exv10w1



 






EXHIBIT 10.1





	Contact:	 	Customer Services — CTSLink

Wells Fargo Bank Minnesota, N.A.

Securities Administration Services

7485 New Horizon Way

Frederick, MD 21703

www.ctslink.com





	 	Telephone:	 	(301) 815-6600
	 	Fax:	 	(301) 315-6660





SMT SERIES 2002-7

Record Date: February 27, 2004

Distribution Date: March 22, 2004




Certificateholder Distribution Summary




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Certificate	 	 	 	 	 	Beginning	 	 	 	 
	 	 	 	 	 	 	Class	 	Certificate Pass-	 	Certificate	 	Interest	 	Principal
	Class
	 	CUSIP
	 	Description
	 	Through Rate
	 	Balance
	 	Distribution
	 	Distribution

	A
	 	 	81743YAA5	 	 	SEN	 	 	1.43125	%	 	 	421,839,951.95	 	 	 	503,132.03	 	 	 	4,278,590.20	 
	A-R
	 	 	SMT0207AR	 	 	SEN	 	 	3.50685	%	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-1
	 	 	81743YAE7	 	 	SUB	 	 	1.84125	%	 	 	8,080,000.00	 	 	 	12,397.75	 	 	 	0.00	 
	B-2
	 	 	81743YAF4	 	 	SUB	 	 	2.64376	%	 	 	5,771,000.00	 	 	 	12,714.29	 	 	 	0.00	 
	B-3
	 	 	81743YAG2	 	 	SUB	 	 	2.64376	%	 	 	3,463,000.00	 	 	 	7,629.46	 	 	 	0.00	 
	B-4
	 	 	SMT0207B4	 	 	SUB	 	 	2.64376	%	 	 	1,442,000.00	 	 	 	3,176.92	 	 	 	0.00	 
	B-5
	 	 	SMT0207B5	 	 	SUB	 	 	2.64376	%	 	 	1,154,000.00	 	 	 	2,542.42	 	 	 	0.00	 
	B-6
	 	 	SMT0207B6	 	 	SUB	 	 	2.64376	%	 	 	2,600,498.71	 	 	 	5,729.25	 	 	 	0.00	 
	X-1
	 	 	81743YAC1	 	 	SEN	 	 	1.02918	%	 	 	0.00	 	 	 	64,373.62	 	 	 	0.00	 
	X-2
	 	 	81743YAD9	 	 	SEN	 	 	1.24195	%	 	 	0.00	 	 	 	367,268.20	 	 	 	0.00	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	444,350,450.66	 	 	 	978,963.94	 	 	 	4,278,590.20	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 







     

[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	Ending	 	 	 	 
	 	 	 	 	 	 	Current	 	Certificate	 	Total	 	Cumulative
	Class
	 	CUSIP
	 	Realized Loss
	 	Balance
	 	Distribution
	 	Realized Loss

	A
	 	 	81743YAA5	 	 	 	0.00	 	 	 	417,561,361.75	 	 	 	4,781,722.23	 	 	 	0.00	 
	A-R
	 	 	SMT0207AR	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-1
	 	 	81743YAE7	 	 	 	0.00	 	 	 	8,080,000.00	 	 	 	12,397.75	 	 	 	0.00	 
	B-2
	 	 	81743YAF4	 	 	 	0.00	 	 	 	5,771,000.00	 	 	 	12,714.29	 	 	 	0.00	 
	B-3
	 	 	81743YAG2	 	 	 	0.00	 	 	 	3,463,000.00	 	 	 	7,629.46	 	 	 	0.00	 
	B-4
	 	 	SMT0207B4	 	 	 	0.00	 	 	 	1,442,000.00	 	 	 	3,176.92	 	 	 	0.00	 
	B-5
	 	 	SMT0207B5	 	 	 	0.00	 	 	 	1,154,000.00	 	 	 	2,542.42	 	 	 	0.00	 
	B-6
	 	 	SMT0207B6	 	 	 	0.00	 	 	 	2,600,498.71	 	 	 	5,729.25	 	 	 	0.00	 
	X-1
	 	 	81743YAC1	 	 	 	0.00	 	 	 	0.00	 	 	 	64,373.62	 	 	 	0.00	 
	X-2
	 	 	81743YAD9	 	 	 	0.00	 	 	 	0.00	 	 	 	367,268.20	 	 	 	0.00	 
	 
