SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934


          DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) SEPTEMBER 30, 2000
                                                           ------------------

                       ELECTRONIC BUSINESS SERVICES, INC.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)


DELAWARE                           2-96392-A                65-0952956
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(STATE OR OTHER                   (COMMISSION      (IRS EMPLOYER JURISDICTION OF
IDENTIFICATION NO.)                FORMATION)              FILE NUMBER)


        1800 N.W. 49TH STREET, SUITE 100, FORT LAUDERDALE, FLORIDA 33309
-------------------------------------------------------------------------------
               (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)          (ZIP CODE)


       REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE (954) 229-5100
                                                          --------------

         (FORMER NAME OR FORMER ADDRESS, IF CHANGES SINCE LAST REPORT)


<PAGE>


ITEM 5.  OTHER EVENTS


On September  1, 2000,  Electronic  Business  Services,  Inc.  filed a voluntary
petition for relief under Chapter 11 of the US Bankruptcy Code.

While the bankruptcy proceedings are pending, the Company is filing the Debtor's
Monthly  Financial  Report that it is required to file with the Bankruptcy Court
under  Rule  2015 in lieu of the  Form  10K and  10Q  filings.  The  Company  is
attaching the monthly reports for the period  September 1, 2000 to September 30,
2000 for each of the  following  companies  as  submitted  to the United  States
Bankruptcy  Court  Southern  District of  Florida,  Miami  Division:  Engineered
Business Systems, Inc. and QuickCredit Corporation, wholly owned subsidiaries of
their parent, Electronic Business Services, Inc.

When the  Company's  reorganization  plan  becomes  effective,  the Company will
resume the mandatory and timely filings of the Exchange Act periodic reports for
all applicable periods.


<PAGE>

ITEM 7.  FINANCIAL EXHIBITS

<TABLE>

                      MONTHLY FINANCIAL REPORT FOR BUSINESS
               FOR THE PERIOD BEGINNING 9/1/00 AND ENDING 9/30/00

Name of Debtor: Electronic Business Services, Inc.               Case Number:
Date of Petition: September 1, 2000                            00-25402 BKC-RBR

                                                                   CUMULATIVE
                                                      CURRENT       PETITION
                                                       MONTH        TO DATE
                                                    ----------    -----------
<S>                                                 <C>          <C>
   1 CASH AT BEGINNING OF PERIOD .............         480.97       480.97
   2 RECEIPTS
     A. Cash Sales
         Less:  Cash Refunds
         Net Cash Sales
     B. Collection on Postpetition A/R
     C. Collection on Prepetition A/R
     D. Other Receipts
             Transfer from
               Eng. Business Systems (Sub) ...      59,820.67    59,820.67
             Transfer from
               QuickCredit Corp (Sub) ........       3,000.00     3,000.00


   3 TOTAL RECEIPTS ..........................      62,820.67    62,820.67
   4 TOTAL CASH AVAILABLE FOR OPERATIONS .....      63,301.64    63,301.64

   5 DISBURSEMENTS
     A. U.S. Trustee Quarterly Fees
     B. Net Payroll ..........................      37,547.83    37,547.83
     C. Payroll Taxes ........................      15,536.66    15,536.66
     D. Sales & Use Taxes
     E. Other Taxes
     F. Rent .................................       7,421.00     7,421.00
     G. Other Leases (Attachment 3)
     H. Telephone
     I. Utilities
     J. Travel & Entertainment
     K. Vehicle Expenses
     L. Office Supplies
     M. Advertising
     N. Insurance (Attachment 7) .............       6,736.18     6,736.18
     O. Purchases of Fixed Assets
     P. Purchases of Inventory
     Q. Manufacturing Supplies
     R. Repairs & Maintenance
     S. Payments of Secured Creditors
     T. Other Operating Expenses (Attach List)
             Merchants
               F/QCC Prepayment ..............       3,750.00     3,750.00

   6 TOTAL CASH DISBURSEMENTS ................      70,991.67    70,991.67
   7 ENDING CASH BALANCE .....................      (7,690.03)   (7,690.03)


</TABLE>

<PAGE>


<TABLE>

                      MONTHLY FINANCIAL REPORT FOR BUSINESS
               FOR THE PERIOD BEGINNING 9/1/00 AND ENDING 9/30/00

Name of Debtor: QuickCredit Corporation                           Case Number:
Date of Petition: September 1, 2000                            00-25401 BKC-RBR

                                                                CUMULATIVE
                                                      CURRENT    PETITION
                                                       MONTH     TO DATE
                                                    ---------  -----------
<S>                                                 <C>         <C>
   1 CASH AT BEGINNING OF PERIOD .............      31,406.90   31,406.90
   2 RECEIPTS
     A. Cash Sales
         Less: Cash Refunds
         Net Cash Sales
     B. Collection on Postpetition A/R .......      19,090.91   19,090.91
     C. Collection on Prepetition A/R ........      10,988.57   10,988.57
     D. Other Receipts
              Transfer from
                Eng. Business Systems (Sub) ..      11,500.00   11,500.00
              Transfer from
                QuickCredit Corp (Closed Acct)        --          --
              Transfer from
                Triangle Imaging .............        --          --

   3 TOTAL RECEIPTS ..........................      41,579.48   41,579.48
   4 TOTAL CASH AVAILABLE FOR OPERATIONS .....      72,986.38   72,986.38

   5 DISBURSEMENTS
     A. U.S. Trustee Quarterly Fees
     B. Net Payroll
     C. Payroll Taxes
     D. Sales & Use Taxes
     E. Other Taxes
     F. Rent
     G. Other Leases (Attachment 3)
     H. Telephone
     I. Utilities
     J. Travel & Entertainment
     K. Vehicle Expenses
     L. Office Supplies
     M. Advertising
     N. Insurance (Attachment 7)
     O. Purchases of Fixed Assets
     P. Purchases of Inventory
     Q. Manufacturing Supplies
     R. Repairs & Maintenance
     S. Payments of Secured Creditors
     T. Other Operating Expenses (Attach List)
              Medical Information Bureau .....       6,868.00    6,868.00
              Merchants Assn Credit Bureau ...       3,000.00    3,000.00
              Mylena Mixon ...................         566.00      566.00
              Marcia Leslie ..................         384.00      384.00
              Trans to
                Eng. Bus Systems
                for Equifax Pre-pay ..........       3,500.00    3,500.00
              Trans to
                Eng. Bus Systems
                for Equifax Pre-pay ..........       1,500.00    1,500.00
              Trans to
                Electronic --
                Operating for
                Merchants Pre-Pay ............       3,000.00    3,000.00
              Trans to
                Equifax Prepayment ...........       8,000.00    8,000.00
              Trans to
                Eng. Bus Systems for
                Payroll 9/7/00 ...............      30,656.90   30,656.90

   6 TOTAL CASH DISBURSEMENTS ................      57,474.90   57,474.90
   7 ENDING CASH BALANCE .....................      15,511.48   15,511.48

</TABLE>



                                      ELECTRONIC BUSINESS SERVICES, INC.


                                      By: /s/ VITO A. BELLEZZA
                                      -------------------------------------
                                      Vito A. Bellezza
                                      Chief Executive Officer


Dated: September 30, 2000