<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET STATEMENT OF INCOME, STATEMENT OF CASH FLOWS,
STATEMENT OF CHANGES IN SHAREHOLDER EQUITY AND IS QUALLIFIED IN ITS ENTIRETY BE
REFERENCE TO SUCH STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          17,653
<INT-BEARING-DEPOSITS>                         149,780
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     27,015
<INVESTMENTS-CARRYING>                          11,390
<INVESTMENTS-MARKET>                            11,272
<LOANS>                                        162,745
<ALLOWANCE>                                      2,413
<TOTAL-ASSETS>                                 233,392
<DEPOSITS>                                     203,397
<SHORT-TERM>                                     5,000
<LIABILITIES-OTHER>                              2,123
<LONG-TERM>                                      2,749
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        15,432
<OTHER-SE>                                       4,690
<TOTAL-LIABILITIES-AND-EQUITY>                 233,392
<INTEREST-LOAN>                                  6,705
<INTEREST-INVEST>                                1,154
<INTEREST-OTHER>                                    25
<INTEREST-TOTAL>                                 7,885
<INTEREST-DEPOSIT>                               2,816
<INTEREST-EXPENSE>                                 229
<INTEREST-INCOME-NET>                            4,839
<LOAN-LOSSES>                                      600
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  4,192
<INCOME-PRETAX>                                  1,388
<INCOME-PRE-EXTRAORDINARY>                       1,388
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,388
<EPS-BASIC>                                       0.76
<EPS-DILUTED>                                     0.75
<YIELD-ACTUAL>                                   4.987
<LOANS-NON>                                        497
<LOANS-PAST>                                       918
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,148
<CHARGE-OFFS>                                      380
<RECOVERIES>                                        45
<ALLOWANCE-CLOSE>                                2,413
<ALLOWANCE-DOMESTIC>                             2,413
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>