|        |
|--------|
|        |  |  |  |  |
|        |   |   |   |
|   |   |   |
|   |   | For immediate release |
|   |   | April 30, 2014 |
|   |   | For more information: |
|   | David Nielsen, CFO, 980-819-6220 |
|   | investorrelations@community1.com |

|         |                                                                                 |
|---------|---------------------------------------------------------------------------------|
| • | The first quarter was the Company’s third consecutive profitable quarter. |

|         |                                                                                                              |
|---------|--------------------------------------------------------------------------------------------------------------|
| • | Net income before tax in 1Q 2014 was $1.3 million, up 5% from 4Q 2013, and $4.0 million better than 1Q 2013. |

|         |                                                                                                       |
|---------|-------------------------------------------------------------------------------------------------------|
| • | Core earnings were $1.6 million in 1Q 2014, improved from $40 thousand in the same quarter last year. |

|         |                                                                                                                                                                                                  |
|---------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Loans held for investment grew $7.5 million in 1Q 2014 at an annualized growth rate of almost 3%.  Pass rated performing loans grew $15.0 million in the quarter at a 6% annualized growth rate. |

|         |                                                                                                                                                       |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Deposits grew $19.2 million in 1Q 2014 at a 4% annualized growth rate.  Low cost core (non-CD) deposits grew 2% during the quarter, or $28.5 million. |

|         |                                                                                                                                                                                                                                                                                                                                                                      |
|---------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Positive credit performance continued in 1Q 2014, with net other real estate owned (“OREO”) costs of $0.3 million, net charge-offs of $62 thousand and recovery of loan loss provision of $0.7 million.  Annualized net charge-offs as a percent of average loans held for investment fell during the quarter to 0.02%, from 0.14% the previous quarter. |

|         |                                                                                                                                                                                                              |
|---------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Asset quality also continued to improve as nonperforming assets fell 8% from 4Q 2013 and 50% from 1Q 2013.  Non performing assets fell to their lowest levels since the recap and were 2.9% of total assets. |

|         |                                                                                                                                                                                                                                       |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Noninterest expenses were $5.5 million (21%) lower than 1Q 2013 as a result of OREO reductions and merger synergies.  Noninterest expenses were $1.3 million higher than 4Q 2013 on increased personnel, occupancy and OREO expenses. |

|         |                                                                                                           |
|---------|-----------------------------------------------------------------------------------------------------------|
| • | Net interest margin declined by 9 basis points to 3.43% from 4Q 2013, but was 23 bps better than 1Q 2013. |

