<TABLE> <S> <C>


<ARTICLE>                                            9
<CIK>                         0000705671
<NAME>                        OMEGA FINANCIAL CORP
<MULTIPLIER>                                       1,000

<S>                             <C>
<FISCAL-YEAR-END>                            DEC-31-2000
<PERIOD-START>                               JAN-01-2000
<PERIOD-END>                                 MAR-31-2000
<PERIOD-TYPE>                   Year
<CASH>                                             37,865
<INT-BEARING-DEPOSITS>                                758
<FED-FUNDS-SOLD>                                   25,650
<TRADING-ASSETS>                                        0
<INVESTMENTS-HELD-FOR-SALE>                             0
<INVESTMENTS-CARRYING>                              4,948
<INVESTMENTS-MARKET>                              259,374
<LOANS>                                           714,283
<ALLOWANCE>                                        11,935
<TOTAL-ASSETS>                                  1,081,008
<DEPOSITS>                                        865,282
<SHORT-TERM>                                       38,191
<LIABILITIES-OTHER>                                14,293
<LONG-TERM>                                         7,000
<PREFERRED-MANDATORY>                             149,671
<PREFERRED>                                             0
<COMMON>                                            2,436
<OTHER-SE>                                              0
<TOTAL-LIABILITIES-AND-EQUITY>                  1,081,008
<INTEREST-LOAN>                                    14,602
<INTEREST-INVEST>                                   3,576
<INTEREST-OTHER>                                      191
<INTEREST-TOTAL>                                   18,369
<INTEREST-DEPOSIT>                                  6,655
<INTEREST-EXPENSE>                                  7,184
<INTEREST-INCOME-NET>                              11,185
<LOAN-LOSSES>                                         143
<SECURITIES-GAINS>                                      0
<EXPENSE-OTHER>                                     8,582
<INCOME-PRETAX>                                     5,353
<INCOME-PRE-EXTRAORDINARY>                          5,353
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                        3,974
<EPS-BASIC>                                        0.44
<EPS-DILUTED>                                        0.43
<YIELD-ACTUAL>                                       4.53
<LOANS-NON>                                         2,094
<LOANS-PAST>                                          251
<LOANS-TROUBLED>                                      178
<LOANS-PROBLEM>                                     2,523
<ALLOWANCE-OPEN>                                   11,865
<CHARGE-OFFS>                                         120
<RECOVERIES>                                           47
<ALLOWANCE-CLOSE>                                  11,935
<ALLOWANCE-DOMESTIC>                               11,935
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                                 0



</TABLE>