alea-institute/kl3m-data-sample-004-shuffled huggingface dataset:
PUBLIC SUBMISSION

As of: 8/31/15 

Received: August 29, 2015

Status: Pending_Post

Tracking No. 1jz-8ktu-r1tj

Comments Due: September 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; 

Notice of proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0204

Definition of the Term Fiduciary; Conflict of Interest Rule- Retirement Investment Advice

Document: EBSA-2010-0050-DRAFT-4967

Comment on FR Doc # 2015-08831

Submitter Information

Name: Steve Mann

Address: 

Winston-Salem, NC, 27106

General Comment

I have used options for many years for protection and to generate income. My results have 

outperformed the major indexes. I fully understand options may expire worthless but I use a 

small percentage (up to 5%) of my portfolio. I'm against this proposal. An alternative rule would 

be to restrict the purchase of options up to a percentage (e.g., 20%) of the account balance.
PUBLIC SUBMISSION

As of: 9/3/15 

Received: September 03, 2015

Status: Pending_Post

Tracking No. 1jz-8kx2-g3gb

Comments Due: September 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; 

Notice of proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0204

Definition of the Term Fiduciary; Conflict of Interest Rule- Retirement Investment Advice

Document: EBSA-2010-0050-DRAFT-5135

Comment on FR Doc # 2015-08831

Submitter Information

Name: David Bernstein

General Comment

Dear Sir or Madame,

I am an individual investor with a day job unrelated to the financial industry. I enjoy investing 

and take the time to do my own research before buying securities, options or mutual funds. 

Please do not limit the securities, options or funds that I can invest in within an IRA. I use equity 

options to manage risk and generate an income stream. A portfolio of stocks and stock options 

can be less volatile and "safer" than a portfolio of mutual funds or stocks alone. 

I fully support your efforts to hold brokers and RIAs more accountable, and to enforce some sort 

of fiduciary responsibility. They should have to make recommendations based on what is best for 

the client, not the company. There is a difference though between advice and availability of 

investment vehicles. Please do not limit the availability of investment vehicles.

Thank you,

David Bernstein
1210-AB32-2-1269.html[7/24/2015 9:58:07 PM]

PUBLIC SUBMISSION

As of: July 16, 2015

Received: July 09, 2015

Status: Pending_Post

Tracking No. 1jz-8jvu-r6qi

Comments Due: July 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; Notice of

 proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0205

Definition of Fiduciary; Conflict of Interest Rule-Retirement Investment Advice and Related Proposed

 Prohibited Transaction Exemptions; Hearing and Comment Period Extension

Document: EBSA-2010-0050-DRAFT-1764

Comment on FR Doc # 2015-14921

Submitter Information

Name: Derek Stout

General Comment

To EBSA, 

Please stay out of my personal retirement planning and accounts including 401K and IRA.
#### CATHARINE R. PRENTISS, v. CHARLES M. CORNELL and Others In the Matter of JOSEPH HUSSON, Jr., Purchaser, Appellant.

*Purchaser at a foreclosure*sale— *when he will he compelled to complete the purchase, although two of the defendants were lunatics, for whom no committees had been appointed.*

Appeal from an order made at a Special Term, compelling a purchaser to accept and complete his purchase of premises struck down to him on the sale under the judgment in this action.

The action was for the partition or sale of lands, and the proceedings seemed to have been regularly taken. The objection raised was that two of the adult defendants were persons of unsound mind at the time the action was commenced, but had not been judicially found or declared so to be. They were personally served with the summons and complaint, and one of them appeared in the action by an attorney. The other did not appear.

It did not directly appear in the papers that either of these *168defendants have ever been judicially declared incompetent to manage his affairs, or that any committee has been appointed for either.

The court at General Term said: “ The objection raised is insufficient to release the purchaser from his obligation to complete it; assuming that these defendants were *non suijuris*at the commencement of this action, they were, nevertheless, liable to be sued. The mental incapacity or incompetency of parties presents no interference with the enforcement of legal liabilities. The institution of legal proceedings against lunatics is not inhibited. They may be sued and actions may be maintained against them, and whether their insanity will constitute a defense depends on the circumstances of the case. *(Sanford*v. *Sanford,*62 N. Y., 553; *Mut. Life Ins. Co.*v. *Hwnt,*14 Hun [Sup. Ct.], 169 ; Id.,79 N. Y., 541.)

