WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                                                                         <C>
<PERIOD-TYPE>                                                                      YEAR
<FISCAL-YEAR-END>                                                           DEC-31-1995
<PERIOD-END>                                                                DEC-31-1995
<CASH>                                                                          123,379
<INT-BEARING-DEPOSITS>                                                           13,801
<FED-FUNDS-SOLD>                                                                 34,929
<TRADING ASSETS>                                                                      0
<INVESTMENTS-HELD-FOR-SALE>                                                     652,292
<INVESTMENTS-CARRYING>                                                          818,894
<INVESTMENTS-MARKET>                                                            810,123
<LOANS>                                                                       3,590,149
<ALLOWANCE>                                                                      25,235
<TOTAL-ASSETS>                                                                5,471,108
<DEPOSITS>                                                                    4,424,525
<SHORT-TERM>                                                                     25,972
<LIABILITIES-OTHER>                                                              91,158
<LONG-TERM>                                                                     544,536
<COMMON>                                                                         29,676
<PREFERRED-MANDATORY>                                                                 0
<PREFERRED>                                                                           0
<OTHER-SE>                                                                      355,141
<TOTAL-LIABILITIES-AND-EQUITY>                                                5,471,108
<INTEREST-LOAN>                                                                 303,690
<INTEREST-INVEST>                                                               113,618
<INTEREST-OTHER>                                                                      0
<INTEREST-TOTAL>                                                                417,308
<INTEREST-DEPOSIT>                                                              196,823
<INTEREST-EXPENSE>                                                               37,348
<INTEREST-INCOME-NET>                                                           183,137
<LOAN-LOSSES>                                                                     9,738
<SECURITIES-GAINS>                                                                1,182
<EXPENSE-OTHER>                                                                 118,602
<INCOME-PRETAX>                                                                  99,088
<INCOME-PRE-EXTRAORDINARY>                                                       63,984
<EXTRAORDINARY>                                                                       0
<CHANGES>                                                                             0
<NET-INCOME>                                                                     63,984
<EPS-PRIMARY>                                                                      2.12
<EPS-DILUTED>                                                                      2.11
<YIELD-ACTUAL>                                                                     3.34
<LOANS-NON>                                                                      12,246
<LOANS-PAST>                                                                          0
<LOANS-TROUBLED>                                                                      0
<LOANS-PROBLEM>                                                                   7,601
<ALLOWANCE-OPEN>                                                                 25,180
<CHARGE-OFFS>                                                                    11,087
<RECOVERIES>                                                                      1,404
<ALLOWANCE-CLOSE>                                                                25,235
<ALLOWANCE-DOMESTIC>                                                                  0
<ALLOWANCE-FOREIGN>                                                                   0
<ALLOWANCE-UNALLOCATED>                                                          25,235
        

</TABLE>