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                                                                   Exhibit 10(h)

                             BUSINESS LOAN AGREEMENT

Agreement by and between NATIONAL CITY BANK OF THE MIDWEST, (herein termed
"Bank"), and UNIPROP MANUFACTURED HOUSING COMMUNITIES INCOME FUND II, A MICHIGAN
LIMITED PARTNERSHIP (herein termed "Borrower"). Borrower has requested certain
extensions of credit which will be evidenced by a promissory note(s) as follows:

COMMERCIAL NOTE: REVOLVING CREDIT IN THE AMOUNT OF ONE MILLION FIVE HUNDRED AND
00/100 DOLLARS ($1,500,000.00) DATED OCTOBER 19, 2005.

In consideration of the mutual promises set forth herein and the extension(s)
of credit as described above and subject to Borrower's satisfactory fulfillment
of all conditions precedent to the borrowing, Bank and Borrower
agree as follows:

                             ARTICLE I - DEFINITIONS

The following terms shall have the following meanings in this Agreement:

1.1      All Accounting terms not specifically defined herein shall have the
         meaning of such terms as used in accordance with generally accepted
         accounting principles. In the event of a dispute relative to the
         meaning of an accounting term, the determination thereof by an
         independent certified public accountant, chosen by the Borrower, and
         acceptable to the Bank shall be controlling.

1.2      "INDEBTEDNESS" means and includes:

         (a)      All indebtedness and liabilities of whatsoever kind, nature
                  and description owed to Bank by Borrower, whether direct or
                  indirect, absolute or contingent, due or to become due or
                  whether now existing or hereafter arising, and howsoever
                  evidenced or acquired, and whether joint or several, and
                  including, costs and expenses described in Section 12.3 of
                  this Agreement and, without limitation,

         (b)      All future advances which the Bank at any time may, but shall
                  not be required to, make for the protection or preservation of
                  the Bank's rights and interests arising hereunder, including,
                  without limitation, advances for taxes, levies, assessments,
                  insurance, and reasonable attorneys' fees,

         (c)      All costs and expenses incurred by the Bank in connection with
                  enforcement of the documents evidencing or securing the
                  Indebtedness or incurred in the protection and preparation for
                  sale of any of its collateral including, without limitation,
                  attorneys' fees and court costs, and

         (d)      All obligations arising out of foreign exchange contracts
                  between the Borrower and the Bank or any bank or financial
                  institution which is an affiliate of NATIONAL CITY BANK OF THE
                  MIDWEST, FORMERLY KNOWN AS NATIONAL CITY BANK OF
                  MICHIGAN/ILLINOIS, and all obligations arising out of the
                  issuance of a letter or letters of credit at the request of
                  the Borrower of the Bank or any bank or financial institution
                  which is an affiliate of NATIONAL CITY BANK OF THE MIDWEST,
                  FORMERLY KNOWN AS NATIONAL CITY BANK OF MICHIGAN/ILLINOIS.

1.3      "LOAN DOCUMENTS" means any document evidencing the Indebtedness, any
         document securing the Indebtedness, any guarantee of the Indebtedness
         and any document executed in connection with or referred to in any of
         the foregoing.

1.4      "NOTE" shall mean any promissory note of the Borrower evidencing any
         loan or advance or extension or renewal thereof made by the Bank to the
         Borrower, under this Agreement.

1.5      "PERSON" shall mean and include an individual, partnership,
         corporation, limited liability company, trust, unincorporated
         organization, government or any department or agency thereof.

1.6      "RELATED PERSON" shall include, but shall not be confined to, any
         Person related to Borrower by common control or ownership.

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1.7      "SUBORDINATED DEBT" shall mean indebtedness of the Borrower owed to any
         officer, employee, director, shareholder or Related Person which is
         subordinated to all Indebtedness, of the Borrower to the Bank under the
         terms and conditions approved in writing by the Bank.

                   ARTICLE II - REPRESENTATIONS AND WARRANTIES

Borrower represents and warrants that:

2.1      It is a duly organized, legally existing LIMITED PARTNERSHIP in good
         standing under the laws of the State of Michigan and qualified to do
         business in any other state in which it conducts its business.

2.2      It has the power and is duly authorized to enter into this Agreement
         and to execute and deliver to the Bank, now and from time to time
         hereafter, additional instruments, resolutions, agreements and other
         instruments or documents relating to the borrowing of monies from the
         Bank. It has, by proper action, authorized and empowered those persons
         whose signatures appear on this Agreement, and any instruments,
         documents and exhibits that have been delivered in connection herewith,
         to execute the same for and on its behalf.