	 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 
	Totals
	 	 	 	 	 	 	0.00	 	 	 	440,071,860.46	 	 	 	5,257,554.14	 	 	 	0.00	 
	 
	 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 







All distributions required by the Pooling and Servicing Agreement have been
calculated by the Certificate Administrator on behalf of the Trustee.



Principal Distribution Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Beginning	 	Scheduled	 	Unscheduled	 	 
	 	 	Original Face	 	Certificate	 	Principal	 	Principal	 	 
	Class
	 	Amount
	 	Balance
	 	Distribution
	 	Distribution
	 	Accretion

	A
	 	 	554,686,000.00	 	 	 	421,839,951.95	 	 	 	0.00	 	 	 	4,278,590.20	 	 	 	0.00	 
	A-R
	 	 	100.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-1
	 	 	8,080,000.00	 	 	 	8,080,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-2
	 	 	5,771,000.00	 	 	 	5,771,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-3
	 	 	3,463,000.00	 	 	 	3,463,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-4
	 	 	1,442,000.00	 	 	 	1,442,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-5
	 	 	1,154,000.00	 	 	 	1,154,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-6
	 	 	2,600,498.71	 	 	 	2,600,498.71	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	X-1
	 	 	50.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	X-2
	 	 	50.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 
	Totals
	 	 	577,196,698.71	 	 	 	444,350,450.66	 	 	 	0.00	 	 	 	4,278,590.20	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 







     

[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Realized	 	Total Principal	 	Ending Certificate	 	Ending Certificate	 	Total Principal
	Class
	 	Loss (1)
	 	Reduction
	 	Balance
	 	Percentage
	 	Distribution

	A
	 	 	0.00	 	 	 	4,278,590.20	 	 	 	417,561,361.75	 	 	 	0.75278872	 	 	 	4,278,590.20	 
	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	B-1
	 	 	0.00	 	 	 	0.00	 	 	 	8,080,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-2
	 	 	0.00	 	 	 	0.00	 	 	 	5,771,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-3
	 	 	0.00	 	 	 	0.00	 	 	 	3,463,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-4
	 	 	0.00	 	 	 	0.00	 	 	 	1,442,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-5
	 	 	0.00	 	 	 	0.00	 	 	 	1,154,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	B-6
	 	 	0.00	 	 	 	0.00	 	 	 	2,600,498.71	 	 	 	1.00000000	 	 	 	0.00	 
	X-1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	X-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 
	Totals
	 	 	0.00	 	 	 	4,278,590.20	 	 	 	440,071,860.46	 	 	 	0.76242962	 	 	 	4,278,590.20	 
	 
	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 








	(1)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.




 









 











Principal Distribution Factors Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Beginning	 	Scheduled	 	Unscheduled	 	 	 	 	 	 
	 	 	Original Face	 	Certificate	 	Principal	 	Principal	 	 	 	 	 	Realized
	Class
	 	Amount
	 	Balance
	 	Distribution
	 	Distribution
	 	Accretion
	 	Loss (3)

	A
	 	 	554,686,000.00	 	 	 	760.50225163	 	 	 	0.00000000	 	 	 	7.71353559	 	 	 	0.00000000	 	 	 	0.00000000	 
	A-R
	 	 	100.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-1
	 	 	8,080,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-2
	 	 	5,771,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-3
	 	 	3,463,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-4
	 	 	1,442,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-5
	 	 	1,154,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-6
	 	 	2,600,498.71	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	X-1
	 	 	50.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	X-2
	 	 	50.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 







     

[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Total Principal	 	Ending Certificate	 	Ending Certificate	 	Total Principal
	Class
	 	Reduction
	 	Balance
	 	Percentage
	 	Distribution

	A
	 	 	7.71353559	 	 	 	752.78871605	 	 	 	0.75278872	 	 	 	7.71353559	 
	A-R
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-1
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-2
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-3
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-4
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-5
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	B-6
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	X-1
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	X-2
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 








	(3)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.





