PRSRT STD

POSTAGE & FEES PAID

INTERNAL REVENUE SERVICE

PERMIT NO. G-48
on 

quired To Have Federal Tax Withheld

Department of the TreasuryInternal Revenue Service

www.irs.gov

Publication 3137 (Rev.10-02)Catalog Number 26213F

IRS
NTERNAL REVENUE SERVICE (IRS) is sending this 

mer service and outreach efforts to reduce taxpayer burden.

ou decide to stop the withholding on your pension income.

ng will prevent you from filing unnecessary returns, and you

s throughout the year. 

4P and claiming an exemption for 2003, you can access 

 Connect to www.irs.gov, select the forms and pubs option,

e information on Form W4P. You can reach us by phone at 

rs of operation are Monday through Friday from 7:00 a.m. 

ng December 31, 2002, through April 15, 2003, assistance 

s from 9:00 a.m. to 5:00 p.m. local time. Assistance provided

i will be based on the hours of operation in the Pacific Time

d-the-clock service for refund and account callers.

enue Service
YOU CAN PROBABLY AVOID filing a 2003 Federal 

tax return in the year 2004 if you advise your pensioncompany to stop Federal withholding. You can stop withholding simply by filling out the enclosed Form W4

P,

Withholding Certificate for Pension or Annuity Payments,and mailing it to the company that sends you your pensionchecks. If you do not have to file a Federal tax return, you will save time. If you usually pay someone else toprepare your Federal return, you will also save money.

TO SEE IF THIS MIGHT work for you, fill out the

enclosed worksheet to find out if you owe taxes for 2002.If your income is less than the minimum amount shownon the chart, you will only have to file a 2002 tax returnto receive a refund of your pension withholding. If yourincome in 2003 will be about the same as it was in2002, it is likely that you will not owe any taxes for 2003either. If you mail the Form W4P to your pension company in early December of 2002, they will have time 

to stop the withholding before another year starts. Youmost likely will not have to file a 2003 Federal tax return.
s o

then

Your pension company can stop deducting 

Federal taxes for all of the 2003 tax year

d a Form W-4P to your pension 

vider by early December 2002

You probably will not have 

to file a 2003 Federal tax return.
e $ r $ 

l bonds.)

t $ u $ 

h 4 i $ 

from sources not listed below.

special taxes, such as tax on an IRA or other retirement plan.

married filing a separate return from your spouse and you lived with
the amount shown in the chart below, a Federal tax return 

2003, you are considered to be 65 at the end of 2002.

THEN you do not need to 

file a return if your gross 

re... income is less than...

$ 7,700

8,850

th spouses) $13,850

one spouse) 14,750

both spouses) 15,650

$ 3,000

$ 9,900

11,050

$10,850

11,750

ate your spouse died) and your gross income was at least $3,000,
Generally, tax returns and return information are confidential, as required by section 6103. The timeneeded to complete this form will vary depending on individual circumstances. The estimated averagetime is: Recordkeeping 40 minutes, Learning about the law or the form 20 minutes, Preparing theform 49 minutes. If you have comments concerning the accuracy of these time estimates or suggestions for making this form simpler, we would be happy to hear from you. You can write to the TaxForms Committee, Western Area Distribution Center, Rancho Cordova, CA 95743-0001. DO NOT

send the tax form to this address. Instead, give it to your payer. 

e to your pension provider.