2.3      The execution by it of this Agreement or any other agreements,
         instruments, or documents which may, from time to time hereafter, be
         executed in respect hereto and delivered to Bank, shall not constitute
         a breach of any provisions contained in its articles of incorporation
         or bylaws, or if applicable, partnership agreement, or any agreements
         to which it is now a party and that the performance by it of its
         obligations hereunder or any agreements executed by it and delivered
         hereunder shall not constitute an event of default under any other
         agreement to which it is now a party.

2.4      The financial statements of the Borrower delivered to the Bank
         accurately state the financial condition of the Borrower as of the
         date of such statements. The Borrower has disclosed to the Bank in
         writing all of its known material liabilities, direct or contingent.
         None of the statements, representations or warranties (financial or
         otherwise) furnished by the Borrower to the Bank in connection with
         this Agreement contain any untrue statements, nor omit or will omit a
         material fact necessary to make the statements contained therein or
         herein, in light of the circumstances when made, not misleading. There
         is no fact which the Borrower has not disclosed to the Bank in writing
         which has a material adverse effect on the properties, business or
         condition (financial or otherwise) of the Borrower, or of the ability
         of the Borrower to fully perform its obligations under this Agreement.

2.5      The Borrower is in compliance with all known applicable requirements of
         all governmental authorities (federal, state and local), including
         without limitation, the payment of taxes, the filing of tax returns and
         reports and is complying with all environmental laws, ordinances, rules
         and regulations. The Borrower possesses such franchises, licenses,
         permits, patents, copyrights, trademarks, and consents of appropriate
         governmental bodies to own its property and as are necessary or useful
         to carry on its ordinary course of business.

2.6      There is no litigation undisclosed to the Bank, legal or administrative
         proceedings, investigations or other action of any nature, pending or,
         to its knowledge, threatened against or affecting it, which involves
         the possibility of any judgment or liability which may materially or
         adversely affect any of the Borrower's property or its right to carry
         on its business as now conducted. Details of all litigation, legal or
         administrative proceedings, investigation or other action of similar
         nature, pending or threatened against it, at any time during the term
         of this Agreement, will be brought to the attention of Bank, in
         writing, forthwith.

2.7      All of the funds lent to it pursuant to this Loan Agreement have been
         or will be used to finance the purchase of individual manufactured home
         units in Borrower-owned manufactured housing communities.

2.8      All representations and warranties in this Agreement and any agreement
         given by Borrower to Bank pursuant to this Agreement are true and
         correct and no material fact has been omitted.

2.9      If real estate or any interest therein has been mortgaged, conveyed, or
         assigned by Borrower to Bank as security for payment of the
         Indebtedness, Borrower has no knowledge of any violations or notices
         of any violations of any federal or state law or any ordinance,
         regulation or requirement of the state or governmental authority,
         including but not limited to, any environmental law, ordinance or
         regulation, which affects the mortgaged, conveyed, or assigned premises
         or the use of such premises by the Borrower.

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                             ARTICLE III - SECURITY

         It is agreed that any security agreement, mortgage or other document
         previously or hereafter executed by the Borrower in favor of Bank shall
         secure repayment of all Indebtedness, whether or not presently
         contemplated by the parties and that the security described above shall
         secure repayment of the Indebtedness whether or not presently
         contemplated by the parties and that a default in the terms of any
         note, security agreement, mortgage or other agreement from Borrower to
         Bank shall constitute a default of all notes, security agreements,
         mortgages, and other agreements, and that Bank may, at its option,
         proceed in exercising its rights thereunder in any order or manner it
         may choose, the purpose of this Agreement being to cross-collateralize
         all Indebtedness.

                       ARTICLE IV - AFFIRMATIVE COVENANTS

         The Borrower covenants and agrees that so long as any Indebtedness is
         outstanding or so long as this Agreement is in effect, the Borrower
         shall:

4.1      Maintain insurance against fire, theft and other casualty on its
         insurable real and personal property to their full replacement costs
         with companies acceptable to the Bank against liability on account of
         damage to persons or property and as required under all applicable
         Workmen's Compensation laws. Furthermore, Borrower shall maintain
         insurance as may from time to time be reasonably requested by the
         Bank, which insurance with respect to real property shall name the Bank
         as "OTHER INSURED" under a standard loss-payable clause and with
         respect to personal property shall include a separate lender's loss
         payable clause insuring the Bank's security interest or lien in the
         Borrower's property regardless of any act or neglect of the Borrower.
         The Borrower shall deliver certified copies of all such insurance
         policies to the Bank.

