
187


$
42


$
213


$
47Common stock


9



1











9



1Total equity securities

$
35


$
6


$
187


$
42


$
222


$
48Total number of securities in an unrealized loss position


759







637   F-43




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  December 31, 2009Equal to or GreaterLess than 12 Months


than 12 Months


TotalEstimated


Gross


Estimated


Gross


Estimated


GrossFair


Unrealized


Fair


Unrealized


Fair


UnrealizedValue


Loss


Value


Loss


Value


Loss(In millions, except number of securities)Fixed Maturity Securities:U.S. corporate securities

$
2,164


$
87


$
4,314


$
554


$
6,478


$
641Foreign corporate securities


759



27



1,488



234



2,247



261U.S. Treasury and agency securities


5,265



271



26



10



5,291



281RMBS


703



12



1,910



472



2,613



484CMBS


334



3



1,054



231



1,388



234ABS


125



11



821



185



946



196State and political subdivision securities


413



16



433



108



846



124Foreign government securities


132



4



25



5



157



9Total fixed maturity securities

$
9,895


$
431


$
10,071


$
1,799


$
19,966


$
2,230Equity Securities:Non-redeemable preferred stock

$
21


$
9


$
198


$
46


$
219


$
55Common stock


3



1



3







6



1Total equity securities

$
24


$
10


$
201


$
46


$
225


$
56Total number of securities in an unrealized loss position


708







1,236  F-44




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Aging
    of Gross Unrealized Loss and OTTI Loss for Fixed Maturity and
    Equity Securities
    Available-for-Sale
    December 31, 2010Cost or Amortized Cost


Gross Unrealized Loss


Number of SecuritiesLess than


20% or


Less than


20% or


Less than


20% or20%


more


20%


more


20%


more(In millions, except number of securities)Fixed Maturity Securities:Less than six months

$
8,882


$
439


$
268


$
109



686



43Six months or greater but less than nine months


152



40



6



13



30



10Nine months or greater but less than twelve months


48



25



2



11



11



3Twelve months or greater


4,768



881



450



273



475



101Total

$
13,850


$
1,385


$
726


$
406Percentage of amortized cost










5
%


29
%Equity Securities:Less than six months

$
31


$
30


$
4


$
7



8



12Six months or greater but less than nine months






3







1







1Nine months or greater but less than twelve months


5



7







2



1



1Twelve months or greater


150



44



18



16



12



5Total

$
186


$
84


$
22


$
26Percentage of cost










12
%


31
%   F-45




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  December 31, 2009Cost or Amortized Cost


Gross Unrealized Loss


Number of SecuritiesLess than


20% or


Less than


20% or


Less than


20% or20%


more


20%


more


20%


more(In millions, except number of securities)Fixed Maturity Securities:Less than six months

$
8,310


$
790


$
173


$
199



609



74Six months or greater but less than nine months


1,084



132



114



37



33



24Nine months or greater but less than twelve months


694



362



74



102



30



29Twelve months or greater


8,478



2,346



737



794



867



260Total

$
18,566


$
3,630


$
1,098


$
1,132Percentage of amortized cost










6
%


31
%Equity Securities:Less than six months

$
3


$
9


$



$
3



7



3Six months or greater but less than nine months






















Nine months or greater but less than twelve months


10



20



1



8



2



3Twelve months or greater


161



78



21



23



17



6Total

$
174


$
107


$
22


$
34Percentage of cost










13
%


32
%   Available-for-Sale
 F-46




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Concentration
    of Gross Unrealized Loss and OTTI Loss for Fixed Maturity and
    Equity Securities
    Available-for-Sale
    December 31,2010


2009Sector:U.S. corporate securities


26
%


28
%RMBS


25



21U.S. Treasury and agency securities


11



12State and political subdivision securities


11



5Foreign corporate securities


11



11ABS


9



9CMBS


3



10Other


4



4Total


100
%


100
%Industry:Mortgage-backed


28
%


31
%Finance


19



22U.S. Treasury and agency securities


11



12State and political subdivision securities


11



5Asset-backed


9



9Consumer


5



6Utility


3



4Communications


2



3Industrial


1



2Transportation


1



1Other


10



5Total


100
%


100
%  F-47




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Evaluating
    Temporarily Impaired
    Available-for-Sale
    Securities
    December 31,2010


2009Fixed Maturity


Equity


Fixed Maturity


EquitySecurities


Securities


Securities


Securities(In millions, except number of securities)Number of securities


15







33



Total gross unrealized loss

$
210


$



$
510


$
Percentage of total gross unrealized loss


19
%



%


23
%



%   available-for-sale other-than-temporarily
    available-for-sale
  Non-Redeemable Preferred StockAll Types ofAll Equity


Non-Redeemable


Investment GradeSecurities


Preferred Stock


All Industries


Financial Services IndustryGross


Gross


% of All


Gross


% of All


Gross





% AUnrealized


Unrealized


Equity


Unrealized


Non-Redeemable


Unrealized


% of All


Rated orLoss


Loss


Securities


Loss


Preferred Stock


Loss


Industries


Better(In millions)Less than six months

$
7


$
6



86
%

$
2



33
%

$
2



100
%


100
%Six months or greater but less than twelve months


3



3



100
%


3



100
%


3



100
%


67
%Twelve months or greater


16



16



100
%


16



100
%


16



100
%


56
%All equity securities with a gross unrealized loss of 20% or more

$
26


$
25



96
%

$
21



84
%

$
21



100
%


62
%    F-48




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        Net
    Investment Gains (Losses)
  Available-for-Sale Other-Than-Temporary
 F-49




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2010


2009


2008(In millions)Total gains (losses) on fixed maturity securities:Total OTTI losses recognized

$
(103
)

$
(552
)

$
(401
)Less: Noncredit portion of OTTI losses transferred to and
    recognized in other comprehensive income (loss)


53



165



Net OTTI losses on fixed maturity securities recognized in
    earnings


(50
)


(387
)


(401
)Fixed maturity securities  net gains (losses) on
    sales and disposals


123



(115
)


(255
)Total gains (losses) on fixed maturity securities


73



(502
)


(656
)Other net investment gains (losses):Equity securities


28



(119
)


(60
)Mortgage loans


(18
)


(32
)


(44
)Real estate and real estate joint ventures


(21
)


(61
)


(1
)Other limited partnership interests


(13
)


(72
)


(9
)Other investment portfolio gains (losses)


10



4



14Subtotal  investment portfolio gains (losses)


59



(782
)


(756
)FVO consolidated securitization entities:Commercial mortgage loans


758







Long-term debt  related to commercial mortgage loans


(734
)






Other gains (losses)


67



(53
)


311Subtotal FVO consolidated securitization entities and other
    gains (losses)


91



(53
)


311Total net investment gains (losses)

$
150


$
(835
)

$
(445
)        F-50




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,


Years Ended December 31,


Years Ended December 31,2010


2009


2008


2010


2009


2008


2010


2009


2008Fixed Maturity Securities


Equity Securities


Total(In millions)Proceeds

$
12,434


$
8,766


$
11,450


$
109


$
113


$
76


$
12,543


$
8,879


$
11,526Gross investment gains

$
244


$
180


$
126


$
31


$
6


$
15


$
275


$
186


$
141Gross investment losses


(121
)


(295
)


(381
)


(1
)


(28
)


(25
)


(122
)


(323
)


(406
)Total OTTI losses recognized in earnings:Credit-related


(47
)


(348
)


(366
)














(47
)


(348
)


(366
)Other (1)


(3
)


(39
)


(35
)


(2
)


(97
)


(50
)


(5
)


(136
)


(85
)Total OTTI losses recognized in earnings


(50
)


(387
)


(401
)


(2
)


(97
)


(50
)


(52
)


(484
)


(451
)Net investment gains (losses)

$
73


$
(502
)

$
(656
)

$
28


$
(119
)

$
(60
)

$
101


$
(621
)

$
(716
)     (1)
    
    Other OTTI losses recognized in earnings include impairments on
    equity securities, impairments on perpetual hybrid securities
    classified within fixed maturity securities where the primary
    reason for the impairment was the severity and/or the duration
    of an unrealized loss position and fixed maturity securities
    where there is an intent to sell or it is more likely than not
    that the Company will be required to sell the security before
    recovery of the decline in estimated fair value.    Years Ended December 31,2010


2009


2008(In millions)Sector:U.S. and foreign corporate securities  by industry:Consumer

$
10


$
53


$
35Finance


7



84



225Communications


4



88



21Utility


2



6



Industrial






18



Other industries










40Total U.S. and foreign corporate securities


23



249



321RMBS


17



24



CMBS


8



69



65ABS


2



45



15Total

$
50


$
387


$
401  F-51




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2010


2009


2008(In millions)Sector:Common stock

$
2


$
5


$
12Non-redeemable preferred stock






92



38Total

$
2


$
97


$
50Industry:Financial services industry:Perpetual hybrid securities

$



$
72


$
9Common and remaining non-redeemable preferred stock






3



34Total financial services industry






75



43Other industries


2



22



7Total

$
2


$
97


$
50   Credit
    Loss Rollforward  Rollforward of the Cumulative
    Credit Loss Component of OTTI Loss Recognized in Earnings on
    Fixed Maturity Securities Still Held for Which a Portion of the
    OTTI Loss Was Recognized in Other Comprehensive Income
    (Loss)
    Years Ended December 31,2010


2009(In millions)Balance, at January 1,

$
213


$
Credit loss component of OTTI loss not reclassified to other
    comprehensive income (loss) in the cumulative effect transition
    adjustment






92Additions:Initial impairments  credit loss OTTI recognized on
    securities not previously impaired


11



97Additional impairments  credit loss OTTI recognized
    on securities previously impaired


10



43Reductions:Due to sales (maturities, pay downs or prepayments) during the
    period of securities previously credit loss OTTI impaired


(67
)


(18
)Due to securities de-recognized in connection with the adoption
    of new guidance related to the consolidation of VIEs


(100
)


Due to securities impaired to net present value of expected
    future cash flows


(1
)


Due to increases in cash flows  accretion of previous
    credit loss OTTI


(3
)


(1
)Balance, at December 31,

$
63


$
213  F-52




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Net
    Investment Income
    Years Ended December 31,2010


2009


2008(In millions)Investment income:Fixed maturity securities

$
2,120


$
2,094


$
2,455Equity securities


16



27



44Other securities  FVO general account securities










2Mortgage loans


301



239



255Policy loans


67



80



64Real estate and real estate joint ventures


(24
)


(120
)


11Other limited partnership interests


190



17



(69
)Cash, cash equivalents and short-term investments


9



16



67International joint ventures


(6
)


(4
)


(4
)Other


3



(2
)


(3
)Subtotal


2,676



2,347



2,822Less: Investment expenses


97



109



307Subtotal, net


2,579



2,238



2,515Other securities  FVO contractholder-directed
    unit-linked investments


167



97



(21
)FVO consolidated securitization entities  Commercial
    mortgage loans


411







Subtotal


578



97



(21
)Net investment income

$
3,157


$
2,335


$
2,494       Securities
    Lending
   F-53




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009(In millions)Securities on loan:Amortized cost

$
6,992


$
6,173Estimated fair value

$
7,054


$
6,051Aging of cash collateral liability:Open (1)

$
1,292


$
1,325Less than thirty days


3,297



3,342Thirty days or greater but less than sixty days


1,221



1,323Sixty days or greater but less than ninety days


326



Ninety days or greater


1,002



234Total cash collateral liability

$
7,138


$
6,224Reinvestment portfolio  estimated fair value

$
6,916


$
5,686     (1)
    
    Open  meaning that the related loaned security could
    be returned to the Company on the next business day requiring
    the Company to immediately return the cash collateral.    Invested
    Assets on Deposit and Pledged as Collateral
    December 31,2010


2009(In millions)Invested assets on deposit:Regulatory agencies (1)

$
55


$
21Invested assets pledged as collateral:Funding agreements  FHLB of Boston (2)


211



419Funding agreements  Farmer Mac (3)


231



Derivative transactions (4)


83



18Total invested assets on deposit and pledged as collateral

$
580


$
458     (1)
    
    The Company has investment assets on deposit with regulatory
    agencies consisting primarily of fixed maturity securities. F-54




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   (2)
    
    The Company has pledged fixed maturity securities in support of
    its funding agreements with the Federal Home Loan Bank of Boston
    (FHLB of Boston). The nature of these Federal Home
    Loan Bank arrangements is described in Note 7.(3)
    
    The Company has pledged certain agricultural mortgage loans in
    connection with funding agreements issued to certain special
    purpose entities (SPEs) that have issued securities
    guaranteed by the Federal Agricultural Mortgage Corporation
    (Farmer Mac). The nature of these Farmer Mac
    arrangements is described in Note 7.(4)
    
    Certain of the Companys invested assets are pledged as
    collateral for various derivative transactions as described in
    Note 3.    Other
    Securities
    December 31,2010


