Exhibit 10
    (iii) 52.





SUMMARY OF YOUR
   COVERAGE


EXECUTIVE
   SUPPLEMENTAL HEALTH





The Executive Medical
   Health Plan is designed to supplement the medical, dental, and vision plans
   offered to IT Employees through the Benefits by Design Flexible Benefit
   Programs.





Eligibility





Those eligible to
   participate in Executive Medical Program are full-time, active, Corporate
   Officers, Vice Presidents and certain other Senior Level Managers who must
   also be eligible for and enrolled in Medical and Dental/Vision Plan Choice
   B in the Benefits by Design Flexible Benefit Programs.
   Eligibility for Executive Supplemental Health Coverage is not automatic.
   Eligibility must be recommended by the Chief Executive Officer and/or
   Company President and approved by the Senior Vice President of Human
   Resources.





Those Executives
   participating in this program may also choose to cover their legally married
   spouse and/or children, step-children, and/or foster children under age 19
   and primarily dependent upon you for support, or up to age 24 if they are
   fulltime students, provided you have also enrolled these same dependents for
   coverage as your dependents in Medical and Dental/Vision Plan Choice B
    in the Benefits by Design Flexible Benefit Program. You may not, in
   any event, cover a dependent under the Executive Supplemental Health Plan
   whom you have not elected to cover as your dependent under Medical and
   Dental/Vision Plan Choice B in the Benefits by Design Flexible
   Benefit Program herein referred to as the Core Plan.





You are required to
   notify IT Corporation when your dependent children reach age 19, or when
   dependent children older than 19 who are full-time students cease to be
   full-time students or reach age 24. In these cases, your dependents will not
   longer be eligible to be covered as your dependents under the Executive
   Supplemental Health Plan. However, you will be given the opportunity to
   continue coverage under COBRA for these children at your own expense.
   However, so we can offer you this option, you must notify us within 30
   days of the event causing your dependent to be ineligible as your
   dependent.





Maximum
   Benefits





The annual maximum
   benefit for you and all covered eligible dependents is 10% of your gross
   annual base salary as of January 1st of each year in which you are eligible
   to participate in the Executive Medical Program, or $10,000, applied on a
   calendar year basiswhichever is less.





Taxability


These benefits are
   provided to you as a non-taxed benefit.





Covered
   Expenses





As a general rule,
   expenses that can be included as a Medical or Dental Expense in completing
   an individual income tax return as defined by IRS Publication 502 can be
   submitted for payment or reimbursement under the Executive Supplemental
   Health Plan. These expenses include, but are not necessarily limited
   to:





|· | Deductibles/Co-payments
|- | -----------------------

| | Amounts applied
     toward Plan Choice B deductibles for covered participants for
     medical or dental coverage. Co-payments that you make for covered plan
     participants toward vision care or that are paid to the mail-order drug
     program.
| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Co-Insurance
|- | ------------

| | Amounts are covered
     health care expenses under the Benefits by Design Flexible Benefit
     Programs, but are considered to be the patients share (20%) of
     covered charges.
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | COBRA
     Premiums
|- | -------------------

| | The Executive
     Supplemental Health Plan will reimburse you for COBRA premiums you pay for
     coverage under your prior employers plan or for your over-age
     dependent(s) under the IT plan. For example, if you continue COBRA
     coverage under your prior employers plan because the IT core plan
     will not cover pre-existing conditions, you can submit proof of your COBRA
     premium payments for reimbursement under the Executive Supplemental Health
     Plan. Additionally, if you pay for COBRA coverage under the IT core plan
     for a child who reaches the limiting age under the plan but continues to
     be your dependent for tax purposes, you can submit proof of such COBRA
     premium payments for reimbursement under the Executive Supplemental Health
     Plan.
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Above
     Reasonable and Customary
|- | -----------------------------------

| | Reasonable and
     Customary charges are determined by the health plan administrator and
     represent nationwide statistics indicating a fee that is reasonable for
     the diagnosis for procedure and is an amount at or below a level
     customarily charged by 90% of providers of the same discipline and within
     the same geographical location. Most providers fees are within a
     range considered reasonable and customary. However, we recognize that some
     providers do charge a premium for their services. This amount sometimes
     exceeds the maximum benefit allowance. Amounts that exceed the reasonable
     and customary maximum allowance are payable under your Executive
     Supplemental Health Benefits.
| | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Charges That
     Exceed Core Plan Maximums (ITs Your Choice Plan Option B
     )
|- | ------------------------------------------------------------------------------------