4.2      Maintain, preserve, and keep its buildings and properties and every
         part thereof in good repair, working order, and condition and from
         time to time make all necessary and proper repairs, renewals,
         replacements, additions, betterments, and improvements thereto, so
         that at all times the efficiency thereof shall be fully preserved and
         maintained.

4.3      Duly pay and discharge or cause to be paid and discharged all taxes,
         assessments, and other governmental charges imposed upon it and its
         properties or any part thereof or upon the income or profits therefrom,
         as well as all claims for labor, materials, or supplies, which if
         unpaid could become a lien or charge upon its property, except such
         items as are being in good faith appropriately contested and for which
         the Borrower has provided adequate reserves.

4.4      Carry on and conduct its business in substantially the same manner and
         in substantially the same fields as such business is now and has
         previously been carried on, and maintain its legal existence, and
         comply with all valid and applicable statutes, rules and regulations.

4.5      Maintain a standard, modern system of accounting in accordance with
         generally accepted accounting principles (GAAP); deliver to Bank
         financial reports in a form satisfactory to Bank as Bank may request
         from time to time; permit the duly authorized representative(s) of Bank
         at all reasonable times to examine and inspect the books and records of
         Borrower or any related business entity of Borrower, and to make
         abstracts and copies thereof, and to visit and inspect any of the
         Borrower's property wherever same may be located.

4.6      Borrower shall comply with all applicable federal, state and local
         laws, ordinances, rules and regulations, including, but not limited to,
         all environmental laws, ordinances, rules and regulations and shall
         keep any real property or interest therein mortgaged, conveyed, or
         assigned to secure payment of the Indebtedness free and clear of any
         liens imposed pursuant to such laws, ordinances, rules and regulations,
         and deliver to Bank such information and reports in form satisfactory
         to Bank as Bank may request from time to time to establish compliance
         with such laws.

4.7      Borrower shall comply with all applicable federal, state and local
         laws, ordinances, rules and regulations concerning wage payments,
         minimum wages, overtime laws and payment of withholding taxes, and
         deliver to Bank such reports and information in form satisfactory to
         Bank as Bank may request from time to time to establish compliance with
         such laws.

<PAGE>

4.8      If real estate or any interest therein is mortgaged, conveyed or
         assigned by the Borrower to the Bank as security for payment of the
         Indebtedness, Borrower shall comply with all warranties, covenants and
         representations of such mortgage, conveyance or assignment which
         warranties, covenants and representations are incorporated by reference
         herein in their entirety.

                         ARTICLE V - NEGATIVE COVENANTS

         Borrower covenants and agrees that so long as any Indebtedness is
         outstanding or so long as this Agreement is in effect, Borrower shall
         not without prior written consent of Bank:

5.1      Incur indebtedness for borrowed money, other than to Bank, or act as
         guarantor for any indebtedness of others, or lend money, EXCEPT FOR
         PRIOR INDEBTEDNESS ACKNOWLEDGED BY BANK.

5.2      Mortgage, pledge, assign, hypothecate, encumber or grant a security
         interest in any of its assets except to Bank nor sell, transfer or
         assign any of its assets, properties or business except in the ordinary
         course of business. For the purpose hereof sale of accounts receivable
         or entering into capital leases of personal property, or both, shall be
         deemed the incurring of indebtedness for borrowed money.

5.3      Invest in, organize or participate in the organization or in the
         creation of any other business entity, or merge or consolidate with or
         into any other entity.

5.4      If Borrower is a corporation, release, redeem, retire, purchase, or
         otherwise acquire directly or indirectly any of its capital stock, or
         make any change in its capital structure, or pay or declare any
         dividends, in cash or other property, upon its capital stock.