----

----

----

----

|                                                                                 |
|---------------------------------------------------------------------------------|
|                                                                                 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| (in thousands, except per share data)                                           | 1Q 2014 |   | 4Q 2013 |   | 3Q 2013 |   | 2Q 2013 |   | 1Q 2013 |
|                                                                            |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest Income                                                                 |   |   |   |   |   |   |   |   |   |   |
| Interest and fees on loans                                                      |   | $ | 14,081 |  |   | $ | 14,976 |  |   | $ | 15,964 |  |   | $ | 14,422 |  |   | $ | 14,785 |  |
| Interest and dividends on investment securities                                 | 3,695 |  |   | 3,815 |  |   | 3,774 |  |   | 3,518 |  |   | 3,073 |  |
| Other interest income                                                           |   | 151 |  |   | 141 |  |   | 115 |  |   | 197 |  |   | 212 |  |
|                                                                            | Total interest income |   | 17,927 |  |   | 18,932 |  |   | 19,853 |  |   | 18,137 |  |   | 18,070 |  |
| Interest Expense                                                                |   |   |   |   |   |   |   |   |   |   |
| Deposits                                                                        |   | 1,702 |  |   | 1,839 |  |   | 1,894 |  |   | 2,090 |  |   | 2,247 |  |
| Retail repurchase agreements                                                    |   | 3 |  |   | 7 |  |   | 6 |  |   | 4 |  |   | 4 |  |
| Federal Home Loan Bank advances                                                 |   | 469 |  |   | 340 |  |   | 289 |  |   | 365 |  |   | 382 |  |
| Other borrowed funds                                                            |   | 274 |  |   | 282 |  |   | 282 |  |   | 264 |  |   | 264 |  |
|                                                                            | Total interest expense |   | 2,448 |  |   | 2,468 |  |   | 2,471 |  |   | 2,723 |  |   | 2,897 |  |
| Net interest income before provision for loan losses                            | 15,479 |  |   | 16,464 |  |   | 17,382 |  |   | 15,414 |  |   | 15,173 |  |
| Provision for (recovery of) loan losses                                         | (684 | ) |   | 1,820 |  |   | (350 | ) |   | (1,057 | ) |   | 110 |  |
| Net Interest Income after Provision for Loan Losses                             | 16,163 |  |   | 14,644 |  |   | 17,732 |  |   | 16,471 |  |   | 15,063 |  |
| Noninterest Income                                                              |   |   |   |   |   |   |   |   |   |   |
| Service charges on deposit accounts                                             | 1,564 |  |   | 1,798 |  |   | 1,858 |  |   | 1,681 |  |   | 1,376 |  |
| Mortgage loan income                                                            |   | 174 |  |   | 235 |  |   | 420 |  |   | 921 |  |   | 744 |  |
| Cardholder and merchant services income                                         | 1,113 |  |   | 1,127 |  |   | 1,161 |  |   | 1,174 |  |   | 1,069 |  |
| Trust and investment services                                                   |   | 358 |  |   | 341 |  |   | 329 |  |   | 394 |  |   | 241 |  |
| Bank owned life insurance                                                       |   | 252 |  |   | 267 |  |   | 267 |  |   | 276 |  |   | 263 |  |
| Other service charges, commissions and fees                                     | 352 |  |   | 356 |  |   | 365 |  |   | 337 |  |   | 258 |  |
