<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET, STATEMENT OF INCOME, STATEMENT OF CASH FLOWS, AND
STATEMENT OF CHANGES IN SHAREHOLDER EQUITY, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          21,175
<INT-BEARING-DEPOSITS>                         158,469
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     26,724
<INVESTMENTS-CARRYING>                          11,286
<INVESTMENTS-MARKET>                            11,302
<LOANS>                                        169,316
<ALLOWANCE>                                      2,383
<TOTAL-ASSETS>                                 243,070
<DEPOSITS>                                     209,791
<SHORT-TERM>                                     7,000
<LIABILITIES-OTHER>                              2,404
<LONG-TERM>                                      2,540
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        15,543
<OTHER-SE>                                       5,792
<TOTAL-LIABILITIES-AND-EQUITY>                 243,070
<INTEREST-LOAN>                                 10,435
<INTEREST-INVEST>                                1,713
<INTEREST-OTHER>                                    83
<INTEREST-TOTAL>                                12,231
<INTEREST-DEPOSIT>                               4,599
<INTEREST-EXPENSE>                               4,980
<INTEREST-INCOME-NET>                            7,251
<LOAN-LOSSES>                                      700
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  6,253
<INCOME-PRETAX>                                  3,319
<INCOME-PRE-EXTRAORDINARY>                       3,319
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,293
<EPS-BASIC>                                       1.21
<EPS-DILUTED>                                     1.18
<YIELD-ACTUAL>                                   4,845
<LOANS-NON>                                        365
<LOANS-PAST>                                     2,816
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,148
<CHARGE-OFFS>                                      542
<RECOVERIES>                                        77
<ALLOWANCE-CLOSE>                                2,383
<ALLOWANCE-DOMESTIC>                             2,383
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>