“ In this case no proceedings had been instituted at the time of the commencement of this action to inquire into the mental condition of these defendants, and they stood before the world with the presumption of sanity in their favor. Besides, it must be borne in mind that there is no allegation of wrong to these defendants, and no complaint comes from them or their friends of any injustice. The question relates solely to the jurisdiction of the court and the regularity of the proceedings. The personal service of the summons and complaint conferred jurisdiction of these persons, and the judgment rendered was not even erroneous. *(Crijopen*v. *Culver,*13 Barb., 428; *Sternberg*v. *Sohooleraft,*2 id., 153.)

“ Complaint is made of some minor irregularities in practice, but they are unimportant and quite insufficient to disturb the proceedings.

“The order should be affirmed, with costs and disbursements.”

*John II. Bergen,*for the purchaser, appellant.

*J. Stewart Boss,*for the respondent.

Opinion by

Dykman, J.;

Barnard, P. J., and Pratt, J., concurred.

Order affirmed, with costs and disbursements.
Document headings vary by document type but may contain
                    the following: the agency or agencies that issued and signed a document
the number of the CFR title and the number of each part
                      the document amends, proposes to amend, or is directly
                      related to
the agency docket number / agency internal file number
the RIN which identifies each regulatory action listed in
                      the Unified Agenda of Federal Regulatory and Deregulatory
                      Actions See the
                    Document Drafting Handbook
                    for more details.
 Small Business Administration [Disaster Declaration #18071 and #18072; NEW JERSEY Disaster Number NJ-00074]
 AGENCY: Small Business Administration.
 ACTION: Notice.
 SUMMARY: This is a Notice of the Presidential declaration of a major disaster for Public Assistance Only for the State of New Jersey (FEMA-4725-DR), dated 08/11/2023. *Incident:*
                         Severe Storm and Flooding. *Incident Period:*
                         07/14/2023 through 07/15/2023.
 DATES: Issued on 08/11/2023. *Physical Loan Application Deadline Date:*
                         10/10/2023. *Economic Injury (EIDL) Loan Application Deadline Date:*
                         05/13/2024.
 ADDRESSES: Submit completed loan applications to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
 FOR FURTHER INFORMATION CONTACT: A. Escobar, Office of Disaster Recovery & Resilience, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.


SUPPLEMENTARY INFORMATION: Notice is hereby given that as a result of the President's major disaster declaration on 08/11/2023, Private Non-Profit organizations that provide essential services of a governmental nature may file disaster loan applications at the address listed above or other locally announced locations. The following areas have been determined to be adversely affected by the disaster: *Primary Counties:*
                     Warren The Interest Rates are: Percent*For Physical Damage:*Non-Profit Organizations with Credit Available Elsewhere
2.375Non-Profit Organizations without Credit Available Elsewhere
2.375*For Economic Injury:*Non-Profit Organizations without Credit Available Elsewhere
2.375
 The number assigned to this disaster for physical damage is 18071 6 and for economic injury is 18072 0. (Catalog of Federal Domestic Assistance Number 59008) Francisco Sánchez, Jr., Associate Administrator, Office of Disaster Recovery & Resilience.


[FR Doc. 2023-17936 Filed 8-18-23; 8:45 am] BILLING CODE 8026-09-P
-----Original Message-----

To: EBSA, E-ORI - EBSA

Subject: I support the DOL retirement advice rule [RIN 1210-AB32]

Millions of Americans like me are counting on our 401(k)s and retirement accounts. I work hard to save 

for retirement.

Retirement plans involve complex financial decisions, so like many others, I rely on investment 

professionals for guidance. We should be able to trust our financial advisers to put our interests first. 

But loopholes in the current rules make it easy for some advisers to take advantage of hard-working 

Americans and line their own pockets with our retirement savings. This is not right. 