2009(In millions)FVO general account securities

$
7


$
7FVO contractholder-directed unit-linked investments


2,240



931Total other securities  at estimated fair value

$
2,247


$
938   Years Ended December 31,2010


2009


2008(In millions)FVO general account securities:Net investment income

$



$



$
2Changes in estimated fair value included in net investment income

$



$
1


$
(2
)FVO contractholder-directed unit-linked investments:Net investment income

$
167


$
97


$
(21
)Changes in estimated fair value included in net investment income

$
121


$
89


$
(19
)    F-55




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Mortgage
    Loans
    December 31,2010


2009Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Mortgage loans:Commercial mortgage loans

$
4,635



36.4
%

$
3,620



76.2
%Agricultural mortgage loans


1,342



10.6



1,204



25.4Residential mortgage loans










1



Subtotal


5,977



47.0
%


4,825



101.6
%Valuation allowances


(87
)


(0.7
)


(77
)


(1.6
)Subtotal mortgage loans, net


5,890



46.3



4,748



100.0Commercial mortgage loans held by consolidated securitization
    entities  FVO


6,840



53.7







Total mortgage loans, net

$
12,730



100.0
%

$
4,748



100.0
%       Concentration of Credit Risk
 F-56




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009


2010


2009


2010


2009


2010


2009Commercial


Agricultural


Residential


Total(In millions)Mortgage loans:Evaluated individually for credit losses

$
23


$
23


$



$



$



$



$
23


$
23Evaluated collectively for credit losses


4,612



3,597



1,342



1,204







1



5,954



4,802Total mortgage loans


4,635



3,620



1,342



1,204







1



5,977



4,825Valuation allowances:Specific credit losses


23



23



















23



23Non-specifically identified credit losses


61



51



3



3











64



54Total valuation allowances


84



74



3



3











87



77Mortgage loans, net of valuation allowance

$
4,551


$
3,546


$
1,339


$
1,201


$



$
1


$
5,890


$
4,748     Mortgage Loan Valuation AllowancesCommercial


Agricultural


Total(In millions)Balance at January 1, 2008

$
7


$
1


$
8Provision (release)


74



1



75Charge-offs, net of recoveries


(37
)






(37
)Balance at December 31, 2008


44



2



46Provision (release)


35



1



36Charge-offs, net of recoveries


(5
)






(5
)Balance at December 31, 2009


74



3



77Provision (release)


16







16Charge-offs, net of recoveries


(6
)






(6
)Balance at December 31, 2010

$
84


$
3


$
87   Commercial Mortgage Loans  by Credit Quality
    Indicators with Estimated Fair Value:
 F-57




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  loan-to-value loan-to-value
  December 31, 2010Recorded InvestmentDebt Service Coverage Ratios








Estimated> 1.20x


1.00x - 1.20x


< 1.00x


Total


% of Total


Fair Value


% of Total(In millions)





(In millions)Loan-to-value
    ratios:Less than 65%

$
2,051


$
11


$
34


$
2,096



45.2
%

$
2,196



47.1
%65% to 75%


824



99



148



1,071



23.1



1,099



23.676% to 80%


301



29



7



337



7.3



347



7.4Greater than 80%


828



163



140



1,131



24.4



1,018



21.9Total

$
4,004


$
302


$
329


$
4,635



100.0
%

$
4,660



100.0
%   Agricultural Mortgage Loans  by Credit Quality
    Indicator:
  December 31, 2010Agricultural Mortgage LoansRecorded Investment


% of Total(In millions)Loan-to-value
    ratios:Less than 65%

$
1,289



96.0
%65% to 75%


53



4.0Total

$
1,342



100.0
%   Past Due and Interest Accrual Status of Mortgage
    Loans.
  Past Due.
  Accrual Status.  Past Due 90 Days or More and Still
    Accruing Interest.
  Accrual Status.  Mortgage Loans in Nonaccrual
    Status.
 F-58




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Impaired Mortgage Loans.
  Impaired Mortgage LoansLoans withoutLoans with a Valuation Allowance


a Valuation Allowance


All Impaired LoansUnpaid











Unpaid





UnpaidPrincipal


Recorded


Valuation


Carrying


Principal


Recorded


Principal


CarryingBalance


Investment


Allowances


Value


Balance


Investment


Balance


Value(In millions)At December 31, 2010:Commercial mortgage loans

$
23


$
23


$
23


$



$



$



$
23


$
Agricultural mortgage loans


















7



7



7



7Total

$
23


$
23


$
23


$



$
7


$
7


$
30


$
7Total mortgage loans at December 31, 2009

$
24


$
24


$
24


$



$
12


$
12


$
36


$
12       Impaired Mortgage LoansAverage Investment


Interest Income RecognizedCash Basis


Accrual Basis(In millions)For the Year Ended December 31, 2010:Commercial mortgage loans

$
45


$
2


$
Agricultural mortgage loans


13







Total

$
58


$
2


$
For the Year Ended December 31, 2009

$
32


$
2


$
For the Year Ended December 31, 2008

$
42


$
1


$
1   Real
    Estate and Real Estate Joint Ventures
    December 31,2010


2009Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Traditional

$
105



21.0
%

$
82



18.4
%Real estate joint ventures and funds


368



73.4



363



81.6Real estate and real estate joint ventures


473



94.4



445



100.0Foreclosed


28



5.6







Total real estate and real estate joint ventures

$
501



100.0
%

$
445



100.0
%  F-59




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    held-for-sale.
    held-for-sale
      December 31,2010


2009Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Office

$
253



50.4
%

$
127



28.6
%Real estate private equity funds


122



24.4



96



21.6Apartments


32



6.4



72



16.2Industrial


16



3.2



25



5.6Land


14



2.8



43



9.6Retail


9



1.8



16



3.6Agriculture










11



2.5Other


55



11.0



55



12.3Total real estate and real estate joint ventures

$
501



100.0
%

$
445



100.0
%  F-60




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Other
    Limited Partnership Interests
    Collectively
    Significant Equity Method Investments
       F-61




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Other
    Invested Assets
    December 31,2010


2009Carrying


% of


Carrying


% ofValue


Total


Value


Total(In millions)Freestanding derivatives with positive fair values

$
1,520



88.6
%

$
1,470



98.1
%Tax credit partnerships


92



5.3



2



0.1Leveraged leases, net of non-recourse debt


56



3.3







Joint venture investments


46



2.7



26



1.8Other


2



0.1







Total

$
1,716



100.0
%

$
1,498



100.0
%     Leveraged
    Leases
    December 31, 2010(In millions)Rental receivables, net

$
92Estimated residual values


14Subtotal


106Unearned income


(50
)Investment in leveraged leases

$
56           Short-term
    Investments
   F-62




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Cash
    Equivalents
    Variable
    Interest Entities
     F-63




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009Maximum





MaximumCarrying


Exposure


Carrying


ExposureAmount


to Loss(1)


Amount


to Loss(1)(In millions)Fixed maturity securities
    available-for-sale:RMBS (2)

$
6,709


$
6,709


$



$
CMBS (2)


2,277



2,277







ABS (2)


1,869



1,869







Foreign corporate securities


348



348



304



304U.S. corporate securities


336



336



247



247Other limited partnership interests


1,192



1,992



838



1,273Real estate joint ventures


10



35



32



39Total

$
12,741


$
13,566


$
1,421


$
1,863     (1)
    
    The maximum exposure to loss relating to the fixed maturity
    securities
    available-for-sale
    is equal to the carrying amounts or carrying amounts of retained
    interests. The maximum exposure to loss relating to the other
    limited partnership interests and real estate joint ventures is
    equal to the carrying amounts plus any unfunded commitments.
    Such a maximum loss would be expected to occur only upon
    bankruptcy of the issuer or investee.(2)
    
    As discussed in Note 1, the Company adopted new guidance
    effective January 1, 2010 which eliminated the concept of a
    QSPE. As a result, the Company concluded it held variable
    interests in RMBS, CMBS and ABS. For these interests, the
    Companys involvement is limited to that of a passive
    investor.    Related
    Party Investment Transactions
   F-64




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2010


2009


2008(In millions)Estimated fair value of invested assets transferred to affiliates

$
582


$
717


$
27Amortized cost of invested assets transferred to affiliates

$
533


$
769


$
23Net investment gains (losses) recognized on invested assets
    transferred to affiliates

$
49


$
(52
)

$
4Estimated fair value of assets transferred from affiliates

$
46


$
143


$
230     3.
    Derivative
    Financial Instruments  Accounting
    for Derivative Financial Instruments
      Primary
    Risks Managed by Derivative Financial Instruments
   F-65




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009Estimated Fair





Estimated FairPrimary Underlying



Notional


Value (1)


Notional


Value (1)Risk Exposure

Instrument Type

Amount


Assets


Liabilities


Amount


Assets


Liabilities(In millions)Interest rate

Interest rate swaps

$
9,102


$
658


$
252


$
5,261


$
534


$
179Interest rate floors


7,986



127



62



7,986



78



34Interest rate caps


7,158



29



1



4,003



15



Interest rate futures


1,966



5



7



835



2



1Interest rate forwards


695







71











Foreign currency

Foreign currency swaps


2,561



585



68



2,678



689



93Foreign currency forwards


151



4



1



79



3



Credit

Credit default swaps


1,324



15



22



966



12



31Credit forwards














90







3Equity market

Equity futures


93











81



1



Equity options


733



77







775



112



Variance swaps


1,081



20



8



1,081



24



6Total

$
32,850


$
1,520


$
492


$
23,835


$
1,470


$
347     (1)
    
    The estimated fair value of all derivatives in an asset position
    is reported within other invested assets in the consolidated
    balance sheets and the estimated fair value of all derivatives
    in a liability position is reported within other liabilities in
    the consolidated balance sheets. F-66




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     Remaining LifeAfter One Year


After Five YearsOne Year or


Through Five


Through Ten


After TenLess


Years


Years


Years


Total(In millions)Interest rate swaps

$
1,007


$
2,340


$
2,450


$
3,305


$
9,102Interest rate floors






4,468



3,518







7,986Interest rate caps


1,750



4,830



578







7,158Interest rate futures


1,966















1,966Interest rate forwards


75



585



35







695Foreign currency swaps


925



1,039



328



269



2,561Foreign currency forwards


151















151Credit default swaps






1,324











1,324Credit forwards


















Equity futures


93















93Equity options


127



606











733Variance swaps






519



562







1,081Total

$
6,094


$
15,711


$
7,471


$
3,574


$
32,850            F-67




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
                   F-68




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
             F-69




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Hedging
    December 31,2010


2009Estimated





EstimatedNotional


Fair Value


Notional


Fair ValueDerivatives Designated as Hedging Instruments

Amount


Assets


Liabilities


Amount


Assets


Liabilities(In millions)Fair Value Hedges:Foreign currency swaps

$
787


$
334


$
18


$
850


$
370


$
15Interest rate swaps


193



11



15



220



11



2Subtotal


980



345



33



1,070



381



17Cash Flow Hedges:Foreign currency swaps


295



15



11



166



15



7Interest rate swaps


575



1



45











Interest rate forwards


695







71











Credit forwards














90







3Subtotal


1,565



16



127



256



15



10Total Qualifying Hedges

$
2,545


$
361


$
160


$
1,326


$
396


$
27     December 31,2010


2009Estimated





EstimatedDerivatives Not Designated or Not

Notional


Fair Value


Notional


Fair ValueQualifying as Hedging Instruments

Amount


Assets


Liabilities


Amount


Assets


Liabilities(In millions)Interest rate swaps

$
8,334


$
646


$
192


$
5,041


$
523


$
177Interest rate floors


7,986



127



62



7,986



78



34Interest rate caps


7,158



29



1



4,003



15



Interest rate futures


1,966



5



7



835



2



1Foreign currency swaps


1,479



236



39



1,662



304



71Foreign currency forwards


151



4



1



79



3



Credit default swaps


1,324



15



22



966



12



31Equity futures


93











81



1



Equity options


733



77







775



112



Variance swaps


1,081



20



8



1,081



24



6Total non-designated or non-qualifying derivatives

$
30,305


$
1,159


$
332


$
22,509


$
1,074


$
320  F-70




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Net
    Derivative Gains (Losses)
    Years Ended December 31,2010


2009


2008(In millions)Derivatives and hedging gains (losses) (1)

$
(74
)

$
(717
)

$
558Embedded derivatives


132



(314
)


436Total net derivative gains (losses)

$
58


$
(1,031
)

$
994     (1)
    
    Includes foreign currency transaction gains (losses) on hedged
    items in cash flow and non-qualifying hedge relationships, which
    are not presented elsewhere in this note.    Years Ended December 31,2010


2009


2008(In millions)Qualifying hedges:Net investment income

$
2


$
(1
)

$
(2
)Interest credited to policyholder account balances


37



40



6Non-qualifying hedges:Net derivative gains (losses)


6



(8
)


43Total

$
45


$
31


$
47   Fair
    Value Hedges
   F-71




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Net Derivative





IneffectivenessGains (Losses)