                        ARTICLE VI - ADDITIONAL COVENANTS

6.1      FINANCIAL REPORTS. Borrower covenants in accordance with paragraph 4.5
         that it will deliver to Bank:

         (A)      WITHIN SIXTY (60) DAYS AFTER EACH FISCAL QUARTER, A FINANCIAL
                  STATEMENT PREPARED ON THE 10-Q FORM AS SUBMITTED TO THE
                  SECURITIES AND EXCHANGE COMMISSION AND,

         (B)      WITHIN NINETY (90) DAYS AFTER EACH CALENDAR YEAR, A FINANCIAL
                  STATEMENT PREPARED ON THE 10-K FORM AS SUBMITTED TO THE
                  SECURITIES AND EXCHANGE COMMISSION AND

         (C)      WITHIN SIXTY (60) DAYS AFTER EACH FISCAL QUARTER AND FOR THE
                  CALENDAR YEAR END WITHIN NINETY (90) DAYS, A BORROWING BASE
                  REPORT.

<PAGE>
                       ARTICLE VII - DEFAULT AND REMEDIES

7.1      The Borrower shall be in default hereunder upon the happening of any of
         the following:

         (a)      The occurrence of a default under the terms of any Loan
                  Documents or any promissory note(s), security agreement(s),
                  mortgage(s) or other agreement(s) executed in connection
                  herewith, including any and all renewals, extensions or
                  modifications thereof; or

         (b)      Non-payment when due of any Indebtedness; or

         (c)      Non-performance of any covenant or agreement contained or
                  referred to herein, or contained in any other agreement with
                  Bank, whether now existing or hereafter arising; or

         (d)      If any warranty, representation or statement made or furnished
                  to Bank by or on behalf of Borrower, in connection with this
                  Agreement, or to induce Bank to make a loan to Borrower,
                  proves to have been false in any material respect when made
                  or furnished; or

         (e)      Death, dissolution, termination or existence, insolvency,
                  appointment of a receiver for any part of the property of,
                  assignment for the benefit of creditors by, or the
                  commencement of any proceeding under any bankruptcy or
                  insolvency laws by or against the Borrower or any endorser,
                  guarantor or surety for the Borrower.

7.2      Upon the occurrence of a default, described above, the Bank may at its
         option, declare that principal and accrued interest thereon of all
         Indebtedness to be immediately due and payable forthwith, without
         presentation, demand, protest or notice of any kind, all of which are
         hereby expressly waived. Bank shall have all the rights and remedies of
         a Secured Party under the Uniform Commercial Code, as enacted in
         Michigan.

7.3      Acceptance of payment or waiver of any default shall not operate as a
         waiver of later defaults, nor of any other rights of the Bank.

<PAGE>
                         ARTICLE VIII - SALE OF BORROWER

            The entire amount of unpaid principal and accrued interest shall
         become due and payable forthwith at the option of the Bank if MAJORITY
         control of the Borrower shall be sold to any other person, firm or
         corporation, whether for cash or by merger or consolidation, or if the
         assets of the Borrower shall be sold or transferred to any other
         person, firm or corporation. The Bank shall be the sole judge as to the
         occurrence of the foregoing, which judgment shall be binding upon the
         parties hereto.

                      ARTICLE IX - ADDITIONAL PROVISIONS

         (If this Article is left blank, there are no additional provisions.)

                                ARTICLE X-NOTICES

            Unless specifically provided otherwise, any notice for purposes of
         this agreement or any other Loan Documents shall be given in writing
         or by facsimile (fax) transmission and shall be addressed or delivered
         to the respective addresses set forth below, or to such other address
         as may have been previously designated by the intended recipient by
         notice given in accordance with this Article. If transmitted by
         facsimile or personal delivery, the notice shall be effective when
         transmission is confirmed or when delivered, respectively. Mailed
         notices shall be sufficient if sent by first-class mail, postage
         prepaid, and the notice shall be deemed effective when sent. No
         notice of change of address shall be effective except upon actual
         receipt, and service of a notice required by any applicable statute
         shall be considered complete when the requirements of that statute are
         met. This Article shall not be construed in any way to affect or impair
         any waiver of notice or demand provided in any Loan Documents or to
         require giving of notice or demand to or upon any person in any
         situation or for any reason.

BORROWER: UNIPROP MANUFACTURED HOUSING         BANK:  NATIONAL CITY BANK OF THE
          COMMUNITIES INCOME FUND II, A               MIDWEST, FORMERLY KNOWN AS
          MICHIGAN LIMITED PARTNERSHIP                NATIONAL CITY BANK OF
          280 DAINES STREET, SUITE 300                MICHIGAN/ILLINOIS
          BIRMINGHAM, MI 48009                        1001 SOUTH WORTH
                                                      BIRMINGHAM, MI 48009

                         ARTICLE XI - COMPLETE AGREEMENT

11.1     All documents and exhibits attached to this Agreement shall for all
         purposes be considered a part of this Agreement and this Agreement
         shall include all the provisions stated in said documents and exhibits.
         In the event of a conflict between the terms used in this Agreement,
         and the terms set forth in said documents or exhibits, the terms of
         this Agreement shall govern.

