<TABLE> <S> <C>

<ARTICLE> 9
<RESTATED>

<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   YEAR                   9-MOS                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996             DEC-31-1996             DEC-31-1996
<PERIOD-END>                               DEC-31-1996             SEP-30-1996             JUN-30-1996             MAR-31-1996
<CASH>                                           6,394                   6,604                   5,730                   6,518
<INT-BEARING-DEPOSITS>                               0                       0                       0                       0
<FED-FUNDS-SOLD>                                   225                   4,210                     500                   1,300
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     28,064                  24,806                  23,553                  27,159
<INVESTMENTS-CARRYING>                          29,794                  30,718                  30,945                  30,174
<INVESTMENTS-MARKET>                            30,252                  30,985                  31,036                  30,548
<LOANS>                                        130,638                 127,479                 126,082                 124,217
<ALLOWANCE>                                      2,023                   1,999                   1,929                   1,851
<TOTAL-ASSETS>                                 202,365                 199,498                 192,410                 195,401
<DEPOSITS>                                     171,512                 171,199                 166,368                 166,880
<SHORT-TERM>                                     9,347                   7,529                   5,823                   8,257
<LIABILITIES-OTHER>                              1,490                   1,346                   1,194                   1,504
<LONG-TERM>                                          0                       0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                         2,033                   2,033                   2,033                   1,848
<OTHER-SE>                                      17,983                  17,391                  16,992                  16,912
<TOTAL-LIABILITIES-AND-EQUITY>                 202,365                 199,498                 192,410                 195,401
<INTEREST-LOAN>                                 11,476                   8,491                   5,593                   2,785
<INTEREST-INVEST>                                3,400                   2,518                   1,688                     849
<INTEREST-OTHER>                                   130                     127                      81                      26
<INTEREST-TOTAL>                                15,006                  11,136                   7,362                   3,660
<INTEREST-DEPOSIT>                               6,409                   4,743                   3,112                   1,547
<INTEREST-EXPENSE>                               6,747                   4,986                   3,279                   1,633
<INTEREST-INCOME-NET>                            8,259                   6,150                   4,083                   2,027
<LOAN-LOSSES>                                      455                     344                     233                     111
<SECURITIES-GAINS>                                  27                      27                      27                       0
<EXPENSE-OTHER>                                  5,289                   4,002                   2,644                   1,303
<INCOME-PRETAX>                                  3,435                   2,569                   1,723                     869
<INCOME-PRE-EXTRAORDINARY>                       3,435                   2,569                   1,723                     869
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     2,584                   1,937                   1,305                     647
<EPS-PRIMARY>                                     1.16                    0.87                    0.59                    0.29
<EPS-DILUTED>                                     1.15                    0.86                    0.58                    0.29
<YIELD-ACTUAL>                                    4.47                    4.38                    4.51                    4.50
<LOANS-NON>                                         79                     134                     134                     150
<LOANS-PAST>                                       256                     101                     101                     115
<LOANS-TROUBLED>                                     0                       0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                 1,775                   1,775                   1,775                   1,775
<CHARGE-OFFS>                                      251                     160                     108                      51
<RECOVERIES>                                        43                      39                      29                      16
<ALLOWANCE-CLOSE>                                2,022                   1,999                   1,929                   1,851
<ALLOWANCE-DOMESTIC>                             2,022                   1,999                   1,929                   1,851
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                            702                     969                     715                     639


</TABLE>