###### Editorial Note on Part 387

#### Editorial Note:

Nomenclature changes to part 387 appear at 66 FR 49872, Oct. 1, 2001.

#### § 387.5 Definitions.

As used in this subpart—

*Accident* includes continuous or repeated exposure to the same conditions resulting in public liability which the insured neither expected nor intended.

*Bodily injury* means injury to the body, sickness, or disease including death resulting from any of these.

*Cancellation of insurance* means the withdrawal of insurance coverage by either the insurer or the insured.

*Endorsement* means an amendment to an insurance policy.

*Environmental restoration* means restitution for the loss, damage, or destruction of natural resources arising out of the accidental discharge, dispersal, release or escape into or upon the land, atmosphere, watercourse, or body of water of any commodity transported by a motor carrier. This shall include the cost of removal and the cost of necessary measure taken to minimize or mitigate damage to human health, the natural environment, fish, shellfish, and wildlife.

*Evidence of security* means a surety bond or a policy of insurance with the appropriate endorsement attached.

*Financial responsibility* means the financial reserves (e.g., insurance policies or surety bonds) sufficient to satisfy liability amounts set forth in this subpart covering public liability.

*For-hire carriage* means the business of transporting, for compensation, the goods or property of another.

*In bulk* means the transportation, as cargo, of property, except Division 1.1, 1.2, or 1.3 materials, and Division 2.3, Hazard Zone A gases, in containment systems with capacities in excess of 3500 water gallons.

*In bulk (Division 1.1, 1.2, and 1.3 explosives)* means the transportation, as cargo, of any Division 1.1, 1.2, or 1.3 materials in any quantity.

*In bulk (Division 2.3, Hazard Zone A or Division 6.1, Packing Group I, Hazard Zone A materials)* means the transportation, as cargo, of any Division 2.3, Hazard Zone A, or Division 6.1, packing Group I, Hazard Zone A material, in any quantity.

*Insured and principal* means the motor carrier named in the policy of insurance, surety bond, endorsement, or notice of cancellation, and also the fiduciary of such motor carrier.

*Insurance premium* means the monetary sum an insured pays an insurer for acceptance of liability for public liability claims made against the insured.

*Motor carrier* means a for-hire motor carrier or a private motor carrier. The term includes, but is not limited to, a motor carrier's agent, officer, or representative; an employee responsible for hiring, supervising, training, assigning, or dispatching a driver; or an employee concerned with the installation, inspection, and maintenance of motor vehicle equipment and/or accessories.

*Property damage* means damage to or loss of use of tangible property.

*Public liability* means liability for bodily injury or property damage and includes liability for environmental restoration.

*State* means a State of the United States, the District of Columbia, Puerto Rico, the Virgin Islands, American Samoa, Guam, and the Northern Mariana Islands.

[46 FR 30982, June 11, 1981; 46 FR 45612, Sept. 14, 1981; 47 FR 12801, Mar. 25, 1982, as amended at 48 FR 52683, Nov. 21, 1983; 51 FR 33856, Sept. 23, 1986; 53 FR 12160, Apr. 13, 1988; 59 FR 63923, Dec. 12, 1994; 62 FR 16709, Apr. 8, 1997; 63 FR 33275, June 18, 1998; 78 FR 58482, Sept. 24, 2013]