| | The Benefits by
     Design Flexible Benefit Programs contain plan features or benefits with
     specific limitations or payment maximums. These include, but are not
     limited to: annual maximums for dental care; lifetime maximums for
     orthodontic procedures; per visit and number of visit limitations for home
     health, treatment of spinal conditions, and outpatient mental
     health/chemical dependency treatment. Annual and Lifetime Maximums also
     apply to mental health/chemical dependency benefits. The vision plan also
     limits the cost and timeframes for which you are eligible to receive
     examinations, frames, lenses, and contact lenses (please refer to your
     Summary Plan Description for a complete list of specific details). Covered
     Plan participants submitted charges exceeding the Core Plan Annual
     Maximums are payable under the Executive Supplemental Health Plan up to
     your benefit maximum of 10% of your base salary or $10,000, whichever is
     less.
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Medically
     Necessary Expenses which are not Covered under other
     Plans
|- | ------------------------------------------------------------------------------

| | The Executive
     Supplemental Health Plan reimburses for expenses which are medically
     necessary but are either not covered or are specifically excluded under
     the IT Flexible Benefit Programs. However, the Executive Supplemental
     Health Plan does not reimburse for expenses for pre-existing conditions
     which are not covered under ITs Core Plan(s). (See the first item
     under Charges Specifically Excluded for further
     details.)
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | Expenses which
     might appear to be reimbursable under the Executive Supplemental Health
     Plan could be limited by IRS regulations which prohibit payment for
     certain procedures, such as those which are purely cosmetic in nature.
     Please contact Provident for a predetermination of benefits before
     proceeding with any procedure not customarily covered under your Core
     Plan.
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | Expenses not
     covered under the Core Plan but which are payable (subject to annual
     maximum) under the Executive Supplemental Health Plan are illustrated
     below:
| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Braille Books
     and Magazinespurchased for use by a visually impaired person covered
     under your plan.
| | - | -------------------------------------------------------------------------------------------------------------




| | · | CarSpecial
     Designfor a covered person with a physical impairment. Covered
     expenses normally included the cost of special hand controls and other
     special equipment installed in a car for the use of a person with a
     disability.
| | - | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Elective
     Pregnancy Termination, which is not payable under the Core Plan for a
     covered dependent child. Limited to one such procedure per calendar year
     when performed within the first trimester. When performed for medical
     reasons or under other certain conditions, these restrictions may not
     apply. Contact Health International for further details on when these
     restrictions may not apply.
| | - | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Eye Care
     Expenses paid for examinations, frames, lenses, or contact
     lenses that are for the primary purpose of correcting a visual impairment
     of a covered person, and/or co-payments paid in conjunction with Vision
     Care provided under your Core Plan.
| | - | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Fertility
     Treatment and Testingwhen services are performed for a covered
     Executive or dependent spouse. Dependent children are not eligible for
     this service.
| | - | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Guide Dog or
     Other Animalto be used by a visually or hearing impaired covered
     person or any other covered person when the animal is specifically trained
     to assist persons with the particular physical impairment or disability of
     the individual.
| | - | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Hearing
     Appliancesthe cost of hearing aids and batteries you buy to
     operate them exceeding the maximums provided in the Core Plan of
     coverage.
| | - | --------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Improvements to
     Rented Propertyoccupied by a covered person with a disability, which
     are made to provide accommodation to such disability.
| | - | ----------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Insurance
     Premiumsamounts that you paid for Medicare Part B; paid to a
     Health Maintenance Organization that is not part of an employers
     cafeteria, flexible benefits, or other qualified 125 Plan; or paid as a
     premium for COBRA continuation coverage under another employers plan
     (for yourself or your dependent).
| | - | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | In Vitro
     Fertilizationwhen services are performed for a covered Executive or
     dependent spouse. Dependent children are not eligible for this
     benefit.
| | - | -------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Laetrileprescribed for a covered person by a doctor and purchased and used in
     a location where the sale and use are legal.
| | - | -------------------------------------------------------------------------------------------------------------------------------