| Securities gains, net                                                           |   | — |  |   | — |  |   | 50 |  |   | 345 |  |   | 2,377 |  |
| Other income                                                                    |   | 130 |  |   | 23 |  |   | 37 |  |   | 119 |  |   | 205 |  |
|                                                                            | Total noninterest income |   | 3,943 |  |   | 4,147 |  |   | 4,487 |  |   | 5,247 |  |   | 6,533 |  |
| Noninterest Expense                                                             |   |   |   |   |   |   |   |   |   |   |
| Personnel expense                                                               |   | 10,393 |  |   | 9,512 |  |   | 9,663 |  |   | 10,807 |  |   | 10,679 |  |
| Net occupancy expense                                                           |   | 1,553 |  |   | 1,331 |  |   | 1,558 |  |   | 1,671 |  |   | 1,831 |  |
| Furniture, equipment and data processing expense                                | 2,003 |  |   | 2,126 |  |   | 2,050 |  |   | 2,094 |  |   | 2,368 |  |
| Professional fees                                                               |   | 633 |  |   | 625 |  |   | 222 |  |   | 760 |  |   | 1,493 |  |
| Stationery, printing and supplies                                               |   | 162 |  |   | 135 |  |   | 136 |  |   | 187 |  |   | 186 |  |
| Advertising and marketing                                                       |   | 153 |  |   | 141 |  |   | 150 |  |   | 179 |  |   | 665 |  |
| Other real estate owned expense                                                 |   | 261 |  |   | 21 |  |   | (98 | ) |   | 3,332 |  |   | 883 |  |
| Credit/debit card expense                                                       |   | 595 |  |   | 618 |  |   | 627 |  |   | 473 |  |   | 425 |  |
| FDIC insurance                                                                  |   | 639 |  |   | 663 |  |   | 646 |  |   | 664 |  |   | 670 |  |
| Loan collection expense                                                         |   | 657 |  |   | 548 |  |   | 1,120 |  |   | 1,146 |  |   | 1,519 |  |
| Merger-related expense                                                          |   | — |  |   | — |  |   | — |  |   | 1,989 |  |   | 1,509 |  |
| Core deposit intangible amortization                                            | 352 |  |   | 351 |  |   | 352 |  |   | 352 |  |   | 352 |  |
| Other expense                                                                   |   | 1,405 |  |   | 1,479 |  |   | 1,501 |  |   | 1,011 |  |   | 1,759 |  |
|                                                                            | Total noninterest expense |   | 18,806 |  |   | 17,550 |  |   | 17,927 |  |   | 24,665 |  |   | 24,339 |  |
| Income (Loss) before income taxes                                               |   | 1,300 |  |   | 1,241 |  |   | 4,292 |  |   | (2,947 | ) |   | (2,743 | ) |
| Income tax expense (benefit)                                                    |   | 23 |  |   | (1,049 | ) |   | 286 |  |   | 236 |  |   | 1,853 |  |
| Net income (loss)                                                               |   | $ | 1,277 |  |   | $ | 2,290 |  |   | $ | 4,006 |  |   | $ | (3,183 | ) |   | $ | (4,596 | ) |
|                                                                            |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Weighted average shares outstanding - basic     and diluted | 21,936 |  |   | 21,756 |  |   | 21,739 |  |   | 21,729 |  |   | 21,698 |  |
| Net income (loss) per share - basic and diluted                                 | $ | 0.06 |  |   | $ | 0.11 |  |   | $ | 0.18 |  |   | $ | (0.15 | ) |   | $ | (0.21 | ) |