Net Derivative Gains


Recognized inDerivatives in Fair Value



Recognized


(Losses) Recognized


Net DerivativeHedging Relationships

Hedged Items in Fair Value Hedging Relationships

for Derivatives


for Hedged Items


Gains (Losses)(In millions)For the Year Ended December 31, 2010:Interest rate swaps:

Fixed maturity securities

$
(1
)

$
1


$
Policyholder account balances (1)


(13
)


8



(5
)Foreign currency swaps:

Foreign-denominated policyholder account balances (2)


(38
)


14



(24
)Total

$
(52
)

$
23


$
(29
)For the Year Ended December 31, 2009:Interest rate swaps:

Fixed maturity securities

$
6


$
(6
)

$
Policyholder account balances (1)


(8
)


4



(4
)Foreign currency swaps:

Foreign-denominated policyholder account balances (2)


111



(117
)


(6
)Total

$
109


$
(119
)

$
(10
)For the Year Ended December 31, 2008

$
(87
)

$
86


$
(1
)     (1)
    
    Fixed rate liabilities(2)
    
    Fixed rate or floating rate liabilities    Cash
    Flow Hedges
     F-72




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2010


2009


2008(In millions)Accumulated other comprehensive income (loss), balance at
    January 1,

$
(1
)

$
20


$
(13
)Gains (losses) deferred in other comprehensive income (loss) on
    the effective portion of cash flow hedges


(107
)


(44
)


9Amounts reclassified to net derivative gains (losses)


(1
)


23



24Accumulated other comprehensive income (loss), balance at
    December 31,

$
(109
)

$
(1
)

$
20       Amount of Gains


Amount and Location(Losses) Deferred


of Gains (Losses)


Amount and Locationin Accumulated Other


Reclassified from


of Gains (Losses)Derivatives in Cash Flow

Comprehensive Income


Accumulated Other Comprehensive


Recognized in Income (Loss)Hedging Relationships

(Loss) on Derivatives


Income (Loss) into Income (Loss)


on Derivatives(Ineffective Portion andAmount Excluded from(Effective Portion)


(Effective Portion)


Effectiveness Testing)Net Derivative


Net DerivativeGains (Losses)


Gains (Losses)(In millions)For the Year Ended December 31, 2010:Interest rate swaps

$
(44
)

$



$
Foreign currency swaps


(6
)


(3
)


Interest rate forwards


(71
)


4



(1
)Credit forwards


14







Total

$
(107
)

$
1


$
(1
)For the Year Ended December 31, 2009:Foreign currency swaps

$
(58
)

$
(36
)

$
Interest rate forwards


17



13



Credit forwards


(3
)






Total

$
(44
)

$
(23
)

$
For the Year Ended December 31, 2008:Foreign currency swaps

$
9


$
(24
)

$
  F-73




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Non-Qualifying
    Derivatives and Derivatives for Purposes Other Than
    Hedging
   F-74




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Net


NetDerivative


InvestmentGains (Losses)


Income(1)(In millions)For the Year Ended December 31, 2010:Interest rate swaps

$
51


$
Interest rate floors


20



Interest rate caps


(9
)


Interest rate futures


(22
)


Equity futures


(12
)


Foreign currency swaps


(31
)


Foreign currency forwards


2



Equity options


(30
)


(7
)Interest rate options


(3
)


Interest rate forwards


1



Variance swaps


(6
)


Credit default swaps






Total

$
(39
)

$
(7
)For the Year Ended December 31, 2009:Interest rate swaps

$
(149
)

$
Interest rate floors


(265
)


Interest rate caps


4



Interest rate futures


(37
)


Equity futures


(71
)


Foreign currency swaps


(3
)


Foreign currency forwards


(4
)


Equity options


(121
)


(1
)Variance swaps


(40
)


Credit default swaps


(50
)


Total

$
(736
)

$
(1
)For the Year Ended December 31, 2008

$
514


$
     (1)
    
    Changes in estimated fair value related to economic hedges of
    equity method investments in joint ventures.  Credit
    Derivatives
   F-75




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      December 31,2010


2009Maximum








MaximumEstimated


Amount





Estimated


AmountFair Value


of Future


Weighted


Fair Value


of Future


Weightedof Credit


Payments under


Average


of Credit


Payments under


AverageRating Agency Designation of Referenced

Default


Credit Default


Years to


Default


Credit Default


Years toCredit Obligations (1)

Swaps


Swaps (2)


Maturity (3)


Swaps


Swaps (2)


Maturity (3)(In millions)Aaa/Aa/ASingle name credit default swaps (corporate)

$
1


$
45



3.6


$
1


$
25



4.0Credit default swaps referencing indices


11



679



3.7



7



437



3.5Subtotal


12



724



3.7



8



462



3.5BaaSingle name credit default swaps (corporate)






5



3.0







5



4.0Credit default swaps referencing indices


1



183



5.0







10



5.0Subtotal


1



188



5.0







15



4.7Total

$
13


$
912



4.0


$
8


$
477



3.5     (1)
    
    The rating agency designations are based on availability and the
    midpoint of the applicable ratings among Moodys, S&P
    and Fitch. If no rating is available from a rating agency, then
    an internally developed rating is used.(2)
    
    Assumes the value of the referenced credit obligations is zero.(3)
    
    The weighted average years to maturity of the credit default
    swaps is calculated based on weighted average notional amounts.  Credit
    Risk on Freestanding Derivatives
    over-the-counter
   F-76




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    over-the-counter and/or
  over-the-counter
  Estimated Fair Value

Fair Value of Incrementalof Collateral Provided:

Collateral Provided Upon:Downgrade in theOne Notch

Companys Credit RatingDowngrade

to a Level that TriggersEstimated



in the

Full OvernightFair Value (1) of



Companys

Collateralization orDerivatives in Net

Fixed Maturity

Credit

TerminationLiability Position

Securities(2)

Rating

of the Derivative Position(In millions)December 31, 2010

$
96


$
58


$
11


$
62December 31, 2009

$
42


$



$
8


$
42     (1)
    
    After taking into consideration the existence of netting
    agreements.(2)
    
    Included in fixed maturity securities in the consolidated
    balance sheets. The counterparties are permitted by contract to
    sell or repledge this collateral. At both December 31, 2010
    and 2009, the Company did not provide any cash collateral.  over-the-counter
 F-77




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Embedded
    Derivatives
      December 31,2010


2009(In millions)Net embedded derivatives within asset host contracts:Ceded guaranteed minimum benefits

$
936


$
724Options embedded in debt or equity securities


(2
)


(5
)Net embedded derivatives within asset host contracts

$
934


$
719Net embedded derivatives within liability host contracts:Direct guaranteed minimum benefits

$
254


$
290Other


5



(11
)Net embedded derivatives within liability host contracts

$
259


$
279     Years Ended December 31,2010


2009


2008(In millions)Net derivative gains (losses) (1), (2)

$
132


$
(314
)

$
436     (1)
    
    The valuation of direct guaranteed minimum benefits includes an
    adjustment for nonperformance risk. Included in net derivative
    gains (losses), in connection with this adjustment, were gains
    (losses) of ($153) million, ($567) million and
    $738 million, for the years ended December 31, 2010,
    2009 and 2008, respectively. In addition, the valuation of ceded
    guaranteed minimum benefits includes an adjustment for
    nonperformance risk. Included in net derivatives gains (losses),
    in connection with this adjustment, were gains (losses) of
    $210 million, $816 million and ($1,145) million,
    for the years ended December 31, 2010, 2009 and 2008,
    respectively. The net derivative gains (losses) for the year
    ended December 31, 2010 included a gain of
    $191 million relating to a refinement for estimating
    nonperformance risk in fair value measurements implemented at
    June 30, 2010. See Note 4.(2)
    
    See Note 8 for discussion of affiliated net derivative
    gains (losses) included in the table above.  4.
    Fair
    Value   F-78




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   Assets
    and Liabilities Measured at Fair Value
  Recurring
    Fair Value Measurements
    December 31, 2010Fair Value Measurements at Reporting Date UsingQuoted Prices inActive Markets for





Significant


TotalIdentical Assets


Significant Other


Unobservable


Estimatedand Liabilities


Observable Inputs


Inputs


Fair(Level 1)


(Level 2)


(Level 3)


Value(In millions)AssetsFixed maturity securities:U.S. corporate securities

$



$
13,864


$
1,510


$
15,374Foreign corporate securities






7,590



880



8,470U.S. Treasury and agency securities


4,616



3,026



34



7,676RMBS






6,674



35



6,709CMBS






2,147



130



2,277ABS






1,301



568



1,869State and political subdivision securities






1,614



32



1,646Foreign government securities






889



14



903Total fixed maturity securities


4,616



37,105



3,203



44,924Equity securities:Non-redeemable preferred stock






54



214



268Common stock


43



72



22



137Total equity securities


43



126



236



405Other securities:FVO general account securities






7







7FVO contractholder-directed unit-linked investments


2,240











2,240Total other securities


2,240



7







2,247Short-term investments (1)


390



584



173



1,147Mortgage loans held by consolidated securitization entities






6,840







6,840Derivative assets: (2)Interest rate contracts


5



804



10



819Foreign currency contracts






589







589Credit contracts






3



12



15Equity market contracts






77



20



97Total derivative assets


5



1,473



42



1,520Net embedded derivatives within asset host contracts (3)










936



936Separate account assets (4)


76



61,410



133



61,619Total assets

$
7,370


$
107,545


$
4,723


$
119,638LiabilitiesDerivative liabilities: (2)Interest rate contracts

$
7


$
315


$
71


$
393Foreign currency contracts






69







69Credit contracts






21



1



22Equity market contracts










8



8Total derivative liabilities


7



405



80



492Net embedded derivatives within liability host contracts (3)










259



259Long-term debt of consolidated securitization entities






6,773







6,773Total liabilities

$
7


$
7,178


$
339


$
7,524     F-79




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  December 31, 2009Fair Value Measurements at Reporting Date UsingQuoted Prices inActive Markets for





Significant


TotalIdentical Assets


Significant Other


Unobservable


Estimatedand Liabilities


Observable Inputs


Inputs


Fair(Level 1)


(Level 2)


(Level 3)


Value(In millions)AssetsFixed maturity securities:U.S. corporate securities

$



$
13,793


$
1,605


$
15,398Foreign corporate securities






6,344



994



7,338U.S. Treasury and agency securities


3,972



2,252



33



6,257RMBS






5,827



25



5,852CMBS






2,572



45



2,617ABS






1,452



537



1,989State and political subdivision securities






1,147



32



1,179Foreign government securities






629



16



645Total fixed maturity securities


3,972



34,016



3,287



41,275Equity securities:Non-redeemable preferred stock






48



258



306Common stock


72



70



11



153Total equity securities


72



118



269



459Other securities


931



7







938Short-term investments (1)


1,057



703



8



1,768Derivative assets (2)


3



1,410



57



1,470Net embedded derivatives within asset host contracts (3)










724



724Separate account assets (4)


69



49,227



153



49,449Total assets

$
6,104


$
85,481


$
4,498


$
96,083LiabilitiesDerivative liabilities (2)

$
1


$
336


$
10


$
347Net embedded derivatives within liability host contracts (3)










279



279Total liabilities

$
1


$
336


$
289


$
626     (1)
    
    Short-term investments as presented in the tables above differ
    from the amounts presented in the consolidated balance sheets
    because certain short-term investments are not measured at
    estimated fair value (e.g., time deposits, etc.), and therefore
    are excluded from the tables presented above.(2)
    
    Derivative assets are presented within other invested assets in
    the consolidated balance sheets and derivative liabilities are
    presented within other liabilities in the consolidated balance
    sheets. The amounts are presented gross in the tables above to
    reflect the presentation in the consolidated balance sheets, but
    are presented net for F-80




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  purposes of the rollforward in the Fair Value Measurements Using
    Significant Unobservable Inputs (Level 3) tables which
    follow.(3)
    
    Net embedded derivatives within asset host contracts are
    presented within premiums, reinsurance and other receivables in
    the consolidated balance sheets. Net embedded derivatives within
    liability host contracts are presented in the consolidated
    balance sheets within policyholder account balances and other
    liabilities. At December 31, 2010, fixed maturity
    securities and equity securities also included embedded
    derivatives of $3 million and ($5) million,
    respectively. At December 31, 2009, fixed maturity
    securities and equity securities included embedded derivatives
    of $0 and ($5) million, respectively.(4)
    
    Separate account assets are measured at estimated fair value.
    Investment performance related to separate account assets is
    fully offset by corresponding amounts credited to
    contractholders whose liability is reflected within separate
    account liabilities. Separate account liabilities are set equal
    to the estimated fair value of separate account assets.    Fixed
    Maturity Securities, Equity Securities, Other Securities and
    Short-term Investments
            Mortgage
    Loans
   F-81




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Derivatives
  over-the-counter
  over-the-counter over-the-counter
  over-the-counter
  over-the-counter
  Embedded
    Derivatives Within Asset and Liability Host Contracts
     F-82




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
               F-83




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Separate
    Account Assets
    Long-term
    Debt of CSEs
    Valuation
    Techniques and Inputs by Level Within the
    Three-Level Fair Value Hierarchy by Major Classes of Assets
    and Liabilities
       F-84




