EX-(4).(o)



 



 
 AIG Annuities 
Address mail to: 
Annuity Service Center 
Regular Mail 
P.O. Box 15570 
Amarillo, TX 79105-5570 
Overnight Mail 
1050 North Western Street 
Amarillo, TX 79106-7011 
1-800-445-7862 
Extended Legacy Program Guide 
What is the Extended Legacy Program? 
The Extended Legacy Program is a death claim settlement program that provides claimants of Polaris variable annuities the opportunity to defer the distribution of claim proceeds
while retaining full discretionary access to them. 
Extended Legacy Program

There are two options for this program.
Option 1 This option enables the
claimant to defer taking a full distribution until December 31st of the year containing the fifth anniversary of the deceased’s death. Any amounts remaining in the account as of that date will automatically be distributed to the claimant. The
claimant may take discretionary distributions of up to 100% of the current value of the death claim proceeds at any time during the five year period. 
Option 2 This
option enables the claimant to receive annual required minimum distributions, generally over the claimant’s life expectancy, beginning no later than December 31st of the year following the year of the deceased’s death. The claimant may
take discretionary distributions of up to 100% of the current value of the death claim proceeds at any time. 
Both options have tax implications that should be
considered before making a decision. We recommend that you discuss your situation with a tax professional. 
Program Availability 
The Extended Legacy Program is available to claimants of products listed on page 2. One or both options referenced above may not be available to certain claimants. Please review
the Variable Annuity Death Claim form (SA2200POS, U2200POS in NY) for additional information. Contact our Annuity Service Center at (800) 445-7862 for information regarding availability. 
How Do I Use This Guide? 
If you elect the Extended Legacy Program, the applicable fees,
features and investment options available to you may differ from the fees, features and investment options available to the original deceased Owner. 
To review the
applicable fees, features and investment options available to you: 
1. Identify the product to which you are a claimant. The product name can be found in the
upper-right corner of the deceased’s last quarterly statement. If this same product name is in the list of products on page 2 of this guide, you are eligible for the Extended Legacy Program. If this product name is not in this list, this
program is not available to you. Contact our Annuity Service Center if you need assistance. 
2. Review the Variable Portfolio investment options available to you.
Refer to the product prospectus you received with this Guide that lists the investment options available to you. Additional information regarding the investment options can be found in the fund prospectus available at aig.com/annuities or
through our Annuity Service Center. You will be mailed a copy of the fund prospectus for the available investment options if you elect the Extended Legacy Program. 
3. Write your investment allocation instructions on the Death Claim form. Indicate your investment allocation instructions on page 10, Section I, of the Variable Annuity Death
Claim form. 
4. Review the product prospectus disclosure. The product prospectus you received with this Guide includes important information about the
administrative features available to you. Please review the sections of the prospectus related to Investment Options, Transfers, Dollar Cost Averaging, Systematic Withdrawal, Automatic Asset Rebalancing Program, Extended Legacy Program,
Separate Account Expenses, Taxes and Other Information. 
Variable annuities issued by American General Life Insurance Company or, in New York, by The United States
Life Insurance Company in the City of New York, NY. 
EXTLEGGEN.8 Rev. 7.15 







 



 
 Extended Legacy Program Guide 
Page 2 of 2

Fees Associated With the Extended Legacy Program 
Product Issued to Deceased

Separate Account Charge1 
Contract Maintenance Fee2 
For all of the following products listed below, refer to the product prospectus sent to you with this Guide for a list of available investment options. 
American Pathway 
Polaris 
Polaris NY 
Polaris Rewards NY 
Polaris II 
Polaris II NY 
Polaris II Rewards 
Polaris II Rewards NY 
Polaris Advantage 
Polaris Advantage NY 
Polaris Advantage II 
Polaris Advisor 
Polaris Advisor III 
Polaris America 
Polaris Choice 
Polaris Choice NY 
Polaris Choice II 
Polaris Choice III 
Polaris Choice III NY 
Polaris Choice IV 
Polaris Choice IV NY 
Polaris Platinum 
Polaris Platinum Rewards 
Polaris Platinum II 
Polaris Platinum II Rewards 
Polaris Platinum III 
Polaris Platinum III NY 
Polaris Preferred Solution 
Polaris Preferred Solution NY 
Polaris Protector 
Polaris Protector Rewards 
Polaris Retirement Protector 
Polaris Retirement Protector NY 
Seasons 
Seasons Advantage 
Seasons Advisor 
Seasons Advisor II 
Seasons Advisor III 
Seasons Elite 
Seasons Preferred Solution 1.15% $35 
Seasons Select 
Seasons Select II 
Seasons Select II Rewards 
Seasons Triple Elite 
WM Diversified Strategies 
WM Diversified Strategies III 
WM Diversified Strategies III NY 
FSA Advisor 
1The Separate Account Charge is deducted from the average daily ending net asset value allocated to the Variable Portfolios. For more information, please see the product
prospectus. 
2A $30 contract maintenance fee applies to certain contracts originally issued in New Mexico, New York and/or North Dakota. The contract maintenance
fee will be waived if your account value exceeds $50,000 on each anniversary following your election of the Extended Legacy program. 
EXTLEGGEN.8