----

|                                               |
|-----------------------------------------------|
|                                               |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| (in thousands, except per share data)         | 1Q 2014 |   | 4Q 2013 |   | 3Q 2013 |   | 2Q 2013 |   | 1Q 2013 |
|                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Assets                                        |   |   |   |   |   |   |   |   |   |   |
| Cash and due from banks                       |   | $ | 31,591 |  |   | $ | 31,917 |  |   | $ | 29,506 |  |   | $ | 34,959 |  |   | $ | 26,991 |  |
| Interest-bearing bank balances                |   | 73,360 |  |   | 35,513 |  |   | 73,568 |  |   | 53,511 |  |   | 235,302 |  |
| Investment securities:                        |   |   |   |   |   |   |   |   |   |   |
|                                          | Available-for-sale |   | 402,468 |  |   | 414,614 |  |   | 439,712 |  |   | 453,410 |  |   | 492,355 |  |
|                                          | Held-to-maturity |   | 149,060 |  |   | 151,795 |  |   | 153,684 |  |   | 154,797 |  |   | 73,515 |  |
| Loans held for sale                           |   | 1,961 |  |   | 1,836 |  |   | 2,734 |  |   | 4,076 |  |   | 5,012 |  |
| Loans held for investment                     |   | 1,219,785 |  |   | 1,212,248 |  |   | 1,195,142 |  |   | 1,189,413 |  |   | 1,113,765 |  |
|                                          | Less:  Allowance for loan losses | (26,039 | ) |   | (26,785 | ) |   | (25,387 | ) |   | (25,085 | ) |   | (29,641 | ) |
|                                          |   | Net loans held for investment | 1,193,746 |  |   | 1,185,463 |  |   | 1,169,755 |  |   | 1,164,328 |  |   | 1,084,124 |  |
| Premises and equipment, net                   |   | 48,172 |  |   | 50,889 |  |   | 51,409 |  |   | 52,430 |  |   | 52,449 |  |
| Other real estate owned                       |   | 24,624 |  |   | 28,395 |  |   | 33,179 |  |   | 35,762 |  |   | 46,537 |  |
| Core deposit premiums and other intangibles   | 6,597 |  |   | 6,914 |  |   | 7,197 |  |   | 7,403 |  |   | 7,445 |  |
| Goodwill                                      |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |
| Bank-owned life insurance                     |   | 40,210 |  |   | 39,940 |  |   | 39,646 |  |   | 39,364 |  |   | 39,068 |  |
| Other assets                                  |   | 32,487 |  |   | 33,551 |  |   | 32,578 |  |   | 32,068 |  |   | 26,308 |  |
|                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                          |   | Total Assets |   | $ | 2,008,481 |  |   | $ | 1,985,032 |  |   | $ | 2,037,173 |  |   | $ | 2,036,313 |  |   | $ | 2,093,311 |  |
| Liabilities                                   |   |   |   |   |   |   |   |   |   |   |
| Deposits:                                     |   |   |   |   |   |   |   |   |   |   |
|                                          | Noninterest-bearing demand deposits | $ | 315,515 |  |   | $ | 290,461 |  |   | $ | 308,178 |  |   | $ | 304,992 |  |   | $ | 265,455 |  |
|                                          | Interest-bearing deposits: |   |   |   |   |   |   |   |   |   |   |
|                                          |   | Demand, savings and money market deposits | 879,419 |  |   | 875,970 |  |   | 874,211 |  |   | 857,489 |  |   | 899,115 |  |
|                                          |   | Time deposits |   | 572,996 |  |   | 582,274 |  |   | 608,219 |  |   | 649,004 |  |   | 691,591 |  |
|                                          | Total deposits |   | 1,767,930 |  |   | 1,748,705 |  |   | 1,790,608 |  |   | 1,811,485 |  |   | 1,856,161 |  |
| Retail repurchase agreements                  |   | 5,152 |  |   | 6,917 |  |   | 12,422 |  |   | 9,109 |  |   | 7,301 |  |
| Federal Home Loan Bank advances               | 73,271 |  |   | 73,283 |  |   | 73,295 |  |   | 58,306 |  |   | 58,317 |  |
| Junior subordinated debentures                | 56,702 |  |   | 56,702 |  |   | 56,702 |  |   | 56,702 |  |   | 56,702 |  |
| Long term notes payable                       |   | 5,281 |  |   | 5,263 |  |   | 5,244 |  |   | — |  |   | — |  |
| Other liabilities                             |   | 14,814 |  |   | 13,801 |  |   | 18,100 |  |   | 24,665 |  |   | 25,456 |  |
|                                          | Total Liabilities |   | 1,923,150 |  |   | 1,904,671 |  |   | 1,956,371 |  |   | 1,960,267 |  |   | 2,003,937 |  |
| Shareholders' Equity                          |   |   |   |   |   |   |   |   |   |   |
| Preferred Stock, 10,000,000 authorized        |   |   |   |   |   |   |   |   |   |
|                                          | Series A, $10.00 par value, 51,500 issued and no shares outstanding | — |  |   | — |  |   | — |  |   | — |  |   | — |  |
|                                          | Series B, no par value, 250,000 authorized, no shares issued or outstanding | — |  |   | — |  |   | — |  |   | — |  |   | — |  |
| Common stock                                  |   | 462,037 |  |   | 461,636 |  |   | 461,446 |  |   | 461,266 |  |   | 461,057 |  |
| Accumulated deficit                           |   | (362,393 | ) |   | (363,670 | ) |   | (365,960 | ) |   | (369,966 | ) |   | (366,783 | ) |
| Accumulated other comprehensive income (loss) | (14,313 | ) |   | (17,605 | ) |   | (14,684 | ) |   | (15,254 | ) |   | (4,900 | ) |
|                                          | Total Shareholders' Equity |   | 85,331 |  |   | 80,361 |  |   | 80,802 |  |   | 76,046 |  |   | 89,374 |  |
|                                          |   | Total Liabilities and Shareholders' Equity | $ | 2,008,481 |  |   | $ | 1,985,032 |  |   | $ | 2,037,173 |  |   | $ | 2,036,313 |  |   | $ | 2,093,311 |  |