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Level 1
    Measurements:
  Fixed
    Maturity Securities, Equity Securities, Other Securities and
    Short-term Investments
    Derivative
    Assets and Derivative Liabilities
    Separate
    Account Assets
    Level 2
    Measurements:
  Fixed
    Maturity Securities, Equity Securities, Other Securities and
    Short-term Investments
    U.S. corporate and foreign corporate
    securities.
  Structured securities comprised of RMBS, CMBS and
    ABS.
  U.S. Treasury and agency
    securities.
 F-85




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Foreign government and state and political subdivision
    securities. sub-sector
  Common and non-redeemable preferred
    stock.
  Mortgage
    Loans Held by CSEs
    Derivative
    Assets and Derivative Liabilities
    Interest
    rate contracts.
      Foreign
    currency contracts.
    Credit
    contracts.
    Equity
    market contracts.
     F-86




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Separate
    Account Assets
    Long-term
    Debt of CSEs
    Level 3
    Measurements:
    Fixed
    Maturity Securities, Equity Securities and Short-term
    Investments
    U.S. corporate and foreign corporate
    securities.
  Structured securities comprised of RMBS, CMBS and
    ABS. sub-prime
  Foreign government and state and political subdivision
    securities.
 F-87




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Common and non-redeemable preferred
    stock.
  Derivative
    Assets and Derivative Liabilities
    Interest
    rate contracts.
      Foreign
    currency contracts.
    Credit
    contracts.
    Equity
    market contracts.
      Guaranteed
    Minimum Benefit Guarantees
   F-88




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Reinsurance
    Ceded on Certain Guaranteed Minimum Benefit Guarantees
    Embedded
    Derivatives Within Funds Withheld Related to Certain Ceded
    Reinsurance
    Separate
    Account Assets
    Transfers
    between Levels 1 and 2:
    Transfers
    into or out of Level 3:
  and/or and/or and/or and/or
 F-89




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        Fair Value Measurements Using Significant Unobservable Inputs
    (Level 3)Total Realized/UnrealizedGains (Losses) included in:


Purchases,Other


Sales,Balance,





Comprehensive


Issuances and


Transfer Into


Transfer Out


Balance,January 1,


Earnings (1), (2)


Income (Loss)


Settlements (3)


Level 3 (4)


of Level 3 (4)


December 31,(In millions)Year Ended December 31, 2010:Assets:Fixed maturity securities:U.S. corporate securities

$
1,605


$
2


$
79


$
(173
)

$
147


$
(150
)

$
1,510Foreign corporate securities


994



(4
)


90



(199
)


114



(115
)


880U.S. Treasury and agency securities


33







2



(1
)










34RMBS


25







3



(10
)


17







35CMBS


45







21



1



85



(22
)


130ABS


537



(7
)


78



15



4



(59
)


568State and political subdivision securities


32







4



(1
)






(3
)


32Foreign government securities


16











4



3



(9
)


14Total fixed maturity securities

$
3,287


$
(9
)

$
277


$
(364
)

$
370


$
(358
)

$
3,203Equity securities:Non-redeemable preferred stock

$
258


$
15


$
6


$
(65
)

$



$



$
214Common stock


11



5



3



3











22Total equity securities

$
269


$
20


$
9


$
(62
)

$



$



$
236Short-term investments

$
8


$
1


$



$
164


$



$



$
173Net derivatives: (5)Interest rate contracts

$
2


$
10


$
(71
)

$
(2
)

$



$



$
(61
)Foreign currency contracts


23



















(23
)


Credit contracts


4



3



13



(9
)










11Equity market contracts


18



(6
)


















12Total net derivatives

$
47


$
7


$
(58
)

$
(11
)

$



$
(23
)

$
(38
)Separate account assets (6)

$
153


$
(5
)

$



$
(12
)

$



$
(3
)

$
133Net embedded derivatives (7)

$
445


$
135


$



$
97


$



$



$
677   F-90




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Fair Value Measurements Using Significant Unobservable Inputs
    (Level 3)Total Realized/UnrealizedGains (Losses) included in:


Purchases,Other


Sales,


Transfer IntoBalance,


Earnings


Comprehensive


Issuances and


and/or Out


Balance,January 1,


(1),(2)


Income (Loss)


Settlements (3)


of Level 3 (4)


December 31,(In millions)Year Ended December 31, 2009:Assets:Fixed maturity securities:U.S. corporate securities

$
1,401


$
(114
)

$
192


$
(172
)

$
298


$
1,605Foreign corporate securities


926



(95
)


334



(47
)


(124
)


994U.S. Treasury and agency securities


36







(1
)


(2
)






33RMBS


62



(4
)


5



(9
)


(29
)


25CMBS


116



(42
)


50



(7
)


(72
)


45ABS


558



(51
)


171



(138
)


(3
)


537State and political subdivision securities


24







6



2







32Foreign government securities


10







1



(1
)


6



16Total fixed maturity securities

$
3,133


$
(306
)

$
758


$
(374
)

$
76


$
3,287Equity securities:Non-redeemable preferred stock

$
318


$
(101
)

$
113


$
(66
)

$
(6
)

$
258Common stock


8







(1
)


4







11Total equity securities

$
326


$
(101
)

$
112


$
(62
)

$
(6
)

$
269Other securities

$
50


$



$



$
(50
)

$



$
Short-term investments

$



$



$



$
8


$



$
8Net derivatives (5)

$
309


$
(40
)

$
(3
)

$
(15
)

$
(204
)

$
47Separate account assets (6)

$
159


$
(7
)

$



$
1


$



$
153Net embedded derivatives (7)

$
657


$
(328
)

$



$
116


$



$
445   Fair Value Measurements Using Significant Unobservable Inputs
    (Level 3)Total Realized/UnrealizedGains (Losses) included in:


Purchases,Other


Sales,


Transfer IntoBalance,


Impact of


Balance,


Earnings


Comprehensive


Issuances and


and/or Out


Balance,December 31, 2007


Adoption (8)


January 1,


(1, 2)


Income (Loss)


Settlements (3)


of Level 3 (4)


December 31,(In millions)Year Ended December 31, 2008:Assets:Fixed maturity securities:U.S. corporate securities

$
1,645


$



$
1,645


$
(167
)

$
(313
)

$
101


$
135


$
1,401Foreign corporate securities


1,355







1,355



(12
)


(504
)


(110
)


197



926U.S. Treasury and agency securities


19







19











34



(17
)


36RMBS


323







323



2



(46
)


(156
)


(61
)


62CMBS


258







258



(66
)


(76
)










116ABS


925







925



(20
)


(254
)


(84
)


(9
)


558State and political subdivision securities


44







44



(1
)


(19
)










24Foreign government securities


33







33



1



(2
)


(17
)


(5
)


10Total fixed maturity securities

$
4,602


$



$
4,602


$
(263
)

$
(1,214
)

$
(232
)

$
240


$
3,133Equity securities:Non-redeemable preferred stock

$
521


$



$
521


$
(44
)

$
(109
)

$
(50
)

$



$
318Common stock


35







35



(4
)


(1
)


(22
)






8Total equity securities

$
556


$



$
556


$
(48
)

$
(110
)

$
(72
)

$



$
326Other securities

$



$



$



$



$



$
50


$



$
50Net derivatives (5)

$
108


$



$
108


$
266


$



$
(65
)

$



$
309Separate account assets (6)

$
183


$



$
183


$
(22
)

$



$



$
(2
)

$
159Net embedded derivatives (7)

$
125


$
92


$
217


$
366


$



$
74


$



$
657  F-91




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    (1)
    
    Amortization of premium/discount is included within net
    investment income which is reported within the earnings caption
    of total gains (losses). Impairments charged to earnings are
    included within net investment gains (losses) which are reported
    within the earnings caption of total gains (losses). Lapses
    associated with embedded derivatives are included with the
    earnings caption of total gains (losses).(2)
    
    Interest and dividend accruals, as well as cash interest coupons
    and dividends received, are excluded from the rollforward.(3)
    
    The amount reported within purchases, sales, issuances and
    settlements is the purchase/issuance price (for purchases and
    issuances) and the sales/settlement proceeds (for sales and
    settlements) based upon the actual date purchased/issued or
    sold/settled. Items purchased/issued and sold/settled in the
    same period are excluded from the rollforward. For embedded
    derivatives, attributed fees are included within this caption
    along with settlements, if any.(4)
    
    Total gains and losses (in earnings and other comprehensive
    income (loss)) are calculated assuming transfers into and/or out
    of Level 3 occurred at the beginning of the period. Items
    transferred into and out in the same period are excluded from
    the rollforward.(5)
    
    Freestanding derivative assets and liabilities are presented net
    for purposes of the rollforward.(6)
    
    Investment performance related to separate account assets is
    fully offset by corresponding amounts credited to
    contractholders whose liability is reflected within separate
    account liabilities.(7)
    
    Embedded derivative assets and liabilities are presented net for
    purposes of the rollforward.(8)
    
    The impact of adoption of fair value measurement guidance
    represents the amount recognized in earnings resulting from a
    change in estimate for certain Level 3 financial
    instruments held at January 1, 2008. The net impact of
    adoption on Level 3 assets and liabilities presented in the
    table above was a $92 million increase to net assets. Such
    amount was also impacted by a reduction to DAC of
    $30 million resulting in a net increase of
    $62 million. This increase was offset by a $3 million
    reduction in the estimated fair value of Level 2
    freestanding derivatives, resulting in a total net impact of
    adoption of $59 million. F-92




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     Total Gains and LossesClassification of Realized/UnrealizedGains (Losses) included in EarningsNet


Net


NetInvestment


Investment


DerivativeIncome


Gains (Losses)


Gains (Losses)


Total(In millions)Year Ended December 31, 2010:Assets:Fixed maturity securities:U.S. corporate securities

$
7


$
(5
)

$



$
2Foreign corporate securities


(1
)


(3
)






(4
)RMBS














CMBS














ABS


1



(8
)






(7
)Total fixed maturity securities

$
7


$
(16
)

$



$
(9
)Equity securities:Non-redeemable preferred stock

$



$
15


$



$
15Common stock






5







5Total equity securities

$



$
20


$



$
20Short-term investments

$
1


$



$



$
1Net derivatives:Interest rate contracts

$



$



$
10


$
10Foreign currency contracts














Credit contracts










3



3Equity market contracts










(6
)


(6
)Total net derivatives

$



$



$
7


$
7Net embedded derivatives

$



$



$
135


$
135  F-93




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Total Gains and LossesClassification of Realized/UnrealizedGains (Losses) included in EarningsNet


Net


NetInvestment


Investment


DerivativeIncome


Gains (Losses)


Gains (Losses)


Total(In millions)Year Ended December 31, 2009:Assets:Fixed maturity securities:U.S. corporate securities

$
3


$
(117
)

$



$
(114
)Foreign corporate securities


(1
)


(94
)






(95
)RMBS






(4
)






(4
)CMBS


1



(43
)






(42
)ABS






(51
)






(51
)Total fixed maturity securities

$
3


$
(309
)

$



$
(306
)Equity securities:Non-redeemable preferred stock

$



$
(101
)

$



$
(101
)Total equity securities

$



$
(101
)

$



$
(101
)Net derivatives

$



$



$
(40
)

$
(40
)Net embedded derivatives

$



$



$
(328
)

$
(328
)   Total Gains and LossesClassification of Realized/UnrealizedGains (Losses) included in EarningsNet


Net


NetInvestment


Investment


DerivativeIncome


Gains (Losses)


Gains (Losses)


Total(In millions)Year Ended December 31, 2008:Assets:Fixed maturity securities:U.S. corporate securities

$
5


$
(172
)

$



$
(167
)Foreign corporate securities


(3
)


(9
)






(12
)RMBS






2







2CMBS


4



(70
)






(66
)ABS






(20
)






(20
)State and political subdivision securities


(1
)










(1
)Foreign government securities


1











1Total fixed maturity securities

$
6


$
(269
)

$



$
(263
)Equity securities:Non-redeemable preferred stock

$



$
(44
)

$



$
(44
)Common stock






(4
)






(4
)Total equity securities

$



$
(48
)

$



$
(48
)Net derivatives

$



$



$
266


$
266Net embedded derivatives

$



$



$
366


$
366  F-94




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Changes in Unrealized Gains (Losses)Relating to Assets and Liabilities Held atDecember 31, 2010Net


Net


NetInvestment


Investment


DerivativeIncome


Gains (Losses)


Gains (Losses)


Total(In millions)Year Ended December 31, 2010:Assets:Fixed maturity securities:U.S. corporate securities

$
6


$
(10
)

$



$
(4
)Foreign corporate securities














CMBS














ABS


1



(2
)






(1
)Total fixed maturity securities

$
7


$
(12
)

$



$
(5
)Equity securities:Non-redeemable preferred stock

$



$



$



$
Total equity securities

$



$



$



$
Short-term investments

$
1


$



$



$
1Net derivatives:Interest rate contracts

$



$



$
10


$
10Foreign currency contracts














Credit contracts










3



3Equity market contracts










(6
)