Interest Distribution Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	Payment of
	 	 	 	 	 	 	 	 	 	 	Certificate/	 	 	 	 	 	Unpaid
	 	 	Original Face	 	Current	 	Notional	 	Current Accrued	 	Interest
	Class
	 	Amount
	 	Certificate Rate
	 	Balance
	 	Interest
	 	Shortfall

	A
	 	 	554,686,000.00	 	 	 	1.43125	%	 	 	421,839,951.95	 	 	 	503,132.03	 	 	 	0.00	 
	A-R
	 	 	100.00	 	 	 	3.50685	%	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-1
	 	 	8,080,000.00	 	 	 	1.84125	%	 	 	8,080,000.00	 	 	 	12,397.75	 	 	 	0.00	 
	B-2
	 	 	5,771,000.00	 	 	 	2.64376	%	 	 	5,771,000.00	 	 	 	12,714.29	 	 	 	0.00	 
	B-3
	 	 	3,463,000.00	 	 	 	2.64376	%	 	 	3,463,000.00	 	 	 	7,629.46	 	 	 	0.00	 
	B-4
	 	 	1,442,000.00	 	 	 	2.64376	%	 	 	1,442,000.00	 	 	 	3,176.92	 	 	 	0.00	 
	B-5
	 	 	1,154,000.00	 	 	 	2.64376	%	 	 	1,154,000.00	 	 	 	2,542.42	 	 	 	0.00	 
	B-6
	 	 	2,600,498.71	 	 	 	2.64376	%	 	 	2,600,498.71	 	 	 	5,729.25	 	 	 	0.00	 
	X-1
	 	 	50.00	 	 	 	1.02918	%	 	 	75,057,870.07	 	 	 	64,373.62	 	 	 	0.00	 
	X-2
	 	 	50.00	 	 	 	1.24195	%	 	 	354,862,081.88	 	 	 	367,268.20	 	 	 	0.00	 
	 
	 	 	
 	 	 	 		 	 	 		 	 	 	
 	 	 	 	
 	 
	Totals
	 	 	577,196,698.71	 	 	 	 	 	 	 	 	 	 	 	978,963.94	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	 	 	 	 	 	 	 	 	
 	 	 	 	
 	 







     

[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Non-	 	 	 	 	 	 	 	 	 	Remaining	 	Ending
	 	 	Current	 	Supported	 	 	 	 	 	 	 	 	 	Unpaid	 	Certificate/
	 	 	Interest	 	Interest	 	Realized	 	Total Interest	 	Interest	 	Notational
	Class
	 	Shortfall
	 	Shortfall
	 	Loss (4)
	 	Distribution
	 	Shortfall
	 	Balance

	A
	 	 	0.00	 	 	 	(0.01	)	 	 	0.00	 	 	 	503,132.03	 	 	 	0.00	 	 	 	417,561,361.75	 
	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	B-1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	12,397.75	 	 	 	0.00	 	 	 	8,080,000.00	 
	B-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	12,714.29	 	 	 	0.00	 	 	 	5,771,000.00	 
	B-3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	7,629.46	 	 	 	0.00	 	 	 	3,463,000.00	 
	B-4
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	3,176.92	 	 	 	0.00	 	 	 	1,442,000.00	 
	B-5
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	2,542.42	 	 	 	0.00	 	 	 	1,154,000.00	 
	B-6
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	5,729.25	 	 	 	0.00	 	 	 	2,600,498.71	 
	X-1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	64,373.62	 	 	 	0.00	 	 	 	74,761,002.23	 
	X-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	367,268.20	 	 	 	0.00	 	 	 	350,880,359.52	 
	 
	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 		 
	Totals
	 	 	0.00	 	 	 	(0.01	)	 	 	0.00	 	 	 	978,963.94	 	 	 	0.00	 	 	 	 	 
	 
	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	
 	 	 	 	 	 








	(4)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.