----

|                                                       |
|-------------------------------------------------------|
|                                                       |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| (in thousands, except per share data)                 | 1Q 2014 |   | 4Q 2013 |   | 3Q 2013 |   | 2Q 2013 |   | 1Q 2013 |
|                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income Statement Data                                 |   |   |   |   |   |   |   |   |   |   |
|  Net interest income                             |   | $ | 15,479 |  |   | $ | 16,464 |  |   | $ | 17,382 |  |   | $ | 15,414 |  |   | $ | 15,173 |  |
|  Provision for (recovery of) loan losses         | (684 | ) |   | 1,820 |  |   | (350 | ) |   | (1,057 | ) |   | 110 |  |
|  Noninterest income                              |   | 3,943 |  |   | 4,147 |  |   | 4,487 |  |   | 5,247 |  |   | 6,533 |  |
|  Noninterest expense                             |   | 18,806 |  |   | 17,550 |  |   | 17,927 |  |   | 24,665 |  |   | 24,339 |  |
|  Income (loss) before taxes                      |   | 1,300 |  |   | 1,241 |  |   | 4,292 |  |   | (2,947 | ) |   | (2,743 | ) |
|  Net income (loss)                               |   | 1,277 |  |   | 2,290 |  |   | 4,006 |  |   | (3,183 | ) |   | (4,596 | ) |
|                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Period End Balances                                   |   |   |   |   |   |   |   |   |   |   |
|  Assets                                          |   | $ | 2,008,481 |  |   | $ | 1,985,032 |  |   | $ | 2,037,173 |  |   | $ | 2,036,313 |  |   | $ | 2,093,311 |  |
|  Loans held for sale                             |   | 1,961 |  |   | 1,836 |  |   | 2,734 |  |   | 4,076 |  |   | 5,012 |  |
|  Loans held for investment                       |   | 1,219,785 |  |   | 1,212,248 |  |   | 1,195,142 |  |   | 1,189,413 |  |   | 1,113,765 |  |
|  Allowance for loan losses                       |   | (26,039 | ) |   | (26,785 | ) |   | (25,387 | ) |   | (25,085 | ) |   | (29,641 | ) |
|  Goodwill                                        |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |
|  Deposits                                        |   | 1,767,930 |  |   | 1,748,705 |  |   | 1,790,608 |  |   | 1,811,485 |  |   | 1,856,161 |  |
|  Borrowings                                      |   | 140,406 |  |   | 142,165 |  |   | 147,663 |  |   | 124,117 |  |   | 122,320 |  |
|  Shareholders' equity                            |   | 85,331 |  |   | 80,361 |  |   | 80,802 |  |   | 76,046 |  |   | 89,374 |  |
|                                                  |   |   |   |   |   |   |   |   |   |   |   |   |
| Average Balances                                      |   |   |   |   |   |   |   |   |   |   |
|  Assets                                          |   | $ | 1,979,036 |  |   | $ | 2,015,219 |  |   | $ | 2,002,237 |  |   | $ | 2,061,891 |  |   | $ | 2,107,869 |  |
|  Loans held for sale                             |   | 1,298 |  |   | 2,529 |  |   | 2,798 |  |   | 4,861 |  |   | 4,616 |  |
|  Loans held for investment                       |   | 1,208,416 |  |   | 1,196,780 |  |   | 1,185,559 |  |   | 1,109,980 |  |   | 1,142,731 |  |
|  Allowance for loan losses                       |   | (26,942 | ) |   | (25,675 | ) |   | (25,681 | ) |   | (29,323 | ) |   | (29,770 | ) |
|  Goodwill                                        |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |   | 4,205 |  |
|  Deposits                                        |   | 1,739,354 |  |   | 1,770,018 |  |   | 1,775,529 |  |   | 1,826,297 |  |   | 1,864,961 |  |
|  Borrowings                                      |   | 142,244 |  |   | 146,721 |  |   | 131,033 |  |   | 123,156 |  |   | 123,902 |  |
|  Shareholders' equity                            |   | 83,776 |  |   | 82,216 |  |   | 75,740 |  |   | 88,047 |  |   | 96,566 |  |
|                                                  |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Per Common Share Data                                 |   |   |   |   |   |   |   |   |   |   |
|  Net income (loss) per share - basic and diluted | $ | 0.06 |  |   | $ | 0.11 |  |   | $ | 0.18 |  |   | $ | (0.15 | ) |   | $ | (0.21 | ) |
|  Book value                                      |   | 3.88 |  |   | 3.68 |  |   | 3.72 |  |   | 3.50 |  |   | 4.12 |  |
|  Tangible book value                             |   | 3.39 |  |   | 3.17 |  |   | 3.19 |  |   | 2.96 |  |   | 3.58 |  |