I appreciate and support the Dept. of Labor in its "fiduciary interest" rule making and hope this letter 

helps convince you that Americans care about their retirement savings. Just like the self-interested 

advice they give, retirement advisers are fighting the rule to protect the money they make off 

investments that earn them more money, even if they aren’t as good for my bottom line.
## In the

Court of Appeals

Second Appellate District of Texas

at Fort Worth

No. 02-18-00416-CV

On Appeal from County Court at Law No. 2

Denton County, Texas

Trial Court No. CV-2018-03912

ORDER

We have considered Berry’s “Emergency Stay Pending Appeal/Mandamus.”

To the extent Berry is asking this court to reconsider its December 28, 2018

order, we deny the motion because the trial court has not yet set a supersedeas bond

amount. See Tex. Prop. Code Ann. § 24.007.

To the extent Berry seeks a writ of mandamus ordering the trial court to set a

bond amount, the trial court has continuing jurisdiction to set a bond amount even

after an appeal has been filed. See Tex. R. App. P. 24.3(a); In re Smitherman

, 533 S.W.3d



### A NDRE 

### B ERRY



### , Appellant

V



### .

B EN 

### Z EN 

### P ROPERTIES 

### LLC, Appellee907, 909 (Tex. App.

— Houston [14th Dist.] 2017, orig. proceeding) (“The county court

has a duty to set the amount of the supersedeas bond so that a party in an eviction

suit may file the bond within ten days of the signing of the judgment.” (emphasis

added)). But Berry (relator) has not complied with the rules of appellate procedure as

to the following:

1) the motion does not include a certificate of service showing that relator has

served the Respondent trial judge and the opposing party (real party in interest)

in accordance with rule of appellate procedure 9.5(b), nor does it show that he

has notified or made a diligent effort to notify those parties of his filing by

expedited means, such as telephone or fax; and

(2) the “Emergency Stay Pending Appeal/Mandamus” does not contain the

items listed in rule of appellate procedure 52.3 (identity of parties and counsel,

table of contents, index of authorities, statement of the case, statement of

jurisdiction, issues presented, statement of facts, argument, prayer, certification,

appendix).

We order Berry to submit the certificate of service no later than 3:00 p.m. on

January 4, 2019

, and to submit a filing complying with rule 52.3 no later than 5:00

p.m. on January 7, 2019

. Failure to comply with either of the above may result in

relief being denied.

The clerk of this court is directed to transmit a copy of this order to Berry, any

attorneys of record, the trial court judge, and the trial court clerk.

Dated January 3, 2019

.

Per Curiam

2
1210-AB32-2-1573.html[7/26/2015 8:19:32 PM]

PUBLIC SUBMISSION

As of: July 16, 2015

Received: July 12, 2015

Status: Pending_Post

Tracking No. 1jz-8jxo-16iy

Comments Due: July 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; Notice of

 proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0205

Definition of Fiduciary; Conflict of Interest Rule-Retirement Investment Advice and Related Proposed

 Prohibited Transaction Exemptions; Hearing and Comment Period Extension

Document: EBSA-2010-0050-DRAFT-2070

Comment on FR Doc # 2015-14921

Submitter Information

Name: Maria Brgman

General Comment

My husband has a 401k. He has rightfully earned that money and it is his to do with as he pleases. It isn't the

 government's. Why is it that the hard working men and women of this country are always being so persecuted?

 We are the voice of this country or at least we rightfully should be. You speak of just, but in controlling our

 retirement I can't see the justice in that.
PUBLIC SUBMISSION

As of: 9/15/15 

Received: September 14, 2015

Status: Pending_Post

Tracking No. 1jz-8l4j-z8ie

Comments Due: September 24, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; 

Notice of proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0204

Definition of the Term Fiduciary; Conflict of Interest Rule- Retirement Investment Advice

Document: EBSA-2010-0050-DRAFT-5289

Comment on FR Doc # 2015-08831

Submitter Information

Name: Patrick Romanchek

Address: 

232 Main St

Hobart, IN, 46342

Email: pat.romanchek@edwardjones.com

Phone: 2199425656

General Comment

I have been a Financial Advisor for 29 years I have never put a client in a fee based investment 

and none of my own funds are in a fee based . The cost to the client is a lot higher and the fee is 

very high for the small investor. Please look at all the cost and if the so called conflict is better 

for the client or the advisor the fee based is not better for the client
1210-AB32-2-1424.html[7/26/2015 4:56:43 PM]