 









 











Interest Distribution Factors Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment of
	 	 	 	 	 	 	Current	 	Beginning	 	 	 	 	 	Unpaid
	Class	 	Original Face	 	Certificate	 	Certificate/	 	Current Accrued	 	Interest
	(5)
	 	Amount
	 	Rate
	 	Notional Balance
	 	Interest
	 	Shortfall

	A
	 	 	554,686,000.00	 	 	 	1.43125	%	 	 	760.50225163	 	 	 	0.90705738	 	 	 	0.00000000	 
	A-R
	 	 	100.00	 	 	 	3.50685	%	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-1
	 	 	8,080,000.00	 	 	 	1.84125	%	 	 	1000.00000000	 	 	 	1.53437500	 	 	 	0.00000000	 
	B-2
	 	 	5,771,000.00	 	 	 	2.64376	%	 	 	1000.00000000	 	 	 	2.20313464	 	 	 	0.00000000	 
	B-3
	 	 	3,463,000.00	 	 	 	2.64376	%	 	 	1000.00000000	 	 	 	2.20313601	 	 	 	0.00000000	 
	B-4
	 	 	1,442,000.00	 	 	 	2.64367	%	 	 	1000.00000000	 	 	 	2.20313454	 	 	 	0.00000000	 
	B-5
	 	 	1,154,000.00	 	 	 	2.64367	%	 	 	1000.00000000	 	 	 	2.20313692	 	 	 	0.00000000	 
	B-6
	 	 	2,600,498.71	 	 	 	2.64367	%	 	 	1000.00000000	 	 	 	2.20313511	 	 	 	0.00000000	 
	X-1
	 	 	50.00	 	 	 	1.02918	%	 	 	1501157.40140000	 	 	 	1287.47240000	 	 	 	0.00000000	 
	X-2
	 	 	50.00	 	 	 	1.24195	%	 	 	7097241.63760000	 	 	 	7345.36400000	 	 	 	0.00000000	 







     

[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	Non-	 	 	 	 	 	 	 	 	 	Remaining	 	 
	 	 	Current	 	Supported	 	 	 	 	 	 	 	 	 	Unpaid	 	 
	Class	 	Interest	 	Interest	 	Realized	 	Total Interest	 	Interest	 	Ending Certificate/
	(5)
	 	Shortfall
	 	Shortfall
	 	Loss (6)
	 	Distribution
	 	Shortfall
	 	Notational Balance

	A
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.90705738	 	 	 	0.00000000	 	 	 	752.78871605	 
	A-R
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	B-1
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1.53437500	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-2
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.02313464	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-3
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.20313601	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-4
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.20313454	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-5
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.20313692	 	 	 	0.00000000	 	 	 	1000.00000000	 
	B-6
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	2.20313511	 	 	 	0.00000000	 	 	 	1000.00000000	 
	X-1
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	1287.47240000	 	 	 	0.00000000	 	 	 	1495220.04460000	 
	X-2
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	7345.36400000	 	 	 	0.00000000	 	 	 	7017607.19040000	 








	(5)	 	Per $1 denomination
	 
	(6)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.





Certificateholder Account Statement




Certificate Account




	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	Deposits
	 	 	 	 
	Payments of Interest and Principal
	 	 	5,399,766.60	 
	Liquidations, Insurance Proceeds, Reserve Funds
	 	 	0.00	 
	Proceeds from Repurchased Loans
	 	 	0.00	 
	Other Amounts (Servicer Advances)
	 	 	1,912.44	 
	Realized Losses
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	 
	 	 	
 	 
	 
	 	 	5,401,679.04	 
	Total Deposits
	 	 	 	 
	Withdrawals
	 	 	 	 
	Reimbursement for Servicer Advances
	 	 	1,422.92	 
	Payment of Service Fee
	 	 	142,701.98	 
	Payment of Interest and Principal
	 	 	5,257,554.14	 
	 