(6
)Total net derivatives

$



$



$
7


$
7Net embedded derivatives

$



$



$
137


$
137  F-95




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Changes in Unrealized Gains (Losses)Relating to Assets and Liabilities Held atDecember 31, 2009Net


Net


NetInvestment


Investment


DerivativeIncome


Gains (Losses)


Gains (Losses)


Total(In millions)Year Ended December 31, 2009:Assets:Fixed maturity securities:U.S. corporate securities

$
6


$
(105
)

$



$
(99
)Foreign corporate securities


(1
)


(43
)






(44
)CMBS


1



(56
)






(55
)ABS






(21
)






(21
)Total fixed maturity securities

$
6


$
(225
)

$



$
(219
)Equity securities:Non-redeemable preferred stock

$



$
(38
)

$



$
(38
)Total equity securities

$



$
(38
)

$



$
(38
)Net derivatives

$



$



$
(33
)

$
(33
)Net embedded derivatives

$



$



$
(332
)

$
(332
)   Changes in Unrealized Gains (Losses)Relating to Assets and Liabilities Held atDecember 31, 2008Net


Net


NetInvestment


Investment


DerivativeIncome


Gains (Losses)


Gains (Losses)


Total(In millions)Year Ended December 31, 2008:Assets:Fixed maturity securities:U.S. corporate securities

$
4


$
(139
)

$



$
(135
)Foreign corporate securities


(3
)


(6
)






(9
)CMBS


4



(69
)






(65
)ABS






(16
)






(16
)Foreign government securities


1











1Total fixed maturity securities

$
6


$
(230
)

$



$
(224
)Equity securities:Non-redeemable preferred stock

$



$
(29
)

$



$
(29
)Total equity securities

$



$
(29
)

$



$
(29
)Net derivatives

$



$



$
233


$
233Net embedded derivatives

$



$



$
353


$
353  F-96




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  FVO 
    Consolidated Securitization Entities
    December 31, 2010(In millions)Unpaid principal balance

$
6,636Excess of estimated fair value over unpaid principal balance


204Carrying value at estimated fair value

$
6,840     December 31, 2010(In millions)Contractual principal balance

$
6,541Excess of estimated fair value over contractual principal balance


232Carrying value at estimated fair value

$
6,773     Non-Recurring
    Fair Value Measurements
    Years Ended December 31,2010


2009


2008Estimated


Net





Estimated


Net





Estimated


NetCarrying


Fair


Investment


Carrying


Fair


Investment


Carrying


Fair


InvestmentValue Prior to


Value After


Gains


Value Prior to


Value After


Gains


Value Prior to


Value After


GainsMeasurement


Measurement


(Losses)


Measurement


Measurement


(Losses)


Measurement


Measurement


(Losses)(In millions)Mortgage loans, net (1)

$



$



$



$



$



$



$
24


$



$
(24
)Other limited partnership interests (2)

$
33


$
22


$
(11
)

$
110


$
44


$
(66
)

$
11


$
6


$
(5
)Real estate joint ventures (3)

$
25


$
5


$
(20
)

$
90


$
48


$
(42
)

$



$



$
     (1)
    
    Mortgage loans The impaired mortgage loans
    presented above were written down to their estimated fair values
    at the date the impairments were recognized. Estimated fair
    values for impaired mortgage loans are based on observable
    market prices or, if the loans are in foreclosure or are
    otherwise determined to be collateral dependent, on the
    estimated fair value of the underlying collateral, or the
    present value of the expected future cash flows. Impairments to
    estimated fair value represent non-recurring fair value
    measurements that have been categorized as Level 3 due to
    the lack of price transparency inherent in the limited markets
    for such mortgage loans.(2)
    
    Other limited partnership interests The
    impaired investments presented above were accounted for using
    the cost method. Impairments on these cost method investments
    were recognized at estimated fair value determined from
    information provided in the financial statements of the
    underlying entities in the period in which the F-97




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  impairment was incurred. These impairments to estimated fair
    value represent non-recurring fair value measurements that have
    been classified as Level 3 due to the limited activity and
    price transparency inherent in the market for such investments.
    This category includes several private equity and debt funds
    that typically invest primarily in a diversified pool of
    investments across certain investment strategies including
    domestic and international leveraged buyout funds; power,
    energy, timber and infrastructure development funds; venture
    capital funds; below investment grade debt and mezzanine debt
    funds. The estimated fair values of these investments have been
    determined using the NAV of the Companys ownership
    interest in the partners capital. Distributions from these
    investments will be generated from investment gains, from
    operating income from the underlying investments of the funds
    and from liquidation of the underlying assets of the funds. It
    is estimated that the underlying assets of the funds will be
    liquidated over the next 2 to 10 years. Unfunded
    commitments for these investments were $23 million and
    $32 million at December 31, 2010 and 2009,
    respectively.(3)
    
    Real estate joint ventures The impaired
    investments presented above were accounted for using the cost
    method. Impairments on these cost method investments were
    recognized at estimated fair value determined from information
    provided in the financial statements of the underlying entities
    in the period in which the impairment was incurred. These
    impairments to estimated fair value represent non-recurring fair
    value measurements that have been classified as Level 3 due
    to the limited activity and price transparency inherent in the
    market for such investments. This category includes several real
    estate funds that typically invest primarily in commercial real
    estate. The estimated fair values of these investments have been
    determined using the NAV of the Companys ownership
    interest in the partners capital. Distributions from these
    investments will be generated from investment gains, from
    operating income from the underlying investments of the funds
    and from liquidation of the underlying assets of the funds. It
    is estimated that the underlying assets of the funds will be
    liquidated over the next 2 to 10 years. Unfunded
    commitments for these investments were $3 million and
    $40 million at December 31, 2010 and 2009,
    respectively. F-98




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
   Fair
    Value of Financial Instruments
    EstimatedNotional


Carrying


FairDecember 31, 2010

Amount


Value


Value(In millions)AssetsMortgage loans, net (1)





$
5,890


$
6,022Policy loans





$
1,190


$
1,260Real estate joint ventures (2)





$
79


$
102Other limited partnership interests(2)





$
104


$
116Short-term investments (3)





$
88


$
88Cash and cash equivalents





$
1,928


$
1,928Accrued investment income





$
559


$
559Premiums, reinsurance and other receivables(2)





$
5,959


$
6,164LiabilitiesPolicyholder account balances (2)





$
24,622


$
26,061Payables for collateral under securities loaned and other
    transactions





$
8,103


$
8,103Long-term debt (4)





$
795


$
930Other liabilities (2)





$
294


$
294Separate account liabilities (2)





$
1,407


$
1,407Commitments(5)Mortgage loan commitments

$
270


$



$
(2
)Commitments to fund bank credit facilities and private corporate
    bond investments

$
315


$



$
(12
)   F-99




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  EstimatedNotional


Carrying


FairDecember 31, 2009

Amount


Value


Value(In millions)AssetsMortgage loans, net





$
4,748


$
4,345Policy loans





$
1,189


$
1,243Real estate joint ventures (2)





$
64


$
62Other limited partnership interests (2)





$
128


$
151Short-term investments (3)





$
7


$
7Cash and cash equivalents





$
2,574


$
2,574Accrued investment income





$
516


$
516Premiums, reinsurance and other receivables (2)





$
4,582


$
4,032LiabilitiesPolicyholder account balances (2)





$
24,591


$
24,233Payables for collateral under securities loaned and other
    transactions





$
7,169


$
7,169Long-term debt





$
950


$
1,003Other liabilities (2)





$
188


$
188Separate account liabilities (2)





$
1,367


$
1,367Commitments(5)Mortgage loan commitments

$
131


$



$
(5
)Commitments to fund bank credit facilities and private corporate
    bond investments

$
445


$



$
(29
)     (1)
    
    Mortgage loans as presented in the table above differs from the
    amount presented in the consolidated balance sheets because this
    table does not include commercial mortgage loans held by CSEs.(2)
    
    Carrying values presented herein differ from those presented in
    the consolidated balance sheets because certain items within the
    respective financial statement caption are not considered
    financial instruments. Financial statement captions excluded
    from the table above are not considered financial instruments.(3)
    
    Short-term investments as presented in the tables above differ
    from the amounts presented in the consolidated balance sheets
    because these tables do not include short-term investments that
    meet the definition of a security, which are measured at
    estimated fair value on a recurring basis.(4)
    
    Long-term debt as presented in the table above differs from the
    amount presented in the consolidated balance sheet because this
    table does not include long-term debt of CSEs.(5)
    
    Commitments are off-balance sheet obligations. Negative
    estimated fair values represent off-balance sheet liabilities.     F-100




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Mortgage Loans
    Policy Loans
    Real Estate Joint Ventures and Other Limited Partnership
    Interests
      Short-term Investments
    Cash and Cash Equivalents
    Accrued Investment Income
   F-101




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Premiums, Reinsurance and Other Receivables
        Policyholder Account Balances
      Payables for Collateral Under Securities Loaned and Other
    Transactions
    Long-term Debt
   F-102




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Other Liabilities
    Separate Account Liabilities
      
  Mortgage Loan Commitments and Commitments to Fund Bank
    Credit Facilities and Private Corporate Bond Investments
   F-103




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  5.
    Deferred
    Policy Acquisition Costs and Value of Business
    Acquired    DAC


VOBA


Total(In millions)Balance at January 1, 2008

$
2,252


$
2,696


$
4,948Capitalizations


835







835Subtotal


3,087



2,696



5,783Amortization related to:Net investment gains (losses)


(190
)


(35
)


(225
)Other expenses


(504
)


(434
)


(938
)Total amortization


(694
)


(469
)


(1,163
)Unrealized investment gains (losses)


389



434



823Effect of foreign currency translation


(3
)






(3
)Balance at December 31, 2008


2,779



2,661



5,440Capitalizations


851







851Subtotal


3,630



2,661



6,291Amortization related to:Net investment gains (losses)


225



86



311Other expenses


(408
)


(197
)


(605
)Total amortization


(183
)


(111
)


(294
)Unrealized investment gains (losses)


(322
)


(433
)


(755
)Effect of foreign currency translation


2







2Balance at December 31, 2009


3,127



2,117



5,244Capitalizations


978







978Subtotal


4,105



2,117



6,222Amortization related to:Net investment gains (losses)


(67
)


(17
)


(84
)Other expenses


(458
)


(297
)


(755
)Total amortization


(525
)


(314
)


(839
)Unrealized investment gains (losses)


(167
)


(117
)


(284
)Balance at December 31, 2010

$
3,413


$
1,686


$
5,099      F-104




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    DAC


VOBA


TotalDecember 31,2010


2009


2010


2009


2010


2009(In millions)Retirement Products

$
1,985


$
1,785


$
996


$
1,275


$
2,981


$
3,060Corporate Benefit Funding


8



6



1



1



9



7Insurance Products


1,329



1,292



689



841



2,018



2,133Corporate & Other


91



44











91



44Total

$
3,413


$
3,127


$
1,686


$
2,117


$
5,099


$
5,244   6.
    Goodwill    December 31,2010


2009(In millions)Retirement Products

$
219


$
219Corporate Benefit Funding


307



307Insurance Products:Non-medical health


5



5Individual life


17



17Total Insurance Products


22



22Corporate & Other


405



405Total

$
953


$
953      F-105




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  7.
    Insurance  Insurance
    Liabilities
    Future Policy


Policyholder Account


Other Policy-RelatedBenefits


Balances


BalancesDecember 31,2010


2009


2010


2009


2010


2009(In millions)Retirement Products

$
1,718


$
1,435


$
20,990


$
21,059


$
18


$
19Corporate Benefit Funding


12,991



12,697



9,452



9,393



5



5Insurance Products


3,060



2,391



6,592



6,052



2,268



1,997Corporate & Other


5,429



5,098



2,257



938



361



276Total

$
23,198


$
21,621


$
39,291


$
37,442


$
2,652


$
2,297     Value
    of Distribution Agreements and Customer Relationships
    Acquired
    Years Ended December 31,2010


2009


2008(In millions)Balance at January 1,

$
215


$
224


$
232Amortization


(12
)


(9
)


(8
)Balance at December 31,

$
203


$
215


$
224     Sales
    Inducements
    Years Ended December 31,2010


2009


2008(In millions)Balance at January 1,

$
493


$
422


$
403Capitalization


100



124



111Amortization


(56
)


(53
)


(92
)Balance at December 31,

$
537


$
493


$
422   Separate
    Accounts
   F-106




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
      Obligations
    Under Funding Agreements
       F-107




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Liabilities
    for Unpaid Claims and Claim Expenses
    Years Ended December 31,2010


2009


2008(In millions)Balance at January 1,

$
805


$
691


$
612Less: Reinsurance recoverables


706



589



463Net balance at January 1,


99



102



149Incurred related to:Current year


24



26



8Prior years


(12
)


(17
)


(29
)Total incurred


12



9



(21
)Paid related to:Current year


(1
)


(1
)


(2
)Prior years


(10
)


