<TABLE> <S> <C>

<ARTICLE>   9
<LEGEND>    This schedule contains summary financial information extracted
            from the Princeton National Bancorp, Inc. and Subsidiary 
            Consolidated Balance Sheets and Statements and Subsidiary 
            Consolidated Balance Sheets and Statements of Income and is 
            qualified in its entirety by reference to such financial statements.
<MULTIPLIER>        1,000
       
<S>                             <C>           <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                             DEC-31-1996
<PERIOD-END>                                  MAR-31-1997
<CASH>                                             15,144
<INT-BEARING-DEPOSITS>                            320,815
<FED-FUNDS-SOLD>                                    3,900
<TRADING-ASSETS>                                        0
<INVESTMENTS-HELD-FOR-SALE>                       101,670
<INVESTMENTS-CARRYING>                             10,871
<INVESTMENTS-MARKET>                               10,850
<LOANS>                                           261,890
<ALLOWANCE>                                         1,667
<TOTAL-ASSETS>                                    413,816
<DEPOSITS>                                        357,556
<SHORT-TERM>                                        7,572
<LIABILITIES-OTHER>                                 3,830
<LONG-TERM>                                         4,200
<PREFERRED-MANDATORY>                                   0
<PREFERRED>                                             0
<COMMON>                                           13,800
<OTHER-SE>                                         26,858
<TOTAL-LIABILITIES-AND-EQUITY>                    413,816
<INTEREST-LOAN>                                     5,707
<INTEREST-INVEST>                                   1,634
<INTEREST-OTHER>                                       50
<INTEREST-TOTAL>                                    7,391
<INTEREST-DEPOSIT>                                  3,398
<INTEREST-EXPENSE>                                  3,582
<INTEREST-INCOME-NET>                               3,809
<LOAN-LOSSES>                                         105
<SECURITIES-GAINS>                                    ($3)
<EXPENSE-OTHER>                                     3,092
<INCOME-PRETAX>                                     1,453
<INCOME-PRE-EXTRAORDINARY>                          1,453
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                        1,077
<EPS-PRIMARY>                                        0.40
<EPS-DILUTED>                                        0.40
<YIELD-ACTUAL>                                       4.31
<LOANS-NON>                                         1,101
<LOANS-PAST>                                           18
<LOANS-TROUBLED>                                        0
<LOANS-PROBLEM>                                       147
<ALLOWANCE-OPEN>                                    1,630
<CHARGE-OFFS>                                         221
<RECOVERIES>                                          153
<ALLOWANCE-CLOSE>                                   1,667
<ALLOWANCE-DOMESTIC>                                1,667
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                                 0

        

</TABLE>