<TABLE> <S> <C>

<ARTICLE> 9
<RESTATED>

<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   YEAR                   9-MOS                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1995             DEC-31-1995             DEC-31-1995
<PERIOD-END>                               DEC-31-1995             SEP-30-1995             JUN-30-1995             MAR-31-1995
<CASH>                                           6,382                   5,884                   5,402                   6,467
<INT-BEARING-DEPOSITS>                               0                       0                       0                       0
<FED-FUNDS-SOLD>                                   600                     140                     475                     245
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     27,108                  15,391                  14,134                  13,609
<INVESTMENTS-CARRYING>                          29,362                  45,744                  48,179                  50,779
<INVESTMENTS-MARKET>                            29,986                  46,430                  48,745                  50,174
<LOANS>                                        122,683                 121,855                 116,019                 111,837
<ALLOWANCE>                                      1,775                   1,634                   1,586                   1,497
<TOTAL-ASSETS>                                 191,200                 194,584                 189,627                 188,959
<DEPOSITS>                                     166,604                 166,878                 165,224                 167,428
<SHORT-TERM>                                     4,632                   8,447                   5,678                   3,230
<LIABILITIES-OTHER>                              1,511                   1,332                   1,217                   1,259
<LONG-TERM>                                          0                       0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                         1,848                   1,848                   1,848                   1,848
<OTHER-SE>                                      16,604                  16,079                  15,660                  15,194
<TOTAL-LIABILITIES-AND-EQUITY>                 191,200                 194,584                 189,627                 188,959
<INTEREST-LOAN>                                 10,497                   7,703                   4,966                   2,395
<INTEREST-INVEST>                                3,766                   2,868                   1,938                     988
<INTEREST-OTHER>                                    89                      67                      49                      13
<INTEREST-TOTAL>                               143,352                  10,638                   6,953                   3,396
<INTEREST-DEPOSIT>                               6,266                   4,663                   3,082                   1,498
<INTEREST-EXPENSE>                               6,576                   4,879                   3,203                   1,556
<INTEREST-INCOME-NET>                            7,776                   5,759                   3,750                   1,840
<LOAN-LOSSES>                                      465                     294                     169                      71
<SECURITIES-GAINS>                                  11                      12                      12                       0
<EXPENSE-OTHER>                                  5,234                   3,915                   2,687                   1,359
<INCOME-PRETAX>                                  3,013                   2,237                   1,371                     649
<INCOME-PRE-EXTRAORDINARY>                       3,013                   2,237                   1,371                     649
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     2,244                   1,671                   1,034                     500
<EPS-PRIMARY>                                     1.00                    0.75                    0.47                    0.23
<EPS-DILUTED>                                     1.00                    0.75                    0.47                    0.23
<YIELD-ACTUAL>                                    4.32                    4.32                    4.20                    4.20
<LOANS-NON>                                        105                      35                     263                      99
<LOANS-PAST>                                        91                     166                      98                      32
<LOANS-TROUBLED>                                     0                       0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                 1,438                   1,438                   1,438                   1,438
<CHARGE-OFFS>                                      152                     118                      33                      70
<RECOVERIES>                                        24                      20                      12                       6
<ALLOWANCE-CLOSE>                                1,775                   1,634                   1,586                   1,497
<ALLOWANCE-DOMESTIC>                             1,775                       0                       0                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                            584                     419                     536                     537


</TABLE>