11.2     This Agreement is a continuing agreement and shall continue in effect
         notwithstanding that from time to time, no Indebtedness may exist. This
         Agreement may be terminated by receipt by Bank of written notice of
         termination from Borrower or by Bank mailing by first class mail a
         written notice of termination to Borrower, and in either of such
         events, this Agreement shall continue as to any Indebtedness then
         existing and as to any and all renewals, extensions or modifications
         thereof made after such event.

11.3     This Agreement and the Loan Documents may be executed in several
         counter-parts, each of which shall be an original and all of which
         shall together constitute one and the same agreement.

11.4     Any appraisals of the Borrower's property obtained in connection with
         an extension of credit or proposed extension of credit from the Bank to
         the Borrower, are for the sole benefit of the Bank and do not
         constitute a representation of value of such property by the Bank to
         the Borrower.

11.5     Nothing contained in this Agreement or any agreement given pursuant
         hereto shall be deemed or construed as creating a partnership or a
         joint venture between the Bank and any other person or cause the Bank
         to be responsible in any way for the debts or obligations of the
         Borrower or any other person.

11.6     This Agreement is personal to the parties hereto and is for their sole
         benefit and is not made for the express or implied benefit of any other
         person or entity.

<PAGE>

11.7     This Agreement, together with any exhibits and other documents and
         instruments mentioned herein, constitutes the entire agreement between
         the Bank and the Borrower. Any and all prior, contemporaneous, oral or
         written agreements, understandings, statements, customs or practices
         between the Bank and the Borrower pertaining to the transactions
         contemplated herein are merged herein. No party has made any
         representations, warranties or inducements, express or implied, to any
         other party, except as expressly set forth herein.

11.8     Neither this Loan Agreement nor any document attached hereto, nor any
         provision hereof, may be modified, waived, discharged or terminated
         orally, but only by an instrument signed by Borrower and Bank.

                      ARTICLE XII-MISCELLANEOUS PROVISIONS

12.1     A determination that any provision of this Agreement is unenforceable
         or invalid shall not affect the enforceability or validity of any
         other provision and the determination that the application of any
         provision of this Agreement to any person or circumstance is illegal or
         unenforceable shall not affect the enforceability or validity of such
         provision as it may apply to other persons or circumstances.

12.2     This Agreement, and its validity, enforcement and interpretation, shall
         be governed by the laws of the State of Michigan (without regard to any
         conflict of laws principles) and applicable United States federal law.

12.3     Without limitation of any Loan Documents and to the extent not
         prohibited by applicable laws, Borrower shall pay when due, and
         reimburse to Bank on demand, and indemnify Bank from, all out-of-pocket
         fees, costs, and expenses paid or incurred by Bank in connection with
         the negotiation, preparation and execution of this Agreement and the
         other Loan Documents (and any amendments, approvals, consents, waivers
         and releases requested, required, proposed or done from time to time),
         or in connection with the disbursement, administration or collection of
         the loan or the enforcement of the obligations or the exercise of any
         right or remedy of Bank, including fees and expenses of Bank's counsel;
         appraisal, re-appraisal and survey costs; title insurance charges and
         premiums; title search or examination costs, including abstracts,
         abstractors' certificates and uniform commercial code searches;
         judgment and tax lien searches for Borrower and each guarantor of the
         Indebtedness; fees and costs of environmental investigations and site
         assessments; recordation taxes, documentary stamp taxes, transfer taxes
         and mortgage taxes; filing and recording fees, and loan brokerage fees.
         Borrower shall pay all costs and expenses incurred by Bank, including
         attorneys' fees, if the obligations or any part thereof are sought to
         be collected by or through an attorney at law, whether or not involving
         probate, appellate, administrative or bankruptcy proceedings. Borrower
         shall pay all costs and expenses of complying with the Loan Documents.
         Borrower's obligations under this Section shall survive the delivery of
         the Loan Documents, the making of advances, the payment in full of the
         obligations, the release or termination of the Loan Documents, the
         foreclosure of any lien or conveyance in lieu of foreclosure, any
         bankruptcy or other debtor relief proceeding, and any other event
         whatsoever.