PUBLIC SUBMISSION

As of: July 16, 2015

Received: July 10, 2015

Status: Pending_Post

Tracking No. 1jz-8jwb-8s7s

Comments Due: July 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; Notice of

 proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0205

Definition of Fiduciary; Conflict of Interest Rule-Retirement Investment Advice and Related Proposed

 Prohibited Transaction Exemptions; Hearing and Comment Period Extension

Document: EBSA-2010-0050-DRAFT-1920

Comment on FR Doc # 2015-14921

Submitter Information

Name: Tonya Grubb

General Comment

leave our retirement money alone.. Do not take our money away.. we worked so hard and our dreaam.. if you

 take them away.. you destroy America's Dream.. You lied to us that you want to bring America's dream back..

Now you want to take them away.. what kind of liar you are
EBSA-2010-0050-DRAFT-1320.html[7/22/2015 10:22:11 PM]

PUBLIC SUBMISSION

As of: July 16, 2015

Received: July 09, 2015

Status: Pending_Post

Tracking No. 1jz-8jvg-89h2

Comments Due: July 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; Notice of

 proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0205

Definition of Fiduciary; Conflict of Interest Rule-Retirement Investment Advice and Related Proposed

 Prohibited Transaction Exemptions; Hearing and Comment Period Extension

Document: EBSA-2010-0050-DRAFT-1320

Comment on FR Doc # 2015-14921

Submitter Information

Name: Christine and Darrell Anonymous

General Comment

Under no circumstances do we want the government to tell us how to use a 401K or any retirement fund when

 we are eligible to retire.
Exhibit 10.2


 


Executive
Compensation Summary


 


	
  Name/Title

  	
   

  	
  2005 Base

  Salary

  	
   

  	
  2005 Actual

  Annual Incentive

  Bonus Payment

  	
   

  	
  Base Salary

  In Effect on 1/1/06

  	
   

  	
  2006 Maximum

  Annual Incentive

  Bonus Payment

  (maximum

  percentage of

  1/1/06 base

  salary)

  	
   

  	
  2006 Base Salary

  Effective 4/1/06

  	
   

  
	
  Douglas K. Freeman

  Chairman and Chief Executive Officer

  	
   

  	
  $

  	
  550,000

  	
   

  	
  $

  	
  83,600

  	
   

  	
  $

  	
  550,000

  	
   

  	
  150

  	
  %

  	
  $

  	
  625,000

  	
   

  
	
  R. Theodore Brauch

  Chief Risk Executive

  	
   

  	
  $

  	
  150,000

  	
   

  	
  $

  	
  29,858

  	
   

  	
  $

  	
  150,000

  	
   

  	
  75

  	
  %

  	
  $

  	
  175,000

  	
   

  
	
  Steven F. Herbert

  Chief Finance Executive

  	
   

  	
  $

  	
  220,500

  	
   

  	
  $

  	
  111,915

  	
   

  	
  $

  	
  220,500

  	
   

  	
  150

  	
  %

  	
  $

  	
  270,000

  	
   

  
	
  Charles E. Mapson

  Chief Legal Executive

  	
   

  	
  $

  	
  180,000

  	
   

  	
  $

  	
  33,962

  	
   

  	
  $

  	
  180,000

  	
   

  	
  75

  	
  %

  	
  $

  	
  200,000

  	
   

  
	
  Jerald W. McCoy

  Chief Capital Markets Executive

  	
   

  	
  $

  	
  225,000

  	
   

  	
  $

  	
  83,824

  	
   

  	
  $

  	
  225,000

  	
   

  	
  150

  	
  %

  	
  $

  	
  225,000

  	
   

  
	
  William M. Ross

  Chief Strategic Initiatives Executive

  	
   

  	
  $

  	
  225,000

  	
   

  	
  $

  	
  125,798

  	
   

  	
  $

  	
  225,000

  	
   

  	
  150

  	
  %

  	
  $

  	
  225,000
#### § 556.2 Purpose.