	 	 	
 	 
	 
	 	 	5,401,679.04	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	 	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	
 	 







 









 






Prepayment/Curtailment Interest Shortfall




	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	
 	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	(0.01	)
	 
	 	 	
 	 







Servicing Fees




	 	 	 	 	 
	Gross Servicing Fee
	 	 	138,999.06	 
	Master Servicing Fee
	 	 	3,702.92	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	
 	 
	Net Servicing Fee
	 	 	142,701.98	 
	 
	 	 	
 	 







	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Beginning	 	Current	 	Current	 	Ending
	Account Type
	 	Balance
	 	Withdrawals
	 	Deposits
	 	Balance

	Basis Risk Reserve Fund – X-1
	 	 	1,512.68	 	 	 	0.00	 	 	 	0.00	 	 	 	1,512.68	 
	Basis Risk Reserve Fund – X-2
	 	 	8,487.32	 	 	 	0.00	 	 	 	0.00	 	 	 	8,487.32	 








 









 

 



Loan Status Stratification/Credit Enhancement Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT
	 	BANKRUPTCY
	 	FORECLOSURE

	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 	 	Loans
	 	Balance
	 	 	 	Loans
	 	Balance
	 	 	 	Loans
	 	Balance

	30 Days
	 	 	2	 	 	 	494,417.54	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	1	 	 	 	300,000.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	2	 	 	 	494,417.54	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	1	 	 	 	300,000.00	 
	 
	 	No. of	 	Principal	 	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 
	 	Loans	 	Balance	 	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0.162338	%	 	 	0.112350	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.081169	%	 	 	0.068171	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0.162338	%	 	 	0.112350	%	 	 	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	0.081169	%	 	 	0.068171	%







     

[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	REO
	 	TOTAL

	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 	 	Loans
	 	Balance
	 	 	 	Loans
	 	Balance

	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	1	 	 	 	494,417.54	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	1	 	 	 	300,000.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	2	 	 	 	794,417.54	 
	 
	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 
	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.162338	%	 	 	0.112350	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.081169	%	 	 	0.068171	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	0.243506	%	 	 	0.180521	%







	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Current Period Class A Insufficient Funds:
	 	 	0.00	 	 	Principal Balance of Contaminated Properties	 	 	0.00	 	 	Periodic Advance	 	 	1,912.44	 







	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Original $	 	Original %	 	Current $	 	Current %
	Bankruptcy
	 	 	100,261.00	 	 	 	0.01737033	%	 	 	100,261.00	 	 	 	0.02278287	%
	Fraud
	 	 	17,315,901.00	 	 	 	3.00000001	%	 	 	10,161,109.97	 	 	 	2.30896608	%
	Special Hazard
	 	 	5,771,967.00	 	 	 	1.00000000	%	 	 	4,700,000.00	 	 	 	1.06800739	%







Limit of subordinate’s exposure to certain types of losses




 









 








Delinquency Status By Group




One-Month Libor




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT
	 	BANKRUPTCY
	 	FORECLOSURE

	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	1	 	 	 	300,000.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	1	 	 	 	300,000.00	 
	 
	 	No. of	 	Principal	 	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 
	 	Loans	 	Balance	 	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.500000	%	 	 	0.388118	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	0.500000	%	 	 	0.388118	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 






[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	REO
	 	TOTAL

	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	1	 	 	 	300,000.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	1	 	 	 	300,000.00	 
	 
	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 
	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.500000	%	 	 	0.388118	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	0.50000	)%	 	 	0.388118	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 







Six-Month Libor




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT
	 	BANKRUPTCY
	 	FORECLOSURE

	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	2	 	 	 	494,417.54	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	2	 	 	 	494,417.54	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	0	 	 	 	0.00	 
	 
	 	No. of	 	Principal	 	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 
	 	Loans	 	Balance	 	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0.193798	%	 	 	0.136288	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0.193798	%	 	 	0.136288	%	 	 	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 











[Additional columns below]
[Continued from above table, first column(s) repeated]