12.4     Borrower hereby irrevocably submits generally and unconditionally for
         itself and in respect of its property to the jurisdiction of any state
         court, or any United States federal court, sitting in the State of
         Michigan and to the jurisdiction of any state court or any United
         States federal court, sitting in the state in which any of the
         collateral for the Indebtedness is located, over any suit, action or
         proceeding arising out of or relating to this Agreement or the
         Indebtedness. Borrower hereby irrevocably waives, to the fullest extent
         permitted by law, any objection that Borrower may now or hereafter have
         to the laying of venue in any such court and any claim that any such
         court is an inconvenient forum. Borrower hereby agrees and consents
         that, in addition to any methods of service or process provided for
         under applicable law, all service of process in any such suit, action
         or proceeding in any state court, or any United States federal court,
         sitting in the State of Michigan may be made by certified or registered
         mail, return receipt requested, directed to Borrower at its address for
         notice stated in the Loan Documents, or at a subsequent address of
         which Bank received actual notice from Borrower in accordance with the
         Loan Documents, and service so made shall be complete five (5) days
         after the same shall have been so mailed. Nothing herein shall affect
         the right of Bank to serve process in any manner permitted by law or
         limit the right of Lender to bring proceedings against Borrower in any
         other court or jurisdiction.

12.5     Borrower will, on request of Bank, promptly correct any defect, error
         or omission in any Loan Document; execute, acknowledge, deliver,
         procure, record or file such further instruments and do such further
         acts deemed necessary, desirable or proper by Bank to carry out the
         purposes of the Loan Documents and to

<PAGE>

         identify and subject to the liens and security interest of the Loan
         Documents any property intended to be covered thereby, including any
         renewals, additions, substitutions, replacements, or appurtenances to
         said property; execute, acknowledge, deliver, procure, file or record
         any document or instrument deemed necessary, desirable, or proper by
         Bank to protect the liens or the security interest under the Loan
         Documents against the rights or interests of third persons; and provide
         such certificates, documents, reports, information, affidavits and
         other instruments and do such further acts deemed necessary, desirable
         or proper by Bank to comply with the requirements of any agency having
         jurisdiction over Bank. The Borrower authorizes the Bank to correct and
         cure obvious errors and omissions in the Agreement and in any Loan
         Document.

12.6     NOT APPLICABLE TO DEMAND FACILITIES. Notwithstanding anything contained
         in this Agreement to the contrary, this Agreement shall not apply to
         any loan or other credit facility made or extended by Bank to Borrower
         which is payable on demand, whether now outstanding or hereafter
         arising.

THE UNDERSIGNED AND BANK ACKNOWLEDGE THAT THE RIGHT TO TRIAL BY JURY IS A
CONSTITUTIONAL ONE, BUT THAT IT MAY BE WAIVED. EACH PARTY, AFTER CONSULTING (OR
HAVING HAD THE OPPORTUNITY TO CONSULT) WITH COUNSEL OF THEIR CHOICE, KNOWINGLY
AND VOLUNTARILY, AND FOR THEIR MUTUAL BENEFIT, WAIVES ANY RIGHT TO TRIAL BY JURY
IN THE EVENT OF LITIGATION REGARDING THE PERFORMANCE OR ENFORCEMENT OF, OR IN
ANY WAY RELATED TO, THE INDEBTEDNESS.

         Executed this 19th day of OCTOBER, 2005

  BANK: NATIONAL CITY BANK OF THE    BORROWER: UNIPROP MANUFACTURED HOUSING
MIDWEST, FORMERLY KNOWN AS NATIONAL            COMMUNITIES INCOME FUND II,
CITY BANK OF MICHIGAN/ILLINOIS                 A MICHIGAN LIMITED PARTNERSHIP


BY:  /s/ David C. Drouillard          BY: GENESIS ASSOCIATES LIMITED PARTNERSHIP
     -----------------------          ITS: GENERAL PARTNER
     DAVID C. DROUILLARD

ITS: Vice President                       BY:  GP GENESIS CORP.
     -----------------------              ITS: GENERAL PARTNER

                                              BY:  /s/ Paul M. Zlotoff
                                                   -------------------
                                                   Paul M. Zlotoff

                                              ITS: President

                                      FEDERAL TAX I.D. NO.: 38-2593067