The purpose of this part is to enable manufacturers of motor vehicles and replacement equipment to petition the NHTSA for exemption from the notification and remedy requirements of the Act due to the inconsequentiality of the defect or noncompliance as it relates to motor vehicle safety, and to give all interested persons an opportunity for presentation of data, views, and arguments on the issues of inconsequentiality.
EBSA-2010-0050-DRAFT-1514.html[7/23/2015 12:32:35 PM]

PUBLIC SUBMISSION

As of: July 16, 2015

Received: July 09, 2015

Status: Pending_Post

Tracking No. 1jz-8jvp-9fbg

Comments Due: July 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; Notice of

 proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0205

Definition of Fiduciary; Conflict of Interest Rule-Retirement Investment Advice and Related Proposed

 Prohibited Transaction Exemptions; Hearing and Comment Period Extension

Document: EBSA-2010-0050-DRAFT-1514

Comment on FR Doc # 2015-14921

Submitter Information

Name: Michael Davy

General Comment

I am happy with my current retirement arrangements! I do not feel that I need the federal government to arrange

 my retirement! I already hear all the talk about social security as an "entitlement" and I don't want any additional

 government intervention!!! That social security benefit I, and my employer, have contributed to for well over 40

 years is not, as I see it, an entitlement! 

Thank you,

Michael Davy
4 Kimborough St.
Greenville, SC 29607
August 20, 2015

Office of Regulations and Interpretations
Employee Benefits Security Administration
Attn: Conflict of Interest Rule

Room N-5655, U.S. Department of Labor
200 Constitution Avenue NW

Washington, DC 20210

Re: Proposed Conflict of Interest Rule

The requirement to put clients’ best interests ahead of their own is already in
place in most broker-dealers in the country. It is enforceable and enforced. | see

nothing in the proposed Ruie that would cause better compliance with this
standard principle.

| do see considerable additional administration and re-configuring of systems and
procedures in brcker-dealer firrns that will be fargely useless activity with
considerable costs. It will also bring us bigger government and more grinding
wasteful bureaucracy. And it will fill courtrooms with lawyers who convince their
clients that this rule enables them to sue because investments recommended by
their advisor lost value.

There is no such thing as a riskless investment. Putting onerous regulations in
place that seem to insure investors that their investments will not lose value is
folly. The suitability rule calls for advice that matches the client’s risk tolerance
with the risk of the investment. There are good ways to measure each. Further
requirements to act in the client’s best interest are not needed... :



There is plenty of information available to the government about how broker-
dealer firms and their Registered Representatives are treating their clients.
Government could do a useful service by providing better, more user-friendly
systems and procedures for investors to learn which advisors are putting their
clients’ interests first and which are not. Government could also help educate
investors on suitable investments and suitable advisors. | would much prefer to
see moriey spent by government on these kinds of educational programs rather
than the proposed Conflict of Interest Rule.

Advisors with Edward Jones Investments have been advising my wife and me on
our investments for 15 years. The investments weathered the ‘financial crisis’
very well. We retired in 2009, and our investments have done well since then,
providing the income we need to supplement Social Security and some other
sources. | am quite certain that Edward Jones has systems, procedures, training,
supervision, etc. in place to insure that their advisors place the interests of their
clients above their own. We don’t need or want the proposed Conflict of Interest
Rule.

Sincerely,

Ketadd 1X

Richard A. Smith

c: Congressman Trey Gowdy
Senator Lindsay Graham
Senator Tim Scott
EBSA-2010-0050-DRAFT-1360.html[7/23/2015 6:18:04 AM]

PUBLIC SUBMISSION

As of: July 16, 2015

Received: July 09, 2015

Status: Pending_Post

Tracking No. 1jz-8jvl-kopj

Comments Due: July 21, 2015

Submission Type: Web

Docket: EBSA-2010-0050

Definition of the Term ‘‘Fiduciary’’; Conflict of Interest Rule—Retirement Investment Advice; Notice of

 proposed rulemaking and withdrawal of previous proposed rule.

Comment On: EBSA-2010-0050-0205

Definition of Fiduciary; Conflict of Interest Rule-Retirement Investment Advice and Related Proposed

 Prohibited Transaction Exemptions; Hearing and Comment Period Extension

Document: EBSA-2010-0050-DRAFT-1360

Comment on FR Doc # 2015-14921

Submitter Information

Name: Tory Troutman

General Comment

I am smart enough to plan my own retirement, thank you very much. Please allow me to do so without

 interference. The federal government is at least 19 trillion dollars in debt. You have no skills to manage my

 money, obviously.