| | · | Learning
     Disabilitiestuition fees that you pay to a special school for a
     covered child who has severe learning disabilities caused by mental or
     physical impairment, including nervous disorders. Your doctor must
     recommend that the child attend the school.
| | - | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Legal Feespaid in connection with authorizing mental treatment of a covered
     person with a mental illness. If the fees include a guardianship or
     management fee, you cannot include that amount as reimbursable or payable
     expense.
| | - | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Maternityexpenses for a covered dependent child. Covered charges include
     obstetric care, labor and delivery, and associated hospitalization
     expenses for childbirth. Nursery charges or any other expenses incurred
     for injury or sickness of the newly born child of your dependent child are
     charged which are specifically from payment. Complications of pregnancy
     (such as an ectopic pregnancy) are charges which are covered for your
     dependent child under your Core Plan.
| | - | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Nursing or
     Special Home for the Aged or Mentally Retardedif the expense is
     incurred for a covered person and the primary reason for being there is to
     get medical care or upon the recommendation of a psychiatrist, to help a
     covered mentally retarded person adjust from living in a mental hospital
     to community living.
| | - | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Oral
     Contraceptivesprescribed by your doctor that are not purchased
     through the mail-order program; or your co-payment for these drugs
     purchased through the mail-order drug program; or your cost to purchase
     oral contraceptives which are prescribed for a covered dependent
     child.
| | - | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Physical
     Examinationsfor a covered person when such examination is for the
     periodic screening of ones health, not covered by another primary
     payer of insurance benefits; and when such examination for the Executive
     is not part of a Company Sponsored, Executive Physical Program. Physicals
     required by the Company are paid through IT Corporations Health
     & Safety Department.
| | - | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Radial
     Keratotomyprocedures for a covered person to correct a visual
     impairment of such an individual.
| | - | ----------------------------------------------------------------------------------------------------------------




| | · | Telephone
     Equipment or the Repair of Telephone Equipmentthat is used for a
     covered hearing-impaired person to communicate over a regular
     telephone.
| | - | ------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Television
     Equipmentthat displays the audio part of television programs as
     subtitles for a covered hearing-impaired person.
| | - | -------------------------------------------------------------------------------------------------------------------------------------




| | · | Temporomandibular Joint Disorders (TMJ)treatment for a
     covered person when expenses are not covered under your Core Plan and/or
     the portion of expense exceeding the annual and/or lifetime maximums of
     your Core Dental Plan or Orthodontic Benefit.
| | - | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Transportation
     Costsactually paid in connection with medical care of a covered
     person. You may include: bus, taxi, plane fares, automobile expenses of
     gas and oil, ambulance service, parking fees, and tolls. The following
     costs cannot be included: transportation to or from work (even if the
     condition of the covered person requires an unusual mode of
     transportation), and costs incurred to travel to another city for care
     when travel was for nonmedical reasons.
| | - | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




| | · | Well Baby Carefor your covered dependent child; to include the cost of check-ups and
     immunizations not covered by your Core Plan when such treatment is for the
     preventive treatment of childhood diseases and to monitor the ordinary
     developmental process of your child.
| | - | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




Charges
   Specifically Excluded





Your Executive
   Supplemental Health Plan specifically excludes coverage for certain expenses
   and imposes certain restrictions on others. Charges which are excluded or
   have limitations include, but are not necessarily limited to:





|· | Expenses for
     pre-existing conditions which are not covered under ITs Core
     Plan(s). To obtain reimbursement for such expenses, you must continue
     COBRA coverage under your prior employers plan. You can submit
     evidence of COBRA premium payments for reimbursement under the Executive
     Supplemental Health Plan.
|- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Charges that have
     not first been submitted for payment under your Core Benefit
     Plan.
|- | ----------------------------------------------------------------------------------------------




|· | Expenses incurred
     by a child of your covered dependent child, including nursery charges for
     a well baby born while your dependent child is covered under your
     plan.
|- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Charges resulting
     from benefit reductions when second surgical opinions or
     pre-hospitalization review procedures as described in the Benefits by
     Design Summary Plan Description are not followed.
|- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Charges for
     conditions that are sustained while on active military duty or rising out
     of acts of war.
|- | ---------------------------------------------------------------------------------------------------------------




|· | Charges that would
     not be made if no plan existed, or charges that neither you nor any of
     your dependents are required to pay.
|- | ----------------------------------------------------------------------------------------------------------------------------------------




|· | Charges resulting
     from work-related injury.
|- | ------------------------------------------------




|· | Charges resulting
     from an injury caused by a third party when you fail to agree to
     third-party subrogation.
|- | ---------------------------------------------------------------------------------------------------------------------




