Exhibit 10.1
 2010 DIRECTOR SUB-PLAN TO THE
UNITED COMMUNITY FINANCIAL CORP.
AMENDED AND RESTATED 2007 LONG-TERM INCENTIVE PLAN
 Section 1  Purpose
  Section 2  Definitions
  Section 3  Administration
 3.1
    
    The Sub-Plan shall be administered by the Committee, subject to such terms and conditions as
the Committee may prescribe that are not inconsistent with the Sub-Plan.
 3.2
    
    Subject to the terms and conditions of the Plan and the Sub-Plan, the Committee shall have
the discretion and exclusive power to:
 (a)
    
    Make Awards to Participants as described herein;(b)
    
    Determine the terms and conditions with respect to Awards to the extent not
inconsistent with the provisions of the Sub-Plan; and
 (c)
    
    Resolve all questions relating to the administration of the Sub-Plan and
applicable law.
 3.3
    
    The interpretation of, and application by, the Committee of any provision of the Sub-Plan
shall be final and conclusive. The Committee, in its sole discretion, may establish rules
and guidelines relating to the Sub-Plan as it may deem appropriate.




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Section 4  Participation
  Section 5  Awards
 5.1
    
    On each Grant Date (as defined below) during a fiscal year of the Corporation, each
Participant who is a Non-Employee Director on such date shall receive an Award consisting of
a number of Restricted Shares equal to 25% of the Annual Stock Retainer (as defined below)
divided by the Fair Market Value of a Common Share on the Grant Date, rounded down to the
nearest whole Common Share. Any portion of the Annual Stock Retainer that is not converted
to Restricted Shares on a Grant Date shall be paid to the Non-Employee Directors in cash on
the Grant Date.
 5.2
    
    For purposes of this Sub-Plan:
 (a)
    
    The Grant Date of an Award shall be the date during each fiscal quarter of
the Corporation on which quarterly cash retainers to Directors and Directors Emeritus
are paid.
 (b)
    
    The Annual Stock Retainer shall be equal to $10,000 (or such other amount as
may be prescribed by the Board from time to time).
 5.3
    
    Restricted Shares awarded pursuant to the Sub-Plan shall be evidenced by an award agreement
containing such terms and conditions as the Committee may prescribe and which are not
inconsistent with the terms of the Plan or the Sub-Plan; provided, however, that no Restricted
Shares may vest prior to the first anniversary of the Grant Date. For purposes of applying
Section 13.3 of the Plan, a Participants Retirement shall mean the Participants Separation
from Service after completing at least fifteen (15) years of service on the Board or after
attaining age seventy (70) with at least five (5) years of service. The Board, in its
discretion, may elect to treat any other Separation from Service by a Director as a
Retirement.
 5.4
    
    Restricted Shares that vest shall be settled by the Corporation as soon as reasonably
practicable.
 Section 6  Plan as Controlling
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Section 7  Amendment and Termination
  Section 8  Term of Sub-Plan
  Section 9  Miscellaneous
 9.1
    
    Except as otherwise provided in the Sub-Plan, a Participant shall have no rights as a
shareholder of the Corporation, including, without limitation, voting rights or rights to
receive dividends payable with respect to the Common Shares, until the issuance (as evidenced
by the appropriate entry on the books of the Corporation or of a duly authorized transfer
agent of the Corporation) of the certificates evidencing Common Shares.
 9.2
    
    An Award may not be sold, pledged, assigned, hypothecated, transferred, or disposed of in
exchange for consideration.
 9.3
    
    Except as otherwise explicitly stated herein, the adoption of the Sub-Plan by the Board shall
not be construed as amending, modifying or rescinding the Plan but is intended to serve as a
framework for the Board with respect to grants to Participants.
 9.4
    
    Nothing contained in the Sub-Plan or in an award agreement granted hereunder shall confer
upon any Participant any right to continue serving on the Board or the board of directors of a
Subsidiary or interfere in any way with the right of the Corporation or any of its
Subsidiaries to terminate the Participants service on the Board at any time.
 9.5
    
    An award agreement may provide that Common Shares issuable upon settlement of an Award may be
subject to such restrictions, including, without limitation, restrictions as to
transferability as the Committee may determine at the time such Award is granted.9.6
    
    The Sub-Plan and all actions taken hereunder shall be governed by and construed in accordance
with the laws of the State of Ohio, except to the extent federal law shall be deemed
applicable.
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