<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONDENSED CONSOLIDATED BALANCE SHEET, STATEMENT OF INCOME, STATEMENT OF CASH
FLOWS, AND STATEMENT OF CHANGES IN SHAREHOLDER EQUITY, AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             APR-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                           7,106
<INT-BEARING-DEPOSITS>                         117,896
<FED-FUNDS-SOLD>                                 8,600
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     23,689
<INVESTMENTS-CARRYING>                          10,299
<INVESTMENTS-MARKET>                            10,439
<LOANS>                                        108,092
<ALLOWANCE>                                      1,058
<TOTAL-ASSETS>                                 165,460
<DEPOSITS>                                     148,695
<SHORT-TERM>                                       466
<LIABILITIES-OTHER>                              1,016
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        12,226
<OTHER-SE>                                       3,133
<TOTAL-LIABILITIES-AND-EQUITY>                 165,460
<INTEREST-LOAN>                                  2,430
<INTEREST-INVEST>                                  688
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 3,118
<INTEREST-DEPOSIT>                               1,316
<INTEREST-EXPENSE>                               1,316
<INTEREST-INCOME-NET>                            1,803
<LOAN-LOSSES>                                      190
<SECURITIES-GAINS>                                  76
<EXPENSE-OTHER>                                  1,432
<INCOME-PRETAX>                                    681
<INCOME-PRE-EXTRAORDINARY>                         681
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       449
<EPS-PRIMARY>                                     0.28
<EPS-DILUTED>                                     0.27
<YIELD-ACTUAL>                                    1.20
<LOANS-NON>                                        485
<LOANS-PAST>                                       326
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,056
<CHARGE-OFFS>                                      189
<RECOVERIES>                                         1
<ALLOWANCE-CLOSE>                                1,058
<ALLOWANCE-DOMESTIC>                             1,058
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>