WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>


High Point Financial Corp.
Financial Data schedule
EDGAR Only
Form 10Q & 10K

<ARTICLE>              9
       
<S>                                       <C>
<PERIOD-TYPE>                              3-MOS

<FISCAL-YEAR-END>                                 DEC-31-1999
<PERIOD-END>                                      MAR-31-1999
<CASH>                                                  9,569
<INT-BEARING-DEPOSITS>                                      0
<FED-FUNDS-SOLD>                                       19,605
<TRADING-ASSETS>                                            0
<INVESTMENTS-HELD-FOR-SALE>                            60,857
<INVESTMENTS-CARRYING>                                 25,781
<INVESTMENTS-MARKET>                                   25,942
<LOANS>                                               137,716
<ALLOWANCE>                                             4,071
<TOTAL-ASSETS>                                        269,153
<DEPOSITS>                                            228,840
<SHORT-TERM>                                            8,145
<LIABILITIES-OTHER>                                     2,697
<LONG-TERM>                                             5,000
<PREFERRED-MANDATORY>                                       0
<PREFERRED>                                                 0
<COMMON>                                               19,057
<OTHER-SE>                                              5,414
<TOTAL-LIABILITIES-AND-EQUITY>                        269,153
<INTEREST-LOAN>                                         2,888
<INTEREST-INVEST>                                       1,115
<INTEREST-OTHER>                                          206
<INTEREST-TOTAL>                                        4,209
<INTEREST-DEPOSIT>                                      1,591
<INTEREST-EXPENSE>                                      1,704
<INTEREST-INCOME-NET>                                   2,505
<LOAN-LOSSES>                                               0
<SECURITIES-GAINS>                                         11
<EXPENSE-OTHER>                                         2,495
<INCOME-PRETAX>                                           679
<INCOME-PRE-EXTRAORDINARY>                                679
<EXTRAORDINARY>                                             0
<CHANGES>                                                   0
<NET-INCOME>                                              424
<EPS-PRIMARY>                                            0.11
<EPS-DILUTED>                                            0.11
<YIELD-ACTUAL>                                           4.29
<LOANS-NON>                                             1,577
<LOANS-PAST>                                              143
<LOANS-TROUBLED>                                          398
<LOANS-PROBLEM>                                         5,847
<ALLOWANCE-OPEN>                                        4,087
<CHARGE-OFFS>                                             (89)
<RECOVERIES>                                               73
<ALLOWANCE-CLOSE>                                       4,071
<ALLOWANCE-DOMESTIC>                                    4,071
<ALLOWANCE-FOREIGN>                                         0
<ALLOWANCE-UNALLOCATED>                                     0
        


</TABLE>