|· | Expenses for which
     the covered person has or had the right to payment for the expense under:
     (a) workers compensation or similar law; or (b) Medicare or other
     plan established by law, except where the law does not permit such an
     exclusion.
|- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Charges for
     services or supplies that are not necessary for the treatment, diagnosis,
     or prevention of an injury, illness, or disease, or that are not
     recommended and approved by the attending physician.
|- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Expenses for
     housekeeping or custodial care, except for that which qualifies under
     hospice or home health care.
|- | -------------------------------------------------------------------------------------------------------------------------




|· | Expenses paid to
     Christian Science Practitioners.
|- | ------------------------------------------------------




|· | Expenses paid for
     health club or other dues that are for your general health or to relieve
     physical or mental discomfort that are not related to a particular medical
     condition.
|- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Expenses for
     household help, even if recommended by a doctor, that does not provide
     nursing-type services covered under home health care.
|- | ---------------------------------------------------------------------------------------------------------------------------------------------------




|· | Expenses for
     personal use items that are customarily or can be used for personal living
     unless they are used primarily to prevent or alleviate a physical or
     mental defect or illness.
|- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Expenses for a
     smoking cessation program that a covered person joins for the improvement
     of general health. These expenses may be partially reimbursable, if
     incurred by an IT Executive, under the IT Corporate Wellness program. See
     a Human Resources Representative for details.
|- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Expenses for a
     weight loss program, even if prescribed by your doctor for a covered
     person, when the treatment is for the betterment of your general health
     and not to treat a specific illness or disease. These expenses may be
     partially reimbursable, if incurred by an IT Executive, under the IT
     Corporate Wellness program. See a Human Resources Representative for
     details.
|- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Expenses for
     cosmetic surgery unless to repair: (1) birth defect; (2) damage caused by
     a disfiguring disease; or (3) damage due to an accident that occurred
     while you were covered for these benefits, provided the expense is also
     incurred while so covered and eligible.
|- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | Expenses for
     diapers or diaper service, unless they are needed to relieve the effects
     of a particular disease.
|- | ------------------------------------------------------------------------------------------------------------------------




Termination of
   Coverage





When coverage terminates, this Plan will pay
   claims for covered expenses which were previously incurred when the
   individual was covered, up to the annual maximum amount.





Executive coverage
   under this plan terminates at midnight on the date when:





|· | IT Corporation
     senior management determines that the covered Executive no longer meets
     the eligibility criteria for participation in this program
|- | -----------------------------------------------------------------------------------------------------------------------------------------------------------




|· | The covered
     Executives employment with IT Corporation or a subsidiary is
     terminated
|- | ----------------------------------------------------------------------------------------------




|· | The Company elects
     to discontinue this program and terminates the Executive Supplemental
     Health Plan
|- | --------------------------------------------------------------------------------------------------------------




For the spouse,
   coverage ends at midnight on the date when:





|· | The Executive is no
     longer eligible to participate in the program
|- | ----------------------------------------------------------------------




|· | The covered
     Executive dies
|- | -------------------------------




|· | Divorce or legal
     separation occurs
|- | ---------------------------------------




|· | The spouse fails to
     meet the eligibility requirements of the Core Plan
|- | ---------------------------------------------------------------------------




|· | The plan is
     terminated
|- | ---------------------------




For other eligible
   dependents, coverage ends at midnight on the date when:





|· | The Executive is no
     longer eligible to participate in the program
|- | ----------------------------------------------------------------------




|· | The covered
     Executive dies
|- | -------------------------------




|· | Divorce or legal
     separation from spouse occurs (step-children only)
|- | ------------------------------------------------------------------------




|· | A step-child no
     longer resides with the covered Executive or when any dependent child,
     step-child or foster child ceases to be primarily dependent upon the
     Executive for support
|- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | The dependent fails
     to meet the eligibility requirements of the Core Plan, or reaches the plan
     age limit and/or ceases to be enrolled as a student on a full-time basis
     after reaching age 19
|- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------




|· | The plan is
     terminated
|- | ---------------------------




Continuation of
   Coverage





A person who would
   otherwise lose coverage as a result of a qualifying event as
   described in your Benefits by Design Flexible Benefit Program Summary Plan
   Description is entitled to continue benefits provided under the Executive
   Supplement Health Program through the rules of the Consolidated Omnibus
   Budget Reconciliation Act of 1985 (COBRA). Please refer to the Medical
   Section of the Summary Plan Description for your Core Plan for a complete
   description of your rights under COBRA.