<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET, STATEMENT OF INCOME, STATEMENT OF CASH FLOWS, AND
STATEMENT OF CHANGES IN SHAREHOLDER EQUITY, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                          15,628
<INT-BEARING-DEPOSITS>                         139,667
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     26,517
<INVESTMENTS-CARRYING>                          11,469
<INVESTMENTS-MARKET>                            11,339
<LOANS>                                        153,396
<ALLOWANCE>                                      2,373
<TOTAL-ASSETS>                                 221,497
<DEPOSITS>                                     192,401
<SHORT-TERM>                                     7,000
<LIABILITIES-OTHER>                              2,375
<LONG-TERM>                                        532
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        15,414
<OTHER-SE>                                       3,774
<TOTAL-LIABILITIES-AND-EQUITY>                 221,497
<INTEREST-LOAN>                                  3,204
<INTEREST-INVEST>                                  586
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 3,790
<INTEREST-DEPOSIT>                               1,367
<INTEREST-EXPENSE>                               1,399
<INTEREST-INCOME-NET>                            2,391
<LOAN-LOSSES>                                      300
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,125
<INCOME-PRETAX>                                    853
<INCOME-PRE-EXTRAORDINARY>                         853
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       612
<EPS-BASIC>                                       0.35
<EPS-DILUTED>                                     0.34
<YIELD-ACTUAL>                                   5.044
<LOANS-NON>                                        691
<LOANS-PAST>                                       242
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,148
<CHARGE-OFFS>                                      104
<RECOVERIES>                                        29
<ALLOWANCE-CLOSE>                                2,373
<ALLOWANCE-DOMESTIC>                             2,373
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>