(11
)


(24
)Total paid


(11
)


(12
)


(26
)Net balance at December 31,


100



99



102Add: Reinsurance recoverables


878



706



589Balance at December 31,

$
978


$
805


$
691     Guarantees
     F-108




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009In the


At


In the


AtEvent of Death


Annuitization


Event of Death


Annuitization(In millions)Annuity Contracts (1)Return of Net DepositsSeparate account value

$
21,840



N/A


$
15,705



N/ANet amount at risk (2)

$
415
(3)


N/A


$
1,018
(3)


N/AAverage attained age of contractholders


62 years



N/A



62 years



N/AAnniversary Contract Value or Minimum ReturnSeparate account value

$
42,553


$
30,613


$
35,687


$
22,157Net amount at risk (2)

$
3,200
(3)

$
3,523
(4)

$
5,093
(3)

$
4,158
(4)Average attained age of contractholders


60 years



62 years



60 years



61 years   December 31,2010


2009Secondary


SecondaryGuarantees


Guarantees(In millions)Universal and Variable Life Contracts (1)Account value (general and separate account)

$
3,740


$
3,805Net amount at risk (2)

$
51,639
(3)

$
58,134
(3)Average attained age of policyholders


59 years



58 years     (1)
    
    The Companys annuity and life contracts with guarantees
    may offer more than one type of guarantee in each contract.
    Therefore, the amounts listed above may not be mutually
    exclusive.(2)
    
    The net amount at risk is based on the direct and assumed amount
    at risk (excluding ceded reinsurance).(3)
    
    The net amount at risk for guarantees of amounts in the event of
    death is defined as the current GMDB in excess of the current
    account balance at the balance sheet date.(4)
    
    The net amount at risk for guarantees of amounts at
    annuitization is defined as the present value of the minimum
    guaranteed annuity payments available to the contractholder
    determined in accordance with the terms of the contract in
    excess of the current account balance. F-109




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     Universal andVariable LifeAnnuity Contracts


ContractsGuaranteed


GuaranteedDeath


Annuitization


SecondaryBenefits


Benefits


Guarantees


Total(In millions)Direct:Balance at January 1, 2008

$
30


$
45


$
65


$
140Incurred guaranteed benefits


118



176



43



337Paid guaranteed benefits


(50
)










(50
)Balance at December 31, 2008


98



221



108



427Incurred guaranteed benefits


48



(6
)


187



229Paid guaranteed benefits


(89
)










(89
)Balance at December 31, 2009


57



215



295



567Incurred guaranteed benefits


52



66



601



719Paid guaranteed benefits


(30
)










(30
)Balance at December 31, 2010

$
79


$
281


$
896


$
1,256Ceded:Balance at January 1, 2008

$
28


$
17


$



$
45Incurred guaranteed benefits


94



55







149Paid guaranteed benefits


(36
)










(36
)Balance at December 31, 2008


86



72







158Incurred guaranteed benefits


38



2



142



182Paid guaranteed benefits


(68
)










(68
)Balance at December 31, 2009


56



74



142



272Incurred guaranteed benefits


38



23



515



576Paid guaranteed benefits


(18
)










(18
)Balance at December 31, 2010

$
76


$
97


$
657


$
830Net:Balance at January 1, 2008

$
2


$
28


$
65


$
95Incurred guaranteed benefits


24



121



43



188Paid guaranteed benefits


(14
)










(14
)Balance at December 31, 2008


12



149



108



269Incurred guaranteed benefits


10



(8
)


45



47Paid guaranteed benefits


(21
)










(21
)Balance at December 31, 2009


1



141



153



295Incurred guaranteed benefits


14



43



86



143Paid guaranteed benefits


(12
)










(12
)Balance at December 31, 2010

$
3


$
184


$
239


$
426  F-110




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009(In millions)Fund Groupings:Equity

$
34,207


$
27,202Balanced


19,552



14,693Bond


4,330



2,682Money Market


1,136



1,454Specialty


1,004



824Total

$
60,229


$
46,855   8.
    Reinsurance             F-111




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
         F-112




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2010


2009


2008(In millions)Premiums:Direct premiums

$
1,559


$
1,782


$
1,042Reinsurance assumed


13



14



15Reinsurance ceded


(505
)


(484
)


(423
)Net premiums

$
1,067


$
1,312


$
634Universal life and investment-type product policy fees:Direct universal life and investment-type product policy fees

$
2,104


$
1,681


$
1,710Reinsurance assumed


120



115



197Reinsurance ceded


(585
)


(416
)


(529
)Net universal life and investment-type product policy fees

$
1,639


$
1,380


$
1,378Other revenues:Direct other revenues

$
200


$
121


$
147Reinsurance ceded


303



477



83Net other revenues

$
503


$
598


$
230Policyholder benefits and claims:Direct policyholder benefits and claims

$
3,708


$
3,314


$
2,775Reinsurance assumed


31



10



23Reinsurance ceded


(1,834
)


(1,259
)


(1,352
)Net policyholder benefits and claims

$
1,905


$
2,065


$
1,446Interest credited to policyholder account balances:Direct interest credited to policyholder account balances

$
1,265


$
1,270


$
1,095Reinsurance assumed


64



64



57Reinsurance ceded


(58
)


(33
)


(22
)Net interest credited to policyholder account balances

$
1,271


$
1,301


$
1,130Other expenses:Direct other expenses

$
2,110


$
1,034


$
1,796Reinsurance assumed


90



105



96Reinsurance ceded


121



68



41Net other expenses

$
2,321


$
1,207


$
1,933  F-113




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31, 2010TotalBalance








Total, Net ofSheet


Assumed


Ceded


Reinsurance(In millions)Assets:Premiums, reinsurance and other receivables

$
17,008


$
40


$
16,592


$
376Deferred policy acquisition costs and value of business acquired


5,099



164



(499
)


5,434Total assets

$
22,107


$
204


$
16,093


$
5,810Liabilities:Future policy benefits

$
23,198


$
87


$



$
23,111Other policy-related balances


2,652



1,435



543



674Other liabilities


4,503



12



3,409



1,082Total liabilities

$
30,353


$
1,534


$
3,952


$
24,867   December 31, 2009TotalBalance








Total, Net ofSheet


Assumed


Ceded


Reinsurance(In millions)Assets:Premiums, reinsurance and other receivables

$
13,444


$
30


$
13,135


$
279Deferred policy acquisition costs and value of business acquired


5,244



230



(414
)


5,428Total assets

$
18,688


$
260


$
12,721


$
5,707Liabilities:Future policy benefits

$
21,621


$
80


$



$
21,541Other policy-related balances


2,297



1,393



294



610Other liabilities


2,177



10



1,332



835Total liabilities

$
26,095


$
1,483


$
1,626


$
22,986     Related
    Party Reinsurance Transactions
   F-114




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2010


2009


2008(In millions)Premiums:Reinsurance assumed

$
13


$
14


$
15Reinsurance ceded (1)


(191
)


(166
)


(116
)Net premiums

$
(178
)

$
(152
)

$
(101
)Universal life and investment-type product policy fees:Reinsurance assumed

$
120


$
115


$
197Reinsurance ceded (1)


(308
)


(168
)


(278
)Net universal life and investment-type product policy fees

$
(188
)

$
(53
)

$
(81
)Other revenues:Reinsurance assumed

$



$



$
Reinsurance ceded


303



477



83Net other revenues

$
303


$
477


$
83Policyholder benefits and claims:Reinsurance assumed

$
29


$
8


$
19Reinsurance ceded (1)


(343
)


(239
)


(274
)Net policyholder benefits and claims

$
(314
)

$
(231
)

$
(255
)Interest credited to policyholder account balances:Reinsurance assumed

$
64


$
64


$
57Reinsurance ceded


(59
)


(33
)


(22
)Net interest credited to policyholder account balances

$
5


$
31


$
35Other expenses:Reinsurance assumed

$
90


$
105


$
97Reinsurance ceded (1)


152



102



76Net other expenses

$
242


$
207


$
173     (1)
    
    In September 2008, MICCs parent, MetLife, completed a
    tax-free split-off of its majority owned subsidiary, Reinsurance
    Group of America, Incorporated (RGA). After the
    split-off, reinsurance transactions with RGA were no longer
    considered affiliated transactions. For purposes of comparison,
    the 2008 affiliated transactions with RGA have been removed from
    the presentation in the table above. Affiliated transactions
    with RGA for the year ended December 31, 2008 include ceded
    premiums, ceded fees, ceded benefits and ceded other expenses of
    $9 million, $36 million, $47 million and
    ($1) million, respectively. F-115




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     December 31,2010


2009Assumed


Ceded


Assumed


Ceded(In millions)Assets:Premiums, reinsurance and other receivables

$
40


$
9,826


$
30


$
7,157Deferred policy acquisition costs and value of business acquired


164



(484
)


230



(399
)Total assets

$
204


$
9,342


$
260


$
6,758Liabilities:Future policy benefits

$
41


$



$
27


$
Other policy-related balances


1,435



508



1,393



284Other liabilities


12



3,200



9



1,150Total liabilities

$
1,488


$
3,708


$
1,429


$
1,434        F-116




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
        9.
    Debt    December 31,2010


2009(In millions)Surplus notes, interest rate 8.595%, due 2038

$
750


$
750Surplus notes, interest rate
    6-month
    LIBOR plus 1.80%, due 2011






200Total long-term debt  affiliated


750



950Long-term debt  unaffiliated


45



Total long-term debt(1)

$
795


$
950     (1)
    
    Excludes $6,773 million at December 31, 2010 of
    long-term debt relating to CSEs. See Note 2.    6-month
           F-117




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Short-term
    Debt
    10.
    Income
    Tax    Years Ended December 31,2010


2009


2008(In millions)Current:Federal

$
55


$
24


$
(50
)State and local






1



(2
)Foreign


(4
)


(4
)


Subtotal


51



21



(52
)Deferred:Federal


274



(380
)


260Foreign


(5
)


(9
)


(5
)Subtotal


269



(389
)


255Provision for income tax expense (benefit)

$
320


$
(368
)

$
203     Years Ended December 31,2010


2009


2008(In millions)Tax provision at U.S. statutory rate

$
377


$
(285
)

$
273Tax effect of:Tax-exempt investment income


(67
)


(69
)


(65
)Prior year tax


8



(17
)


(4
)Foreign tax rate differential and change in valuation allowance


7



3



State tax, net of federal benefit










(1
)Tax credits


(6
)






Other, net


1







Provision for income tax expense (benefit)

$
320


$
(368
)

$
203  F-118




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    December 31,2010


2009(In millions)Deferred income tax assets:Benefit, reinsurance and other reserves

$
1,298


$
1,574Net operating loss carryforwards


99



111Net unrealized investment losses






372Operating lease reserves


2



4Capital loss carryforwards


359



423Investments, including derivatives


297



304Tax credit carryforwards


167



102Other


20



162,242



2,906Less: Valuation allowance


4



2,238



2,906Deferred income tax liabilities:Net unrealized investment gains


166



DAC and VOBA


1,713



1,748Other


3



111,882



1,759Net deferred income tax asset

$
356


$
1,147          F-119




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
              Years Ended December 31,2010


2009


2008(In millions)Balance at January 1,

$
44


$
48


$
53Additions for tax positions of prior years


1



2



Additions for tax positions of current year










2Reductions for tax positions of current year


(7
)


(6
)


(7
)Balance at December 31,

$
38


$
44


$
48          F-120




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  true-up true-up
  11.
    Contingencies,
    Commitments and Guarantees  Contingencies
  Litigation
  and/or
      Sales Practices Claims.
  Travelers Ins. Co., et al. v. Banc of America Securities
    LLC (S.D.N.Y., filed December 13, 2001).
 F-121




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Retained Asset Account Matters.
  and/or
      and/or and/or
 F-122




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Insolvency
    Assessments
      December 31,2010


2009(In millions)Other Assets:Premium tax offset for future undiscounted assessments

$
8


$
8Premium tax offsets currently available for paid assessments


1



1$
9


$
9Other Liabilities:Insolvency assessments

$
13


$
13     Commitments
  Leases
    GrossRental


RentalIncome


Payments(In millions)2011

$
10


$
62012

$
9


$
2013

$
9


$
2014

$
7


$
2015

$
6


$
Thereafter

$
74


$
   Commitments
    to Fund Partnership Investments
   F-123




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Mortgage
    Loan Commitments
    Commitments
    to Fund Bank Credit Facilities and Private Corporate Bond
    Investments
    Other
    Commitments
    Guarantees
       F-124




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  12.
    Equity  Common
    Stock
    Statutory
    Equity and Income
              Dividend
    Restrictions
   F-125




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
     F-126




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Other
    Comprehensive Income (Loss)
    Years Ended December 31,2010


2009


2008(In millions)Holding gains (losses) on investments arising during the year

$
2,032


$
3,365


$
(5,022
)Income tax effect of holding gains (losses)


(705
)


(1,174
)


1,760Reclassification adjustments:Recognized holding (gains) losses included in current year income


(130
)