----

|                                                  |
|--------------------------------------------------|
|                                                  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| (in thousands)                                   |   | 1Q 2014 |   | 4Q 2013 |   | 3Q 2013 |   | 2Q 2013 |   | 1Q 2013 |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Shareholders' equity                             |   | $ | 85,331 |  |   | $ | 80,361 |  |   | $ | 80,802 |  |   | $ | 76,046 |  |   | $ | 89,374 |  |
| Less:                                            |   |   |   |   |   |   |   |   |   |   |
|                                             | Goodwill |   | (4,205 | ) |   | (4,205 | ) |   | (4,205 | ) |   | (4,205 | ) |   | (4,205 | ) |
|                                             | Core deposit and other intangibles |   | (6,597 | ) |   | (6,914 | ) |   | (7,196 | ) |   | (7,403 | ) |   | (7,445 | ) |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Tangible shareholders' equity (Non-GAAP)         | $ | 74,529 |  |   | $ | 69,242 |  |   | $ | 69,401 |  |   | $ | 64,438 |  |   | $ | 77,724 |  |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net income (loss)                                |   | $ | 1,277 |  |   | $ | 2,290 |  |   | $ | 4,006 |  |   | $ | (3,183 | ) |   | $ | (4,596 | ) |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Less taxes, credit costs and nonrecurring items: |   |   |   |   |   |   |   |   |   |
|                                             | Income tax benefit (expense) |   | (23 | ) |   | 1,049 |  |   | (286 | ) |   | (236 | ) |   | (1,853 | ) |
|                                             | Securities gains, net |   | — |  |   | — |  |   | 50 |  |   | 345 |  |   | 2,377 |  |
|                                             | Other real estate owned expense |   | (261 | ) |   | (21 | ) |   | 98 |  |   | (3,332 | ) |   | (883 | ) |
|                                             | Recovery of (provision for) loan losses | 684 |  |   | (1,820 | ) |   | 350 |  |   | 1,057 |  |   | (110 | ) |
|                                             | Mortgage and litigation accruals |   | 75 |  |   | — |  |   | 117 |  |   | 370 |  |   | — |  |
|                                             | Loan collection expense |   | (657 | ) |   | (548 | ) |   | (1,120 | ) |   | (1,146 | ) |   | (1,519 | ) |
|                                             | Branch closure and restructuring expenses | (183 | ) |   | (178 | ) |   | 105 |  |   | (15 | ) |   | (587 | ) |
|                                             | Rebranding expense |   | — |  |   | — |  |   | (6 | ) |   | (58 | ) |   | (552 | ) |
|                                             | Merger-related expense |   | — |  |   | — |  |   | — |  |   | (1,989 | ) |   | (1,509 | ) |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Core earnings (Non-GAAP)                         |   | $ | 1,642 |  |   | $ | 3,808 |  |   | $ | 4,698 |  |   | $ | 1,821 |  |   | $ | 40 |  |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest expense                              |   | $ | 18,806 |  |   | $ | 17,550 |  |   | $ | 17,927 |  |   | $ | 24,665 |  |   | $ | 24,339 |  |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Less credit costs and nonrecurring items:        |   |   |   |   |   |   |   |   |   |
|                                             | Other real estate owned expense |   | (261 | ) |   | (21 | ) |   | 98 |  |   | (3,332 | ) |   | (883 | ) |
|                                             | Mortgage and litigation accruals |   | 75 |  |   | — |  |   | 117 |  |   | 370 |  |   | — |  |
|                                             | Loan collection expense |   | (657 | ) |   | (548 | ) |   | (1,120 | ) |   | (1,146 | ) |   | (1,519 | ) |
|                                             | Branch closure and restructuring expenses | (183 | ) |   | (178 | ) |   | 105 |  |   | (15 | ) |   | (587 | ) |
|                                             | Rebranding expense |   | — |  |   | — |  |   | (6 | ) |   | (58 | ) |   | (552 | ) |
|                                             | Merger-related expense |   | — |  |   | — |  |   | — |  |   | (1,989 | ) |   | (1,509 | ) |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Core noninterest expense (Non-GAAP)              | $ | 17,780 |  |   | $ | 16,803 |  |   | $ | 17,121 |  |   | $ | 18,495 |  |   | $ | 19,289 |  |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest income                               |   | $ | 3,943 |  |   | $ | 4,147 |  |   | $ | 4,487 |  |   | $ | 5,247 |  |   | $ | 6,533 |  |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Less nonrecurring items:                         |   |   |   |   |   |   |   |   |   |   |
|                                             | Securities gains, net |   | — |  |   | — |  |   | 50 |  |   | 345 |  |   | 2,377 |  |
|                                             |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Core noninterest income (Non-GAAP)               | $ | 3,943 |  |   | $ | 4,147 |  |   | $ | 4,437 |  |   | $ | 4,902 |  |   | $ | 4,156 |  |