	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	REO
	 	TOTAL

	 	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days	 	 	2	 	 	 	494,417.54	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	2	 	 	 	494,417.54	 
	 
	 	No. of	 	Principal	 	 	 	No. of	 	Principal
	 
	 	Loans	 	Balance	 	 	 	Loans	 	Balance
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days	 	 	0.193798	%	 	 	0.136288	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	0.193798	%	 	 	0.136288	%
	 
	 	 	
 	 	 	 	
 	 	 	 	 	 	
 	 	 	 	
 	 














 






Collateral Statement




	 	 	 	 	 
	Collateral Description	 	Mixed Fixed & Arm
	Weighted Average Gross Coupon
	 	 	3.029139	%
	Weighted Average Net Coupon
	 	 	2.653762	%
	Weighted Average Pass-Through Rate
	 	 	2.643762	%
	Weighted Average Maturity (Stepdown Calculation)
	 	 	338	 
	Beginning Scheduled Collateral Loan Count
	 	 	1,242	 
	Number of Loans Paid in Full
	 	 	10	 
	Ending Scheduled Collateral Loan Count
	 	 	1,232	 
	Beginning Scheduled Collateral Balance
	 	 	444,350,450.66	 
	Ending Scheduled Collateral Balance
	 	 	440,071,860.46	 
	Ending Actual Collateral Balance at 27-Feb-2004
	 	 	440,069,371.53	 
	Monthly P&I Constant
	 	 	1,121,665.92	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Realization Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	Scheduled Principal
	 	 	0.00	 
	Unscheduled Principal
	 	 	4,278,590.20	 







Miscellaneous Reporting




	 	 	 	 	 
	Pro Rata Senior Percent
	 	 	94.934066	%
	Senior Percent
	 	 	100.000000	%
	Senior Prepay Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepay Percent
	 	 	0.000000	%







 









 






	 	 	 	 	 	 	 	 	 	 	 	 	 
	Group	 	One Month Libor	 	Six Month Libor	 	Total
	Collateral Description
	 	Monthly	 	6 Month Arm	 	Mixed Fixed & Arm
	Weighted Average Coupon Rate
	 	 	2.853139	 	 	 	3.066365	 	 	 	3.029139	 
	Weighted Average Net Rate
	 	 	2.478140	 	 	 	2.690908	 	 	 	2.653762	 
	Pass-Through Rate
	 	 	2.468139	 	 	 	2.680908	 	 	 	2.643762	 
	Weighted Average Maturity
	 	 	298	 	 	 	299	 	 	 	338	 
	Record Date
	 	 	02/27/2004	 	 	 	02/27/2004	 	 	 	02/27/2004	 
	Principal and Interest Constant
	 	 	184,448.87	 	 	 	937,217.05	 	 	 	1,121,665.92	 
	Beginning Loan Count
	 	 	201	 	 	 	1,041	 	 	 	1,242	 
	Loans Paid in Full
	 	 	1	 	 	 	9	 	 	 	10	 
	Ending Loan Count
	 	 	200	 	 	 	1,032	 	 	 	1,232	 
	Beginning Scheduled Balance
	 	 	77,577,228.60	 	 	 	366,773,222.06	 	 	 	444,350,450.66	 
	Ending Scheduled Balance
	 	 	77,295,620.91	 	 	 	362,776,239.55	 	 	 	440,071,860.46	 
	Scheduled Principal
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Unscheduled Principal
	 	 	281,607.69	 	 	 	3,996,982.51	 	 	 	4,278,590.20	 
	Scheduled Interest
	 	 	184,448.87	 	 	 	937,217.05	 	 	 	1,121,665.92	 
	Servicing Fee
	 	 	24,242.87	 	 	 	114,756.19	 	 	 	138,999.06	 
	Master Servicing Fee
	 	 	646.48	 	 	 	3,056.44	 	 	 	3,702.92	 
	Trustee Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	159,559.52	 	 	 	819,404.42	 	 	 	978,963.94	 
	Realized Loss Amount
	 	 	0.00f	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00