588



674Amortization of premiums and accretion of discounts associated
    with investments


(85
)


(83
)


(48
)Income tax effect


74



(176
)


(220
)Allocation of holding (gains) losses on investments relating to
    other policyholder amounts


(317
)


(755
)


823Income tax effect of allocation of holding (gains) losses to
    other policyholder amounts


110



263



(288
)Net unrealized investment gains (losses), net of income tax


979



2,028



(2,321
)Foreign currency translation adjustments, net of income tax


(16
)


45



(166
)Other comprehensive income (loss), excluding cumulative effect
    of change in accounting principle


963



2,073



(2,487
)Cumulative effect of change in accounting principle, net of
    income tax expense (benefit) of $18 million,
    ($12) million and $0 (see Note 1)


34



(22
)


Other comprehensive income (loss)

$
997


$
2,051


$
(2,487
)  F-127




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  13.
    Other
    Expenses    Years Ended December 31,2010


2009


2008(In millions)Compensation

$
283


$
148


$
118Commissions


936



796



735Volume-related costs


130



308



374Affiliated interest costs on ceded reinsurance


162



107



96Capitalization of DAC


(978
)


(851
)


(835
)Amortization of DAC and VOBA


839



294



1,163Interest expense on debt and debt issue costs


472



71



72Premium taxes, licenses & fees


47



45



38Professional services


38



17



18Rent


29



3



4Other


363



269



150Total other expenses

$
2,321


$
1,207


$
1,933   Capitalization
    of DAC and Amortization of DAC and VOBA
    Interest
    Expense on Debt and Debt Issue Costs
    Affiliated
    Expenses
      14.
    Business
    Segment Information     F-128




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    start-up
             F-129




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Operating EarningsCorporateRetirement


Benefit


Insurance


Corporate








TotalYear Ended December 31, 2010

Products


Funding


Products


& Other


Total


Adjustments


Consolidated(In millions)RevenuesPremiums

$
240


$
643


$
184


$



$
1,067


$



$
1,067Universal life and investment-type product policy fees


1,003



29



593



15



1,640



(1
)


1,639Net investment income


939



1,102



486



207



2,734



423



3,157Other revenues


337



6



117



43



503







503Net investment gains (losses)






















150



150Net derivative gains (losses)






















58



58Total revenues


2,519



1,780



1,380



265



5,944



630



6,574ExpensesPolicyholder benefits and claims


395



1,159



321







1,875



30



1,905Interest credited to policyholder account balances


718



193



236



96



1,243



28



1,271Capitalization of DAC


(592
)


(4
)


(327
)


(55
)


(978
)






(978
)Amortization of DAC and VOBA


409



2



337



7



755



84



839Interest expense on debt














70



70



402



472Other expenses


1,023



36



806



123



1,988







1,988Total expenses


1,953



1,386



1,373



241



4,953



544



5,497Provision for income tax expense (benefit)


198



139



2



(49
)


290



30



320Operating earnings

$
368


$
255


$
5


$
73



701Adjustments to:Total revenues


630Total expenses


(544
)Provision for income tax (expense) benefit


(30
)Income (loss)

$
757






$
757   CorporateRetirement


Benefit


Insurance


CorporateAt December 31, 2010:

Products


Funding


Products


& Other


Total(In millions)Total assets

$
87,461


$
30,491


$
16,296


$
20,637


$
154,885Separate account assets

$
58,917


$
1,625


$
1,077


$



$
61,619Separate account liabilities

$
58,917


$
1,625


$
1,077


$



$
61,619   F-130




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Operating EarningsCorporateRetirement


Benefit


Insurance


Corporate








TotalYear Ended December 31, 2009:

Products


Funding


Products


& Other


Total


Adjustments


Consolidated(In millions)RevenuesPremiums

$
339


$
849


$
124


$



$
1,312


$



$
1,312Universal life and investment-type product policy fees


748



29



618



5



1,400



(20
)


1,380Net investment income


884



1,061



381



40



2,366



(31
)


2,335Other revenues


264



6



328







598







598Net investment gains (losses)






















(835
)


(835
)Net derivative gains (losses)






















(1,031
)


(1,031
)Total revenues


2,235



1,945



1,451



45



5,676



(1,917
)


3,759ExpensesPolicyholder benefits and claims


420



1,360



223



1



2,004



61



2,065Interest credited to policyholder account balances


741



265



243



91



1,340



(39
)


1,301Capitalization of DAC


(528
)


(2
)


(285
)


(36
)


(851
)






(851
)Amortization of DAC and VOBA


329



3



271



2



605



(311
)


294Interest expense on debt






2







69



71







71Other expenses


928



34



648



84



1,694



(1
)


1,693Total expenses


1,890



1,662



1,100



211



4,863



(290
)


4,573Provision for income tax expense (benefit)


121



97



123



(138
)


203



(571
)


(368
)Operating earnings

$
224


$
186


$
228


$
(28
)


610Adjustments to:Total revenues


(1,917
)Total expenses


290Provision for income tax (expense) benefit


571Income (loss)

$
(446
)





$
(446
)   CorporateRetirement


Benefit


Insurance


CorporateAt December 31, 2009:

Products


Funding


Products


& Other


Total(In millions)Total assets

$
73,840


$
28,046


$
13,647


$
12,156


$
127,689Separate account assets

$
47,000


$
1,502


$
947


$



$
49,449Separate account liabilities

$
47,000


$
1,502


$
947


$



$
49,449   F-131




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
  Operating EarningsCorporateRetirement


Benefit


Insurance


Corporate








TotalYear Ended December 31, 2008:

Products


Funding


Products


& Other


Total


Adjustments


Consolidated(In millions)RevenuesPremiums

$
118


$
415


$
90


$
11


$
634


$



$
634Universal life and investment-type product policy fees


831



41



486



3



1,361



17



1,378Net investment income


788



1,334



337



59



2,518



(24
)


2,494Other revenues


160



9



55



6



230







230Net investment gains (losses)






















(445
)


(445
)Net derivative gains (losses)






















994



994Total revenues


1,897



1,799



968



79



4,743



542



5,285ExpensesPolicyholder benefits and claims


384



893



193



29



1,499



(53
)


1,446Interest credited to policyholder account balances


479



430



223



(21
)


1,111



19



1,130Capitalization of DAC


(474
)


(5
)


(347
)


(9
)


(835
)






(835
)Amortization of DAC and VOBA


640



13



283



2



938



225



1,163Interest expense on debt


1



2







69



72







72Other expenses


769



36



683



45



1,533







1,533Total expenses


1,799



1,369



1,035



115



4,318



191



4,509Provision for income tax expense (benefit)


34



150



(24
)


(79
)


81



122



203Operating earnings

$
64


$
280


$
(43
)

$
43



344Adjustments to:Total revenues


542Total expenses


(191
)Provision for income tax (expense) benefit


(122
)Income (loss)

$
573






$
573       15.
    Related
    Party Transactions  Service
    Agreements
  and/or
 F-132




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Notes to the Consolidated Financial
    Statements  (Continued)
    Years Ended December 31,2010


2009


2008(In millions)Compensation

$
244


$
110


$
98Commissions


561



511



452Volume-related costs


177



279



331Professional services


16







Rent


26







Other


300



200



74Total other expenses

$
1,324


$
1,100


$
955     Years Ended December 31,2010

2009

2008(In millions)Universal life and investment-type product policy fees

$
114


$
85


$
91Other revenues

$
101


$
71


$
65    F-133




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
 Schedule I
    Consolidated Summary of Investments  
    Other Than Investments in Related Parties
    December 31, 2010
    (In millions)  Amount atCost or


Estimated


Which Shown onType of Investments

Amortized Cost (1)


Fair Value


Balance SheetFixed maturity securities:Bonds:U.S. Treasury and agency securities

$
7,665


$
7,676


$
7,676Foreign government securities


824



903



903Public utilities


2,247



2,344



2,344State and political subdivision securities


1,755



1,646



1,646All other corporate bonds


19,558



20,395



20,395Total bonds


32,049



32,964



32,964Mortgage-backed and asset-backed securities


10,933



10,855



10,855Redeemable preferred stock


1,150



1,105



1,105Total fixed maturity securities


44,132



44,924



44,924Other securities


2,126



2,247



2,247Equity securities:Non-redeemable preferred stock


306



268



268Common stock:Industrial, miscellaneous and all other


121



137



137Total equity securities


427



405



405Mortgage loans, net


12,730







12,730Policy loans


1,190







1,190Real estate and real estate joint ventures


473







473Real estate acquired in satisfaction of debt


28







28Other limited partnership interests


1,538







1,538Short-term investments


1,235







1,235Other invested assets


1,716







1,716Total investments

$
65,595






$
66,486     (1)
    
    The Companys other securities portfolio is mainly
    comprised of fixed maturity and equity securities, including
    mutual funds. Cost or amortized cost for fixed maturity
    securities and mortgage loans represents original cost reduced
    by repayments, valuation allowances and impairments from
    other-than-temporary
    declines in estimated fair value that are charged to earnings
    and adjusted for amortization of premiums or discounts; for
    equity securities, cost represents original cost reduced by
    impairments from
    other-than-temporary
    declines in estimated fair value; for real estate, cost
    represents original cost reduced by impairments and adjusted for
    valuation allowances and depreciation; for real estate joint
    ventures and other limited partnership interests cost represents
    original cost reduced for
    other-than-temporary
    impairments or original cost adjusted for equity in earnings and
    distributions. F-134




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
 Schedule II
    Condensed Financial Information of Registrant
    December 31, 2010 and 2009
    (In millions, except share and per share data)  2010


2009Condensed Balance SheetsAssetsInvestments:Fixed maturity securities
    available-for-sale,
    at estimated fair value (amortized cost: $33,974 and $33,325,
    respectively)

$
34,300


$
32,132Equity securities
    available-for-sale,
    at estimated fair value (cost: $420 and $484, respectively)


396



448Mortgage loans (net of valuation allowances of $54 and $52,
    respectively)


4,698



4,122Policy loans


1,127



1,139Real estate and real estate joint ventures


329



278Other limited partnership interests


1,057



925Short-term investments, principally at estimated fair value


1,098



923Investment in subsidiaries


4,658



4,131Other invested assets, principally at estimated fair value


1,481



1,467Total investments


49,144



45,565Cash and cash equivalents, principally at estimated fair value


1,364



1,817Accrued investment income


377



397Premiums, reinsurance and other receivables


6,549



5,827Receivables from subsidiaries


665



627Deferred policy acquisition costs and value of business acquired


2,039



2,640Current income tax recoverable


16



Deferred income tax assets


912



1,513Goodwill


885



885Other assets


149



162Separate account assets


19,184



19,491Total assets

$
81,284


$
78,924Liabilities and Stockholders EquityLiabilitiesFuture policy benefits

$
19,453


$
19,036Policyholder account balances


25,837



26,127Other policy-related balances


485



466Payables for collateral under securities loaned and other
    transactions


6,857



5,562Long-term debt  affiliated


750



950Current income tax payable






7Other liabilities


767



724Separate account liabilities


19,184



19,491Total liabilities


73,333



72,363Stockholders EquityCommon stock, par value $2.50 per share; 40,000,000 shares
    authorized; 34,595,317 shares issued and outstanding at
    December 31, 2010 and 2009


86



86Additional paid-in capital


6,719



6,719Retained earnings


934



541Accumulated other comprehensive income (loss)


212



(785
)Total stockholders equity


7,951



6,561Total liabilities and stockholders equity

$
81,284


$
78,924  F-135




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Schedule II
    Condensed Financial Information of Registrant 
    (Continued)
    For the Years Ended December 31, 2010, 2009 and 2008
    (In millions)
  2010


2009


2008Condensed Statements of OperationsRevenuesPremiums

$
148


$
141


$
110Universal life and investment-type product policy fees


633



631



741Net investment income


2,018



1,895



2,226Equity in earnings from subsidiaries


236



(316
)


278Other revenues


162



328



60Net investment gains (losses):Other-than-temporary
    impairments on fixed maturity securities


(97
)


(534
)


(386
)Other-than-temporary
    impairments on fixed maturity securities transferred to other
    comprehensive income (loss)


47



160



Other net investment gains (losses)


152



(418
)


41Total net investment gains (losses)


102



(792
)


(345
)Net derivative gains (losses)


(67
)


(405
)


166Total revenues


3,232



1,482



3,236ExpensesPolicyholder benefits and claims


800



801



682Interest credited to policyholder account balances


691



801



896Other expenses


753



494



1,006Total expenses


2,244



2,096



2,584Income (loss) before provision for income tax


988



(614
)


652Provision for income tax expense (benefit)


231



(168
)


79Net income (loss)

$
757


$
(446
)

$
573    F-136




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Schedule II
    Condensed Financial Information of Registrant 
    (Continued)
    For the Years Ended December 31, 2010, 2009 and 2008
    (In millions)
  2010


2009


2008Condensed Statements of Cash FlowsCash flows from operating activitiesNet cash provided by operating activities

$
1,129


$
993


$
856Cash flows from investing activitiesSales, maturities and repayments of:Fixed maturity securities


