From: Houser, Esther V [mailto:Esther.V.Houser@morganstanley.com] 

Sent: Monday, August 10, 2015 4:31 PM

To: EBSA, E-ORI - EBSA

Subject: RIN 1210-AB32 Conflict of Interest 

Dear Sir or Madam

Please withdraw your support for the above proposal.

The rule would unnecessarily punish my clients and severely restrict the 

level of service that I can provide. A large pool of investors would be left 

without quality counsel.

Thank you.

Esther V. Houser, CRPS®, First Vice President

Corporate Retirement Director

Financial Advisor

NMLS No. 1272997

Morgan Stanley Wealth Management

2800 Post Oak Blvd., Suite 1800 | Houston, TX 77056

Phone: +1 713 965-5000

Direct: +1 713 993-2803

Fax: +1 713 965-5050

esther.v.houser@morganstanley.com

Click here to view my website: http://www.morganstanleyFA.com/houserradzwill

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more than 7% of the wealth managers in the metropolitan area.

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* For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com.

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