13,203



10,125



18,221Equity securities


127



129



119Mortgage loans


279



429



458Real estate and real estate joint ventures


14



3



15Other limited partnership interests


92



94



181Purchases of:Fixed maturity securities


(13,715
)


(9,247
)


(11,263
)Equity securities


(38
)


(61
)


(65
)Mortgage loans


(868
)


(531
)


(560
)Real estate and real estate joint ventures


(80
)


(19
)


(47
)Other limited partnership interests


(204
)


(127
)


(340
)Cash received in connection with freestanding derivatives


93



225



221Cash paid in connection with freestanding derivatives


(102
)


(434
)


(227
)Net change in policy loans


12



12



(277
)Net change in short-term investments


(169
)


619



(934
)Net change in other invested assets


(401
)


(941
)


(60
)Net cash (used in) provided by investing activities


(1,757
)


276



5,442Cash flows from financing activitiesPolicyholder account balances:Deposits


20,496



15,236



3,275Withdrawals


(21,062
)


(17,667
)


(4,008
)Net change in payables for collateral under securities loaned
    and other transactions


1,295



(1,421
)


(2,560
)Net change in short-term debt






(300
)


300Long-term debt issued  affiliated










750Long-term debt repaid  affiliated


(200
)






Debt issuance costs










(8
)Financing element on certain derivative instruments


(24
)


(53
)


(46
)Dividends on common stock


(330
)






(500
)Net cash provided by (used in) financing activities


175



(4,205
)


(2,797
)Change in cash and cash equivalents


(453
)


(2,936
)


3,501Cash and cash equivalents, beginning of year


1,817



4,753



1,252Cash and cash equivalents, end of year

$
1,364


$
1,817


$
4,753Supplemental disclosures of cash flow information:Net cash paid (received) during the year for:Interest

$
74


$
73


$
44Income tax

$
98


$
76


$
(41
)  F-137




---



##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Schedule II
    Notes to the Condensed Financial Information of
    Registrant
  1.
    Basis of
    Presentation        
    Reclassification from other net investment gains (losses) of
    ($405) million and $166 million to net derivative
    gains (losses) in the condensed statements of operations for the
    years ended December 31, 2009 and 2008,
    respectively; and
    Reclassification from net change in other invested assets of
    $225 million and $221 million to cash received in
    connection with freestanding derivatives and ($434) million
    and ($227) million to cash paid in connection with
    freestanding derivatives, all within cash flows from investing
    activities, in the condensed statements of cash flows for the
    years ended December 31, 2009 and 2008, respectively.  2.
    Support
    Agreements     F-138




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
 Schedule III



Consolidated
    Supplementary Insurance Information

December 31,
    2010, 2009 and 2008



(In millions)  Future PolicyDAC


Benefits and Other


Policyholderand


Policy-Related


Account


UnearnedSegment

VOBA


Balances


Balances


Revenue(1)2010Retirement Products

$
2,981


$
1,736


$
20,990


$
Corporate Benefit Funding


9



12,996



9,452



Insurance Products


2,018



5,328



6,592



217Corporate & Other


91



5,790



2,257



45Total

$
5,099


$
25,850


$
39,291


$
2622009Retirement Products

$
3,060


$
1,454


$
21,059


$
Corporate Benefit Funding


7



12,702



9,393



Insurance Products


2,133



4,388



6,052



286Corporate & Other


44



5,374



938



14Total

$
5,244


$
23,918


$
37,442


$
3002008Retirement Products

$
3,171


$
1,245


$
18,905


$
Corporate Benefit Funding


8



12,048



12,553



Insurance Products


2,254



3,971



5,531



545Corporate & Other


7



5,034



186



3Total

$
5,440


$
22,298


$
37,175


$
548     (1)
    
    Amounts are included within the future policy benefits and other
    policy-related balances. F-139




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
    Schedule III
    Consolidated Supplementary Insurance Information 
    (Continued)
    December 31, 2010, 2009 and 2008
  (In millions)
  Amortization ofPremium


Net


Policyholder


DAC and VOBA


OtherRevenue and


Investment


Benefits and


Charged to


Operating


Premiums WrittenSegment

Policy Charges


Income


Interest Credited


Other Expenses


Expenses(1)


(Excluding Life)2010Retirement Products

$
1,243


$
903


$
1,113


$
483


$
431


$
Corporate Benefit Funding


672



1,098



1,341



2



32



Insurance Products


776



478



557



347



479



5Corporate & Other


15



678



165



7



540



Total

$
2,706


$
3,157


$
3,176


$
839


$
1,482


$
52009Retirement Products

$
1,087


$
854


$
1,161


$
77


$
399


$
Corporate Benefit Funding


878



1,069



1,647



3



34



Insurance Products


722



375



466



213



362



4Corporate & Other


5



37



92



1



118



Total

$
2,692


$
2,335


$
3,366


$
294


$
913


$
42008Retirement Products

$
949


$
773


$
863


$
860


$
296


$
Corporate Benefit Funding


456



1,334



1,289



13



33



Insurance Products


593



333



416



288



336



5Corporate & Other


14



54



8



2



105



12Total

$
2,012


$
2,494


$
2,576


$
1,163


$
770


$
17     (1)
    
    Includes other expenses, excluding amortization of deferred
    policy acquisition costs (DAC) and value of business
    acquired (VOBA) charged to other expenses. F-140




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##### Table of Contents



MetLife
    Insurance Company of Connecticut
    (A Wholly-Owned Subsidiary of MetLife, Inc.)
 Schedule IV



Consolidated
    Reinsurance

December 31,
    2010, 2009 and 2008



(In millions)  % AmountAssumedGross Amount


Ceded


Assumed


Net Amount


to Net2010Life insurance in-force

$
326,366


$
289,559


$
8,217


$
45,024



18.3
%Insurance premiumLife insurance

$
1,310


$
263


$
13


$
1,060



1.2
%Accident and health


249



242







7




%Total insurance premium

$
1,559


$
505


$
13


$
1,067



1.2
%2009Life insurance in-force

$
278,335


$
242,647


$
9,044


$
44,732



20.2
%Insurance premiumLife insurance

$
1,525


$
235


$
14


$
1,304



1.1
%Accident and health


257



249







8




%Total insurance premium

$
1,782


$
484


$
14


$
1,312



1.1
%2008Life insurance in-force

$
226,418


$
191,146


$
8,800


$
44,072



20.0
%Insurance premiumLife insurance

$
779


$
181


$
15


$
613



2.4
%Accident and health


263



242







21




%Total insurance premium

$
1,042


$
423


$
15


$
634



2.4
%    F-141




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##### Table of Contents



Item 9.
    Changes
    in and Disagreements With Accountants on Accounting and
    Financial Disclosure    Item 9A.
    Controls
    and Procedures  Rule 15d-15(e)
  Rule 15d-15(f)
  Managements
    Annual Report on Internal Control Over Financial
    Reporting
        Item 9B.
    Other
    Information   69




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##### Table of Contents



Part III  Item 10.
    Directors,
    Executive Officers and Corporate Governance  Form 10-K.
  Item 11.
    Executive
    Compensation  Form 10-K.
  Item 12.
    Security
    Ownership of Certain Beneficial Owners and Management and
    Related Stockholder Matters  Form 10-K.
  Item 13.
    Certain
    Relationships and Related Transactions, and Director
    Independence  Form 10-K.
  Item 14.
    Principal
    Accountant Fees and Services    Independent
    Auditors Fees for 2010 and 2009 (1)
  2010

2009(In millions)Audit Fees (2)

$
5.62


$
5.52Audit-Related Fees (3)

$
0.14


$
0.12Tax Fees (4)

$



$
All Other Fees (5)

$



$
     (1)
    
    All fees shown in the table related to services that were
    approved by the Audit Committee of MetLife (Audit
    Committee).(2)
    
    Fees for services to perform an audit or review in accordance
    with auditing standards of the PCAOB and services that generally
    only the Companys independent auditor can reasonably
    provide, such as comfort letters, statutory audits, attest
    services, consents and assistance with and review of documents
    filed with the U.S. Securities and Exchange Commission
    (SEC).(3)
    
    Fees for assurance and related services that are traditionally
    performed by the Companys independent auditor, such as
    audit and related services for due diligence related to mergers,
    acquisitions and divestitures, accounting consultations and
    audits in connection with proposed or consummated acquisitions
    and divestitures, control reviews, attest services not required
    by statute or regulation, and consultation concerning financial
    accounting and reporting standards.(4)
    
    Fees for tax compliance, consultation and planning services. Tax
    compliance generally involves preparation of original and
    amended tax returns, claims for refunds and tax payment planning
    services. Tax consultation and tax planning encompass a diverse
    range of services, including assistance in connection with tax
    audits and filing appeals, tax advice related to mergers,
    acquisitions and divestitures, advice related to requests for
    rulings or technical advice from taxing authorities.(5)
    
    Fees for other types of permitted services. 70




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##### Table of Contents



Approval
    of Fees
       71




---



##### Table of Contents



Part IV  Item 15.
    Exhibits
    and Financial Statement Schedules              page E-1.
 72




---



##### Table of Contents



Signatures        By:
    /s/  Michael
    K. Farrell   Title:
    Chairman of the Board, President and Chief Executive Officer
    Signature

Title

Date/s/  Maria
    R. MorrisMaria
    R. Morris

Director

March 23, 2011/s/  Robert
    E. Sollmann, Jr.Robert
    E. Sollmann, Jr.

Director

March 23, 2011/s/  Michael
    K. FarrellMichael
    K. Farrell

Chairman of the Board, President and Chief Executive Officer
    (Principal Executive Officer)

March 23, 2011/s/  Stanley
    J. TalbiStanley
    J. Talbi

Executive Vice President and
    Chief Financial Officer 
    (Principal Financial Officer)

March 23, 2011/s/  Peter
    M. CarlsonPeter
    M. Carlson

Executive Vice President and
    Chief Accounting Officer
    (Principal Accounting Officer)

March 23, 2011   Supplemental Information to be Furnished With Reports Filed
    Pursuant to Section 15(d) of the Act by Registrants Which
    Have Not Registered Securities Pursuant to Section 12 of
    the Act:
   73




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##### Table of Contents



Exhibit Index  (Note Regarding Reliance on Statements in Our Contracts:In reviewing the agreements included as exhibits to this
    Annual Report on
    Form 10-K,
    please remember that they are included to provide you with
    information regarding their terms and are not intended to
    provide any other factual or disclosure information about
    MetLife Insurance Company of Connecticut, its subsidiaries or
    the other parties to the agreements. The agreements contain
    representations and warranties by each of the parties to the
    applicable agreement. These representations and warranties have
    been made solely for the benefit of the other parties to the
    applicable agreement and (i) should not in all instances be
    treated as categorical statements of fact, but rather as a way
    of allocating the risk to one of the parties if those statements
    prove to be inaccurate; (ii) have been qualified by
    disclosures that were made to the other party in connection with
    the negotiation of the applicable agreement, which disclosures
    are not necessarily reflected in the agreement; (iii) may
    apply standards of materiality in a way that is different from
    what may be viewed as material to investors; and (iv) were
    made only at the date of the applicable agreement or such other
    date or dates as may be specified in the agreement and are
    subject to more recent developments. Accordingly, these
    representations and warranties may not describe the actual state
    of affairs at the date they were made or at any other time.
    Additional information about us may be found elsewhere in this
    Annual Report on
    Form 10-K
    and MetLife Insurance Company of Connecticuts other public
    filings, which are available without charge through the
    SECs website at www.sec.gov.)
  ExhibitNo.

Description2
.1


Acquisition Agreement between MetLife, Inc. and Citigroup Inc.,
    dated as of January 31, 2005 (Incorporated by reference to
    Exhibit 2.3 to MetLife, Inc.s Annual Report on
    Form 10-K
    for the fiscal year ended December 31, 2009)3
.1


Charter of The Travelers Insurance Company (now MetLife
    Insurance Company of Connecticut), as effective October 19,
    19943
.2


Certificate of Amendment of the Charter as Amended and Restated
    of MetLife Insurance Company of Connecticut, as effective
    May 1, 2006 (the Certificate of Amendment)3
.3


Certificate of Correction to the Certificate of Amendment. Filed
    April 9, 2007 (Incorporated by reference to
    Exhibit 3.3 to MetLife Insurance Company of
    Connecticuts Quarterly Report on
    Form 10-Q
    for the quarter ended June 30, 2007)3
.4


By-laws of MetLife Insurance Company of Connecticut, as
    effective October 20, 199431
.1


Certification of Chief Executive Officer pursuant to
    Section 302 of the Sarbanes-Oxley Act of 200231
.2


Certification of Chief Financial Officer pursuant to
    Section 302 of the Sarbanes-Oxley Act of 200232
.1


Certification of Chief Executive Officer pursuant to
    Section 906 of the Sarbanes-Oxley Act of 200232
.2


Certification of Chief Financial Officer pursuant to
    Section 906 of the Sarbanes-Oxley Act of 2002  E-1